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HomeMy WebLinkAbout03-5339SE KI KIM, : IN THE COURT OF COMMON PLEAS OF Plaintiff : CUMBERLAND COUNTY, PENNSYLVANIA RICHARD CHOI, V. : NO. 03-513? CIVIL TERM Defendant NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that ifyou fail to do so the case may proceed without you and a judgment maybe entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER., THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR RATE Cumberland County Bar Association Lawyer Referral Service 2 Liberty Avenue Carlisle, PA 17013 (717) 249-3166 AVISO Le han demandado a usted en la Corte. Si usted quiere defenderse de estas demandas expuestas en law paginas siguientes, usted tiene veinte (20) dias de plazo al partir de la fecha de la demanda y la notificacion. Hace falta asentar una comparencia escrita o en persona o con un abogado y entregar a la Corte en forma escrita sus defensas o sus objeciones a las demandas en contra de su persona. Sea avisado que si usted no se defiende, is Corte tomara medidas y puede continuer is demanda en contra suya sin previo aviso o notificacion. Adernas, la Corte puede decidir a favor del demandante y requiere que usted cumpla con todas law provisiones de esta demanda. Usted puede perder dinero o sus propiedades u otros derechos importances para usted. USTED DEBE LLEVAR ESTE DOCUMENTO A SU ABOGADO INMEDIATAMENTE. SI LISTED NO TIENE UN ABOGADO, LLAME O VAYA A LA SIGUIENTE OFICINA. ESTA OFICINA PUEDE PROVEERLE INFORMACION A CERCA DE COMO CONSEGUIR UN ABOGADO. SI USTED NO PUEDE PAGAR POR LOS SERVICIOS DE UN ABOGADO, ES POSIBLE QUE ESTA OFICINA LE PUEDA PROVEER INFORMACION SOBRE AGENCIAS QUE OFREZCAN SERVICIOS LEGALES SIN CARGO O BAJO COSTO A PERSONAS QUE CUALIFICAN. Cumberland County Bar Association Lawyer Referral Service 2 Liberty Avenue Carlisle, PA 17013 (717) 249-3166 SE KI KIM, : IN THE COURT OF COMMON PLEAS OF Plaintiff : CUMBERLAND COUNTY, PENNSYLVANIA RICHARD CHOI, V. : NO. 03-"/ CIVIL TERM Defendant COMPLAINT AND NOW, comes the Plaintiff, Se Ki Kim, by and through his Counsel of Record, Hanft & Knight, P.C. and Gregory H. Knight, Esquire, to file a Complaint against the Defendant in support of which Complaint the following statements are made: The Plaintiff is Se Ki Kim, an adult individual residing at 1115 Dry Powder Circle, Mechanicsburg, Pennsylvania 17050 2. The Defendant is Richard Choi, an adult individual residing at 404 Louisa Lane, Mechanicsburg, Cumberland County, Pennsylvania. On August 13, 2001 the Plaintiff and Defendant reached a verbal agreement by which the Plaintiff loaned $20,000 to the Defendant. 4. The purpose of the loan from the Plaintiff to the Defendant was cash the Defendant needed for a business venture. To generate the loan amount, the Plaintiff applied for and later received a twenty (20) year floating rate home equity loan on his property at 1115 Dry Powder Circle, On November 7, 2002, the parties memorialized their verbal agreement in a written agreement, a copy of which is attached as Exhibit A. The terms of the loan between the parties required that the Defendant repay the Plaintiff for the monthly payments of principal and interest the Plaintiff owed for the home equity loan he received from Allfirst Bank. 8. In accordance with the agreements, verbal and written, the Defendant reimbursed the Plaintiff for his monthly equity loan payments until February, 2003. 9. Since February 2003 the Defendant has not made any payments to Plaintiff. 10. In meetings with the Plaintiffs and a separate meeting with Plaintiff's Counsel, the Defendant agrees that he signed Exhibit A and that he owes the Plaintiff approximately $16,000. 