HomeMy WebLinkAbout07-5590IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
CAPITAL ONE BANK
Plaintiff
VS.
HEATH M RUBRIGHT
Defendant
No. o,7- 55ga Civil Tern^
COMPLAINT IN CIVIL ACTION
FILED ON BEHALF OF
Plaintiff
COUNSEL OF RECORD OF
THIS PARTY:
Michael J. Dougherty, Esquire
PA I.D. 476046
WELTMAN, WEINBERG & REIS CO., L.P.A.
325 Chestnut Street, Suite 501
Philadelphia, PA 19106
215-599-1500
WWR#05631738
IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
CAPITAL ONE BANK
Plaintiff
VS. Civil Action No.
HEATH M RUBRIGHT
Defendant
YOU ARE IN DEFAULT BECAUSE
YOU HAVE FAILED TO TAKE ACTION
REQUIRED OF YOU IN THIS CASE
UNLESS YOU ACT WITHIN TWENTY DAYS
FROM THE DATE OF THIS NOTICE, A
JUDGMENT MAY BE ENTERED AGAINST
YOU WITHOUT HEARING AND YOU MAY
LOSE YOUR PROPERTY OR OTHER
IMPORTANT RIGHTS. YOU SHOULD
TAKE THIS NOTICE TO A LAWYER
AT ONCE. IF YOU DO NOT HAVE
A LAWYER OR CANNOT AFFORD ONE,
GO TO OR TELEPHONE THE FOLLOWING
OFFICE TO FIND OUT WHERE YOU
CAN GET LEGAL HELP:
USTED ESTA EN REBELDIA
PORQUE HO FALLADO EN TOMAR
LA ACTON EXIDIDA DE SU
PARTE EN ESTE CASO.
A MENOS DE LA FECHA DE
USTED ACTUE DENTRO DE DIEZ
DIAS DE LA FECHA DE ESTE
AVISO, SE PUEDE REGISTRAR
UNA SENTENCIA CONTRA USTED
SIN EL BENEFICIO DE UNA
AUDENCIA Y PUEDE PERDER
SU PROPIEDAD 0 OTROS
DERECHOS IMPORTANTES.
USTED DEBE LLEVAR ESTA
AVISO A UN ABOGADO
ENSEGUIDA. SI USTED NO
TIENE UN ABOGADO Y NO PUEDE
PAGAR POR LOS SERVICIOS DE
UN ABOGADO, DEBE
COMMUNICARSE CON LA
SIGUIENTE OFICINA PARA
AVERIGUAR DONDE PUEDE
OBTENER AYUDA LEGAL:
LAWYER REFERRAL SERVICE
CUMBERLAND COUNTY BAR ASSOCIATION
32 SOUTH BEDFORD STREET
CARLISLE, PA 17013
(717) 249-3166
COMPLAINT
1. Plaintiff, CAPITAL ONE BANK, is a corporation with offices in 6851 JERICHO
TURNPIKE #190 SYOSSET, NY 11791-0000 .
2. Defendant, HEATH M RUBRIGHT , is an adult individual residing at 21 POPLAR ST.,
LEMOYNE, PA 17043.
3. Defendant applied for and received a credit card issued by Plaintiff bearing the account
number 4388641826927282.
4. Defendant made use of said credit card and has currently a balance due and owing to
Plaintiff, as of MAY 8, 2007, in the amount of $2,848.98.
5. Defendant is in default by having not made monthly payments when due. As such the
entire balance immediately due and payable to Plaintiff.
6. Plaintiff is entitled to the addition of interest at the rate of 21.15% per annum on the unpaid
balance from MAY 8, 2007. A copy of Plaintiff's statement of account is attached hereto, marked as
Exhibit "1" and made a part thereof.
7. Although repeatedly requested to do so by Plaintiff, Defendant has willfully failed and/or
refused to pay the principal balance, finance charges or any part thereof to Plaintiff.
WHEREFORE, Plaintiff demands Judgment in its favor and against Defendant, HEATH M
RUBRIGHT individually, in the amount of $2,848.98 with continuing finance charges thereon at the rate
of 21.15% per annum from MAY 8, 2007 plus costs.
THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED
SHALL BE USED FOR THAT PURPOSE.
WELTMAN, WEINBERG & REIS, CO., L.P.A.
Michael J. Dougherty, Esquire
PA I.D. #76046
WELTMAN, WEINBERG & REIS CO., L.P.A.
325 Chestnut Street, Suite 501
Philadelphia, PA 19106
215-599-1500
W WR#:0563173 8
014
Capital One* Values You As A Customer!
If you are unable to pay the amount due at this time, we strongly urge you to call us immediately at
1-800-955-". We are willing to work with you to help you out of your current financial situation and
resolve the delinquency of your account.
