HomeMy WebLinkAbout10-01-07
-..J
15056041147
REV-1500 EX (06-05)
PA Department of Revenue
Bureau of Individual Taxes .~.
PO BOX.280601 ~
Harrisburg, PA 17128-0601
ENTER DECEDENT INFORMATION BELOW
Social Security Number Date of Death
OFFICIAL USE ONLY
County Code Year
INHERITANCE TAX RETURN
RESIDENT DECEDENT 2 1 0 7
File Number
0374
Date of Birth
174200468
03242007
05141926
THRUSH
CLERMONT
MI
J
Decedent's Last Name
Suffix
Decedent's First Name
(If Applicable) Enter Surviving Spouse's Information Below
Spouse's Last Name
Suffix
Spouse's First Name
MI
Spouse's Social Security Number
o
[K]
o
6. Decedent Died Testate
(Attach Copy of Will)
7 ~ Maintained a LMng Trust
. (Attach Copy of Trust)
THIS ~ETURN MUST BE FILED IN DUPLICATE WITH THIi--..)
REGISTER OF WILLS ~o ~
.~ -0 c::>
..=-0 n
3. Remainder Re~ of detul
prior to 12-13-82E~ q; I
5. Federal Estate, t8i: Return Required
-,:3 c=-~ ~
8. Total Numberl>>~~e Deposi~xes
'J --; ..
o 11. Election to talfunder Sec. 911C!{).)
(Attach Sch. O) ex>
o
o
FILL iN APPROPRIATE OVALS BELOW
~ 1. Original Return
9. Litigation Proceeds Received
o 2. Supplemental Return
o
o
o
4a. Future Interest Compromise
(date of death after 12-12-82)
4. Limited Estate
,'-'
10 spousal Poverty CradiI (date of death
. b8tween 12-31-111 and f'1-95)
CORRESPONDENT - THIS SECTION MUST BE COMPLETED. ALL CORRESPONDENCE AND CONFIDEN11AL TAX INFORMATION SHOULD BE DIRECTED TO:
Name Daytime Telephone Number
JAMES D. HUGHES ESQ. 7172496333 ~
C) g;
City or Post Office
CARLISLE
State
PA
ZIP Code
17015
ER~~LLSUS~LY' ,
'.<.:;0 -a
Firm Name (If Applicable)
SALZMANN HUGHES PC
First line of address
354 ALEXANDER SPRING ROAD.
Second line of address
Linda Rae Jullas
James D. Hughes Esq.
nder Spring Road, Suite 1, Carlisle, PA 17015
Side 1
15056041147
15056041147
-0{
. I
REV-1500 EX Page 3
Decedent's Complete Address:
DECEDENT'S NAME
Clermont J Thrush
STREET ADDRESS
4 Shed Road
File Number 21-07-0374
Newville
I STATE
PA
IZIP
17241
CITY
Tax Payments and Credits:
1. Tax Due (Page 1 Line 19)
2. Credits/Payments
A. Spousal Poverty Credit
B. Prior Payments
C. Discount
(1)
12,075.72
10,500.00
552.63
3. Interest/Penalty if applicable
D. Interest
E. Penalty
Total Credits (A + B + C)
(2)
11,052.63
TotallnterestlPenalty (0 + E)
4. If Line 2 is greater than Line 1 + Line 3, enter the difference. This is the OVERPAYMENT.
Check box on Page 2 Line 20 to request a refund
5. If Line 1 + Line 3 is greater than Line 2, enter the difference. This is the TAX DUE.
A. Enter the interest on the tax due.
B. Enter the total of Line 5 + 5A. This is the BALANCE DUE.
(3)
(4)
(5)
(5A)
(5B)
1,023.09
1,023.09
Make Check Payable to: REGISTER OF WILLS, AGENT
PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS
1. Did decedent make a transfer and:
a. retain the use or income of the property transferred;.................................................................................. . D
b. retain the right to designate who shall use the property transferred or its income;.................................... D
c. retain a reversionary interest; or.................................................................................................................. D
d. receive the promise for life of either payments, benefits or care?.............................................................. D
2. If death occurred after December 12, 1982, did decedent transfer property within one year of death without
receiving adequate consideration?............ ........ ....................... ........... ...................... ..... .............. ........... ............ D
3. Did decedent own an "in trust for" or payable upon death bank account or security at his or her death?......... D
4. Did decedent own an Individual Retirement Account, annuity, or other non-probate property which
contains a beneficiary designation?...................................................................................................................... [!] D
IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES, YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN.
Yes
No
~
[!]
[!]
[!]
[!]
For dates of death on or after July 1, 1994 and before January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the
surviving spouse is three (3) percent [72 P.S. 59116 (a) (1.1) (i)l.
For dates of death on or after January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is zero
(0) percent [72 P.S. 59116 (a) (1.1) (ii)]. The statute does not exemDt a transfer to a surviving spouse from tax, and the statutory requirements
for disclosure of assets and filing a tax return are still applicable even if the surviving spouse is the only beneficiary.
For dates of death on or after July 1, 2000:
The tax rate imposed on the net value of transfers from a deceased child twenty-one years of age or younger at death to or for the use of a
natural parent, an adoptive parent, or a stepparent of the child is zero (0) percent [72 P.S. 59116 (a) (1.2)].
The tax rate imposed on the net value of transfers to or for the use of the decedent's lineal beneficiaries is four and one-half (4.5) percent,
except as noted in 72 P.S. S9116 1.2) [72 P.S. S9116 (a) (1)].
The tax rate imposed on the net value of transfers to or for the use of the decedent's siblings is twelve (12) percent [72 P.S. 59116 (a) (1.3)]. A
sibling is defined under Section 9102, as an individual who has at least one parent in common with the decedent, whether by blood or adoption.
---1
1505604214&
REV-1500 EX
Decedent's Name: Clermont J Th rush
Decedent's Social Security Number
174200468
RECAPITULATION
1. Real Estate (Schedule A).......................................................................................... 1.
2. Stocks and Bonds (Schedule B)............................................................................... '2.
3. Closely Held Corporation, Partnership or Sole-Proprietorship (Schedule C).......... 3.
4. Mortgages & Notes Receivable (Schedule D).......................................................... 4.
5. Cash, Bank Deposits & Miscellaneous Personal Property (Schedule E)................ 5.
6. Jointly Owned Property (Schedule F) 0 Separate Billing Requested............. 6.
7. Inter-Vivos Transfers & Miscellaneous Non-Probate Property
(Schedule G) 0 Separate Billing Requested............. 7.
8. Total Gross Assets (total Lines 1-7)....................................................................... 8.
9. Funeral Expenses & Administrative Costs (Schedule H)......................................... 9.
10. Debts of Decedent, Mortgage Liabilities, & Liens (Schedule I)................................ 10.
11. Total Deductions (total Lines 9 & 10)...................................................................... 11.
12. Net Value of Estate (Line 8 minus Line 11)............................................................. 12.
13. Charitable and Governmental Bequests/See 9113 Trusts for which
an election to tax has not been made (Schedule J)................................................. 13.
14. Net Value Subject to Tax (Line 12 minus Line 13)................................................. 14.
TAX COMPUTATION - SEE INSTRUCTIONS FOR APPLICABLE RATES
15. Amount of Line 14 taxable
at the spousal tax rate, of
transfers under Sec. 9116
(a)(1.2) X ~
16. Amount of Line 14 taxable
at lineal rate X .045
17. Amount of Line '14'tiiXable
at sibling rate X .12
18. Amount of Line 14 taxable
at collateral rate X .15
o 00
268.349 43
o 00
o 00
19. Tax Due..................................................................................................................... 19.
20. FILL IN THE OVAL IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT.
~B;'
6~ 'tF
~~r;
.E.<:) ,
CO-:?I
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Side 2
1505604214&
3.343.29
39.124 47
194.293 01
52.703 02
289.463 79
18.647 37
466 99
19 114 36
270 349 43
2 . 000 00
268.349 43
15.
o 00
12.075 72
o 00
16.
17.
18.
o 00
12.075 72
D
15056042148
---1
.
Rev.1503 EX+ (6.98)
.
SCHEDULE B
STOCKS & BONDS
COMMONWEALTH OF PENNSYlVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
Thrush, Clermont J
FILE NUMBER
21-07-0374
ESTATE OF
All property jolntly-owned with right of survivorship must be disclosed on Schedule F.
ITEM CUSIP VALUE AT DATE
NUMBER NUMBER DESCRIPTION UNIT VALUE OF DEATH
1 52.16549 shares of Pepsico Inc. - common stock; 64.09 3,343.29
cusip #713448108
TOTAL (Also enter on Line 2, Recapitulation) 3,343.29
(If more space is needed. additional pages of the same size)
Copyright (c) 2002 form software only The Lackner Group. Inc.
Form PA-1500 Schedule B (Rev. 6-98)
Rev.150B EX+ (6-981
.
SCHEDULE E
CASH, BANK DEPOSITS, & MISC.