11. Despite the several meetings with the Defendant, the Defendant refuses to repay the balance or propose a repayment plan. 12. Plaintiff s claim is less than the compulsory arbitration threshold established by Local Rule 1301-1of the Cumberland County Rules of Court. WHEREFORE, Plaintiff requests judgment against the Defendant for the balance of the loan, approximately $16,000 plus interest, costs, counsel fees, and such other relief as the Court deems appropriate. Respectfully submitted, HANFT & KNIGHT, P.C. (5AA? a-) ?J? Gr Knight, EsquirAttorney I.D. No. 30622 19 Brookwood Avenue, Suite 106 Carlisle, PA 17013-9142 (717) 249-5373 Counsel for Plaintiff SE KI KIM, : IN THE COURT OF COMMON PLEAS OF Plaintiff : CUMBERLAND COUNTY, PENNSYLVANIA V. : NO. 03-15?1J? CIVIL TERM RICHARD CHOI, Defendant AFFIDAVIT OF VERIFICATION I verify that the statements made in the Complaint are true and correct. I understand that false statements are subject to the penalties of 18 Pa. C. S. Section 4904, relating to unsworn falsification to authorities. Date: 6-1 e Ki Kim EXHIBIT A Contract for a person to person cash loan Loaner Kim, Se Ki, residing at 1115 Dry Powder Cir, Mechanicsburg, PA 17050 Borrower: Choi, Tae Suk, AKA Choi, Richard T, conducting business at 1910 N Charles St, Ste#105A, Baltimore, MD 21218 Collateral: Business rights and inventory at 1910 N Charles St, Ste#105A, Baltimore, MD 21218 Business rights and inventory at 8902 Hartford Rd, Baltimore, MD 21234 Honda Passport & Saturn Contract Date: 11/07/2002 Contract amount: $20,000.00 cash I, Seki Kim, took out a home equity loan in amount of $20,000.00 to be loaned out to Richard Choi for his use on 08/13/2001. The condition of this loan was by my providing the money for Mr. Choi's use, Mr. Choi is responsible for paying back my home equity loan (principle and interest) in monthly installments until February 27, 2003. At which time, the borrowed amount of $20,000.00 is to be paid back to me, Seki Kim. In case Richard Choi defaults on this contract, or otherwise not adhere to the terms of tis contract, Richard Choi will relinquish all rights to both of his business lgcations, and his two vehicles: Honda Passport and Saturn. Richard Choi is not to sell any of the above mentioned collateral without the consent of me, Seki Kim during the contract period and/or until the loan is satisfied. Lender: Kim, Seki Borrower: Choi, Tae Suk AKA Choi, Richard c \Aj C, 0 I CJ N V -J O(A 0 "l ?: 7 SHERIFF'S RETURN - NOT FOUND CASE NO: 2003-05339 P COMMONTWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND KIM SE KI VS CHOI RICHARD R. Thomas Kline Sheriff or Deputy Sheriff, who being duly sworn according to law, says, that he made a diligent search and inquiry for the within named DEFENDANT CHOI RICHARD but was unable to locate Him in his bailiwick. He therefore returns the COMPLAINT & NOTICE , NOT FOUND , as to the within named DEFENDANT , CHOI RICHARD 404 LOUISA LANE MECHANICSBURG, PA 17055 UNABLE TO SERVE ALTHOUGH NUMEROUS ATTEMPTS WERE MADE. PER NEIGHBOR, CHOI LEAVES EARLY IN AM AND RETURNS LATE PM. Sheriff's Costs: So answers:, Docketing 18.00 Service 33.12 Not Found 5.00 R. Thomas-Kline Surcharge 10.00 Sheriff of Cumberland County .00 66.12 HANFT & KNIGHT 11/10/2003 Sworn and subscribed to before me ?- this day of ?2W?u ?y ??