HomeMy WebLinkAbout11-09-07
--'
15056051058
REV.1500 EX (06-05)
PA Department of Revenue '*
Bureau of IndMduaI Taxes
PO BOX 280601
HarrisIlIrg, PA 17128-0001
ENTER DECEDENT INFORMATION BELOW
Social Security Number Date of Death
INHERITANCE TAX RETURN
RESIDENT DECEDENT
OFFICIAL USE ONLY
County Code Year
21 07
File Number
00360
Date of Birth
095-18-2818
03/14/2007
09/13/1922
Decedent's Last Name
Suffix
Decedent's First Name
MI
JOERGER
ELEANOR
E
(If Applicable) Enter Surviving Spouse's Infonnatlon Below
Spouse's Last Name SuffIX
Spouse's First Name
MI
Spouse's Social Security Number
THIS RETURN MUST BE FILED IN DUPUCATE WITH THE
REGISTER OF WILLS
FILL IN APPROPRIATE OVALS BELOW
C::J 1. Original Return
<::)
2. Supplemental Return
<::)
3. Remainder Return (date of death
prior to 12-13-82)
5. Federal Estate Tax Return Required
(8) 6. Decedent Died Testate
(Attach Copy of Will)
<::) 9. Litigation Proceeds Received
<::) 4a. Future Interest Compromise (date of
death after 12-12-82)
<::) 7. Decedent Maintained a Living Trust
(Attach Copy of Trust)
<::) 10. Spousal Poverty Credit (date of death <::) 11. Election to tax under Sec. 9113(A)
between 12-31-91 and 1-1-95) (Attach Sch. 0)
CORRESPONDENT - THIS SECTION MUST BE COMPLETED. ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHOULD BE DIRECTED TO:
Name Daytime Telephone Number
__JL
8. Total Number of Safe Deposit Boxes
<::)
4. Limited Estate
<::)
ELIZABETH J. GOLDSTEIN
(717) 724-0266
Firm Name (If Applicable)
REGISTER OF WILLS USE ONLY
First line of address
r'
355 N. 21st STREET
o
. J
.-....
Second line of address
City or Post Office
CAMP HILL
State
ZIP Code
17011
i'
i
,..__ ',~:~) i
DATE.1'l~~~~_-.J.
SUITE 202
- ''-]
PA
Correspondent's e-mail address:
Under penalties of peri
It is true correct and
OFPE
r )
C~
SIGNATU~PReztJR:i1fD. REPRESENTATIVE
ADDRESS"" _ .L . .1
3SS N. ~lSl 5V~L+, .s..;Je. ~~; evr./I J..IIIf'1 PA /101'
PLEASE USE ORIGINAL FORM ONLY
DATE
Side 1
L
15056051058
15056051058
---I
C1J
.-J
15056052059
REV-1500 EX
Decedenfs Name: ELEANOR
RECAPIl\JLATlON
1. Real estate (SchecluleA). .. ... .. ..... . ....... .. . .... . .. ... ., .. .. ... . .
E JOERGER
g~:!~~:~.~~.~~!t.~.~~.
1095-18-2818
!
2. Stocks and Bonds (Schedule B) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
3. Oosely Held Corporation, Partnership or Sole-ProprIetorship (Scheclule C) . . . . .
r--...-................
I
1. i
I
2.\
i
3.\
i
129,000.00 i
,
1,108.981
0.00 I
1
4. Mortgages & Notes Receivable (Schedule 0) .. .. . .. . .. .. .. . . .. . .. . . . . . ... 4. i
~
0.00 i
15,004.02 I
I
I
5. Cash. Bank Deposits & Miscellaneous Personal Property (Schedule E) . . . . . . .. 5. I
I
6.1
7.1
I
8. ToteI Groa Aueta (total Unes 1-7). . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .. 8.1
9. Funeral Expenses & Adrrinistrative Costs (Scheclule H)..... .. .. ..... ....... 9.1
I
'D. DobIs of """""" _ u.a_ & Uons <""""'.,).. .. .. .. .. .. .... 10.1
11. Total Deductions (total Unes 9 & 10). . .. .. .. ... . ... . . ...... .... ... .. . .. 11.
6. JoinUy 0Mled Property (Scheclule F) c::> Separate Billing Requested . . . . . . .
7. Inter-VIvos Transfers & Miscellaneous Non-Probate Property
(Scheclule G) c::> Separate Billing Requested. . . . . . . .
71,545.99 i
---;
216,658.99 i
27,743.71 i
6,574.80 i
I
12. Net Value of Estate (Una 8 minus Una 11) .. .. .. . .. .. . .. .. . .. .. .. . .. . .. . 12. i
;
13. Charitable and Governmental Bequests/See 9113 Trusts for which .
an election to tax has not been made (Schedule J) .. .. .. .. .. . . .. . .. . . .. .. . 13. !
14. Net Value Subject to Tax (Una 12 rrirus Una 13) ...... .. .. . .. .. . .. . .. .. . 14. !
;
TAX COMPUTATION. SEE INSTRUCTIONS FOR APPUCABLE RATES
15. Amount of Una 14 taxable
at the spousal tax rate. or
r:X1~x ~~er Sec. 9116 ..---............-... .........................------..............-.....-.....................1
16. Amount of Una 14 taxable I
at lineal rate X .O~ 182,340.48 i
17. Amount of Una 14 taxable 1
at sibling rate X .12 I
18. Amount of Una 14 taxable
at collateral rate X .15 i . 18.
19. TAX DUE . . . . . . . . . . . . . . . ....:....:.....:..-........:......:....:~.::-..~-....:..:-...................:...-::-..:.:......:. . . . 19.1_..........__.___........
182,340.48
0.00
182,340.48
1.....-----.-.....--........................-.--......---......--.............-......----......1
15. I i
I i
16'1 8,205.32 i
17.
8,205.32
20. FILL IN THE OVAL IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT
<*
L
15056052059
Side 2
15056052059
~
REV-1502 EX+ (6-98)
*'
Cow.1ON\l\EALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF
ELEANOR E. JOERGER
SCHEDULI A
REAL ESTATE
FILE NUMBER
21 0700360
All real property owned lollly or II a tenant In common must be reported at fair market valul. Fair market value is defined as the price at which property would be
exchanged between a willing buyer and a willing seller, neither being compelled to buy or sell, both having reasonable knowledge of the relevant facls.
Rill property which II Jolntly-owned with right of Iurvlvol'lhlp mUlt be dllclolect on Schtclull F.
ITEM VALUE AT DATE
NUMBER DESCRIPTION OF DEATH
1. 471 DELBROOK RD. MECHANICSBURG, PA 17050 129,
...........
. <>
l . c&.cI
".....
om.',.
<
:
.
~
~~~-
,---<<<-
_______.1 ,,, a~
. .
.
l
TOTAL (Also enter on line 1, Recapitulation) I s 1
(If more space is needed, insert addttional sheets of the same size)
-
CUMBERLAND
PA
17050-3041
o. 471817050
TABLE OF CONTENTS
URAR ................................................................................................................................................................................................................................ 1
Additional Comparables 4-6 ............................................................................................................................................................................................... 7
Subject PboIos ....... ...... ............................................................................................................................................................................................ .......... 8
Comparable Pbotos 1-3 ..................................................................................................................................................................................................... 9
Comparable Pbotos 4-6 ..................................................................................................................................................................................................... 10
USPAP Identification .............. ......................................................................... .................................................................................................................. 11
Multi-Purpose Supplemental Addendum ............................................................................................................................................................................ 12
Building Sketcb ....... ...................................................,....................................................................................................................................................... 14
Location Map ..................................................................................................................................................................................................................... 15
Appraiser's Certillcate ........................................................................................................................................................................................................ 16
invoice ........................:..................................................................................................................................................................................................... 17
-~_.._.._-_._--_.
Mft.IRlUI II ~In. 'I ..,
471817050
Uniform Residential Appra sal Report fill' 471817050
The oumose 01 this su I I1lllIIII Is ~ 1he lender/client wtlh an accurate and aMnl''''''''' slllllllll1lld onlnlon 01 the m8lk8\ value 0I1he su
,Pmoertv Address 4718 DELBRooK RD. CItY MECHANICSBURG Stalll PA ZIo Code 17050-3041
llorTower ESTATE OF ELEANOR E. JOERGER OWner 01 Public Reconl ELEANOR E. JOERGER (ESTATEl CountY CUMBERLAND
LeoalDescrinlion DEED BOOK 020' PAGE 1043
Assessor's Parcel if 10-22-o527..Q68
Nelohborhood Name SUBURBAN HAMPDEN TOWNSHIP AREA
Occunant 15(1 Owner l Tenant r l Vacant Soeclal Assessments $
.. ProoertY Rlahts AonreIsed 15(1 Fee slriiDi8 11 Leasehold n Other /describel
Asslanmen! Tvne r Purchase Transacllon 11 R8lInance Tl3I1sactlon 15() Other Idescrlbel ESTATE
LenderlCllent ELEANOR E. JOERGI:D 'ESTATE) Address 4718 DELBROOK RD. MECHANICSBURG PA 17050
Is the sublect orOlllltv culTllf1!ty oIIered for salt or has tt been olIered for sale in the twaIYe months orior to the eIlec1lYe dalll of this BDDralSal? r -j Yes rxI No
Reoort data source/s) used olIertno orIcelsl and data/Sf. CENTRAL PENN MLS.
TaxYear 2007 R.E. Taxes $ 1481.00
MaD Reference 10-22-0527-068 Census TIBet 0113.0413240
o I PUD HOA $ n oor vear r 1 oor mcnth
I 0 did 0 did nol analyze the contraet for sale for the subject purchase transaction. Explain the IlISUtts 01 the analysis of the contract for sale or why the analySis was not
I oerformed.
: Contract PrIce $ DallI 01 Contract Is the DnIIl8rtY seier the owner 01 oubIIc llICord? r1 Yes n No Data Source(sl
Is there any financial assistance (loan chuges, sale concessions, gilt or downpaymenl assistance, E.) to be paid by any party on behalf 01 the borrower?
. ~ Yes reoort the total dollar amount and describe the ttams to be DBld. .
DYes 0 No
Nole: Race and the racial oIlfle ~ fIctora.
Location n Urban 15(1 SubUrban n Rural ~creasino ~ Stable 1 T DecIlnInD PRICE AGE One-Untt 65 %
. 8l/ih-Uo n O'Ier 75% rxI 25-75% n Under 25% I DernandlSuDoIY n ShortaDe 15(1 In 8alance r 1 0'181' Sunnlv $ {(JOOI 1m) 2-4 Untt 5 %
: Growth n Raoid 15() Stable n Slow I MaJltelino TIID8 n Under 3 mths rxla-e mths r 1 O'Ier 6 mths 90 Low NEW Multi-familY 10 %
. Neiohborhood Boundaries ROUT!; 944 TO THE NORTH THE SUSQUEHANNA RIVER TO THE EAST 500 Hioh 150 Commerciel 15 %
~ ROUTE 76 TO THE SOUTH AND ROUTE 114 TO THE WEST. 130 Prad. 3D-6O Other VAC.5 %
Neiahborl100d Oescriotion SUBURBAN AREA WITH AVERAGE ACCESS TO SCHOOLS SHOPPING RECREATION AND EMPLOYMFNT.
