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HomeMy WebLinkAbout07-67304 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION DISCOVER BANK Plaintiff No: Q7. (p73d vs. MICHELLE SAFFEL COMPLAINT IN CIVIL ACTION Defendant FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: James C. Warmbrodt,42524 WELTMAN, WEINBERG & REIS CO., L.P.A. 436 Seventh Avenue, Suite 2718 Pittsburgh, PA 15219 (412) 434-7955 FAX: 412-338-7130 06191615 C A Pit WLG IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION DISCOVER BANK Plaintiff vs. Civil Action No MICHELLE SAFFEL Defendant COMPLAINT AND NOTICE TO DEFEND You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by an attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 (717) 249-3166 COMPLAINT 1. Plaintiff, is a corporation with offices at 6500 New Albany Rd, New Albany, OH 43054. 2. Defendant is adult individual(s) residing at the address listed below: MICHELLE SAFFEL 7 PHEASANT CT MECHANICSBURG, PA 17055 3. Defendant applied for and received a credit card issued by Plaintiff bearing the account number 6011002930342019 . A copy of Plaintiff's Statement of Account s attached hereto, marked as Exhibit "A" and made a part hereof. 4. Defendant made use of said credit card and currently has a balance due and owing to Plaintiff, as of October 10, 2007 , in the amount of $2342.12 . 5. Defendant is in default by failing to make payments when due. 6. Plaintiff avers that the Agreement between the parties provides that Defendant will pay Plaintiff's attorneys' fees. 7. Plaintiff avers that such attorneys' fees will amount to $300.00 . 8. Although repeatedly requested to do so by Plaintiff, Defendant has willfully failed and/or refused to pay the balance due to Plaintiff. Wherefore, the Plaintiff prays for Judgment in its favor and against Defendant , MICHELLE SAFFEL INDIVIDUALLY , in the amount of $2342.12 with interest at the legal rate of 6.000% per annum from date of judgment plus attorneys' fees of $300.00 , and costs. Jame Warmbrodt,42524 WELT WEINBERG & REIS CO., L.P.A. 436 Se enth Avenue, Suite 2718 Pi sb rgh, PA 15219 (4 2) 34-7955 F 4 2-338-7130 0 191 15 C A Pit WLG This law firm is a debt collector aemting to collect this debt for our client and any information obta ne will be used for that purpose. VI,(r V M $2,342.12 ' CARD 08 SDSN6A01 0006295 MICHELLE SAFFEL 801 WALNUT ST APT 10 LEMOYNE PA 17043-1579 1$2,342.12 I Enter Amount Enclosed Below Payment Due Date $ DUE IMMEDIATELY Make a payment now or schedule one in advance. It's fast, easy, secure - and treat Visit us today at Discovercard.com/payments PO BOX 15251 ???hhh??hhh??shh?hh?hhh?h?? WILMINGTON DE 19886-5251 Address, e-mail or telephone change6 Print change in s ce above, or go to Discovercard.com. Print your e-mail a dress to receive important Account information and special offers. 000006011002930342019023421200000000234212 Discover More Card Account Summary Closing Date: July 8, 2007 page 1 of 1 Account number ending in 2019 Previous Balance $2,342.12 Payment Due Date August 7, 2007 Payments And Credits 0.00 Minimum Payment Due $2,342.12 Purchases + 0.00 Credit limit $1,000.00 Cash Advances + 0.00 Credit.Available $0.00 Balance Transfers + 0.00 :Cash Credit Limit $0.00 Finance Charges + 0.00 Cash Credit Available $0.00 New Balance $2,342.12 Cashback Bonus Opening Cashback Bonus Balance $ 0.00 New Cashback Bonus Earned + 0.00 Cashback Bonus Balance $ 0.00 Cashback Bonus® Anniversary Available to Redeem $ 0.00 Date: November 8 How Can We Help You? For Account Inquiries, write to us at Discover More Card, PO Box 30943 Please have your Discover Card available. Soft Lake City, UT 84130 Manage your account online at Discovercard.com TDD (Telecommunications Device for the Deaf): Customer Service: 1-800-DISCOVER (1-800.347-2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Information For You Soon we'll no longer be printing your full account number on your statement. It's just another way to keep your information safe. But of course, if For any reason you need your full account number, it'll still be right there on your card. t-MIBIT Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FFINA AG S FI N Balances Rates RATES RATES E CH ES current billing period: 30 days Purchases $0 0.06847% 24.99% F 24.99% $0 none Cash Advances $0 0.06847% 24.99% F 24.99% $0 $0 previous billing period: 8 days Purchases $0 0.06847% 24.99% F 24.99% $0 none The rates that apply to your Account are either fixed (F) or they may vary (V) 03 noted above. VERIFICATION The undersigned does hereby verify subject to the penalties of 18 PA.C.S. §4904 relating to unsworn falsifications to authorities, that he/she is ly-Ae, &Y)wr (Name) Accounts Manager of DFS Services, LLC , plaintiff herein, that (Title) (Company) he/she is duly authorized to make this Verification, and that the facts set forth in the foregoing Complaint in Civil Action are true and correct to the best of his/her knowledge, information and belief. (Signa e) W# 6191615 MICHELLE SAFFEL 6011002930342019 1 f7 ?? rn?J ? ? dx_ ? "s1 ? - i?T: -r O ? la r ? ?? . i'?1 _ __ -? b ? ? ?, SHERIFF'S RETURN - REGULAR CASE NO: 2007-06730 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND DISCOVER BANK VS SAFFEL MICHELLE MICHAEL BARRICK Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE SAFFEL MICHELLE was served upon the DEFENDANT , at 1752:00 HOURS, on the 27th day of November-, 2007 at 7 PHEASANT CT MECHANICSBURG, PA 17055 by handing to a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing Service Affidavit Surcharge) 1 Sworn and Subscibed to before me this So Answers: 18.00 21.12 ?J. ` ?? •;??? .00 10.00 R. Thomas Kline .00 49.12 11/28/2007 WELTMAN WEINBERG REIS - By: day Deput S riff of A.D. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION ANSWER TO COMPLAINT DISCOVER BANK Plaintiff NO: 07-6730 civil vs. MICHELLE SAFFEL Defendant 1, Michelle Saffel, am disputing a portion of the said balance of $2342.12 for account number 6011002930342019. My objections to the balance owed are as follows: 1. I have made several attempt's in the past to make arrangement's for payment for my said balance and have been refused by the Plaintiff. 2. I have requested a copy of charges and have been refused a copy by the Plaintiff. 3. I have requested contact information for making payments and have been refused the information by the Plaintiff. I am requesting a hearing to discuss and settle this matter. Michelle Saffel uwb 54 C7 ? C CT!rr. n rTt :13 ?' ?.. r , a r n Z IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION DISCOVER BANK, Plaintiff, vs. MICHELLE SAFFEL, Defendant. Case No.: 07-6730 CIVL MOTION FOR SUMMARY JUDGMENT FILED ON BEHALF OF: Plaintiff COUNSEL OF RECORD OF THIS PARTY: William T. Molczan, Esquire PA I.D. #47437 WELTMAN, WEINBERG & REIS CO., L.P.A. 1400 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR No. 6191615 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION DISCOVER BANK, Plaintiff, Case No.: 07-6730 CIVL VS. MOTION FOR SUMMARY JUDGMENT MICHELLE SAFFEL, Defendant. MOTION FOR SUMMARY JUDGMENT AND NOW COMES, Plaintiff, by and through its counsel, Weltman, Weinberg & Reis, Co., L.P.A., and hereby files this Motion for Summary Judgment against the Defendant. In support thereof, Plaintiff avers as follows: 1. Plaintiff filed a Complaint against Defendant seeking judgment in the amount of $2342.12 with interest at the interest rate of 6.0% per annum from date of judgment, plus attorneys' fees of $300.00, and costs. A true and correct copy of the Complaint is attached hereto as Exhibit "A" and made a part hereof. 2. Attached to the Complaint was Verification from an authorized representative of Plaintiff verifying the accuracy of the amount sought. See Exhibit "A". 3. Defendant filed an Answer to Plaintiffs Complaint. A true and correct copy of the Answer is attached hereto as Exhibit "B" and made a part hereof. 4. On or around March 26, 2008, Plaintiff served upon Defendant a set of requests for admissions and requests for production of documents. A true and correct copy of the same is attached hereto as Exhibit "C" and made a part hereof. 5. No response to the discovery demands has been received from the Defendant. 6. The requests for admissions are now deemed admitted under Pennsylvania Rule of Civil Procedure 4014(b). Thus Defendant has admitted that she has failed to make all required payments on the WWR No. 6191615 credit card; that she applied for the credit card; that the statements attached to Plaintiffs Discovery Request correctly identify the payments, charges, and balances on the account; that she has not submitted any written disputes as to billing inaccuracies; and that $2342.12 is a correct and accurate balance on the credit card account. 7. By way of her Answer, the documents attached to this Motion, and the Requests for Admissions, deemed admitted under Pa.R.C.P. 4014(b), the Defendant has admitted all facts material to this matter and verified the amount owed. 8. There are no meritorious defenses against this action and Plaintiff is entitled to summary judgment as a matter of Law against defendant. WHEREFORE, Plaintiff respectfully requests that this Honorable Court grant summary judgment in favor of Plaintiff and against Defendant for $2342.12 with interest at the legal interest rate of 6.0% per annum from date of judgment, plus attorneys' fees of $300.00, and costs. Respectfully Submitted: By: William T. Molczan, quire PA I.D. #47437 WELTMAN, WEINBERG & REIS CO., L.P.A. 1400 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 W" No. 6191615 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION DISCOVER BANK Plaintiff vs. MICHELLE SAFFEL Defendant No: COMPLAINT IN CIVIL ACTION FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: James C. Warmbrodt,42524 WELTMAN, WEINBERG & REIS CO., L.P.A. 436 Seventh Avenue, Suite 2718 Pittsburgh, PA 15219 (412) 434-7955 FAX: 412-338-7130 06191615 C A Pit WLG IT IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION DISCOVER BANK Plaintiff vs. Civil Action No MICHELLE SAFFEL Defendant COMPLAINT AND NOTICE TO DEFEND You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by an attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 (717) 249-3166 COMPLAINT 1. Plaintiff, is a corporation with offices at 6500 New Albany Rd, New Albany, OH 43054. 2. Defendant is adult individual(s) residing at the address listed below: MICHELLE SAFFEL 7 PHEASANT CT MECHANICSBURG, PA 17055 3. Defendant applied for and received a credit card issued by Plaintiff bearing the account number 6011002930342019 . A copy of Plaintiff's Statement of Account s attached hereto, marked as Exhibit "A" and made a part hereof. 4. Defendant made use of said credit card and currently has a balance due and owing to Plaintiff, as of October 10, 2007 , in the amount of $2342.12 5. Defendant is in default by failing to make payments when due. 6. Plaintiff avers that the Agreement between the parties provides that Defendant will pay Plaintiff's attorneys' fees. 7. Plaintiff avers that such attorneys' fees will amount to $300.00 8. Although repeatedly requested to do so by Plaintiff, Defendant has willfully failed and/or refused to pay the balance due to Plaintiff. Wherefore, the Plaintiff prays for Judgment in its favor and against Defendant , MICHELLE SAFFEL INDIVIDUALLY , in the amount of $2342.12 with interest at the legal rate of 6.000% per annum from date of judgment plus attorneys' fees of $300.00 , and costs. Jame C. Warmbrodt,42524 WEL WEINBERG & REIS CO., L.P.A. 436 Se enth Avenue, Suite 2718 Pi sb gh, PA 15219 (4 2) 34-7955 F 4 2-338-7130 0 191 15 C A Pit WLG This law firm is a debt collector at/temjfting to collect this debt for our client and any information obtain will be used for that purpose. L)IJC.V LK $2,342.12 1$2,342.12 ' I Enter Amount Enclosed Below CARD Payment Due Date $ DUE IMMEDIATELY 08 SDSN6A0f 0006295 MICHELLE SAFFEL Make a payment rrow or schedule 801 WALNUT ST APT 10 one in advance. Irs fast,'eaay, secure - and keel Visit us today at LEMOYNE PA 17043-1579 Discovercard.comlpayments PO BOX 15251 WILMINGTON DE 19886-5251 Address, e-mail or telephone change? Print change in space ?rrr???r?rr?nn?r?rn??r??rrn?n?nrr?n?n?n?rrrn??i?n?rrnr???n?u? above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. 000006011002930342019023421200000000234212 Discover More Card Account Summary Closing Date: July 8, 2007 page 1 of 1 Account number ending in 2019 Previous Balance $2,342.12 Payment Due Date August 7, 2007 Paymerds And Credits 0.00 Minimum Payment Due $2,342.12 Purchases + 0.00 Credit Limit $1,000.00 Cash Advances + 0.00 CreditAvailable $0.00 Balance Transfers + 0.00 :Cash Credit Limit $0.00 Finance Charges + 0.00 Cash Credit Available $0.00 New Balance 2,342.12 Cashback Bonus" Opening Cashback Bonus Balance $ 0.00 New Cas!"ck Bonus Earned + 0.00 Cashbaclc Bonus Balance $ 0.00 Cashback Bonus® Anniversary Available to Redeem $ 0.00 Date: November 8 How Can We Help You? For Accm* Inquiries, write to us at. Discover More Cord, PO Box 30943 Please have your Discover Card available. Salt Lake City, LIT 84130 Manage your account online at Diaovemard.com TDD (Telleconsmunicadons Device for the Deaf): Customer Service: 1.8004DISCOVER (1-800.347-2683( For assiskmce, see reverse side. Transactions $0 Fraud Liability Guarantee Use yaw Discover Card with confidence. Information For'You Soon we'll no longer be printing your full account number on your statement. It's just another way to keep your information safe. Bur of course, if for any reason you need your full account number, Will still be right there on your card. tXHIBIT Finance Charge Summary Nominal Transaction Average Daily Daily Periodic ANNUAL PERCENTAGE ANNUAL PERCENTAGE Periodic FINANCE Fee B°i°nces Rates RATES RATES (?,?_ CMS current billing period: 30 days Purchases $0 0.06847% 24.99% F 24.99% $0 none Cash Advances $0 0.06847% 24.99% F 24.99% $0 $0 previous billing period: 8 days Purchases $0 0.06847% 24.99% F 24.99% $0 none The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above VERIFICATION The undersigned does hereby verify subject to the penalties of 18 PA.C.S. §4904 relating to unworn falsifications to authorities, that he/she is Iw4k2, -&r)w (Name) Accounts Manager of DFS Services. LLC , plaintiff herein, that (Title) (Company) he/she is duly authorized to make this Verification, and that the facts set forth in the foregoing Complaint in Civil Action are true and correct to the best of his/her knowledge, information and belief. Lh?? N (Sign e) WWR # 6191615 MICHELLE SAFFEL 6011002930342019 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION ANSWER TO COMPLAINT DISCOVER BANK Plaintiff VS. MICHELLE SAFFEL Defendant NO: 07-6730 civil I, Michelle Saffel, am disputing a portion of the said balance of $2342.12 for account number 6011002930342019. My objections to the balance owed are as follows: 1. I have made several attempt's in the past to make arrangement's for payment for my said balance and have been refused by the Plaintiff. 2. I have requested a copy of charges and have been refused a copy by the Plaintiff. 3. I have requested contact information for making payments and have been refused the information by the Plaintiff. I am requesting a hearing to discuss and settle this matter. Michelle Saffel uwb (?4 n F ; C-) ni - > { -?'? IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION DISCOVER BANK, Plaintiff, V. MICHELLE SAFEL, Defendant. NO.: 07-6730 CIVIL PLAINTIFF'S FIRST REQUEST FOR A.DNIISSIONS AND REQUEST FOR PRODUCTION OF DOCUMENTS Plaintiff demands that the defendants answer and respond to the following Request for Production of Documents under oath pursuant to the Pennsylvania Rules of Civil Procedure within 30 days from the date of service hereof. Plaintiff also demands that defendants answer and respond to the following Request for Admissions pursuant to Pa. Rules of Civil Procedure 4014. You are requested to admit the truth of each of the statements of fact hereinafter stated. You are instructed that: 1. These requests are made under Pennsylvania Rules of Civil Procedure 4001, et seq., and each of these matters of which an admission is requested shall be deemed admitted unless your sworn statement in compliance with such Rules is timely made. 2. If you do not admit each of such statements, you must specifically deny each one not admitted or set forth in detail the reasons why you cannot truthfully either admit or deny each such matter. 3. Your answer, signed and properly verified, must be delivered to the undersigned attorney of record for the Plaintiff within thirty (30) days after delivery hereof. 4. If you fail or refuse to admit the truth of any such statement of fact and the Plaintiff thereafter proves the truth thereof, you may be required to pay the reasonable expenses incurred in making such proof, including attorneys' fees, witness expenses, etc. 5. If, in response to any of the following statements of fact, it is your position that the statement is true in part or as to some items, but not true in full or as to all items, then answer separately as to each part or item. 6. If you have been sued in more than one capacity or if your answers would be different if answered in any different capacity, such as partner, agent, corporate officer or director or the like, then you are requested to answer separately in each such capacity. Failure to do so constitutes an admission in any such capacity. 7. In these Requests for Admissions: A. The word "Person(s)" means all entities, and, without limiting the generality of the foregoing, includes natural persons, joint owners, associations, companies, partnerships, joint ventures, trusts, and estates; B. The word "document(s)" means all written, printed, recorded, graphic, or photographic matter, or, sound reproductions, however produced or reproduced, pertaining to any manner to the subject matter indicated; C. The words "identity" "identify", "identification", when used with respect to a erson s means to state the full name and present or last known address and business address of such rson s and, if an actual person, his present or last known job title, and the name and address of his present or last known employers; D. The words "identity" "identif' "identification", when used with respect to a date, subject matter, name(s) or person(s) that wrote, signed initialed, dictated or otherwise participated in the creation of the same, the name(s) of the addressee or addressees if any and the name(s) and address(es) of each person who have possession, custody, and control of said document(s). If any such document was, but is no longer in your possession, custody, or control, or in existence, state the date and manner of its disposition; and E. The word "ident' when used with respect to an act (including an alleged offense), occurrence, statement, or conduct (hereinafter collectively called "act"), means to (1) describe the substance of the event or events constituting such an act, and to state the date when such act occurred; (2) identify each and every person s part icipating in such an act; (3) identify all other erson s (if any) present when such act occurred; (4) state whether any minutes, notes, memoranda, or other record of such act was made; (5) state whether such record now exists; and (6) identify the erson s presently having possession, custody or control of such record. 8. Unless otherwise indicated, all Requests herein relate to those certain events, persons, and period of time more fully described in the pleading in this case. 9. These requests are of a continuous nature. These Requests for Production of Documents shall be deemed continuing so as to require supplemental answers and documents if any information of documents are acquired subsequent to the filing of responses hereto, which information or documents would have been included in the answers and documents produced had it been known or available at the time the answers and the documents provided pursuant hereto were produced. Defendants shall supply such information and documents by supplemental answers and production of documents as soon as such information becomes known or available and in all events, prior to trial of this action. If objection is made to any requests for production of documents, it is demanded that the requests for which there is no objection be answered and furnished within the aforesaid period. All documents identified in response hereto shall be organized and labeled to correspond with the request to which it pertains. For all documents produced, list the individual and his or her job title and department from whose files it was produced and the current custodian of said document. If a document called for is believed to exist or is known to exist, but is in the possession, custody or control of another person or party, the existence of the document, the identity of the possessor, custodian and one in control of such documents shall be provided along with any applicable common description or citation utilized by the publisher, possessor, custodian or disseminator of such document. If any document called for by this request is withheld on the basis of any claim of privilege or any similar claim, identify that document as follows: author; addressee; indicated or blind copies, date, subject matter, number of pages; attachments or appendices; all persons to whom distributed, shown or explained; present custodian; and nature of the privilege or similar claim asserted. REQUEST FOR PRODUCTION OF DOCUMENTS 1: Produce any and all documents evidencing proof of all payments on the subject credit card referenced in the Complaint, including, but not limited to, cancelled checks, receipts, coupons, statements, accountings, memoranda, invoices, financial statements, accounting entries, diaries, charts, lists, phone records, data compilations etc. REQUEST FOR PRODUCTION OF DOCUMENTS 2: Produce any and all documents you intend to introduce and/or provide testimony on as evidence at the time of trial. REQUEST FOR ADMISSION NO. 1: Defendant applied for the Credit Card referenced in the Complaint. Admitted Denied if the answer to Request for Admissions No. 1 is "denied", then supply specific written documentation supporting the denial. REQUEST FOR ADMISSION NO. 2: Defendant has failed to make all required payments on the credit card. Admitted Denied If the answer to Request for Admissions No. 2 is "denied", then supply specific written documentation supporting the denial. REQUEST FOR ADMISSION NO. 3: The attached monthly statements, from December 5, 2001 through July 8, 2007, correctly identify the payments, charges, and balances on the account. Admitted Denied If the answer to Request for Admissions No. 3 is "denied", then supply copies of canceled checks, both front and back, and/or if not available, specific written documentation supporting the denial. REQUEST FOR ADMISSION NO. 4: Defendant has not submitted any written dispute as to billing inaccuracy concerning the credit card in question. Admitted Denied If the answer to the Request for Admissions No. 4 is "denied", then supply copies of specific written disputes as to any billing inaccuracies. REQUEST FOR ADMISSION NO. 5: $2342.12 is a correct and accurate current balance of the credit card account in question. Admitted Denied If the answer to Request for Admissions No. 5 is "denied", then supply specific written documentation supporting the denial. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED SHALL BE USED FOR THAT PURPOSE. L--?: William T. Molc?i, Esquire PA I.D. #47437 WELTMAN, WEINBERG & REIS CO., L.P.A. 1400 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR:6191615 CERTIFICATE OF SERVICE A true and correct copy of Plaintiff's First Request for Production of Documents and Request for Admissions has been served by U.S. Mail, on the day of I?1Cr 1iC ?l, .4 V 2008, upon the following: Michelle Saffell 7 Pheasant Ct Mechanicsburg Pa 17055 7 DISCOVER' NETWORK Failure to respond by 03/1312008 may result in a chargeback to your account DISCOVER NETWORK NETWORK DISPUTES P.O BOX 3011 NEW ALBANY, OH 43054-3011 (866)213-7072 FAX (614)283-4774 Respond to the above address CASE NUMBER: 7464929244 Ticket Retrieval Request Issue Date: 02120/2008 DISCOVER FIN SRVCS SUPPORT SERVICES P.O BOX 15157 WILMINGTON, DE 19886-1003 I TRA AC Or ' ' TI Cardmember Number: 6011 0029 3034 2019 Tran Date / / Post Date Tran Amount $0.00 Merchant Number: Merchant Name: Prefix Identifier f Reference Number 9807761760130000 00000110801'00229 11/01/01 T*KET RETRIE-VA& EXPL ANAT bN Comments: CARDMEMBER REQUESTED TRANSACTION DOCUMENTATION Merchant Action: Cardmember Name: SAFFEL,MICHELLE Transaction ID HICKS DISCCVER NETWORK OFFICE USE ONLY: Requestor: RLIVENG Manager: RLIVENG Source: CMS Reason Code: A Ticket Type: APPL Handling Center: MR 4PEB4RP5-01 REPORT-06 D I S C O V E R F I N A N C I A L S E R V I C E S PAGE NO: 44! BATA CENTER - COLUMBUS TM SALE DETAIL REPORT RUN DATE: 11/08/2( 2EPORTING DATE: 11/08/20 CAMPAIGN D7E RUN TIME: 01:25:3 FOR AGENCY 05 ACI TELECENTRICS 3ATCh REFERENCE NUMBER: 131200229 MAIL CODE: 8045 INTERVIEWER: 60489 ?CCOUNT: 9807761760130 ORIGINAL INFORMATION LEAD NAME TITLE FIRST MI LAST SUFFIX MICHELLE SAFFEL ADDRESS 1: 124 E MAIN ST ADDRESS 2: FL 2 CITY: SHIREMANSTO STATE: PA ZIP: 17011-6311 PHONE: (717)975-2965 CREDIT LIMIT: 0 CALL INFORMATION SPOKE TO: LEAD CALL DATE: 11/06/2001 CALL TIME: 09:22:0¢ VERIFIED: 3 SUPERVISOR: TSR INDICATOR: DO NOT SOLICIT: CANCEL: FEATURE OPTION: PLASTIC OPTION: 5 NAME AND ADDRESS CHANGES LEAD NAME TITLE FIRST MI LAST SUFFIX MICHELLE SAFFEL ADDRESS 1: 124 E MAIN ST ADDRESS 2: CITY: SHIREMANSTOWN STATE: PA ZIP: 17011-6311 PHONE: ( ) - ADDITIONAL SALE INFORMATION TITLE FIRST MI LAST AUTH USER: SPOUSE: PRODUCT SALE: CYCLE CODE: SOCIAL SECURITY: 000-00-7520 BIRTH DATE: 10/16/1981 MOTHERS MAIDEN: SARNSW SUFFI) V14%.9' lv cm 51/10.41 CARD 05 SDSWA01 0007662 SAFFEL, MICHELLE 801 WALNUT ST APT 10 LEMOYNE PA 17043-1579 $10.00 Enter Amount Enclosed Below r? Payment Due Date $ January 4, 2002 Please mak4A9ZckPpoyQ6I8 to Discover Card or pay online 0 Discovercard.cgtn, Know what's on your statement-before you even get it. Keep track online with daily updates and up to 12 months of history. Visit c Discovercard.com/register Address, e-mail or telephone change? Print change in space. above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. PO BOX 15251 {{{sn{iusi{uu{s{n{s{s{ WILMINGTON DE 19886-5251 {sn{{{s{1010{u{?{u{u{{ns{i{ui{s{i{s{nu{{s{?{un{?{?{u{ 000006011002930342019001754100000000001000 Discover Card Account Summary Closing Date: December 5, 2001 page 1 of 1 Account number ending in 2019 Previous Balance $0.00 Payment Due Date January 4, 2002 Payments And Credits 0.00 Minimum Payment Due $10.00 Purchases + 175.41 Credit Limit $1,500.00 Cash Advances + 0.00 Credit Available $1,324.00 Balance Transfers + 0.00 Cash Credit Limit $750.00 Finance Charges + 0.00 Cash Credit Available $750.00 New Balance a $175.41 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashbac Bonus Cashback Bonus® Anniversary Date: November 5 Previous Cashbock Bonus Award Balance $ 0.00 Cashback-Bonus® Anniversary - - _ - _ _ Purchoee Aworcl This-Period + _0.4.4 Date: November 5 Other Awards This Period + 0.00 Cashback Bonus Award Total -0.44 How Can We Help You? For Account Inquiries, write to us at Please have your Discover Card available. Discover Card, PO Box 30943 Salt Lake City, UT 84130 Manage your account online at DiscovercaM com TDD (Tebcommunications Device for the Deaf): Customer Service: 1-800-DISCOVER (1.800.347-2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Date Date Merchandise/Retail Nov 24 Nov 24 FRAGRANCES FESTIVAL KING OF PRUSSPA $ 21.19 Nov 26 Nov 26 RITE AID 3613 MECHANICSBURGPA 18.95 Nov 29 Nov 29 WALMART STORE 00 1886 MECHANICSBURGPA 27.15 Gas/Automotive Dec 1 Dec 1 EXXON 752 967 474 4 MECHANICSBURGPA 24.86 5150 SIMPSON FERRY ROAD 17055 Services Nov 29 Nov 29 AT&T W S 800-888-7600 NJ 83.26 Information for You Balance Transfer offer for current billing period: Daily Periodic Rate: 0.00466%; corresponding ANNUAL PERCENTAGE RATE: 1.70%. Rate is subject to the terms of the offer including expiration. 'Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FWANCE FINANCE Balances Rates RATES RATES CHARGES CHARGES current billing period: 27 days Purchases $0 0.00466% 1.70% F 1.70% $0 none Cash Advances $0 0.06299% 22.99% F 22.99% $0 $0 The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. ;''r Lll 41,IJi.uo CARD 05 SDSN6A010007663 SAFFEL, MICHELLE 801 WALNUT ST APT 10 LEMOYNE PA 17043-1579 triter Amount Inclosed Below Payment Due Date - - $ February 4, 2002 Please make check payable to Discover Card. Minimum ayment due includes a past due amounta $10.00. Know what's on your statement-before you even get it. Keep track online with daily updates and up to 12 months of history. Visit Diacovercard.com/register Address, e-mail or telephone change? Print change inabove, or go to Discovercard.com. Print your e-mail adess to receive important Account information and special offers. PO BOX 15251 ,??+++??+++?l++++,+?rs?Niel WILMINGTON DE 19886-5251 )rloll 11)r,)r,)1111111 11111 11111111 10 000006011002930342019011370500000000003300 Discover Card Account Summary Closing Date: January 5, 2002 page 1 of 2 Account number ending in 2019 Previous Balance $175.41 Payment Due Date February 4, 2002 Payments And Credits 0.00 Minimum Payment Due $33.00 Purchases + 960.60 Credit limit $1,500.00 Cash Advances + 0.00 Credit Available $362.00 Balance Transfers + 0.00 Cash Credit Limit $750.00 Finance Charges + 1.04 Cash Credit Available $362.00 New Balance a $1,137.05 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus® Cashback Bonus® Anniversary Date: November 5 Previous Cashbock Bonus Award Balance $ 0.44 -Cashback SonusSAnniversary- Purchase Award This Period + 2.60 Date: November s Other Awdrds7hiiPe?f d-- + --""0:00 - -- Cashback Bonus Award Total --'M How Can We Help You? For Account Inquiries, write to us at Discover Card, PO Box 30943 Please have yaw Discover Card available. Salt Lake City, UT 84130 Manage your account online at Discovercard.com TDD (Telecommunications Device for the Deafl: Customer Service: 1-800•DISCOVER (1-800.347-2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Date Date Merchandise/Retal Dec 7 Dec 7 WIRELESS WORLD MECHANICSBURGPA $ 21.20 Dec 9 Dec 9 KMART 4275 MECHANICSBURGPA 49.49 Dec 10 Dec 10 KAY JEWELERS 277 CAMP HILL PA 153.70 Dec 10 Dec 10 OLD NAVY #5348 CAMP HILL PA 16.50 Dec 11 Dec 11 TARGET T-1254 HARRISBURG PA 69.91 Dec 12 Dec 12 WALMART STORE 00 1886 MECHANICSBURGPA 31.91 Dec 14 Dec 14 KMART 4275 MECHANICSBURGPA 22.06 Dec 15 Dec 15 WALMART STORE 00 1886 MECHANICSBURGPA 38.95 Dec 1-8 _Dec 18 MEDIA PLAY 8190.HARRISBURG PA- 55.07. Dec 18 Dec 18 THE BOOK MARKET #781 MECHANICSBURGPA 30.73 Dec 24 Dec 24 BORDERS BOOKS&MUSIC #4 CAMP HILL PA 21.10 Dec 29 Dec 29 FYE CAPITAL CITY 1538 CAMP HILL PA 23.10 Dec 31 Dec 31 KMART 7746 CARLISLE PA 16.46 Other/Miscellaneous Jon 5 Jan 5 LATE FEE 29.00 Gas/Automotive Dec 6 Dec 6 FLYING J CARLISLE PA 13.00 Dec 13 Dec 13 FLYING J CARLISLE PA 13.00 Dec 17 Dec 17 EXXON 752 967 474 4 MECHANICSBURGPA 26.95 5150 SIMPSON FERRY ROAD 17055 Dec 20 Dec 20 AMERADAH HESS CORP FRACKVILLE PA 12.00 Dec 29 Dec 29 SUNOCO MUNCY PA 12.19 Services Dec 31 Dec 31 AIC*ALLSTATE INSURANCE 800.255.7828 IL 309.66 Supermarkets Dec 31 Dec 31 GIANT FOOD STORES #5 MECHANICSBURGPA 14.62 _...... ...?. DfSCa?Vf Account number ending in 2019 CARD Have a question? Talk to us. There's no telling when you might have a question about your Discover* Cord account. Which is why we're here 24 hours a day, 7 days a week. Perhaps best of all, you'll be connected to one of our friendly, knowledgeable Customer Service Representatives in less than a minute. Real answers from real people. Lt's just one of the ways we put you first. Call us at 1-800-DISCOVER (I-800-347-2683). 02007 Discover bank, Member fDIC Closing Date: January 3, 2002 page 2 of 2 Information For You ******* ATTENTION ******* ATTENTION ******* ATTENTION ******* ATTENTION ******* ATTENTION *******Your account is past due. Please pay the past due amount now, or contact us to make other arrangements. Balance Transfer offer for current billing period: Daily Periodic Rate: 0.00466%; corresponding ANNUAL PERCENTAGE RATE: 170%. Rate is subject to the terms of the offer including expiration. SMART SHOPPERS TIP. Avoid the crowds and save money at the some time: Shop Online at Discovercard.com. You'll find outstanding savings from your favorite retailers - Amazon.com, FTD.com, OmahoSteaks.com and others - at the Internet ShopCenter(SM). 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Discover Bank offers some of the highest CD and Money Market account rates in the nationl Move your money to Discover Bank and take advantage of our great rates, great customer service, and flexible account options. Call 1-800.347-7000 - open an account - and start expecting MORE from your moneyl Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINMCE Balance Rates RATES RATES _ CHARGES CHARGES current billing period: 31 days Purchases $683.13 0.00466% 1.70% F 1.70% $0.98 none Cash Advances $0 0.06299% 22.99`Ye F 22.99% $0 $0 previous billing period: 27 days Purchases $49.67 0.00466% 1.70% F 1.70`Ye $0.06 none Cash Advances $0 0.06299% 22.99% F 22.99% $0 none The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. Questions? Manage your account at Discovereard.cotn or call 1-800-DISCOVER (1-800-347-26831. vavvt`: ? 