(U???yA' . D . Prot o7n ta ry? l SE KI KIM, : IN THE COURT OF COMMON PLEAS OF Plaintiff : CUMBERLAND COUNTY, PENNSYLVANIA V. : NO. 03-05339 CIVIL TERM RICHARD CHOI, Defendant MOTION FOR SPECIAL ORDER OF COURT AND NOW, comes the Plaintiff, Se Ki Kim, by his Counsel of Record, Gregory H. Knight, Esquire, and Hanft & Knight, P.C., to file, pursuant to Rule 430 of the Pennsylvania Rules of Civil Procedure, a Motion in support of which the following statements are made: 1. On October 8, 2003, the Plaintiff filed the above-referenced Complaint against the Defendant and forwarded a copy to the Sheriff of Cumberland County for service upon the Defendant, pursuant to Rule 402 of the Pennsylvania Rules of Civil Procedure. 2. On November 10, 2003, the Plaintiff received the Sheriff s Return noting that the Defendant was "Not Found," despite "numerous attempts" and information from a neighbor that the Defendant "leaves early in the AM and returns late PM." See Exhibit A. 3. Also on November 10, 2003 Plaintiff s Counsel called the Cumberland County Sheriff s Department and was told that the Department had made 13 unsuccessful attempts to serve the Complaint upon the Defendant. On May 14, 2003, Plaintiffs Counsel sent a certified letter addressed to the named Defendant at 404 Louisa Lane, Mechanicsburg, Pennsylvania 17055. See Exhibit B. 5. On May 20, 2003, the named Defendant signed for and acknowledged receipt of the May 14, 2003 letter. See Exhibit B. 6. As requested in the May 14, 2003 letter, the named Defendant called Plaintiffs Counsel to discuss a repayment plan. In several conversations before the Complaint was filed on October 8, the Defendant told Plaintiff s Counsel that he lives with his parents, Mr. and Mrs. Bong Jon Choi, at 404 Louisa Lane, Mechanicsburg, Pennsylvania 17055 and Defendant acknowledged the loan later detailed in the Plaintiff s Complaint as a debt he owed to the Plaintiff. 8. The Defendant's parents own and/or operate the Valley Market, a grocery store open seven days a week from 8:00 a.m. to 9:00 p.m. and located at 1300 North Third Street, Harrisburg, Pennsylvania 17102. 9. The Sheriff of Cumberland County does not serve original process past 10:00 p.m. nor before 8:00 a.m. 10. Plaintiff s counsel has made several unsuccessful attempts, as recently as December 21, 2003, to contact Defendant at 717.761.9038, the telephone number listed for the Defendant in the current directory, but received only a recording that the number was disconnected with no forwarding number or additional information. 11. Despite many efforts, Plaintiff has been unsuccessful in making service, pursuant to Rule 402 of the Rules of Civil Procedure, upon the Defendant. 12. Plaintiff believes that reinstating the Complaint and attempting service by the Sheriff a second time will not be successful. 13. Plaintiff believes that Defendant is actively concealing his whereabouts. 14. Pursuant to Rule 430(a) of the Pennsylvania Rules of Civil Procedure, the Plaintiff requests a special Order from the Court directing that service be made upon the Defendant in the following manner: a posting of the Complaint, by the Sheriff of Cumberland County, at the premises located at 404 Louisa Lane, Mechanicsburg, Pennsylvania 17055; and a mailing of the Complaint, by certified and regular mail, to 404 Louisa Lane, Mechanicsburg, Pennsylvania 17055; and personal service of the Complaint upon the Defendant or either of his parents, at the Valley Market, 1300 North Third Street, Harrisburg, Pennsylvania 17102, such service to be accomplished by private process server or by deputizing the Sheriff of Dauphin County. WHEREFORE, the Plaintiff respectfully requests that the Court issue a special Order of Court for substituted service upon the Defendant, as proposed in the attached Order, and that it Order that all costs of such substituted