Don't further damage your credit. /
Your account will soon be reviewed to be da'8ed-off as bad debt. If your account is charged-off, you
will still be responsible for the debt, but it will be listed on your credit report and coin prevent you from
receiving credit cards, loans and even affect ham employment and housing opportunities.
0 2001 Capkil One Swim, Inc. COihl One Is a teder* registered service mark. AN rWft reserved. 014-0400
C o LGa VISA GOLD ACCOUNT FEB 20 - MAR 19, 2002
vat w 4388-6418-2692-7282 Page I of 1
Account SUMMIT
Previous Balance $1,297.76
1 Credos and Adjuanerrs S.00
$62.00
Finance Charges $22.17
New Balance $081.93
Minimum Amount Due $1,381.93
Payment Due Date April 19, 2002
Tod Credit Lime $1,000
Tod Avat3able Credit $.00
Credit Litre far Cult $1,000
Avar'lable Credit for Cash $.00
At ]our service
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IMPORTANT INFORMATION: Pleas at the new
aectiou, 'Temporary Rdomon in Finaooe Charge,' on the
reverse for important information regarding ym amount with
Capital One.
pal, -12 C.C&bandAd:ucmenu
Tmmsctiors
1 20 FEB PAST DUE FEE 29,00
2 20 FEB OVERLIMIT FEE
3 19 MAR MONTHLY MEMBERSHIP FEE 4.00
Auto Rental Inaumme- Receive auto reed coverage st oo cot for damage duc to oollision or
d t.+ Warranty Martage - Automatically doubles manor«'s writoen U.S. repair warranty up to
one year on warranties of three years at less. Register yow purchases by phone or online.
'Certain restricdoro and conditions apply..Effettiee 3/01M Iowa as a result of fire, had,
ligbutirg flood or other weeper-rdated roue are covered. Go to www.viu.com/bene5ts or can
1-BOQ 595 9928 now for complete beoef t information.
EXHIBIT
Raw Am nawwnairfor iwf= i%*xw ea
Fanners Chn-
B.laraaae Nil&
Bum
*prrlb rte dPR
p at Sot 63
CM $61,12 .*7mP 2LUS 12112
.05799'iP 21.196 MOS
ANNUAL PERCENTAGE RATE nppl'sed thin pc-d
21.15%
602003
PLEASE RETURN PORTION BELOW WITH PAYMENT.
())W 0000000 0 4388661826927282 19 1381930300001381937
New Bahrcs $1361.93
M.. Amount Doe $1.381.93
Payment Doe Date April 19, 2002
Tod enclosed $
Capital One Bank
P.O. Box 85147
Richmond, VA 23276
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Important Noumea: Your payment will be credited to your account as of the date we receive it, provided you send the bottom portion of this
statement and your check in the enclosed remittance envelope, and your payment is received in our processing center by 3 p.m. Payments
addressed to our Virginia or Georgia processing center must be received on s business day by 3:00 p.m. ET. Payments addressed to our
Washington processing center must be received on a business day by 3:00 p.m. PT. Please allow at least five 153 business days for postal
delivery. Payments received by us at any other location or in another form may not be credited the same day we receive them. Our business
dove are Monday through Saturday, altcluding holidays. Please do not use staples, paper clips, etc. when preparing your payment.
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Capital One* Values You As A Customer!
N you are unable to pay the amount due at this time, we strongly urge you to call us immediately at
1-800-955-6600. We are willing to work with you to help you out of your current financial situation and
resolve the delinquency of your account.
Don't further damage your credit.
Your account will soon be reviewed to be charged-off as bad debt if your mount is charged-oft, you
will Still be responsible for the debt, but it will be listed on your credit report and could prevent you from
receiving credit cards, loans and even affect future employment and housing opportunities.
VISA GOLD ACCOUNT
4388-6418-2692-7282
O 2001 Capkd One Swvks% Inc. Oapkal One is a fe&W mplatered service mark. AN rights reserved.
?rOt'ten
AmwmtSummary
Previwy Balance $1,391.93
Paymems Credits god Adkxtmems $.00
Tranoc6ons $62.00
Finasa C6ages $26.10
New Balance $1,470.03
Minimum Amowt Due $1,470.03
Payment Due Due May 18, 2002
TOW Credit Lice $1,000
Tod Amb"e Credit COD
Credit line for Gah $1,000
A.&We Credit fa Ch $.00
At your setome
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Imoornnt Accamt Information
Auto Read lewwance-Remive rmo recd coverage at no cat
for damage due tg wbion or then Effective 3/01/02, lava
a a result of fire, hai, ligbaning, Rood, or adw
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Manager-Aimomatidly deubia manAKtmer's written U.S.
repay waeramy up to one yea on warentia of 3 yeas err lea
Regvter y. P by PhOOe err oafi . Certain
rerEict now anti cooditioro tpply. Go to
www.rimcoa %cnefits . aB 1-80D•595-9928 now for
completebenefitinformation.