1?1? V 1, 10 7.u? CARD 05 SDSN6A01 0007664 SAFFEL, MICHELLE 801 WALNUT ST APT 10 LEMOYNE PA 17043-1579 4ni.vu triter Amount Enclosed Below Payment Due Date March 4, 2002 Please make check payable to Discover Card. Minimum payment due includes a past due amount oF$33,00. Address, e-mail or telephone change? Print change in space above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. Know what's on your statement before you even get it. Keep track online with daily updates and up to 12 months of history. Visit Discovercard.com/register PO BOX 15251 1111,11111111111.1111111111 WILMINGTON DE 19886-5251 III IIIIoil I11111111111111111111?11?111111111I11111nu111111of 000006011002930342019011796500000000005700 Discover Card Account Summary Closing Date: February 5, 2002 page l of 2 Account number ending in 2019 Payment Due Date March 4, 2002 Minimum Payment Due $57,00 Credit limit $1,500.00 Credit Available $320.00 Cash Credit limit $750.00 Cash Credit Available $320.00 Previous Balance $1,137.05 Payments And Credits 0.00 Purchases + 29.00 Cash Advances + 0.00 Balance Transfers + 0.00 Finance Charges + 13,60 New Balance $1,179.65 You may be able to avoid Periodic Finance Charges, see the reverse side for details. ' Cashback Bonus® Cashback BonusS Anniversary Date: November 5 Previous Cashback Bonus Award Balance $ 3.04 Cashback Bonusi?Anniversa Purchase Award This Period + 0.00 ry,. _ Other kWc rds This Period " _ .0 00- Date: Date: November 5 Cashback Bonus Award Total 3.0Z How Can We Help You? For Account Inquiries, write to us at. Discover Card, PO Box 30943 Worse have your Discover Card available. Sall Lake City, UT 84130 Manage your account online at Discovercard com TDD (Telecommunications Device for the Deafl: Customer Service: 1-800-DISCOVER (1.800.347-2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Date Dab Other/Miscellaneous Feb 5 Feb 5 LATE FEE $ 29.00 Information For You ******* ATTENTION ******* ATTENTION ******* ATTENTION ******* ATTENTION ******* ATTENTION * * * * * * * * * * We previously requested the past due amount on your account. We have no record of receiving payment. The amount due should be paid at once. Balance Transfer offer for current billing period: Daily Periodic Rate: 0.03833%; corresponding ANNUAL PERCENTAGE RATE: 13.99%. Rate is subject to the terms of the offer including expiration. Finance Charge Summary Nominal Transaction Average Doily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balances Rates RATES RATES CHARGES CHARGES current billing period: 31 days Purchases $1143.61 0.03833% 13.99% F 13.99% $13.60 none Cash Advances $0 0.06299% 22.99% F 22.99% $0 $0 The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. VwV M 1GR cnao February 5, 2002 Account number ending in 2019 page 2 of 2 Cashback Bonus ° Award Summa Cashback Bonus Anniversa Date: November 5 Previous Cashback Bonus Award Balance Balance $ 14 Purchase Award This Period + 3.0 0 Cash ac Bonus Award Tntn + 0.00 Cashback Bonus Award Balance v v? Award Available to Redeem 0'? $ 0.00 Restrictions apply to thP Cgqshback Bonus Parhler offers visit Dircevercgrd.cm or call 1 details. For program Details, see the Cashbackk Bonus terms and CondditiorZ $00 DISCOVER (1-800 347--2683) for VI%0%41 <,V L;1% 4r,uyi.a, CARD 05 SDSN6A01 0007665 SAFFEL, MICHELLE 801 WALNUT ST APT 10 LEMOYNE PA 17043-1579 «•uu triter Amount tnclosecl Lwow Payment Due Date $ April 4, 2002 Please make check payable to Discover Card or pay online 0 Discovercard.com. Know what's on your statement-before you =. itKeep track online with daily nd up to 12 months of history. Visit Discovercard.com/register Address, e-mail or telephone change2 Print change inspace above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. PO BOX 15251 111fill IIIIIIirrrIIIIIIrIII WILMINGTON DE 19886-5251 000006011002930342019010915?00100000002200 Discover Card Account Summary Account number ending in 2019 Payment Due Date April 4, 2002 Minimum Payment Due $22.00 Credit Limit $1,500.00 Credit Available $408.00 Cash Credit Limit $750.00 Cash Credit Available $408.00 Closing Date: March 5, 2002 page 1 of 2 Previous Balance $1,179.65 Payments And Credits 100.00 Purchases + 0.00 Cash Advances + 0.00 Balance Transfers + 0.00 France Charges + 11.92 New Balance $1,091.57 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus® Cashback Bonus® Anniversary Date: November 5 Previous Cashback Bonus Award Balance $ 3.04 Cashback Bonus& Anniversary Purchase, Award This Period + _ 0.00 Other Awards This Period + 0.00 Date: November 5 Cashback Bonus Award Total 3.U4 How Can We Help You? For Account Inquiries, write to us at: Discover Card, PO Box 30943 Please have your Discover Card available. Salt Lake City, UT 84130 Manage your account online at Discovemard.com TDD (Telecommunications Device for the Deal): Customer Service: 1-800-DISCOVER (1-800.347-2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Date Data Payments and Credits Feb 13 Feb 13 PAYMENT - THANK YOU $ -100.00 Information For You Balance Transfer offer for current billing period: Daily Periodic Rate: 0.03833`Yo; corresponding ANNUAL PERCENTAGE RATE: 13.99%. Rate is subject to the terms of the offer including expiration. We understand how important your credit is to youl Please-remember that we must receive payments by the payment due date. For your convenience, you may make payments online at Discovercard.com, over the phone (processing Fee extra), or by mail. Allow 7 to 10 days for mail delivery. Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balance Rates RATES RATES CHARGES CHARGES current billing period: 28 days Purchases $1110.49 0.03833% 13.99% F 13.99% $11.92 none Cash Advances $0 0.06299% 22.99% F 22.99% $0 $0 The rates that apply to your Account are either fixed (F) or they may vary (V) 03 noted above. CARD March 5',-2-0'02 Account number ending in 2019 page 2 of 2 Cashback Bonus ® Award Summary C`... LL__L n Summary wfI WUcR DonUS Annlversa Date: Nov b em er 5 Previous Cashback Bonus Award Balance Purchase Award This Period $ 3.04 + 0.00 Cashback Bonus Award Balance 3.04 Award Available to Redeem 0.00 $ 0.00 Restrictions apply to th C shback Bonus Partner offers visit Discowrcard.com or call 1-8pp.p?COVER details, for program details, see the Cashback Bonus terms and Conditions. (1-800.347-2683) for CARD 05 SDSN6A01 0007666 SAFFEL, MICHELLE 801 WALNUT ST APT 10 LEMOYNE PA 17043-1579 J4a.UU Payment Due Date May 4, 2002 Enter Amount Enclosed Below $1 - Please make check payable to Discover Card. Minimum yment due includes a past due amount of $22.00. Know what's on your statement before you even get it. Keep track online with daily updates and up to 12 months of history. Visit Discovercard.com/register PO BOX 15251 111111111111111111111 1111111111 111 WILMINGTON DE 19886-5251 Address, e-mail or telephone change? Print change ins ace above, or go to Discovercard.com. Print your o-mail adess to receive important Account information and special offers. 000006011002930342019011396100000000004500 Discover Card Account Summary Account number ending in 2019 Payment Due Date May 4, 2002 Minimum Payment Due $45.00 Credit Limit $1,500.00 Credit Available $360.00 Cash Credit Limit $750.00 Cash Credit Available $360.00 Closing Date., April 5, 2002 page 1 of 2 Previous Balance $1,091.57 Payments And Credits 0.00 Purchases + 35.00 Cash Advances + 0.00 Balance Transfers + 0.00 Finance Charges + 13.04 New Balance $1,139.61 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus® Cashback Bonu& Anniversary Date: November 5 Previous Coshback Bonus Award Balance $ 3.04 Cashback Bonus® Anniversary Purchase Award This Period + 0.00 Other Awards Ws Perica + OUO . Date: November 5 Cashback Bonus Award Total -3.04 You? How Can We Hel For Account Inquiries, write to us at. p Discover Card, PO Box 30943 Please have your Discover Card avaTable. Salt Lake City, UT 84130 Manage your account online at Discovercard.corn TDD trelecommunications Device for the DeaQ: Customer Service: 1-800-DISCOVER (1-800-347-2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Date Date Other/Miscellaneous Apr 5 Apr 5 LATE FEE $ 35.00 Information For You ******* ATTENTION ******* ATTENTION ******* ATTENTION ******* ATTENTION ******* ATTENTION * * * * * "Your Your account is past due. Please pay the past due amount now, or contact us to make other arrangements. Great Balance Transfer Rotesl Call 1.800.767-7339 to find out if a Balance Transfer rate is available for you Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balances Rates RATES RATES CHARGES CHARGES current billing period: 31 days Purchases $1097.71 0.03833% 13.99% F 13.99% $13.04 none Cash Advances $0 0.06299% 22.99% F 22.99% $0 $0 The rates that apply to your Account are either fixed (F) or they may vary M 03 noted above. V w%, - d F1% Account number ending in 2019 CARD April 5, 2002 _ page 2 of 2 Cash back Bonus ° Award Summary Cashback Bonus Anniversary Date: November 5 Previous Cashback Bonus Award Balance Balance Purchase Award This Period $ 3.04 nus + 0.00 Cashback Bonus Award Balance v v~ Award Available to Redeem 0'00 $ 0.00 details. Restrictions apply a the tai 3, ck Bonus Parfgsr offers visit Discovsreardc om or call 1-800-DISCOVER ()-800.347-2683) for dor program details, see the Cashback Bonus terms and Condditior: 1VwJ%.° V 1GAt CARD aZZ.uu Payment Due Date June 4, 2002 JJ I,- 05 SDSN6A01 0007667 SAFFEL, MICHELLE 801 WALNUT ST APT 10 LEMOYNE PA 17043-1579 Address, e-mail or telephone change? Print change in space above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. Enter Amount Enclosed Belo`w? $E_ I Please make check payable to Discover Card or pay online 0 Discovercard.com. Know what's on your statement-before you even get it. Keep track online with daily updates and up to 12 months of history. Visit Discovercard.com/register PO BOX 15251 111ur11rn11ngill 1n11111 WILMINGTON DE 19886-5251 000006011002930342019010980900060000002200 Discover Card Account Summary Closing Date: May 5, 2002 page 1 of 2 Account number ending in 2019 Previous Balance $1 139 61 Payment Due Date June 4, 2002 Payments And Credits , . Minimum Payment Due $22.00 Purchases 60.00 Credit Limit $1,500.00 + Cash Advances 0.00 Credit Available $401.00 + Balance Transfers 0.00 Cash Credit Limit $750.00 + Finance Charges 0.00 Cash Credit Available $401.00 + New Balance 18.48 $1,098.09 You may be able to avoid Periodic Finance Charges , see the reverse side for details. Cashback Bonus® Opening Cashback Bonus Balance $ 3 04 New Cashback Bonus Earned + . 0.00 Cashback Bonus Balance $ 3 04 -Cashback BonusO Anniversary Available to. Redeem. $ , 0,00 Date: November 5 _ _ Keep using your Discover(R) Card and watch your Cashback Bonus(R) d l awar grow Remember, once your Cashback Bonus award is at least $20, you can redeem your award by calling us or by logging into the Account Center at Discovercard.com. 'How Can We Help You? For Account Inquiries, write to us at: Please have your Discover Card available. Discover Card, PO Box 309,43 Salt Lake City UT 84130 Manage your account online at Discovercard.com Customer Service: 1-8MDISCOVER (1-800.347-2683) , TDD (Telecommunications Device for the Deat): F or assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Date Data Payments and Credits Apr 24 Apr 24 PAYMENT - THANK YOU $ -60.00 Finance Charge Summary Average e Dail Daily P i d Nominal ANNUAL PE ANNUAL P eriodic Fee y Balance er o ic Rates RCENTAGE RATES PERCENTAGE RATES FIHANC?RGESCE FCC E current billing period: 30 days S Purchases $1124.63 Cash Advances $0 0.05477% 0 06299% 19.99% F 19.99% $18.48 none . 22.99% F 22.99% $0 $0 The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. %R _*A9 V CIC CARD May 5, 2002 Account number ending in 2019 page 2 of 2 Cashback Bonus ° Award Summa Cashback Bonus Anniversary Date: November 5 Previous Cashback Bonus Award Balance Balance /Purchase Award This Period $ 3.04 L nC nnL Q......? A...-.__ T . + 0.00 Cashback Bonus Award Balance Award Available to Redeem 3.04 $ 0.00 Restrictions apply to th Cqshback Bonus Pater offers visit Diaovercgrd.com or call 1-800-DISCOVER (1-800.347.2683) for details. For program ?etails, see the Cashback Bonus terms and Conditions. 6rsv?r` ;_ T LAX CARD J 1 VAT. IV 05 SDSN6A010007668 SAFFEL, MICHELLE 801 WALNUT ST APT 10 LEMOYNE PA 17043-1579 )A I.Vu Payment Due Date July 4, 2002 Address, e-mail or telephone change? Print change in s ace above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. Enter Amount Enclosed Below Please make check payable to Discover Card or pay online @ Discovercard.com. Know what's on your statement-before you even get it. Keep track online with daily updates and up to 12 months of history. Visit Discovercard.com/register PO BOX 15251 ?)?rrr??rrr??uri?s?rr?r?r? WILMINGTON DE 19886-5251 ?IIII'IIIIIIIIII?IIIIII'IIIIIIIIIIIIIIIIIIIIIIIIII1111'1I1I11I 000006011002930342019010291000120000002100 Discover Card Account Summary Account number ending in 2019 Payment Due Date July 4, 2002 Minimum Payment Due $21.00 Credit limit $1,500.00 Credit Available $470.00 Cash Credit Limit $750.00 Cash Credit Available $470.00 Closing Date: June 5, 2002 page 1 of 2 Previous Balance $1,098.09 Payments And Credits - 120.00 Purchases + 33.10 Cash Advances + 0.00 Balance Transfers + 0.00 Finance Charges + 17.91 New Balance m $1,029.10 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus® Opening Cashback Bonus Balance $ 3.04 New Cashback Bonus Earned + 0,00 + 0.08 Cashback Bonus®Anniversary Cashtk.Bonus Balance, $ 3,12 Date: November 5 Available to Redeem $ 0.00 Keep using your Discover(R) Card and watch your Cashback Bonus(R) award growl Remember, once your Cashback Bonus award is at least $20, you can redeem your award by calling us or by logging into the Account Center at Discovercard.com. How Can We Help You? For Account Inquiries, write to us at: Please have your Discover Card available. Discover Card, PO Box 30943 Salt Lake City, UT 84130 Manage your account online at Discovercard com MD (Telecommunications Device for the Deaf): Customer Service: 1.800-DISCOVER (1-800.347-2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Date Date Payments and Credits May 22 May 22 PAYMENT - THANK YOU $ -120.00 Gas/Automotive _May 31 _May 31 EXXON 752 967 479.3 CARLISLE PA 21.10- 1099 HARRISBURG PIKE 17013 Supermarkets May 31 May 31 GIANT FOOD STORES #5 MECHANICSBURGPA 14.00 Finance Charge Summary Average Daily Nominal ANNUAL ANNUAL Periodic Transaction Fee Daily Balance Periodic Rates PERCENTAGE RATES PERCENTAGE RATES FINANCE CHARGES FINANCE CHARGES current billing period: 31 days Purchases $1055.11 0.05477% 19.99% F 19.99% $17.91 none Cash Advances $0 0.06299% 22.99% F 22.99% $0 $0 The rates that apply to your Account are either Fixed (F) or they may vary (V) 03 noted above Vla%w _ b CK June 5 2002 Account number ending in 2019 CARD page 2 of 2 Cashback Bonus a Award Summary Cashback Bonus Anniversary Date: November 5 Balance Previous Cashback Bonus Award Balance $ 3.04 Purchase Award This Period + 0.00 0.08 Cash ack Bonus Award Total 3.12 Cashback Bonus Award Balance 3.12 Award Available to Redeem $ 0.00 Restrictions apply to the Cashback Bonus Partger offers visit Dinscowrcgrd.eom or call 1800-DISCOVER (1-8M3,47-2683) for details. For program details, see the Cashback Bonus terms ad Conditions. v¦vv,;,° V LAX CARD aL 1.w Payment Due Date August 4, 2002 05 SDSN6A01 0007669 SAFFEL, MICHELLE 801 WALNUT ST APT 10 LEMOYNE PA 17043-1579 Address, e-mail or telephone change? Print change in space above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. Inter Amount Enclosed Below Please make check payable to Discover Card or pay online @ Discovercard.com. Know what's on your statement-before you even get it. Keep track online with daily updates and up to 12 months of history. Visit Discovercard.com/reg ister PO BOX 15251 WILMINGTON DE 19886-5251 III IIIIIuIII IIII III 1)u1)11n1)111)[1ur,111 1111111 11111111 000006011002930342019010250700021000002100 Discover Card Account Summary Account number ending in 2019 Payment Due Date August 4, 2002 Minimum Payment Due $21.00 Credit Limit $1,500.00 Credit Available $474.00 Cash Credit Limit $750.00 Cash Credit Available $474.00 Closing Date; July 5, 2002 page l of 2 Previous Balance $1,029.10 Payments And Credits 21.00 Purchases + 0.00 Cash Advances + 0 00 Balance Transfers + . 0.00 Finance Charges + 16.97 New Balance $1,025.07 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus® Opening Cashback Bonus Balance $ 3 12 New Cashback Bonus Earned . + 0.00 Cashback 8onus® Anniversary . Cashback Bonus Balance Avallable to Redeem $ 3.12 ? Date: November 5 . .. _ _ - _ _._.._0.00_..._ Keep using your Discover(R) Card and watch your Cashback Bonus(R) d awar growl Remember, once your Coshback Bonus award is at least $20, you can redeem your award by calling us or by logging into the Account Center at Discovercard.com. How Can We Help You? For Account Inquiries, write to us at: Please have your Discover Card ava+able Discover Card, PO Box 309,43 . Manage your account online at Discovercard.com Salt Lake City, UT 84130 Customer Service: 1-800-DISCOVER (1-800.347.2683) For assistance, see reeve se side. a for the Deaf): Transactions $0 Fraud Liability Guarantee Use our Di C d Trans. Post y scover ar with confidence. Date Date Payments and Credits Jun 29 Jun 29 PAYMENT - THANK YOU $ 21 00 - . Finance Charge Summary Average Doil Dail Daily P i di Nominal ANNUAL PER ANNUAL Periodic Transaction Fee y y Balance er o c Rates CENTAGE RATES PRATES WAGE FICAGE C FINANCE current billing period: 30 days CHARGES Purchases $1032.41 Cash Advances $0 0.05477% 0 06299% 19.99% F 19.99% $16.97 none . 22.99% F 22.99% $0 $0 The rates that apply to your Account are either fixed (F) or th ey may vary (V) 03 noted above. a d.VA CARD July 3, 2002 ? iru?..f7CLL[ Account number ending in 2019 Page 2 of 2 Cashback Bonus ® Award Summa Cashback Bonus Anniversa pad; p? ..:_. , , November 5 -Y Ors %-asnback Bonus Award Balance Ba Purchase Award This Period $ Cash ac Bonus Awar Tota + Cashback Bonus Award Balance Award Available to Redeem 3.12 0.00 3.12 0.00 f?estrictions apply to fhq C?shback Bonus Partner offers visit Disco--Wd,cpa or call 1-800 DISCOVER (1-800 347-2683) for ddetails. For program detai s, see the Cashback Bonus Perms and Conditions. WW%o, • GR 4I'vvi.at CARD 05 SDSN6A010007670 SAFFEL, MICHELLE 801 WALNUT ST APT 10 LEMOYNE PA 17043-1579 ?2 I.uu Lnter Amount Enclosed Below Payment Due Date $ F- September 4, 2002 Please make check payable to Discover Card or pay online @ Discovercard.com. Address, e-mail or telephone change? Print change in space above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. Know what's on your statement-before you even get it. Keep track online with daily updates and up to 12 months of history. Visit Discovercard.com/register PO BOX 15251 111111111111111 WILMINGTON DE 19886-5251 000006011002930342019010073700035000002100 Discover Card Account Summary Account number ending in 2019 Payment Due Date Minimum Payment Due Credit Limit Credit Available Cash Credit Limit Cash Credit Available September 4, 2002 $21.00 $1,500.00 $492.00 $750.00 $492.00 Closing Date: August 5, 2002 page 1 of 2 Previous Balance $1,025.07 Payments And Credits 35.00 Purchases + 0.00 Cash Advances + 0.00 Balance Transfers + 0.00 Finance Charges + 17.30 New Balance $1,007.37 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus® Opening Cashback Bonus Balance $ 3.12 New Cashback Bonus Earned + 0.00 Cashback Bonus Balance $ 3.12 Cashback Bonus® Anniversary Available to Redeem $ 0.00 Date: November 5 Keep using your Discover(R) Card and watch your Cashback BonU3(R) award growl Remember, once our Cashback Bonus award is at least y 120, you can redeem your award by calling us or by logging into the Account Center at Discovercard.com. 'How Can We Help You? For Account Inquiries, write to us at. Discover Card, PO Box 30943 Please have your Discover Card available. Sah Lake City, UT 8,4130 Manage your account online at Discovemard.com TDD (Telecommunications Device for the Deaf): Customer Service: 1-800•DISCOVER (1-800.347-2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. tePost Payments and Credits Jul 24 Jul 24 PAYMENT - THANK YOU $ .35.00 Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balances Rates RATES RATES CHARGES CHARGES current billing period: 31 days Purchases $1018.81 0.05477% 19.99% F 19.99% $17.30 none Cash Advances $0 0.06299% 22.99% F 22.99% $0 $0 The rates that apply to your Account are either Fixed (F) or they may vary (V) 03 noted above V14%r r EM August 5, 2002 Account number ending in 2019 CARD page 2 of 2 Cashback Bonus ° Award Summary Cashback Bonus Anniversary Date: November 5 Balance Previous Cashback Bonus Award Balance $ 3.12 Purchase Award This Period + 0.00 Cashback Bonus Award Total 3.12 Cashback Bonus Award Balance 3.12 Award Available to Redeem $ 0.00 Restrictions apply to the Cgshback Bonus Partner offers visit Discovercard.com or call 1-800-DISCOVER (1-800-347-2683) for details. For program details, see the Cashback Bonus terms and Conditions. Vha%W1-:, V GR J1a4.01 CARD 05 SDSN6A010007671 SAFFEL, MICHELLE 801 WALNUT ST APT 10 LEMOYNE PA 17043-1579 JLV.VV cnrer Hmounr tnciosea neiow Payment Due Date _ $ C October 4, 2002 Please make check payable to Discover Card or pay online @ Discovercard.com. Address, e-mail or telephone change? Print change in space above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. Know what's on your statement-before you even get it. Keep track online with daily updates and up to 12 months of history. Visit Discovercord.com/register PO BOX 15251 111111111 fill III 111111111 11 WILMINGTON DE 19886-5251 111111(111111111111(11(1111(1(11111(1(1(1111(11(111111111(111 000006011002930342019009543100070000002009 Discover Card Account Summary Closing Date: September 5, 2002 page 1 of 2 Account number ending in 2019 Previous Balance $1,007.37 Payment Due Date October 4, 2002 Payments And Credits 70.00 Minimum Payment Due $20.00 Purchases + 0.00 Credit Limit $1,500.00 Cash Advances + 0.00 Credit Available $545.00 Balance Transfers + 0.00 Cash Credit Limit $750.00 Finance Charges + 16.94 Cash Credit Available $545.00 New Balance m $954.31 You may be able to avoid Periodic Finance Charges, see the reverse side For details. Cashback Bo nus® Opening Cashback Bonus Balance $ 3.12 New Cashback Bonus Earned + 0.00 Cashback Bonus Balance $ 3.12 Cashback Bonus® Anniversary Available-to lbs; 44111_ $ '0100. _ Date: November 5 Keep using your Discover(R) Card and watch your Cashback Bonus(R) award growl Remember, once your Cashback Bonus award is at least $20, you can redeem C d b ll b l awar y ca ing us or y ogging into the . Account Center at Discovercard.com. How Can We Help You? For Account Inquiries, writs to us at. Please have your Discover Card avaiable. Discover Card, PO Box 309,43 Salt Lake City, UT 84130 Manage your account online at Discovercord.com TDD (Telecommunications Device for the Deal: Customer Service: 1-800-DISCOVER (1-800-347-2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Date Date Payments and Credits Aug 29 Aug 29 PAYMENT - THANK YOU $ -70.00 Information For You Visit Discovercard.com beginning October 1st for details about our Holiday Shopping Sweepstokesl Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balances Rates RATES RATES CHARGES CHARGES current billing period: 31 days Purchases $997.59 0.05477% 19.99% F 19.99% $16.94 none Cash Advances $0 0.06299% 22.99% F 22.99% $0 $0 The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. VIJd.` 'V CK CARD Cashback Bonus ® Award Summary Cashback Bonus Anniversary Date: November 5 Balance Previous Cashback Bonus Award Balance $ 3.12 Purchase Award This Period + 0.00 Cash ac Bonus Award Total 11 11) Cashback Bonus Award Balance Award Available to Redeem September 5, 2002 Account number ending in 2019 page 2 of 2 3.12 $ 0.00 Restrictions apply to th4 Cyshback Bonus Paler offers visit Discovemgrd.com or call 1-800-DISCOVER (1-800-347-2683) for details. For program details, see the Cashback Bonus terms and Conditions. vwV -;' • 161% CARD ??-? ?• vw.v„ I tnrer Amount Inclosed Below Payment Due Date $ November 4, 2002 Please make check payable to Discover Card or pay online @ Discovercard.com. 05 SDSN6A010007672 SAFFEL, MICHELLE Know what's on your statement-before you 801 WALNUT ST APT 10 even get it. Keep track online with daily LEMOYNE PA 17043-1579 updates and up to 12 months of history. Visit Discovercard.com/register PO BOX 15251 11111 11111111 Address, e-mail or telephone change? Print change ins ace WILMINGTON DE 19886-5251 above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. 000006011002930342019009600900000000002000 Discover Card Account Summary Account number ending in 2019 Payment Due Date Minimum Payment Due Credit Limit Credit Available Cash Credit Limit Cash Credit Available November 4, 2002 $20.00 $1,500.00 $539.00 $750.00 $539.00 Closing Date: October 5, 2002 page 1 of 3 Previous Balance $954 31 Payments And Credits . 20 00 Purchases . + 10 00 Cash Advances . + 0 00 Balance Transfers . + 0.00 Finance Charges + 15 78 New Balance . $960.09 You may be able to avoid Periodic Finance Ch You arges see the side for details. , Cashback Bonus® Opening Cashback Bonus Balance $ 3.12 New Cashback Bonus Earned + 0.00 Cashback Bonus Balance $ 3.12 Cashback Bonus® Anniversary - Available to.Redeem 0.00 Date: November 5 Keep using your Discover(R) Card and watch your Cashback Bonus(R) award growl Remember, once yyoour Cashback Bonus award is at least 520, you can redeem your award by calling us or by logging into the Account Center at DiscoVercard.com. How Can We Help You? For Account Inquiries, write to us at.. Please haw your Discover Card available. Discover Card, PO Box 309,43 Message your account online at Discowrcard.com Salt Lake City, UT 8,4130 Customer Service: 1-800-DISCOVER (1.800.347.2683) Four asssi?ommsee reverse side. Doo' Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans, Date Payments and Credits Oct 3 Oct 3 PHONE PAYMENT - THANK YOU $ -20.00 01her/Miscellaneous Oct 4 Oct 4 _ PAYBY PHONE. PROCESSING FEE -DBT -10.00 .. Information For You Balance Transfer offer for current billing period: Daily Periodic Rate: 0.05477%; corresponding ANNUAL PERCENTAGE RATE: 19.99%. Rate is subject to the terms of the offer including expiration. CARD DISWER Account number ending in 2019 Have a question? Talk to us. There's no telling when you might have a question about your Discover' Card account. Which is why we're here 24 hours a day, 7 days a week. Perhaps best of all, you'll be connected to one of our friendly, knowledgeable Customer Service Representatives in less than a minute. Real answers from real people. It's just one of the ways we put you first. Call us at 1-800-DISCOVER (1-800-347-2683). 02007 Dixover Bank, Member FDIC s? Closing Date; October 5, 2002 page 2 of 3 Finance Charge Summary Averse Dail g Daily Y Periodic B Nominal ANNUAL NTAGE A CE ANNUAL AGE Transaction Periodic Fee alances Rate s current billing period: 30 d S R RATES FINANCE CHARGES FINANCE ays Purchases $960.59 0.05477% Cash Advances $0 19.99% F 19.99% $15 78 0.06299% The rates that apply to your Acco t h 22.99% F 22.99% . none $0 $0 un are eit er fixed (F) or they may vary (V) as noted above Q ti ? . ues ons Manage our a D y ccount at iscover card,corn or call 1-800-DISCOVER (1-800-347-26831. "J%." . V GIR October 5, 2002 C A R D page 3 of 3 Cashback Bonus ® Award Summary Cashback Bonus Anniversary Date: November 5 Balance Previous Cashback Bonus Award Balance $ 3.12 Purchase Award This Period + 0.00 Cas ac Bonus Award Total 3.12 Cashback Bonus Award Balance 3,12 Award Available to Redeem $ 0.00 Restrictions apply to the Cashback Bonus Partner offers visit Discovemard.com or call 1-800-DISCOVER (1-800-347-2683) for details. For program details, see the Cashback Bonus farms and Conditions. 6./1J%W V F-M 4V 16.32 $19.00 CARD Payment Due Date December 4, 2002 05 SDSN6A01 0007673 SAFFEL, MICHELLE 801 WALNUT ST APT 10 LEMOYNE PA 17043-1579 Enter Amount Enclosed Below . Please make check payable to Discover Card or pay online 0 Discovercard.com. Know what's on your statement before you even get it. Keep track online with daily updates and up to 12 months of history. Visit Discovercard.com/register PO SOX 15251 Address, e-mail or telephone change? Print change ins ce WILMINGTON DE 19886-5251 above, or go to Discovercard.com. Print your e-mail add ess to receive important Account information and special offers. 000006011002930342019009163200060000001900 Discover Card Account Summary Account number ending in 2019 Payment Due Date December 4, Minimum Payment Due $19.00 Credit Limit $1,500.00 Credit Available $583.00 Cash Credit Limit $750.00 Cash Credit Available $583.00 Closing Date: November 5, 2002 page 1 of 3 Previous Balance $960 09 2002 Payments And Credits . Purchases - 60.00 Cash Advances + 0.00 Balance Transfers + 0.00 Finance Charges + 0.00 New balance + 16.23 $916.32 You may be able to avoid Periodic Finance Charges see the reverse side for details. , Cashback Bonus® Opening Cashback Bonus Balance $ 3.12 New Cashback Bonus Earned + 00 Cashback Bonus&Anniversary Available to Bonus Balance Redeem. $ 3.12 Date: November 5 $ 0.00 Keep using your Discover(R) Card and watch your Cashback Bonus(R) award growl Remember, once your Cashback Bonus award is at least $20, you can redeem your award by calling us or by logging into the Account Center at Discovercard.com. How Can We Help You? For Account inquiries, write to us at. Please have your Discover Card available. Discover Card, PO Box 309,43 Soh Lake your account online at Discowrcard.eom City, UT 84130 TDD Customer Service: 1-800-DISCOVER (1-800.347-2683) For assistan e, see reverse side. for dw ??' Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Past Date Date Payments and Credits Oct 31 Oct 31 PAYMENT - THANK YOU $ -60.00 Information for You Balance Transfer offer for current billing period: Daily Periodic Rate: 0.05477%; corresponding ANNUAL PERCENTAGE RATE: 19.99%. Rate is subject to the terms of the offer including expiration. Our records show your current phone number as (717) 805-0834. If this is not correct please update it in the address change area above. No Paymentsl No Late Feesl No Finance Chargesl If you lose your job, suffer a disability or take an unpaid leave of absence from work, Discover(R) AccountGuard(R) frees you from making Discover Card payments. You pay no monthly payments, fees or finance charges for up to 2 years (up to 3 mos. For leave of absence). Call 1-877-883-1959 nowt LJW4., V LR CARD Have a question? Talk to us. IUIJLWWtK There's no telling when you might have a question about your Discover' Cord account. Which is why we're here 24 hours a day, 7 days a week. Perhaps best of all, you'll be connected to one of our friendly, knowledgeable Customer Service Representatives in less than a minute. Real answers from real people. It's just one of the ways we put you first. Call us at 1-800-DISCOVER (1-800-347-2683). 02007 Discover Bank, Member FDIC .I ., Closing Date: November 5, 2002 page 2 of 3 Through the efforts of our Cardmembers, Discover(R) Card has donated more than $14 million to the Make-A-Wish Foundation(R). You can make a child's dream come true by electing to donate your Cashback Bonus(R) award to the Make•A-Wish Foundation. To learn how, please visit Discovercard.com or visit www.wi3h.org. For a list of our great Cashback Bonus(R) Partners, login to the Account Center at Discovercard.com or call us at 1-877-YOUR-AWARD (1-877-968-7292). No matter where you go...SafeTrek is on the road with youl SafeTrek, the Chevron Travel Club's newest auto club plan offers nation-wide dispatch towing plus travel discounts that add up to security and savings) Pay with your Discover(R) Card and get 2 months FREEI Call 1.800-222-0585 and reference #521 1 DIS For more information on how to joinl Finance Charge Summary Average Daily Nominal ANNUAL ANNUAL Periodic Transaction Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balances Rates RATES RATES CHARGES CHARGES current billing period: 31 days Purchases $956.37 0.054779'. 19.99% F 19.99% $16.23 none Cash Advances $0 0.06299% 22.99% F 22.99% $0 $0 The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. Questions? Manage your account at Discovercard.com or call 1-800-DISCOVER (1-800-347-2683). IJIO%w ` V C K November 5, 2002 Account number ending in 201 Y CARD page 3 of 3 Cashback Bonus ° Award Summary Cashback Bonus Anniversary Date: November 5 Balance Previous Cashback Bonus Award Balance $ 3.12 Purchase Award This Period + 0.00 Cas back Bonus Award Total 3.12 Cashback Bonus Award Balance 3,12 Award Available to Redeem $ 0.00 Restrictions apply to th4 Cgshback Bonus Partner offers visit Discovarcgrd.com or call 1-800 DISCOVER (1-800.3,47-2683) For details. For program details, see the Cashback Bonus terms and Conditions. v1.a%.0' V GEC CARD Payment Due Date s January 4, 2003 Please make check payable to Discover Card. Minimum payment due includes a past due amount ofp$19.00. 05 SDSN6A01 0007674 SAFFEL, MICHELLE 801 WALNUT ST APT 10 LEMOYNE PA 17043-1579 Address, e-mail or telephone change? Print change in s ace above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. Know what's on your statement-before you even get it. Keep track online with daily updates and up to 12 months of history. Visit Discovercard.com/reg!3ter PO BOX 15251 11111111111111111 1111111111 WILMINGTON DE 19886-5251 000006011002930342019009565000000000003900 Discover Card Account Summary Account number ending in 2019 Payment Due Date January 4, 2003 Minimum Payment Due $39.00 Credit Limit $2,000.00 Credit Available $1,043.00 Cash Credit Limit $1,000.00 Cash Credit Available $1,000.00 Closing Date: December 5, 2002 page 1 of 3 Previous Balance $916.32 Payments And Credits 0.00 Purchases + 2500 Cash Advances + 0.00 Balance Transfers + 0.00 Finance Charges + 15.18 New Balance $956.50 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus® Opening Cashback Bonus Balance $ 3.12 New Cashback Bonus Earned + 0.00 Cashback Bonus Balance $ 3 12 CashbackBonus(l?, Anniversary Avaflable..to.Redeem. , 0.0 Date: November 5 Congratulationsl Your Account credit limit has been increased to $2,000.00. How Can We Help You? For Account Inquiries, write to us at: Please have your Discover Card awiabls. Discover Card, PO Box 30943 Salt Lake City, UT 84130 Manage your account online at Discovercard corn TDD (Telecommunications Device for the Deo; Customer Service: 1-800-DISCOVER (1-800.347-2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Date Dale Other/Mi"aneous Dec 5 Dec 5 LATE FEE $ 25 00 Information For You ******* ATTENTION ******* ATTENTION ******* ATTENTION ******* ATTENTION ******* ATTENTION * * * * * "Your Your account is past due. Please pay-the past due amount now,-or contact us to make other arrangements. Balance Transfer offer for current billing period: Daily Periodic Rate: 0.05477%; corresponding ANNUAL PERCENTAGE RATE: 19.99`Yo. Rate is subject to the terms of the offer including expiration. J7ao.:7tl ?uy.vv cnTer AmounT cnclosea Deiow VIJA,' NCR CARD DISCOVER Account number ending in 2019 Closing Date: December 5, 2002 page 2 of 3 Fi nance Charge Summary Average Daily Daily Periodic Nominal ANNUAL PERCENTAGE ANNUAL PERCENTAGE Transaction Periodic Fee Balance Rates RATES E ? current billing period: 30 days - CWGES Purchases $923.63 0.05477% Cash Advances $0 19.99% F 19.99% $15.18 none 0.06299% 22.99% F 22.99% $o $o The rates that apply to your Account are either fixed (F) or they may vary M as noted above. Q ti ues ons? Manage your account at Discovercard.com or call 1-800-DISCOVER (1-800-347-2683). vw%. 