HomeMy WebLinkAbout07-6313PHELAN HALLINAN & SCHMIEG, LLP
LAWRENCE T. PHELAN, ESQ., Id. No. 32227
FRANCIS S. HALLINAN, ESQ., Id. No. 62695
DANIEL G. SCHMIEG, ESQ., Id. No. 62205
ONE PENN CENTER PLAZA, SUITE 1400
PHILADELPHIA, PA 19103
(215) 563-7000 164162
GMAC MORTGAGE, LLC
1100 VIRGINIA DRIVE
P.O. BOX 8300
FORT WASHINGTON, PA 19034
V.
Plaintiff
DENNIS F. BISHOP
341 WALTON STREET
LEMOYNE, PA 17043
Defendant
ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
CIVIL DIVISION
TERM
NO. O - &3N
C
CUMBERLAND COUNTY
CIVIL ACTION - LAW
COMPLAINT IN MORTGAGE FORECLOSURE
Filet!: 164162
NOTICE
You have been sued in court. If you wish to defend against the claims set forth in the
following pages, you must take action within twenty (20) days after this complaint and notice are
served, by entering a written appearance personally or by attorney and filing in writing with the
court your defenses or objections to the claims set forth against you. You are warned that if you
fail to do so the case may proceed without you and a judgment may be entered against you by the
court without further notice for any money claimed in the complaint or for any other claim or
relief requested by the plaintiff. You may lose money or property or other rights important to
you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO
NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW.
THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE
TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER
LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
Lawyer Referral Service
Cumberland County Bar Association
32 South Bedford Street
Carlisle, PA 17013
(800)990-9108
File #: 164162
IF THIS IS THE FIRST NOTICE THAT YOU HAVE
RECEIVED FROM THIS OFFICE, BE ADVISED THAT:
PURSUANT TO THE FAIR DEBT COLLECTION
PRACTICES ACT, 15 U.S.C. § 1692 et seq. (1977),
DEFENDANT(S) MAY DISPUTE THE VALIDITY OF THE
DEBT OR ANY PORTION THEREOF. IF DEFENDANT(S)
DO SO IN WRITING WITHIN THIRTY (30) DAYS OF
RECEIPT OF THIS PLEADING, COUNSEL FOR
PLAINTIFF WILL OBTAIN AND PROVIDE
DEFENDANT(S) WITH WRITTEN VERIFICATION
THEREOF; OTHERWISE, THE DEBT WILL BE ASSUMED
TO BE VALID. LIKEWISE, IF REQUESTED WITHIN
THIRTY (30) DAYS OF RECEIPT OF THIS PLEADING,
COUNSEL FOR PLAINTIFF WILL SEND DEFENDANT(S)
THE NAME AND ADDRESS OF THE ORIGINAL
CREDITOR, IF DIFFERENT FROM ABOVE.
THE LAW DOES NOT REQUIRE US TO WAIT UNTIL
THE END OF THE THIRTY (30) DAY PERIOD
FOLLOWING FIRST CONTACT WITH YOU BEFORE
SUING YOU TO COLLECT THIS DEBT. EVEN THOUGH
THE LAW PROVIDES THAT YOUR ANSWER TO THIS
File #: 164162
COMPLAINT IS TO BE FILED IN THIS ACTION WITHIN
TWENTY (20) DAYS, YOU MAY OBTAIN AN EXTENSION
OF THAT TIME. FURTHERMORE, NO REQUEST WILL
BE MADE TO THE COURT FOR A JUDGMENT UNTIL
THE EXPIRATION OF THIRTY (30) DAYS AFTER YOU
HAVE RECEIVED THIS COMPLAINT. HOWEVER, IF
YOU REQUEST PROOF OF THE DEBT OR THE NAME
AND ADDRESS OF THE ORIGINAL CREDITOR WITHIN
THE THIRTY (30) DAY PERIOD THAT BEGINS UPON
YOUR RECEIPT OF THIS COMPLAINT, THE LAW
REQUIRES US TO CEASE OUR EFFORTS (THROUGH
LITIGATION OR OTHERWISE) TO COLLECT THE DEBT
UNTIL WE MAIL THE REQUESTED INFORMATION TO
YOU. YOU SHOULD CONSULT AN ATTORNEY FOR
ADVICE CONCERNING YOUR RIGHTS AND
OBLIGATIONS IN THIS SUIT.
