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Home My WebLink About07-5702 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION WACHOVIA DEALER SERVICES, Plaintiff No. C)7-5gDQ CiVi 1 Ter" vs. KEVIN W. WERNER and LORY E. WERNER, Defendants COMPLAINT IN CIVIL ACTION FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: William T. Molczan, Esquire PA I.D. #47437 WELTMAN, WEINBERG & REIS CO., L.P.A. 2718 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR#05982184 I A IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION WACHOVIA DEALER SERVICES, Plaintiff vs. KEVIN W. WERNER and LORY E. WERNER, Defendants Civil Action No. COMPLAINT IN CIVIL ACTION AND NOTICE TO DEFEND You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by an attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. OF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. IF YOU CANNOT AFFORD TO HIRE A LAWYER THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ON AGENICES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 (717) 249-3166 COMPLAINT 1. Plaintiff is a corporation having offices in 8101 N. HIGH ST. STE. #280 COLUMBUS, OH 43235. 2. Defendants are adult individuals residing at 6 CLOUD CT., MECHANICSBURG, PA 17050. 3. On or about June 28„ 2002, Defendants duly executed a Motor Vehicle Installment Sale Contract (hereinafter the "Contract") in favor of Hartman Motorcars Co., a true and correct copy of said Contract is attached hereto, marked as Exhibit "1" and made a part hereof. 4. Pursuant to said Contract, Defendants took possession of the vehicle more particularly identified in the Contract as a 1999 Dodge Durango, Serial Number 1B4HS28Z1XF686324. 5. Pursuant to the terms and conditions provided by the Contract, the Contract was assigned from Hartman Motorcars Co. to Plaintiff. 6. Plaintiff avers that Defendants are in default of the Contract by having not made payment to Plaintiff as promised, thereby rendering the entire balance immediately due and payable. 7. Plaintiff avers that a balance of $7,554.43 is due from Defendants as of May 25, 2007. 8. Plaintiff avers that the Contract between the parties provides that Plaintiff is entitled to interest at the rate of 16.90% per annum. 9. Plaintiff avers that the Contract between the parties provides that Defendants will pay Plaintiff s reasonable attorneys' fees. 10. Plaintiff avers that such attorneys' fees amount to $1,000.00. 11. Although repeatedly requested to do so by Plaintiff, Defendants have willfully failed and/or refused to pay the principal balance, attorneys' fees, interest, or any part thereof to Plaintiff. WHEREFORE, Plaintiff demands judgment against Defendants, Kevin W. Werner and Lory E. Werner, jointly and severally, in the amount of $7,554.43 with continuing interest thereon at the Contract rate of 16.90% per annum from May 25, 2007, plus attorneys' fees of $1,000.00 and costs. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED SHALL BE USED FOR THAT PURPOSE. WELTMAN, WEINBERG & REIS, CO., L.P.A. r William T. Molczan, Esy6re PA I.D. #47437 WELTMAN, WEINBERG & REIS CO., L.P.A. 2718 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR#:05982184 FORMPA E3-SLC (Rev. 4401 SIMPLE INTEREST P-ENNifLVAN11i ' n WOTOR VEHTCLEMNSti'ALLMENT SALE C&RISCT t93 t Cron ?' ANNUAL PERCENTAGE RATE The ash d your credit as a yearly tie. FINANCE Cum The dda ameud the credit will cad you. Amount fmgllix&, ' The lemnfd cndA N Yw a «y«r bebeR. oul of Payments - •Tba amount You will hive paid deer yea bw'maM al eelMdukd D1ymMnK TOW Sale Price The total cast of fear purchase an credit atarams your dasrprymmf .0, lei 9!' :.. ix ...ltsege,iljlkli;,a- Your Payment Non as P Sth I kwAnMUN be: at Pa- Secority: You are giving a security Interest in the motor vehicle being ay4wm ynrm Who Its ymam An Dan purchased. 66 f 311.49 element. laighnning. / 11 / T INK " Prepsye«r. 0 you pay off ewiy, you are sal have to ay a penalty. Late 0": N a payment is kit, you will be charted 2% of to art* d the aymd whibli it late ton each tadh, me art of a with pub, Bum 10 day; the N remains unpYd. S« below and any oDim Contract thavarnna for any add s nd iMamatton abed iFlgaymnt deledL war requixM tpaymrd in tut bdm Me a2oduled date and ment pay layandi tad lalwhkL "as milmak to ft "'act HARTI PIN IIOTORCARB cc GM RIJ.E amw IL`Vt -'?" IF YOU DO NOT MEET' CONTRACT ' we are ?,? *'::- •, • -.- ; .-„HRRRI8N111B - PR' 17112 +. DONS. YOU MAY SE THE MOTOR the SFIIER. AND PIT VEBOUOII EW T A B KEVIN M. IERI?ER 6 m G m Zip Code ? I H THII AND/O ONTRACT. MONEY ON DEPOSR WITH THE ASSIGNEE You am L.OILlS+E. SENIER •-... - • ? iECIliM1IC8NUR8 :.....= __ ;- Pied+hi0.SN°.... the RIIYEINS)• Iha Demand a bdwne sea mad Ihga. Ali NemW wss(es) 20 Cod.W decbeoes hear base node by Soper. Sdk lAkdsbaseOepulNaaanbao AMM. B pare is more thin one Buyer, each plomistL aeperatdy, end together, to pay mgr arms due us will to perform d agreements is NAS Contract. Ite«i.atien Of Amount financed TRADE-IA: Cub Pies You have traded in '4 22M. 40 the blowing vehicle Cash Oownpsyment Yea and Mahe Denriptbn -g. emft 11 It a balance Is %to awka an this vehicle you have traded is. the SAta will pay d"amount an your brad. You warrant and represad to us Md Tnd!-i4 any bedo n is k« kom km chw, ImLobt$M a w-urky idrnk neon dl«mh the 1k4kaaom d A4MUnt Fmemd uMe'li« hYdl.' Value et Trade-in ' PROPERTY IM NU: you MAY dramas SO pa Uatn alt whorl kWama k aD1iMd opine toss or damp b Me Vehicle and aphid e - bbft arcing ell d w a omon* d Me Vetdde. h Its cmKIWL yea am premmiitq b.inwm Mt WNcb amt hasp R fmMd. 3 . . NR CREDIT INSURANCE IS NOT REQUIRED: Credit Lima laureates end Oedd Aadem a Hub ENHISWIM Insm eve am ad required b oaten lien Payed to credit and wig not be provided uxdees you sign bellow and apes to ay IM addRk4ah cosini- New and the NOTICE OF PROPOSED CREDIT f •. :' . INSURANCE an the ream aide. Yaw insurance arlikete a.pdicy will top you the MAIMUM uwud of i suraoa available. AN Massa Unpaid Calk Price Balance purchased wk be (em the larma(them ask BY siWM• y« seal Rnpe l'+edi lik Iwmance, Whd k mul By sidaiag You ailed Siege Credit Accident A What kyaa To CAWA Insumu Cpmaay which cmu2=.•...gb.. ,?...as•-+•:^?'tiaNiY 1«OfdrtgvlfwX'bas1aS?,•:vYb...,...,._. in To PuDNC klslor.' Sry raW Blmmbb. intent ter Single GedN lib tawrsaca SipnMd&ryakbelaulm kr SYefr0a31ACtldedalNMllmam I License, Tap and Registralios., By silniat p. 6.M metal him YAlda B/ ' 'yw Oaq/fdas• credit one M la c 3:. e. Cmdn Ult lwllect, which caala f. • y16 w ° ' y.by; '' . enl gr '. .awMlaNS y.y lob V in fee 1. SSNyye: Y.yored:ar? I. _ __e g' ?, .w ate,. 5. a ?HU_YYNdTRORT'Y Siplalamdholb &ryasbbkesrad br hhn CndN LNaMHIana SiplalumdbaM BWeskbwand la hit ?: CFF -' • Dole Accident a Hugh mwnna ?: N• To loHmr: is a 110 . . VEHICLE: To have aimed to Purchase, umkr On Yana of Ibis Contract the idkwing Moto. vehicle and all *SIR equ ORAL which 4 pelted d To the'Vehick' In IM Contract S a*„-N III YdutodYall Sean thorso HL CA D99inQgw& &MNBabar AM«etFims«ed U 1999 DQDBE._ ' OURAI O' zB W UT -8-. :. - ..- 11114HISMIXF68I632 -321748.' Fie«u Charge Equipped _ AM•FM Skm. _ 5 Slid. Dow $ 12111112. 44 Will _ A.C. _ P.W. •.._ AM-FM Tap _ Vinyl lip _ Total of statements (Finn Bea" A13INEE: We may reign this Capital tad Secaey Agraamnt to a win fin ens umpulry wMdf M IM'AsdgMe:`N t f '' 337 4 - IIM Cmtrnl to a oob«gwM aHlga«, the Brim also tmkls to sash «bteplnd WipM. AMr:IM assiplmelR d rights and beneNb d Ile PaYmerrl SchNd.... You apse to psy Selo in this Contract sad in one Secret" agreement ftldl belong to aad be adorcubk by the analysis. The mssipne we. floury, you Maas and N Seer makes on esdptmd. b es No Aalaet Fm.nad Am We" in WFS, rirlonuaQino.Po6ox Iu8048 SrVI a„«m,eft 51L.49 . 1 VLJI l(J eua, sad s limit 1131444%0.1 CO-SIONEN: Any ar«m danamg IM Co•Sy«rY ABetwed blame premium «ardely tadtogdha will all Cs3itandal will BuYmrIO, to ay g.. 311.49 . The test d $man deal mad to pwlam all sp«Menb is this Conosa eo-Siper arm bet be em oemer of the VeMck. "Y-M m t do m f D-MEt Any amt Capawa the Co-0wpefs S*utY Apirmnd belem armus a Homily WWWJP IM Oh' le and apps warabrfysn Flt /21M2 •t:.. aid Mes aYaHntl Whet will d CoOwnerlU and BuyarW, to plmkrm d M•«enmas in the Security Agreement and H elha arts of this Catered amaeGt the- promise b Pay- "cum. 'Al be be on fad IM« day d each meet Tins: The hems mbeml in Rd laws above are poi of this Contract Mb-4 PROMISE TO PAY: You a" as pay us thin Tdd Sale hirs let to Vehicle by 4skng 11e Cash SECURM _ACgE KV: To secure Sam payment of all sums don and00 performance of al nett aYm.m 4m vela Y« saw b May one of MMIMt M110 may beams it of this Conkest You apes M ay the Sea at Assist cob of suit You ismobb domw am A Sea or Astipm biro{ «elbmy b called am Contr+cta N probda Bd awsiesd Re Yehida. Ya aim b wide aware By signing below, eat apes to sea the Vehicle to you under Me term d this Carbact. I NOTICE TO BUYER-DO NOT SIGN TH ENTITLED TO AN EXACT.COPY OF THE SELIE(.tE--+ ..a ISEAL) gY:? ? `• ? a frltr ISFaU ?? ? CO-SIGNER: YOU SHOULD READ THE NOTICE TO COSIGNER, WHICH HAS KEEN GIVEN TO YOU ON A SEPARATE DOCUMENT, BEFORE SIGNING THE CO-SIGNERS AGREEMENT. CO-SIGNERS AGREEMENT: You, 14 ysnon (w persam) signing below u *Co-Signer," promise to pay to used sums domain Ibis Conlract axed to perform all agraa4gnly in thb Coasran. You ialend Ie he legally poiu duty dl the term, of IhiE Commit,.ryerately cod together, wile the Buyer. Von ere making this promise to induOR «. to makdthle Contimsevish-the Buy«, evwthodgh wevill:ena.thepA60s,only.for lha.8uuaappr'a brldR. gfglbegqdillLPa Y. made my prior demand for payment e4 the Ruycr or ema cised nee mostly interest. You Wo ackraWdge reviving a cempkied wpy to( fAu on;ir?acY? ' (SEAL) Co-Signer's Signals. Addra. Dee (SEAL) CA-Stgoerl 5igndMle Address Dale CO-OWNERS SECURITY AGREEMENT: Vas, the person iyning below m "Co-owner." together wth the Byron ar IXhere$m Imaged of the Ow4en of the Vehicle, dive a a Scarily Inlerml in the Vehicle idemifird above. Vow apse to be bound by she ram. M the Smartly AS-smal and .11 IXbr We of this Comrs" e.apl the "Promise To P.J' accliem. You are giving w the.aeulity interest to Mideast an to make Zhu Catcall with the Buyer, and to aware the payment by the Buyer of all sum. due on Chic Conlon. Yoe will not be capsmaibk for May deficiency which might be due after repo.te.sion and s.h onto Vehicle. (SEAL) Co-Ownar's Signeuo Address Date B 1 O,S?ONER ANpCCO-OWNER, AS APPLIC IV AC E REICEIPT OF A COMPLETED COPY OF THIS CONTRACT a INt FSIGNIN Ifs cam co-SIONEnonewowflEE CE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION, .eatansrlm FORM is a}ACM.NR 011IC4w.MiY.ah4m eam.6mrl•nam«Aya.9plFmstglr •1W-N1' aWnl •somiWaYrmillsiINL[NL EXHIBIT em : en,. r OlaIOINAI 4 tit !?aigFf(sIF y* . Ii ADDITIONAL TERMS AND CONbIT1ONS E. THE TOTAI Of IAYYEN13 IS COMPUTED: The Total of Payments a the woo of the : may adnnsx(mneyte obtain imarrena ?ta'cover loss or tamage to the Yehrninsar oil the Amaral Fnaced aced iM IF a Eplree, life Finance Charlie comM salary d interest . FhlaR at,Y?spther a nor to advance any money for These ourpaes S' iuredu pIS be commuted dany an the ouM+ndial bills= d the Amount Financed. The Finance:Gdergc?y? .+h amount Sol mater lhan•YOu owe on this Contrut. ApppRaaaj?NN1?RIVE.'' Am so the Iron side has an computed on the say inapMn Mal re "I YAi SH;OHFNANIIT AIORFr6lPEN$tVE AND PRgylpii YO . -,Ul?AA4E . x' - cDULD PUINCHA$F YOURSELF. wtfr:Mrge interest on a daffy baB AN the •add any mineywe.adrul[a on Panic be AaM td.11tA0tlimm:6TGwhitn.Td DD slay of He loan tam. The dilly blmtd rateim Pair C s at iM Arnold Percentage Rate of this Contract YOU ape?{aapp t ?Arwad Rate d' opthemmkefd days in that alander ygy y we as we anme my,speafy W immedletely on do no.. AN all. am Meagre ' bed is Coke '811-4,011 as to yymadis" u monthly pa ems X we chagee lo ANm you la npay?Me man[Y d ?fd k1004. aw of a tad. rewh ice in ' ire month ents, a an choose the mmounl of these Nym" hdil long- ygVlu Y ;dlmNad `aM/oiNN I q 1Ma AIYmyM Y eMnR. repay II an of our rights stated it Mic paragraph are not perrm by law, we stal Iia Ule 1 QTE?E; Mnw a 1a Yla CNrff.Id? At within 10 oOws dSlds Our pay stab an INT MMU wit not can your tailun to aerfprm }do" Am b dd'dale. The be 2N pr man. ke w surd a 1M your Ip 1Iv rod F =re-a Xh WE wieW 'i ebMb is extent m to keys tlae,?P,?10. TAe 12 OEf riF 901%ph "Yet" mAAs 41118%4 Co-Slicer and CP&w for me. 10 `YtrdLet with bed&Oltht* . 111. charge will be des if the Tons that the of thy.. Y wit be in "DelavR" of the cleared ri spy one a man gel the ligh"l Hl prysid rYb Is Mc-.