16 n CARD December 5, 2002 mccounr numoer enaing in ZV iy page 3 of 3 Cashback Bonus ® Award Summary Cashback Bonus Anniversary Date: November 5 Previous Cashback Bonus Award Balance Balance Purchase Award This Period + $ 0.12 0.00 Cash ac Bonus Awar Tota 3.12 Cashback Bonus Award Balance Award Available to Redeem 3.12 $ 0.00 Restrictions apply to the Cgshback Bonus Partner offers visit Disc Con i d com or call 1-800-DISCOVER (1-800.347-2683( for details. For program details, see the Cashback Bonus arms and Conddit,( - ?a u 1 AV 1 7 ?,r v a s=su ar 1?.1o $19.00 Enter Amount Enclosed Below CARD Payment Due Date February 4, 2003 Please make check payable to Discover Card or pay online 0 Discovercard.com. 05 SDSN6A01 0007675 SAFFEL, MICHELLE 801 WALNUT ST APT 10 LEMOYNE PA 17043-1579 Address, e-mail or telephone change? Print change in space above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. Know what's on your statement-before you even get it. Keep track online with daily updates and up to 12 months of history. Visit Discovercard.com/register PO BOX 15251 111121111111111111111111111 WILMINGTON DE 198`86-5251 111111II1III11111111III1IIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIII 000006011002930342019009121600060000001900 Discover Card Account Summary Closing Date: January 5, 2003 page 1 of 2 Account number ending in 2019 Previous Balance $956,50 Payment Due Date February 4, 2003 Payments And Credits 60.00 Minimum Payment Due $19.00 Purchases + 0.00 Credit Limit $2,000.00 Cash Advances + 0.00 Credit Available $1,087.00 Balance Transfers + 0.00 Cash Credit Limit $1,000.00 Finance Charges + 15.66 Cash Credit Available $1,000.00 New Balance $912.16 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus® Opening Cashback Bonus Balance $ 3.12 New Cashback Bonus Earned + 0,00 Cashback Bonus Balance $ 3.12 Coshback BonusS Anniversary Available to Redeem .. _$ 0.00 Date: November 5 Keep using your Discover(R) Card and watch your Cashback Bonus(R) award growl Remember, once your Cashback Bonus award is at least $20, you can redeem your award by calling us or by logging into the Account Center at Discovercard.com. How Can We Help You? For Account Inqukiss, writs to us at. Please have your Discover Card available. Soft LaDiscoverke Card, Box 30943 City, UT T 84130 Manage your account online at Discovercard.com TDD (Telecommunications Device for do Dsaf): Customer Service: 1-800-DISCOVER (1-800.347-2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Date Payments and Credits Dec 15 Dec 15 PAYMENT -THANK YOU $ -60.00 Information For You Balance Transfer offer for current billing period: Daily Periodic Rate: 0.05477%; corresponding ANNUAL PERCENTAGE RATE: 19.99%. Rate is subject to the terms of the offer including expiration. 'Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE 8alcince Rates RATES RATES CHARGES CHARGES current billing period: 31 days Purchases $921.56 0.05477% 19.99% F 19,99% $15.66 none Cash Advances $0 0.06299% 22.99% F 22,99% $0 $0 The rates that apply to your Account are either Fixed (F) or they may vary (V) as noted above. VWI%W, "V EM ry , ° Janus 5 2003 a CARD --._ page 2of2 Cashback Bonus ® Award Summary %. asnpacK Isonus Anniversary Date: November 5 Balance Previous Cashback Bonus Award Balance $ 3.12 Purchase Award This Period + 0.00 Cas bac Bonus Award Total 3.12 Cashback Bonus Award Balance 3.12 Award Available to Redeem $ 0.00 Restrictions apply to thq Cashback Bonus Par}r?er offers visit Discovercard.com or call 1-800-DISCOVER (1-800.347-2683) For details. For program details, see the Cashback Bonus terms and Conditions. V1a%w'" "M CK CARD 05 SDSN6A01 0007676 SAFFEL, MICHELLE 801 WALNUT ST APT 10 LEMOYNE PA 17043-1579 Payment Due Date Marsh 4, 2003 Please make check payable to Discover Card or pay online 0 Discovercard.com. Address, a-mail or telephone change? Print change in space above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. Know what's on your statement-before you even get it. Keep hack online with daily updates and up to 12 months of history. Visit Discovercard.com/register PO BOX 15251 11111111111111111111111111 11 WILMINGTON DE 19886-5251 11111111111 11111114111111111111111111 111111 11111 000006011002930342019008668200060000001800 Discover Card Account Summary Account number ending in 2019 Payment Due Date March 4, 2003 Minimum Payment Due $18.00 Credit Limit $2,000.00 Credit Available $1,133.00 Cash Credit limit $1,000.00 Cash Credit Available $1,000.00 Closing Date: February 5, 2003 page] of 2 Previous Balance $912.16 Payments And Credits 60.00 Purchases + 0.00 Cash Advances + 0,00 Balance Transfers + 0.00 Finance Charges + 14.66 New Balance a $866.82 You may be able to avoid Periodic Finance Charges, see the reverse side For details. Cashback Bonus Opening Cashback Bonus Balance $ 3.12 New Cashback Bonus Earned + 0.pO Cashback Bonus Balance $ 3.12 Cashback Bonus® Anniversary Available to Redeem. - $ 0.00 Date: November 5 Keep using your Discover(R) Card and watch your Cashback Bonus(R) award growl Remember, once your Cashback Bonus award is at least $20, you can redeem your award by calling us or by logging into the Account Center at Discovercard.com. How Can We Help You? For Account Inquiries, writs to us at Please have your Discover Card available. Discover Card, PO Box 30943 Sob Lake City, UT 84130 Manage your account online at Discovercard.com MD (Telecommunications Device for the Deall): Customer Service: 1-800-DISCOVER (1-800-347-2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Date Date Payments and Credits Jan 8 Jan 8 PAYMENT - THANK YOU $ -6000 Finance Charge Summary Average Daily Nominal ANNUAL ANNUAL Periodic Transaction Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balances Rotes RATES RATES CHARGES CHARGES current billing period: 31 days Purchases $863.13 0.05477% 19.99% F 19.99% $14.66 none Cash Advances $0 0.06299% 22.99% F 22.99% $0 $0 W6.U $18.00 Enter Amount Enclosed Below The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above V GM February 5, 2003 I CARD ----------- -- - -' page 2 of 2 Cashback Bonus ® Award Summary Cashback Bonus Anniversary Date: November 5 Balance Previous Cashback Bonus Award Balance $ 3.12 Purchase Award This Period + 0.00 Cas ac Bonus Award Total 3.12 Cashback Bonus Award Balance 3.12 Award Available to Redeem $ 0.00 Restrictions apply to the Cgshback Bonus Partner offers visit Discovercgrd.<om or call 1-800-DISCOVER (1-800.347-2683) for details. For program details, see the Cashback Bonus terms and Conditions. 11.0114%.01 'IV CM CARD 402Y.44 $17.00 Enter Amount Enclosed Below Payment Due Date $ .._._._? April 4, 2003 Please make check payable to Discover Card or pay online 0 Discovercard.com. 05 SDSN6A010007677 SAFFEL, MICHELLE 801 WALNUT ST APT 10 LEMOYNE PA 17043-1579 Address, e-mail or telephone change? Print change in space above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. Know what's on your statement before you even get it. Keep track online with daily updates and up to 12 months of history. Visit Discovercard.com/register PO BOX 15251 {{Iced{w{{nu{r{u{rld WILMINGTON DE 19886-5251 111 111111111111111didl„11JI1111111111111111111111111111111 000006011002930342019008294400050000001700 Discover Card Account Summary Account number ending in 2019 Payment Due Date April 4, 2003 Minimum Payment Due $17.00 Credit Limit $2,000.00 Credit Available $1,170.00 Cash Credit Limit $1,000.00 Cash Credit Available $1,000.00 Closing Date: March 5, 2003 page 1 of 2 Previous Balance $866.82 Payments And Credits 50.00 Purchases + 0.00 Cash Advances + 0.00 Balance Transfers + 0.00 Finance Charges + 12.62 New Balance $829.44 You may be able to avoid Periodic Finance Charges, see the reverse side For details. Cashback Bonus` Opening Cashback Bonus Balance $ 3.12 New Cashback Bonus Earned + 0.00 Cashback Bonus Balance $ 3.12 Cashback Bonus® Anniversary - Available to _Redeem $ 0,00 Date: November 5 Keep using your Discover(R) Card and watch your Cashback Bonus(R) award growl Remember, once your Cashback Bonus award is at least $20, you can redeem your award by calling us or by logging into the Account Center at Discovercard.com. How Can We Help You? For Account Inquiries, write to us at: Please have your Discover Card avagable. Discover Card, PO Box 30943 Yo Salt Lake City, UT 84130 Manage your account online at Discovemard corn TDD (Telecommunications Device for the Deaf): Customer Service: 1.800-DISCOVER (1-800.347-2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Date Date Payments and Credits Feb 6 Feb 6 PAYMENT - THANK YOU $ .50.00 'Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balances Rates RATES RATES CHARGES CHARGES current billing period: 28 days Purchases $822.89 0.05477% 19.99% F 19.99% $12.62 none Cash Advances $0 0.06299% 22.99% F 22.99% $0 $0 The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above IJIJ4.".;. ''Y CR March 5, 2003 ! ^,wum nuuunr enumu III cvrr CARD page 2of2 Cashback Bonus ® Award Summary Cashback Bonus Anniversary Date: November 5 Balance Previous Cashback Bonus Award Balance $ 3.12 Purchase Award This Period + 0.00 Cashbac Bonus Award Total .11 11) Cashback Bonus Award Balance 3.12 Award Available to Redeem $ 0.00 Restrictions apply to the Cashback Bonus Paver offers visit Ditto emga x n or call 1.800-DISCOVER (1.800-347-2683) for details. For program details, see the Cashback Bonus 'terms and Conditions. CARD 05 SDSN6A01 0007678 SAFFEL, MICHELLE 801 WALNUT ST APT 10 LEMOYNE PA 17043-1579 535.00 Payment Due Date May 4, 2003 Address, e-mail or telephone chan90 Print change in space above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. Enter Amount Enclosed Below 1 Please make check payable to Discover Card. Minimum ayymment due includes a past due amount ofp$17.00. Know what's on your statement-before you even get it. Keep track online with daily updates and up to 12 months of history. Visit Di3covercard.com/regi3t&r PO BOX 15251 1111111111111111411111 WILMINGTON DE 19886-5251 DDDDD6DllD029303420190D86864000D00000D3500 Discover Card Account Summary Account number ending in 2019 Payment Due Date May 4, 2003 Minimum Payment Due $35.00 Credit limit $2,000.00 Credit Available $1,131.00 Cash Credit Limit $1,000.00 Cash Credit Available $1,000.00 Closing Date: April 5, 2003 page 1 of 2 Previous Balance $829.44 Payments And Credits 0,00 Purchases + 25.00 Cash Advances + 0.00 Balance Transfers + 0.00 Finance Charges + 14.20 New Balance $868.64 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus® Opening Cashback Bonus Balance $ 3.12 New Cashback Bonus Earned + 0.00 Cash back Bonus Balance $ 3.12 Cashback Bonus&Anniversary Available to Redeeta .._ $ 0,00 Date: November 5 How Can We Help You? For Account Inquiries, writs to us at Please have your Discover Card ava7a66. Discover Card, PO Box 30943 Salt Lake City, UT 84130 Manage your account online at Discowncard.com TOD (Tehxommunications Device for the Deaf): Customer Service: 1-800-DISCOVER (1-800.347.2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Date Date Other/Miscellaneous Apr 5 Apr 5 LATE FEE $ 25 00 Information For You ******* ATTENTION ******* ATTENTION ******* ATTENTION ******* ATTENTION ******* ATTENTION *******Your account is past due. Please pay the past due amount now, or contact us to make other arrangements. Simplify and save with three easy ways to transfer balances to your Discover Card. Call 1-866.240-7939 to see if an offer is available for you; go to Discovercard.com; or look for Balance Transfer checks in the mail. Finance Charge Summary Average Daily Nominal ANNUAL ANNUAL Periodic Transaction Fee Daily B l Periodic PERCENTAGE PERCENTAGE FMUWCE FINANCE a ances Rates RATES RATES CHARGES CHARGES current billing period: 31 days Purchases $836.29 0.05477% 19.99% F 19.99% $14.20 none Cash Advances $0 0.06299% 22.99% F 22.99% $0 $0 The rates that apply to your Account are either fixed (F) or they may vary (V) 03 noted above Vti?/?rgR;p ?'1% April 5, 2003 ^uc"" numoer enaing in tuiv Page 2 of 2 Cashback Bonus ® Award Summary Cashback Bonus Anniversary Date: November 5 Previous Cashback Bonus Award Balance Balance Purchase Award This Period $ 3.12 + 0.00 Cas ac Bonus Award Tota 3.12 Cashback Bonus Award Balance Award Available to Redeem 3. 2 $ 0.00 Restrictions apply to thg CiAbock Bonus Partner offers visit Discovercgrd.com or call 1-800-DISCOVER (1-800.347.2683) for details. For program details, see the Cashback Bonus terms and Conditions. Ivld4 'Y L;I% CARD Enter Amount Enclosed Below Please make check payable to Discover Card. Minimum Payment due includes a past due amount of $35.00. JY 1 1.01 Payment Due Date June 4, 2003 05 SDSN6A010007679 SAFFEL, MICHELLE 801 WALNUT ST APT 10 LEMOYNE PA 17043-1579 Know what's on your statement-before you even get it. Keep track online with daily updates and up to 12 months of history. Visit Discovercard.com/register PO BOX 15251 IIIIssuIsInIrIII Address, e-mail or telephone change? Print change ins ce WILMINGTON DE 19886-5251 above, or go to Discovercard.com. Print your e-mail address to IIIIIIIIIIIIIiIIIIIII IIIIiI IIIIIIIIIIIIII receive important Account information and special offers. 000006011002930342019009116700000000005600 Discover Card Account Summary Account number ending in 2019 Payment Due Date June 4, 2003 Minimum Payment Due $56.00 Credit Limit $2,000.00 Credit Available $1,088.00 Cash Credit Limit $1,000.00 Cash Credit Available $1,000.00 556.00 Closing Date: May 5, 2003 page 1 of 2 Previous Balance $868 64 Payments And Credits . Purchases 000 Cash Advances + 25.00 Balance Transfers + 0.00 Finance Charges + 0.00 New Balance + 18.03 You may be able to avoid Periodic F $911.67 inance Charges see the reverse side for details. , Cashback Bonus® O i C pen ng oshback Bonus Balance New Cashback Bonus Earned $ 3.12 + 0 Cashback Bonus® Anniversary Cashbac vailable to A Redeem?Ce $ 3.12 Date: November 5 - $ 0.00 How Can We Help You? For Account Inquiries write t Phase have your Discover Card available , o us at. Discover Card, PO Box 30943 . Manage your account online at Discovercard,com Salt Lake City, UT 84130 Customer Service: 1-800-DISCOVER (1-800 347-2683 TDD frelecommunicatioos Device for the Daft: For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee U Trans. Post se your Discover Card with confidence. Data Date Other/Miscellaneous May 5 May 5 LATE FEE Information For You $ 25.00 ******* ATTENTION ******* ATTENTION ******* ATTENTION ******* ATTENTION ATTENTION ********** ****•** We previously requested the post due am t o receiving payment. The amount due should b id oun on y ur account. We have no rec ord of e pa at once. Get FREE Additional Cards so the people close to you can share the benefits of your Discover(R) Card Account. Call today: 1-800.347-5537. Finance Charge Summary Averse Dail 9 Y Daily Periodic Nominal ANNUAL PERCENTAGE ANNUAL PERCENTAGE Transaction F Balance Rates RATES RATES FINANCE ACE current billing period: 30 days CHARGES CHARM- Purchases $877.32 Cash Advances $0 0.06847% 24.99% F 24.99% 03 $18 n 0.06847% 24.99% F 24.99% . one The rates that aPPIY to your Account are either fixed (F) or the may vary (V) as noted above. l't CARD i,_ _May! 3, 2003 page 2 of 2 a Cashback Bonus ® Award Summary Cashback Bonus Anniversary Date: November 5 Balance Previous Cashback Bonus Award Balance $ 3.12 Purchase Award This Period + 0.00 Cash ac Bonus Award Total 3.12 Cashback Bonus Award Balance 3.12 Award Available to Redeem $ 0.00 Restrictions apply to the Cashback Bonus Part ner offers visit Discovercard.com or call 1-800-DISCOVER (1-800-347.2683) for details. For program details, see the Cashback Bonus terms and Conditions. CARD 05 SDSN6A01 0007680 SAFFEL, MICHELLE 801 WALNUT ST APT 10 LEMOYNE PA 17043-1579 $20.00 Enter Amount Enclosed Below Payment Due Date July 4, 2003 Please make check payable to Discover Card or pay online 40 Discovercard,com. Address, e-mail or telephone changes Print change in space above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. Know what's on your statement belare you even get it. Keep track online with daily updates and up to 12 months of history. Visit Discovercard.com/register PO BOX 15251 {{{u?{{ns{{un{s{u{s{s{ WILMINGTON DE 19886-5251 000006011002930342019008791200000000002000 Discover Card Account Summary Closing Date: June 5, 2003 page 1 of 2 Account number ending in 2019 Payment Due Date July 4, 2003 Minimum Payment Due $20.00 Credit Limit $2,000.00 Credit Available $1,120.00 Cash Credit Limit $1,000.00 Cash Credit Available $1,000.00 Previous Balance $911.67 Payments And Credits 56.00 Purchases + 5.00 Cash Advances + 0.00 Balance Transfers + 0.00 Finance Charges + 18.45 New Balance $879.12 You may be able to avoid Periodic Finance Charges, $ee the reverse side for details. Cashback Bonus® Opening Cashback Bonus Balance $ 3.12 New Cashback Bonus Earned + 0.00 Cashback Bonus Balance $ 3.12 Cashback Bonus® Anniversary Available to. Redeem. $ 0.00 Date: November 5 Keep using your Discover(R) Card and watch your Cashback Bonus(R) award growl Remember, once your Cashback Bonus award is at least $20, you can redeem your award by calling us or by logging into the Account Center at Discovercard.com. How Can We Help You? Far Account Inquiries, write to us at Please have your Discover Card avaRable. Discover Card, PO Box 30943 Salt Lake City, UT 8,4130 Manage your account online at Discovercard.com MD (Telecommunications Device for the Deaf): Customer Service: 1.800-DISCOVER (1.800-347.2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Date Date Payments and Credits May 6 May 6 PHONE PAYMENT -THANK YOU $ -56.00 Other/Miscellaneous May 6 May 6 PAY BY PHONE PROCESSING FEE-- DBT 5.00 Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE I ce Rates RATES RATES CHARGES CHARM current billing period: 31 days Purchases $869.56 0.06847% 24.99% F 24.99% $18.45 none Cash Advances $0 0.06847% 24.99% F 24.99% $0 $0 The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above IJIJ?." ;'? CK CARD June 5, 2003 f -Luum -------- - --' page 2 of 2 Cashback Bonus ® Award Summary Cashback Bonus Anniversary Date: November 5 Balance Previous Cashback Bonus Award Balance $ 3,12 Purchase Award This Period + 0.00 Cas ack Bonus Award Total 3.12 Cashback Bonus Award Balance Award Available to Redeem 3.12 $ 0.00 Restrictions apply to }? Cashback Bonus Partner offers visit Disc.grd.com or call 1-800-DISCOVER (1-800.347-2683) for details. For program details, see the Cashback Bonus terms and Conditions. VIJt.`:'Y CIC CARD av21.35 $41.00 Enter Amount Enclosed Below fe Payment Due Date $ August 4, 2003 Please make check payable to Discover Card. Minimuyaygent due includes a past due amount of $20.00. 05 SDSN6A01 0007681 SAFFEL, MICHELLE 801 WALNUT ST APT 10 LEMOYNE PA 17043-1579 Address, e-mail or telephone changeg Print change ins ce above, or go to Discovercard.com. Print your e-mail add ess to receive important Account information and special offers. Know what's on your statement before you even get it. Keep track online with daily updates and up to 12 months of history. Visit Discovercard.com/regi3ter PO BOX 15251 11111Rill OR 1111loll 1rr1r111 WILMINGTON DE 19886-5251 000006011002930342019009223500000000004100 Discover Card Account Summary Closing Date: July 5, 2003 page 1 of 2 Account number ending in 2019 Previous Balance $879.12 Payment Due Date August 4, 2003 Payments And Credits 0.00 Minimum Payment Due $41.00 Purchases + 25.00 Credit Limit $2,000.00 Cash Advances + 0.00 Credit Available $1,077.00 Balance Transfers + 0.00 Cash'Credit Limit $1,000.00 Finance Charges + 18.23 Cash Credit Available $1,000.00 New Balance _ $922.35 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus® Opening Cashback Bonus Balance $ 3.12 New Cashback Bonus Earned + 0.00 Cashback Bonus Balance $ 3.12 Cashback Bonus®-Anniversary Available to _Redeem _ _ . $ . _ -0.00 . 0.00 Date: November 5 You? Can We Hel H For Account Inquiries, write to us at p ow Discover Card, PO Box 30943 Please have your Discover Card available. you Sak Lake City, UT 84130 Manage your account online at Discovemard.com TDD (Telecommunications Device for the Dome: Customer Service: 1-800-DISCOVER (1-8M347-2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Date Date Other/Miscellaneous Jul 5 Jul 5 LATE FEE $ 25.00 Information For You ******* ATTENTION ******* ATTENTION ******* ATTENTION ******* ATTENTION ******* ATTENTION *******Your account is past due. Please pay the past due amount now, or contact us to make other arrangements. Simplify and Savel Use your Discover(R) Card to pay off high-rate balances today. You can save money and consolidate your debt into one convenient payment. Call 1-800.767-7319 to see if a Balance Transfer offer is available for you. 'Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balances Rates RATES RATES CHARGES CHARGES current billing period: 30 days Purchases $887.90 0.06847% 24.99% F 24.99% $18.23 none Cash Advances $0 0.06847% 24.99% F 24.99% $0 $0 The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. Jul 5 2003 4V I V W?.'• ;yi V GR Y ' ---- page 2 of 2 CARD Cashback Bonus ° Award Summary Cashback Bonus Anniversary Date: November 5 Balance Previous Cashback Bonus Award Balance $ 3.12 Purchase Award This Period + 0.00 Cas bac Bonus Awar Total 3.12 Cashback Bonus Award Balance 3.12 Award Available to Redeem $ 0.00 Restrictions apply to the Cashback Bonus Partner offers visit Discowrcard.com or call 1-800-DISCOVER (1.800-347-2683) for details. For program detai s, see the Cashback Bonus terms and Conditions. VIJ%. V LR 46yo.y 1 520.00 Enter Amount Enclosed Below CARD Payment Due Date $ 1` September 4, 2003 Please make check payable to Discover Card or pay online G Discovercard.com. 05 SDSN6A01 0007682 SAFFEL, MICHELLE 801 WALNUT ST APT 10 LEMOYNE PA 17043-1579 Address, e-mail or telephone change? Print change inspace above, or go to Discovercard.com. Print your e-mail adess to receive important Account information and special offers. Know what's on your statement-before you even get it. Keep track online with daily updates and up to 12 months of history. Visit Discovercard.com/register PO BOX 15251 111 IN 111rrr11rrr111111111r1 WILMINGTON DE 19886-5251 000006011002930342019008969100045000002000 Discover Card Account Summary Closing Date: August 5, 2003 Pagel of 2 Account number ending in 2019 Previous Balance $922.35 Payment Due Date September 4, 2003 Payments And Credits 45.00 Minimum Payment Due $20.00 Purchases + 0.00 Credit Limit $2,000.00 Cash Advances + 0.00 Credit Available $1,103.00 Balance Transfers + 0.00 Cash Credit Limit $1,000.00 Finance Charges + 19.56 Cash Credit Available $1,000.00 New Balance $896.91 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus® Opening Cashback Bonus Balance $ 3.12 New Cashback Bonus Earned + 0.00 Cashback Bonus Balance $ 3.12 Cashback Bonus® Anniversary - Available to Redeem-, $ 0.00 Date: November 5 Keep using your Discover(R) Card and watch your Cashback Bonus(R) award growl Remember, once your Cashback Bonus award is at least $20, you can redeem your award by calling us or by logging into the Account Center of Discovercard.com. How Can We Help You? For Account Inquiries, write to us at: Discover Card, PO Box 30943 Please have your Discover Card available. Salt Lake City, UT 8,4130 Manage your account online at Discovercard.com TDD (Telecommunications Device for the Deaf): Customer Service: 1-800-DISCOVER (1-800-347-2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Date Date Payments and Credits Jul 30 Jul 30 PAYMENT - THANK YOU $ 45.00 Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balances Rates RATES RATES CHARGES CHARGES current billing period: 31 days Purchases $921.69 0.06847% 24.99% F 24.99% $19.56 none Cash Advances $0 0.06847% 24.99% F 24.99% $0 $0 The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. ..., vnvmy III ?vI Uhj%.O? r'Y GR August 5, 2003 "f 2 CARD -'- - --- -- page 2 o Cashback Bonus ° Award Summary Cashback Bonus Anniversary Date: November 5 Balance Previous Cashback Bonus Award Balance $ 3.12 Purchase Award This Period + 0.00 Cas back Bonus Award Total 3,12 Cashback Bonus Award Balance 3,12 Award Available to Redeem $ 0.00 Restrictions apply to the Cashback Bonus Partner offers visit Discovercc}rd.com or call 1-800-DISCOVER (1-800-347.2683) for details. For program details, see the Cashback Bonus Terms and Conditions. VIJ\r` r LR 484u.SU 519.00 Enter Amount Enclosed Below CARD _ -- Payment Due Date $ ??--? October 4, 2003 Please make check payable to Discover Card or pay online 0 Discovercard.com. 05 SDSN6A01 0007683 SAFFEL, MICHELLE Know what's on your statement-before you 801 WALNUT ST APT 10 even get it. Keep track online with daily updates and up to 12 months of history. Visit LEMOYNE PA 17043-1579 Discovercard.com/register PO BOX 15251 1111rs11sloll mmrs?m?ss?r?A WILMINGTON DE 19886-5251 Address, e-mail or telephone change? Print change in s ce )mmm)1161mm)1111).m)mm))1111m)mmm)m)[loll mmm))mImloll m)))m)111 above, or go to Discovercard.com. Print your e-mail adTess to receive important Account information and special offers. 000006011002930342019008408000040000001900 Discover Card Account Summary Account number ending in 2019 Payment Due Date October 4, 2003 Minimum Payment Due $19.00 Credit Limit $2,000.00 Credit Available $1,159.00 Cash Credit Limit $1,000.00 Cash Credit Available $1,000.00 Closing Date: September 5, 2003 page 1 of 2 Previous Balance $896.91 Payments And Credits 81.00 Purchases + 6.59 Cash Advances + 0.00 Balance Transfers + 0.00 Finance Charges + 18.30 New Balance 5840.80 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus® Opening Cashback Bonus Balance $ 3.12 New Cashback Bonus Earned + 0.00 Cashback Bonus Balance $ 3.12 Cashback Bonus® Anniversary Available to tedeem.. 0.00 Date: November 5 Keep using your Discover(R) Card and watch your Cashback Bonus(R) award growl Remember, once your Cashback Bonus award is at least $20, you can redeem your award by calling us or by logging into the Account Center at Discovercard.com. How Can We Help You? For Account Inquiries, write to us at. Discover Card, PO Box 30943 Please have your Discover Card avamga66. Solt Lake City, UT 8,4130 Manage your account online at Diseovereard eom TDD (Telecommunications Device for the Deaf): Customer Service: 1.800-DISCOVER (1-800-347-2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. s. D Post ate Date Payments and Credits Aug 13 Aug 13 PAYMENT -THANK YOU $ 41.00 Aug 28 Aug 28 PAYMENT - THANK YOU -40.00 01her/Miscellaneous Sep 5 Sep 5 DISCOVER ACCOUNTGUARD 877-883.1959 6.59 Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balance 3 Rates RATES RATES CHARGES CHARGES current billing period: 31 days Purchases $862.53 0.06847% 24.99% F 24.99% $18.30 none Cash Advances $0 0.06847% 24.99% F 24.99% $0 $0 The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. VIJ\.." _:: ?/ EM September 5, 2003 page 2 of 2 CARD Cashback Bonus ° Award Summary Cashback Bonus Anniversary Date: November 5 Balance Previous Cashback Bonus Award Balance $ 3.12 Purchase Award This Period + 0.00 Cas ac Bonus Award Total 3.12 Cashback Bonus Award Balance 3.12 Award Available to Redeem $ 0.00 Restrictions apply to thg Cyyshback Bonus Part ner offers visit Discovsrcgrd.com or call 1-800-DISCOVER (1-800-347.2683) for details. For program details, see the Coshback Bonus Perms and Conditions. - ? my ur wlv V 1.1` vosv.? r 539.00 Enter Amount Enclosed Below CARD Payment Due Date $ November 4, 2003 Please make check payable to Discover Card. Minimumpa ent due includes a past due amount of $19.00. 05 SDSN6A01 0007684 SAFFEL, MICHELLE Know what's on your statement-before you 801 WALNUT ST APT 10 even get it. Keep track online with daily LEMOYNE PA 17043-1579 updates and up to 12 months of history. Visit Discovercard.com/register PO BOX 15251 11111111111111111 1111111111 WILMINGTON DE 19886-5251 Address, e-mail or telephone change? Print change in space 11111))i1111111111111i11rrrll?„r)?I?I1I1111)I1'1I111IIIrI11l above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. 000006011002930342019008902100000000003900 Discover Card Account Summary Account number ending in Payment Due Date Minimum Payment Due Credit Limit Credit Available Cash Credit Limit Cash Credit Available Closing Date: October 5, 2003 page] of 2 2019 Previous Balance $840 80 November 4, 2003 Payments And Credits . 000 $39.00 Purchases + 31 97 $2,000.00 Cash Advances + . 0 00 $1,109.00 Balance Transfers . $1,000.00 + Finance Charges 0.00 $1,000.00 + New Balance a 17.44 $890.21 You may be able to avoid Periodic Finance Charges , see the reverse side For details. ;Cashback Bonus® Opening Cashback Bonus Balance $ 372 New Cashback Bonus Earned + 0.00 Cashback Bonus Balance $ 3 12 Cashback Bonus& Anniversary Available to. Redeem . $ 0.00 Date: November 5 How Can We Help You? For Account Inquiries, write to us at- pleas. have your Diseovsr Card ava7able. Discover Card, PO Box 309,43 Sob Lake City 84130 Manage your account online at Discovercard corn Customer Service: 1-800-DISCOVER (1-800-347-2683) TD , un for ?? Fo as ista rr nncsee reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Date Data Other/MiueNaneous Oct 5 Oct 5 DISCOVE R ACCOUNTGUARD 877-883-1959 $ 6 97 Oct 5 Oct 5 LATE FEE . 2500 Information For You ******* ATTENTION ******* ATTENTION ******* ATTENTION ******* ATTENTION ******* ATTENTION *******Your account is past due. Please pay the past due amount now, or contact us to make other arrangements. Balance Transfer offer for current billing period: Daily Periodic Rate: 0.068479'0; corresponding ANNUAL PERCENTAGE RATE: 24.99%. Rate is subject to the terms of the offer including expiration. Finance Charge Summary Average Dail Dail Daily P d Nominal ANNUAL ANNUAL Periodic Transaction Fee al yes Rates re "RCSNTAGE PP a SNTAGE FINANCE FI CH billing period: 30 days ARM- Purchases Purchases $849.20 Cash Advances $0 0.06847% 24.99% F 24.99% $17.44 none 0.06847% 24.99% F 24.99% $0 $0 The rates that apply to your Account are either fixed (F) or th ey may vary (V) 03 noted above. October 5, 2001 VIJ?r ?r tLR - .____ page 2 of 2 CARD Cashback Bonus a Award Summary Cashback Bonus Anniversary Date: November 5 Balance Previous Cashback Bonus Award Balance $ 3.12 Purchase Award This Period + 0.00 Cas ac Bonus Award Total 3.12 Cashback Bonus Award Balance 3.12 Award Available to Redeem $ 0.00 Restrictions apply to thq Cgshback Bonus Partner offers visit Discovercard.com or call 1-800-DISCOVER i1-800 347-2683) for details. For program details, see the Cashback Bonus terms and Conditions. YCR SS/5.61 $20.00 Enter Amount Enclosed Llow CARD Payment Due Date $ -? December 4, 2003 Please make check payable to Discover Card or pay online 0 Discovercard.com. 05 SDSN6A01 0007685 SAFFEL, MICHELLE Know what's on your statement-before you 801 WALNUT ST APT 10 even get it. Keep track online with daily updates and up to 12 months of history. Visit LEMOVNE PA 17043-1579 Discovercard.com/register PO BOX 15251 111111111111111 till 11 loll All WILMINGTON DE 19886-5251 Address, e-mail or telephone change? Print change ins ace IIIIIIIIIIIIIAll I above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. 000006011002930342019008756100040000002000 Discover Card Account Summary Closing Date: November 5, 2003 page 1 of 2 Account number ending in 2019 Previous Balance $890.21 Payment Due Date December 4, 2003 Payments And Credits 40.00 Minimum Payment Due $20.00 Purchases + 6.86 Credit limit $1,000.00 Cash Advances + 0.00 Credit Available $124.00 Balance Transfers + 0.00 Cash Credit Limit $500.00 Finance Charges + 18.54 Cash Credit Available $124.00 New Balance a $875.61 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus® Opening Cashback Bonus Balance $ 3.12 New Cashback Bonus Earned + 0.00 Cashback Bonus Balance $ 3.12 Cashback Bonus®-Anniversary Available to. Redeem.. _5 0.00 Date: November 5 Keep Wing your Discover(R) Card and watch your Cashbcck Bonus(R) award growl Remember, once your Cashback Bonus award is at least $20, you can redeem your award by calling us or by logging into the Account Center at Discovercard.com. How Can We Hel You? For Account Inquiries, write to us at. p Please have your Discover Card available. Discover Card, PO Box 30943 Salt Lake City, UT 84130 Manage your account online at Discovemard.com TDD (Telecommunications Device for the Deaf): Customer Service: 1.800-DISCOVER (1-800.347-2683) For assistance, see reverse side. 'Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Date Date Payments and Credits Oct 17 Oct 17 PAYMENT -THANK YOU $ -40.00 0111mr/Miscellaneous Nov 5 Nov 5 . DISCOVER_ACCOUNTGUARD 877-883.1959 6.86 Information For You Balance Transfer offer for current billing period: Daily Periodic Rate: 0.06847%; corresponding ANNUAL PERCENTAGE RATE: 24.99%. Rate is subject to the terms of the offer including expiration. Lock Your CD Rate Todayl Move fast to lock in your CD rate with Discover Bank's fast, free and secure Electronic Depositl It's the easy, safe way to add Funds to a maturing Discover CD or Fund a new CD dirertiv &nm v-- I,-i.---. 1.... _-u DfbC.IVVtR r?cwvrn nurvoer enamg m tviv VIJt.` 'Y CARD Have a question? Talk to us. There's no telling when you might have a question about your Discover Card account. Which is why we're here 24 hours a day, 7 days a week. Perhaps best of all, you'll be connected to one of our friendly, knowledgeable Customer Service Representatives in less than a minute. Real answers from c rr ri :, real people. It's just one of the ways we put you first. Call us at 1-800-DISCOVER (1-800-347-2683). 02007 Discover Bank, Member FDIC Closing Date: November 5, 2003 page 2 of 2 Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE B ces Rates RATES RATES CHARGES CHARGES current billing period: 31 days Purchases $873.43 0.06847% 24.99% F 24.99% $18.54 none Cash Advances $0 0.06847% 24.99% F 24.99% $0 $0 The rates that apply to your Account are either Fixed (F) or they may vary (V) as noted above. Questions? Manage your account at Discovercard.com or call 1-800-DISCOVER (1-800-347-2683. ;,.v CR 51,UU3.14 $43.00 Enter Amount Enclosed Below CARD C Payment Due Date $ .P January 4, 2004 Please make check payable to Discover Card. You are overlimit. Pay the sum of the monthly minimum payment plus the overlimit amount of $3.74. 05 SDSN6A01 0007686 SAFFEL, MICHELLE 801 WALNUT ST APT 10 LEMOYNE PA 17043-1579 Address, e-mail or telephone change? Print change in space above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. Know what's on your statement-before you even get it. Keep track online with daily updates and up to 12 months of history. Visit Discovercard.com/register PO BOX 15251 WILMINGTON DE 19886-5251 III 1111111111,1111,1rr11rrr111rrr1111111rrrr111111r,u11111rr1 000006011002930342019010037400000000004300 Discover Card Account Summary Closing Date: December 5, 2003 page 1 of 2 Account number ending in 2019 Previous Balance $875.61 Payment Due Date January 4, 2004 Payments And Credits 0.00 Minimum Payment Due $43.00 Purchases + 108.55 Credit limit $1,000.00 Cash Advances + 0.00 Credit Available $0.00 Balance Transfers + 0.00 Cash Credit Limit $500.00 Finance Charges + 19.58 Cash Credit Available $0.00 New Balance $1,003.74 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus® Cashback Bonus&Anniversary Date: November 5 Opening Cashback Bonus Balance New Cashback Bonus Earned Cashback Bonus Balance Available to Redeem $ + + $ $ 3.12 0.00 0.19 3.31. 