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HomeMy WebLinkAbout07-6851J IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION DISCOVER BANK Plaintiff No: 07- 6851 Civil-1 rn.. VS. CORINNE D HEMPT COMPLAINT IN CIVIL ACTION Defendant FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: James C. Warmbrodt,42524 WELTMAN, WEINBERG & REIS CO., L.P.A. 436 Seventh Avenue, Suite 2718 Pittsburgh, PA 15219 (412) 434-7955 FAX: 412-338-7130 06259951 C A Pit WLG J IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION DISCOVER BANK Plaintiff vs. Civil Action No CORINNE D HEMPT Defendant COMPLAINT AND NOTICE TO DEFEND You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by an attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 (717) 249-3166 COMPLAINT 1. Plaintiff, is a corporation with offices at 6500 New Albany Rd, New Albany, OH 43054. 2. Defendant is adult individual(s) residing at the address listed below: CORINNE D HEMPT 3 FARMHOUSE LN CARLISLE, PA 17013 3. Defendant applied for and received a credit card issued by Plaintiff bearing the account number 6011298670182348 . A copy of Plaintiff's Statement of Account s attached hereto, marked as Exhibit "A" and made a part hereof. 4. Defendant made use of said credit card and currently has a balance due and owing to Plaintiff, as of October 24, 2007 , in the amount of $2486.31 5. Defendant is in default by failing to make payments when due. 6. Plaintiff avers that the Agreement between the parties provides that Defendant will pay Plaintiff's attorneys' fees. 7. Plaintiff avers that such attorneys' fees will amount to $300.00 . 8. Although repeatedly requested to do so by Plaintiff, Defendant has willfully failed and/or refused to pay the balance due to Plaintiff. Wherefore, the Plaintiff prays for Judgment in its favor and against Defendant , CORINNE D HEMPT INDIVIDUALLY , in the amount of $2486.31 with interest at the legal rate of 6.000°6 per annum from date of judgment plus attorneys' fees of $300.00 , and costs. James C. armbrodt,42524 WELTMAN, WEINBERG & REIS CO., L.P.A. 436 Se e th Avenue, Suite 2718 Pitts r h, PA 15219 (412) 43 -7955 FAX: 41 -338-7130 062 99 1 C A Pit WLG This law firm is a debt collector att p ing to collect this debt for our client and any information obtain will be used for that purpose. JL Yoo 1 31 tnrer Amount tnclosed below *"• ?j 4wr3-? r D Payment Due Date September 14, 2007 Please make check payable to Discover Card. Minimum payment due includes a past due amount of $462.00. 15 SDSN6A01 0009397 COR INNE HEMPT Manage your budget, track your spending 3 FARMHOUSE LN and avoid fees with FREE timely e-mail reminders. To find out more, visit CARLISLE PA 17013-8795 Discovercard.com/reminders PO BOX 15251 111.11"1 i"11'1'111 1 WILMINGTON DE 19886-5251 Address, e-mail or telephone change? Print change in space 1.1111111 111 111 11 AllI111111111111111JilIII1111111111111111111 above, or go to Discovercard.com. Print your e-mail address to receive important Account information and special offers. 000006011298670182348024863100000000248631 EXHIBIT Discover More Card Account Summary Closing Date: August 15, 2007 page 1 of 1 Account number ending in 2348 Previous Balance $2,486.31 Payment Due Date September 14, 2007 Payments And Credits 0.00 Minimum Payment Due $2,486.31 Purchases + 0.00 Credit Limit $1,700.00 Cash Advances + 0.00 Credit Available $0.00 Balance Transfers + 0.00 Cash Credit Limit $0.00 Finance Charges + 0.00 Cash Credit Available $0.00 New Balance = $2,486.31 Cashback Bonus(" Opening Cashback Bonus Balance $ New Cashback Bonus Earned + 0.00 0.00 • Cashback-Bonus&Anniversary_ Cashback Bonus Balance $ . _ _ . $ _ _ _ _ _ A?caitable to..f;edeetn .. _ - . _ _ . _ -- 0.00 ... O.OQ . _ _ October 15 Date: How Can We Help You? Please have your Discover Card available. For Account Inquiries, write to us at: Discover More Card, PO Box 30943 Salt Lake City, UT 84130 Manage your account online at Discovercard.com TDD (Telecommunications Device for the Deafl: Customer Service: 1-800-DISCOVER (1-800-347-2683) For assistance, see reverse side. Transactions $0 Fraud Liability Guarantee Use your Discover Card with confidence. Information For You While we are permitted under the Cardmember Agreement to increase the APRs on your Account because your payment was late, we have chosen not to do so at this time. We have terminated, however, any introductory or promotional rate on purchases and any special balance transfer rate, and applied the standard APR for purchases to your outstanding balance of purchases and balance transfers. However, we reserve the right to increase the APRs on your Account if you fail to pay the minimum payment due by the payment due date. See the Default Rate Plan section of the Cardmember Agreement for details. Finance Charge Summary Nominal Transaction Average Daily ANNUAL ANNUAL Periodic Fee Daily Periodic PERCENTAGE PERCENTAGE FINANCE FINANCE Balances Rates RATES RATES CHARGES CHARGES current billing period: 31 days Purchases $0 0.04792% 17.49% V 17.49% $0 none Cash Advances $0 0.06299% 22.99% F 22.99% $0 $0 previous billing period: 15 days Purchases $0 0.04792% 17.49% V 17.49% $0 none The rates that apply to your Account are either fixed IF) or they may vary (V) as noted above. VERIFICATION The undersigned does hereby verify subject to the penalties of 18 PA.C.S. §4904 relating to unworn falsifications to authorities, that he/she is ZL?-exx xjk??6 (Name) Accounts Manager of DFS Services, LLC , plaintiff herein, that (Title) (Company) he/she is duly authorized to make this Verification, and that the facts set forth in the foregoing Complaint in Civil Action are true and correct to the best of his/her knowledge, information and belief. Vignat) WWR # 6259951 CORINNE D HEMPT 6011298670182348 G%i 4p- % oe -,o v? lic? ':' SHERIFF'S RETURN - REGULAR CASE NO: 2007-06851 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND DISCOVER BANK VS HEMPT CORINNE D KENNETH GOSSERT , Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE was served upon HEMPT CORINNE D the DEFENDANT , at 1537:00 HOURS, on the 15th day of November-, 2007 at 3 FARMHOUSE LANE CARLISLE, PA 17013 CORINNE HEMPT by handing to a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing 18.00 Service 4.80 Affidavit .00 Surcharge A% 10.00 00 32.80 Sworn and Subscibed to before me this day of , So Answers: R. Thomas Kline 11/16/2007 WELTMAN WEINBERG REIS By. -7 _- ,/ ? A. D. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION DISCOVER BANK Plaintiff vs. CORINNE D HEMPT Defendant No. 07-6851 CIVIL TERM PRAECIPE FOR DEFAULT JUDGMENT FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: WILLIAM T. MOLCZAN, ESQUIRE PA I.D.#47437 Weltman, Weinberg & Reis Co., L.P.A. 1400 Koppers Bldg. 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR#06259951 Judgment Amount S 2786.31 THIS LAW FIRM IS ATTEMPTING TO COLLECT THIS DEBT FOR ITS CLIENT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION DISCOVER BANK Plaintiff VS. Civil Action No. 07-6851 CIVIL TERM CORINNE D HEMPT Defendant TO THE PROTHONOTARY: PRAECIPE FOR DEFAULT JUDGMENT Kindly enter Judgment against the Defendant, CORINNE D HEMPT above named, in the default of an Answer, in the amount of $2786.31 computed as follows: Amount claimed in Complaint $2486.31 Interest from date of judgment at the legal interest rate of 6% per annum Attorney's fees $300.00 TOTAL $2786.31 I hereby certify that appropriate Notices of Default, as attached have been mailed in accordance with PA R.C.P. 237.1 on the dates indicated on the Notices. WELTMAN, WEINBERG & REIS CO., L.P.A. By: WILLIAM T. MOLCZAN, E>gUIRE PA I.D.