IF YOU HAVE FILED BANKRUPTCY AND RECEIVED A
DISCHARGE, THIS IS NOT AN ATTEMPT TO COLLECT
A DEBT. IT IS AN ACTION TO ENFORCE A LIEN ON
REAL ESTATE.
File #: 164162
1. Plaintiff is
GMAC MORTGAGE, LLC
1100 VIRGINIA DRIVE
P.O. BOX 8300
FORT WASHINGTON, PA 19034
2. The name(s) and last known address(es) of the Defendant(s) are:
DENNIS F. BISHOP
341 WALTON STREET
LEMOYNE, PA 17043
who is/are the mortgagor(s) and/or real owner(s) of the property hereinafter described.
3. On 04/17/2006 mortgagor(s) made, executed, and delivered a mortgage upon the
premises hereinafter described to MORTGAGE ELECTRONIC REGISTRATION
SYSTEMS, INC. AS A NOMINEE FOR USAA FEDERAL SAVINGS BANK which
mortgage is recorded in the Office of the Recorder of CUMBERLAND County, in Book:
1948, Page: 675. PLAINTIFF is now the legal owner of the mortgage and is in the
process of formalizing an assignment of same. The mortgage and assignment(s), if any,
are matters of public record and are incorporated herein by reference in accordance with
Pa.R.C.P. 1019(g); which Rule relieves the Plaintiff from its obligations to attach
documents to pleadings if those documents are of public record.
4. The premises subject to said mortgage is described as attached.
5. The mortgage is in default because monthly payments of principal and interest upon said
mortgage due 05/01/2007 and each month thereafter are due and unpaid, and by the terms
of said mortgage, upon failure of mortgagor to make such payments after a date specified
by written notice sent to Mortgagor, the entire principal balance and all interest due
thereon are collectible forthwith.
File #: 164162
6.
The following amounts are due on the mortgage:
Principal Balance $135,695.80
Interest $4,905.90
04/01/2007 through 10/24/2007
(Per Diem $23.70)
Attorney's Fees $1,250.00
Cumulative Late Charges $243.70
04/17/2006 to 10/24/2007
Cost of Suit and Title Search $550.00
Subtotal $142,645.40
Escrow
Credit $0.00
Deficit $787.54
Subtotal $787.54
TOTAL $143,432.94
7
8.
If the mortgage is reinstated prior to a Sheriffs Sale, the attorney's fee set forth above may
be less than the amount demanded based on work actually performed. The attorney's fees
requested are in conformity with the mortgage and Pennsylvania law. Plaintiff reserves its
right to collect attorney's fees up to 5% of the remaining principal balance in the event the
property is sold to a third party purchaser at Sheriffs Sale, or if the complexity of the
action requires additional fees in excess of the amount demanded in the Action.
Plaintiff is not seeking a judgment of personal liability (or an in personam judgment)
against the Defendant(s) in the Action; however, Plaintiff reserves its right to bring a
separate Action to establish that right, if such right exists. If Defendant(s) has/have
received a discharge of personal liability in a bankruptcy proceeding, this Action of
Mortgage Foreclosure is in no way an attempt to reestablish such personal liability
discharged in bankruptcy, but only to foreclose the mortgage and sell the mortgaged
premises pursuant to Pennsylvania Law.
File #: 164162
9. The mortgage premises are vacant and abandoned.
WHEREFORE, PLAINTIFF demands an in rem Judgment against the Defendant(s) in the sum
of $143,432.94, together with interest from 10/24/2007 at the rate of $23.70 per diem to the date
of Judgment, and other costs and charges collectible under the mortgage and for the foreclosure
and sale of the mortgaged property.