% dOK the engm.oudtanding MWa on this Contact 'a happen tolvvamslb bitap yl3ed a#09 ymoon XMIIM Payment is An 's because of a late -y You ?ppy maim any payment an at before it is due;a - 4. ATNICAEgN OF ? TS: WeetWY apply Payments in ON blaVial aderes prdm ._ _ a You nth not keep any Wamue you made i Mis?CCgqddrr?Eccf,,or . fad.f idaraC aid Nun b tali charges, Ina, prurcipal ad any other $N unn you aNn a You not keep say plankr year made in aAOMi ll MecL Note, rain wi Aghlediekt tAeedxMa?wctoae 4 at. . . ' 2nl r • S. IRE?AYNEWT: You nay arl, in full a in part tbe Ynwnt owed on thiso trlcl at my You a any m y fa rYkmld n sham wish i n bT Mis Gadra-t or, time wNhais p/nam. It you p?p!y the contact in part yell agree 10 clan' t to make - You rated am rpayin unmMon with 1 or li mohM ub~ payments Until you pay to amounts due under Xds Comral this will 1 You , em am clod el a c me Mwlsrga Intl lY, At are 160-d by a nun reduce the nomber of wymmrayou win most. wigl lurNd n n doe lokelocapapitilleA df . ? ; .. ?.. G, WANM ,sYy?? Is bankruptcy of, ipelvency proceedings manYoiie Ifks baatwpsey of notsaidiognaga. i^d ?k ce %Ai SELLER AND ASSIGNff: We and Assignee AN ft right lo tLea1 bray. ""`s ~P^ss wmwOY.fo Pl ??Cordnd a5ept la or llalride and 4 r r. I Yom{ ke Me Vrhkk inlaid. the UnAq Stakes br fixed, wilhoid but within anent er Year N L Yk0 sM VflPfJeot dbil bmEOdzlrelbllse i n a way imte8ft i him. as s Yu NI1TEN: eo->?ICMEN AND Pa-MEN: You man be make in '69r 4&3 L13 eBMDMTOM NRMTNpH advance. You user the Veh ck to be Alibied to conMcam by rowelled Of Mbie they am dge witlmulieur having as phi If you deal, gjKifiG4 Drd+e a, rights 1. Yen wdiyrw{ ,yd(tin gin to any right you may Mre Y /eq we the we +dl(onlie:: ' . N.. ante ri{p agfiXl acme lather person or properly baron we enlace wr rights against k': iM hirk N bra, goleq destroyed or'damged beroM scommial repair, and red Yw IV" Mat we may gist up ow ndAq apish soma a" parson bur ad leading an ..Bud bla time w R3"3M W NEV371 Y AN"wAeOdwYXgyeDoe in aEeFMn and ardeNmus hued on SUANI"tnd iggqumat of .. I. g? Ya the VeMl?e one r sJl warn AssigrYe by Colo" or ito 7rilMUIlT AFTER MATU 6f ANb JUDGMENT: Internet It thi rate Provided in 04 __ 13. WR A HTS,IF YOU All 10 DEFAULT OF 71113 CMItAC7: N you are in Default d this Cadrat Shia CIRM 10 sww an Use maid balance until paid in fah even aflat maturity wit ct my amsra am rights according Y Ise. We may ass do the things spa &X * atl/a aIW ws gar a judgment tried you IN, the anaaah due, ibis "Apply Agn!f-the _ mmlened ft cmha we may de ate d these thing; and el IM ssme lime or filer dm mMrAy actors brtane d It "',. it at ant to" brilliant as provided for iA this east Mr.3o d tun Miiiirwe nay do are%Adbft Peter le am gym w, owed shall accrue at the highest rate allowed by 1. ACC ?ATIONi We an demand that you pay to us the enlm unpaid balance mount Me *ad &I trapaid Finance Churn area drier matey dal. You nice Nast you will +DONCabk bwveMAAirR on S. YWR mwl3ES AWM OUR SECURITY INTEREST: You will not permd anyone other Pay this me Y IN w in one singlepaymlm immediately upon rrCoivuy am demand: Mm a le ebbY Ae st a other rigiils (dlM WhkJe. YW MY pay +If gtirig Ins Is. RE ESSIW: We an npoeess the Vehicle, UWM prohibited by law. We an do rsaaory hr•IN tl?..ya.t+in our work intend in fife Vehicle. Yau wiaaatst a lbgou hen a qu&W permen dp A fa at of hen a whoomsenl alAdal My redavanl in hl*l w socudiy Unionist r(OTIld and a ranHlcate of Tile to Me'Vehkle: Van de list ANN dot N hrr Yet SIM unit we ahT peaci+My Come an AN Yon Property to do tan yon may argue Iqy Bel Yehlcle IF engau such a Wow rho Vehicle, you wiRpsyMe oOkgetbnlyd _kill: Y? r things teundih 1he MUSS, Outwit Nunn One thugs loya it Van a* If you class Na Rm. - wantlxm irgs:back You ache lo.uk'gi iii-a father sent Is is by ansfied maul A"n 24 9. YOUR PINMM M 7 7 f VEHICLE: YOU will keep Ow Vehicle d gladili And may, n do real send us this YIYr, yot dvy AN atW clEim to Mesa Ming. Year agree -that reek. YOU WIN pig aN laaa+ Margo m Hie Vehicle. You wig pay d Cate d'duI Trawl 14 may your fclnY Of*& in leposses bag flit VehiW and Ilk" Ate+ came faslonge. Hw Watk. Yes M ab:i: Venkle or pgrmil amtMig to be dam to 110 Vehicle ltlkh t: VOL?NFART DELIVERY: We can ask you to give us The Vehicle at a r asmubly wdndaa b vet s Map for man" war and use, You wit ad axis RAN Vehicle, for mmvenimt DYa You Wn to give us the Vehicle g ire ask MMM perpsesge for ;NF, You ail not mveYke Vehkle from your addrmsherm an d. DF Y IN EnfoKEMEN7: We Can delay edomiag our rights under this contract iM Meet ot rant paw permanent place of ganging wiMoul nelilyiag a in will" hYi?airy eighte advallaus, S. SOME TA1NG3 YOU SNWto KNOW If WE REPOSSESS THE VEHICLE: X AN npoeen 1Q Vital ?ROMISES ABOUT INSURANCE: Yoe will kelp the Vehicle inaAld aQijlBl Art, t '"' g anent Avid IT redewnl: Marl ass colO n qM am whit due us are paid in full. The inswana tl?rage myst be + NOt E: Y2rYl send Yee+ Nona al R+pawYien a your la ddren Ae tnoA aboN. etklaCWyY wa Mar pMxC. u_f Y Amosts and ea irierate a1 iM am my insdrfd loss. i. NaGa AY uS you now b buy 6u% Uas+^O iM Vehicle. You wN NOI hen tM bight b The kwn = eael mere us saes-paYet' m Me poky, Tke Wan= mW be windm by toindaa t Conbuf. Tlq moos you ww ken b I»y tla Ippl paNree m tM Wnlnd and as hwrenq mlap" qutGned Y a bonne; in Penmelessla and licensed b eN insurance deer am due. Yau may red geI1M VeNCfetlidi Dig paying dekgqueM bslallmenls Thi Wow s te Om dab d permhrhily Waged. The insurance polic y meat pralae us wAY dlaad ten D Ana written notax at am anabeAm a r IrM esweragl=0n .Mothca wN Yoa oMer bbmrtbn required by raw. r iaL you shi Mim the Pulky a fathe, reduce d imam Age7o Wir"Im b Ircb MITI011: Yau Mrs Ube ri1M b Ougbaek htlgewU Ihe.VehklV within 15 ayf d - eved d On kw b Me V loss you wig kanedutey away us in waiting ass fie a Me main of IM N.a gad at any laser Hme barwe we en We Yenkte. II yaw des net prodd IgmJir redeem, Fair On up AN Claim to the Vehicle. c .SA II you done redeem, we rill ell Me Vehicle. The money received at sale will be 1. OUT(/ T Elle?NaaF gig LOSS: In the event at any less at -amge to N Ynlw if Tor lailbford"9owl clam m paid at be wish IM ouvrmsa Cwpa+Y. you woad so costs and expenes you owe, and then to pay the amount you owe an the same Oat OY Solim. subequesl assignee, or any sdMrbed employee of any Contrail Of a" tyY"I w wiM aw hburance company, is your Nam,and acting d. sit ?tUs OR DEFICIENCY: If there la meney.leH,,wn wiA pay Aid theBeya. is Men is AS yaw .te a imuftd Care. You agree Into you do red lore the rigbt,to..l: realanougMmorey from IM ale to pay what you owe. Buyer and Co-Signer agree to pay what +tl WNl not mom IM Power yyppuu MvA:?neA us to Ak a prod of lass. You epee that we ma OW14 to US is Sill EMSE& Ypu spa se pay 1de cab at tmDaaessbg staring, raparirig. Preparing la exercise file powr our bZhefd brad not for your benefit except as provided in this ._CYArad andbyim. I sate and a rag Me VeAkb a mry be allowed bylaw. Those can wW only be des if. Is. OUR RIGHT TO EN or INSURANCE CHECKS: You ape that the Soh Aes amen, 1. fault escais ARan 115) aye et the Este d rePYSa sim; any suNUMM no se, or adwlhaiab employee of any of Man Cwel mayendarse your 2. amount of costs are ceded, necessary and reasonade; and ' AIm,-sa'6a(Y 1wfTgont to nylclleck draft mother instrument we ream in paymnlal 3. W an prove the posh woo paid an iXatl late or ekem d " Seeptinwns You Alto* lAdyawdo nit love therightto 15. HEIR PE t REIRE MTATI IND: Ahmdw^ atlY cowbacl shin and WO AW Yw1?aa r Awq WAriL?NgM You spat OW be edo hit + amtel U w wry eserdar Mli p i i a ' r f m r ur hep11' a r i f i e 7 i 8 C F ' as pnvidedhiriis IN, GOYER INO LAW TAB Conrad 61o be i faNltl ?.my dupr$W according to lM law of Penmylv+dA c USE OF nNDEEOY yry aplkY airy letunme Proceeds w receive te npak or IT. SEV IUIY DF /ROri SI011E: Ir for any reason any part d this Contract soon became rraepplue?? Iha lahda X, m edr oplnioa,.A is econank+Yy InAbk ass you an era thtn in illegal n a unedarcribk, tMt pan shall m be I pM of His Codrad ? . dotaelfd Odi LanYUt Co we w1 aPplY the iosureme percents b rtlur3lhe unpaid- 11. ASSI6 YENT OY IuTER: Nuvea shN Oda riga Mis ConlrKt p?anpe due eA MftiriF?R6bsdue us B paid. am acnr rnNbYri{ Y yov. 19. iNE ARE Mp WARgNYIE! OY SELLER. [APRESSED OR IMPLIED, INCLUDING YNE II. bU1 16YI?1F7p ?( Y9tIR PROMISES ARGOT THE SECURITY INTFAEST,wl1RRAN ES OF MERCNAMTANiEITI'' AND FITNESS FDA A PANTICU 1 PURPOSE, YEIMLYE INSIMAIICE: lul te keep raw premileib pate silglg kiss. laSSA;lkm m UALESS E HAVE 61VEM'YW A SEMNA)E WRITTEN VANefANTY OR UNLESS SELLER Mi eala neiesswitr lo faa61 t4Nkite io goon awdtbn ass rePtk, w mar,+dwrhu JnY ENTERS I TO A 3ERneE CONTRACT IN BUYER WITHIN so DAYS FROM THE DATE OF mmy ra+ pran'wd lo wY I You bbl b Fnp Ymr promisss about reouirtl nrwrana. we TXIS LON CT. ' w^ , 8ulYPirS11d?'IndoW OclM:tf the Car•IPhielArtleseribWden tRCPEELrUflhtS'Lbn act Aara Buyer's Guide Window.$titker required hy'the Federal Tt?de Commission Used Car TraQe Regulation Rule, the tdlowing police applies: The iowil ilpfi yOU'Ste on the window Tom ibr this'Vehicle isy0.11 rT his Contract. Ttdormation on the window form overrides any Contrary prbviiiions.in the contract of sale. Wy, 'NOTICE XV NOkOOII`OFIWW CON4UMER' CREDIT PneyN1[CT IS SU67 gP,T` ALC CLAIMS AND DEFENSES WHICH. THE DEBTOR COULD ASSERT AGAINST-THE SELLER Or'06ODS dR SERVI EVO MNElY:De 111• T HERETO OR WITH THE PROCEEDS' HEREOF.-REOVERY HEREUNDER BY,THE Q BYOB rSHAIt NOT EXCEED AMOUNTS PAID BP jEIE D?BTO HEREU(IQ?R.. t... , • ?- • NOTIGE a PROPOiED CREDIT IN RANGE , TOe dlnerld if Mis Codr Mreby totals) entice that GmUp Crtlll Lde' Insurance doverage-m Gant P Credit Accident aid Disability lawmmoeaen''p...'w.Yr ba applicable to this FAWSLI i is motla d ad treat of this Contract and each such hypekf entreat ml lea writes Ill Me insurance conspany anmd. That iamua ux wbleet to maoPlaacl by Out "NW coups ft IM are or paagps lasting IM nailed for such insurance The smobd 1?Ch B indicated for achrlYpe of $mdit Insaance to be Purchased. The tern of kwrpfkee-wif CnlMcp,a:V1 Me date tie mdeaedme ns incurred and will expire on threotyagl-- used maturity date of the indebtedness. Subject to acceptance by the insurer atl wiMle 30 days, then be delivered to tun inwlpd deaa(s1 a certificate of nmagrca mac 1W doss" the enureme. M the cress at prepayment al the indebtedness, a relwd ot irwnsa Menges }dl be mare when due. '' NOTICE: SEE OTHER SIDEfdRiXR'ORT INFORMATION. THE PROVISION BELOW IS NOT PART Of-tHfPENASYIV$NIA NdlONVNICLE LIN LMERT SALE CONTRACT SEMEN THFAIII'ER AND SELLER. ASSIGNMENT FS ;: lnQnC. a Inc, . To rndebd "a. BAN -A"- IdNOW an the Oct gl,lhis Cpdrul m+s IdNOws, (Naml b purcMSO Ire edhir Cmir I, Ike Sebr herchr'wmTan ear reprleme, and anlnues te warm) a represent that IM tale ban been ma in Unct coaermily will N appticoble ledaot, stge ttl heed bAS a Tegsdslimr,kiMMing, but red lknil4E.b. AXkte.2 otthe FamsyNanB Untiom Commercial Cade 113 h. Q.aAugMYAJl nlnct and the YlhiCle tsnnd 1lrreby i{abelole, free of elrie% emumkeida•afitldepuriy inteiesls, and is sot may to the rights at tM BuYOr as et I rcm; the Ito a Smaller. He signatures Meson em not to ries, arose Iran the spa of the Vehicle thmmin rjescnbed, and aN parka 'L arc al full age awd had awily to contract; rM al miplien of the Vehicle and estsa equiDrNenl B Wmpltl!' Ird Cwrrah'MR Udl dPNPDYYmdAI indfsbk(radP•p atYwanye.wlN i Iwlly rcceired and no pan IMrld Cpmisled d notes, pori-. Yd;tkacla, mlMr flwQRteraaud by a e r or nhalea a WMlar nav-s efrore a M Me BujM'rRdwtrer mmNec1 err mbateanwr cenaaut. all a a Con of Ace dwwe sllSsirraotiu and 711Ywmfa Idaeb to We; ae B Swung tMraa ft A)aoual Fmmncad p4 Owing aL IM Aanwl P edagt Rare ot 1st falMUl set IoM Ileaein: ? w -lid Icensed under Use Penbeyhada m.br Vehicle SYa TANma Acl AN have duly pumpbd ".a nquirtmenc thereof as sped to he transaction and withlie federal T" in-LoWiss Act end wish say other learnt a date law, r of legotaMn applialete to MN Contrast a mole obbkle ate certificate s wing a Ten a emomssana f0 bunt d Assipite has beta w rail ke applied for -lwsw y; iM sgipadiard till vehicle has Ad been suspended and MwSelbr knows of as Japes re my gyeNJrnthe %exansion of said ngidralbn Small the Pennsylvania Mater t .k o he WlidM . ate gr SMM Fkly?pitliRAYAapagih.' 