SUBJECT NEIGHBORHOOD IS WITHIN 20 MINS. DRIVING TIME OF THE MAJOR JOB MARKET OF HARRISBURG THE STATE CAPITAL.
Marlcet Conditions (includina sunoorllor the above conclusions) THE CENTRAL PENNSYLVANIA HOUSING MARKET CONDITIONS REMAIN GOOD
DUE IN PART TO THE STATE CAPITAL COMPLEX AND SUPPORTING AGENCIES & BUSINESSES PROVIDING AMPLE EMPLOYMENT.
VALUES ARE INCREASING. DEMAND & SUPPLY APPEAR TO BE IN BALANCE. AVERAGE MARKETING TIME CURRENTLY 60-120 DAYS.
Dimensions 0.17 ACRE AllIa 0.17 ACRE sl1.... RECTANGLE View AVERAGE
SDflCific ZDnino Classification 101 RESIDENTIAL ZDninD DescriDllon RESIDENTIAL SINGLE FAMILY
Zonino Cornoliance [XI Leoal rl LaoaI Nonconformina /Grandla1he1lld Usel rl No Zooino n lleoal {dascribel
Is the hiohest and best use of sub..,tnlMAliVas-imoroved (or as PIODOsed oar olans and sDllcilicationsl tha-rlrWirt use? 15(1 Yes 0 ND "No describe
Utllffles Public Other ldetcrlbe) Public Other (deIcrIbe) 0II-Ilt81 - T_
Electricity rxI n Walllr 15<1 n Street MACADAM
Gas r 1 n N/A Sanitarv Sewer rxI n A11Rv N/A
FEMA Snecial Flood Hazard Area n Yes Is<i No FEMA Rood Zone X FEMA Man if 4203600010C
Are the utilities and oII.slle imDrOYements lImIcallor the marltBl8lllS? rxI Yes 0 No ~ Na describe
Are there anv adverse slle conditions or extemal factors (easements encroachments environmental conditions land uses etc.l?
NONE NOTED DURING INSPECTION. APPRAISER IS NOT EXPERT IN ENVIRONMENTAL MATTERS.
Public P"VlIe
15(1 rl
rl r1
FEMA MaD DallI 1/511996
n Yes rxI No ~ Yes describe
~~:~=t~~~~~ccessDrY Unll~ Concrate Slab n CIBWI Soace Foundation Walls BLOCKlAVG. Floors CARPETNlN/AVG
1/ of Slories 1 Is<i Fun Basement n Partial Basement, ExlBrior Walls ALUM.SIDINGlAVG Walls PLAST/PANUAVG
Tvoe rxI Del. rl All. r 1 S-DetJEnd Unll Basement AllIa 1 305 sa.ft. Roof Surface FIBRGLS.SHIN/AVG TrlnVRnish WDIPAINTED/AVG
II2SI Existino rl Prooossd rl UnderConst Basement Rnlsh 36 % Gutters & Downsoouts ALUMINUM/AVG BathFloor VINYUAVG.
~n (SMe) RANCH 15(1 Outside EnlrvlFxIt 15<1 SumD Pumo Window Tvoo ALUNlNlBPIDHlAVG Bath Wainscot CERAMIC TILElAV
Year BI/ill 1959 Evidence 01 fllnfestation Storm SasMnsulated DBL.PN & ALUM.ST. Car StoI8oe Il Nane
Effective Aoe (Yrs) 20 1 Damoness [1 SeIiIament Screens YES ~ Drivewav # 01 Cars 1
Attic None Heatinn 00 FWA II I HWBB II I Radiant Amenities WoodstoYelsl if DrlYewav Surface ASPHALT
~ir Stairs 1 Other I Fuel OIL 1 RIlIoIace/sl if Fence l Gal8DB # 01 Cars
,IT Floor 1'5< Scuttte CooIiIa 15(1 Centl81 AIr CondIIlonina l PaIIoIDeck 5< Porch OOVERD. I[XI CInIOIt if 01 Cars 1
] Finished Heated llndlviduaI In Other l Pool Other 15() At!. n 081. n Buill-In
Appliances rJ Refrlaeralor [XI ~en rl DIshwasher 0 Dlsoosal fl Microwave n WasherlDrver fl Other (describe)
finished area above orade contains: 5 Rooms 3 Bedrooms 2 Bath/51 1 305 SooBlll Feet 01 Gross LlY\na Area Above Grada
. Additional features (SDBclal enel'llV efficient IIams, E.). STANDARD.
_._~--,-----~,."".-
471817050
Uniform Residential Appraisal ReDort FIll' 471817050
There are 3 00iiIDIrIb I IIIllIlIIIIies cUlI1II1II oIf8IId lor sale in the sublect nelahboltlood l1f1alna in arice from S 110 000 to S 140 000
There are 12 ClII1IIlIIIb Illes In the sublel t nelahboltlood within the aast twllve months ranalna In saleDi1Ce from S 110 000 to S 140 000
FEATURE SUBJECT COMPARABLE SALE # 1 COMPARABLE SALE # 2 COMPARABLE SALE # 3
Addms 4718 DELBROOK RD. 4902 DELBROOK RD. 3603 MARCH DR 327 CHARLES RD.
MECHANI"''''BURG PA 1~MECHANICSBURG PA 17050 CAMP HILL PA 17011 MECHANICSBURG PA 17050
to Sublect ~ 0.32 miles 1.12 miles 0.35 miles
Sele Price 1$ $ 120 000 $ l1iiiQ1 S 124.Jl!!!.1
SalePrictIGrossUv.Aru _e.1t $ 115.38 sa.1t $ 131.47 sa.1t _ 121.97 sn.1t _
Deta SOIlrce(sl MLSI CO.TAX RECORDS MLSI CO.TAX RECORDS MLSf CO. TAX RECORDS
Verification SourceCs) LISTING OFFC. 101223351 LISTING OFFC. 101292661 LISTING OFFC. 101238161
VALUE ADJUSTMENTS DESCRPTlON DESCRPTlON +(.1 $ Adlustment DESCRIPTION +(.) $ Adlustment DESCRPTlON +(-1 $ Adluetment
Sales or Rnanclng TOM: 84 DAYS TOM: 6 DAYS TOM: 46 DAYS
Concessions CONV. -4000 CONY. cnNV. .1 000
Date of SalelT'lIl1e 01-22-06 06-30-06 02.10-06
Location SUBURBlAVG SUBURfEQUAL SUBURlEQUAL SUBURlEQUAL
Leasehold/Fee Siimle Fee Slm"'" FEE SIMPLE FEE SIMPLE FEE SIMPLE
She 0.17 ACRE 0.16 ACRE 0.16 ACRE 0.17 ACRE
VIew AVERAGE AVERAGE AVERAGE AVERAGE
Desion ISMe) RANCH RANCH RANCH 1.5 STORY
Dualitv of Construction AVERAGE AVERAGE AVERAGE AVERAGE
Actual Aoe 48/20\ 51120\ 148/20\ 47120\
Condition AVERAGE AVERAGE AVERAGE AVERAGE
Above Grade Total I BOOns. I Blllls TotaIIBltms.1 BIIhs TII13IIBltms.llla1hs TII13IIBItms.l Blllls
Room Count 5 I 3 1 2 5 1 3 1 1 +1 000 5 I 3 I 1 +1 000 5 I 31 1
Gross Livinn Area 1 305 SO.II. 1 040 so.lI. +2 650 912 SO.II. +3 930 1 024 so.1I.
8asp,men1 & FlIlished FULL NONE +2,500 FULL NONE
Rooms Below Grade FAM,RM. NJA +1 000 UNFINISHED +1 000 NJA
Functional Utilllv TYPICAL MKT TYPICAL MKT TYPICAL MKT TYPICAL MKT
HealinnlCoolinn OIL FAlCAC GAS FAfNONE +1 000 GAS FAlCAC GAS FAfNnNE
EneroY Efficienlllems STANDARD STANDARD STANDARD STANDARD
Garaoe/Camor! 1 C.CARPORT 1 C.CARPORT 1 C.CARPORT NONE
PorchlPatio/Deck COVD.PORCH PATIO PATIO PORCH
+1 000
+2810
+2,500
+1000
+1 000
+500
. Net Adiustment fT olall I5<l + r l. S
Adjustp,d Sale Price N8I Adj. 3,5 "
of Comparables GlOSS Adj. 10.1 'l(, S
I IXI did I did not research the sale or tnInsf8l1iisiDiY olthe sub'
4150 I5<l + l. S
N8I Adj. 4.9%
124 150 GlOSS Adl. 4.9% $
and cornpal1lble sales. ft not. exDlaln
5930 I5<l + rl - S
N8I Adj. 6.3 "
125 830 Gross Adl, 7.9 % S
7810
132710
Mv rp,search 1 did I'XI did not reveal anvnliOf sales or transoo of the sublocillmDertv lor the three vears nrior to the effective da1e of this annralsal.
Data Sourcft(~ CUMBERLAND COUNTY TAX RECORDS.
Mv rftsp,arch 1 did IX1 did not reveal anv nrinr sales or tnInsf81S of the comPlrable sales for the vear Prior to the da1e of sale olthe comP8l1lble sale.
DlIl1l SOllrcP,(S CUMBERLAND COUNTY TAX RECORDS.
Report thft results of the research and analYsis olthe Prior sale or transfer histarv olthe sub and comoareble sales I"'""" additional Drior sales on Ploe 31.
ITEM SUBJECT COMPARABLE SALE #1 COMPARABLE SALE #2 COMPARABLE SALE #3
DAle of Prior Sale!Transfp,r NONE WITHIN PREVIOUS NONE OTHER THAN NONE OTHER THAN NONE OTHER THAN
Prir.e of Prior SAleJTransfer THREE YEARS ABOVE ABOVE ABOVE
Data SourceCs! COURT HS. RECORDS COURT HS. RECORDS COURT HS. RECORDS COURT HS. RECORDS
Eff..r.~ve Dale of Dala Source(s) 04-17-07 04-17-07 04-17-07 04-17-07
Anelvsis of prior salP. or Inlnsfer historY ol the subiecllllllll8rlY and comoarable sales NO PRIOR TRANSFER OF SUBJECT WITHIN PAST 3 YEARS.