PHELAN HALLINAN & SCHM G LLP
By: /s/Francis S. Hallinan
LAWRENCE T. PHELAN, ESQUIRE
DANIEL G. SCHMIEG, ESQUIRE
FRANCIS S. HALLINAN, ESQUIRE
Attorneys for Plaintiff
File #: 164162
ALL THAT CERTAIN tract of land in the Borough of Lemoyne, County -of Cumberland and
Commonwealth of Pennsylvania, bounded and described as follows, to-wit:
BEGINNING at a point in the northern right of way line of Walton Street at corner of lauds now
or formerly of Earl Fawber, also known as 343 Walton Street; thence along lands now or formerly of
Fawber, North 43 degrees West, 217.80 feet to an iron pin; thence along Lot No. 1A, as shown on plan,
South 47 degrees West, 25 feet to an iron pin; thence along lands now or formerly of Ann Peters, North
43 degrees 00 minutes West, 54.80 feet to a point at lands conveyed now or formerly to Robert W.
Farver, et ux; thence along lands now or formerly of Robert W. Farver North 47 degrees East, 50 feet
to a point in lands now or formerly of Terry L. Volovski et ux; thence along lands now or formerly of
Volovski and lands now or formerly of Kaaren Fortenbaugb South 43 degrees East, 270.60 Beet to an iron
pin on legal right of way line of Walton Street; thence along Walton Street South 47 degrees West, 25 feet
to a point, the place of beginning.
BEING known as 341 Walton Street, Lemoyne, PA as set forth on plan of Dotaald E, Fawber as
Lot No. 1, prepared by Biscon Land Surveying Co., Inc. and recorded in Cumberland County Plan Book
70, page 16.
VERIFICATION
FRANCIS S. HALLINAN, ESQUIRE hereby states that he is attorney for
Plaintiff in this matter, that Plaintiff is outside the jurisdiction of the court and/or the
verification could not be obtained within the time allowed for the filing of the pleading,
that he is authorized to make this verification pursuant to Pa.R.C.P. 1024 (c), and that
the statements made in the foregoing Civil Action in Mortgage Foreclosure are based
upon information supplied by Plaintiff and are true'and correct to the best of its
knowledge, information and belief. Furthermore, counsel intends to substitute a
verification from Plaintiff upon receipt.
The undersigned understands that this statement is made subject to the penalties
of 18 Pa.C.S. Sec. 4904 relating to unworn falsifications to authorities.
Francis S. Hallinan, Esquire
Attorney for Plaintiff
DATE:
Ya
R, ? d
cr?
t ? ?? ? vJ
GMAC Mortgage, LLC,
Plaintiff
V.
Dennis F. Bishop,
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
Docket No.: 07-6313
Defendant : Civil Action - Mortgage Foreclosure
SUGGESTION OF BANKRUPTCY
To the Prothonotary of Cumberland County, Pennsylvania
Kindly note upon the record that Dennis F. Bishop, the Defendant in the above-ca
action, filed a Voluntary Petition in Bankruptcy with the United States Bankruptcy phoned
Middle District of Pennsylvania at Harrisburg, PA on October 25, 2007, which Pe' Court for the
docketed to 1-07-03409. Petition was
PURSUANT TO THE PROVISIONS OF 11 U.S.C. §362, AN AUTOMATIC
IS IN EFFECT FOR ALL PROCEEDINGS INVOLVING THE ABOVE-NA STAY
DEFENDANT. MED
CERTIFICATE OF SERVICE
I hereby certify that I have caused the foregoing to be served by mailing the same
date by regular first class United States mail on this
postage prepaid as follows:
Phelan Hallinan & Schmieg, LLP
One Penn Center Plaza, Ste. 1400
Philadelphia, PA 19103
Date: November 20, 2007
By:
Charles A. Bierbach, Esquire
Chapter 7 Trustee
Bierbach, McDowell & Zanic
113 Fourth Street
Huntington, PA 16652
Capozzi and
N
L %' W - -I-' em , Esquire
Attorney 87441
2933 N. Front Street
Harrisburg, PA 17110
(717) 233-4101
Attorney for Defendant
C7 0
C o 0
t -.= --t
G f., Fn
...?.. N
7
..