#47437 ?? Weltman, Weinberg & Reis Co., L.P.A. 1400 Koppers Bldg. 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR#06259951 Plaintiff's address is: c/o Weltman, Weinberg & Reis Co., L.P.A., 2718 Koppers Building, 436 7t' Avenue, Pittsburgh, PA 15219 And that the last known address of the Defendant is: 3 FARMHOUSE LN CARLISLE,PA 17013 IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION DISCOVER BANK Plaintiff VS. Civil Action No. 07-6851 CIVIL TERM CORINNE D HEMPT Defendant NOTICE OF JUDGMENT OR ORDER TO: ( ) Plaintiff (xx) Defendant ( ) Garnishee You are hereby notified that the following Order or Judgment was entered against you on S" OD (xx) Assumpsit Judgment in the amount of $2786.31 plus costs. ( ) Trespass Judgment in the amount of $ plus costs. ( ) If not satisfied within sixty (60) days, your motor vehicle operator's license and/or registration will be suspended by the Department of Transportation, Bureau of Traffic Safety, Harrisburg, PA. (xx) Entry of Judgment of ( ) Court Order ( ) Non-Pros ( } Confession (xx) Default ( ) Verdict ( ) Arbitration Award Prothonotary By: PROT NOTARYS CORINNE D HEMPT 3 FARMHOUSE LN CARLISLE,PA 17013 Plaintiff's address is: c/o Weltman, Weinberg & Reis Co., L.P.A., 2718 Koppers Building, 436 7t` Avenue, Pittsburgh, PA 15219 1-888-434-0085 IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION DISCOVER BANK Plaintiff CORINNE D HEMPT Defendant(s) IMPORTANT NOTICE TO: CORINNE D HEMPT 3 FARMHOUSE LN CARLISLE,PA 17013 Date of Notice: WWR#: 06259951 Case # of-6851 Q\)IL-- fy ro YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE FOLLOWING OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 (717) 249-3166 BY : d V? 0-4 Ub bwy Vw°`'?~ PATRICK THOMAS WOODMAN PA I.D. 434507 WELTMAN, WEINBERG & REIS CO., L.P.A. 2718 KOPPERS BLDG, 436 7TH AVE. PITTSBURGH, PA 15219 IN THE COMMON PLEAS COURT OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION DISCOVER BANK Plaintiff vs. CORINNE D HEMPT Defendant Case no: 07-6851 CIVIL TERM NON-MILITARY AFFIDAVIT The undersigned, who first being duly sworn, according to law, deposes and states as follows: That he/she is the duly authorized agent of the Plaintiff in the within matter. Affiant further states that the within Affidavit is made pursuant to and in accordance with the Servicemembers' Civil Relief Act (SCRA), 50 U.S.C. App. § 521. Affiant further states that based upon investigation it is the affiant's belief that the Defendant, CORINNE D HEMPT is not in the military service. Affiant further states that this belief is supported by the attached certificate from the Defense Manpower Data Center (DMDC), which states that the Defendant, CORINNE D HEMPT is not in the military service. Further Affiant sayeth naught. AFFIANT SWORN TO AND SUBSCRIBED in my presence this 17day of fan O_. A7 NARY PU LIC This law firm is a debt collector attempting to collect this debt for our client and any information obtained will be used for that purpose. Request for Military Status Department of Defense Manpower Data Center Military Status Report Pursuant to the Servicemembers Civil Relief Act Page 1 of 2 JAN-16-2008 12:09:30 < Last Name First/Middle Begin Date Active Duty Status Service/Agency HEMPT Based on the information you have furnished, the DMDC does not possess any information indicating that the individual is currently on active duty. Upon searching the information data banks of the Department of Defense Manpower Data Center, based on the information that you provided, the above is the current status