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HomeMy WebLinkAbout10-01-07 t%l<.....{ REV. 1500 EX ... (6..00) . REV-1500 II ()rF:Ci~,L USE ONL.-< I i I COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN FILE NUMBER DEPARTMENT OF REVENUE RESIDENT DECEDENT 21 2006 0898 DEPT. 280801 HARRISBURG, PA 17128-0801 COUNTY CODE YEAR NUMBER DECEDENT'S NAME (LAST, FIRST, AND MIDDLE INITIAL) SOCIAL SECURITY NUMBER KELLY, JEANNE M 082-14-1638 ... z DATE OF DEATH (MM-DD-YEAR) I DATE OF BIRTH (MM-DD-YEAR) THIS RETURN MUST BE FILED IN DUPLICATE WITH THE w I 0 w 10/07/2006 11/09/1920 REGISTER OF WILLS u w 0 (IF APPLICABLE) SURVIVING SPOUSE'S NAME ( LAST, FIRST AND MIDDLE INITIAL) SOCIAL SECURITY NUMBER I ~ " Original Return 0 2, Supplemental Return w ... 0 4, Limited Estate 0 4a. Future Interest Compromise (date of death after ::.::~CI) uC::'" 12-12-82) wc..u ~ 0 ",00 6, Decedent Died Testate (Attach copy 7. Decedent Maintained a Living Trust (Attach uC::..J c..lll of Will) copy of Trust) c.. <l: 0 9, Litigation Proceeds Received 0 10, Spousal Poverty Credit (date of death between 12-31-91 a o 3, Remainder Return (date of death pnor to 12-13-82) o 5. Federal Estate Tax Return Required o 8. Total Number of Safe Deposit Boxes o 11, Election to tax un~er See, 9113(A) (Attach Sch 0) AME !z Lisa Marie Coyne ~ IRM NAME (If applicable) ~ r Coyne & Coyne, p,c. , ELEPHONE NUMBER 717/737-0464 1, Real Estate (Schedule A) 2, Stocks and Bonds (Schedule B) 3, Closely Held Corporation, Partnership or Sole-Proprietorship z o i= S :::> ... 0: <l: u w c:: 4, Mortgages & Notes Receivable (Schedule D) 5. Cash, Bank Deposits & Miscellaneous Personal Property (Schedule E) 6, Jointly Owned Property (Schedule F) o Separate Billing Requested 7, Inter-Vivos Transfers & Miscellaneous Non-Probate Property (Schedule G or L) 8, Total Gross Assets (total Lines 1-7) 9, Funeral Expenses & Administrative Costs (Schedule H) 10, Debts of Decedent, Mortgage Liabilities, & Liens (Schedule I) 11, Total Deductions (total Lines 9 & 10) 12, Net Value of Estate (Line 8 minus Line 11) leoMPLETE MAILING ADDRESS I 3901 Market Street Camp Hill, PA 17011-4227 '--"'"1. (1 ) None US;:;~)NL y ,--.1 (2) None (3) None i' , (4) None -'..'"". (5) 88,899,99 r'-".) (6) None en \.0 (7) 1,473.25 (8) 90,373,24 (9) 19,100.06 (10) 7,450,50 (11 ) 26,550.56 (12) 63,822.68 13, Charitable and Governmental Bequests/See 9113 Trusts for which an election to tax has not been made (Schedule J) 14, Net Value Subject to Tax (Line 12 minus Line 13) (13) (14) 63,822,68 SEE INSTRUCTIONS ON REVERSE SIDE FOR APPLICABLE RATES 15, Amount of Line 14 taxable at the spousal tax rate, x .00 (15) or transfers under See, 9116(a)(1 ,2) z 63,822.68 .045 (16) 0 16, Amount of Line 14 taxable at lineal rate x i= <l: ... :::> c.. 17. Amount of Line 14 taxable at sibling rate x .12 (17) :IE 0 u >< 18, Amount of Line 14 taxable at collateral rate <l: x .15 (18) ... 19, Tax Due (19) 2,872.02 20. ~ CHECK HERE IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT. 2,872,02 Copyright 2000 form software only The Lackner Group, Inc. Form REV-1500 EX (Rev, 6-00) Decedent's Complete Address: STREET ADDRESS 20 North 12th Street CITY Lemoyne I STATE PA ! ZIP 17043 Tax Payments and Credits: 1. Tax Due (Page 1 Line 19) 2. Credits/Payments A. Spousal Poverty Credit B. Prior Payments C. Discount (1 ) 2,872.02 3,200.00 143.60 Total Credits (A + B + C) (2) 3,343.60 3. Interest/Penalty if applicable D. Interest E. Penalty 0.00 471.58 Totallntere8t/Pena!ty (D + E) (3) 4. If Line 2 is greater than Line 1 + Line 3, enter the difference. This is theOVERPAYMENT. (4) Check box on Page 1 Line 20 to request a refund 5. If Line 1 + Line 3 is greater than Line 2, enter the difference. This is theTAX DUE. (5) A. Enter the interest on the tax due. (5A) B. Enter the total of Line 5 + 5A. This is theBALANCE DUE. (5B) 0.00 Make Check Payable to: REGISTER OF WILLS, AGENT PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS 1. Did decedent make a transfer and: Yes No a. reta~n the ~se or inco~e of the property transferred;............................................................................... D ~ b. retain the nght to designate who shall use the property transferred or Its Income;................................ D ~ c. retain a reversionary interest; or.............................._.............................n.............................................. D ~ d. receive the promise for life of either payments, benefits or care?.......................................................... D ~ 2. If death occurred after December 12, 1982, did decedent transfer property within one year of death without receiving adequate consideration?...................... ...... .............................................................n..................... D ~ 3. Did decedent own an "in trust for" or payable upon death bank account or security at his or her death?......... D ~ 4. Did decedent own an Individual Retirement Account, annuity, or other non-probate property which contains a beneficiary designation?................................................................................................................ ~ D IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES, YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN. Under penalties of perjury, I declare that i have examined this return. including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct and complete. Declaration preparer other than the personal representative is based on all information of which pre parer has any knowledge. SIGNATURE OF PERSON RESPONSIBLE FOR FILING RETURN ADDRESS Frances K. Eavenson 1-/ 4 ~.. :::;tf~' ~ ~Y1J SIGNATURE OF PERSON RESPONSIBLE FOR FILING RETUR"fJ ADDRESS Catheri~e J. Sp ~ .' 30 Drexel Place "!'Je'Yv Cumberland, PA 17070 261 Stratford Avenue Westmont, NJ 08108 ADDRESS 3901 Market Street Camp Hill, PA 17011-4227 For dates of death on or after July 1, 1994 and before January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 3% [72 P.S. 99116 (a) (1.1) (i)]. For dates of death on or after January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 0% [72 P.S. 99116 (a) (1.1) (ii)]. The statutedoes not exempt a transfer to a surviving spouse from tax, and the statutory requirements for disclosure of assets and filing a tax return are still applicable even if the surviving spouse is the only beneficiary. For dates of death on or after July 1, 2000: The tax rate imposed on the net value of transfers from a deceased child twenty-one years of age or younger at death to or for the use of a natural parent, an adoptive parent, or a stepparent of the child is 0% [72 P.S. 99116 (a) (1.2)]. The tax rate imposed on the net value of transfers to or for the use of the decedent's lineal beneficiaries is 4.5%, except as noted in 72 P.S. 99116 1.2) [72 P.S. g9116 (a) (1 )]. The tax rate imposed on the net value of transfers to or for the use of the decedent's siblings is 12% [72 P.S. 99116 (a) (1.3)]. A sibling is defined, under Section 9102, as an individual who has at least one parent in common with the decedent, whether by blood or adoption. . SCHEDULE E CASH, BANK DEPOSITS, & MISC. PERSONAL PROPERTY COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF KELLY, JEANNE M FILE NUMBER 21 - 2006 - 0898 Include the proceeds of litigation and the date the proceeds were received by the estate. All property jointly-owned with the right of survivorship must be disclosed on schedule F. VALUE AT DATE OF DEATH 25.00 ITEM NUMBER 1 DESCRIPTION BELCO Community Credit Union Savings Acct. No. 852101 2 BELCO Community Credit Union Certificate of Deposit No. 41316 5,415.10 3 Pennsylvania State Bank Savings Acct. No. 9150010744 69,436.15 4 Pennsylvania State Bank Checking Acct. No. 10119444 13,523.74 5 