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Leon P. Haller, Esquire Purcell, Krug & Haller 1719 North Front Street Harrisburg, PA 17102 717.234.4178 mtg@pkh.com U.S. BANK NATIONAL ASSOCIATION TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW VS. ERIN GARRISON CRAMER AND KEVIN L. CRAMER Defendants ACTION OF MORTGAGE FORECLOSURE 0A1 2 L THIS FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTINGTO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after the Complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claim in the Complaint of for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 717-249-3166 AVISO LE HAN DEMANDADO A USTED EN LA CORTE. SI DESEA DEFENDERSE CONTRA LAS QUEJAS PERESENTADAS, ES ABSOLUTAMENTE NECESSARIO QUE USTED RESPONDA DENTRO DE 20 DIAS DESPUES DE SER SERVIDO CON ESTA DEMANDA Y AVISO. PARA DEFENDERSE ES NECESSARIO QUE USTED, O SU ABOGADO, REGISTRE CON LA CORTE EN FORMA ESCRITA, EL PUNTO DE VISTA DE USTED Y CUALQUIER OBJECCION CONTRA LAS QUEJAS EN ESTA DEMANDA. RECUERDE: SI USTED NO REPONDE A ESTA DEMANDA, SE PUEDE PROSEGUIR CON EL PROCESO SIN SU PARTICIPACION. ENTONCES, LA COUTE PUEDE, SIN NOTIFICARIO, DECIDIR A FAVOR DEL DEMANDANTE Y REQUERIRA QUE USTED CUMPLA CON TODAS LAS PROVISIONES DE ESTA DEMANDA. POR RAZON DE ESA DECISION, ES POSSIBLE QUE USTED PUEDA PERDER DINERO, PROPIEDAD U OTROS DERECHOS IMPORTANTES. LLEVE ESTA DEMANDA A UN ABOGADO IMMEDIATEAMENTE. SI NO CONOCE A UN ABOGADO, LLAME AL "LAWYER REFERENCE SERVICE" (SERVICIO DE REFERENCIA DE ABOGADOS), (215) 238-6300. CUMBERLAND COUNTY LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 717-249-3166 U.S. BANK NATIONAL ASSOCIATION TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY, Plaintiff VS. ERIN GARRISON CRAMER AND KEVIN L. CRAMER, Defendants IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION LAW ACTION OF MORTGAGE FORECLOSURE THE FOLLOWING NOTICE IS BEING PROVIDED PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, 15 U.S.C. 1601 The undersigned attorney is attempting to collect a debt owed to the Plaintiff, and any information obtained will be used for that purpose. The amount of the debt is stated in this Complaint. Plaintiff is the creditor to whom the debt is owed. Unless the Debtor, within thirty (30) days after your receipt of this notice disputes the validity of the aforesaid debt or any portion thereof owing to the Plaintiff, the undersigned attorney will assume that said debt is valid. If the Debtor notifies the undersigned attorney in writing with the said thirty (30) day period that the aforesaid debt, or any portion thereof , is disputed, the undersigned attorney shall obtain written verification of the said debt from the Plaintiff and mail same to Debtor. Upon written request by Debtor to the undersigned attorney within said thirty (30) day period, the undersigned attorney will provide debtor with the name and address of the original creditor if different from the current creditor. PURCELL, KRUG & HALLER 1719 North Front Street Harrisburg, PA 17102 (717) 234-4178 Attorney I.D.# 15700 Attorney for Plaintiff U.S. BANK NATIONAL ASSOCIATION TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY, Plaintiff vs. ERIN GARRISON CRAMER AND KEVIN L. CRAMER, Defendants IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA e 7- ? P 3 7 CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE COMPLAINT IN MORTGAGE FORECLOSURE 1. Plaintiff, U.S. BANK NATIONAL ASSOCIATION TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY, AS TRUSTEE FOR PENNSYLVANIA HOUSING FINANCE AGENCY, pursuant to a Trust Indenture dated as of April 1, 1982 ("Trust"), is a National Association with a servicing agent of Pennsylvania Housing Finance Agency, with an address of 211 North Front Street, Harrisburg, Pennsylvania 17101. 2. Defendants, ERIN GARRISON CRAMER and KEVIN L. CRAMER, are adult individuals whose last known address is 2751 SPRING ROAD CARLISLE, PA 17013. 3. On or about, December 23, 2005, the said Defendants executed and delivered a Mortgage Note in the sum of $125,860.00 payable to PHILADLEPHIA FINANCIAL MORTGAGE, A DIVISION OF LEESPORT BANK, which Note is attached hereto and marked Exhibit "A". 4. Contemporaneously with and at the time of the execution of the aforesaid Mortgage Note, in order to secure payment of the same, Defendants made, executed, and delivered to original Mortgagee, a certain real estate Mortgage which is recorded in the Recorder of Deeds Office of the within County and Commonwealth in Mortgage Book 1936, Page 522 conveying to original Mortgagee the subject premises. The Mortgage was subsequently assigned to PENNSYLVANIA HOUSING FINANCE AGENCY and was recorded in the aforesaid County in Mortgage Book 723, Page 3796. The Mortgage was further assigned to U.S. BANK, NATIONAL ASSOCIATION, TRUSTEE FOR PENNSYLVANIA HOUSING FINANCE AGENCY and will be sent for recording. The said Mortgage and Assignments are incorporated herein by reference. 5. The land subject to the Mortgage is: 2751 SPRING ROAD CARLISLE, PA 17013 and is more particularly described in Exhibit "B" attached hereto. 6. The said Defendants are the real owners of the property. 7. The Mortgage is in default due to the fact that Mortgagors have failed to pay the installment due on July 01, 2007 and all subsequent installments thereon, and the following amounts are due on the Mortgage: UNPAID PRINCIPAL BALANCE Interest at $16.24 per day From 06/01/2007 To 12/01/2007 (based on contract rate of 4.7500%) Accumulated Late Charges Late Charges $26.26 From 07/01/2007 to 12/01/2007 Escrow Deficit Attorney's Fee at 5% of Principal Balance TOTAL $123,081.02 $2,971.92 $157.08 $131.30 $633.67 $6,154.05 $133,129.04 "Together with interest at the per diem rate noted above after December 01, 2007 and other charges and costs to date of Sheriff's Sale. The attorney's fees set forth above are in conformity with the Mortgage documents and Pennsylvania law, and will be collected in the event of a third party purchaser at Sheriff's Sale. If the Mortgage is reinstated prior to the sale, reasonable attorney's fees will be charged that are actually incurred by Plaintiff. 8. No judgment has been entered upon said Mortgage in any jurisdiction. 9. Notice of Intention to foreclose and accelerate the loan balance pursuant to Pennsylvania Act No. 6 of 1974 is not required in that the original principal balance exceeds $50,000.00. 10. Defendants are not members of the Armed Forces of the United States of America, nor engaged in any way which would bring them within the Soldiers and Sailors Relief Act of 1940, as amended. 11. The within Mortgage is insured by the Federal Housing Administration under Title II of the National Housing Act and, as such, is not subject to the provisions of Pennsylvania Act No. 91 of 1983. 12. Prior to the commencement of this foreclosure action, Plaintiff sent to Defendants written notice dated September 10, 2007, notifying them of the fact of default, amount needed to cure the delinquency and that if the account was not timely reinstated, a foreclosure action would be filed. A copy of the September 10, 2007 notice is attached hereto and marked Exhibit "C". WHEREFORE, Plaintiff demands judgment in mortgage foreclosure "IN REM" for the aforementioned total amount due together with interest at the rate of 4.7500% ($16.24 per diem), together with other charges and costs including escrow advances incidental thereto to the dat of Sheriff's Sale and for foreclosure and sale of the property within described. By: PURCELL, KRUG & HALLER Leon P. Haller, Esquire Attorney for Plaintiff I.D. # 15700 1719 N. Front Street Harrisburg, PA 17102 (717-234-4178) NOTE Loan Number: 12305049 DECEMBER 23, 2005 BLUE BELL PENNSYLVANIA [Date] [City] [State] 2751 SPRING ROAD, CARLISLE, PENNSYLVANIA 17013 [Property Address] 1. BORROWER'S PROMISE TO PAY In return for a loan that I have received, I promise to pay U. S. $ 12 5 , 8 6 0 . 0 0 (this amount is called "Principal"), plus interest, to the order of the Lender. The Lender is PH=ELPHIA FINANCIAL VIDRIGAGE A DIVISICN OF I PORT BANK, A PMEM ANIA EMU= CJRPORATICN I will make all payments under this Note in the form of cash, check or money order. I understand that the Lender may transfer this Note. The Lender or anyone who takes this Note by transfer and who is entitled to receive payments under this Note is called the "Note Holder." 2. INTEREST Interest will be charged on unpaid principal until the full amount of Principal has been paid. I will pay interest at a yearly rate of 4.750 %. The interest rate required by this Section 2 is the rate I will pay both before and after any default described in Section 6(B) of this Note. 3. PAYMENTS (A) Time and Place of Payments I will pay principal and interest by making a payment every month. I will make my monthly payment on the 1 s t day of each month beginning on FEBRUARY 1 , 2006 . I will make these payments every month until I have paid all of the principal and interest and any other charges described below that I may owe under this Note. Each monthly payment will be applied as of its scheduled due date and will be applied to interest before Principal. If, on JANUARY 1, 2 0 3 6 , I still owe amounts under this Note, I will pay those amounts in full on that date, which is called the "Maturity Date." I will make my monthly payments at 1767 SENTRY PARKWAY WEST, SUITE 220, BLUE BELL, PENNSYLVANIA 19422 or at a different place if required by the Note Holder. (B) Amount of Monthly Payments My monthly payment will be in the amount of U. S. $ 656 . 55 4. BORROWER'S RIGHT TO PREPAY I have the right to make payments of Principal at any time before they are due. A payment of Principal only is known as a "Prepayment. " When I make a Prepayment, I will tell the Note Holder in writing that I am doing so. I may not designate a payment as a Prepayment if I have not made all the monthly payments due under the Note. ' I may make a full Prepayment or partial Prepayments without paying a Prepayment charge. The Note Holder will use my Prepayments to reduce the amount of Principal that I owe under this Note. However, the Note Holder may apply my Prepayment to the accrued and unpaid interest on the Prepayment amount, before applying my Prepayment to reduce the Principal amount of the Note. If I make a partial Prepayment, there will be no changes in the due date or in the amount of my monthly payment unless the Note Holder agrees in writing to those changes. 5. LOAN CHARGES If a law, which applies to this loan and which sets maximum loan charges, is finally interpreted so that the interest or other loan charges collected or to be collected in connection with this loan exceed the permitted limits, then: (a) any such loan charge shall be reduced by the amount necessary to reduce the charge to the permitted limit; MULTISTATE FIXED RATE NOTE--Single Family Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3200 1 /01 Page 1 of 3 DocA1ag0c 800.649-1362 www.docmagic.com Js32001.twt. Ltem ?I ?' anti (b) any sums already collected from me which exceededpermitted limits will be refunded to me. The Note Holder may choose to make this refund by reducing the Principal I owe under this Note or by making a direct payment to me. If a refund reduces Principal, the reduction will be treated as a partial Prepayment. 6. BORROWER'S FAILURE TO PAY AS REQUIRED (A) Late Charge for Overdue Payments If the Note Holder has not received the full amount of any monthly payment by the end of 15 calendar days after the date it is due, I will pay a late charge to the Note Holder. The amount of the charge will be 5 . 0 0 0 % of my overdue payment of principal and interest. I will pay this late charge promptly but only once on each late payment. (B) Default If I do not pay the full amount of each monthly payment on the date it is due, I will be in default. (C) Notice of Default If I am in default, the Note Holder may send me a written notice telling me that if I do not pay the overdue amount by a certain date, the Note Holder may require me to pay immediately the full amount of Principal which has not been paid and all the interest that I owe on that amount. That date must be at least 30 days after the date on which the notice is mailed to me or delivered by other means. (D) No Waiver By Note Holder Even if, at a time when I am in default, the Note Holder does not require me to pay immediately in full as described above, the Note Holder will still have the right to do so if I am in default at a later time. (E) Payment of Note Holder's Costs and Expenses If the Note Holder has required me to pay immediately in full as described above, the Note Holder will have the right to be paid back by me for all of its costs and expenses in enforcing this Note to the extent not prohibited by applicable law. Those expenses include, for example, reasonable attorneys' fees. 7. GIVING OF NOTICES Unless applicable law requires a different method, any notice that must be given to me under this Note will be given by delivering it or by mailing it by first class mail to me at the Property Address above or at a different address if I give the Note Holder a notice of my different address. Any notice that must be given to the Note Holder under this Note will be given by delivering it or by mailing it by first class mail to the Note Holder at the address stated in Section 3(A) above or at a different address if I am given a notice of that different address. 8. OBLIGATIONS OF PERSONS UNDER THIS NOTE If more than one person signs this Note, each person is fully and personally obligated to keep all of the promises made in this Note, including the promise to pay the full amount owed. Any person who is a guarantor, surety or endorser of this Note is also obligated to do these things. Any person who takes over these obligations, including the obligations of a guarantor, surety or endorser of this Note, is also obligated to keep all of the promises made in this Note. The Note Holder may enforce its rights under this Note against each person individually or against all of us together. This means that any one of us may be required to pay all of the amounts owed under this Note. 9. WAIVERS I and any other person who has obligations under this Note waive the rights of Presentment and Notice of Dishonor. "Presentment" means the right to require the Note Holder to demand payment of amounts due. "Notice of Dishonor" means the right to require the Note Holder to give notice to other persons that amounts due have not been paid. 10. UNIFORM SECURED NOTE This Note is a uniform instrument with limited variations in some jurisdictions. In addition to the protections given to the Note Holder under this Note, a Mortgage, Deed of Trust, or Security Deed (the "Security instrument"), dated the same date as this Note, protects the Note Holder from possible losses which might result if I do not keep MULTISTATE FIXED RATE NOTE--Single Family DocMayk: 800-649-1362 Fannie Mae/Freddie Mac UNIFORM INSTRUMENT www.docmagic.com Form 3200 1 /01 Page 2 of 3 )s32=.wa.2.tem the promises which I make in this Note. That Security Instrument describes how and under what conditions I may be required to make immediate payment in full of all amounts I owe under this Note. Some of those conditions are described as follows: If all or any part of the Property or any Interest in the Property is sold or transferred (or if Borrower is not a natural person and a beneficial interest in Borrower is sold or transferred) without Lender's prior written consent, Lender may require immediate payment in full of all sums secured by this Security Instrument. However, this option shall not be exercised by Lender if such exercise is prohibited by Applicable Law. If Lender exercises this option, Lender shall give Borrower notice of acceleration. The notice shall provide a period of not less than 30 days from the date the notice is given in accordance with Section 15 within which Borrower must pay all sums secured by this Security Instrument. If Borrower fails to pay these sums prior to the expiration of this period, Lender may invoke any remedies permitted by this Security Instrument without further notice or demand on Borrower. WITNESS THE HAND(S) AND SEAL(S) OF THE UNDERSIGNED. (Seal) KEVIN L CRAMER -Borrower - (Seal) -Borrower _ (Seal) -Borrower (Seal) -Borrower _ (Seal) -Borrower [Sign Original Only] MULTISTATE FIXED RATE NOTE-Single Family DOCA40UIIC 800.649-1362 Fannie Mae/Freddie Mac UNIFORM INSTRUMENT www.docmagic.com Form 3200 1 /01 Page 3 of 3 (Seal) ERIN GARRISON CRAMER -Borrower lW3.mt.3.um ALLONGE LOAN #: 12 3 0 5 0 4 9 Borrower(s): KEVIN L CRAMER, ERIN GARRISON CRAMER Property Address: 2751 SPRING ROAD, CARLISLE, PENNSYLVANIA 17013 Principal Balance: $125,860.00 Loan Date: DECEMBER 23, 2005 PAY TO THE ORDER OF PENNSYLVANIA HOUSING FINANCE AGENCY Without Recourse Company Name: PHI ELPHIA FINAL MORTGAGE A DIVISION OF LEESPORT BANK By: JONA-PT4AN r- (Name) ALL that certain tract of land situate in North Middleton Township, Cumberland County, Pennsylvania, bounded and described in accordance with survey made by Thomas Alvin Neff, Registered Surveyor, on June 13, 1967, a draft of said survey being attached hereto and incorporated herein by reference, as follows: BEGINNING at a stake on the Eastern right of way line of the Carlisle-New Bloomfield Road (Pennsylvania Route No. 34) said stake being in the Southern line of an unpaved street known as Elm Avenue; thence along the Southern line of said Elm Avenue, South 70 degrees 15 minutes East, a distance of 200 feet to a stake; thence South 19 degrees 45 minutes West along line of land now or formerly of Harold Hall, a distance of 75 feet to an iron pin; thence along line of land now or formerly of M.L. Prosser, North 70 degrees 15 minutes West, a distance of 200 feet to an iron pin on the Eastern right of way line of said Carlisle- New Bloomfield Road; thence North 19 degrees 45 minutes East along said right of way line, a distance of 75 feet to a stake, the place of BEGINNING. CONTAINING 75 feet in front along the Eastern line for 40 feet wide Pennsylvania Route No. 34 and extending Eastwardly therefrom at an even width, a distance of 200 feet, and having thereon erected a one and one-half story brick and aluminum siding covered house. C,X/I 1? P E I N N S Y L V A N I A O U S I N G F I N A N A G E N C Y Homeownership Programs Division 211 North Front Street P.O. Box 15057 Harrisburg, Pennsylvania 17105-5057 (717) 780-3870/TTY (717) 780-1869 CERTIFIED MAIL - RETURN RECEIPT REQUESTED September 10, 2007 KEVIN L CRAMER ERIN GARRISON CRAMER 2751 SPRING ROAD CARLISLE PA 17013 RE: Account NO: 1317866 RE: 2751 SPRING ROAD CARLISLE PA 170138728 Dear Occupant(s): NOTICE OF INTENTION TO FORECLOSE MORTGAGE The MORTGAGE held by CORESTATES BANK, NA, TRUSTEE FOR PENNSYLVANIA HOUSING FINANCE AGENCY (hereinafter we, us or ours) on your property located at 2751 SPRING ROAD CARLISLE PA 170138728 IS IN SERIOUS DEFAULT because you have not made the monthly payments of 885.00 for July 01, 2007 through September 01, 2007 for a total of $2,655.00. Late charges and NSF charges that have accrued to this date in the amounts of $52.52 and $.00 respectively, are also due. The total listed below includes all fees (including inspections and securing that needed to be completed), less any funds we are holding in suspense. The total amount now required to cure this default, or in other words, get caught up in your payments, as of the date of this letter is $2,799.56. You may cure this default within thirty (30) DAYS of the date of this letter, by paying to us the total amount of $2,799.56, plus any additional monthly payments, expenses and late charges which may fall due during this period. Such payment must be made either by cash, cashier's check, certified check or money order and made at PENNSYLVANIA HOUSING FINANCE AGENCY 211 NORTH FRONT STREET/P.O. BOX 15057 HARRISBURG, PA 17105-5057 (717) 780-3870/3871 or 1-800-822-7375 or TTY (800) 346-3597 If you do not cure the default within THIRTY (30) DAYS, we intend to exercise our right to accelerate the mortgage Payments This means that whatever is owing on the original amount borrowed will be considered due immediately and you may lose the chance to pay off the original mortgage in monthly installments. If full payment of the amount of default is not made within THIRTY (30) DAYS, we also intend to instruct our attorneys to start a lawsuit to foreclose your mortgaged property. If the mortgage is foreclosed your mortgaged property will be sold by the Sheriff to nay off the mortgage debt If we refer your CW f Ic case to our attorneys;) but you cure the default )efore they begin legal proceedings against you, you will still have to pay the reasonable attorney's fees, actually incurred, up to $50.00. However, if legal proceedings are started against you, you will have to pay the reasonable attorney's fees, even if they are over $50.00. Any attorney's fee will be added to whatever you owe us, which may also include our reasonable costs. If you cure the default within the thirty day period, you will not be reguired to nay at- torney's fees. We may also sue you personally for the unpaid principal balance and all other sums due under the mortgage. If you have not cured the default within the thirty day period and foreclosure proceedings have begun, you still have the right to cure the default and prevent the sale at any time up to one hour before the Sheriff's foreclosure sale. You ma do so b a in the total amount of the unpaid month- ly payments and any late or other charges then due, as well as the reasonable attorney's fees and costs connected with the foreclosure sale and perform any other requirements under the mortgage. It is estimated that the earliest date that such a Sheriff's sale could be held would be approximately five months from the date of this Notice. A notice of the date of the Sheriff sale will be sent to you before the sale. Of course, the amount needed to cure the default will increase the longer you wait. You may find out at any time exactly what the required payment will be by calling us at the following number: 717-780-3870. This payment must be made payable in cash, cashier's check, certified check or money order and made payable to us at the address stated above. You should realize that a Sheriff's sale will end your ownership of the mortgaged property and your right to remain in it. If you continue to live in the property after the Sheriff's sale, a lawsuit could be started to evict you. You have additional rights to help protect your interest in the property. YOU HAVE THE RIGHT TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THIS MORTGAGE DEBT, OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. YOU MAY HAVE THE RIGHT TO SELL OR TRANSFER THE PROPERTY SUBJECT TO THE MORTGAGE TO A BUYER OR TRANSFEREE WHO WILL ASSUME THE MORTGAGE DEBT, PROVIDED THAT ALL THE OUTSTANDING PAYMENTS, CHARGES AND ATTORNEY'S FEES AND COSTS ARE PAID PRIOR TO OR AT THE SALE AND THAT THE OTHER REQUIREMENTS UNDER THE MORTGAGE ARE SATISFIED. CONTACT US TO DETERMINE UNDER WHAT CIRCUMSTANCES THIS RIGHT MIGHT EXIST. YOU HAVE THE RIGHT TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF. If you cure the default, the mortgage will be restored to the same position as if no default had occured. However, you are not entitled to this right to cure your default more than three times in any calendar year. You have the right to assert in any foreclosure proceeding or any other lawsuit instituted under the mortgage documents, the nonexistence of a default or any other defense you believe you may have to any such action. If you maintain credit, life or disability insurance in connection with your mortgage loan, your failure to pay premiums with your payments may have already resulted or may result in the future in the lapse or a cancellation of that insurance by the insurance company. If the insurance lapses or is cancelled, reinstatement of the loan will not reinstati--Ahe insurance, and you wil ave to apply to the insurance company and qualify for replacement insurance if you wish to retain it. If you make partial payments o may accept them and apply them t partial payments will not cure your The loan will not be reinstated required to cure the default. n account of the delinquencies, we o the delinquencies. However, such default or reinstate your loan. unless we receive the entire amount Sincerely, Mr. Thomas L. Gouker Manager of Collections PENNSYLVANIA HOUSING FINANCE AGENCY 211 North Front Street/ P.O. Box 15057 Harrisburg, PA 17105-5057 TLG/j rd 2LS,1 „ P E N N S Y L V A N I A H O U S I N G F I N A N C E A G E N C Y Homeownership Programs Division 211 North Front Street P.O. Box 15057 Harrisburg, Pennsylvania 17105-5057 (717) 780-3870/TTY (717) 780-1869 N 0 T I C E September 10, 2007 KEVIN L CRAMER ERIN GARRISON CRAMER 2751 SPRING ROAD CARLISLE PA 170138728 RE: Account#: 1317866 TO: KEVIN L CRAMER ERIN GARRISON CRAMER 2751 SPRING ROAD CARLISLE PA 17013 FROM: PENNSYLVANIA HOUSING FINANCE AGENCY The Federal Housing and Development Act of 1987 (as amended) directs creditors to notify homeowners who are delinquent in their mortgage obligation of the availability of homeownership counseling provided by nonprofit organizations approved by the Secretary of the Department of Housing and Urban Development ("HUD") and experienced in the provision of homeownership counseling. Attached is a current list of HUD-approved counseling agencies for Pennsylvania. If these agencies are not near you, you can call HUD's toll free #800-569-4287 for financially distressed mortgagors for information concerning HUD-approved housing counseling agencies. Enclosure Housing Counseling List :AGE 2 OF 2 *Please be sure the agency of your choice services your county. Tabor Community Services 439 E. King Street Lancaster, PA 17602 (717) 397 - 5182 Housing Council of York 35 South Duke Street York, PA 17401 (717 ) 854 -1541 FJ. sw t s..t. rF? c z \ ? z p L± K r + G c Z D 2 s 6'r'-?