HomeMy WebLinkAbout07-6169IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
FIA CARD SERVICES, N.A. ;
FKA, MBNA AMERICA BANK, N.A. ~ No• ate(- (p((09 C t V i (~~
b55 PAPER MILL ROAD DES-013-02-02
WILMINGTON DE 19884 .
Plaintiff :CIVIL ACTION -LAW
vs
DANIEL G STITT
958 LIMEKILN RD
NEW CUMBERLND PA 17070
Defendant(s)
Filed on behalf of:
Plaintiff, FIA CARD SERVICES, N.A.
Counsel of record for this party:
Date: l ~ U!/
Amy F. Doyle #87062 /Daniel F. Wolfson #20b17
P ~ ~ /David R. Galloway #87326
onilyn M. C pie #8785 arah E. Ehasz #86469
o ert . Polas, Jr. #201259 /Ronald S. Canter #94000
Wolpoff & Abramson, L.L.P.
Attonr~eys in the Practice of Debt Collection
4660 Trindle Road, Suite 300
Camp Hill, PA 17011
Telephone: (7l7) 303-b700
Counsel for Plaintiff
Cover -GENERAL W&A File No. 175480201
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
FIA CARD SERVICES, N.A.
FKA, MBNA AMERICA BANK, N.A.
Plaintiff
vs
DANIEL G STITT
Defendant(s)
. No.
CIVIL ACTION -LAW
You have been sued in Court. if you wish to defend against the claims set forth in the following
pages, you must take action within twenty (20) days after this Complaint and Notice are served,
by entering a written appearance personally or by an attorney and filing in writing with the Court
your defenses or objections to the claims set forth against you. You are warned that if you fail to
do so, the case may proceed without you and a judgment may be entered against you by the
Court without further notice for any money claimed or any other claim or relief requested by the
Plaintiff. You may lose money or property rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE
SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN
PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO
PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL
SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
Cumberland County Bar Association
32 South Bedford Street
Carlisle, PA 17013
717-249-3166
CCP Notice to Defend
W&A File No. 1754$02D1
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
FIA CARD SERVICES, N.A.
FKA, MBNA AMERICA BANK, N.A.
Plaintiff
vs
DANIEL G STITT
Defendant(s)
No.
CIVIL ACTION -LAW
N_ OTICIA
USTED HA SIDO DEMANDADO/A EN LA CORTE. Si usted desea defender conta la
demanda puestas en las siguientes paginas, usted tienen que tomar accitin dentro veinte (24) dias
despu~s que esta Demanda y Aviso es servido, con entrando por escrito una aparencia
personalmente o por un abogado y archivando por escrito con la Corte sus defensas o objeciones
a las demandas puestas en esta contra usted. Usted es advertido que si falls de hacerlo el caso
puede proceder sin usted y un juzgamiento puede ser entrado coma usted por la Corte sin mas
aviso por cualquier dinero reclamado en la Demands o por cualquier otro reclamo o alivio
solicitado por Demandante. Usted puede perder dinero o propiedad o otros derechos importante
pars usted.
USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSEGUIDA. SI USTED
NO TIENE UN ABOGADO, VAYA O LLAME POR TELEFONO LA OFICINA FIJADA
AQUI ABAJO. ESTA OFICINA PUEDE PROVEERE CON INFORMACION DE COMO
CONSEGUIR UN ABOGADO.
SI USTED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE
PROVEERE INFORMACION ACERCA AGENCIAS. QUE PUEDAN OFRECER
SERVICIOS LEGAL A PERSONAS ELIGIBLE AQ UN HONORARIO REDUCIDO O
GRATIS.
Cumberland County Bar Association
32 South Bedford Street
Carlisle, PA 17013
717-249-3166
CCP Notice to Defend
W&A File No. 175480201
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
FIA CARD SERVICES, N.A.
FKA, MBNA AMERICA BANK, N.A.
Plaintiff
vs
DANIEL G STITT
Defendant(s)
COMPLAINT
CIViL ACTION -LAW
AND NOW, this 12 day of October, 2007, comes the Plaintiff, FIA CARD SERVICES, N.A.
FKA, MBNA AMERICA BANK. N.A. , by and through its attorneys, the law firm of Wolpoff &
Abramson, L.L.P., and files the within Complaint and in support avers as follows:
1. Plaintiff, F1A CARD SERVICES, N.A. FKA, MBNA AMERICA BANK, N.A. , is a
National Banking Association organized under the National Banking Act with a principal place
of business situated at 655 PAPER MILL ROAD DES-Ol3-02-02, WILMINGTON, DE 19884.