Misc. Personal Property and Furniture 500.00 TOTAL (Also enter on Line 5, Recapitulation) 88,899.99 BElCO COMMUNITY CREDIT UNION DECEDENT ESTATE INFORMATION 1. Name(s) in which the account was held: JEANNE M KEllY AND WilLIAM T KEllY 2. Account number: 852101 3. Balance as of date of death: 10/7/2006 Balance Accrued Dividends For 10/7/2006 YTD Dividends Regular Savings: Christmas Club: IRA Acct Checking: Money Market: $ $25.00 $ $ $0.00 $ $ $ $0.00 $ $ $0.00 $0.00 $ $ $0.00 $ $ Certificates: Balance Accrued Dividends YTD Dividends Certificate Number For $5,415.10 $ $ $ $43.49 $ $ $ $43.49 $ $ $ 41316 4. Date the account was initiated: 9/30/2005 5. Name(s) in which Safe Deposit Box was held: N/A 6. Date the box was initially rented: N/A 7. Branch address at which the box is located: 8. loan Information: Balance Accrued Interest Per Diem Int A. VISA lOAN $ $ $ $ $ B. Secured loans $ $ $ $ $ $ $ $ C. Mortgage loans: Miscellaneous: z o I- ~ o a.. 0::: o () ....J <( () z <( z u.. (!) Z ....J 0::: w ?- m co M >.(1) =..... Cll I ~;! ~N co CllO t: ;z Cllen .,en w 0::: (I) o o N M ..... ... Cll ..c E Cll > o z ...... N N 'd' <i ~ .-..... Cl.CllO _ Cll ...... (1)b~ ~en<( oQ;Cl. U.:.::.....: 015~:: ::I: Cll ~ Co t: ..... E >'0 o O'l res UMU M ...... I- 10 ": en 0 ..... c w (I) 'd' l- e:: V'T M >- W V'T I- Z - 10 0 C I- ~ '": w en ..... M ::l W (I) 10 e:: e:: V'T V'T U w U I- <C z (I) 0 - 10 'd' ...... 0 W ..... ...... - CU cD M 0 M N ..... O~ 'd' 10 .. C...J O'l M Cl <C (I) ..... 0 m V'T V'T Cl (I) 0 - N <( <( N - 0 0 O'l Z - 0 Cl. Cl. t: i= t: t: ::l <C 0 0 0 e:: 1Il 1Il Co) t: t: Co) I- Cll Cll res en > > E C> res res w W w 0 ... e:: ~ ~ .... "C 1Il 1Il Cll Cll Cll > Co) Co) 0 u) t: t: E L.!) res res Cll co ... ... ... L.!) u. U. I ~ L.!) ("') ~ ~ Cll t'- :::::: I Cll Cll t'- ~ ~ ....: ..- t'- ~ ~ E co Cll Cll .!!! (l) t: t: E t: t: ~ res res 1:5 Cll Cll " co ., ., - 0 e (I) co 0 w 0 O'l 0 Z - - W ..... 0 (l) c.. ..... ..... (/) 0 - - co O'l ...... ~ W 0 0 I- 0- <( <Ii 0 'd' 'd' 0 e 'd' 'd' co 1-0:: ...... 'd' 1Q Zw 0 O'l ::I[lJ ..... ..... (/) O~ 0 ..... (/) 0::1 0 0 co ~Z 10 ..... '- ..... (l) O'l .c t ::J '+- >- l- e u. CO 0 Z ::I '+- W 0 0 c.. 0 Cl (l) >. >- 0 III c: ..D I- Cl :;;: Q) <( c: '> u e '- Q) CO (l) III .c: III u 0 0 - e '+- U5 - j (~=-::::=:=~...... I~~~-I I limn! a I jE:J1 0-1 ($J} ~ I !!!:!II :z ~ ~ J1 - ,~ CO '(3 (l) 0- (f) c (l) E ~ '(3 e o o (l) 0::: -.. (l) u e ,~ 0- E o u . SCHEDULE G INTER-VIVOS TRANSFERS & MISC. NON-PROBATE PROPERTY COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT KELLY, JEANNE M FILE NUMBER 21 - 2006 - 0898 ESTATE OF ITEM NUMBER This schedule must be completed and filed if the answer to an~ of questions 1 through 4 on page 2 is yes. -- -- ________u_----- ----- -- -T- ! DESCRIPTION OF PROPERTY DATE OF DEATH -I % OF : Include the name of the transferee, their relationship to decedent and the date of transfer. 0 A DECD'S I EXCLUSION TAXABLE VALUE Attach a copy of the deed for real estate. VALUE F SSET INTEREST (IF APPLICABLE) ----------- --t-- . 1,473.251 M&T Bank IRA Acet. No. 035004201712898 1,473.25 _ -j- TOTAL (Also enter on line 7, Recapitulation) I I 1,473.25 ~M&fBank 499 Mitchell Road, Millsboro, DE 19966 Mail Code DE-MB-12 Phone (888) 502--4349 Fax (302) 934-2955 11/1/2006 Coyne & Coyne PC Attorneys At Law 3901 Market Street Camp Hill, Pennsylvania 17011-4227 Re: Estate of Jeanne M Kellv Social Security: 082-14-1638 Date of Death: October 07, 2006 i~ g:g30:gl~ Cd J.:>' . //ll./-' ~ Dear Sir or Madam: Per your inquiry dated October 19,2006, please be advised that at the time of death, the above-named decedent had on deposit with this bank the following: L Type of Account IRA Account Number 035004201712898 Ownership (Names oj) Jeanne M Kelly * Opening Date 03/22/84 Closed 10/13/06 Balance on Date of Death $1,473.25 Accl11ed Interest $ 0.00 Total $1,473.25 Please be advised, there was no safe