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HomeMy WebLinkAbout07-6756PHELAN HALLINAN & SCHMIEG, LLP LAWRENCE T. PHELAN, ESQ., Id. No. 32227 FRANCIS S. HALLINAN, ESQ., Id. No. 62695 DANIEL G. SCHMIEG, ESQ., Id. No. 62205 ONE PENN CENTER PLAZA, SUITE 1400 PHILADELPHIA, PA 19103 (215) 563-7000 161057 CHASE HOME FINANCE LLC 3415 VISION DRIVE COLUMBUS, OH 43219 Plaintiff V. ESTATE OF THOMAS M. WALLACE DENNIS J. SHATTO, EXECUTOR OF THE ESTATE OF THOMAS M. WALLACE 828 LIMEKILN ROAD NEW CUMBERLAND, PA 17070 WAYNE LOGUE, TRUSTEE OF THE ESTATE OF THOMAS M. WALLACE 342 NORTH FRONT STREET WORMLEYSBURG, PA 17043 HALEY N. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE NATHAN A. WALLACE 1421 SILVER CREEK MECHANICSBURG, PA 17050 ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION TERM NO. 0 r7- (01510 civit (em CUMBERLAND COUNTY File #: 161057 NATHAN A. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE 1421 SILVER CREEK DRIVE MECHANICSBURG, PA 17050 ANDREA E. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE 94 NORTH OLD STONE HOUSE ROAD CARLISLE, PA 17013 Defendants CIVIL ACTION - LAW COMPLAINT IN MORTGAGE FORECLOSURE File #: 161057 NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Lawyer Referral Service Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 (800)990-9108 File #: 161057 IF THIS IS THE FIRST NOTICE THAT YOU HAVE RECEIVED FROM THIS OFFICE, BE ADVISED THAT: PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, 15 U.S.C. § 1692 et seq. (1977), DEFENDANT(S) MAY DISPUTE THE VALIDITY OF THE DEBT OR ANY PORTION THEREOF. IF DEFENDANT(S) DO SO IN WRITING WITHIN THIRTY (30) DAYS OF RECEIPT OF THIS PLEADING, COUNSEL FOR PLAINTIFF WILL OBTAIN AND PROVIDE DEFENDANT(S) WITH WRITTEN VERIFICATION THEREOF; OTHERWISE, THE DEBT WILL BE ASSUMED TO BE VALID. LIKEWISE, IF REQUESTED WITHIN THIRTY (30) DAYS OF RECEIPT OF THIS PLEADING, COUNSEL FOR PLAINTIFF WILL SEND DEFENDANT(S) THE NAME AND ADDRESS OF THE ORIGINAL CREDITOR, IF DIFFERENT FROM ABOVE. THE LAW DOES NOT REQUIRE US TO WAIT UNTIL THE END OF THE THIRTY (30) DAY PERIOD FOLLOWING FIRST CONTACT WITH YOU BEFORE SUING YOU TO COLLECT THIS DEBT. EVEN THOUGH THE LAW PROVIDES THAT YOUR ANSWER TO THIS File #: 161057 COMPLAINT IS TO BE FILED IN THIS ACTION WITHIN TWENTY (20) DAYS, YOU MAY OBTAIN AN EXTENSION OF THAT TIME. FURTHERMORE, NO REQUEST WILL BE MADE TO THE COURT FOR A JUDGMENT UNTIL THE EXPIRATION OF THIRTY (30) DAYS AFTER YOU HAVE RECEIVED THIS COMPLAINT. HOWEVER, IF YOU REQUEST PROOF OF THE DEBT OR THE NAME AND ADDRESS OF THE ORIGINAL CREDITOR WITHIN THE THIRTY (30) DAY PERIOD THAT BEGINS UPON YOUR RECEIPT OF THIS COMPLAINT, THE LAW REQUIRES US TO CEASE OUR EFFORTS (THROUGH LITIGATION OR OTHERWISE) TO COLLECT THE DEBT UNTIL WE MAIL THE REQUESTED INFORMATION TO YOU. YOU SHOULD CONSULT AN ATTORNEY FOR ADVICE CONCERNING YOUR RIGHTS AND OBLIGATIONS IN THIS SUIT. IF YOU HAVE FILED BANKRUPTCY AND RECEIVED A DISCHARGE, THIS IS NOT AN ATTEMPT TO COLLECT A DEBT. IT IS AN ACTION TO ENFORCE A LIEN ON REAL ESTATE. File #: 161057 1. Plaintiff is CHASE HOME FINANCE LLC 3415 VISION DRIVE COLUMBUS, OH 43219 2. The name(s) and last known address(es) of the Defendant(s) are: ESTATE OF THOMAS M. WALLACE DENNIS J. SHATTO, EXECUTOR OF THE ESTATE OF THOMAS M. WALLACE 828 LIMEKILN ROAD NEW CUMBERLAND, PA 17070 WAYNE LOGUE, TRUSTEE OF THE ESTATE OF THOMAS M. WALLACE 342 NORTH FRONT STREET WORMLEYSBURG, PA 17043 HALEY N. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE NATHAN A. WALLACE 1421 SILVER CREEK MECHANICSBURG, PA 17050 NATHAN A. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE 1421 SILVER CREEK DRIVE MECHANICSBURG, PA 17050 ANDREA E. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE 94 NORTH OLD STONE HOUSE ROAD CARLISLE, PA 17013 who are the real owner(s) of the property hereinafter described. File #: 161057 3. On 11/14/2006 THOMAS M. WALLACE made, executed, and delivered a mortgage upon the premises hereinafter described to MORTGAGE ELECRONIC REGISTRATION SYSTEMS, INC., AS A NOMINEE FOR FREEDOM MORTGAGE CORPORATION which mortgage is recorded in the Office of the Recorder of CUMBERLAND County, in Book: 1974, Page: 1421. PLAINTIFF is now the legal owner of the mortgage and is in the process of formalizing an assignment of same. The mortgage and assignment(s), if any, are matters of public record and are incorporated herein by reference in accordance with Pa.R.C.P. 1019(g); which Rule relieves the Plaintiff from its obligations to attach documents to pleadings if those documents are of public record. 4. The premises subject to said mortgage is described as attached. 5. The mortgage is in default because monthly payments of principal and interest upon said mortgage due 05/01/2007 and each month thereafter are due and unpaid, and by the terms of said mortgage, upon failure of mortgagor to make such payments after a date specified by written notice sent to Mortgagor, the entire principal balance and all interest due thereon are collectible forthwith. File #: 161057 6. The following amounts are due on the mortgage: Principal Balance $295,017.66 Interest $12,892.00 04/01/2007 through 11/06/2007 (Per Diem $58.60) Attorney's Fees $1,250.00 Cumulative Late Charges $302.88 11/14/2006 to 11/06/2007 Cost of Suit and Title Search 550.00 Subtotal $310,012.54 Escrow Credit $0.00 Deficit $674.12 Subtotal $674.12 TOTAL $310,686.66 7. 8 If the mortgage is reinstated prior to a Sheriffs Sale, the attorney's fee set forth above may be less than the amount demanded based on work actually performed. The attorney's fees requested are in conformity with the mortgage and Pennsylvania law. Plaintiff reserves its right to collect attorney's fees up to 5% of the remaining principal balance in the event the property is sold to a third party purchaser at Sheriffs Sale, or if the complexity of the action requires additional fees in excess of the amount demanded in the Action. Plaintiff is not seeking a judgment of personal liability (or an in personam judgment) against the Defendant(s) in the Action; however, Plaintiff reserves its right to bring a separate Action to establish that right, if such right exists. If Defendant(s) has/have received a discharge of personal liability in a bankruptcy proceeding, this Action of Mortgage Foreclosure is in no way an attempt to reestablish such personal liability discharged in bankruptcy, but only to foreclose the mortgage and sell the mortgaged premises pursuant to Pennsylvania Law. File #: 161057 9. This action does not come under Act 6 of 1974 because the original mortgage amount exceeds $50,000. 10. Mortgagor THOMAS M. WALLACE, died on 05/17/07, leaving a Will dated 09/06/06, wherein he appointed DENNIS J. SHATTO, as his Executor. Letters Testamentary were granted to him on 06/01/07 in CUMBERLAND County. No. 2007-00539. Decedent's surviving heir(s) at law and next-of-kin are HALEY N. WALLACE, NATHAN A. WALLACE & ANDREA E. WALLACE. 11. Plaintiff does not hold the named Defendants DENNIS J. SHATTO, WAYNE LOGUE, HALEY N. WALLACE, NATHAN A. WALLACE & ANDREA E. WALLACE, personally liable on this cause of action and releases them from any personal liability. This action is being brought to foreclosure their interest in the aforesaid real estate only. File 4: 161057 12. Defendants DENNIS J. SHATTO, WAYNE LOGUE, HALEY N. WALLACE, NATHAN A. WALLACE & ANDREA E. WALLACE, have been named in accordance with P.A. R.C.P. 1144 (a) (2), in order to divest the equitable interests in the premises and have no personal liability for the debt secured by the mortgage. WHEREFORE, PLAINTIFF demands an in rem Judgment against the Defendant(s) in the sum of $310,686.66, together with interest from 11/06/2007 at the rate of $58.60 per diem to the date of Judgment, and other costs and charges collectible under the mortgage and for the foreclosure and sale of the mortgaged property. PHELAN HALLINAN & SCH , LLP By: /s rands S. Hallin LAWRENCE T. PHELAN, ESQUIRE DANIEL G. SCHMIEG, ESQUIRE FRANCIS S. HALLINAN, ESQUIRE Attorneys for Plaintiff File #: 161057 LEGAL DESCRIPTION All that certain lot or piece of ground situate in the Township of Hampden, County of Cumberland and Commonwealth of Pennsylvania, being known as Lot No. 31 in the Final Subdivision Plan of Turnberry, Phase III, as recorded in the Recorder's Office of Cumberland County, Pennsylvania in Plan Book Volume 67, Page 29. BEING designated as Tax Parcel No. 10-16-10610-181 in the Deed Registry Office of Cumberland County, Pennsylvania. BEING the same premises which Alan H. Herman and Deborah K. Herman, husband and wife, by deed dated July 8, 2005 and recorded July 18, 2005 in the Recorder's Office of Cumberland County, Pennsylvania in Deed Book Volume 269, Page 4762, granted and conveyed unto Thomas M. Wallace. PROPERTY BEING: 1421 SILVER CREEK DRIVE File #: 161057 VERIFICATION FRANCIS S. HALLINAN, ESQUIRE hereby states that he is attorney for Plaintiff in this matter, that Plaintiff is outside the jurisdiction of the court and/or the verification could not be obtained within the time allowed for the filing of the pleading, that he is authorized to make this verification pursuant to Pa.R.C.P. 1024 (c), and that the statements made in the foregoing Civil Action in Mortgage Foreclosure are based upon information supplied by Plaintiff and are true and correct to the best of its knowledge, information and belief. Furthermore, counsel intends to substitute a verification from Plaintiff upon receipt. The undersigned understands that this statement is made subject to the penalties of 18 Pa.C.S. Sec. 4904 relating to unworn falsifications to authorities. ) S. Hallinan, Esquire Attorney for Plaintiff DATE: Qq -? 0 SHERIFF'S RETURN - REGULAR CASE NO: 2007-06756 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND CHASE HOME FINANCE LLC VS WALLACE THOMAS M ESTATE OF ETC DAWN KELL , Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE WALLACE ANDREA E DIVISEE was served upon the DEFENDANT , at 2117:00 HOURS, on the 28th day of November-, 2007 at 94 NORTH OLD STONE HOUSE ROAD MECHANICSBURG, PA 17050 NATHAN WALLACE, BROTHER by handing to a true and attested copy of COMPLAINT - MORT FORE together with and at the same time directing His attention to the contents thereof. Sheriff's Costs: Docketing 6.00 Service .00 Affidavit .00 Surcharge 10.00 /Z/_q 4? 00 16.00 Sworn and Subscibed to before me this day So Answers: R. Thomas Kline 12/06/2007 PHELAN HALLINAN SCHMIEG By: (?? 0 ? J wt Deputy Sheriff of A. D. SHERIFF'S RETURN - REGULAR CASE NO: 2007-06756 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND CHASE HOME FINANCE LLC VS WALLACE THOMAS M ESTATE OF ETC DAWN KELL , Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE was served upon WALLACE HALEY N DEVISEE the DEFENDANT , at 2117:00 HOURS, on the 28th day of November-, 2007 at 94 N OLD STONE HOUSE ROAD MECHANICSBURG, PA 17050 by handing to NATHAN WALLACE, BROTHER a true and attested copy of COMPLAINT - MORT FORE together with and at the same time directing His attention to the contents thereof. Sheriff's Costs: Docketing 6.00 Service 7.68 Affidavit .00 Surcharge 10.00 .00 23.68 Sworn and Subscibed to before me this day of , So Answers: R. Thomas Kline 12/06/2007 PHELAN HALLINAN SCHMIEG By Deputy Sheriff A. D. SHERIFF'S RETURN - REGULAR CASE NO: 2007-06756 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND CHASE HOME FINANCE LLC VS WALLACE THOMAS M ESTATE OF ETC DAWN KELL Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE was served upon WALLANCE NATHAN A DEVISEE the DEFENDANT at 2117:00 HOURS, on the 28th day of November , 2007 at 94 NORTH OLD STONE HOUSE ROAD MECHANICSBURG, PA 17050 TTT TTTT TT T.TTT T Tf = by handing to a true and attested copy of COMPLAINT - MORT FORE together with and at the same time directing His attention to the contents thereof. Sheriff's Costs: Docketing Service Affidavit Surcharge J16 7 So Answers: 6.00 ,., .00 00 10.00 R. Thomas Kline .00 16.00 12/06/2007 PHELAN HALLINAN SCHMIEG Sworn and Subscibed to before me this By: _ 6a- day Deputy Sheriff of A.D. SHERIFF'S RETURN - OUT OF COUNTY CASE NO: 2007-06756 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND CHASE HOME FINANCE LLC VS WALLACE THOMAS M ESTATE OF ETC R. Thomas Kline Sheriff or Deputy Sheriff who being duly sworn according to law, says, that he made a diligent search and and inquiry for the within named DEFENDANT to wit: SHATTO DENNIS J EXEC ESTATE OF THOMAS M WALLACE but was unable to locate Him deputized the sheriff of YORK serve the within COMPLAINT - MORT FORE County, Pennsylvania, to On December 6th , 2007 , this office was in receipt of the attached return from YORK Sheriff's Costs: So answers: --` =? Docketing 18.00 Out of County 9.00 Surcharge 10.00 R. Th mas Kline Dep York County 42.40 Sheriff of Cumberland County Postage 1.31 80.71 ? 1.2/31J6 ?., 12/06/2007 PHELAN HALLINAN SCHMIEG Sworn and subscribe to before me this day of in his bailiwick. He therefore A. D. SHERIFF'S RETURN - REGULAR CASE NO: 2007-06756 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND CHASE HOME FINANCE LLC VS WALLACE THOMAS M ESTATE OF ETC GERALD WORTHINGTON Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE LOGUE WAYNE TRUSTEE DEFENDANT the at 1011:00 HOURS, on the 9th day of November , 2007 at 342 NORTH FRONT STREET WORMLEYSBURG, PA 17043 WAYNE LOGUS was served upon by handing to a true and attested copy of COMPLAINT - MORT FORE together with and at the same time directing His attention to the contents thereof. Sheriff's Costs: Docketing 6.00 Service 15.36 Affidavit .00 Surcharge 10.00 00 ia1? lD 7 31 . 3 6 9- Sworn and Subscibed to before me this day of , So Answers: R. Thomas Kline 12/06/2007 PHELAN HALLINAN SCHMIEG By: ,c/ n 1 . A Deputy She A.D. SHERIFF'S RETURN - NOT FOUND CASE NO: 2007-06756 P COMMONTWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND CHASE HOME FINANCE LLC VS WALLACE THOMAS M ESTATE OF ETC R. Thomas Kline Sheriff or Deputy Sheriff, who being duly sworn according to law, says, that he made a diligent search and inquiry for the within named DEFENDANT LOGUE WAYNE TRUSTEE but was unable to locate Him in his bailiwick. He therefore returns the COMPLAINT - MORT FORE , NOT FOUND , as to the within named DEFENDANT LOGUE WAYNE TRUSTEE 1421 SILVER CREEK DRIVE MECHANICSBURG, PA 17050 GIVEN ADDRESS IS VACANT. Sheriff's Costs: Docketing Service Not Found Surcharge So answers -?. 6.00 y 9.60 5.00 R. Thom 6s Kline 10.00 Sheriff of Cumberland County ? 00 30.60 PHELAN HALLINAN SCHMIEG 12/06/2007 Sworn and Subscribed to before me this day of A. D. SHERIFF'S RETURN - NOT FOUND CASE NO: 2007-06756 P COMMONTWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND CHASE HOME FINANCE LLC VS WALLACE THOMAS M ESTATE OF ETC R. Thomas Kline Sheriff or Deputy Sheriff, who being duly sworn according to law, says, that he made a diligent search and inquiry for the within named DEFENDANT WALLACE ANDREA E DEVISEE but was unable to locate Her in his bailiwick. He therefore returns the COMPLAINT - MORT FORE , , NOT FOUND , as to the within named DEFENDANT 1421 SILVER CREEK DRIVE WALLACE ANDREA E DEVISEE MECHANICSBURG, PA 17050 GIVEN ADDRESS IS VACANT. Sheriff's Costs: Docketing Service Not Found Surcharged >a131167 So answers: f? 6.00 .00 5.00 R. oma ine 10.00 Sheriff of Cumberland County .00 21.00 PHELAN HALLINAN SCHMIEG 12/06/2007 Sworn and Subscribed to before me this day of A. D. COUNTY OF YORK OFFICE OF THE SHERIFF 45 N. GEORGE ST., YORK, PA 17401 SERVICE CALL. (717) 771-9601 SHERIFF SERVICE INSTRUCTIONS PROCESS RECEIPT and AFFIDAVIT OF RETURN PLEASE TYPE ONLY LINE 1 THRU 12 DO NOT DETACH ANY COPES 1 PLAINTIFF/S/ 3. DEFENDANTISI INANCE LLC 2 COURT NUMBER 4.rrTYP?,rE??OF WRIT OR COMPLAINT 0'T I C E THOMAS M. WALLACE, ET AL Pict; GAGE FORECLOSIIRE RA SERVE 5 NAME OF INDIVIDUAL, COMPANY. CORPORATION. ETC TO SERVE OR DESCRIPTION OF PROPERTY TO BE LEVIED, ATTACHED, OR SOLD DENNIS J. SHATTO 6 ADDRESS (STREET OR RFO WITH BOX NUMBER, APT NO. CITY, BORO. TWP. STATE AND ZIP CODE) AT 828 LIMEKILN ROAD, NEW CUMBERLAND, PA 17070 7 INDICATE SERVICE O PERSONAL U PERSON IN CHARGE JLXDEPUTIZE J CERT MAIL U 1ST CLASS MAIL U POSTED OTHER NOW NovembQr 8 20 07 I, SHERIFF LINTY, PA, do hereby deputize the sheriff of Ynrk COUNTY to execute this Writ and make return thereof-according to law. This deputization being made at the request and risk of the plaintiff. SHERIFF OF+I11111111111IR COUNTY _ 8. SPECIAL INSTRUCTIONS OR OTHER INFORMATION THAT WILL ASSIST IN EXPEDITING SE8Vq 0 F C 0 U N T Y Clmtberland ** ATTEMPT SERVICE AT LEAST 3 TIMES AND 1 TIME AFTER 6PM. ** ADV FEE PAID BY, ATTY Please mail retu.rn of service to Cumberland County Sheriff. Thank you. NOTE: ONLY APPLICABLE ON WRIT OF EXECUTION: N.B. WAIVER OF WATCHMAN - Any deputy sheriff levying upon or attaching any property under within writ may leave same without a watchman, in custody of whomever is found in possession, after notifying person of levy or attachment. wit out liability on the part of such deputy or the sheriff to any plaintiff herein for any loss, destruction, or removal of any property before sheriffs sale thereof. 9. TYPE NAIVE and ADDRESS of ATTORNEY / ORIGINATOR and SIG LIRE 10. TELEPHONE NUMBER 11 DATE FILED FRANCIS S. HALLINAN 1617 JFK. BLVD. STE. 1400 215-563-7000 12. SEND NOTICE OF SERVICE COPY TO NAME AND ADDRESS BEL W: (This area must be p1 ted obce is to be mailed) 11-7-2007 PHELAN HALLINAN & SCHMIEG, LLP CUMBERLAND CO SHERIFF SPACE BELOW FOR USE OF THE SFERFF - DO NOT VMTE BELOW TKS LM 13. 1 acknowledge receipt of the writ 14. DATE RECEIVED 15 Expiration/Hearing Date or complaint as indicated above. M J M C G I L L Y C S O 111-9-2007 112-7-2007 16. HOW SERVED: PERSONAL ( ) RESIDENCE ( POSTED ( ) POE( ) SHERIFF'S OFFICE ( ) OTHER ( ) SEE REMARKS BELOW 17. 0 1 hereby certity and return a NOT FOUND because I am unable to locate the individual, company, etc named above. (See remarks below.) 18. E S VED / LIS A ESS ERE 1 O ABOVE a lion E U aice ? V ? _6rj ?:-{( P 21ATTE S Ti m Miles I t. Date Time les nt Dale Time Miles Int Date FMiP_- Date Time Miles Int. Date Time Miles Int. j ZZ. K1_MPJ*Jk4: 3. Advance Costs 24 Service Costs 25. N/F 26. Mileage 27. Postage 28. Sub Total 29. Pound 30 Notary 31. Surchg. 32 Tor. Costs 33 Costs Due Refund Check No 100.00 ^ 34. Foreign County Costs 35. Advance Costs 36 Service Costs 37 Notary Cert. 38. Mdeage/Postage/Not Found 39 . oral Costs 40 Costs Due or Refund 0th SO ANSWERS 41. AFFIRMED and subscribed to bet me this N 0 V 0-7 44. signature or ( 4s. Y ATE , 42. day of 20 _ 43. Dep. Sheriff / NOTARY 46. Signature of York 47 DATE --- WIft? M. HOSE, SHERIFF 11-20-2007 48 Signature of Foreign 49 DATE County Sheriff 50. 1 ACKNOWLEDGE RECEIPT OF THE SHERIFF'S RETURN SIGNATURE 151 DATE RECEIVED OF AUTHORIZED ISSUING AUTHORITY AND TITLE 1. WHITE - Issuing Authority 2. PINK - Attorney 3. CANARY - SheriR s Office 4. BLUE - Sheriffs Office ilk PHELANHALLINAN & SCHMIEG, LLP BY: Francis S. Hallinan, Esquire Identification No. 62695 Attorney For Plaintiff One Penn Center Plaza Suite 1400 Philadelphia, PA 19103 (215) 563-7000 CHASE HOME FINANCE LLC V. COURT OF COMMON PLEAS CIVIL DIVISION DENNIS J. SHATTO WAYNE LOGUE COURT NO. 07-06756 HALEYN. WALLACE CIVIL TERM NATHAN A. WALLACE ANDREA E. WALLACE CUMBERLAND COUNTY PRAECIPE TO SUBSTITUTE VERIFICATION TO THE PROTHONOTARY: Kindly substitute the attached verification for the verification originally filed with the complaint in the instant matter. By. Francis S. Hallinan, Esquire Attorney for Plaintiff Dated: t- f 10? File #: 161057 1 r- . 1% Phelan Hallinan & Schmieg, LLP By: Francis S. Hallinan, Esquire Identification No. 62695 One Penn Center Plaza, Suite 1400 Philadelphia, PA 19103 (215) 563-7000 CHASE HOME FINANCE LLC V. DENNIS J. SHATTO WAYNE LOGUE HALEY N. WALLACE NATHAN A. WALLACE ANDREA E. WALLACE ATTORNEY FOR PLAINTIFF Court Of Common Pleas Civil Division Cumberland County No. 07-6756 CIVIL TERM CERTIFICATE OF SERVICE I hereby certify that a true and correct copy of Plaintiffs Praecipe to attach Verification of Complaint was sent via first class mail to the following on the date listed below: ESTATE OF THOMAS M. WALLACE DENNIS J. SHATTO, EXECUTOR OF THE ESTATE OF THOMAS M. WALLACE 828 LIMEKILN ROAD NEW CUMBERLAND, PA 17070 WAYNE LOGUE, TRUSTEE OF THE ESTATE OF THOMAS M. WALLACE 342 NORTH FRONT STREET WORMLEYSBURG, PA 17043 HALEY N. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE NATHAN A. WALLACE 1421 SILVER CREEK MECHANICSBURG, PA 17050 NATHAN A. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE 1421 SILVER CREEK DRIVE MECHANICSBURG, PA 17050 ANDREA E. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE 94 NORTH OLD STONE HOUSE ROAD CARLISLE, PA 17013 Phelan Hallinan & Schmieg, LLP Attorney for Plaintiff By: Lawrence T. Phelan, Esquire Francis S. Hallinan, Esquire Daniel G. Schmieg, Esquire Date: January 17, 2008 PHS# 161057 PHELAN HALLINAN & SCHMIEG, LLP BY: Joseph P. Schalk, Esquire ATTORNEY FOR PLAINTIFF ATTORNEY I.D. #91656 107 North Front Street, Suite 115 Harrisburg, PA 17101 (215) 563-7000 CHASE HOME FINANCE LLC COURT OF COMMON PLEAS CIVIL DIVISION V. NO. 07-6756 CIVIL TERM ESTATE OF THOMAS M. WALLACE DENNIS J. SHATTO, EXECUTOR OF CUMBERLAND COUNTY THE ESTATE OF THOMAS M. WALLACE ET AL. MOTION FOR THE APPOINTMENT OF A GUARDIAN AD LITEM FOR MINOR DEVISEE OF THE ESTATE OF THOMAS M. WALLACE Plaintiff, CHASE HOME FINANCE LLC, by its counsel, Joseph P. Schalk, Esquire, respectfully requests that, pursuant to Pennsylvania Rule of Civil Procedure 2053, this Honorable Court enter an Order appointing a Guardian Ad Litem for ANDREA E. WALLACE, in the above captioned action for the following reasons: 1. On November 14, 2006, THOMAS M. WALLACE made, executed, and delivered a mortgage upon the premises at 1421 SILVER CREEK, MECHANICSBURG, PA 17050. 2. The loan is in default as payments due May 1, 2007 and each month thereafter are due and unpaid. 3. Mortgagor, THOMAS M. WALLACE, died on May 17, 2007, leaving a Will dated September 6, 2006, wherein he appointed DENNIS J. SHATTO as his Executor. Letters of Testamentary were granted to him on June 1, 2007 in Cumberland County, No. 2007-00539. Decedent's surviving heirs at law and next-of-kin are HALEY N. WALLACE, NATHAN A. WALLACE, and ANDREA E. WALLACE. Attached hereto, marked as Exhibit "A" is a true and correct copy of said Estate documents. 4. By letter dated September 21, 2007, Plaintiff attempted to contact DENNIS J. SHATTO, WAYNE LOGUE, HALEY N. WALLACE, NATHAN A. WALLACE, and ANDREA E. WALLACE, to inform her of the foreclosure action. Plaintiff attached with its letter, a Waiver by Heir of Right to be Named as a Defendant. Plaintiff also requested additional heir information for THOMAS M. WALLACE, DECEASED. To date, Plaintiff has not received an executed Waiver. Attached hereto, marked as Exhibit "B" is a true and correct copy of Plaintiff's letter. 5. On November 7, 2007, Plaintiff filed an Action in Mortgage Foreclosure naming as defendants, ESTATE OF THOMAS M. WALLACE, DENNIS J. SHATTO, EXECUTOR OF THE ESTATE OF THOMAS M. WALLACE; WAYNE LOGUE, TRUSTEE OF THE ESTATE OF THOMAS M. WALLACE;. HALEY N. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE; NATHAN A. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE; and ANDREA E. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE. Attached hereto, marked as Exhibit "C" is a true and correct copy of the Complaint in Mortgage Foreclosure. 6. As Plaintiff has ascertained that ANDREA E. WALLACE is a minor, in accordance with Pa.R.C.P. 2031 (b) (4), Plaintiff has filed this within Motion to request this Honorable Court appoint a guardian for her. 7. By letter sent November 26, 2007 (but erroneously dated March 18, 2007), Plaintiff attempted to contact DENNIS J. SHATTO, EXECUTOR OF THE ESTATE OF THOMAS M. WALLACE, to request that he consent to guardianship to expedite the resolution of the foreclosure action. A true and correct copy of Plaintiff's letter is attached hereto, marked as Exhibit "D." 8. Plaintiff received a letter from DENNIS J. SHATTO, dated December 7, 2007, stating that he would not feel comfortable acting as guardian Ad Litem. Attached hereto, marked as Exhibit "E" is a true and correct copy of said letter. 9. On December 17, 2007, Plaintiff called DENNIS J. SHATTO to discuss the necessity of a guardian Ad Litem to be appointed for the minor defendant. DENNIS J. SHATTO reiterated that he would not feel comfortable acting in that capacity, and recommended that Plaintiff send a Stipulation for Guardianship to NICKOLA K. WALLACE, mother of the minor defendant. 10. By letter dated December 17, 2007, Plaintiff attempted to contact NICKOLA K. WALLACE, to request that she consent to guardianship to expedite the resolution of the foreclosure action. To date, Plaintiff has not received a response to said letter. A true and correct copy of Plaintiff s letter is attached hereto, marked as Exhibit "F." 11. Plaintiff, a foreclosing mortgagee, is required under Pennsylvania law to move for the appointment of a guardian Ad Litem for ANDREA E. WALLACE before entering its In Rem judgment. 12. As NICKOLA K. WALLACE is the parent and natural guardian of ANDREA E. WALLACE, it is requested that she be appointed Guardian Ad Litem in this action. 13. No Judge has previously entered a ruling in this case. 14. In accordance with Cumberland County Local Rule 208.3(9), Plaintiff sent a copy of its proposed Motion for the Appointment of a Guardian Ad Litem to the Defendants on February 5, 2008 and requested the Defendants' concurrence. Plaintiff did not receive any response from the Defendant. A true and correct copy of Plaintiffs letter pursuant to Local Rule 208.3(9) and postmarked certificate of mailing is attached hereto, made part hereof, and marked as Exhibit 44G.15 WHEREFORE, it is respectfully requested that this Honorable Court appoint ANDREA E. WALLACE or appropriate counsel, as Guardian Ad Litem for NICKOLA K. WALLACE in this action. 1 Dated: lop Respectfully submitted, Phelan Hallinan & Schmieg, LLP PHELAN HALLINAN & SCHMIEG, LLP BY: Joseph P. Schalk, Esquire ATTORNEY I.D. #91656 107 North Front Street, Suite 115 Harrisburg, PA 17101 (215) 563-7000 ATTORNEY FOR PLAINTIFF CHASE HOME FINANCE LLC V. ESTATE OF THOMAS M. WALLACE DENNIS J. SHATTO, EXECUTOR OF THE ESTATE OF THOMAS M. WALLACE ET AL. COURT OF COMMON PLEAS CIVIL DIVISION NO. 07-6756 CIVIL TERM CUMBERLAND COUNTY PLAINTIFF'S MEMORANDUM OF LAW IN SUPPORT OF ITS MOTION FOR APPOINTMENT OF GUARDIAN AD LITEM FOR ANDREA E. WALLACE, MINOR DEVISEE OF THE ESTATE OF THOMAS M. WALLACE Pa.R.C.P. 1144 (a) (b) requires that the Plaintiff name as Defendants in an action of Mortgage Foreclosure the real owners of the property. Plaintiff learned that THOMAS M. WALLACE died on May 17, 2007. In accordance with the Intestacy laws of Pennsylvania, upon the death of THOMAS M. WALLACE, an ownership interest in the subject mortgaged premises automatically vested in ANDREA E. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE. Because ANDREA E. WALLACE is a minor, the Court is required to appoint a guardian for her upon petition. See Pa.R.C.P. 2031 (b) and 2027. To ensure the interests of the said Minor Devisee will be properly represented, a guardian Ad Litem must be appointed to represent her in the mortgage foreclosure action. Pursuant to this requirement, NICKOLA K. WALLACE is the parent and natural guardian of ANDREA E. WALLACE, and Plaintiff requests that she be appointed Guardian Ad Litem in this action. In the alternative, Plaintiff defers to the Court's Judgment as to who should be appointed Guardian Ad Litem for said Minor Devisee. WHEREFORE, it is respectfully requested that this Honorable Court appoint NICKOLA K. WALLACE or appropriate counsel, as Guardian Ad Litem for ANDREA E. WALLACE in this action. Respectfully submitted, Phelan Hallinan & Schmieg, LLP Attorney for Plaintiff By: J rph P. Sch , Esquire Dated: 2 1 ? 100 EXHIBIT "A" 08/28/2007 20:07 7176957806 J.CONRAD PAGE 29/48 '09050108282007 Cumberland Count - Register u= W111u rayc i ROW460 Estate Inquiry File No 2007-00539 PA File No 21-2007-0539 Decedent WALLACE THOMAS M Date of Death 5/17/2007 Filing Date . . . . 