'Hen yer in The wipe. yet knotim jrepu.hm pad cadraa it Ampiee, m demand, and wall pay IMnbr, in Casa, the amual owing t can, computed as at lake below, and aid mouselyy shift be cumulathm and not anomalies, gad L%md not a any slop rghl as maxedy that Afateem might have at bar or in sgdy gsaima Seder, In Me event that Buyer lab a relrpf to make any paymnl due Mraretdet a UY eertlein, eNha ad oryitRUn.IhsfsM Venia l dallcli",M an npreannd to lbe uyerbY Sslkr, or lost Sdkr release to how site wuranly ar service agramml at soon Of wwfuturo r agrees not on Bing advised by Assignee 4P%L h Vim d Buyer, r wY opunhw the Contact Iron Assignee and poyAaigare for some InwnedlaMy in ugrdea as NY repaohase Rim sot forth how, anidSde(Wher area to hold nee hamka from An Wor claims d guys. including M*myv fare WAS end npema Uncured in dsikndurg spiral rams asserted by Buyer awElncbdino claim for retuad at payments made by Bayer to AnOK If Ike Slier contrals to Purchase property Ineurums on bWN d the Baer, and-that nnunnq u amelbd by the ip?mm.na company prim IN, isbcMduled apinrbn ale, Seem will dtempl to plan aimpsiable average with irww gwepq: danpooy M khan of the, Buyer. U Saki is vNMA W 6d an. Satter win nMty Nn4tr abd piny No Buyer a+ry gddiiamel trash isturyW by He Byyer in pDllining npYaneed eAwaRw Ice Ue ahhsphnd Wr Ye wd of the missiles imuiar %,polky. by sigrens and atr the Ceolrect AS Boner, deivering de Contract AN Ina Ass" and standing payYld tar at Sabr aeMaiibs the Astira ad u the Ube's agent for the purposerd coml _ l arrectog the tdedincstion At the Asstgna in this Assignment to mbar IM true Animism who pmda%ad 1M MCA and/or laTIM purpose of dreak PWs•aamt to Ali AYigmYgql. r. old ruchurm A1M kssi{nmod is delivered aitMd the Sakes signature. Antitrust my emrclso Maps given in this paragraph far the lmdi of M! Amilnn and..m) .far the tlemlit d the Seien. Seher don red haw Ire right to and sped mil lo neoks the powfgireoimm,gerep ••. )Wft war MaliSektag d and by this AssignmeN Y repachm" Contract And/or Ve% M, Seer ahal pay to And[nee. in Conk ass tallunpaed balame of the Contract u at IM date AT neObrCAw. pus ay erred Fiume Chap slid any a +l cuts snd"espmYs aid or tmwned by Asselnee in raped Hunt, inclining maxomtdh Mtitye fins, in denllartlep iottlLklgigia bYaageiml eery fit yyt,Oallmruwwmio Vahk letrotAgeiml Sdkr. - . Fear ralm rawiied.SdssSmrcbY eIB, etiphs ass hanstera ante TM AasttA1! hti s _ and a>bigiiS. Nu and Conbod all mmyedw yd 19.MamodueINy dn. Mar an RALOs11vl idr His rte, Wh and inbrW is mdho the Vehicle tMraa described, with fuN poor in Mn Assi reds avyyy mate to take IK lopl or ether aclon wAkN we mqm have AeismretA Oak= Seta mpys error a the mdorsweols below, tared '"WITH FULL RECOURS?r iwITH REPURCHASE," Sakes asdgwmntsha4 except lot ft ormOsbns of the pemP+ph I' be without ncoune. •..:p' I . O WRH f $eIYr a frees that m pdOlsioln to IN pajjiqgagin a btMp'"ASgiemaat- i tvtd d detauH k1 Rvyea m tM LW aymal on tyre aw gate Mery of my forthwith 11i? CwprM w b IM praiepl periammaa mY yobNgelwA Y be peA 4 rearndm at tonUUf'by Buyey Selter wY, on dmagd 67 Am lie, LU id lnrdAatg ft% LK j. AdeSoo ow p yd states p O graph ph Dr hnve UNM" mmnl' in tin cram N any default by Says, wAka shelf edits Aatiw IN WITH LiEN1RC1tASE- ltee apeei M iw adddien in o ow d I npmm Me Vehi*. Shia will N the vehicle B reposnsed by Kigpo and debvered to Stier, and wtked. repel to the this condition of the Vehicle, forthwith mourchuse rM Contract rant ft Vakfate hat Anipm far a repurchase price, in ask aroputed a of forth abere. ly SWdag brim. w gem blthe brat of Me Aswisnment Sdhw I'mARYAgq M m-no¢s ay - he _ft9gu ?- ?'? AF, 7 VERIFICATION The undersigned does hereby verify subject to the penalties of 18 PA.C.S. §4904 relating to unsworn falsifications to authorities, that he/she is L uG T t,LIT- b M A ? T-C. r__ (Name) V P of ? YQ410S/2 A SEA( VZ C 5 , plaintiff herein, that (Title) (Company) he/she is duly authorized to make this Verification, and that the facts set forth in the foregoing Complaint in Civil Action are true and correct to the best of his/her knowledge, information and belief. ignature) WWR#5982184 Wachovia # 7790021561 ? 1 MW calm I in $a IDWAMO 0 OVA" 1M1iM'? 'look 2M ??111rM? losaw was "Wn .aaw?d?s?Mt?q •t?gitt ? teas -O w d ? a v W b Q' D A 4f y .. ....... UP . 1 5 D n3 COL - -.% SHERIFF'S RETURN - REGULAR CASE NO: 2007-05702 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND WACHOVIA DEALER SERVICES VS WERNER KEVIN W ET AL SHARON LANTZ , Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE was served upon Tn7RRTT7T? T.nPV F the DEFENDANT , at 1526:00 HOURS, on the 15th day of October , 2007 at 6 CLOUD COURT MECHANICSBURG, PA 17050 by handing to KEVIN WERNER, HUSBAND a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing His attention to the contents thereof. Sheriff's Costs: Docketing Service Affidavit Surcharge 11/DGlb'7 9rr, So Answers: 6.00 .00 , 00 10.00 R. Thomas Kline .00 x.00 10/16/2007 WELTMAN WEINBERG REIS Sworn and Subscibed to before me this of By: day '1? v Deputy Shel-iff A.D. SHERIFF'S RETURN - REGULAR CASE NO: 2007-05702 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND WACHOVIA DEALER SERVICES VS WERNER KEVIN W ET AL SHARON LANTZ , Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE was served upon WERNER KEVIN W the DEFENDANT at 1526:00 HOURS, on the 15th day of October 2007 at 6 CLOUD COURT MECHANICSBURG, PA 17050 by handing to KEVIN WERNER a true and attested copy of COMPLAINT & NOTICE and at the same time directing His attention to the contents thereof. Sheriff's Costs: Docketing 18.00 Service 8.64 Affidavit .00 Surcharge 10.00 .00 36.64 Sworn and Subscibed to before me this day together with So Answers: R. Thomas Kline 10/16/2007 WELTMAN WEINBERG;REIS „ By: ty Sher of A. D. Douglas C. Lovelace, Jr., Esquire Attorney Identification Number: 83889 36 Donegal Drive Carlisle, PA 17013 (717) 385-1866 WACHOVIA DEALER SERVICES Plaintiff V. KEVIN W. WERNER and LORY E. WERNER Defendants IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - IN LAW NO. 07-5702 NOTICE TO PLEAD To: Wachovia Dealer Services, through its attorney, William T. Molczan, WELTMAN, WEINBERG & REIS CO., L.P.A., 2718 Koppers Building, 436 7th Avenue, Pittsburgh, PA 15219. You are hereby notified to plead to the within New Matter within twenty days from service hereof, or a default judgment may be entered against you. Date: December 11, 2007 Very respectfully, z CIO,*-, <(r 4??O' DOUGLAS C. LOVELACE, JR., Esquire Attorney Identification Number: 83889 36 Donegal Drive Carlisle, PA 17013 (717) 385-1866 Attorney for Defendants ¦ t Douglas C. Lovelace, Jr., Esquire Attorney Identification Number: 83889 36 Donegal Drive Carlisle, PA 17013 (717) 385-1866 WACHOVIA DEALER SERVICES Plaintiff IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA V. KEVIN W. WERNER and LORY E. WERNER Defendants CIVIL ACTION - IN LAW NO. 07-5702 DEFENDANTS' ANSWER TO PLAINTIFF'S COMPLAINT AND NEW MATTER AND NOW, December 11, 2007, Defendants Kevin W. Werner and Lory E. Werner, by their attorney, Douglas C. Lovelace, Jr., file this Answer to Plaintiff s Complaint and New Matter and avers as follows: ANSWER 1. Denied. After reasonable investigation, Defendants are without knowledge or information sufficient to form a belief as to the truth of this averment and proof thereof is demanded, if relevant. 2. Admitted. 3. Admitted. 4. Admitted. 5. Denied. After reasonable investigation, Defendants are without knowledge or information sufficient to form a belief as to the truth of this averment and proof thereof is demanded, if relevant. I 6. Denied as stated. Defendants specifically deny owing the amount claimed by Plaintiff and demand proof of same at trial. 7. Denied. Defendants deny owing the amount claimed by Plaintiff and demand proof of same at trial. 8. Denied as stated. Defendants deny owing the amount claimed by Plaintiff and demand proof of same at trial. By way of further answer, the contract between the parties speaks for itself and the Plaintiff's characterization of it in this paragraph of the Complaint is, therefore, denied. 9. Denied. The contract between the parties speaks for itself and the Plaintiff's characterization of it in this paragraph of the Complaint is, therefore, denied. 10. Denied. After reasonable investigation, Defendants are without knowledge or information sufficient to form a belief as to the truth of this averment and proof thereof is demanded, if relevant. 11. Denied. Defendants have reestablished a repayment agreement with Plaintiff and have made a payment, in accordance with that agreement. WHEREFORE, Defendants respectfully request this Honorable Court enter judgment in Defendants' favor and dismiss Plaintiff's Complaint. NEW MATTER 12. Defendants incorporate herein by reference the averments contained in foregoing paragraphs 1 through 11, inclusive, of Defendants' Answer to Plaintiff's Complaint and New Matter, as fully as though the same were set forth herein at length. 13. Plaintiff took possession of and sold for valuable consideration the aforementioned Defendants' vehicle. 2 14. Plaintiff has not off-set the amount it claims it is owed by Defendant by the value of the said vehicle it repossessed from Defendant. WHEREFORE, Defendants respectfully request this Honorable Court enter judgment in Defendants' favor and dismiss Plaintiff's Complaint. 07/- Douglas C. Lovelace, Jr., Esquire Attorney for Defendants Attorney Identification Number: 83889 36 Donegal Drive Carlisle, PA 17013 (717) 385-1866 VERIFICATION KEVIN W. WERNER hereby states that he is a Defendant in this action and that the statements of fact made in the foregoing Defendants' Answer to Plaintiff's Complaint and New Matter are true and correct to the best of his personal knowledge, information, and belief. The undersigned understands that the statements herein are made subject to the penalties of 18 Pa. C.S.A. § 4904 relating to unsworn falsification to authorities. Date: December 11, 2007 A;V"INW.. WERNER 1 8 WACHOVIA DEALER SERVICES IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, Plaintiff PENNSYLVANIA V. CIVIL ACTION - IN LAW KEVIN W. WERNER and NO. 07-5702 LORY E. WERNER Defendants CERTIFICATE OF SERVICE I, Douglas C. Lovelace, Jr., attorney for Defendants, Kevin M. Werner and Lory E. Werner, hereby certify that on December 11, 2007, I served a true and correct copy of the foregoing Defendant's Answer to Plaintiff's Complaint and New Matter upon the following below named individual by depositing the same in the United States mail, first class, postage prepaid, at Carlisle, Cumberland County, Pennsylvania. SERVED UPON: Weltman, Weinberg & Reis CO., L.P.A. ATTN: William T. Molczan, Esquire Patrick T. Woodman, Esquire 2718 Koppers Building 437 Seventh Avenue Pittsburgh, PA 15219 Attorneys for Plaintiff a ter Douglas C. Lovelace, Jr., Esquire Attorney Identification Number: 83889 36 Donegal Drive Carlisle, PA 17013 (717)385-1866 7-. l 173 --rn s'?1 Douglas C. Lovelace, Jr., Esquire Attorney Identification Number: 83889 36 Donegal Drive Carlisle, PA 17013 (717) 385-1866 WACHOVIA DEALER SERVICES Plaintiff V. KEVIN W. WERNER and LORY E. WERNER Defendants IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - IN LAW : NO. 07-5702 PRAECIPE TO ENTER APPEARANCE To The Prothonotary: Please enter my appearance as attorney for KEVIN W. WERNER and LORY E. WERNER, Defendants in the above captioned matter. Date: December 11, 2007 l t?C DOUGLAS C. LOVELACE, JR., Esquire Attorney for Defendants ?.? ? ?? ? ?' { , (., c ,, °= ?.:; ...- ..- ?: c. w : i ?j r?;. ?? IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION WACHOVIA DEALER SERVICES, Plaintiff, vs. KEVIN W. WERNER and LORY E. WERNER, Defendants. No. 07-5702 TYPE OF PLEADING: PLAINTIFF'S REPLY TO NEW MATTER FILED ON BEHALF OF: Plaintiff COUNSEL OF RECORD OF THIS PARTY: James C. Warmbrodt, Esquire PA I.D.# 42524 Weltman, Weinberg & Reis Co., L.P.A. 1400 Koppers Bldg. 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR # 5982184 M IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION WACHOVIA DEALER SERVICES, Plaintiff, No. 07-5702 VS. KEVIN W. WERNER and LORY E. WERNER, Defendants. PLAINTIFF'S REPLY TO NEW MATTER AND NOW, comes the Plaintiff, by and through its counsel, James C. Warmbrodt, Esquire and Weltman, Weinberg & Reis Co., L.P.A., and files the following Reply to New Matter: 12. Paragraph 18 of Defendant's New Matter contains no averments to which a response is required. To the extent that a response may be required, Plaintiff incorporates Paragraphs 1 through 11, above, as though herein set forth at length. 13. Admitted. 14. Denied as a conclusion of law. To the extent that a response may be required, it is denied that the amount demanded by Plaintiff does not reflect credit for the amounts received from the sale of the vehicle. In fact, the balance due pursuant to the agreement between the parties has been reduced by the proceeds from the sale of the vehicle. WHEREFORE, Plaintiff demands judgment in its favor and against the Defendants in the amounts demanded in its Complaint. Respectfully Submitted: WELTMAN, WEINBERG & REIS, CO., L.P.A. By: James C. W PA I.D.# 4 52, 1400 Koprs ] 436 Seve h A Pittsburg , PA (412) 4314-795,1 Esquire 15219 WWR 4 5987184 VERIFICATION The undersigned does hereby verify subject to the penalties of 18 Pa. C.S. §4904 relating to unsworn falsification to authorities, that he is an attorney for the Plaintiff herein and makes this Verification based upon the facts as supplied to him by the Plaintiff because the Plaintiff is outside the jurisdiction of the court and the Plaintiff's Verification cannot be obtained within the time allowed for the filing of this pleading; and that the facts and circumstances set forth in this pleading, are true and correct to the best of his knowledge, information and belief. CERTIFICATE OF SERVICE I certify that I served a true and correct copy of Plaintiff's Reply to New Matter by First Class Mail, Postage Pre-Paid, on the _LL4 ?1 day of At C-h , 2008, upon the following: Douglas C. Lovelace, Jr., Esquire 36 Donegal Drive Carlisle, PA 17013 By: James C armbrodt, Esquire N Z IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION WACHOVIA DEALER SERVICES, Plaintiff, vs. Case No.: 07-5702 MOTION FOR SUMMARY KEVIN W WERNER and LORY E WERNER, Defendants. FILED ON BEHALF OF: Plaintiff COUNSEL OF RECORD OF THIS PARTY: n 4 C.l .y 4 -n s? r JU?GM36NT-< James C Warmbrodt,Esquire P.A.LD.