?-,
r t'i
2=` f?tt
CA7
••
d
C? -G
SHERIFF'S RETURN - NOT FOUND
CASE NO: 2007-06313 P
COMMONTWEAI;TH OF PENNSYLVANIA
COUNTY'OF CUMBERLAND
GMAC MORTGAGE LLC
VS
BISHOP DENNIS F
R. Thomas Kline Sheriff or Deputy Sheriff, who being
duly sworn according to law, says, that he made a diligent search and
inquiry for the within named DEFENDANT
BISHOP DENNIS F but was
unable to locate Him in his bailiwick. He therefore returns the
COMPLAINT - MORT FORE
NOT FOUND , as to
the within named DEFENDANT , BISHOP DENNIS F
341 WALTON STREET
LEMOYNE, PA 17043
341 WALTON STREET LEMOYNE IS VACANT WITH
"FOR SALE" SIGN IN YARD.
Sheriff's Costs: So answ r---
Docketing 18.00
Service 16.32
Not Found 5.00 R. T m Kline
Surcharge 10.00 Sheriff of Cumberland County
00
4 9.32 PHELAN HALLINAN SCHMIEG
12/12/2007
Sworn and Subscribed to before
me this day of ,
A.D.
SHERIFF'S RETURN - OUT OF COUNTY
CASE NO: 2007-06313 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY'OF CUMBERLAND
GMAC MORTGAGE LLC
VS
BISHOP DENNIS F
R. Thomas Kline
Sheriff or Deputy Sheriff who being
duly sworn according to law, says, that he made a diligent search and
and inquiry for the within named DEFENDANT , to wit:
BISHOP DENNIS F
but was unable to locate Him
deputized the sheriff of FRANKLIN
serve the within COMPLAINT - MORT FORE
in his bailiwick. He therefore
County, Pennsylvania, to
On December 12th , 2007 , this office was in receipt of the
attached return from FRANKLIN
Sheriff's Costs: So answ
Docketing 6.00
/?-
Out of County 9.00
`
Surcharge 10.00 R. Thomas Kline
Dep Franklin Co 27.05 Sheriff of Cumberland County
Postage .75
52 . 8 0
12/12/2007
PHELAN HALLINAN SCHMIEG
Sworn and subscribe to before me
this day of
A. D.
In The Court of Common Pleas of?Cumberland. County, Pennsylvania
GMAC Mortgage LLC
vs.
Dennis F. Bishop
Now, October 29, 2007
hereby deputize the Sheriff of
No. 07-6313 civil
I, SHERIFF OF CUMBERLAND COUNTY, PA, do
Franklin
County to execute this Writ, this
deputation being made at the request and risk of the Plaintiff.
Sheriff of Cumberland County, PA
Affidavit of Service
Now, t °? Moo e ?A teC , 2007 , at C,411 o'clock ? M. served the
within C-rrA?1N\-1 Coo,XkA
upon ?jcrn,s F Q?S?,o?
at ?JeST C?a ps%lec? ,Je\ PF l7 Lit
by handing to \?)ev\ 5 Q S ??
a C e r +Q,,e copy of the original
and made known to O e n n, s K--• ?, S ? vl0 the contents thereof.
tprp. -
Sworn and subscribed before
me this 1 q day of , 20 0 7
/L.?'