0.00 You? We Hel C H For Account Inquiries, write to us at. p an ow Discover Card, PO Box 30943 Please have your Discover Card avalTable. Salt Lake City, UT 84130 Manage your account online at Discovercard.com TDD (Telecommunications Device for 16 Deaf): Customer Service: 1-800-DISCOVER (1-800.347-2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Date Date Merchandise/Retal Nov 9 Nov 9 GABRIEL BROS-MECHANICB MECHANICSBUR PA $ 23.26 Restaurants Nov 10 Nov 10 CRACKER BARREL 431 CARLISLE PA 17.66 Other/Miscellaneous Dec 5 Dec 5 DISCOVER ACCOUNTGUARD 877-883-1959 7.86 Dec 5 Dec 5 LATE FEE 25.00 Gas/Automotive Nov 8 Nov 8 0191 SHEETZ00001917498 CARLISLE PA 24.27 Supermarkets Nov 9 Nov 9 GIANT FOOD STORES #5 MECHANICSBUR PA 10.50 Information For You ******* ATTENTION ******* ATTENTION ******* ATTENTION ******* ATTENTION ******* ATTENTION *******Your account is past due. Please pay the past due amount now, or contact us to make other arrangements. Please note, the Traditional Cashback Bonus award is now called the Purchase Cashback Bonus award. VIJ?.Y CIR ulac.riVCK CARD Have a question? Talk to us. There's no telling when you might have a question about your Discover Card account. Which is why we're here 24 hours a day, 7 days a week. Perhaps best of all, you'll be connected to one of our friendly, knowledgeable Customer Service Representatives in less than a minute. Real answers from real people. It's just one of the ways we put you first. Call us at 1-800-DISCOVER (i-800-347-2683). 02007 Dixover Bank, Member FDIC Closing Date: December 5, 2003 page 2 of 2 Finance Charge Summary Nominal Transaction Average Daily Daily Periodic ANNUAL PERCENTAGE ANNUAL PERCENTAGE Periodic FINANCE Fee FINANCE CHARGES Balance Rates RATES RATES CHARGES current billing period: 30 days Purchases $953.31 0.06847% 24.99% F 24.99% 9.58 nno ne Cash Advances $0 0.06847% 24.99% F 24.99% 0 0 The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. Questions? Manage your account at Discovercard.com or call 1-800-DISCOVER (1-800-347-2683). V"%w 'V CK J 1,uu3./4 5u.uu Enter Amoun! Enclosed Below CARD Payment Due Date $ _ February 4, 2004 Please make check payable to Discover Card or pay online 0 Ditcovercard.com. 05 SDSN6A01 0007687 Know what's on your statement-before you APT 10 even get it. Keep track online with daily SAFFEL801 WALNUT MICHELLE updates and up to 12 months of history. Visit LEMOYNE PA 17043-1579 Discovercard.com/register PO BOX 15251 WILMINGTON DE 19886-5251 Address, e-mail or telephone change? Print change in space above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. 00000601100293034201901003740000000.0000000 Discover Card Account Summary Closing Date: January 5, 2004 page 1 of 1 Account number ending in 2019 Previous Balance $1,003.74 Payment Due Date February 4, 2004 Payments And Credits 0.00 Minimum Payment Due $0.00 Purchases + 0.00 Credit limit $1,000.00 Cash Advances + 0.00 Credit Available $0.00 Balance Transfers + 0.00 Cash Credit Limit $500.00 Finance Charges + 0.00 Cash Credit Available $0.00 New Balance a $1,003.74 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus® Opening Cashback Bonus Balance $ 3.31 New Cashback Bonus Earned + 0.00 Cashback Bonus Balance $ 3.31 Cashback Bonus®-Anniversary Available to-Redeem 0100 Date: November 5 Keep usingg your Discover(R) Card and watch your Cashback BomJS(R) award growl Remember, once your Cashback Bonus award is at least $20, you can redeem your award by calling us or by logging into the Account Center at Discovercard.com. How Can We Help You? For Account Inquiries, write to us at. Discover Card, PO Box 30943 Please have your Discover Card available. Salt Lake City, UT 84130 Manage your account online at Discovemard.com TDD (Telecommunications Device for the Deal): Customer Service: 1-800-DISCOVER (1-800-347-2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. 'Information For You Please note, the Traditional Cashback Bonus award is now called the Purchase Cashback Bonus award. This statement is not a request for payment. Since you have activated your Discover(R) AccountGuard(R) benefits, there is no minimum monthly payment due, no periodic finance charges, late fees or Discover AccountGuard monthly fees. Remember, you cannot use your Discover Card during the current activation period. 'Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balances Rates RATES RATES CHARGES CHARGES current billing period: 31 days Purchases $0 0.06847% 24.99% F 24.99% $0 none Cash Advances $0 0.06847% 24.99% F 24.99% $0 $0 The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. vvo r4 w.vv tnrer AmoVn' Inclosed Below VIJV'?<?'? Lin ?', __ CARD --- - - ?? Payment Due Date March 4, 2004 Please make check payable to Discover Card or pay online @ Discovercard.com. 05 SDSN6A01 0007688 SAFFEL, MICHELLE 801 WALNUT ST APT 10 LEMOYNE PA 17043-1579 Address, e-mail or telephone change? Print change in space above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. Know what's on your statement-before you even get it. Keep track online with daily updates and up to 12 months of history. Visit Discovercard.com/register PO BOX 15251 III"ill"ill"rilrl"I'C'I WILMINGTON DE 19886-5251 000006011002930342019010037400000000000000 Discover Card Account Summary Closing Date: February 5, 2004 page 1 of 2 Account number ending in 2019 Previous Balance $1,003.74 Payment Due Date March 4, 2004 Payments And Credits 0.00 Minimum Payment Due $0.00 Purchases + 0.00 Credit Limit $1,000.00 Cash Advances + 0.00 Credit Available $-3.00 Balance Transfers + 0.00 Cash Credit Limit $500.00 Finance Charges + 0.00 Cash Credit Available $0.00 New Balance = $1,003.74 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonuse Opening Cashback Bonus Balance $ 3.31 New Cashback Bonus Earned + 0.00 Cashback Bonus Balance $ 3.31 Cashback Bonus® Anniversary Available-to. Redeem $ - 0.00 Date: November 5 Keep usinga'{ y??our Discover(R) Card and watch your Cashback Bonus(R) award growl Remember, once your Cashback Bonus award is at least $20, you can redeem your award by calling us or by logging into the Account Center at Discovercard.com. How Can We Hel You? For Account Inquiries, write to us at. P Discover Card, PO Box 30943 Phase have your Discover Card availlable. Soh Lake City, UT 84130 Manage your account online at Discovercard.com TDD (Telecommunkations Device for the Deaf): Customer Service: 1.800-DISCOVER (1-800-347-2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Information For You Please note, the Traditional Cashback Bonus award is now called the Purchase Cashback Bonus award. This statement is not a request for payment. Since you have activated your Discover(R) AccountGuard(R) benefits, there is no minimum monthly payment due, no periodic finance charges, late fees or Discover AccountGuard monthly fees. Remember, you cannot use your Discover Card during the current activation period. Lock Your CD Rate Today[ Move fast to lock your Certificate of Deposit interest rate with Discover(R) Bank's fast, free and secure CD Electronic Depositl It's the easy, safe way to add funds to a maturing Discover CD or fund a new CD directly from your bank account. Just call 1-800.347-7000 and mention code: SC020APC. Member FDIC. FREE Additional Cards allow you to share your credit line without sharing your card[ Request FREE Additional Cards for your spouse, kids, or anyone close to you. You'll get a lot more out of your credit linel Just call 1-800-347-5537 or visit Discovercard.com today. vlJV <. r GR DISCOWN Account number ending in 2019 CARD .. Have a question? Talk to us. There's no telling when you might have a question about your Discover' Card account. Which is why we're here 24 hours a day, 7 days a week. Perhaps best of all, you'll be connected to one of our friendly, knowledgeable Customer Service Representatives in less than a minute. Real answers from real people. It's just one of the ways we put you first. ,1 3 s Call us at 1-800-DISCOVER (1-800-347-2683). 02007 Discover Bank, Member FDIC Closing Date: February 5, 2004 page 2 of 2 Discover(R) Financial Services is proud to support Communities In Schools (CIS), the nation's leading community-based organization that helps kids succeed in school and prepare for life. By donating your Cashbock Bonus(R) award to cis, you can help make a difference in the lives of young people. To learn more, please visit Discovercard.com. Finance Charge Summary Average Daily Nominal ANNUAL ANNUAL Periodic Transaction Fee Daily Balances Periodic Rates PERCENTAGE RATES PERCENTAGE RATES FWANCE CHARGES FINANCE CHARGES current billing period: 31 days Purchases $0 0.06B479. 24.995'. F 24.999'. $0 none Cash Advances $0 0.06847% 24.995'. F 24.99% $0 $0 previous billing period: 31 days Purchases $0 0.068475'. 24.99% F 24.99% $0 none The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. Questions? Manage your account at Discovercard.corn or call 1-800-DISCOVER (1 -800-347-26831. VI4%.9" 'V GR J?,uvi.ty ?av.au CARD - ---- -- Payment Due Date April 4, 2004 05 SDSN6A01 0007689 SAFFEL, MICHELLE 801 WALNUT ST APT 10 LEMOYNE PA 17043-1579 Address, e-mail or telephone change? Print change inabove, or go to Discovercard.com. Print your e-mail adess to receive important Account information and special offers. curer r%mounr cnciosea oeiow Please make check payable to Discover Card. You are overlimit. Pay the sum of the monthly minimum payment plus the overlimit amount of $67.20. Know what's on your statement-before you even get it. Keep track online with daily updates and up to 12 months of history. Visit Discovercard.com/register PO BOX 15251 1119111111111 11111111111111 WILMINGTON DE 19886-5251 1.11111 11111111111111111111111111 11111111111 11111111111111 1111 000006011002930342019010672000000000002400 Discover Card Account Summary Account number ending in 2019 Payment Due Date April 4, 2004 Minimum Payment Due $24.00 Credit Limit $1,000.00 Credit Available $-67.00 Cash Credit limit $500.00 Cash Credit Available $0.00 Closing Date: March 5, 2004 page 1 of 2 Previous Balance $1,003.74 Payments And Credits 0.00 Purchases + 43.36 Cash Advances + 0.00 Balance Transfers + 0.00 Finance Charges + 20.10 New Balance $1,067.20 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus® Opening Cashback Bonus Balance $ 3.31 New Cashback Bonus Earned + 0.00 Cashback Bonus Balance $ 3.31 Cashback Bonus® Anniversary Available to Redeem 0.00 Date: November 5 Keep usingg your Discover(R) Card and watch your Cash back Bonus(R) award growl Remember, once your Cashback Bonus award is at least 520, you con redeem your award by calling us or by logging into the Account Center at Discovercard.com. 'How Can We Help You? For Account Inquiries, writs to us at. Please have your Discover Card available. Discover Card, PO Box 30943 Salt Lake City, UT 84130 Manage your account online at Discowrcard.com TDD (Telecommunications Device for the Deaf): Customer Service: 1.800-DISCOVER (1.800-347.2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Date Date Other/Miscellaneous Mar 5 Mar 5 DISCOVER ACCOUNTGUARD 877-883-1959 $ 8.36 Mar 5 Mar 5 OVERLIMIT FEE 35.00 Information For You Please note, the Traditional Cashback Bonus award is now called the Purchase Cashback Bonus award '70% of credit reports contain at least one mistake (Consumer Reports, January 2001). Enroll in optional ProfileProtect(R), and we will send your credit report, monitor your credit file for changes every business day, and send you Quarterly Credit , Updates - tools to help protect yourself from identity theft. Call 1-877-737-1936 to enroll. V CK DISCOVEK Account number ending in 2019 CARD Have a question? Talk to us. There's no telling when you might have a question about your Discover' Card account. Which is why we're here 24 hours a day, 7 days a week. Perhaps best of all, you'll be connected to one of our friendly, knowledgeable Customer Service Representatives in less than a minute. Real answers from real people. It's just one of the ways we put you first. ' Call us at 1-800-DISCOVER(1-800-347-2683). 02007 Discover Bank, Member FDIC Closing Date: March 5, 2004 page 2 of 2 Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FNANCE FRANCE Balances Rates RATES RATES CHARGES CHARGES current billing period: 29 days Purchases $1013.41 0.06847% 24.99% F 24.99% $20.10 none Cash Advances $0 0.06847% 2.4.99% F 24.99% $0 $0 previous billing period: 31 days Purchases $0 0.06847% 24.99% F 24.99% $0 none The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. Questions? Manage your account at Discovercard.com or call 1-800-DISCOVER 11-800-347-2683). VW\.r?:£:N?Y Lllt JI,IV7.LJ CARD 05 SDSN6A01 0007690 SAFFEL, MICHELLE 801 WALNUT ST APT 10 LEMOYNE PA 17043-1579 J:av.vv nuns rvnvvin cnnosna oeiow __..__--------_-_.-, Payment Due Date May 4, 2004 Please make check payable to Discover Card. You are overlimit. Pay the sum of the monthly minimum payment plus the overlimit amount of $169.23. Know what's on your statement-before you even get it. Keep track online with daily updates and up to 12 months of history. Visit Discovercard.com/register PO BOX 15251 (11rlr11ru11srrr141111r1r1 WILMINGTON DE 19886-5251 Address, e-mail or telephone change? Print change in space III IIII?Ir1I ?r?1I??I1rl?rrllll111'1'rl??lr??l?ll ?'????III?f r?I above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. 000006011002930342019011692300000000005000 Discover Card Account Summary Closing Date: April 5, 2004 Account number ending in 2019 Payment Due Date May 4, 2004 Minimum Payment Due $50.00 Credit Limit $1,000.00 Credit Available $-169.00 Cash Credit Limit $500.00 Cash Credit Available $0.00 page 1 of 1 Previous Balance $1,067.20 Payments And Credits 0.00 Purchases + 79.16 Cash Advances + 0.00 Balance Transfers + 0.00 Finance Charges + 22.87 New Balance $1,169.23 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus® Opening Cashback Bonus Balance $ 3.31 New Cashback Bonus Earned + 0.00 Cashback Bonus Balance $ 3.31 Cashback Bonus* Anniversary Available to Redeem... $ 0.00 Date: November 5 You? How Can We Hel For Account Inquiries, write to us at. p Discover Card, PO Box 30943 Please have your Discover Card available. ? Soft Lake City, UT 84130 Manage your account online at Discovercard.com TDD (Telecommunications Device for the Deafl: Customer Service: 1.800-DISCOVER (1.800-347-2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Date Date Other/Miscellaneous Apr 5 Apr 5 DISCOVER ACCOUNTGUARD 877-883-1959 $ 9.16 Apr 5 Apr 5 LATE FEE 35.00 Apr 5 Apr 5 OVERLIMIT FEE 35.00 Information For You Please note, the Traditional Cashback Bonus award is now called the Purchase Cashback Bonus award. ******* ATTENTION ******* ATTENTION ******* ATTENTION ******* ATTENTION ******* ATTENTION *******Your account is past due. Please pay the past due amount now, or contact us to make other arrangements. Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balances Rates RATES RATES CHARGES CHARGES current billing period: 31 days Purchases $1078.22 0.06847% 24.99% F 24.99% $22.87 none Cash Advances $0 0.06847% 24.99% F 24.99% $0 $0 The rates that apply to your Account are either fixed (F) or they may vary (V) 03 noted above VIJ\r`. s"r LR vyau.ya Yl Luu Enter Amount Enc'osed Below CARD _._...._ Payment Due Date $ June 4, 2004 Please make check payable to Discover Card or pay online 0 Discovercard.com. 05 SDSN6A01 0007691 SAFFEL, MICHELLE Know what's on your statement-before you 801 WALNUT ST APT 10 even get it. Keep track online with daily updates and up to 12 months of history. Visit LEMOYNE PA 17043-1579 Discovercard.com/register PO BOX 15251 111rrtI I... WILMINGTON DE 19886-5251 Address, e-mail or telephone change? Print change in space ?ttt???t?tt?tt(t?ti(ti?(tit?t?itt?t?t?i(tttt((t?t(trii(??t?ti) above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. 000006011002930342019009309500000000002100 Discover Card Account Summary Account number ending in 2019 Closing Date: May 5, 2004 page 1 of 2 Payment Due Date June 4, 2004 Minimum Payment Due $21.00 Credit Limit $1,000.00 Credit Available $69.00 Cash Credit Limit $500.00 Cash Credit Available $69.00 Previous Balance $1,169.23 Payments And Credits 270.00 Purchases + 12.29 Cash Advances + 0.00 Balance Transfers + 0.00 Finance Charges + 19.43 New Balance $930.95 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus Opening Cashback Bonus Balance $ 3.31 New Cashback Bonus Earned + 0.00 Cashback Bonus Balance $ 3.31 Cashback BonusO Anniversary Available to. Redeem $ . 0.00 Date: November 5 Keep using your Discover(R) Card and watch your Cashback Bonus(R) award growl Remember, once your Cashback Bonus award is at least $20, you can redeem your award by calling us or by logging into the Account Center at Discovercard.com. How Can We Help You? For Account Inquiries, write to us at-. Please have your Discover Card available. Discover Card, Box 30943 Salt Lake City, UT T 84130 Manage your account online at Discovercard.com TDD (Telecommunications Device for the Deaf): Customer Service: 1-800•DISCOVER (1.800.347.2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Date Date Payments and Credits Apr 6 Apr 6 OVERLIMIT FEE REFUND $ -35.00 Apr 10 Apr 10 PHONE PAYMENT - THANK YOU .200.00 Apr 12 Apr 12 OVERl1MIT FEE REFUND -35.00 Other/Miscellaneous Apr 11 Apr 11 PAY BY PHONE PROCESSING FEE - DBT 5.00 May 5 May 5 DISCOVER ACCOUNTGUARD 877-883-1959 7.29 Information For You Please note, the Traditional Cashback Bonus award is now called the Purchase Cashback Bonus award. Identity theft complaints to the FTC increased 33%; From 161,836 complaints in 2002 to 214,905 in 2003 (Federal Trade Commission, Jan. 2004). Enroll in optional ProfileProtect(R) & we will send you a copy of your credit report & monitor your credit file every business day- tools to help protect you from ID theft. Call 1-866-708-0672 to enroll. Build your Cashback Bonus(R) award with every bill you pay automatically with your Discover(R) Card. Cell phone, cable and Internet service and health clubs: you can pay so many recurring bills with your Discover Card. What n %mnrt ..... ur ... .?.vv y • e.s? u15COVER account number ending in 2019 CARD ---- - - - - - -- Have a question? Talk to us. There's no telling when you might have a question about your Discover' Card account. Which is why we're here 24 hours a day, 7 days a week. Perhaps best of all, you'll be connected to one of our friendly, knowledgeable Customer Service Representatives in less than a minute. Real answers from real people. It's just one of the ways we put you first. Call us at 1-800-DISCOVER (1-800-347-2683). 02007 Discover Bank, Member FDIC e Closing Date: May 5, 2004 page 2 of 2 Did you know that millions of credit cards are lost or stolen every year? The Register(R) safeguards all your credit, debit and ATM cards for less than 5 cents a day. Call 1-800.347-3395 for more details. Keep Up with Your Account from anywhere. Whether you're at home, at work, or away on vacation - your Discover(R) Card Account is easily accessible online. Check your statement. Pay your bill. Redeem your Cashback Bonus(R) award. Contact Customer Service. It's quick, easy, and secure. Visit the Account Center at Discovercard.com today. FREE Additional Cards allow you to share your credit line without sharing your cardl Request FREE Additional Cards for your spouse, college student, or anyone close to you. You'll get a lot more out of your credit linel Just call 1-800.347-5537 or visit Discovercard.com today. Call 1-800.767-7319 today or visit Discovercord.com to find out if you qualify for a valuable Balance Transfer offer. It's a Fast and easy way to save moneyl Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balance Rates RATES RATES CHARGES CHARGES current billing period: 30 days Purchases $946.71 0.06847% 2499% F 24.99% $19.43 none Cash Advances $0 0.06847% 24.99% F 24.99% $0 $0 The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. Questions? Manage your account at Discovercard.com or call 1-800-DISCOVER (1-800-347-2683. (J?J?r ..' V CK 5YU3.60 $43.00 toter Amount tnciosea neiow CARD Payment Due Date $ C July 4, 2004 Please make check payable to Discover Card. Minimum payment due includes a past due amount of $21.00. 05 SDSN6A01 0007892 SAFFEL, MICHELLE Know what's on your statement-before you 0 even get it. Keep track online with daily updates and up to 12 months of history. V131 801 WALNUT ST APT 1 LEMOYNE PA 17043-1579 Discovercard.com/register PO BOX 15251 WILMINGTON DE 19886-5251 Address, e-mail or telephone change? Print change in space above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. 000006011002930342019009836000000000004300 Discover Card Account Summary Closing Date: June 5, 2004 page 1 of 1 'Account number ending in 2019 Previous Balance $930.95 Payment Due Date July 4, 2004 Payments And Credits 0.00 Minimum Payment Due $43.00 Purchases + 32.70 Credit Limit $1,000.00 Cash Advances + 0.00 Credit Available $16.00 Balance Transfers + 0.00 Cash Credit Limit $500.00 Finance Charges + 19.95 Cash Credit Available $16.00 New Balance $983.60 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus® Opening Cashbock Bonus Balance New Cashbock Bonus Earned $ 3.31 + 0.00 Coshback Bonus® Anniversary Cashback Bonus Balance Available to-Redeem $ 3.31 0.00 Date: November 5 Y ? H l W C H For Account inquiries, write to us at ou e p an e ow Please have your Discover Card availlable. Discover Card, PO Box 30943 Salt Lake City, UT 84130 Manage your account online at Discovercard.com Customer Service: 1.800-DISCOVER (1-800.347-2683) TDD (Telecommunications Device for the Deaf): For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Date Date Other/Miscellaneous Jun 5 Jun 5 DISCOVER ACCOUNTGUARD 877-883-1959 $ 7.70 Jun 5 Jun 5 LATE FEE 25.00 Information For You Please note, the Traditional Cashback Bonus award is now called the Purchase Cashback Bonus award. ******* ATTENTION *******_ ATTENTION ******* ATTENTION ******* ATTENTION ******* ATTENTION *******Your account is past due. Please pay the past due amount now, or contact us to make other arrangements. Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balances Rates RATES RATES CHARGES CHARGES current billing period: 31 days Purchases $940.56 0.06847% 24.99% F 24.99% $19.95 none Cash Advances $0 0.06847`Yo 24.99% F 24.99% $0 $0 The rates that apply to your Account are either fixed (F) or they may vary (V) 03 noted above. VIJ?r' : •'r GR .7700.uV .7AZ.uu CARD Payment Due Date August 4, 2004 05 SDSN6A010007693 SAFFEL, MICHELLE 801 WALNUT ST APT 10 LEMOYNE PA 17043-1579 Address, e-mail or telephone change? Print change in space above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. tnter Amount tnclosea ISelow $ 1 Please make check payable to Discover Card or pay online 0 Discovercard.com. Know what's on your statement-before you even get it. Keep track online with daily updates and up to 12 months of history. Visit Discovercard.com/register PO BOX 15251 1111111 Is 11 I'r'1r1111111111 WILMINGTON DE 19886-5251 1u.111.11111111111 11111111 11111A1111111 11111111 11111111111111 000006011002930342019009680000000000002200 Discover Card Account Summary Closing Date: July 5, 2004 page 1 of 1 Account number ending in 2019 Previous Balance $983.60 Payment Due Date August 4, 2004 Payments And Credits 43.00 Minimum Payment Due $22.00 Purchases + 7.58 Credit Limit $1,000.00 Cash Advances + 0.00 Credit Available $32.00 Balance Transfers + 0.00 Cash Credit Limit $500.00 Finance Charges + 19.82 Cash Credit Available $32.00 New Balance = $968.00 You may be able to avoid Periodic Finance Charges, see the reverse side For details. Cashback Bonus® Opening Cashback Bonus Balance $ 3.31 New Cashback Bonus Earned + 0.00 Cashback Bonus Balance $ 3.31 Cashback Bonus& Anniversary - Available-to . Redeem_ $ 0.00 . Date: November 5 Keep using your Discover(R) Card and watch your Cash back Bonu3(R) award growl Remember, once yyour Cashback Bonus award is at least a20, you can redeem your award by calling us or by logging into the Account Center at Discovercard.com. You? We Hel H C For Account Inquiries, write to us at p an ow Discover Card, PO Box 30943 Please have your Discover Card available. Sak Lake City, UT 84130 Manage your account online at Discovercard.com TDD (TeWommunications Device for the Deall Customer Service: 1-800-DISCOVER (1-800.347.2683) For assistance, we reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. a ns. Post T r te D a Payments and Credits Jun 17 Jun 17 PHONE PAYMENT -THANK YOU $ 43.00 Other/Miscellaneous Jul 5 Jul 5 - DISCOVER ACCOUNTGUARD 877-883-1959 -7.58- Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balances Rates RATES RATES CHARGES CHARGES current billing period: 30 days Purchases $966.00 0.068470/. 24.99% F 24.99% $19.82 none Cash Advances $0 0.06847% 24.99% F 24.999'0 $0 $0 The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. Build your Cashback Bonus(R) award with every bill you pay automatically with your Discover(R) Card. Cell phone, cable and Internet service and health clubs: you can pay so many recurring bills with your Discover Card. What a smart, easy way tiLJ%r : Y LR 51,U21.74 $45.00 Enter Amount Enclosed Below CARD Payment Due Date September 4, 2004 Please make check payable to Discover Card. You are overlimit. Pay the sum of the monthly minimum payment plus the overlimit amount of $21.74. 05 SDSN6A01 0007694 SAFFEL, MICHELLE Know what's on your statement-before you 801 WALNUT ST APT 10 even get it. Keep track online with daily updates and up to 12 months of history. Visit LEMOYNE PA 17043-1579 Discovercard.com/register PO BOX 15251 1111n11nr11rsrs1s1uLLA WILMINGTON DE 19886-5251 Address, e-mail or telephone changeli Print change in space above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. 000006011002930342019010217400000000004500 Discover Card Account Summary Closing Date: August 5, 2004 page 1 of 1 Account number ending in 2019 Previous Balance $968.00 Payment Due Date September 4, 2004 Payments And Credits 0.00 Minimum Payment Due $45.00 Purchases + 33.00 Credit limit $1,000.00 Cash Advances + 0.00 Credit Available $-21.00 Balance Transfers + 0.00 Cash Credit Limit $500.00 Finance Charges + 20.74 Cash Credit Available $0.00 New Balance $1,02174 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus® Opening Cashback Bonus Balance $ 3.31 New Cashback Bonus Earned + 0.00 Cashback Bonus Balance $ 3.31 Cashback Bonuse Anniversary Available to. Redeem_ $ 0,00 Date: November 5 How Can We Help You? For Account Inquiries, wrAe to us at. Please have your Discover Card avalabk. Discover Card, PO Box 309,43 Salt Lake City, UT 84130 Manage your account online of Discowrcard.eom MD (Telecommunications Device for the Deaf): Customer Service: 1-800-DISCOVER (1-800-347-2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Dab Date Other/Miscellaneous Aug 5 Aug 5 DISCOVER ACCOUNTGUARD 877-883-1959 $ 8.00 Aug 5 Aug 5 LATE FEE 25 00 Information for You ******* ATTENTION ******* ATTENTION ******* ATTENTION ******* ATTENTION ******* ATTENTION *******Your account is past due. Please pay the past due amount now, or contact us to make other arrangements. Balance Transfer offer for current billing period: Daily Periodic Rate: 0.01890%; corresponding ANNUAL PERCENTAGE RATE: 6.90%. Rate is subject to the terms of the offer including expiration. Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balance Rates RATES RATES CHARGES current billing period: 31 days Purchases $978.01 0.06847% 24.99% F 24.99% $20.74 none Cash Advances $0 0.06847% 24.99% F 24.99% $0 $0 The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. By paying your bill by check, you agree to the processing of your payment electronically. If your check is processed electronically, it is possible the funds will be withdrawn from vour checkinn nccn1-f - d,e ......e a......._ vsvv :_: ? 161% g1,1LL.141 i41u.uu Lnter Amoun' cnclosed Below CARD i- - -- ------- ---' Payment Due Date $ -? October 4, 2004 Please make check payable to Discover Card. You are overlimit. Pay the sum of the monthly minimum paymenl plus the overlimit amount of $122.41. 05 SDSN6A010007695 SAFFEL, MICHELLE 801 WALNUT ST APT 10 LEMOYNE PA 17043-1579 Address, e-mail or telephone change? Print change in space above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. Know what's on your statement-before you even get it. Keep track online with daily updates and up to 12 months of history. Visit Discovercard.com/register PO BOX 15251 111 111111111111 WILMINGTON DE 19886-5251 In,.III11r1I[,Inlr,Ir,IIr,rIf it IInlrlrlr,rnllrIf lrnrnllllilt I 000006011002930342019011224100000000007000 Discover Card Account Summary Account number ending in 2019 Payment Due Date October 4, 2004 Minimum Payment Due $70.00 Credit Limit $1,000.00 Credit Available $-122.00 Cash Credit Limit $500.00 Cash Credit Available $0.00 Closing Dab: September 5, 2004 page 1 of 1 Previous Balance $1,021.74 Payments And Credits 0.00 Purchases + 78.79 Cash Advances + 0.00 Balance Transfers + 0.00 Finance Charges + 21.88 New Balance $1,122.41 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus® Opening Cashback Bonus Balance $ 3.31 New Cashback Bonus Earned + 0.00 Cashback Bonus Balance $ 3.31 Cashback Bonuse Anniversary Available to Redeem $ 0.00 Date: November 5 How Can We Help You? For Account Inquiries, write to us at: Please have your Discover Card available. Discover Card, IT Box 30943 Salt Lake City, UT 84130 Manage your account online at Discovercard.com TDD (Telecommunications Device for the Deaf): Customer Service: 1-800-DISCOVER (1-800.347-2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Date Date Olher/Miscellaneous Sep 5 Sep 5 DISCOVER ACCOUNTGUARD 877-883-1959 $ 8.79 Sep 5 Sep 5 LATE FEE 35.00 Sep 5 Sep 5 OVERLIMIT FEE 35.00 Information For You ******* ATTENTION ******* ATTENTION ******* ATTENTION ******* ATTENTION ******* ATTENTION **'*******We previously requested the past due amount on your account. We have no record of receiving payment. The amount due should be paid at once. - - Balance Transfer offer for current billing period: Daily Periodic Rate: 0.01890%; corresponding ANNUAL PERCENTAGE RATE: 6.90%. Rate is subject to the terms of the offer including expiration. Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balance s Rates RATES RATES CHARGES CHARGES current billing period: 31 days Purchases $1032.29 0.068470/. 24.99% F 24.99% $21.88 none Cash Advances $0 0.06847% 24.99% F 24.99% $0 $0 The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above "Y GR 4 ',«a." 598.00 Enter Amount Enclosed Below CARD Payment Due Date November 4, 2004 Please make check cable to Discover Card. You are overlimit. Clyth03UMofthemonthly minimum payment plus the overlimit amount of $225.27. 05 SDSNGA01 0007696 SAFFEL, MICHELLE Know what's on your statement-before you 801 WALNUT ST APT 10 even get it. Keep track online with daily updates and up to 12 months of history. Visit LEMOYNE PA 17043-1579 Discovercard.com/register PO BOX 15251 111 .. WILMINGTON DE 19886-5251 Address, e-mail or telephone change? Print change in space above, or go to Discovercord.com. Print your e-mail address to receive important Account information and special offers. 000006011002930342019012252700000000009800 Discover Card Account Summary Closing Date: October 5, 2004 page 1 of 1 Account number ending in 2019 Previous Balance $1,122.41 Payment Due Date November 4, 2004 Payments And Credits 0.00 Minimum Payment Due $98.00 Purchases + 79.60 Credit Limit $1,000.00 Cash Advances + 0.00 Credit Available $-225.00 Balance Transfers + 0.00 Cash Credit Limit $500.00 Finance Charges + 23.26 Cash Credit Available $0.00 New Balance $1,225,27 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus® Opening Cashback Bonus Balance $ 3.31 New Cashback Bonus Earned + 0.00 Cashbadc Bonus Balance $ 3.31 Cashback Bonus® Anniversary Available to Redeem. 0.00 Date: November 5 How Can We Help You? For Account Inquiries, write to us ar Please have your Discover Card avaRable. Discover Card, PO Box 30943 Salt Lake City, UT 84130 .Manage your account online at Discovercard.com TDD (Telecommunications Device for the Deaf): Customer Service: 1-800-DISCOVER (1-800-347-2683) For assistance, see reverse side. Transactions 016r/Miscellaneous $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Date Date Oct 5 Oct 5 DISCOVER ACCOUNTGUARD 877.883-1959 $ 9.60 Oct 5 Oct 5 OVERLIMIT FEE 35.00 Oct 5 Oct 5 LATE FEE 35.00 Information For You ******* ATTENTION ******* ATTENTION ******* ATTENTION ******* ATTENTION ******* ATTENTION *******Your account is seriously past due. Payment of the amount due and arrangements For future payments should be made immediately. Balance Transfer offer for current billing period: Daily Periodic Rate: 0.01890%; corresponding ANNUAL PERCENTAGE RATE: 6.90%. Rate is subject to the terms of the offer including expiration. 'Finance Charge Summary Average Daily Nominal ANNUAL ANNUAL Periodic Transaction Fee Daily Balance s Periodic Rates PERCENTAGE RATES PERCENTAGE RATES FINANCE CHARGES FINANCE CHARGES current billing period: 30 days Purchases $1133.60 0.06847% 24.99% F 24.99% $23.26 none Cash Advances $0 0.06847% 24.99% F 24.99% $0 $0 The rates that apply to ybur Account are either fixed (F) or they may vary (V) as noted above. vsvv < " ? 161% 11 '.a" •'A JIza•uu tnterAmount ! nclosed Below CARD -- --- --- Payment Due Date $ -? December 4, 2004 Please make chec,( payable to Discover Card. Minimum payment due includes a past due amount of $98.00. 05 SDSN6A010007697 SAFFEL, MICHELLE 801 WALNUT ST APT 10 LEMOYNE PA 17043-1579 Address, e-mail or telephone change? Print change ins ce above, or go to Discovercard.com. Print your e-mail a dress to receive important Account information and special offers. Know what's on your statement-before you even get it. Keep track online with daily updates and up to 12 months of history. Visit Discovercard.com/register PO BOX 15251 111 11111 111 11 loll loll All A WILMINGTON DE 19886-5251 ln?lll?lnl?rl?lululln?l?ln?l?l?l?lunll?l?lnulll?lul 000006011002930342019013215200000000012800 Discover Card Account Summary Account number ending in 2019 Payment Due Date December 4, 2004 Minimum Payment Due $128.00 Credit Limit $1,000.00 Credit Available $-321.00 Cash Credit Limit $500.00 Cash Credit Available $0.00 Closing Date: November 5, 2004 page 1 of 1 Previous Balance $1,225.27 Payments And Credits 0.00 Purchases + 70.00 Cash Advances + 0.00 Balance Transfers + 0.00 Finance Charges + 26.25 New Balance Q $1,321.52 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus® Opening Cashback Bonus Balance $ 3.31 New Cashback Bonus Earned + 0.00 Cashback Bonus Balance $ 3.31 Cashback Bonus® Anniversary Available -to, Redeem... 