# 42524 Weltman,Weinberg & Reis Co.,L.P.A. 436 Seventh Avenue, Suite 1400 Pittsburgh, PA 15219 (412)434-7955 Fax: 412-338-7130 WWR No. 6982184 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION WACHOVIA DEALER SERVICES, Plaintiff, Case No.: 07-5702 VS. MOTION FOR SUMMARY JUDGMENT KEVIN W WERNER and LORY E WERNER, Defendants. MOTION FOR SUMMARY JUDGMENT AND NOW COMES, Plaintiff, by and through its counsel, Weltman, Weinberg & Reis, Co., L.P.A., and hereby files this Motion for Summary Judgment against the Defendants. In support thereof, Plaintiff avers as follows: 1. Plaintiff filed a Complaint against Defendants seeking judgment in the amount of $7,554.43 plus interest, attorneys' fees and costs, said amounts representing the deficiency balance on a contract for the purchase of a motor vehicle, which was subsequently repossessed. A true and correct copy of the Complaint is attached hereto as Exhibit "A" and made a part hereof. 2. Defendants filed an Answer to Plaintiff's Complaint. A true and correct copy of the Answer is attached hereto as Exhibit "B" and made a part hereof. 3. In their Answer, Defendants admitted signing the Contract and taking possession of the vehicle. In their New Matter, Defendants allege that the Plaintiff resold the vehicle, but has not set off the proceeds against the balance owed on the account. 4. On or about December 8, 2008, Plaintiff served upon Defendants a set of requests for admissions and requests for production of documents. A true and correct copy of same is attached hereto as Exhibit "C" and made a part hereof. WWR No. 6982184 5. Defendants served upon Plaintiff their Answers to the discovery demands. A true and correct copy of the same is attached hereto as Exhibit "D" and made a part hereof. 6. Defendants admitted to signing the Pennsylvania Motor Vehicle Contract. 7. Defendants admitted taking possession of the 1999 Dodge Durango. 8. Defendants admitted that they agreed to pay 66 Monthly payments of $511.49 beginning August 11 2002. 9. Defendants admitted that they failed to make all payments required under the Pennsylvania Motor Vehicle Contract. 10. Defendants admitted that they surrendered the Dodge Durango to the Plaintiff. 11. Defendants have admitted that the vehicle was resold by Plaintiff for $5,000.00. 12. Attached hereto as Exhibit "E" and made a part hereof is the Affidavit of the authorized representative of the Plaintiff, Lucille Dimmich, who deposes and says as follows: a. That on June 28, 2002, Defendants executed the Pennsylvania Motor Vehicle Installment Contract (hereinafter "Contract"); b. That pursuant to said Contract, Defendant conveyed unto Plaintiff's predecessor a security interest in the vehicle more particularly identified in the Contract as a 1999 Dodge Durango, VIN 1 B4HS28Z 1 XF686324; c. That pursuant to the Contract, Hartman Motorcars Co. assigned its rights, title and interest under the Contract to WFS Financial, Inc; d. That on February 1, 2007, pursuant to the Certificate of Amendment of the Articles of Incorporation filed with the Secretary of State of the State of California, WFS Financial Inc, changed its name to Wachovia Dealer Services, Inc. WWR No. 6982184 e. That pursuant to said Contract, Defendants promised to repay the principal sum of $21,745.90, plus interest on the unpaid principal at the rate of 16.90% per annum; f. That the Defendants promised to repay principal and interest owed under the aforesaid Contract in 66 equal consecutive monthly payments of $511.49, commencing August 11, 2002; g. That Defendants last made a payment on the Contract on February 23, 2006, which payment was in the amount of $551.49; h. That on May 3, 2006, Plaintiff recovered possession of its collateral; i. That on May 4, 2006, Plaintiff mailed to Defendants a Notice of Our Plan to Sell Property; j. That on May 24, 2006, the collateral was sold at private sale for the sum of $5,000.00; k. That the costs of the repossession and sale of Plaintiffs collateral totaled $262.00; 1. That the balance owed by the Defendants pursuant to the Contract, after applying the proceeds from the sale of the collateral is $7,002.12. 13. There are no meritorious defenses against this action and Plaintiff is entitled to Summary Judgment as a matter of Law against Defendant. WWR No. 6982184 t r t IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION WACHOVIA DEALER SERVICES, Plaintiff No. ?7-57?a Civi l Tert?t vs. KEVIN W. WERNER and LORY E. WERNER, Defendants COMPLAINT IN CIVIL ACTION FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: William T. Molczan, Esquire PA I.D. #47437 WELTMAN, WEINBERG & REIS CO., L.P.A. 2718 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR#05982184 IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION WACHOVIA DEALER SERVICES, plaintiff vs. KEVIN W. WERNER and LORY E. WERNER, Defendants Civil Action No. COMPLAINT IN CIVIL ACTION AND NOTICE TO DEFEND You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by an attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. OF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. IF YOU CANNOT AFFORD TO HIRE A LAWYER. THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ON AGENICES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 (717) 249-3166 COMPLAINT 1. Plaintiff is a corporation having offices in 8101 N. HIGH ST. STE. #280 COLUMBUS, OH 43235. 2. Defendants are adult individuals residing at 6 CLOUD CT., MECHANICSBURG, PA 17050. 3. On or about June 28„ 2002, Defendants duly executed a Motor Vehicle Installment Sale Contract (hereinafter the "Contract) in favor of Hartman Motorcars Co., a true and correct copy of said Contract is attached hereto, marked as Exhibit "1" and made a part hereof. 4. Pursuant to said Contract, Defendants took possession of the vehicle more particularly identified in the Contract as a 1999 Dodge Durango, Serial Number 1B4HS28Z1XF686324. 5. Pursuant to the terms and conditions provided by the Contract, the Contract was assigned from Hartman Motorcars Co. to Plaintiff. 6. Plaintiff avers that Defendants are in default of the Contract by having not made payment to Plaintiff as promised, thereby rendering the entire balance immediately due and payable. 7. Plaintiff avers that a balance of $7,554.43 is due from Defendants as of May 25, 2007. 8. Plaintiff avers that the Contract between the parties provides that Plaintiff is entitled to interest at the rate of 16.90% per annum. 9. Plaintiff avers that the Contract between the parties provides that Defendants will pay Plaintiff's reasonable attorneys' fees. 10. Plaintiff avers that such attorneys' fees amount to $1,000.00. 11. Although repeatedly requested to do so by Plaintiff, Defendants have willfully failed and/or refused to pay the principal balance, attorneys' fees, interest, or any part thereof to Plaintiff. WHEREFORE, Plaintiff demands judgment against Defendants, Kevin W. Werner and Lory E. Werner, jointly and severally, in the amount of $7,554.43 with continuing interest thereon at the Contract rate of 16.90% per annum from May 25, 2007, plus attorneys' fees of $1,000.00 and costs. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED SHALL BE USED FOR THAT PURPOSE. WELTMAN, WEINBERG & REIS, CO., L.P.A. William 1. Molczan, Esgke PA I.D. #47437 WELTMAN, WEINBERG & REIS CO., L.P.A. 2718 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR#:05982184 ` ft rA391CM..41" . SI/PLF1KR TT ?eir3feWr' ._ _ . ? . RNAKCE AMA ftWAdk,.• 'fDWdhpie* LATE CKM larrrra.w Via .Irnrrwe wr rwtl rrdNwewwk. 4f..wrtew ee.1 rwtudu.liAN.Y a?? t 1'8.91• :.....%??-+?..:. ? i ?? <. ]s'«,...? `83T3Ri 3?"'?' ... tr.wM1 nih?r.Y ri h. sm."W. T. ew that. -ft Ideal h A. wNw "WJe ry DawM1pwr AewrM1,.w. wr.ty..r Ar Ow n.d.e.e. hM9rww Yp.ywNeedL /.e.dntl r.ehpr.le..tr. 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W "MM MWU IECOUIII'._er IpyaplAl[• 7rdt es jerN.eYi Wets 1111 Jrrr M w u*YM Rr+Watwp rri6tp(?ww?Ywwp??p.spff iNla;wtpmeA? eta werNaAeE OyavPrrwaa ralr.N rwMwwtMetrr rnAOq w r r Fret}N bFYr/ . aaata•l r Y .its w de6afA 1rl+t Srr.it r lerrll6rAdpYr, warts Qum LWa}rc ?wreeewr IS Varprr bcoall ?+aM aloait[ tlae sa Y NSW."r prtr rd afiw W a w ew.Ir.rTJrdt h arr..rA rri «r, Ar.re r sprr w work ¦ w w.kr b o p sse tr radtaa aaVSYatd Y tlter, tewr epr le IN wr MAN" N w Ydkk MWM 80001st w M48wtWrld"i* .Ydtwwa kwAe pock r *-move wdWbrown. h rblyb.1rftwrrwA.ysswt ".Zf ?.. - - Roe VERIFICATION The undersigned does hereby verify subject to the penalties of 18 PA.C.S. §4904 relating to unsworn falsifications to authorities, that he/she is l-uC-_r U,?- IS V ? (Name) of PALA OUT A DEA!_%'. '!-aVZ C zS , plaintiff herein, that (Title) (Company) he/she is duly authorized to make this Verification, and that the facts set forth in the foregoing Complaint in Civil Action are true and correct to the best of his/her knowledge, information and belief. (Y19-nature) WWR#5982184 Wachovia # 7790021561 11>Ipt1?? 4M.?RO ftMMI? ?t Douglas C. Lovelace, Jr., Esquire Attorney Identification Number: 83889 36 Donegal Drive Carlisle, PA 17013 (717) 385-1866 WACHOVIA DEALER SERVICES Plaintiff V. KEVIN W. WERNER and LORY E. WERNER IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - IN LAW NO. 07-5702 Defendants NOTICE TO PLEAD To: Wachovia Dealer Services, through its attorney, William T. Molczan, WELTMAN, WEINBERG & REIS CO., L.P.A., 2718 Koppers Building, 436 7t' Avenue, Pittsburgh, PA 15219. You are hereby notified to plead to the within New Matter within twenty days from service hereof, or a default judgment may be entered against you. C y -7 :G Very respectfully, . 4i. <(,r Nq?r'- Date: December 11, 2007 DOUGLAS C. LOVELACE, JR., Esquire Attorney Identification Number: 83889 36 Donegal Drive Carlisle, PA 17013 (717) 385-1866 Attorney for Defendants EXHIDI r Douglas C. Lovelace, Jr., Esquire Attorney Identification Number: 83889 36 Donegal Drive Carlisle, PA 17013 (717) 385-1866 WACHOVIA DEALER SERVICES Plaintiff IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA V. KEVIN W. WERNER and LORY E. WERNER Defendants CIVIL ACTION - IN LAW : NO. 07-5702 DEFENDANTS' ANSWER TO PLAINTIFF'S COMPLAINT AND NEW 1VIA-TTER AND NOW, December 11, 2007, Defendants Kevin W. Werner and Lory E. Werner, by their attorney, Douglas C. Lovelace, Jr., file this Answer to Plaintiff s Complaint and New Matter and avers as follows: ANSWER 1. Denied. After reasonable investigation, Defendants are without knowledge or information sufficient to form a belief as to the truth of this averment and proof thereof is demanded, if relevant. 2. Admitted. 3. Admitted. 4. Admitted. 5. Denied. After reasonable investigation, Defendants are without knowledge or information sufficient to form a belief as to the truth of this averment and proof thereof is demanded, if relevant. 6. Denied as stated. Defendants specifically deny owing the amount claimed by Plaintiff and demand proof of same at trial. 7. Denied. Defendants deny owing the amount claimed by Plaintiff and demand proof of same at trial. 8. Denied as stated. Defendants deny owing the amount claimed by Plaintiff and demand proof of same at trial. By way of further answer, the contract between the parties speaks for itself and the Plaintiff's characterization of it in this paragraph of the Complaint is, therefore, denied. 9. Denied. The contract between the parties speaks for itself and the Plaintiff's characterization of it in this paragraph of the Complaint is, therefore, denied. 10. Denied. After reasonable investigation, Defendants are without knowledge or information sufficient to form a belief as to the truth of this averment and proof thereof is demanded, if relevant. 11. Denied. Defendants have reestablished a repayment agreement with Plaintiff and have made a payment, in accordance with that agreement. WHEREFORE, Defendants respectfully request this Honorable Court enter judgment in Defendants' favor and dismiss Plaintiff's Complaint. NEW MATTER 12. Defendants incorporate herein by reference the averments contained in foregoing paragraphs 1 through 11, inclusive, of Defendants' Answer to Plaintiff's Complaint and New Matter, as fully as though the same were set forth herein at length. 13. Plaintiff took possession of and sold for valuable consideration the aforementioned Defendants' vehicle. 