PERSONAL PROPERTY
C~THOFPENNSYlVAN~
INHERITANCE TAX RETURN
RESIDENT DECEDENT
Thrush, Clermont J
FILE NUMBER
21-07-0374
ESTATE OF
Include the proceeds of litigation and the date \he prooseds were received by the estate.
All property joInUy-owned with the right of survtvorshlp must be disclosed on schedule F.
ITEM VALUE AT DATE
NUMBER DESCRIPTION OF DEATH
1 Adams County National Bank - checking account #136441 7,336.98
2 Adams County National Bank - savings account #9080030929 3,030.31
3 Adams County National Bank - Burial Fund account 2.485.46
4 Orrstown Bank - certificate of deposit 16.951.72
5 Automobiles -1994 Toyota Pickup & 1998 Toyota Camry LE 6.200.00
6 Miscellaneous Personal Property 3,120.00
TOTAL (Also enter on Line 5, Recapitulation)
39,124.47
(If more space Is needed, additional pages of the same size)
Copyright (c) 2002 form software only The Lackner Group, Inc.
Form PA-1500 Schedule E (Rev. 6-98)
.
Rev.1S09 EX+ (6-98)
.
SCHEDULE F
JOINTLY-OWNED PROPERTY
COM'.1ONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
Thrush, Clermont J
FILE NUMBER
21-07-0374
ESTATE OF
If an a..et was made Joint within one year of the decedent's dlte of death, It must be reported on schedule G.
SURVIVING JOINT TENANT(S) NAME
A. Linda Rae Julias
ADDRESS
611 Highland Avenue
Carlisle, PA 17013
RELATIONSHIP TO DECEDENT
Daughter
B.
C.
JOINTLY OWNED PROPERTY:
LETTER DATE DESCRIPTION OF PROPERTY %OF DATE OF DEATH
ITEM FOR JOINT MADE INCLUDE NAME OF FINANCIAL INSTITUTION AND BANK ACCOUNT DATE OF DEATH DECO'S VALUE OF
NUMBER TENANT JOINT NUMBER OR SIMILAR IDENTIFYING NUMBER. ATTACH DEED FOR VALUE OF ASSET INTEREST DECEDENrSINTEREST
JOINTLY-HELD REAL ESTATE.
1 A 2/11/2003 1210 Three Square Hollow Road, 25.500.00 50.000% 12.750.00
Newville - Hopewell Township,
Cumberland County
2 A 2/11/2003 4 Shed Road, Newville, Lower Mifflin 136.000.00 50.000% 68.000.00
Township - Cumberland County,
Pennsylvania
3 A 4/21/2005 Adams County National Bank - CD 10.127.94 50.000% 5.063.97
#160484
4 A 2/15/2003 Members First Federal Credit Union - 52.08 50.000% 26.04
regular savings account #226979
5 A 5/15/2003 Members First Federal Credit Union - 80.282.81 50.000% 40.141.41
certificate of deposit #226979-40
6 A 8/9/2004 Members First Federal Credit Union - 13.739.08 50.000% 6.869.54
certificate of deposit #226979-41
7 A 8/31/2004 Members First Federal Credit Union - 22.311.93 50.000% 11.155.97
certificate of deposit #226979-44
Total of Continuation Schedule ee attached page
TOTAL (Also enter on Line 6, Recapitulation) 194.293.01
(If more space is needed. additional pages of the same size)
Copyright (c) 2002 form software only The Lackner Group, Inc.
Form PA-1500 Schedule F (Rev. 6-98)
Rev-1509 EX+ (6.98)
.
SCHEDULE F
JOINTLY-OWNED PROPERTY
continued
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAl( RETURN
RESIDENT DECEDENT
ESTATE OF
Thrush, Clermont J
FILE NUMBER
21-07-0374
If an asset was made joint within one year of the decedent's date of death, It must be reported on schedule G.
JOINTLY OWNED PROPERTY
DESCRIPTION OF PROPERTY %OF
ITEM LETTER DATE INCLUDE NAME OF FINANCIAL INSTITUTION AND BANK ACCOUNT DATE OF DEATH DATE OF DEATH
FOR JOINT MADE DECD'S VALUE OF
NUMBER TENANT JOINT NUMBER OR SIMILAR IDENTIFYING NUMBER. ATTACH DEED FOR VALUE OF ASSET INTEREST DECEDENrSINTEREST
JOINTL Y-HELD REAL ESTATE.
8 A 10/11/2005 Members First Federal Credit Union - 31.776.84 50.000% 15.888.42
certificate #226979-45
9 A 2/15/2003 Members First Federal Credit Union - 7.024.89 50.000% 3.512.45
certificate of deposit #226979-47
10 A 02/2003 Sovereign Bancorp Inc. - 700 shares 18.137.00 50.000% 9.068.50
common stock, cusip 205760 84590510;
$25.91
11 A 3/8/2004 Sovereign Bank - checking account 14.280.14 50.000% 7.140.07
#1671021134
12 A 1/5/1982 Sovereign Bank - savings account 413.75 50.000% 206.88
#1674000904
13 A 4/14/2005 Sovereign Bank - certificate of deposit 19.378.51 50.000% 9.689.26
#1675539553
14 A 02/2003 Tyco International - 300 shares common 9,561.00 50.000% 4.780.50
stock, cusip 20510290212410;
$31.87/share
TOTAL (Also enter on Line 6, Recapitulation) 194.293.01
Copyright (c) 2002 form software only The Lackner Group, Inc.
Form PA-1500 Schedule F (Rev. 6-98)
Rev-1510 EX+ (6-98)
*'
SCHEDULE G
INTER-VIVOS TRANSFERS &
MISC. NON-PROBATE PROPERTY
COMMONWEALTH OF PENNSYlVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
Thrush, Clermont J
FILE NUMBER
21-07-0374
ESTATE OF
This schedule must be completed and filed Wthe answer to any of questions 1 through 4 on the revllIS8 side of the REV-1500 COVER SHEET Is yes.
ITEM IIUNOF T DATE OF DEATH % OF DECD'S EXCLUSION TAXABLE
NUMBER INCLUDE NAME OF TRANSFEREE, THEIR RELATIONSHIP TO DECEDENT AND VALUE OF ASSET INTEREST (IF APPLICABLE) VALUE
THE DATE OF TRANSFER. ATTACH A COPY OF THE DEED FOR REAL ESTATE.
1 AIG Annuity Insurance Company - contract 20,038.92 20,038.92
#BX204433
2 AIG Annuity Insurance Company - contract 10,047.08 10,047.08
#VP21553
3 Sovereign Bank - IRA 22,617.02 22,617.02
TOTAL (Also enter on Line 7, Recapitulation) 52,703.02
(If more space is needed, additional pages of the same size)
Copyright (c) 2002 form software only The Lackner Group, Inc.
Form PA.1500 Schedule G (Rev. 6-98)
.
REV-1151 EX+ (12-99)
*'
SCHEDULE H
FUNERAL EXPENSES &
ADMINISTRATIVE COSTS
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
Thrush, Clermont J
Debts of decedent must be reported on Schedule I.
FILE NUMBER
21-07-0374
ESTATE OF
ITEM DESCRIPTION AMOUNT
NUMBER
A. FUNERAL EXPENSES:
See continuation schedule(s) attached 6,664.78
B. ADMINISTRATIVE COSTS:
1. Personal Representative's Commissions
Social Security Number(s) I EIN Number of Personal Representative(s):
Street Address
City State Zip
-
Year(s) Commission paid
2. Attorney's Fees SAL2MANN HUGHES PC 10,200.00
3. Family Exemption: (If decedent's address is not the same as claimant's, attach explanation)
Claimant
Street Address
City State Zip
Relationship of Claimant to Decedent
4. Probate Fees 102.00
5. Accountant's Fees
6. Tax Return Preparer's Fees
7. Other Administrative Costs 1,680.59
See continuation schedule(s) attached
TOTAL (Also enter on line 9, Recapitulation) 18,647.37
Copyright (c) 2002 form software only The Lackner Group, Inc.
Form PA-1500 Schedule H (Rev. 6-98)
.
ReY.1502 EX+ (5.98)
*'
SCHEDULE H.A
FUNERAL EXPENSES
continued
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
Thrush, Clermont J
FILE NUMBER
21-07-0374
ESTATE OF
ITEM
NUMBER
DESCRIPTION
AMOUNT
1
Egger Funeral Home
6.201.54
2
Lisa's Floral Shoppe
163.24
3
Newville Assembly of God - funeral meal
300.00
Subtotal
6.664.78
Copyright (c) 2002 form software only The Lackner Group, Inc.
Form PA-1500 Schedule H-A (Rev. 6-98)
.
Rev-1502 EX+ (8-981
.