service, including attorney fees to prepare this Motion for Special Order of Court be included as taxable costs against the Defendant, should Plaintiff be successful in his litigation. Respectfully submitted, HANFT & KNIGHT, P.C. Gregory H. Knight, Esquire Attorney I.D. No. 30622 19 Brookwood Avenue, Suite 106 Carlisle, PA 17013-9142 (717) 249-5373 Counsel for Plaintiff I In• i VV)i`?????'V t.' ?j'l?rl 1?l '3? ?I d Q J??fODZ A 1J 'i`iiii ivdJ JJ'J?CJ3lt:? y0 SE KI KIM, : IN THE COURT OF COMMON PLEAS OF Plaintiff : CUMBERLAND COUNTY, PENNSYLVANIA V. : NO. 03-05339 CIVIL TERM RICHARD CHOI, Defendant AFFIDAVIT OF VERIFICATION I, Gregory H. Knight, verify that the statements made in the Plaintiff s Motion for Special Order of Court are true and correct. I understand that false statements are subject to the penalties of 18 Pa. C. S. Section 4904, relating to unsworn falsification to authorities. HANFT & KNIGHT, P.C. Gregory H. Knight., Esquire Attorney I.D. No. 30622 19 Brookwood Avenue, Suite 106 Carlisle, PA 17013-9142 (717) 249-5373 Counsel for Plaintiff 2J ' ??rr ^" ZEX? ?j Date. EXHIBIT A SHERIFF'S RETURN - NOT FOUND --'CASE-WOr 2003-05339 P COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND KIM SE KI VS CHOI RICHARD !! 113JO3 R. Thomas Kline Sheriff or Deputy Sheriff, who being duly sworn according to law, says, that he made a diligent search and inquiry for the within named DEFENDANT CHOI RICHARD but was unable to locate Him in his bailiwick. He therefore returns the COMPLAINT & NOTICE , NOT FOUND , as to the within named DEFENDANT , CHOI RICHARD 404 LOUISA LANE MECHANICSBURG, PA 17055 UNABLE TO SERVE ALTHOUGH NUMEROUS ATTEMPTS WERE MADE. PER NEIGHBOR, CHOI LEAVES EARLY IN AM AND RETURNS LATE PM. Sheriff's Costs: So answers--jam -------- ----------- Docketing 18.00 Service 33.12 Not Found 5.00 ` R. Thomas--Kline Surcharge 10.00 Sheriff of Cumberland County .00 66.12 HANFT & KNIGHT 11/10/2003 Sworn and subscribed to before me this day of A.D. Prothonotary EXHIBIT B i HANFT &- KNIGHT, P.C. ATTORNEYS & COUNSELLORS AT LAW CCl Y May 14, 2003 Certified Mail No. 7002 2410 0007 8506 8213 Richard Choi 404 Louisa Lane Mechanicsburg, PA 17055 RE: Loan from Seki Kim Our File No.3134.1 Dear Mr. Choi: xK---?'- W1 I I IAM A. Ann, .m% M KA IAIL I. 1IANF I' G1u,;,wy II. KNic;m This letter is a written demand from me, on behalf of mry client, Seki Kim, for the $20,000 he loaned to you on August 13, 2001. In accordance with a written contract you signed with Mr. Kim on November 7, 2002, you agreed to repay the amount loaned to you by reimbursing Mr. Kim for the principal and interest he incurred in agreeing to a home equity loan on his property. Mr. Kim sought the home equity loan for the sole purpose of getting $20,000 which he later loaned to you, all of which is documented in the November 7, 2002 contract. You must contact me no later than five business days after you receive this letter to discuss a repayment plan. If I should not hear from you, I will advise Mr. Kim that his only alternative to recover this money is to file a lawsuit against you. Sincerely, HANFT & KNIGHT, P.C. Gregory H gilt GHK/mmp cc: Seki Kim F\U.F.IdNF.Do.W.a ,2=%3134t..wpd (p?cj ih.5a Okk-f I Lbib 19 BROOKWOOD AVENUE SUITE 106 CARLISLE. PA 17013-9142 717.249.5373 FA% 717.24 0457 W V.HANFTLAWFIRM.COM U.S. Postal Servim m CERTIFIED MA!L RECE IPT Iv CO (Domestic -0 O new 6GA A L U S E CO . 