2 14. Plaintiff has not off-set the amount it claims it is owed by Defendant by the value of the said vehicle it repossessed from Defendant. WHEREFORE, Defendants respectfully request this Honorable Court enter judgment in Defendants' favor and dismiss Plaintiff's Complaint. eg.Nr r, 6?? Douglas C. Lovelace, Jr., Esquire Attorney for Defendants Attorney Identification Number: 83889 36 Donegal Drive Carlisle, PA 17013 (717) 385-1866 VERIFICATION KEVIN W. WERNER hereby states that he is a Defendant in this action and that the statements of fact made in the foregoing Defendants' Answer to Plaintiff's Complaint and New Matter are true and correct to the best of his personal knowledge, information, and belief. The undersigned understands that the statements herein are made subject to the penalties of 18 Pa. C.S.A. § 4904 relating to unsworn falsification to authorities. Date: December 11, 2007 KEVIN W. WERNER WACHOVIA DEALER SERVICES Plaintiff V. KEVIN W. WERNER and LORY E. WERNER Defendants IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA : CIVIL ACTION - IN LAW : NO. 07-5702 CERTIFICATE OF SERVICE I, Douglas C. Lovelace, Jr., attorney for Defendants, Kevin M. Werner and Lory E. Werner, hereby certify that on December 11, 2007, I served a true and correct copy of the foregoing Defendant's Answer to Plaintiff's Complaint and New Matter upon the following below named individual by depositing the same in the United States mail, first class, postage prepaid, at Carlisle, Cumberland County, Pennsylvania. SERVED UPON: Weltman, Weinberg & Reis CO., L.P.A. ATTN: William T. Molczan, Esquire Patrick T. Woodman, Esquire 2718 Koppers Building 437 Seventh Avenue Pittsburgh, PA 15219 Attorneys for Plaintiff a t We t?V, Douglas C. Lovelace, Jr., Esquire Attorney Identification Number: 83889 36 Donegal Drive Carlisle, PA 17013 (717)385-1866 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION WACHOVIA DEALER SERVICES, ) Plaintiff, ) V. ) KEVIN W WERNER LORY E WERNER ) Defendants. ) CASE NO: 07-5702-CIVIL EXHIBIT PLAINTIFF'S REQUEST FOR ADMISSIONS Plaintiff demands that defendant answers and respond to the following Request for Admissions pursuant to Pa. Rules of Civil Procedure 4014. You are requested to admit the truth of each of the statements of fact hereinafter stated. You are instructed that: 1. These requests are made under Pennsylvania Rules of Civil Procedure 4001, et seq., and each of these matters of which an admission is requested shall be deemed admitted unless your sworn statement in compliance with such Rules is timely made. 2. If you do not admit each of such statements, you must specifically deny each one not admitted or set forth in detail the reasons why you cannot truthfully either admit or deny each such matter. 3. Your answer, signed and properly verified, must be delivered to the undersigned attorney of record for the Plaintiff within thirty (30) days after delivery hereof. 4. If you fail or refuse to admit the truth of any such statement of fact and the Plaintiff thereafter proves the truth thereof, you may be required to pay the reasonable expenses incurred in making such proof, including attorneys' fees, witness expenses, etc. 5. If, in response to any of the following statements of fact, it is your position that the statement is true in part or as to some items, but not true in full or as to all items, then answer separately as to each part or item. 6. If you have been sued in more than one capacity or if your answers would be different if answered in any different capacity, such as partner, agent, corporate officer or director or the like, then you are requested to answer separately in each such capacity. Failure to do so constitutes an admission in any such capacity. W WR# 346r825T 7. In these Requests for Admissions: A. The word "person(s)" means all entities, and, without limiting the generality of the foregoing, includes natural persons, joint owners, associations, companies, partnerships, joint ventures, trusts, and estates; B. The word "document(s)" means all written, printed, recorded, graphic, or photographic matter, or, sound reproductions, however produced or reproduced, pertaining to any manner to the subject matter indicated; C. The words "identity", "identify", "identification", when used with respect to a person(s) means to state the full name and present or last known address and business address of such person(s) and, if an actual person, his present or last known job title, and the name and address of his present or last known employers; D. The words "identity", "identify" "identification", when used with respect to a date, subject matter, name(s) or person(s) that wrote, signed initialed, dictated or otherwise participated in the creation of the same, the name(s) of the addressee or addressees if any and the name(s) and address(es) of each ep rson who have possession, custody, and control of said document(s). If any such document was, but is no longer in your possession, custody, or control, or in existence, state the date and manner of its disposition; and E. The word "identify", when used with respect to an act (including an alleged offense), occurrence, statement, or conduct (hereinafter collectively called "act"), means to (1) describe the substance of the event or events constituting such an act, and to state the date when such act occurred; (2) identify each and every person(s) participating in such an act; (3) identify all other person(s) (if any) present when such act occurred; (4) state whether any minutes, notes, memoranda, or other record of such act was made; (5) state whether such record now exists; and (6) identify the person(s) presently having possession, custody or control of such record. 8. Unless otherwise indicated, all Requests herein relate to those certain events, persons, and period of time more fully described in the pleading in this case. 9. These requests are of a continuous nature. REQUEST FOR ADMISSION NO. l: Attached hereto as Exhibit "1" is a true and correct copy of the Pennsylvania Motor Vehicle Installment Sale Contract signed by the Defendants on June 28, 2002. Admitted Denied If the answer to Request for Admissions No. 1 is "denied", then supply specific written documentation supporting the denial. WWR# 5468251 REQUEST FOR ADMISSION NO. 2: Defendant took possession of the 1999 Dodge Durango Serial no. 1B4HS28Z1XF686324, on or about June 28, 2002 Admitted Denied If the answer to Request for Admissions No. 2 is "denied", then supply specific written documentation supporting the denial. REQUEST FOR ADMISSION NO. 3: Pursuant to the terms of the Pennsylvania Motor Vehicle Installment Sale Contract, Defendants agreed to pay to Plaintiff 66 monthly payments of $511.49 each, which payments were to begin August 11, 2002. Admitted Denied If the answer to Request for Admissions No. 3 is "denied", then supply specific written documentation supporting the denial. REQUEST FOR ADMISSION NO. 4: Defendants failed to make all of the payments required under the Pennsylvania Motor Vehicle Installment Sale Contract. Admitted Denied If the answer to Request for Admissions No. 4 is "denied", then supply specific written documentation supporting the denial. REQUEST FOR ADMISSION NO. 5: Pursuant to the terms of the Pennsylvania Motor Vehicle Installment Sale Contract, Defendants granted a security interest to Plaintiff in the 1999 Dodge Durango Serial no. IB4HS28Z1XF686324. Admitted Denied If the answer to Request for Admissions No. 5 is "denied", then supply specific written documentation supporting the denial. WWR# 5468251 REQUEST FOR ADMISSION NO.6: The 1999 Dodge Durango Serial no. 1B4HS28Z1XF686324, was repossessed in or around May 4, 2006. Admitted Denied If the answer to Request for Admissions No. 6 is "denied", then supply specific written documentation supporting the denial. REQUEST FOR ADMISSION NO.7: On May 4, 2006, Plaintiff mailed to Defendants notice of its intention to sell the 1999 Dodge Durango Serial no. 1B4HS28Z1XF686324, a copy of which notice is attached hereto as Exhibit "2". Admitted Denied If the answer to Request for Admissions No. 7 is "denied", then supply specific written documentation supporting the denial. REQUEST FOR ADMISSION NOX The 1999 Dodge Durango Serial no. 1B4HS28Z1XF686324, was sold for $5000.00. Admitted Denied If the answer to Request for Admissions No. 8 is "denied", then supply specific written documentation supporting the denial. REQUEST FOR ADMISSION NO.9: The net proceeds of the sale of the vehicle was applied to the balance owed under the terms of the Pennsylvania Motor Vehicle Installment Sale Contract Admitted Denied If the answer to Request for Admissions No. 9 is "denied", then supply specific written documenlatiau-., _ supporting the denial. WWR# 5468251 REQUEST FOR ADMISSION NO. 10: Defendants have not submitted any written dispute as to any accounting inaccuracy concerning the amounts owed to the Plaintiff pursuant to the Retail Installment Contract. Admitted Denied If the answer to the Request for Admissions No. 10 is "denied", then supply specific written documentation supporting the denial. REQUEST FOR ADMISSION NO. 12: The balance owed pursuant to the Pennsylvania Motor Vehicle Installment Sale Contract as of September 28, 21007 was $7505.62. Admitted Denied If the answer to the Request for Admissions No. 12 is "denied", then supply specific written documentation supporting the denial. Respectfully submitted, Jame armbrodt, Esquire D PA I. #. 524 WEL M , WEINBERG & REIS CO., L.P.A. 271 Ko p ers Building 436, ev th Avenue Pi4b g h, PA 15219 (41'2 43 4-79555 W R#5 982184 WWR# 5468251 VERIFICATION I, , (please print) under penalty of perjury and subject to the penalties of 18 Pa.C.S. Section 4904 relating to unworn falsification to authorities verify that the foregoing Responses are true and correct to the best of my knowledge, information and belief. Date Signature WWR# 5468251 CERTIFICATE OF SERVICE I, James C. Warmbrodt, hereby certify that a true and correct copy of the Request for Admissions was served on Defendant's attorney by regular U. S. Mail, postage prepaid, this &A day of pj4r- 2008, addressed as follows: DOUGLAS LOVELACE JR ESQ. 36 DONEGAL DRIVE CARLISLE PA 17013 WWR# 5468251 FORM.PA23-SLC(Re1.4/00) SIMPLE INTEREST - - P..Eg1NSZLVANI? r ' ••?'?a ? . OTOR' VEH)el: 'JNS7•ALLMiENT SALE p?-i ANNUAL [F1 NANCE Amount F7nanaeti..:T' -Total of Payments - Total Sale Price PERCENTAGE RATE ARGE The atnounrof cmditW- o The ampurri rot have paid after you The total cost of your purchase on 7he.cost of your credit as dollar amount the to Yea or an Your behaR. have-mads all scheduled'paymints, cmdik including Your downpsyment D yearly rate. dit will cast you. - cry,..pa!. Ii..yrttanr.T?G al sr? 4",..$ge 1.8? 90.. a.,--.'e"t^'gAor:=a•?'-.sria °.G •t .. a(si;a6gggt e...?-•irtop. , • ?37S4.1 S4 ".wr ru.s'n,s :?,.,e,,,•:s?:T 'M`CiSF73B: 34?.•.` ..-.... s 7 Your Pa roan Schedule wkl b= No, or P• menu Amount of PS rpent. When Paymenla Are Due Security You are giving a security Interest in the motor vehicle being purchased. CsC? i 1. 49 -Me..thi 'a' Idnlm 0A/ Prepayment: R you pay oft earl pay a penally, S - y, you will not have to Piling Fees: i.-....g°faBrr..-.t -,-:. r-• •°`••-, -.•-.m:ot ?•w.,.+.-.. s Late Charge: It a payment is late, you will be charged 2% of the portion of the payment whleh is late fm each month, or part of a month greater than 10 days, that it remains unpaid. See below and any other Contract doeumsnts for any additional information about, gonpeyment, default any roquirad rapayetenl In full before the Scheduled date and pregyment refunds and P.rr.itiec sMeans eatirnale In this Contact 14ARTPR N PoWTORCARS CO 6401115.0 ALL,ENTOWW g10?Die-4,arr. IF YOU 00 NOT MEET"O.1JJ; CONTRACnall T _.ca.s+,ac..-+ze-•>`: e. -ri:.... we.•.a,,,. ,-'-., -HARRISBURG •. • ?`:" ° PR A-••171-le OBLIGATIONS. YOU MAY OSE THE MOTOR the SELLER. VEHICLE AND PRQPERTY THAT YOU Ngm? _ .tdd?M_ Zip Code BOUGHT WITH THI$ CONTRACT, AND/OR You KCV IN W. WERWiT 6 [._OWulm - MONEY ON DEPOSIT WITH THE ASSIGNEE are the BUYER(S)- L"QRZY•E' .. WERNER --..___. •:.M<?CHRNI[:SBURf3 ?--. ---.-_ :..Plfi•••`-1 X78..5` 0r•_._. This Contract IS between Seller and Buyer. /W Name(s) Addreas[ea) ZI Code disclosures have been roads by Senior. Sdler P (sJ udends lo assign this Corttractto the Assignee. If there Is more than one BUYer, each promises, yperately and together, to pay all rums due us and to perform all agreements io this Contract. Itemiatson Of AfabUn[ Finance TRADE-,N: ' Cash Price You have traded in - - _f ac-330, 40 the followieg vehlclc Cash Oownpeyment Year and Make - Description It a balance is Still owing an the vehicle you have iradad Cal, the Stoner win pay an this amount an your bell&R. You warrant and represent to us thal Tradk-ln any trade-in is 1-11mm lion, claim, a toumbrance or securt ,tyjntvesL swept as alma .m the Itemization Of Amount Fineman as.the'Lien Pa oH.' Value bf Trade-In PAO E NCE: You may Cleapea the person through whom naurence r obtained aping lasa. or damage to the Vehicle and against ?Y• 1VSi Gsbinty ariilna cut of use or ownership of the Veh,cle.ln this Contract, you are promiskrg lafasun the Vehicle and keep it fnsuretl ' 'CREDIT INSURANCE IS NOT REQUIRE0. Credit LI!e Insurance and Ladd Arxidant b Health [Disability) Insurance ere not required to obtain Lion Payoff to credit, and will not be provided urges, you sign below and agree I. pay the additional wst(A. Plyss read the NOTICE OF PROPOSED.CREDFT INSURANCE on the roverso side. Your insurance certificate or. policy wig toil you the MAXIMUM amount of Insurance available. Ali insurance Unpaid Cath Price Balance purchased will be for the term of the credit. _ By sianing, you shml single Credit Life Insuraroe, Whst la your By signing, you -Teen Single Craton Accident 1t What I. your +,v To Credit Insurance Cbmpany which casts "•`?