SCHEDULE H.B7
OTHER
ADMINISTRATIVE COSTS
continued
COMMONWEAlTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
Thrush, Clermont J
FILE NUMBER
21-07 -0374
ESTATE OF
ITEM
NUMBER DESCRIPTION AMOUNT
1 Cumberland County Landfill - trash removal 196.69
2 Cumberland Law Journal - estate notice publication 75.00
3 Register of Wills - filing fees 30.00
4 Rowes Auction 644.90
5 S.W. Barrett Real Estate - appraisal fees 675.00
6 The Valley Times Star - estate notice publication 59.00
Subtotal
1,680.59
Copyright (c) 2002 fonn software only The Lackner Group, Inc.
Fonn PA-1500 Schedule H-B7 (Rev. 6-98)
Rev-1512 EX+ (6-98)
*'
SCHEDULE I
DEBTS OF DECEDENT,
MORTGAGE LIABILITIES, & LIENS
COMMONWEALTH OF PENNSYlVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
Thrush, Clermont J
FILE NUMBER
21-07-0374
ESTATE OF
Include unrelmbursed medlcel expenses.
ITEM
NUMBER DESCRIPTION
1 Carlisle Regional Medical Center
VALUE AT DATE
OF DEATH
148.80
2 Graham Medical Clinic
3 Graham Medical Clinic
4 Kinetic Imaging Inc.
5 Kough's Oil Service
6 Lanc. HMA Phys Mgmt.
47.35
22.13
1.49
215.05
32.17
TOTAL (Also enter on Line 10, Recapitulation)
466.99
(If more space is needed. additional pages of the same size)
Copyright (c) 2002 fonn software only The Lackner Group. Inc.
Fonn PA-1500 Schedule I (Rev. 6-98)
REV.1513 EX+ (9-00)
*'
SCHEDULE J
BENEFICIARIES
COMMONWEALTH OF PENNSYlVANIA
INHERITANCETAX RETURN
RESIDENT DECEDENT
NUMBER
Thrush, Clermont J
NAME AND ADDRESS OF
PERSON(S) RECEIVING PROPERTY
TAXABLE DISTRIBUTIONS [include outright spousal
C:listributions..l and transfers
under Sec. \:I116(a)(1.2)]
FILE NUMBER
21-07-0374
RELATIONSHIP TO . SHARE OF ESTATE AMOUNT OF ESTATE
DECEDENT "AI d) ($$$
Do Not US! TAlstee(s) \.. or s )
ESTATE OF
I.
Linda Rae Julias
611 Highland Avenue
Carlisle, PA 17013
Daughter
remainder
Total
Enter dollar amounts for distributions shown above on lines 5 through 18, as appropnate, on Rev 1500 cover sheet
II. NON-TAXABLE DISTRIBUTIONS:
A. SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT
BEING MADE
B. CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS
Fnudshi_HQse CempaftY #1
1$ East 8fs $plliag Avenue
N'eYNilte, piA 17241
2,000.00
TOTAL OF PART 11- ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEET
2,000.00
Copyright (c) 2002 form soflWare only The Lackner Group, Inc.
Form PA.1500 Schedule J (Rev. 6-98)
LAST WILL AND TESTAMENT
1, CLERMONT J. THRUSH, of Lower Mifflin Township, Cumberland County,
Pennsylvania, being of sound and disposing mind and memory, do hereby make, publish and declare
this to be my Last Will and Testament, hereby revoking any and all former Wills or Codicils by me
made.
1.
I direct that all my legally enforceable debts, fimeral expenses, testamentary expenses and
all inheritance taxes (whether such taxes may be payable by my estate or by any recipient of any
property) shall be paid from my residuary estate as soon as practicable after my decease and as part
of the administration of my estate. My personal representative shall have no duty or obligation to
obtain reimbursement for any such tax so paid, even though on proceeds of insurance or other
property not passing under this Will.
2.
If my spouse shall survive me by thirty (30) days, then I give, devise and bequeath all of my
estate, both real and personal property, unto my spouse, HELEN M. THRUSH, absolutely.
3.
In the event my said spouse shall predecease or fail to survive me by more than thirty (30)
days, then I give, devise and bequeath the sum of Two Thousand ($2,000.00) Dollars unto
Friendship Hose Company # 1, Incorporated, of 15 E. Big Spring Avenue, Newville, Pennsylvania.
4.
In the event my said spouse shall predecease or fail to survive me by more than thirty (30)
days, then I give, devise and bequeath all the rest, residue and remainder of my estate, both real and
personal property, unto my daughter, LINDA RAE JULIAS, absolutely.
5.
In the event my said spouse and my said daughter shall both predecease or fail to survive me
by more than thirty (30) days, then I give, devise and bequeath all the rest, residue and remainder
of my estate, both real and personal property, unto my grandchildren, CHRISTOPHER T. JULIAS,
SHANE T. JULIAS and MATfHEW T. JULIAS, in equal shares.
csT
C.J.T.
6.
I nominate, constitute and appoint my said daughter, LINDA RAE JULIAS, as Executrix of
my estate. In the event she shall be unable or unwilling to serve in such capacity, then I appoint my
son-in-law, CHRISTOPHER TOM JULIAS, SR., to act in such capacity.
7.
I direct that my personal representative shall not be required to file a bond to secure the
faithful performance of his or her duties in any jurisdiction.
8.
I authorize and empower my personal representative, in his or her sole and absolute discretion, to
purchase or otherwise acquire and retain any investments of which I die seized or any real or
personal property of any nature; to sell, lease, pledge, mortgage, transfer, exchange, dispose of or
grant options in regard to any or all property of any kind forming a part of my estate for such terms
and such prices as he or she may deem advisable; to borrow money for any purposes connected with
the protection and preservation of my estate; to mortgage or pledge any real or personal property
forming a part of my estate or to join in or secure the partition of same; to compromise any claims
or demands of my estate against others or of others against my estate; to make distribution in kind
and to cause any share to be composed of cash, property or undivided fractional shares in property
different in kind from any other share; to employ agents, attorneys and proxies and to delegate to
them such power as my personal representative considers desirable and to pay reasonable
compensation for such services as may be rendered by such agents~ attorneys and proxies; and to
execute and deliver such instruments as may be necessary to carry out any of these powers. In
addition, I direct that my personal representative shall have the power to conduct an inventory of
any safe deposit box necessary to the administration of my estate.
IN WITNESS WHEREOF I ~ve hereunto set my hand and seal this 3 fh day of June,
~~ (SEAL)
Clermont J. Thrush
1999.
SIGNED, SEALED, PUBLISHED AND DECLARED by the above-named Testator, as and
for his Last Will and Testament, in the presence of us, who at his request, have hereunto subscribed
.-:z. our n.",os as ~"teto, in the presence of the said Testator and of each other.
,,(ll4~ )y, ~~Nl4-
COMMONWEALTII OF PENNSYLVANIA )
: SS.
COUNTY OF CUMBERLAND )
I, Clermont J. Thrush, Testator, whose name is signed to the attached or foregoing
instrument, having been duly qualified according to law, do hereby acknowledge that I signed and
executed the instrument as my Last Will; that I signed it willingly; and that I signed it as my free and
voluntary act for the purposes therein expressed.
~ff~
Clermont J. Thrush
Sworn or affirmed to and acknowledged before me by Clermont J. Thrush, the Testator,
this ~-IhdayofJune, 1999. ~
Notary Public
NoIarlaI Seal
COMMONWEALTII OF PENNSYLVANIA) SharonE. Bloom, Notary PublIc
North MIdlteton Twp.. Cumbeltand County
: SS. My COmmIssIon Explree Aug. 5, 2002
COUNTY OF CUMBERLAND ) Member. PtnnsyIvan/a AssocIatIOn of Notatlts
We, ~hen)""B.IDOfYI and He)tn (h.Thrush
the witnesses whose names are signed to the attached or foregoing instrument, being duly qualified
according to law, do depose and say that we were present and saw Clermont J. Thrush, the Testator,
sign and execute the instrument as his Last Will; that the Testator signed willingly and that the
Testator executed it as his free and voluntary act for the purposes therein expressed; that each of us,
in the hearing and sight of the Testator, signed the Will as witnesses; and that to the best of our
knowledge the Testator was at that time 18 or more years of age, of sound mind an4 under no
constraint or undue influence.
-~~~
Address :)/00 !-CUI, $ 6c.,,~ /2r,ao/
/"-.,-/.ilc PA 1701'3
,
.>&:114 JYJ ~/
Address ~ . .,/.t ~ /?d -' ^ :
fte,l6'tr1.& ifJ CL / ?;< 4 J
Sworn or affirmed to and SubscribedbeJ me this gth day ofJune, 1999.
~~ .
No Public
10008.1 w-wilI
NoIarlaI Seal
Sharon E. Bloom, Notary Public
North MIddIeIon Twp., Cumberland County
My CommlssIon ExpII88 Aug. 5. 200?
..--...... ....- -....--.- . -- ... ....
s. W. Barrett Real Estate & AppraIsal ServIces
APPRAISAL OF
LOCATEO AT:
4 Shed Road
Newville, PA 17241-9441
FOR:
Linda ilae Jullas
611 Highland Avenue
Carlisle, PA 17013
BORRoweR:
Clermont THRUSH
AS OF:
March 24, 2Q07
BY:
stan A. Skowronek
CertIfied Residential Appraiser
ReNo. 07~159
S. W. Barrett Real Estate & Appraisal Services
FIle No. 07-0159
0411912007
Uncia Rae Julin .