3, 60.37 p GNIW Fas $2.30 0 r3 $1.73 0 S Dsow I Rm 4o Bement RA n o $0.00 14 r / N Total Postage 4 Fee, $ $4.42 r V C3 r nr o ! C'1 2-1 ..........:. :._:, ... SENDER: COMPLETE THIS SECTION COMPIFTE T141S '4 (?TION ON DFLIVERY I ¦ Complete items 1, 2, and 3. Also complete A. Signature "' - Hem 4 if Restricted Delivery is desired. Syr 0 peent Is Print your name and address on the reverse ?? so that we can return the card to you. B_ p•gNvrb by( pN Nand C. D e of tbi' ntod t= Attach this card to the back of the maiipiece, . [X"i . so- .O or on the front if space permits. 1. Article Addressed to: D. Is resin =orn Hem 1? 0 Y H Yi6nter delivery dUe s y kAy 20 l Oil- 3. Service / Certified Mail ? Express Mail ,a>4 V- \ Registered 0 Return Receipt for Merchandise F . ? Insured Mail ? C.O.D. 4. Restricted Delivery/ (&o, yet 0 yes 2. Article Number \\l - - - (fransferrromserv6law 7002 2410 0007 8506 8213 i PS Form 3511, August 2001 Domestic Return Receipt tozses-oz lou Q C_ c< T -- c' O l ' Ci' n SE KI KIM, : IN THE COURT OF COMMON PLEAS OF Plaintiff : CUMBERLAND COUNTY, PENNSYLVANIA RICHARD CHOI, V. : NO. 03-05339 CIVIL TERM Defendant f SPECIAL ORDER OF COURT AND NOW, this J day of 0 6 after due consideration of Plaintiffs Motion for a Special Order of Court as authorized by Rule 430(a) of the Pennsylvania Rules of Civil Procedure, it is Ordered that substituted service be made upon the Defendant in the following manner: A posting of the Complaint, by the Sheriff of Cumberland County, at 404 Louisa Lane, Mechanicsburg, Pennsylvania 17055; and a mailing of the Complaint, by certified and regular mail, to 404 Louisa Lane, Mechanicsburg, Pennsylvania 17055; and personal service of the Complaint upon the Defendant or either of his parents, at the Valley Market, 1300 North Third Street, Harrisburg, Pennsylvania 17102, such service to be accomplished by private process server or by deputizing the Sheriff of Dauphin County. All costs of such substituted service, ine}nding attorney fool t t - v c ?M are to be included as taxable costs against the Defendant, should Plaintiff be successful in his l+'tiaation By o ?04 J. Ivy 9- nr ?061 SE KI KIM, : IN THE COURT OF COMMON PLEAS OF Plaintiff : CUMBERLAND COUNTY, PENNSYLVANIA RICHARD CHOI, NO. 03-05339 CIVIL TERM Defendant PRAECIPE To the Prothonotary: Please reinstate the Complaint. HANFT & KNIGHT, P.C. Gregory H. Knight, Esquire Attorney I.D. No. 30622 19 Brookwood Avenue, Suite 106 Carlisle, PA 17013 (717) 249-5373 To: Curtis R. Long, Prothonotary Date: January 8, 2003 F \User Foldeffirm Docs\G.docs200 M34-1 Praecipe wpd c ?*;-? n ? ?... `__ ; ?:. ?. > ?" ;. ?; R _]i. ti ? f 7 ?.: r ? ?? ?? n` -??iri ?'t_. ?T7 S '` ,_;; c.? ;? ti .c? SHERIFF'S RETURN - OUT OF COUNTY CASE NO: 2003-05339 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND KIM SE KI VS CHOI RICHARD R. Thomas Kline , Sheriff or Deputy Sheriff who being duly sworn according to law, says, that he made a diligent search and and inquiry for the within named DEFENDANT , to wit: CHOI RICHARD but was unable to locate Him deputized the sheriff of DAUPHIN in his bailiwick. He therefore serve the within COMPLAINT & NOTICE County, Pennsylvania, to On January 23rd , 2004 , this office was in receipt of the attached return from DAUPHIN Sheriff's Costs: Docketing 6.00 Out of County 9.00 Surcharge 10.00 Dep Dauphin Cc 25.50 .00 50.50 01/23/2004 HANFT & KNIGHT So answers: R.'Thomas Kline Sheriff of Cumberland County Sworn and subscribed to before me this j 7 day ofc _. ??dO f A.D. Prrothonotar ry SHERIFF'S RETURN - REGULAR CASE NO: 2003-05339 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND KIM SE KI VS CHOI RICHARD RICHARD SMITH Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE was served upon CHOI RICHARD the DEFENDANT , at 1317:00 HOURS, on the 13th day of January 2004 at 404 LOUISA LANE MECHANICSBURG, PA 17055 by handing to P-OSTED PROPERTY AT 404 LOUISA LANE, MECHANICSBURG a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing His attention to the contents thereof. Sheriff's Costs Docketing 18. 