•-••htd??' __? .",,, i L.-.-.,r. .-.agatyyyl!sa IelRitlnsotAlCIF;Cn'$O]to 3'.-+•.;?. c To P bllc Officials for. Signature of Buyer to be inured for Single Credit Life Insurance S1glleime d Buy- to be insured for smut GedttAeddem 6 Heagh Insurai em ? Lieeme, Tags cad Registration .- BYsigning,Youboth Select Joint - Wh ar Byd Ootnielest_?iey - .' 50 k'•- G + sdil Ufe Insurance, which tests $ '"'IV[YJ!4' R:-..• G 1f?' eAtufiYe?goa.yj; tvllot aro Pereenta[e . I(r .•• M Credit En: er,rte:.ya?-° _- Saw ++ to be '?'a Lien Fee 1. t arli:.av?1Murodea-.e ?_ . ... ' % 1tFOO_'r1'a,rrrracr•.--•t L 1. 11" :3 signatures of born B Z' 'A uyors to be In surad for J rat CnMlt Ufa nsu(nce Sitslelurea at OoN Buyns In 6e bnnvao for Joint Credit Aeeldrt t IBuy Imtwance " ?. 00-'4 •' Insurer. To- 9 - wt VEHICLE You haves agreed to purcham. under the terms of this Contract the foibwing motor vehicle and Its extra equipment, which t2 "lied Te the -Vehicle' In this Contract l1Lt1 . Year and Mal, Smoaa Body Sloidit Ifni,_QL 16WA ILO CA,ocitv ,tSadaI Nminber AmsuM Financed U 1999 DODBC•r•-.. 1)URRNG0:' DRrf+' LfT' :8,....-...:. ":• 184H$28Z2')fF686324 =-S 4 . Ffnawce Charp EquIPPed __ AT, _ PS. _- AM-FM Stereo _ S Spd. Other S 1 =. 44 - with ' _ A,c, _ P.W. ,_•,- AM-FM Tope _ vinyl -to - ToW of =_;,1734 Rime Balance) ASSIONEE. Wemay safe. this Contract mad Secwfty Agreement tea sales Gnome company which'H the'^ASSignaa^' If IW Aselanew assisns f ?3 3 the Cop ••w--e-,..,..^. s grey.-AfbsatM-auignmewt-alLrtgbts?wd-0snM -paymtofrs-geaesaN-,tea r n true contract and In the Security Agreement shall belong to and be enforceable by the Assignee. The Assignee wkl, notify you When and If Sailer makss an asslgnmanL n us Ina Amount tlnineed Wus Inlsrat to WFs ;?'fr-,,gnC-[mp ir)C_ ,•po Fix ILP9i 4$ S?vir?Gl- -0. .. wyn.antsof35111-49 pen, each, and a final payment o/ CO-SIGMEW. d Any Parson rm ll the a Aaraement be(ew promisee espantgly and,toIIa er with all Co-SignarN and Buyer(s); to PsY s" 312 ant susion ums due e and to perform all aareernen Rlanle in In t hb Contract. Co-Slane- sill rout be an Owner of like Vehicle. .49 - The first _ 40-0}MNER:ha AnY Person= Sim lna the Co-0wnerY Sa artty A PaYmam .Noe due on ' together wttil Co-s ¦nu Bu or P Agreement below gives-.s ; a serRy Iwtarsat,ln the yihiele and agrees Separatq Y-1111 8 yctiy /?? `Promise to Pay seetlen. () y 1s1, id perform all agreements in the Security 7"oo el t and NI other parts of this Contract exec 0.e r ..and then payments will be do* oo that do*. day of each month TERMS: The terms shown in the bones above am part of this Contract folletwng. PROMISE TO ?PAY: You spy to Wy US the Told Sale Price for the Vehicle by making ate dsh• 3E22ITY AGREEMENT: To saeun the payman of ani auras des and-,the r4 rnlr•gp ail pf Do.rnpaYmant end esSMIng the Trade-in, If shown above, on or belmor 02 date W Gds Contracctt and requ red ablioWans -under tpb Contract Yee gif t s a NeurRy Interest (n ttnleVV•11trileebb 1n W eR yin[ us the Amount anced plus ImerM. You prom" to major payments in se"Nan" winia tie ?arta (h"tad YCrt? attached to the VeluW al any Iabr time. iM in any Proellds of rPsayment SehadtAe. YOU Pr¢mfae to make paYttlents an or•beforo the same day al ran monret as Iha .. M VYa itle, inbled rag inspnnq/ nroesedi. The Assignee may ast-V any amvuftb des red oft iws Corti CIL YoDa apee alo e PWe Soil ooner Assile whim may became des undx.ipe arms .: ?diia Y mD Cw ?aqt raagalwst ally e1 eu moll Y naIn dawpeesonn vvrr{{th Arlan. ?nis PaY tn awes costs of suit You aW auy to -11 ?! .- !I'_ MI or may in t is Iruturn ?o depoVtsr ith Asnanee by veu_ below, wit agree to ask the Vehicle to you uridar 1 NRFF7aOFtlH...p1®Sa0 - -- • -- . .. ..- ...•-. • • . SEtLETt- RIo6RSr,•..6Oc?.^-...?....... _.... ...... ,. ..... _.. ^;. . BUYER CSEAL) er:tC `. -.•.?e? fit. -- au ISEAQ 6-a,? ,.L Date . Oslo " CO•SzGNER: YOU SHOULD RF-AD THE NOTICE TO CO.StCNER. WHICH HAS BLBN GIVEN '11`0 YOU ON -A 9RPARATE DOCUMENT, BEFORE SIGNING THr. CO-SICNICR'S ACREEhsENT. CO-SIGNER'S AOREEINENT: You, the I non ((m persoru) sinsning below as "CO-Sign.r ^ Promise to pay to va ail sums due on this GbntraR End to pwrorm all ,n raerngay in this Ce erect. You rd w sit Inaally bound py E. ,ill terrne of lift Cpnaraot, racpararel of to yer 4 aua kin this r duce us 'makdlthu Contract.- 1W the Buy..• e+sn. ho l'MA wask+-arseth Y aatho d r. with, hre?Bu . Y g promise to mae any priordemand for payment on she Buyer or aaerclsod our aeeurltjl!nearest. Yoau also.knw loodS. li -Wing ? a .-p.-p3- p o ed spy . ont 7ygJpay„(•4t ac r.•e 1 tract. Siynw's .gnnturo SEAL Address at?---- Lo-signarl Bignature (SeAL) Address Dafs CO-OWNERS SECURITY AGREBP4Zr4T: You, Lh. person .ignipg below as ^Co-0wewr,^ LoAetber with the Buyer er othvwir being all of the Owucro of the Vehicle. Qtw w . Sawuriay tnt.ravl in the Vehicle, idana/Red wlrove. You aye. to be lsourw by reso term. of the SoauritY Air«on oo amt all oah.er part. or tnia Contrwel escape ah. "nFomise To ['sy^ ocction- You are atvir.s us tins secUrity inEe(ea/ to induce us to make this Contract wish Lhe Buys d to severe the payment by the Btryer or ell sums due o this Comraot, Ya.r .vin nor M awaps,nafbM Tor any, dafie,autey which rely" be des aster repr»sosahwr and, sails oT the Vehicle. (SEAL) ` Co-Ownkr) Sianature Add-- B ata 4r_pGCO-OWNER, A&APPLIC , AOl?yl Of, F?GE RECEIPT OF A COMPLETED COPY OF THIS CONTRACT B y R OVER CO-SIGNER CO-SIGNER OR Co-OWNER , ICE: SEE ItLEVERSE SIDE post IMPORTANT INUFORMATION- 9AM Wrrsurfq -bent rA ra•atC I....... amamu . wht.. - prN.1ft rArY . bna,r • .curs OarlCarall.taL asphnes. one. . aoewoafesrcp.sgr/lrrg f:OPV -TfM - co" - rreorr 19o'- 1.79W THE TOTAL OF PAYN Amount Financed and the fit computed daily on the oulala shown on the Iron r ,.w ,Arlan t •w roiuY Per r.Rats;d vide toot trecause In etess wleu mot I. ial•rits dimse.d. Earf,yySndYdP 9 LATE CMAROE_':Hiryer ogre • Ewyc area, to due-daLley,. Ty?rt la ra.ymerl. We will cdrrsaBfra `. tits-cha rQQa will be-duiswhEr ' PliI at if late N lgtl) T ..due. lee to charge Walf• r charts a??--•' me artej' 1 first to interest and than to I• • the ardor 10 ehosao- - • S. PREPAYMENT: You may pal time without penalty. If You I regumn7? achaduie0? ants reduce the nYinber'ot piym•n7 s. WAIVEIaialit SELLER AS propreirttry+ss• for the. sxb. Yli(+na tVE f 1( r YER-e0 or before th•1l??are due that ithowf.rotlll ygijr?iii adrsi grjlpr?s Pill nebls•o st croak r You sgm. thatwa-may gh .You Waivpyw die/gneose I. aon R 7aJ1), snap TPalmsPltP anal tract near irW/er Con after we s Net Net ' t • ludgmw maturity occurs bmenwe of Daragraph h rot m(t^?w r appl)wbl• Iawb?sgvUfinN%rf•tGa a YOUR PROMISES ABOUT_ than It to obtain ee?assBee necessary ior•us tdSata in having our xeurtty inlereat or gale away ter VaI! ((son Nar ter flan. 9. YOUR PROMISEAiAtoUT 7 rapsir. You will coy sit .lases al the 111=10. You wg1A41abuss Will reduce its vela r. M illegal p-Shisss or for him Pita the front of this q%littir"'Wel advancer - to. YOUR PROMISES AROUr Ihsdt and collision Wpf)1 aR w " lebut oryRd pa irM.$ The iwurailee-mwt na- w a an In "co' asmpsrry •quafifie in the state centre V • with at Nast ten (1 s pdei request you *hall deliver the • event o/ . Ban to Proof .1 low A V.hip it you follb6ssfT03c agree drat the Seilar, •• of them "t; m as ye roaent.,wl to ant will at awoke the power exercise in" polv.r o our 1 .._COniraat and Isl. b. OUR R1 yHT 70 ENDOR airy submqusM aassss?? ti OBg1t•. or e nama,acng as ouFTder.t to en insured loss a return of and may no[ r?voNASIh•_mi we maa twat UR AODITIONAL TERMS AND CON9)IT)ONS ,•-: TS IS COM?UTEIY. TM Total of Payments Is the sum of the advar,c, money-W obtain inwrarrca to ?cor loos or damage to the VehrcM.`Ww have the w Charge, The Finance Charge consists solely of interest oL,W ester or not'ta adwnw .nY money tar these purposes. Su?11 insurot wN1 be flog laalar,c• of the Amount;tnsnead. The fineece<Clia rR dr amount not srenter thsfN ou owe on this Contract. hi 5•INE: IF.n wmputetl on the ass Jrnptfor: that wa 1 A5l UiY BE SIGNIFICANTLY MORPENSIVE AND'PRfttr1i17, YO? rLyfyr l1Y, r?'. gtas_ S 04 COULD PUrog" RSELF. wdi charts iillerost on a dally basis on ttic ?Padd soy"monay'wi.edrance on-yoDC rM"S to: th?.BLinte:b7Gwtl(ph4(e' [df ,day dthe ban tarns. The daily Interest rata is aR paittNF Ch gee at the Annual Percentage Ratbe of nis Cfintra cL You'agr e' t , ( y ;byrlhe nvfnW of tlays in theta uLndor Y - money adra wd,as we aloes mey,specify. 01 immediately on der?Jand n ( ti . itd;bn s.dai f .Ip}s X at monthly as Onto 11 coo choose to lbw you tb reD3y; the money.idv "t 1 11 lgrgharsi ^ raa?a[ iq. -t ing monthly paY nts, we can choose the amount of theft Wymonts'Snd t I I ng-yQV a oto aJi'Batrill ea4>oF'tM' {1' in plYb ahant?•• repay. u as OI our rights stated in this paragrapn aiag-wi hot pwmitted by law, we III hav tqe rRo oa Nte•et+a .tar •a t??ie wen 1D other ri¢htn enlionrd. Our-payments on your-Whall;not curs yaur so um to per(prm c_n_s_Yge, a-ba 29L. per month un mount-9f lha your P s fp,tn?MADE,, . 1 N[tFOy a_rd"onUr fn axteas of 10 days tAfia. the Tnn )2 DEF :.NFiA3rh "You" nuieftlbiAOTCO-Signer end i+'?9Muc3rto, any$oIts, laid late charge will bt dw IT the rsaarn that the p( Deem, Yo wig ¢e vK" of the Conlrprl JLap)r one ur more.y('the fgfl J 'Jt ttflngs r:dCf/Ult the 'M?rr{re. outalanding balance oil this ConirsU Is KaPPee: f41ip1aply re n2lyt he Payment is let. is bcuuse el a lale a. You tlp not make anY Payment an or Wtorr it Is dun: or N. IrrmrnhM]fr -- - ^k : ' • i:. -.. .b, you rip not karD any promise You made In this CCoqnpV.?ee,clor II S: We wet .pWY Payments In the felloviirrg ordrf?gt prh?rMY.r Yau V-d- =any premiss you made In ariotrieE'Corriract; Note; (bin'o4 AIIyier(iet)t cherges, foes. Principe) and any other amounts you etye.rD: (agita?ny und ue oG_• slafom .. in ell . f this 2 = ? Contract: of - iror N pa ter amount owed on ttds.Gantract.at=anX= ent the Fiadit eon n. li rn tbn wltn fh 111 tr Wy the contract In pan, you Yraa to cart mse to make f. iw • t:u ro dPf a crimt {nvohif?g thud .d y, orr610und by a codIt ntll Paail amounts un under this ConlreL . Ta will r wi o do to la you • QankrupleY pf,ipwlvincy -PrPCCedin:da, or'iri one files Cartlirupicy or r ' ASSIGNEE: We and Assianao Waive 1M d t to [gnat any. aedi le ayou: or •" ryment of this Contract, eecapt ter ter YohipM @RA.ttls q'Nter. - Y??lt b ter Yehk3e ouWde the United S46-br Canada without dur wrilion consent q( l thi;e?USn 'yoY the VfIRHrar aINW tmm6TtrY-NiaRD' ties of lh'a ? IhatdariLlir K`Atgko Wo - ? ?mz1ft3 Q`1 2SEA'3"QTad IAft.• • Ste( ntsg r BONER AND CO-OWNER: You agree to make all OF, our having too fell if you don'[, £pnE.0aQ2Mw rights 1. You Mqy&k%AM..%ax the Vehicle toM subject to comlisution by gavergreent a. yo; X* vn any dtthi you may nave to old We- ehicla Is lost stolen, destroyed or-damaged beyond ecoriomic.f repair; and not or properly before we enlosce our rights.sgpi,at 11?? TM p our right against .move other person but not-ata vq Yetu, ,:'tt*od'Qa rfebls lima; ar )L.t?,f?{T„iN 61 NZ V :ban and aRdefenms based on Styg lrtp?nd itgagflimegt of". •- I e? take the V.h I(o bXV1t on•§4 W.I. Asele.N by 041.1[b JUDGMENT: Interest at thi'rats provided In 16rc 19.OUR RI 11YJilrYOU ARE IN DEFAULT OF THIS CoNTRACY: N you are In Default al this e on the unpaid belanrw until paid in 1Wt evcn aI., mTluriyr Cont'agt may enforce our rights according to law. We may also do the (nines sPeenically sgainat you for the amounts due. Vials Ytig PPPIr:IW}p;l•thy. -rllrwllioned .this Contras} We spry do one of these things and at the same Nme or later do est.ro}Nn. If at any time interest es provided for 10 SRI agother So of the thingi we may do are the following ,law, .interest shall .carve at the highest rats allowed by r- ACC ERJITIOW We can dtmaM that you pay to us the entire unpaid balance owing Fhtk- on Nr'e Ce ed and all unpaid Finance Charges and other money due. You agree thal'you, will UR SECURITY INTEREST: You will cwt por-pa a other -pay tlW me ey to w in one single_paymenl Immedlat•y upon recelvine our demand: " rest i other r1gMs rfi9ha Vshkle. You Win paY ail-BI(ga7ad• 4 REP SS SIGN: We can repossess She Vehicle, unless prohibited by I.w. Y1le can do yy??re,t on o4r sraYrtty inlerest in the Vohicie. You wNrhq? t us Ini;o s, have i qualified per eon drill low w, or have a eavermrsnt official {by tsWrvinl of&t on-ilia CetlRiwfo ot TiO. to enrwnide:-Yon-laity naL act dal tf Not Youagree teal we can paaaiaby coma on to your PropenY;to do th r>:• a may pkhe•obligdion:and -Mtm%e?1 it r things (qundth?h.'Vehlete: ;lNA:wf11 return them thlr,gi W'you It You.asit. Ifyau ons puts s lien Polies Vehicle, You wiN• y t ?11 .."" anlrUiese pings:back, you .tree to.ask ks M-a letter sent to ui by urli fed main, )ln 24 E VEHICLE: You will keep ter VehkN M gwp cc?ptq/tla a +r1?00r}s.. g y do lot vend w this letter. you glr! up.