811 Highland Avenu.
Carllale, PA 17013
File Number: 07-0159
In accordance with your request, I have appraised the real property at:
4 Shed Road
Newville, PA 17241-9441
The purpose of this appraisal is to develop an opinion of the market value of the subject property, as improved.
The property rights appraised are the fee simple interest in the site and improvements.
In my opinion, the market value of the property as of March 24, 2007
$136,000
One Hundred Thlrty-8lx Thouaand Dollare
is:
The attached report contains the description, analysis and supportive data for the conclusions,
final opinion of value, descriptive photographs, limiting conditions and appropriate certifications.
Respectfully aubmltted,
~(tSow~\L
Stan A. Skowronek
Certified Realdentlal Appralaer
Pronrtv D..crlDtlon UNIFORM RESIDENTIAL APPRAISAL REPORT File No. 07-0159
ProDertvAddress 4 Shed Road ('JIv Newville State PA ZlnCede 17241-9441
Leaal DescriDliDn Deed Book 255. oaae 4188 Countv Cum berland
Ass8sscrsParcelYlo.15-06-003S-022 TaxYear 08107 R.E. TaxesS 1307.00 SoeciaIAssessrnents$ N/A
BorroWer Clennont THRUSH Current Owner C. Thrush & L. Julius OccuDant: I I Owner I I Tenant 1xT Vacant
. htsaooralsed fxl Fee SimDle f 1 Leasehold I PrDiect Tvne I I PUD I CondDminium IHUDlVA onlY) HOAS N1A /Mo.
NelahbOltlDOd Dr Proiect Name Lower Mifflin TowmshlD MaD Reference 08-0035 Census Tract 0130.00
Sale Price S N/A Dete of Sale N/A Da.mntion and $ amount of loan charaeslooncessions to be oaid bv seier N/A
LenderlClient Linda Rae Jullas Address 811 Hlahland Avenu. Carlisi. PA 17013
AnDrlliser Stan A. Skowronek Address 124-128 North Hanov.r Sl. Carlisi. Pa.17013
Location _ Utan ~ Suburban _ Rural Predominant Single family houalng Present lend uee % Lend u.. change
Buill up Over 75% 2S. 25-75% _ Under 25% occupancy r(~E ~f One family ~ 0 Not likely 0 Likely
Growth rate _ Rapid ~ Stable Slaw ! Owner 95 ~ Low ~ 2-4 family ~ 00 In process
Property vaiues _ lnaeesilg ~ Stable _ Declining Tenant 200 H1ah 100 MlJti.farriy ~ To: R..ld.ntlal
llemend/$Upply _ Shortage 2S. k1 beIence _ Ova'~ ! Vacant((>6%) - Predominent - Commercial 0%
Markelina line U1der 3 mDI. X 3-6 mos. Over 6 mos. _ _... I 140 I 30 ~ Vac 60%
Note: Re... and the racIeI composition of the neighborhood ere not appraluJ fectore.
Neighborhood boundaries and charecterlstlcil: The Sublect .. bounded on the north by Enola Rd. on the eest bv Allen Rd on the south bv
: Newville Rd and on the _t by Doubllna GaD Rd.
. Factors that affect the marketability of the properties in the neighborhood (proximity to employment and amenities, employment stability. appeal to market. etc.):
~ There are no adverse factors to affect marketabllltv of sublect. Diverse stable emDlovment and all sUDDOrtlna amenities are
.. within easy drlvlna d~nce. SMSA 3240
Market conditions in the subject neighborhood (including support for the above conclusions. related to thelrend of property values, demand/supply, and marketk1g time
.. such as data on competitive properties for sale In the neighborhood, description of the prevalence of sales and financing concessions. etc.):
ProDSrty ..... I'ltClOnW and MLS statistics show a ateadv- mod....te Increese In Droaerfv valuee over the Deat v.ar. Avera"e
markatlna time of 80-80 dava ehows a aood balance of sUDDlv and damand. F_ ..I.. and f1nanc:lna concessione are needed
In the nelahborhood.
. Project Information for PUDI! (If applicable). . Is the deveioperlbullder In control of the Home Owners' Association (HOA)? U YES U NO
Approximate total number of units In the subject project N1A ApproxImate total number 01 units for sale in the subject project N1A
Ilescrlbe common elemenle and reaeallonal facilities: N1A
Oinenslons See I_al deacrlDtlon Topography Rolllna
Slle area 2.9 Acres mn Comer Lot U Yes l.!J No Size Lamer than nonnal
Specific zoning classification an_d~ description Aaricultural Shape Irreaular
Zonlngcompllance 00 Legal Legall1OI....~'.'lI(GrlI1dIalhereduse) TIlllegal U Nozonlng OraNge An....arsAdaauste
Hlahest & best usa as imDroved: X Present use I I Other usa laxnlaln) VIeW ODen countrY
Utllltlea Public Other otr..ltelmprovementa Type Public Private l.andscapIng Aversae
Elec1rlcity X Street Mscadam ! :: Drlveway Sllface Macadam
Gas _ Curblgutter Non. _ Apparent easements Non. ADDlIrent
Water Well Sidewalk None _ r- FEMA Spacial Flood Hazard Area 0 Yes 00 No
Sanilarys.- On Site Streetlights None _ _ FEMAZone C MapDete 10/0811982
Storm 18_ Alev Non. FEMA MaD No. 421582 00158
Convnenle (epparent adverse eesements. encroachments, special asseSlments. slide areas, Illegal or legal nonconfa(ming zoning, use. etc.): Private _ter
and ..nltarv svatems are common to the area and have no adv.rse affect UDOn marketabllltv. There are no aDoarent adv.rse
eesem.nts encroachments or oth.r advera. conditione.
GENERAl DESCRIPTION EXTERIOR DESCRIPTION
No. 01 Units 1 Foundation StonelCB
No. of Stories 1 Exterior Walls Vlnvl
Type (DetJAtt.). Detached Roof Surlace Metal
Design (Style) 1 StorY Gutlers & Dwnspts. Aluminum
ExlstinglPropased Exlstlna Window Type Wood Fram.
Age (VIS.) 57 StarmlSaeens YesIY..
Effective Ane lYra.) 20-25 Manulact1sed Hause No
. ROOMS Foyer LIvIna DInino KItchen
. Basement
Levell
. Level 2
FOUNDATION
Slab Non.
Qay,lSplD None
Basement Full
SurIll PI-"1l No
Dampness None Obs
Settlement None Obs
Infestation Non. Obs
Farrih;iw. Reo. Rm. Bedrooms
BASEMENT
Area Sq.Ft. 1048
% FlIlished 0
Cemng ODen Joist
WaYs StonelCB
FIoDr Concrete
OuIsIde ErWy No
INSULATION
Roof _~
Cell'lIl9
Walls_
FIoDr ~
None _
__X
Den
# Baths
Laundrv
Other
Area Sn.Ft.
o
1048
o
2
area
finished area above orade oontalns: 4 Rooms' 2 -~s~ 1 BaWs): . 1.048 SOllare Feet of Gross LIvina Area
. INTERIOR Materlals1Condltion HEATING KITCHEN EQUIP. ATTIC AMENITIES CAR STORAGE:
FIoDrs HdwdlCl'DtlVln Type HWBB RetlgeratDr ,- None 0
None Freplace(s)# _ l-
. Walls Plaster Fuel 011 Range/Oven ! Stars Patio . Garage 3 # of cars
- i-
TrimIFlIlish Wood CondItionAva Disposal - trop Star . Deck Attached
i-
BathFloDr Hrdwd COOLING Dishwasher - Scuttle ! Porch Covered !. Detached 3
Bath Wainscot Drvwall Central No Fan.tlood - FIoDr Fence Built-In
00DI's Hollow Core Non. -
Other Microwave Heated Pool Carport
Av.raae Condition ConditlonAva WasherJnover finished - Drlvewav 3/Mac
Additional leaues (special energy efficient items, etc.): Front cov.red DOrch.
Conditlon of the improvements. depreciation (physical. functional, and external). repars needed, quality of construction remodeling/additions, etc.: 1m Drove
m.nta are In averaa. condition with no Dhvslcallnadeauacles noted. A functional adlUstment Is made to reflect the two
~droom f1ool'Dlan.
Adverse envronmental condltlons (such as. but not limited to, hazardous wastes, toxic substances. etc.) present in the Improvements. on the site, or in the
Immediate vicinity .of the subject property: No adverse envlronm.ntal condltlona are aDDarent/dlsclos.d.