--? M -- s .r C c . o r ? rn „er •? r WIM M O tTJ d 7d W ? r o' S a r G z w o o w M zo O ? 00 c7 a aGn yam) N („) w cc IY C) u z it 2 _ .4 IrY a yp4ts { yjr s t') i? 7160 3901 9849 9488 1764 TO: KEVIN L CRAMER 2751 SPRING ROAD CARLISLE, PA 17013 SENDER: REFERENCE: 1317866 BAKERJ RETURN rosrage RECEIPT Certified Fee .58 i SERVICE Return Receipt Fee 2.65 2.15 Restricted Dea'lvery Total Postage 6 Fees US Postal SeNICe POSTMARK OR DATE i Receipt for Certified Mail No Insurance Coverage Provided Do Not Use for International Mail --------------- ------------------- --------------------------- - ---------- -- -- ---- o Ino No NQ L a \ M 01 V Q O? 0% N ap ri 0 0? w M h. +1 f` o L C NM C! 4 U m N In N O b O O C2 r•1 O N i, w ra N N u1 1o L L x 7 fq N N w w w ? C! N z W Q E ri I 4J CL CZ N O C C >- F- O } YI L F •- w 7 Q D: 0) 0 Y LL >- W N YI w S N 0. N 41w (L .0 O CO L I o .. N M o a M (L -1 C N ++ » 7 O O Q LL W = 0 as N P, CL a w Q ~ ~ 13 4J Q Y J CC 7 d Q •• Q Q Q rq O or to N Z D. D. C > N D: d O w •• •• 0? D: W W E J Y ao W E g 10 .. •• D. Q Q z > a+ r. rg w w C # * U U ri L .1 > Q N D. L O C VI J C I 1-1 E 0 eo N A Q H U. O z Q Q i•1 40 O O O 14 O y d' 9 • M 'O O w V OL t, U C Q m x U `D 0: Z Z O 14J ?T •r1 W Q N H .H 1 m Z > N (a D: W 0: W ++ LL ? In w ti Z d J D. J O. > 1'] M 1.4 Z VI w o N •H C r? > M H H L A rti 71 o '? W C r•1 J r? J U O N m O Z Y W In w In W 0 J V) r-1 o W N Q r- Q w a N C L. Y N U N U 0 ++ C N N w Q .r N r1 q r. H 0 Ca .. .. .. .. .. .. H K Ln c C L ra L r-1 c. L ,••a L m to w m •• L. 6 L a 0'0 •H •0 01 I OI 00_ O a O E L-0 mV w M m -j L) CIW COW D_Q xQ J LL D_ TO: 7160 3901 9849 9488 1771 ERIN GARRISON CRAMER 2751 SPRING ROAD CARLISLE, PA 17013 SENDER: BAKERJ REFERENCE: 1317866 PS Form 3800 Jana 2005 RETURN Postage RECEIPT Certified Fee .58 SERVICE Return Receipt Fee 2.65 Restricted Delivery Total Postage 6 Fees 5.38 US Postal Ser ice POSTMARK OR DATE Receipt for Certified Mail No Insurance Coverage Provided Do Not Use for International Mail I VERIFICATION Anthony J. Julian hereby states that he is the Director of Accounting and Loan Servicing of the Pennsylvania Housing Finance Agency, mortgage servicing agent for Plaintiff in this matter, that he is authorized to take this Verification, and that the statements made in the foregoing Civil Action in Mortgage Foreclosure are true and correct to the best of his knowledge, information and belief. The undersigned understands that this statement is made subject to the penalties of 18 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities. Zi44W pji?? Anthony J. Jul Director of Accounting and Loan Servicing Q Date: ?1 0 V C-) P-40 ? art i ?' 'd n? i cn SHERIFF'S RETURN - NOT SERVED CASE NO: 20`07-06838 P COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND U S BANK NATIONAL ASSOCIATION VS CRAMER ERIN GARRISON ET AL R. Thomas Kline , Sheriff , who being duly sworn according to law, says, that he made a diligent search and inquiry for the within named DEFENDANT to wit: CRAMER ERIN GARRISON but was unable to locate Her in his bailiwick. COMPLAINT - MORT FORE He therefore returns the the within named DEFENDANT NOT SERVED , as to CRAMER ERIN GARRISON 2751 SPRING ROAD CARLISLE, PA 17013 ALTHOUGH SOMEONE WAS OBVIOUSLY HOME, NO ONE WOULD ANSWER DOOR. Sheriff's Costs: Docketing 18.00 Service 14.40 Affidavit .00 Surcharge 10.00 .00 So answer R. Thomas Kline Sheriff of Cumberland County PURCELL KRUG HALLER 12/14/2007 Sworn and Subscribed to before me this day of A. D. SHERIFF'S RETURN - NOT SERVED CASE NO: 2007-06838 P COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND U S BANK NATIONAL ASSOCIATION VS CRAMER ERIN GARRISON ET AL R. Thomas Kline Sheriff who being duly sworn according to law, says, that he made a diligent search and inquiry for the within named DEFENDANT to wit: CRAMER KEVIN L but was unable to locate Him in his bailiwick. He therefore returns the COMPLAINT - MORT FORE NOT SERVED , as to the within named DEFENDANT CRAMER KEVIN L 2751 SPRING ROAD CARLISLE, PA 17013 ALTHOUGH THERE WAS OBVIOUSLY SOMEONE HOME, NO ONE WOULD ANSWER THE DOOR. Sheriff's Costs: So answers- Docketing 6.00 Service .00 Affidavit .00 ----R. Thomas"-Rli"ne Surcharge 10.00 Sheriff of Cumberland County .00 7 9, 16.00 PURCELL KRUG HALLER 12/14/2007 Sworn and Subscribed to before me this day of A. D. SHERIFF'S RETURN - NOT SERVED CASE NO: 2007-06838 P COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND U S BANK NATIONAL ASSOCIATION VS CRAMER ERIN GARRISON ET AL R. Thomas Kline , Sheriff , who being duly sworn according to law, says, that he made a diligent search and inquiry for the within named DEFENDANT to wit: TENANT/OCCUPANT but was unable to locate Him in his bailiwick. He therefore returns the COMPLAINT - MORT FORE NOT SERVED , as to the within named DEFENDANT , TENANT/OCCUPANT 2751 SPRING ROAD CARLISLE, PA 17013 Sheriff's Costs: Docketing 6.00 Service .00 Affidavit .00 Surcharge 10.00 .00 16.0 0 So answers: R. Thomas Kline Sheriff of Cumberland County PURCELL KRUG HALLER 12/14/2007 Sworn and Subscribed to before me this day of , A. D. U.S. BANK NATIONAL ASSOCIATION TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY Plaintiff VS. ERIN GARRISON CRAMER AND KEVIN L. CRAMER Defendants IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA NO. 2007-6838 : CIVIL ACTION - LAW - . MORTGAGE FORECLOSURE MOTION FOR SERVICE OF PROCESS IN REAL PROPERTY ACTION IN ACCORDANCE WITH RULES 410 & 430 OF PENNSYLVANIA RULES OF CIVIL PROCEDURE Plaintiff, U.S. Bank National Association Trustee for the Pennsylvania Housing Finance Agency, through its counsel, Leon P. Haller, Esquire, hereby respectfully submits: 1. Plaintiff has brought a mortgage foreclosure action whereupon it seeks to foreclose against certain property owned by the Defendant located at 2751 Spring Road, Carlisle, PA 17013. 2. The Sheriff's Office has been unable to serve Defendants, Erin Garrison Cramer and Kevin L. Cramer, with a copy of the Complaint at the property address or at the forwarding address provided through the skip trace. 3. Plaintiff has conducted an investigation, in order to determine the whereabouts of Defendant as set forth on the attached Affidavit. 4. Notwithstanding the investigation as set forth in the within Affidavit, Plaintiff has been unable to serve said Defendant. 5. The following addresses have been attempted with the following results: 2751 SPRING ROAD, CARLISLE, PA 17013: Someone was r obviously home no one would answer the door 6. Plaintiff requests an Order directing service by posting a copy of the original Complaint on the most public part of the property and sending copies of the Complaint by ordinary and registered/certified mail to the Defendant's last known address. Plaintiff avers that the method of service sought here is the most likely method to achieve the notice requirements of due process, while at the same time permitting the Plaintiff to proceed with its in rem action. WHEREFORE, Plaintiff requests that your Honorable Court direct service as above requested. PURCELL, KRUG & HA LER BY Leon P. Haller PURCELL, KRUG & HALLER 1719 North Front Street Harrisburg, Pa. 17102 (717) 234-4178 Attorney for Plaintiff Attorney ID#15700 } U.S. BANK NATIONAL ASSOCIATION TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY Plaintiff VS. ERIN GARRISON CRAMER AND KEVIN L. CRAMER Defendants IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA NO. 2007-6838 : CIVIL ACTION - LAW - MORTGAGE FORECLOSURE AFFIDAVIT OF REASONABLE INVESTIGATION COMMONWEALTH OF PENNSYLVANIA COUNTY OF DAUPHIN SS Leon P. Haller, being duly sworn according to law, deposes and says that he is the attorney for the Plaintiff in the above action in mortgage foreclosure, that he has personal knowledge concerning the facts set forth in the attached Motion for Service of Process Pursuant to Rule 430, that he has authority from the Plaintiff to make this affidavit, and that the facts set forth in the affidavit are true and correct to the best of his knowledge, information, and belief, to wit: That he has attempted to confirm the whereabouts of the Defendants, in the above case, by conducting a reasonable search, which search included one or more of the following as indicated by a checkmark: X That he has contacted the U.S. Postal Service to obtain the last known mailing address or any forwarding addresses. The Defendant was not found at the address provided. X That he has attempted to locate persons of similar name to the Defendant, however he has not been able to locate any. X That he contacted Directory Assistance for any new listing for Defendant, however, there are no new listings. X That he contacted TRANS UNION Credit Bureau, a national credit service, with respect to the location of the Defendant. provided. The Defendant was not found at the address provided. X That he has conducted a search of the Pennsylvania Department of Transportation's records with respect to the location of the Defendant. Leon P. Haller further deposes and says that after attempting to locate the Defendants by conducting a reasonable search as indicated above; he has been unable to confirm the Defendants' whereabouts and location. PURCELL, KRUG, & HALLER BY: Leon P. Ha ler 1719 North Front Street Harrisburg, Pa. 17102 (717)234-4178 Attorney for Plaintiff Attorney ID# 15700 Sworn to and subscribed before me on thisG,?/ day of 2008 ?% de,416a&_ (Notary) COMMONWEALTH OF PENNSYLVANIA Notarial Seal Traci M. Bernstein, Notary Public City Of Harrisburg, Dauphin County My Commission Expires Aug. 21, 2011 Member, Pennsv4vani + : ;-.,canon of Notaries SHERIFF'S RETURN - NOT SERVED 4 CASE NO: 2007-06838 P COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND U S BANK NATIONAL ASSOCIATION VS CRAMER ERIN GARRISON ET AL R. Thomas Kline , Sheriff , who being duly sworn according to law, says, that he made a diligent search and inquiry for the within named DEFENDANT to wit: CRAMER ERIN GARRISON but was unable to locate Her in his bailiwick. He therefore returns the COMPLAINT - MORT FORE NOT SERVED , as to the within named DEFENDANT , CRAMER ERIN GARRISON 2751 SPRING ROAD CARLISLE, PA 17013 ALTHOUGH SOMEONE WAS OBVIOUSLY HOME, NO ONE WOULD ANSWER DOOR. Sheriff's Costs: So answer • Docketing 18.00 Service 14.40 Affidavit .00 R. Thomas Kline Surcharge 10.00 Sheriff of Cumberland County .00 42.40 PURCELL KRUG HALLER 12/14/2007 Sworn and Subscribed to before me this day of , A. D. SHEHir'r'' S HETURN - NU'J' SEHVNll i CASE NO: 2007-06838 P COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND U S BANK NATIONAL ASSOCIATION VS CRAMER ERIN GARRISON ET AL R. Thomas Kline Sheriff who being duly sworn according to law, says, that he made a diligent search and inquiry for the within named DEFENDANT to wit: CRAMER KEVIN L but was unable to locate Him in his bailiwick. He therefore returns the COMPLAINT - MORT FORE NOT SERVED , as to the within named DEFENDANT CRAMER KEVIN L 2751 SPRING ROAD CARLISLE. PA 17013 ALTHOUGH THERE WAS OBVIOUSLY SOMEONE HOME, NO ONE WOULD ANSWER THE DOOR. Sheriff's Costs: So answers- Docketing 6.00 - ?_ Service 00 Affidavit .00 R. Thoma li Surcharge 10.00 Sheriff of Cumberland County .00 16.00 PURCELL KRUG HALLER 12/14/2007 Sworn and Subscribed to before me this day of , A. D. SHERIFF'S RETURN - NOT SERVED 4 CASE NO: 2007-06838 P COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND U S BANK NATIONAL ASSOCIATION VS CRAMER ERIN GARRISON ET AL R. Thomas Kline , Sheriff , who being duly sworn according to law, says, that he made a diligent search and inquiry for the within named DEFENDANT to wit: TENANT/OCCUPANT but was unable to locate Him in his bailiwick. He therefore returns the COMPLAINT - MORT FORE the within named DEFENDANT 2751 SPRING ROAD CARLISLE, PA 17013 Sheriff's Costs: Docketing Service Affidavit Surcharge 6.00 .00 NOT SERVED , as to TENANT/OCCUPANT So answers: .00 R. Thomas Kline 10.00 Sheriff of Cumberland County .00 16.00 PURCELL KRUG HALLER 12/14/2007 Sworn and Subscribed to before me this day of A. D. I Print Request: Time of Request: Number of Lines: Print Number: Client ID/Projec Note: Current Document Wednesday, October 31, 2007 14:48:54 EST 481 1823:56888506 t Name: foreclosure Research Information: SmartLinx(TM) - Person Summary Reports ssn(206-58-3132) Send to: BERNSTEIN, TRACI PURCELL KRUG & HALLER 1719 N FRONT ST HARRISBURG, PA 17102-2392 1207CZ Page 1 DPPA - 1. Litigation GLBA - 2. Legal Compliance Subject Summary ( Others Using SSN I Address Summary (9) 1 Voter Registrations Licenses (4) 1 Personal Property (3) 1 Real Property (1) Bankruptcies I Judgments & Liens Relatives (6) 1 Associated Entities (4) 1 Neighbors Sources (28) Subject Summary Name Variations (3) 1 SSNs Summary (1) 1 DOBs (1) Name Variations View Name Variation Sources 1: CRAMER, KEVIN LAWRENCE 2: CRAMER, KEVIN L 3: CRAMER, KEVIN DOBs View DOB Sources 1: 02/1975 Address Summary Address Summary - 9 records found for subject: View Address Sources 2751 SPRING RD Get Report FOR IWORM MONA[, PURPOSES ONLY Copynght 2005 LexisNcxis, a division of Reed Elsevier Ine. All Rights Reserved SSNs Summary View SSN Sources Page 2 CARLISLE, PA 17013-8728 COUNTY: CUMBERLAND View Details 2: 191 SKYLINE VW Get Report CARLISLE, PA 17013-8120 COUNTY: CUMBERLAND View Details 3: 3136 OPAL DR Get Report HIGH RIDGE, MO 63049-2773 COUNTY: JEFFERSON View Details 4: 1353 ORLANDO CIR NE Get Report BIRMINGHAM, AL 35215-6501 COUNTY: JEFFERSON View Details 5: 191 SKYLINE VIEW DR Get Report CARLISLE, PA 17013-8120 COUNTY: CUMBERLAND View Details 6: CARLISLE, PA 17013 Get Report COUNTY: CUMBERLAND View Details 7: 2 OCEAN DRIVEW Get Report FENTON, MI 48430 COUNTY: GENESEE View Details 8: 2 OCEAN DR Get Report FENTON, MO 63026-5026 COUNTY: ST. LOUIS View Details 9: 17 WINCHESTER GDNS Get Report CARLISLE, PA 17013-1071 COUNTY: CUMBERLAND View Details Address Details 7 Dates Phones Actions RD SPRING 10/2007 (717) 249-1991 Get Report 17013-8728 COUNTY: CUMBERLAND Residents Actions CRAMER, ERIN GARRISON Get Report CRAMER, ERIN K GARRISON, ERIN K GARRISON CRAMER, ERIN K Address Dates Phones Actions 191 SKYLINE VW 10/2007 (717) 249-6125 Get Report CARLISLE, PA 17013-8120 COUNTY: CUMBERLAND Page 3 Residents Actions CRAMER, KENNETH L Get Report CRAMER, GERRY G Get Report MYERS, GERRY G Other Associates Actions MYERS, WILLIAM R Get Report MYERS, WM R Address Dates Phones Actions 3136 OPAL DR 06/2007 (636) 376-0445 Get Report HIGH RIDGE, MO 63049-2773 COUNTY: JEFFERSON Census Data for this Geographical Region Median Head of Household Age: 31 Median Income: $47,950 Median Home Value: $93,400 Median Education Level: 12 years Address Dates Phones Actions 1353 ORLANDO CIR NE 05/2004 (205) 815-9363 Get Report BIRMINGHAM, AL 35215-6501 COUNTY: JEFFERSON Census Data for this Geographical Region Median Head of Household Age: 36 Median Income: $30,275 Median Home Value: $73,400 Median Education Level: 12 years Other Associates Actions CUMMINES, BERT ANN BURTON Get Report CUMMINESSMITH, BERT A CUMMINGS, BERT A SMITH, BERT ANN CUMMINES, SMITH B SMITH, RONALD L Get Report Address Dates Phones Actions 191 SKYLINE VIEW DR 10/2002 (717) 249-6125 Get Report CARLISLE, PA 17013-8120 COUNTY: CUMBERLAND Page 4 Address Dates Phones Actions CARLISLE, PA 17013 COUNTY: CUMBERLAND Address 10/2002 Dates Phones Get Report Actions 2 OCEAN DRIVEW FENTON, MI 48430 COUNTY: GENESEE 06/2001 Get Report Census Data for this Geographical Region Median Head of Household Age: 40 Median Income: $54,488 Median Home Value: $131,000 Median Education Level: Address Dates Phones 14 years Actions 2 OCEAN DR FENTON, MO 63026-5026 COUNTY: ST. LOUIS 10/2000 (636) 600-1654 241-5157 Get Report Other Associates Actions DORLAQUE, MICHAEL ANDREW DORLAGUE, MICHEAL ANDREW lnt? A Dates Phones Get Report Actions R GDNS CARLISLE, PA 17013-1071 COUNTY: CUMBERLAND 01/1999 (717) 218-0172 (717) 241-5157 Get Report Census Data for this Geographical Region Median Head of Household Age: 39 Median Income: $46,025 Median Home Value: $99,700 Median Education Level: 13 years Licenses Driver Licenses Driver Licenses (4) View Driver License Sources Driver Information Name: KEVIN LAWRENCE CRAMER Address: 3136 OPAL DR HIGH RIDGE, MO 63049-2773 Page 5 COUNTY: JEFFERSON License Information Issued Date: 11/27/2002 Additional Driver Information Date of Birth: 02/1975 SSN: 206-58-XXXX Gender: Male History: Historical Height: 507 Weight: 185 lbs. Eyes: Brown Driver Information Name: KEVIN LAWRENCE CRAMER Address: 3136 OPAL DR HIGH RIDGE, MO 63049-2773 COUNTY: JEFFERSON License Information Issued Date: 11/27/2002 Additional Driver Information Date of Birth: 02/1975 SSN: 206-58-XXXX Gender: Male History: Historical Height: 507 Weight: 185 lbs. Eyes: Brown Driver Information Name: KEVIN LAWRENCE CRAMER Address: 3136 OPAL DR HIGH RIDGE, MO 63049-2773 COUNTY: JEFFERSON License Information Issued Date: 11/27/2002 Additional Driver Information Date of Birth: 02/1975 SSN: 206-58-XXXX Page 6 Gender: Male History: Current Height: 507 Weight: 1851bs. Eyes: Brown Driver Information Name: KEVIN LAWRENCE CRAMER Address: 3136 OPAL DR HIGH RIDGE, MO 63049-2773 COUNTY: JEFFERSON License Information Issued Date: 11/27/2002 Additional Driver Information Date of Birth: 02/1975 SSN: 206-58-XXXX Gender: Male History: Historical Height: 507 Weight: 185 lbs. Eyes: Brown Personal Property Motor Vehicles Motor Vehicles (3) View Motor Vehicle Sources Title Information Title Number: PG290298 Title Status: Title Only Vehicle Information VIN: PCA88476411046 Model Year: 1989 Type: Trailer Owner Information Owner Type: Y Owner Name: CRAMER KEVIN L & ERIN G Owner Address: OPAL HIGH RIDGE, 63049-2773 Page 7 COUNTY: JEFFERSON Owner SSN: 206-58-XXXX Registrant Information Registrant Type: Registrant Name: CRAMER KEVIN L & ERIN G Registrant Address: OPAL HIGH RIDGE, 63049-2773 COUNTY: JEFFERSON Registrant SSN: 206-58-XXXX Title Information Title Number: PG671220 Vehicle Information VIN: 1FAFP38Z04W154792 Model Year: 2004 Make: Ford Model: Focus ZTS Type: Passenger Cylinders: 4 Engine Size: 140 Body Style: Sedan 4 Door Owner Information Owner Type: Y Owner Name: CRAMER ERIN K. GARRISON Owner Address: OPAL HIGH RIDGE, 63049-2773 COUNTY: JEFFERSON Owner SSN: 500-74-XXXX Owner Information Owner Type: Y Owner Name: KEVIN CRAMER Owner Address: OPAL HIGH RIDGE, 63049-2773 COUNTY: JEFFERSON Owner SSN: 206-58-XXXX Title Information 7 Tit1eNuwmberr: PG376474 Page 8 Vehicle Information VI.N: 4S2CY58V5P4316259 Model Year: 1993 Make: Isuzu Model: Rodeo S/LS Type: Passenger Cylinders: 6 Engine Size: 195 Body Style: 4 Dr Wagon Sport Utility Owner Information Owner Type: Y Owner Name: KEVIN L. CRAMER Owner Address: OPAL HIGH RIDGE, 63049-2773 COUNTY: JEFFERSON Owner SSN: 206-58-XXXX Real Property Real Propertv View Real Property Sources Address: 2751 SPRING RD CARLISLE, PA 17013 COUNTY: CUMBERLAND Sellers: WILLIAM F DHAPPART Owners: CRAMER, KEVIN L Sale Date: 12/23/2005 Sale Price: $132,000 Recording Date: 12/30/2005 Type: DEED Lender: PHILADELPHIA FIN MTG Document Type: SPECIAL WARRANTY DEED Potential Relatives Potential Relatives Page 9 o AKA: GARRISON, ERIN K COUNTY: CUMBERLAND o AKA: GARRISON CRAMER, ERIN K SSN: 500-74-XXXX (MISSOURI: 1977-1977) DOB: 07/1975 2. CRAMER, KENNETH L, 191 SKYLINE VW (717) 249-6125 Get Report SSN: 206-58-XXXX CARLISLE, PA 17013-8120 (PENNSYLVANIA: 1978-1981) COUNTY: CUMBERLAND DOB: 03/1973 2.1. COMP, ANNETTE DORENE 295 OAK FLAT RD Get Report o AKA: CRAMER, ANNETTE NEWVILLE, PA 17241-9463 DORENE COUNTY:CUMBERLAND SSN: 197-66-XXXX (PENNSYLVANIA: 1987-1988) DOB: 08/1979 2.2. CRAMER, TIFFANY L 83 SPRING GARDEN EST Get Report CARLISLE, PA 17013-7103 COUNTY: CUMBERLAND 3. CRAMER, GERRY G 191 SKYLINE VW (717) 249-6125 Get Report o AKA: MYERS, GERRY G CARLISLE, PA 17013-8120 SSN: 217-66-XXXX COUNTY: CUMBERLAND (MARYLAND: 1970-1971) DOB: 08/1954 DOB: 08/1954 3.1. MYERS, ALLISON L 208 ASPERS BENDERSVILLE Get Report o AKA: WENK, ALLISON L RD SSN: 203-64-XXXX ASPERS, PA 17304-9614 (PENNSYLVANIA: 1985-1987) COUNTY: ADAMS DOB: 02/1972 Associated Entities Person Associates Person Associates (4) 1. CUMMINES, BERT 1353 ORLANDO CIR 494-48-XX (205) 09/1948 Get Report ANN BURTON NE XX 815-9363 09/1948 CUMMINESSMITH, BIRMINGHAM, AL (MISSOUR BERT A 35215-6501 I: CUMMINGS, BERT A COUNTY: JEFFERSON 1961-1963) SMITH, BERT ANN CUMMINES, SMITH B 2. DORLAQUE, MI- 2 OCEAN DR 486-84-XX (636) 11/1979 Get Report CHAEL ANDREW FENTON, MO XX 600-1654 DORLAGUE, 63026-5026 (MISSOUR Page 10 MICHEAL ANDREW COUNTY: ST. LOUIS I: 1980-1982) 3. MYERS, WILLIAM R 191 SKYLINE VW 167-34-XX (717) 1943 Get Report MYERS, WM R CARLISLE, PA XX 249-6125 1944 17013-8120 (PENNSYL COUNTY: CUMBER- VANIA: LAND 1959-1961) 4. SMITH, RONALD L 1353 ORLANDO CIR 499-56-XX (205) 09/1949 Get Report NE XX 815-9363 07/1958 BIRMINGHAM, AL (MISSOUR (205) 35215-6501 I: 856-5288 COUNTY: JEFFERSON 1966-1968) Sources Sources All Sources 28 Source Documents Driver Licenses 4 Source Documents Motor Vehicle Registrations 6 Source Documents Person Locator. I 1 Source Document Phone 6 Source Docwnents Historical Person Locator 5 Source Documents Deed Transfers 1 Source Document Tax Assessor Records 1 Source Document Person Locator 4 4 Source Documents Key: A # High or moderate risk indicator. These flags may prompt you to investigate further The most recent telephone listing as reported by the EDA source Important: The Public Records and commercially available data sources used in Smartlinx(TM) Reports have errors. Data is sometimes entered poorly, processed incorrectly and is generally not free from defect. This system should not be relied upon as definitively accurate. Before relying on any data this system supplies, it should be independently verified. For Secretary of State documents, the information contained in the Smartlinx(TM) Reports is for information purposes only and is not an official record. Certified copies may be obtained from that individual state's Department of State. Print Request: Time of Request: Number of Lines: Print Number: Client ID/Projec Note: Current Document Wednesday, October 31, 2007 14:50:50 EST 843 1823:56888970 t Name: foreclosure Research Information: SmartLinx(TM) - Person Summary Reports ssn(500-74-7897) Send to: BERNSTEIN, TRACI PURCELL KRUG & HALLER 1719 N FRONT ST HARRISBURG, PA 17102-2392 1207CZ Page 1 DPPA - 1. Litigation GLBA - 2. Legal Compliance Subject Summary I Others Using SSN I Address Summary (12) 1 Voter Registrations Licenses (9) 1 Personal Property (5) 1 Real Property Bankruptcies (1) 1 Judgments & Liens Relatives (3) 1 Associated Entities (15) 1 Neighbors (14) 1 Sources (41) FOR WFORIFMATIONAL. PURPOSES ONLY C:opyTibht 2005 LoxisNexis, a division or Reed Elsevier Inc. All Rights Reserved CRAMER, ERIN K 2751 SPRING RD CUMBER- (717) 249-1991 CARLISLE, PA 17013-8728 LAND COUNTY: CUMBERLAND Subject Summary Name Variations Name Variations (7) 1 SSNs Summary (1) 1 DOBs (1) View Name Variation Sources 1: CRAMER, ERIN K 2: GARRISON, ERIN K 3: CRAMER, ERIN 4: CRAMER, ERIN GARRISON 5: GARRISON, ERIN 6: CRAMER, ERIN G 7: GARRISON CRAMER, ERIN K SSNs Summary 500-74-XXXX MISSOURI 11977-1977 View SSN Sources DOBs View DOB Sources 1 1: 07/1975 Address Summary Page 2 Address Summary -12 records found for subject: View Address Sources 1: 2751 SPRING RD Get Report CARLISLE, PA 17013-8728 COUNTY: CUMBERLAND View Details 2: 3136 OPAL DR Get Report HIGH RIDGE, MO 