Notarial Seal
Richard D. McCa y, Notary " st%
Cham.",erstuig 2t,.re,
My Commission Ex-'. -- ?3
2cauc,,Q ol. 0` S ? PrI O
Sheriff of County, PA
So answers,
COSTS
SERVICE $
MILEAGE
AFFIDAVIT
PHELAN HALLINAN & SCHMIEG, LLP
BY: Francis S. Hallinan, Esquire
Identification No. 62695 Attorney For Plaintiff
One Penn Center at Suburban Station
Suite 1400
Philadelphia, PA 19103
(215) 563-7000
GMAC MORTGAGE, LLC COURT OF COMMON PLEAS
CIVIL DIVISION
V.
DENNIS F. BISHOP
CUMBERLAND COUNTY
NO. 07-6313 CIVIL TERM
PRAECIPE TO SUBSTITUTE VERIFICATION
TO CIVIL ACTION COMPLAINT
IN MORTGAGE FORECLOSURE
TO THE PROTHONOTARY:
Kindly substitute the attached verification for the verification originally filed with the
complaint in the instant matter.
Phelan Hallinan and Schmieg, LLP
By: -'W : 4 - XA-?
Francis S. Hallinan, Esquire
Lawrence T. Phelan, Esquire
Daniel G. Schmieg, Esquire
Dated:
File* 164162
VERIFICATION
hereby states that he/she is
of GMAC MORTGAGE, L , servicing -agent for Plaintiff in this matter, that he/she is
authorized to take this Verification, and that the statements made in the foregoing Civil Action in
Mortgage Foreclosure are true and correct to the best of his/her knowledge, information and belief. The
undersigned understands that this statement is made subject to the penalties of 18 Pa. C.S. Sec. 4904
relating to unsworn falsification to authorities.
I
DATE: / Z"
Company: GMAC MORTGAGE, LLC
Loan:0702099314
File #: 164162
PHELAN HALLINAN & SCHMIEG, LLP
BY: Francis S. Hallinan, Esquire
Identification No. 62695 Attorney For Plaintiff
One Penn Center at Suburban Station
Suite 1400
Philadelphia, PA 19103
(215) 563-7000
GMAC MORTGAGE, LLC COURT OF COMMON PLEAS
CIVIL DIVISION
V.
DENNIS F. BISHOP
CUMBERLAND COUNTY
NO. 07-6313 CIVIL TERM
CERTIFICATE OF SERVICE
I hereby certify that a true and correct copy of Plaintiffs Praecipe to Substitute
Verification was sent via first class mail to the following on the date listed below:
DENNIS F. BISHOP
341 WALTON STREET
LEMOYNE, PA 17043
FRANCIS S. iVHA!/ILLINAN, ESQUIRE
LAWRENCE T. PHELAN, ESQUIRE
DANIEL S. SCHMIEG, ESQUIRE
Attorney for Plaintiff
Dated: ? 1g d
C? jv
Ca
PHELAN HALLINAN & SCHMIEG, LLP
BY: FRANCIS S. HALLINAN, ESQUIRE
Identification No. 62695
One Penn Center at Suburban Station
1617 John F. Kennedy Boulevard, Suite 1400
Philadelphia, PA 19103-1814
(215) 563-7000
GMAC Mortgage, LLC
Dennis F. Bishop
Plaintiff
vs.
Defendant(s)
PRAECIPE
TO THE PROTHONOTARY:
ATTORNEY FOR PLAINTIFF
: Court of Common Pleas
: Civil Division
: Cumberland County
: No. 07-6313 C.T.
Please mark the above referenced case Discontinued and Ended without
prejudice.
Please mark the above referenced case Settled, Discontinued and Ended.
Please mark Judgments satisfied and the Action settled, discontinued and
ended.
Please Vacate the judgment entered and mark the action discontinued and
ended without prejudice.
X Please withdraw the complaint and mark the action discontinued and
ended without prejudice.
Date: -S,/, 14 4 V
Francis S. Hall nan, Esquire
Attorney for Plaintiff
PHS# 164162
?a C
c -?,
1_ !.3 r 7
cn a I