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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
AMERICHOICE FEDERAL CREDIT UNION, NO. 03 - ~.:sqJ.. C;uL'-rE/U'YJ
Plaintiff
v.
CYNTHIA M. DUMONT,
Defendant
CIVIL ACTION-LAW
Pursuant to the authority contained in the warrant of attorney, a copy of which is attached to
the Complaint as Exhibit "A" filed in this action, I appear for the Defendant and confess Judgment in
favor of the Plaintiff and against the Defendant as follows:
Amount Owed:
Interest:
Court Costs:
Attorney's Fees:
TOTAL:
Document #: 179050.1
$7,367.47
To be determined
To be determined
$1,473.49
$8,840.96 plus interest & court costs
By
Steven C. Courtney, Esquire
Attorney J.D. No. 74669
P.O. Box 6280
Harrisburg, PA 17112
(717) 540,3900
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
AMERICHOICE FEDERAL CREDIT UNION, NO. 03 -S~I./~ (l. ~~L"-T~
Plaintiff
v.
CYNTHIA M. DUMONT,
Defendant
CIVIL ACTION-LAW
COMPLAINT IN CONFESSION OF JUDGMENT FOR MONEY
AND NOW, this 28th day of September, 2003, comes the Plaintiff, AmeriChoice Federal
Credit Union, by and through its attorneys, Steven Courtney, Esquire and states the following
cause of action and in support thereof, avers as follows:
I. Plaintiff, AmeriChoice Federal Credit Union, is a financial institution qualified to
conduct business in the Commonwealth of Pennsylvania with offices and/or a place of business
situate at 20 Sporting Green Drive, Mechanicsburg, Cumberland County, Pennsylvania.
2. Defendant, Cynthia M. Dumont, is an adult individual with a last known address
of 436 C Street, Carlisle, Cumberland County, Pennsylvania 17013.
3. A true and correct copy of the instrunlent, Guaranty, under which Plaintiff is
confessing judgment is attached hereto, incorporated herein and marked as Exhibit "A".
4. The balance due pursuant to the terms and conditions as reflected on the
promissory note attached hereto as Exhibit "A" less payments made by Defendant, is
$8,840.96 plus court costs.
5. The transaction pursuant to which Plaintiff is confessing judgment was for a
commercial/business purpose and was not a consumer credit transaction.
Document #: 179050. /
6. The instrument and obligation under which judgment is being confessed has not
been assigned.
7. Defendant has defaulted on the obligation to Plaintiff by failing to pay all amounts
owed Plaintiff pursuant to the terms and conditions of the promissory note attached hereto as
Exhibit "A".
8. Judgment has not been entered against the Defendant in any jurisdiction for any
amount under the instrument.
9. Judgment is demanded as authorized by the warrant of attorney contained in the
instrument attached as Exhibit "A".
10. The warrant appearing in the attached instrument is less than twenty (20) years
old.
WHEREFORE, Plaintiff demands the entry of a Judgment against the Defendant,
Cynthia M. Dwnont, in the swn of $8,840.96, plus costs in this action.
GODFREY & COURTNEY
By
Steve . courtn~
At! ey J.D. No. 74669-
P. .
Harrisburg, PA 17112
(717) 540-3900
DOClInlt!nl #: 179050. J
SEP-18-2003 09:29
RMERICHOICI::. ~cu
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GUARANTY
This GUtfANTY, made thjs 3~ day of~V\vu.nL ,2003, by and from
c.ynth;q UAI"\~ , hereinafter referred to as 'GUARANTORS(S)" to
AmeriChoice Federal Credit Union. Mc:chanicsburg, Pennsylvania, OBLIGEE, a
federally chartered credit union with its principal office at 20 Sporting Green Drive,
Mechanicsburg, P A .
-In order to induce the credit limon to loan ~N~ ~ r.VlJ ;(\.ll..