deposit box found for the above decedent. * For further account information, regarding ownership, closures and/or reimbursement of funds, etc., please call the West Shore Plaza Office # 717-255-2271. Sincerely, 'qajuc;-f~r Nancy Clagett Records Management . SCHEDULE H FUNERAL EXPENSES & ADIVIINISTRATIVE COSTS COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF KELLY, JEANNE M FILE NUMBER 21 - 2006 - 0898 Debts of decedent must be reported on Schedule I. ITEM NUMBER A. DESCRIPTION AMOUNT FUNERAL EXPENSES: Parthemore Funeral Home 7,819.29 2 Reception 591.60 3 Gingrich Memorial 1,875.00 4 Honorarium 200.00 5 Rolling Green Cemetery 1,232.00 B. 1. ADMINISTRATIVE COSTS: Personal Representative's Commissions Social Security Number(s) / EIN Number of Personal Representative(s): Street Address City Year(s) Commission paid Attorney's Fees COYNE & COYNE, P.c. State Zip 2. 5,000.00 3. Family Exemption: (If decedent's address is not the same as claimant's, attach explanation) Claimant Street Address City Relationship of Claimant to Decedent State Zip 4. Probate Fees Register of Wills 233.00 5. Accountant's Fees 6. Tax Return Preparer's Fees 7. Other Administrative Costs 1 Cumberland Law Journal 75.00 2 Patriot News 124.17 Total of Continuation Schedule(s) 1,950.00 TOTAL (Also enter on line 9, Recapitulation) I i i I 19,100.06 COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF KELL Y, JEANNE M 12 13 14 3 Postage 4 Filing Fee 5 Reserves 6 Meals and Lodging for Executors 7 Toll Calls 8 Schedule H Funeral Expenses & Mninis1rative Costs continued 9 Pet Carrier Parking, Tolls, Train Tickets & Mileage for Executors 10 Truck Rental 11 Cleaning Supplies Notary Fees A-Z Tax Services Estate Checks FilE NUMBER 21 - 2006 - 0898 Page 2 of Schedule H 41.00 15.00 300.00 350.00 25.00 800.00 38.00 221.00 30.00 5.00 110. 00 15.00 COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF KELLY, JEANNE M Include unreimbursed medical expenses. SCHEDULE I DEBTS OF DECEDENT, MORTGAGE LIABILITIES, & LIENS ITEM NUMBER 1 Fran Eveason (Pharmacy Advancements) 2 Fulton Bank Visa 3 Hartford Insurance 4 Azizkhan & Burrick 5 Griswald Special Care 6 Guardian Angel Home Care 7 Kelly Home Care 8 Venzon 9 Care Mark 10 Uncleared Checks DESCRIPTION FILE NUMBER 21 - 2006 - 0898 TOTAL (Also enter on Line 10, Recapitulation) AMOUNT 20.00 3,791.09 61.00 15.00 9.75 590.00 36.00 99.56 45.00 2,783.10 7,450.50 RE\(-1S13 EX+ (9-00) *' SCHEDULE J BENEFICIARIES COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF KELLY, JEANNE M FILE NUMBER 21 - 2006 - 0898 NUMBER NAME AND ADDRESS OF PERSON(S) RECEIVING PROPERTY RELATIONSHIP TO DECEDENT O<>-Not List Trustee(~~ AMOUNT OR SHARE OF ESTATE I. TAXABLE DISTRIBUTIONS (include outright spousal distributions) Frances K. Eavenson Daughter 1/2 of Residual Estate 2 Cathy Spade Daughter 1/2 of Residual Estate Enter dollar amounts for distributions shown above on lines 15 through 18, as appropriate, on Rev 1500 cover sheEjt II. NON-TAXABLE DISTRIBUTIONS: A. SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT BEING MADE B. CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS TOTAL OF PART 11- ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEE1r .-----, ----- REGISTER OF WILLS CUMBERLAND County, Pennsylvania CERTIFICATE OF GRANT OF LETTERS No. 2006-00898 Pk No. 21-06-0898 Es ta te Of: JEANNE M KELL Y (First, Middle, Lastl Late Of: LEMO YNE BOROUGH CUMBERLAND COUNTY Deceased Social Securi ty No: 082-14-1638 WHEREAS, on the 13th day of October 2006 an instrument dated September 12th 2006 was admitted to probate as the last will of JEANNE M KELL Y (First, Middle, Last) la te of LEMOYNE BOROUGH, CUMBERLAND County, who died on the 7th day of October 2006 and, WHEREAS, a true copy of the will as probated ~s annexed hereto. THEREFORE, I, GLENDA FARNER STRASBAUGH , Register of Wills ~n and for CUMBERLAND County, in the Commonwealth of Pennsylvania, hereby certify that I have this day granted Letters TESTAMENTARY to: CA THERINE J SPADE and FRANCES K EA VENSON who have duly qualified as EXECUTOR (RIX) and have agreed to administer the estate according to law, all of which fully appears of record in my office at CUMBERLAND COUNTY COURT HOUSE, CARLISLE, PENNSYL VANIA. IN TESTIMONY WHEREOF, I have hereunto set my hand and affixed the seal of my office on the 13th day of October 2006. JiUAda J!4/J!y;Jjwb'j;f- (I jJi,(P/J~ f!J:f110 Deputy * *NOTE* * ALL NAMES ABOVE APPEAR (FIRST, MIDDLE, LAST) .