5/31/2007 Residence Code 6 HAMPDEN TOWNSHIP Estate Type . . . . . P PROBATE -Letters Granted . . . T TESTAMENTARY JCertification-Needed By 9/11/2007 Status Report-Needed By 5/17/2009-atus Report-Needed By 5/17/2009 Report To State . . . Letters Granted . . . Certification-Filed Status Report-Filed Date 6/01/2007 6/01/2007 6/11/2007 0/00/0000 Assessment Received . . 0/00/0000 Personal Representative 1 EXECUTOR File out . . . . . . . 0/00/0000 Attorney . . . . . . . 0049631 RHOADS ANN ELIZABETH ESQUIRE 06/28/2007 20:07 7176957006 J.CONRAD PAGE 43/48 PETITION FOR, PROBATE AND GRANT OF LETTERS REGISTER OF WILLS OF C.t]1r13r "COUNTY, PENNSYLVANIA Estate of ? kN%->k0ts M - W AL1,.Nct File Number iii 1 " l? A- LI also known as ' Deceased Social SecurityNumber.,' kQ -:51B 1 53 Petitioner(s), who (stare 18 years of age W older, apply(ies) for: (COMPLETE A' or'.8' BELOW,) IM A. Probate and Crnot of Letters Testamentary and aver that Petitioner(s) is/ are the named in the last Will of the Decedent dated tU?9C 'end codicil(s), dated Qkc'?Q?t- vr%d w? rN?? jc. -?t'<?cst. ?..?c-Q d?vo?cu.? t or (State relevant eircum#aaees, e.g., rertvr etakwt death eelecutor. aw.) Except as follows, Decedent did not marry, we* ,tut divorced, and did not have a child bom or adopted after execution of the imtrumcot(s) offered for probate, was not the victim of a killing and was never adjudicated an incapacitated persun: _P1 CA C? ` ?t.? e"?t 7t?t0 E3 8. Grant of Letters of Administra'tlon (lfapplleable, enter., e.t.a.: db.n.c.ta,: pendente life; durance absentia: durance minadiatz) Petitioner(s) after a proper search has f have ascertained that Decedent left no Will and was survived by the following spouse (if any) and heirs: (!f Administration, c. I. a. or d b.A.aba.. eater date of wat in Seetiort A above and complete ltst of hrirs.) Decedent, then years of age, died on at Decedent at death owned property with estimated values as follows: (If dumWIM in PA) All personal property (If not domiciled in PA) Personal property in Pennsylvania (If not domiciled in PA) Personal properly in County Value of real estate in Pennsylvania situated as follows'- r..>' 1, V 3 S S ?aSTS?_?2? Wherefore, PetitiorrorO s ra z pectfufiy regtiest(s) the probate Of the fast Will oral Codicil(sl oit-tnrl with rhia (COMPLETF. INALL CASES:) Attach addidestal slicers f «eewsary. _ - ' Decedent was domiciled at death in ' County, Pennsylvania with his/ her last principal residence at, r (List street address. tawa/citp. torrnship. county, state, zip code) FOrth RW-02 rev. 10. 13.06 Page I of 2 08/2812007 20:07 7176957006 j.CONRAD PAGE 44/48 Oath of Personal Representative COMMONWEAL't H OF PENNSYLVANIA : SS COUNTY OF The Petitioner(s) above-named swear(s) or affirm(s) that the statements in the foregoing Petition are true and correct to the best of the knowledge and belief of Petitioncr(s) and that, as personal representative(s) of the Decedent, Petitioner(s) will well and truly administer the estate aecvrding to law. Sworn to or affirmed and subscribed before me tb,-i ST day of (ya l 1 For the Register r?y Signature grpersonal Rtpreseniative Signature ofPersanaf Qepresetitative signature of Per..rtnal Repvsentat/ve "_? Estate of Ty-,O an 1 1 1 (A Y-1 tL Deoeascd - Social Security Number: 20(.O= ??? W! C[_?J l7 Data of Death: v ! i f?0t i! AND NOW, L , cCf.?? , in consideration of the foregoing Petition, satisfactory proof having been presen ,fore me, IT IS DECREED that Letters 4-feati? are hereby granted to in the above estate and that the instrument(s) dated described in the Petition be admitted to probate and filed of record as the last Will (and Codicil(s)) of Decedent. FEES Letters .... $ , 4.1-Lo Short Certificate(s) ........ $_Q •U'.? Renunciation(s) , ......... $ ..,$10•CC .S TOTAL ......... . .... $ t?' l * . Register of Wills <?`yJ t 1 Attorney Signature: Attorney Name: Supreme Court LD. No.: !Act LQRS 1 Address: ?-? eL,?n ?? ZC 2 C XA `\j 8?k Telephone. Fors, RW-02 rei. 10.13.06 Page 2 of 2 •08/28/2007 20:07 7176957006 J.CONRAD "COPY FAIR" LAST WILL. AND TESTAMENT or TROb= H. WAL"CE PAGE 30/48 ?Oop? 1, THOMAS M. WALLACE, of the Township of Hampden, County of Cumberland, Commonwealth of Pennsylvania, being of sound, disposing mind, memory and understanding, do hereby make, publish and declare this to be my Last Will and Testament, hereby revoking and making void any and all Wills by me at any time heretofore made. ITEM I -- I devise and bequeath all of my estate, real, and personal, together with all insurance thereon, to my wife, NICKOLA K. WALLACE, if she survives me by sixty (60) days. If my said wife does not survive me by sixty (60) days, I devise and bequeath all of my estate, real and personal, together with all insurance thereon, in the following manner: (A) I give my piano to my daughter, ANDREA E. WALLACE, in kind. My Trustee shall have the discretion to hold the piano-for safe-keeping until my daughter shall, reach the age of eighteen (18) years; (s) I give all jewelry previously owned by my wife, NICKOLA. K. WALLACE, to ray daughter, HALEY N. WALLACE,•> i.n kind. My Trustee shall have the discretion to hold ?h-g said jewelry for safe-keeping until my daughter shal-i"reata the age of eighteen (18) years; 7 08/28/2007 20:07 7176957006 J.CONRAD PAGE 31/48 (C) I give all of my violins, and one (1) car of his choice, to my son, NATHAN A. WALLACE, in kind. My Trustee shall have the discretion to hold the said assets for safe- keeping until my son shall reach the age of eighteen (18) years; , (D) I devise and bequeath the remainder Of my estate, real and personal, together with all insurance thereon,, in equal shares to my children, ANDREA E. WALLACE, H.UEY N. WALLACE and NATHAN A. WALLACE. (E) Zt is my desire that if I have minor children surviving zee at the time of my death, they continue to live in the residence where they are living at the time of my death. Accordingly, my Trustee is authorized to retain my primary residence, together with such furniture and furnishings which are necessary or convenient for its use as the residence for my children, in kind, until such time as my youngest child reaches the age of eighteen (18) years. ITEM II - If any beneficiary of my estate is under the age of thirty (30) years at the time at which distribution of any property devised or bequeathed by this Will would otherwise be made to such beneficiary, my personal representative shall distribute the share of such beneficiary to the Trustee herein named, to be held in separate trust for such beneficiary. The Trustee shall hold, manage, invest and reinvest any property received by the 'trustee, - 2 .08/28/2007 20:07 7176957006 J.CONRAD PAGE 32/48 whether under this Will or otherwise, and shall collect the income thereof, and shall apply so much of the net income and, if the net income is insufficient, so much of the principal of the property held for such beneficiary as the Trustee shall deem necessary or advisable for such beneficiary's health, maintenance, support and complete education, both undergraduate and graduate. When the beneficiary obtains the age of. twenty-four (24) years, the Trustee shall distribute to such beneficiary one-third of all property held by the Trustee for such beneficiary. When such beneficiary attains the age of twenty-seven (27) years, the Trustee shall distribute to such beneficiary one-half of all property held by the Trustee for such beneficiary. when such beneficiary attains the age of thirty (30) years, the Trustee shall distribute to such beneficiary all remaining property held by the Trustee for such beneficiary. If such beneficiary dies before obtaining thirty (30) years bf age, the Trustee shall distribute to the personal representative of such beneficiary's estate all property held by the Trustee for such beneficiary. ITEM III - All shares of principal and income hereby given shall be free from anticipation, assignment, pledge or obligation of the beneficiaries and any of them., and shall not be subject to any execution, attachment, levy or sequestration or other claim of creditors of said beneficiaries or any of them. - 3 - 08/28/2007 20:07 7176957006 J.COhRAD PAGE 33/48 ITEM IV ?- No fiduciary under this Will shall be required to give bond or other security for the faithful performance of the fiduciary's duties. Any such fiduciary shall have the following powers, in addition to those given by law: A. To invest in, accept and retain any real or personal property, including stock of a corporate fiduciary or its holding company, without restriction to legal investments; R. To sell, exchange, partition or lease for any period of time any real or personal property and to give options therefor for cash or credit, with or without security; C. To borrow money from any person, including any fiduciary acting hereunder, and to mortgage or pledge any real or personal property; D. To hold shares of stock or other securities in nominee registration form, including that of a clearing corporation or depository, or in book entry form or unregistered or in such other form as will pass by delivery; E. To engage in litigation and compromise, arbitrate or abandon claims; F. To make distribution in cash, or in kind at current values, or partly in each, allocating specific - 4 - 08/28/2007 20:07 7176957006 J.COWAD PAGE 34/48 assets to particular distributive on a non-pro rata basis, and for such purposes to make reasonable determinations of current values; and, G. To make elections, decisions, concessions and settlements in connection with all income, estate, inheritance, gift or other tax returns and the payment of such taxes, without obligation to adjust the distributive share of income and principal, of any person affected thereby. ITEM V- I appoint my wife, NICKOLA K. WALLACE, Executrix of this will. If my said wife is unwilling or unable to act or continue to as Executrix, for any reason whatsoever and whether before or after my death, I appoint DENNIS J. SHATTO, successor Executor. ITEM VI - I appoint WAYNE LOGUE, currently of American Express Financial Services, Trustee under this will. If MR. LOGUE is unwilling or unable to act or continue as Trustee, for any reason whatsoever and whether before or after my death, I appoint FIRST UNION NATIONAL BANK, successor Trustee ITEM VII - I appoint my wife's niece, LYNETTE GREENE and her husband, JOHN GREENE, of Mechanicsburg, Pennsylvania, or the survivor of them, guardians of the person of each minor child of mine for whom I am entitled to appoint a guardian of the person. - 5 - 08/28/2007 20:07 7176957006 J.CONRAD PAGE 35/48 COMMONWEALTH OF PENNSYLVANIA . SS. COUNTY OF DAUPHIN We, THOMAS, /M, WALLACE, Testator, L/,7?. fem. /tea ??-re, and ae,17 v. witnesses, respectively, whose names are signed to the attached or foregoing instrument, being first duly sworn, do hereby declare to the undersigned authority that the Testator signed and executed the instrument as his Last Will and Testament and that he had signed willingly, and that he executed it as his free and voluntary act for the purposes therein expressed, and that each of the witnesses, in the presence and hearing of the Testator, signed the Will as witnesses and that to the best of their knowledge, the Testator was at that time eighteen (18) years of age or older, of sound mind and under no constraint or undue influence. THOMAS M. WALLACE - Testator Subscribed, sworn to and acknowledged before me by THOMAS M, WALLACE, the Testator, and subscribed and sworn to before me by Z117Pla /)/. /?7a 10,17c. and .OCnr?i?5 (? tSf1a c?c?d witnesses, this /'7,0% day-of Q 2000. NOTARY UBLIC NoWriAl Seal Jettny A. Tobias, Notary Public •08/28/2007 20:07 7176957006 J.CONRAD PAGE 36/48 LAST WILL AND TESTANENT or l THOMAS M. WALLACE I, THOMAS M. WALLACE, of the Township of Hampden, County of Cumberland, Commonwealth of, Pennsylvania, being of sound, disposing mind, memory and understanding, do hereby make, publish and declare this to be my Last Will and Testament, hereby revoking and making void any and all Wills by me at any time heretofore made. ITEM T ;I' devise uc??bequeath a of my es to, real nd personak, together w' h all insuran thereon, my wife NICKOLA K??WALLACE, if e survives me b sixty (60) ays. ?-Strtc' Wide' eeg--3 I devise and b'dqueatlj%p11.. of my estate, real and personal, together with all'' .?i'hr>uiance. thereon, in the following manner: (A) I give my piano to my daughter, ANDREA E. .WALLACE,-.. in- kind. My Trustee shall have the discretion to hold---the piano for safe-keeping until my daughter shall reach the age of eighteen (18) years, / J / Ft (B) I give all jewelry previously owned by my r-PFi-?Etf' to my daughter, HALEY N. WALLACE, in kind. My Trustee shall have the discretion to hold the said jewelry for safe-keeping until my daughter shall reach the age of eighteen (18) years; •08/28/2007 20:07 7176957006 J.CONRAD PAGE 37/48 (C) I give all of my violins, and one (1) car of his choice, to my son, NATHAN A. WALLACE, in kind. IX TrUS15,ee shall the disczeC.ion to h0 the said asses for' safe-- e hla reach the age of elghl een ( 8) keep ih?until ?tiy so hall years; (D) I devise and bequeaUh the remainder of my estate, real and personal, together with all insurance thereon, in equal shares to my children, ANDREA E. WALLACE, HALEY N. WALLACE and NATHAN A. WALLACE. (E) It is my desire that if I have minor children surviving me at the time of my death, they continue to live in the residence where-they are living at the time of my death. Accordingly, my Trustee is authorized to retain my primary residence, together with such furniture and furnishings which are necessary or convenient for its use as the residence for my children, in kind, until such time as my youngest child reaches the age of eighteen (18) years. ITEM 11 - If any beneficiary of my estate is under the age of thirty (30) years at the time at which distribution of any property devised or bequeathed by this Will would otherwise be made to such beneficiary, my personal representative shall distribute the share of such beneficiary to the Trustee herein named, to be held in separate trust for such beneficiary. The Trustee shall hold, manage, invest and reinvest any property received by the Trustee, - 2 •08/28/2007 20:07 7176957006 J.CONRAD PAGE 38/48 whether under this Will or otherwise, and shall collect the income thereof, and shall apply so much.of the net income and, if the net income is insufficient, so much of the principal of the property held for such beneficiary as the Trustee shall deem necessary or advisable for such beneficiary's health, maintenance, support and complete education, both undergraduate and graduate. When the beneficiary obtains the age of twenty-four (24) years, the Trustee shall distribute to such beneficiary one-third of all property held by the Trustee for such beneficiary. When such beneficiary attains the age of twenty-seven (27) years, the Trustee shall distribute to such beneficiary one-half of all property held by the Trustee for such beneficiary. When, such beneficiary attains the age of thirty (30) years, the Trustee shall distribute to such beneficiary all remaining property held by the Trustee for such beneficiary. If such beneficiary dies before obtaining thirty (30) years of age, the Trustee shall distribute to the personal representative of such beneficiary's estate all property held by the Trustee for such beneficiary. ITEM III - 111 shares of principal and income hereby given shall, be free from anticipation, assignment, pledge or obligation of the beneficiaries and any of them, and shall not be subject to any execution, attachment, levy or sequestration or other claim of creditors of said beneficiaries or any of them. 3 - •08/28/2007 20:07 7176957006 J.COIRAD PAGE 39/48 ITEM IV - No fiduciary under this Will shall be required to give bond or other security for the faithful performance of the fiduciary's duties. Any such fiduciary shall have the following powers, in addition to those given by law: A. To invest in, accept and retain any real or personal property, including stock of a corporate fiduciary or its holding company, without restriction to legal investments; B. To sell, exchange, partition or lease for any period of time any real or personal property and to give options therefor for cash or credit, with or without security; C. To borrow money from any person, including any fiduciary acting hereunder, and to mortgage or pledge any real or personal property; D. To hold shares of stock or other securities in nominee registration form, including that of a clearing corporation or depository, or in book entry form or unregistered or in such other form as will pass by delivery; E. To engage in litigation and compromise, arbitrate or abandon claims; F. To make distribution in cash, or in kind at current values, or partly in each, allocating specific - 4 - •08/28/2007 20:07 7176957006 J.CONRAD PAGE 40/48 assets to particular distributees on a none-pro rata basis, and for such purposes to make reasonable determinations of current values; and G. To make elections, decisions, concessions and settlements in connection with all income, estate, inheritance, gift or other tax returns and the payment of such taxes, without obligation to adjust the distributive share of income and principal of any person affected thereby. 1) J 7 ITEM V- I appoint -w,-C7?4 , Execut45Yx of this Will. said wife\is unwilNIing or able to"' act or continue acut ix, foz any reaso whatsoe r and ether r ` before r ! a Beat I a ppoint DENN J. SHAT sur_c sor Execlttor. ITEM VT - I appoint WAYNE LOGUE, currently of American Express Financial Services, Trustee under this Will. If MR. LOGUE is unwilling or unable to act or continue as Trustee, for any reason whatsoever and whether before or after my death, I appoint E44t0a WACR VIA OAnlK ATArT?"rD?IC, successor Trustee. ITEM VII - I appoint my wife's niece, LYNETTE GREENE and her husband, JOHN GREENE, of Mechanicsburg, Pennsylvania, or the survivor of them, guardians of the person of each minor child of Mine for whom I am entitled to appoint a guardian of the person. - 5 - •08/28/2007 20:07 7176957006 J.CONRAD PAGE 41/48 IN WITNESS WHEREOF, I have hereunto set my hand and seal to this my Last Will and Testament, this +. day of 6e'7 OCIw_ , 2000. THOMAS M. WALLACE Signed, sealed, published and declared by the above Testator, THOMAS M. WALLACE, to be his Last Will and Testament, in our presence, who, at his request, in his presence and in the presence of each other, we, believing him to be of sound mind, memory and understanding, have hereunto subscribed our names as witnesses. C? l?P Of of /0A - 6 .08/28/2007 20:07 7176957006 J.CONRAD PAGE 42/48 COMMONWEALTH OF PENNSYLVANIA SS: COUNTY OF DAUPHIN We, THOMAS M. WALLACE, Testator, L.l,,,.7 a A • Ina lct-?e-- and ! e? 17/;S' V// , V4 Z C6 , witnesses, respectively, whose names are signed to the attached or foregoing instrument, being first duly sworn, do hereby declare to the undersigned authority that the Testator signed and executed the instrument as his Last Will and Testament and that.he had signed willingly, and that he executed it as his free and voluntary act for the purposes therein expressed, and that each of the witnesses, in the presence and hearing of the Testator, signed the Will as witnesses and that to the best of their knowledge, the Testator was at that time eighteen (18) years of age or older, of sound mind and under no constraint or undue influence. THOMAS M_ WALLACE - Testator Subscribed, sworn to and acknowledged before me by THOMAS M. WALLACE, the Testator, and subscribed and sworn/ to before me by 47c/a /1/ //--7,a 10i74 and &0,17/?s (/. a C-c!?O witnesses, this /-7/,6 day of &46c,'' , 2000. NOTARY /PUBLIC rial Seal Jenny , Tobias: Notarx Public 09/11/2007 20;55 TEL 7175997794 J CONRAD CERTIFICATION OF NOTICE UNDER Pa. O.C. Rule 5.6(a) REGISTER OF WILLS a,AM_ COUNTY, PENNSYLVANIA [x002/004 Name of Decedent: MOMS M. WAM ACE Date of Death: 05/1712007 File Number: 2007-00539 Date Letters Granted: June 1, 2007 To the Register: I certify that Notice of Estate Administration required by Pa. O.C. Rule 5.6(a) of the Orphans' Court Rules was served on or mailed to the fallowing beneficiaries of the above-captioned estate on June 8 2007 Name: Address: 17043 Waym 7+c w, Trustee Ameripriise Firamial, 342 N ftaat St W=deyrsburg, PA _Halgy?3. dace 1421 Silver creek Dr., Msct?icsburgI PA 17050 Nathan A_ M11Rge 1421 SilygX Creek Dr., M 5hELC5 , PA 17050 Andbrea E. Wallace 94 N. Old Stone House Rd., Carlisle, PA 17013 Whose space is needed, attach separate sheet.) Notice has now been given to all persons entitled thereto under Pa O.C. Rule 5.6(a) except. v?,e s, zoo? Farm RIMS rev. 10.13.od ate-- i • ?2,- SIV10mv of pwsan Filing this hbnn Capacity: QPersonal Representative ®Counsei Ann E. Rhoads, Esquire Nanto of Peron 17linP th r frorm 119 Locust Street /hers,,: Harrisburg, PA 17101 --711--238-1731 /elephone 'z EXgIBIT 6G??9 PHELAN HALLINAN & SCHMIEG, LLP Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 Fax: 215-405-0180 John.Parkinson@fedphe.com John Parkinson Legal Assistant, Decedent Department Representing Lenders in Pennsylvania and New Jersey September 21, 2007 Dennis J. Shatto, Executor Of the Estate of Thomas M. Wallace 828 Limekiln Road New Cumberland, PA 17070 Wayne Logue, Trustee Of the Estate of Thomas M. Wallace 342 North Front Street Wormleysburg, PA 17043 Haley N. Wallace, Devisee Of the Estate of Thomas M. Wallace 1421 Silver Creek Drive Mechanicsburg, PA 17050 Nathan A. Wallace, Devisee Of the Estate of Thomas M. Wallace 1421 Silver Creek Drive Mechanicsburg, PA 17050 Andrea E. Wallace, Devisee Of the Estate of Thomas M. Wallace 94 North Old Stone House Road Carlisle, PA 17013 RE: THOMAS M. WALLACE; 1421 SILVER CREEK, MECHANICSBURG, PA 17050; CHASE HOME FINANCE LLC; PHS# 161057 Dear Sir/Madam(s): Kindly be advised that the Law Offices of Phelan Hallinan & Schmieg, LLP represent CHASE HOME FINANCE LLC, the holder of the mortgage against the above-referenced mortgaged premises. The loan is in default as payments due May 1, 2007 and each month thereafter remain due and unpaid. Our office has been retained to bring a foreclosure action. * This firm is a debt collector. Any information we receive will be used for that purpose. If your personal liability for the debt has been discharged in bankruptcy, we are only proceeding against the real estate secured by the mortgage. Our office has been informed of THOMAS'S unfortunate death. We are sorry for your loss. As you are a devisee of THOMAS M. WALLACE, you may have been automatically vested with an ownership interest in the mortgaged premises upon his death under 20 Pa.C.S.A. §301(b). Accordingly, it may be necessary to bring a foreclosure action against your interest in the property. This letter serves to afford you an opportunity to waive your right to be named as a defendant in your capacity as Devisee in the foreclosure action. Please find attached a Waiver which I would appreciate your executing and returning to the undersigned within fourtegnn((14 c of the date of this correspondence. If the Waiver is timely returned it will not be necessary to name you as a Defendant in your capacity as Devisee in the foreclosure action. If, however, the Waiver is not timely returned, our office may proceed to name you as a Defendant in your capacity as Devisee. It will however, be necessary to name DENNIS J. SHATTO as a defendant in the foreclosure action in his capacity as Executor of the estate, as well as WAYNE LOGUE in his capacity as Trustee of the estate, as required by the Pennsylvania Rules of Civil Procedure. Please be advised you are not personally liable for the debt, as you did not execute the mortgage or note. Please note that this waiver does not preclude you from attempting to sell the subject premises and recovering any possible equity in the mortgaged premises prior to the completion of the foreclosure action. If you would like to request a payoff or reinstatement figure, please call (215) 563-7000, and ask for the Foreclosure Resolution Department. If you have any other questions regarding this letter, please contact the undersigned at (215) 563-7000, ex. 1200. Sincerely, hn Parkinson Legal Assistant Cc: Ann E. Rhoads, Esquire • This firm is a debt collector. Any information we receive will be used for that purpose. If your personal liability for the debt has been discharged in banlxuptcy, we are only proceeding against the real estate secured by the mortgage. PHELAN HALLINAN & SCHMIEG, LLP By: Francis S. Hallinan Attorney for Plaintiff Identification No. 62695 Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 CHASE HOME FINANCE LLC V. ESTATE OF THOMAS M. WALLACE, DECEASED WAIVER BY HEIR OF RIGHT TO BE NAMED AS A DEFENDANT IN FORECLOSURE ACTION I, HALEY N. WALLACE, Devisee of the Estate of THOMAS M. WALLACE, hereby waive my right to be named as a defendant in a foreclosure action which may be instituted by CHASE HOME FINANCE LLC, involving a mortgage secured on premises 1421 SILVER CREEK, MECHANICSBURG, PA 17050, which property was owned by decedent at the time of his death. I hereby consent to the foreclosure action, without any further notice of proceedings of Sheriff's sale, and understand that any interest I may have in the mortgaged premises will be divested upon completion of the foreclosure action. Date: Haley N. Wallace, Devisee Of the Estate of Thomas M. Wallace * This firm is a debt collector. Any information we receive will be used for that purpose. If your personal liability for the debt has been discharged in bankruptcy, we are only proceeding against the real estate secured by the mortgage. PHELAN HALLINAN & SCHMIEG, LLP By: Francis S. Hallinan Attorney for Plaintiff Identification No. 62695 Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 CHASE HOME FINANCE LLC V. ESTATE OF THOMAS M. WALLACE, DECEASED WAIVER BY HEIR OF RIGHT TO BE NAMED AS A DEFENDANT IN FORECLOSURE ACTION I, NATHAN A. WALLACE, Devisee of the Estate of THOMAS M. WALLACE, hereby waive my right to be named as a defendant in a foreclosure action which may be instituted by CHASE HOME FINANCE LLC, involving a mortgage secured on premises 1421 SILVER CREEK, MECHANICSBURG, PA 17050, which property was owned by decedent at the time of his death. I hereby consent to the foreclosure action, without any further notice of proceedings of Sheriff's sale, and understand that any interest I may have in the mortgaged premises will be divested upon completion of the foreclosure action. Date: Nathan A. Wallace, Devisee Of the Estate of Thomas M. Wallace * This firm is a debt collector. Any information we receive will be used for that purpose. If your personal liability for the debt has been discharged in bankruptcy, we are only proceeding against the real estate secured by the mortgage. PHELAN HALLINAN & SCHMIEG, LLP By: Francis S. Hallinan Attorney for Plaintiff Identification No. 62695 Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 CHASE HOME FINANCE LLC V. ESTATE OF THOMAS M. WALLACE, DECEASED WAIVER BY HEIR OF RIGHT TO BE NAMED AS A DEFENDANT IN FORECLOSURE ACTION I, ANDREA E. WALLACE, Devisee of the Estate of THOMAS M. WALLACE, hereby waive my right to be named as a defendant in a foreclosure action which may be instituted by CHASE HOME FINANCE LLC, involving a mortgage secured on premises 1421 SILVER CREEK, MECHANICSBURG, PA 17050, which property was owned by decedent at the time of his death. I hereby consent to the foreclosure action, without any further notice of proceedings of Sheriff s sale, and understand that any interest I may have in the mortgaged premises will be divested upon completion of the foreclosure action. Date: Andrea E. Wallace, Devisee Of the Estate of Thomas M. Wallace * This firm is a debt collector. Any information we receive will be used for that purpose. If your personal liability for the debt has been discharged in bankruptcy, we are only proceeding against the real estate secured by the mortgage. EXHIBIT "C" PHELAN HALLINAN & SCHMIEG, LLP LAWRENCE T. PHELAN, ESQ., Id. No. 32227 FRANCIS S. HALLINAN, ESQ., Id. No. 62695 DANIEL G. SCHMIEG, ESQ., Id. No. 62205 ONE PENN CENTER PLAZA, SUITE 1400 PHILADELPHIA, PA 19103 (215) 563-7000 161057 CHASE HOME FINANCE LLC 3415 VISION DRIVE COLUMBUS, OH 43219 Plaintiff V. ESTATE OF THOMAS M. WALLACE DENNIS J. SHATTO, EXECUTOR OF THE ESTATE OF THOMAS M. WALLACE 828 LIMEKILN ROAD NEW CUMBERLAND, PA 17070 WAYNE LOGUE, TRUSTEE OF THE ESTATE OF THOMAS M. WALLACE 342 NORTH FRONT STREET WORMLEYSBURG, PA 17043 HALEY N. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE NATHAN A. WALLACE 1421 SILVER CREEK MECHANICSBURG, PA 17050 ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION TERM NO. CUMBERLAND COUNTY File #: 161057 NATHAN A. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE 1421 SILVER CREEK DRIVE MECHANICSBURG, PA 17050 ANDREA E. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE 94 NORTH OLD STONE HOUSE ROAD CARLISLE, PA 17013 Defendants CIVIL ACTION - LAW COMPLAINT IN MORTGAGE FORECLOSURE File #: 161057 NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Lawyer Referral Service Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 (800)990-9108 File #: 161057 IF THIS IS THE FIRST NOTICE THAT YOU HAVE RECEIVED FROM THIS OFFICE, BE ADVISED THAT: PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, 15 U.S.C. § 1692 et seq. (1977), DEFENDANT(S) MAY DISPUTE THE VALIDITY OF THE DEBT OR ANY PORTION THEREOF. IF DEFENDANT(S) DO SO IN WRITING WITHIN THIRTY (30) DAYS OF RECEIPT OF THIS PLEADING, COUNSEL FOR PLAINTIFF WILL OBTAIN AND PROVIDE DEFENDANT(S) WITH WRITTEN VERIFICATION THEREOF; OTHERWISE, THE DEBT WILL BE ASSUMED TO BE VALID. LIKEWISE, IF REQUESTED WITHIN THIRTY (30) DAYS OF RECEIPT OF THIS PLEADING, COUNSEL FOR PLAINTIFF WILL SEND DEFENDANT(S) THE NAME AND ADDRESS OF THE ORIGINAL CREDITOR, IF DIFFERENT FROM ABOVE. THE LAW DOES NOT REQUIRE US TO WAIT UNTIL THE END OF THE THIRTY (30) DAY PERIOD FOLLOWING FIRST CONTACT WITH YOU BEFORE SUING YOU TO COLLECT THIS DEBT. EVEN THOUGH THE LAW PROVIDES THAT YOUR ANSWER TO THIS File #: 161057 COMPLAINT IS TO BE FILED IN THIS ACTION WITHIN TWENTY (20) DAYS, YOU MAY OBTAIN AN EXTENSION OF THAT TIME. FURTHERMORE, NO REQUEST WILL BE MADE TO THE COURT FOR A JUDGMENT UNTIL THE EXPIRATION OF THIRTY (30) DAYS AFTER YOU HAVE RECEIVED THIS COMPLAINT. HOWEVER, IF YOU REQUEST PROOF OF THE DEBT OR THE NAME AND ADDRESS OF THE ORIGINAL CREDITOR WITHIN THE THIRTY (30) DAY PERIOD THAT BEGINS UPON YOUR RECEIPT OF THIS COMPLAINT, THE LAW REQUIRES US TO CEASE OUR EFFORTS (THROUGH LITIGATION OR OTHERWISE) TO COLLECT THE DEBT UNTIL WE MAIL THE REQUESTED INFORMATION TO YOU. YOU SHOULD CONSULT AN ATTORNEY FOR ADVICE CONCERNING YOUR RIGHTS AND OBLIGATIONS IN THIS SUIT. IF YOU HAVE FILED BANKRUPTCY AND RECEIVED A DISCHARGE, THIS IS NOT AN ATTEMPT TO COLLECT A DEBT. IT IS AN ACTION TO ENFORCE A LIEN ON REAL ESTATE. File H: 161057 I . Plaintiff is CHASE HOME FINANCE LLC 3415 VISION DRIVE COLUMBUS, OH 43219 2. The name(s) and last known address(es) of the Defendant(s) are: ESTATE OF THOMAS M. WALLACE DENNIS J. SHATTO, EXECUTOR OF THE ESTATE OF THOMAS M. WALLACE 828 LIMEKILN ROAD NEW CUMBERLAND, PA 17070 WAYNE LOGUE, TRUSTEE OF THE ESTATE OF THOMAS M. WALLACE 342 NORTH FRONT STREET WORMLEYSBURG, PA 17043 HALEY N. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE NATHAN A. WALLACE 1421 SILVER-CREEK MECHANICSBURG, PA 17050 NATHAN A. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE 1421 SILVER CREEK DRIVE MECHANICSBURG, PA 17050 ANDREA E. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE 94 NORTH OLD STONE HOUSE ROAD CARLISLE, PA 17013 who are the real owner(s) of the property hereinafter described. File #: 161057 On 11/1412006 THOMAS M. WALLACE made, executed, and delivered a mortgage upon the premises hereinafter described to MORTGAGE ELECRONIC REGISTRATION SYSTEMS, INC., AS A NOMINEE FOR FREEDOM MORTGAGE CORPORATION which mortgage is recorded in the Office of the Recorder of CUMBERLAND County, in Book: 1974, Page: 1421. PLAINTIFF is now the legal owner of the mortgage and is in the process of formalizing an assignment of same. The mortgage and assignment(s), if any, are matters of public record and are incorporated herein by reference in accordance with Pa.R.C.P. 1019(g); which Rule relieves the Plaintiff from its obligations to attach documents to pleadings if those documents are of public record. 4. The premises subject to said mortgage is described as attached. 5. The mortgage is in default because monthly payments of principal and interest upon said mortgage due 05/01/2007 and each month thereafter are due and unpaid, and by the terms of said mortgage, upon failure of mortgagor to make such payments after a date specified by written notice sent to Mortgagor, the entire principal balance and all interest due thereon are collectible forthwith. File #: 161057 6. The following amounts are due on the mortgage: Principal Balance $295,017.66 Interest $12,892.00 04/01/2007 through 11/06/2007 (Per Diem $58.60) Attorney's Fees $1,250.00 Cumulative Late Charges $302.88 11/14/2006 to 11/06/2007 Cost of Suit and Title Search 550.00 Subtotal $310;012.54 Escrow Credit $0.00 Deficit $674.12 Subtotal $674.12 TOTAL $310,686.66 7 8. If the mortgage is reinstated prior to a Sheriffs Sale, the attorney's fee set forth above may be- less than the amount demanded based on work actually performed. The attorney's fees requested are in conformity with the mortgage and Pennsylvania law. Plaintiff reserves its right to collect attorney's fees up to 5% of the remaining principal balance in the event the property is sold to a third party purchaser at Sheriffs Sale, or if the complexity of the action requires additional fees in excess of the amount demanded in the Action. Plaintiff is not seeking a judgment of personal liability (or an in personam judgment) against the Defendant(s) in the Action; however, Plaintiff reserves its right to bring a separate Action to establish that right, if such right exists. If Defendant(s) has/have received a discharge of personal liability in a bankruptcy proceeding, this Action of Mortgage Foreclosure is in no way an attempt to reestablish such personal liability discharged in bankruptcy, but only to foreclose the mortgage and sell the mortgaged premises pursuant to Pennsylvania Law. File N: 161057 9. This action does not come under Act 6 of 1974 because the original mortgage amount exceeds $50,000. 10. Mortgagor THOMAS M. WALLACE, died on 05/17/07, leaving a Will dated 09/06/06, wherein he appointed DENNIS J. SHATTO, as his Executor. Letters Testamentary were granted to him on 06/01/07 in CUMBERLAND County. No. 2007-00539. Decedent's surviving heir(s) at law and next-of-kin are HALEY N. WALLACE, NATHAN A. WALLACE & ANDREA E. WALLACE. 11. Plaintiff does not hold the named Defendants DENNIS J. SHATTO, WAYNE LOGUE, HALEY N. WALLACE, NATHAN A. WALLACE & ANDREA E. WALLACE, personally liable on this cause of action and releases them from any personal liability. This action is being brought to foreclosure their interest in the aforesaid real estate only. File #: 161057 12. Defendants DENNIS J. SHATTO, WAYNE LOGUE, HALEY N. WALLACE, NATHAN A. WALLACE & ANDREA E. WALLACE, have been named in accordance with P.A. R.C.P. 1144 (a) (2), in order to divest the equitable interests in the premises and have no personal liability for the debt secured by the mortgage. WHEREFORE, PLAINTIFF demands an in rem Judgment against the Defendant(s) in the sum of $310,686.66, together with interest from 11106/2007 at the rate of $58.60 per diem to the date of Judgment, and other costs and charges collectible under the mortgage and for the foreclosure and sale of the mortgaged property. PHELAN HALLINAN & SCH LLP By: /s ran cis S. Halli LAWRENCE T. PHELAN, ESQUIRE DANIEL G. SCHMIEG, ESQUIRE FRANCIS S. HALLINAN, ESQUIRE Attorneys for Plaintiff File #: 161057 LEGAL DESCRIPTION All that certain lot or piece of ground situate in the Township of Hampden, County of Cumberland and Commonwealth of Pennsylvania, being known as Lot No. 31 in the Final Subdivision Plan of Turnberry, Phase III, as recorded in the Recorder's Office of Cumberland County; Pennsylvania in Plan Book Volume 67, Page 29. BEING designated as Tax Parcel No. 10-16-10610-181 in the Deed Registry Office of Cumberland County, Pennsylvania. BEING the same premises which Alan H. Herman and Deborah K. Herman, husband and wife, by deed dated July 8, 2005 and recorded July 18, 2005 in the Recorder's Office of Cumberland County, Pennsylvania in Deed Book Volume 269, Page 4762, granted and conveyed unto Thomas M. Wallace. PROPERTY BEING: 1421 SILVER CREEK DRIVE File 1t: 161057 VERIFICATION FRANCIS S. HALLINAN, ESQUIRE hereby states that he is attorney for Plaintiff in this matter, that Plaintiff is outside the jurisdiction of the court and/or the verification could not be obtained within the time allowed for the filing of the pleading, that he is authorized to make this verification pursuant to Pa.R.C.P. 1024 (c), and that the statements made in the foregoing Civil Action in Mortgage Foreclosure are based upon information supplied by Plaintiff and are true and correct to the best of its knowledge, information and belief. Furthermore, counsel intends to substitute a verification from Plaintiff upon receipt. The undersigned understands that this statement is made subject to the penalties of 18 Pa.C.S. Sec. 4904 relating to unworn falsifications to authorities. )D I Lv't?'- Francis S. Hallinan, Esquire Attorney for Plaintiff DATE: PHELAN HALLINAN & SCHMIEG, LLP Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 Fax: 215-563-3352 John.Parkinson(a,fedphe-pa.com John Parkinson Legal Assistant, Decedent Department March 26, 2007 Dennis J. Shatto 828 Limekiln Road New Cumberland, PA 17070 RE: CHASE HOME FINANCE LLC Representing Lenders in Pennsylvania and New Jersey V. ESTATE OF THOMAS M. WALLACE, ET AL CUMBERLAND COUNTY NO. 07-6756 CIVIL TERM Dear Mr. Shatto: Enclosed please find Plaintiffs proposed Stipulation to Appoint Guardian Ad Lit= for minor defendant, Andrea E. Wallace, Devisee of the Estate of Thomas M. Wallace, and Acceptance of Service of Complaint. On November 7, 2007, this office filed a civil action naming Andrea E. Wallace as a party defendant. Because Andrea is a minor Defendant and is not represented by a guardian, we are required to have appointed a Guardian Ad Litem for her for purposes of these proceedings, so that her interest in this action is properly represented. As you are the Executor of the Estate of Thomas M. Wallace, we are requesting that you be appointed Guardian Ad Litem in this action. By consenting to the terms of the stipulation, you will be appointed Guardian Ad Litem for Andrea E. Wallace for the purposes of these proceedings, only. You will be accepting service of the complaint filed on November 7, 2007, and all future pleadings, as Guardian Ad Litem for Andrea E. Wallace, Devisee of the Estate of Thomas M. Wallace. *This firm is a debt collector. Any information we receive will be used for that purpose. If your personal liability for the debt has been discharged in bankruptcy, we are only proceeding against the real estate secured by the mortgage. Please be advised that neither you, nor Andrea E. Wallace, are liable to pay this debt, as you did not sign the mortgage or note. However, you do have the right to bring the loan current. It is Plaintiff s intention to divest Andrea's interest in the mortgaged premises in order to take this property to Sheriff s Sale and sell it free and clear to a third party. I realize this may be difficult to understand. Should you have any questions, do not hesitate to contact this office. Please know that should this document not be signed and returned within fourteen (14) days of the date of this correspondence it will be necessary for our office to file a formal motion with the court to request you be appointed Guardian Ad Litem for Andrea E. Wallace. Sincerely, N N p Parkinson Legal Assistant Cc: Andrea E. Wallace *This firm is a debt collector. Any information we receive will be used for that purpose. If your personal liability for the debt has been discharged in bankruptcy, we are only proceeding against the real estate secured by the mortgage. PHELAN HALLINAN & SCHMIEG, LLP BY: Francis S. Hallinan, Esquire Identification No. 62695 One Penn Center Plaza Suite 1400 Philadelphia, PA 19103 (215) 563-7000 Attorney For Plaintiff CHASE HOME FINANCE LLC V. COURT OF COMMON PLEAS CIVIL DIVISION CUMBERLAND COUNTY ESTATE OF THOMAS M. WALLACE DENNIS J. SHATTO, EXECUTOR NO. 07-6756 CIVIL TERM OF THE ESTATE OF THOMAS M. WALLACE ET AL. STIPULATION FOR ACCEPTANCE OF SERVICE OF COMPLAINT AND APPOINTMENT OF GUARDIAN AD LITEM It is hereby stipulated by and between Plaintiff, CHASE HOME FINANCE LLC, by and through its attorney, Francis S. Hallinan, Esquire, and Defendant, Andrea E. Wallace, that: 1. Defendant, Andrea E. Wallace, Devisee of the Estate of Thomas M. Wallace, hereby accepts service of the Complaint filed in the within action on or about November 7, 2007. 2. Plaintiff will provide the 10-day default notice to the defendant, Andrea E. Wallace, Devisee of the Estate of Thomas M. Wallace, under Pa.R.C.P.237. 3. Dennis J. Shatto, hereby consents to his appointment as Guardian Ad Litem of minor defendant Andrea E. Wallace, for the purposes of these proceedings and consents to the terms set forth in this within stipulation. Attached hereto as Exhibit "A" is a Consent to Guardianship executed by Dennis J. Shatto. 4. It is hereby agreed that Plaintiff may effectuate notice of sale pursuant to Pa.R.C.P. 3129 upon Dennis J. Shatto, Guardian Ad Litem of Andrea E. Wallace, Devisee of the Estate of Thomas M. Wallace, by regular mail and thereafter filing an Affidavit of Service of same with the Office of the Prothonotary. Date: Date: Francis S. Hallinan, Esquire Attorney for Plaintiff Dennis J. Shatto, Guardian Ad Litem for Andrea E. Wallace, Minor Devisee Of the Estate of Thomas M. Wallace PHELAN HALLINAN & SCHMIEG, LLP BY: Francis S. Hallinan, Esquire Identification No. 62695 Attorney For Plaintiff One Penn Center Plaza Suite 1400 Philadelphia, PA 19103 (215) 563-7000 CHASE HOME FINANCE LLC COURT OF COMMON PLEAS CIVIL DIVISION V. ESTATE OF THOMAS M. WALLACE CUMBERLAND COUNTY DENNIS J. SHATTO, EXECUTOR NO. 07-6756 CIVIL TERM OF THE ESTATE OF THOMAS M. WALLACE ET AL. CONSENT TO GUARDIANSHIP As Andrea E. Wallace is a minor, and is not represented by a guardian, the Court is required to appoint a guardian for her upon petition. See Pa.R.C.P. 2031 (b) and 2027. To ensure the interest of Andrea E. Wallace will be properly represented, a guardian Ad Litem must be appointed to represent her in the mortgage foreclosure action. Pursuant to this requirement, Dennis J. Shatto is the Executor of the Estate of Thomas M. Wallace, and Plaintiff requests that he be appointed Guardian Ad Litem in this action. Dennis J. Shatto hereby agrees to be appointed Guardian Ad Litem for purposes of these proceedings. Date: Dennis J. Shatto, Guardian Ad Litem for Andrea E. Wallace, Minor Devisee Of the Estate of Thomas M. Wallace . ?+;.? .?i.'foarn .T?" .. ']i SI.YA' + +?.a? 1? ??'?' ; "WY?'???g`_._ `_?'.?. . :. .. CLECKNER AND FEAREN ATTORNEYS AT LAW 119 LOCUST STREET P.O. BOX 11847 HARRISBURG, PENNSYLVANIA 17108-1847 TELEPHONE: (717) 238-1731 FAX: (717) 238-8481 A NNE. HOADS SHATTO December 7, 2007 John Parkinson, Legal Assistant Decedent Department Phelan Hallinan & Schmieg, LLP 1617 JFK Blvd., Ste. 1400 Suburban Station Philadelphia, PA 19103-1814. Re: Chase Home vs. Estate Cumberland Dear Mr. Parkinson: Finance LLC of Thomas N. Wallace County No. 07-6756 RICHARD W. CLECKNER (1926 - 20041 ROBERT D. HANSON (1916 - 20061 RETIRED: WILLIAM FEAREN I am writing in response to your letter dated March 26, 2007, which I presumed was meant to be dated November 26, 2007. I am not willing to accept an appointment of Guardian Ad Litem for Andrea E. Wallace. I simply would not.feel comfortable acting in that capacity. With respect to the property, as I have indicated in earlier correspondence, the balance due on the two (2) mortgages far exceeds the fair market value of the property, and the estate really has no continuing interest in the property. As executor, I cannot justify spending any additional funds for utility payments. So that there is not any damage as a result of freezing pipes and the like, I would suggest that you contact me at your earliest convenience. You may very well want to make arrangements to transfer obligations for the utilities or to winterize the dwelling. Thank you for.your cooperation and assistance. Very truly yours, CLECKNER AND FEAREN Den is J. Shatto DJS:lnm EXgIgIT PHELAN HALLINAN & SCHMIEG, LLP Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 Fax: 215-563-3352 John.Parkinson(Wednhe-va.com John Parkinson Legal Assistant, Decedent Department Representing Lenders in Pennsylvania and New Jersey December 17, 2007 Nickola K. Wallace 94 North Old Stone House Road Carlisle, PA 17013 RE: CHASE HOME FINANCE LLC V. ESTATE OF THOMAS M. WALLACE, ET AL CUMBERLAND COUNTY NO. 07-6756 CIVIL TERM Dear Ms. Wallace: Enclosed please find Plaintiffs proposed Stipulation to Appoint Guardian Ad Litem for minor defendant, Andrea E. Wallace, Devisee of the Estate of Thomas M. Wallace, and Acceptance of Service of Complaint. On November 7, 2007, this office filed a civil action naming Andrea E. Wallace as a party defendant. Because Andrea is a minor Defendant and is not represented by a guardian, we are required to have appointed a Guardian Ad Litem for her for purposes of these proceedings, so that her interest in this action is properly represented. As you are the parent and natural guardian of Andrea E. Wallace, we are requesting that you be appointed Guardian Ad Litem in this action. By consenting to the terms of the stipulation, you will be appointed Guardian Ad Litem for Andrea E. Wallace for the purposes of these proceedings, only. You will be accepting service of the complaint filed on November 7, 2007, and all future pleadings, as Guardian Ad Litem for Andrea E. Wallace, Devisee of the Estate of Thomas M. Wallace. *This firm is a debt collector. Any information we receive will be used for that purpose. If your personal liability for the debt has been discharged in bankruptcy, we are only proceeding against the real estate secured by the mortgage. Please be advised that neither you, nor Andrea E. Wallace, are liable to pay this debt, as you did not sign the mortgage or note. However, you do have the right to bring the loan current. It is Plaintiff s intention to divest Andrea's interest in the mortgaged premises in order to take this property to Sheriffs Sale and sell it free and clear to a third party. I realize this may be difficult to understand. Should you have any questions, do not hesitate to contact this office. Please know that should this document not be signed and returned within fourteen (14) days of the date of this correspondence it will be necessary for our office to file a formal motion with the court to request you be appointed Guardian Ad Litem for Andrea E. Wallace. Sincerely, h Parkinson Le al Assistant Cc: Dennis J. Shatto, Esquire *This firm is a debt collector. Any information we receive will be used for that purpose. If your personal liability for the debt has been discharged in bankruptcy, we are only proceeding against the real estate secured by the mortgage. PHELAN HALLINAN & SCHMIEG, LLP BY: Francis S. Hallinan, Esquire Identification No. 62695 Attorney For Plaintiff One Penn Center Plaza Suite 1400 Philadelphia, PA 19103 (215) 563-7000 CHASE HOME FINANCE LLC COURT OF COMMON PLEAS CIVIL DIVISION V. CUMBERLAND COUNTY ESTATE OF THOMAS M. WALLACE DENNIS J. SHATTO, EXECUTOR NO. 07-6756 CIVIL TERM OF THE ESTATE OF THOMAS M. WALLACE ET AL. STIPULATION FOR ACCEPTANCE OF SERVICE OF COMPLAINT AND APPOINTMENT OF GUARDIAN AD LITEM It is hereby stipulated by and between Plaintiff, CHASE HOME FINANCE LLC, by and through its attorney, Francis S. Hallinan, Esquire, and Defendant, Andrea E. Wallace, that: 1. Defendant, Andrea E. Wallace, Devisee of the Estate of Thomas M. Wallace, hereby accepts service of the Complaint filed in the within action on or about November 7, 2007. 2. Plaintiff will provide the 10-day default notice to the defendant, Andrea E. Wallace, Devisee of the Estate of Thomas M. Wallace, under Pa.R.C.P.237. 3. Nickola K. Wallace, hereby consents to her appointment as Guardian Ad Litem of minor defendant Andrea E. Wallace, for the purposes of these proceedings and consents to the terms set forth in this within stipulation. Attached hereto as Exhibit "A" is a Consent to Guardianship executed by Nickola K. Wallace. 4. It is hereby agreed that Plaintiff may effectuate notice of sale pursuant to Pa.R.C.P. 3129 upon Nickola K. Wallace, Guardian Ad Litem of Andrea E. Wallace, Devisee of the Estate of Thomas M. Wallace, by regular mail and thereafter filing an Affidavit of Service of same with the Office of the Prothonotary. Date: Francis S. Hallinan, Esquire Attorney for Plaintiff Date: Nickola K. Wallace, Guardian Ad Litem for Andrea E. Wallace, Minor Devisee Of the Estate of Thomas M. Wallace PHELAN HALLINAN & SCHMIEG, LLP BY: Francis S. Hallinan, Esquire Identification No. 62695 Attorney For Plaintiff One Penn Center Plaza Suite 1400 Philadelphia, PA 19103 (215) 563-7000 CHASE HOME FINANCE LLC COURT OF COMMON PLEAS CIVIL DIVISION V. CUMBERLAND COUNTY ESTATE OF THOMAS M. WALLACE DENNIS J. SHATTO, EXECUTOR NO. 07-6756 CIVIL TERM OF THE ESTATE OF THOMAS M. WALLACE ET AL. CONSENT TO GUARDIANSHIP As Andrea E. Wallace is a minor, and is not represented by a guardian, the Court is required to appoint a guardian for her upon petition. See Pa.R.C.P. 2031 (b) and 2027. To ensure the interest of Andrea E. Wallace will be properly represented, a guardian Ad Litem must be appointed to represent her in the mortgage foreclosure action. Pursuant to this requirement, Nickola K. Wallace is the parent and natural guardian of Andrea E. Wallace, and Plaintiff requests that she be appointed Guardian Ad Litem in this action. Nickola K. Wallace hereby agrees to be appointed Guardian Ad Litem for purposes of these proceedings. Date: Nickola K. Wallace, Guardian Ad Litem for Andrea E. Wallace, Minor Devisee Of the Estate of Thomas M. Wallace EXHIBIT "G" PHELAN HALLINAN & SCHMIEG, LLP Suite 1400 One Penn Center at Suburban Station 1617 John F. Kennedy Boulevard Philadelphia, PA 19103-1814 215-563-7000 Fax: 215-563-3352 John.Parkinson@fedphe.com John Parkinson Legal Assistant, Decedent Department Representing Lenders In Pennsylvania and New Jersey February 5, 2008 Dennis J. Shatto, Executor Of the Estate of Thomas M. Wallace 828 Limekiln Road New Cumberland, PA 17070 RE: CHASE HOME FINANCE LLC V. ESTATE OF THOMAS M. WALLACE, ET AL CUMBERLAND COUNTY NO. 07-6756 CIVIL TERM Dear Defendant: Enclosed please find a copy of my proposed Motion for the Appointment of a Guardian Ad Litem for Andrea E. Wallace. In accordance with Cumberland County Local Rule 208.3(9), I am seeking your concurrence with the requested relief. Please respond to me within one week, by February 12, 2008. Should you have any further questions or concerns, please feel free to contact me. Otherwise, please be guided accordingly. Sincerely, John Parkinson Legal Assistant PHELAN HALLINAN & SCHMIEG, LLP Suite 1400 One Penn Center at Suburban Station 1617 John F. Kennedy Boulevard Philadelphia, PA 19103-1814 215-563-7000 Fax: 215-563-3352 John.Parkinson@fedphe.com John Parkinson Legal Assistant, Decedent Department Representing Lenders In Pennsylvania and New Jersey February 5, 2008 Wayne Logue, Trustee Of the Estate of Thomas M. Wallace 342 North Front Street Wormleysburg, PA 17043 RE: CHASE HOME FINANCE LLC V. ESTATE OF THOMAS M. WALLACE, ET AL CUMBERLAND COUNTY NO. 07-6756 CIVIL TERM Dear Defendant: Enclosed please find a copy of my proposed Motion for the Appointment of a Guardian Ad Litem for Andrea E. Wallace. In accordance with Cumberland County Local Rule 208.3(9), I am seeking your concurrence with the requested relief. Please respond to me within one week, by February 12, 2008. Should you have any further questions or concerns, please feel free to contact me. Otherwise, please be guided accordingly. Sincerely, John Parkinson Legal Assistant PHELAN HALLINAN & SCHMIEG, LLP Suite 1400 One Penn Center at Suburban Station 1617 John F. Kennedy Boulevard Philadelphia, PA 19103-1814 215-563-7000 Fax: 215-563-3352 John.Parkinson@fedphe.com John Parkinson Representing Lenders Legal Assistant, Decedent Department In Pennsylvania and New Jersey February 5, 2008 Haley N. Wallace, Devisee Of the Estate of Thomas M. Wallace 1421 Silver Creek Drive Mechanicsburg, PA 17050 RE: CHASE HOME FINANCE LLC V. ESTATE OF THOMAS M. WALLACE, ET AL CUMBERLAND COUNTY NO. 07-6756 CIVIL TERM Dear Defendant: Enclosed please find a copy of my proposed Motion for the Appointment of a Guardian Ad Litem for Andrea E. Wallace. In accordance with Cumberland County Local Rule 208.3(9), 1 am seeking your concurrence with the requested relief. Please respond to me within one week, by February 12, 2008. Should you have any further questions or concerns, please feel free to contact me. Otherwise, please be guided accordingly. Sincerely, John Parkinson Legal Assistant PHELAN HALLINAN & SCHMIEG, LLP Suite 1400 One Penn Center at Suburban Station 1617 John F. Kennedy Boulevard Philadelphia, PA 19103-1814 215-563-7000 Fax: 215-563-3352 John.Parkinson@fedphe.com John Parkinson Legal Assistant, Decedent Department Representing Lenders In Pennsylvania and New Jersey February 5, 2008 Nathan A. Wallace, Devisee Of the Estate of Thomas M. Wallace 1421 Silver Creek Drive Mechanicsburg, PA 17050 RE: CHASE HOME FINANCE LLC V. ESTATE OF THOMAS M. WALLACE, ET AL CUMBERLAND COUNTY NO. 07-6756 CIVIL TERM Dear Defendant: Enclosed please find a copy of my proposed Motion for the Appointment of a Guardian Ad Litem for Andrea E. Wallace. In accordance with Cumberland County Local Rule 208.3(9), I am seeking your concurrence with the requested relief. Please respond to me within one week, by February 12, 2008. Should you have any further questions or concerns, please feel free to contact me. Otherwise, please be guided accordingly. Sincerely, John Parkinson Legal Assistant PHELAN HALLINAN & SCHMIEG, LLP Suite 1400 One Penn Center at Suburban Station 1617 John F. Kennedy Boulevard Philadelphia, PA 19103-1814 215-563-7000 Fax: 215-563-3352 John.Parkinson@fedphe.com John Parkinson Legal Assistant, Decedent Department Representing Lenders In Pennsylvania and New Jersey February 5, 2008 Andrea E. Wallace, Devisee Of the Estate of Thomas M. Wallace 94 North Old Stone House Road Carlisle, PA 17013 RE: CHASE HOME FINANCE LLC V. ESTATE OF THOMAS M. WALLACE, ET AL CUMBERLAND COUNTY NO. 07-6756 CIVIL TERM Dear Defendant: Enclosed please find a copy of my proposed Motion for the Appointment of a Guardian Ad Litem for Andrea E. Wallace. In accordance with Cumberland County Local Rule 208.3(9), I am seeking your concurrence with the requested relief. Please respond to me within one week, by February 12, 2008. Should you have any further questions or concerns, please feel free to contact me. Otherwise, please be guided accordingly. Sincerely, John Parkinson Legal Assistant PHELAN HALLINAN & SCHMIEG, LLP Suite 1400 One Penn Center at Suburban Station 1617 John F. Kennedy Boulevard Philadelphia, PA 19103-1814 215-563-7000 Fax: 215-563-3352 John.Parkinson@fedphe.com John Parkinson Legal Assistant, Decedent Department Representing Lenders In Pennsylvania and New Jersey February 5, 2008 Nickola K. Wallace 94 North Old Stone House Road Carlisle, PA 17013 RE: CHASE HOME FINANCE LLC V. ESTATE OF THOMAS M. WALLACE, ET AL CUMBERLAND COUNTY NO. 07-6756 CIVIL TERM Dear Ms. Wallace: Enclosed please find a copy of my proposed Motion for the Appointment of a Guardian Ad Litem for Andrea E. Wallace. In accordance with Cumberland County Local Rule 208.3(9), I am seeking your concurrence with the requested relief. Please respond to me within one week, by February 12, 2008. Should you have any further questions or concerns, please feel free to contact me. Otherwise, please be guided accordingly. Sincerely, John Parkinson Legal Assistant B O 4 e L 3000 dIZ WOMB 0nvw SOOZ ..GO ZO s 06084vo 000 '?