63049-2773 COUNTY: JEFFERSON View Details 3: 2 OCEAN DR Get Report FENTON, MO 63026-5026 COUNTY: ST. LOUIS View Details 4: 109 S OVERBROOK DR Get Report SAINT CHARLES, MO 63301-8022 COUNTY: ST. CHARLES View Details 5: 1236 CORK ELM DR Get Report SAINT LOUIS, MO 63122-6700 COUNTY: ST. LOUIS View Details 6: 1353 ORLANDO CIR NE Get Report BIRMINGHAM, AL 35215-6501 COUNTY: JEFFERSON View Details 7: 479 RIDGE RD Get Report BIRMINGHAM, AL 35206-2817 COUNTY: JEFFERSON View Details 8: 3537 ERICA WAY Get Report BIRMINGHAM, AL 35243-5309 COUNTY: JEFFERSON View Details 9: PO BOX 63 Get Report SAINT CHARLES, MO 63302-0063 COUNTY: ST. CHARLES View Details 10: PO BOX 2413 Get Report OVERLAND, MO 63114 COUNTY: ST. LOUIS View Details 11: 312 ANNERIC ST Get Report SAINT CHARLES, MO 63301-4811 COUNTY: ST. CHARLES View Details 12: 37 WILL DR Get Report FENTON, MO 63026-4529 COUNTY: ST. LOUIS View Details Address Details Page 3 CARLISLE, PA 17013-8728 COUNTY: CUMBERLAND L View Neighbors Residents Actions CRAMER, KEVIN LAWRENCE Address Dates Phones Get Report Actions 3136 OPAL DR HIGH RIDGE, MO 63049-2773 COUNTY: JEFFERSON 08/2006 (636) 376-0445 Get Report Census Data for this Geographical Region Median Head of Household Age: 31 Median Income: $47,950 Median Home Value: $93,400 Median Education Level: Address Dates Phones 12 years Actions 2 OCEAN DR FENTON, MO 63026-5026 COUNTY: ST. LOUIS Address 04/2004 Dates (636) 600-1654 Phones Get Report Actions 109 S OVERBROOK DR SAINT CHARLES, MO 63301-8022 COUNTY: ST. CHARLES 11/2002 (636) 940-1356 Get Report Census Data for this Geographical Region Median Head of Household Age: 32 Median Income: $33,051 Median Home Value: $21,100 Median Education Level: 12 years Other Associates Actions DEES, LISA M DONNELLY, LISA MARIE Get Report DONNELLY, MICHELLE LYNN Get Report DONNELLY, DEBBIE Get Report DORLAQUE, ANTOINE A DORLAQE, ANTWINE DORLAQUE, ANTWINE ALBERT Get Report DORLAQUE, MICHAEL ANDREW DORLAGUE, MICHEAL ANDREW Get Report KRIETEMEYER, SUE Get Report Page 4 DORLAQUE, PEGGIE S KRIETEMEYER, PEGGIE SUE DORLAQUE, PEGGY S KRIETEMEYER, PEGGY SUE DORLAQUE, TODD ALAN Get Report JONES, ROBERT M Get Report JONES, ROBERT MARVIN JONES, SAMANTHA A Get Report JONES, SAMANTHA ANN DORLAQUE, MICHAE Get Report Address Dates Phones Actions 1236 CORK ELM DR 11/2002 Get Report SAINT LOUIS, MO 63122-6700 COUNTY: ST. LOUIS Census Data for this Geographical Region Median Head of Household Age: 33 Median Income: $36,469 Median Home Value: $83,700 Median Education Level: 13 years Address Dates Phones Actions 1353 ORLANDO CIR NE 10/2002 (205) 815-9363 Get Report BIRMINGHAM, AL 35215-6501 COUNTY: JEFFERSON Census Data for this Geographical Region Median Head of Household Age: 36 Median Income: $30,275 Median Home Value: $73,400 Median Education Level: 12 years Other Associates Actions CUMMINES, BERT ANN BURTON Get Report CUMMINESSMITH, BERT A CUMMINGS, BERT A SMITH, BERT ANN CUMMINES, SMITH B SMITH, RONALD L Get Report Address Dates Phones Actions 479 RIDGE RD 10/2000 (205) 836-0034 Get Report Page 5 BIRMINGHAM, AL 35206-2817 COUNTY: JEFFERSON (636) 305-8354 Census Data for this Geographical Region Median Head of Household Age: 40 Median Income: $45,500 Median Home Value: $83,400 Median Education Level: 13 years Other Associates Actions CUMMINES, DONALD J CUMMINES, DONALD JOHN CUMMINGS, DONALD J Address ates hones Get Report Actions 3537 ERICA WAY BIRMINGHAM, AL 35243-5309 COUNTY: JEFFERSON 01/1999 (636) 305-8354 Get Report Census Data for this Geograplcal Region Median Head of Household Age: 37 Median Income: $61,108 Median Home Value: $156,300 Median Education Level: Address Dates Phones 16 years Actions PO BOX 63 SAINT CHARLES, MO 63302-0063 COUNTY: ST. CHARLES 01/1999 Get Report Census Data for this Geographical Region Median Head of Household Age: 35 Median Income: $32,392 Median Home Value: $112,700 Median Education Level: Address Dates Phones 14 years Actions PO BOX 2413 OVERLAND, MO 63114 COUNTY: ST. LOUIS 01/1997 Get Report Census Data for this Geographical Region Median Head of Household Age: 32 Median Income: $29,870 Page 6 Median Home Value: $55,800 Median Education Level: 11 years Address Dates Phones Actions 312 ANNERIC ST 05/1994 (636) 688-5892 Get Report SAINT CHARLES, MO 63301-4811 (636) 946-6412 COUNTY: ST. CHARLES Census Data for this Geographical Region Median Head of Household Age: 29 Median Income: $50,568 Median Home Value: $98,600 Median Education Level: 13 years Address Dates Phones Actions 37 WILL DR 02/1993 (636) 343-3017 Get Report FENTON, MO 63026-4529 COUNTY: ST. LOUIS Other Associates Actions CAPPS, JENNIFER DENUSGARRISON Get Report GARRISON, JENNIFER D SUMMERVILLE, JENNIFER D WAJDA, JENNIFER D CIBULKA, TINA MARIE Get Report CIBULKA MILLER, TINA M CIBULKA-MILLER, TINA MARIE CUMMINES, TINA M CUMMINESCIBULKA, TINA MILLER, TINA MARIE Licenses Driver Licenses Driver Licenses (9) View Driver License Sources Driver Information ! 7 Name: ERIN K GA Address: 2 OCEAN DR FENTON, MO 63026-5026 COUNTY: JEFFERSON License Information Issued Date: 07/20/2001 Additional Driver Information Page 7 Date of Birth: 07/1975 SSN: 500-74-XXXX Gender: Female History: Historical Height: 504 Weight: 1.35 tbs. Eyes: Brown Driver Information Name: ERIN K GARRISON Address: 2 OCEAN DR FENTON, MO 63026-5026 COUNTY: JEFFERSON License Information Issued Date: 12/31/2002 Additional Driver Information Date of Birth: 07/1975 SSN: 500-74-XXXX Gender: Female History: Historical Height: 504 Weight: 135 lbs. Eyes: Brown Driver Information Name: ERIN K GARRISON Address: 2 OCEAN DR FENTON, MO 63026-5026 COUNTY: JEFFERSON License Information Issued Date: 12/31/2002 Additional Driver Information Date of Birth: 07/1975 SSN: 500-74-XXXX Gender: Female History: Historical Height: 504 Weight: 135 lbs. Page 8 Eyes: Brown Driver Information Name: ERIN GARRISON CRAMER Address: 3136 OPAL DR HIGH RIDGE, MO 63049-2773 COUNTY: JEFFERSON License Information Issued Date: 07/20/2001 Additional Driver Information Date of Birth: 07/1975 SSN: 500-74-XXXX Gender: Female History: Historical Height: 504 Weight: 160 lbs. Eyes: Brown Driver Information Name: ERIN GARRISON CRAMER Address: 3136 OPAL DR HIGH RIDGE, MO 63049-2773 COUNTY: JEFFERSON License Information Issued Date: 12/31/2002 Additional Driver Information Date of Birth: 07/1975 SSN: 500-74-XXXX Gender: Female History: Historical Height: 504 Weight: 160 lbs. Eyes: Brown Driver Information Name: ERIN GARRISON CRAMER Address: 3136 OPAL DR HIGH RIDGE, MO 63049-2773 Page 9 COUNTY: JEFFERSON License Information Issued Date: 12/31/2002 Additional Driver Information Date of Birth: 07/1975 SSN: 500-74-XXXX Gender: Female History: Historical Height: 504 Weight: 160 lbs. Eyes: Brown Driver Information Name: ERIN GARRISON CRAMER Address: 3136 OPAL DR HIGH RIDGE, MO 63049-2773 COUNTY: JEFFERSON License Information Issued Date: 12/31/2002 Additional Driver Information Date of Birth: 07/1975 SSN: 500-74-XXXX Gender: Female History: Current Height: 504 Weight: 1601bs. Eyes: Brown Driver Information Name: ERIN GARRISON CRAMER Address: 3136 OPAL DR HIGH RIDGE, MO 63049-2773 COUNTY: JEFFERSON License Information Issued Date: 07/20/2001 Additional Driver Information Date of Birth: 07/1975 SSN: 500-74-XXXX Page 10 Gender: Female History: Historical Height: 504 Weight: 160 lbs. Eyes: Brown Driver Information Name: ERIN GARRISON CRAMER Address: 3136 OPAL DR HIGH RIDGE, MO 63049-2773 COUNTY: JEFFERSON License Information Issued Date: 12/31/2002 Additional Driver Information Date of Birth: 07/1975 SSN: 500-74-XXXX Gender: Female History: Historical Height: 504 Weight: 160 lbs. Eyes: Brown Personal Property Motor Vehicles Motor Vehicles (5) View Motor Vehicle Sources Title Information 7 UL465054 Status: Title Only Velucle Information VIN: 1B3ES22C5VD134877 Model Year: 1997 Make: Dodge Model: Neon/EX Type: Passenger Cylinders: 4 Engine Size: 122 Body Style: Pillard Hardtop 2 Door Page 11 Owner Information Owner Type: Y Owner Name: GARRISON ERIN K Owner Address: OVERBROOK SAINT CHARLES, 63301-8022 COUNTY: ST. CHARLES Own6SS : 5 00-74-XXXX Title Information Title Number: UK309901 Title Status: Title Only Vehicle Information VIN: 1FAPP36X7RK152882 Model Year: 1994 Make: Ford Model: Tempo GL Type: Passenger Cylinders: 4 Engine Size: 141 Body Style: Sedan 4 Door Owner Information Owner Type: Y Owner Name: GARRISON ERIN & CUMMINES BERT A. Owner Address: CORK ELM SAINT LOUIS, 63122-6700 COUNTY: ST. LOUIS Owner SSN: 500-74-XXXX Title Information Title Number: CA869995 Title Status: Title Only Vehicle Information VIN: 60121032Z Model Year: 1971 Type: Trailer Owner Information Owner Type: Y Owner Name: GARRISON ERIN & DORLAQUE MICHAEL Page 12 Owner Address: OCEAN FENTON, 63026-5026 COUNTY: JEFFERSON Owner SSN: 500-74-XXXX Title Information Title Number: PG671220 Vehicle Information VIN: 1FAFP38Z04W 154792 Model Year: 2004 Make: Ford Model: Focus ZTS Type: Passenger Cylinders: 4 Engine Size: 140 Body Style: Sedan 4 Door Owner Information Owner Type: Y Owner Name: CRAMER ERIN K. GARRISON Owner Address: OPAL HIGH RIDGE, 63049-2773 COUNTY: JEFFERSON Owner SSN: 500-74-XXXX Owner Information Owner Type: Y Owner Name: KEVIN CRAMER Owner Address: OPAL HIGH RIDGE, 63049-2773 COUNTY: JEFFERSON Owner SSN: 206-58-XXXX W Registration Information Registration Expira- tion Date: 02/01/2005 Title Information Title Number: TG054755 Title Status: Original Vehicle Information Page 13 VIN: Model Year: Make: Model: Type: Cylinders: Engine Size: Body Style: License Plate Num- ber: IMEFM53S9XA662249 1999 Mercury Sable LS Passenger 6 182 Sedan 4 Door 368ARE Owner Information Owner Type: Owner Name: Owner Address: I Owner SSN Y GARRISON ERIN K OCEAN FENTON, 63026-5026 COUNTY: JEFFERSON 500-74-XXXX Owner Information Owner Type: Owner Name: Owner Address: I Owner SSN Y GARRISON ERIN K OCEAN FENTON, 63026-5026 COUNTY: JEFFERSON 500-74-XXXX Registrant Information Registrant Type: Registrant Name: Registrant Address: Registrant SSN: GARRISON ERIN K OPAL HIGH RIDGE, 63049-2773 COUNTY: JEFFERSON 500-74-XXXX Registrant Information Registrant Type: Registrant Name: Registrant Address: Registrant SSN GARRISON ERIN K OCEAN FENTON, 63026-5026 COUNTY: JEFFERSON 500-74-XXXX Page 14 Bankruptcies Bankruntcies View Bankruptcy Sources umber: 7 9752325 Case Num- nnal 9752325 Chapter: 7 Original Chapter: 7 Filing Date: 12/15/1997 Original Filing Date: 12/15/1997 Date of Discharge: 04/08/1998 Disposition: Discharged Debtor Information SSN: 500-74-XXXX Name(s): GARRISON, ERIN K Address(es): 109 S OVERBROOK DR SAINT CHARLES, MO 63301-8022 COUNTY: ST. CHARLES Potential Relatives Potential Relatives 1.7 CRAMER, KEVIN LAWRENCE 2751 SPRING RD (717) 249-1991 Get Report SSN: 206-58-XXXX CARLISLE, PA 17013-8728 (PENNSYLVANIA: 1978-1981) COUNTY: CUMBERLAND DOB: 02/1975 1.1. CRAMER, KENNETH L 295 OAK FLAT RD Get Report SSN: 206-58-XXXX NEWVILLE, PA 17241-9463 (PENNSYLVANIA: 1978-1981) COUNTY: CUMBERLAND DOB: 03/1973 1.2. CRAMER, GERRY G 191 SKYLINE VW (717) 249-6125 Get Report o AKA: MYERS, GERRY G CARLISLE, PA 17013-8120 SSN: 217-66-XXXX COUNTY: CUMBERLAND (MARYLAND: 1970-1971) DOB: 08/1954 DOB: 08/1954 Associated Entities Person Associates (15) Person Associates Page 15 1. CAPPS, JENNIFER 37 WILL DR 496-72-XX (636) 11/1968 Get Report DENUSGARRISON FENTON, MO XX 343-3017 GARRISON, JENNIFER 63026-4529 (MISSOUR D COUNTY: JEFFERSON I: SUMMERVILLE, JEN- 1974-1975) NIFER D WAJDA, JENNIFER D SSN was linked to more than 2 people. 2. CIBULKA, TINA MAR- 37 WILL DR 495-68-XX (636) 08/1965 Get Report IE FENTON, MO XX 343-3017 08/1965 CIBULKA MILLER, 63026-4529 (MISSOUR TINA M COUNTY: JEFFERSON I: CIBULKA-MILLER, 1973-1973) TINA MARIE CUMMINES, TINA M CUMMINESCIBULKA, TINA MILLER, TINA MARIE 3. CUMMINES, BERT 1353 ORLANDO CIR 494-48-XX (205) 09/1948 Get Report ANN BURTON NE XX 815-9363 09/1948 CUMMINESSMITH, BIRMINGHAM, AL (MISSOUR BERT A 35215-6501 1: CUMMINGS, BERT A COUNTY: JEFFERSON 1961-1963) SMITH, BERT ANN CUMMINES, SMITH B 4. CUMMINES, DONALD 479 RIDGE RD 493-46-XX (205) 09/1944 Get Report J BIRMINGHAM, AL XX 836-0034 1945 CUMMINES, DONALD 35206-2817 (MISSOUR JOHN COUNTY: JEFFERSON 1: CUMMINGS, DONALD 1959-1961) J 5. DEES, LISA M 109 S OVERBROOK 328-64-XX (636) 02/1976 Get Report DONNELLY, LISA DR XX 940-1356 MARIE SAINT CHARLES, MO (ILLINOIS: 63301-8022 1976-1978) COUNTY: ST. - SSN was CHARLES linked to more than 2 people. 328-64-XX XX (ILLINOIS: 1976-1978) 1 1 SSN was Page 16 linked to more than 2 people. 6. DONNELLY, 109 S OVERBROOK 341-70-XX (636) 06/1978 Get Report MICHELLE LYNN DR XX 940-1356 SAINT CHARLES, MO (ILLINOIS: 63301-8022 1981-1983) COUNTY: ST. CHARLES 7. DONNELLY, DEBBIE 109 S OVERBROOK (636) Get Report DR 940-1356 SAINT CHARLES, MO 63301-8022 COUNTY: ST. CHARLES 8. DORLAQUE, ANT- 109 S OVERBROOK 496-80-XX (636) 06/1977 Get Report OINE A DR XX 940-1356 DORLAQE, ANTWINE SAINT CHARLES, MO (MISSOUR DORLAQUE, AN- 63301-8022 1: TWINE ALBERT COUNTY: ST. 1978-1980) CHARLES 9. DORLAQUE, Ml- 109 S OVERBROOK 486-84-XX (636) 11/1979 Get Report CHAEL ANDREW DR XX 940-1356 DORLAGUE, SAINT CHARLES, MO (MISSOUR (314) MICHEAL ANDREW 63301-8022 1: 946-7068 COUNTY: ST. 1980-1982) CHARLES 10. KRIETEMEYER, SUE 109 S OVERBROOK 498-64-XX (636) 01/1958 Get Report DORLAQUE, PEGGIE DR XX 940-1356 S SAINT CHARLES, MO (MiSSOUR KRIETEMEYER, PEG- 63301-8022 1: GIE SUE COUNTY: ST. 1971-1972) DORLAQUE, PEGGY S CHARLES KRIETEMEYER, PEGGY SUE 11. DORLAQUE, TODD 109 S OVERBROOK 496-80-XX (636) 05/1976 Get Report ALAN DR XX 940-1356 SAINT CHARLES, MO (MISSOUR 63301-8022 I: COUNTY: ST. 1978-1980) CHARLES 12. JONES, ROBERT M 109 S OVERBROOK 431-60-XX (636) 08/1951 Get Report JONES, ROBERT MAR- DR XX 940-1356 VIN SAINT CHARLES, MO (ARKANS 63301-8022 AS: COUNTY: ST. 1951-1952) CHARLES 11'! SSN was Page 17 linked to more than 2 people. 491-58-XX XX (MISSOUR I: 1967-1968) 13. JONES, SAMANTHA A 109 S OVERBROOK 495-92-XX (636) 11/1978 Get Report JONES, SAMANTHA DR XX 940-1356 1979 ANN SAINT CHARLES, MO (MISSOUR 63301-8022 I: COUNTY: ST. 1987-1987) CHARLES 14. SMITH, RONALD L 1353 ORLANDO CIR 499-56-XX (205) 09/1949 Get Report NE XX 815-9363 07/1958 BIRMINGHAM, AL (MISSOUR (205) 35215-6501 I: 856-5288 COUNTY: JEFFERSON 1966-1968) 15. DORLAQUE, MICHAE 109 S OVERBROOK (636) Get Report DR 940-1356 SAINT CHARLES, MO 63301-8022 COUNTY: ST. CHARLES Neighbors Neighbors Name Address Phone Actions AU, THANH QUANG 2750 SPRING RD Get Report CARLISLE, PA 17013-8708 COUNTY:CUMBERLAND LABARRON, MARY E 2755 SPRING RD Get Report CARLISLE, PA 17013-8728 COUNTY: CUMBERLAND 2761 SPRING RD (717) 245-0802 Get Report CARLISLE, PA 17013-8728 COUNTY: CUMBERLAND BOSLER, TERESA A 2731 SPRING RD (717) 258-6523 Get Report CARLISLE, PA 17013-8728 COUNTY: CUMBERLAND MCKEE, ROBERT S 2781 SPRING RD (717) 243-1996 Get Report CARLISLE, PA 17013-8728 COUNTY: CUMBERLAND Page 18 OTTO, CAROLYN H 2720 SPRING RD (717) 243-7525 Get Report CARLISLE, PA 17013-8708 COUNTY: CUMBERLAND 2790 SPRING RD (717) 243-4020 Get Report CARLISLE, PA 17013-8709 COUNTY: CUMBERLAND ARNOLD, CARMA 2711 SPRING RD (717) 245-0838 Get Report JEAN CARLISLE, PA 17013-8728 COUNTY: CUMBERLAND TRENT, SUMMER E 2791 SPRING RD (717) 249-8603 Get Report CARLISLE, PA 17013-8728 COUNTY: CUMBERLAND 2791 SPRING RD 1 (717) 249-8603 Get Report CARLISLE, PA 17013-8728 COUNTY:CUMBERLAND 2800 SPRING RD Get Report CARLISLE, PA 17013-8709 COUNTY: CUMBERLAND 2701 SPRING RD Get Report CARLISLE, PA 17013-8728 COUNTY: CUMBERLAND WARD, WENDY LEE 2691 SPRING RD (717) 240-0451 Get Report CARLISLE, PA 17013-8712 COUNTY: CUMBERLAND FICKES, DEBRA 2681 SPRING RD T-34 Get Report LYNN CARLISLE, PA 17013-8712 COUNTY: CUMBERLAND Sources Sources All Sources 41 Source Documents Bankruptcy Records 1 Source Document Driver Licenses 9 Source Documents Motor Vehicle Registrations 7 Source Documents Person Locator 1 I Source Document Phone 6 Source Documents Historical Person Locator 14 Source Documents Tax Assessor Records 1 Source Document Person Locator 4 2 Source Documents I Key: Page 19 _++t j High or moderate risk indicator. These flags may prompt you to investigate further The most recent telephone listing as reported by the EDA source Important: The Public Records and commercially available data sources used in Smarffinx(TM) Reports have errors. Data is sometimes entered poorly, processed incorrectly and is generally not free from defect. This system should not be relied upon as definitively accurate. Before relying on any data this system supplies, it should be independently verified. For Secretary of State documents, the information contained in the Smartlinx(TM) Reports is for information purposes only and is not an official record. Certified copies may be obtained from that individual state's Department of State. November 3, 2007 Postmaster CARLISLE, PA 17013 City, State, Zip Code PURCELL KRUG & HALLER 1719 N. FRONT STREET HARRISBURG, PA 17102-2392 Request for Change of Address or Boxholder Information Needed for Service of Legal Process Please finish the new address or the name and street address of a boxholder for the following KEVIN L. CRAMER Address: 2751 SPRING ROAD CARLISLE, PA 17013 NOTE: The name and last known address are required for change of address information. The name, if known, and post office box address are required for boxholder information. The following information is provided in accordance with 39 CFR 265.5(d)(6)(ii). There is no fee for providing boxholder information. The fee for providing change of address information is waived in accordance with CFR 265.6(d)(1) and (2) and corresponding Administrative Support Manuel 352.44a and b. 1. Capacity of requester (e.g. process server, attorney, party representing himself): ATTORNEY 7. Statute or regulation that empowers me to serve process (not required when requester is an attorney or party except a corporation acting pro se must cite statute): NOT APPLICABLE 8. The names of all known parties to the litigation: ERIN GARRISON CRAMER AND KEVIN L. CRAMER, Defendant; U.S. BANK NATIONAL ASSOCIATION TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY, Plaintiff 9. The court in which the case has been or will be heard. CUMBERLAND COUNTY COURT OF COMMON PLEAS 10. The docket or other identifying number if one has been issued: None as of above date 11. The capacity in which this individual is to be served (e.g. defendant or witness) DEFENDANT WARNING THE SUBMISSION OF FALSE INFORMATION TO OBTAIN AND USE CHANGE OF ADDRESS INFORMATION OR BOXHOLDER INFORMATION FOR ANY PURPOSE OTHER THAN THE SERVICE OF LEGAL PROCESS IN CONNECTION WITH ACTUAL OR PROSPECTIVE LITIGATION COULD RESULT IN CRIMINAL PENALTIES INCLUDING A FINE OF UP TO $10,0000 OR IMPRISONMENT OR (2) TO AVOID PAYMENT OF THE FEE FOR CHANGE OF ADDRESS INFORMATION OF NOT MORE THAN 5 YEARS, OR BOTH (TITLE 18 U.S.C. SECTION 1001). I Certify that the above information is true and that the address information is needed and will be used solely for Service of legal process in connection with actual or prospective litigation. Address: Signature 1719 N. Front Street Harrisburg, PA 17102 Leon P. Haller, Esquire Printed Name POST OFFICE USE ONLY No Change of address order on file. NEW ADDRESS or BOXHOLDER'S POSTMARK Not known at address given. NAME and STREET ADDRESS Moved. Left no forwarding address. No such address 0.7% A November 3, 2007 Postmaster CARLISLE, PA 17013 City, State, Zip Code PURCELL KRUG & HALLER 1719 N. FRONT STREET HARRISBURG, PA 17102-2392 Request for Change of Address or Boxholder Information Needed for Service of Legal Process Please furnish the new address or the name and street address of a boxholder for the following ERIN GARRISON CRAMER Address: 2751 SPRING ROAD CARLISLE, PA 17013 NOTE: The name and last known address are required for change of address information. The name, if known, and post office box address are required for boxholder information. The following information is provided in accordance with 39 CFR 265.5(d)(6)(ii). There is no fee for providing boxholder information. The fee for providing change of address information is waived in accordance with CFR 265.6(d)(1) and (2) and corresponding Administrative Support Manuel 352.44a and b. 1. Capacity of requester (e.g. process server, attorney, party representing himself): ATTORNEY 2. Statute or regulation that empowers me to serve process (not required when requester is an attorney or party except a corporation acting pro se must cite statute): NOT APPLICABLE 3. The names of all known parties to the litigation: ERIN GARRISON CRAMER AND KEVIN L. CRAMER, Defendant; U.S. BANK NATIONAL ASSOCIATION TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY, Plaintiff 4. The court in which the case has been or will be heard. CUMBERLAND COUNTY COURT OF COMMON PLEAS 5. The docket or other identifying number if one has been issued: None as of above date 6. The capacity in which this individual is to be served (e.g. defendant or witness) DEFENDANT WARNING THE SUBMISSION OF FALSE INFORMATION TO OBTAIN AND USE CHANGE OF ADDRESS INFORMATION OR BOXHOLDER INFORMATION FOR ANY PURPOSE OTHER THAN THE SERVICE OF LEGAL PROCESS IN CONNECTION WITH ACTUAL OR PROSPECTIVE LITIGATION COULD RESULT IN CRIMINAL PENALTIES INCLUDING A FINE OF UP TO $10,0000 OR IMPRISONMENT OR (2) TO AVOID PAYMENT OF THE FEE FOR CHANGE OF ADDRESS INFORMATION OF NOT MORE THAN 5 YEARS, OR BOTH (TITLE 18 U.S.C. SECTION 1001). I Certify that the above information is true and that the address information is needed and will be used solely for Service of legal process in connection with actual or prospective litigation. Address: Signature 1719 N. Front Street Harrisburg, PA 17102 Leon P. Haller, Esquire Printed Name POST OFFICE USE ONLY No Change of address order on file. NEW ADDRESS or BOXHOLDER'S POSTMARK Not known at address given. NAME and STREET ADDRESS Moved. Left no forwarding address. No such addres aso November 3, 2007 Postmaster HIGH RIDGE, MO 63049 City, State, Zip Code PURCELL KRUG & HALLER 1719 N. FRONT STREET HARRISBURG, PA 17102-2392 Request for Change of Address or Boxholder Information Needed for Service of Legal Process Please fiunish the new address or the name and street address of a boxholder for the following KEVIN L. CRAMER Address: 3136 OPAL DRIVE, HIGH RIDGE, MO 63049 NOTE: The name and last known address are required for change of address information. The name, if known, and post office box address are required for boxholder information. The following information is provided in accordance with 39 CFR 265.5(d)(6)(ii). There is no fee for providing boxholder information. The fee for providing change of address information is waived in accordance with CFR 265.6(d)(1) and (2) and corresponding Administrative Support Manuel 352.44a and b. 1. Capacity of requester (e.g. process server, attorney, party representing himself): ATTORNEY 17. Statute or regulation that empowers me to serve process (not required when requester is an attorney or party except a corporation acting pro se must cite statute): NOT APPLICABLE 18. The names of all known parties to the litigation: ERIN GARRISON CRAMER AND KEVIN L. CRAMER, Defendant; U.S. BANK NATIONAL ASSOCIATION TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY, Plaintiff 19. The court in which the case has been or will be heard. CUMBERLAND COUNTY COURT OF COMMON PLEAS 20. The docket or other identifying number if one has been issued: None as of above date 21. The capacity in which this individual is to be served (e.g. defendant or witness) DEFENDANT WARNING THE SUBMISSION OF FALSE INFORMATION TO OBTAIN AND USE CHANGE OF ADDRESS INFORMATION OR BOXHOLDER INFORMATION FOR ANY PURPOSE OTHER THAN THE SERVICE OF LEGAL PROCESS IN CONNECTION WITH ACTUAL OR PROSPECTIVE LITIGATION COULD RESULT IN CRIMINAL PENALTIES INCLUDING A FINE OF UP TO $10,0000 OR IMPRISONMENT OR (2) TO AVOID PAYMENT OF THE FEE FOR CHANGE OF ADDRESS INFORMATION OF NOT MORE THAN 5 YEARS, OR BOTH (TITLE 18 U.S.C. SECTION 1001). I Certify that the above information is true and that the address information is needed and will be used solely for Service of legal pro ss in connection with actual or prospective litigation. Address: Signature 1719 N. Front Street Leon P. Haller, Esquire Printed Name Harrisburg , PA 17102 BOXHOLDER'S POSTMARK Not known at address given. Moved Left no forwarding address. No such address POST OFFICE USE ONLY No Change of address order on file. NEW ADDRESS or NAME and STREET ADDRESS November 3, 2007 PURCELL KRUG & HALLER 1719 N. FRONT STREET HARRISBURG, PA 17102-2392 Postmaster CARLISLE, PA 17012 City, State, Zip Code Request for Change of Address or Boxholder Information Needed for Service of Legal Process Please furnish the new address or the name and street address of a boxholder for the following KEVIN L. CRAMER Address: 191 SKYLINE VIEW CARLISLE, PA 17013 NOTE: The name and last known address are required for change of address information. The name, if known, and post office box address are required for boxholder information. The following information is provided in accordance with 39 CFR 265.5(d)(6)(ii). There is no fee for providing boxholder information. The fee for providing change of address information is waived in accordance with CFR 265.6(d)(1) and (2) and corresponding Administrative Support Manuel 352.44a and b. 1. Capacity of requester (e.g. process server, attorney, party representing himself): ATTORNEY 12. Statute or regulation that empowers me to serve process (not required when requester is an attorney or party except a corporation acting pro se must cite statute): NOT APPLICABLE 13. The names of all known parties to the litigation: ERIN GARRISON CRAMER AND KEVIN L. CRAMER, Defendant; U.S. BANK NATIONAL ASSOCIATION TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY, Plaintiff 14. The court in which the case has been or will be heard. CUMBERLAND COUNTY COURT OF COMMON PLEAS 15. The docket or other identifying number if one has been issued: None as of above date 16. The capacity in which this individual is to be served (e.g. defendant or witness) DEFENDANT WARNING THE SUBMISSION OF FALSE INFORMATION TO OBTAIN AND USE CHANGE OF ADDRESS INFORMATION OR BOXHOLDER INFORMATION FOR ANY PURPOSE OTHER THAN THE SERVICE OF LEGAL PROCESS IN CONNECTION WITH ACTUAL OR PROSPECTIVE LITIGATION COULD RESULT IN CRIMINAL PENALTIES INCLUDING A FINE OF UP TO $10,0000 OR IMPRISONMENT OR (2) TO AVOID PAYMENT OF THE FEE FOR CHANGE OF ADDRESS INFORMATION OF NOT MORE THAN 5 YEARS, OR BOTH (TITLE 18 U.S.C. SECTION 1001). I Certify that the above information is true and that the address information is needed and will be used solely for Service of legal process in connection with actual or prospective litigation. Address: Signature 1719 N. Front Street Harrisbu Z. PA 17102 Leon P. Haller, Esquire Printed Name POST OFFICE USE ONLY BOV.4OLDER'S POSTMARK " t known at address given. Moved. Left no forwarding address. No such address No Change of address order on file. NEW ADDRESS or NAME and STREET ADDRESS WhitePages.com - Online Directory Assistance Paslu uOh ire" search. find. connect. 