SummarY 01 Sales Comparison Aoomach AFTER A THOROUGH SEARCH OF THE SUBJECT MARKET AREA THE FOUR SALES SELECTED ARE
CONSIDERED TO BE THE BEST INDICATORS OF VALUE. THE SUGGESTED TIME PERIOD WAS EXPANDED TO INCLUDE SALES FROM
JANUARY 2007 TO DATE. SIMILAR MARKET CONDITIONS HAVE EXISTED DURING THIS PERIOD. ALL SALES SELECTED HAVE UTILITY
SIMILAR TO THE SUBJECT. IN THIS APPRAISER'S EXPERIENCE S2 500. IS AN APPROPRIATE ADJUSTMENT FOR A FULL BASEMENT IN
TI-lI<: l>1')1r.'" 1')6"1~'" TI-l'" """I "'I') r.nl\lr.J:<:"''''I\I''' r.411<:I:n TIJI: 4nll."'TUI:1\IT IlL Tn RJ: IJI~IJJ:I:I T\.I61\11\1n1:lU6I I:nl') "'AI 1:*.
--
471817050
Uniform Residential Appraisal Report FlIe# 471817050
.
.
.
.
Provide a~allllnfonnation for the lender/client 111 .1It the ~ and calculations.
Sulloort lor the ooinlon 01 site value (summary of""""",..hIA land sales or other IIl8IIlods lor estimallno site valuel SITE VALUE BASED ON SALES OF
COMPARABLE BUILDING LOTS.
ESTIMA TED ~ REPRODUCTION OR r 1 REPlACEMENT COST NEW OPINION OF SITE VALUE .......... ......................................................... ..$
. Source 01 cost date MARSHALL & SWIFT COST SERVo & EXPERIENCE DweWNG So.Ft.l!il$ ............. =$
: Oualllv ratino from cost s81Yice AVG. EnectiYe date 01 cost date 04-17-07 So,Ft. /Ii) $ ............. =$
: Comments on Cost Aooroach lOI'OI8lMno al1ll calculations deMldAtion etc,l ............. =$
. COST APPROACH IS LESS RELIABLE THAN THE SALES Garao!/Cemorl So.Ft. /Ii) $ .......... ..$
COMPARISON APPROACH FOR THE EVALUATION OF THIS T alai Estimate 01 Cost-New ............. =$
SUBJECT PROPERTY. Less Plwslcal I Funcllonal I External
COST APROACH NOT COMPLETED. Deoreclation I I =$1
Deoreclated Cost oIlmorovements .................................................... =$
'As-is' Value 01 Site IlI1IlIlIVftI11fts ........................................... ...... ..$
_RemaininO E_UO and VA onIYl Years INOICATED VALUE 8Y COST APPROACH ... ....... "~Value::~-!!
. Estimated Monti\tV Marbt Rent $ X Gross Rent MuiilDlIII ..$
W SummalV 01 Income Aooroach /lnr.h'dInn sunnort for met rent and GRMl ,
I ,
Uniform Residential A
FIIe'471817ll:lU
This report form Is designed to report an appraisal of a one-unit property or a one-unit property with an accessory unit;
including a unit In a planned unit development (PUD). This report form is not designed to report an appraisal of a
manufactured home or a unit In a condominium or cooperative project.
This appraisal report Is subject to the following scope of work, intended use, Intended user, definition of market value,
statement of assumptions and limiting conditions, and certifications. Modifications, additions, or deletions to the Intended
use, Intended user, definition of market value, or assumptions and limiting conditions are not permitted. The appraiser may
expand the scope of work to Include any additional research or analysis necessary based on the complexity of this appraisal
assignment. Modifications or deletions to the certifications are also not permitted. However, additional certifications that do
not constitute material alterations to this appraisal report, such as those required by law or those related to the appraiser's
continuing education or membership In an appraisal organization, are permitted.
SCOPE OF WORJ<: The scope of work for this appraisal Is defined by the complexity of this appraisal assignment and the
reporting requirements of this appraisal report form, Including the following definition of market value, statement of
assumptions and limiting conditions, and certifications. The appraiser must, at a minimum: (1) perform a complete visual
Inspection of the Interior and exterior areas of the subject property, (2) Inspect the neighborhood, (3) inspect each of the
comparable sales from at least the street, (4) research, verify, and analyze data from reliable public amI/or private sources,
and (5) report his or her analysis, opinions, and conclusions In this appraisal report.
INTENDED USE: The intended use of this appraisal report Is for the lender/client to evaluate the property that Is the
subject of this appraisal for a mortgage finance transaction.
INTENDED USER: The Intended user of this appraisal report Is the lender/client.
DEANITION OF MARKET VALUE: The most probable price which a property should bring in a competitive and open
market under all conditions requisite to a fair sale, the buyer and seller, each acting prudently, knowledgeably and assuming
the price Is not affected by undue stimulus. Implicit In this definition Is the consummation of a sale as of a specified date and
the passing of title from seller to buyer under conditions whereby: (1) buyer and seller are typically motivated; (2) both
parties are well informed or well advised, and each acting in what he or she considers his or her own best Interest; (3) a
reasonable time Is allowed for exposure In the open market; (4) payment Is made In terms of cash in U. S. dollars or In terms
of financial arrangements comparable thereto; and (5) the price represents the normal consideration for the property sold
unaffected by special or creative financing or sales concessions. granted by anyone associated with the sale.
· Adjustments to the com parables must be made for special or creative financing or sales concessions. No adjustments are
necessary for those costs which are normally paid by sellers as a result of tradition or law In a market area; these costs are
readily Identifiable since the seller pays these costs In virtually all sales transactions. Special or creative financing
adjustments can be made to the comparable property by comparisons to financing terms offered by a third party Institutional
lender that Is not already Involved In the property or transaction. Any adjustment should not be calculated on a mechanical
dollar for dollar cost of the financing or concession but the dollar amount of any adjustment should approximate the market's
reaction to the financing or concessions based on the appraiser's judgment.
STATEMENT OF ASSUMPTIONS AND LIMITING CONDITIONS: The appraiser's certification in this report Is
subject to the following assumptions and limiting conditions:
1. The appraiser will not be responsible for matters of a legal nature that affect either the property being appraised or the title
to It, except for Information that he or she became aware of during the research Involved In performing this appraisal. The
appraiser assumes that the title is good and marketable and will not render any opinions about the title.
2. The appraiser has provided a sketch in this appraisal report to show the approximate dimensions of the Improvements.
The sketch Is included only to assist the reader in visualizing the property and understanding the appraiser's determination
of its size.
3. The appraiser has examined the available flood maps that are provided by the Federal Emergency Management Agency
(or other data sources) and has noted in this appraisal report whether any portion of the subject site Is located In an
Identified Special Flood Hazard Area. Because the appraiser is not a surveyor, he or she makes no guarantees, express or
Implied, regarding this determination.
4. The appraiser will not give testimony or appear In court because he or she made an appraisal of the property In question,
unless specifiC arrangements to do so have been made beforehand, or as otherwise required by law.
5. The appraiser has noted In this appraisal report any adverse conditions (such as needed repairs, deterioration, the
presence of hazardous wastes, toxic substances, etc.) observed during the Inspection of the subject property or that . he or
she became aware of during the research Involved In performing the appraisal. Unless otherwise stated In this appraisal
reoort. the aooralser has no knowledge of any hidden or unaooarent phvslcal deficiencies or adverse conditions of the
Uniform Residential A
Flld 47181~"
APPRAISER'S CERTIACATION: The Appraiser certifies and agrees that:
1. I have, at a minimum, developed and reported this appraisal In accordance with the scope of work requirements stated In
this appraisal report.
2. I performed a complete visual inspection of the Interior and exterior areas of the subject property. I reported the condition
of the improvements in factual, specific terms. I Identified and reported the physical deficiencies that could affect the
livability, soundness, or structural Integrity of the property.
3. I performed this appraisal In accordance with the requirements of the Uniform Standards of Professional Appraisal
Practice that were adopted and promUlgated by the Appraisal Standards Board of The Appraisal Foundation and that were in
place at the time this appraisal report was prepared.
4. I developed my opinion of the market value of the real property that Is the subject of this report based on the sales
comparison approach to value. I have adequate comparable market data to develop a reliable sales comparison approach
for this appraisal assignment I further certify that I considered the cost and income approaches to value but did not develop
them, unless otherwise Indicated in this report.
5. I researched, verified, analyZed, and reported on any current agreement for sale for the subject property, any offering for
sale of the subject property in the twelve months prior to the effective date of this appraisal, and the prior sales of the subject
property for a minimum of three years prior to the effective date of this appraisal, unless otherwise indicated in this report.
6. I researched, verified, analyzed, and reported on the prior sales of the comparable sales for a minimum of one year prior
to the date of sale of the comparable sale, unless otherwise indicated In this report.
7. I selected and used comparable sales that are locatlonally, physically, and functionally the most similar to the subject property.
8. I have not used comparable sales that were the result of combining a land sale with the contract purchase price of a home that
has been built or will be built on the land.
9. I have reported adjustments to the comparable sales that reflect the market's reaction to the differences between the subject
property and the comparable sales.
10. I verified, from a disinterested source, all Information In this report that was provided by parties who have a financial interest in
the sale or financing of the subject property.
11. I have knowledge and experience In appraising this type of property in this market area.
12. I am aware of, and have access to, the necessary and appropriate public and private data sources, such as multiple listing
services, tax assessment records, public land records and other such data sources for the area In which the property is located.
13. I obtained the information, estimates, and opinions fumished by other parties and expressed in this appraisal report from
reliable sources that I believe to be true and correct.
14. I have taken Into consideration the factors that have an Impact on value with respect to the subject neighborhood, subject
property, and the proximity of the subject property to adverse Influences In the development of my opinion of market value. I
have noted In this appraisal report any adverse conditions (such as, but not limited to, needed repairs, deterioration, the
presence of hazardous wastes, toxic substances, adverse environmental conditions, etc.) observed during the Inspection of the
subject property or that I became aware of during the research Involved In performing this appraisal. I have considered these
adverse conditions in my analysis of the property value, and have reported on the effect of the conditions on the value and
marketability of the subject property.
15. I have not knowingly withheld any significant Information from this appraisal report and, to the best of my knowledge, all
statements and information in this appraisal report are true and correct.
16. I stated in this appraisal report my own personal, unbiased, and professional analysis, opinions, and conclusions, which
are subject only to the assumptions and limiting conditions in this appraisal report.
17. I have no present or prospective interest In the property that Is the subject of this report, and I have no present or
prospective personal Interest or bias with respect to the participants in the transaction. I did not base, either partially or
completely, my analysis and/or opinion of market value in this appraisal report on the race, color, religion, sex, age, marital
status, handicap, familial status, or national origin of either the prospective owners or occupants of the subject property or of the
present owners or occupants of the properties In the vicinity of the subject property or on any other basis prohibited by law.
18. Mv emolovment and/or compensation for performing this appraisal or any future or anticipated appraisals was not
. - . . . . . ~ ... _1.._1- _..___~__, ..
UIIIIUIIII I
.