of the individual as to all branches of the Military. owt In Mary M. Snavely-Dixon, Director Department of Defense - Manpower Data Center 1600 Wilson Blvd., Suite 400 Arlington, VA 22209-2593 The Defense Manpower Data Center (DMDC) is an organization of the Department of Defense that maintains the Defense Enrollment and Eligibility Reporting System (DEERS) database which is the official source of data on eligibility for military medical care and other eligibility systems. The Department of Defense strongly supports the enforcement of the Servicemembers Civil Relief Act [50 USCS Appx. §§ 501 et seq] (SCRA) (formerly the Soldiers' and Sailors' Civil Relief Act of 1940). DMDC has issued hundreds of thousands of "does not possess any information indicating that the individual is currently on active duty" responses, and has experienced a small error rate. In the event the individual referenced above, or any family member, friend, or representative asserts in any manner that the individual is on active duty, or is otherwise entitled to the protections of the SCRA, you are strongly encouraged to obtain further verification of the person's active duty status by contacting that person's Military Service via the "defenselink.mil" URL provided below. If you have evidence the person is on active-duty and you fail to obtain this additional Military Service verification, provisions of the SCRA may be invoked against you. If you obtain further information about the person ( e.g., an SSN, improved accuracy of DOB, a middle name), you can submit your request again at this Web site and we will provide a new certificate for that query. This response reflects current active duty status only. For historical information, please contact the Military Service SCRA points-of-contact. See: http://www.defenselink.mil/faq/pis/PC09SLDR.html WARNING: This certificate was provided based on a name and Social Security number (SSN) provided https://www.dmdc.osd.mil/scra/owa/scra.prc_Select 1/16/2008 Request for Military Status Page 2 of 2 by the requester. Providing an erroneous name or SSN will cause an erroneous certificate to be provided. Report ID: LXHZFSMIDE https://www.dmde.osd.mil/scra/owa/scra.prc_Select 1/16/2008 n w `1 UNITED STATES BANKRUPTCY COURT FOR THE MIDDLE DISTRICT OF PENNSYLVANIA ~iC l.l"' C7" Y ,~" '';~Y IN RE: CORINNE D. HEMPT Debtor/Movant CORINNE D. HEMPT Movant v. DISCOVER BANK Respondent IN BANKRUPTCY BK. NO. 1-10-03836 MDF CHAPTER 7 PROCEEDING LIEN AVOIDANCE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA NO. 07-6851 2a14.1~;b 29 ~~~i Z~ t t CUMNti.~ . 1.1,~I~,1MY ORDER OF COURT VOIDING JUDICIAL LIEN In consideration of the within Motion for Order Avoiding Judicial Lien, filed by Counsel for the Debtor/Movant, the Court finds the Respondent has failed to file an Answer or otherwise plead to the Motion for an Order Avoiding Judicial Lien filed on May 21, 2010, and duly served upon the Respondent; therefore, the Court orders judgment in favor of the Debtor/Movant, Corinne D. Hempt, and against the Respondent, Discover Bank, as to the relief requested in the Motion. IT IS HEREBY ORDERED, adjudged and decreed that the judgment lien held by the Respondent, is hereby declared void in its entirety and of no further force and effect as it violates 11 U.S.C. Section 522(f)(1) and interferes with l l U.S.C. Section 522(d). By the Court, Date: June 15, 2010 ChietBankrt~ptcy Judge c~:t This document is electronically signed and filed on the same date. p~ A ~'8. oo pD aYtr r~ uslfEs ~~' 48s~ ~,~ay~ 31 ~/ 1:... CEFiTI „~i1A 7H~ R~CC7Rfl this.,.:_.... day .,Clerk, . B ptcy Caurt - Per Case 1:10-bk-03836-MDF Doc 20 Filed 06/15/10 Entered 06/15/10 10:47:35 Desc Main Document Page 1 of 1