1 Result matching "Erin Cramer, Carlisle, PA Kev Ln? Erin Cramer home 2751 Spring Rd Carlisle, PA 17013-8728 (717) 249-1991 Ages: 30-34, 30-34 Page 1 of 1 Soo Yd Copyright © 1996-2007 tic and Terms under which this service is provided to you. Privacy Policy, L?No ://www.whitepages.com/search/FindPerson?extra_listing=mixed&form_mode=opt_b... 12/20/2007 http Page 1 of 1 TRANS UNION REPORT - TRACE Exact Match between SSN on input and SSN on file. Personal Information - FAD 12/2012007 Reported Name CRAMER, KEVIN L SSN 206-58-3132 Address 2751, SPRING, RD, CARLISLE, PA, 17013 2/2812006 Address 191, SKYLINE, VW, CARLISLE, PA, 17013 1/1/2003 Address 1353, NE, ORLANDO, Cl, BIRMINGHAM, AL, 35215 9/15/2001 Serviced By: TRANS UNION LLC 2 BALDWIN PLACE, P.O. BOX 1000 CHESTER, PA 19022 800-888-4213 END OF REPORT -TRANS UNION - 12/20/2007, 9:53:38 CT creditsystem.com/cgi-bin/wwwcredit 12/20/2007 Page 1 of 1 TRANS UNION REPORT - TRACE Exact Match between SSN on input and SSN on file. Personal Information - FAD 12120/2007 Reported Name GARRISON, ERIN K SSN 500-74-7897 Address 1353, NE, ORLANDO, Cl, BIRMINGHAM, AL, 35215 9/15/2001 Address 2, OCEAN, DR, FENTON, MO, 63026 12/1/1999 Address 63, PO BOX 63, SAINT CHARLES, MO, 63302 7/1/1997 Serviced By: TRANS UNION LLC 2 BALDWIN PLACE, P.O. BOX 1000 CHESTER, PA 19022 800-888-4213 END OF REPORT - TRANS UNION -12/20/2007, 9:54:02 CT c1 d ' - --m/c6-bin/wwwcredit 12/20/2007 PAGE 1 ` PENNSYLVANIA DEPARTMENT OF TRANSPORTATION BUREAU OF DRIVER LICENSING THREE YEAR DRIVING RECORD JAN 10 2008 ,RIVER: ERIN KELLEEN GARRISON-CRAMER DRIVER LICENSE NO : 28789457 2751 SPRING RD DATE OF BIRTH : JUL 04 1975 CARLISLE, PA 17013 SEX : FEMALE RECORD TYPE : REG LICENSE DRIVER LICENSE (DL) COMMERCIAL DRIVER LICENSE (CDL) ,ICENSE CLASS : C CDL LICENSE CLASS . ,ICENSE ISSUE DATE: JAN 03 2006 CDL LICENSE ISSUED : ,ICENSE EXPIRES : JUL 05 2009 CDL LICENSE EXPIRES: CDL ENDORSEMENTS : NONE iED RESTRICTIONS : NONE CDL RESTRICTIONS : NONE ,EARNER PERMITS CDL LEARNER PERMITS: .ICENSE STATUS VALID CDL LICENSE STATUS : SB ENDORSEMENT PROBATIONARY LICENSE (PL) PL LICENSE CLASS PL LICENSE ORIG ISS: PL LICENSE ISSUED . PL LICENSE EXPIRES : PL LICENSE STATUS . OCCUPATIONAL LIMITED LICENSE (OLL) OLL LICENSE CLASS . OLL LICENSE ISSUED : OLL LICENSE EXPIRES: OLL LICENSE STATUS : *** CONTINUED *** PAGE 1 PENNSYLVANIA DEPARTMENT OF TRANSPORTATION BUREAU OF DRIVER LICENSING THREE YEAR DRIVING RECORD JAN 10 2008 IVER: KEVIN LAWRENCE CRAMER DRIVER LICENSE NO : 23513547 2751 SPRING RD DATE OF BIRTH : FEB 20 1975 CARLISLE, PA 17013 SEX : MALE RECORD TYPE : REG LICENSE DRIVER LICENSE (DL) COMMERCIAL DRIVER LICENSE (CDL) CENSE CLASS : C CDL LICENSE CLASS . CENSE ISSUE DATE: MAR 15 2006 CDL LICENSE ISSUED : CENSE EXPIRES : FEB 21 2010 CDL LICENSE EXPIRES: IG ISSUE DATE : JUN 12 1991 CDL ENDORSEMENTS : NONE D RESTRICTIONS : NONE CDL RESTRICTIONS : NONE ARNER PERMITS CDL LEARNER PERMITS: CENSE STATUS VALID CDL LICENSE STATUS SB ENDORSEMENT PROBATIONARY LICENSE (PL) PL LICENSE CLASS PL LICENSE ORIG ISS: PL LICENSE ISSUED . PL LICENSE EXPIRES : PL LICENSE STATUS . OCCUPATIONAL LIMITED LICENSE (OLL) OLL LICENSE CLASS OLL LICENSE ISSUED OLL LICENSE EXPIRES: OLL LICENSE STATUS : *** CONTINUED *** U ' u 6 i', J ?,;ii. U.S. BANK NATIONAL ASSOCIATION TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY Plaintiff VS. ERIN GARRISON CRAMER AND KEVIN L. CRAMER Defendants W8 S 2008 IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA NO. 2007-6838 : CIVIL ACTION - LAW - MORTGAGE FORECLOSURE ORDER FOR SERVICE AND NOW, to wit, this Z5-, day of q&--? , 2008, upon consideration of the within Motion, it appearing that a good faith investigation and effort to locate the Defendants, Erin Garrison Cramer and Kevin L. Cramer, has been made by Plaintiff, it is hereby ORDERED that service of the Complaint be made by posting a copy of the original Complaint on the most public part of the property located at 2751 Spring Road, Carlisle, PA 17013 and by forwarding a copy of the Complaint by certified mail and ordinary mail (service to be completed upon mailing) to Defendants, Erin Garrison Cramer and Kevin L. Cramer, at their last known address located at 2751 Spring Road, Carlisle, PA 17013; AND FURTHER, that in the event this case should be reduced to judgment and execution shall be issued, service upon the Defendants pursuant to Rule 3129.2(c)(1)(C) shall be effected by mailing copies of the required notices to the Defendants at their last known address by Certified mail and ordinary mail (service to be completed upon mailing) and by posting a copy of the Notice of Sale or Sheriff's handbill on the most public part of the premises and by publication by Sheriff pursuant to Pennsylvania Rule of Civil Procedure 3129.2(d). - w It3q p3? ??w S3 ? "? v Y t7'..L•"U So/SL°// f1 ./ ? -3 U.S. BANK NATIONAL ASSOCIATION TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY Plaintiff VS. ERIN GARRISON CRAMER AND KEVIN L. CRAMER Defendant(s) PRAECIPE TO REINSTATE TO THE PROTHONOTARY: Kindly reinstate the complaint on the above captioned matter. DATE: February 14, 2008 IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE No. 07-6838 PURCELL, KRUG, & HALLER BY Leon P. Haller 1719 North Front Street Harrisburg, Pa. 17102 Attorney for Plaintiff Attorney ID# 15700 4 O 0 l 6 3 y3 ??{ "r _Tj t i SHERIFF'S RETURN - REGULAR CASE NO: 2007-06838 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND U S BANK NATIONAL ASSOCIATION VS CRAMER ERIN GARRISON ET AL TIMOTHY BLACK Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE was served upon CRAMER ERIN GARRISON the DEFENDANT at 1300:00 HOURS, on the 27th day of February , 2008 at 2751 SPRING ROAD CARLISLE, PA 17013 by handing to POSTED PROPERTY AT 2751 SPRING ROAD CARLISLE a true and attested copy of COMPLAINT - MORT FORE together with and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing 18.00 Service 4.80 Posting 6.00 Surcharge 10.00 .00 3l?°??08- 38.8 0 So Answers: R. Thomas Kline 02/28/2008 PURCELL KRUG HALLER Sworn and Subscibed to By: before me this day eputy Sheriff of A.D. -? SHERIFF'S RETURN - REGULAR CASE NO: 2007-06838 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND U S BANK NATIONAL ASSOCIATION VS CRAMER ERIN GARRISON ET AL TIMOTHY BLACK Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - mnRT vnDv CRAMER KEVIN L DEFENDANT was served upon the at 1300:00 HOURS, on the 27th day of February 2008 at 2751 SPRING ROAD CARLISLE, PA 17013 by handing to POSTED PROPERTY AT 2751 SPRING ROAD CARLISLE a true and attested copy of COMPLAINT - MORT FORK together with and at the same time directing His attention to the contents thereof. Sheriff's Costs: Docketing 6.00 Service .00 Posting 6.00 Surcharge 10.00 3//Z/o8 9 ? 22. 00 Sworn and Subscibed to before me this day Sheriff or Deputy Sheriff of So Answers: E ? R. Thomas Kline 02/28/2008 PURCELL KRUG HALLER By: puty Sheriff of A. D. U.S. BANK NATIONAL ASSOCIATION TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY Plaintiff Vs. ERIN GARRISON CRAMER AND KEVIN L. CRAMER Defendants IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA No. 07-6838 CIVIL ACTION - LAW IN MORTGAGE FORECLOSURE AFFIDAVIT OF SERVICE I, Leon P. Haller, hereby certify that a true and correct copy of the Complaint in the above captioned action was forwarded to the following individuals by regular U. S. Mail, first class service, postage prepaid, and by certified mail, return receipt requested, postage prepaid, on February 25, 2008, addressed as follows: ERIN GARRISON CRAMER 2751 SPRING ROAD CARLISLE, PA 17013 KEVIN L. CRAMER 2751 SPRING ROAD CARLISLE, PA 17013 Attached hereto is the original Certificate of Mailing postmarked February 25, 2008 along with the original Receipts for Certified Mail also postmarked February 25, 2008. SWORN to and subscribed this a?5day of F--* 20?. l?- otary Public My commission expires: (SEAL) Leon P. Haller COMMONWEALTH OF PENNSYLVANIA Notarial Seal Trad M. Bemstain, Notary Public City Of Harrisburg, DaupMn County My C omission E)Ores Aug. 21, 2011 Member, Pennsylvania Association of Notaries 7160 39031 9649 4752 2954 TO: ERIN GARRISON CRAMER 2751 SPRING ROAD CARLISLE, PA 17013 SENDER: TMB REFERENCE•P01455/33624 COURT ORDER RETURN Postage JJ/ RECEIPT Certified Fee 2 65 SERVICE Return Receipt Fee 2.15 Restricted Delivery - Total Postage & Fees Fa V US Postal Service POSTMARK OR DATE Receipt for Certified Mail No Insurance Comapa Pronridsd Do Not Use for kNsrnabonal MaN 7160 3901 9649 9752 2947 TO: KEVIN L. CRAMER 2751 SPRING ROAD CARLISLE, PA 17013 SENDER: TMB REFERENCE: P01455/33624 COURT ORDER a RETURN Postage RECEIPT Certified Fee SERVICE Return Receipt Fee Restricted Delivery, Total Postage & *+ g US Postal Service'- d POST OR^DATE Receipt fo ; ry`V Certified Mai' ; No Insurance Covaapa Provided Do Not Use for International Mall r - ; PHFA V. Cramer U. S. POSTAL SERVICE CERTIFICATE OF MAILING (In compliance with Postal Service Form 3877) Received from: Purcell, Krug & Haller Postage: 1719 North Front Street Harrisburg, PA 17102 One piece of ordinary mail addressed to: Postmark: ERIN GARRISON CRAMER 2751 SPRING ROAD CARLISLE, PA 17013 U. S. POSTAL SERVICE CERTIFICATE OF MAILING (In compliance with Postal Service Form 3877) Received from: Purcell, Krug & Haller Postage: 1719 North Front Street Harrisburg, PA 17102 One piece of ordinary mail addressed to: Postmark: KEVIN L. CRAMER 2751 SPRING ROAD CARLISLE, PA 17013 O?PSES POS;' PITNEY BOWES 02 1 A $ 02.10° 0004353871 FEB25 2008 MAILED FROM ZIP CODE 1 710 2 X, _N ? c -n -..,i -c U.S. BANK NATIONAL ASSOCIATION TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY, PLAINTIFF VS. ERIN GARRISON CRAMER KEVIN L. CRAMER, DEFENDANT(S) IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION LAW NO. 07-6838 MORTGAGE FORECLOSURE PRAECIPE TO THE PROTHONOTARY OF THE WITHIN COUNTY: Please enter JUDGMENT in rem in favor of the Plaintiff and against Defendant(s) ERIN GARRISON CRAMER and KEVIN L. CRAMER for failure to plead to the above action within twenty (20) days from date of service of the Complaint, and assess Plaintiff s damages as follows: Unpaid Principal Balance Interest Per diem of $16.24 From 06/01/2007 To 12/01/2007 Accumulated Late Charges Late Charges ($26.26 per month to 12/01/2007) Escrow Deficit 5% Attorney's Commission TOTAL $123,081.02 $2,971.92 $157.08 $131.30 $633.67 $6,154.05 $133,129.04 "Together with additional interest at the per diem rate indicated above from the date herein, based on the contract rate, and other charges and costs to the date of Sheriff s Sale. PURCELL, KRUG & HALLS t / By Leon P: Haller PA I.D. # 15700 1719 North Front Street Harrisburg, PA 17102 (717) 234-4178 U.S. BANK NATIONAL ASSOCIATION TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY, PLAINTIFF Vs. ERIN GARRISON CRAMER KEVIN L. CRAMER, DEFENDANT(S) IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION LAW NO. 07-6838 IN MORTGAGE FORECLOSURE CERTIFICATE OF SERVICE PURSUANT TO PA. R.C.P. 237.1 I hereby certify that on March 20, 2008 I served the Ten Day Notice required by Pa. R.C.P. on the Defendant(s) in this matter by regular first class mail, postage prepaid, as indicated on the attached Notice. By 4- 11-Leon P. Haller I.D. # 15700 Attorney for'Plaintiff Purcell, Krug & Haller 1719 North Front Street Harrisburg, PA 17102 U.S. BANK NATIONAL ASSOCIATION TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY, Plaintiff IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA NO. 07-6838 VS. ERIN GARRISON CRAMER AND KEVIN L. CRAMER Defendants CIVIL ACTION LAW IN MORTGAGE FORECLOSURE DATE OF THIS NOTICE: March 20, 2008 TO: ERIN GARRISON CRAMER 2751 SPRING ROAD CARLISLE, PA 17013 KEVIN L. CRAMER 2751 SPRING ROAD CARLISLE, PA 17013 THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICE TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 717-249-3166 PURCELL, KRUG & HALLE LEON P. HALL --Attorney for Plaintiff I.D. # 15700 1719 N. Front St., Harrisburg, PA 17102 (717) 234-4178 U.S. BANK NATIONAL ASSOCIATION TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY, PLAINTIFF VS. ERIN GARRISON CRAMER KEVIN L. CRAMER, DEFENDANT IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION LAW NO. 07-6838 IN MORTGAGE FORECLOSURE NON-MILITARY AFFIDAVIT COMMONWEALTH OF PENNSYLVANIA COUNTY OF DAUPHIN SS Personally appeared before me, a Notary Public in and for said Commonwealth and County, LEON P. HALLER, ESQUIRE who being duly sworn according to law deposes and states that the Defendant (s) above named are not in the Military or Naval Service nor are they engaged in any way which would bring them within the Soldiers and Sailors Relief Act of 1940, as amended. Sworn to and subscribed before me this day of 20 lid I ??- otary lic COMMONWEALTH OF PENNSYLVANIA +NOTARIAL SEAL MARYLAND K. f'ERRE711 Notary Public Lower Paxton Twp., Dauphin County 4y C ornmission Expires Aug. 8, 2010 Q rip f_ ` r-f j ?, rt r ]n JAW' IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION - LAW AT NO. 07-6838 U.S. BANK NATIONAL ASSOCIATION TRUSTEE Total Judgment Amount $133,129.04 FOR THE PENNSYLVANIA HOUSING FINANCE Interest $4,384.13 AGENCY, Per diem of $16.24 to sale PLAINTIFF date 9/3/2008 Late Charges $210.08 VS. $26.26 per month to sale date 9/3/2008 ERIN GARRISON CRAMER Escrow Deficit $1,917.65 KEVIN L. CRAMER, DEFENDANT(S) TOTAL WRIT $139,640.90 *Plus additional interest, late charges and other costs to date of sheriff's sale. SALE DATE: Wednesday, September 03, 2008 (PROTHONOTARY'S USE) Pltf. Paid Deft. Paid Due Proth/Clerk Other Costs PRAECIPE FOR WRIT OF EXECUTION - MORTGAGE FORECLOSURE TO THE PROTHONOTARY/CLERK OF SAID COURT: Issue Writ of Execution in the above captione e. Date: April 17, 2008 . ;6'", Attorney for Plaintiff 1719 North Front Street Harrisburg, PA 17102 (717) 234-4178 Kon P. Haller PA I.D. #15700 WRIT OF EXECUTION - MORTGAGE FORECLOSURE COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND TO THE SHERIFF OF CUMBERLAND COUNTY: SS To satisfy the judgment, interest and costs in the above captioned case, you are directed to levy upon and sell the property described in the attached description known as 2751 SPRING ROAD CARLISLE, PA 17013 Date: PROTHONOTARY/CLERK CIVIL DIVISION BY DEPUTY J*"-- ** BEGINNING WITH JUNE SALES - SEND LEGAL ELECTRONICALLY VIA ACROBAT READER OR WORD DOCUMENT TO: ismithAccpa.net ** ALL THAT CERTAIN tract of land situate in North Middleton Township, Cumberland County, Pennsylvania, bounded and described in accordance with survey made by Thomas Alvin Neff, Registered Surveyor, on June 13, 1967, and more particularly bounded and described as follows: BEGINNING at a stake on the Eastern right of way line of the Carlisle-New Bloomfield Road (Pennsylvania Route No. 34) said stake being in the Southern line of an unpaved street known as Elm Avenue;.thence along the Southern line of said Elm Avenue, South 70 degrees 15 minutes East, a distance of 200 feet to a stake; thence South 19 degrees 45 minutes West along line of land now or formerly of Harold Hall, a distance of 75 feet to an iron pin; thence along line of land now or formerly of M. L. Prosser, North 70 degrees 15 minutes West, a distance of 200 feet to an iron pin on the Eastern right of way line of said Carlisle-New Bloomfield Road; thence North 19 degrees 45 minutes East along said right of way line, a distance of 75 feet to a stake, the place of BEGINNING. CONTAINING 75 feet in front along the Eastern line for 40 feet wide Pennsylvania route No. 34 and extending Eastwardly therefrom at an even width, a distance of 200 feet, and having thereon erected a one and one-half story brick and aluminum siding covered house. THE DWELLING THEREON KNOWN AS 2751 SPRING ROAD, CARLISLE, PA 17013 BEING THE SAME PREMISES WHICH William F. D'Happart and Catherine J. D'Happart by deed dated 12/23/05 and recorded 12/30/05 in Cumberland County Record Book 272, Page 2813 granted and conveyed unto Kevin L. Cramer and Erin Garrison Cramer. TO BE SOLD AS THE PROPERTY OF ERIN GARRISON CRAMER AND KEVIN L. CRAMER ON JUDGMENT NO. 07-6838 ASSESSMENT NO. 29-14-0867-038 r? rv -17k ' •. ?' ?! W ``r Aj Do 6- qj ID C o°c o °o Cep O a WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 07-6838 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due U.S. NATIONAL ASSOCIATION TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY, Plaintiff (s) From ERIN GARRISON CRAMER AND KEVIN L. CRAMER (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRITPION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof, (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $133,129.04 L.L. $.50 Interest PER DIEM OF $16.24 TO SALE DATE 9/3/2008 - $4,384.13 Atty's Comm % Due Prothy $2.00 Atty Paid $264.20 Other Costs LATE CHARGES $26.26 PER MONTH TO SALE DATE 9/3/2008 - $210.08 ---- ESCROW DEFICIT $1,917.65 --- PLUS ADDITIONAL INTEREST, LATE CHARGES AND OTHER COSTS TO DATE OF SHERIFF'S SALE Plaintiff Paid Date: APRIL 18, 2008 (Seal) REQUESTING PARTY: Name LEON P. HALLER, ESQUIRE Address: 1719 NORTH FRONT STREET HARRISBURG, PA 17102 Attorney for: PLAINTIFF Telephone: 717-2344178 Supreme Court ID No. 15700 'C*tis R. Long, Prothonotary By: Deputy t - , ... U.S. BANK NATIONAL ASSOCIATION TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY, PLAINTIFF IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION LAW VS. ERIN GARRISON CRAMER KEVIN L. CRAMER, DEFENDANT(S) NO. 07-6838 IN MORTGAGE FORECLOSURE AFFIDAVIT PURSUANT TO RULE 3129.1 The Plaintiff in the above action, by its attorneys, Purcell, Krug & Haller, sets forth as of the date the praecipe for the writ of execution was filed, the following information concerning the real property located at 2751 SPRING ROAD CARLISLE, PA 17013: Name and address of the Owner(s) or Reputed Owner(s): ERIN GARRISON CRAMER 2751 SPRING ROAD CARLISLE, PA 17013 KEVIN L. CRAMER 2751 SPRING ROAD CARLISLE, PA 17013 2. Name and address of Defendant(s) in the Judgment, if different from that listed. in (1) above: SAME 3. Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: UNKNOWN 4. Name and address of last recorded holder of every mortgage of record: PLAINTIFF HEREIN (AND ANY OTHERS AS NOTED BELOW): Name and address of every other person who has any record lien on the property: UNKNOWN 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: UNKNOWN 40 7. Name and address of every other person of whom the Plaintiff has knowledge who has any interest in the property which may be affected by the sale: DOMESTIC RELATIONS Cumberland County Courthouse 13 North Hanover Street Carlisle, PA 17013 TENANT/OCCUPANT 2751 SPRING ROAD CARLISLE, PA 17013 (In the preceding information, where addresses could not be reasonably ascertained, the same is indicated.) I verify that the statements made in this Affidavit are true and correct to the best of my personal knowledge, information and belief. I understand that false statements herein are made ject to the penalties of 18 PA C.S. Section 4904 relating to unsworn falsification to authorities. Leon P. er PA I.D. #15700 Purcell, Krug & Haller 1719 North Front Street Harrisburg, PA 17102 (717) 234-4178 DATE: April 17, 2008 c co cc, 1 U.S. BANK NATIONAL ASSOCIATION TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY, PLAINTIFF VS. ERIN GARRISON CRAMER KEVIN L. CRAMER, DEFENDANT(S) IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION LAW NO. 07-6838 IN MORTGAGE FORECLOSURE NOTICE OF SHERIFF'S SALE OF REAL ESTATE PURSUANT TO PENNSYLVANIA RULE OF CIVIL PROCEDURE 3129.1 TAKE NOTICE: That the Sheriff s Sale of Real Property (real estate) will be held: DATE: Wednesday, September 03, 2008 TIME: 10:00 O'clock A.M. LOCATION: Cumberland County Courthouse Carlisle, Pennsylvania 17013 THE PROPERTY TO BE SOLD is delineated in detail in a legal description mainly consisting of a statement of the measured boundaries of the property, together with a brief mention of the buildings and any other major improvements erected on the land. (SEE DESCRIPTION ATTACHED) THE LOCATION of your property to be sold is: 2751 SPRING ROAD CARLISLE, PA 17013 THE JUDGMENT under or pursuant to which your property is being sold is docketed in the within Commonwealth and County to: No. 07-6838 JUDGMENT AMOUNT $133,129.04 THE NAMES OF THE OWNERS OR REPUTED OWNERS of this property is: ERIN GARRISON CRAMER and KEVIN L. CRAMER A A SCHEDULE OF DISTRIBUTION, being a list of the persons and/or governmental or corporate entities or agencies being entitled to receive part of the proceeds of the sale received and to be disbursed by the Sheriff (for example, to banks that hold mortgages and municipalities that are owed taxes) will be filed by the Sheriff of this County thirty (30) days after the sale and distribution of the proceeds of sale in accordance with this schedule will, in fact, be made unless someone objects by filing exceptions to it within ten (10) days of the date it is filed. Information about the Schedule of Distribution may be obtained from the Sheriff of the Court of Common Pleas of the within County at the Courthouse address specified herein. THIS PAPER IS A NOTICE OF THE TIME AND PLACE OF THE SALE OF YOUR PROPERTY. IT HAS BEEN ISSUED BECAUSE THERE IS A JUDGMENT AGAINST YOU. IT MAY CAUSE YOUR PROPERTY TO BE HELD, TO BE SOLD OR TAKEN TO PAY THE JUDGMENT You may have legal rights to prevent your property from being taken away. A lawyer can advise you more specifically of these rights. If you wish to exercise your rights, YOU MUST ACT PROMPTLY. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET FREE LEGAL ADVICE: Cumberland County Bar Association 32 South Bedford Street Carlisle, Pennsylvania 17013 717-249-3166 Legal Services, Inc 8 Irvine Row Carlisle, Pennsylvania 17013 717-243-9400 THE LEGAL RIGHTS YOU MAY HAVE ARE: 1. You may file a petition with the Court of Common Pleas of the within County to open the judgment if you have a meritorious defense against the person or company that has entered judgment against you. You may also file an petition with the same Court if you are aware of a legal defect in the obligation or the procedure used against you. 2. After the Sheriffs Sale you may file a petition with the Court of Common Pleas of the within County to set aside the sale for a grossly inadequate price or for other proper cause. This petition MUST BE FILED BEFORE THE SHERIFF'S DEED IS DELIVERED. 