"",",\lIL
!'l1I'41l1l11UOU
21. The lender/client may disclose or distribute this appraisal report to: the borrower, another lender at the request of the
borrower, the mortgagee or Its successors and assigns; mortgage Insurers: government sponsored enterprises; other
secondary market participants: data collection or reportlng services; professional appraisal organizations; any department,
agency, or Instrumentality of the United States: and any state, the District of Columbia, or other Jurisdictions; without having to
obtain the appraiser's or supervisory appraiser's (if applicable) consent. Such consent must be obtained before this appraisal
report may be disclosed or distributed to any other party (Including, but not limited to, the public through advertlslng, pUblic
relations, news, sales, or other media).
22. I am aware that any disclosure or distribution of this appraisal report by me or the lender/client may be subject to certain
laws and regulations. Further, I am also subject to the provisions of the Uniform Standards of Professional Appraisal Practice
that pertain to disclosure or distribution by me.
23. The borrower, another lender at the request of the borrower, the mortgagee or Its successors and assigns, mortgage
Insurers, government sponsored enterprises, and other secondary market parttcipants may rely on this appraisal report as part
of any mortgage finance transaction that involves anyone or more of these parties.
24. If this appraisal report was transmitted as an "electronic record" containing my "electronic signature," as those terms are
defined in applicable federal and/or state laws (excluding audio and video recordings), or a facsimile transmission of this
appraisal report containing a. copy or representation of my signature, the aPQralsal report shall be as effective, enforceable and
valid as if a paper version of this appraisal report were delivered containing my original hand written signature.
25. Any Intentional or negligent mlsrepresentatlon(s) contained In this appraisal report may result In civil liability and/or
criminal penalties including, but not limited to, flne or Imprisonment or both under the provisions of TItle 18, United States
Code, Section 1001, et seq., or similar state laws.
SUPERVISORY APPRAISER'S CERTIFICATION: The Supervisory Appraiser certtfies and agrees that:
1. I directly supervised the appraiser for this appraisal assignment, have read the appraisal report, and agree with the appraiser's
analysis, opinions, statements, conclusions, and the appraiser's certification.
2. I accept full responsibility for the contents of this appraisal report including, but not limited to, the appraiser's analysis, opinions,
statements. conclusions, and the appraiser's certification.
3. The appraiser identified In this appraisal report is either a sub-contractor or an employee of the supervisory appraiser (or the
appraisal firm), is qualified to perform this appraisal, and Is acceptable to perform this appraisal under the applicable state law.
4. This appraisal report complies with the Uniform Standards of Professional Appraisal Practice that were adopted and
promulgated by the Appraisal Standards Board of The Appraisal Foundation and that were In place at the time this appraisal
report was prepared.
5. If this appraisal report was transmitted as an "electronic record" containing my "electronic signature," as those terms are
defined In applicable federal and/or state laws (excluding audio and video recordings), or a facsimile transmission of this
appraisal report containing a copy or representation of my signature, the appraisal report shall be as effective, enforceable and
valid as if a paper version of this appraisal report were delivered containing my original hand written signature.
A~PRAISER"i!lIdC . l R. NT ." C;
Signature ~_ ~ ~
Name MICH E . ·
Company Name RElMAX REALTY ASSOCIATES. INC.
Company Address 3425 MARKET ST.
CAMP Hill, PA 17011
Telephone Number (717) 730-3010
Email AddressMENT4ilCAPITALAREAHOMES.COM
Date of Signature and Report APRil 26.2007
Effective Date of Appraisal MARCH 14. 2007
State Certification # Rl001676l
or State license #
or Othp.r (describe) State #
Slate PA
ElCpiration Date of Certification or License 613012007
SUPERVISORY APPRAISER (ONLY IF REQUIRED)
Signature
Name
Company Name
Company Address
Telephone Number
Email Address
Date of Signature
State Certification #
or State License #
State
Expiration Date of Certlflcatlon or License
SUBJECT PROPERlY
(
~,;~
i UlIlIUlIlI1 .
! COMP~
; FEATURE I SUB.fCT T COMPARABlE SALE # 4 COMPARABLE SALE # 5
,_. "18~~3537GREENST'
, MECHANICSBURG PA 1 CAMP HILL PA 17011
Proxlrilllv to Suiiiect 1.20 miles
Sale PrIce 1$ S 129 lIOO so.nl $
Sale Price/Gross Liv. AllIa II W~m' $ $ so.n.
Data Source(s) MLS/ CO. TAX RECORDS
Verfflcation Source/s1 LISTING OFFC./10127832\
VALUE ADJUSTMENTS OESCRlPTlON OESCRIPT1ON +r:lfidkIslment DESCRIPTION +I.) $ Alllus1ment DESCRIPTlON +1-\ $ Adi1Blment
Sales or Financing TOM: 7 DAYS
Concessions CONV.
Date of Sale/TIme 05-23-06
Location SUBURBlAVG SUBURlEQUAL
Leasehold/Fee Slmole Fee Simllle FEE SIMPLE
Stte 0.17 ACRE 0.17 ACRE
View AVERAGE AVERAGE
Desion (Stvle\ RANCH RANCH
· Oualitv of Construction AVERAGE AVERAGE
'. Actual ADe 148120\ 52/20\
, Condition AVERAGE AVERAGE
. Above Grade To1II I Bmms.1 Ballls ToIIll Blims.1 BaIhs TolaIlBmms.l BaIhs TlIlIIlammsJ BaIIIs
Room Count 5 I 3 \ 2 6 I 3 I 1 +1 000 I \ -\
. Gross UvinD Area 1 305 so.n. 1 334 so.n. so.n. So:n.
Basement & finished FULL NONE +2.500
Rooms Below Grade FAM.RM. N/A +1 nno
Functional UIlIIIv TYPICAL MKT TYPICAL MKT
HeaffnolCoollno OIL FA/CAC GAS FAlNONE +1 000
Enerov EMielen! hems STANDARD STANDARD
Garaoe/Caroort 1 C.CARPORT 1 C.CARPORT
PorcM'atio/Oeck COVD.PORCH PATIO
.....,_IT.... .~. n- I '''''' rl+ 1- $ f1 + n- $
.Adjusted Sale Price Net 4.2 , Net , Net ,
of Comparables Gross 4.2 ,$ 135 400 Gross , $ Gross , $
~e resuhs of tf1e research and ana sis ol the nrior sale or transfer hlstorv 01 the su and cornoarable sales-(lllIlOrl additional prlor sales on liaae 3).
ITEM SUBJECT COMPARABLE SALE II 4 COMPARABLE SALE /I 5 COMPARABLE SALE II 6
Date of Prior SalelTransfer NONE WITHIN PREVIOUS NONE OTHER THAN
Price 01 Prior SaklfTransfer THREE YEARS ABOVE
:. Data Sourcers\ COURT HS. RECORDS COURT HS. RECORDS
EMactiva Date of Data SourcerS! 04-17-ll7 04-17"()7
Analysis 01 prior sale or transtar historv of the subiect orooertv and cDmoarabla salas
Analysis/Comments ADDITIONAL COMPARABLE SALE TO ADD STRENGTH TO OPINION OF VALUE.
-
;'.1
;;" ,~
""1
i -,
:!
;j
ti"
CUMBERLAND
PA
C 17050-3041
SubJect front
4718 DELBROOK RD.
Sales Price
Gross Uvlng Area
Total Rooms
Total Bedrooms
Total BaIIlrooms
Location
VIew
Site
Quality
Age
1.305
5
3
2
SUBURB/AVG
AVERAGE
0.17 ACRE
AVERAGE
48(20)
SubJect Rear
SubJect Street
en
UMBERLAND
, ,
/' ' "
, '."'"
_ k --..;,
r
. ,;
, , -
~,.J ~
~;~!,,[~[t;.-2~~~: ·
~}.~,,:~ ~....",,!\'{1:..~' .
."."~~,, -~;(.
~~.,.., .,-----.~..,. '
.......
....~<;.,
I J".';" g'"
I' 'U"': .-
, .",g ~, .'
i ,. . ' ',.
.r
'I ~' {_~:~..
. , < " ,
. 0,' . .
.-w
!<
PA
Comparable 1
4902 DELBROOK RD.
Prox. to Subject 0.32 miles
Sale Price 120.000
Gross LIYlno Area 1.040
Total Rooms 5
Total Bedrooms 3
Total Balluooms 1
Loc~ SUBUFVEQUAL
VIew AVERAGE
SItIl 0.16 ACRE
Qualty AVERAGE
Age 51 (20)
Comparable 2
3603 MARCH DR.
Prox. to Subject 1.12 miles
Sale Price 119.900
Gross LMno Area 912
Total Rooms 5
Total Bedrooma 3
Total Bathrooms 1
Loc~ SUBUFVEQUAL
VIew AVERAGE
SItIl 0.16 ACRE
Quality AVERAGE
Age 48(20)
Comparable 3
327 CHARLES RD.
Prox. to Subject 0.35 miles
Sale Price 124.900
Gross living Area 1,024
Total Rooms 5
Total BedroomS 3
Total Bathrooms 1
I ",..tI....n ~IIR1IRn:O' IAI
A
Comparable. 4
3537 GREEN ST.
Prox. to Subject 1.20 miles
Sale PrIce 129,900
GrossUMng~ 1,334
Total Rooms 6
Total Bedrooms 3
Total Bathrooms 1
Location SUBUR/EQUAL
VIew AVERAGE
Site 0.17 ACRE
Quality AVERAGE
Age 52(20)
Comparable 5
Prox. to Subject
Sale Price
Gross LiYlng Area
Total Rooms
T DIal Bedrooms
Total Bathrooms
Location
View
Site
Quality
Age
Comparable 6
Prox. to Subject
Sale Price
Gross LIving Area
Total Rooms
Total Bedrooms
Total Bathrooms
Location
\11....
I, 4'7111 :R[. .> ,'.'. "
r.1lv MECHANICSBURG ~r.nllnlv CUMBERLAAlD SiBle PA -7ln Code 17050-3041
londer ELEANOR E. JOERGER/ESTATE)
APPRAISAL AND REPORT IDENTIFICATION .
This sppralsal conforms to lIDI of the following definitionS:
t8I Complete Appraisal (The sct or process of estimating value, or an opinion of value, performed without Involdnll the Departure Rule.)
0 Limited Appraisal (The act or process of estimating value, or an opinion of value, perforrnad under and resulting from Invoking the
Departure Rule.)
This report 18 lIDI of the following types:
0 Self Contelned (A written report prepared under Standards Rule 2-2(a) of a Completa or Limited Apprelsal perforrnad under STANDARD 1.)
t8I Summary (A written report prepared under Standards Rule 2-2(b) of a Complete or Limited Appraisal performed under STANDARD 1.)
0 Restricted (A written report prepared under Standards Rule 2-2(c) of a Complete or Umlted Appraisal perforrnad under STANDARD 1,
restricted to the stated Intended use by the specified client or Intended user.)