2. Defendant, DANIEL G STITT, is an adult individual with a last known address of
958 LIMEKILN RD, NEW CUMBERLND, CUMBERLAND COUNTY, PA 17070.
CCP Cmplt -MBNA wo AF 4
W & A File No. 175480201
3. It is averred that Defendant was issued anopen-end credit account by Plaintiff,
This account was created through a written contract between Plaintiff and Defendant, accepted
by Defendant when he signed and utilized the credit card account. A true and correct copy of the
Credit Card Agreement governing this account is attached hereto as Exhibit "A."
4. The Credit Card Agreement contains a binding Arbitration provision providing
that any claim or dispute between Defendant and Plaintiff would be subject to binding arbitration
before the National Arbitration Forum (NAF). This Credit Card Agreement also recites that
since the agreement involved an instrumentality of interstate commerce, that the Federal
Arbitration Act, 9 U.S.C. § § 1- l 6 (FAA) governed the Agreement and that following disposition
through the NAF, judgment may be entered in any state court having jurisdiction.
5. At all relevant times material hereto, Defendant has been regulaz user of said
charge cazd for the purchase of products, goods and/or for obtaining services and/or funds.
6. By virtue of Defendant's use and maintenance of this credit card in connection
with his purchases of goods, and services, he became bound to all of its contractual terms, which
clearly included an abbitration agreement. Therefore, there is a valid agreement to arbitrate and
Defendant consented to the NAF having jurisdiction over this claim.
7. Defendant received monthly statements which accurately state all purchases and
payments made during the month, interest charges imposed on the unpaid balance, and the
amount due. A summary of the account showing the balance due and owing is incorporated
herein and mazked as Exhibit "B".
CCP Cmplt - MBNA wo AF 5
W & A File No. ] 7548020]
8. Defendant did not object to the summary of account.
9. Defendant has made sporadic and irregular payments, if any, which have been
applied to the outstanding balance of this account.
10. As of the date of the within Complaint, the remaining balance due, owing and
unpaid on Defendant's credit account, as a result of charges made by said Defendant and/or any
authorized users is the sum of $11,186.30.
11. Pursuant to the Credit Agreement and/or applicable Pennsylvania law, any unpaid
and/or delinquent balances on said account shall continue to bear interest at the rate of 6 %.
12. The amount of interest which has accrued on the aforementioned account is the
sum of $242.72.
13. Plaintiff has retained the services of the law firm of Wolpoff & Abramson, L.L.P.
in the collection of the amount due from Defendant.
l4. Despite reasonable and repeated demands for payment, Defendant has failed,
refused and continues to refuse to pay all sums due and owing on the aforementioned account
balance, all to the damage and detriment of the Plaintiff.
15. Any and all conditions precedent to the bringing of this action have been
performed by Plaintiff.
16. The amount in controversy is within the jurisdictional amount requiring
compulsory arbitration.
CCP Cmplt - MBNA wo AF 6
W & A File No. 175480201
WHEREFORE Plaintiff respectfully requests this Honorable Court enter judgment in
favor of Plaintiff and against Defendant, in the amount of $11,18b.30, interest in the amount of
$242.72, plus costs of this action and any other relief as this Court deems proper and just.
Respectfully submitted,
Date:
Amy F. Doyle #87062 /Daniel F. Wolfson #20617
Phili arhohc /David R. Galloway #'87326
Tonil n . Chippie #8785 Sarah E. Ehasz #86469
Robert N. Polas, Jr. 9 /Ronald S. Canter #94000
Wolpoff & Abramson, L.L.P.
Attorneys in the Practice of Debt Collection
4660 Trindle Road, Suite 300
Camp Hill, PA 17011
Telephone: (717) 303-6700
Counsel for Plaintiff
CCP Cmplt - MBNA wo AF
W & A File No. 1754$0201
VERIFICATION
The undersigned hereby states that he/she is the attorney for the Plaintiff who is located
outside of this jurisdiction and in order to file the within document in an expedient and timely
manner, he/she is authorized to take this verification on behalf of said Plaintiff in the within
action and verifies that the statements made in the foregoing Complaint are true and correct to
the best of his/her knowledge, information, and belief, based upon information provided by the
Plaintiff.
The undersigned understands that false statements herein are made subject to the
penalties of 18 Pa.C.S. Section 4904, relating to unsworn falsification to authorities.
Date: ~ U~
Amy F. Doyle #87062 /Daniel F. Wolfson #20617
hThp~~H`ai 6341 /David R. Galloway #87326
om yn M. Chippie #87 /Sarah E. Ehasz #86469
o ert N. Polas, Jr. #201.259 /Ronald S. Canter #94000
Wolpoff & Abramson, L.L.P.