----- '""', ~' ~ ~ y c::--- ~ ~ ; >- ~ ~ ~ f . ~ ::s Q ~ ~ ~ cq ..., LAST WILL AND TEST A1v1ENT ~ '--=> OF 0 ~ ~ ;D 0 Ffi j~ =1 .~ JEANNE M KELLY ./ -". W :2: . ;C;: 0 '--' ~'l ~ '2.' ~--= ::;;:: j-, , :-0 =:~ co ~~ I, JEANNE M. KELLY, of the Borough of Lemoyne, County of Cumbenand, CoJJJi:llonw~~l~f --.! --i-1 'I l i I Pennsylvania, declare this to be my Last Will and revoke any Will or Codicil previously made by me. ITEM 1: Upon my demise, I direct my body be laid to rest in a lot next to my late husband, William T. Kelly in the Rolling Green Memorial Park, Lower Allen Township, Cumberland County, Pennsylvania. i , , , i ! 'i { I ~ :j . , 1 i \ ITEM 2: I direct that all my just debts and funeral expenses be paid as soon as practical after my death. I direct that all taxes that may be assessed in consequence of my death, of ITEM 3: ' whatever nature and by whatever jurisdiction imposed, shall be paid from my residuary estate as a part of the expense of the administration 'of my Estate. ITEM 4: I give, devise and bequeath all the rest, residue and remainder of my estate of every nature and wherever situate, together with all insurance, in equal shares to my daughters, CATHERINE J. SPADE of 261 Stratford Avenue, Westn1ont, New Jersey and FRANCES K. EAVENSON of 30 Drexel Place, New Cumberland, Pennsylvania, or the survivor of them. ITEM 5: Should any beneficiary entitled to a share of my estate not have attained the age of twenty-five (25) years at the time of distribution to him or her, I devise and bequeath the share of such ueneficiary to the SUR VNIN'G PARENT of the said beneficiary, as Trustee to be held in separate trusts, Pagelof7 \ J I'"' O~- O'tq~ ~------ C::>< '\ ~,~ \ ~l 'v -:--- ~ :>--= ~ .....::l -i. t2 I. ~ t3 ~ W' Z ~ ....., to hold, manage, invest and reinvest the share so received, m accumulation of income thereon, and to use and apply the mcome and principal, or so much thereof as, in Trustee discretion, may be necessary or appropriate for such beneficiary's mamtenance, support, and education (including college education, both graduate and undergraduate) without regard to his or her parents' ability to provide for such mainteIlance, support or education, or to make payment for these purposes, without further responsibility, to such beneficiary's parents or to any person taking care of such beneficiary. Any principal or income not so applied shail be distributed to such beneficiary absolutely when he or she attains the age of twenty-five (25) years. If he or she dies before attaming the age twenty-five (25), the Trust shall terminate and such share shall be distributed to his or her personal representative. Should the principal of any trust herein provided for be or become too small in the Trustee's discretion so as to make establishment or continuance of the trust inadvisable, the trustee or my personal representative may, without court approval, make immediate distribution of the then-remaining principal and any accumulated or undistributed income outright to the person or persons and in the proportions they are en entitled to income. Upon such termination, the rights of all persons who might otherwise have an interest as succeeding income beneficiary or in remainder shall cease. ITEM 6: . No interest in income or principal of my estate or any trust created hereunder