0,
Comments on Standards Rule 2-3
I certify thaI, to the best of my knowledge and belief:
D The statements of fact contained in this report are lrue and c:orrect
o The. reported analysas, opinions, and conclusions are IImlted only by \he reported assumptions and Hmlting conditions, and are my personal, impartial, and unbiased
professionalanalysas, opinions and conclusions.
o I have no (or the specHied) present or prospectiYe Int8restln the property that Is the subject of this report, and no (or the specified) personallntere51 with respect \0 the
parnes involved.
o I have no bias with respect \0 \he property that is \he subject of this report or the partlas involved with this assignment.
o My engagement In this assignment was nol contingent upon dmIoplng or reporting pred8lelmined results.
o My compensation for complellng this essignment Is not contingent upon \he development or reporting of a predelennlned value Dr direction in value that faYOf1\he cause
of the client. the amount of the value opinion, \he a\IIlnment of a stipulaled result. or the occurrence of a subsequent event dil'9CllY related to the intended use of this appraisal.
o My analyses, opinionS and conclusions were developed and this report has been prepared, In conformity with the Unllorm Standards of Professional Appraisal Practlce.
D I have. (or have not) made a personal inspection of the property that is the subject of this report.
o No ona provided significant real property appre!sal assistance \0 the person signing this certification. (II there are exceptions, the name of each Individual providing signlflcant
real pronerty aopraisal assistance must be stated.)
Comments on Appraisal and Report Identification
Note any departures from Standards Rules 1-3 and 1-4, plus any USPAP-related Issues requiring disclosure:
BOITDWer/Cllenl ESTATE OF ELEANOR E. JOERGER
, Prooertv Address 4718 DELBROOK RD.
CitY MECHANICSBURG Coiiirtv CUMBERLAND StaIB PA ZID Code 17050-3041
· Lender ELEANOR E. JOERGER tESTATE\
Michael R Ent (717) 730-3010
This Multl-Purpose Supplamantal AddendUm for Federally Related Transactions was designed to provlde1l1e appr1lser wl1h a convenient way to comply wl1h 1I1e cunant
appraisal standards and raquloolan\S 0I1I1e Fadar1I Dapostt Insurance COIJlOI'IIIon (FDIC), the Olflce 01 the Comptroller 01 Currency (OCC), The OflIce 01 Thrfft
SupelYlsion (OTS). 1I1e Resolullon Trust Corporation (RTe), and 1I1e Federal R8S8IVe.
T1111 Multl-Purpo.. SUppl....nhll Add.ndum II for UM with en, eppml..l. Only thoI8
IhIhImnnts wIIlch he"e lIeen checked by the eppmlAr epply to the property HI.. .ppmlAd.
IZl PURPOSE & fUlleTIOII Of APPRAISAL
The purpose of the appraisal Is to astimale the market value 01 the subject property as defined herein. The function of 1I1e appraisal is to assist 1I1e above-namad
Lender in evaluating 1I1e subject property lor lending purposes. This is a federally related transaction.
. .
181 EXTENT OF APPRAISAL PROCESS
181 The appraisal Is basad on the Inlonnatlon ga1harad by 1I1e appraiser from public racords, other identified sources, Inspection 01 the subject property and
neighborhood, and salection 01 comparable sales wl1hln the subject market araa. The DriginaI source 01 the campa rabies Is shown in the Oela Source section
of the market grid along wI1h the SDUrce 01 conlirmatlon, n available. The original SDUrcels prasentad first The sources and dela ara considered rallable.
When conflicting information was provided. the source d88fOad most reliable has been used. Data believed to be unraliable was not included In the report nor
used as a basis for 1I1e value conclusion.
0 The ReprodUCtion Cost Is based on N1A
supplemented by the appraise~s knowledge of the local market.
181 Physical dapraclation Is based on the estimated alIective age of the subject property. Functional and/or axlemal dapraclation. n prasenlls speclllcally
addressed In the appraisal report or other addenda. In estimating the sna value, the appraiser has railed on personal knowledge 01 the local market This
knowledge Is based on prior and/or currant analysis 01 sna sales and/or abstraction 01 sna values from sales 01 Improved properties.
~ The subject property Is located in an area 01 primarily owner-occupled single family rasldenceB and 1I1elncoma Approach Is not consldarad to be meaningful.
Fnr this reason. the income Approach was not used.
[J The Estimated Market Rent and Gross Rent Multiplier utiHzed In 1I1elncOm8 Approach ara based on the appralse~s knowledge of the subject market araa.
The rental knowledge is based on prior and/or currant rantal ral1l survays 01 rasidential properties. The Gross Rent Multlplar is based on prior and/or currant
analysis of prices and market rates lor residential properties.
[J For income producing properties, actual rents, vacancies and expenses have baan raportBd and analyzed. Thay have been used to project future rants,
vacancies and expenses.
181 SUBJECT PROPERTY OfFERllIB INFORMATION
According fa CENTRAL PENN MULIT-LIST the subject property:
~ bWlQ\..llMll..lll!md lor sale in the past: o 30 days o 1 year IZl 3 years.
[J iuu!IWltlyJl1leIlld for sale lor $
[J ~~ for sale wl1hln the past: o 30 days 0 1 year O. 3 years lor $
I.J Offering information wa~ in the final reeoncHlation of value.
D Offering information was not considered in the final raconclllation 01 value.
[] Offering inlormation was not available. The reasons lor unavailabHIIy and 1I1e sI1Ips taken by the appraiser are explalned IaI1lr In this addendum.
!ZI SALES HISTORY OF SUBJECT PROPERTY
According to CUMBERLAND COUNTY TAX RECORDS. the subject property:
IS] llasj10t transferred o In the past twalve months. 0 in tha past 1I1irty-six mon1l1s. IZlln 1I1e past 5 years.
o Has transferred o in the past twelve months. 0 In the past thirty-six months. o In the past 5 years.
o All prior sales which have DCCUrrad in the past ara IsI1Id below and raconcllad to the appraised value, either In the body of the report or In the addenda.
r~ 18'_ P,lc. D.._III , ".Ie, ...,., I
o
o
o Personal property was nol inckJded in 1IIe final value eslimaIe.
o Personal property was inckKled in 1IIe llnII vo estimata.
o The contm:t Indicated no ftnancinp concllSslona or o1IIllf incentives.
D The contract Indicated 1IIe followlnO concessions or incentives:
o K concessions or incentives exis~ 1IIe comparables were checked lor similar concessions and approprlata adjustments WIlf8 made, R applicable, so
1IIat 1IIe final value conclusion Is In compliance with 1IIe Market YO defined hllf8ln.
Estimated contributory value Is $
CBJ ThesubjlCtpropellyisculTlllllvnolUlld8rconlracl. .... ..... ........ ",'\'i'{f'i;;~;'
o The contract and/or escrow instructions WIlf8 nolavallible for nlVillw. The unavallablrlly of the contract is explained Iaterlir1lleadde\1dii'seclllillt'. \,./
o The contract and/or aSClOW instructions Wlllll revl8wed. The following summarizes 1IIe contract
I ClSIltrHt Dld. ....IIIIMld D.t. CoalnlCt Prlc.
The contm:t indicated that peI10IIaI property was noIlncluded in 1IIe saIa.
The contract indicated 1IIat personal property was Includlld. ft consisted 01
Ie".r
~ MARKET OVERVIEW
IncludllIl txpllnatIon 01 cumtIlt mlrllel condlUonl Ind trendL
4 months Is considered a lNSOIlable marllating period for 1IIe subject property based on CURRENT ACTIVE MARKET
CONDITIONS AND COMPARABLE SALES.
~ ADDITIONAL CERTIfiCATION
The Appraiser certifies and agrees that
(1) The analyses, opinions and conclusions were developed, and 1II1s report was prepared, In conformity with the UnKorm Standards of Professional
Appraisal PllIctlce rUSPAP'), except 1IIat the Depar1ure Provision 0I1IIe USPAP does not apply.
(2) Their compensation Is not contingent upon 1IIe reporting 01 predetarmlned value or direction In value that fevars the cause 01 the client, the smount
of the value estimate, 1IIe attainment of a stipulated result, or 1IIe occulT8nce of a subsequent event
(3) This appraisal assignment was not based on a requested minimum valuation, a specific valuation, or the approval of a loan.
~ ADDITIONAL (ENVIRONMENTAL) LIMITING CONDITIONS
The value estimated is based on 1IIe assumption 1IIat 1IIe property Is not negstlvely affected by the exIstance of hazardous sub&llllces or detrimental
environmental conditions unless olhllfWise stated In this report. The appraiser is not an expert in the identification of hazardous sub&llllces or detrimental
envirnnmental conditions. The appraiser's routil1e Inspection of and inquiries about 1IIe subject property did not develop any information 1IIat Indicated
any apparent slgnnlcant hazardous substances or detrimental environmental conditions which would affect the property negatively unless o1IIllfWise stated
In this report. ft Is possible 1IIat tests and Inspections mede by a qualified hazardous sub&llllce and anvlronmental expert would raveal1lle exlstance of
hazardous substances or detrimental environmental conditions on or around 1IIe property that would nega1lveiy affect Its value.
D ADDITIONAL COMMENTS
[8) APPRAISER'S SIGNATURE" LICENSE/CERTifiCATION
Appraiser's Signature .e~H 14. 2007 Date Prepared APRIL 26.2007
Appraiser's Name (print) MICHAEL R. ENT Phone # (717l730-3010
Slate PA 0 Ucense ~ Certiflcation # RLOO1676L Tax 10 #
D CO-SIGNING APPRAISER'S CERTifiCATION
D The co-signing appmlser has oersonallv Insoectad the subject property, both Inside and ~ end has made an wOOr inspection of all comparable sales
listed in the report. The report was prepared by 1IIe appraiser under direct supervision of the co-signing appraiser. The co-signing appraiser accepts
responslbi~ty for 1IIe contants of 1IIe report Including the value conclusions and the limiting conditions, and confirms that 1IIe certifications app/y
tully to the co-signing appraiser.
o The co-signing appraiser has not per.lOllallY Inspected the InmOOr of the subjeGt property and:
[] bii.nilU~ the eXlllrior of the sullject property and al comparable sales Rsted In the mport
o bllUnspe~ tile exterior of tile subject property and all compalllble sales listed In the report
II The ",nnr! w.~ nrAoarlld bv tile aOOlllisllf under direct suoervislon of 1IIe co-slonlna aporalser. The co-slanina appraiser accepts flSptinsibllilv for the
29.0'
BED BED
ROOM ROOM
BATH BATH Bt:D
b ROOM b
an an
..,. ..,.
KITCHEN LIVING
CAR
b DINING ROOM
oi
N CARPORT AREA
29.0'
COVERED b
PORCH cD
11.0' 17.0'
FIRST FLOOR
!Ibtdlby"l'PN"
Comments:
Code
Gt.Al
PIP
GM
....ARE;A,'bALCB~T::Ill)(\jS;'i'SiJMM~R:Y:"
'bltK,,~Bc;,," NetS~
Pint Ploor 1305.0
Covered PorcJ:a -13' . 0
Gange -3U.0
."-, --",,':./l:Y'
NelTolala'.