•any-clflm to thews things. You atntathat chirtes on IM Vohicle. You-will pay all costs•aTYn .%, dicidng reeY to your gcaww Dlstes In repossessing ter 1lehlale-snd taking it to a place tar storage. r Vehicle or pRmot anything to be dons to lair Vehicle 14llkh - s, 1(OL NTARY DELIVERY- W can ask you to viva us the Vehicle 'at a reasonably for normal cedar -and use. You will rootage the Vehicle. for cIonve ant Incr. Vote agree ti give us the Vafocle it we ask. se..You will not fnorrlhe Vehicle from your address drown on . d. DE V IN ENFORCEMENT: We can delay enforcing our rights under this Contract stew Permanant place of garaging without neti(yiAg us to without 1. 8g any rights. 1SIIRAIICE: You win Me 'the Vehicle insured- iii)r[st Iige 14. SOME HRUGS YOU SHOULD KNOW IF YlfE REPOSSESS THE VEHICLE: If we reaoss•sz s us rs pa td in full. The insurance 4lYAage,caps, De without well got, " m.rd offic of (by replevin Ur. ntemets and our ininasts at the tune M any Insured lets. a. molt E: W60 NI xntl you a Noli of Raposwsslan to your Iii ddlsas we know bbout s-Marie' on the policy. The (nauranea muss De written by iWniteNt. t wC1111.11 ontricL 7hb mu^cyy"w will b:a t) tpnrr Vehicle. la; ounWill NOT have re,on 1hr Contact atrrd to do bualness fn Panne yylvania awM Ifwnwd to NAirtsur;n4a alM!'amo due. You may not get ter VohicM1'aiek by PaYtilI Nish urnt Installments. This pnmatonth garaged. The Insurance pogoy must pro Wtlebs riF ))you other information required by law. _Notion written no}ice or any uric llation.or r??d?ypcabnir? wViras A.O)t =- la "NA al", (ION: You Mar lira right to bugagick (roxim-)'the, Vehidp within 15 days of IM or other evidnlee ot insurana7/dwar+ge to vslanNhs `-th m e aillr he Notice and st any ile a Om e batare we sill ter Vehk N. I/ you do not 1e Vehicle, you will immediitoiy notify us in writing and file r' redxm, you give up all claim to the Vehicle. Of Of LOSS: -In the Ov ant of any less or -daomWmage to the a SAL q: It you don't rawk.m, we will sell the Vehicle. The money received at sale will be III claim or =';n the Insurance e¦y, you vaed to vests and expenses you over, and then to pay the amount you owe on the subsegw ee, or any authorized emplryee of any Contract 1 ss withiM Irisirrarxx company, M your namcafid acting' ¢ SUN LUS OR DEFICIENCY: 17 then la money:laft.ws wNl pay it to Ms Buyer. If tnorc is ?is nsUfe? daM1. You sgrco that you do not Mvs An rlght,tnoi,enoug money from the sale to pay what yqu awe, Buyer ant Co-Signer agree to pay what y MvergPion w to file a proof of bas. You agree that we Awy la suit to us. 'refit 4 not for your benefit except .. provided In this e. SI LASES: You form is pay the casts of repossessing, storing, repaicinIL preparing /or E dM31Tgg/A?LACE CHECKS: Yqu •¢ see that lh., -Jtpsignae, sate and se Ong the Vehicle as may be allowed by=law. These costs will only be due If: Selles iutheri:e N employee of anY of lMm ('wet the endorse your 1, fault rkceeps fifteen (15) days at lM time of repossession: ny .neck drat or other ay Of I i we receive the in pay you, 2. T • arrount of costs are actual, necessary and reasonable: and owls wen paid. instrument rant. pr4miwn; Yov a in I,y Ito do list have the'righl'lo 3. W un prow fit. 73. HEIR$$ M JE O PRES A VE3 BOUND: A((e yo?r'i drtN, this Contact shall nave wi t;?yyr U'Q? ?RR?Znt.You agree flat be aMer$ ble lleIts anWL7BiYiTressntati=oRySl(3sstaflf^-E' : U in, r Denil(taird"rmfT&r ? T6i7ti :c.pf as provlded'in' Mis 10. DOVE INNG LAW- This Contract t to be Interpreted according to tiro Uw of Prnnzylwnia. )nay sppy airy insuranq proceeds w• rec•tw fo repair or 17. 5- tIL.1 OF PROVISIONS: it for any reason anyof pa this n is of Co this Conlraet shall becorns plmen..K )s eednomleatty tasible and You am nil[ then in ' nionI cold n unemarcaable, that pan shill hot be a con nimW YWBUeYoER?B .-,.Shall n? sesft II s I no L W, we will apply the inwnrrct_ PIg4•ada to raduu M. unpald_ le. mSI !&"I araSan ail IMPLY D_ INGLIIDING THE the'C .a newWry Ip eeep't YfN,Ge m gore wnPNDn .nP rapa,r, we may mrr.r-, money you promised le Pay f you fail to kImp your promises about required insuransaver-li: rlt$ldfiylll?lndfaw t7CIfM1':'1l the Car-igtrtC)Pi;rdeszrJbeduontW 'Bade Commission Used at Trade Regulation Rule, the 1g11owingy not) TM infffr&tpdi you sse'on the window fortn't1irthI.3rV0 contrary prtiYfi}iocI the Contract of sate- 'NOTICE-ANY H.Q,tD6 'OFt'%jM CO({,`UMER' ClREDIT: ,OYtig?7 AsSSERT AGAINST-T.HE SELLER OF-GdODS dR'-SERVICE1.0Ifil HEREUNpER BY,THE D STOR ASHAL) NOT EXCEEQAMOUNTS, PAID y •M'rr . NOTICE OF Pe -morargneri7}) of this Contras -hereby takals) notice that Grbtry Credit -Ltlq'Iflsursn Contract if o madred od the front of this contract. and each fbeh typk?o1 coveral insurer, covers trill)(the, ps in or posaops sildtlna Ma req.,oat for such msurshce. insure nce•vrig'comrgknc-p-ii t the datil the in_dsbtstlnass Ia Incurred end will eapir, fad within 30 days. term vii 1 be dalivrnrd t lha lnsplAd d.9btor(s), a carlifkale of refund of-inau encit charges iii be made when dun. NOTICE[. SEE OTHER% THE PROM idN.BELOW IS ROT PARZ.OUTH PE WXYLjfAN1A' C r r. 7e induld you, qis ^ASsiggec Identified on the taG-,gt,`hki Cpntmc-t or as follows 1. Purchase the wehhl ContrapL the Seller Mrsby warrants rnd•"prese and con federal, stale and local laws and T4gulellorls,.ineludint, but not 11011114040, ttlclo,2 of. the Vm i. peered thereby hisbseluts, tree of all flov.4 •ncutnlrrhraea-efrd.as'frudtY I signatures thereon am not forgeries, arose Itom the sale of the Vehicle tM!ioo lsbserl or we to ..Vol or to Bills Contract a promp NY. LM tealctratlon•o1 t s Vehicle hee net been wsperWe ,V..hlpN'FI nt Res ns)b1 'lM Yor(sYY Nrrrt {a than ..aLruN ROMafo p7g "M paf ropuee said Contract fm Assignal. on demand, and WIN Ps ilt pa esdusive, and shall rot aflac any other fight or r= that A hamunder-on the aesertlon. a her oral ar',wrjttgn, IMCtM Veto OR! of Sailor o-ch. factures, ter agrees that on being advise Immediately in accordance col the repwrahave tetras set forth I and expenass Incurred ill dafi?nOIng against ciahns assorted by t . Insurance an Broken of the B r, end-that Insurance is concells adolher InearfoneC=dombany n b4)tatf of tt?ltte„Buyar. If Seller mtewm.nt Wur.nw for ua axpi-ol I- rid 1 est. P.6alnal p poy"I for Ik Shier author" z the Aoignae''((o set as the Senor Assignee who purchased thn retract andY" tenths, purpose ai Assignee me eaerdee the-go r given t0 this paragraph for We power alven In this perm" -Imthe-etrgnl th3t'Sel ells aqulred by this Asslenmanl to rap date oT r4pbrchasa: plue any co, theearned Finance Charge end comresUopp.yriDll$Ia1as by or /rest any SgWr. Ov(ner oF-person Poe v.Tw-rsrsllreQ,-Se1Nr he[i ay-10, assigns fad transient gilt, tills and interest In and ?le the Vehicle therein described, a Assignment. Unless SeVer no rks either of the sndors•ments IM P...&.1 h If no he Wilhbut raceursa. ' la. O WITH FULL REWHRSF=- INr oft a im that In addition to the ._.1 [ Y•akr,yr(d r th Contrari or In the hranipt'pirt-- ?F.thiii * tfaet trim Assignee for repurchase ptce, in C3 WITH REPURCHASE-Sal r mamma that, in addition to the PI rrpossazs the VshlcN. Seller w111, it Ihi V.hide N.:mposseseod Contract end the Vehicle fror? Assignee for a ropuratlam prior, Y By signing befow,.w. agree td the tonne of the Aaelgnrrlent. v. Seller FaA IV win. • ..._ ....zip-.arm':. _._y.a .. a,? _ contract coats am Is w or in egoa resealed to. t' :latm of Buy agraus to he is for refund ishosum anB-defivered •b Seller, 1, eomlWted as net forth above. Bra ,CT. , , - ct Ilfia"° Buyer'S Guide Window.$Miter relfMired t),y'the federal Is Contract. Intormation on the window form overrides Any ALL C AIMS AND' DIEFE,NSES WHICH. TH'E• DEBTOR -COULD I HER TOR WITH THE PROCEEDS' HEREOF. -REL`; -.RY fEREUNf;y,R• - .,. MRCS Credit Accident and-DisabNittyy idsur•nce•.coverage Will be appliwble,lo %,WS Insurance eorhpany•namad. This Insurance, subiIIII acceptance by the is indicated for esctrtype o1?Sredit.•Insurance to be purchased. The term of dad maturity data of the indabtedness.Sublecl to xceptsncs by the Insurer l.fcnbing the inaunnce. In tha event of prepayment of ihe indabledness, s NFORMATION. TENTSTILECCF TRACTS-E_TW+EElNITHY,BUYERAHDSELLER. S • =1 f l Qt 1G A_GRA! ?r1? (Name) eprmeant that the seta has been made in strict coelormrty.w h all applicable rot Comm.rclal Code Ili Pa.dr,'?A,lj yetZevMsu4,Mlatq)t%W*ARnct and only to the rights of the Buyer as set I. tUh1eeG_r__e?rn•?- Bdres CCoonnbact.? jS?i,'t__enuine. the role are of full age and had eaDacKy to -nine[; the description of the Vehicle sly recaivad and no pan lh•cmIl W of notes, post-?iled•,ciieelcs, other r robales•mar constitute an or a ir•rt d/ joie down paYm.?tT:.11I rnirahs and mtsge Rain-el tqa ContraeL sat forth therefor we are duly licensed under Inc pail fo ih• transaction and wetl.the federal Truth-in-Longing. and with any lag a pen or encumbrafta in favor of AsWgnfft has bean or w I be applied for ey Ahe aqua penaion of said mgistralloT tinder the PannsXlkaria Motor turs(? tisad Se he same ipentq raon(>V WhrW na sig IiyL'6Y'reprsseHtat I adM'6a'bas- at`INt?TI?mf,tir. &li•t[ ar4 computed as set forth below. and said comedy stall be eurttulsthle and not. nst Seiler. In the event that Buyer falls or "fuses to slake any Payment due nor by Sella, or that Seiler release to honor any warranty or serviop ogreemanl 1lot will repulzbose the Contract from Assignee and. Pay, Assignee for same =Jam rmleai from any other claims M Buyer, including atbmeyyss teas, costs made by Buyer to Asslgrut. If the Seger contracts to.pureKass property odulod expiration dale. Seller cold attempt to place ell pntable coserass with and tray to Buyer any additional gosts incurred by.the B%yor in obtaining he Contr-t. ss gtlNr. delivering the Contrail to ins' Aadwa.. a ee•otina creed., ter IdeMi/ieatNn of ter Assignee in this Assignment to reflect the it.. without mcdilrsRit'the Asstgefnant Is delivered without the Siner's si>idature. .fit at the Saner. Sell., does hot hew tr1. right to and aa- not to awoke the shelf pay to Assignee. In cash, the full unpaid balance of the Context as of. the ur"d by Assignee in respect thereto. Including masonabK altorallys' fees, In (asinal Seller. - . . IM within Contract, •11 rrlrrleyi du.. 49 baaoma:iduoiihefL.tindar, end .11 amt to tabs 4ueh lets) or other action w h we might Moe ta7tiT•i1sv8for tins TN REPLRCHASE.^ Steer's aasignmenL Sllpll, except for. tthhe_provlslansat the .• _ ... e event of'delauh AX Buyer in the tan payment on the due data thereof etany, rd under the"Comrae{by Buycr. Sella weL on dema,.1d by, Asslgnya, forthwith Ignmgnt" In the event al airy default by Buyer which shall Pruitt Asslgrrs. N without_ regard to the then condition of the Vehicle, forthwith repurchase the ac A•- z• _ Rate WFS Financial 15750 ALTON PARKWAY IRVINE CA 92618 (wane wbd sddm3 of seawd Paq) 0510412006 (oats) NOTICE OF OUR PLAN TO SELL PROPERTY (??.rN od,} Name: KEVIN W WERNER LORY E WERNER (Name and address of any obligor who is also a debtor) Address: Subject Account Number. 7790029 561 (Identification of transaction) We have your 1999 DODGE TRUCK 184HS28ZIXF686324 because you broke promises in our agreement. (FOR A PUBLIC DISPOSITION:) We will sell of public sale. A sale could include a lease or license. The sale will be held as follows: Date: Place: Time: You may attend the sale and bring bidders if you want (FOR A PRIVATE DISPOSITION:) We will sell 1999 DODGE TRUCK 184HS28ZIXF686324 at private sale sometime after 05/20106 . A sale could include a lease or license. The money that we get from the sale (after paying our costs) will reduce the arlnount you owe. If we get less money than you owe, you will still owe us the difference. If we get more money than you owe, you will get the extra mix" unless we must pay it to someone else. You can gel the property back at any time before we sell It by paying us the full amount you owe (not just the past due payments), including our expenses permitted by law. To team the exact amount you must pay, Call us at 888-9374992 If you want us to explain to you In writing how we have figured the amount that you owe us, you may call us at 888-937-9992 (or write us at 15750 ALTON PARKWAY IRVINE CA 92616 } and request a written explanation. If you need more information about the sale call us at 888.8379992 or write us at 15750 ALTON PARKWAY IRVINE CA 92618 We are sending this notice to the following other people who have an interest in 1999 DODGE TRUCK or who owe money under your agreement (Names of all other debtors and obligors, If any) You may have additional rights under the law. Please read the enclosed NOTICE OF INTENT TO DISPOSE OF MOTOR VEHICLE for a description of these additional rights. WFSIIPA4)1 (08117!05) P91 ® WFS FnvalvcIA110 Date 05/04/06 Date of ContradlSecurity Agreement 06128102 Account No. 7790021561 NOTICE OF INTENTION TO DISPOSE OF MOTOR VEHICLE Customer N=alAddress KEVIN W WERNER 6 CLOUD CT MECHANICSBURG PA 17050 Co-Buyer/GuaranW Name/Address LORY E WERNER 6 CLOUD CT MECHANICSBURG PA 17050 Account Number Date of Repossession 7790021561 051031M Date of Conkad 08/28/02 Date of Notice and Malting 05104106 DESCRIPTION OF VEHICLE Year Make New 1999 DODGE Used Vehicle Identification Number iB4HS28Z1XF686324 Model Body Type TRUCK WE HAVE REPOSSESSED YOUR PROPERTY YOU HAVE VOLUNTARILY TURNED IN YOUR PROPERTY TO US NOTICE OF REPOSSESSION AND RIGHT TO REDEEM You are hereby notified that pursuant to the term and provisions of your ContractiSeCnity Agreement, your vehicle was repossessed on 05103/06 and will be offered for safe as described below. HOW TO GET YOUR PROPERTY BACK YOU MAY REDEEM THE COLLATERAL AT ANY TIME BEFORE IT IS ACTUALLY SOLD. If you redeem the vehicle, we have no further claim to it. You may redeem the collateral by paying the unpaid account balance plus any accrued interest and the cost of repossession. The cost of repossession includes expenses reasonably incurred by us in retaking, holding, and preparing the collateral for disposition, as provided for In the Contract/Security Agreement (as applicable under state law). This amount is shown below in Section B as 'Total Due Prior to Sale (C).' ? You may reinstate your contract. To get the vehicle back, follow Instructions in either Section A or B. ® You may not reinstate your contract. To get your vehicle back, follow instructions in Section B. A. Notice of Right to Reinstate You may be ode to get the vehicle back. To recover the vehicle and reinstate the contrail, you must do the following within fifteen (15) days of the date of the rnalling of 1Ms Notice. 