shall be subject to attachment, levy or seizure by any creditor, spouse, assignee or trustee or receiver in bankruptcy of any beneficiary of my estate or of any trust created hereunder prior to the beneficiary's actual receipt thereof. My Co-Executrices or Trustee shall pay over the net income and the principal to e beneficiaries herein designated, as their interests may appear, without regard to any attempted anticipation (except as may be specifically provided herein), pledging or assignment by any beneficiary Page 2 of7 ~~ ~ " ~ y ~ ,- ~ >-< .....:l .....:l -., i:.il ~~. V ~ ~ "\ ~ cJ' ~ ~ of my estate or of any trust created hereunder and without regard to any claim thereto or attempted Ie-vy, attachment, seizure or other process against said beneficiary. ITEM 7: My Co-executrices, Trustee or their successors shall have the following powers in addition to those given by law to be exercised by them in their absolute discretion, which powers shall be applicable to all property held by them, effective without the order of any court and until the actual distribution of all such property: a. To retain any investments at discretion including stock of any corporate fiduciary hereunder or of a holding company controlling it; b. To invest and reinvest in the their discretion as permitted under Act 28 of 1999, as amended, the "Prudent Investor Act," with the specific right to invest in stocks, bonds and real estate, including non-income producing re~idential real estate for the occupancy of any present income beneficiary or beneficiaries, and in such diversified, proprietary money market and mutual funds, including such mutual funds of any corporate fiduciary hereunder or those of any successor or affiliated corporation or a holding company controlling it, as my co-executrices and trustee deem appropriate; c. To sell, to grant options for the sale of, or otherwise convert any real or personal property or interest therein, at public or private sale, for such prices, at such time, in such manner and upon such terms as they may think proper, and to execute and deliver good and sufficient conveyances, assignments and transfers thereof without liability of any purchaser to see to the application of the purchase money; d. To borrow money and to secure the repayment thereof by mortgage of real or personal roperty, pledge of investments or otherwise, without liability on the part of the lenders to see to the. application thereof; Page 3 of7 ~~\ ~ \ C::,! r' ~. ~ ~ ~ :>-< .....:l .....:l ~g ~ ~ ~ \:f f.a ~( ~ ~~ '..)~ ..... e. To compromise claims by or against my estate or any trust created hereunder; f. To allocate and distribute different kinds or disproportionate shares of property or undivided interests in property among beneficiaries or trusts, in cash or in kind, or partly in each; g. To register investments in the name of a nominee or to hold the same unregistered in such form that they will pass by delivery; h. To join in any recapitalization, merger, reorganization or voting trust plan affecting investments; to deposit securities under agreement; to subscribe for stock and bond privileges; and generally to exercise aU rights of security holders; "L To manage; operate, repair, alter or improve real estate or otber property, andio lease real estate and other property upon such terms and for such period as my executor and trustee deem advisable even for more than five (5~ years and beyond the duration of any trust; J. To deduct administration expenses upon either the federal estate taX return or fiduciary income tax return with or without adjustment as between principal and mcome, as my corporate or disinterested executor shall determine; k. To associate with them in the absence of a corporate fiduciary, an accountant, custodian and investment advisor; and other agents and to compensate them from principal or income or both, as my executor