0.00 Date: November 5 You? How Can We Hel For Account Inquiries, write to us at. p have your Discover Card available. yW PO Box 30943 Discover Card, Salt Lake City, UT 84130 Manage your account online at Discovercard.com TDD (Telecommunications Device for the Deaf): Customer Service: 1-800-DISCOVER (1-800.347-2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Date Date Other/Miscellaneous Nov 5 Nov 5 LATE FEE $ 35.00 Nov 5 Nov 5 OVERLIMIT FEE 35.00 Information For You ******* ATTENTION ******* ATTENTION ******* ATTENTION ******* ATTENTION ******* ATTENTION *******Your account is seriously past due. Payment of the amount due and arrangements for future payments should be made immediately. Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balance s Rates RATES RATES CHARGES CHARGES current billing period: 31 days Purchases $1237.92 0.06847% 24.99% F 24.99% $26.25 none Cash Advances $0 0.06847% 24.99% F 24.99% $0 $0 The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. V1JV` 'V GR 41,418.91 $160.00 Enter Amount Enclosed Below CARD Payment Due Date January 4, 2005 Please make check payable to Discover Card. Minimum yment due includes a past due amount of $128.00. 05 SDSN6A01 0007698 SAFFEL, MICHELLE Know what's on your statement-before you 801 WALNUT ST APT 10 even get it. Keep track online with daily updates and up to 12 months of history. Visit LEMOYNE PA 17043-1579 Discovercard.com/register PO BOX 15251 IIIIIIIIIIIII IIIIIsIIIIIIII WILMINGTON DE 19886-5251 Address, e-mail or telephone change; Print change in space above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. 000006011002930342019014189100000000016000 Discover Card Account Summary Closing Date: December 5, 2004 page 1 of 1 Account number ending in 2019 Previous Balance $1,321.52 Payment Due Date January 4, 2005 Payments And Credits 0.00 Minimum Payment Due $160.00 Purchases + 70.00 Credit Limit $1,000.00 Cash Advances + 0.00 Credit Available $-418.00 Balance Transfers + 0.00 Cash Credit Limit $500.00 Finance Charges + 27.39 Cash Credit Available $0.00 New Balance m $1,418.91 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus® Opening Cashback Bonus Balance $ 3.31 New COShback Bonus Earned + 0.00 Cashback Bonus Balance $ 3.31 Cashback BonuAD Anniversary Available to Redeem. $ 0.00 Date: November 5 How Can We Help You? For Account Inquiries, writs to us at. Please have your Discover Card available. Discover Card, PO Box 30943 Salt Lake City, UT 84130 Manage your account online at Discovemard com TDD (Telecommunications Device for the Deaf): Customer Service: 1-800-DISCOVER (1.800.347-2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence Trans. Post Date Date Other/Miscellaneous Dec 5 Dec 5 LATE FEE Dec 5 Dec 5 OVERLIMIT FEE 35.00 35.00 Information For You Your account is past due. Please pay your minimum monthly payment plus the past due amount. Your account has been suspended. Please call 1-800-DISCOVER so we can worktogether to resolve this problem. Finance Charge Summary Average Daily Nominal ANNUAL ANNUAL Periodic Transaction Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FWANCE a c s Rates RATES RATES CHARGES CHARGES current billing period: 30 days Purchases $1334.71 0.06847% 24.99% F 24.99% $27.39 none Cash Advances $0 0.06847% 24.99% F 24.99% $0 $0 The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above .,-......?.. v. V 16.1% CARD Payment Due Date February 4, 2005 05 SDSN6A01 0007699 SAFFEL, MICHELLE 801 WALNUT ST APT 10 LEMOYNE PA 17043-1579 Address, e-mail or telephone change? Print change in space above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. $ 1 Please make check payable to Discover Card. You are overlimit. Pay the sum of the monthly minimum payment plus the overlimit amount of $403.20. Know what's on your statement-before you even get it. Keep track online with daily updates and up to 12 months of history. Visit Discovercard.com/register PO BOX 15251 111 Is 11 loll 11 11 loll 1111 91 11 WILMINGTON DE 19886-5251 000006011002930342019014032000000000015400 Discover Card Account Summary Closing Date: January 5, 2005 page 1 of 1 Account number ending in 2019 Previous Balance $1,418.91 Payment Due Date February 4, 2005 Payments And Credits 35.00 Minimum Payment Due $154.00 Purchases + 0.00 Credit Limit $1,000.00 Cash Advances + 0.00 Credit Available $403.00 Balance Transfers + 0.00 Cash Credit Limit $500.00 Finance Charges + 19.29 Cash Credit Available $0.00 New Balance $1,403.20 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus® Opening Cashback Bonus Balance $ 0.00 New Cashback Bonus Earned + 0.00 Cashback Bonus Balance $ 0.00 Cashback Bonus® Anniversary Available to Redeem _ _ . $ 0.00 Date: November 5 You? H l W C H For Account Inquiries, write to us at: p an e e ow Discover Card, PO Box 30943 Please have your Discover Card avaRable. Sale Lake City, UT 84130 Manage your account online at Discovencard.com TDD (Telecommunications Device for the Deaf): Customer Service: 1-8MDISCOVER (1-800.347-2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Date Date Payments and Credits Dec 31 Dec 31 PHONE PAYMENT - THANK YOU $ -35.00 Information For You While we are permitted under the Cardmember Agreement to increase the APRs on your Account because your payment was late, we have chosen not to do so at this time. We have terminated, however, any introductory or promotional rate on purchases and any special balance transfer rate, and applied the standard APR for purchases to your outstanding balance of purchases and balance transfers. However, we reserve the right to increase the APRs on your Account if you fail to pay the minimum payment due by the-payment due date. See the Default Rate Plan section of the Cardmember Agreement for details. Your account is past due. Please pay your minimum monthly payment plus the past due amount. Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balances Rates RATES RATES CHARGES CHARGES current billing period: 31 days Purchases $1421.47 0.04381% 15.99% F 15.99% $19.29 none Cash Advances $0 0.04381% 15.99% F 15.99% $0 $0 The rates that apply to your Account are either Fixed (F) or they may vary (V) as noted above. 14/.UU tnter Amount tnclosea tSeloW CARD Payment Due Date $ March 4, 2005 Please make check payable to Discover Card. You are overlimit. Pay the sum of the monthly minimum payment plus the overlimit amount of $387.27. 05 SDSN6A01 0007700 Know what's on your statement-before you $AFFEL801 , WALNUT MICHELLE APT 10 even get it. Keep track online with daily updates and up to 12 months of history. Visit LEMOYNE PA 17043-1579 Discovercard.com/register PO BOX 15251 WILMINGTON DE 19886-5251 Address, e-mail or telephone change? Print change in space above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. 000006011002930342019013872?00035000014?00 Discover Card Account Summary Closing Date: February 5, 2005 page 1 of 2 Account number ending in 2019 Previous Balance $1,403.20 Payment Due Date March 4, 2005 Payments And Credits 35.00 Minimum Payment Due $147.00 Purchases + 0.00 Credit limit $1,000.00 Cash Advances + 0.00 Credit Available $-387.00 Balance Transfers + 0.00 Cash Credit Limit $500.00 Finance Charges + 19.07 Cash Credit Available $0.00 New Balance m $1,387.27 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus" Opening Cashback Bonus Balance $ 0.00 New Cashback Bonus Earned + 0.00 Cashback Bonus Balance $ 0.00 Cashback Bonus® Anniversary Available to Redeem . _ . $ .. _ _ 0.00 Date: November 5 How Can We Hel You? For Account Inquiries, write to us at. p Please have your Discover Card available. Discover Card, PO Box 309,43 Salt Lake City, UT 8,4130 Manage your account online at Discovercard.com TOO (Telecommunications Device for the Deaf): Customer Service: 1-800-DISCOVER (1.800.347.2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Date Date Payments and Credits Jan 31 Jan 31 PAYMENT - THANK YOU $ -35.00 Information For You While we are permitted under the Cardmember Agreement to increase the APRs on your Account because your payment was late, we have chosen not to do so at this time. We have terminated, however, any introductory or promotional rate on purchases and any special balance transfer rate, and applied the standard APR for purchases to your outstanding balance of purchases and balance transfers. However, we reserve the right to increase the APRs on your Account if you fail to pay the minimum payment due by the payment due date. See the Default Rate Plan section of the Cardmember Agreement for details. ******* ATTENTION ******* ATTENTION ******* ATTENTION ******* ATTENTION ******* ATTENTION *******Your account is seriously past due. Payment of the amount due and arrangements for future payments should be made immediately. FREE Additional Cards For your Account allow you to share your credit line without sharing your Card. Request FREE Additional Cards for those close to you to help with daily shopping and errands and to use as credit resource in case of emergency. Call 1-800-DISCOVER or visit Discovercard.com/AdditionalCards today. Electronically file your federal tax return and PAY your taxes with your Discover(R) Card via TurboTax at NO ADDITIONAL COST (zero convenience Fee). For more information visit WWW.irs.gov. vw\r _;l ? RJ% CARD L)IbLWV tK ^a uum numuer enamg in [u i Y '----_--- -- __--_._ Have a question? Talk to us. There's no telling when you might have a question about your Discover' Card account. Which is why we're here 24 hours a day, 7 days a week. Perhaps best of all, you'll be connected to one of our friendly, knowledgeable Customer Service Representatives in less than a minute. Real answers from real people. It's just one of the ways we put you first. Call us at 1-800-DISCOVER (1-800-347-2683). 02007 Discover Bank, Member FDIC M Closing Date: February 5, 2005 page 2 of 2 Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balance s Rates RATES RATES CHARGES CHARGES current billing period: 31 days Purchases $1405.65 0.04381 % 15.99% F 15.99% $19.07 none Cash Advances $0 0.04381 % 15.99% F 15.99% $0 $0 The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. Questions? Manage your account at Discovemard.com or call 1-800-DISCOVER (1-800-347-2683). sssvv, ; , r LIR a 1,40y.2y $28.00 Enter Amount Enclosed Below CARD Payment Due Date $ Apra 4, 2005 Please make check payable to Discover Card. You are overlimit. Pay the sum of the monthly minimum payment plus the overlimit amount of 05 SDSN6A01 0007701 $369.29. SAFFEL, MICHELLE Know what's on your statement-before you 801 WALNUT ST APT 10 even get it. Keep track online with daily updates and up to 12 months of history. Visit LEMOYNE PA 17043-1579 Discovercard.com/register PO BOX 15251 11111111111 11111111111111 11 WILMINGTON DE 19886-5251 Address, e-mail or telephone chan90 Print change in space 111III' I11I?I11I11I'???I?I???I?I?I1I1111II1I?'111?III'I11I above, or go to Discovercard.com. Print your e-mail address to ' receive important Account information and special offers. 000006011002930342019013692900035000002800 Discover Card Account Summary Closing Date: March 5, 2005 page 1 of 1 Account number ending in 2019 Previous Balance $1,387.27 Payment Due Date April 4, 2005 Payments And Credits 35.00 Minimum Payment Due $28.00 Purchases + 0.00 Credit Limit $1,000.00 Cash Advances + 0,00 Credit Available $-369.00 Balance Transfers + 0.00 Cash Credit Limit $500.00 Finance Charges + 17.02 Cash Credit Available $0.00 New Balance $1,369.29 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus® Opening Cashback Bonus Balance $ 0.00 New Cashback Bonus Earned + 0.00 Cashback Bonus Balance $ 0.00 Cashback Bonm*Anniversary Available to. Redeem.. $ 0.00 Date: November 5 How Can We Help You? For Account Inquiries, writs to us at. Pleas have your Discover Card available. Discover Card, PO Box 30943 Salt Lake City, UT 84130 Manage your account online at Discovercard.com MD (Telecommunications Device for the Deaf): Customer Service: 1.800-DISCOVER (1-800-347.2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post s Date Payments and Credits Feb 28 Feb 28 PAYME NT - THANK YOU $ -35.00 Information For You While we are permitted under the Cardmember Agreement to increase the APRs on your Account because your Account was overlimit, we have chosen not to do so at this time. We have terminated, however, any introductory or promotional rate on purchases and any special balance transfer rate, and applied the standard APR for purchases to your outstanding balance of purchases and balance transfers. We reserve the right to increase the APRs on your Account if, as of the close of a billing period, your outstanding Account balance exceeds your Account credit limit. See the Default Rote Plan section of the Cardmember Agreement for details. Finance Charge Summary Average Daily Nominal ANNUAL ANNUAL Periodic Transaction Fee Daily Balances Periodic Rates PERCENTAGE RATES PERCENTAGE RATES FINANCE CHARGES FINANCE CHARGES current billing period: 28 days _ Purchases $1387.98 0.04381% 15.99% F 15.99% $17.02 none Cash Advances $0 0.04381 % 15.99% F 15.99% $0 $0 The rates that apply to your Account are either fixed (F) or they may vary (V) 03 noted above. v RV V t=. T 161% F cmer tumour, cnc osea Deiow CARD ---- -- -- - Payment Due Date $ May 4, 2005 Please make check payable to Discover Card. You are overlimit. Pay the sum of the monthly minimum payment plus the overlimit amount of $382.40. 05 SDSN6A01 0007702 SAFFEL, MICHELLE Know what's on your statement-before you 801 WALNUT ST APT 10 even get it. Keep track online with daily updates and up to 12 months of history. Visit LEMOYNE PA 17043-1579 Discovercard.com/register PO BOX 15251 111 .. IIrrrIIrrrIIIIIIIsIrI WILMINGTON DE 19886-5251 Address, e-mail or telephone change? Print change in space Innn??Inlrr?rrlr?rr?rrl?rrr?rlrnr?n??lr?rrrn?lr?nlnnnn???r?nr) above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. 000006011002930342019013824000035000002800 Discover Card Account Summary Account number ending in 2019 Payment Due Date May 4, 2005 Minimum Payment Due $28.00 Credit Limit $1,000.00 Credit Available $-382.00 Cash Credit Limit $500.00 Cash Credit Available $0.00 Closing Date: April 5, 2005 page 1 of 2 Previous Balance $1,369.29 Payments And Credits 35.00 Purchases + 29.09 Cash Advances + 0.00 Balance Transfers + 0.00 Finance Charges + 19.02 New Balance m $1,382.40 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus® Opening Cashback Bonus Balance New Cashback Bonus Earned $ 0.00 + 0.00 Cashback Bonus®. Anniversary Cashback Bonus Balance Available to Redeem $ 0.00 $ 0.00 Date: November 5 How Can We Help You? For Account Inquiries, write to us at. Please have our Discover Card available. y Card, PO Box 30943 Discover Salt Lake City, UT 84130 Manage your account online at Discovemard.com TDD (Telecommunications Device for the Deaq: Customer Service: 1.800-DISCOVER (1-800.347-2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Date Date Payments and Credits Mar 7 Feb 28 PAYMENT ADJUSTMENT $ 35.00 Mar 7 Mar 7 REPRESENTED PAYMENT - THANK YOU .35.00 Mar 31 Mar 31 PAYMENT - THANK YOU -35.00 01her/Miscellaneous Mar 7 Mar 7 RETURNED CHECK CHARGE 29.00 Mar 7 Feb 28 ADJUSTMENT - FINANCE CHARGE 0.09 Information For You While we are permitted under the Cardmember Agreement to increase the APRs on your-Account because your Account was overlimit, we have chosen not to do so at this time. We have terminated, however, any introductory or promotional rate on purchases and any special balance transfer rate, and applied the standard APR for purchases to your outstanding balance of purchases and balance transfers. We reserve the right to increase the APRs on your Account if, as of the close of a billing period, your outstanding Account balance exceeds your Account credit limit. See the Default Rate Plan section of the Cardmember Agreement for details. FREE Additional Cards for your Account allow you to share your credit line without sharing your Card. Request FREE Additional Cards for those close to you to help with daily shopping and errands and to use as credit resource in case of emergency. Coll 1-800-DISCOVER or visit Discovercard.com/AdditionalCords today. Paperless statements can jumpstort your spring cleaning) Get rid of the excess paper in your life by receiving your Discover(R) Card statements online instead of by mail. You'll get an e-mail letting you know when your statement is ready to view online. You can even pay your bill online while you're there. Go to Discovercard.com to sign up. V1411%w - IV EK DISCOVER Account number ending in 2019 CARD Have a question? Talk to us. There's no telling when you might have a question about your Discover' Card account. Which is why we're here 24 hours a day, 7 days a week. Perhaps best of all, you'll be connected to one of our friendly, knowledgeable Customer Service Representatives in less than a minute. Real answers from,,, real people. It's just one of the ways we put you first. Call us at 1-800-DISCOVER (1-800-347-2683). 02007 Discover Bank, Member FDIC Closing Date: April 5, 2005 page 2 of 2 Use your Discover(R) Card to make a $100 donation to The Statue of UbertyEllis Island Foundation, Inc. and you can have the name of someone you care about engraved on The American Immigrant Wall of Honor(R), bulk to celebrate freedom and commemorate American Dreams. For more information log on to Discovercard.com. Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FRANCE FINANCE Balances Rates RATES RATES CHARGES CHARGES current billing period: 31 days Purchases $1A00.99 0.04381% 15.99% F 15.99% $19.02 none Cash Advances $0 0.04381 % 15.99% F 15.99% $0 $0 The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. Questions? Manage your account at Discovercard.com or call 1-800-DISCOVER (1-800-347-26831. y, Jam, `R y I,VVJ.JV ato.VV - cnrer r+mourv cncioseu Dnluw CARD sI? Payment Due Date I June 4, 2005 Please make check payable to Discover Card. You are overlimit. Pay the sum of the monthly minimum payment plus the overlimit amount of $365.56. 05 SDSN6A01 0007703 SAFFEL, MICHELLE 801 WALNUT ST APT 10 LEMOYNE PA 17043-1579 Address, e-mail or telephone change? Print change in space above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. Know what's on your statement-before you even get it. Keep track online with daily updates and up to 12 months of history. Visit Discovercord.com/register PO BOX 15251 111 11111111'11111111111 1111 WILMINGTON DE 19886-5251 Itlll l?l)11(IIIIIIIIIII II III VIII IIIIII?IIItIIlI1I11111I?1111' D00006011002930342019013655600035000002800 Discover Card Account Summary Closing Date: May 5, 2005 pogo 1 of 1 Account number ending in 2019 Previous Balance $1,382.40 Payment Due Date June 4, 2005 Payments And Credits 35.00 Minimum Payment Due $28.00 Purchases + 0.00 Credit Limit $1,000.00 Cash Advances + 0.00 Credit Available $-365.00 Balance Transfers + 0.00 Cash Credit Limit $500.00 Finance Charges + 18.16 Cash Credit Available $0.00 New Balance a $1,365.56 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus® Opening Cashback Bonus Balance $ 0.00 New Cashback Bonus Earned + 0.00 Cashback Bonus Balance $ 0.00 .Cashback Bonus® Anniversary Availstble-to- Redeem.. _ $ ...10.00 Date: November 5 How Can We Help You? For Account Inquiries, write to us at Discover Card, PO Box 30943 Please have your Discover Card available. Salt Lake City, UT 84130 Manage your account online at Discovercard.coln MD (Telecommunications Device for the Deaf): Customer Service: 1-800-DISCOVER (1-800.347-2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Dates. Post Date Payments and Credits Apr 29 Apr 29 PAYMENT - THANK YOU $ -35.00 Information For You While we are permitted under the Cardmember Agreement to increase the APRs on your Account because your Account was overlimit, we have chosen not to do so at this time. We have terminated, however, any introductory or promotional rate on purchases and any special balance transfer rate, and applied the standard APR for purchases to your outstanding balance of purchases and balance transfers. We reserve the right to increase the APRs on your Account if, as of the close of a billing period, your outstanding Account balance exceeds your Account credit limit. See the Default Rate Pion section of the- - - Cardmember Agreement for details. Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balance s Rates RATES RATES CHARGES CHARGES current billing period: 30 days Purchases $1383.00 0.04381% 15.99% F 15.99% $18.16 none Cash Advances $0 0.04381% 15.99% F 15.99% $0 $0 The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. Build Your Savings on YOUR Schedulel Open a Discover Bank Money Market Account and sign up For AutoSavers today) Save money for whatever you wish by scheduling weekly, bi-weekly or monthly deposits into your Accountl Visit VIJ\r` Y GR 1,414Y. i t 527.00 Enter Amount Enclosed Below CARD Payment Due Date $ I - --? July 4, 2005 Please make check payable to Discover Card. You are overlimit. Pay the sum of the monthly minimum payment plus the overlimit amount of 05 SDSN6A0t0007704 $349.11. SAFFEL, MICHELLE Know what's on your statement-before you 801 WALNUT ST APT 10 even get it. Keep track online with daily updates and up to 12 months of history. Visit LEMOYNE PA 17043-1579 Discovercard.com/register PO BOX 15251 111 rrrllrrrllrx loll 111111 xl WILMINGTON DE 19886-5251 Address, e-mail or telephone changer Print change in sppa?ce 1111111111 x?xx?x?xr?xx??xxx?x?xrx?x?x?x?xxxx??x?r?xrrx???x?xr? above, or go to Discovercord.com. Print your e-mail addross to receive important Account information and special offers. 000006011002930342019013491]x00035000002700 Discover Card Account Summary Closing Date: June 5, 2005 page 1 of 1 Account number ending in 2019 Previous Balance $1,365.56 Payment Due Date July 4, 2005 Payments And Credits 35.00 Minimum Payment Due $27.00 Purchases + 0.00 Credit limit $1,000.00 Cash Advances + 0.00 Credit Available $-349.00 Balance Transfers + 0.00 Cash Credit Limit $500.00 Finance Charges + 18.55 Cash Credit Available $0.00 New Balance $1,349.11 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus® Opening Cashback Bonus Balance $ 0.00 New Cashback Bonus Earned + 0.00 Cashback Bonus Balance $ 0.00 Cashback BonuAD Anniversary Available to. Redeem- - $ 0.00 Date: November 5 How Can We Help You? For Account Inquiries, write to us at Please have your Discover Card available. Discover Card, PO Box 30943 Salt Lake City, UT 84130 Manage your account online of Discowrcard.com TDD (Telecommunications Device for the Deaf): Customer Service: 1-800-DISCOVER (1-800.347-2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Dale Date Payments and Credits May 31 May 31 PAYME NT - THANK YOU $ •35.00 Information For You While we are permitted under the Cardmember Agreement to increase the APRs on your Account because your Account was overlimit, we have chosen not to do so at this time. We have terminated, however, any introductory or promotional rate on purchases and any special balance transfer rate, and applied the standard APR for purchases to your outstanding balance of purchases and balance transfers. We reserve the right to increase the APRs on your Account if, as of the close of a billing period, your outstanding Account balance exceeds your Account credit limit. Seethe Default Rate Plan section of the Cardmember Agreement for details. Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balance s Rates RATES RATES CHARGES CHARGES current billing period: 31 days Purchases $1367.76 0.04381% 15.99% F 15.99% $18.55 none Cash Advances $0 0.0,4381% 15.99% F 15.99% $0 $0 The rates that apply to your Account are either fixed (F) or they may vary (V) 03 noted above `^ p 11000.70 ; Ja O.UU Cnrer /'kmovnT cnc'osea Delow CARD -- -- -- Payment Due Date August 4, 2005 Please make check payable to Discover Card. h f h hl l imit. Pay t e sum o t e mont y You are over minimum payment plus the overlimit amount of $366.93. 05 SDSN6A01 0007705 Know what's on your statement-before you SAFFEL, MICHELLE even get it. Keep track online with daily 801 WALNUT ST APT 10 updates and up to 12 months of history. Visit LEMOYNE PA 17043-1579 Discovercard.com/register PO BOX 15251 1111111111111 11111111111111 WILMINGTON DE 19886-5251 Address, e-mail or telephone change? Print change inspace I1111111111I'till IIIIII l"111111111 I' 111 1111 II1 I CI 1 go 1III1I 111 above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. 000006011002930342019013669300000000005500 Discover Card Account Summary Account number ending in 2019 Payment Due Date August 4, 2005 Minimum Payment Due $55.00 Credit limit $1,000.00 Credit Available $.366.00 Cash Credit Limit $500.00 Cash Credit Available $0.00 Closing Date: July 5, 2005 page 1 of 1 Previous Balance $1,349.11 Payments And Credits 0.00 Purchases + 0.00 Cash Advances + 0.00 Balance Transfers + 0.00 Finance Charges + 17.82 New Balance = $1,366.93 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus® Opening Cashback Bonus Balance $ 0.00 New Cashback Bonus Earned + 0.00 Cashback Bonus Balance $ 0.00 Cashback Bonus® Anniversary Available to Redeem $ 0.00 Date: November 5 How Can We Help You? For Account Inquiries, unite to us at Discover Card, have your Discover Card available. IT Box 30943 you Salt Lake City, UT 84130 Manage your account online at Discovemard eom MD (Telecommunications Device for 16 Deaf): Customer Service: 1-800-DISCOVER (1-800-347-2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Information For You While we are permitted under the Cardmember Agreement to increase the APRs on your Account because your Account was overlimit, we have chosen not to do so at this time. We have terminated, however, any introductoryor promotional rate on purchases and any special balance transfer rate, and applied the standard APR for purchases to your outstanding balance of purchases and balance transfers. We reserve the right to increase the APRs on your Account if, as of the close of a billing period, your outstanding Account balance exceeds your Account credit limit. See the Default Rate Plan section of the Cardmember Agreement for details. Your account is past due. Please pay your minimum monthly payment plus the post due amount. Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balance Rates RATES RATES CHARGES CHARGES current billing period: 30 days Purchases $1357.69 0.04381% 15.99% F 15.99`Yo $17.82 none Cash Advances $0 0.04381% 15.99% F 15.99% $0 $0 The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. - ....% $27.00 CARD •- __ __ _. - Payment Due Date September 4, 2005 05 SDSN6A01 0007706 SAFFEL, MICHELLE 801 WALNUT ST APT 10 LEMOYNE PA 17043-1579 Address, e-mail or telephone change? Print change in space above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. , , .umoer enaing in 2019 Enter Amount Enclosed Below $ 1 Please make check yable to Discover Card. You are overlimit. Pay the sum of the monthly minimum payment plus the overlimit amount of 5340.10. Know what's on your statement-before you even get it. Keep track online with daily updates and up to 12 months of history. Visit Discovercard.com /register PO BOX 15251 116r111111111111 66r11111 WILMINGTON DE 19886-5251 111111111111111 f 1111 11111 U 1 t 11111111 11111111 11111111111 111111 000006011002930342019013401000000000002700 Discover Card Account Summary Closing Data: August 5, 2005 page 1 of l Account number ending in 2019 Previous Balance $1,366.93 .Payment Due Date September A, 2005 Payments And Credit 55.00 Minimum Payment Due $27.00 Purchases + 10.00 Credit Limit $1,000.00 Cash Advances + 0.00 Credit Available $-340.00 Balance Transfers + 0.00 Cash Credit limit $500.00 Finance Charges + 18.17 Cash Credit Available $0.00 New Balance $1,3A0.10 You may be able to avoid Periodic Finance Charges, see the reverse side for details. .Cashback Bonus® Opening Cashback Bonus Balance $ 0.00 Now Cashback Bonus Earned + 0.00 Cashback Bonus Balance $ 0.00 Cashback Bonus® Anniversary Available to-Redeem $ 0.00 Date: November 5 You? Can We Hel H For Account Inquiries, write to us at p ow Discover Card, PO Box Please have your Discover Card available. Soft lake City, UT 84130 Manage your account online at Discovercard.com TDD (Telecommunications D"" for the Deo: Customer Service: 1-800-DISCOVER (1-800.3A7.2683) For assistance, sae reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Dale Date Payments and Credits Jul 12 Jul 12 PHONE PAYMENT -THANK YOU $ -55.00 Cther/Miscellaneous Jul 12 Jul 12 PAY BY PHONE PROCESSING FEE - DBT 10.00 'Information For You While we are permitted under the Cardmember Agreement to increase the APRs on your Account because your Account was overlimit, we have chosen not to do so at this time. We have terminated, however, any introductory or promotional rate on purchases and any special balance transfer rate, and applied the standard APR for purchases to your outstanding balance of purchases and balance transfers. We reserve the right to increase the APRs on your Account if, as of the close of a billing period, your outstanding Account balance exceeds your Account credit limit. See the Default Rate Plan section of the Cardmember Agreement For details. Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balances Rates RATES RATES CHARGES CHARGES current billing period: 31 days Purchases $1339.44 0.04381% 15.99% F 15.99% $18.17 none Cash Advances $0 0.04381% 15.99% F 15.99`Yo $0 $0 The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. JI,JLJ.Ja JL/.VU CIIIdI MIIIVL'f 11 C'1(:IVJOV VvIVW V 16.1% CARD _--I? Payment Due Date October 4, 2005 Please make check payable to Discover Card. You are overlimit. Pay the sum of the monthly minimum payment plus the overlimit amount of $323.36. 05 SDSN6A01 0007707 SAFFEL, MICHELLE 801 WALNUT ST APT 10 LEMOYNE PA 17043-1579 Address, e-mail or telephone change? Print change in space above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. Know what's on your statement-before you even get it. Keep track online with daily updates and up to 12 months of history. Visit Discovercard.com/register PO BOX 15251 WILMINGTON DE 19886-5251 000006011002930342019013233600035000002700 Discover Card Account Summary Closing Date: September 5, 2005 page 1 of 1 Account number ending in 2019 Previous Balance $1,340.10 Payment Due Date October 4, 2005 Payments And Credits 35.00 Minimum Payment Due $27.00 Purchases + 0.00 Credit Limit $1,000.00 Cash Advances + 0.00 Credit Available $-323.00 Balance Transfers + 0.00 Cash Credit Limit $500.00 Finance Charges + 18.26 Cash Credit Available $0.00 New Balance a $1,323.36 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus® Opening Cashback Bonus Balance $ 0.00 0 00 New Cashback Bonus Earned . + Cashback Bonus Balance $ 0.00 Cashback Bonus& Anniversary Available to. Redeem. _ 3 0.00. Date: November 5 Y ? H l W C H For Account Inquvies, wrim to us at: ou p e e an ow Discover Card, PO Box 30943 Please have your Discover Card available. Saft Lake City, UT 84130 Manage your account online at Discovercard.com MD {Telecommunications Device for the Deaf): Customer Service: 1-800-DISCOVER (1-800-347-2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Date Date Payments and Credits Sep 4 Sep 4 PAYME NT - THANK YOU $ -35.00 Information For You While we are permitted under the Cardmember Agreement to increase the APRs on your Account because your Account was overlimit, we have chosen not to do so at this time. We have terminated, however, any introductory or promotional rate on purchases and any special balance transfer rate, and applied the standard APR for purchases to your outstanding balance of purchases and balance transfers. We reserve the right to increase the APRs on your Account if, as of the close of a billing period, your outstanding Account balance exceeds your Account credit limit: See the Default-Rate Plan section of the - Cardmember Agreement for details. Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balance s Rates RATES RATES CHARGES CKUMS current billing period: 31 days Purchases $1346.65 0.04381% 15.99% F 15.99`Ye $18.26 none Cash Advances $0 0.04381 % 15.99% F 15.99% $0 $0 The rates that apply to your Account are either fixed (F) or they may vary (V) 03 noted above. r %1 370 64 $47.00 Enter Amount Enclosed Below VIJ?. _ rV CK CARD Payment Due Date November 4, 2005 Please make check payable to Discover Card. You are overlimit. Pay the sum of the monthly minimum payment plus the overlimit amount of $370.64. 05 SDSN6A01 0007708 SAFFEL, MICHELLE Know what's on your statement-before you 801 WALNUT ST APT 10 even get it. Keep track online with daily updates and up to 12 months of history. Visit LEMOYNE PA 17043-1579 Discovercard.com/register PO BOX 15251 111... WILMINGTON DE 19886-5251 Address, e-mail or telephone change? Print change in space IItill I111111111111111111111111r11r11111r11r111111111111111111 above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. 000006011002930342019013706400035000004700 Discover Card Account Summary Closing Dab: October 5, 2005 page 1 of 2 Account number ending in 2019 Previous Balance $1,323.36 Payment Due Date November 4, 2005 Payments And Credits 0.00 Minimum Payment Due $47.00 Purchases + 29.03 Credit Limit $1,000.00 Cash Advances + 0.00 Credit Available $-370.00 Balance Transfers + 0.00 Cash Credit Limit $500.00 Finance Charges + 18.25 Cash Credit Available $0.00 New Balance 6 $1,370.64 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus® Opening Cashback Bonus Balance New Cashback Bonus Earned $ 0.00 + 0.00 Cashback Bonus Balance $ 0.00 Cashback Bonus& Anniversary Available to Recleent. $ - 0.00 Date: November 5 l Yo ? H W C H For Account Inquiries, write to us at. p u e an e ow Please have your Discover Card available. Discover Card, PO Box 30943 Salt Lake City, UT 84130 Manage your account online at Discovercard.com Customer Service: 1.800-DISCOVER (1-800-347-2683) TDD (Telecommunications Device -for the Deaf): For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Date Date Payments and Credits Sep 9 Sep 4 PAYMENT ADJUSTMENT Oct 4 Oct 4 PAYMENT - THANK YOU 35.00 -35.00 Other/Miscellaneous Sep 9 Sep 4 ADJUSTMENT - FINANCE CHARGE 0.03 Sep 9 Sep 9 RETURNED CHECK CHARGE 29.00 Information For You While we are permitted under the Cardmember Agreement to increase the APRs on your Account because your Account was overlimit, we have chosen not to do soOf this time. We have terminated, however, any introductory or promotional rate on purchases and any special balance transfer rate, and applied the standard APR for purchases to your outstanding balance of purchases and balance transfers. We reserve the right to increase the APRs on your Account if, as of the close of a billing period, your outstanding Account balance exceeds your Account credit limit. See the Default Rate Plan section of the Cardmember Agreement For details. Your account is past due. Please pay your minimum monthly payment plus the past due amount. Hey, Juniorsl We are searching for outstanding high school juniors to apply for the Discover(R) Card Tribute Award(R) Scholarship Program. Scholarships will be awarded to high school juniors who have excelled beyond academics. To find out more, visit our website at www.Discovercard.com/tri6uto.htm. L=iLIWY CK na a vv n nvnwei '"u"19 I I I Z V I Y CARD --- - -- Have a question? Talk to us. There's no telling when you might have a question about your Discover Card account. Which is why we're here 24 hours a day, 7 days a week. Perhaps best of all, you'll be connected to one of our friendly, knowledgeable Customer Service Representatives in less than a minute. Real answers from real people. It's just one of the ways we put you first. "' ``' Call us at 1-800-DISCOVER (1-800-347-2683). 