3. A petition or petitions raising the legal issues or rights mentioned in the preceding paragraphs must be presented to the Court of Common Pleas of the within County. The petition must be served on the attorney for the creditor or on the creditor before presentation to the court and a proposed order or rule must be attached to the petition. If a specific return date is. desired, such' date must be obtained from the Court Administrator's Office - Civil Division, of the within County Courthouse, before a presentation of the petition to the Court. PURCELL, KRUG & HALLER Attorneys for Plaintiff 1719 North Front Street Harrisburg, PA 17102 (717) 234-4178 ** BEGINNING WITH JUNE SALES - SEND LEGAL ELECTRONICALLY VIA ACROBAT READER OR WORD DOCUMENT TO: ismithAccpa.net ** ALL THAT CERTAIN tract of land situate in North Middleton Township, Cumberland County, Pennsylvania, bounded and described in accordance with survey made by Thomas Alvin Neff, Registered Surveyor, on June 13, 1967, and more particularly bounded and described as follows: BEGINNING at a stake on the Eastern right of way line of the Carlisle-New Bloomfield Road (Pennsylvania Route No. 34) said stake being in the Southern line of an unpaved street known as Elm Avenue; thence along the Southern line of said Elm Avenue, South 70 degrees 15 minutes East, a distance of 200 feet to a stake; thence South 19 degrees 45 minutes West along line of land now or formerly of Harold Hall, a distance of 75 feet to an iron pin; thence along line of land now or formerly of M. L. Prosser, North 70 degrees 15 minutes West, a distance of 200 feet to an iron pin on the Eastern right of way line of said Carlisle-New Bloomfield Road; thence North 19 degrees 45 minutes East along said right of way line, a distance of 75 feet to a stake, the place of BEGINNING. CONTAINING 75 feet in front along the Eastern line for 40 feet wide Pennsylvania route No. 34 and extending Eastwardly therefrom at an even width, a distance of 200 feet, and having thereon erected a one and one-half story brick and aluminum siding covered house. THE DWELLING THEREON KNOWN AS 2751 SPRING ROAD, CARLISLE, PA 17013 BEING THE SAME PREMISES WHICH William F. D'Happart and Catherine J. D'Happart by deed dated 12/23/05 and recorded 12/30/05 in Cumberland County Record Book 272, Page 2813 granted and conveyed unto Kevin L. Cramer and Erin Garrison Cramer. TO BE SOLD AS THE PROPERTY OF ERIN GARRISON CRAMER AND KEVIN L. CRAMER ON JUDGMENT NO. 07-6838 ASSESSMENT NO. 29-14-0867-038 ? C? ' " _ ??- :7 l ?? .....t 4'S", ` 1 ? rti3 _ 4;.. _. fi ? _: ..._ ?' [ r _ ?? ?, . . i,i.? ** BEGINNING WITH JUNE SALES - SEND LEGAL ELECTRONICALLY VIA ACROBAT READER OR WORD DOCUMENT TO: ismith(a ecaamet ** ALL THAT CERTAIN tract of land situate in North Middleton Township, Cumberland County, Pennsylvania, bounded and described in accordance with survey made by Thomas Alvin Neff, Registered Surveyor, on June 13, 1967, and more particularly bounded and described as follows: BEGINNING at a stake on the Eastern right of way line of the Carlisle-New Bloomfield Road (Pennsylvania Route No. 34) said stake being in the Southern line of an unpaved street known as Elm Avenue; thence along the Southern line of said Elm Avenue, South 70 degrees 15 minutes East, a distance of 200 feet to a stake; thence South 19 degrees 45 minutes West along line of land now or formerly of Harold Hall, a distance of 75 feet to an iron pin; thence along line of land now or formerly of M. L. Prosser, North 70 degrees 15 minutes West, a distance of 200 feet to an iron pin on the Eastern right of way line of said Carlisle-New Bloomfield Road; thence North 19 degrees 45 minutes East along said right of way line, a distance of 75 feet to a stake, the place of BEGINNING. CONTAINING 75 feet in front along the Eastern line for 40 feet wide Pennsylvania route No. 34 and extending Eastwardly therefrom at an even width, a distance of 200 feet, and having thereon erected a one and one-half story brick and aluminum siding covered house. THE DWELLING THEREON KNOWN AS 2751 SPRING ROAD, CARLISLE, PA 17013 BEING THE SAME PREMISES WHICH William F. D'Happart and Catherine J. D'Happart by deed dated 12/23/05 and recorded 12/30/05 in Cumberland County Record Book 272, Page 2813 granted and conveyed unto Kevin L. Cramer and Erin Garrison Cramer. TO BE SOLD AS THE PROPERTY OF ERIN GARRISON CRAMER AND KEVIN L. CRAMER ON JUDGMENT NO. 07-6838 ASSESSMENT NO. 29-14-0867-038 U.S. Bank National Association VS Erin Garrison Cramer and Kevin L. Cramer In The Court of Common Pleas of Cumberland County, Pennsylvania Writ No. 2007-6838 Civil Term R. Thomas Kline, Sheriff, who being duly sworn according to law, states this writ is returned STAYED per letter of request from Attorney Leon Haller. Sheriff's Costs: Docketing Poundage Levy Certified Mail Law Library Prothonotary Mileage Surcharge 30.00 1.77 15.00 5.75 .50 2.00 5.00 30.00 $ 90.02 4 So Answers: R. Thomas Kline, Sheriff BY ' %`Yv1 Real Estate ergeant So Co ? t" ck_, 4 gSGo 02 /o -3 U.S. BANK NATIONAL ASSOCIATION TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY, PLAINTIFF VS. ERIN GARRISON CRAMER KEVIN L. CRAMER, DEFENDANT(S) IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION LAW NO. 07-6838 IN MORTGAGE FORECLOSURE Cf AFFIDAVIT PURSUANT TO RULE 3129.1 The Plaintiff in the above action, by its attorneys, Purcell, Krug & Haller, sets forth as of the date the praecipe for the writ of execution was filed, the following information concerning the real property located at 2751 SPRING ROAD CARLISLE, PA 17013: 1. Name and address of the Owner(s) or Reputed Owner(s): ERIN GARRISON CRAMER 2751 SPRING ROAD CARLISLE, PA 17013 KEVIN L. CRAMER 2751 SPRING ROAD CARLISLE, PA 17013 2. Name and address of Defendant(s) in the Judgment, if different from that listed. in (1) above: SAME 3. Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: UNKNOWN 4. Name and address of last recorded holder of every mortgage of record: PLAINTIFF HEREIN (AND ANY OTHERS AS NOTED BELOW): 5. Name and address of every other person who has any record lien on the property: UNKNOWN 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: UNKNOWN 7. Name and address of every other person of whom the Plaintiff has knowledge who has any interest in the property which may be affected by the sale: DOMESTIC RELATIONS Cumberland County Courthouse 13 North Hanover Street Carlisle, PA 17013 TENANT/OCCUPANT 2751 SPRING ROAD CARLISLE, PA 17013 (In the preceding information, where addresses could not be reasonably ascertained, the same is indicated.) I verify that the statements made in this Affidavit are true and correct to the best of my personal knowledge, information and belief. I understand that false statements herein are made ject to the penalties of 18 PA C.S. Section 4904 relating to unworn falsification to authorities. Leon P. er PA I.D. # 15700 Purcell, Krug & Haller 1719 North Front Street Harrisburg, PA 17102 (717) 234-4178 DATE:April 17, 2008 U.S. BANK NATIONAL ASSOCIATION TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY, PLAINTIFF VS. ERIN GARRISON CRAMER KEVIN L. CRAMER, DEFENDANT(S) IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION LAW NO. 07-6838 IN MORTGAGE FORECLOSURE NOTICE OF SHERIFF'S SALE OF REAL ESTATE PURSUANT TO PENNSYLVANIA RULE OF CIVIL PROCEDURE 3129.1 TAKE NOTICE: That the Sheriff s Sale of Real Property (real estate) will be held: DATE: Wednesday, September 03, 2008 TIME: 10:00 O'clock A.M. LOCATION: Cumberland County Courthouse Carlisle, Pennsylvania 17013 THE PROPERTY TO BE SOLD is delineated in detail in a legal description mainly consisting of a statement of the measured boundaries of the property, together with a brief mention of the buildings and any other major improvements erected on the land. (SEE DESCRIPTION ATTACHED) THE LOCATION of your property to be sold is: 2751 SPRING ROAD CARLISLE, PA 17013 THE JUDGMENT under or pursuant to which your property is being sold is docketed in the within Commonwealth and County to: No. 07-6838 JUDGMENT AMOUNT $133,129.04 THE NAMES OF THE OWNERS OR REPUTED OWNERS of this property is: ERIN GARRISON CRAMER and KEVIN L. CRAMER A SCHEDULE OF DISTRIBUTION, being a list of the persons and/or governmental or corporate entities or agencies being entitled to receive part of the proceeds of the sale received and to be disbursed by the Sheriff (for example, to banks that hold mortgages and municipalities that are owed taxes) will be filed by the Sheriff of this County thirty (30) days after the sale and distribution of the proceeds of sale in accordance with this schedule will, in fact, be made unless someone objects by filing exceptions to it within ten (10) days of the date it is filed. Information about the Schedule of Distribution may be obtained from the Sheriff of the Court of Common Pleas of the within County at the Courthouse address specified herein. THIS PAPER IS A NOTICE OF THE TIME AND PLACE OF THE SALE OF YOUR PROPERTY. IT HAS BEEN ISSUED BECAUSE THERK IS A JUDGMENT AGAINST YOU. IT MAY CAUSE YOUR PROPERTY TO BE HELD. TO BE SOLD OR TAKEN TO PAY THE JUDGMENT You may have legal rights to prevent your property from being taken away. A lawyer can advise you more specifically of these rights. If you wish to exercise your rights, YOU MUST ACT PROMPTLY. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET FREE LEGAL ADVICE: Cumberland County Bar Association 32 South Bedford Street Carlisle, Pennsylvania 17013 717-249-3166 Legal Services, Inc 8 Irvine Row Carlisle, Pennsylvania 17013 717-243-9400 THE LEGAL RIGHTS YOU MAY HAVE ARE: 1. You may file a petition with the Court of Common Pleas of the within County to open the judgment if you have a meritorious defense against the person or company that has entered judgment against you. You may also file an petition with the same Court if you are aware of a legal defect in the obligation or the procedure used against you. 2. After the Sheriffs Sale you may file a petition with the Court of Common Pleas of the within County to set aside the sale for a grossly inadequate price or for other proper cause. This petition MUST BE FILED BEFORE THE SHERIFF'S DEED IS DELIVERED. 3. A petition or petitions raising the legal issues or rights mentioned in the preceding paragraphs must be presented to the Court of Common Pleas of the within County. The petition must be served on the attorney for the creditor or on the creditor before presentation to the court and a proposed order or rule must be attached to the petition. If a specific return date is desired, such date must be obtained from the Court Administrator's Office - Civil Division, of the within County Courthouse; before a presentation of the petition to the Court. PURCELL, KRUG & HALLER Attorneys for Plaintiff 1719 North Front Street Harrisburg, PA 17102 (717) 234-4178 ** BEGINNING WITH JUNE SALES - SEND LEGAL ELECTRONICALLY VIA ACROBAT READER OR WORD DOCUMENT TO: jsmith(akeaamet ** ALL THAT CERTAIN tract of land situate in North Middleton Township, Cumberland County, Pennsylvania, bounded and described in accordance with survey made by Thomas Alvin Neff, Registered Surveyor, on June 13, 1967, and more particularly bounded and described as follows: BEGINNING at a stake on the Eastern right of way line of the Carlisle-New Bloomfield Road (Pennsylvania Route No. 34) said stake being in the Southern line of an unpaved street known as Elm Avenue; thence along the Southern line of said Elm Avenue, South 70 degrees 15 minutes East, a distance of 200 feet to a stake; thence South 19 degrees 45 minutes West along line of land now or formerly of Harold Hall, a distance of 75 feet to an iron pin; thence along line of land now or formerly of M. L. Prosser, North 70 degrees 15 minutes West, a distance of 200 feet to an iron pin on the Eastern right of way line of said Carlisle-New Bloomfield Road; thence North 19 degrees 45 minutes East along said right of way line, a distance of 75 feet to a stake, the place of BEGINNING. CONTAINING 75 feet in front along the Eastern line for 40 feet wide Pennsylvania route No. 34 and extending Eastwardly therefrom at an even width, a distance of 200 feet, and having thereon erected a one and one-half story brick and aluminum siding covered house. THE DWELLING THEREON KNOWN AS 2751 SPRING ROAD, CARLISLE, PA 17013 BEING THE SAME PREMISES WHICH William F. D'Happart and Catherine J. D'Happart by deed dated 12/23/05 and recorded 12/30/05 in Cumberland County Record Book 272, Page 2813 granted and conveyed unto Kevin L. Cramer and Erin Garrison Cramer. TO BE SOLD AS THE PROPERTY OF ERIN GARRISON CRAMER AND KEVIN L. CRAMER ON JUDGMENT NO. 07-6838 ASSESSMENT NO. 29-14-0867-038 WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 07-6838 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due U.S. NATIONAL ASSOCIATION TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY, Plaintiff (s) From ERIN GARRISON CRAMER AND KEVIN L. CRAMER (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRITPION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $133,129.04 L.L. $.50 Interest PER DIEM OF $16.24 TO SALE DATE 9/3/2008 - $4,384.13 Atty's Comm % Due Prothy $2.00 Atty Paid $264.20 Other Costs LATE CHARGES $26.26 PER MONTH TO SALE DATE 9/3/2008 - $210.08 ---- ESCROW DEFICIT $1,917.65 --- PLUS ADDITIONAL INTEREST, LATE CHARGES AND OTHER COSTS TO DATE OF SHERIFF'S SALE Plaintiff Paid Date: APRIL 18, 2008 (Seal) s R. Long, Prothonotary B: Deputy REQUESTING PARTY: Name LEON P. HALLER, ESQUIRE Address: 1719 NORTH FRONT STREET HARRISBURG, PA 17102 Attorney for: PLAINTIFF Telephone: 717-2344178 Supreme Court ID No. 15700 Real Estate Sale # 17 On May 2, 2008 the Sheriff levied upon the defendant's interest in the real property situated in North Middleton Township, Cumberland County, PA Known and numbered as 2751 Spring Road, Carlisle more fully described on Exhibit "A" WOO filed with this writ and by this reference incorporated herein. Date: May 2, 2008 By: Real Esta a Sergeant ZS :b V I Z 8dV SOOT d ??lflf al a 11 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION - LAW AT NO. 07-6838 U.S. BANK NATIONAL ASSOCIATION TRUSTEE Total Judgment Amount $133,129.04 FOR THE PENNSYLVANIA HOUSING FINANCE Interest $6,379.72 AGENCY, Per diem of $16.24 to sale PLAINTIFF date 6/10/09 Late Charges $315.12 VS. $26.26 per month to sale date 6/10/09 ERIN GARRISON CRAMER Escrow Deficit $1891.28 KEVIN L. CRAMER, DEFENDANT(S) TOTAL WRIT $141,715.16 *Plus additional interest, late charges and other costs to date of sheriffs sale. SALE DATE: Wednesday, June 10, 2009 (PROTHONOTARY'S USE) Pltf. Paid Deft. Paid Due Proth/Clerk Other Costs PRAECIPE FOR WRIT OF EXECUTION - MORTGAGE FORECLOSURE TO THE PROTHONOTARY/CLERK OF SAID COURT: Issue Writ of Execution in the above captioned Date: December 26, 2008 Attorney for Plaintiff _ 1719 North Front Street n P. Haller Harrisburg, PA 17102 PA I.D. # 15700 (717) 234-4178 WRIT OF EXECUTION - MORTGAGE FORECLOSURE COMMONWEALTH OF PENNSYLVANIA SS COUNTY OF CUMBERLAND TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the judgment, interest and costs in the above captioned case, you are directed to levy upon and sell the property described in the attached description known as 2751 SPRING ROAD CARLISLE, PA 17013 Date: PROTHONOTARY/CLERK CIVIL DIVISION BY DEPUTY 7) T_ -tn a S? lobooC3?"?o 'CA L"? C? 21, ALL THAT CERTAIN tract of land situate in North Middleton Township, Cumberland County, Pennsylvania, bounded and described in accordance with survey made by Thomas Alvin Neff, Registered Surveyor, on June 13, 1967, and more particularly bounded and described as follows: BEGINNING at a stake on the Eastern right of way line of the Carlisle-New Bloomfield Road (Pennsylvania Route No. 34) said stake being in the Southern line of an unpaved street known as Elm Avenue; thence along the Southern line of said Elm Avenue, South 70 degrees 15 minutes East, a distance of 200 feet to a stake; thence South 19 degrees 45 minutes West along line of land now or formerly of Harold Hall, a distance of 75 feet to an iron pin; thence along line of land now or formerly of M. L. Prosser, North 70 degrees 15 minutes West, a distance of 200 feet to an iron pin on the Eastern right of way line of said Carlisle-New Bloomfield Road; thence North 19 degrees 45 minutes East along said right of way line, a distance of 75 feet to a stake, the place of BEGINNING. CONTAINING 75 feet in front along the Eastern line for 40 feet wide Pennsylvania route No. 34 and extending Eastwardly therefrom at an even width, a distance of 200 feet, and having thereon erected a one and one-half story brick and aluminum siding covered house. THE DWELLING THEREON KNOWN AS 2751 SPRING ROAD, CARLISLE, PA 17013 BEING THE SAME PREMISES WHICH William F. D'Happart and Catherine J. D'Happart by deed dated 12/23/05 and recorded 12/30/05 in Cumberland County Record Book 272, Page 2813 granted and conveyed unto Kevin L. Cramer and Erin Garrison Cramer. TO BE SOLD AS THE PROPERTY OF ERIN GARRISON CRAMER AND KEVIN L. CRAMER ON JUDGMENT NO. 07-6838 ASSESSMENT NO. 29-14-0867-038 U.S. BANK NATIONAL ASSOCIATION TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY, PLAINTIFF VS. ERIN GARRISON CRAMER KEVIN L. CRAMER, DEFENDANT IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION LAW NO. 07-6838 IN MORTGAGE FORECLOSURE NON-MILITARY AFFIDAVIT COMMONWEALTH OF PENNSYLVANIA COUNTY OF DAUPHIN SS Personally appeared before me, a Notary Public in and for said Commonwealth and County, LEON P. HALLER, ESQUIRE who being duly sworn according to law deposes and states that the Defendant (s) above named are not in the Military or Naval Service nor are they engaged in any way which would bring them within the Soldiers and Sailors Relief Act of 1940, as amended. Sworn to and subscribeli before me this 2) day of 20_z?_ ota ublic ti'0;°P4AiX*EALTH OF PENf--6YLiiA,"411 MARYLAND FERIAL SEAL Public Lower Paxton Twp., Dauphin County My Commission Expires Aug. 8, 2010 LEO HALLER, ESQUIRE `? C"? - ?i ?w ? ? c•? % tt p .?? .-?; '':, ... ? ;?d?' f ` ;?. ?..; -. U.S. BANK NATIONAL ASSOCIATION TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY, PLAINTIFF VS. ERIN GARRISON CRAMER KEVIN L. CRAMER, DEFENDANT(S) IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION LAW NO. 07-6838 IN MORTGAGE FORECLOSURE AFFIDAVIT PURSUANT TO RULE 3129.1 The Plaintiff in the above action, by its attorneys, Purcell, Krug & Haller, sets forth as of the date the praecipe for the writ of execution was filed, the following information concerning the real property located at 2751 SPRING ROAD CARLISLE, PA 17013: 1. Name and address of the Owner(s) or Reputed Owner(s): ERIN GARRISON CRAMER 2751 SPRING ROAD CARLISLE, PA 17013 KEVIN L. CRAMER 2751 SPRING ROAD CARLISLE, PA 17013 2. Name and address of Defendant(s) in the Judgment, if different from that listed. in (1) above: SAME 3. Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: UNKNOWN 4. Name and address of last recorded holder of every mortgage of record: PLAINTIFF HEREIN (AND ANY OTHERS AS NOTED BELOW): 5. Name and address of every other person who has any record lien on the property: UNKNOWN 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: UNKNOWN fi 7. Name and address of every other person of whom the Plaintiff has knowledge who has any interest in the property which may be affected by the sale: DOMESTIC RELATIONS Cumberland County Courthouse 13 North Hanover Street Carlisle, PA 17013 TENANT/OCCUPANT 2751 SPRING ROAD CARLISLE, PA 17013 (In the preceding information, where addresses could not be reasonably ascertained, the same is indicated.) I verify that the statements made in this Affidavit are true and correct to the best of my personal knowledge, information and belief. I understand that false statements herein are made :sub' o the penalties of 18 PA C.S. Section 4904 relating to unsworn falsification to authorities. Leon P. er PA I.D. # 15700 Purcell, Krug & Haller 1719 North Front Street Harrisburg, PA 17102 (717) 234-4178 DATE: December 26, 2008 t'"' hJ f?..7 ('- °..7 C.] ?? ?? ?? ??? J F W ? z'i "S- --r i t? _? °+L_r '. -, ?i f - j _,? . ?. l.. -! i t ?l .? "'? 4 U.S. BANK NATIONAL ASSOCIATION TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY, PLAINTIFF VS. ERIN GARRISON CRAMER KEVIN L. CRAMER, DEFENDANT(S) IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION LAW NO. 07-6838 IN MORTGAGE FORECLOSURE NOTICE OF SHERIFF'S SALE OF REAL ESTATE PURSUANT TO PENNSYLVANIA RULE OF CIVIL PROCEDURE 3129.1 TAKE NOTICE: That the Sheriff s Sale of Real Property (real estate) will be held: DATE: Wednesday, JUNE 10, 2009 TIME: 10:00 O'clock A.M. LOCATION: Cumberland County Courthouse Carlisle, Pennsylvania 17013 THE PROPERTY TO BE SOLD is delineated in detail in a legal description mainly consisting of a statement of the measured boundaries of the property, together with a brief mention of the buildings and any other major improvements erected on the land. (SEE DESCRIPTION ATTACHED) THE LOCATION of your property to be sold is: 2751 SPRING ROAD CARLISLE, PA 17013 THE JUDGMENT under or pursuant to which your property is being sold is docketed in the within Commonwealth and County to: No. 07-6838 JUDGMENT AMOUNT $133,129.04 THE NAMES OF THE OWNERS OR REPUTED OWNERS of this property is: ERIN GARRISON CRAMER and KEVIN L. CRAMER A SCHEDULE OF DISTRIBUTION, being a list of the persons and/or governmental or corporate entities or agencies being entitled to receive part of the proceeds of the sale received and to be disbursed by the Sheriff (for example, to banks that hold mortgages and municipalities that are owed taxes) will be filed by the Sheriff of this County thirty (30) days after the sale and distribution of the proceeds of sale in accordance with this schedule will, in fact, be made unless someone objects by filing exceptions to it within ten (10) days of the date it is filed. Information about the Schedule of Distribution may be obtained from the Sheriff of the Court of Common Pleas of the within County at the Courthouse address specified herein. THIS PAPER IS A NOTICE OF THE TIME AND PLACE OF THE SALE OF YOUR PROPERTY. IT HAS BEEN ISSUED BECAUSE THERE IS A JUDGMENT AGAINST YOU. IT MAY CAUSE YOUR PROPERTY TO BE HELD, TO BE SOLD OR TAKEN TO PAY THE JUDGMENT You may have legal rights to prevent your property from being taken away. A lawyer can advise you more specifically of these rights. If you wish to exercise your rights, YOU MUST ACT PROMPTLY. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET FREE LEGAL ADVICE: Cumberland County Bar Association 32 South Bedford Street Carlisle, Pennsylvania 17013 717-249-3166 Legal Services, Inc 8 Irvine Row Carlisle, Pennsylvania 17013 717-243-9400 THE LEGAL RIGHTS YOU MAY HAVE ARE: 1. You may file a petition with the Court of Common Pleas of the within County to open the judgment if you have a meritorious defense against the person or company that has entered judgment against you. You may also file an petition with the same Court if you are aware of a legal defect in the obligation or the procedure used against you. 2. After the Sheriffs Sale you may file a petition with the Court of Common Pleas of the within County to set aside the sale for a grossly inadequate price or for other proper cause. This petition MUST BE FILED BEFORE THE SHERIFF'S DEED IS DELIVERED. 3. A petition or petitions raising the legal issues or rights mentioned in the preceding paragraphs must be presented to the Court of Common Pleas of the within County. The petition must be served on the attorney for the creditor or on the creditor before presentation to the court and a proposed order or rule must be attached to the petition. If a specific return date is desired, such date must be obtained from the Court Administrator's Office - Civil Division, of the within County Courthouse, before a presentation of the petition to the Court. PURCELL, KRUG & HALLER Attorneys for Plaintiff 1719 North Front Street Harrisburg, PA 17102 (717) 234-4178 ALL THAT CERTAIN tract of land situate in North Middleton Township, Cumberland County, Pennsylvania, bounded and described in accordance with survey made by Thomas Alvin Neff, Registered Surveyor, on June 13, 1967, and more particularly bounded and described as follows: BEGINNING at a stake on the Eastern right of way line of the Carlisle-New Bloomfield Road (Pennsylvania Route No. 34) said stake being in the Southern line of an unpaved street known as Elm Avenue; thence along the Southern line of said Elm Avenue, South 70 degrees 15 minutes East, a distance of 200 feet to a stake; thence South 19 degrees 45 minutes West along line of land now or formerly of Harold Hall, a distance of 75 feet to an iron pin; thence along line of land now or formerly of M. L. Prosser, North 70 degrees 15 minutes West, a distance of 200 feet to an iron pin on the Eastern right of way line of said Carlisle-New Bloomfield Road; thence North 19 degrees 45 minutes East along said right of way line, a distance of 75 feet to a stake, the place of BEGINNING. CONTAINING 75 feet in front along the Eastern line for 40 feet wide Pennsylvania route No. 34 and extending Eastwardly therefrom at an even width, a distance of 200 feet, and having thereon erected a one and one-half story brick and aluminum siding covered house. THE DWELLING THEREON KNOWN AS 2751 SPRING ROAD, CARLISLE, PA 17013 BEING THE SAME PREMISES WHICH William F. D'Happart and Catherine J. D'Happart by deed dated 12/23/05 and recorded 12/30/05 in Cumberland County Record Book 272, Page 2813 granted and conveyed unto Kevin L. Cramer and Erin Garrison Cramer. TO BE SOLD AS THE PROPERTY OF ERIN GARRISON CRAMER AND KEVIN L. CRAMER ON JUDGMENT NO. 07-6838 ASSESSMENT NO. 29-14-0867-038 r? ?; _x ti -n ?