($ ~~. O() ) total note principal plus interest, to
~ J'I'ban~ Ire... _ , hereinafter referred to as
) / .3 , ~3, bearing
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"OBLIGOR(S)" pursuant to the tenns of a Note dated
even date herewith, and given to secure the payment of said Note, the Guar4lltor(s)
hereby agrees(s) with AmcriChoicc Federal Credit Union as follows;
1. The Guarantor(s) hereby unconditionally guarantee(s) the prompt, punctual, and full
payment of the principal andlplus interest on the Note in accordance with the terms
thereof, all as completely and effectuany as if such Guaranty had been made by the
Guarantor(s) in writing and signed by himlher/them on the face of the Note;
2. Guarantor(s) unconditionally guarantee(s) the prompt, punctual, and .full performance
by the Obligor(s) of any and all of the agreements, covenants, term, and conditions
. -agreed te be performed by tITe Obligor(s) under the proVisions of the Note;
3. Guarantor(s) do(es) further agree that ifa default under the aforesaid Note shll occur,
then the Guarantor(s) will promptly make or cause payment to be made under the
Note and will perform Or cause to be performed an such terms, covenants, and
conditions oflhe Note;
4. Gurantor(s) further agrees that hislher/their liability hereunder as Guarntor(s) shall
not be impaired or affected by any renewal or extension which may be made of the
time of the payment of the aforesaid Note or of the time for performance by any part
obligated thereto of any ofthe terms of provisions of the aforesaid note;
SEP-18-2003 09:29
AMERICHDICE FCU
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S. The Guarantor(s) agrees that he/she/they may be joined in any action against the
Obligor(s) and that recovery maybe had against the Guarantor(s) either in such action
or any independent action without exhausting any remedy or claim against the
Obligor(s);
6. The Guarantors(s) further agrees that any claim he/she/they may be joined in any
action against the Obligar(s) for any payment which he/she/they haslhave made while
the Note is outstanding shall not, without the consent of the holder of the Note, be
enfoTCed or any payment made thereon until the aforesaid Note has been paid in full
and di scharged.
7. This Guaranty may be enforced by the Obligee, its respective successors and assigns,
and by any subsequent holder of the Note.
8. - The obligations and liabilities imposed on the Guarantor(s) by this Guaranty shall be
binding upon hislher/their distributees, heirs, successors, and assignees, and
Guarantor(s) hereby expressly waive(s) any acceptance thereof;
9. The Guarantor(s) shall be jointly and severally liable under this Guaranty.
10. It is further agreed that in the event there is any default in the payment of the
principal andlplus interest of the aforesaid Note and action is taken by the Obligee
against the Guarantor(s) herein, then this Guaranty may be entered of record in
Cumberland County and the Guarantor(s) do(es) hereby confess judgement in favor
ofthe Obligee and do(es) hereby authorize and empower any attomeyofrecord to
appear for himlher/them and confess judgment against himlher/them for the amount
of the claim brought by the Obligee against hirnlher/them.
GU~S) 4;
GUARANTOR(S)
GUARANTOR(S)
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WITNESS ~ ~,13u-
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AlMERICHOICE. FCU
Plaintiff
:
IN THE COURT OF COMMON PLEAS
OF CUMBERLAND COUNTY.
PENNSYLVANIA
:
vs
(rYNTHlA M. DUMONT
Defendant
NO. 2003 5342
:
CIVIL ACTION - LAW
P!UECTPE TO WTTHhRA W JVDGMEMT
I Amcrichoicc hereby withdraws the judgment entered of record October 2003 due to the
!tiling ofa Chapt,:r 7 Bankruptcy petition, case #1-03-0620&, by the Defendant Cynlh.ia M.
!
! Dumont.
. Ie n C. 'ourtney, EsqUjrc"~
Attorncy for Party Filing
2215 Forest Ilills Drive Suite 36
Box 6280
Harrisburg, P A 17112
Phone: 717-540..3900
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