_....""""lll 5-93
PAGE 1 OF 2
ProcblId UIIng ACI..,.., aJO.234.8727 _....com
Fonnle.... """" 1004 s.93
SUMMARY APPRAISAL REPO
UNIFORM RESIDENTIAL APPRAISAL REPORT
50 000
Valuation Sactlon
ESTIMATED SITE VALUE. . . . . . . . . . . . . . . . . . . . . . . . . . . = $
EST)MATED RE~ODUCnONCOST-NEW OF IMPROVEMENTS:
Dwelling Sq. Ft. @$_ = $
Sq.Ft. @$_
File No. 07-0159
o
o
o
=$ 0
Est. Remaining Econ. Life: 30
o
=$ 0
= $
N/A
110.83 III
128 000
2600
TotII I ...,. I 8Ih
4: 2: 1.00 '
. 000 .R.
TGIII I ..... I ......
5: 3: 1.00 '
.1 440 .R.
2760
-1 000
.2 000
.2 000
-3 000
Gars
Porch, Pallo. Deck,
s etc.
Fence Pool etc. None
None
7000
1,000
IrJ"_
8360
134360
ITEM
Date, Price and Data
Solroe to- pia' sales
COMPARABLE NO. 1
09/2411991
$79,900
COMPARABLE NO. 2
09/23/2003
$85,000
COMPARABLE NO. 3
11/03/1997
$82,000
138 000
State PA
State
DDid OODid Not
Inspect Property
S.W. Barrett Real Estate & Appraisal Services
Borrower: Clennont THRUSH
Property Address: 4 Shed Road
City: Newville
Lender: Unda Rae Julin
Sketch by Apex IV WIndowa'"
FLOORPLAN
E
~
~
ID
i
ID
Kitchen
QLU
pip
fiE'.'t rlOOZ'
-
~ ~~, .Fe ~ ' , ,- r 'l-'~ ' ,
~: ~ _ ).. . :~J~~;. ~.~1,~. ;~:i~<"~ ,~'
1041.00
101.00
1048.00
108.00
TOTAL LIVABLE
(rounded)
1048
File No.: 07-0159
Case No.:
State: PA
Zip: 17241-9441
E
~'
j
Living
- , ' -, - - ~~. - -" - -,
...:v:K~ ~ ~ ~~w ~ ~- {~ . .;;~, ^~~~~2q;!\~~~~~~~lt;~~~;~
fir.t. ftooz
21.0" 34.0
1.0" 11.0
952.00
gl.OO
2 Areas Total (rounded)
1048
STEVEN W. BARRETT REAL ESTATE AND APPRAISAL SERVICES
124 N. HANOVER STREET, CARLISLE, PA 17013 (717) 243.6646
Ae No. 07-0183
APPRAISAL OF
LOCATED AT:
1210 Three Square Hollow Road
Newville, PA 17241
FOR:
Linda Rae Julio
611 Highland Avenue
Carlisle, PA 17013
BORRoweR:
Clermont THRUSH
AS OF:
Man::h 24, 2007
BY:
stan A. Skowronek
Certlfted RlMklentlal Appraiser
STEVEN W. BARRETT REAL ESTATE AND APPRAISAL SERVICES
124 N. HANOVER STREET, CARLISLE, PA 17013 (717) 243.6646
FlIt No. 07-0163
0411812007
Uncia R8It Jullas
1111 HIghland Avenue
Carlls'e, PA17013
File Number: 07-0163
In accordance with your request, I have appraised the real property at:
121lJ Three Squ.... Hollow Road
NewvIlle, PA 17241
The purpose of this ap.Pl"aisal is to develop an opinion of the market value of tha subject property, as vacant.
The property rights appraised are the fee simple Interest in the site.
In my opinion, the market value of the property as of March 24,2007
is:
$25;500
T_nty-F11Ie Thousand Five Hundred Dollars
The attached report contains the description, analysis and supportive data for the conclusions,
final opinion of value, descriptive photographs, limiting conditions and appropriate certifications.
Respectfully submitted,
~~Q.~~r~
Stan A. Skowronek
Certified Residential Appraiser
Ale No. 07-0163
LENOER DISCRETIONARY USE
Sale Price $
Date
Mortgage Amount
Mortgage Type
DIscount PoInIa and Other Concessions
Paid by Sellar $
Source
NEIGHBORHOOD ANAL VBIS
Employment StabIIly
Convenience to ErrlpIatment
ConVenience to Shopping
Convenien<:e to Schools
-
Public Private
X
Topl98phy
Size
Shape
DraInege
VI8W
Landscaping
[meway
Appnnt EasementJ
FEMA Flood Hamd
FEMAoMa
Thara ara no a
DImensions See I at de8crI on
SIte Nee 6 Ac:rM DIu 11.!4 ac:ra . 11.34 Acl'll8 Comer Lot No
2Dni1g Clalsillcation Wooded Conaervatlon 2Dni1g Cor/1llance V..
HIGHEST & BEST USE: PreHnt Use Pl'lIHl1t Other Use N/A
UTILITIES Public Other lITE IMPROVEMENTS Type
EIedriclty Slreet Grav.1
Gal CtrtlIGuller None
Water Sidewalk None
SanIt8ry S- Slreet UghtJ None
Storm S- None
eo......rrta (Apparent adyerse easemenla. enaoachmants. spacial assassments, slid a areas. atc.):
.ncroachm.nm or other aelv.,.. condltlona.
rent
Yeso_ Nox
421581 00011Zone C
nt aelv.,.. ....m.Rt.
Th, URdlulgnld hu recited thl" recent ..I.. of prop.rUn mOlt .Imlllilr ...d proxlmat. to lubJlct ud tI.. could.rad the.. III the ,u,hl ....1'.'.. Th ducrlptlol IAcld.. I dolla,
adlult,...t, r.fllctlftSl 'urht ,..cllon to tho.. U.... of significant nll,lIon hl.un Ih. subject Iftd compatible prop.rU... If. .llnlne.nllt.... In Ih, com,.'.b'. pro,.,ty I. luperlOf
to, 0' ",01. flVoubl, Ih,n, the ubJ.cl ,rop."y. . mlnn (.) adjust,....1 I, mada, Ihn r.duelng the ladle.t.d v.I.. 0' subject; If . .I,nlflcut lIulln the comp.nltl. I. hit.rlor to,
or In. fnor.ltl. th.n, the .ubl'c' prop.rty, . plu (+) dlut,u,.t I. Jud., tbu. Incnn'.., th. IndIC.I.d valu. of th. sUbJ.ct
ITEM
COMPARABLE NO. 3
43-03-0067-020
Graham. Woods Rd NewvlII.
11.3 MI E
Address
. . to Sub'
Sales Price
PliceI Acra
Data Source
VALUE ADJUSTMENTS
. Sales Of FII18Ildng
ConcessIons
Date of SalelTIme
. Location
SileNlew
road acceaa
$
$ 2045 III
Courthouae
DESCRIPTION
Unknown
60 000
204
'-; '~' .' ~lfJ~.
"'? ;;Li;~.~"t;"l. ,~~ : 'o',-,:J\;::("~'~::i ' ;
204
I (WE) EmMATETHE MARKET VALUE. AS DEFINED. OF THE SUBJECTPROPERTYASOF March 24. 2007 tobeS 25500
. I (We) cartify: that to tha bast of my (our) knowledge and belief, the facts and data used harein ara true and eorrect; that I (wa) personally inspected tha subject property
. and I~spectad all comparabla sales cited in this report; and that I (we) haye no undiscloSed~~~!JI_~sent Of ~ein.
Appraiser(s) -::::;~Cl.. ~o:.r~ ReYiewAppraiser ~-,,-~d ODid OODidNot
.. Smn A. Skowronek (II applcable) Steven W. Barre S SRPA Inspect Property
"'->""".........CUrtlfl.d Resid.ntlal Apprais.r ......._IoCl_..........,,__... C.rtlfI.d G.n.ral Apprals.r
S.W. Barrett R.al Eatate & Appraisal S.rvlcea
Borrower: Clermont THRUSH
Property Address: Three Square Hollow Road
City: Newville
Lender: Linda Rae Jullas
State: PA
..
Case No.:
Zip: 17241
FRONT VIEW OF
SUBJECT PROPERTY
Appraised Date: March 24, 2007
Appraised Value: $
REAR VIEW OF
SUBJECT PROPERTY
STREET SCENE
SQrrower: Clermont THRUSH
Property Address: Three Square Hollow Road
City: Newville
Lender: Linda Rae Julias
State: PA
File No,: 07..0183
Case No,:
Zip: 17241
LOCATION MAP
BllITOW8I': Clermont THRUSH
Property Address: 1210 Three Square Hollow Road
CiIv: Newville
Lender: Unda Rae Julin
file No.: 07..0183
Case No.:
state: PA Zip: 17241
Prepered by. StEMll1 W. B_ RE. Appr. SVc. (717) 243-6646
FIe No. 07 ~163
- QUALlFICATIONS-
The following checked Item. are SPECIFIC SPECIAL CONDITIONS that _re Identified by thl. appraIHr during the
In.pectIon of the .ubJect property. the comparable. .a.... and their neighborhood. and locatIona. Unl... otherwlaa
noted, the condition. that apply to the .ubject property or the comparable .ala used DO NOT AFFECT THE MARKET
VALUE OR THE FUTURE MARKETABIUTY OF THE SUBJECT PROPERlY BEING APPRAISED. Thl. I. not a home
In.pectlon service. Thl.- Is an appraisal to eStImate market value.