00 Service 8. 26 Posting 6. 00 Surcharge 10. 00 . 00 42. 28 Sworn and Subscribed to before ti me this .27 - day of L c222ovy? A.D. /PYothonot?Vaury?'? So Answers: R. Thomas Kline 01/23/2004 HANFT & KNIGHT By: In, The Court of Common Pleas of Cumberland County, Pennsylvania Se Ki Kim vs. Richard Choi 03-5339 civil SERVE: same No Now, January 13, 2004 1 1, SHERIFF OF CUMBERLAND COUNTY, PA, do hereby deputize the Sheriff of Dauphin County to execute this Writ, this deputation being made at the request and risk of the Plaintiff. Sheriff of Cumberland County, PA Affidavit of Service Now, within upon at by handing to a and made known to 120 , at o'clock M. served the copy of the original the contents thereof. So answers, Sheriff of County, PA Sworn and subscribed before me this day of 20 COSTS SERVICE $ MILEAGE AFFIDAVIT (office of f4r ?$hPxtff Mary Jane Snyder Real Estate Deputy William T. Tully Solicitor Dauphin County Harrisburg, Pennsylvania 17101 ph: (717) 255-2660 fix: (717)255-2889 Jack Lotwick Sheriff Commonwealth of Pennsylvania County of Dauphin KIM SE KI CHOI RICHARD Sheriff's Return vs No. 0154-T - - -2004 OTHER COUNTY NO. 03 5339 J. Daniel Basile Chief Deputy Michael W. Rinehart Assistant Chief Deputy AND NOW:January 20, 2004 at 8:55AM served the within COMPLAINT upon CHOI RICHARD by personally handing to DEF 1 true attested copy(ies) of the original COMPLAINT and making known to him/her the contents thereof at POE: VALLEY MARKET 1300 NORTH THIRD STREET HARRISBURG, PA 17102-0000 Sworn and subscribed to before me this 20TH da?r of JANUARY, 2004 PROTHONOTARY So Answers, Sheri of Dauphin ty, Pa. By 1u Dep S riff Sheriff's Costs: $25.50 PD 01/16/2004 RCPT NO 186853 DC LAW OFFICES OF PETER J. RUSSO, P.C. SCOTT A. STEIN, ESQUIRE PA Supreme Court ID: 81738 3800 Market Street Camp Hill, PA 17011 (717) 591-1755 SE HI HIM, Plaintiff V. RICHARD CHOI Defendant Attorney for Defendant IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW NO. 03-5339 CIVIL TERM JURY TRIAL DEMANDED ANSWER AND NOW comes Defendant, Richard Choi, by and through his counsel, Law Offices of Peter J. Russo, P.C., and responds as follows: I • Admitted. 2. Denied. Defendant has relocated to 105 Louisa Lane 3. Admitted. 4• Admitted. 5. Admitted. 6. Admitted in part, denied in part. It is admitted that the parties entered into an agreement sometime in 2002 for repayment of the loan and that it was drafted in Korean. It is specifically denied that the attached exhibit is the agreement or that it is an accurate translation of the agreement. Denied in part, admitted in part. It is specifically admitted that the Defendant agreed to repay Plaintiff in the amount of $250 per month. The remainder of the averment is denied. 8. Denied. It is specifically admitted that the Defendant made monthly payments until February, 2003 in accordance with his agreement. 9. Admitted. 10. Admitted in part, denied in part. It is admitted that Defendant acknowledged a debt of $16,000, but denies that he acknowledged signing the document listed as Exhibit A. 11. Denied. Defendant denies that he refused to pay or to offer a repayment plan. 12. No response is required. To the extent that one is required, it is specifically denied. WHEREFORE, Defendant respectfully requests the Court to enter Judgment in favor of Defendant. NEW MATTER AND NOW, comes Defendant, Richard Choi, through his counsel, Law Offices of Peter J. Russo, P.C., who states the following in support of the New Matter: 13. Defendant hereby incorporates by reference paragraphs 1 through 12 of this Answer and New Matter as if each were set forth fully hereunder. 