1305.0
-136.0
-ll9.0
I'ir.t Floor
29.0 "
tS.O
1305.0
("....... .""" ''''''''';':'';''''''''':.;:.
~.~
Location Map
ESTATE OF ELEANOR E. OERGER
s 4718 DELBROOK RD.
i MECHANICSBURG CUMBERLAND
ender ELEANOR E. JOERGER ESTATE
PA
((
}..,
r
J
~
't,3
~
f~'
~
~
1
~i
ti
, '&!I'
Ii .
!I!m,
:,:",t.~::~ ~ ;'
, ~;'Z ~:"i
,;~~,g, = ~
""":...."', a,5~r.~
<"",,,~,. ~ g..,."
i1;,~~,.; ~ ;'
"
"
;\l'lF~:::
t:tj!~Jf .
j,!;j:":;~~\!~
'~":$.
c:i 5.
0,:::-.
N .g'
g 0
..... III
_.
~
'''"ftIW&~,.,~...,-.
i;W<~,
"'~@~\l:u:
.~~J. ~I
~;..ii
(i1
s Q"'
:. 3-.
~ .,~
CD ~
CD 0-
w.. I!I
~
III
.~
"n-
o .. .
\I a
,.....~
g.: "..
::0 It,
a o-i,.,
-t"-Jg;,"
t.:'!::."
~,.tt'",
i.~T'.~
")l"~1!;:
. ~""fi~~~'
:.i>r.. .' ;~li"c'....
~': ~)o~
....~~':n,>(,.
,tiI\lf~~f:
;l~ ].
'!-~. ".,"'-
'''~ '
t:)
...~~
~:~
'i ~
CII ~
i
-;;',i~"i~,l
:=' "~~''I'
i".
. =.
"l:lc('j
0....
t:l:l'''l:t'''''
~ .~
~.f{i. '=S'
\0 ..... "I:\~;
c" 'lie.
;: r:l :to e.+:
~ e.,s..
~. III 3."
~ l:I.:...:!.~,
~..6:i:J
>- ~ ';rI'liiJ'.
- = ........ .-
-.I.. ,
~.. .
.:-.Y", If' 'C.
'l>.) =, ..
till.,,,
\O.ae-. :.~I\ .'!,r~~;.
~ .J
'JtEn'*~~
',..e'
...,f.)..
.
'.I...:f
00
en
w
po;
(]1
"1
'{
u.....-. _
MfiiliiHI' 7i iirlr --
3425 Market Street
Camp Hili, PA 17011
DATE
APRIL 17, 2007
REFERENCE
471817050
471817050
PLEASE MAKE CHECK PAYABLE TO:
RElMAX REAL TV ASSOCS. INC.
C/O MICHAEL ENT
3425 MARKET ST.,
CAMP HILL, PA 17011
TO:
THE ESTATE OF ELEANOR E. JOERGER
4718 DELBROOK RD.
MECHANICSBURG,PA 17050
FED. TAX 10. # 25-1651204
DESCRIPTIOiJ
4718 DELBROOK RD.
DEED BOOK 020; PAGE 1043
MECHANICSBURG,PA 17050-3041
ESTATE OF ELEANOR E. JOERGER
rEES AI.'JU~lT
300.00
FULL URAR APPRAISAL
PAYi.1E'.1S " CU:.1
04-16-07; PAID BY ELlEN JOERGER - CHECK # 1579
300.00
TOTAL DUE S 0.00
THANK YOU.
MIKE ENT
(717) 730-3010
REV-1503 EX+ (6-98*
COMMO~TH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
SCHEDULE B
STOCKS & BONDS
ESTATE OF
ELEANOR E. JOERGER
FILE NUMBER
21 0700360
All property Jolntly-owned with right of survivorship mutt be d11C101ed on Schedule F.
ITEM VALUE AT DATE
NUMBER DESCRIPTION OF DEATH
1. i Met Life CUSIP 59156910 18@ $61.61 1,1
,
,
I
;
i
I
i
!
TOTAL (Also enter on line 2, Recapitulation) I sl
(If more space is needed, insert additional sheets of the same size)
\
~ I
. I
ellon Investor Sel'Vlces I'
.0. Box 3333 '
outh Hackensack, NJ 07606 I"
uly 12, 2007 '
ERL Y HALL LAW OFFICE OF ELIZABETH :
OLDSTEIN PC 355 NORm 21ST STREET SUITE 20 I
AMP HILL PA 17011 I
~=~any j METLIFE, INC.
~CCOuD.t Key , JOERGER-
ELEAEOOOO
-- - .-=:=;
IInvestor ill # 11806635314046 , j
I
Control 200707110004795
Number i
J__
I
I
I
@) rJuon
: ESATE OF ELEANOR E JOERGER
ear Sir or Madam: I
Thank you for conlactingMcllon lnvestor.Servic .s regarding lhe above referenced MetLife,lnc.1
common stock account. i
I
Our records show that the closing price on 03/14/' 007 was $61.61 per share. J
If you have any additional questions or concerns, lease call our Customer Service Center at 1-8 0-649-
3593. '
Sincerely,
Mellon Investor Services
REV-1506 EX+ (6-96) '*
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
SCHEDULE E
CASH, BANK DEPOSITS, & MISC.
PERSONAL PROPERTY
ESTATE OF
ELEANOR E. JOERGER
FILE NUMBER
21 0700360
ITEM VALUE AT DATE
NUMBER DESCRIPTION OF DEATH
11992 FORD CROWN VICTORIA, SEDAN 40 i 2,610.00
2. ITangible Personal PropertY 6
.- WPl_~- -
Home Pre Payment Guardian Plan 11,5
4. ... 11- -
'<J .-.. 10
5. mployee's Insurance Refund 39.48.
6. TRII 1~lllNT Membership Refund 7 .
.
,
I
.
. 'i
I
""""""" ,
.
TOTAL (Also enter on line 5, Recapitulation) $ ~i
Include the proceeds of litigation and the date the proceeds were received by the estate.
All property Jolntly-owned with right of survlvol1hlp must be disclosed on Schedule F.
(If more space is needed, insert additional sheets of the same size)
Kelley Blue Book - Suggested Retail Pricing Report - Ford, Crown Victoria
Page 1 of3
.!'.!!~..';1
l'l
.. "" .....':~~ ",'~'
;J . 'i-","^' v
,: , ~ , \
~ ,,' \<.
t ~."
Search Used Car Listings Lis
Quick Dealer Price Quote
( USED CARS l
~ > Used Cars > 1222 > fQr:d. > Crown Victoria> Sedan 40> Equipment
1-' E ',: E _! " " ,,:, T .', c
1992 Ford Crown Victoria Sedan 40
Trade-In Value
Private Party Value
....~~.~..~-_.._._._.............._..._.............._.._-...-...-.......-.......----.....
Suggested Retail
Value
Photo Gallery
Blue Book Review
Specifications
Compare Vehicles
. Shopping Tools
Free CARFAX Record Check
Auto Loan from 6.6S% APR
Compare Insurance Rates
Payment Calculator
Extended Warranty Quote
BUY A USED CAR
on Blue Book Classlfleds1M
IFord iii
I Crown Victoria II
1.~.~m.~.II.!.~~~_~!~.~.__.JIi
ZIP Code t170SO I
To View Ads, Click
SELL YOUR USED CAR
on Blue Book Classlfleds1M
Reach millions of shoppers on
kbb.com, Cars.com, and other
popular sites.
Find out more, Click
--
BLUE BOOK- SUGGESTED RETAil VALUE ~ WHAT'S THIS,
Condition ...WHAT'S THIS? Value
Excellent
$2,610
Suggested Retail Value Assumes
Excellent Condition... More
More Photos
NEXT STEPS:
Search Local Listings
Get a CARFAX History Report
Vehicle Highlights
Mileage: 43,000
Engine: va 4.6 Liter
Transmission: Automatic
Drivetrain: RWO
Selected Equipment
Standard
Change Equipment
Air Conditioning Power Steering
AM/FM Stereo
http://www.kbb.comlKBBlUsedCarslPricingReport.aspx?ManufacturerId=15& Yearld= 19... 4/16/2007
Kelley Blue Book - Suggested Retail Pricing Report - Ford, Crown Victo.ria
FIND THE RIGHT CAR
Compare Used vs. New
1~_~~~:J.~!~~~_____.__..iI
I Both New and used.
Isedan .
To View Ust, Click
View Another Vehicle
Iselect Year... .
t?~~=:~~.~.~=..:.:.:...
Iselect MOdel....
Or Search by Category
Or Change ZIP Code
Optional
Power Windows
Dual Front Air Bags
Page 2 of3
liB Estin
$ 52 In
ell.
Get a Pro
6.65% A
Your ere
Get a Fn
-a
http://www.kbb.comlKBBlUsedCars/PricingReport.aspx?ManufacturerId= 15& Y earld= 19... 4/16/2007
Blue Book Suggested Retail Value
The Kelley Blue Book Suggested Retail Value Is representative of dealers'
asking prices and Is the starting point for negotiation between a consumer
and a dealer. This Suggested Retail Value assumes that the vehicle has been
fully reconditioned and has a clean title history. This value also takes Into
account the dealers' profit, costs for advertising, sales commissions and
other costs of doing business. The final sale price will likely be less
depending on the vehicle's actual condition, popularity, type of warranty
offered and local market conditions.
Vehicle Condition Ratings
Check Vehicle Title History
Excellent
l)ir"UX1
$2,610
"Excellent" condition means that the vehicle looks new, Is In excellent
mechanical condition and needs no reconditioning. This vehicle has never
had any paint or body work and Is free of rust. The vehicle has a clean title
history and will pass a smog and safety Inspection. The engine
compartment Is clean, with no fluid leaks and Is free of any wear or visible
defects. The vehicle also has complete and verifiable service records. Less
than 5% of all used vehicles fall Into this category.
* Pennsylvania 4{16{2007
Blue Book Retail Value Assumes Excellent Condition
This value assumes the vehicle has received the cosmetic and{or
mechanical reconditioning needed to qualify It as 'Excellent'. This Is not a
transaction value; It Is representative of a dealer's asking price and the
starting point for negotiation.