_x_i. The .ubject I. located in a rural area and ill 1_ than 25% built-up.
_2. Commerclalllnduatrial use. are located within the .ubject'. neighborhood. The.. u_ are typiCal of ..Imllar
neighborhood..
_x_3. Vaeant and undeveloped land u_ are located within the aUbJect'a neighborhood. TheM u... are typiCal for
the area.
_4. The predominant value In the neighborhood I. .... than that qf the market value of the .ubject property. Thl.
I. due to the very wide range of value of properties In the area and .uperlor qua,tty of the .ubJect property.
_5. The .ubject property Islocateict In . F .E.I\tA khmtltled' Flood :zone. Flood 11m/ranee coverage Is required and
.uggested.
_6. Dampnen Is noted In the basement of the subject. standing or running water _ not present on b-.nent
floor. Thla condition la conaldered typiCal In dwelllnga ofthl. stYle.
_7. The subject property Is serviced by private well 8ndIor aepllc systems which Is common for the area.
_8. The .ubJect la older than flve(5) years. All mechanical systems Inc:ludlngthe heating. electrical and plumbing
~ appear upon a visual exterior Inspection to be In working order. No wammtles aN ImpUed In this. statement.
_9. Repair ltema ~ noted In the comments aectIon of the report. Theae comments on htpalr Item. are for
descriptlve purposes. only sad are not required repairs.. Tba items listed are c:osmetIc.ln. natu...
_10. The basement floor i. a dirt floor. Thl. condition I. common and typiCal for the area and does not po.e a
beaIth or safety hazard.
_11. The .ubject property does contain functional obaolescence as noted In the report. Thl. condition I.
con.idered typical and common for the area and this atyIe dwelling.
_12. The land value exceed. 30% of total value due to the high demand for vacant land Inthl. neighborhood. Thl.
condition Is con.ldered common and typical for the neighborhood.
_13. The land value exceed. 30% of total value. Thl. I. due to the large .Ize of the .lte. Thl. condition Is
con.ldered to be typical and common.
_14. Individual adjustments _re required that exceed 15%. Theae adJuatrnents _re required due to lack of more
.Imllar comparable. on that Indlvldua.1 rating. All comparablea used are the beat available.
_15. Total adjustments exceed 25%. Thl. I. due to the lack of comparable .al.. that _re more .Imllar In the
.ubject'. market area. All comparablea uaad are the beat available.
_x_iS. One or more comparable .al.. are older than .lx(S) months. Although there are comparable propeittes In the
subject'. area, none have sold recently; therefore, .alea In excess of slx(S) months have to be used. All coniparabl..
used are the best available.
_x_17. One or more comparables used _re In exCess of one (1) mile from the .ubject property. Although there are
comparable properties In the Immedlata area, none have .oid recently. Therefore, It was nece..ary to use comparable
.ales outside of the Immediate area. All comp.rables used are located in similar neighborhoods and within the same
marketing are.. All comparable. used are the beat available.
_18. The electrical system was not connected during In.pectlon.
_19. The water service was not connected during Inspection.
_ZO. Th. h.atlng syst.m was shut down during Inspection.
_21. Roofln9-Plumbl"9---Electrlcal_Heatln9-certlflcatlon(s) Islare .uggested.
_22. lnground swimming pool-, out bulldtng._are Included-,not Included_according to lend.....
guidelines.
_23. According to lender'. guidelines a maximum of_acres were considered for this valuation. Remaining
acreage was given no value.
.
Fie No. 07-4163
-- QUALlFICATlONS-
_24. The subject property Is Iocat8d on a prlvllte ~.
_25. WoocIlnfestatlon Inspection Is suggested.
_26. Last recorded deed transfer: Oate_02l2112003
. Consideration: $_1.00
_'J:T. Proposed construction/renovation In _rdance to plans anc! specIfICatIons to be completed In a workman-llke
manner. .
--p. Seller Is paying part or all of Closing com.
_x_29. All comparable sales are verified closed sales.
_x_30. There are no special conditions or other requirements that would affect market value or future marketllbntty In
the Appraisal Report.
Fl. No. 07-0163
-- QUALlFICATIONS-
Confidentiality and Security Policy
We consider privacy to be fundamental to our relationship with clients. We are committed to maintaining the
co~ntlallty, Integrity and MCUrIty of cllenta' personal Information. Intei'nal pollc:lea have been developed to protect
this confidentiality, while allowing client needs to be served.
We restrict lICCelIlI to peraonallnformatlon to authorized individuals who need to know this information to comply with
federal standards to protect your nonpublJc: peraonallnformatlon. We do not dlaclose this Information about you or
any former consumera or customers to anyone, uc:ept as permitted by law. The law permit. us to share this
Information with our affiliates. The law also permlta us to shara this Information with companies that perform
marketing.
When _ shara nonpubllc Information referred to above, the Information Is made lIVallable for limited purpo_ and
under controlled clrcumstancu. We require third partlee to comply with our standard' for MCUrlty and conflentlallty.
We do not permit UN of consumer/customer Information for any other purpose nor do _ permit third parties to rent,
sell, trade or otherwise reI_ or disclose Information to any other party.
Education
As of the date of this report, I and/or Steven W. Barrett, SRPA, SRA, have completed the requlrementa under the
continuing education program of the Appralsallnst/tUte.
FleNo. 07..0183
DEFINITION OF MARKET VALUE: The most probable price which a property should bring In a competitive and open market
undtlr all conditions requisite to a fair sale, the buyer and seller, each acting prudently, knowledg\lably and assuming the price is not
affected by undu.utimulus. Implicit in.thill .dafinilion Is the conaummationof.a .aaleasOf..a-8fl8CifUld datellnd the.passing of title from
seller to buyer under conditions whereby: (1) buyer and seller are typically motivated; (2) both pertles are well informed or well advised,
and each acting in what he considers his own best interast; (3) a reasonable time is allowed for exposure in the open market; (4) paymant
is made in terms of cash in U.S. dollars or in terms of financial arrangements comparable thereto; and (5) the price represents the normal
consideration for the property sold una1fecled by special or (native financing or sales concassions* granted by enyone assoclated with the
sale.
.Adjustments to the comparables must be made for special or oreative financing or sales conces,lons. No adjustments ara n8C\lSS!lCY for
those costs which are normally paid by sailers as a result of tradition or law In a market area; these costs are readily Identifiable since the
seller pays these costs in virtually all sales transactions. . Special or oreative financing actjustments can be made to the comparable property
by comperlsons to financing terms otfllred by a third party institUtIonal lender that Ie not a~eedy involved In the property or transaclion. Any
adjustmant should not be calculatad on a mechanical dollar for dollar cost of the financing or concession but the dollar amount of any
adjullment 8hWd approximale the markel's reaction to the financing or concessions teed 011 the AppraIser's judgm8nt.
STATEMENT OF LIMITING CONDITIONS AND APPRAlSER'S CERTIFICATION
CONTINGENT AND LIMITING CONDITIONS: The appraiser's certification that appears In the appraisal report Is subject to the
following conditions:
1. The appraiser will not be responsible for mattere of a legal nature that aff8ct either the property being appreilled or the tille to It. The
appraiser assumes that the title is good and marketeble and, therefore, will not render any opinions about the lIlle. The property is apprailled
on the basis of it being under reaponsilIe llWIlllI'Ship.
2. The eppralser has provided a sketch In the appraisal report to show approximata dimanslons of the improvements and the sketch is
included only to assist the reader of the report iii visuaizlng the property and undenllandIng the appraiser's delerrnination of Its siZe.
3. Tha appraiser has axamined the available flood maps that are provided by tha Federal Emergency Management Agency (or other data
sources) and has noted in tha appraisal report whether the subject aile is located in en identified Special Flood Hazard Naa. Because the
appraiser is not a surveyor, he or she makes no guarantees, express or implied, regarding this determination.
4. Too appraiser will not give testimony or appear in court beCaU88 he or she made an appratsal of the property in queStion, Ul1le8s spaciIiC
lITlIIlg8Ill8Il to do so have been made beforehand.
5. The appraiser has estimated the value of the land in the cost approach at its highest and best use and the improvements.at their
contributory value. These separate valuations of the land and Improvements must not be used in conjunction with any other appraillel and
are invalid if they are so used.