&OdS??y O M G ?s v a, U 63 y CCf CC cn a ° 1°t -4 ? M c? O y,pi ?" O ? r' o°? ° E-?d wa?` a a wQ od p ? "."? n a 43 O w°? O? O? O O ? O ?•v' AAA ? O ? ?A ? Q W ? ? '0 54 H O Q L' N S Z r' p 0 aZ a?iit??d oZ u , 0 cd '?c Ct' Z ON ? Aoo3Mx'" r z 1 ? PO u ? O 6 8 ? i fQ/1 .d N y 0 401 •S ? w x x o ax• a a a .-? N M NO ao as .W g rrT?T. 1.? b 0 VERIFICATION Joseph P. Schalk, Esquire, hereby states that he is the Attorney for the Plaintiff in this action, that he is authorized to take this Affidavit, and that the statements made in the foregoing MOTION FOR SERVICE OF THE COMPLAINT IN MORTGAGE FORECLOSURE PURSUANT TO SPECIAL ORDER OF COURT are true and correct to the best of his knowledge, information, and belief. The undersigned understands that this statement herein is made subject to the penalties of 18 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities. Date: "i ) 0,9 PAMZ2:?? Jose h P. chalk, Esquire Atto ey for Plaintiff PHELAN HALLINAN & SCHMIEG, LLP BY: Joseph P. Schalk, Esquire ATTORNEY FOR PLAINTIFF ATTORNEY I.D. #91656 107 North Front Street, Suite 115 Harrisburg, PA 17101 (215) 563-7000 CHASE HOME FINANCE LLC COURT OF COMMON PLEAS CIVIL DIVISION V. NO. 07-6756 CIVIL TERM ESTATE OF THOMAS M. WALLACE DENNIS J. SHATTO, EXECUTOR OF CUMBERLAND COUNTY THE ESTATE OF THOMAS M. WALLACE ET AL. CERTIFICATION OF SERVICE I hereby certify that a true and correct copy of Plaintiff's Motion for the Appointment of a Guardian Ad Litem for ANDREA E. WALLACE, and Belief in Support thereof, were sent via first class mail to the following on the date listed below: DENNIS J. SHATTO 828 LIMEKILN ROAD NEW CUMBERLAND, PA 17070 WAYNE LOGUE 342 NORTH FRONT STREET WORMLEYSBURG, PA 17043 (CONTINUED) HALEY N. WALLACE 1421 SILVER CREEK MECHANICSBURG, PA 17050 NATHAN A. WALLACE 1421 SILVER CREEK DRIVE MECHANICSBURG, PA 17050 ANDREA E. WALLACE 94 NORTH OLD STONE HOUSE ROAD CARLISLE, PA 17013 NICKOLA K. WALLACE 94 NORTH OLD STONE HOUSE ROAD CARLISLE, PA 17013 Respectfully submitted, Phelan Hallinan & Schmieg, LLP Attorney for Plaintiff By: P &ZtL?? J p . S lk, Esquire Dated: February 5, 2008 t ? -r7 CC; k -= 00 f FEB 1 5 2008 A4 "/ IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CHASE HOME FINANCE LLC V. ESTATE OF THOMAS M. WALLACE DENNIS J. SHATTO, EXECUTOR OF THE ESTATE OF THOMAS M. WALLACE ET AL. COURT OF COMMON PLEAS CIVIL DIVISION NO. 07-6756 CIVIL TERM CUMBERLAND COUNTY ORDER AND NOW, this / T- day of 2008, upon consideration of Plaintiffs Motion for the Appointment of a Guardian Ad Litem for defendant, ANDREA E. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE and any Response thereto, it is hereby ORDERED and DECREED that. the Court appoints NICKOLA K. WALLACE as Guardian Ad Litem for ANDREA E. WALLACE, in the mortgage foreclosure action. J A nX7 TTSL OC'hTTDT'. law f' C Q: I I V O Z 83A BBQZ Islolo'cle Ji dC Phelan Hallinan & Schmieg, LLP Lawrence T. Phelan, Esq., Id. No. 32227 Francis S. Hallinan, Esq., Id. No. 62695 1617 JFK Boulevard, Suite 1400 ATTORNEY FOR PLAINTIFF One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 CHASE HOME FINANCE LLC COURT OF COMMON PLEAS Plaintiff CIVIL DIVISION VS. CUMBERLAND COUNTY DENNIS J. SHATTO WAYNE LOGUE HALEY N. WALLACE NATHAN A. WALLACE ANDREA E. WALLACE Defendants TO THE PROTHONOTARY: Kindly reinstate the Civil Action in No. 07-6756 CIVIL TERM Foreclosure with reference to the above captioned matter. S Date: April 1, 2009 B F CIS-S.11ALj4a N, ESQUIRE LA NCE T. PHELAN, ESQUIRE D L G. SCHMIEG, ESQUIRE A evs for Plaintiff /lxh, Svc Dept. File# 161057 o -mo ? o rn 0 SHERIFF'S RETURN - REGULAR CASE NO: 2007-06756 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND CHASE HOME FINANCE LLC VS ... WALLACE THOMAS M ESTATE OF ETC WILLIAM CLINE Cumberland County,Pennsylvai says, the within COMPLAINT WALLACE NICKOLA GUARDIAN AT DEFENDANT , at 1644:00 at 94 OLD STONE HOUSE ROAD Sheriff or Dep Zia, who being duly - MORT FORE was LITEM FOR ANDRES E HOURS, on the 9th uty Sheriff of sworn according to law, served upon WALLACE the day of April , 2008 CARLISLE, PA 17013 by handing to NATHAN WALLACE, SON, ADULT IN CHARGE a true and attested copy of COMPLAINT - MORT FORE together with and at the same time directing His attention to the contents thereof. Sheriff's Costs: Docketing 18.00 Service 5.00 Affidavit .00 Surcharge 10.00 00 33.00 Sworn and Subscibed to before me this day of , So Answers: R. Thomas Kline ' 04/10/2008 PHELAN HALLINAN SCHMIEG By ?? Deputy Sheriff A. D. PHELAN HALLINAN & SCHMIEG, L.L.P. By: DANIEL G. SCHMIEG Identification No. 62205 Attorney for Plaintiff ONE PENN CENTER AT SUBURBAN STATION 1617 JOHN F. KENNEDY BLVD., SUITE 1400 PHILADELPHIA, PA 19103-1814 (215) 563-7000 CHASE HOME FINANCE, LLC 3415 VISION DRIVE COLUMBUS, OH 43219 Plaintiff, V. CUMBERLAND COUNTY COURT OF COMMON PLEAS CIVIL DIVISION ESTATE OF THOMAS M. WALLACE, NO. 07-6756 CIVIL TERM DENNIS J. SHATTO, EXECUTOR OF THE ESTATE OF THOMAS M. WALLACE 828 LIMEKILN ROAD NEW CUMBERLAND, PA 17070 WAYNE LOGUE, TRUSTEE OF THE ESTATE OF THOMAS M. WALLACE 342 NORTH FRONT STREET WORMLEYSBURG, PA 17043 HALEY N. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE 1421 SILVER CREEK MECHANICSBURG, PA 17050 NATHAN A. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE 1421 SILVER CREEK DRIVE MECHANICSBURG, PA 17050 ANDREA E. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE 94 NORTH OLD STONE HOUSE ROAD CARLISLE, PA 17013 Defendant(s). PRAECIPE FOR IN REM JUDGMENT FOR FAILURE TO ANSWER AND ASSESSMENT OF DAMAGES TO THE PROTHONOTARY: Kindly enter an in rem judgment in favor of the Plaintiff and against ESTATE OF THOMAS M. WALLACE DENNIS J SHATTO, EXECUTOR OF THE ESTATE OF THOMAS M. WALLACE, WAYNE LOGUE TRUSTEE OF THE ESTATE OF THOMAS M. WALLACE, HALEY N. WALLACE DEVISEE OF THE ESTATE OF THOMAS M WALLACE NATHAN A. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE and ANDREA E. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE, Defendant(s) for failure to file an Answer to Plaintiffs Complaint within 20 days from service thereof and for Foreclosure and Sale of the mortgaged premises, and assess Plaintiffs damages as follows: As set forth in Complaint $310,686.66 Interest from 11/7/07 to 6/3/08 $12,306.00 TOTAL $322,992.66 I hereby certify that (1) the addresses of the Plaintiff and Defendant(s) a shown above, and (2) that notice has been given in accordance with Ru 7.1, py a the . ANIEL SCHMIEG, ESQU Attorney for Plaintiff DAMAGES ARE HEREBY ASSESSED AS INDICATED. DATE: ??U$ 161057 PRO JMRUTHY PHELAN HALLINAN & SCHMIEG, LLP By: Lawrence T. Phelan, Esq., Id. No. 32227 ATTORNEY FOR PLAINTIFF Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Philadelphia, PA 19103 (215) 563_7000 CHASE HOME FINANCE LLC Plaintiff Vs. ESTATE OF THOMAS M. WALLACE DENNIS J. SHATTO, EXECUTOR OF THE ESTATE OF THOMAS M. WALLACE WAYNE LOGUE, TRUSTEE OF THE ESTATE OF THOMAS M. WALLACE HALEY N. WALLACE, DEVISEE OF THE STATE OF THOMAS M. WALLACE NATHAN A. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE ANDREA E. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE Defendants : COURT OF COMMON PLEAS : CIVIL DIVISION CUMBERLAND COUNTY NO. 07-6756 CIVIL TERM TO: NICKOLA WALLACE, GUARDIAN AT LITEM FOR ANDREA E. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE 94 NORTH OLD STONE HOUSE ROAD CARLISLE, PA 17013 DATE OF NOTICE: MAY 6.2008 THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT THE INDEBTEDNESS REFERRED TO HEREIN, AND ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE.IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY, THIS CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY AS ENFORCEMENT OF LIEN AGAINST PROPERTY. IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND LAWYER REFERRAL S ICE CUMBERLAND COUNTY BAR ASSOCIA4`V 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 (800)990-9108 amey, Legal Assistant PHELAN HALLINAN & SCHMIEG, LLP By: Lawrence T. Phelan, Esq., Id. No. 32227 ATTORNEY FOR PLAINTIFF Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Philadelphia, PA 19103 (215) 563-7000 CHASE HOME FINANCE LLC Plaintiff : COURT OF COMMON PLEAS Vs. ESTATE OF THOMAS M. WALLACE DENNIS J. SHATTO, EXECUTOR OF THE ESTATE OF THOMAS M. WALLACE WAYNE LOGUE, TRUSTEE OF THE ESTATE OF THOMAS M. WALLACE HALEY N. WALLACE, DEVISEE OF THE STATE OF THOMAS M. WALLACE NATHAN A. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE ANDREA E. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE Defendants CIVIL DIVISION : CUMBERLAND COUNTY NO. 07-6756 CIVIL TERM TO: NATHAN A. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE 94 NORTH OLD STONE HOUSE ROAD CARLISLE, PA 17013 DATE OF NOTICE: MAY 6, 2009 THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT THE INDEBTEDNESS REFERRED TO HEREIN, AND ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE.IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY, THIS CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY AS ENFORCEMENT OF LIEN AGAINST PROPERTY. IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATIO 32 SOUTH BEDFORD STREET T ?V CARLISLE, PA 17013 (800)990-9108 Li sine , Legal Assistant PHELAN HALLINAN & SCHMIEG, LLP By: Lawrence T. Phelan, Esq., Id. No. 32227 ATTORNEY FOR PLAINTIFF Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Philadelphia, PA 19103 (215) 563-7000 CHASE HOME FINANCE LLC Plaintiff Vs. ESTATE OF THOMAS M. WALLACE DENNIS J. SHATTO, EXECUTOR OF THE ESTATE OF THOMAS M. WALLACE WAYNE LOGUE, TRUSTEE OF THE ESTATE OF THOMAS M. WALLACE HALEY N. WALLACE, DEVISEE OF THE STATE OF THOMAS M. WALLACE NATHAN A. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE ANDREA E. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE Defendants COURT OF COMMON PLEAS CIVIL DIVISION CUMBERLAND COUNTY : NO. 07-6756 CIVIL TERM TO: HALEY N. WALLACE, DEVISEE OF THE STATE OF THOMAS M. WALLACE 94 NORTH OLD STONE HOUSE ROAD CARLISLE, PA 17013 DATE OF NOTICE: MAY 6, 2009 THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT THE INDEBTEDNESS REFERRED TO HEREIN, AND ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE.IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY, THIS CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY AS ENFORCEMENT OF LIEN AGAINST PROPERTY. IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY LAWYER REFERRAL SERVICE ° CUMBERLAND COUNTY BAR ASSOCI g - 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 (800)990-9108 \ L' ` Hainey, Legal Assistant PHELAN HALLINAN & SCHMIEG, LLP By: Lawrence T. Phelan, Esq., Id. No. 32227 ATTORNEY FOR PLAINTIFF Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Philadelphia, PA 19103 (215) 563-'7000 CHASE HOME FINANCE LLC Plaintiff Vs. ESTATE OF THOMAS M. WALLACE DENNIS J. SHATTO, EXECUTOR OF THE ESTATE OF THOMAS M. WALLACE WAYNE LOGUE, TRUSTEE OF THE ESTATE OF THOMAS M. WALLACE HALEY N. WALLACE, DEVISEE OF THE STATE OF THOMAS M. WALLACE NATHAN A. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE ANDREA E. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE Defendants COURT OF COMMON PLEAS : CIVIL DIVISION : CUMBERLAND COUNTY NO. 07-6756 CIVIL TERM TO: WAYNE LOGUE, TRUSTEE OF THE ESTATE OF THOMAS M. WALLACE 342 NORTH FRONT STREET WORMLEYSBURGPA17043 DATE OF NOTICE: MAY 6, 2008 THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT THE INDEBTEDNESS REFERRED TO HEREIN, AND ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE.IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY, THIS CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY AS ENFORCEMENT OF LIEN AGAINST PROPERTY. IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY P Y LAWYER REFERRAL SERV CUMBERLAND COUNTY BAR Assmu) 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 (800)990-9108 y ily ainey, gal Assistant PHELAN HALLINAN & SCHMIEG, LLP By: Lawrence T. Phelan, Esq., Id. No. 32227 ATTORNEY FOR PLAINTIFF Francis S. Hallinan, Esq., Id. No. 62695 Daniel G. Schmieg, Esq., Id. No. 62205 Philadelphia, PA 19103 (215) 563-7000 CHASE HOME FINANCE LLC Plaintiff Vs. ESTATE OF THOMAS M. WALLACE DENNIS J. SHATTO, EXECUTOR OF THE ESTATE OF THOMAS M. WALLACE WAYNE LOGUE, TRUSTEE OF THE ESTATE OF THOMAS M. WALLACE HALEY N. WALLACE, DEVISEE OF THE STATE OF THOMAS M. WALLACE NATHAN A. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE ANDREA E. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE Defendants COURT OF COMMON PLEAS CIVIL DIVISION : CUMBERLAND COUNTY NO. 07-6756 CIVIL TERM TO: ESTATE OF THOMAS M. WALLACE DENNIS J. SHATTO, EXECUTOR OF THE ESTATE OF THOMAS M. WALLACE 828 LMMIULN ROAD NEW CUMBERLAND, PA 17070 DATE OF NOTICE: MAY 6, 2008 THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT THE INDEBTEDNESS REFERRED TO HEREIN, AND ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE.IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY, THIS CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY AS ENFORCEMENT OF LIEN AGAINST PROPERTY. IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY LAWYER REFERRAL SERVICE P CUMBERLAND COUNTY BAR ASSOCAON 32 SOUTH BEDFORD STRE T CARLISLE, PA 17013 (800)990-9108 Lily Hainey, Legal Assistant PHELAN HALLINAN & SCHMIEG, L.L.P. By: DANIEL G. SCHMIEG Identification No. 62205 ATTORNEY FOR PLAINTIFF ONE PENN CENTER AT SUBURBAN STATION 1617 JOHN F. KENNEDY BLVD., SUITE 1400 PHILADELPHIA, PA 19103-1814 (215) 563-7000 CHASE HOME FINANCE, LLC 3415 VISION DRIVE CUMBERLAND COUNTY Plaintiff, COURT OF COMMON PLEAS V. CIVIL DIVISION ESTATE OF THOMAS M. WALLACE, DENNIS J. SHATTO, EXECUTOR OF THE ESTATE OF NO. 07-6756 CIVIL TERM THOMAS M. WALLACE WAYNE LOGUE, TRUSTEE OF THE ESTATE OF THOMAS M. WALLACE . HALEY N. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE NATHAN A. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE ANDREA E. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE Defendant(s). VERIFICATION OF NON-MILITARY SERVICE DANIEL G. SCHMIEG, ESQUIRE, hereby verifies that he is attorney for the Plaintiff in the above-captioned matter, and that on information and belief, he has knowledge of the following facts, to wit: (a) that the defendant(s) is/are not in the Military or Naval Service of the United States or its Allies, or otherwise within the provisions of the Soldiers' and Sailors' Civil Relief Act of Congress of 1940, as amended. (b) that defendant ESTATE OF THOMAS M. WALLACE, DENNIS J. SHATTO, EXECUTOR OF THE ESTATE OF THOMAS M. WALLACE is over 18 years of age and resides at 828 LIMEKILN ROAD, NEW CUMBERLAND, PA 17070. (c) that defendant NATHAN A. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE is over 18 years of age, and resides at, 1421 SILVER CREEK DRIVE, MECHANICSBURG, PA 17050. (d) that defendant ANDREA E. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE is over 18 years of age, and resides at 94 NORTH OLD STONE HOUSE ROAD, CARLILSE, PA 17013 (e) that defendant WAYNE LOGUE, TRUSTEE OF THE ESTATE OF THOMAS M. WALLACE is over 18 years of age, and resides at 342 NORTH FRONT STREET, WORMLEYSBURG, PA 17043. (f) that defendant HALEY N. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE is over 18 years of age and resides at, 1421 SILVER CREEK, MECHANICSBURG, PA 17050. This statement is made subject to the penalties of 18 Pa. C. ection 4904 relating to unsworn falsification to authorities. ANIEL G. SCHMIEG, N QUIRE Attorney for Plaint 7Z . ` film L G -'G (Rule of Civil Procedure No. 236) - Revised IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW CHASE HOME FINANCE, LLC 3415 VISION DRIVE CUMBERLAND COUNTY COURT OF COMMON PLEAS Plaintiff, V. ESTATE OF THOMAS M. WALLACE, DENNIS J. SHATTO, EXECUTOR OF THE ESTATE OF THOMAS M. WALLACE WAYNE LOGUE, TRUSTEE OF THE ESTATE OF THOMAS M. WALLACE HALEY N. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE NATHAN A. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE ANDREA E. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE Defendant(s). CIVIL DIVISION NO. 07-6756 CIVIL TERM Notice is given that a Judgment in the above-captioned matter has been entered against you on By: If you have any questions concerning this matter, please contact: DANIEL G. SCHMIEG, ESQUIRE Attorney for Plaintiff ONE PENN CENTER AT SUBURBAN STATION 1617 JOHN F. KENNEDY BLVD., SUITE 1400 PHILADELPHIA, PA 19103-1814 (215) 563-7000 "THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY AND THIS DEBT WAS NOT REAFFIRMED, THIS CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY ENFORCEMENT OF A LIEN AGAINST PROPERTY." CUMBERLAND COUNTY ATTORNEY REFERRAL CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE CUMBERLAND COUNTY COURTHOUSE CARLISLE, PA 17013 (717) 249-3166 (800) 990-9108 PRAECIPE FOR WRIT OF EXECUTION - (MORTGAGE FORECLOSURE) P.R.C.P.3180-3183 CHASE HOME FINANCE, LLC Plaintiff, V. No. 07-6756 CIVIL TERM ESTATE OF THOMAS M. WALLACE, DENNIS J. SHATTO, EXECUTOR OF THE ESTATE OF THOMAS M. WALLACE, WAYNE LOGUE, TRUSTEE OF THE ESTATE OF THOMAS M. WALLACE, HALEY N. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE, NATHAN A. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE and ANDREA E. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE Defendant(s). TO THE DIRECTOR OF THE OFFICE OF THE PROTHONOTARY: Issue writ of execution in the above matter: Amount Due interest from 06/04/2008 - 12/10/2008 (per diem -$53.09) Add'1 Costs TOTAL $322,992.66 $10,087.10 and Costs $3,760.45 OaA, n $3,36,840.21 n t D ? '\ 1. ?SCL 1,60 DANIEL G. SCHMIEG, ESQU" One Penn Center at Suburban Station 1617 John F. Kennedy Boulevard, Suite 1400 Philadelphia, PA 19103-1814 Attorney for Plaintiff Note: Please attach description of propirty. . IMPORTANT NOTICE: This property is sold at the direction of the plaintiff. It may not be fold in the absence of a representative of the plaintiff at the Sheriff's Sale. The sale must be postponed or stayed in the event that a representative of the plaintiff is not present at the sale. 161057 d W ? od W? W p? w O? O v ? ?U v a 3 O "? d W W O O W Ems' w ", V W' ww a 0 h A w OHO O O Ooo `? ? ?o M d' ? O ? d d O a " Via 12 d `L O ? ??o a ?' d o 0 pox ? Uwe ?; ?w oQ d o a? d w p, x NWd a u, P4 w Ga '? U 43 L '6A , Sy .9> W Q a 06 r; 6W - v 0 000 oao° _ - ¢ ? _ - ?t7 v ?p w d LEGAL DESCRIPTION All that certain lot or piece of ground situate in the Township of Hampden, County of Cumberland and Commonwealth of Pennsylvania, being known as Lot No. 31 in the Final Subdivision Plan of Turnberry, Phase III, as recorded in the Recorder's Office of Cumberland County, Pennsylvania in Plan Book Volume 67, Page 29. BEING designated as Tax Parcel No. 10-16-10610-181 in the Deed Registry Office of Cumberland County, Pennsylvania. BEING the same premises which Alan H. Herman and Deborah K. Herman, husband and wife, by deed dated July 8, 2005 and recorded July 18, 2005 in the Recorder's Office of Cumberland County, Pennsylvania in Deed Book Volume 269, Page 4762, granted and conveyed unto Thomas M. Wallace. BEING THE SAME PREMISES VESTED IN Dennis J. Shatto the Administrator/Administratrix of the Estate of Thomas M. Wallace, Deceased by reason of the following: AND THE SAID Thomas M. Wallace being so seized thereof, departed this life on 05/17/07, testate, leaving to survive the following heir(s) at law: Dennis J. Shatto - Addr: 828 Limekilo Road, New Cumberland, PA 17070 AND Letters of Administration on the Estate of Thomas M. Wallace aforesaid were duly granted unto Dennis J. Shatto by the Register of Wills of Cumberland County, Pennsylvania on 06/01107 at Estate Docket #21-07-540. PREMISES BEING: 1421 SILVER CREEK, MECHANICSBURG, PA 17050-8322 PARCEL NO. 10-16-1060-181 r CHASE HOME FINANCE, LLC Plaintiff, V. ESTATE OF THOMAS M. WALLACE, DENNIS J. SHATTO, EXECUTOR OF THE ESTATE OF THOMAS M. WALLACE, WAYNE LOGUE, TRUSTEE OF THE ESTATE OF THOMAS M. WALLACE, HALEY N. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE, NATHAN A. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE and ANDREA E. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE CUMBERLAND COUNTY COURT OF COMMON PLEAS CIVIL DIVISION NO. 07-6756 CIVIL TERM Defendant(s). AFFIDAVIT PURSUANT TO RULE 3129 (Affidavit No. 1) CHASE HOME FINANCE, LLC, Plaintiff in the above action, by its attorney, DANIEL G. SCHMIEG, ESQUIRE, sets forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at ,1421 SILVER CREEK, MECHANICSBURG, PA 17050-8322. 1. Name and address of Owner(s) or reputed Owner(s): Name Last Known Address (if address cannot be reasonably ascertained, please indicate) DENNIS J. SHATTO, EXECUTOR OF 828 LIMEKILN ROAD THE ESTATE OF THOMAS M. NEW CUMBERLAND, PA 17070 WALLACE WAYNE LOGUE, TRUSTEE OF THE ESTATE OF THOMAS M. WALLACE 342 NORTH FRONT STREET WORMLEYSBURG, PA 17043 HALEY N. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. 94 NORTH OLD STONE HOUSE ROAD CARLISLE, PA 17013 WALLACE ANDREA E. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE 94 NORTH OLD STONE HOUSE ROAD CARLISLE, PA 17013 NATHAN A. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE 94 NORTH OLD STONE HOUSE ROAD CARLISLE, PA 17013 2. Name and address of Defendant(s) in the judgment: Same as above r 3. Name and last known address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name Last Known Address (if address cannot be reasonably ascertained, please indicate) Bureau of Compliance Dept. 280946 Harrisburg, PA 17128-0946 4. Name and address of last recorded holder of every mortgage of record: Name Last Known Address (if address cannot be reasonably ascertained, please indicate) Mers as nominee for Freedom Mortgage Corporation Mers as nominee for Freedom Mortgage Corporation Mers as nominee for Freedom Mortgage Corporation P.O. Box 2026 Flint, MI 48501-2026 10500 Kincaid Drive, Suite 300 Fishers, IN 46037 3300 SW 34th Ave, Suite 101 Ocala, FL 34474 5. Name and address of every other person who has any record lien on the property: Name Last Known Address (if address cannot be reasonably ascertained, please indicate) None 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale. Name Last Known Address (if address cannot be reasonably ascertained, please indicate) None 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Name Last Known Address (if address cannot be reasonably ascertained, please indicate) Tenant/Occupant 1421 SILVER CREEK MECHANICSBURG, PA 17050-8322 Domestic Relations of Cumberland County 13 North Hanover Street Commonwealth of Pennsylvania Department of Welfare Commonwealth of Pennsylvania Bureau of Individual Tax Inheritance Tax Division Internal Revenue Service Federated Investors Tower Department of Public Welfare TPL Casualty Unit Estate Recovery Program Carlisle, PA 17013 PO Box 2675 Harrisburg, PA 17105 6th Floor, Strawberry Sq., Dept. 28061 Harrisburg, PA 17128 13th Floor, Suite 1300 1001 Liberty Avenue Pittsburgh, PA 15222 P.O. Box 8486 Willow Oak Building Harrisburg, PA 17105 I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Sec. 4904 relating to unworn falsification to authorities. June 24, 2008 , DATE DANIEL G. SCHMIEG, ES Attorney for Plaintiff r-- ( - ) v -t PHELAN HALLINAN & SCHMIEG, L.L.P. By: DANIEL G. SCHMIEG Identification No. 62205 ONE PENN CENTER AT SUBURBAN STATION 1617 JOHN F. KENNEDY BLVD., SUITE 1400 PHILADELPHIA, PA 19103-1814 (215) 563-7000 CHASE HOME FINANCE, LLC Plaintiff, V. ESTATE OF THOMAS M. WALLACE, DENNIS J. SHATTO, EXECUTOR OF THE ESTATE OF THOMAS M. WALLACE, WAYNE LOGUE, TRUSTEE OF THE ESTATE OF THOMAS M. WALLACE, HALEY N. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE, NATHAN A. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE and ANDREA E. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE Defendant(s). ATTORNEY FOR PLAINTIFF CUMBERLAND COUNTY COURT OF COMMON PLEAS CIVIL DIVISION NO. 07-6756 CIVIL TERM CERTIFICATION DANIEL G. SCHMIEG, ESQUIRE, hereby verifies that he is attorney for the Plaintiff in the above-captioned matter, and that the premises are not subject to the provisions of Act 91 because it is: () an FHA mortgage ( ) non-owner occupied ( ) vacant (X) Act 91 procedures have been fulfilled This certification is made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unworn falsification to authorities. ?. ScP Am . Q/2 DANIEL G. SCHMIEG, ESQUI Attorney for Plaintiff ? ??, f--. _ c_? __ C-J .....{ ! - ,-?' ??Mf .. .,. A>'_ ' '-? ?.n ... ^`Y? 1 V 1 $ CHASE HOME FINANCE, LLC Plaintiff, V. ESTATE OF THOMAS M. WALLACE, DENNIS J. SHATTO, EXECUTOR OF THE ESTATE OF THOMAS M. WALLACE, WAYNE LOGUE, TRUSTEE OF THE ESTATE OF THOMAS M. WALLACE, HALEY N. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE, NATHAN A. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE and ANDREA E. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE Defendant(s). CUMBERLAND COUNTY No. 07-6756 CIVIL TERM June 26, 2008 TO: ESTATE OF THOMAS M. WALLACE, DENNIS J. SHATTO, EXECUTOR OF THE ESTATE OF THOMAS M. WALLACE 828 LIMEKILN ROAD NEW CUMBERLAND, PA 17070 HALEY N. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE 94 NORTH OLD STONE HOUSE ROAD CARLISLE, PA 17013 WAYNE LOGUE, TRUSTEE OF THE ESTATE OF THOMAS M. WALLACE 342 NORTH FRTON STREET WORMLEYSBURG, PA 17043 NICKOLA WALLACE, GUARDIAN AD LITEM FOR ANDREA E. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE 94 NORTH OLD STONE HOUSE ROAD CARLISLE, PA 17013 NATHAN A. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE 94 NORTH OLD STONE HOUSE RO CARLISLE, PA 17013 "THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY AND THIS DEBT WAS NOT REAFFIRMED, THIS IS NOT AND SHOULD NOT BE CONSTRUED TO BE ANA TTEMPT TO COLLECT A DEBT, BUT ONLY ENFORCEMENT OF A LIEN AGAINST PROPERTY. * * U NOTICE OF SHERIFF'S SALE OF REAL PROPERTY Your house (real estate) at, 1421 SILVER CREEK, MECHANICSBURG, PA 17050-8322, is scheduled to be sold at the Sheriffs Sale on DECEMBER 10, 2008 at 10:00 a.m. in the Cumberland County Courthouse, South Hanover Street, Carlisle, PA 17013, to enforce the court judgment of $322,992.66 obtained by CHASE HOME FINANCE, LLC (the mortgagee) against you. In the event the sale is continued, an announcement will be made at said sale in compliance with Pa.R.C.P., Rule 3129.3. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriffs Sale, you must take immediate action: The sale will be cancelled if you pay to the mortgagee the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay, you may call: (215) 563-7000. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. 1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling (215) 563-7000. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call (717) 240-6390. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. If 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within 30 days of the sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the distribution is filed. 7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. IMPORTANT NOTICE: This property is sold at the direction of the plaintiff. It may not be sold in the absence of a representative of the plaintiff at the Sheriff's Sale. The sale must be postponed or stayed in the event that a representative of the plaintiff is not present at the sale. LEGAL DESCRIPTION All that certain lot or piece of ground situate in the Township of Hampden, County of Cumberland and Commonwealth of Pennsylvania, being known as Lot No. 31 in the Final Subdivision Plan of Turnberry, Phase III, as recorded in the Recorder's Office of Cumberland County, Pennsylvania in Plan Book Volume 67, Page 29. BEING designated as Tax Parcel No. 10-16-10610-181 in the Deed Registry Office of Cumberland County, Pennsylvania. BEING the same premises which Alan H. Herman and Deborah K. Herman, husband and wife, by deed dated July 8, 2005 and recorded July 18, 2005 in the Recorder's Office of Cumberland County, Pennsylvania in Deed Book Volume 269, Page 4762, granted and conveyed unto Thomas M. Wallace. BEING THE SAME PREMISES VESTED IN Dennis J. Shatto the Administrator/Administratrix of the Estate of Thomas M. Wallace, Deceased by reason of the following: AND THE SAID Thomas M. Wallace being so seized thereof, departed this life on 05/17/07, testate, leaving to survive the following heir(s) at law: Dennis J. Shatto - Addr: 828 Limekilo Road, New Cumberland, PA 17070 AND Letters of Administration on the Estate of Thomas M. Wallace aforesaid were duly granted unto Dennis J. Shatto by the Register of Wills of Cumberland County, Pennsylvania on 06/01/07 at Estate Docket #21-07-540. PREMISES BEING: 1421 SILVER CREEK, MECHANICSBURG, PA 17050-8322 PARCEL NO. 10-16-1060-181 v CHASE HOME FINANCE, LLC Plaintiff, V. ESTATE OF THOMAS M. WALLACE, DENNIS J. SHATTO, EXECUTOR OF THE ESTATE OF THOMAS M. WALLACE, WAYNE LOGUE, TRUSTEE OF THE ESTATE OF THOMAS M. WALLACE, HALEY N. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE, NATHAN A. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE and ANDREA E. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE Defendant(s). CUMBERLAND COUNTY No. 07-6756 CIVIL TERM June 26, 2008 TO: ESTATE OF THOMAS M. WALLACE, DENNIS J. SHATTO, EXECUTOR OF THE ESTATE OF THOMAS M. WALLACE 828 LIMEKILN ROAD NEW CUMBERLAND, PA 17070 HALEY N. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE 94 NORTH OLD STONE HOUSE ROAD CARLISLE, PA 17013 WAYNE LOGUE, TRUSTEE OF THE ESTATE OF THOMAS M. WALLACE 342 NORTH FRTON STREET WORMLEYSBURG, PA 17043 NICKOLA WALLACE, GUARDIAN AD LITEM FOR ANDREA E. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE 94 NORTH OLD STONE HOUSE ROAD CARLISLE, PA 17013 NATHAN A. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE 94 NORTH OLD STONE HOUSE RO CARLISLE, PA 17013 "THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCYAND THIS DEBT WAS NOT REAFFIRMED, THIS IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY ENFORCEMENT OF A LIEN AGAINST PROPERTY. * * NOTICE OF SHERIFF'S SALE OF REAL PROPERTY Your house (real estate) at, 1421 SILVER CREEK, MECHANICSBURG, PA 17050-8322, is scheduled to be sold at the Sheriff s Sale on DECEMBER 10, 2008 at 10:00 a.m. in the Cumberland County Courthouse, South Hanover Street, Carlisle, PA 17013, to enforce the court judgment of $322,992.66 obtained by CHASE HOME FINANCE, LLC (the mortgagee) against you. In the event the sale is continued, an announcement will be made at said sale in compliance with Pa.R.C.P., Rule 3129.3. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriffs Sale, you must take immediate action: 1. The sale will be cancelled if you pay to the mortgagee the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay, you may call: (215) 563-7000. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. 1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling (215) 563-7000. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call (717) 240-6390. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. i 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within 30 days of the sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the distribution is filed. 7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. IMPORTANT NOTICE: This property is sold at the direction of the plaintiff. It may not be sold in the absence of a representative of the plaintiff at the Sheriff's Sale. The sale must be postponed or stayed in the event that a representative of the plaintiff is not present at the sale. f LEGAL DESCRIPTION All that certain lot or piece of ground situate in the Township of Hampden, County of Cumberland and Commonwealth of Pennsylvania, being known as Lot No. 31 in the Final Subdivision Plan of Turnberry, Phase III, as recorded in the Recorder's Office of Cumberland County, Pennsylvania in Plan Book Volume 67, Page 29. BEING designated as Tax Parcel No. 10-16-10610-181 in the Deed Registry Office of Cumberland County, Pennsylvania. BEING the same premises which Alan H. Herman and Deborah K. Herman, husband and wife, by deed dated July 8, 2005 and recorded July 18, 2005 in the Recorder's Office of Cumberland County, Pennsylvania in Deed Book Volume 269, Page 4762, granted and conveyed unto Thomas M. Wallace. BEING THE SAME PREMISES VESTED IN Dennis J. Shatto the Administrator/Administratrix of the Estate of Thomas M. Wallace, Deceased by reason of the following: AND THE SAID Thomas M. Wallace being so seized thereof, departed this life on 05/17/07, testate, leaving to survive the following heir(s) at law: Dennis J. Shatto - Addr: 828 Limekilo Road, New Cumberland, PA 17070 AND Letters of Administration on the Estate of Thomas M. Wallace aforesaid were duly granted unto Dennis J. Shatto by the Register of Wills of Cumberland County, Pennsylvania on 06/01/07 at Estate Docket #21-07-540. PREMISES BEING: 1421 SILVER CREEK, MECHANICSBURG, PA 17050-8322 PARCEL NO. 10-16-1060-181 0 WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 07-6756 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due CHASE HOME FINANCE, LLC., Plaintiff (s) From ESTATE OF THOMAS M. WALLACE, DENNIS J. SHATTO, EXECUTOR OF THE ESTATE OF THOMAS M. WALLACE, WAYNE LOGUE, TRUSTEE OF THE ESTATE OF THOMAS M. WALLACE, HALEY N. WALLACE, DEVISEE AF THE ESTATE OF THOMAS M. WALLACE, NATHAN A. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE AND ANDREA E. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE, (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $322,992.66 L.L.$ 0.50 Interest from 6/04/08 - 12/10/08 (per diem - $53.09) -- $10,087.10 and Costs Atty's Comm % Atty Paid $381.35 Plaintiff Paid Date: 6/27/08 (Seal) REQUESTING PARTY: Name: DANIEL G. SCHMIEG, ESQUIRE Address: PHELAN HALLINAN & SCHMIEG, LLP ONE PENN CENTER AT SUBURBAN STATION 1617 JOHN F. KENNEDY BOULEVARD, SUITE 1400 PHILADELPHIA, PA 19103-1814 Attorney for: PLAINTIFF Due Prothy $2.00 Other Costs $3,760.45 rothonota By: Deputy Telephone: 215-563-7000 Supreme Court ID No. 62205 AFFIDAVIT OF SERVICE PLAINTIFF CHASE HOME FINANCE, LLC DEFENDANT(S) ESTATE OF THOMAS M. WALLACE, DENNIS J. SHATTO, EXECUTOR OF THE ESTATE OF THOMAS M. WALLACE, WAYNE LOGUE, TRUSTEE OF THE ESTATE OF THOMAS M. WALLACE, HALEY N. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE, NATHAN A. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE and ANDREA E. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE SERVE NATHAN A. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE AT: 94 NORTH OLD STONE HOUSE ROAD CARLISLE, PA 17013 CUMBERLAND COUNTY No. 07-6756 CIVIL TERM ACCT. #161057 Type of Action - Notice of Sheriffs Sale Sale Date: DECEMBER 10, 2008 SERVED _Ii2 Served and made known to 14 k I We- C 4k GLaa) , Defendant, on the ?- day of w ,2004?, at : 0, 5'- _E.m., at Q4 Nprf(.? Old LNG FJr9?n? go,, d Cp r 1,`S it ip 6 1 -w 1 3 r , Commonwealth of Pennsylvania, in the manner described below: Defendant personally served. X Adult family member with whom Defendant(s) reside(s). Name and Relationship is MAAWr d.4e, !V .Gkol9 Adult in charge of Defendant(s)'s residence who refused to give name or relationship. Manager/Clerk of place of lodging in which Defendant(s) reside(s). Agent or person in charge of Defendant(s)'s office or usual place of business. an officer of said Defendant(s)'s company. Other: Description: Age Se- Height S ?5 Weight 110 Race W Sex F Other I, la beran6 C• "ot , a competent adult, being duly sworn according to law, depose and state that I personally handed a true and correct copy of the Notice of Sheriff's Sale in the manner as set forth herein, issued in the captioned case on the date and at the address indicated above. Sworn to and subscribed before is 14f day of 3 U, 200 Notary: NOTARIAL SEAL THOMAS P. STRAIN, Notary Public City of Philadelphia, Phila. County Commission Expires February Al, 2010 By: - T LEAST 3 TIMES. INDICATE DATES & TIMES OF SERVICE I ATTEMPTED. NOT SERVED 200_, at o'clock _.m., Defendant NOT FOUND because: Moved Unknown No Answer 1St Attempt: Time: 3rd Attempt: Time: Sworn to and subscribed before me this day of 1200_. Notary: By: Vacant 2nd Attempt: Time: Attorney for Plaintiff DANIEL G. SCHMIEG, Esquire - I.D. No. 62205 One Penn Center at Suburban Station, Suite 1400 1617 John F. Kennedy Boulevard Philadelphia, PA 19103-1814 ri,an aazannn tut? I(are . c?'? -?., '- , rs ?:;? a -Wa -,? ?? c= - i"4 ;?;- ? ?? ?^ =i £ .) 1 } 4 ...-,? PLAINTIFF CHASE HOME FINANCE, LLC DEFENDANT(S) ESTATE OF THOMAS M. WALLACE, DENNIS J. SHATTO, EXECUTOR OF THE ESTATE OF THOMAS M. WALLACE, WAYNE LOGUE, TRUSTEE OF THE ESTATE OF THOMAS M. WALLACE, HALEY N. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE, NATHAN A. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE and ANDREA E. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE SERVE NICKOLA WALLACE, GUARDIAN AD LITEM FOR ANDREA E. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE AT: 94 NORTH OLD STONE HOUSE ROAD CARLISLE, PA 17013 CUMBERLAND COUNTY No. 07-6756 CIVIL TERM ACCT. #161067 Type of Action - Notice of Sheriffs Sale Sale Date: DECEMBER 10, 2008 SERVED Served and made known to O;C'k.61n WolIa[K okat? , Defendant, on the 1' 4 , day of 12001, at :DS , o'clock e.m., at q4 0014411 Ok) shk a 401A c A0.j ca, k., /r? t9f- r70 13 i , Commonwealth of Pennsylvania, in the manner described below: Defendant personally served. Adult family member with whom Defendant(s) reside(s). Name and Relationship is _ Adult in charge of Defendant(s)'s residence who refused to give name or relationship. Manager/Clerk of place of lodging in which Defendant(s) reside(s). Agent or person in charge of Defendant(s)'s office or usual place of business. an officer of said Defendant(s)'s company. Other: Description: Age 5?- Height_- Weight _f?- Race La Sex F Other 1, Ca", bnn4 (. NJLer , a competent adult, being duly sworn according to law, depose and state that I personally handed a true and correct copy of the Notice of Sheriffs Sale in the manner as set forth herein, issued in the captioned case on the date and at the address indicated above. Sworn to and subscribed before e t is_ day Of 1200T Notary, By: Col?j?t?t?S1 A? AT LEAST 3 TIMES. INDICATE DATES & TIMES OF SERVICE :NOTARIAL SEAL ATTEMPTED. THOMA. STRAIN, Notary Public NOT SERVED City of ladelphia, PhilaCounty My Commion Expires February 2010 ay o 200at o'clock _.m., Defendant NOT FOUND because: the - Moved Unknown No Answer 1st Attempt: / / Time: Vacant 2nd Attempt: Time: 3rd Attempt: Time: Sworn to and subscribed before me this day of , 200_. Notary: By: Attorney for Plaintiff DANIEL G. SCHMIEG, Esquire - I.D. No. 62205 One Penn Center at Suburban Station, Suite 1400 1617 John F. Kennedy Boulevard Philadelphia, PA 19103-1814 17491 call_7nnn ` Ti _? (_ wa AFFIDAVIT OF SERVICE PLAINTIFF CHASE HOME FINANCE, LLC DEFENDANT(S) ESTATE OF THOMAS M. WALLACE, DENNIS J. SHATTO, EXECUTOR OF THE ESTATE OF THOMAS M. WALLACE, WAYNE LOGUE, TRUSTEE OF THE ESTATE OF THOMAS M. WALLACE, HALEY N. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE, NATHAN A. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE and ANDREA E. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE SERVE DENNIS J. SHATTO, EXECUTOR OF THE ESTATE OF THOMAS M. WALLACE AT: 828 LIMEKILN ROAD NEW CUMBERLAND, PA 17070 CUMBERLAND COUNTY No. 07-6756 CIVIL TERM ACCT. #161057 Type of Action - Notice of Sheriffs Sale Sale Date: DECEMBER 10, 2008 SERVED ,tti Served and made known to f )e nvi S J • 56.-44-a ? F 6z , Defendant, on the f y day of Ju 1 , 200 b at 9.10 , o'clockE.m., at ''2$ L;.-ne k-_ln Qaa d uew P?- T707 O i , Commonwealth of Pennsylvania, in the manner described below: Defendant personally served. Adult family member with whom Defendant(s) reside(s). Name and Relationship is of a u y h? o., a _. SG e-a b S k a 14 c, - Adult in charge of Defendant(s)'s residence who refused to give name or relationship. Manager/Clerk of place of lodging in which Defendant(s) reside(s). Agent or person in charge of Defendant(s)'s office or usual place of business. an officer of said Defendant(s)'s company. Other: Description: Age 23L, Height S ? Weight 1SI)t Race W Sex I- Other I, ?p We _hej3nj`_ C • 40 e_i' , a competent adult, being duly sworn according to law, depose and state that I personally handed a true and correct copy of the Notice of Sheriffs Sale in the manner as set forth herein, issued in the captioned case on the date and at the address indicated above. Sworn to and subscribed befor this _11?(_ day of 200f: Notary 7L&2___ 2___ By; ? . CO1ot7wEiNWEACrN?F ERVIC VA?i A LEAST 3 TIMES. INDICATE DATES & TIMES OF SERVICE NOTARIAL SEAL ATTEMPTED. THOMAS P. STRAIN, Notary Public NOT SERVED City of Philadelphia, Phila. County On MY Commissi n E ires Fek,, :,ary 4, 2010 200_, at o'clock _.m., Defendant NOT FOUND because: Moved Unknown No Answer 15` Attempt: Time: 3rd Attempt: Time: Sworn to and subscribed before me this day of 200_. Notary: By: Vacant 2nd Attempt: Time: Attorney for Plaintiff DANIEL G. SCHMIEG, Esquire - I.D. No. 62205 One Penn Center at Suburban Station, Suite 1400 1617 John F. Kennedy Boulevard Philadelphia, PA 19103-1814 rqurn sazannn ?? C? c? i?7 L ? ? 'Tl :'i ? ? ?? ? "'!'3 ,. ? y"IY AFFIDAVIT OF SERVICE PLAINTIFF CHASE HOME FINANCE, LLC r, DEFENDANT(S) ESTATE OF THOMAS M. W "WALLACE, DENNIS J. SHATTO, EXECUTOR OF THE ESTATE OF THOMAS M. WALLACE, WAYNE LOGUE, TRUSTEE OF THE ESTATE OF THOMAS M. WALLACE, HALEY N. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE, NATHAN A. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE and ANDREA E. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE SERVE HALEY N. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE AT: 94 NORTH OLD STONE HOUSE ROAD CARLISLE, PA 17013 CUMBERLAND COUNTY No. 07-6756 CIVIL TERM ACCT. #161057 Type of Action - Notice of Sheriff's Sale Sale Date: DECEMBER 10, 2008 SERVED 4-11 Served and made known to 44Lea k). " II nct (i4m_ aL,,) , Defendant, on the day of Si)/ , 2007, at q'0S . o'clockE.m., at q4 A9v'+L, Old 90Kt HO,.)Se_ QDaa/ C1*11-'S/c PA 17,o13 t i , Commonwealth of Pennsylvania, in the manner described below: X Defendant personally served. Adult family member with whom Defendant(s) reside(s). Name and Relationship is _ Adult in charge of Defendant(s)'s residence who refused to give name or relationship. Manager/Clerk of place of lodging in which Defendant(s) reside(s). Agent or person in charge of Defendant(s)'s office or usual place of business. an officer of said Defendant(s)'s company. _ Other: Description: Age _& Height s Weight 126t Race lu _ Sex __F_ Other -51 1, CGZhbas?r+? ?xv?n"? ?- ?t , a competent adult, being duly sworn according to law, depose and state that I personally handed a true and correct copy of the Notice of Sheriff's Sale in the manner as set forth herein, issued in the captioned case on the date and at the address indicated above. Swom to and subscribed before me is I` day of, 200: Notary By: b. Jil--- 114-1- PLEASE ATTEMPT SERVICE AT LEAST 3 TIMES. INDICATE DATES & TIMES OF SERVICE COMMONWEALTH OF PENNSYLVANIA ATTEMPTED. NOTARIAL SEAL THOMAS P. STRAIN, Notary Public NOT SERVED City of Philadelphia, Phila. County [',,e = reS February 4, 2010 210 On th _, at o'clock _.m., Defendant NOT FOUND because: Moved Unknown No Answer lsr Attempt: / / Time: Vacant 2"d Attempt: Time: 3rd Attempt: Time: Sworn to and subscribed before me this day of 1200-. Notary: By: Attorney for Plaintiff DANIEL G. SCHMIEG, Esquire - I.D. No. 62205 One Penn Center at Suburban Station, Suite 1400 1617 John F. Kennedy Boulevard Philadelphia, PA 19103-1814 17141 -"1-7nnn c') C-. 1 „i f?7 l .} -Tl -fY T ? 1"i "Z jam; -.acr :17 1. AFFIDAVIT OF SERVICE PLAINTIFF CHASE HOME FINANCE, LLC DEFENDANT(S) ESTATE OF THOMAS M. WALLACE, DENNIS J. SHATTO, EXECUTOR OF THE ESTATE OF THOMAS M. WALLACE, WAYNE LOGUE, TRUSTEE OF THE ESTATE OF THOMAS M. WALLACE, HALEY N. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE, NATHAN A. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE and ANDREA E. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE SERVE WAYNE LOGUE, TRUSTEE OF THE ESTATE OF THOMAS M. WALLACE AT: 342 NORTH FRONT STREET WORMLEYSBURG, PA 17043 CUMBERLAND COUNTY No. 07-6756 CIVIL TERM ACCT. #161067 Type of Action - Notice of Sheriff's Sale Sale Date: DECEMBER 10, 2008 SE VED !!, Served and made known to 10 a,,,,neL 1? "; +kc CL, , Defendant, on the day of , 2007, at 15 , o'clock J.m., at Q.O.Q. ; 342 Qacl-? Fro,+ Ske c,4 C;Jcr rho 1751) ??5 P rr '-7013 r , , Commonwealth of Pennsylvania, in the manner described below: Defendant personally served. Adult family member with whom Defendant(s) reside(s). Name and Relationship is Adult in charge of Defendant(s)'s residence who refused to give name or relationship. Manager/Clerk of place of lodging in which Defendant(s) reside(s). .X Agent or person in charge of Defendant(s)'s office or usual place of business, ohe L?h.1 ?mwn an officer of said Defendant(s)'s company. Other: Description: Age 5S? Height 5 5 Weight 1 Q Race W Sex F Other I, (\bhsw. l?nn S (• 1-{ )wz , a competent adult, being duly sworn according to law, depose and state that I personally handed a true and correct copy of the Notice of Sheriff's Sale in the manner as set forth herein, issued in the captioned case on the date and at the address indicated above. Sworn to and subsc ed befor a this of , 200_. No By: PLEASE ATTEMPT SERVICE AT LEAST 3 TIMES. INDICATE DATES & TIMES OF SERVICE COMMONWEALTH OF PcNNSyLYAWA ATTEMPTED. NOTARIAL SEAL NOT SERVED THOMAS P. STRAIN, Nolary Public phl adelphia, Phil 0a. County ity 4 2 1?0 , at o'clock _.m., Defendant NOT FOUND because: On the --- Moved Unknown No Answer 1s` Attempt: Time: 3rd Attempt: Time: Sworn to and subscribed before me this day of 200. Notary: By: Vacant 2nd Attempt: Time: Attorney for Plaintiff DANIEL G. SCHMIEG, Esquire - I.D. No. 62205 One Penn Center at Suburban Station, Suite 1400 1617 John F. Kennedy Boulevard Philadelphia, PA 19103-1814 197R1RRi-7nnn AFFIDAVIT OF SERVICE PLAINTIFF DEUTSCHE BANK NATIONAL TRUST COMPANY, AS TRUSTEE FOR MORGAN STANLEY DaS REAL ESTATE CAPITAL TRUST 2006,1 DEFENDANT(S) GREGORY A. PONDER LORI A. PONDER, AJK/A LORI ANN PONDER SERVE LORI A. PONDER, AIKJA LORI ANN PONDER AT: 140 LANCASTER BOULEVARD MECHANICSBURG, PA 17055 SERVED CUMBERLAND COUNTY No. 08-1007 CIVIL TERM ACCT. #163643 Type of Action - Notice of Sheriffs Sale Sale Date: DECEMBER 10, 2008 Served and made known to L1 R I d . N NDE R , Defendant, on the 2-64t, day of TU t y , 200 , at 5? 1 O , o' clock p.m., at 140 4wcwu bu tagi D , 1Qrr-y-q?," j9u p& , Commonwealth of Pennsylvania, in the manner described below: k/ Defendant personally served. Adult family member with whom Defendant(s) reside(s). Name and Relationship is _ Adult in charge of Defendant(s)'s residence who refused to give name or relationship. Manager/Clerk of place of lodging in which Defendant(s) reside(s). Agent or person in charge of Defendant(s)'s office or usual place of business. an officer of said Defendant(s)'s company. Other: Description: Age ? Height ? Weight (70 Race W Sex F Other I, Kbl? ? J4?(o (-- , a competent adult, being duly sworn according to law, depose and state that I personally handed a true and correct copy of the Notice of Sheriff s Sale in the manner as set forth herein, issued in the captioned case on the date and at the address indicated above. IN gandsubs d d 'By: 4?4? *114-U AST 3 TIMES. INDICATE DATES & TIMES OF SERVICE SERVICE AT LE State of Now Jersey ATTEMPTED. PATRICIA E. HARRIS Commis oh Expires June 16, 2M NOT SERVED On the day of 200, at o'clock _.m., Defendant NOT FOUND because: Moved Unknown No Answer 1st Attempt: J ! Time: 3rd Attempt: Time: Sworn to and subscribed before me this day of , 200_. Notary: Vacant 2nd Attempt: Time: Attorney for Plaintiff DANIEL G. SCHMIEG, Esquire - I.D. No. 62205 One Penn Center at Suburban Station, Suite 1400 By: 1617 John F. Kennedy Boulevard Philadelphia, PA 19103-1814 (215) 563-7000 AFFIDAVIT OF SERVICE PLAINTIFF DEUTSCHE BANK NATIONAL TRUST COMPANY, AS TRUSTEE FOR MORGAN STANLEY IRIS REAL ESTATE CAPITAL TRUST 2006,1 DEFENDANT(S) GREGORY A. PONDER LORI A. PONDER, A/K/A LORI ANN PONDER SERVE GREGORY A. PONDER AT: 211 RENO AVENUE, APT 1 NEW CUMBERLAND, PA 17070 CUMBERLAND COUNTY No. 08-1007 CIVIL TERM ACCT. #163643 Type of Action - Notice of Sheriffs Sale Sale Date: DECEMBER 10, 2008 SERVED Served and made known to t?1(£GdR1? /PAD N WX , Defendant, on the day of (?(C 1200S, at ;1 , o'clock ?.m., at a ?? RED A?ffl",er I, /VFW (2(4946F.AL4" V ,, Commonwealth of Pennsylvania, in the manner described below: ? Defendant personally served. Adult family member with whom Defendant(s) reside(s). Name and Relationship is _ Adult in charge of Defendant(s)'s residence who refused to give name or relationship. Manager/Clerk of place of lodging in which Defendant(s) reside(s). Agent or person in charge of Defendant(s)'s office or usual place of business. an officer of said Defendant(s)'s company. Other: It Description: AgeS Height Weight 2;L5 Race W Sex /" Other I, Rb Notp 1U0 L-(_ , a competent adult, being duly sworn according to law, depose and state that I personally handed a true and correct copy of the Notice of Sheriff's Sale in the manner as set forth herein, issued in the captioned case on the date and at the address indicated above. Sworn to and ATTEMPT SERVI E AT LEAST 3 TIMES. INDICATE DATES & TIMES OF SERVICE ATTEMPTED. Nltary Public NOT SERVED State of New Jersey PATRICIA E. HARRIS iaai0nExpi0&S1fna lg, 2b19 200, at o'clock _.m., Defendant NOT FOUND because: Moved Unknown No Answer Vacant 1St Attempt: Time: 2nd Attempt: Time: 3rd Attempt: 1 ! Time: Sworn to and subscribed Attorney for Plaintiff before me this day DANIEL G. SCHMIEG, Esquire - I.D. No. 62205 of 200. One Penn Center at Suburban Station, Suite 1400 Notary: By: 1617 John F. Kennedy Boulevard Philadelphia, PA 19103-1814 (215) 563-7000 0 137 ?'_ t' _ -:ry TT7 ( a p crt PHELAN HALLINAN & SCHMIEG, LLP by: Michele M. Bradford, Esquire, Atty. I.D. No. 69849 1617 John F. Kennedy Boulevard, Suite 1400 Philadelphia, PA 19103-1814 (215) 563-7000 CHASE HOME FINANCE LLC Plaintiff V. ESTATE OF THOMAS M. WALLACE DENNIS J. SHATTO, EXECUTOR OF THE ESTATE OF THOMAS M. WALLACE WAYNE LOGUE, TRUSTEE OF THE ESTATNE OF THOMAS M. WALLACE HALEY N. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE NATHAN A. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE ANDREA E. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE Defendants ATTORNEY FOR PLAINTIFF Court of Common Pleas Civil Division CUMBERLAND County No. 07-6756 CIVIL TERM PLAINTIFF'S MOTION TO REASSESS DAMAGES Plaintiff, by its Attorney, Michele M. Bradford, Esquire, moves the Court to direct the Prothonotary to amend the judgment in this matter, and in support thereof avers the following: 1. Plaintiff commenced this foreclosure action by filing a Complaint on November 7, 2007, a true and correct copy of which is attached hereto, made part hereof, and marked as Exhibit «A", 2. Judgment was entered on June 6, 2008 in the amount of $322,992.66. A true and correct copy of the praecipe for judgment is attached hereto, made part hereof, and marked as Exhibit "B". 3. Pursuant to Pennsylvania Rule of Civil Procedure 1037(b)(1), a default judgment containing a dollar amount must be entered for the amount claimed in the complaint and any item which can be calculated from the complaint, i.e. bringing the interest current. However, new items cannot be added at the time of entry of the judgment. 4. The Property is listed for Sheriffs Sale on December 10, 2008. 5. Additional sums have been incurred or expended on Defendants' behalf since the Complaint was filed and Defendants have been given credit for any payments that have been made since the judgment. The amount of damages should now read as follows: Principal Balance $295,017.66 Interest Through December 10, 2008 $36,158.47 Per Diem $58.60 Late Charges $1,514.40 Legal fees $1,950.00 Cost of Suit and Title $2,035.95 Sheriffs Sale Costs $0.00 Property Inspections/ Property Preservation $0.00 Appraisal/Brokers Price Opinion $0.00 Mortgage Insurance Premium / $0.00 Private Mortgage Insurance Non Sufficient Funds Charge $0.00 Suspense/Misc. Credits ($0.00) Escrow Deficit $4,598.86 TOTAL $341,275.34 6. The judgment formerly entered is insufficient to satisfy the amounts due on the Mortgage. 7. Under the terms of the Mortgage and Pennsylvania law, Plaintiff is entitled to inclusion of the figures set forth above in the amount of judgment against the Defendants. 8. Plaintiff's foreclosure judgment is in rem only and does not include personal liability, as addressed in Plaintiff's attached brief. 9. In accordance with Cumberland County Local Rule 208.3(9), Plaintiff sent a copy of its proposed Motion to Reassess Damages and Order to the Defendants on October 7, 2008 and requested the Defendants' Concurrence. Plaintiff did not receive any response from the Defendants. A true and correct copy of Plaintiff's letter pursuant to Local Rule 208.3(9) and certification of mailing are attached hereto, made part hereof, and marked as Exhibit "C". 10. No judge has previously entered a ruling in this case. WHEREFORE, Plaintiff respectfully requests that this Honorable Court amend the judgment as requested. llin & Schmieg, LLP DATE: , By: Michele . Bra ord, Esquire Attorney for Plaintiff PHELAN HALLINAN & SCHMIEG, LLP by: Michele M. Bradford, Esquire, Atty. I.D. No. 69849 1617 John F. Kennedy Boulevard, Suite 1400 Philadelphia, PA 19103-1814 (215) 563-7000 CHASE HOME FINANCE LLC Plaintiff V. ESTATE OF THOMAS M. WALLACE DENNIS J. SHATTO, EXECUTOR OF THE ESTATE OF THOMAS M. WALLACE WAYNE LOGUE, TRUSTEE OF THE ESTATNE OF THOMAS M. WALLACE HALEY N. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE NATHAN A. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE ANDREA E. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE Defendants ATTORNEY FOR PLAINTIFF Court of Common Pleas Civil Division CUMBERLAND County No. 07-6756 CIVIL TERM MEMORANDUM OF LAW IN SUPPORT OF PLAINTIFF'S MOTION TO REASSESS DAMAGES I. BACKGROUND OF CASE THOMAS M. WALLACE executed a Promissory Note agreeing to pay principal, interest, late charges, real estate taxes, hazard insurance premiums, and mortgage insurance premiums as these sums became due. Plaintiffs Note was secured by a Mortgage on the Property located at 1421 SILVER CREEK, MECHANICSBURG, PA 17050. The Mortgage indicates that in the event a default in the mortgage, Plaintiff may advance any necessary sums, including taxes, insurance, and other items, in order to protect the security of the Mortgage. In the instant case, there was a default under the Mortgage by failing to tender numerous, promised monthly mortgage payments. Accordingly, after it was clear that the default would not be cured, Plaintiff commenced the instant mortgage foreclosure action. Judgment was subsequently entered by the Court, and the Property is currently scheduled for Sheriffs Sale. Because of the excessive period of time between the initiation of the mortgage foreclosure action, the entry of judgment and the Sheriffs Sale date, damages as previously assessed are outdated and need to be adjusted to include current interest, real estate taxes, insurance premiums, costs of collection, and other expenses which Plaintiff has been obligated to pay under the Mortgage in order to protect its interests. It is also appropriate to give Defendants credit for monthly payments tendered through bankruptcy, if any. II. LEGAL ARGUMENT TO AMEND PLAINTIFF'S IN REM JUDGMENT It is settled law in Pennsylvania that the Court may exercise its equitable powers to control the enforcement of a judgment and to grant any relief until that judgment is satisfied. 20 P.L.E., Judgments § 191. Stephenson v. Butts, 187 Pa.Super. 55, 59, 142 A.2d 319, 321 (1958). Chase Home Mortgage Corporation of the Southwest v. Good, 537 A.2d 22, 24 (Pa.Super. 1988). The Pennsylvania Superior Court has repeatedly cited the right of a foreclosing creditor to amend its judgment prior to the Sheriffs sale. Nationsbanc Mortgage Corp. v. Grillo, 827 A.2d 489 (Pa.Super. 2003). Morgan Guaranty Trust Co. of N.Y. v. Mowl, 705 A.2d 923 (Pa. Super. 1998). Union National Bank of Pittsburgh v. Ciongoli, 407 Pa.Super. 