02007 Dlecover Bonk, Member FDIC Closing Date: October 5, 2005 page 2 of 2 Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balances Rates RATES RATES CHARGES CHARGES current billing period: 30 days Purchasgs $1390.92 0.04381% 15.99% F 15.99% $18.25 none Cash Advances $0 0.04381 % 15.99% F 15.99% $0 $0 The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. Questions? Manage your account at Discwvercard.corn or call 1-800-DISCOVER (1-800-347-2683). V GR ai,arsa.it $40.00 Enter A m ou nt Enclosed Below CARD __. Am? '' un- Payment Due Date $ December 4, 2005 Please make check payable to Discover Card. Y l ou are over imit. Pay the sum of the monthly minimum payment plus the overlimit amount of $383.77. 05 SDSN6A01 0007709 SAFFEL, MICHELLE Know what's on your statement-before you 801 WALNUT ST APT 10 even get it. Keep track online with daily updates and up to 12 months of history. Visit LEMOYNE PA 17043-1579 Discovercard.com/register PO BOX 15251 ???rrr??rrr??rrrr?r?rr?r?r? WILMINGTON DE 19886-5251 Address, e-mail or telephone change$ Print change in space to 111111111111111111111111111111 above, or go to Dixovercard.com. Print your e-mail address to r? receive important Account information and special offers. 000006011002930342019013837700000000004000 Discover Card Account Summary Closing Date: November 5, 2005 page 1 of 2 Account number ending in 2019 Previous Balance $1,370.64 Payment Due Date December 4, 2005 Payments And Credits 35.00 Minimum Payment Due $40.00 Purchases + 29.03 Credit Limit $1,000.00 Cash Advances + 0.00 Credit Available $-383.00 Balance Transfers + 0.00 Cash Credit Limit $500.00 Finance Charges + 19.10 Cash Credit Available $0.00 New Balance $1,383.77 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus® Opening Cashback Bonus Balance $ 0.00 New Cashback Bonus Earned + 0.00 Cashback Bonus Balance $ 0.00 Cashback Bonus® Anniversary Available to_Redeem.. 0.00 Date: November 5 How Can We Help You? For Account Inquiries, write to us at. Please have your Discover Card avalable. Discover Card, PO Box 30943 Salt Lake City, UT 84130 Manage your account online at Discovercard.com TDD (Telecommunications Device for the Dead: Customer Service: 1-800-DISCOVER (1-800.347-2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence Trans. Post Date Date Payments and Credits Oct 12 Oct 4 PAYMENT ADJUSTMENT $ 35.00 Oct 13 Oct 13 PHONE PAYMENT - THANK YOU -35.00 Nov 4 Nov 4 PHONE PAYMENT - THANK YOU -35.00 Other/MisceNaneous Oct 12 Oct 4 ADJUSTMENT - FINANCE CHARGE 0.03 Oct 12 Oct 12 RETURNED CHECK CHARGE 29.00 Information For You While we are permitted under the Cardmember Agreement to increase the APRs on your Account because your Account was overlimit, we have chosen not to do so at this time. We have terminated, however, any introductory or promotional rate on purchases and any special balance transfer rate, and applied the standard APR for purchases to your outstanding balance of purchases and balance transfers. We reserve the right to increase the APRs on your Account if, as of the close of a billing period, your outstanding Account balance exceeds your Account credit limit. See the Default Rate Plan section of the Cardmember Agreement for details. Your account is past due. Please pay your minimum monthly payment plus the past due amount. Through the generosity of our Cardmembers, Discover(R) Card has donated more than $14 million to the Make-A-Wish Foundation. You can make a child's dream come true by electing to donate your Cashback BonUS(R) to the Make•A-Wish Foundation. To loam how, please visit Discovercard.com or visit WWW.wi3h.org. i Ulbf-WVtK nwvurn nunam enumg in tviv CARD Have a question? Talk to us. There's no telling when you might have a question about your Discover' Card account. Which is why we're here 24 hours a day, 7 days a week. Perhaps best of all, you'll be connected to one of our friendly, knowledgeable Customer Service Representatives in less than a minute. Real answers from ;rA- Call real people. It's just one of the ways we put you first. us at 1-800-DISCOVER (1-800-347-2683). 02007 Discover Bonk, Member FDIC Closing Date: November 5, 2005 page 2 of 2 Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balance s Rates RATES RATES CHARGES CHARGES current billing period: 31 days Purchases $1408.93 0.04381% 15.99% F 15.99% $19.10 none Cash Advances $0 0.04381% 15.99% F 15.99% $0 $0 The rates that apply to your Account are either Fixed (F) or they may vary (V) as noted above. Questions Manage your account at Discovercard.com or call 1-800-DISCOVER (1-800-347-2683. 'r CK 51,44/.41 538.00 Enter Amount Enclosed Below CARD ' $I? Payment Due Date ?D I January 4, 2006 Please make check payable to Discover Card. f h hl e mont y You are overlimit. Pay the sum o t minimum payment plus the overlimit amount of $447.41. 05 SDSN6A01 0007710 Know what's on your statement-before you SAFFEL, MICHELLE even get it. Keep track online with daily 801 WALNUT ST APT 10 updates and up to 12 months of history. Visit LEMOYNE PA 17043-1579 Discovercard.com/register PO BOX 15251 WILMINGTON DE 19886-5251 Address, e-mail or telephone change? Print change inspace above, or go to Discovercard.com. Print your e-mail adess to receive important Account information and special offers. 000006011002930342019014474100035000003800 Discover Card Account Summary Closing Date: December 5, 2005 page 1 of 1 Account number ending in 2019 Previous Balance $1,383.77 Payment Due Date January 4, 2006 Payments And Credits 35.00 Minimum Payment Due $38.00 Purchases + 70.00 Credit Limit . $1,000.00 Cash Advances + 0.00 Credit Available $,447.00 Balance Transfers + 0.00 Cash Credit Limit $500.00 Finance Charges + 28.64 Cash Credit Available $0.00 New Balance $1,447.41 You may be able to avoid Periodic Finance Charges, we the reverse side for details. Cashback Bonus® Opening Cashback Bonus Balance $ 0.00 New Cashback Bonus Earned + 0.00 Cashback Bonus Balance $ 0.00 Cashback Bonus* Anniversary Available to Redeem- _ $ 0.00 Date: November 5 You? How Can We Hel For Account Inquiries, write to us at p Discover Card, PO Box 30943 Please have your Discover Card available. Salt Lake City, UT 84130 Manage your account online at Discovercard.com MD (Tehxommunications Device for the Deaf): Customer Service: 1-800-DISCOVER (1-800.347-2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Date Date Payments and Credits Dec 4 Dec 4 PAYMENT - THANK YOU $ -35.00 01her/Miscellaneous Dec 5 Dec 5 LATE FEE 35.00 Dec 5 Dec 5 OVERLIMIT FEE 35.00 Information for You Your account is past due. Please pay your minimum monthly payment plus the past due amount. Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balances Rates RATES RATES CHARGES CHARGES current billing period: 30 days Purchases $1395.22 0.06847% 24.99% F 24.99% $28.64 none Cash Advances $0 0.06847% 24.99% F 24.99% $0 $0 The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. Nor 0%01%W • ?I? v'?»'°'°' i?aa'vv Enter Amount Friclosed Below Due Date - ?? CARD Payment -- Due Date Paym February 4, 2006 Please make check payable to Discover Card. You are overlimit. Pay the sum of the monthly minimum payment plus the overlimit amount of $478.37. 05 SDSN6A01 0007711 SAFFEL, MICHELLE Know what's on your statement-before you 801 WALNUT ST APT 10 even get it. Keep track online with daily updates and up to 12 months of history. Visit LEMOYNE PA 17043-1579 Discovercard.com/register PO BOX 15251 111... 11... 11.6111111111111 WILMINGTON DE 19886-5251 Address, e-mail or telephone change6 Print change in space above, or Soto Discovercard.com. Print your e-mail address to receive important Account information and special offers. 000006011002930342019014783700035000003300 Discover Card Account Summary Closing Date: January 5, 2006 page 1 of 1 Account number ending in 2019 Previous Balance $1,447.41 Payment Due Date February 4, 2006 Payments And Credits 35.00 Minimum Payment Due $33.00 Purchases + 35.00 Credit Limit $1,000.00 Cash Advances + 0.00 Credit Available $478.00 Balance Transfers + 0.00 Cash Credit Limit $500.00 Finance Charges + 30.96 Cash Credit Available $0.00 New Balance $1,478.37 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus® Opening Cashback Bonus Balance $ 0.00 New Cashback Bonus Earned + 0.00 Cashback Bonus Balance $ 0.00 Cashback Bonus® Anniversary Available to Redeem- $ 0.00 Date: November 5 How Can We Help You? For Account Inquiries, writs to us at- Please have your Discover Card available. Discover Card, PO Box 30943 Salt Lake City, UT 84130 Manage your account online at Discovemard.com MD (Tolecommunkations Device for the Deaf): Customer Service: 1-800-DISCOVER (1-800.347-2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Date Dote Payments and Credits Jan 4 Jan 4 PAYMENT - THANK YOU $ -35.00 Other/Miscouansous Jan 5 Jan 5 OVERLIMIT FEE 35.00 Information For You Through the generosity of our Cardmembers, Discover(R) Card has donated more than $14 million to the Make-A-Wish Foundation. You can make a child's dream come true by electing to donate your Cashback Bonus(R) to the Make-A-Wish Foundation. To learn how, please visit Discovercard.com or visit WWW.wi3h.org. Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balance Rates RATES RATES CHARGES CHARGES current billing period: 31 days Purchases $1460.08 0.068471% 24.99% F 24.99% $30.96 none Cash Advances $0 0.06847% 24.99% F 24.99% $0 $0 The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. -qumoer ending in 2019 CA RD 0.11% $34.00 Enter Amount Enclosed Below Payment Due Date $ March 4, 2006 please make check Payable to Discover Card. You are overlimit.y the sum of the monthly minimum payment plus the overlimit amount of 05 SDSN6A01 0007712 $510.00. SAFFEL, MICHELLE 801 WALNUT ST APT 10 LEMOYNE PA 17043-1579 Know what's on your statement-before you even get it. Keep track online with daily updates and up to 12 months of history. Visit Discovercard.com/register PO BOX 15251 111.11111 WILMINGTON DE 19886 Address, e-mail or telephone changes Print change ins ace -5251 above, or go to Discovercard.com. Print your e-mail address to1r1r[r?un??r?r?uu???r?u? receive important Account information and special offers. 000006011002930342019015100000035000003400 Discover Card Account Summary Closing Date: February 5, 2006 page 1 of 1 Account number ending in 2019 Previous Balance Payment Due Date March 4, 2006 Minimum Payment Due $34 00 Payments And Credits - $1,478.37 35 00 . Credit Limit $1,000.00 Purchases Cash Advances + . 35.00 Credit Available $-510.00 Balance Transfers + 0.00 Cash Credit Limit $500.00 Cash Credit Available $0 00 Finance Charges + + 0.00 31 63 . New Balance . $1,510.00 You may be able to avoid Periodic Finance Charges see the reverse side for details. , Cashback Bonus® O i C pen ng ashback Bonus Balance $ 000 New Cashback Bonus Earned + 000 Cashback Bonus® Anniversary Cashback Bonus Balance Available to Redeem $ 0.00 Date: November 5 . 0,00 H ow Can We Help You? For Account Inquiies write to t Please have your Discover Card available , us a : Discover Card, PO Box 30943 , Manage your account online at Diacowrcard com Salt Lake City, UT 84130 . Customer Service: 1.800-DISCOVER (1-800.347.2683) TDD for the Deall) For assiisttaannce, 3" reverse side. Transactions $0 Fraud Liability Guarantee Use our Di C d Trans. Post y scover ar with confidence. Date Date Payments and Credits Feb 4 Feb 4 PAYMENT - THANK YOU Olher/Miscel1aneous Feb 5 Feb 5 OVERUMIT FEE $ 35.00 I f 35.00 n ormation For You Use your Cashback Bonus(R) to help others. When you donate your Cashback Bonus(R) to our charitable partners, JDRF, Junior Achievement(R) and the Make-A-Wish Foundation(R), Discover(R) Card will add 20% to your donation. To donate your Cashback Bonus(R) or learn more, visit Discovercard.com 'Finance Charge Summary Avers Dail ge Y Daily Periodic Nominal ANNUAL PERCENTAGE ANNUAL PERCENTAGE Periodic Transaction Fee Balances Rates RATES FINANCE FlINANCE current billing period: 31 days ? Purchases Cash Advances $1491.36 $0 0.06847% 24.99% F 24.99% $31.63 non 0.06847% 24.999e F 24.99% $0 e $0 The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. VIJt. <.'Y CIC ?i,aar•io aaa•w tnterAmount tncicseaneiow CARD _- -__._?---- Payment Due Date $ April 4, 2006 Please make check payable to Discover Card. You are overlimit. Pay the sum of the monthly minimum payment plus the overlimit amount of $539.15. 05 SDSN6A010007713 SAFFEL, MICHELLE 801 WALNUT ST APT 10 LEMOYNE PA 17043-1579 Address, e-mail or telephone change? Print change in space above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. Know what's on your statement-before you even get it. Keep track online with daily updates and up to 12 months of history. Visit Discovercard.com/register PO BOX 15251 WILMINGTON DE 19886-5251 000006011002930342019015391500035000003500 Discover Card Account Summary Closing Date: March 5, 2006 page 1 of I Account number ending in 2019 Previous Balance $1,510.00 Payment Due Date April 4, 2006 Payments And Credits 35.00 Minimum Payment Due $35.00 Purchases + 35.00 Credit Limit $1,000.00 Cash Advances + 0.00 Credit Available $.539.00 Balance Transfers + 0.00 Cash Credit Limit $500.00 Finance Charges + 29.15 Cash Credit Available $0.00 New Balance = $1,539.15 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus® Opening Cashback Bonus Balance $ 0.00 New Cashback Bonus Earned + 0.00 Cashback Bonus Balance $ 0.00 Cashback Bonus&Anniversary - - Available-to. Redeem.. $ .. . _0100 Date: November 5 You? How Can We Hel For Account Inquiries, write to us at. p r Discover Cord available. Please have )? Salt LakCard, PO Box 30943 Lake Card, UT 84130 Salt Lak Manage your account online at Discovemard.com TDD (Telecommunications Device for the Deaf): Customer Service: 1-800-DISCOVER (1.800.347-2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Date Date Payments and Credits Mar 4 Mar A PAYMENT -THANK YOU $ -35.00 Other/Miscellaneous Mar 5 Mar 5 OVERLIMIT FEE 35.00 Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balances Rates RATES RATES CHARGES CHARGES current billing period: 28 days Purchases $1521.49 0.06847% 24.99% F 24.99% $29.15 none Cash Advances $0 0.06847% 24.99% F 24.99% $0 $0 The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above vwv ? L.R r,oiz•uts $35.00 Enter Amount Enclosed Below CARD _....._ __._. _... ?? Payment Due Date $ May 4, 2006 Please make check payable to Discover Card. You are overlimit. Pay the sum of the monthly minimum payment plus the overlimit amount of 05 SDSN6A01 0007714 $572.08. SAFFEL, MICHELLE Know what's on your statement-before you 801 WALNUT ST APT 10 even get it. Keep track online with daily updates and up to 12 months of history. Visit LEMOYNE PA 17043-1579 Discovercard.com/register PO BOX 15251 WILMINGTON DE 19886-5251 Address, e-mail or telephone changog Print change in space )urn)??r?rr?uu)u?rr?rr?)irr?r?rru?u?u?u?uurr)?u?r?rrrn?)?r?ru? above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. 000006011002930342019015720800035000003500 Discover Card Account Summary Account number ending in 2019 Payment Due Date May 4, 2006 Minimum Payment Due $35.00 Credit Limit $1,000.00 Credit Available $-572.00 Cash Credit Limit $500.00 Cash Credit Available $0.00 Closing Date: April 5, 2006 page 1 of 1 Previous Balance $1,539.15 Payments And Credits 35.00 Purchases + 35.00 Cash Advances + 0.00 Balance Transfers + 0.00 Finance Charges + 32.93 New Balance $1,572.08 You may be able to avoid Periodic Finance Charges, see the reverse side for details. ;Cashback Bonus® Opening Cashback Bonus Balance $ 0.00 New Cashbock Bonus Earned + 0.00 Cashback Bonus Balance $ 0.00 Cashback BonusS Anniversary Available to Redeem .. $ 0.00 Date: November 5 How Can We Help You? For Account Inquiries, write to us at. Please have your Discovw• Card available. Discover Card, PO Box 30943 Salt Lake City, UT 84130 Manage your account online at Discovercard.com TDD (Telecommunications Device for the Deaf): Customer Service: 1-800•DISCOVER (1-800.347.2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Date Date Payments and Credits Apr 4 Apr 4 PAYMENT - THANK YOU $ -35.00 CMher/Miscoloneous Apr 5 Apr 5 OVERLIMIT FEE 35.00 Information For You Use your Discover(R) Card to make a $100 donation to The Statue of LibertfEllis Island Foundation, Inc. and you can have the name of someone you care about engraved on The American Immigrant Wall of Honor(R), built to celebrate freedom and commemorate American Dreams. For more information log on to Discovercard.com Finance Charge Summary Average Daily Nominal ANNUAL ANNUAL Periodic Transaction Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balances Rates RATES RATES CHARGES CHARGES current billing period: 31 days Purchases $1552.77 0.06847% 24.99% F 24.99% $32.93 none Cash Advances $0 0.06847% 24.99% F 24.99% $0 $0 The rates that apply to your Account are either fixed (F) or they may vary (V) 03 noted above 1,ou4.0A 14ao.uu triter Amount tnclosed below CARD Payment Due Date $ June 4, 2006 Please make check payable to Discover Card. You are overlimit. Pay the sum of the monthly minimum payment plus the overlimit amount of $604.62. 05 SDSN6A01 0007715 SAFFEL, MICHELLE 801 WALNUT ST APT 10 LEMOYNE PA 17043-1579 Address, e-mail or telephone changeB Print change in space above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. Know what's on your statement-before you even get it. Keep track online with daily updates and up to 12 months of history. Visit Discovercard.com/register PO BOX 15251 III. I Al I Ill 1111111111111 11 WILMINGTON DE 19886-5251 000006011002930342019016046200035000003600 Discover Card Account Summary Account number ending in 2019 Payment Due Date June 4, 2006 Minimum Payment Due $36.00 Credit Limit $1,000.00 Credit Available $.604.00 Cash Credit Limit $500.00 Cash Credit Available $0.00 Closing Date: May 5, 2006 page 1 of 1 Previous Balance $1,572.08 Payments And Credits 35.00 Purchases + 35.00 Cash Advances + 0.00 Balance Transfers + 0.00 Finance Charges + 32.54 New Balance $1,604.62 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus® Opening Cashback Bonus Balance $ 0.00 New Cashback Bonus Earned + 0.00 Cashback Bonus®-Anniversory Date: November 5 Cashback Bonus Balance $ 0.00 Avnilahle to Redeem $ 0,00 How Can We Help You? For Account Inquiries, write to us at. Discover Card, PO Box 30943 Please have your Discover Card available. Salt Lake City, UT 84130 Manage your account online at Discovercard.com TDD (Telecommunications Device for the Deaf): Customer Service: 1-800-DISCOVER (1-800.347-2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Date Date Payments and Credits May A May A PAYMENT -THANK YOU $ -35.00 Odd/Miscelloneous May 5 May 5 OVERLIMIT FEE 35.00 Finance Charge Summary Nominal Transaction Average Daily Daily Periodic ANNUAL PERCENTAGE ANNUAL PERCENTAGE Periodic FINANCE Fee FINANCE Balances Rates RATES RATES CHARGES CHARGES current billing period: 30 days Purchases $1585.42 0.06847% 24.99% F 24.99% $32.54 none Cash Advances $0 0.06847% 24.99% F 24.99% $0 $0 The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. V IJV ' -,-'v M Z) 1,0aa.va 53/.uu tnter Amount tnc osea tseiow CARD _- __ _ $C Payment Due Date July 4, 2006 Please make check payable to Discover Card. You are overlimit. Pay the sum of the monthly minimum payment plus the overlimit amount of $638.95. 05 SDSN6A01 0007716 SAFFEL, MICHELLE Know what's on your statement-before you 801 WALNUT ST APT 10 even get it. Keep track online with daily updates and up to 12 months of history. Visit LEMOYNE PA 17043-1579 Discovercard.com/register PO BOX 15251 11111111 1 gill 11 WILMINGTON DE 19886-5251 Address, e-mail or telephone change? Print change in space above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. 000006011002930342019016389500035000003700 Discover Card Account Summary Account number ending in 2019 Payment Due Date July 4, 2006 Minimum Payment Due $37.00 Credit Limit $1,000.00 Credit Available $-638.00 Cash Credit Limit $500.00 Cash Credit Available $0.00 Closing Date: June 5, 2006 page 1 of 1 Previous Balance $1,604.62 Payments And Credits 35.00 Purchases + 35.00 Cash Advances + 0.00 Balance Transfers + 0.00 Finance Charges + 34.33 New Balance a $1,638.95 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus® Opening Cashback Bonus Balance New Cashback Bonus Earned $ 0.00 + 0.00 Cashback Bonus Balance $ 0.00 Cashbock Bonus® Anniversary Available to-Redeem .. $ 0.00 Date: November 5 How Can We Help You? Please have your Discover Card available. For Account Inquiries, write to us at. Discover Card, PO Box 30943 Salt Lake City, UT 84130 Manage your account online at Discovercard.com Customer Service: 1-800-DISCOVER (1-800-347-2683) TOO (Telecommunications Device for the Deaf): For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Date Date Payments and Credits Jun 4 Jun 4 PAYMENT - THANK YOU $ -35.00 Other/Miscellaneous Jun 5 Jun 5 OVERLIMIT FEE 35.00 Information For You Congratulations to the 2006 National Discover(R) Card Tribute Award(R) Scholarship winners: Jacqueline Bavier, Stephen Carlson, Winter Downing, Tyler Fortney, Bethany Lyon, Monika Mockow, Desiree Nelson, Seth Robinson, William Stone, and Tess Stoops. Each won $27,500 for post high-school education or training. Visit Discovercard.com/tribute 'Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balance Rates RATES RATES CHARGES CHARGES current billing period: 31 days Purchases $1618.93 0.06847% 24.99% F 24.99% $34.33 none Cash Advances $0 0.06847% 24.99% F 24.99% $0 $0 The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. '???•"' ?° J/o.VV rnTer Hmoum '_nciosea nefow r ¦VV'?-:- • 111-111% ------- CARD $ Payment Due Date August 4, 2006 Please make check payable to Discover Card. You are overlimit. Pay the sum of the monthly minimum payment plus the overlimit amount of $742.93. 05 SDSN6A01 0007717 SAFFEL, MICHELLE Know what's on your statement-before you 801 WALNUT ST APT 10 even get it. Keep track online with daily updates and up to 12 months of history. Visit LEMOYNE PA 17043-1579 Discovercard.com/register PO BOX 15251 WILMINGTON DE 19886-5251 Address, e-mail or telephone change: Print change in s ace above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. 000006011002930342019017429300000000007600 Discover Card Account Summary Account number ending in 2019 Payment Due Date August 4, 2006 Minimum Payment Due $76.00 Credit Limit $1,000.00 Credit Available $-742.00 Cash Credit Limit $500.00 Cash Credit Available $0.00 Closing Date: July 5, 2006 page 1 of 1 Previous Balance $1,638.95 Payments And Credits 0.00 Purchases + 70.00 Cash Advances + 0.00 Balance Transfers + 0.00 Finance Charges + 33.98 New Balance $1,742.93 You may be able to avoid Periodic Finance Charges, see the reverse side For details. Cashback Bonus® Opening Cashback Bonus Balance $ 0.00 New Cashback Bonus Earned + 0.00 Cashback Bonus Balance $ 0.00 Cashback Bonus® Anniversary _ Available_to. Redeem.. $ Q.QO _ Date: November 5 How Can We Help You? For Account Inquiries, writs to us at. Please have your Discover Card avolable. Discover Card, PO Box 30943 SaH Lake City, UT 84130 Manage your account online at Discovsrcard.com TDD (Telecommunications Device for the Deo9: Customer Service: 1-800-DISCOVER (1.800-347-2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Date Date Odor/Miscellaneous Jul 5 Jul 5 OVERLIMIT FEE $ 35.00 Jul 5 Jul 5 LATE FEE 35.00 Information For You ******* ATTENTION ******* ATTENTION ******* ATTENTION ******* ATTENTION ******* ATTENTION * * * * * * * Your account is past due. Please pay the past due amount now, or contact us to make other arrangements. Check out Shop Discover Card at Discovercard.com/shop for discount offers from your favorite online retailers. Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE a a ces Rates RATES RATES CHARGES CHARGES current billing period: 30 days Purchases $1655.29 0.06847% 24.99% F 24.99`Yo $33.98 none Cash Advances $0 0.06847% 24.99% F 24.99% $0 $0 The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. VIJ\r' V LK J l.aou.?Y 5118.00 Enter Amount Enclosed Below CARD Payment Due Date $ I September 4, 2006 Please make check payable to Discover Card. You are overlimit. Pay the sum of the monthly minimum payment plus the overlimit amount of $850.29. 05 SDSN6A01 0007718 SAFFEL, MICHELLE Know what's on your statement-before you 801 WALNUT ST APT 10 even get it. Keep track online with daily updates and up to 12 months of history. Visit LEMOYNE PA 17043-1579 Discovercard.com/register PO BOX 15251 Illlrrllr?rll?lsrllllllllll WILMINGTON DE 19886-5251 Address, e-mail or telephone change? Print change in space III 'IIII"I„Irl"'1111111 1"11111111"1111111loll lllllloll above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. 000006011002930342019018502900000000011800 Discover Card Account Summary Account number ending in 2019 Payment Due Date September 4, 2006 Minimum Payment Due $118.00 Credit Limit $1,000.00 Credit Available $-850.00 Cash Credit Limit $500.00 Cash Credit Available $0.00 Closing Date: August 5, 2006 page 1 of 1 Previous Balance $1,742.93 Payments And Credits 0.00 Purchases + 70.00 Cash Advances + 0.00 Balance Transfers + 0.00 Finance Charges + 37.36 New Balance a $1,850.29 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus® Opening Cashback Bonus Balance $ 0.00 New Cashback Bonus Earned + 0.00 Cashback Bonus Balance $ 0.00 Cashback Bonus* Anniversary Available to. Redeem- $ 0.00. Date: November 5 How Can We Help You? For Account Inquiries, write to us at. Please have your Discover Card available. Discover Card, PO Box 30943 Sale Lake City, UT 84130 Manage your account online at Discovercard.com TDD (Telecommunications Device for the Dea fl: Customet Service: 1-800-DISCOVER (1-800.347-2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Date Date 016r/Miscellaneous Aug 5 Aug 5 OVERLIMIT FEE Aug 5 Aug 5 LATE FEE 35.00 35.00 Information For You ******* ATTENTION ******* ATTENTION ******* ATTENTION ******* ATTENTION ******* ATTENTION **********We previously requested the past due amount on your account. We have no record of receiving payment. The amount due should be paid at once. Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balance s Rates RATES RATES CHARGES CHARGES current billing period: 31 days Purchases $1760.91 0.06847% 24.99`Ye F 24.99% $37.36 none Cash Advances $0 0.068479'0 24.99% F 24.99% $0 $0 The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. « ' dla 1 CARD 05 SDSN6AOl 0007719 SAFFEL, MICHELLE 801 WALNUT ST APT 10 LEMOYNE PA 17043-1579 404.VV tnter Amoun tnc ose a OW Payment Due Date $ October 4, 2006 Please make check payable to Discover Card. You are overlimit. Pay the sum of the monthly minimum payment plus the overlimit amount of $852.81. Know what's on your statement-before you even get it. Keep track online with daily updates and up to 12 months of history. Visit Discovercard.com/register Address, e-mail or telephone changel Print change in space above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. PO BOX 15251 1111Sol Iall Ilrr'r1'I"11111 WILMINGTON DE 19886-5251 000006011002930342019018528100000000008400 Discover Card Account Summary Closing Date: September 5, 2006 page 1 of 2 Account number ending in 2019 Previous Balance $1,850.29 Payment Due Date October 4, 2006 Payments And Credits 76.00 Minimum Payment Due $84.00 Purchases + 40.00 Credit Limit $1,000.00 Cash Advances + 0.00 Credit Available $-852.00 Balance Transfers + 0.00 Cash Credit Limit $500.00 Finance Charges + 38.52 Cash Credit Available $0.00 New Balance $1,852.81 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus® Opening Cashback Bonus Balance $ 0.00 New Cashbock Bonus Earned + 0.00 Cashback Bonus* Anniversary Date: November 5 Cashback Bonus Balance $ 0.00 Availableto_Redeem_ . . . _$ _ 0.00". How Can We Help You? For Account Inquiries, write to us at- Discover Card, PO Box 30943 Please have your Discover Card available. Salt Lake City, UT 84130 Manage your account online at Discovercard.com TDD (Telecommunications Device for the Deco: Customer Service: 1-800-DISCOVER (1.800.347-2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. a ns. P D te Date Payments and Credits Aug 14 Aug 14 PHONE PAYMENT - THANK YOU $ -76.00 Other/Miscellaneous Aug 14 Aug 14 PAY BY PHONE PROCESSING FEE - DBT 5.00 Sep 5 Sep 5 LATE FEE 35.00 Information For You The address provided in your Cardmember Agreement to request a beneficiary designation form for your Scheduled Air Travel Accident Insurance has changed. The new address is AIG Accident & Health Division, 300 South Riverside Plaza, Suite 2100, Chicago, Illinois 60606.6613. Your Account is overlimit. While we are permitted under the Cardmember Agreement to charge you an Overimit Fee, we have chosen not to do so at this time. We reserve the right to do so if, as of the close of a billing period, your outstanding Account balance exceeds your Account credit limit. See the Overlimit Fee section of the Cardmember Agreement for details. ******* ATTENTION ******* ATTENTION ******* ATTENTION ******* ATTENTION ******* 'ATTENTION *******Your account is past due. Please pay the past due amount now, or contact us to make other arrangements. VWN.01 r L;M D(SC*VEIZ Accoun, number ending in 2019 CARD Have a question? Talk to us. There's no telling when you might have a question about your Discover' Card account. Which is why we're here 24 hours a day, 7 days a week. Perhaps best of all, you'll be connected to one of our friendly, knowledgeable Customer Service Representatives in less than a minute. Real answers from ; real people. It's just one of the ways we put you first. )1 Ai Call us at 1-800-DISCOVER (1-800-347-2683). 02007 Discover Bank, Member FDIC Closing Date: September 5, 2006 page 2 of 2 Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balance s Rates RATES RATES CHARGES CHARGES current billing period: 31 days Purchases $1816.30 0.06847% 24.99% F 24.99% $38.52 none Cash Advances $0 0.06847% 24.99% F 2499% $0 $0 The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. Questions? Manage your account at Discovercard.com or call 1-800-DISCOVER 0-800-347-2683). v avv -: V 16 IN, :)4u.uu Enter Amoun' Enc`osed Below CARD -- Payment Due -ent Due . Date `?. November 4, 2006 Please make check payable to Discover Card. You are overlimit. Pay the sum of the monthly minimum payment plus the overlimit amount of $800.36. 05 SDSN6AOt 0007720 SAFFEL, MICHELLE 801 WALNUT ST APT 10 LEMOYNE PA 17043-1579 Address, e-mail or telephone change? Print change in space above, or go to Discovercord.com. Print your e-mail address to receive important Account information and special offers. Know what's on your statement--before you even get it. Keep track online with daily updates and up to 12 months of history. Visit Discovercard.com/register PO BOX 15251 111 IfI111so11a11111loll 1lrl WILMINGTON DE 19886-5251 1r,1111111,1r,1111,)go III ,1111u11111111r,r,111lgill 11111lul 000006011002930342019018003600000000004000 Discover Card Account Summary Account number ending in 2019 Payment Due Date November 4, 2006 Minimum Payment Due $40.00 Credit Limit $1,000.00 Credit Available $-800.00 Cash Credit Limit $500.00 Cash Credit Available $0.00 Closing Date: October 5, 2006 page 1 of 1 Previous Balance $1,852.81 Payments And Credits 90.00 Purchases + 0.00 Cash Advances + 0.00 Balance Transfers + 0.00 Finance Charges + 37.55 New Balance = $1,800.36 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonuse Opening Cashback Bonus Balance $ 0.00 New Cashback Bonus Earned + 0.00 Cashback Bonus Balance $ 0.00 Cashback BonusSAnniversary _ Available to Redeem_ _ _ .. , _ $ 0.00 _ Date: November 5 How Can We Help You? For Account Inquiries, writs to us at. Please have your Discover Card available. Discover Card, PO Box 30943 Salt Lake City, UT 84130 Manage your account online at Discovercard.com TDD (Telecommunications Device for 16 Deaf): Customer Service: 1-800-DISCOVER (1-800-347-2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Date Dab Payments and Credits Sep 22 Sep 22 PHONE PAYMENT - THANK YOU $ .90.00 Information For You The address provided in your Cardmember Agreement to request a beneficiary designation form for your Scheduled Air Travel Accident Insurance has changed. The new address is AIG Accident & Hearth Division, 300 South Riverside Plaza, Suite 2100, Chicago, Illinois 60606.6613. Your Account is overlimit. While we are permitted under the Cordmember Agreement to charge you an Overlimit Fee, we have chosen not to do so at this time. We reserve the right to do so if, as of the close of a billing period, your outstanding Account balance exceeds your Account credit limit. See the CNerlimit Fee section of the Cordmember Agreement for details. Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balance s Rates RATES RATES CHARGES CHARGES current billing period: 30 days Purchases $1829.10 0.06847% 24.99% F 24.99% $37.55 none Cash Advances $0 0.06847% 24.99% F 24.99% $0 $0 The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. Lwwv w` r LR a I,ai.s.yJ 582.00 Enter Amount Enclosed Below CARD Payment Due Date $ December 4, 2006 Please make check payable to Discover Card. You are overlimit. Pay the sum of the monthly minimum payment plus the overlimit amount of $873.93. 05 SDSN6A01 0007721 SAFFEL, MICHELLE Know what's on your statement before you 801 WALNUT ST APT 10 even get it. Keep track online with daily updates and up to 12 months of history. Visit LEMOYNE PA 17043-1579 Discovercard.com/register PO BOX 15251 111.1rllsri 1111 loll 11111111 WILMINGTON DE 19886-5251 Address, e-mail or telephone change? Print change in space I111III1I11Ii1111111111111111[1111111111111111111loll IIIIIIIII above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. 