NEXT STEPS:
Search Local Listings
Get a CARFAX History Report
@ 2007 Kelley Blue Book Co., Inc. All rights reserved. Jan-Apr 2007 Edition. The speCific
information required to determine the value for this particular vehicle was supplied by
the person generatIng this report. VehIcle valuations are opinions and may vary from
vehicle to vehicle. Actual valuations will vary based upon market conditions,
specifications, vehicle condition or other partIcular circumstances pertinent to this
particular vehicle or the transactIon or the parties to the transl1ction. This report Is
Intended for the Indlvldul11 use of the person generating this report only and shall not be
sold or transmItted to another party. Kelley Blue Book assumes no responsIbility for
errors or omissions. (v. 07038)
FROM: THOMAS H. GOLDEN
TO: THE ESTATE OF ELEANOR E. JOERGER
SUBJECT: ESTIMATE OF VALUE FOR HOUSEHOLD ITEMS
THE FOLLOWING IS AN ESTIMATE OF VALUE FOR THE LISTED ITEMS AS OF MARCH 14,
2007. THE WRITER HAS NO PERSONAL INTEREST IN THE ITEMS MENTIONED.
KITCHEN ITEMS:
1. MAPLE TABLE AND CHAIRS...$40.00
2. WHIRLPOOL ELECTRIC STOVE, FOUR BURNERS...$135.00
3. WHIRLPOOL REFRIGERATOR...50.00
DINING ROOM ITEMS:
1. WALNUT TABLE W/LEAVES AND SIX SIDE CHAIRS...$250.00
LIVING ROOM ITEMS:
1. SMALL MAPLE HUTCH...$50.00
2. TALL CURIO CABINET, WITHREE SHELVES...$75.00
BASEMENT ITEMS:
1. WING CHAIR W/BLUE FABRIC...$50.00
2. TWO OLDER SOFAS...NO VALUE
NOTE: ALL ITEMS WERE IN FAIR CONDITION AND HAD SOME WEAR AND TEAR.
TOTAL VALUE OF ALL ITEMS L1STED...$650.00
~
THOMAS H. GOLDEN
AUCTIONEER 2584-L
Malpezzi Funera~ Home
8 Market Plaza Way
Mechanicsburg, PAl 17055
(717)697 -4696
M 3,2007
n Kitz
Delbrook Road
hanicsburg, PA 17055
Funeral Service for Eleanor E. Joerger
d will continue to assist you in every way we can. Please
statement.
sincerely appreciate the confidence you have placed in us
free to contact us if you have lmY questions in regard to thi
FOLLOWING IS AN ITEMIZED StATEMENT OF TIlE SERVICES,
MERCHANDI$E THAT YOU SE~ECTED WHEN MAKING THE F
ROFESSIONAL SERVICES
ices of Funeral Director/Staff. . .
UTOMOTIVE.EQUIPMENT
AClLITIES, AUTOMOTIVE EQUIPMENT.
RAL ARRANGEMENTS.
$3865.00
usine. . . . . . . . .
FUNERAL HOME SERVIClt CHARGES
ECTED MERCHANDISE:
St I Casket . .
B r al Vault . . . . . . .
R 'sterPackage. . . . . . l
THE COST OF OUR SERVICES, EQUIPMENT, AND MERC
THAT yOU HAVE SELECT~D . . . . . . . . . . $9373.00
TIME FUNERAL ARRANGEJENTS wERE MADE. WE ADV CED CERTAIN PAYMENTS TO
RS AS AN A<t:COMMODATION.I TIlE FOLLOWING IS AN ACCO G FOR TIlOSE CHARGES.
H ADVANCES
$315.00
$4180.00
$3965.00
$1150.00
$78.00
ning Grave. . .
etery Equipment.
ified Death Certificates .
spaper Notices. Patriot.
gylMass Offering.
anist. . . . . . .
con Paruso. . . . .
TOTAL CASH ADVANCES AND SPECIAL CHARGES.
CONTRACT PRICE. . . . . . . . . . . .
H TORY
o / 1/2007 Cumbo Co. VA. .
0' / 4/2007 Guardian Plan . .
a / 3/2007 Overpayment Refund .
TOTAL AMOUNT DUE .
$1060.00
$175.00
$60.00
$148.86
$100.00
$100.00
$100.00
$1743.86
$11116.86
$-100.00
$-11517.05
$500.19
$0.00
Check No. 554804
Amt:
'.$107..50
al:1ov~.pol.tc.Y.. pl,ease accept our
o.f.a;11uneaJ::nedp,remiums paid.
ji......
, ....l)....~,.....~
'il(f . 1'- \.X-;I
/
I
R: 999145769 VENDOR NAME: ELEANOR JOERGER
" ' Sf'.'?,\ ' G . . 01 ":'~<.~,'i;QA''T;E.",1~tS''';;\Y:
CCP99643182 06130/07
CHECK NUMBER: 7007912 CHECK DATE: 06/30/07
I:l.QJ*W~':')1~ "!jt~NEf&~YA'BI!e.~
$79.99
e enclosed check represents a refund of membership fees ou paid for one or more Trilegiant membership
rviees during ,the time period ~f July 2001 to the present. Th s reimbursement has been issued to you as a
r ult of a settlement agreementl Trilegiant has entered into wi h the state in which you reside. If you have any
estions you may contact us at: 1-866-957-4088.
$79.99
$79.99
--
~
--
-
-
-
~
iiiiiii
~
iiiiiii
-
-
iiii
!!!!
Trllegiant Corporation
400 Duke Drive
Franklin, TN 37067
l'IIIII..i.III....I.I.II'1I1
ELEANOR JOERGER
4718 DELBROOK RD
MECHANICSBURG PA 17050
REV-1510 EX+ (6-98)
*'
Cc:JMM()NVI.EALTH OF PENNSYLVANIA
INHERITANCE TAX RE11JRN
RESIDENT DeceDeNT
SCHEDULE G
INTER-VIVOS TRANSFERS &
MISC. NON-PROBATE PROPERTY
ESTATE OF
ELEANOR E. JOERGER
ALE NUMBER
21 0700360
This schedUe nut be completed and filed if the answer to artf of questions 1 through 4 on the reverse side of the REV.1500 COVER SHEET is yes.
DESCRIPTION OF PROPERlY
ITEM INCLUDE THE NAME OF THE TRANSFEREE. THEIR RElATIONSHIP TO DECEDENT AND DATE OF DEATH % OF DECD'S EXCLUSION
NUWlEF THE DATE OF TRANSFER. ATTACH A COPY OF THE DeeD FOR REAL ESTATE. VALUE OF ASSET INTEREST IIF APPLICAlILEl
1. IMEMBERS 1ST FEDERAL CREDIT UNION CHECKING 206156-11 '^.^91Immm1~~1 1,146.69\
2J E:==~:=:~~I~~~~~-=~ ~I~~ ~
] !:~~~,1~~F:~~::~~:7... .... W61Se:iis-- ~I tj~] Ii 1,828.31
.m"4~ I :RS 1 ST FEDERAL CREDIT UNION I Accr~;d~ere;@'DOD [---1001 - 0';
. . ... _u 1_____ Kitz ULIUM/UI i' i
.,."':,::::: b___'__'..J ','m'O ---,
1\
r
:.::.;~=
...__ r
tm r
,-..-.. i
,___ I
mm r
Dr
I
,
:_:.] ,.......................................m............
I.:::::~J I
L.__ II
;..~.:;;.- i
........ I
m_~] i
'I \
L:J I
I
I
!
!
L.
I,
1 :
II
[
i
i
\
\
"mmm. ..
~Ll
[~
II:
I :
J
i
!
r
I
L......................,
CJ\
TOTAL (Also enter on line 7 Recapitulation) $ I
(If more space is needed, insert additional sheets of the same size)
i
!
I
TAXABLE
VALUE
0.00
0;;
- ..
65.80
",. ~~
71,
REGULAR SAVINGS ACCOUNT:
Account Number/ Suffix
Date Account Established
Principal Balance at Date of Death
Accrued Interest to Date of Death
Total Principal and Accrued Interest
Name of Joint Owner
Date Joint Ownership Established
CHECKING ACCOUNT:
Account Number/Suffix
Date Account Established
Principal Balance at Date of Death
Accrued Interest to Date of Death
Total Principal and Accrued Interest
Name of Joint Owner
Date Joint Ownership Established
MONEY MANAGEMENT ACCOUNT:
Account NumberlSuffix
Date Account Established
Principal Balance at Date of Death
Accrued Interest to Date of Death
Total Principal and Accrued Interest
Name of Joint Owner
Date Joint Ownership Established
Estate of: ELEANOR E. JOERGER
Date of Death: March 14.2007
Social Security Number: 095-18-2818
e
MEMBERS 1st
FEDERAL CREDIT UNION
206156 -00
06/15/2001
$25.00
$.00
$25.00
Ellen Joerger-Kitz
02109/2007
206156 -11
08/20/2001
$1,146.69
$.00
$1,146.69
Ellen Joerger-Kitz
02/09/2007
206156 -05
06/15/2001
~:~~O~
$73,374.30
Ellen Joerger-Kitz
02/09/2007
5000 Louise Drive. P.o. Box 40 . Mechanicsburg, Pennsylvania 17055 · (717) 697-1161 . www.members1st.org
REV.1511 EX+ (12-99>*
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RE11JRN
RESIDENT DECEDENT
SCHEDULE H
FUNERAL EXPENSES &
ADMINISTRATIVE COSTS
ESTATE OF
ELEANOR E. JOERGER
FILE NUMBER
21 0700360
TOTAL (Also enter on line 9. Recapitulation)
(If more space is needed, Insert addi1ional sheets of the same size)
Debts of decedent must be reported on Schedule L
ITEM
NUMBER
A.
DESCRIPTION
1.
Catholic Cemeteries
B. ADMINISTRATIVE COSTS:
1. Personal Representative's Corrmissions
Name of Personal Representative(s)
SodaI SeoJrity Nunter of Personal Represanlative(s)
Year(s) CommIssion Paid:
2. Attorney Fees
3. Family Exemption: (If decedent's address is not the same as daimanfs, attach explanation)
Oaimmt [~II~~ki~mm .:
,~_"._.'_~_VA~__~"_~'~V_~W'~""'-~=""'V'__""""""'^w._......'-"""~''''-^'--~V-,~"'~....,"--~
StreetAddress \4718 Delbrook Road !
atyl~tlc;~~lli~~~r~mm. ...J ;:Tf~l~; l,~!~~r~=]
Relationship of Oaimant to Decedent
4. Probate Fees
5. Acoountanfs Fees
6. Tax Retum Preparer's Fees
F~~~r~~j:~~.:~~~~~:t~..~~t~j~..~~.~~.~~:?f.'!~~~'~!"~g~i~!~~.'.:'..""""""" ....... .""'" ............,........,....'.....
iExpenses Relating to Decedent's Residence: See Attached
L................_...............................................................................-.-.....................-..................-.....,..............-......................."........,.................... .....................,....... ....... .......
7.