171, 595 A.2d 179 (1991). The Supreme Court of Pennsylvania recognized in Landau v. Western Pa. Nat. Bank 445 Pa. 117, 282 A.2d 335 (1971), that the debt owed on a Mortgage is subject to change and, in fact, can be expected to change from day to day because the bank must advance sums in order to protect its collateral. Because a Mortgage lien is not extinguished until the debt is paid, Plaintiff must protect its collateral up until the date of sale. Beckman v. Altoona Trust Co., 332 Pa. 545, 2 A.2d 826 (1939). Because a judgment in mortgage foreclosure is strictly in rem, it is critical that the judgment reflect those amounts expended by the Plaintiff in protecting the property. Meco Reality Company v. Burns, 414 Pa. 495, 200 A.2d 335 (1971). Plaintiff submits that if it goes to sale without the requested amended judgment, and if there is competitive bidding for the Property, Plaintiff will suffer a significant loss in that it would not be able to recoup monies it advanced to protect its interests. Conversely, amending the in rem judgment will not be detrimental to Defendants as it imputes no personal liability. In B.C.Y. v. Bukovich, the Pennsylvania Superior Court reiterated its long standing rule that a Court has the inherent power to correct a judgment to conform to the facts of a case. 257 Pa. Super. 157, 390 A.2d 276 (1978). In the within case, the amount of the original judgment does not adequately reflect the additional sums due on the Mortgage due to Defendants' failure to tender payments during the foreclosure proceeding and the advances made by the mortgage company. The Mortgage plainly requires the mortgagors to tender to the mortgagee monthly payments of principal and interest until the Promissory Note accompanying the Mortgage is paid in full. The mortgagors are also required to remit to the mortgagee sufficient sums to pay monthly mortgage insurance premiums, fire insurance premiums, taxes and other assessments relating to the Property. The terms of the Mortgage were breached, and Plaintiff has been forced to incur significant unjust financial losses on this loan. III. THE FORECLOSURE JUDGMENT IS IN REM ONLY The within case is a mortgage foreclosure action, the sole purpose of which is to take the mortgaged property to Sheriffs Sale. Pennsylvania law makes clear that an action in mortgage foreclosure is strictly in rem and does not include any personal liability. Newtown Village Partnership v. Kimmel, 424 Pa. Super 53, 55, 621 A.2d 1036, 1037 (1993). Signal Consumer Discount Company v. Babuscio, 257 Pa. Super 101, 109, 390 A.2d 266, 270 (1978). Pennsylvania Rule of Civil Procedure 1141(a). However, Pennsylvania law requires that the foreclosure action demand judgment for the amount due. Pa.R.C.P. 1147(6). The purpose of the dollar amount in the in rem judgment is for bidding at the Sheriffs Sale. In the event that a third party real estate speculator were to bid on the mortgaged property at the Sheriffs Sale and become the successful purchaser, Plaintiff would receive the amount of the in rem judgment from the Sheriff. IV. INTEREST The Mortgage clearly requires that the borrower shall promptly pay when due the principal and interest due on the outstanding debt. In addition, the Note specifies the rate of interest to be charged until the debt is paid in full or otherwise satisfied. Specifically, interest from 30 days prior to the date of default through the date of the impending Sheriff's sale has been requested. V. TAXES AND INSURANCE If Plaintiff had not advanced monies for taxes and insurance throughout the foreclosure proceeding, Plaintiff would have risked loss of its collateral. If the Property were sold at a tax sale, Plaintiffs interest very well may be divested, and Plaintiff would sustain a complete loss on the outstanding balance due on the loan. If the Property were damaged in a fire, Plaintiff would not be able to obtain insurance proceeds to restore the Property if it did not pay the insurance premiums. Most importantly, the Mortgage specifically provides that the mortgagee may advance the monies for taxes and insurance and charge these payments against the escrow account. Plaintiff is simply seeking to have the Court enforce the terms of the Mortgage. VI. ATTORNEY'S FEES The amount of attorney's fees requested in the Motion to Reassess Damages is in accordance with the loan documents and Pennsylvania law. Pennsylvania Courts have long and repeatedly concluded that a request of five percent of the outstanding principal balance is reasonable and enforceable as an attorney's fee. Robinson v. Loomis, 51 Pa. 78 (1865); First Federal Savings an d Loan Association v. Street Road Shopping Center, 68 D&C 2d 751, 755 (1974). In Federal Land Bank of Baltimore v. Fetner, the Superior Court held that an attorney's fee of ten percent of the original mortgage amount is not unconscionable. 410 A.2d 344 (Pa. Super. 1979). Recently, the Superior Court cited Fetner in confirming that an attorney's fee of ten percent included in the judgment in mortgage foreclosure action was reasonable. Citicom v. Morrisville Hampton Realty, 662 A.2d 1120 (Pa. Super. 1995). Importantly, Plaintiff recognizes this Honorable Court's equitable authority to set attorney's fees and costs as it deems reasonable. VII. CONCLUSION Therefore, Plaintiff respectfully submits that if the enforcement of its rights is delayed by legal proceedings, and such delays require the mortgagee to expend additional sums provided for by the Mortgage, then the expenses necessarily become part of the mortgagee's lien and should be included in the judgment. Plaintiff respectfully requests that this Honorable Court grant its Motion to Reassess Damages. Plaintiff submits that it has acted in good faith in maintaining the Property in accordance with the Mortgage, and has relied on terms of the Mortgage with the understanding that it would recover the monies it expended to protect its collateral. WHEREFORE, Plaintiff respectfully requests that this Honorable Court amend the judgment as requested. DATE: ?Q Talli an Schmieg, LLP By: Michele M. Bradfor , Esquire Attorney for Plaintiff Exhibit "A" - -4 -p F ; ; PHELAN HALLINAN & SCHMIEG, LLP -? LAWRENCE T. PHELAN, ESQ., Id. No. 32227 rv K FRANCIS S. HALLINAN, ESQ., Id. No. 62695 DANIEL G. SCHMIEG, ESQ., Id. No. 62205 ONE PENN CENTER PLAZA, SUITE 1400 ATTORNEY FOR PLAINTIFF PHILADELPHIA, PA 19103 (215) 563-7000 161057 CHASE HOME FINANCE LLC COURT OF COMMON PLEAS 3415 VISION DRIVE COLUMBUS, OH 43219 CIVIL DIVISION Plaintiff TERM V. NO. 07-(o17!56 i?fi lur'+ CUMBERLAND COUNTY ESTATE OF THOMAS M. WALLACE DENNIS J. SHATTO, EXECUTOR OF THE ESTATE OF THOMAS M. WALLACE 828 LIMEKILN ROAD NEW CUMBERLAND, PA 17070 WAYNE LOGUE, TRUSTEE OF THE ESTATE OF THOMAS M. WALLACE 342 NORTH FRONT STREET WORMLEYSBURG, PA 17043 HALEY N. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE NATHAN A. WALLACE 1421 SILVER CREEK MECHANICSBURG, PA 17050 he cartu tha We to be at rue and Wtth? ct copy of the rd ATTORW FILE COPY' Corr c #i?ed of recd PLEASE RETURN ofl File #; 161057 NATHAN A. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE 1421 SILVER CREEK DRIVE MECHANICSBURG, PA 17050 ANDREA E. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE 94 NORTH OLD STONE HOUSE ROAD CARLISLE, PA 17013 Defendants CIVIL ACTION - LAW COMPLAINT IN MORTGAGE FORECLOSURE File #: 161057 NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Lawyer Referral Service Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 (800)990-9108 File #: 161057 IF THIS IS THE FIRST NOTICE THAT YOU HAVE RECEIVED FROM THIS OFFICE, BE ADVISED THAT: PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, 15 U.S.C. § 1692 et seq. (1977), DEFENDANT(S) MAY DISPUTE THE VALIDITY OF THE DEBT OR ANY PORTION THEREOF. IF DEFENDANT(S) DO SO IN WRITING WITHIN THIRTY (30) DAYS OF RECEIPT OF THIS PLEADING, COUNSEL FOR PLAINTIFF WILL OBTAIN AND PROVIDE DEFENDANT(S) WITH WRITTEN VERIFICATION THEREOF; OTHERWISE, THE DEBT WILL BE ASSUMED TO BE VALID. LIKEWISE, IF REQUESTED WITHIN THIRTY (30) DAYS OF RECEIPT OF THIS PLEADING, COUNSEL FOR PLAINTIFF WILL SEND DEFENDANT(S) THE NAME AND ADDRESS OF THE ORIGINAL CREDITOR, IF DIFFERENT FROM ABOVE. THE LAW DOES NOT REQUIRE US TO WAIT UNTIL THE END OF THE THIRTY (30) DAY PERIOD FOLLOWING FIRST CONTACT WITH YOU BEFORE SUING YOU TO COLLECT THIS DEBT. EVEN THOUGH THE LAW PROVIDES THAT YOUR ANSWER TO THIS File #: 161057 COMPLAINT IS TO BE FILED IN THIS ACTION WITHIN TWENTY (20) DAYS, YOU MAY OBTAIN AN EXTENSION OF THAT TIME. FURTHERMORE, NO REQUEST WILL BE MADE TO THE COURT FOR A JUDGMENT UNTIL THE EXPIRATION OF THIRTY (30) DAYS AFTER YOU HAVE RECEIVED THIS COMPLAINT. HOWEVER, IF YOU REQUEST PROOF OF THE DEBT OR THE NAME AND ADDRESS OF THE ORIGINAL CREDITOR WITHIN THE THIRTY (30) DAY PERIOD THAT BEGINS UPON YOUR RECEIPT OF THIS COMPLAINT, THE LAW REQUIRES US TO CEASE OUR EFFORTS (THROUGH LITIGATION OR OTHERWISE) TO COLLECT THE DEBT UNTIL WE MAIL THE REQUESTED INFORMATION TO YOU. YOU SHOULD CONSULT AN ATTORNEY FOR ADVICE CONCERNING YOUR RIGHTS AND OBLIGATIONS IN THIS SUIT. IF YOU HAVE FILED BANKRUPTCY AND RECEIVED A DISCHARGE, THIS IS NOT AN ATTEMPT TO COLLECT A DEBT. IT IS AN ACTION TO ENFORCE A LIEN ON REAL ESTATE. File #: 161057 Plaintiff is CHASE HOME FINANCE LLC 3415 VISION DRIVE COLUMBUS, OH 43219 The name(s) and last known address(es) of the Defendant(s) are: ESTATE OF THOMAS M. WALLACE DENNIS J. SHATTO, EXECUTOR OF THE ESTATE OF THOMAS M. WALLACE 828 LIMEKILN ROAD NEW CUMBERLAND, PA 17070 WAYNE LOGUE, TRUSTEE OF THE ESTATE OF THOMAS M. WALLACE 342 NORTH FRONT STREET WORMLEYSBURG, PA 17043 HALEY N. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE NATHAN A. WALLACE 1421 SILVER CREEK MECHANICSBURG, PA 17050 NATHAN A. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE 1421 SILVER CREEK DRIVE MECHANICSBURG, PA 17050 ANDREA E. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE 94 NORTH OLD STONE HOUSE ROAD CARLISLE, PA 17013 who are the real owner(s) of the property hereinafter described. File N: 161057 3. On 11/14/2006 THOMAS M. WALLACE made, executed, and delivered a mortgage upon the premises hereinafter described to MORTGAGE ELECRONIC REGISTRATION SYSTEMS, INC., AS A NOMINEE FOR FREEDOM MORTGAGE CORPORATION which mortgage is recorded in the Office of the Recorder of CUMBERLAND County, in Book: 1974, Page: 1421. PLAINTIFF is now the legal owner of the mortgage and is in the process of formalizing an assignment of same. The mortgage and assignment(s), if any, are matters of public record and are incorporated herein by reference in accordance with Pa.R.C.P. 1019(g); which Rule relieves the Plaintiff from its obligations to attach documents to pleadings if those documents are of public record. 4. The premises subject to said mortgage is described as attached. The mortgage is in default because monthly payments of principal and interest upon said mortgage due 05/01/2007 and each month thereafter are due and unpaid, and by the terms of said mortgage, upon failure of mortgagor to make such payments after a date specified by written notice sent to Mortgagor, the entire principal balance and all interest due thereon are collectible forthwith. File 4: 161057 6. The following amounts are due on the mortgage: Principal Balance $295,017.66 Interest $12,892.00 04/01/2007 through 11/06/2007 (Per Diem $58.60) Attorney's Fees $1,250.00 Cumulative Late Charges $302.88 11/14/2006 to 11/06/2007 Cost of Suit and Title Search 550.00 Subtotal $310,012.54 Escrow Credit $0.00 Deficit $674.12 Subtotal 674.12 TOTAL $310,686.66 7 If the mortgage is reinstated prior to a Sheriffs Sale, the attorney's fee set forth above may be less than the amount demanded based on work actually performed. The attorney's fees requested are in conformity with the mortgage and Pennsylvania law. Plaintiff reserves its right to collect attorney's fees up to 5% of the remaining principal balance in the event the property is sold to a third party purchaser at Sheriffs Sale, or if the complexity of the action requires additional fees in excess of the amount demanded in the Action. Plaintiff is not seeking a judgment of personal liability (or an in person am judgment) against the Defendant(s) in the Action; however, Plaintiff reserves its right to bring a separate Action to establish that right, if such right exists. If Defendant(s) has/have received a discharge of personal liability in a bankruptcy proceeding, this Action of Mortgage Foreclosure is in no way an attempt to reestablish such personal liability discharged in bankruptcy, but only to foreclose the mortgage and sell the mortgaged premises pursuant to Pennsylvania Law. File N: 161057 9. This action does not come under Act 6 of 1974 because the original mortgage amount exceeds $50,000. 10. Mortgagor THOMAS M. WALLACE, died on 05/17/07, leaving a Will dated 09/06/06, wherein he appointed DENNIS J. SHATTO, as his Executor. Letters Testamentary were granted to him on 06/01/07 in CUMBERLAND County. No. 2007-00539. Decedent's surviving heir(s) at law and next-of-kin are HALEY N. WALLACE, NATHAN A. WALLACE & ANDREA E. WALLACE. 11. Plaintiff does not hold the named Defendants DENNIS J. SHATTO, WAYNE LOGUE, HALEY N. WALLACE, NATHAN A. WALLACE & ANDREA E. WALLACE, personally liable on this cause of action and releases them from any personal liability. This action is being brought to foreclosure their interest in the aforesaid real estate only. File #: 161057 12. Defendants DENNIS J. SHATTO, WAYNE LOGUE, HALEY N. WALLACE, NATHAN A. WALLACE & ANDREA E. WALLACE, have been named in accordance with P.A. R.C.P. 1144 (a) (2), in order to divest the equitable interests in the premises and have no personal liability for the debt secured by the mortgage. WHEREFORE, PLAINTIFF demands an in rem Judgment against the Defendant(s) in the sum of $310,686.66, together with interest from 11/06/2007 at the rate of $58.60 per diem to the date of Judgment, and other costs and charges collectible under the mortgage and for the foreclosure and sale of the mortgaged property. PHELAN HALLINA4&&SCH , LLP By. /s ranc>s S. Hallin ` LAWRENCE T. PHELAN, ESQUIRE DANIEL G. SCHMIEG, ESQUIRE FRANCIS S. HALLINAN, ESQUIRE Attorneys for Plaintiff File H: 161057 LEGAL DESCRIPTION All that certain lot or piece of ground situate in the Township of Hampden, County of Cumberland and Commonwealth of Pennsylvania, being known as Lot No. 31 in the Final Subdivision Plan of Turnberry, Phase III, as recorded in the Recorder's Office of Cumberland County; Pennsylvania in Plan Book Volume 67, Page 29. BEING designated as Tax Parcel No. 10-16-10610-181 in the Deed Registry Office of Cumberland County, Pennsylvania. BEING the same premises which Alan H. Herman and Deborah K. Herman, husband and wife, by deed dated July 8, 2005 and recorded July 18, 2005 in the Recorder's Office of Cumberland County, Pennsylvania in Deed Book Volume 269, Page 4762, granted and conveyed unto Thomas M. Wallace. PROPERTY BEING: 1421 SILVER CREEK DRIVE File #: 161057 VERIFICATION FRANCIS S. HALLINAN, ESQUIRE hereby states that he is attorney for Plaintiff in this matter, that Plaintiff is outside the jurisdiction of the court and/or the verification could not be obtained within the time allowed for the filing of the pleading, that he is authorized to make this verification pursuant to Pa.R.C.P. 1024 (c), and that the statements made in the foregoing Civil Action in Mortgage Foreclosure are based upon information supplied by Plaintiff and are true and correct to the best of its knowledge, information and belief. Furthermore, counsel intends to substitute a verification from Plaintiff upon receipt. The undersigned understands that this statement is made subject to the penalties of 18 Pa.C.S. Sec. 4904 relating to unsworn falsifications to authorities. 1 Lvz?'- Francis S. Hallinan, Esquire Attorney for Plaintiff DATE: Exhibit "B" PHELAN HALLINAN & SCHMIEG, L.L.P. By: DANIEL G. SCHMIEG Identification No. 62205 Attorney for Plaintiff ONE PENN CENTER AT SUBURBAN STATION 1617 JOHN F. KENNEDY BLVD., SUITE 1400 PHILADELPHIA, PA 19103-1814 (215) 563-7000 CHASE HOME FINANCE, LLC 3415 VISION DRIVE COLUMBUS, OH 43219,_..:; V. 4 ESTATE WALLACE, DE , EXECUTOR OF THE ESTATE OF- WALLACE 828 LN ROAD NEW CUMBERLAND, PA 17070 WAYNE LOGUE, TRUSTEE OF THE ESTATE OF THOMAS M. WALLACE 342 NORTH FRONT STREET WORMLEYSBURG, PA 17043 HALEY N. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE 1421 SILVER CREEK MECHANICSBURG, PA 17050 NATHAN A. WALLACE, DEVISEETATE OF THOMAS M. WALLACE ` ?' '{ 1421 SILVER CREEK DRIV " MECHANICSBURG, PA:1 ANDREA E. WALLACE, DDVISEE OF THE ESTATE OF THOMAS M. WALLACE 94 NORTH OLD STONE HOUSE ROAD CARLISLE, PA 17013 CUMBERL _ r. BOUNTY CO ON PLEAS ON 07-6756 CIVIL TERM • n C 4? tz' x:r N 0 d c_ C. rn xp 0 a -r1 r-TI - C{Q -r• oM -•c Defendant(s). PRAECIPE FOR IN REM JUDGMENT FOR FAILURE TO ANSWER AND ASSESSMENT OF DAMAGES TO THE PROTHONOTARY: Kindly enter an in rem judgment in favor of the Plaintiff and against ESTATE OF THOMAS M. WALLACE. DENNIS J. SHATTO EXECUTOR OF THE ESTATE OF THOMAS M WALLACE WAYNE Defendant(s) for failure to file an AnswOfto Plaintiffs Complaint within 20'04s from service thereof and for Foreclosure and Sale of thaged premises, and assess.Platntils,damages as follows: As set forth in ComplAuft = $110 1686 66 Interest from 1 I/70;flq 6/,3/08 k: $12; 06.00 TOTAL $322,992.66 I hereby certiythat (1) the addresses of the Plaintiff and Defendant(s) shown above, and (2) that notice has been given in accordance with Ru 7.1 py a the . -45AMIEL . SCHMIEG, ESQU Attorney for laintiff DAMAG ARE HEREBY ASSESSED AS INDICATED. DATE: 161057 PRO P THY Exhibit "C" PHELAN HALLINAN & SCHMIEG, LLP 1617 John F. Kennedy Boulevard Suite 1400 Philadelphia, PA 19103 (215) 563-7000 FAX#: (215) 563-3459 michele.bradford@fedphe.com Michele M. Bradford, Esquire October 7, 2008 Representing Lenders in Pennsylvania and New Jersey DENNIS J. SHATTO WAYNE LOGUE HALEY N. WALLACE NATHAN A. WALLACE ANDREA E. WALLACE 1421 SILVER CREEK MECHANICSBURG, PA 17050 RE: CHASE HOME FINANCE LLC v. ESTATE OF THOMAS M. WALLACE, DENNIS J. SHATTO, EXECUTOR OF THE ESTATE OF THOMAS M. WALLACE, WAYNE LOGUE, TRUSTEE OF THE ESTATNE OF THOMAS M. WALLACE, HALEY N. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE, NATHAN A. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE, AND ANDREA E. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE Premises Address: 1421 SILVER CREEK MECHANICSBURG, PA 17050 CUMBERLAND County CCP, No. 07-6756 CIVIL TERM Dear Defendants, Enclosed please find a true and correct copy of my proposed Motion to Reassess Damages and Order. In accordance with Cumberland County Local Rule 208.3(9), I am seeking your concurrence with the requested relief that is, increasing the amount of the judgment. Please respond to me by Monday, October 13, 2008. Should you have further questions or concerns, please do not hesitate to contact me. Otherwise, please be guided accordingly. ry tru your t is ele M. BFor Phelan Hallinan & Schmieg, LLP Enclosure O O 0 a ? W o U ? a? x ? U Q ?a ao b a 6•`vU zQ`c ac m ? Tc _ _ C c c U ? b ? ? Q C V ? I _ 'b v ? CU rG? . ? G N tC £04613000dlZWOaI OgIlyn C W o v o = ° $ooz Lo-L00 0 Los Lzt ooo o- PA OZ5 1 0 $ M ` q 3 v zo ? ? a v _ ®Nl -i! C o •o ? ? c .. r , . r? •t T ? ? n. E U 'Y 'O?F? o0 d ap aw r p e ???? °?v._o ? O d a p ?? v ao N aT? 114 -4 Q J Q a da a a ? 2 o v w A H ? U pG o°o,? N Z ZU A O ??.eK? 0-4 a Uz 0 bo°ra 3 zw w w 0 w z wa a C) xw A o p; W > a F,, ? V1 ???" O a x O N a a > O G, a w F aw Z , a U ? x N Sa w z ? U y o o3 a M ? Q w Q ? ? ?W/ ?j O a. o ? E z z A B z A A? Q 3 ° a kn tn kn tn z o 0 0 0 a a a a ° on d -- N M "t V) 110 r` 00 rn '-- F 0. VERIFICATION Michele M. Bradford, Esquire, hereby states that she is the attorney for Plaintiff in this action, that she is authorized to make this verification, and that the statements made in the foregoing Motion to Reassess Damages are true and correct to the best of her knowledge, information and belief. The undersigned understands that this statement herein is made subject to the penalties of 18 Pa. C.S. §4904 relating to unsworn falsification to authorities. Mh allin h mieg, LLP . ID? j DATE: q d% By: e M. Bradforid?-tsquire , Attorney for Plaintiff PHELAN HALLINAN & SCHMIEG, LLP by: Michele M. Bradford, Esquire, Atty. I.D. No. 69849 1617 John F. Kennedy Boulevard, Suite 1400 Philadelphia, PA 19103-1814 (215) 563-7000 CHASE HOME FINANCE LLC Plaintiff V. ESTATE OF THOMAS M. WALLACE DENNIS J. SHATTO, EXECUTOR OF THE ESTATE OF THOMAS M. WALLACE WAYNE LOGUE, TRUSTEE OF THE ESTATNE OF THOMAS M. WALLACE HALEY N. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE NATHAN A. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE ANDREA E. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE Defendants ATTORNEY FOR PLAINTIFF Court of Common Pleas Civil Division CUMBERLAND County No. 07-6756 CIVIL TERM CERTIFICATION OF SERVICE I hereby certify that true and correct copies of Plaintiffs Motion to Reassess Damages, and Brief in Support thereof, were sent to the following individuals on the date indicated below. DENNIS J. SHATTO ANDREA E. WALLACE 828 LIMEKILN ROAD 94 NORTH OLD STONE HOUSE ROAD NEW CUMBERLAND, PA 17070 CARLISLE, PA 17013 WAYNE LOGUE 342 NORTH FRONT STREET WORMLEYSBURG, PA 17043 DATE: c 4bt DENNIS J. SHATTO WAYNE LOGUE HALEY N. WALLACE NATHAN A. WALLACE ANDREA E. WALLACE 1421 SILVER CREEK MECHANICSBURG, PA 17050 P al ' ieg, LLP By: ichele M. Bradford, E uire Attorney for Plaintiff `--? 'v ? . ? ?, .? 831. rat ??'?? ??, ?; ? °a _?_ - _?? ''r- ..... r' _a ; 0 OCT` 16 2008 G IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA CHASE HOME FINANCE LLC Plaintiff V. ESTATE OF THOMAS M. WALLACE DENNIS J. SHATTO, EXECUTOR OF THE ESTATE OF THOMAS M. WALLACE WAYNE LOGUE, TRUSTEE OF THE ESTATNE OF THOMAS M. WALLACE HALEY N. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE - NATHAN A. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE ANDREA E. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE Defendants RULE Court of Common Pleas Civil Division CUMBERLAND County No. 07-6756 CIVIL TERM AND NOW, this 1- /i day of Ocft -2008, a Rule is entered upon the Defendants to show cause why an Order should not be entered granting Plaintiff's Motion to Reassess Damages. 4a?- OF n Rule Returnable Courtr ia. BY THE OURRT 'I J. v J } OZ :01 WV 1 Z 130 saoz AdViQN" i-L UUd 3NI 30 Michele M. Bradford, Esquire Phelan Hallinan & Schmieg, LLP 1617 JFK Boulevard, Suite 1400 Philadelphia, PA 19103 TEL: (215) 563-7000 FAX: (215) 563-3459 michele.bradford@fedphe.com ? DENNIS J. SHATTO DENNIS J. SHATTO 828 LIMEKILN ROAD WAYNE LOGUE NEW CUMBERLAND, PA 17070 HALEY N. WALLACE NATHAN A. WALLACE UAYNE LOGUE ANDREA E. WALLACE 342 NORTH FRONT STREET 1421 SILVER CREEK WORMLEYSBURG, PA 17043 MECHANICSBURG, PA 17050 ANDREA E. WALLACE 94 NORTH OLD STONE HOUSE ROAD CARLISLE, PA 17013 l;UP t f S /n `at t 161057 -1-- 'j -a PHELAN HALLINAN & SCHMIEG, LLP by: Michele M. Bradford, Esquire Atty. I.D. No. 69849 One Penn Center, Suite 1400 1617 John F. Kennedy Boulevard Philadelphia, PA 19103-1814 (215) 563-7000 CHASE HOME FINANCE LLC Plaintiff V. ESTATE OF THOMAS M. WALLACE DENNIS J. SHATTO, EXECUTOR OF THE ESTATE OF THOMAS M. WALLACE WAYNE LOGUE, TRUSTEE OF THE ESTATNE OF THOMAS M. WALLACE HALEY N. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE NATHAN A. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE ANDREA E. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE Defendants No. 07-6756 CIVIL TERM CERTIFICATION OF SERVICE I hereby certify that a true and correct copy of our Motion to Reassess Damages noting a Rule Return date of ly was sent to the following individual on the date -4 4? indicated below. ATTORNEY FOR PLAINTIFF Court of Common Pleas Civil Division CUMBERLAND County DENNIS J. SHATTO ANDREA E. WALLACE 828 LIMEKILN ROAD 94 NORTH OLD STONE HOUSE ROAD NEW CUMBERLAND, PA 17070 CARLISLE, PA 17013 .ow, .-. WAYNE LOGUE 342 NORTH FRONT STREET WORMLEYSBURG, PA 17043 DATE: DENNIS J. SHATTO WAYNE LOGUE HALEY N. WALLACE NATHAN A. WALLACE ANDREA E. WALLACE 1421 SILVER CREEK MECHANICSBURG, PA 17050 neMiche ' an f&ordieg, LLP By: Bra d, squire e Attorney for Plaintiff >-- C-) r cc: i' ? J F r LL C V (U r" CHASE HOME FINANCE LLC VS. ESTATE OF THOMAS M. WALLACE, DENNIS J. SHATTO, EXECUTOR OF THE ESTATE OF THOMAS M. WALLACE WAYNE LOGUE, TRUSTEE OF THE ESTATE OF THOMAS M. WALLACE HALEY N. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE NATHAN A. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE ANDREA E. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE : CUMBERLAND COUNTY : COURT OF COMMON PLEAS : CIVIL DIVISION NO. 07-6756 CIVIL TERM AFFIDAVIT OF SERVICE PURSUANT TO RULE 3129 COMMONWEALTH OF PENNSYLVANIA ) COUNTY OF CUMBERLAND ) SS: I, DANIEL G. SCHMIEG, ESQUIRE attorney for CHASE HOME FINANCE LLC hereby verify that true and correct copies of the Notice of Sheriff's sale were served by certificate of mailing to the recorded lienholders, and any known interested party see Exhibit "A" attached hereto. DATE: November 10, 2008 C DICNIEL G. SCHMIEG, Attorney for Plaintiff s" a a w x 0 ?bx ? a U ° 00 W I o 0, c o? ar ° a0 a c ? b a zd0 £ 0 4 6 4 3000 &Z W08-A 031lkq% 8002 co lflf 0 408 4Zt+0. ?? ; ° °.' OWN $ W4 f 53A%(M A3Nlld N G OO p Au? ® ? r ?O C y ` 0 ub dye dS? c ?, •° C? 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W E. d W z O MQ ?¢ O W O Z "v W w Ors Q c?0 (1) ' CL 0 ` 00 No Lo o 0co n ? z AU --U U A a x F U?o ?a c) w Ha L ,- r ? PH w? Z O?U d W a FQ., OZ 3 a w a F°- L? J a a a C7 U a a 0 0 0 C! ea CIO U w • `? a O `O a a? 8^0cn zoo w U ? ? Q yy ? O qO 5t C? 34 d W 0Od12 W0 8002 bZ 100 ad O-0vi 5 w l 0108 tZb0 OOt -to ..q 00 s 5?M0® r Pt z O "'lid 61 Nsbd 531 F .? e a H 0 8 ?' b N c 'a m LI O ? C .,, V U = .o 2:..s §?. ?O > oS•o `o w G vi 55y w 8 ° C O O O ? o.E. rl •o ? o a rl ? 4wd o ° D , U :s d ? a 3 ? • ? V C' N ? ? o u w ? F5+ W W c a ? ? x o aped w ° v. i ? u z y F F c? ? ? p w/ ° a „ m .a z d a o >. b ? a N M 'IT V1 ?O [? 00 O? ? '". N cn F fS. s- tt'3 :?. ? '? d. -' ? ?' ?'1 ? y .? ?...? ?? .? ?+ t?? CHASE HOME FINANCE, LLC Plaintiff, V. ESTATE OF THOMAS M. WALLACE, DENNIS J. SHATTO, EXECUTOR OF THE ESTATE OF THOMAS M. WALLACE, WAYNE LOGUE, TRUSTEE OF THE ESTATE OF THOMAS M. WALLACE, HALEY N. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE, NATHAN A. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE and ANDREA E. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE Defendant(s). CUMBERLAND COUNTY COURT OF COMMON PLEAS CIVIL DIVISION NO. 07-6756 CIVIL TERM AMENDED AFFIDAVIT PURSUANT TO RULE 3129 (Affidavit No. 1) CHASE HOME FINANCE, LLC, Plaintiff in the above action, by its attorney, DANIEL G. SCHMIEG, ESQUIRE, sets forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at 1421 SILVER CREEK, MECHANICSBURG, PA 17050-8322. 1. Name and address of Owner(s) or reputed Owner(s): Name Last Known Address (if address cannot be reasonably ascertained, please indicate) DENNIS J. SHATTO, EXECUTOR OF 828 LIMEKILN ROAD THE ESTATE OF THOMAS M. NEW CUMBERLAND, PA 17070 WALLACE WAYNE LOGUE, TRUSTEE OF THE ESTATE OF THOMAS M. WALLACE HALEY N. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE ANDREA E. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE NATHAN A. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE 342 NORTH FRONT STREET WORMLEYSBURG, PA 17043 94 NORTH OLD STONE HOUSE ROAD CARLISLE, PA 17013 94 NORTH OLD STONE HOUSE ROAD CARLISLE, PA 17013 94 NORTH OLD STONE HOUSE ROAD CARLISLE, PA 17013 2. Name and address of Defendant(s) in the judgment: Same as above 3. Name and last known address of every judgment creditor whose judgment is a record lien on the real -' property to be sold: Name Last Known Address (if address cannot be reasonably ascertained, please indicate) Bureau of Compliance Dept. 280946 Harrisburg, PA 17128-0946 Township of Hampden 44 W. Main Street c/o Keith O. Brenneman, Esquire Mechanicsburg, PA 17055-6249 4. Name and address of last recorded holder of every mortgage of record: Name Last Known Address (if address cannot be reasonably ascertained, please indicate) Mers as nominee for Freedom Mortgage Corporation Mers as nominee for Freedom Mortgage Corporation Mers as nominee for Freedom Mortgage Corporation P.O. Box 2026 Flint, MI 48501-2026 10500 Kincaid Drive, Suite 300 Fishers, IN 46037 3300 SW 34th Ave, Suite 101 Ocala, FL 34474 5. Name and address of every other person who has any record lien on the property: Name Last Known Address (if address cannot be reasonably ascertained, please indicate) None 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale. Name Last Known Address (if address cannot be reasonably ascertained, please indicate) None 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Name Last Known Address (if address cannot be reasonably ascertained, please indicate) Tenant/Occupant 1421 SILVER CREEK MECHANICSBURG, PA 17050-8322 Domestic Relations of Cumberland County 13 North Hanover Street Carlisle, PA 17013 Commonwealth of Pennsylvania Department of Welfare Commonwealth of Pennsylvania Bureau of Individual Tax Inheritance Tax Division Internal Revenue Service Federated Investors Tower Department of Public Welfare TPL Casualty Unit Estate Recovery Program PO Box 2675 Harrisburg, PA 17105 6th Floor, Strawberry Sq., Dept. 28061 Harrisburg, PA 1.7128 13th Floor, Suite 1300 1001 Liberty Avenue Pittsburgh, PA 15222 P.O. Box 8486 Willow Oak Building Harrisburg, PA 17105 I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities. November 10, 2008 i' DATE ?NIEL G. SCHMIEG, Attorney for Plaintiff ?.s z rn PHELAN HALLINAN & SCHMIEG, LLP by: Michele M. Bradford, Esquire Atty. I.D. No. 69849 One Penn Center, Suite 1400 1617 John F. Kennedy Boulevard Philadelphia, PA 19103-1814 (215) 563-7000 CHASE HOME FINANCE LLC Plaintiff V. ESTATE OF THOMAS M. WALLACE DENNIS J. SHATTO, EXECUTOR OF THE ESTATE OF THOMAS M. WALLACE WAYNE LOGUE, TRUSTEE OF THE ESTATNE OF THOMAS M. WALLACE HALEY N. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE NATHAN A. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE ANDREA E. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE Defendants ATTORNEY FOR PLAINTIFF Court of Common Pleas Civil Division CUMBERLAND County No. 07-6756 CIVIL TERM MOTION TO MAKE RULE ABSOLUTE CHASE HOME FINANCE LLC, by and through its attorney, Michele M. Bradford, Esquire, hereby petitions this Honorable Court to make Rule to Show Cause absolute in the above-captioned action, and in support thereof avers as follows: 1. That it is the Plaintiff in this action. 2. A Motion to Reassess Damages was filed with the Court on iv Z" : o r 3. A Rule was entered by the Court on or about /o Z < ° directing the Defendants to show cause why the Motion to Reassess Damages should not be granted. A true and correct copy of the Rule is attached hereto, made part hereof, and marked Exhibit "A". 4. The Rule to Show Cause was timely served upon all parties on , in accordance with the applicable rules of civil procedure. A true and correct copy of the Certificate of Service is attached hereto, made part hereof, and marked Exhibit "B". 5. / Defendants failed to respond or otherwise plead by the Rule Returnable date of _ ?7 4 WHEREFORE, Plaintiff requests that this Honorable Court make the Rule to Show Cause absolute and grant Plaintiff's Motion to Reassess Damages. DATE:// zv ?r By: Phelan Hallinan & Schmieg, LLP Michele M. Bradford, Esquire Attorney for Plaintiff Exhibit "A" u OCT' 16 2008 G IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA CHASE HOME FINANCE LLC Plaintiff V. ESTATE OF THOMAS M. WALLACE DENNIS J. SHATTO, EXECUTOR OF THE ESTATE OF THOMAS M. WALLACE WAYNE LOGUE, TRUSTEE OF THE ESTATNE OF THOMAS M. WALLACE HALEY N. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE - NATHAN A. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE ANDREA E. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE Defendants RULE Court of Common Pleas Civil Division CUMBERLAND County No. 07-6756 CIVIL TERM AND NOW, this 1 /'t day of 00ba --•- 2008, a Rule is entered upon the Defendants to show cause why an Order should not be entered granting Plaintiff's Motion to Reassess Damages. 2,6 da. s 'y-- Rule Returnable on the day of ------ zvia? dL in-dm-Msin Courtroom of the Cumberland Co *y Ge retrse;-£-ftrli46,P4mia. 0 RU est?, p? b? b se , t here upto Sm my hant and the stw Of ;mid COi l at UrI1618, Pa BY THE OURT J. Exhibit `B" PHELAN HALLINAN & SCHMIEG, LLP by: Michele M. Bradford, Esquire Atty. I.D. No. 69849 One Penn Center, Suite 1400 1617 John F. Kennedy Boulevard Philadelphia, PA 19103-1814 d CD 1? lT' v N ATTORNEY FOR PLAI OFF ;;`ads CHASE HOME FINANCE LLC` Plaintiff V. ESTATE OF THOMAS M. WALLACE DENNIS J. SHATTO, EXECUTOR OF THE ESTATE OF THOMAS M. WALLACE WAYNE LOGUE, TRUSTEE OF THE ESTATNE OF THOMAS M. WALLACE HALEY N. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE NATHAN A. WALLACE, DEVISEE OF T"W' ESTATE OF THOMAS M. WALLACE ANDREA E. WALLACE, DEVISEE Oii,44 "e . ESTATE OF THOMAS M. WALLACE Defendants Court of Common Pleas Civil Division CUMBERLAND County No. 07-6756 CIVIL TERM R CERTIFICATION OF SERVICE I hereby certify that a true and correct copy of , Motion to Reassess Damages noting a Rule Return date of NIX was sent-(#eollowing individual on the date indicated below. , Al ;ANDREA E. WALLACE DENNIS J. SHATTO 828 LIMEKILN ROAD 94 NORTH OLD STONE HOUSE ROAD NEW CUMBERLAND, PA 17070 CARLISLE, PA 17013 WAYNE LOGUE 342 NORTH FRONT STREET WORMLEYSBURG, PA 17043 DATE: ` 0 6% DENNIS J. SHATTO WAYNE LOGUE HALEY N. WALLACE NATHAN A. WALLACE ANDREA E. WALLACE 1421 SILVER CREEK MECHANICSBURG, PA 17050 By: D.Bradqford. & ieg, LLP Miche squire Attorney for Plaintiff VERIFICATION Michele M. Bradford, Esquire, hereby states that she is the attorney for Plaintiff in this action, that she is authorized to make this verification, and that the statements made in the foregoing Motion to Make Rule Absolute are true and correct to the best of her knowledge, information and belief. The undersigned understands that this statement herein is made subject to the sworn penalties of 18 Pa.C.S. §4904 relating to the unsworn falsification of authorities. Phelan Hallinan & Schmieg, LLP DATE: rr z??s By: Michele M. Bradford, Esquire Attorney for Plaintiff PHELAN HALLINAN & SCHMIEG, LLP by: Michele M. Bradford, Esquire, Atty. I.D. No. 69849 1617 John F. Kennedy Boulevard, Suite 1400 Philadelphia, PA 19103-1814 (215) 563-7000 CHASE HOME FINANCE LLC Plaintiff V. ESTATE OF THOMAS M. WALLACE DENNIS J. SHATTO, EXECUTOR OF THE ESTATE OF THOMAS M. WALLACE WAYNE LOGUE, TRUSTEE OF THE ESTATNE OF THOMAS M. WALLACE HALEY N. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE NATHAN A. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE ANDREA E. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE Defendants ATTORNEY FOR PLAINTIFF Court of Common Pleas Civil Division CUMBERLAND County No. 07-6756 CIVIL TERM CERTIFICATION OF SERVICE I hereby certify that true and correct copies of Plaintiff's Motion to Make Rule Absolute and Brief in Support thereof were served upon the following individuals on the date indicated below. DENNIS J. SHATTO ANDREA E. WALLACE 828 LIMEKILN ROAD 94 NORTH OLD STONE HOUSE ROAD NEW CUMBERLAND, PA 17070 CARLISLE, PA 17013 WAYNE LOGUE 342 NORTH FRONT STREET WORMLEYSBURG, PA 17043 DATE: i? Z1 ° - DENNIS J. SHATTO WAYNE LOGUE HALEY N. WALLACE NATHAN A. WALLACE ANDREA E. WALLACE 1421 SILVER CREEK MECHANICSBURG, PA 17050 Phelan Hallinan & Schmieg, LLP By: Michele M. Bradford, Esquire Attorney for Plaintiff `- ,:? ; ? ` -•? `;?i --z ?. c °?:: ? i°\: '"`1 L NOV 2 5 2008 6 IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CHASE HOME FINANCE LLC Plaintiff V. Court of Common Pleas Civil Division ESTATE OF THOMAS M. WALLACE DENNIS J. SHATTO, EXECUTOR OF THE ESTATE OF THOMAS M. WALLACE WAYNE LOGUE, TRUSTEE OF THE ESTATNE OF THOMAS M. WALLACE HALEY N. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE NATHAN A. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE ANDREA E. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE Defendants CUMBERLAND County No. 07-6756 CIVIL TERM ORDER AND NOW, this Z day of &k"-4! 2008, upon consideration of Plaintiff's Motion to Make Rule Absolute, it is hereby ORDERED and DECREED, that the Rule entered upon Defendants shall be and is hereby made absolute; and Plaintiff's Motion to Reassess Damages in the above captained matter is hereby GRANTED. The Prothonotary is ordered to amend the judgment and the Sheriff is ordered to amend the writ nunc pro tunc as follows: Principal Balance $295,017.66 Interest Through December 10, 2008 $36,158.47 Per Diem $58.60 Late Charges $1,514.40 Legal fees $1,950.00 Cost of Suit and Title $2,035.95 Sheriffs Sale Costs $0.00 Property Inspections/ Property Preservation $0.00 Appraisal/Brokers Price Opinion $0.00 Mortgage Insurance Premium / $0.00 Private Mortgage Insurance Non Sufficient Funds Charge $0.00 Suspense/Misc. Credits ($0.00) Escrow Deficit $4,598.86 TOTAL $341,275.34 Plus interest from December 10, 2008 through the date of sale at six percent per annum. Note: The above figure is not a payoff quote. Sheriffs commission is not included in the above figure. BY THE COURT _d J. 161057 F 1?3 Ar C?. r k G c W .? W}4 9Z A0.4 0602 PHELAN HALLINAN & SCHMIEG, LLP by: Michele M. Bradford, Esquire ATTORNEY FOR PLAINTIFF Atty. I.D. No. 69849 One Penn Center, Suite 1400 1617 John F. Kennedy Boulevard Philadelphia, PA 19103-1814 (215) 563-7000 CHASE HOME FINANCE LLC Court of Common Pleas Plaintiff V. ESTATE OF THOMAS M. WALLACE DENNIS J. SHATTO, EXECUTOR OF THE ESTATE OF THOMAS M. WALLACE WAYNE LOGUE, TRUSTEE OF THE ESTATNE OF THOMAS M. WALLACE HALEY N. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE NATHAN A. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE ANDREA E. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE Defendants Civil Division CUMBERLAND County No. 07-6756 CIVIL TERM PLAINTIFF'S MOTION TO REASSESS DAMAGES Plaintiff, by its Attorney, Michele M. Bradford, Esquire, moves the Court to direct the Prothonotary to amend the judgment in this matter, and in support thereof avers the following: 1. Plaintiff commenced this foreclosure action by filing a Complaint on November 7, 2007, a true and correct copy of which is attached hereto, made part hereof, and marked as Exhibit «A„ 2. Judgment was entered on June 6, 2008 in the amount of $322,992.66. A true and correct copy of the praecipe for judgment is attached hereto, made part hereof, and marked as Exhibit "B". 3. Pursuant to Pennsylvania Rule of Civil Procedure 1037(b)(1), a default judgment containing a dollar amount must be entered for the amount claimed in the complaint and any item which can be calculated from the complaint, i.e. bringing the interest current. However, new items cannot be added at the time of entry of the judgment. 4. The Property is listed for Sheriffs Sale on April 1, 2009. 5. Additional sums have been incurred or expended on Defendants' behalf since the Complaint was filed and Defendants have been given credit for any payments that have been made since the judgment. The amount of damages should now read as follows: Principal Balance $295,017.66 Interest Through April 1, 2009 $42,894.84 Per Diem $58.60 Late Charges $2,019.20 Legal fees $2,000.00 Cost of Suit and Title $2,035.95 Sheriffs Sale Costs $0.00 Property Inspections/ Property Preservation $280.00 Appraisal/Brokers Price Opinion $0.00 Mortgage Insurance Premium / $0.00 Private Mortgage Insurance Non Sufficient Funds Charge $0.00 Suspense/Misc. Credits ($0.00) Escrow Deficit $7,178.86 TOTAL $351,426.51 6. The judgment formerly entered is insufficient to satisfy the amounts due on the Mortgage. 7. Under the terms of the Mortgage and Pennsylvania law, Plaintiff is entitled to inclusion of the figures set forth above in the amount of judgment against the Defendants. 8. Plaintiff s foreclosure judgment is in rem only and does not include personal liability, as addressed in Plaintiff's attached brief. 9. In accordance with Cumberland County Local Rule 208.3(9), Plaintiff sent a copy of its proposed Motion to Reassess Damages and Order to the Defendant on February 11, 2009 and requested the Defendants' Concurrence. Plaintiff did not receive any response from the Defendants. A true and correct copy of Plaintiff s letter pursuant to Local Rule 208.3(9) and certification of mailing are attached hereto, made part hereof, and marked as Exhibit "C". 10. No judge has previously entered a ruling in this case. 11. In compliance with Cumberland County Local Rule 209.3(a)(2), Plaintiff avers that Judge Hess entered an order for $341,275.34 dated November 25, 2008. WHEREFORE, Plaintiff respectfully requests that this Honorable Court amend the judgment as requested. / Phelan Hallinan & Schmieg, LLP DATE: By: Michele M. Bradford, Esquire Attorney for Plaintiff PHELAN HALLINAN & SCHMIEG, LLP by: Michele M. Bradford, Esquire ATTORNEY FOR PLAINTIFF Atty. I.D. No. 69849 One Penn Center, Suite 1400 1617 John F. Kennedy Boulevard Philadelphia, PA 19103-1814 (215) 563-7000 CHASE HOME FINANCE LLC Plaintiff V. ESTATE OF THOMAS M. WALLACE DENNIS J. SHATTO, EXECUTOR OF THE ESTATE OF THOMAS M. WALLACE WAYNE LOGUE, TRUSTEE OF THE ESTATNE OF THOMAS M. WALLACE HALEY N. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE NATHAN A. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE ANDREA E. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE Defendants Court of Common Pleas Civil Division CUMBERLAND County No. 07-6756 CIVIL TERM MEMORANDUM OF LAW IN SUPPORT OF PLAINTIFF'S MOTION TO REASSESS DAMAGES I. BACKGROUND OF CASE THOMAS M. WALLACE executed a Promissory Note agreeing to pay principal, interest, late charges, real estate taxes, hazard insurance premiums, and mortgage insurance premiums as these sums became due. Plaintiffs Note was secured by a Mortgage on the Property located at 1421 SILVER CREEK DRIVE, MECHANICSBURG, PA 17050. The Mortgage indicates that in the event a default in the mortgage, Plaintiff may advance any necessary sums, including taxes, insurance, and other items, in order to protect the security of the Mortgage. In the instant case, Defendants defaulted under the Mortgage by failing to tender numerous, promised monthly mortgage payments. Accordingly, after it was clear that the default would not be cured, Plaintiff commenced the instant mortgage foreclosure action. Judgment was subsequently entered by the Court, and the Property is currently scheduled for Sheriffs Sale. Because of the excessive period of time between the initiation of the mortgage foreclosure action, the entry of judgment and the Sheriffs Sale date, damages as previously assessed are outdated and need to be adjusted to include current interest, real estate taxes, insurance premiums, costs of collection, and other expenses which Plaintiff has been obligated to pay under the Mortgage in order to protect its interests. It is also appropriate to give Defendants credit for monthly payments tendered through bankruptcy, if any. II. LEGAL ARGUMENT TO AMEND PLAINTIFF'S IN REM JUDGMENT It is settled law in Pennsylvania that the Court may exercise its equitable powers to control the enforcement of a judgment and to grant any relief until that judgment is satisfied. 20 P.L.E., Judgments § 191. Stephenson v. Butts, 187 Pa.Super. 55, 59, 142 A.2d 319, 321 (1958). Chase Home Mortgage Corporation of the Southwest v Good, 537 A.2d 22, 24 (Pa. Super. 1988). The Pennsylvania Superior Court has repeatedly cited the right of a foreclosing creditor to amend its judgment prior to the Sheriffs sale. Nationsbanc Mortgage Corp. v. Grillo, 827 A.2d 489 (Pa.Super. 2003). Morgan Guaranty Trust Co. of N.Y. v. Mowl, 705 A.2d 923 (Pa. Super. 1998). Union National Bank of Pittsburgh v. Ciongoli, 407 Pa.Super. 171, 595 A.2d 179 (1991). The Supreme Court of Pennsylvania recognized in Landau v. Western Pa. Nat. Bank, 445 Pa. 117, 282 A.2d 335 (1971), that the debt owed on a Mortgage is subject to change and, in fact, can be expected to change from day to day because the bank must advance sums in order to protect its collateral. Because a Mortgage lien is not extinguished until the debt is paid, Plaintiff must protect its collateral up until the date of sale. Beckman v. Altoona Trust Co., 332 Pa. 545, 2 A.2d 826 (1939). Because a judgment in mortgage foreclosure is strictly in rem, it is critical that the judgment reflect those amounts expended by the Plaintiff in protecting the property. Meco Reality Company v. Bums, 414 Pa. 495, 200 A.2d 335 (1971). Plaintiff submits that if it goes to sale without the requested amended judgment, and if there is competitive bidding for the Property, Plaintiff will suffer a significant loss in that it would not be able to recoup monies it advanced to protect its interests. Conversely, amending the in rem judgment will not be detrimental to Defendants as it imputes no personal liability. In B.C.Y. v. Bukovich, the Pennsylvania Superior Court reiterated its long standing rule that a Court has the inherent power to correct a judgment to conform to the facts of a case. 257 Pa. Super. 157, 390 A.2d 276 (1978). In the within case, the amount of the original judgment does not adequately reflect the additional sums due on the Mortgage due to Defendants' failure to tender payments during the foreclosure proceeding and the advances made by the mortgage company. The Mortgage plainly requires the mortgagors to tender to the mortgagee monthly payments of principal and interest until the Promissory Note accompanying the Mortgage is paid in full. The mortgagors are also required to remit to the mortgagee sufficient sums to pay monthly mortgage insurance premiums, fire insurance premiums, taxes and other assessments relating to the Property. The mortgagors have breached the terms of the Mortgage, and Plaintiff has been forced to incur significant unjust financial losses on this loan. III. THE FORECLOSURE JUDGMENT IS IN REM ONLY The within case is a mortgage foreclosure action, the sole purpose of which is to take the mortgaged property to Sheriffs Sale. Pennsylvania law makes clear that an action in mortgage foreclosure is strictly in rem and does not include any personal liability. Newtown Village Partnership v. Kimmel, 424 Pa. Super 53, 55, 621 A.2d 1036, 1037 (1993). Signal Consumer Discount Company v. Babuscio, 257 Pa. Super 101, 109, 390 A.2d 266, 270 (1978). Pennsylvania Rule of Civil Procedure 1141(a). However, Pennsylvania law requires that the foreclosure action demand judgment for the amount due. Pa.R.C.P. 1147(6). The purpose of the dollar amount in the in rem judgment is for bidding at the Sheriffs Sale. In the event that a third party real estate speculator were to bid on the mortgaged property at the Sheriffs Sale and become the successful purchaser, Plaintiff would receive the amount of the in rem judgment from the Sheriff. IV. INTEREST The Mortgage clearly requires that the Defendants shall promptly pay when due the principal and interest due on the outstanding debt. In addition, the Note specifies the rate of interest to be charged until the debt is paid in full or otherwise satisfied. Specifically, interest from 30 days prior to the date of default through the date of the impending Sheriff's sale has been requested. V. TAXES AND INSURANCE If Plaintiff had not advanced monies for taxes and insurance throughout the foreclosure proceeding, Plaintiff would have risked loss of its collateral. If the Property were sold at a tax sale, Plaintiffs interest very well may be divested, and Plaintiff would sustain a complete loss on the outstanding balance due on the loan. If the Property were damaged in a fire, Plaintiff would not be able to obtain insurance proceeds to restore the Property if it did not pay the insurance premiums. Most importantly, the Mortgage specifically provides that the mortgagee may advance the monies for taxes and insurance and charge these payments against the escrow account. Plaintiff is simply seeking to have the Court enforce the terms of the Mortgage. Vl. ATTORNEY'S FEES The amount of attorney's fees requested in the Motion to Reassess Damages is in accordance with the loan documents and Pennsylvania law. Pennsylvania Courts have long and repeatedly concluded that a request of five percent of the outstanding principal balance is reasonable and enforceable as an attorney's fee. Robinson v. Loomis, 51 Pa. 78 (1865); First Federal Savings and Loan Association v. Street Road Shopping Center, 68 D&C 2d 751, 755 (1974). In Federal Land Bank of Baltimore v. Fetner, the Superior Court held that an attorney's fee of ten percent of the original mortgage amount is not unconscionable. 410 A.2d 344 (Pa. Super. 1979). Recently, the Superior Court cited Fetner in confirming that an attorney's fee of ten percent included in the judgment in mortgage foreclosure action was reasonable. Citicorp v. Morrisville Hampton Realty, 662 A.2d 1120 (Pa. Super. 1995). Importantly, Plaintiff recognizes this Honorable Court's equitable authority to set attorney's fees and costs as it deems reasonable. VII. CONCLUSION Therefore, Plaintiff respectfully submits that if the enforcement of its rights is delayed by legal proceedings, and such delays require the mortgagee to expend additional sums provided for by the Mortgage, then the expenses necessarily become part of the mortgagee's lien and should be included in the judgment. Plaintiff respectfully requests that this Honorable Court grant its Motion to Reassess Damages. Plaintiff submits that it has acted in good faith in maintaining the Property in accordance with the Mortgage, and has relied on terms of the Mortgage with the understanding that it would recover the monies it expended to protect its collateral. WHEREFORE, Plaintiff respectfully requests that this Honorable Court amend the judgment as requested. DATE: ?-//IX`.`7 Phelan Hallinan & Schmieg, LLP By: Michele M. Bradford, Esquire Attorney for Plaintiff Exhibit "A" .I C -o, tl N o O rn rr? q Cn,' CC' t -rrr.-, PHELAN HALLINAN & SCHMIEG LLP o ~ , LAWRENCE T. PHELAN, ESQ., Id. No. 32227 rv FRANCIS S. HALLINAN, ESQ., Id. No. 62695 DANIEL G. SCHMIEG, ESQ., Id. No. 62205 ONE PENN CENTER PLAZA, SUITE 1400 ATTORNEY FOR PLAINTIFF PHILADELPHIA, PA 19103 (215) 563-7000 161057 CHASE HOME FINANCE LLC COURT OF COMMON PLEAS 3415 VISION DRIVE COLUMBUS, OH 43219 CIVIL DIVISION Plaintiff TERM V. NO. 07- (oq!56 oii I ICI'M CUMBERLAND COUNTY ESTATE OF THOMAS M. WALLACE DENNIS J. SHATTO, EXECUTOR OF THE ESTATE OF THOMAS M. WALLACE 828 LI vMKILN ROAD NEW CUMBERLAND, PA 17070 WAYNE LOGUE, TRUSTEE OF THE ESTATE OF THOMAS M. WALLACE 342 NORTH FRONT STREET WORMLEYSBURG, PA 17043 HALEY N. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE NATHAN A. WALLACE 1421 SILVER CREEK MECHANICSBURG, PA 17050 C sod We hereby to whin ropy °f the td ATTT FILE COPY ' i filed °f r?° PLEASE RETURN °?glna File #: 161057 NATHAN A. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE 1421 SILVER CREEK DRIVE MECHANICSBURG, PA 17050 ANDREA E. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE 94 NORTH OLD STONE HOUSE ROAD CARLISLE, PA 17013 Defendants CIVIL ACTION - LAW COMPLAINT IN MORTGAGE FORECLOSURE File #; 161057 NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Lawyer Referral Service Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 (800)990-9108 File A: 161057 IF THIS IS THE FIRST NOTICE THAT YOU HAVE RECEIVED FROM THIS OFFICE, BE ADVISED THAT: PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, 15 U.S.C. § 1692 et seq. (1977), DEFENDANT(S) MAY DISPUTE THE VALIDITY OF THE DEBT OR ANY PORTION THEREOF. IF DEFENDANT(S) DO SO IN WRITING WITHIN THIRTY (30) DAYS OF RECEIPT OF THIS PLEADING, COUNSEL FOR PLAINTIFF WILL OBTAIN AND PROVIDE DEFENDANT(S) WITH WRITTEN VERIFICATION THEREOF; OTHERWISE, THE DEBT WILL BE ASSUMED TO BE VALID. LIKEWISE, IF REQUESTED WITHIN THIRTY (30) DAYS OF RECEIPT OF THIS PLEADING, COUNSEL FOR PLAINTIFF WILL SEND DEFENDANT(S) THE NAME AND ADDRESS OF THE ORIGINAL CREDITOR, IF DIFFERENT FROM ABOVE. THE LAW DOES NOT REQUIRE US TO WAIT UNTIL THE END OF THE THIRTY (30) DAY PERIOD FOLLOWING FIRST CONTACT WITH YOU BEFORE SUING YOU TO COLLECT THIS DEBT. EVEN THOUGH THE LAW PROVIDES THAT YOUR ANSWER TO THIS File k: 161057 COMPLAINT IS TO BE FILED IN THIS ACTION WITHIN TWENTY (20) DAYS, YOU MAY OBTAIN AN EXTENSION OF THAT TIME. FURTHERMORE, NO REQUEST WILL BE MADE TO THE COURT FOR A JUDGMENT UNTIL THE EXPIRATION OF THIRTY (30) DAYS AFTER YOU HAVE RECEIVED THIS COMPLAINT. HOWEVER, IF YOU REQUEST PROOF OF THE DEBT OR THE NAME AND ADDRESS OF THE ORIGINAL CREDITOR WITHIN THE THIRTY (30) DAY PERIOD THAT BEGINS UPON YOUR RECEIPT OF THIS COMPLAINT, THE LAW REQUIRES US TO CEASE OUR EFFORTS (THROUGH LITIGATION OR OTHERWISE) TO COLLECT THE DEBT UNTIL WE MAIL THE REQUESTED INFORMATION TO YOU. YOU SHOULD CONSULT AN ATTORNEY FOR ADVICE CONCERNING YOUR RIGHTS AND OBLIGATIONS IN THIS SUIT. IF YOU HAVE FILED BANKRUPTCY AND RECEIVED A DISCHARGE, THIS IS NOT AN ATTEMPT TO COLLECT A DEBT. IT IS AN ACTION TO ENFORCE A LIEN ON REAL ESTATE. File #: 161057 1. Plaintiff is CHASE HOME FINANCE LLC 3415 VISION DRIVE COLUMBUS, OH 43219 2. The name(s) and last known address(es) of the Defendant(s) are: ESTATE OF THOMAS A WALLACE DENNIS J. SHATTO, EXECUTOR OF THE ESTATE OF THOMAS M. WALLACE 828 LIMEKILN ROAD NEW CUMBERLAND, PA 17070 WAYNE LOGUE, TRUSTEE OF THE ESTATE OF THOMAS M. WALLACE 342 NORTH FRONT STREET WORMLEYSBURG, PA 17043 HALEY N. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE NATHAN A. WALLACE 1421 SILVER CREEK MECHANICSBURG, PA 17050 NATHAN A. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE 1421 SILVER CREEK DRIVE MECHANICSBURG, PA 17050 ANDREA E. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE 94 NORTH OLD STONE HOUSE ROAD CARLISLE, PA 17013 who are the real owner(s) of the property hereinafter described. File U: 161057 3. On 11/14/2006 THOMAS M. WALLACE made, executed, and delivered a mortgage upon the premises hereinafter described to MORTGAGE ELECRONIC REGISTRATION SYSTEMS, INC., AS A NOMINEE FOR FREEDOM MORTGAGE CORPORATION which mortgage is recorded in the Office of the Recorder of CUMBERLAND County, in Book: 1974, Page: 1421. PLAINTIFF is now the legal owner of the mortgage and is in the process of formalizing an assignment of same. The mortgage and assignment(s), if any, are matters of public record and are incorporated herein by reference in accordance with Pa.R.C.P. 1019(g); which Rule relieves the Plaintiff from its obligations to attach documents to pleadings if those documents are of public record. 4. The premises subject to said mortgage is described as attached. 5. The mortgage is in default because monthly payments of principal and interest upon said mortgage due 05/01/2007 and each month thereafter are due and unpaid, and by the terms of said mortgage, upon failure of mortgagor to make such payments after a date specified by written notice sent to Mortgagor, the entire principal balance and all interest due thereon are collectible forthwith. File N: 161057 6. The following amounts are due on the mortgage: Principal Balance $295,017.66 Interest $12,892.00 04/01/2007 through 11/06/2007 (Per Diem $58.60) Attorney's Fees $1,250.00 Cumulative Late Charges $302.88 11/14/2006 to 11/06/2007 Cost of Suit and Title Search 550.00 Subtotal $310,012.54 Escrow Credit $0.00 Deficit $674.12 Subtotal 674.12 TOTAL $310,686.66 7. 8. If the mortgage is reinstated prior to a Sheriffs Sale, the attorney's fee set forth above may be less than the amount demanded based on work actually performed. The attorney's fees requested are in conformity with the mortgage and Pennsylvania law. Plaintiff reserves its right to collect attorney's fees up to 5% of the remaining principal balance in the event the property is sold to a third party purchaser at Sheriffs Sale, or if the complexity of the action requires additional fees in excess of the amount demanded in the Action. Plaintiff is not seeking a judgment of personal liability (or an in Qersonam judgment) against the Defendant(s) in the Action; however, Plaintiff reserves its right to bring a separate Action to establish that right, if such right exists. If Defendant(s) has/have received a discharge of personal liability in a bankruptcy proceeding, this Action of Mortgage Foreclosure is in no way an attempt to reestablish such personal liability discharged in bankruptcy, but only to foreclose the mortgage and sell the mortgaged premises pursuant to Pennsylvania Law. File 0: 161057 9. This action does not come under Act 6 of 1974 because the original mortgage amount exceeds $50,000. 