- ? , -,:3 ?.- cv.? ?_.- G ^` ? ? =? ;, . -c? ? " - -s' . t_-f, r-? ??;: ? .? `? _r ?. WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 07-6838 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due U.S. BANK NATIONAL ASSOCIATION, Trustee for THE PENNSYLVANIA HOUSING FINANCE AGENCY, Plaintiff (s) From ERIN GARRISON CRAMER and KEVIN L. CRAMER (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $133,129.04 L.L. Interest - per diem of $16.24 to sale date 6/10/09 - $6,379.72 Atty's Comm % Due Prothy $2.00 Atty Paid $405.72 Plaintiff Paid Date: 12/30/08 (Seal) REQUESTING PARTY: Name: LEON P. HALLER, ESQUIRE Address: PURCELL, KRUG & HALLER 1719 NORTH FRONT STREET HARRISBURG, PA 17102 Attorney for: PLAINTIFF Telephone: 717-234-4178 Other Costs: Late Charges: $26.26 per month to sale date 6/10/09 - $315.12 Escrow Deficit: -- $1,891.28 A14L 0 Curtis R. Lon '9?P7, thonBy: Deputy Supreme Court ID No. 15700 U.S. BANK NATIONAL ASSOCIATION TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY, PLAINTIFF VS. ERIN GARRISON CRAMER KEVIN L. CRAMER, DEFENDANT(S) IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION LAW NO. 07-6838 IN MORTGAGE FORECLOSURE RETURN OF SERVICE I hereby certify that I have deposited in the U.S. Mails at Harrisburg, Pennsylvania on 110L q , a true and correct copy of the Notice of Sale of Real Estate pursuant to PA R.C.P. 3129.1 to the Defendants herein and all lienholders of record by regular first class mail (Certificate of Mailing form in compliance with U.S. Postal Form 3817 is attached hereto as evidence), and also to the Defendants by Certified Mail, which mailing receipts are attached. Service addresses are as follows: ERIN GARRISON CRAMER 2751 SPRING ROAD CARLISLE, PA 17013 KEVIN L. CRAMER 2751 SPRING ROAD CARLISLE, PA 17013 DOMESTIC RELATIONS Cumberland County Courthouse 13 North Hanover Street Carlisle, PA 17013 TENANT/OCCUPANT 2751 SPRING ROAD CARLISLE, PA 17013 By PURCEL , UG & HALLER Attorneys for Plaintiff 1719 North Front Street Harrisburg, PA 17102 (717) 234-4178 LAW OFFICES HOWARD B. KRUG LEON P. HALLER JOHN W.PURCELLJR. JILL M. WINKA BRIAN J. TYLER NICHOLE M. STALEY O'GORMAN '17' mxGt'iLG? Vj Xa&,x 1719 NORTH FRONT STREET HARRISBURG, PENNSYLVANIA 17102-2392 TELEPHONE (717) 2344178 FAX (717) 234-1206 ERIN GARRISON CRAMER 2751 SPRING ROAD CARLISLE, PA 17013 KEVIN L. CRAMER 2751 SPRING ROAD CARLISLE, PA 17013 DOMESTIC RELATIONS Cumberland County Courthouse 13 North Hanover Street Carlisle, PA 17013 TENANT/OCCUPANT 2751 SPRING ROAD CARLISLE, PA 17013 HERSHEY (717)533-3836 JOSEPH NISSLEY (1910-1982) JOHN W.PURCELL VALERIE A. GUNNOF COUNSEL NOTICE IS HEREBY GIVEN to the Defendants in the within action and those parties who hold one or more mortgages, judgments or tax liens against the real estate which is the subject of the Notice of Sale pursuant to Pennsylvania Rule of Civil Procedure 3129.1 attached hereto. YOU ARE HEREBY NOTIFIED that by virtue of a Writ of Execution issued out of the Court of Common Pleas of the within county on the judgment of the Plaintiff named herein the said real estate will be exposed to public sale as set forth on the attached Notice of Sale. YOU ARE FURTHER NOTIFIED that the lien you hold against the said real estate will be divested by the sale and that you have an opportunity to protect your interest, if any, by being led of Y_71 said Sheriffs Sale. Leo . Haller PA I.D.15700 Attorney for Plaintiff U.S. BANK NATIONAL ASSOCIATION TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY, PLAINTIFF VS. ERIN GARRISON CRAMER KEVIN L. CRAMER, DEFENDANT(S) IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION LAW NO. 07-6838 IN MORTGAGE FORECLOSURE NOTICE OF SHERIFF'S SALE OF REAL ESTATE PURSUANT TO PENNSYLVANIA RULE OF CIVIL PROCEDURE 3129.1 TAKE NOTICE: That the Sheriffs Sale of Real Property (real estate) will be held: DATE: Wednesday, JUNE 10, 2009 TIME: 10:00 O'clock A.M. LOCATION: Cumberland County Courthouse Carlisle, Pennsylvania 17013 THE PROPERTY TO BE SOLD is delineated in detail in a legal description mainly consisting of a statement of the measured boundaries of the property, together with a brief mention of the buildings and any other major improvements erected on the land. (SEE DESCRIPTION ATTACHED) THE LOCATION of your property to be sold is: 2751 SPRING ROAD CARLISLE, PA 17013 THE JUDGMENT under or pursuant to which your property is being sold is docketed in the within Commonwealth and County to: No. 07-6838 JUDGMENT AMOUNT $133,129.04 THE NAMES OF THE OWNERS OR REPUTED OWNERS of this property is: ERIN GARRISON CRAMER and KEVIN L. CRAMER A SCHEDULE OF DISTRIBUTION, being a list of the persons and/or governmental or corporate entities or agencies being entitled to receive part of the proceeds of the sale received and to be disbursed by the Sheriff (for example, to banks that hold mortgages and municipalities that are owed taxes) will be filed by the Sheriff of this County thirty (30) days after the sale and distribution of the proceeds of sale in accordance with this schedule will, in fact, be made unless someone objects by filing exceptions to it within ten (10) days of the date it is filed. Information about the Schedule of Distribution may be obtained from the Sheriff of the Court of Common Pleas of the within County at the Courthouse address specified herein. THIS PAPER IS A NOTICE OF THE TIME AND PLACE OF THE SALE OF YOUR PROPERTY. IT HAS BEEN ISSUED BECAUSE THERE IS A JUDGMENT AGAINST YOU. IT MAY CAUSE YOUR PROPERTY TO BE HELD, TO BE SOLD OR TAKEN TO PAY THE JUDGMENT You may have legal rights to prevent your property from being taken away. A lawyer can advise you more specifically of these rights. If you wish to exercise your rights, YOU MUST ACT PROMPTLY. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET FREE LEGAL ADVICE: Cumberland County Bar Association 32 South Bedford Street Carlisle, Pennsylvania 17013 717-249-3166 Legal Services, Inc 8 Irvine Row Carlisle, Pennsylvania 17013 717-243-9400 THE LEGAL RIGHTS YOU MAY HAVE ARE: 1. You may file a petition with the Court of Common Pleas of the within County to open the judgment if you have a meritorious defense against the person or company that has entered judgment against you. You may also file an petition with the same Court if you are aware of a legal defect in the obligation or the procedure used against you. 2. After the Sheriffs Sale you may file a petition with the Court of Common Pleas of the within County to set aside the sale for a grossly inadequate price or for other proper cause. This petition MUST BE FILED BEFORE THE SHERIFF'S DEED IS DELIVERED. 3. A petition or petitions raising the legal issues or rights mentioned in the preceding paragraphs must be presented to the Court of Common Pleas of the within County. The petition must be served on the attorney for the creditor or on the creditor before presentation to the court and a proposed order or rule must be attached to the petition. If a specific return date is desired, such date must be obtained from the Court Administrator's Office - Civil Division, of the within County Courthouse, before a presentation of the petition to the Court. PURCELL, KRUG & HALLER Attorneys for Plaintiff 1719 North Front Street Harrisburg, PA 17102 (717) 234-4178 ALL THAT CERTAIN tract of land situate in North Middleton Township, Cumberland County, Pennsylvania, bounded and described in accordance with survey made by Thomas Alvin Neff, Registered Surveyor, on June 13, 1967, and more particularly bounded and described as follows: BEGINNING at a stake on the Eastern right of way line of the Carlisle-New Bloomfield Road (Pennsylvania Route No. 34) said stake being in the Southern line of an unpaved street known as Elm Avenue; thence along the Southern line of said Elm Avenue, South 70 degrees 15 minutes East, a distance of 200 feet to a stake; thence South 19 degrees 45 minutes West along line of land now or formerly of Harold Hall, a distance of 75 feet to an iron pin; thence along line of land now or formerly of M. L. Prosser, North 70 degrees 15 minutes West, a distance of 200 feet to an iron pin on the Eastern right of way line of said Carlisle-New Bloomfield Road; thence North 19 degrees 45 minutes East along said right of way line, a distance of 75 feet to a stake, the place of BEGINNING. CONTAINING 75 feet in front along the Eastern line for 40 feet wide Pennsylvania route No. 34 and extending Eastwardly therefrom at an even width, a distance of 200 feet, and having thereon erected a one and one-half story brick and aluminum siding covered house. THE DWELLING THEREON KNOWN AS 2751 SPRING ROAD, CARLISLE, PA 17013 BEING THE SAME PREMISES WHICH William F. D'Happart and Catherine J. D'Happart by deed dated 12/23/05 and recorded 12/30/05 in Cumberland County Record Book 272, Page 2813 granted and conveyed unto Kevin L. Cramer and Erin Garrison Cramer. TO BE SOLD AS THE PROPERTY OF ERIN GARRISON CRAMER AND KEVIN L. CRAMER ON JUDGMENT NO. 07-6838 ASSESSMENT NO. 29-14-0867-038 2008 rrl' U.S. BANK NATIONAL ASSOCIATION IN THE COURT OF COMMON PLEAS TRUSTEE FOR THE PENNSYLVANIA CUMBERLAND COUNTY, PENNSYLVANIA HOUSING FINANCE AGENCY Plaintiff VS. NO. 2007-6838 ERIN GARRISON CRAMER AND : CIVIL ACTION - LAW - KEVIN L. CRAMER MORTGAGE FORECLOSURE Defendants ORDER FOR SERVICE AND NOW, to wit, this day of .J.-J, &L.- L.J 2008, upon consideration of the within Motion, it appearing that agood faith investigation and effort to locate the Defendants, Erin Garrison Cramer and Kevin L. Cramer, has been made by Plaintiff, it is hereby ORDERED that service of the Complaint be made by posting a copy of the original Complaint on the most public part of the property located at 2751 Spring Road, Carlisle, PA 17013 and by forwarding a copy of the Complaint by certified mail and ordinary mail (service to be completed upon mailing) to Defendants, Erin Garrison Cramer and Kevin L. Cramer, at their last known address located at 2751 Spring Road, Carlisle, PA 17013; AND FURTHER, that in the event this case should be reduced to judgment and execution shall be issued, service upon the Defendants pursuant to Rule 3129.2(c)(1)(C) shall be effected by mailing copies of the required notices to the Defendants at their last known address by Certified mail and ordinary mail (service to be completed upon mailing) and by posting a copy of the Notice of Sale or Sheriff's handbill on the most public part of the premises and by publication by Sheriff pursuant to Pennsylvania Rule of Civil Procedure 3129.2(d). BY THE COURT J R 5 Y _. 4 ??y ?ta??? , +2 7160 3901 9845 7318 7485 TO: KEVIN L. CRAMER 2751 SPRING ROAD CARLISLE, PA 17013 SENDER: NOS 06/10/09 REFERENCE: PHFA/CRAMER RETURN Postaps RECEIPT Certified Fee SERVICE Return Receipt Fes Restricted Delivery Total Postape & Fees US Postal Service E Receipt for Certified Mail No Insurance Coverage Provided Do Not Use for International Mail 11RrOR OATE 7160 3901 9845 7318 7492 70: ERIN GARRISON CRAMER 2751 SPRING ROAD CARLISLE, PA 17013 SENDER: NOS 06/10/09 I'M RENCE: PHFA/CRAMER SE CEr Csrtllled Fes Retum Receipt Fee Restricted Delivery Postage Toted Postaps & Fees US Postal Service Receipt for Certified Mail No Insurance C, ,erage Provided Do Not Use for International Mail PENNSYLVANIA HOUSING FINANCE AGENCY v. ERIN GARRISON CRAMER KEVIN L. CRAMER Cumberlamj County Sale 6/10/09 U. S. POSTAL SERVICE CERTIFICATE OF MAILING (In compliance with Postal Service Form 3877) Received from: Purcell, Krug & Haller Postage: 1719 North Front Street Harrisburg, PA 17102 One piece of ordinary mail addressed to: Postmark: ERIN GARRISON CRAMER 2751 SPRING ROAD CARLISLE, PA 17013 U. S. POSTAL SERVICE CERTIFICATE OF MAILING (In compliance with Postal Service Form 3877) Received from: Purcell, Krug & Haller Postage: 1719 North Front Street Harrisburg, PA 17102 One piece of ordinary mail addressed to: Postmark: KEVIN L. CRAMER 2751 SPRING ROAD CARLISLE, PA 17013 U. S. POSTAL SERVICE CERTIFICATE OF MAILING ¢n compliance with Postal Service Form 3877) Received from: Purcell, Krug & Haller Postage: 1719 North Front Street Harrisburg, PA 17102 One piece of ordinary mail addressed to: Postmark: DOMESTIC RELATIONS Cumberland County Courthouse 13 North Hanover Street Carlisle, PA 17013 10-S POgrgc F 8 PITNCV BOWES 02 1.A $ 01.10° 0004353871 jAN 1 2 2009 MAILED FROM ZIP CODE 1 710 2 PENNSYLVANIPP HOUSING FINANCE AGENCY v. ERIN GARRISON CRAMER KEVIN L. CRAMER Cumberland County Sale 6/10/09 U. S. POSTAL SERVICE CERTIFICATE OF MAILING (In compliance with Postal Service Form 3877) Received from: Purcell, Krug & Haller Postage: 1719 North Front Street Harrisburg, PA 17102 One piece of ordinary mail addressed to: Postmark: TENANT/OCCUPANT 2751 SPRING ROAD CARLISLE, PA 17013 ?S ni 10-S POs;4 'b ti, y 7 PITNEY BOWES 02 1A $ O'1.1V0 0004353871 JAN 12 2009 ' MAILED FROM ZIP CODE 1 71 02 U.S. BANK NATIONAL ASSOCIATION TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY, PLAINTIFF VS. ERIN GARRISON CRAMER KEVIN L. CRAMER, DEFENDANTS SUPPLMENTAL RETURN OF SERVICE IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION LAW NO. 07-6838 IN MORTGAGE FORECLOSURE I hereby certify that I have deposited in the U.S. Mails at Harrisburg, Pennsylvania on (,1 -'!SjAWq , a true and correct copy of the Notice of Sale of Real Estate pursuant to PA R.C.P. 3129.1 to the Defendants herein and all lienholders of record by regular first class mail (Certificate of Mailing form in compliance with U.S. Postal Form 3817 is attached hereto as evidence), and also to the Defendants by Certified Mail, which mailing receipts are attached. Service addresses are as follows: Discover Bank c/o Weltman Weinberg & Reis Co LPA 436 7 h Avenue Suite 1400 Pittsburgh, PA 15219 Discover Bank 502 Eat Market Street Greenwood, DE 19950 Ford Motor Credit Co c/o Maurice Needleman 935 One Penn Center 1617 John F. Kennedy Boulevard Philadelphia, PA 19103 Ford Motor Credit Company The American Road Dearborn, MI 48121 By PURCELL, KRU ALLER Attorneys for Plaintiff 1719 North Front Street Harrisburg, PA 17102 (717) 234-4178 LAW OFFICES 1719 NORTH FRONT STREET HOWARD B. KRUG HARRISBURG, PENNSYLVANIA 17102-2392 HERSHEY LEON P. HALLER TELEPHONE (717) 2344178 (717)533-3836 JOHN W. PURCELL JR. FAX (717) 234-1206 JOSEPH NISSLEY (1910-1982) JILL M. WINKA JOHN W. PURCELL BRIAN J. TYLER VALERIE A. GUNNOF NICHOLE M. STALEY O'GORMAN COUNSEL Discover Bank c/o Weltman Weinberg & Reis Co LPA 436 7t' Avenue Suite 1400 Pittsburgh, PA 15219 Discover Bank 502 Eat Market Street Greenwood, DE 19950 Ford Motor Credit Co c/o Maurice Needleman 935 One Penn Center 1617 John F. Kennedy Boulevard Philadelphia, PA 19103 Ford Motor Credit Company The American Road Dearborn, MI 48121 NOTICE IS HEREBY GIVEN to the Defendants in the within action and those parties who hold one or more mortgages, judgments or tax liens against the real estate which is the subject of the Notice of Sale pursuant to Pennsylvania Rule of Civil Procedure 3129.1 attached hereto. YOU ARE HEREBY NOTIFIED that by virtue of a Writ of Execution issued out of the Court of Common Pleas of the within county on the judgment of the Plaintiff named herein the said real estate will be exposed to public sale as set forth on the attached Notice of Sale. YOU ARE FURTHER NOTIFIED that the lien you hold against the said real estate will be divested by the sale and that you have an opportunity to protect your interest, if any, notified of said Sheriffs Sale. By: eon P. Haller PA I.D.15700 Attorney for Plaintiff U.S. BANK NATIONAL ASSOCIATION TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY, PLAINTIFF VS. ERIN GARRISON CRAMER KEVIN L. CRAMER, DEFENDANT(S) IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION LAW NO. 07-6838 IN MORTGAGE FORECLOSURE NOTICE OF SHERIFF'S SALE OF REAL ESTATE PURSUANT TO PENNSYLVANIA RULE OF CIVIL PROCEDURE 3129.1 TAKE NOTICE: That the Sheriffs Sale of Real Property (real estate) will be held: DATE: Wednesday, JUNE 10, 2009 TIME: 10:00 O'clock A.M. LOCATION: Cumberland County Courthouse Carlisle, Pennsylvania 17013 THE PROPERTY TO BE SOLD is delineated in detail in a legal description mainly consisting of a statement of the measured boundaries of the property, together with a brief mention of the buildings and any other major improvements erected on the land. (SEE DESCRIPTION ATTACHED) THE LOCATION of your property to be sold is: 2751 SPRING ROAD CARLISLE, PA 17013 THE JUDGMENT under or pursuant to which your property is being sold is docketed in the within Commonwealth and County to: No. 07-6838 JUDGMENT AMOUNT $133,129.04 THE NAMES OF THE OWNERS OR REPUTED OWNERS of this property is: ERIN GARRISON CRAMER and KEVIN L. CRAMER A SCHEDULE OF DISTRIBUTION, being a list of the persons and/or governmental or corporate entities or agencies being entitled to receive part of the proceeds of the sale received and to be disbursed by the Sheriff (for example, to banks that hold mortgages and municipalities that are owed taxes) will be filed by the Sheriff of this County thirty (30) days after the sale and distribution of the proceeds of sale in accordance with this schedule will, in fact, be made unless someone objects by filing exceptions to it within ten (10) days of the date it is filed. Information about the Schedule of Distribution may be obtained from the Sheriff of the Court of Common Pleas of the within County at the Courthouse address specified herein. THIS PAPER IS A NOTICE OF THE TIME AND PLACE OF THE SALE OF YOUR PROPERTY. IT HAS BEEN ISSUED BECAUSE THERE IS A JUDGMENT AGAINST YOU. IT MAY CAUSE YOUR PROPERTY TO BE HELD, TO BE SOLD OR TAKEN TO PAY THE JUDGMENT You may have legal rights to prevent your property from being taken away. A lawyer can advise you more specifically of these rights. If you wish to exercise your rights, YOU MUST ACT PROMPTLY. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET FREE LEGAL ADVICE: Cumberland County Bar Association 32 South Bedford Street Carlisle, Pennsylvania 17013 717-249-3166 Legal Services, Inc 8 Irvine Row Carlisle, Pennsylvania 17013 717-243-9400 THE LEGAL RIGHTS YOU MAY HAVE ARE: 1. You may file a petition with the Court of Common Pleas of the within County to open the judgment if you have a meritorious defense against the person or company that has entered judgment against you. You may also file an petition with the same Court if you are aware of a legal defect in the obligation or the procedure used against you. 2. After the Sheriffs Sale you may file a petition with the Court of Common Pleas of the within County to set aside the sale for a grossly inadequate price or for other proper cause. This petition MUST BE FILED BEFORE THE SHERIFF'S DEED IS DELIVERED. 3. A petition or petitions raising the legal issues or rights mentioned in the preceding paragraphs must be presented to the Court of Common Pleas of the within County. The petition must be served on the attorney for the creditor or on the creditor before presentation to the court and a proposed order or rule must be attached to the petition. If a specific return date is desired, such date must be obtained from the Court Administrator's Office - Civil Division, of the within County Courthouse, before a presentation of the petition to the Court. PURCELL, KRUG & HALLER Attorneys for Plaintiff 1719 North Front Street Harrisburg, PA 17102 (717) 234-4178 ALL THAT CERTAIN tract of land situate in North Middleton Township, Cumberland County, Pennsylvania, bounded and described in accordance with survey made by Thomas Alvin Neff, Registered Surveyor, on June 13, 1967, and more particularly bounded and described as follows: BEGINNING at a stake on the Eastern right of way line of the Carlisle-New Bloomfield Road (Pennsylvania Route No. 34) said stake being in the Southern line of an unpaved street known as Elm Avenue; thence along the Southern line of said Elm Avenue, South 70 degrees 15 minutes East, a distance of 200 feet to a stake; thence South 19 degrees 45 minutes West along line of land now or formerly of Harold Hall, a distance of 75 feet to an iron pin; thence along line of land now or formerly of M. L. Prosser, North 70 degrees 15 minutes West, a distance of 200 feet to an iron pin on the Eastern right of way line of said Carlisle-New Bloomfield Road; thence North 19 degrees 45 minutes East along said right of way line, a distance of 75 feet to a stake, the place of BEGINNING. CONTAINING 75 feet in front along the Eastern line for 40 feet wide Pennsylvania route No. 34 and extending Eastwardly therefrom at an even width, a distance of 200 feet, and having thereon erected a one and one-half story brick and aluminum siding covered house. THE DWELLING THEREON KNOWN AS 2751 SPRING ROAD, CARLISLE, PA 17013 BEING THE SAME PREMISES WHICH William F. D'Happart and Catherine J. D'Happart by deed dated 12/23/05 and recorded 12/30/05 in Cumberland County Record Book 272, Page 2813 granted and conveyed unto Kevin L. Cramer and Erin Garrison Cramer. TO BE SOLD AS THE PROPERTY OF ERIN GARRISON CRAMER AND KEVIN L. CRAMER ON JUDGMENT NO. 07-6838 ASSESSMENT NO. 29-14-0867-038 J PENNSYLVANIA HOUSING FINANCE AGENCY v. ERIN GARRISON CRAMER KEVIN L. CRAMER Cumberland County Sale 9/3/2008 U. S. POSTAL SERVICE CERTIFICATE OF MAILING (In compliance with Postal Service Form 3877) Received from: Purcell, Krug & Haller Postage: 1719 North Front Street Harrisburg, PA 17102 One piece of ordinary mail addressed to: Postmark: Discover Bank c/o Weltman Weinberg & Reis Co LPA 436 7t' Avenue Suite 1400 Pittsburgh, PA 1.5219 U. S. POSTAL SERVICE CERTIFICATE OF MAILING (In compliance with Postal Service Form 3877) Received from: Purcell, Krug & Haller Postage: 1719 North Front Street Harrisburg, PA 17102 Discover Bank 502 Eat Market Street Greenwood, DE 19950 U. S. POSTAL SERVICE CERTIFICATE OF MAILING (In compliance with Postal Service Form 3877) Received from: Purcell, Krug & Haller 1719 North Front Street Harrisburg, PA 17102 Postage: One piece of ordinary mail addressed to: Ford Motor Credit Co c/o Maurice Needleman 935 One Penn Center 1617 John F. Kennedy Boulevard Philadelphia, PA 19103 Postmark: 1/14, 11 PS1?5 P?rgC F ? ro flit PI F N F V 80VA5 02 1A $ 01.15° 000435387" JUN03 2009 MAILED FROM ZIPCODE 1 71 02 • o- U. S. POSTAL SERVICE CERTIFICATE OF MAILING (In compliance with Postal Service Form 3877) Received from: Purcell, Krug & Haller 1719 North Front Street Harrisburg, PA 17102 Postage: One piece of ordinary mail addressed to: Ford Motor Credit Company The American Road Dearborn, MI 48121 Postmark: C9100 pds?t rn TN[Y no" ifni, G 41 02 1A $ 01.15° 0004353871 JUN03 2009 MAILED FROM ZIPCODE 1 71 02 U - Hr THE ' w' • In the Court of Common Pleas of Cumberland County, Pennsylvania Writ No. 2007-6838 Civil Term U.S. Bank National Association, Trustee for the Pennsylvania Housing Finance Agency Vs Erin Garrison Cramer Kevin L. Cramer Robert Bitner, Deputy Sheriff, who being duly sworn according to law, states that on January 30, 2009 at 1900 hours, he served a true copy of the within Real Estate Writ, Notice and Description, in the above entitled action, upon the within named defendant, to wit: Kevin L. Cramer, by making known unto, Kevin L. Cramer, personally, at, 2751 Spring Road, Carlisle, Cumberland County, Pennsylvania its contents and at the same time handing to him personally the said true and correct copy of the same. R. Thomas Kline, Sheriff, who being duly sworn according to law, states that he made a diligent search and inquiry for the within named defendant to wit: Erin Garrison Cramer, but was unable to locate him in his bailiwick. He therefore returns this writ as Not Found, according to the law. Robert Bitner, Deputy Sheriff, who being duly sworn according to law, states that on April 4, 2009 at 0752 hours, he posted a true copy of the within Real Estate Writ, Notice, Poster and Description, in the above entitled action, upon the property of Erin Garrison Cramer and Kevin L. Cramer, located at, 2751 Spring Road, Carlisle, Cumberland County Pennsylvania, according to law. R. Thomas Kline, Sheriff, who being duly sworn according to law, states he served the above Real Estate Writ, Notice, Poster and Description in the following manner: The Sheriff mailed a notice of the pendency of the action to the within named defendant, to wit: Kevin L. Cramer, by regular mail to his last known address of 2751 Spring Road, Carlisle, Carlisle, PA 17013. This letter was mailed under the date of April 1, 2009 and never returned to the Sheriffs Office R. Thomas Kline, Sheriff, who being duly sworn according to law, states that this writ is returned STAYED. Sheriff's Costs: Docketing 30.00 Poundage 17.95 Posting Bills 15.00 Advertising 15.00 Prothonotary 2.00 Milage 9.00 Levy 15.00 Surchar e g e ')F ?N T? Post Pone Sale 40.00 2003 OC ' 2 Law Journal 401.00 A 11: 12 Patriot News 325.13 Share of Bills 15.43 915.51 So Answ, ?Y;,...