Attorneys in the Practice of Debt Collection
4660 Trindle Road, Suite 300
Camp Hill, PA 17011
Telephone: (717) 303-6700
Counsel for Plaintiff
CCP Cmplt - MBNA wo AF g
W & A File No. 17548020]
Exhibit "A"
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Exhibit "B"
CLIENT NO 001730 MBNA ACCT#5490332011082784 BALANCE -- 11,186.30
****** PRIMARY DEBTOR ***** C/O DATE 01/01/69 LSTPY DT 03/26/07
*M-ACCT-NO *M-REC-TYPE*M-GUST-TYPE*M-LAST-NAME
5490332011082784 A I STITT
*M-FIRST-NAME *M-ADDR-1 *M-ADDR-2
DANIEL G 958 LIMEKILN RD
*M-CITY *M-COUNTY *M-STATE*M-ZIP *M-HOME-PH
NEW CUMBERLND PA 170702320 4693411551
*M-WORK-PH *M-DOB *M-POE-NAME
7175318823 08/03/68 HERSHEYMEDICAL CENTER
*M-POE-ADDR *M-LOAN-TYPE*M-LENDING-OFFICER
LMO1 OM0001
*M-BANK-CODE*M-BRANCH-CODE*M-CALL-CODE*M-RECOVERER-CODE*M-DEALER-CODE
AGNY
*M-CO-RSN*M-ACCT-STATUS*M-INT-RATE*M-RECEIPT-DATE*M-CONTACT-DATE*M-CO-DATE
PAA 0000 05/29/07 07/07/05 01/01/69
*M-LAST-PYMT-DATE*M-CO-AMT *M-ASSOC-COST*M-ACCRUED-INT*M-CUR-BAL
03/26/07 11,186.30 .00 .00 11,186.30
*M-NET-PRIN *M-NET-COST *M-NET-INT *M-COMMENT-1
11,186.30 .00 .00 MA1
*M-COMMENT-2
001 20070529 0000118
*M-COMMENT-3 *M-COMMENT-DATE
05/29/07
*M-2ND-NAME *M-MONTHLY-INCOME*M-OTHER-INCOME
45.83 .00
*M-MONTHLY-PYMT*M-OTHER-PYMT*M-OWN-RENT-CODE*M-RECOVERY-SCORE*M-NEXT-PAY-DATE
.00 .00 R 0687
*M-LAST-INT-DATE*M-CAST-CONTACT-DATE*M-COMM-RATE*M-HOME-PH-FLAG*M-WORK-PH-FLAG
0000 N N
*M-ADDR-FLAG*M-SSN *M-MIO*M-AGY-CODE
N XXX-XX-0000 DB90 CLO1
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
FIA CARD SERVICES, N.A.
FKA, MBNA AMERICA BANK, N.A.
Plaintiff
VS
DANIEL G STITT
Defendant(s)
No. 07-6169 CIVIL TEAM
CIVIL ACTION -LAW
PRAECIPE TO DISCONTINUE
To the Prothonotary:
Please mark the above-entitled case as discontinued without prejudice.
Respectfully Submitted,
Date: .t O~
Am F. D Daniel F. Wolfson #20617
i ip C. Warholic #86341 David R. Galloway #87326
Tonilyn M. Chippie #87852 /Sarah E. Ehasz #86469
Robert N. Polas, Jr. #201259 /Ronald S. Canter #94000
Wolpoff & Abramson, L.L.P.
Attorneys in the Practice of Debt Collection
4660 Trindle Road, Suite 300
Camp Hill, PA 17011
Telephone: (717) 303-6700
Counsel for Plaintiff
W&A File No. 175480201
~.
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,
PENNSYLVANIA
FIA CARD SERVICES, N.A. No. 07-6169 CIVIL TEAM
FKA, MBNA AMERICA BANK, N.A.
Plaintiff
CIVIL ACTION -LAW
vs.
DANIEL G STITT
Defendant(s)
CERTIFICATE OF ERVICE
The undersigned does hereby certify that a copy of the foregoing praecipe was
served this date by Regular Mail, Postage Pre-Paid on this ~~ ~ day of
~(~ ~ YYl ~ , 20 (~.
Daniel G Stitt
958 LIMEKILN RD
NEW CUMBERLND, PA 17070
Am~~r~~C aniel F. Wolfson #20617
Philip C. Warholi #86341. avid R. Galloway #87326
Tonilyn M. Chippie #87852 /Sarah E. Ehasz #86469
Robert N. Polas, Jr. #201259 /Ronald S. Canter #94000
WOLPOFF & ABRAMSON, L.L.P.
Attorneys in the Practice of Debt Collection
4660 Trindle Road, Suite 300
Camp Hill, PA 17011
Telephone: (717) 303-6700
Counsel for Plaintiff
W&A File No. 175480201
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