000006011002930342019018739300000000008200 Discover Card Account Summary Account number ending in 2019 Payment Due Date December 4, 2006 Minimum Payment Due $82.00 Credit Limit $1,000.00 Credit Available $-873.00 Cash Credit limit $500.00 Cash Credit Available $0.00 Closing Date: November 5, 2006 page 1 of 1 Previous Balance $1,800.36 Payments And Credits 0.00 Purchases + 35.00 Cash Advances + 0.00 Balance Transfers + 0.00 Finance Charges + 38.57 New Balance a $1,873.93 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus® Opening Cashback Bonus Balance $ 0.00 New Cashback Bonus Earned + 0.00 Cashback Bonus Balance $ 0.00 Cashback Bonus&Anniversary Available to Redeem_ .. --s 0.00 Date: November 5 How Can We Help You? For Account Inquiries, write to us at. Please have your Discover Card available. Discover Card, PO Box 30943 Salt Lake City, UT 84130 Manage your account online at Discovercard.com TDD (Telecommunications Devito for the Deaf): Customer Service: 1.800-DISCOVER (1-800-347-2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Date Date Other/MisceAaneous Nov 5 Nov 5 LATE FEE $ 35.00 Information For You Your Account is overlimit. While we are permitted under the Cardmember Agreement to charge you an Ovedimit Fee, we have chosen not to do so at this time. We reserve the right to do so if, as of the close of a billing period, your outstanding Account balance exceeds your Account credit limit. See the Overlimit Fee section of the Cardmember Agreement for details. ******* ATTENTION ******* ATTENTION ******* ATTENTION ******* ATTENTION ******* ATTENTION *******Your account is past due. Please pay the past due amount now, or contact us to make other arrangements. Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FWANCE Balances Rates RATES RATES CHARGES CHARGES current billing period: 31 days Purchases $1818.93 0.06847% 24.99% F 24.99% $38.57 none Cash Advances $0 0.068479'0 24.99% F 24.99% $0 $0 The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above r•.,ret n....,?...r F-I., A Rel.,... rev,%0 "• `1% CARD 05 SDSN6A01 0007722 SAFFEL, MICHELLE 801 WALNUT ST APT 10 LEMOYNE PA 17043-1579 J r co.uu Payment Due Date January 4, 2007 Address, e-mail or telephone change? Print change in space above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. Please make check payable to Discover Card. You are overlimit. Pay the sum of the monthly minimum payment plus the overlimit amount of $947.78. Know what's on your statement-before you even get it. Keep track online with daily updates and up to 12 months of history. Visit Discovercard.com/register PO BOX 15251 111 Noll 11 Be III I if 11 11111111 WILMINGTON DE 19886-5251 lu1lll1lnlul1lr,111111,1l1 lu11111l11rBill III III ,rIII l1lr,l 000006011002930342019019477800000000012600 Discover Card Account Summary Closing Date: December 5, 2006 page 1 of 1 Account number ending in 2019 Previous Balance $1,873.93 Payment Due Date January 4, 2007 Payments And Credits 0.00 Minimum Payment Due $126.00 Purchases + 35.00 Credit Limit $1,000.00 Cash Advances + 0.00 Credit Available $-947.00 Balance Transfers + 0.00 Cash Credit Limit $500.00 Finance Charges + 38.85 Cash Credit Available $0.00 New Balance $1,947.78 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus® Opening Cashback Bonus Balance $ 0.00 New Cashback Bonus Earned + 0.00 Cashback Bonus Balance $ 0.00 Cashback Bonus® Anniversary Available to Redeem. _ .. $ 0.00 Date: November 5 How Can We Help You? For Account Inquiries, write to us at. Please have your Discover Card avaiable. Discover Card, PO Box 30943 Salt Lake City, UT 84130 Manage your account online at Discovemard com TDD (Telecommunications Device for the Deaf): Customer Service: 1-800-DISCOVER (1-800.347.2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Date Date Other/Miscellaneous Dec 5 Dec 5 LATE FEE $ 35.00 Information For You Your Account is overlimit. While we are permitted under the Cardmember Agreement to charge you an Overlimit Fee, we have chosen not to do so at this time. We reserve the right to do so if, as of the close of a billing period, your outstanding Account balance exceeds your Account credit limit. See the Overlimit Fee section of the Cardmember Agreement for details. * * * ATTENTION * * * We previously requested the past due amount on your account. We have no record of receiving payment. The amount due should be paid at once. Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balances Rates RATES RATES CHARGES CHARGES current billing period: 30 days Purchases $1892.61 0.06847% 24.99% F 24.99% $38.85 none Cash Advances $0 0.06847% 2499% F 24.99% $0 $0 The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. V IJV ` -' V L ;M ?x,v?4a i 41/ I.uo Enter Amount Enclosed Below CARD --- _ ._ C Payment Due Date February 4, 2007 Please make check payable to Discover Card. You are overlimit. Pay the sum of the monthly minimum payment plus the overlimit amount of $1,024.51. 05 SDSN6A01 0007723 SAFFEL, MICHELLE Know what's on your statement-before you 8b1 WALNUT ST APT 10 even get it. Keep track online with daily updates and up to 12 months of history. Visit LEMOYNE PA 17043-1579 Discovercard.corn/register PO BOX 15251 WILMINGTON DE 19886-5251 Address, e-mail or telephone space above o go toDiscovercard. om9Printlyour1e-mailnaddresto receive important Account information and special offers. 000006011002930342019020245100000000017100 Discover Card Account Summary Closing Date: January 5, 2007 page 1 of 1 Account number ending in 2019 Previous Balance $1,947.78 Payment Due Date February 4, 2007 Payments And Credits 0.00 Minimum Payment Due $171.00 Purchases + 35.00 Credit Limit $1,000.00 Cash Advances + 0.00 Credit Available $-1,024.00 Balance Transfers + 0.00 Cash Credit Limit $500.00 Finance Charges + 41.73 Cash Credit Available $0.00 New Balance a $2,024.51 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus® Opening Cashback Bonus Balance $ 0.00 New Cashback Bonus Earned + 0.00 Cashback Bonus Balance $ 0.00 Cashback Bonus® Anniversary Available to. Redeem -0.00 Date: November 5 How Can We Hel You? For Account Inquiries, write to us at. p Please have your Discover Cad avaSabb. Discover Card, IT Box 30943 Salt Lake City, UT 84130 Manage your account online at Discovercard corn TDD (fekcommunications Device for the Deal): Customer Service: 1.800-DISCOVER (1-800-347-2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Date Date Other/Miscellaneous Jan 5 Jan 5 LATE FEE $ 35.00 Information For You Your Account is overlimit. While we are permitted under the Cadmember Agreement to charge you an Overlimit Fee, we have chosen not to do so at this time. We reserve the right to do so if, as of the close of a billing period, your outstanding Account balance exceeds your Account credit limit. See the Overlimit Fee section of the Cardmember Agreement for details. * * * ATTENTION * * * Your account is seriously post due. Payment of the amount due and arrangements for future payments should be made immediately. 'Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balances Rates RATES RATES CHARGES CHARGES current billing period: 31 days Purchases $1967.88 0.06847% 24.99% F 24.99% $41.73 none Cash Advances $0 0.068471/a 24.99% F 24.99% $0 $0 The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. rsv?r°..;_y V 161% V?,.VA.7v CARD 05 SDSN6A010007724 SAFFEL, MICHELLE 801 WALNUT ST APT 10 LEMOYNE PA 17043-1579 az 1e.uu tnter Amour, tnc,osea tseiow Payment Due Date $ F_ March 4, 2007 Please make check payable to Discover Card. You are overlimit. Pay the sum oFthe monthly minimum payment plus the overlimit amount of $1,102.90. Know what's on your statement-before you even get it. Keep track online with daily updates and up to 12 months of history. Visit Discovercard.com/register PO BOX 15251 111...111191Ito111111111111 WILMINGTON DE 19886-5251 Address, e-mail or telephone change? Print change in space III 11111111111111 It 1 It 1 It l t I I I tlt 1 11111111111111111 M Ii.h.1 above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. 000006011002930342019021029000000000021800 Discover Card Account Summary Closing Date: February 5, 2007 Account number ending in 2019 Payment ')us Date March 4, 2007 Minimum Payment Due $218.00 Credit Limit $1,000.00 Credit Available $-1,102.00 Cash Credit Limit $500.00 Cash Credit Available $0.00 page 1 of 1 Previous Balance $2,024.51 Payments And Credits 0.00 Purchases + 35.00 Cash Advances + 0.00 Balance Transfers + 0.00 Finance Charges + 43.39 New Balance $2,102.90 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus® Opening Cashback Bonus Balance $ 0.00 New Cashback Bonus Earned + 0.00 Cashback Bonus Balance $ 0.00 Cashback BonwS Anniversary _ Available to. Redeero.. _O.OO_ _ Date: November 5 How Can We Help You? For Account Inquiries, write to us at. Please have our Discover Card avaTa6le Discover Card, IT Box 30943 yO1 Salt Lake City, UT 84130 Manage your account online at Discovercord.com TDD (Telecommunications Device for the Deaf): Customer Service: 1-800-DISCOVER (1-800-347-2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Date Date CMher/Miscellaneous Feb 5 Feb 5 LATE FEE $ 35.00 Information For You Your Account is overlimit. While we are permitted under the Cardmember Agreement to charge you an Overlimit Fee, we have chosen not to do so at this time. We reserve the right to do so if, as of the close of a billing period, your outstanding Account balance exceeds your Account credit limit. See the Overlimit Fee section of the Cardmember Agreement for details. * * * ATTENTION * * * Your account is seriously past due. Payment of the amount due and arrangements for future payments should be made immediately. Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balance Rates RATES RATES CHARGES CHARGES current billing period: 31 days Purchases $2045.41 0.06847% 24.99% F 24.99% $43.39 none Cash Advances $0 0.06847% 24.99% F 24.99% $0 $0 The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above 5267.00 Enter Amount Enclosed Below CARD Payment Due Date $ April 4, 2007 Please make check payable to Discover Card. You are overlimit. Pay the sum of the monthly minimum payment plus the overlimit amount of 05 SDSN6A01 0007725 $1,178.56. SAFFEL, MICHELLE Know what's on your statement-before you 801 WALNUT ST APT 10 even get it. Keep track online with daily updates and up to 12 months of history. Visit LEMOYNE PA 17043-1579 Discovercard.com/register PO BOX 15251 WILMINGTON DE 19886-5251 Address, e-mail or telephone change$ Print change in space above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. 000006011002930342019021785600000000026700 Discover Card Account Summary Account number ending in 2019 Payment Due Date April 4, 2007 Minimum Payment Due $267.00 Credit Limit $1,000.00 Credit Available $-1,178.00 Cash Credit Limit $500.00 Cash Credit Available $0.00 Closing Date: March 5, 2007 page 1 of 1 Previous Balance $2,102.90 Payments And Credits 0.00 Purchases + 35.00 Cash Advances + 0.00 Balance Transfers + 0.00 Finance Charges + 40.66 New Balance a $2,178.56 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus® Opening Cashback Bonus Balance $ 0.00 New Cashback Bonus Earned + 0.00 Cashback Bonus Balance $ 0.00 Cashback Bonus!? Anniversary _ _ Available to Redeem- - $ 0.00 Date: November 5 How Can We Help You? For Account Inquiries, write to us at Discover Card, PO Box 30943 Please have your Discover Card avaRable. Salt Lake City, UT 84130 Manage your account online at Discowrcard com TDD (Telecommunications Device for the Dea§: Customer Serviee: 1-800-DISCOVER (1-800.347-2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. PDc? C+dwr/Miscelloneous Mar 5 Mar 5 LATE FEE $ 35.00 Information For You Your Account is overlimit. While we are permitted under the Cardmember Agreement to charge you an Overlimit Fee, we have chosen not to do so at this time. We reserve the right to do so if, as of the close of a billing period, your outstanding Account balance exceeds your Account credit limit. See the Overlimit Fee section of the Cardmember Agreement for details * * * ATTENTION * * * Your account is seriously past due. Payment of the amount due and arrangements for future payments should be made immediately. Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balance s Rates RATES RATES CHARGES CHARGES current billing period: 28 days Purchases $2122.41 0.06847% 24.9950 F 24.99% $40.66 none Cash Advances $0 0.06847% 24.99% F 24.99% $0 $0 The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. d fs I JL,LaV.LD JJ ia.w tnter Amount tnclose a ow c A a o Payment Due Date $ May 4, 2007 please make check payable to Discover Platinum Card. You are overlimit. Pay the sum of the monthly minimum payment plus the overlimit amount -- $1,260.25. 05 SDSN6A01 0007726 SAFFEL, MICHELLE Know what's on your statement-before you 801 WALNUT ST APT 10 even get it. Keep track online with daily updates and up to 12 months of history. Visit LEMOYNE PA 17043-1579 Discovercard.com/register PO BOX 15251 1 WILMINGTON DE 19886-5251 Address, e-mail or telephone change? Print change in space I1toll III If if III 111I1111It III II11I1I1I1I1111II1I1I1111Ill11111 above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. 000006011002930342019022602500000000031800 Discover Platinum Card Account Summary Closing Date: April 5, 2007 page 1 of 1 Account number ending in 2019 Previous Balance $2,178.56 Payment Due Date May 4, 2007 Payments And Credits 0.00 Minimum Payment Due $318.00 Purchases + 35.00 Credit Limit $1,000.00 Cash Advances + 0.00 Credit Available $0.00 Balance Transfers + 0.00 Cash Credit Limit $500.00 Finance Charges + 46.69 Cash Credit Available $0.00 New Balance $2,260.25 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus® Opening Cashback Bonus Balance $ 0.00 0 00 New Cashback Bonus Earned . + Cashback Bonus Balance $ 0.00 Redeem Available to 0.00 S Cashback Bonus-Anniversary . _ .. _ ... _ - . . - - - . . .. _ . ... _ Date: November 5 How Can We Help You? For Account Inquiries, write to us at. Discover More Card, PO Box 30943 Please have your Discover Card available. Salt Lake City, UT 84130 Manage your account online at Discovemard.com TDD (Telecommunications Device for the Deofl: Custorner Service: 1-800-DISCOVER (1.800.347-2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Date Date Ctiher/Misceflaneous Apr 5 Apr 5 LATE FEE $ 35.00 Information For You Your Account is overlimit. While we are permitted under the Cardmember Agreement to charge you an Overlimit Fee, we have chosen not to do so at this time. We reserve the right to do so if, as of the close of a billing period, your outstanding Account balance exceeds your Account credit limit. Seethe Overlimit Fee section of the Cardmember Agreement for details. * * * ATTENTION * * * Your account is seriously past due. Payment of the amount due and arrangements for future payments should be made immediately. Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balances Rates RATES RATES CHARGES CHARGES current billing period: 31 days Purchases $2201.04 0.06847% 24.99% F 2499% $46.69 none Cash Advances $0 0.06847% 24.99% F 24.99% $0 $0 The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. V14j%.1. "V G1% CARD 05 SDSN6A01 0007727 SAFFEL, MICHELLE 801 WALNUT ST APT 10 LEMOYNE PA 17043-1579 asi i.uu Enter Amount Enclosed Below Payment Due Date $ June 4, 2007 Please make check payable to Discover Card. You are overlimit. Pay the sum of the monthly minimum payment plus the overlimit amount of 51,342.12. Know what's on your statement-before you even get it. Keep track online with daily updates and up to 12 months of history. Visit Discoyercard.com/regi3ter PO BOX 15251 ?llrrr??rrrl?rrrr?r?rr?r?r? WILMINGTON DE 19886-5251 Address, e-mail or telephone change? Print change in space above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. 000006011002930342019023421200000000037100 Discover More Card Account Summary Closing Date: May 5, 2007 page 1 of 1 Account number ending in 2019 Previous Balance $2,260.25 Payment Due Date June 4, 2007 Payments And Credits 0,00 Minimum Payment Due $371.00 Purchases + 35.00 Credit Limit $1,000.00 Cash Advances + 0.00 Credit Available $0.00 Balance Transfers + 0.00 Cash Credit Limit $500.00 Finance Charges + 46.87 Cash Credit Available $0.00 New Balance $2,342.12 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus® Opening Cashback Bonus Balance $ 0.00 New Cashback Bonus Earned + 0.00 Cashback Bonus Balance $ 0.00 Cashback-Bonus® Anniversary Available to.lkedeetn $ 0.00 Date: November 5 How Can We Help You? For Account Inquirers, write to us at Please have your Discover Card avaioble. Discover More Card, PO Box 30943 Sah Lake City, UT 84130 Manage your account online at Discovercard.com TDD (Telecommunications Device for the Deaf): Customer Service: 1-800-DISCOVER (1-800.347-2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Trans. Post Dab Date Other/Miscellaneous May 5 May 5 LATE FEE $ 35.00 Information For You Your Account is overlimit. While we are permitted under the Cardmember Agreement to charge you an Overlimit Fee, we have chosen not to do so at this time. We reserve the right to do so if, as of the close of a billing period, your outstanding Account balance exceeds your Account credit limit. See the Overlimit Fee section of the Cardmember Agreement for details. Finance Charge Summary Average Daily Nominal Transaction ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balances Rates RATES RATES CHARGES CHARGES current billing period: 30 days Purchases $2282.80 0.06847% 24.99% F 24.99% $46.87 none Cash Advances $0 0.06847% 24.99% F 24.99% $0 $0 The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above CARD 42,J42.12 08 SDSN6A01 0007729 SAFFEL, MICHELLE 801 WALNUT ST APT 10 LEMOYNE PA 17043-1579 52,342.12 Payment Due Date DUE IMMEDIATELY Address, e-mail or telephone change? Print change in space above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. Enter Amount Enclosed Below Know what's on your statement-before you even get it. Keep track online with daily updates and up to 12 months of history. Visit Discovercard.com/register PO BOX 15251 111... III IIIIrIrIIIIIIIIrII WILMINGTON DE 19886-5251 000006011002930342019023421200000000234212 Discover More Card Account Summary Closing Date: July 8, 2007 page 1 of 1 Account number ending in 2019 Previous Balance $2,342.12 Payment Due Date August 7, 2007 Payments And Credits 0,00 Minimum Payment Due $2,342.12 Purchases + 0.00 Credit Limit $1,000.00 Cash Advances + 0.00 Credit Available $0.00 Balance Transfers + 0.00 Cash Credit Limit $0.00 Finance Charges + 0.00 Cash Credit Available $0.00 New Balance $2,342.12 Cashback Bonus® Opening Cashback Bonus Balance $ 0.00 New Cashback Bonus Earned + 0,00 Cashback Bonus Balance $ 0.00 Cashback Bonuses Anniversary - - - - - Available to. Redeem- . $ 0.00. Date: November 8 How Can We Help You? For Account Inquiries, write to us at.- Please have your Discover Card avoillable. Discover More Card, PO Box 309,43 Salt Lake City, UT 84130 Manage your account online at Discovercard.com TDD (Telecommunications Device for the Deafl: Customer Service: 1-800-DISCOVER (1.800.347.2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Information For You Soon we'll no longer be printing your full account number on your statement. It's just another way to keep your information safe. But of course, if for any reason you need your full account number, it'll still be right there on your card. Finance Charge Summary Average Daily Nominal Transaction ANNUAL ANNUAL Periodic Fee Daily Periodic Balance Rates PERCENTAGE PERCENTAGE F24ANCE FINANCE RATES RATES C14AQGFS r 4AIRMC current billing period: 30 days Purchases $0 0.06847% 24.99% F 24.99% $0 none Cash Advances $0 0.06847% 24.99% F 24.99% $0 $0 previous billing period: 8 days Purchases $0 0.06847% 24.99% F 24.99% $0 none The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above Important Intonnatlen. If there is mote than one page to this billing statement, see the back of each page for additional important information. Bee your Cardmember Agreement. Your Cardmember Agreement contains all the terms of your Account Lost or stolen cards. Report immediately. Call 1-800-947-2683. BMft Rights Summary. In Case of Errors or Questions About Your Bill: If you think your bill is wrong, or if u need more information about a o transaction on your bill, write us on a separate sheet of paper at Discover WoresM P0. Box 15192; Wilmington,V,E 19850.5192, as soon as possible. o We must hear from you no later than 60 days after we sent you the first bill on which the error or problem appeared. You can telephone us, but o doing so will not preserve your rights. In your letter, give us the following information. .Your name and Account number. .The dollar amount of the suspected error. OD .Describe the error and explain, if you can, why you believe there is an error. If you need more information, describe the item you are unsure OD about You do not have to pay any amount in question while we are investigating, but you are still obligated to pay the parts of your bill that are not in question While we investigate your question, we cannot report you as delinquent or take any action to collect the amount you question. BpecF9 Rule for Credit Card Purchases: If you have a problem with the quality of goods or services that you purchased with a credit card, and you have tried in good faith to correct the problem with the merchant, you ma not have to pay the remaining amount due on the goods or services. You have this protection only when the purchase price was more than Swo and the purchase was made in your home state or within 100 miles of your mailing address. (If we own or operate the merchant, or if we mailed you the advertisement for the goods or services, all purchases are covered regardless of the amount or location of purchase.) Payments. Send only our payment and the to portion of this statement in the envelope provided. Do not send cash. By sending your check as described above, you aulhonze us to use information on your check to make an electronic fund transfer from your account at the financial institution indicated on your check or to process the payment as a check transaction. If payment is processed as an electronic fund transfer, the transfer will be for the amount of the check. When we use information from your check to make an electronic fund transfer funds may be withdrawn from your account as soon as the same day we receive your payment, and you will not receive your check back from your financial institution. The processing of your payment may be delayed if you send cash, correspondence or other items with your payment, if you send the payment to any other addles, or if you use an envelope outer than the one provided. Payments iereved on or after IPM Monday through Friday or up a sveckcr.; cr :r:n ; ,tulida I wtl be posted to yriur Account as of the next business day If ycu have misplaced yoar envelope,-send your paymrnt to Discover Bank, PO Box 1251 Wilmington, Dt 19886.5251. Please allow 7.10 days for delivery. If your payment is returned unpaid, we reserve the right to resubmit it as an electronic debit You can pay your minimum payment or a greater amount over the telephone. Call us at 1-800-347-2683. You will need this statement and your bank account information. You must ensure that sufficient funds are available in your bank account, and all transactions must comply with U.S. 1:+w. You will be asked to provide the first 5 digits of your account statement zip code. By entering those numbers as your electronic signature, you will be agreeing to this authorization to allow us and your bank to deduct each payment you authorize, in the amount requested by u, from your bank account In order to cancel a payment we must receive notice at least three days in advance of the scheduled payment may may notify Ls by phone at 1-800-347-2683 or by mail at address listed in the previous paragraph. Credit Reporting. We may report information about your account to credit bureaus. Late payments, missed parents, or other defaults on your account may be reflected in your credit report We normally report the status and payment history of your Accouncredit reporting agencies each month. It you believe that our report is inaccurate or incomplete, please write us at the following address Discover Mores Card, PO Box 15316, Wilmington DE 19850.5316. Please include your name, address, home telephone number and Account number. Periodic Finance Charges Except as provided below, we will impose Periodic Finance Charges on purchases, cash advances and balance transfers beginning with the date the transaction occurs until the date of repayment and on Old Balances until the date of repayment Old Balances are comprised of either purchases and cash advances made on or prior to the last day of your billing period ending during February 1993 or Reserve Line balances. You can avoid payment of Periodic Finance Charges on new purchases if you pay the New Balance shown on the billing statement on which the uichase first appears by the Payment Due Date, and the Payments and Credits on that statement equal or exceed your Previous Balance. We cal! Phis the "grace period". You do not have a grace period on balance transfers or cash advances. Periodic Finance Charges are imposed on new balance transfers and cash advances beginning with the date the transaction occurs. Periodic Finance Charges are imposed on all transactions and Old Balances until the date of repayment Repayment means payment of your entire New Balance. However if you pay the New Balance shown on this billing statement by the Payment Due Date, and the Payments and Credits shown on this statement equal or exceed the Previous Balance we will not impose Periodic Finance Charges on new purchases, that is, purchases first appearing on this statement If your Account was closed as of September 271999, you can avoid payment of Periodic Finance Charges if you pay the New Balance shown on this Statement by the Payment Due Date and the Payments and Credits on this statement equal or exceed your Previous Balance. Otherwise, you will receive a billing statement next month that includes Periodic Finance Charges imposed until the date of repayment We compute Periodic Finance Charges each day for purchases, cash advances, balance transfers and Old Balances jwhich we refer to as transaction categories) by using the following equation Average Daily Balance x number of days in the billing period x Daily Periodic Rate. (Refer to the finance C6r;ta:1 -um;r;a;y ar. 'ho Dont of your statement for thess so;o ; •!•en wo a.M all Ow Periodic Fwance charges for each t1<.t-Olon cai e.)ery to gel die total Pcnodic Finance Charges for your Account lhu Average Daily Balance r; shown as V if no 11niiodic Finance charges apps, to the balance in a transaction category. We use the two-cycle average daily balance (including new transactions) method of calculating the balance upon which we impose Periodic Finance Charges. This means if you did not pay the New Balance shown on the billing statement you received during the previous billing period by the Pa ent Due Date, we will impose Periodic Finance Charges on new purchases that first appeared on that billing statement, as well as new purchases that first appear on this billing statement, unless we already imposed Periodic Finance Charges on the purchses on your previous billing statement We compute the average daily balance for each transaction category by adding up all the daily balances in a billing period for a transaction categgortyy and dividing the total by the number of days in the billing cycle. We compute the dairy balance for each transaction category on each day byiirst adding the following to the previous day's daily balance: transactions made that day, fees charged that day and Periodic Finance Charges accrued on the previous day's daily balance: and by then subtracting any credits and payments that are applied against the balance of the transaction category on that day. In calculating the daily balance for the previous billing period, we consider the previous day's daily balance" to have been 0 on the first day of the billing period Old Balances are excluded from the balance of the purchase and cash advance transaction categones. Special rate balance transfers and Balance Transfer Transaction Fee Finance Charges are included in the daily balance transfer transaction ca-legory. Balance transfers that were subject to an initial special rate that has been terminated due to a late payment or because you exceeded your Account credit limit are also included in the category until the initial special rate otherwise would have expired. In calculating the daily balance of the balance transfer transaction category on the first day of the billing period, we subtract the unpaid balance of those Balance Transfer Transaction Fee Finance Charges and balance transfers that become purchase tale balance transfers on that day and we add that unpaid balance to the balance of the purchase transaction category. All fees charged to your Account are added to the purchase transaction category with the exception of trash Advance Transaction Fee Finance Charges which are added to the cash advance transaction category and Balance transfer Transaction Fee Finance Charges which are added to the balance transfer transaction category. If a transaction made in a previous billing period is itemized on this statement, we consider the transaction date to be the first day of the current billing period when we calculate your Periodic Finance Charges. For TOD (Telecommunications Device for the Deaf) assistance, please call 1-800-347-7449. The Discover* MoresM Card is issued by Discover Bank, Member FDIC. VERIFICATION The undersigned does hereby verify subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities, he is an attorney for the Plaintiff herein; makes this Verification based upon the facts as supplied to him by the Plaintiff and/or its agents and because the Plaintiff is outside the jurisdiction of the court and the Plaintiffs Verification cannot be obtained within the time allowed for filing of this Motion, and that the facts set forth in the foregoing Motion are true and correct to the best of his knowledge, information and belief. Attorney for Plaint WWRNo. 6191615 CERTIFICATE OF SERVICE A true and correct copy of the within Plaintiffs Motion for Summary Judgment and Brief in Support has been served by U.S. Mail, Postage Pre-Paid, on 2%y of &AU4 , 2008 upon the following: J Michelle Saffel 7 Pheasant Ct Mechanicsburg Pa 17055 By: William T. Molc , Esquire PA I.D. #47437 WELTMAN, WEINBERG & REIS CO., L.P.A. 1400 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR No. 6191615 PRAECIPE FOR LISTING CASE FOR ARGUMENT (Must be typewritten and submitted in duplicate) TO THE PROTHONOTARY OF CUMBERLAND COUNTY: Please list the within matter for the next Argument Court. CAPTION OF CASE (entire caption must be stated in full) (Plaintiff) VS. (Defendant) No. Civil I 01C -.2& C 1. State matter to be argued (i.e., plaintiff's motion for new trial, defendant's demurrer to complaint, etc.): 2. Identify counsel who will argue cased 12"M' Reis Ca- Weltman, Weinberg & Bldg . (a) for plaintiff : 1400 Koppe Aaaress: 436 7th Ave. pltWurgh, PA 15219 (b) for defendant: 412) 434-7955 Address: ' Q)0 ?'C f eas<- ? CI' 'NU ckGLn ttsP4 3. Y will notify all parties in writing two days that this case has been listed for argument. 4. Argument Court Date: CO M ? r i'?7 r . rn r V IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION DISCOVER BANK,. Plaintiff, VS. MICHELLE SAFFEL, Defendant. Case No.: 07-6730 CI VL ORDER OF COURT AND NOW, to-wit, this Zz" day of OcAj,-,2008, upon Plaintiff's Motion for Summary Judgment, IT IS HEREBY ORDERED, ADJUDGED AND DECREED that said Motion is GRANTED and Judgment is entered in favor of Plaintiff for $2342.12 with interest at the rate of 6.0% per annum from date of judgment, plus attorneys' fees of $300.00, plus costs. J. W WR No. 6191615 BY THE COURT N cr- ? t CI C\l F tQ t'V IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION DISCOVER BANK Plaintiff Case No.: 07-6730-CIVIL TYPE OF PLEADING vs. PRAECIPE FOR JUDGMENT PER ORDER OF COURT MICHELLE SAFFEL Defendant. FILED ON BEHALF OF: Plaintiff COUNSEL OF RECORD OF THIS PARTY: THIS IS AN ATTEMPT TO COLLECT A DEBT USED FOR THAT PURPOSE. Patrick Thomas Woodman, Esquire PA I.D.#34507 Weltman, Weinberg & Reis Co., L.P.A. 1400 Koppers Bldg. 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR # 06191615 $2,642.12 AND ANY INFORMATION OBTAINED SHALL BE 4 a#- IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION DISCOVER BANK Plaintiff VS. MICHELLE SAFFEL Defendant. Case No.: 07-6730-CIVIL PRIAECIPE FOR JUDGMENT TO THE PROTHONOTARY: Pursuant to Pa.R.C.P. 237, I certify that a copy of this Praecipe has been mailed to each other party who has appeared in the action or to his/her Attorney of Record. In light of the Court Order granting Summary Judgment in favor of Plaintiff on October 22, 2008, kindly enter Judgment against the Defendant, MICHELLE SAFFEL, in the amount of $2,642.12 computed as follows: Amount Awarded per Order: $2,342.12 Interest from date of judgment at the legal rate of 6.0% per annum: $0.00 Attorneys' Fees: $300.00 TOTAL: $2,642.12 Attached is a copy of the Court Order in favor of Plaintiff for Judgment. WELTMAN, WEINBERG & REIS, CO., L.P.A. By: ?/-;;,, 11Jood. Patrick Thomas Woodman, Esquire PA I.D.434507 Weltman, Weinberg & Reis Co., L.P.A. 1400 Koppers Bldg. 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 Plaintiff's address is: c/o Weltman, Weinberg & Reis, Co., L.P.A., 1400 Koppers Building, 436 7th Avenue, Pittsburgh, PA 15219 And Defendant's address is: 7 PHEASANT CT MECHANICSBURG,PA 17055 dod? a..o A to/CB r IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION DISCOVER BANK, Plaintiff, VS. MICHELLE SAFFEL, Defendant. Case No.: 07-6730 CIVL ORDER OF COURT AND NOW, to-wit, this ZZ"j day of 064kr- , 2008, upon Plaintiffs Motion for Summary.Judgment, IT IS HEREBY ORDERED, ADJUDGED AND DECREED that said Motion is GRANTED and Judgment is entered in favor of Plaintiff for $2342.12 with interest at the rate of 6.0% per annum from date of judgment, plus attoiImeys' fees of $300.00, plus costs. J. ME COPY FROM Rte; r1p >?,?# said Cow thita WWR No. 6191615 BY THE COURT VERIFICATION The undersigned does hereby verify subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities, that the parties against whom Judgment is to be entered according to the Praecipe attached are not members of the Armed Forces of the United States or any other military or non-military service covered by the Soldiers and Sailors Civil Relief Act of 1940. The undersigned further states that the information is true and correct to the best of the undersigned's knowledge and belief and upon information received from others. WELTMAN, WEINBERG & REIS CO., L.P.A. By: MAWAK? Patrick Thomas Woodman, Esquire PA I.D.#34507 Weltman, Weinberg & Reis Co., L.P.A. 1400 Koppers Bldg. 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR#06191615 O n?, ? l ? C ) + Q ? ^rn c`'? ? IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION DISCOVER BANK Plaintiff vs. MICHELLE SAFFEL Defendant MEMBERS 1 ST FEDERAL CREDIT UNION, Garnishee, No. 07-6730 CIVIL PRAECIPE FOR WRIT OF EXECUTION (BANK ATTACHMENT ONLY) FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: L"7 C -03 rnco x m Nr ?D rZ .c v z_d D C z rwf CA L? x C) N w -v C) N Matthew D. Urban, Esquire PA I.D. #90963 WELTMAN, WEINBERG & REIS CO., L.P.A. 1400 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR#06191615 O "T1 -1 -urn C .M -{p 5, s -n z- on --t'r'a D -C IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION DISCOVER BANK Plaintiff vs. MICHELLE SAFFEL Defendant MEMBERS IST FEDERAL CREDIT UNION, Garnishee TO THE PROTHONOTARY: Civil Action No. 07-6730 CIVIL PRAECIPE FOR WRIT OF EXECUTION Kindly issue a Writ of Execution in the above matter... 