__._. . ??-mac R. Thomas Kline, heriff BY t?C- r Real Estate Coordinator -) .a-v (2, YY7 / .2 3 l 7F? U.S. BANK NATIONAL ASSOCIATION TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY, PLAINTIFF IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION LAW VS. ERIN GARRISON CRAMER KEVIN L. CRAMER, DEFENDANT(S) NO. 07-6838 IN MORTGAGE FORECLOSURE AFFIDAVIT PURSUANT TO RULE 3129.1 The Plaintiff in the above action, by its attorneys, Purcell, Krug & Haller, sets forth as of the date the praecipe for the writ of execution was filed, the following information concerning the real property located at 2751 SPRING ROAD CARLISLE, PA 17013: 1. Name and address of the Owner(s) or Reputed Owner(s): ERIN GARRISON CRAMER 2751 SPRING ROAD CARLISLE, PA 17013 KEVIN L. CRAMER 2751 SPRING ROAD CARLISLE, PA 17013 2. Name and address of Defendant(s) in the Judgment, if different from that listed. in (1) above: SAME 3. Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: UNKNOWN 4. Name and address of last recorded holder of every mortgage of record: PLAINTIFF HEREIN (AND ANY OTHERS AS NOTED BELOW): 5. Name and address of every other person who has any record lien on the property: UNKNOWN 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: UNKNOWN 7. Name and address of every other person of whom the Plaintiff has knowledge who has any interest in the property which may be affected by the sale: DOMESTIC RELATIONS Cumberland County Courthouse 13 North Hanover Street Carlisle, PA 17013 TENANT/OCCUPANT 2751 SPRING ROAD CARLISLE, PA 17013 (In the preceding information, where addresses could not be reasonably ascertained, the same is indicated.) I verify that the statements made in this Affidavit are true and correct to the best of my personal knowledge, information and belief. I understand that false statements herein are made sub' o the penalties of 18 PA C.S. Section 4904 relating to unworn falsification to authorities. Leon P. er PA I. D. #15700 Purcell, Krug & Haller 1719 North Front Street Harrisburg, PA 17102 (717) 234-4178 DATE: December 26, 2008 U.S. BANK NATIONAL ASSOCIATION TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY, PLAINTIFF VS. ERIN GARRISON CRAMER KEVIN L. CRAMER, DEFENDANT(S) IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION LAW NO. 07-6838 IN MORTGAGE FORECLOSURE NOTICE OF SHERIFF'S SALE OF REAL ESTATE PURSUANT TO PENNSYLVANIA RULE OF CIVIL PROCEDURE 3129.1 TAKE NOTICE: That the Sheriff s Sale of Real Property (real estate) will be held: DATE: Wednesday, JUNE 10, 2009 TIME: 10:00 O'clock A.M. LOCATION: Cumberland County Courthouse Carlisle, Pennsylvania 17013 THE PROPERTY TO BE SOLD is delineated in detail in a legal description mainly consisting of a statement of the measured boundaries of the property, together with a brief mention of the buildings and any other major improvements erected on the land. (SEE DESCRIPTION ATTACHED) THE LOCATION of your property to be sold is: 2751 SPRING ROAD CARLISLE, PA 17013 THE JUDGMENT under or pursuant to which your property is being sold is docketed in the within Commonwealth and County to: No. 07-6838 JUDGMENT AMOUNT $133,129.04 THE NAMES OF THE OWNERS OR REPUTED OWNERS of this property is: ERIN GARRISON CRAMER and KEVIN L. CRAMER A SCHEDULE OF DISTRIBUTION, being a list of the persons and/or governmental or corporate entities or agencies being entitled to receive part of the proceeds of the sale received and to be disbursed by the Sheriff (for example, to banks that hold mortgages and municipalities that are owed taxes) will be filed by the Sheriff of this County thirty (30) days after the sale and distribution of the proceeds of sale in accordance with this schedule will, in fact, be made unless someone objects by filing exceptions to it within ten (10) days of the date it is filed. Information about the Schedule of Distribution may be obtained from the Sheriff of the Court of Common Pleas of the within County at the Courthouse address specified herein. THIS PAPER IS A NOTICE OF THE TIME AND PLACE OF THE SALE OF YOUR PROPERTY- IT HAS BEEN ISSUED BECAUSE THERE IS A JUDGMENT AGAINST YOU. IT MAY CAUSE YOUR PROPERTY TO BE HELD, TO BE SOLD OR TAKEN TO PAY THE JUDGMENT You may have legal rights to prevent your property from being taken away. A lawyer can advise you more specifically of these rights. If you wish to exercise your rights, YOU MUST ACT PROMPTLY. T YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET FREE LEGAL ADVICE: Cumberland County Bar Association 32 South Bedford Street Carlisle, Pennsylvania 17013 717-249-3166 Legal Services, Inc 8 Irvine Row Carlisle, Pennsylvania 17013 717-243-9400 THE LEGAL RIGHTS YOU MAY HAVE ARE: 1. You may file a petition with the Court of Common Pleas of the within County to open the judgment if you have a meritorious defense against the person or company that has entered judgment against you. You may also file an petition with the same Court if you are aware of a legal defect in the obligation or the procedure used against you. 2. After the Sheriffs Sale you may file a petition with the Court of Common Pleas of the within County to set aside the sale for a grossly inadequate price or for other proper cause. This petition MUST BE FILED BEFORE THE SHERIFF'S DEED IS DELIVERED. 3. A petition or petitions raising the legal issues or rights mentioned in the preceding paragraphs must be presented to the Court of Common Pleas of the within County. The petition must be served on the attorney for the creditor or on the creditor before presentation to the court and a proposed order or rule must be attached to the petition. If a specific return date is desired, such date must be obtained from the Court Administrator's Office - Civil Division, of the within County Courthouse, before a presentation of the petition to the Court. PURCELL, KRUG & HALLER Attorneys for Plaintiff 1719 North Front Street Harrisburg, PA 17102 (717) 234-4178 ALL THAT CERTAIN tract of land situate in North Middleton Township, Cumberland County, Pennsylvania, bounded and described in accordance with survey made by Thomas Alvin Neff, Registered Surveyor, on June 13, 1967, and more particularly bounded and described as follows: BEGINNING at a stake on the Eastern right of way line of the Carlisle-New Bloomfield Road (Pennsylvania Route No. 34) said stake being in the Southern line of an unpaved street known as Elm Avenue; thence along the Southern line of said Elm Avenue, South 70 degrees 15 minutes East, a distance of 200 feet to a stake; thence South 19 degrees 45 minutes West along line of land now or formerly of Harold Hall, a distance of 75 feet to an iron pin; thence along line of land now or.formerly of M. L. Prosser, North 70 degrees 15 minutes West, a distance of 200 feet to an iron pin on the Eastern right of way line of said Carlisle-New Bloomfield Road; thence North 19 degrees 45 minutes East along said right of way line, a distance of 75 feet to a stake, the place of BEGINNING. CONTAINING 75 feet in front along the Eastern line for 40 feet wide Pennsylvania route No. 34 and extending Eastwardly therefrom at an even width, a distance of 200 feet, and having thereon erected a one and one-half story brick and aluminum siding covered house. THE DWELLING THEREON KNOWN AS 2751 SPRING ROAD, CARLISLE, PA 17013 BEING THE SAME PREMISES WHICH William F. D'Happart and Catherine J. D'Happart by deed dated 12/23/05 and recorded 12/30/05 in Cumberland County Record Book 272, Page 2813 granted and conveyed unto Kevin L. Cramer and Erin Garrison Cramer. TO BE SOLD AS THE PROPERTY OF ERIN GARRISON CRAMER AND KEVIN L. CRAMER ON JUDGMENT NO. 07-6838 ASSESSMENT NO. 29-14-0867-038 WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) NO 07-6838 Civil COUNTY OF CUMBERLAND) CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due U.S. BANK NATIONAL ASSOCIATION, Trustee for THE PENNSYLVANIA HOUSING FINANCE AGENCY, Plaintiff (s) From ERIN GARRISON CRAMER and KEVIN L. CRAMER (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof, (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $133,129.04 L.L. Interest - per diem of $16.24 to sale date 6/10/09 - $6,379.72 Atty's Comm % Due Prothy $2.00 Atty Paid $405.72 Other Costs: Plaintiff Paid Date: 12/30/08 (Seal) By: Deputy REQUESTING PARTY: Name: LEON P. HALLER, ESQUIRE Address: PURCELL, KRUG & HALLER 1719 NORTH FRONT STREET HARRISBURG, PA 17102 Attorney for: PLAINTIFF Late Charges: $26.26 per month to sale date 6/10/09 - $315.12 Escrow Deficit: -- $1,891.28 Curtis R. Long, rothonot y Telephone: 717-234-4178 Supreme Court ID No. 15700 Real Estate Sale # 09 On January 15, 2009 the Sheriff levied upon the defendant's interest in the real property situated in North Middleton Township, Cumberland County, PA Known and numbered as 2751 Spring Road, Carlisle, more fully described on Exhibit "A" filed with this writ and by this reference incorporated herein. Date: January 15, 2009 ^1 By' (-(Lft?c.e?Ljal.'c z S .) V - rd? aoz U `? Jji{ j 1J JIAI A PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No. 587, approved May 16, 1929), P. L.1784 COMMONWEALTH OF PENNSYLVANIA . ss. COUNTY OF CUMBERLAND : Lisa Marie Coyne, Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, viz: May 1, May 8, and May 15, 2009 Affiant further deposes that he is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are true. Marie Coyne, Edi r 4 VIA SWORN TO AND SUBSCRIBED before me this 5 day of May. 2009 01 Notary NOTARIAL SEAL DEBORAH A COLLINS Notary Public CARLISLE BORO, CUMBERLAND COUNTY My Commission Expires Apr 28, 2010 +AL WrAI NO. 9 Writ No. 2007-6838 Civil U.S. Bank National Association, Trustee for The Pennsylvania Housing Finance Agency vs. Erin Garrison Cramer and Kevin L. Cramer Atty.: Leon P. Haller ALL THAT CERTAIN tract of land situate in North Middleton Township, Cumberland County, Pennsylvania, bounded and described in accor- dance with survey made by Thomas Alvin Neff, Registered Surveyor, on June 13, 1967, and more particularly bounded and described as follows: BEGINNING at a stake on the Eastern right of way line of the Car- lisle-New Bloomfield Road (Pennsyl- vania Route No. 34) said stake being in the Southern line of an unpaved street known as Elm Avenue; thence along the Southern line of said Elm Avenue, South 70 degrees 15 min- utes East, a distance of 200 feet to a stake; thence South 19 degrees 45 minutes West along line of land now or formerly of Harold Hall, a distance of 75 feet to an iron pin; thence along line of land now or formerly of M. L. Prosser, North 70 degrees 15 minutes West, a distance of 200 feet to an umn pin on the Eastern right of way fiat of odd Carlisle-New Bloomfield mod; thence North 19 degrees 45 line, a distance of 75 (feet right stake, the plaice of BEGINNING. CONTAINING 75 feet in front along the Eastern line for 40 feet wide Pennsylvania route No. 34 and extending Eastwardly therefrom at an even width, a distance of 200 feet, and having thereon erected a one and one-half story brick and aluminum siding covered house. THE DWELLING THEREON KNOWN AS 2751 SPRING ROAD, CARLISLE, PA 17013. BEING THE SAME PREMISES WHICH William F. D'Happart and Catherine J. D'Happart by deed dated 12/23/05 and recorded 12/30/05 in Cumberland County Record Book 272, Page 2813 granted and con- veyed unto Kevin L. Cramer and Erin Garrison Cramer. TO BE SOLD AS THE PROPERTY OF Erin Garrison Cramer and Kevin L. Cramer on Judgment No. 07- 6838. ASSESSMENT NO. 29-14-0867- 038. The Patriot-News Co. 812 Market St. Harrisburg, PA 17101 Inquiries - 717-255-8213 CUMBERLAND COUNTY SHERIFFS OF CUMBERLAND COUNTY COURT HOUSE CARLISLE PA 17013 z4f Patr1*0t'WX(W5 Now you know THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication Under Act No. 587, Approved May 16, 1929 Commonwealth of Pennsylvania, County of Dauphin) ss Joseph A. Dennison, being duly sworn according to law, deposes and says: That he is the Assistant Controller of The Patriot News Co., a corporation organized and existing under the laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 812 to 818 Market Street, in the City of Harrisburg, County of Dauphin, State of Pennsylvania, owner and publisher of The Patriot-News and The Sunday Patriot-News newspapers of general circulation, printed and published at 812 to 818 Market Street, in the City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were established March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published ever since; That the printed notice or publication which is securely attached hereto is exactly as printed and published in their regular daily and/or Sunday/ Metro editions which appeared on the date(s) indicated below. That neither he nor said Company is interested in the subject matter of said printed notice or advertising, and that all of the allegations of this statement as to the time, place and character of publication are true; and That he has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in the office for the Recording of Deeds in and for said County of Dauphin in Miscellaneous Book "M", Volume 14, Page 317. PUBLICATION COPY This ad ran on the date(s) shown below: 04/24/09 05/01/09 05/08/09 . . ............ . Sworn to and'subscribed before me this 12 day of May, 2009 A.D. Notary Public :®f 2tBn EI;LTH OF PENNSYLVANW, Sherrie a ;Csner, NQary public ? HarrisL•urg, Dauphin MeCiorv E xpires Nov. 2 ?1 i , Pennsylvania Association o! Notaries Real Estate Sale No. 09 V;rR No. 2007-6838 Civil Term U.S. Bank National Association, Trustee for The Pennsylvania Housing Finance Agency VS Erin Garrison Cramer and Kevin L. Cramer Attorney Leon P. Haller LEGAL DESCRIPTION ALL THAT CERTAIN tract of land situate in North Middleton Township, Cumberland County, Pennsylvania. bounded and described in accordance with survey made by Thomas Alvin Neff, Registered Surveyor, on June 13, 1967, and more particularly bounded and described as follows: BEGINNING at a stake on the Eastern right of way line of the Carlisle-New Bloomfield Road (Pennsylvania Route No. 34) said stake being in the Southern line of an unpaved street known as Elm Avenue; thence along the Southern line of said Elm Avenue, South 70 degrees 15 minutes East, a distance of 200 feet to a stake; thence South 19 degrees 45 minutes West along line of land now or formerly of Harold Hall, a distance of 75 feet to an iron pin; thence along line of land now or formerly of M. L. Prosser, North 70 degrees 15 minutes West, a distance of 200 feet to an iron pin on the Eastern right of way line of said Carlisle-New Bloomfield Road; thence North 19 degrees 45 minutes East along said right of way line, a distance of75 feet to a stake. the place of BEGINNING. CONTAINING 75 feet in front along the Eastern line for 40 feet wide Pennsylvania route No. 34 and extending Eastwardly therefrom at an even width, a distance of 200 feet, and having thereon erected a one and one-half story brick and aluminum siding covered house. THE DWELLING THEREON KNOWN AS 2751 SPRING ROAD, CARLISLE, PA 17013 BEING THE SAME PREMISES WHICH William F. D'Happart and Catherine J. D'Happart by deed dated 12/23105 and recorded 12/30/05 in Cumberland County Record Book 272, Page 2813 granted and conveyed unto Kevin L. Cramer and Erin Garrison Cramer. TO BE SOLD AS THE PROPERTY OF ERIN GARRISON CRAMER AND KEVIN L. CRAMER ON JUDGMENT NO. 07-6838 ASSESSMENT NO. 29-14-0867-038 U.S. BANK NATIONAL ASSOCIATION TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY, PLAINTIFF VS. ERIN GARRISON CRAMER AND KEVIN L. CRAMER, DEFENDANT(S) IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYMN I ii -? ? rn C= G-) r- -0 CIVIL ACTION LAW c3n? 1 rn :70 C; -<> em c NO. 07-6838 :; u- A-n c? cam -c IN MORTGAGE FORECLOSURE rO 7> c RETURN OF SERVICE I hereby certify that I have deposited in the U.S. Mails at Harrisburg, Pennsylvania on to I a.1 ]Ac b 1 , a true and correct copy of the Notice of Sale of Real Estate pursuant to PA R.C.P. 3129.1 to the Defendants herein and all lienholders of record by regular first class mail (Certificate of Mailing form in compliance with U.S. Postal Form 3817 is attached hereto as evidence), and also to the Defendants by Certified Mail, which mailing receipts are attached. Service addresses are as follows: ERIN GARRISON CRAMER 2751 SPRING ROAD CARLISLE, PA 17013 KEVIN L. CRAMER 2751 SPRING ROAD CARLISLE, PA. 17013 DOMESTIC RELATIONS Cumberland County Courthouse 13 North Hanover Street Carlisle, PA 17013 TENANT/OCCUPANT 2751 SPRING ROAD CARLISLE, PA 17013 Lee Eric Oesterling, Esquire Oesterling Law Offices 503 Bridge Street -Suite 212 New Cumberland, PA 17070 By PURC?UG & HALLER Attorneys for Plaintiff 1719 North Front Street Harrisburg, PA 17102 (717) 234-4178 LAW OFFICES 1719 NORTH FRONT STREET HOWARD B. KRUG HARRISBURG, PENNSYLVANIA 17102-2392 LEON P. HALLER TELEPHONE (717) 234-4178 HERSHEY JOHN W. PURCELL JR. FAX (717) 234-1206 (7 JILL M. WINEKA ISSLEY (19 JOSEPH 1982) LISA A. RYNARD N W. P CELL JOHN W. URELL VALERIE A. GUNNOF COUNSEL ERIN GARRISON CRAMER 2751 SPRING ROAD CARLISLE, PA 17013 KEVIN L. CRAMER 2751 SPRING ROAD CARLISLE, PA 17013 DOMESTIC RELATIONS Cumberland County Courthouse 13 North Hanover Street Carlisle, PA 17013 TENANT/OCCUPANT 2751 SPRING ROAD CARLISLE, PA 17013 Lee Eric Oesterling, Esquire Oesterling Law Offices 503 Bridge Street -Suite 212 New Cumberland, PA 17070 NOTICE IS HEREBY GIVEN to the Defendants in the within action and those parties who hold one or more mortgages, judgments or tax liens against the real estate which is the subject of the Notice of Sale pursuant to Pennsylvania Rule of Civil Procedure 3129.1 attached hereto. YOU ARE HEREBY NOTIFIED that by virtue of a Writ of Execution issued out of the Court of Common Pleas of the within county on the judgment of the Plaintiff named herein the said real estate will be exposed to public sale as set forth on the attached Notice of Sale. YOU ARE FURTHER NOTIFIED that the lien you hold against the said real estate will be divested by the sale and that you have an opportunity to protect your interest, if any, by bei o ' led of said Sheriffs Sale. By: Leo . aller PA I.13 .15700 Attorney for Plaintiff U.S. BANK NATIONAL ASSOCIATION TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY, PLAINTIFF VS. ERIN GARRISON CRAMER AND KEVIN L. CRAMER, DEFENDANT(S) IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION LAW NO. 07-6838 IN MORTGAGE FORECLOSURE NOTICE OF SHERIFF'S SALE OF REAL ESTATE PURSUANT TO PENNSYLVANIA RULE OF CIVIL PROCEDURE 3129.1 TAKE NOTICE: That the Sheriffs Sale of Real Property (real estate) will be held: DATE: Wednesday, SEPTEMBER 07, 2011 TIME: 10:00 O'clock A.M. LOCATION: Cumberland County Courthouse Carlisle, Pennsylvania 17013 THE PROPERTY TO BE SOLD is delineated in detail in a legal description mainly consisting of a statement of the measured boundaries of the property, together with a brief mention of the buildings and any other major improvements erected on the land. (SEE DESCRIPTION ATTACHED) THE LOCATION of your property to be sold is: 2751 SPRING ROAD CARLISLE, PA 17013 THE JUDGMENT under or pursuant to which your property is being sold is docketed in the within Commonwealth and County to: No. 07-6838 JUDGMENT AMOUNT $133,129.04 THE NAMES OF THE OWNERS OR REPUTED OWNERS of this property is: ERIN GARRISON CRAMER and KEVIN L. CRAMER A SCHEDULE OF DISTRIBUTION, being a list of the persons and/or governmental or corporate entities or agencies being entitled to receive part of the proceeds of the sale received and to be disbursed by the Sheriff (for example, to banks that hold mortgages and municipalities that are owed taxes) will be filed by the Sheriff of this County thirty (30) days after the sale and distribution of the proceeds of sale in accordance with this schedule will, in fact, be made unless someone objects by filing exceptions to it within ten (10) days of the date it is filed. Information about the Schedule of Distribution may be obtained from the Sheriff of the Court of Common Pleas of the within County at the Courthouse address specified herein. THIS PAPER IS A NOTICE OF THE TIME AND PLACE OF THE SALE OF YOUR PROPERTY. IT HAS BEEN ISSUED BECAUSE THERE IS A JUDGMENT AGAINST YOU IT MAY CAUSE YOUR PROPERTY TO BE HELD, TO BE SOLD OR TAKEN TO PAY THE JUDGMENT You may have legal rights to prevent your property from being taken away. A lawyer can advise you more specifically of these rights. If you wish to exercise your rights, YOU MUST ACT PROMPTLY. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET FREE LEGAL ADVICE: Cumberland County Bar Association 32 South Bedford Street Carlisle, Pennsylvania 17013 717-249-3166 Legal Services, Inc 8 Irvine Row Carlisle, Pennsylvania 17013 717-243-9400 THE LEGAL RIGHTS YOU MAY HAVE ARE: 1. You may file a petition with the Court of Common Pleas of the within County to open the judgment if you have a meritorious defense against the person or company that has entered judgment against you. You may also file an petition with the same Court if you are aware of a legal defect in the obligation or the procedure used against you. 2. After the Sheriffs Sale you may file a petition with the Court of Common Pleas of the within County to set aside the sale for a grossly inadequate price or for other proper cause. This petition MUST BE FILED BEFORE THE SHERIFF'S DEED IS DELIVERED. 3. A petition or petitions raising the legal issues or rights mentioned in the preceding paragraphs must be presented to the Court of Common Pleas of the within County. The petition must be served on the attorney for the creditor or on the creditor before presentation to the court and a proposed order or rule must be attached to the petition. If a specific return date is desired, such date must be obtained from the Court Administrator's Office - Civil Division, of the within County Courthouse, before a presentation of the petition to the Court. PURCELL, KRUG & HALLER Attorneys for Plaintiff 1719 North Front Street Harrisburg, PA 17102 (717) 234-4178 ALL THAT CERTAIN tract of land situate in North Middleton Township, Cumberland County, Pennsylvania, bounded and described in accordance with survey made by Thomas Alvin Neff, Registered Surveyor, on June 13, 1967, and more particularly bounded and described as follows: BEGINNING at a stake on the Eastern right of way line of the Carlisle-New Bloomfield Road (Pennsylvania Route No. 34) said stake being in the Southern line of an unpaved street known as Elm Avenue; thence along the Southern line of said Elm Avenue, South 70 degrees 15 minutes East, a distance of 200 feet to a stake; thence South 19 degrees 45 minutes West along line of land now or formerly of Harold Hall, a distance of 75 feet to an iron pin; thence along line of land now or formerly of M. L. Prosser, North 70 degrees 15 minutes West, a distance of 200 feet to an iron pin on the Eastern right of way line of said Carlisle-New Bloomfield Road; thence North 19 degrees 45 minutes East along said right of way line, a distance of 75 feet to a stake, the place of BEGINNING. CONTAINING 75 feet in front along the Eastern line for 40 feet wide Pennsylvania route No. 34 and extending Eastwardly therefrom at an even width, a distance of 200 feet, and having thereon erected a one and one-half story brick and aluminum siding covered house. THE DWELLING THEREON KNOWN AS 2751 SPRING ROAD, CARLISLE, PA 17013 BEING THE SAME PREMISES WHICH William F. D'Happart and Catherine J. D'Happart by deed dated 12/23/05 and recorded 12/30/05 in Cumberland County Record Book 272, Page 2813 granted and conveyed unto Kevin L. Cramer and Erin Garrison Cramer. TO BE SOLD AS THE PROPERTY OF ERIN GARRISON CRAMER AND KEVIN L. CRAMER ON JUDGMENT NO. 07-6838 ASSESSMENT NO. 29-14-0867-038 -y d- U.S. BANK NATIONAL ASSOCIATION TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY Plaintiff VS. ERIN GARRISON CRAMER AND KEVIN L. CRAMER Defendants 4il 2008 IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA NO. 2007-6838 : CIVIL ACTION - LAW - MORTGAGE FORECLOSURE ORDER FOR SERVICE AND NOW, to wit, this aS-k- day of .J.?,-,?. 