MAR 20 - APR 19, 2002
Age 1 of 1
Payments, Credtu and Adjustmen»
Ttatuactiom
1 20 MAR PAST DUE FEE $29.00
2 20 MAR OVERLTMTT FEE 29.00
3 19 APR MONTHLY MEMBERSHIP FEE 4.00
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? PLEASE RETURN PORTION BELOW WITH PAYMENT.
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New Bdaoce $1.470.03
Minimum Amouat Ilse $1.470.03
Payment Due Due May 1& 2002
Tod endosed $ -?
Capital One Bank
P.O. Box 85147
Richmond, VA 23276
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VERIFICATION
The undersigned does hereby verify subject to the penal ' of 18 P G.S 4904 relating
to unworn falsifications to authorities, that he/she is
(NAME)
of ACD 0 ?. , plaintiff herein, that
-L , E) (COMPANY)
he/she is duly authorized to make this verification, and that the facts set forth in the foregoing Complaint
are true and correct to the best of his/her knowledge, inform
(SIUNN UKE)
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SHERIFF'S RETURN - REGULAR
CASE NO: 2007-05590 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
CAPITAL ONE BANK
VS
RUBRIGHT HEATH M
KENNETH GOSSERT , Sheriff or Deputy Sheriff of
Cumberland County,Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT & NOTICE was served upon
RUBRIGHT HEATH M the
DEFENDANT , at 1912:00 HOURS, on the 26th day of September, 2007
at 21 POPLAR STREET
LEMOYNE, PA 17043 by handing to
HEATH RUBRIGHT
a true and attested copy of COMPLAINT & NOTICE together with
and at the same time directing His attention to the contents thereof.
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge 10 p9
I ac8
So Answers:
18.00 ??
14.40 00
s•?i'"
10.00 R. Thomas Kline
.00
42.40 09/27/2007
WELTMAN WEINBERG REIS
Sworn and Subscibed to By:
before me this day
of A. D.
WELTMAN, WEINBERG & REIS CO., L.P.A.
BY: Michael J. Dougherty, Esquire
I . D. No. 76046
325 Chestnut Street, Suite 501
Philadelphia, PA 19106
Phone: 215.599.1500
Fax: 215.599.1505
WWR # 05631738
Attorney for Plaintiff(s)
CAPITAL ONE BANK,
CUMBERLAND County
Court of Common Pleas
vs.
HEATH M RUBRIGHT,
NO. 07-5590 CIVIL TERM
PRAECIPE FOR DEFAULT JUDGMENT
TO THE PROTHONOTARY:
Kindly enter judgment against Defendant, HEATH M RUBRIGHT, in the default of an Answer, in the
amount of $3164.29 computed as follows:
Amount claimed in Complaint 2848.98
Interest from 05/08/2007 to 11/15/2007
at the legal interest rate of 21.15%per annum 315.31
TOTAL 3164.29
I hereby certify that appropriate Notices of Default, as attached have been mailed in accordance with Pa.R.Civ.P.
237.1 on the dates indicated on the Notices. I certify Plaintiffs address as CAPITAL ONE BANK, c/o Weltman,
Weinberg & Reis Co., LPA, 325 Chestnut Street, Suite 501 Philadelphia, Pennsylvania 19106 and that Defendant,
HEATH M RUBRIGHT, last known address is 21 POPLAR ST, LEMOYNE,PA 17043.
Weltman, Weinberg & Reis Co., LPA
By
Michael J. D ghe , Esq ire
IN THE COMMON PLEAS COURT OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
CAPITAL ONE BANK
Plaintiff Case no: 07-5590 CIVIL TERM
vs. NON-MILITARY AFFIDAVIT
HEATH M RUBRIGHT
Defendant
The undersigned, Michael J. Dougherty, attorney for the Plaintiff, who first being duly sworn,
according to law, deposes and states as follows:
That he/she is the duly authorized agent of the Plaintiff in the within matter.
That the within Affidavit is made pursuant to and in accordance with the Servicemembers' Civil
Relief Act (SCRA), 50 U.S.C. App. § 521.
That based upon investigation it is the undersigned's belief that the Defendant, HEATH M
RUBRIGHT is not in the military service; and
That this belief is supported by the attached certification of Mary M. Snavely-Dixon, Director of the
Department of Defense - Manpower Data Center.
Weltman, Weinberg & Reja?o., LPA
By
MichagJ. Dougherty, Esquire
This law firm is a debt collector attempting to collect this debt for our client and any information obtained
will be used for that purpose.