1. directed to the Sheriff of CUMBERLAND County: 2. against MICHELLE SAFFF,? L, Defendant Ito 'f W) ot,C?,r( ?P??7o?3 3. against MEMBERS 1 ST FEDERAL CREDIT UNION, Garnishee 17 ?t Sp r(j (Load G iAtsla , PA- rzoq 4. Judgment Amount $ 2,642.12 Less payments of Interest Costs SUBTOTAL: Costs (to be added by Prothonotary): PI'L 40y s'Y.Sd F c? s 1`J od ,? P't zz 'k- W4 rj, DO Dc,e CI $ - 425.0 s ?1-7 5?L $ 290.94 $ 2,508.06 WELTMAN, )6?NBERG & REIS CO., L.P.A. by: L--"-- Matthew D. Urban, Esquire PA I.D. #90963 WELTMAN, WEINBERG & REIS CO., L.P.A. 1400 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 6, 0 Awe LL WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) N007-6730 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due DISCOVER BANK Plaintiff (s) From MICHELLE SAFFEL, 116 EAST WILLOW STREET, CARLISLE, PA 17013 (1) You are directed to levy upon the property of the defendant (s)and to sell (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of MEMBERS FIRST FEDERAL CREDIT UNION, 1711 SPRING ROAD, CARLISLE, PA 17013 GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due$2,217.12 L.L.$.50 Interest $290.94 Atty's Comm % Atty Paid $168.62 Plaintiff Paid Due Prothy $2.00 Other Costs Date: November 23, 2010 (Seal) Deputy REQUESTING PARTY: Name Matthew D. Urban, Esq. Address: Weltman, Weinberg & Reis Co., L.P.A., 1400 Koppers Building, 436 Seventh Avenue, Pittsburgh, PA 15219 Attorney for: Plaintiff Telephone: 412-434-7955 Supreme Court ID No. 90963 OF THE P OTNQNOTAR',' 2010 DEC -3 PM 3: 25 CUMBERLAND COUNTY PENNSYMIXt& IN THE COURT OF COM AS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION DISCOVER BANK Plaintiff vs. MICHELLE SAFFEL Defendant and MEMBERS 1 ST FEDERAL CREDIT UNION Garnishee No. 07-6730 CIVIL INTERROGATORIES IN ATTACHMENT MEMBERS 1s'r FEDERAL CREDIT UNION FILED ON BEHALF OF: Plaintiff COUNSEL OF RECORD OF THIS PARTY: Matthew D. Urban, Esquire PA I.D. 490963 WELTMAN, WEINBERG & REIS CO., L.P.A. 1400 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR#06191615 DEC 012010 IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION DISCOVER BANK Plaintiff vs. MICHELLE SAFFEL Defendant and MEMBERS I ST FEDERAL CREDIT UNION Garnishee Civil Action No.: 07-6730 CIVIL TO: MEMBERS I ST FEDERAL CREDIT UNION Suggested Reference No.: XXX-XX-7520 1711 Spring Road Carlisle, PA 17013 RE: MICHELLE SAFFEL 116 EAST WILLOW ST CARLISLE, PA 17013 IMPORTANT NOTICES TO GARNISHEE! A. You are required to file answers to the following interrogatories within twenty (20) days after service upon you. Failure to do so may result in Judgment against you. B. Herein, the word "defendant" means any one or more of the defendants against whom the writ of Execution is issued. C. While service of Writ upon the Garnishee attaches all property of the Defendant subject to attachment which is then in the hands of the garnishee, it also attaches all property of the defendant which comes into the Garnishee's possession thereafter, until Judgment is entered against the Garnishee. For example, the resultant liability of a Garnishee-Bank would not be measured by the balance in the debtor's account, either at the time of service of the Writ or at the time of Judgment against the Garnishee, but rather by the amounts deposited and withdrawn during the intervening period. INTERROGATORIES IN ATTACHMENT 1. At the time you were served or at any subsequent time did you owe the defendant any money or were you liable to him on any negotiable or other written instrument, or did he claim that you owed him any money or were liable to him for any reason (including funds on deposit for checking or savings accounts and certificates of deposit)? 1 a. If the answer to Interrogatory l is in the affirmative, state the following: the amount of money you owe or owed to defendant, and, if such money is in the form of a fund, the present location thereof, the terms, face amount and amount you owe or owed to defendant on each of such negotiable or other written instruments and the present location of each of such instruments; the amount or amounts that defendant claims or claimed that you owe or owed to him; and the nature and amount of each of such liabilities. N?4 2. At the time you were served or at any subsequent time was there in your possession, custody or control of yourself and one or more other persons any property of any nature owned solely or in part by the defendant. ?D 3. At the time you were served or at any subsequent time did you hold legal title to any property of any nature owned solely or part by the defendant or in which defendant held or claimed any interest? N6 4. At the time you were served or at any subsequent time did you hold as fiduciary any property in which the defendant had an interest? IV 0 5. At any time before or after you were served, did the defendant transfer or deliver any property to you or to any person or place pursuant to your directions or consent and if so what was the consideration thereof? SUS 6. At any time after you were served did you pay, transfer, or deliver any money or property to the defendant or to any person or place pursuant to his direction or otherwise discharge any claim of the defendant against you? No ?. If you are a bank or other financial institution, at the time you were served or at any subsequent time did the defendant have funds on deposit in an account in which funds are deposited electronically on a recurring basis and which are identified as being funds that upon deposit are exempt from execution, levy or attachment under Pennsylvania or federal law? If so, Identify each account and state the reason for the exemption, the amount being withheld under each exemption and the amount of funds in each account, and the entity electronically depositing those Funds on a recurring basis. NO 8. If you are a bank or other financial institution, at the time you were served or at any subsequent time did the defendant have funds on deposit in an account in which the funds on deposit, not including any otherwise exempt funds, did not exceed the amount of the general monetary exemption under 42 Pa.C.S. § 8123? If so, identify each account. y e5 X?? ?? 3 _ ??,?;??5 (? •OO CA?c?c--tom - 113.3Fs 4 300 .oo ??. Lk a (N-Oidn ,-a r'l 4o0k.Q n off -. 9. If the answer to Interrogatory 1 is in the firmative, state the date the sheriff served these interrogatories on this institution. N?4 10. If the answer to Interrogatory 1 is in the affirmative, state the date the written instrument, checking or savings account, certificate of deposit, or other funds were frozen, restricted, or otherwise put on hold by this institution. N a 11. If the response to Interrogatory 7 is in the affirmative, are other funds comingled in the account which are not deposited electronically on a recurring basis and which are identified as being funds that upon deposit are exempt from execution, levy or attachment under Pennsylvania or federal law? N of 12. If the response to Interrogatory I I is in the affirmative, state the amount of non-exempt funds on deposit in the account. WELTMAN, WEINBERG & REIS CO., L.P.A. i --- By Matthew D. Urban, Esquire PA I.D. #90963 WELTMAN, WEINBERG & REIS CO., L.P.A. 1400 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR#06191615 VERIFICATION The undersigned does hereby verify subject to the penalties of 18 PA. C.S. 4904 relating to unsworn falsifications to authorities, that he/she is Jody L. Burkholder (Name) Deposit Operations Analyst of Members 1 st Federal Credit Union (Title) (Company) garnishee herein, that he/she is duly authorized to make this verification, and the facts set forth in the foregoing Answer to Interrogatories are true and correct to the best of his/her knowledge, information and belief. ( GNATU ) SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson FILED-OFFICE . ?, Sheriff r'tp of clurib", TIJC PROTHONDIAR Jody S Smith Chief Deputy 2010 DEC -1 Ali D' 20 Richard W Stewart CUMBERLAND 0U~ OFF CE Solicitor ??- pENNSYLYAWA Discover Bank Case Number vs. Michelle Saffel 2007-6730 SHERI'FF'S RETURN OF SERVICE 12/01/2010 12:40 PM - Sheldon Marshall, Deputy Sheriff, who being duly sworn according to law, states that on December 1, 2010 at 1233 hours, attached as herein commanded all goods, chattels, rights, debts, credits, and monies of the within named defendant, to wit: Michelle Saffel, in the hands, possession, or control of the within named garnishee, Members 1st Federal Credit Union, 5000 Louise Drive, Mechanicsburg, Cumberland County, Pennsylvania 17055, by handing to Jody Burkholder, Deposit Analyst personally three copies of interrogatories together with three true and attested copies of the writ of execution and made the contents there of known to her. The writ of execution and notice to defendant was mailed on December 3, 2010 to Michelle Saffel„ 116 E Willow Street, Carlisle, PA 17013. SO ANSWERS, December 02, 2010 RON R ANDERSON, SHERIFF Sheldon Marshall, Deputy ;'c; Gount;Suite Shenff Te eosoft Inn WELTMAN, WEINBERG & REIS CO., L.P.A. BY: Matthew D. Urban, Esquire Attorney for Plaintiff(s) I.D. No.90963 436 Seventh Avenue, Suite 1400 Pittsburgh, PA 15219 0 Phone: 412.434.7955 C c Fax: 412.434.7959 File # 6191615 p Q DISCOVER BANK 6-n CUMBERLAND County jj Court of Common Pleas 4 vs. MICHELLE SAFFEL NO. 07-6730 CIVIL and MEMBERS 1ST FEDERAL CREDIT UNION Garnishee(s) PRAECIPE TO DISCONTINUE ATTACHMENT EXECUTION TO THE PROTHONOTARY: Kindly marked the above matter settled, discontinued, and ended as to Garnishee(s), MEMBERS 1ST FEDERAL CREDIT UNION, only. WELTMAN, WEINBERG & REIS CO., L.P.A. By Mfitfhew- D. Urban, Esquire Attorney for Plaintiff Sworn to and subscribed Before me the ` ay of DECEMBER, 2010 NOTARY AJAIC coMMONWEALTH of PENNSYLVANIA I Notarial Seal Wendy L Gault, Notary Public m of Pittsburgh, pllegher>y County MY mipn Expires July 15, 2014 Mernher nenn5v1",,nta pccnrration Of Notaries 4 a g'to ?t? a?, W01 7 6) FL ?, go wpq WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 07-6730 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due DISCOVER BANK Plaintiff (s) From MICHELLE SAFFEL, 116 East Willow Street, Carlisle, PA 17013 (1) You are directed to levy upon the property of the defendant (s)and to sell (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: MEMBERS 1sT FCU, 1711 SPRING ROAD, CARLISLE, PA 17013 and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $1,722.62 L.L. Interest $370.31 Atty's Comm % Due Prothy $2.00 Arty Paid $198.62 Other Costs: Plaintiff Paid Date: 7/26/11 D. Buell, Prothonotary (Seal) By: Deputy REQUESTING PARTY: Name MATTHEW D. URBAN, ESQUIRE Address: WELTMAN, WEINBERG & REIS C O., L.P.A. 1400 KOPPERS BUILDING 436 SEVENTH AVENUE PITTSBURGH, PA 15219 Attorney for: PLAINTIFF Telephone: 412-434-7955 Supreme Court ID No. 90963 1 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION DISCOVER BANK. Plaintiff VS. MICHELLE SAFF ,L 1110 l>J ??d? S? . ,r 1iSl? P? ! 013 Defendant Civil Action No. 07-6730 CIVIL MEMB I-)11 ER'bQf; ^ Q,& 1'1013 Garnishee PRAECIPE FOR WRIT OF EXECUTION TO THE PROTHONOTARY: Kindly issue a Writ of Execution in the above matter... 1. directed to the Sheriff of CUMBERLAND County: 2. against MICHELLE SAFFEL, Defendant 3. against M?MBERS 1 ST FCU, Garnishee 4I? c.,. , -`<D o? 1 71 ?^ <C C-) C) 6 -r= ?t D -- r0 = 4. Judgment Amount $ 2,342.12 Lens payments of $ 619.50 Interest $ 370.31 Cons $ SUBTOTAL: Cost, (to be added by Prothonotary): QW?k ?'?• ? d 4? °r. i a r 6F ? g, S p u t c l(t. 00 SC)"" ?• O? 1t a ------------- I a $ 2,092.93 WELTMAN, WEINBERG & REIS CO., L.P.A. -l y' - Matthew D. Urban, Esquire PA I.D. #90963 WELTMAN, WEINBERG & REIS CO., L.P.A. 1400 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 OP (a W% ? W e't' ]?SUV.? IN THE COWL T OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION DISCOVER BANK: Plaintiff vs. MICHELLE SAFFEL Defendant MEMBERS I ST F(-U, Garnishee, No. 07-6730 CIVIL PRAECIPE FOR WRIT OF EXECUTION (BANK ATTACHMENT ONLY) FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: Matthew D. Urban, Esquire PA I.D. #90963 WELTMAN, WEINBERG & REIS CO., L.P.A. 1400 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR#6191615 t IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION RECEIVED DISCOVER BANK JUL 2 9 2011 Plaintiff vs. MICHELLE SAFFEL Defendant and MEMBERS 1 ST FCU Garnishee No. 07-6730 CIVIL tt-- AV0 INTERROGATORIES IN ATTACHMENT MEMBERS IST FCU FILED ON BEHALF OF: Plaintiff COUNSEL OF RECORD OF THIS PARTY: WELTMAN, WEINBERG & REIS CO., L.P.A. 1400 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR#6191615 -M Matthew D. Urban, Esquire -i PA I D #90963 IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION DISCOVER BANK Plaintiff vs. MICHELLE SAFFEL Defendant and MEMBERS 1 ST F-CU Garnishee Civil Action No.: 07-6730 CIVIL TO: MEMBER?s ! ST FCU Suggested Reference No.: XXX-XX-7520 1711 SPRINGY RD CARLISLE, PA i 7013 RE: MICHELLE SAFFEL 116 EAST WILLOW ST CARLISLE, PA 17013 IMPORTANT NOTICES TO GARNISHEE! A. You are required to file answers to the following interrogatories within twenty (20) days after service upon you. Failure to do so may result in Judgment against you. B. Herein, the word "defendant" means any one or more of the defendants against whom the writ of Execution is issued. C. Whil„ service of Writ upon the Garnishee attaches all property of the Defendant subject to attachment which i ; then in the hands of the garnishee, it also attaches all property of the defendant which comes into the Garnishee's possession thereafter, until Judgment is entered against the Garnishee. For example, the resultant liability of a Garnishee-Bank would not be measured by the balance in the debtor's account, either at the time of service of the W: it or at the time of Judgment against the Garnishee, but rather by the amounts deposited and withdrawn durink, the intervening period. INTERROGATORIES IN ATTACHMENT I . At ?Ije time you were served or at any subsequent time did you owe the defendant any money or were you liable to him on any negotiable or other written instrument, or did he claim that you owed him any money or were liable to him for aAy reason (including funds on deposit for checking or savings accounts and certificates of deposit)? n I a. If th answer to interrogatory 1 is in the affirmative, state the following: the amount of money you owe or owed to defendant, and, if such money is in the form of a fund, the present location thereof; the terms, face amou,it :nd amount you owe or owed to defendant on each of such negotiable or other written instruments and the ;,rese-!t location of each of such instruments; the amount or amounts that defendant claims or claimed that you owe or owed to him; and the nature and amount of each of such liabilities. n I C?. 2. At the time you were served or at any subsequent time was there in your possession, custody or control of yourself and one or more other persons any property of any nature owned solely or in part by the defendant. r l 3. At the time you were served or at any subsequent time did you hold legal title to any property of any nature owned solely or part by the defendant or in which defendant held or claimed any interest? Y -1 4. At to time you were served or at any subsequent time did you hold as fiduciary any property in which the defendant had an interest? 5. At any time before or after you were served, did the defendant transfer or deliver any property to you or to any person or place pursuant to your directions or consent and if so what was the consideration thereof? V) o 6. At anv time after you were served did you pay, transfer, or deliver any money or property to the defendant or to any person or place pursuant to his direction or otherwise discharge any claim of the defendant against you? 7. If you are a bank or other financial institution, at the time you were served or at any subsequent time did the defendant ha• -z funds on deposit in an account in which funds are deposited electronically on a recurring basis and which are identified as being funds that upon deposit are exempt from execution, levy or attachment under Pennsylvania or federal law? If so, Identify each account and state the reason for the exemption, the amount being withheld under each exemption and the amount of funds in each account, and the entity electronically depositing those funds on a recurring basis. 1/1 o 8. If you are a bank or other financial institution, at the time you were served or at any subsequent time did the defendant ha- e funds on deposit in an account in which the funds on deposit, not including any otherwise exempt fwids, did not exceed the amount of the general monetary exemption under 42 Pa.C.S. § 8123? If so, identify each account C1 9. If the an.;wer to Interrogatory I is in the affirmative, state the date the sheriff served these interrogatories on this institution. 10. If the answer to Interrogatory 1 is in the affirmative, state the date the written instrument, checking or savings account, certificate of deposit, or other funds were frozen, restricted, or otherwise put on hold by this institution. H. If tht resr.,onse to Interrogatory 7 is in the affirmative, are other funds comingled in the account which are not depo ;it: d -;electronically on a recurring basis and which are identified as being funds that upon deposit are exempt from ex, cution. levy or attachment under Pennsylvania or federal law? Yl I(c 12. If the response to Interrogatory 11 is in the affirmative, state the amount of non-exempt funds on deposit in the accoum' Y11 r, WELTMAN, WEINBERG & REIS CO., L.P.A. By. Matthew D. Urban, Esquire PA I.D. #90963 WELTMAN, WEINBERG & REIS CO., L.P.A. 1400 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR#6191615 A f4vie MEMBERS 1st FEDERAL CREDIT UNION July 29, 2011 Michelle Saffel 116 East Willow Street Carlisle, PA 17013 Review Dates (60 Days): May 31, 2011 - July 29, 2011 Total Writ of Execution: $2,291.55 Cumberland County Docket Number: 07-6730 File # WWR 6191615 Account Number: XXX683-0000 Name on Account: Michelle Saffel Savings: $5.00 -5.00 (Membership Fee) $0.00 Payroll: Account Number: XXX683-0011 Name on Account: Michelle Saffel Checking: $523.44 -50.00 (Processing Fee) $473.44 Payroll: Amazon Corn Dedc $300.00 Statutory Exemption was not taken out. Tania S. Youn Deposit Operations Analyst Rev: 06/11 5000 Louise Drive • P.O. Box 40 • Mechanicsburg, Pennsylvania 17055 0 (800) 283-2328 0 www.memberslst.org VERIFICATION The undersigned does hereby verify subject to the penalties of 18 PA. C.S. 4904 relating to unsworn falsifications to authorities, that he/she is Tania S. Young (Name) Deposit Operations Analyst of Members 1st Federal Credit Union (Title) (Company) garnishee herein, that he/she is duly authorized to make this verification, and the facts set forth in the foregoing Answer to Interrogatories are true and correct to the best of his/her knowledge, information and belief. ja'A'U Rc . • (SIGN TUR SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson Sheriff Jody S Smith Chief Deputy Richard W Stewart Solicitor 21111 AUG -2 AM 6: t? cUMBE11LA'C CJk1 l ?ENt6ytL"A' "'A Discover Bank I Case Number vs. 2007-6730 Michelle Saffel SHERIFF'S RETURN OF SERVICE 07/29/2011 10:09 AM - William Cline, Deputy, who being duly sworn according to law, attached as herein commanded all goods, chattels, rights, debts, credits, and monies of the Defendant, in the hands, possession, or control of the within nomed garnishee, Members 1 st FCU at 1711 Spring Road, North Middleton Township, Carlisle, PA 11,013, Cumberland County, by handing to KRISTAL LUCKEY, CSR, personally three true and attested copie$ of the Writ of Execution and made the contents there of known to her. The writ of execution and notice to defendant was mailed on August 1, 2011 to Michelle Saffel at 116 East Willow Street, Carlisle, PA 17013. SO ANSWERS, July 29, 2011 RON R A ERSON, SHERIFF illiam Cline, Deputy s, CeuntySUte She;ft. l ees `t h-,;. SHERIFF'S OFFICE OF CUMBERLAND COUNTY R Anderson iff .jdy S Smith thief Deputy Richard W Stewart Solicitor "O'll, Of 011014;" Ci ` TMI: PROTNONOTAR ;" FILED-OFFiCE 2012 FEB 17 PM 2, 2 s CUMBERLAND COUNTY PENNSYLVANIA Discover Bank vs. Michelle Saffel Case Number 2007-6730 SHERIFF'S RETURN OF SERVICE 07/29/2011 10:09 AM - William Cline, Deputy, who being duly sworn according to law, attached as herein commanded all goods, chattels, rights, debts, credits, and monies of the Defendant, in the hands, possession, or control of the within named garnishee, Members 1st FCU at 1711 Spring Road, North Middleton Township, Carlisle, PA 17013, Cumberland County, bphanding to KRISTAL LUCKEY, CSR, personally three true and attested copies of the Writ of Execution and made the contents there of known to her. The writ of execution and notice to defendant was mailed on August 1, 2011 to Michelle Saffel at 116 East Willow Street, Carlisle, PA 17013. 02/16/2012 Ronny R. Anderson, Sheriff, who being duly sworn according to law, states this writ of execution is returned as ABANDONED. No action on writ in over 6 months. SHERIFF COST: $87.62 SO ANSWERS, February 16, 2012 RON R ANDERSON, SHERIFF SHERIFF'S OFFICE OF CUMBERLAND COUNTY I R Anderson ,ff 01 ?tirur?r THE t?11`_ THE PROTHONOTAWf' Ay S Smith lief Deputy ,iichard W Stewart Solicitor 2012 FEB 17 PM 2= 23 CUMBERLAND COUNT' PENNSYLVANIA Discover Bank vs. Michelle Saffel Case Number 2007-6730 SHERIFF'S RETURN OF SERVICE 12101/2010 12:40 PM - Sheldon Marshall, Deputy Sheriff, who being duly sworn according to law, states that on December 1, 2010 at 1233 hours, attached as herein commanded all goods, chattels, rights, debts, credits, and monies of the within named defendant, to wit: Michelle Saffel, in the hands, possession, or control of the within named garnishee, Members 1st Federal Credit Union, 5000 Louise Drive, Mechanicsburg, Cumberland County, Pennsylvania 17055, by handing to Jody Burkholder, Deposit Analyst personally three copies of interrogatories together with three true and attested copies of the writ of execution and made the contents there of known to her. The writ of execution and notice to defendant was mailed on December 3, 2010 to Michelle Saffel„ 116 E Willow Street, Carlisle, PA 17013. 02/16/2012 Ronny R. Anderson, Sheriff, who being duly sworn according to law, states this writ of execution is returned as ABANDONED. No action on writ in over 6 months. SHERIFF COST: $90.73 February 16, 2012 SO ANSWERS, RON R ANDERSON, SHERIFF s? Z,z??. a7i 2riff fe?rt)Sc$ Irk; WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 07-6730 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due DISCOVER BANK Plaintiff (s) From MICHELLE SAFFEL, 116 EAST WILLOW STREET, CARLISLE, PA 17013 (1) You are directed to levy upon the property of the defendant (s)and to sell (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: MEMBERS FIRST CU, 1711 SPRING ROAD, CARLISLE, PA 17013 and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof, (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due$1,249.18 L.L.$ Interest $326.91 Atty's Comm % Atty Paid $323.29 Plaintiff Paid Due Prothy $2.25 Other Costs Date: 3/5/2012 (Seal) REt2UF..,STfNG PARTY: Name WILLIAM T. MOLCZAN, ESQUIRE David D. Buell, Prothonotary Deputy Address: WELTMAN, WEINBERG & REIS CO., L.P.A. 1400 KOPPERS BUILDING 436 SEVENTH AVENUE PITTSBURGH, PA 15219 Attorney fir: PLAINTIFF Telephone: 412-434-7955 Supreme Court ID No. 47437 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION DISCOVER BANK Plaintiff vs. MICHELLE SAFFEL Defendant(s) MEMBERS FIRST CU Garnishee(s) Civil Action No. 07-6730 CIVIL PRAECIPE FOR WRIT OF EXECUTION TO THE PROTHONOTARY: Kindly issue a Writ of Execution in the above matter... 1. directed to the Sheriff of CUMBERLAND County: 2. against MICHELLE SAFFEL , Defendant 3. against MEMBERS FIRST CU... Garnishee 4. Judgment Amount Less Payments/credits received Interest Costs SUBTOTAL: Costs (to be added by Prothonotary): Ci) 0.ru ' 2a, 99.?a $?. (4 7 79,50 ti 14. f1U DY, so S.e-o Sb &•cz) 3P3. ac? r- _? p -- ci a ' CD -1 C ?r. w ;v $2,342.12 $1,092.94 aLA 01 • ?? $326.91 $1,576.09 WELTMAN, WEINBERG & REIS CO., L.P.A. By: G?,,, William T. Molczan, Esquire PA I.D. #47437 WELTMAN, WEINBERG & REIS CO., L.P.A. 1400 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 Cali /030Ki S/(, pwa,J99b WWR No. 6191615 14 4 EX IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION DISCOVER BANK Plaintiff vs. MICHELLE SAFFEL Defendant(s) MEMBERS FIRST CU Garnishee(s) No. 07-6730 CIVIL PRAECIPE FOR WRIT OF EXECUTION (BANK ATTACHMENT ONLY) FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: William T. Molczan, Esquire PA I.D. #47437 WELTMAN, WEINBERG & REIS CO., L.P.A. 1400 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR No. 6191615 SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson Sheriff L D -J { € C' L Jody S Smith E PROTNONOT 'i. Chief Deputy - 2D]2 MAR 20 AM 10, 45 Richard W Stewart Solicitor F ..: = CUMBERLAND GOUN"I'l" PENNSYLVANIA Discover Bank vs. Case Number Michelle Saffel 2007-6730 SHERIFF'S RETURN OF SERVICE 03/16/2012 10:15 AM - Noah Cline, Deputy Sheriff, who being duly sworn according to law, states that on March 16, 2012 at 1015 hours, attached as herein commanded all goods, chattels, rights, debts, credits, and monies of the within named defendant, to wit: Michelle Saffel, in the hands, possession, or control of the within named garnishee, Members 1st Federal Credit Union, 1711 Spring Road, Carlisle, Cumberland County, Pennsylvania 17013, by handing to Laurie Shultz, Member Service Representative, personally three copies of interrogatories together with three true and attested copies of the writ of execution and made the contents there of known to her. The writ of execution and notice to defendant was mailed on March 19, 2012 to Michelle Saffel at 116 E Willow Street, Carlisle, PA 71013. SO ANSWERS, March 19, 2012 RON R ANDERSON, SHERIFF Noah Cline, Deputy Sheriff PI GoimrySutle Sher Iff, ieeosal7, jnl-. APB' ?3 P11 t: 12 2 CUMBERLAND COUNTY PENNSYLVANIA IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION DISCOVER BANK Plaintiff VS. MICHELLE SAFFEL Defendant MEMBERS 1 ST FCU Garnishee No. 07-6730 CIVIL PRAECIPE FOR JUDGMENT AGAINST GARNISHEE FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: William T Molczan Esquire PA I.D.#47437 Weltman, Weinberg & Reis Co., L.P.A. 1400 Koppers Bldg. 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR#06191615 C?it )W4VL40i Ss a-7 9?a9. IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION DISCOVER BANK Plaintiff VS. Civil Action No. 07-6730 CIVIL MICHELLE SAFFEL Defendant MEMBERS 1 ST FCU Garnishee PRAECIPE FOR JUDGMENT AGAINST GARNISHEE TO THE PROTHONOTARY: Kindly enter Judgment against the Garnishee, MEMBERS 1 ST FCU , in the amount of $1456.11, which is less than Defendant owes to Plaintiff and which amount Garnishee has admitted owing to the Defendant, in answers to Interrogatories. WELTMAN, WEINBERG & REIS CO., L.P.A. By: 4?4-r William T Molczan Esgyij PA I.D.#47437 ((// Weltman, Weinberg & Reis Co., L.P.A. 1400 Koppers Bldg. 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR#06191615 I hereby certify that the address of the Plaintiff is: c/o Weltman, Weinberg & Reis Co., L.P.A., 1400 Koppers Building, 436 7`h Avenue, Pittsburgh, PA 15219 And that the last known address of the Garnishee is: 1711 SPRING RD CARLISLE, PA 17013 A MEMBERS 1St PEDERALCREDIT UNION March 22, 2012 Michelle Saffel 116 East Willow St Carlisle Pa 17013 Review Dates (60 Days): 01-09-2012-03-16-2012 Total Writ of Execution: 1249.18 COUNTY Cumberland Docket Number: File 07-6730 Account Number: XXXXXX-683-00 Name on Account: Michelle Saffel Savings: 12.76 5.00 Membership 7.76 Payroll: Account Number: XXXXXX683-11 Name on Account: NAME Michelle Saffel Checking: 1748.35 Payroll: AMAZON COM DEDC $300.00 Statutory Exemption was not taken out. Christina Bender Ok- 5000 Loukevp#?hl- P.O. Box 40 - Mechanicsburg, Pennsylvania 17055 - (800) 283-2328 - www.memberslst.org INTERROGATORIES IN ATTA,C)ElMNT 1. At the time you were served or at any subsequent time did you owe the defendant any money or were you liable to hire on any negotiable or other written instrument, or did he claim that you owed him any money or were liable to him for any reason (including funds on deposit for checking or savings accounts and certificates of deposit)? C v D 1 a. If the answer to Interrogatory l is in the affirmative, state the following: the amount of money you owe or owed to defendant, and, if such money is in the form of a fund, the present location thereof; the terms, face amount and amount you owe or owed to defendant on each of such negotiable or other written instruments and the present location of each of such instruments; the amount or amounts that defendant claims or claimed that you owe or owed to him; and the nature and amount of each of such liabilities, rvv 2. At the time you were served or at any subsequent time was there in your possession, custody or control of yourself and one or more other persons any property of any nature owned solely or in part by the defendant. 3,. At the time you were. served or at any subsequent time did you hold legal title to any property of any. nature owned solely or part by the defendant or in which defendant held or claimed any interest? 4. At the time you were served or at any subsequent time did you hold as fiduciary any property in which the defendant had an interest? Ivy 5. At any time before or after you were served, did the defendant transfer or deliver any property to you or to any person or place pursuant to your directions or consent and if so what was the consideration thereof? At any time after you were served did you pay, transfer, or deliver any money or property to the defendant or to any person or place pursuant to has direction or otherwise discharge any claim of the defendant against you? NAD 7. If you are a bank or other financial institution, at the time you were served or at any subsequent time did the defendant have funds on deposit in an account in which funds are deposited electronically on a recurring basis and which are identified as being funds that upon deposit are exempt from execution, levy or attachment under Pennsylvania or federal law? If so, Identify each account and state the reason for the exemption, the amount being withheld under each exemption and the amount of funds in each account, and the entity electronically depositing those funds on a recurring basis. YVJ WWR No. 6191615 8. If you are a bank or other financial institution, at the time you were served or at any subsequent time did the defendant have funds on deposit in an account in which the funds on deposit, not including any otherwise exempt funds, did not exceed the amount of the general monetary exemption under 42 Pa.C.S. § 8123? If so, identify each account, l? 9. If the answer to Interrogatory 1 is in the affirmative, state the date the sheriff served these interrogatories on this institution. 10, If the answer to Interrogatory 1 is in the affirmative, state the date the written instrument, checking or savings account, certificate of deposit, or other funds were frozen, restricted, or otherwise put on hold by this institution. I v `D 11. If the response to Interrogatory 7 is in the affirmative, are other funds comingled in the account which are not deposited electronically on a recurring basis and which are identified as being funds that upon deposit are exempt from execution, levy or attachment under Pennsylvania or federal law? f?AJ 12. If the response to Interrogatory 11 is in the affirmative, state the amount of non-exempt funds on deposit in the account. ??f?i,t r?Z?hS 0?? WELTMAN, WEINBERG & REIS CO., L.P.A. By: "William T. Moloxan, Esquire PA I.D. 447437 WELTMAN, WEINBERG & REIS CO., L.P.A. 1440 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 wwR No. 6191615 IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION DISCOVER BANK Plaintiff vs. Civil Action No. 07-6730 CIVIL MICHELLE SAFFEL Defendant MEMBERS I ST FCU Garnishee NOTICE OF JUDGMENT OR ORDER TO: ( ) Plaintiff ( ) Defendant (xx) Garnishee You are hereby notified that the following Order or Judgment w s entered against you on (xx) Assumpsit Judgment in the amount of $1456.11 plus costs. ( ) Trespass Judgment in the amount of $ plus costs. ( ) If not satisfied within sixty (60) days, your motor vehicle operator's license and/or registration will be suspended by the Department of Transportation, Bureau of Traffic Safety, Harrisburg, PA. (xx) Entry of Judgment of ( ) Court Order ( ) Non-Pros ( ) Confession ( ) Default ( ) Verdict ( ) Arbitration Award Prothonotary By: - - ?) ?W604 PRO ) Members 1 st Fcu 1711 Spring Rd Carlisle, Pa 17013 WELTMAN, WEINBERG & REIS CO., L.P.A. f:. BY: William T. Molczan, Esquire Attorney for Plaintiff(s) -1 I.D. No.47437 rn cr, 436 Seventh Avenue, Suite 1400 -;-? _ - Pittsburgh, PA 15219 --cx° Phone: 412.434.7955 Fax: 412.434.7959 r C-, -47 File # 6191615 DISCOVER BANK CUMBERLAND County Court of Common Pleas vs. MICHELLE SAFFEL, and MEMBERS 1 ST FCU Garnishee(s) NO. 07-6730 CIVIL PRAECIPE TO SATISFY ATTACHMENT EXECUTION TO THE PROTHONOTARY: Kindly mark the above matter satisfied as to Garnishee(s), MEMBERS 1 ST FCU, , only. WELTMAN, WEINBERG & REIS CO., L.P.A. Y William T. Mol an, F-squire Attorney for P mtiff per 9. SDI a IoW c) 7 Q?.a??8s3 SHERIFF'S OFFICE OF CUMBERLAND COUNTY A Anderson Ay S Smith nief Deputy 1 f ,'. 3 L 93 Richard W Stewart Solicitor - Discover Bank vs. Case Number Michelle Saffel 2007-6730 SHERIFF'S RETURN OF SERVICE 03/16/2012 10:15 AM - Noah Cline, Deputy Sheriff, who being duly sworn according to law, states that on March 16, 2012 at 1015 hours, attached as herein commanded all goods, chattels, rights, debts, credits, and monies of the within named defendant, to wit: Michelle Saffel, in the hands, possession, or control of the within named garnishee, Members 1st Federal Credit Union, 1711 Spring Road, Carlisle, Cumberland County, Pennsylvania 17013, by handing to Laurie Shultz, Member Service Representative, personally three copies of interrogatories together with three true and attested copies of the writ of execution and made the contents there of known to her. The writ of execution and notice to defendant was mailed on March 19, 2012 to Michelle Saffel at 116 E Willow Street, Carlisle, PA 71013. 10/19/2012 Ronny R. Anderson, Sheriff, who being duly sworn according to law, states this writ of execution is returned as ABANDONED. No action on writ in over 6 months. SHERIFF COST: $87.87 SO ANSWERS, October 19, 2012 RON R ANDERSON, SHERIFF a • - Ca . ,P i 2-x;,10490