6. The appraiMr has noted in the appraisal report any adVerse conditions (such as, needed repelrs, depreciation, the presence of hazardous
wastes, toxic substances, etc. ) observed during the inspection of the subject property or thet he or aha became aware of during the normal
research involved in performing the appraisal. . Unless otherwise slated In the appraisal report, the appraiser has no knowledge 01 any hidden
or unapparent conditions of the property or adverse environmental conditions (Including the presence of hazardous wastes, toxic
substances, etc. ) that would make the property more or less valuable, and has assumed thatlhare are no such conditions and makes no
guarantees or warranties, express or Implied, regardiRg the condition of the property. The appraiser will not be responsible for any such
conditions that do exist or for any engineering or testing that might be required to discover whether such conditions exist. Because the
appraiser Is not an expert in the field of environmental hazards, the appraisal report must not be considered as an environmental assessment
of the property.
7. The appraiser obtained the information, estimates, and opinions that were expressed in the appraisal report from sources that he or she
considers to be reliable and believes them to be true and correct. The appraiser does not assume responsibility for the accuracy of such
items that were furnished by other parties.
8. The appraiser wiU not discloae the contents of the appraisal report except as provided for in the Uniform Standards ofProfassional
Appraisal Practice.
1l. The appraiser has based his or her appraisal report and valuation conclusion for an ~aisalthat is subject to aalisfadorycompletlon,
repai'a, or alterations on the assurnplion that completion of the Improvements wIU be performed In a WIll'kmanlke manner.
10. The appraiser must provide his or her prior written consent before the lender/client specified in the appraisal report can distribute the
appraisal report (including conclusions about the property value, the appralsar's identity and professional designations, and references to
any professional appraisal organizations or the firm with which the appraiser is associated.) to anyone other than the borrower; the
mortgagee or Its successors and assigns; the mortgage insurer; consultants; professional appraisal organizations; any state or federally
approved financial institution; or any department, agency, or Instrumentality of the United states or any state or the District of Columbia;
except that the lender/client may distribute the property description section of the report only to data collection or reporting servica(s)
without having to obtain the appraiser's prior written consent. The appraiser's written consent and approval must also be obtained before
the appraisal can be conveyed by anyone to the public through advertising, public relations, news, sales, or other media.
Vacant Land
Page 1 of2
FhNo. 07""183
APPRAISERS CERTIFICATION: The Appraiser c8rtifies and ~ that:
1. I have researched the subject market area and have selected a minimum of three recent sales of properties most similar and proximate
to the subject property for COIlsideration in the sales Comparison analysis and heve meda a dollar adjustment when eppropriate to reflect the
market reaction to those Items of significant variation. If a slgnillcant Item in a comparable property issuparior to , or mora favorable than,
the subject property, I have made a negative adjustment to reduce the adjusted sales price of the comparable and, if a significant Item in a
comparable property Is inferior to, or less favorable then the subject property, I have made a positive adjuatment to Increase the adjusted
seIes price of the c:omparable.
2. I have taken into consideration the factors that have an impact on value in my development of the estimate of market vllue in the
appraisal raport. I have not knowingly withheld any significant information from the appraisal report and I believe, to the beat of my
knowledge, that aU statements and InfDrmatIon In the appraisal report lI1I true and correct.
3. I stated in the appraisel report only my own personal, unbiased, and profeSllionaI analysis, opinions, and conclusions, which are subject
only to the oontingent and limiting Conditions speclflsd In this fll1ll-
4. I have no present or prospactlve interest in the property that is the subject to this report, Ind I hive no preHnt or pr08pectivel*8OO8l
interlst or bias with respect to the participants in the transaction. I did not basa, either partlelly or Completely, my analysis and/or the
estimate of market value In the appraisal report on the race, color, religion, aex, handicap, familial atatus, or national origin of either the
prospective owners or occupants of the subject property or of the present owners or occupents of the properties In thll vicinity of the
subject property.
5. I have no present or contemplated future Interest in the SIlbject property, and neither my current or fuhlnlempleyment -nor my
cornpansation for parforinIng this appraiBlll is ccnlingenl on the 8ppaiBed Y8Iue of the property.
6. I was not required to reporl a predetermined value or direction in value that favors the cause of the client or any related party,
tha amount of the value estimate, the attainment of a specific result, Dr the occurrence of a subsequent event in order to receive my
compansation and/or employment for parforming the appraisal. I did not base the appraisal report on a requested minimum valuation, a
specific valualion, or the need to approve a specific matgage loan.
7. I performed this appraisal in conformity with the Uniform Standards of Professional Appraisal Practice that were adopted and
promulgated by the Appraisal Standa"ds Board of The Appraisal Foundation and that were in place as of the aflective date of this appraisal,
with the exception of the departure provision of those Standards, which does not apply. I acknowtadga that an estimate of a reasonable
time for exposure in the opan market is I condition in the definition of market value and the estimate I developed is COIlslstent with the
marketing time noted in the neighborhood section of this report, unless I have otherwise slaled In the reconciIialion section.
8. I have personally inspected the subject property and the exterior of all properties listed as comparables
in the appraisal report. I further certify that I have noted any apparant or known advars8 CQnditlons in the subject improvements, on the
subject site, or on any site within the immediate vicinity ofthe subject property of which I am aware and have made adjustments for these
adverse conditions in my analysis of the property value to the extant thet I had market evidence to support them. I have also commented
aboIt the effecl of the adverse conditions on the marketability of the subject property.
9. I personally prepared all conclusions and opinions about the real estate that were set forth In the appraisal report. If I relied on
significant professional assistance from any individual or individuals In the parformance of the appraisal or the preparation of the appraisal
report, I have named such indlvidual(s} and disclosed the spaciflll tasks parformad by them in the recondliation section of this appraisal
report. I certify that any Individual so named Is qualified to perform the tasks. I have not authorized anyone to make a change to any item in
the report; thlIlIfore, If an unaulhaized change Ie made to the appraisal report, I wi. take no responsibility for t.
SUPERVISORY APPRAISER'S CERTIFICATION: If a supervisory appraiser signed the appraisal report, he or she certifies
and agrees that: I directly supervise the appraiser who prepared the appraisel report, have reviewed the appraisal report, agree with the
statements and conclusions of the appraiser, agree to be bound by the appraiser's certifications numbared 4 through 7 above, and am taking
full responeibllity for the appraieal and the appraieal report.
ADDRESS OF PROPERTY APPRAISED: 1210 Three Square Hollow Road, Newvltle, PA, 17241
SUPERVISORY APPRAISER (only If required)
S~: ~vt) ~:tt:
Name: Steven W. Barrett, SRA, SRPA
Date Signed: 0411812007
state Certification it. GA-000298-L
or state Liosnse': RB026921A
state: PA
Expiration Date of CertiIication or license: June 30, 2007
APPRAISER:
SignalIre: ~G .*~.nr~
Name: stan A. Skowronek
Dale Signed: 0411812007
state Certiflcatjon.: RL.oo1572-L
or State Liosnse I:
state: PA
Expi"ation Date of CarIIflcalion or license: June 30, 2007
Certified Residential Appraiser
o Old 00 Old Not Inspect Property
Certified General Appraiser
vacant Land
Page 2 of 2
UBI
AIG Annuity Insurance Company
P.O. Box 871
Amarillo, Texas 79105-0871
800.424.4990
April 26, 2007
Linda R. Julias
611 Highland Ave.
Carlisle, P A 17013
RE:
Deceased:
Contract:
Beneficiary:
Clermont Thrush
#BX204433 & VP215553
Linda R JuHas
Dear Ms, JuHas:
This will acknowledge your request of April 25, 2007. Pursuant to the documents received,
listed below is the value information.
The value of the above referenced Contract #BX204433 as of March, 24 2007, the date of death,
is $20,038.92, The date of death value for Contract'#VP215553 is $10,047.08.
If you have any questions, please call 1-800-4;24-4990 .and speak with a representative in our
Customer Care Center.
Sincerely,
~~~9-
Claims Examiner
Annuity Claims Department
~ D ~ 'A<<'~
AlG Annuity insuranc~ Company
M~mb~r of American int~mational Group, inc.
~
ADAMS
COUNlY
NATIONAL BANK
May 3, 2007
Salzmann Hughes, P.C.
354 Alexander Spring Road, Suite I
Carlisle, PA 17015
RE: Estate of Clermont J. Thrush
Dear Sir:
Mr. Thrush had the following accounts with this bank which were in his
name alone -
Checking account #136441 opened 3/21/85 with a balance as of March 24, 2007
of $7,336.98;
Savings account #9080030929 opened 1/9/07 with a March 24, 2007 balance of
$3,027.03 plus $3.28 accrued interest;
Burial Fund certificate of deposit /139912002 dated 3/26/01 of $2,398.16 plus
$87.30 accrued interest.
Mr. Thrush also had a certificate deposit #160484 dated 4/21/05 in the
amount of $10,068.94 plus $59.00 accrued interest. This certificate was
joint with Linda R. Julias.
Sincerely yours, ~~
~.-
Executive Vice President
Farmers National Bank of Newville
A Division of Adams County National Bank
PO Box 3129, GETTYSBURG, PA 17325 I PHONE 717.334.3161 I TOll FREE 888.334.2262 I www.acnb.com
-_Sovereign Bank'
MAl MB3 02-10'
Court Ordered ProcessingIDecedent
P.O. Box 841005
Boston, MA 02284
April 18, 2007
Salzmann Hughes, P.C.