2008, upon consideration of the within Motion, it appearing that a'good faith investigation and effort to locate the Defendants, Erin Garrison Cramer and Kevin L. Cramer, has been made by Plaintiff, it is hereby ORDERED that service of the Complaint be made by posting a copy of the original Complaint on the most public part of the property located at 2751 Spring Road, Carlisle, PA 17013 and by forwarding a copy of the Complaint by certified mail and ordinary mail (service to be completed upon mailing) to Defendants, Erin Garrison Cramer and Kevin L. Cramer, at their last known address located at 2751 Spring Road, Carlisle, PA 17013; AND FURTHER, that in the event this case should be reduced to judgment and execution shall be issued, service upon the Defendants pursuant to Rule 3129.2(c)(1)(C) shall be effected by mailing copies of the required notices to the Defendants at their last known address by Certified mail and ordinary mail (service to be completed upon mailing) and by posting a copy of the Notice of Sale or Sheriff's handbill on the most public part of the premises and by publication by Sheriff pursuant to Pennsylvania Rule of Civil Procedure 3129.2(d). BY THE COURT k/ k1 J 7160 3901 9649 3036 2302 TO: KEVIN L. CRAMER 2751 SPRING ROAD CARLISLE, PA 17013 SENDER: REFERENCE: NOS 09/07/11 RETURN rosiaqu RECEIPT Certified Fee SERVICE Return Receipt Fee Restrict (Delivery Total Postage & Fees US Postal Service Receipt for Certified Mail No Insurance Coverage Provided Do Not Use for International Mail - - ------------------- -------------------- POSTMARK OR DATEr `' g -? 7160 3901 9649 3036 2319 TO: ERIN GARRISON CRAMER 2751 SPRING ROAD CARLISLE, PA 17013 SENDER: REFERENCE: NOS 09/07/11 RETURN rosrage RECEIPT Certified Fee SERVICE Return Receipt Fee Total Postage & Fees IV i t A ' POSTMARK ORB, ce US Postal Serv Receipt for m Certified Mail No Insurance Coverage Provided Bp I Do Not Use for Intema nal Mail . r . , PENNSYLVANIA HOUSING FINANCE AGENCY v. ERIN GARRISON CRAMER KEVIN L. CRAMER Cumberland County Sale 9/7/11 U. S. POSTAL SERVICE CERTIFICATE OF MAILING (In compliance with Postal Service Form 3877) Received from: Purcell, Krug & Haller Postage: 1719 North Front Street Harrisburg, PA 17102 One piece of ordinary mail addressed to: Postmark: ERIN GARRISON CRAMER 2751 SPRING ROAD CARLISLE, PA 17013 U. S. POSTAL SERVICE CERTIFICATE OF MAILING (In compliance with Postal Service Form 3877) Received from: Purcell, Krug & Haller Postage: 1719 North Front Street Harrisburg, PA 17102 One piece of ordinary mail addressed to: Postmark: KEVIN L. CRAMER 2751 SPRING ROAD CARLISLE, PA 17013 U. S. POSTAL SERVICE CERTIFICATE OF MAILING (In compliance with Postal Service Form 3877) Received from: Purcell, Krug & Haller Postage: 1719 North Front Street Harrisburg, PA 17102 One piece of ordinary mail addressed to: Postmark: DOMESTIC RELATIONS Cumberland County Courthouse 13 North Hanover Street Carlisle, PA 17013 ?p`YES POgr4 ;uAs I 4 Ja 1'11NFY HOWLS 101.150 0004284324 -11U y 28 2D 1 1 MAILED FROAM ZIP (,','-)DE 171) 2 PENNSYLVANIA HOUSING FINANCE AGENCY v. ERIN GARRISON CRAMER KEVIN L. CRAMER Cumberland County Sale 9/7/11 U. S. POSTAL SERVICE CERTIFICATE OF MAILING (In compliance with Postal Service Form 3877) Received from: Purcell, Krug & Haller Postage: 1719 North Front Street Harrisburg, PA 17102 One piece of ordinary mail addressed to: Postmark: TENANT/OCCUPANT 2751 SPRING ROAD CARLISLE, PA 17013 U. S. POSTAL SERVICE CERTIFICATE OF MAILING (In compliance with Postal Service Form 3877) Received from: Purcell, Krug & Haller Postage: 1719 North Front Street Harrisburg, PA 17102 One piece of ordinary mail addressed to: Postmark: Lee Eric Oesterling, Esquire Oesterling Law Offices 503 Bridge Street -Suite 212 New Cumberland, PA 17070 ?Ilk 's a Z VITNI Y R01"I s 10 2 1 V $ 02.300 0004284324 JUN 28 2011 MAILED FROM ZIP CODE 17102 U.S. BANK NATIONAL ASSOCIATION TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY, PLAINTIFF vs. IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION LAW NO. 07-6838 IN MORTGAGE FORECLOSURE ERIN GARRISON CRAMER AND KEVIN L. CRAMER, DEFENDANTS SUPPLEMENTAL RETURN OF SERVICE C MM z? =o i? r-1 $ Zn 370- G? C) i -^?Q -ri C) O 1„ I hereby certify that I have deposited in the U.S. Mails at Harrisburg, Pennsylvania on 5 l a 0 it , a true and correct copy of the Notice of Sale of Real Estate pursuant to PA R.C.P. 3129.1 to the Defendants herein and all lienholders of record by regular first class mail (Certificate of Mailing form in compliance with U.S. Postal Form 3817 is attached hereto as evidence), and also to the Defendants by Certified Mail, which mailing receipts are attached. Service addresses are as follows: DISCOVER BANK C/O WELTMAN WEINBERG & REIS CO LPA 4 3 6 7TH AVENUE SUITE 1400 PITTSBURGH, PA 15219 DISCOVER BANK 502 EAST MARKET STREET GREENWOOD, DE 19950 FORD MOTOR CREDIT CO C/O MAURICE NEEDLEMAN 935 ONE PENN CENTER 1617 JOHN F. KENNEDY BOULEVARD PHILADELPHIA, PA 19103 FORD MOTOR CREDIT COMPANY THE AMERICAN ROAD DEARBORN MI 48121 FORD MOTOR CREDIT COMPANY P.O. BOX 6508 MESA AZ 85216 By PURCELL, KRU & HALLER Attorneys for Plaintiff 1719 North Front Street Harrisburg, PA 17102 (717) 234-4178 LAW OFFICES 1719 NORTH FRONT STREET HOWARD B. KRUG HARRISBURG, PENNSYLVANIA 17102-2392 LEON P. HALLER TELEPHONE (717) 234-4178 JOHN W. PURCELL JR. FAX (717) 234-1206 JILL M. WINEKA LISA A. RYNARD DISCOVER BANK CIO WELTMAN WEINBERG & REIS CO LPA 4 3 6 7'rH AVENUE SUITE 1400 PITTSBURGH, PA 15219 DISCOVER BANK 502 EAST MARKET STREET GREENWOOD, DE 19950 FORD MOTOR CREDIT CO C/0 MAURICE NEEDLEMAN 935 ONE PENN CENTER 1617 JOHN F. KENNEDY BOULEVARD PHILADELPHIA, PA 19103 FORD MOTOR CREDIT COMPANY THE AMERICAN ROAD DEARBORN MI 48121 FORD MOTOR CREDIT COMPANY P.O. BOX 6508 MESA AZ 85216 HERSHEY (717)533-3836 JOSEPH NISSLEY (1910-1982) JOHN W.PURCELL VALERIE A. GUNNOF COUNSEL NOTICE IS HEREBY GIVEN to the Defendants in the within action and those parties who hold one or more mortgages, judgments or tax liens against the real estate which is the subject of the Notice of Sale pursuant to Pennsylvania Rule of Civil Procedure 3129.1 attached hereto. YOU ARE HEREBY NOTIFIED that by virtue of a Writ of Execution issued out of the Court of Common Pleas of the within county on the judgment of the Plaintiff named herein the said real estate will be exposed to public sale as set forth on the attached Notice of Sale. YOU ARE FURTHER NOTIFIED that the lien you hold against the said real estate will be divested by the sale and that you have an opportunity to protect your interest, if an being notified of said Sheriffs Sale. By: Keon P. Haller PA I.D.15700 Attorney for Plaintiff U.S. BANK NATIONAL ASSOCIATION TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY, PLAINTIFF VS. ERIN GARRISON CRAMER AND KEVIN L. CRAMER, DEFENDANT(S) IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION LAW NO. 07-6838 IN MORTGAGE FORECLOSURE NOTICE OF SHERIFF'S SALE OF REAL ESTATE PURSUANT TO PENNSYLVANIA RULE OF CIVIL PROCEDURE 3129.1 TAKE NOTICE: That the Sheriffs Sale of Real Property (real estate) will be held: DATE: Wednesday, SEPTEMBER 07, 2011 TIME: 10:00 O'clock A.M. LOCATION: Cumberland County Courthouse Carlisle, Pennsylvania 17013 THE PROPERTY TO BE SOLD is delineated in detail in a legal description mainly consisting of a statement of the measured boundaries of the property, together with a brief mention of the buildings and any other major improvements erected on the land. (SEE DESCRIPTION ATTACHED) THE LOCATION of your property to be sold is: 2751 SPRING ROAD CARLISLE, PA 17013 THE JUDGMENT under or pursuant to which your property is being sold is docketed in the within Commonwealth and County to: No. 07-6838 JUDGMENT AMOUNT $133,129.04 THE NAMES OF THE OWNERS OR REPUTED OWNERS of this property is: ERIN GARRISON CRAMER and KEVIN L. CRAMER A SCHEDULE OF DISTRIBUTION, being a list of the persons and/or governmental or corporate entities or agencies being entitled to receive part of the proceeds of the sale received and to be disbursed by the Sheriff (for example, to banks that hold mortgages and municipalities that are owed taxes) will be filed by the Sheriff of this County thirty (30) days after the sale and distribution of the proceeds of sale in accordance with this schedule will, in fact, be made unless someone objects by filing exceptions to it within ten (10) days of the date it is filed. Information about the Schedule of Distribution may be obtained from the Sheriff of the Court of Common Pleas of the within County at the Courthouse address specified herein. THIS PAPER IS A NOTICE OF THE TIME AND PLACE OF THE SALE OF YOUR PROPERTY. IT HAS BEEN ISSUED BECAUSE THERE IS A JUDGMENT AGAINST YOU. IT MAY CAUSE YOUR PROPERTY TO BE HELD TO BE SOLD OR TAKEN TO PAY THE JUDGMENT You may have legal rights to prevent your property from being taken away. A lawyer can advise you more specifically of these rights. If you wish to exercise your rights, YOU MUST ACT PROMPTLY. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET FREE LEGAL ADVICE: Cumberland County Bar Association 32 South Bedford Street Carlisle, Pennsylvania 17013 717-249-3166 Legal Services, Inc 8 Irvine Row Carlisle, Pennsylvania 17013 717-243-9400 THE LEGAL RIGHTS YOU MAY HAVE ARE: 1. You may file a petition with the Court of Common Pleas of the within County to open the judgment if you have a meritorious defense against the person or company that has entered judgment against you. You may also file an petition with the same Court if you are aware of a legal defect in the obligation or the procedure used against you. 2. After the Sheriffs Sale you may file a petition with the Court of Common Pleas of the within County to set aside the sale for a grossly inadequate price or for other proper cause. This petition MUST BE FILED BEFORE THE SHERIFF'S DEED IS DELIVERED. 3. A petition or petitions raising the legal issues or rights mentioned in the preceding paragraphs must be presented to the Court of Common Pleas of the within County. The petition must be served on the attorney for the creditor or on the creditor before presentation to the court and a proposed order or rule must be attached to the petition. If a specific return date is desired, such date must be obtained from the Court Administrator's Office - Civil Division, of the within County Courthouse, before a presentation of the petition to the Court. PURCELL, KRUG & HALLER Attorneys for Plaintiff 1719 North Front Street Harrisburg, PA 17102 (717) 234-4178 ALL THAT CERTAIN tract of land situate in North Middleton Township, Cumberland County, Pennsylvania, bounded and described in accordance with survey made by Thomas Alvin Neff, Registered Surveyor, on June 13, 1967, and more particularly bounded and described as follows: BEGINNING at a stake on the Eastern right of way line of the Carlisle-New Bloomfield Road (Pennsylvania Route No. 34) said stake being in the Southern line of an unpaved street known as Elm Avenue; thence along the Southern line of said Elm Avenue, South 70 degrees 15 minutes East, a distance of 200 feet to a stake; thence South 19 degrees 45 minutes West along line of land now or formerly of Harold Hall, a distance of 75 feet to an iron pin; thence along line of land now or formerly of M. L. Prosser, North 70 degrees 15 minutes West, a distance of 200 feet to an iron pin on the Eastern right of way line of said Carlisle-New Bloomfield Road; thence North 19 degrees 45 minutes East along said right of way line, a distance of 75 feet to a stake, the place of BEGINNING. CONTAINING 75 feet in front along the Eastern line for 40 feet wide Pennsylvania route No. 34 and extending Eastwardly therefrom at an even width, a distance of 200 feet, and having thereon erected a one and one-half story brick and aluminum siding covered house. THE DWELLING THEREON KNOWN AS 2751 SPRING ROAD, CARLISLE, PA 17013 BEING THE SAME PREMISES WHICH William F. D'Happart and Catherine J. D'Happart by deed dated 12/23/05 and recorded 12/30/05 in Cumberland County Record Book 272, Page 2813 granted and conveyed unto Kevin L. Cramer and Erin Garrison Cramer. TO BE SOLD AS THE PROPERTY OF ERIN GARRISON CRAMER AND KEVIN L. CRAMER ON JUDGMENT NO. 07-6838 ASSESSMENT NO. 29-14-0867-038 li;i PENNSYLVANIA HOUSING FINANCE AGENCY v. ERIN GARRISON CRAMER KEVIN L. CRAMER Cumberland County Sale 9/7/11 U. S. POSTAL SERVICE CERTIFICATE OF MAILING On compliance with Postal Service Form 3877) Received from: Purcell, Krug & Haller Postage: 1719 North Front Street Harrisburg, PA 17102 One piece of ordinary mail addressed to: Postmark: DISCOVER BANK C/O WELTMAN WEINBERG & REIS CO LPA 436 7TH AVENUE SUITE 1400 PITTSBURGH, PA 15219 U. S. POSTAL SERVICE CERTIFICATE OF MAILING (In compliance with Postal Service Form 3877) Received from: Purcell, Krug & Haller Postage: 1719 North Front Street Harrisburg, PA 17102 One piece of ordinary mail addressed to: Postmark: DISCOVER BANK 502 EAST MARKET STREET GREENWOOD, DE 19950 U. S. POSTAL SERVICE CERTIFICATE OF MAILING (In compliance with Postal Service Form 3877) Received from: Purcell, Krug & Haller Postage: 1719 North Front Street Harrisburg, PA 17102 One piece of ordinary mail addressed to: Postmark: FORD MOTOR CREDIT CO C/O MAURICE NEEDLEMAN 935 ONE PENN CENTER 1617 JOHN F. KENNEDY BOULEVARD PHILADELPHIA, PA 19103 % ?jP F Pd,ST'IQ F M . ? PI7 NEY R(JWFS C2 K4 $ 01.150 IN- 00J4284324 ?.UGOS 2011 MAILED FROM ZIP CODE 1 710 2 110? PENNSYLVANIA HOUSING FINANCE AGENCY v. ERIN GARRISON CRAMER KEVIN L. CRAMER Cumberland County Sale 9/7/11 U. S. POSTAL SERVICE CERTIFICATE OF MAILING (In compliance with Postal Service Form 3877) Received from: Purcell, Krug & Haller Postage: 1719 North Front Street Harrisburg, PA 17102 One piece of ordinary mail addressed to: Postmark: FORD MOTOR CREDIT COMPANY THE AMERICAN ROAD DEARBORN MI 48121 U. S. POSTAL SERVICE CERTIFICATE OF MAILING (In compliance with Postal Service Form 3877) Received from: Purcell, Krug & Haller Postage: 1719 North Front Street Harrisburg, PA 17102 One piece of ordinary mail addressed to: Postmark: FORD MOTOR CREDIT COMPANY P.O. BOX 6508 MESA AZ 85216 ,APSES POST 11 ?Q m ?G PI INIV B(1Wf5 02 1 V! $ 02.300 000 '2 324 AUG05 201' MAILED FROM ZIP CODE ' 710 2 ?d U.S. BANK NATIONAL ASSOCIATION TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY, PLAINTIFF IN THE COURT OF COMMON PLEAS CUMBERLANDCOUNTY, PENNSYLVANIA CIVIL ACTION - LAW VS. NO. 07-6838 ERIN GARRISON CRAMER rn ?'= IN MORTGAGE FORECLOSUR&= KEVIN L. CRAMER, i-- t 713 DEFENDANT CPC ?D -x- C 5-r SUPPLEMENTAL_ - AFFIDAVIT PURSUANT TO RULE 3129.1 ° o ' The Plaintiff in the above action, by its attorneys, Purcell, Krug & Haller, sets forth as of the date " the praecipe for the writ of execution was filed, the following information concerning the real property located at 2751 SPRING ROAD CARLISLE, PA 17013: Name and address of the Owner(s) or Reputed Owner(s): ERIN GARRISON CRAMER 2751 SPRING ROAD CARLISLE, PA 17013 KEVIN L. CRAMER 2751 SPRING ROAD CARLISLE, PA 17013 Name and address of Defendant(s) in the Judgment, if different from that listed. in (1) above: SAME 3. Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: DISCOVER BANK C/O WELTMAN WEINBERG & REIS CO LPA 436 7TH AVENUE SUITE 1400 PITTSBURGH, PA 15219 DISCOVER BANK 502 EAST MARKET STREET GREENWOOD, DE 19950 FORD MOTOR CREDIT CO FORD MOTOR CREDIT COMPANY C/O MAURICE NEEDLEMAN THE AMERICAN ROAD 935 ONE PENN CENTER DEARBORN, MI 48121 1617 JOHN F. KENNEDY BOULEVARD PHILADELPHIA, PA 19103 FORD MOTOR CREDIT COMPANY P.O. BOX 6508 MESA AZ 85216 t 4. Name and address of last recorded holder of every mortgage of record: PLAINTIFF HEREIN (AND ANY OTHERS AS NOTED BELOW): 5. Name and address of every other person who has any record lien on the property: UNKNOWN 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: UNKNOWN 7. Name and address of every other person of whom the Plaintiff has knowledge who has any interest in the property which may be affected by the sale: Tenants if any ... DOMESTIC RELATIONS OFFICE (In the preceding information, where addresses could not be reasonably ascertained, the same is indicated.) I verify that the statements made in this Affidavit are true and correct to the best of my personal knowledge, information and belief. I understand that false statements herein are mad ct to the penalties of 18 PA C.S. Section 4904 relating to unsworn falsification to authorities Leorjp#?'Haller PA I.D. #15700 Purcell, Krug & Haller 1719 North Front Street Harrisburg, PA 17102 (717) 234-4178 DATED: August 5, 2011 SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson Sheriff Jody S Smith Chief Deputy Richard W Stewart Solicitor 0,p', rot l lritiGrr{??t .+ d ?TrJ (D •t Jy- ?`a "• 1. R y L" US Bank Trust National Association vs. Erin Garrison Cramer (et al.) Case Number 2007-6838 SHERIFF'S RETURN OF SERVICE 06/17/2011 03:16 PM - Deputy Noah Cline, being duly sworn according to law, states service was performed by posting a true copy of the requested Real Estate Writ, Notice and Description, in the above titled action, upon the property located at 2751 Spring Road, Carlisle, PA 17013, Cumberland County. 06/30/2011 07:39 PM - Ronny R. Anderson, Sheriff, being duly sworn according to law, states that he made a diligent search and inquiry for the within named Defendant, to wit: Erin Garrison Cramer, but was unable to locate the Defendant in his bailiwick. He therefore returns the within Real Estate Writ, Notice and Description, in the above titled action, as "Not Found" at 2751 Spring Road, Carlisle, PA 17013, defendant does not reside at address stated, did not leave a forwarding address with post office. 06/30/2011 07:39 PM - Deputy Shawn Harrison, being duly sworn according to law, served the requested Real Estate Writ, Notice and Description, in the above titled action, by making known its contents and at the same time personally handing a true copy to a person representing themselves to be the Defendant, to wit: Kevin L Cramer at 2751 Spring Road, Carlisle, PA 17013, Cumberland County. 09/07/2011 Ronny R. Anderson, Sheriff, being duly sworn according to law, states that after due and legal notice had been given according to law, he exposed the within described premises at public venue or outcry at the Cumberland County Courthouse, Carlisle, Cumberland County, PA on September 7, 2011 at 10:00 a.m.. He sold the same for the sum of $1.00 to Attorney Leon Haller, on behalf of, on behalf of, U.S. Bank National Association, et. al., of, 211 North Front Street Harrisburg, PA 17101, being the buyer in this execution, paid to the Sheriff the sum of $ SHERIFF COST: $948.13 October 21, 2011 SO ANSWERS, RbNI'V R ANDERSON, SHERIFF Pek. Q) P1 - G P,A - 4-.1 ye a r; Couniysuto S:",eft. 7e1","'ft. Inc. On June 7, 2011 the Sheriff levied upon the defendant's interest in the real property situated in North Middleton Township, Cumberland County, PA, Known and numbered as, 2751 Spring Road, Carlisle, more fully described on E?hibit "A" filed with this writ and by this reference incorporated herein. Date: June 7, 2011 By: uat?- Real Estate Coordinator ;•` CUMBERLAND LAW JOURNAL Writ No. 2007-6838 Civil US Bank National Association VS. Erin Garrison Cramer Kevin L. Cramer Atty.: Leon P. Haller ALL THAT CERTAIN tract of land situate in North Middleton Township, Cumberland County, Pennsylvania, bounded and described in accor- dance with survey made by Thomas Alvin Neff, Registered Surveyor, on June 13, 1967, and more particularly bounded and described as follows: BEGINNING at a stake on the Eastern right of way line of the Car- lisle-New Bloomfield Road (Pennsyl- vania Route No. 34) said stake being in the Southern line of an unpaved street known as Elm Avenue; thence along the Southern line of said Elm Avenue, South 70 degrees 15 min- utes East, a distance of 200 feet to a stake; thence South 19 degrees 45 minutes West along line of land now or formerly of Harold Hall, a distance of 75 feet to an iron pin; thence along line of land now or formerly of M. L. Prosser, North 70 degrees 15 minutes West, a distance of 200 feet to an iron pin on the Eastern right of way line of said Carlisle-New Bloomfield Road; thence North 19 degrees 45 minutes East along said right of way line, a distance of 75 feet to a stake, the place of BEGINNING. CONTAINING 75 feet in front along the Eastern line for 40 feet wide Pennsylvania route No. 34 and extending Eastwardly therefrom at an even width, a distance of 200 feet, and having thereon erected a one and one-half story brick and aluminum siding covered house. THE DWELLING THEREON KNOWN AS 2751 SPRING ROAD, CARLISLE, PA 17013. BEING THE SAME PREMISES WHICH William F. D Happart and Catherine J. D Happart by deed dated 12/23/05 and recorded 12/30/05 in Cumberland County Record Book 272, Page 2813 granted and con- veyed unto Kevin L. Cramer and Erin Garrison Cramer. TO BE SOLD AS THE PROPERTY OF ERIN GARRISON CRAMER AND KEVIN L. CRAMER ON JUDGMENT NO. 07-6838. ASSESSMENT NO. 29-14-0867- 038. 20 PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No. 587, approved May 16, 1929), P. L.1784 COMMONWEALTH OF PENNSYLVANIA ss. COUNTY OF CUMBERLAND : Lisa Marie Coyne, Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, viz: July 15, July 22 and July 29, 2011 Affiant further deposes that he is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are true. sa Marie Coyne, ditor SWORN TO AND SUBSCRIBED before me this 9 da of July. 2011 Notary NOTARIAL SEAL DEBORAH A COLLINS Notary Public CARLISLE BOROUGH, CUMBERLAND COUNTY My commission Expires Apr 28, 2014 The Patriot-News Co. 2020 Technology Pkwy Suite ,300 Mechanicsburg, PA 17050 Inquiries - 717-255-8213 CUMBERLAND CO. SHERIFFS OFFICE CUMBERLAND COUNTY COURT HOUSE CARLISLE Proof of Publication Under Act No. 587, Approved May 16, 1929 Commonwealth of Pennsylvania, County of Dauphin} ss ZhePatriot News Now you know THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Holly Blain, being duly sworn according to law, deposes and says: That she is a Staff Accountant of The Patriot News Co., a corporation organized and existing under the laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 2020 Technology Pkwy, Suite 300, in the Township of Hampden, County of Cumberland, State of Pennsylvania, owner and publisher of The Patriot-News and The Sunday Patriot-News newspapers of general circulation, printed and published at 1900 Patriot Drive, in the City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were established March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published ever since; That the printed notice or publication which is securely attached hereto is exactly as printed and published in their regular daily and/or Sunday/ Community Weekly editions which appeared on the date(s) indicated below. That neither she nor said Company is interested in the subject matter of said printed notice or advertising, and that all of the allegations of this statement as to the time, place and character of publication are true; and That she has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in the office for the Recording of Deeds in and for said County of Dauphin in Miscellaneous Book "M", Volume 14, Page 317. PUBLICATION COPY This ad ran on the date(s) shown below: 07/15/11 PA 17013 A Sworn to of August, 2011 A.D. 07/22/11 07/29/11 COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND ISS: I, Robert P. Ziegler, Recorder of Deeds in and for said County and State do hereby certify that the Sheriff s Deed in which Pennsylvania Housing Finance Agency (TO is the grantee the same having been sold to said grantee on the 7 day of September A.D., 2011, under and by virtue of a writ Execution issued on the 1 day of June, A.D., 2011, out of the Court of Common Pleas of said County as of Civil Term, 2007 Number 6838, at the suit of Pennsylvania Housing Finance Agency (Tr) against Erin Garrison Cramer & Kevin L. Cramer is duly recorded as Instrument Number 201129274 IN TESTIMONY WHEREOF, I have hereunto set my hand and seal of said office this day of A.D. Recorder of Deeds Recorder of Do* OnbeftW Cowry, Carlisle, PA My Commission irMS the Fsst Monday of Jan. 2014