14. As part of their agreement, Plaintiff took an unsecured interest in business rights and inventory in two businesses belonging to Defendant. 15. Sometime after February 2003, Defendant agreed to surrender his interest in the business rights and inventory of a business located at 1910 North Charles Street, Suite 105 A, Baltimore, Maryland to Plaintiff in exchange for the balance of the loan. 16. Plaintiff accepted the business rights and inventory valued at $20,000.00 and agreed to be compensated at $250 per month by Defendant's partner in the North Charles Street business. IT Defendant reasonably believed that the loan was therefore discharged. 18. Plaintiff fails to state a claim upon which relief may be granted. 19. Plaintiff s claim is barred by the Statute of Frauds in that an agreement that cannot be completed in a year is required to be in writing. 19. Plaintiff has failed to mitigate their damages, if any. 20. Plaintiff's claim may be barred in whole or in part by the applicable statute of limitations. 21. Plaintiff's claim may be barred by the doctrine of estoppel, waiver and latches. 22. Plaintiff s claim may be barred by the principles of accord and satisfaction. 23. Plaintiff voluntarily assumed the risk of the facts set forth in his compliant and, accordingly, his claim is barred. 24. At all times material hereto, Answering Defendant acted reasonably, appropriately and caused no injuries or damages to Plaintiff. WHEREFORE, Defendants respectfully request this Honorable Court to enter judgment in favor of the Defendants and against Plaintiffs in the amount of all expenses and costs incurred by Defendant in defense of this matter. Respectfully submitted, Scott A. Stein, Esquire Date: February 27, 2004 SE HI HIM, IN THE COURT OF COMMON PLEAS OF Plaintiff CUMBERLAND COUNTY, PENNSYLVANIA V. CIVIL ACTION - LAW RICHARD CHOI 03 ,?3 39 NO. Do 2" CIVIL TERM Defendant JURY TRIAL DEMANDED VERIFICATION I, Richard Choi, verify that the statements made in the forgoing document are true and correct to the best of my knowledge, information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C. S. § 4904 relating to unworn falsification to authorities. Richard Choi Dated: Z--07-Q4 SE KI HIM, IN THE COURT OF COMMON PLEAS OF Plaintiff CUMBERLAND COUNTY, PENNSYLVANIA V. CIVIL ACTION - LAW 03-s-332 RICHARD CHOI NO.90MW CIVIL TERM Defendant JURY TRIAL DEMANDED CERTIFICATE OF SERVICE I, Scott A. Stein, hereby certify that I am on this day serving a copy of the foregoing document upon the person (s) and in the manner indicated below: Service by First-Class Mail, Postage Prepaid, and Addressed as follows: Gregory H. Knight, Esquire Hanft & Knight, P.C. 19 Brookwood Avenue, Suite 106 Carlisle, PA 17013-9142 Respectfully submitted, LAW OFFICES OF PETER J. RUSSO, P.C. S ott A. Stein, Esquire Date: February 27, 2004 CL __ Glp S- i l c- 5rn Si Curtis R. Long Prothonotary office of the protbonotarp Cumberianb Cnuntp Renee K. Simpson Deputy Prothonotary John E. Slike Solicitor tb13 - 5239 CIVIL TERM ORDER OF TERMINATION OF COURT CASES AND NOW THIS 5TH DAY OF NOVEMBER 2007 AFTER MAILING NOTICE OF INTENTION TO PROCEED AND RECEIVING NO RESPONSE - THE ABOVE CASE IS HEREBY TERMINATED WITH PREJUDICE IN ACCORDANCE WITH PA R C P 230.2. BY THE COURT, CURTIS R. LONG PROTHONOTARY One Courthouse Square • Carlisle, Pennsylvania 17013 • (717) 240-6195 • Fax (717) 240-6573