Attorneys & Counselors at Law
354 Alexander Spring Road
Suite 1
Carlisle, P A 17015
RE: Estate of Clermont J. Thrush
Date of Death: 03/24/07
Dear Sir or Madam:
Per your request, enclosed please find the account information as of the date of death for
the above-named decedent. For your information, accrued interest is not included in the
date of death balance.
Please feel free to contact me if I can be of any further assistance.
1 ~lY yoms,
NlCO~~b
cOP Specialist III
Decedent Department
(617) 533-1364
Sovereign Bank
ESTATE OF
SOCIAL SECURITY #:
DATE OF DEATH:
Clermont J. Thrush
174-20-0468
March 24, 2007
Account #: 1671021134 Type: Checking
In the name of: Clermont J Thrush or Linda R JuHas
Date of Death Balance: $14,280.14
Int.(YTD) from 1/1/2007 to 3/13/2007
Accrued interest to date of death: $0.00
Other Info:
Open date: 3/8/2004
$0.00
Account #: 1674000904 Type: Savings
In the name of: Clermont J Thrush or Linda R JuHas
Date of Death Balance: $413.75
Int.(YTD) from 1/1/2007 to 3/23/2007
Accrued interest to date of death: $0.00
Other Info: Account closed on 04/02/07.
Open date: 1/5/1982
$0.00
Account #: 1674060351 Type: MM Savings
In the name of: Clermont J Thrush or Linda R JuHas
Date of Death Balance: Account closed prior to death
Int.(YTD) from to
Accrued interest to date of death:
Other Info: Account closed on 04/05/06.
Open date: 2/23/2005
Account #: 1675539553 Type: CD
In the name of: Clermont J Thrush or Linda R JuHas
Date of Death Balance: $19,378.51
Int.(YTD) from 1/1/2007 to 3/23/2007
Accrued interest to date of death: $70.11
Other Info: Account closed on 04/02/07 for $19,467.54.
Open date: 4/14/2005
$158.16
Account #: 1678180504 Type: IRA Open date: 8/22/1997
In the name of: Clermont J Thrush (BENEF Primary-Helen Thrush pre-deceased on 01/01/03)
Date of Death Balance: $22,617.02
Int.(YTD) from 1/1/2007 to 3/23/2007 $152.29
Accrued interest to date of death: $67.44
Other Info: Account closed on 04/04/07 for $21,433.50. BENEF Contingent- Linda R. JuHas
Page 1 of 1
ORRSTOWNBANK
A Tradition of Excellence
April 23, 2007
77 East King Street
P.o. Box 250
Shippensburg, PA 17257
To: Salzmann Hughes, P.C.
354 Alexander Spring Rd
Suite 1
Carlisle Pa 17015
From: Traci Shaffer
Orrstown Bank
Customer Service Center
PO BOX 250
Shippensburg, Pa 17257
Re: Estate of Clermont J Thrush
Date of death March 24,2007
IT IS HERERBY CERTIFIED THAT THE ABOVE NAMED DECEDENT, ON THE
ABOVE DATE, HAD THE FOLLOWING ACCOUNTS WITH ORRSTOWN BANK
CHECKING ACCOUNT
Account # Title of Account
Date opened Principle Accrued Interest
SA VINGS ACCOUNT
Account # Title of Account
Date opened Principle
Accrued Interest
CERTIFICATE OF DEPOSIT
Account # Title of Account
4000007366 Clermont Thrush
Date Opened Principle
04/04/07 16912.56
Accrued Interest
39.16
REGULAR SAVINGS ACCOUNT:
Account Number/ Suffix
Date Account Established
Principal Balance at Date of Death
Accrued Interest to Date of Death
Total Principal and Accrued Interest
Name of Joint Owner
Date Joint Ownership Established
CERTIFICATES OF DEPOSIT:
Account NumberlSuffix
Date Account Established
Principal Balance at Date of Death
Accrued Interest to Date of Death
Total Principal and Accrued Interest
Name of Joint Owner
Date Joint Ownership Established
CERTIFICATES OF DEPOSIT:
Account NumberlSuffix
Date Account Established
Principal Balance at Date of Death
Accrued Interest to Date of Death
Total Principal and Accrued Interest
Name of Joint Owner
Date Joint Ownership Established
CERTIFICATES OF DEPOSIT:
Account Number/Suffix
Date Account Established
Principal Balance at Date of Death
Accrued Interest to Date of Death
Total Principal and Accrued Interest
Name of Joint Owner
Date Joint Ownership Established
fvl~
MEMBERS 1st
FEDERALCREDlT UNION
226979 -00
02/15/2003
$52.05
$.03
$52.08
Linda R. Julias
02/15/2003
226979 -40
05/15/2003
$80,104.12
$178.69
$80,282.81
Linda R. Julias
05/15/2003
226979 -44
02/21/2007**
$22,241 .99
$69.94
$22,311.93
Linda R. Julias
02/21/2007**
226979 -47
02126/2007***
$7,002.87
$22.02
$7,024.89
Linda R. Julias
02/26/2007***
226979 -41
02/07/2007*
$13,696.87
$42.21
$13,739.08
Linda R. Julias
02/07/2007*
226979 -45
10/11/2005
$31,685.00
$91.84
$31,776.84
Linda R. Julias
10/11/2005
.Purchased by transfer of funds from joint certificate #42, originally purchased 8/9/04
..Purchased by transfer of funds from joint certificate #43, originally purchased 8/21/04
...Purchased by transfer of funds from savings (00)
Estate of: CLERMONT J. THRUSH
Date of Death: March 24, 2007
Social Security Number: 174-20-0468
MrtERS 1ST FEDERAL CREDIT UNION
~<<fP4-
Insurance service~upervisor
April 24, 2007
~Cdl~/fPtln
5000 Louise Drive. P.o. Box 40 · Mechanicsburg, Pennsylvania 17055 . (717) 697-1161 · www;members1st.org
To: James D. Hughes, Attorney
354 Alexander Springs Road
Cartisle, PA 17015
From: William G. Rowe, Appraiser
Rowe's Auction Service
211 Old Stone House Road
Cartisle, PA 17015
Re: Personal Property Appraisal
Clermont Thrush Estate
4 Shed Road
Newville, PA 17241
Date: April 19, 2007
ROWE'S AUCTION SERVICE
2505 RITNER HIGHWAY
CARLISLE, PA 17015
717-249-1978
KITCHEN
Table / chairs
Vanity
Kitchen items
Jars
Crocks
Flatware
Desk
Old T.V. - no value
Dishes
Kirby sweeper.
T.V.
Binoculars
LIVING ROOM
Sofa
Wing chair
Mantle clock
Recliner
Coffee table
Frames
Knick knacks
Lamps
BEDR<<;)OM
4-pc Bedroom set - older model
Pepsi Cola items
Hunting clothes
Lamps
Miscellaneous household
BEDROOM
3-pc Bedroom set
Crocks
Miscellaneous household
Thrush Appraisal
1
$25.00
$15.00
$10.00
$10.00
$15.00
$5.00
$25.00
$0.00
$5.00
$20.00
$20.00
$5.00
$25.00
$15.00
$25.00
$20.00
$15.00
$10.00
$15.00
$5.00
$65.00
$25.00
$15.00
$5.00
$15.00
$85.00
$10.00
$15.00
04/1912007
XCl\\~ ~fJfQ(Ol
-
..
Old T.V. - no value
$0.00
BASEMENT
Blanket chest
Wood tub
Library table
$100.00
$5.00
$15.00
PORCH
Washer I dryer
Iron kettle
Sewing machine
Miscellaneous household
Freezer, stove, refrigerator appraised with house
$50.00
$15.00
$5.00
$15.00
$0.00
GARAGE
Grinder
Gas grill
Dynamark lawn mower
Intemational Harvester Cub trador wi attachments
Chains
Single-blade plow
Hardware
Grinder
Weedeater
Chain saws (2) - as is
Sausage press (2)
Long-handled tools
Garage items
Wood stove
Nail kegs
Pepsi items
Buck saw
Scales
Miscellaneous small tools
Hand cultivator
Push mower
Lawn chairs
Wheelbarrow
Snow blower
Old car parts
Butcher kettle
Pepsi items
Small power tools
1994 Toyota pick-up truck V6 - fair condition - 78,000 miles
1998 Toyota Camry LE - fair condition - 61,500 miles
$15.00
$15.00
$275.00
$1,500.00
$5.00
$15.00
$10.00
$10.00
$20.00
$30.00
$45.00
$15.00
$20.00
$35.00
$10.00
$30.00
$10.00
$20.00
$25.00
$20.00
$25.00
$5.00
$15.00
$100.00
$20.00
$30.00
$30.00
$45.00
$2,450.00
$3,750.00
TOTAL
$9,320.00
~/'k
William G. Rowe
Thrush Appraisal
2
04/1912007