" IN THE COURT OF COMMON PLEA,9-CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL' DIVISION
CAPITAL ONE BANK /p L
Plaintiff Case # -7 vi / *el Al
HEATH M RUBRIGHT
Defendant(s)
IMPORTANT NOTICE
TO: HEATH M RUBRIGHT
21 POPLAR ST
LEMOYNE,PA 17043
lU f 23?j
Date of Notice:
WWR#: 05631738
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN
APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE
COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU.
UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A
JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY
LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS
PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR
TELEPHONE THE FOLLOWING OFFICE SET FORTH,BELOW. THIS OFFICE CAN
PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO
PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL
SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
LAWYER REFERRAL SERVICE
CUMBERLAND COUNTY BAR ASSOCIATION
32 SOUTH BEDFORD STREET
CARLISLE, PA 17013
(717) 249-3166
BY : / I/ I
MICHAEL J. DOUGPRTY, (ESQUIRE
PA I.D. #76046
WELTMAN, WEINBERG & REIS CO., L.P.A.
325 CHESTNUT STREET, SUITE 501
PHILADELPHIA, PA 19106
(215) 599-1500
Request for Military Status
Page 1 of 2
r
Department of Defense Manpower Data Center NOV-15-2007 08:33:16
Military Status Report
Pursuant to the Servicemembers Civil Relief Act
< Last Name First/Middle Begin Date Active Duty Status Service/Agency
RUBRIGHT HEATH M Based on the information you have furnished, the DMDC does not
possess any information indicating that the individual is currently on
active duty.
Upon searching the information data banks of the Department of Defense Manpower Data Center, based
on the information that you provided, the above is the current status of the individual as to all branches
of the Military.
)6k
Mary M. Snavely-Dixon, Director
Department of Defense - Manpower Data Center
1600 Wilson Blvd., Suite 400
Arlington, VA 22209-2593
The Defense Manpower Data Center (DMDC) is an organization of the Department of Defense that
maintains the Defense Enrollment and Eligibility Reporting System (DEERS) database which is the
official source of data on eligibility for military medical care and other eligibility systems.
The Department of Defense strongly supports the enforcement of the Servicemembers Civil Relief Act
[50 USCS Appx. §§ 501 et seq] (SCRA) (formerly the Soldiers' and Sailors' Civil Relief Act of 1940).
DMDC has issued hundreds of thousands of "does not possess any information indicating that the
individual is currently on active duty" responses, and has experienced a small error rate. In the event the
individual referenced above, or any family member, friend, or representative asserts in any manner that
the individual is on active duty, or is otherwise entitled to the protections of the SCRA, you are strongly
encouraged to obtain further verification of the person's active duty status by contacting that person's
Military Service via the "defenselink.mil" URL provided below. If you have evidence the person is on
active-duty and you fail to obtain this additional Military Service verification, provisions of the SCRA
may be invoked against you.
If you obtain further information about the person ( e.g., an SSN, improved accuracy of DOB, a middle
name), you can submit your request again at this Web site and we will provide a new certificate for that
query.
This response reflects current active duty status only. For historical information, please contact the
Military Service SCRA points-of-contact.
See: http://www.defenselink.mil/faq/pis/PC09SLDR.html
WARNING: This certificate was provided based on a name and Social Security number (SSN) provided
https://www.dmdc.osd.mil/scra/owa/scra.prc_Select 11/15/2007
Request for Military Status
Page 2 of 2
by the requester. Providing an erroneous name or SSN will cause an erroneous certificate to be provided.
Report ID: BHZIDEDPKKO
https://www.dmdc.osd.mil/scra/owa/scra.prc_Select 11/15/2007
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IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
CAPITAL ONE BANK
Plaintiff
vs. NO. 07-5590 CIVIL TERM
HEATH M RUBRIGHT
Defendant
NOTICE OF JUDGMENT OR ORDER AS TO HEATH M RUBRIGHT
TO: ( ) Plaintiff
(xx) Defendant
( ) Garnishee
You are hereby notified that the
following Order or Judgment was
entered against you on ?07o2_
(x) Assumpsit Judgment in the amount of $3164.29 plus interest and
costs.
( ) Trespass Judgment in the amount of $ plus interest and
costs.
( ) If not satisfied within sixty (60) days, your motor vehicle operator's
license and/or registration will be suspended by the Department of
Transportation, Bureau of Traffic Safety, Harrisburg, PA.
(xx) Entry of Judgment of
( ) Court Order
( ) Non-Pros
( ) Confession
(xx) Default
( ) Verdict
( ) Arbitration
Award
Prothonotary
HEATH M RUBRIGHT
21 POPLAR ST
LEMOYNE,PA 17043 By: 5 p
PR HONOTARY (OR DEP )
Our File No. 05631738