10. Mortgagor THOMAS M. WALLACE, died on 05/17/07, leaving a Will dated 09/06/06, wherein he appointed DENNIS J. SHATTO, as his Executor. Letters Testamentary were granted to him on 06/01/07 in CUMBERLAND County. No. 2007-00539. Decedent's surviving heir(s) at law and next-of-kin are HALEY N. WALLACE, NATHAN A. WALLACE & ANDREA E. WALLACE. 11. Plaintiff does not hold the named Defendants DENNIS J. SHATTO, WAYNE LOGUE, HALEY N. WALLACE, NATHAN A. WALLACE & ANDREA E. WALLACE, personally liable on this cause of action and releases them from any personal liability. This action is being brought to foreclosure their interest in the aforesaid real estate only. File #: 161057 12. Defendants DENNIS J. SHATTO, WAYNE LOGUE, HALEY N. WALLACE, NATHAN A. WALLACE & ANDREA E. WALLACE, have been named in accordance with P.A. R.C.P. 1144 (a) (2), in order to divest the equitable interests in the premises and have no personal liability for the debt secured by the mortgage. WHEREFORE, PLAINTIFF demands an in rem Judgment against the Defendant(s) in the sum of $310,686.66, together with interest from 11/06/2007 at the rate of $58.60 per diem to the date of Judgment, and other costs and charges collectible under the mortgage and for the foreclosure and sale of the mortgaged property. PHELAN HALLINAN & SCH LLP By: A rancis S. Halli ` LAWRENCE T. PHELAN, ESQUIRE DANIEL G. SCHMIEG, ESQUIRE FRANCIS S. HALLINAN, ESQUIRE Attorneys for Plaintiff File #: 161057 LEGAL DESCRIPTION All that certain lot or piece of ground situate in the Township of Hampden, County of Cumberland and Commonwealth of Pennsylvania, being known as Lot No. 31 in the Final Subdivision Plan of Turnberry, Phase III, as recorded in the Recorder's Office of Cumberland County; Pennsylvania in Plan Book Volume 67, Page 29. BEING designated as Tax Parcel No. 10-16-10610-181 in the Deed Registry Office of Cumberland County, Pennsylvania. BEING the same premises which Alan H. Herman and Deborah K. Herman, husband and wife, by deed dated July 8, 2005 and recorded July 18, 2005 in the Recorder's Office of Cumberland County, Pennsylvania in Deed Book Volume 269, Page 4762, granted and conveyed unto Thomas M. Wallace. PROPERTY BEING: 1421 SILVER CREEK DRIVE File #: 161057 VERIFICATION FRANCIS S. HALLINAN, ESQUIRE hereby states that he is attorney for Plaintiff in this matter, that Plaintiff is outside the jurisdiction of the court and/or the verification could not be obtained within the time allowed for the filing of the pleading, that he is authorized to make this verification pursuant to Pa.R.C.P. 1024 (c), and that the statements made in the foregoing Civil Action in Mortgage Foreclosure are based upon information supplied by Plaintiff and are true and correct to the best of its knowledge, information and belief. Furthermore, counsel intends to substitute a verification from Plaintiff upon receipt. The undersigned understands that this statement is made subject to the penalties of 18 Pa.C.S. Sec. 4904 relating to unworn falsifications to authorities. l Francis S. Hallinan, Esquire Attorney for Plaintiff DATE: It /".01 1,4 Exhibit "B" PHELAN HALLINAN & SCHMIEG, L.L.P. By: DANIEL G. SCHMIEG Identification No. 62205 Attorney for Plaintiff ONE PENN CENTER AT SUBURBAN STATION 1617 JOHN F. KENNEDY BLVD., SUITE 1400 PHILADELPHIA, PA 19103-1814 (215) 563-7000 CHASE HOME FINANCE, LLC 3415 VISION DRIVE COLUMBUS, OH 43219 Plaintiff, V. CUMBERLAND COUNTY COURT OF COMMON PLEAS CIVIL DIVISION ESTATE OF THOMAS M. WALLACE, NO. 07-6756 CIVIL TERM DENNIS J. SHATTO, EXECUTOR OF THE ESTATE OF THOMAS M. WALLACE . 828 LIMEKILN ROAD NEW CUMBERLAND, PA 17070 WAYNE LOGUE, TRUSTEE OF THE ESTATE OF THOMAS M. WALLACE 342 NORTH FRONT STREET WORMLEYSBURG, PA 17043 HALEY N. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE 1421 SILVER CREEK MECHANICSBURG, PA 17050 NATHAN A. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE 1421 SILVER CREEK DRIVE MECHANICSBURG, PA 17050 ANDREA E. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE 94 NORTH OLD STONE HOUSE ROAD CARLISLE, PA 17013 wajuu -E. ana ANDREA L. WALLACE DEVISEE OF THE ESTATE OF THOMAS M. WALLACE Defendant(s) for failure to file an Answer to Plaintiffs Complaint within 20 days from service thereof and for Foreclosure and Sale of the mortgaged premises, and assess Plaintiffs damages as follows: As set forth in Complaint $310,686.66 Interest from 11/7/07 to 6/3/08 $12,306.00 TOTAL $322,992.66 I hereby certify that (1) the addresses of the Plaintiff and Defendant(s) are-as shown above, and (2) that notice has been given in accordance with I 7.11 p Aahe . ANIEL SCHMIEG, ESQU Attorney for Plaintiff DAMAGES ARE HEREBY ASSESSED AS INDICATED. DATE: 161057 PRO PROTHY Defendant(s). PRAECIPE FOR IN REM JUDGMENT FOR FAILURE TO ANSWER AND ASSESSMENT OF DAMAGES TO THE PROTHONOTARY: Kindly enter an in rem judgment in favor of the Plaintiff and against ESTATE OF THOMAS M. Exhibit "C" a "z ,-S;- z .? ro $ o to ro c q ITS, W d ?' cg rn = ym?,;.s EE Soo 0 O y g 9 0 Ao??H?g n9y5' a^ ?a n d B 8 H 6' ?? gb Q 11 1 A =1 81 =1 -1 "1 =1 "I 1 -1 Nd- x x x 5 w oa o?d d a rn a ICA y A rY0 O >Y' y A ? Z r?i ? ? Cr1 x y O ? M 4 k xr ? n' r ca ytoy z b ?-4 r O C A w ? ?posr,? _/ .. 01.5 og FE811 13 0 00 21 g0 OM ZJp GDOE 19 Mp,?tF? FR - d A y a x lit c? `C p x a a =; r C °w Q Z 0o A ? ? r ? n ?x erg Cr1 ? ? ? ? a r Z b ? `ti ch. o O ? A c a y r a 0 0 b y aro 41- Ir- VERIFICATION Michele M. Bradford, Esquire, hereby states that she is the attorney for Plaintiff in this action, that she is authorized to make this verification, and that the statements made in the foregoing Motion to Reassess Damages are true and correct to the best of her knowledge, information and belief. The undersigned understands that this statement herein is made subject to the penalties of 18 Pa. C.S. §4904 relating to unsworn falsification to authorities. DATE: 2 11't /'f Phelan Hallinan & Schmieg, LLP By: Michele M. Bradford, Esquire Attorney for Plaintiff PHELAN HALLINAN & SCHMIEG, LLP by: Michele M. Bradford, Esquire, Atty. I.D. No. 69849 ATTORNEY FOR PLAINTIFF 1617 John F. Kennedy Boulevard, Suite 1400 Philadelphia, PA 19103-1814 (215) 563-7000 CHASE HOME FINANCE LLC Court of Common Pleas Plaintiff V. ESTATE OF THOMAS M. WALLACE DENNIS J. SHATTO, EXECUTOR OF THE ESTATE OF THOMAS M. WALLACE WAYNE LOGUE, TRUSTEE OF THE ESTATNE OF THOMAS M. WALLACE HALEY N. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE NATHAN A. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE ANDREA E. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE Defendants Civil Division CUMBERLAND County No. 07-6756 CIVIL TERM CERTIFICATION OF SERVICE I hereby certify that true and correct copies of Plaintiffs Motion to Reassess Damages, and Brief in Support thereof, were sent to the following individuals on the date indicated below. DENNIS J. SHATTO ANDREA E. WALLACE 828 LIMEKILN ROAD 94 NORTH OLD STONE HOUSE ROAD NEW CUMBERLAND, PA 17070 CARLISLE, PA 17013 WAYNE LOGUE 342 NORTH FRONT STREET WORMLEYSBURG, PA 17043 DATE: Z ` J S DENNIS J. SHATTO WAYNE LOGUE HALEY N. WALLACE NATHAN A. WALLACE ANDREA E. WALLACE 1421 SILVER CREEK MECHANICSBURG, PA 17050 Phelan Hallinan & Schmieg, LLP By: Michele'M. Bradford, Esquire Attorney for Plaintiff C? c?"'a i ?`"' ? - °- =? .,-, ~ ' ? s s ?? ? --- ? t.. s_ ? ` -ra - -?_ " .,..._ ? `t FL., 2 3 2tgEV 46 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA CHASE HOME FINANCE LLC Court of Common Pleas Plaintiff Civil Division V. ESTATE OF THOMAS M. WALLACE CUMBERLAND County DENNIS J. SHATTO, EXECUTOR OF THE ESTATE OF THOMAS M. WALLACE No. 07-6756 CIVIL TERM WAYNE LOGUE, TRUSTEE OF THE ESTATNE OF THOMAS M. WALLACE HALEY N. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE NATHAN A. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE ANDREA E. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE Defendants RULE AND NOW, this ;5-?v day of Jam' 2009, a Rule is entered upon the Defendants to show cause why an Order should not be entered granting Plaintiff's Motion to Reassess Damages. Rule Returnable on the daYof MO*404 2009, ato* aw . in the4dei% Courtroom f the Cumberland County Courthouse, Carlisle, Pennsyhv :. THE J3 tiyl . % k 1 `"" f a x u i a ti Michele M. Bradford, Esquire Phelan Hallinan & Schmieg, LLP 1617 JFK Boulevard, Suite 1400 Philadelphia, PA 19103 TEL: (215) 563-7000 FAX: (215) 563-3459 michele.bradford@fedphe.com / ./ DENNIS J. SHATTO 828 LIMEKILN ROAD EW CUMBERLAND, PA 17070 WAYNE LOGUE 342 NORTH FRONT STREET WORMLEYSBURG, PA 17043 DENNIS J. SHATTO WAYNE LOGUE ANDREA E. WALLACE 94 NORTH OLD STONE HOUSE ROAD CARLISLE, PA 17013 HALEY N. WALLACE NATHAN A. WALLACE ANDREA E. WALLACE 1421 SILVER CREEK DRIVE MECHANICSBURG, PA 17050 161057 CHASE HOME FINANCE LLC IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA V. ESTATE OF THOMAS M. WALLACE, DENNIS J. SHATTO, EXECUTOR OF THE ESTATE OF THOMAS M.: WALLACE, WAYNE LOGUE, TRUSTEE OF THE ESTATE OF THOMAS M. WALLACE, HALEY N. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M.: WALLACE NATHAN WALLACE, : DEVISEE OF THE ESTATE OF THOMAS M. WALLACE, ANDREA E. WALLACE, DEVISEE: OF THE ESTATE OF THOMAS WALLACE NO. 2007 - 6756 CIVIL TERM : CIVIL ACTION -LAW ORDER OF COURT AND NOW, this 26TH day of MARCH, 2009, it appearing to the court that neither party appeared for the hearing on Plaintiff's Motion to Reassess Damages we will reschedule it upon request of either party. By the E. Guido, J. nnis Shatto 828 Limekiln Rd. New Cumberland, Pa. 17070 Logue North Front Street Wormleysburg, Pa. 17043 7 • \AL 4011 ndrea E. Wallace 94 North Old Stone House Road Carlisle, Pa. 17013 /michele M. Bradford, Esquire 17 JFK Boulevard, Suite 1400 Phila., Pa. 19103 Ad COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND ISS: I, Robert P. Ziegler, Recorder of Deeds in and for said County and State do hereby certify that the Sheriff's Deed in which FANNIE MAE is the grantee the same having been sold to said grantee on the 1 ST day of APRIL A.D., 2009, under and by virtue of a writ Execution issued on the 27TH day of JUNE, A.D., 2008, out of the Court of Common Pleas of said County as of Civil Term, 2007 Number 6756, at the suit of CHASE HOME FIN LLC against THOMAS M WALLACE ESTATE is duly recorded as Instrument Number 200911942. IN TESTIMONY WHEREOF, I have hereunto set my hand and seal of said office this ?/ day of A.D. ?_ 11 of Deeds ; `.,,.. _ .. t-. .:o:at iaa %ounty. Cadisle, PA My i;4xlwii4; I C-Apuas Vw Fxsi Monday of Jan. 2010 Chase Home Finance, LLC In the Court of Common Pleas of VS Cumberland County, Pennsylvania Estate of Thomas M. Wallace, Dennis J. Shatto Writ No. 2007-6756 Civil Term Executor of the Estate of Thomas M. Wallace, Wayne Logue, Trustee of the Estate of Thomas M. Wallace, Haley N. Wallace, Devisee of the Estate of Thomas M. Wallace, Nathan A. Wallace, Devisee of the Estate of Thomas M. Wallace and Andrea E. Wallace, Devisee of the Estate of Thomas M. Wallace R. Thomas Kline, Sheriff, who being duly sworn according to law, states that he made a diligent search and inquiry for the within named defendant, to wit: Dennis J. Shatto, Executor of the Estate of Thomas M. Wallace, but was unable to locate him in his bailiwick. He therefore deputized the Sheriff of York County, Pennsylvania to serve the within Real Estate Writ, Notice of Sale and Description according to law. York County Return: And Now, August 29, 2008 at 1730 hours served the within Real Estate Writ, Notice of Sale and Description, in the above entitled action upon the within named defendant, to wit: Dennis J. Shatto, Executor of the Estate of Thomas M. Wallace, by making known unto Sarah Shatto, adult daughter of defendant, at 828 Limekiln Road, New Cumberland, PA 17070 and making known unto her the contents thereof. So answers: Rich Keuerleber, Sheriff of York County, Pennsylvania. Noah Cline, Deputy Sheriff, who being duly sworn according to law, states that on October 23, 2008 at 1020 hours, he served a true copy of the within Real Estate Writ, Notice and Description, in the above entitled action, upon the within named defendant, to wit: Wayne Logue, Trustee of the Estate of Thomas M. Wallace by making known unto Lynn Brown, adult in charge for the defendant, at 342 North Front Street, Wormleysburg, Cumberland County, Pennsylvania its contents and at the same time handing to her personally the said true and correct copy of the same. R. Thomas Kline, Sheriff, who being duly sworn according to law, states that he made a diligent search and inquiry for the within named defendants, to wit: Haley N. Wallace, Devisee of the Estate of Thomas M. Wallace, Andrea E. Wallace, Devisee of the estate of Thomas M. Wallace and Nathan A. Wallace, Devisee of the Estate of Thomas M. Wallace, but was unable to locate them in his bailiwick. He therefore returns the within Real Estate Writ, Notice of Sale and Description as NOT FOUND as to the defendants. The house located at 94 North Old Stone House Road, Carlisle, Cumberland County, Pennsylvania is listed for sale and is not occupied. Neighbors of the defendants state the defendants moved to the State College, Pennsylvania area. Michelle Gutshall, Deputy Sheriff, who being duly sworn according to law, states that on October 09, 2008 at 1203 hours, she posted a true copy of the within Real Estate Writ, Notice, Poster and Description, in the above entitled action, upon the property of The Estate of Thomas M. Wallace, Dennis J. Shatto Executor of the Estate of Thomas M. Wallace, Wayne Logue, Trustee of the Estate of Thomas M. Wallace, Haley N. Wallace, Devisee of the Estate of Thomas M. Wallace, Nathan A. Wallace, Devisee of the Estate of Thomas M. Wallace and Andrea E. Wallace, Devisee of the Estate of Thomas M. Wallace, located at 1421 Silvercreek Drive, Mechanicsburg, Cumberland County, Pennsylvania according to law. R. Thomas Kline, Sheriff, who being duly sworn according to law, states he served the above Real Estate Writ, Notice, Poster and Description in the following manner: The Sheriff mailed a notice of the pendency of the action to the within named defendant, to wit: Dennis J. Shatto, Executor of the Estate of Thomas M. Wallace, by regular mail to his last known address of 828 Limekiln Road, New Cumberland, PA 17070. This letter was mailed under the date of October 7, 2008 and never returned to the Sheriffs Office. R. Thomas Kline, Sheriff, who being duly sworn according to law, states he served the above Real Estate Writ, Notice, Poster and Description in the following manner: The Sheriff mailed a notice of the pendency of the action to the within named defendant, to wit: Wayne Logue, 1 Trustee of the Estate of Thomas M. Wallace, by regular mail to his last known address of 342 North Front Street, Wormleysburg, PA 17043. This letter was mailed under the date of October 28, 2008 and never returned to the Sheriffs Office. R. Thomas Kline, Sheriff, who being duly sworn according to law, states that after due and legal notice had been given according to law, he exposed the within described premises at public venue or outcry at the Courthouse, Carlisle, Cumberland County, Pennsylvania on April 1, 2009 at 10:00 o'clock A.M. He sold the same for the sum of $1.00 to Attorney Daniel Schmieg, on behalf of FANNIE MAE, P.O. Box 650043, Dallas TX 75265-0043 being the buyer in this execution, paid to Sheriff R. Thomas Kline the sum of $ 1,238.61 Sheriff's Costs: Docketing 30.00 Poundage 24.29 Posting Bills 15.00 Advertising 15.00 Acknowledging Deed 48.00 Auctioner 10.00 Law Library .50 Prothonotary 2.00 Mileage 38.00 Levy 15.00 Surcharge 60.00 Out of County 9.00 York County 46.40 Postpone sale 40.00 Law Journal 395.00 Patriot News 401.00 Share of bills 14.92 Distribution of Proceeds 25.00 Sheriff s Deed 49.50 $ 1,238.61 So Answers: R. Thomas Kline, Sheriff BY cC Real Estate Coordinator Y/-10/a y Jam. ?2 3 q'b Or 71- 2 9 .- 1--Sv GCArre 2Q A, t GU,; CHASE HOME FINANCE, LLC V. Plaintiff, ESTATE OF THOMAS M. WALLACE, DENNIS J. SHATTO, EXECUTOR OF THE ESTATE OF THOMAS M. WALLACE, WAYNE LOGUE, TRUSTEE OF THE ESTATE OF THOMAS M. WALLACE, HALEY N. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE, NATHAN A. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE and ANDREA E. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE Defendant(s). CUMBERLAND COUNTY COURT OF COMMON PLEAS CIVIL DIVISION NO. 07-6756 CIVIL TERM AMENDED AFFIDAVIT PURSUANT TO RULE 3129 (Affidavit No. l) CHASE HOME FINANCE, LLC, Plaintiff in the above action, by its attorney, DANIEL G. SCHMIEG, ESQUIRE, sets forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at 1421 SILVER CREEK, MECHANICSBURG, PA 17050-8322. 1. Name and address of Owner(s) or reputed Owner(s): Name Last Known Address (if address cannot be reasonably ascertained, please indicate) DENNIS J. SHATTO, EXECUTOR OF 828 LIMEKILN ROAD THE ESTATE OF THOMAS M. NEW CUMBERLAND, PA 17070 WALLACE WAYNE LOGUE, TRUSTEE OF THE ESTATE OF THOMAS M. WALLACE HALEY N. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE ANDREA E. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE NATHAN A. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE 342 NORTH FRONT STREET WORMLEYSBURG, PA 17043 94 NORTH OLD STONE HOUSE ROAD CARLISLE, PA 17013 94 NORTH OLD STONE HOUSE ROAD CARLISLE, PA 17013 94 NORTH OLD STONE HOUSE ROAD CARLISLE, PA 17013 2. Name and address of Defendant(s) in the judgment: Same as above CHASE HOME FINANCE, LLC Plaintiff, V. ESTATE OF THOMAS M. WALLACE, DENNIS J. SHATTO, EXECUTOR OF THE ESTATE OF THOMAS M. WALLACE, WAYNE LOGUE, TRUSTEE OF THE ESTATE OF THOMAS M. WALLACE, HALEY N. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE, NATHAN A. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE and ANDREA E. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE Defendant(s). CUMBERLAND COUNTY COURT OF COMMON PLEAS CIVIL DIVISION NO. 07-6756 CIVIL TERM AFFIDAVIT PURSUANT TO RULE 3129 (Affidavit No. l) CHASE HOME FINANCE, LLC, Plaintiff in the above action, by its attorney, DANIEL G. SCHMIEG, ESQUIRE, sets forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at ,1421 SILVER CREEK, MECHANICSBURG, PA 17050-8322. 1. Name and address of Owner(s) or reputed Owner(s): Name Last Known Address (if address cannot be reasonably ascertained, please indicate) DENNIS J. SHATTO, EXECUTOR OF 828 LIMEKILN ROAD THE ESTATE OF THOMAS M. NEW CUMBERLAND, PA 17070 WALLACE WAYNE LOGUE, TRUSTEE OF THE ESTATE OF THOMAS M. WALLACE 342 NORTH FRONT STREET WORMLEYSBURG, PA 17043 HALEY N. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE ANDREA E. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE NATHAN A. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE 94 NORTH OLD STONE HOUSE ROAD CARLISLE, PA 17013 94 NORTH OLD STONE HOUSE ROAD CARLISLE, PA 17013 94 NORTH OLD STONE HOUSE Rf CARLISLE, PA 17013 2. Name and address of Defendant(s) in the judgment: Same as above 3. Name and last known address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name Last Known Address (if address cannot be reasonably ascertained, please indicate) Bureau of Compliance Dept. 280946 Harrisburg, PA 17128-0946 4. Name and address of last recorded holder of every mortgage of record: Name Last Known Address (if address cannot be reasonably ascertained, please indicate) Mers as nominee for Freedom Mortgage Corporation Mers as nominee for Freedom Mortgage Corporation Mers as nominee for Freedom Mortgage Corporation P.O. Box 2026 Flint, MI 48501-2026 10500 Kincaid Drive, Suite 300 Fishers, IN 46037 3300 SW 34th Ave, Suite 101 Ocala, FL 34474 5. Name and address of every other person who has any record lien on the property: Name Last Known Address (if address cannot be reasonably ascertained, please indicate) None 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale. Name Last Known Address (if address cannot be reasonably ascertained, please indicate) None 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Name Last Known Address (if address cannot be reasonably ascertained, please indicate) Tenant/Occupant 1421 SILVER CREEK MECHANICSBURG, PA 17050-8322 Domestic Relations of Cumberland County 13 North Hanover Street Carlisle, PA 17013 Commonwealth of Pennsylvania Department of Welfare PO Box 2675 Harrisburg, PA 17105 Commonwealth of Pennsylvania Bureau of Individual Tax Inheritance Tax Division Internal Revenue Service Federated Investors Tower Department of Public Welfare TPL Casualty Unit Estate Recovery Program 6th Floor, Strawberry Sq., Dept. 28061 Harrisburg, PA 17128 13th Floor, Suite 1300 1001 Liberty Avenue Pittsburgh, PA 15222 P.O. Box 8486 Willow Oak Building Harrisburg, PA 17105 I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities. June 24, 2008 sc" DATE DANIEL G. SCHMIEG, ESQV RE Attorney for Plaintiff CHASE HOME FINANCE, LLC Plaintiff, V. ESTATE OF THOMAS M. WALLACE, DENNIS J. SHATTO, EXECUTOR OF THE ESTATE OF THOMAS M. WALLACE, WAYNE LOGUE, TRUSTEE OF THE ESTATE OF THOMAS M. WALLACE, HALEY N. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE, NATHAN A. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE and ANDREA E. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE Defendant(s). CUMBERLAND COUNTY No. 07-6756 CIVIL TERM June 26, 2008 TO: ESTATE OF THOMAS M. WALLACE, DENNIS J. SHATTO, EXECUTOR OF THE ESTATE OF THOMAS M. WALLACE 828 LIMEKILN ROAD NEW CUMBERLAND, PA 17070 NICKOLA WALLACE, GUARDIAN AD LITEM FOR ANDREA E. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE 94 NORTH OLD STONE HOUSE ROAD CARLISLE, PA 17013 HALEY N. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE 94 NORTH OLD STONE HOUSE ROAD CARLISLE, PA 17013 WAYNE LOGUE, TRUSTEE OF THE ESTATE OF THOMAS M. WALLACE 342 NORTH FRTON STREET WORMLEYSBURG, PA 17043 NATHAN A. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE 94 NORTH OLD STONE HOUSE RO CARLISLE, PA 17013 * *THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCYAND THIS DEBT WAS NOT REAFFIRMED, THIS IS NOT AND SHOULD NOT BE CONSTRUED TO BE ANA 7TEMPT TO COLLECT A DEBT, BUT ONLY ENFORCEMENT OF ALIEN AGAINST PROPERTY NOTICE OF SHERIFF'S SALE OF REAL PROPERTY Your house (real estate) at, 1421 SILVER CREEK, MECHANICSBURG, PA 17050-8322, is scheduled to be sold at the Sheriff s Sale on DECEMBER 10, 2008 at 10:00 a.m. in the Cumberland County Courthouse, South Hanover Street, Carlisle, PA 17013, to enforce the court judgment of $322,992.66 obtained by CHASE HOME FINANCE, LLC (the mortgagee) against you. In the event the sale is continued, an announcement will be made at said sale in compliance with Pa.R.C.P., Rule 3129.3. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriffs Sale, you must take immediate action: 1. The sale will be cancelled if you pay to the mortgagee the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay, you may call: (215) 563-7000. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. 1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling (215) 563-7000. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call (717) 240-6390. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 07-6756 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due CHASE HOME FINANCE, LLC., Plaintiff (s) From ESTATE OF THOMAS M. WALLACE, DENNIS J. SHATTO, EXECUTOR OF THE ESTATE OF THOMAS M. WALLACE, WAYNE LOGUE, TRUSTEE OF THE ESTATE OF THOMAS M. WALLACE, HALEY N. WALLACE, DEVISEE AF THE ESTATE OF THOMAS M. WALLACE, NATHAN A. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE AND ANDREA E. WALLACE, DEVISEE OF THE ESTATE OF THOMAS M. WALLACE, (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof, (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $322,992.66 L.L.$ 0.50 Interest from 6/04/08 - 12/10/08 (per diem - $53.09) -- $10,087.10 and Costs Atty's Comm % Due Prothy $2.00 Atty Paid $381.35 Other Costs $3,760.45 Plaintiff Paid Date: 6/27/08 rothono (Seal) By: REQUESTING PARTY: Name: DANIEL G. SCHMIEG, ESQUIRE Address: PHELAN HALLINAN & SCHMIEG, LLP ONE PENN CENTER AT SUBURBAN STATION 1617 JOHN F. KENNEDY BOULEVARD, SUITE 1400 PHILADELPHIA, PA 19103-1814 Deputy Attorney for: PLAINTIFF Telephone: 215-563-7000 Real Estate Sale #30 On August 19, 2008 the Sheriff levied upon the defendant's interest in the real property situated in Hampden Township, Cumberland County, PA Known and numbered as 1421 Silvercreek Dr., Mechanicsburg ari-ju Waa more fully described on Exhibit "A" C filed with this writ and by this reference incorporated herein. Date: August 19, 2008 By: n a' Real Estate Sergeant PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No. 587, approved May 16, 1929), P. L.1784 COMMONWEALTH OF PENNSYLVANIA . SS. COUNTY OF CUMBERLAND : Lisa Marie Coyne, Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, viz: October 31, November 7 and November 14, 2008 Affiant further deposes that he is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are true. REAL ESTATE SALE NO. 30 Writ No. 2007-6756 Civil Chase Home Finance, LLC VS. Estate of Thomas M. Wallace, Dennis J. Shatto, Executor of the Estate of Thomas M. Wallace, Wayne Logue, Trustee of the Estate of Thomas M. Wallace, Haley N. Wallace, Devisee of the Estate of Thomas M. Wallace, Nathan A. Wallace, Devisee of the Estate of Thomas M. Wallace and Andrea E. Wallace, Devisee of the Estate of Thomas M. Wallace Atty.: Daniel Schmieg LEGAL DESCRIPTION All that certain lot or piece of ground situate in the Township of Hampden, County of Cumberland ,-I- - 1? ?V' isa Marie Coyne, E itor 6/1 "" SWORN TO AND SUBSCRIBED before me this 14 day of November. 2008 Notary F TARIAL SRAH A COLLINS tary Public , CUMBERLAND COUNTY n Expires Apr 28, 2010 _? he ,Patriot-News'Co. 812 Market St. Harrisburg, PA 17101 Inquiries - 717-255-8213 CUMBERLAND COUNTY SHERIFFS OF CUMBERLAND COUNTY COURT HOUSE 14( Pahiot News Now you know CARLISLE PA 17013 THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication Under Act No. 587, Approved May 16, 1929 Commonwealth of Pennsylvania, County of Dauphin) ss Joseph A. Dennison, being duly sworn according to law, deposes and says: That he is the Assistant Controller of The Patriot News Co., a corporation organized and existing under the laws of the 3ornmonwealth of Pennsylvania, with its principal office and place of business at 812 to 818 Market Street, in the City of -larrisburg, County of Dauphin, State of Pennsylvania, owner and publisher of The Patriot-News and The Sunday Patriot-News iewspapers of general circulation, printed and published at 812 to 818 Market Street, in the City, County and State aforesaid; that the Patriot-News and The Sunday Patriot-News were established March 4th, 1854, and September 18th, 1949, respectively, and III have been continuously published ever since; That the printed notice or publication which is securely attached hereto is exactly as printed and published in their regular iaily and/or Sunday/ Metro editions which appeared on the date(s) indicated below. That neither he nor said Company is nterested in the subject matter of said printed notice or advertising, and that all of the allegations of this statement as to the time, dace and ciaracter of publication are true; and That he has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this statement on Behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the tockholders and board of directors of the said Company and subsequently duly recorded in the office for the Recording of Deeds i and for said County of Dauphin in Miscellaneous Book "M", Volume 14, Page 317. PUBLICATION COPY rl o-ft Mile Saba lr1e. 30 wottw<*w4 mtwhrm Ve IL "Paw flit J+'a, Ei*ooiFof r Sworn to anc Qt ti?s ItAllile? S ADftit cestok" W #iw of vrm,l e o 9 00 1bw9d*, ;of (5io,11,11tY -'d tosebeAwd • C, of , W a IotNe. 31 ial4e dF Ptume ffi, Lv rotas to .lib> ftceirwe X)MO of ? bS+irai:?srywa?u 7s17m Boat "02 600 , MG ftipioa 0 To lase! lip. M& 061416 !lYMt .ii1?[ ?IBce of This ad ran on the date(s) shown below: 10/29/08 11105108 11/12/08 before mkthjd2VaJof November, 2008 A.D. Notary Public COMMONWEALTH OF PENNSYIVgNIR Notarial Seal C4Y Of fig Sh6ft phinP MY Courdy Member, PennsylvarnEaVrftNov. 26' 2011 Association of Notaries