LiJ
: .~J
costs
on credit card because of lack of
AMOUNT
SHEDULE H ATTACHMENT
INTEREST ON CREADIT CARD DUE TO LACK OF LIOUIDITY:
Credit card interest
03/07
04/07
05/07
06/07
$65.64
$70.29
$68.67
$69.50
$274.10
NOTE TO ESTATE DUE TO LACK OF LIOUIDITY
Interest on Note to Ellen @4.79%
$425.68
EXPENSES RELATING TO DECEDENT'S RESIDENCE
Real Estate Taxes
$1,500.90
lIonaeovvnersInsurance
$755.00
lIonae Maintenance
$1066.30
Utilities
PP&L
Verizon phone
UOI
Mid Atlan OIL
lIarnpton Tovvnship Sewer
P A American water
Plwnbing
Arlo Energy
$234.22
$94.18
$95.98
$536.00
$257.06
$118.08
$118.30
$134.00
---------------------------------------------------------------------------
$1,587.82
SA~ES CQNTRACT
IDATE ~~ ~~'~"7 , 12 0959
CEMETERyR~;~ 1v'... ~ , lc;:) CEMETERY# \
A/N X 'R/Ni, . j . AIR
~~~rfl)~~~'- \\ '-\-;,
51 IE \/A !z'PJb~~J\~~~
Ii: ----
1 Pr'lce :! I. : I. . $. \..~a
. a:,'~a'~"',"I"" \~O. -'
2. Down Payme"t. . . , .1, . . ,
! i I
! . i.' I
3. Unpaid Bal:anr(1-2) .!. . . ,
4 F. Ch.' I
. mance ar&e,. ~ ' ':' , , .
I '
5, Deferred payrpent (3+4) . .
i I :
6. Total Price (1 +4) , , . , I ' , ,
I
7. Approx, Monthly Payment ~ \ I
8. Number of p+ments . . . .
9. First Monthly!Payment Due
i
Office of Catholic Cemeteries
-
Diocese of ltaf'r'15buf'!;
PO Box 3651
Harrisburg, Pennsylvania 17105
Phone (717) 657-4804
.
\'("'1 '" d,..,~.... ~ <...." \. ~ u ~
Interment Spaces. . . . . . . @
.......@
ronze Memorials. . . . . . . @
Size
ranite Founoation. . . . . . @
ITV
urial Vaults. . . . . . . . . . . @
rypt Spaces . . . . . . . . . '. @
y
~
$'/
$ r
:-+
$
$
$
iche Spaces . . . . . . . . . . ~
ther -::+F'\ O~ '3 $ V:~D-
ection S L~t\S-"trave(s) ~
uilding (~ " ~~crYPtor Nthe
~~r-J ~
~Iection must be made within 30 ~a;S:~';'nfetery will make choice.
he
egu
OTICE: See other side for additional information.
10. Annual Perc~rtage Rate
~
-0-
QPl.~
\. \:-l
:es.
1 hereof:
lemorial must be .
I .' y rules and
, Seller's office.
ler agrees and
'ntioned number of
;
!
'(Co-purchaSer's Signature)
\ 1 '
.
REV.1512 EX+ (12-00) ..
COMMONWEALTH OF PENNSYLVANIA
INHERITAt<CE TAX RETURN
RESIDENT DECEDENT
SCHEDULE I
DEBTS OF DECEDENT,
MORTGAGE LIABILITIES, & LIENS
ESTATE OF
ELEANOR E. JOERGER
ALE NUMBER
21 0700360
Report debts Incurred by the dec:edent prior to death which remained unpaid II of the date of death, Including unrelmbul'led medical expenses.
ITEM VALUE AT DATE
NUMBER DESCRIPTION OF DEATH
1. iChase Credit Card ACC# 4366163035188370 J 5,310.67
~. ! - '^A^ I 1.1~~~
,
3. ~ -
85.10
I
i
,
I
;
,
I ,
I
1
,
TOTAL (AI.. _ <II fine 10, """,,"'''''J I ~
(If roore space Is needed, insert additional sheetS of the same size)
.
REV.1513 EX+ (9-00)
..
COMMON'M:ALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
SCHEDULE J
BENEFICIARIES
ESTATE OF
ELEANOR E. JOERGER
ALE NUMBER
21 0700360
RELATIONSHIP TO DECEDENT AMOUNT OR SHARE
Do Not Ust Trustee(s) OF ESTATE
NUMBER NAWC AND ADDRESS OF PERSON(S) RECEIVING PROPERTY
I TAXABLE DISTRIBUTIONS Unclude outright spousal distributions, and transfers under
1m m m . .~~11~(l!)J1,?)L .... ... ......m ...mm ..... ... ......... ......m. .... ....m..
iELLEN JOERGER KITZ ;
L................ .."... .. ,.... .,..m ........ ......
i Daughter
~-._~-_.-~"'"'~_._'"'"
R. JOERGER
ENTER DOLLAR AMOUNTS FOR DISTRIBUTIONS SHOWN ABOVE ON LINES 15 THROUGH 18, AS APPROPRIATE, ON REV-1500 COVER SHEET
D NON-TAXABLE DISTRIBUTIONS:
A. SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR VVHICH AN ELECTION TO TAX IS NOT BEING MADE
B. CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS
TOTAL OF PART 11_ ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEET
(If roore space Is needed, insert additional sheets of the same size)
00
LAST WILL AND TESTAMENT OF ELEANOR E. JOERGER
I, ELEANOR E. JOERGER, of Mechanicsburg, Cumberland
County, Pennsylvania, being of sound and disposing mind, memory
and understanding hereby make, publish and declare this as and
my LAST WILL AND TESTAMENT, hereby revoking all other wills and
codicils, heretofore made by me.
FIRST
--....---..
I direct the payment of my debts and expenses of my
last illness and funeral from my estate as soon after my death
as conveniently may be done.
SECOND
I give, bequeath and devise all of my estate, real,
personal and mixed to my beloved husband, Raymond f~ Joerger, to
have, to hold and to dispose of as he shall determine in, his sole
discretion, providing he is living on the thirtieth (30th) day
after the date of my death.
THIRD
In the event that my beloved husband, shall predecease
me, or does not survive me by said period of thirty (30) days, I
then give, bequeath and devise all of my estate, real, personal
and mixed to Thomas R. Joerger and Ellen Ann Joerger, to share
and sb,are alike.
FOURTH
In the event that my beloved husband, shall predecease
me, I appoint Ellen Ann <Joerger, ,r;uardian ('If any property,
including but not limited to all proceeds of insurance on my life,
which pnsses to a minor to which I am authorized to appoint a
guardian and have not otherwise specifically done so. I authoriz
the guardian to use such amounts of both income and principal as
she, in her sole discretion, deems proper for the support,
education and welfare of such minor without leave of any Court.
""
FIFTH
I direct that no executor or other fiduciary named,
nominated or appointed in this, my LAST WILL AND TESTAMENT, shall
be required to post any bond or give any security of any type for
any purpose whatsoever, any law or rule of court of the Common-
wealth of Pennsylvania or any other jurisdiction to the contrary
notwithstanding.
SIXTH
Finally, I nominate, constitute and appoint my beloved
husband, Raymond F. Joerger, Executor of this, my LAST ~VILL AND
TESTAl'J1ENT, but should my husband, predecease me or for any reason
fail to qualify as such Executor or having qualified, fail to
serve as such Executor, then I nominate, constitute and a~point
Ellen Ann Joerger, Executrix of this, my LAST WP,L AND TESTAMENT..
TN WITNESS VrnEREOF, I ho.ve her ynto set my hand and
se al to this, my L.A,ST WILL AND TEST AMENT, ~onsisting of two (2)
pages typeV'!ritten, the first one (1) of which bears T'1y signature
in the
margin for the purpose of identification,
/Ctt.r'-v~ . 1976.
'-/~,,: I~ V'~, oA .
,- A~..... ..;l(.l
t,his
day 0 f
,'~/ (SE.AL }
Signed, Sealed, Published and declared by the above
named Testatrix, ELEANOR E. JOERGER, as and for her LAST WILL AND
TESTAMENT, in the sight and presence of us, "'Tho at her request,
in her sight and presence and in the sight and presence of each
other, have hereunto subscribed our
~. l
t' "
' ( /"' ) I
'/ ' . / ,/ ,
,''!t.:''\,/ ",' ,.4~~AI
Name c1 ;1 7
names as witnesses.
~7"'i."/; /')
-:~!j'-Al
./ /-; ;'
/1 /')~)1.Jl~4_.
/ I
_.._1!{LPl!b1f l.)/~/( _;j~-p "
Address fJ [till IlN.;,,'1Sh"/" l}l,,{ P/lf
,/',
--6 -1 I ,{'-'I I
: ;> I I / ,(.,.(
~ 7 / ,~?J([,.( .,<, v
/)-''/ ',' ,./
__..... L...-<....,.">;-_..}-"....?
/:(;.. '-.f
Address
..... lVC.UUf JUtlU:14AHNAHI PA
"1~'-"""'/l1;I
Thi. i. to ccrtUY rl1ar the infonnatioo hen: given is comedy copied trom an originnl cc!tiftc..e of death duly filed with me as
Local Regi.rrar. The original certifiCate will be forwarded to rbe State Vila! Reconlo Office for _enr filing.
WARNING: h 10 Ulegal 10 duplicate IIIio -V bV Photootat or Photograph.
FAX NO. 7172384390
P. 02
Fee for this cCniticale,' $6.00
No.
,1
II de, ~'J .l:~
Local Rc:!.ristntT
P 13378548
)f~ "'e r,. l >; ~ 0 'f
Date
--
H'DIoW1I1lVll_
""""_111
l'Il'IlIulhr
IlACIC _
COIIIMOHW~Ttt Of' I'EllNGYLl/AHIA. ~ CII' Hl!Al.Tlj. mAL ItECORDS
CEIfnFlCATE OF DEATH .
rtNlII........... .... .....pIM OIl --I
a ~...... """"
. "
''''HI nLnw-........
'~OIllo.IIK_LIoIo.....
-UIIIIoo":;::
_It'
c.,. GMt
,
;
~
PA 17050
". PA
L
:::::.=="":;... Q.-f< Fi./J....
..... (Or II "'...........1It.
t. Ul...idr.....
.. -"i'o.~._...:. .
"ii;1I",._ Ill:
.. =- ...~ ..........t.oJt..... ()L~
-..........., · ...........",... 1~1"""',,1loofI ... /IIla"..........~
-- :::::::"'- - D_
O.. 0Il1o 0'"", 0............... IoIf.ll'"",....,
Q...... D~_..__
~1If_.I~
~.:.=a~~
~..:lri\"'t"
.--
I 0-..........
I
:
1 $1:10
~ i ,2 i.,-r..
: ..lIJ '''~
~ i - ,,, .:.
>>110 -- ""'-ar...o.r
-_c-,
0-
...................-.............. ......~'-"".._,
...........~"'"-.-_II..... D '" u-.o,
lolD_
JJ. iJ' orb' ",,_
]'- r -- - 3___"",_
o ~....._
o ..._~,........_~....
.-
0-_101111_.........,....
--
o ......,-_IIla""'.
.. .....~.....,_."""......,_
............./IIIloOM
o
.,
..
Q
l;
,.
..
.
o Yao -B.:/la
"" _11.....,........,_-