or trustee shall determine, such compensation to be a reduction of the compensation of my executor or trustee; 1. To associate with them" at any time, in their absolute discretion and of their choice, a corporate fiduciary which shall have the same powers as my executor or trustee, such designation by my co-executrices or trustee and acceptance by a corporate fiduciary to be in writing; Page 4 of7 I, . . ~ <:::::::::::) ~ \ ~ '''/ ~ ~ g ;:8 ~ ~ C,Z \:5 Z o -< \ r.::::l \ -,. ~ ~ ~ \ ~/ m. To~ombine, wit!19ut prior court approval, any tnlst herein with any other trust with substantially similar provisions, although such other trust may have been created by separate instruments and by different persons, and, if necessary to protect different future interests, to value the assets at the time of such combination and to record the proportionate interest of each separate trust in the combined fund; provided however, that no such combination shan be permitted if the effect of such combination would be (1) to violate the applicable rule against perpetuities; (2) to disqualify any interest in one or more of such trusts for a deduction for federal estate tax purposes which would otherwise be allowable; or (3) to cause the loss of the exempt status of one or more of such trusts from the imposition of the generation-skippmg tax; n. To exercise any stock options which they may receive; to borrow such funds from any source as my co-executrices or trustee may deem necessary for the exercise of such options; and to pledge assets as my co-executrices or trustee deem appropriate for this purpose; o. No trustee shall be required to qualify before, be appointed by, or, in the absence of a breach of trust, account to any court (and failure to account alone shall not be considered such a breach); nor shall trustee be required to obtain the order or approval of any court in the exercise of any power or decision granted hereUl'lder; p. To allocate any generation-skipping transfer tax exemption from the federal generation- skipping transfer tax to any property to which I am deemed the transferor under the provisions of Section 2652(a) of the Internal Revenue Code of 1986 and its successors, including any property transferred under my will and any property not in my probate estate and any property transferred by me during life as to which no allocation was made prior to my death, to the extent necessary to cause the inclusion ratios applicable to such transfers to be zero; Page 5 of7 I II II -----------.--.-.------ ~-----_._---,--------~ q. ~ To disclaim any interest m. property without court approval; and r. To do all other acts and things necessary or appropriate m the management, administration and distribution of my estate or trust. ITEM 8: Until distributed, no gift or beneficial interest shall be subject to anticipation or voluntary or involuntary alienation. ITEM 9= I appoint my daughters, CATHERINE J. SP ADE and FRANCES K. EAVENSON, Co-Executrices, or the survivor of them of this my Last Will. ITEM 10= I direct that my personal representative, or their successor, shall not be required to give bond for the faithful performance of their duties in any jurisdiction. IN WITNESS WHEREOF, I have hereunto set my hand and seal to this, my Last Will and Q f; Testament, this / ~daY of ,/)JJ11A::' ,2006. U II rV}/! ) ( J_-et7../i11/VLlZ-- f l mt4NNE K. KELLY ( r11 ./ ftl1 \ \ V!t. Lf i j Signed, sealed, published and declared by the above-named Testatrix as and for her Last Will and Testament in our presence, who, at her request, in her presence and in the presence of each other, ave hereunto subscribed our names as attesting "witnesses. (o J . >_ I~Jy--b...JZX- s: t-. 1..A...1~v./..;..4.6v.A/JF) PA i 705 S (.) (CJ1J2- 4!! __ P0>CC/lG~ D,,,-. ~\r.oj~;~\, l}R J?19fJ \ '" J;.t::CJ.,.'--"'''''' \/Jr-"--<:'7~,__c:::Jesiding at / " .. !~ residing at Page 6 of7 I \ I!