1. Make payment of all past due installments so that you are current on the contract ............................... $ 2. Pay any late charges due............ .............. $ 3. Pay any default charges due .................... $ 4. Pay the costs of repossession _ (estimated). ___ S 5. Pay any other costs Incurred (estimated) ........................... ............ S Reinstatement Amount Total Due...-. S 8. To Redeem the Vehicle Pay the amount shown below as the Redemption Amount Total Due within 15 days of the data of this Notice: Outstanding Balance at the Time of Repossession ........................................ $ 12772.79 Accrued Delinquency and Collection Charges .............................................. S 76.56 Repossession Charges .......................................5 380.00 Less Estimated Unearned Finance Charge ($ Less Estimated Refund on Canceled Collateral Protection Insurance .......................... (S ) Total Refund (B).......... (S 0.00 ) Redemption Amount Total Due (C) (A - B - C)........... . S 13.228.35 NOTICE OF SALE Unless otherwise Indicated, the sale of the motor vehicle w• be by private sale after the expiration of fifteen (15) days from the date of m>alling of this notice. ? Pudic Sam The motor vehicle wig be offered for sale beginning at on the day of 20 and continuing every day thereafter until sold ? Nature of Dispoddw of other than Safe: IF YOU DECIDE NOT TO REDEEM THE COLLATERAL We Intend to proceed against you for any deficiency balance that may exist on your debt after applying the net proceeds from the sate of said collateral toward the debt. If you have filed a Petition under Chapter 7 or 13 of the Bankruptcy Code, we will Me or errand our Proof of Maim. Any payment or notice In connection with this matter should be addressed to WFS Financial Inc at the address shown at the bottom of this Notice. NOTICE OF PERSONAL PROPERTY Any personal property left in the repossessed motor vehicle will be held for thirty (30) days from the date of the mallirg of this notice. You may reclaim the personal property during this thirty (30) day period. Thereafter, the personal property may be disposed of In the same manner as the motor vehicle and otter collateral. 9y WFS FINANCIAL INC SPECIAL ACTIVITIES 1575DALTON PARKWAY Telephone: 88a.805.2886 IRVINE CA 92818 (Address and location where payment should be made to redeem 1 reinstate) PPS 983 RT 33 MONROE NJ 800338-1472 (Address where repossessed properywW be delivered upon such redemptbn 1 reutsatement.) PPS 983 RT 33 MONROE NJ 800-338-1472 (Address and 1=11on where popery is stored.) WFSUPAAi (08!17/05) Pa 2 MISER2 ON-LINE COLLECTIONS -- Queue Account Inquiry 08/13/08 13:38 CSQAC Pos A EC Fnds Stmt Rsn Supv## PIN 000000 KEVIN WERNER ACCT #: 779. 7790021561 DUE DATE: 2/11/06 LORY E WERNER SSN: 547-53-1784 35845 TOTAL DUE: 0.00 6 CLOUD CT DAYS LATE: 914 LATE CHG: 0.00 MECHANICSBURG PA 17050 ORIG PMT AMT: 511.49 P&I AMT: 0.00 HOME: (717) 691-1536 APR: 16.900 TERM 66 ESC AMT: 0.00 WORK: (717) 805-0301 PREF LANGUAGE: E PMT VAR: 0.00 CELL: (000) 000-0000 RETURN ITEM COUNTER 0 UNAP/OTH: 0.00 EMAIL: RedNWeas@comcast.net EMPL: OVERNITE TRANSPORTATION C STATUS: INACTIVE ORIG BAL: 21,745.90 COSIGNER: ** CO ** P&I BAL: 0.00 RELATION: SEC: 1999 DODGE TRUCK D SOLICIT: C/O FEE: 1,133.1 4 LIEN: PENNSLVN AUTO DEA C/O BAL: 6,653.56 LOCK FLAGS: OTH-I NS --SPECIAL INSTR-- BK FILE DATE: WARN FLAGS: 517790 OTHR FLAGS: 43 47 021561 02/27/08 PD=02/27/08 TM= TELR=9937 TRAN=FC8S BR=142 RSN= 7 AMT= 60.00- 02/07/08 PD=02/07/08 TM= TELR=9937 TRAN=FC8S BR=142 RSN= 7 AMT= 50.00- LAST COMMENT: SENT DEF LAR 4/ 15/08 7002.12 WWR1 NEW COMMENT: ATTY/CLIENT PRIV COMMUNICATION NXT TRAN PROM DT PROM AMT ACTION RESULT RSN LTR CTL TIME PEND NXT CONT 0/00/00 0.00 RMS COMM 0 0- 0 90:90 11/23/48 RCV MISER2 ON-LINE COLLECTIONS - - Charge-off Inquiry 08/13/08 13:38 CSCOF Pos A EC Fnds Stmt Rsn Supv# PIN 000000 NEXT Br Appl Type Ctgy Rsn Acct-nbr Colt QAC 779 51 04 00 00 7790021561 606 KEVIN WERNER COMAKER CHARGE-OFF: DATE = 05/22/06 REASON = 00 OFFICER = AMOUNT = 7274.04 INTEREST = .00 BALANCE = 6653.56 STATUS = 2 RECOV DT = 00/00/00 AGENCY ASSIGN DATE = 05/01/06 CHP=000-000-0000 CBP=000-000-0000 AGENCY ACTION DATE = 05/20/06 AGENCY CODE = 0 AGENCY INIT = 623 USER CODE = 0 TITLE CODE = 00 FEES CHARGED COLLECT DESCRIPTION = TRANSPORTATION 430.00 .00 ID NUMBER = REPAIRS .00 .00 AGENT FEE 117.00 .00 REPO DATE 05/03/06 LEGAL 491.14 .00 SALE DATE = 05/24/06 AGENCY .00 .00 MARKET VALUE = 5480.00 COLLECTION .00 .00 SALE AMOUNT = 5000.00 REPOSSESION .00 .00 ASSET NUMBER = FAIR SERVICE CHARGE .00 .00 REFERENCE NUMBER = 94,447 MISCELLANEOUS 95.00 .00 RCV MISER2 ON-LINE COLLECTIONS -- Application Trans History 08/13/08 13:38 CSHIS Pos A EC Fnds Stmt Rsn Supv# PIN 000000 PAGE 1 NEXT HIS FORMAT 6 ACTION + FROM DATE TO DATE HIS 08/13/08 IL 7790021561 OB=779 AT= 4 ST=42 KEVIN WERNER ** SIMPLE INTEREST ** DATE TRCD PRIN INT MDI MDI-INT PRI-BAL LT-CHG RC PR-VAR 22708 FC8S .00 .00 .00 .00 .00 .00 7 20708 FC8S .00 .00 .00 .00 .00 .00 7 11508 FC8 .00 .00 .00 .00 .00 .00 7 122607 P 8S 325.00 .00 .00 .00 .00 .00 122607 PXBS 325.00- .00 .00 .00 325.00 .00 69 122607 PXBS 325.00 .00 .00 .00 .00 .00 69 122607 P 8S 325.00- .00 .00 .00 325.00 .00 34 122407 P 1S 325.00 .00 .00 .00 .00 .00 122407 PXBS 325.00- .00 .00 .00 325.00 .00 69 110107 FC8S .00 .00 .00 .00 .00 .00 7 110107 FC8S .00 .00 .00 .00 .00 .00 7 110107 FC8S .00 .00 .00 .00 .00 .00 7 72706 P 1S 295.48 .00 ..00 .00 .00 .00 72706 PXBS 295.48- .00 .00 .00 295.48 .00 69 52606 FC8 .00 .00 .00 .00 .00 .00 15 RCV MISER2 ON-LINE COLLECTIONS - - Application Trans History 08/13/08 13:38 CSHIS Pos A EC Fnds Stmt Rsn Supv# PIN 000000 PAGE 2 NEXT HIS FORMAT 6 ACTION + FROM DATE TO DATE HIS 08/13/08 IL 7790021561 OB=779 AT= 4 ST=42 KEVIN WERNER ** SIMPLE INTEREST ** DATE TRCD PRIN INT MDI MDI-INT PRI-BAL LT-CHG RC PR-VAR 52606 FC8 .00 .00 .00 .00 .00 .00 13 52606 FC8 .00 .00 .00 .00 .00 .00 12 52606 PX8S 480.00 .00 .00 .00 .00 .00 30 52606 CS8S 5000.00 .00 .00 .00 480.00 .00 52206 PX8S 6794.04 .00 .00 .00 5480.00 .00 10 52206 OR8S .00 .00 .00 .00 12274.04 .00 51006 FC8S .00 .00 .00 .00 12274.04 .00 15 NEXT DUE DATE = 2/11/06 40406* RE8R 236.44- 20 4.59- .00 .00 12274.04 .00 81 70.46 40406* OR8R .00 .00 .00 .00 12037.60 .00 81 40406* RP8R 511.49- .00 .00 .00 12037.60 58.92-81 70.46 NEXT DUE DATE = 4/11/06 33106 RP8S 511.49 .00 .00 .00 11526.11 58.92 .00 NEXT DUE DATE = 3/11/06 33106 OR8S .00 .00 .00 .00 12037.60 .00. RCV I MISER2 ON-LINE COLLECTIONS -- Application Trans History 08/13/08 13:38 CSHIS Pos A EC Fnds Stmt Rsn Supv# PIN 000000 PAGE 3 NEXT HIS FORMAT 6 ACTION + FROM DATE TO DATE HIS 08/13/08 IL 7790021 561 OB=779 AT= 4 ST=42 KEVIN WERNER ** SIMPLE INTEREST ** DATE TRCD PRIN INT MDI MDI-INT PRI-BAL LT-CHG RC PR-VAR 33106 RPSS 236.44 204.59 .00 .00 12037.60 .00 .00 33106 OA8S .00 .00 .00 .00 12274.04 .00 22306 RPSS 70.46 .00 .00 .00 12274.04 .00 70.46 NEXT DUE DATE = 2/11/06 22306 ORBS 00 .00 .00 .00 12344.50 .00 22306 RPSS 307.01 164.02 .00 .00 12344.50 .00 .00 22306 OAKS .00 .00 .00 .00 12651.51 .00 12606 RPSS 40.46 .00 .00 .00 12651.51 .00 40.46 NEXT DUE DATE = 1/11/06 12606 ORBS .00 .00 .00 .00 12691.97 .00 12606 RPSS 219.08 251.95 .00 .00 12691.97 .00 .00 12606 OAKS .00 .00 .00 .00 12911.05 .00 123005 RPSS .00 10.00 .00 .00 12911.05 .00 40.46 123005 OAKS .00 .00 .00 .00 12911.05 .00 NEXT DUE DATE = 12/11/05 RCV MISER2 ON-LINE COLLECTIONS -- Application Trans History 08/13/06 13:39 CSHIS Pos A EC Fnds S tmt Rsn Supv# PIN 000000 PAGE 4 NEXT HIS FORMAT 6 ACTION + FROM DATE TO DATE HIS 08/13/08 IL 77900215 61 OB=779 AT= 4 ST=42 KEVIN WERNER ** SIMPLE INTEREST ** DATE TRCD PRIN INT MDI MDI-INT PRI-BAL LT-CHG RC PR-VAR 123005 DF8S* .00 .00 .00 .00 12911.05 .00 1 123005 18S .00 25.00 .00 .00 12911.05 .00 33 120905 RPBS 30.46 .00 .00 .00 12911.05 .00 30.46 NEXT DUE DATE = 11/11/05 120905 RPBS 293.74 197.52 .00 .00 12941.51 .00 .00 120205 RPBS .00 20.23 .00 .00 13235.25 .00 20.23 NEXT DUE DATE = 10/11/05 120205 ORBS .00 .00 .00 .00 13235.25 .00 120205 RPBS .00 511.49 .00 .00 13235.25 .00 .00 NEXT DUE DATE = 9/11/05 110105* REBR 39.63- 471.86- .00 .00 13235.25 .00 81 .00 110105* ORBR .00 .00 .00 .00 13195.62 .00 81 110105* RPBR 20.23- .00 .00 .00 13195.62 .00 81 .00 102805 RPBS 20.23 .00 .00 .00 13175.39 .00 20.23 NEXT DUE DATE = 10/11/05 RCV MISER2 ON-LINE COLLECTIONS -- Application Trans History 08/13/08 13:39 CSHIS Pos A EC Fnds Stmt Rsn Supv# PIN 000000 PAGE 5 NEXT HIS FORMAT 6 ACTION + FROM DATE TO DATE HIS 08/13/08 IL 7790021 561 OB=779 AT= 4 ST=42 KEVIN WERNER ** SIMPLE INTEREST ** DATE TRCD PRIN INT MDI MDI-INT PRI-BAL LT-CHG RC PR-VAR 102805 OR8S .00 .00 .00 .00 13195.62 .00 102805 RP8S 39.63 471.86 .00 .00 13195.62 .00 .00 102805 OA8S .00 .00 .00 .00 13235.25 .00 NEXT DUE DATE = 9/11/05 81205 RP8S 511.49 .00 .00 .00 13235.25 19.47 .00 NEXT DUE DATE = 8/11/05 81205 OR8S 00 .00 .00 .00 13746.74 .00 81205 RP8S 284.11 227.38 .00 .00 13746.74 .00 .00 81205 OA8S .00 .00 .00 .00 .14030.85 .00 81205 LC8S .00 .00 .00 .00 14030.85 40.00 NEXT DUE DATE = 7/11/05 70805 RP8S 511.49 .00 .00 .00 14030.85 .00 .00 NEXT DUE DATE = 6/11/05 70805 OR8S 00 .00 .00 .00 14542.34 .00 70805 RP8S 374.91 96.70 .00 .00 14542.34 .00 .00 RCV MISER2 ON-LINE COLLECTIONS -- Application Trans History 08/13/08 13:39 CSHIS Pos A EC Fnds Stmt Rsn Supv# PIN 000000 PAGE 6 NEXT HIS FORMAT 6 ACTION + FROM DATE TO DATE i HIS 08/13/08 IL 7790021561 OB=779 AT= 4 ST=42 KEVIN WERN ER ** SIMPLE INT EREST ** DATE TRCD PRIN INT MDI MDI-INT PRI-BAL LT-CHG RC PR-VAR 70805 OA8S .00 .00 .00 .00 14917.25 .00 62405 RP8S 39.88 .00 .00 .00 14917.25 .00 39.88 NEXT DUE DATE = 5/11/05 62405 OR8S 00 .00 .00 .00 14957.13 .00 62405 RP8S 153.63 342.82 .00 .00 14957.13 .00 .00 NEXT DUE DATE = 4/11/05 52405* RE8R 398.50- 97.95- .00 .00 15110.76 .00 81 15.04 52405* OR8R .00 .00 .00 .00 14712.26 .00 81 52405* RP8R 39.88- .00 .00 .00 14712.26 .00 81 15.04 52005 RP8S 39.88 .00 .00 .00 14672.38 .00 39.88 NEXT DUE DATE = 5/11/05 52005 OR8S 00 .00 .00 .00 14712.26 .00 52005 RP8S 398.50 97.95 .00 .00 14712.26 .00 .00 52005 OA8S .00. .00 .00 .00 15110.76 .00 50605 RP8S 15.04 .00 .00 .00 15110.76 .00 15.04 RCV MISER2 ON-LINE COLLECTIONS -- Application Trans History 08/13/08 13:39 CSHIS Pos A EC Fnds Stmt Rsn Supv# PIN 000000 PAGE 7 NEXT HIS FORMAT 6 ACTION + FROM DATE TO DATE HIS 08/13/08 IL 77900215 61 OB=779 AT= 4 ST=42 KEVIN WERNER ** SIMPLE I NTEREST ** DATE TRCD PRIN INT MDI MDI-INT PRI-BAL LT-CHG RC PR-VAR NEXT DUE DATE = 4/11/05 50605 ORBS .00 .00 .00 .00 15125.80 .00 50605 RPBS 235.42 256.05 .00 .00 15125.80 .00 .00 50605 OAKS .00 .00 .00 .00 15361.22 .00 NEXT DUE DATE = 3/11/05 50305* REBR 285.21- 206.26- .00 .00 15361.22 .00 81 20.02 50305* ORBR .00 .00 .00 .00 15076.01 .00 81 50305* RPBR 25.04- .00 .00 .00 15076.01 .00 81 20.02 42905 RPBS 25.04 .00 .00 .00 15050.97 .00 25.04 NEXT DUE DATE = 4/11/05 42905 ORBS 00 .00 .00 .00 15076.01 .00 42905 RPBS 285.21 206.26 .00 .00 15076.01 .00 .00 42905 OARS .00 .00 .00 .00 15361.22 .00 33105 RPBS 20.02 .00 .00 .00 15361.22 .00 20.02 NEXT DUE DATE = 3/11/05 RCV MISER2 ON-LINE COLLECTIONS -- Application Trans History 08/13/08 13:39 CSHIS Pas A EC Fnds Stmt Rsn S>?pv# PIN 000000 PAGE 8 NEXT HIS FORMAT 6 ACTION + FROM DATE TO DATE HIS 08/13/08 IL 7790021 561 OB=779 AT= 4 ST=42 KEVIN WERNER ** SIMPLE INTEREST ** DATE TRCD PRIN INT MDI MDI-INT PRI-BAL LT-CHG RC PR-VAR 33105 OR8S .00 .00 .00 .00 15381.24 .00 33105 RP8S 255.32 246.16 .00 .00 15381.24 .00 .00 33105 OA8S .00 .00 .00 .00 15636.56 .00 22505 RP8S 10.01 .00 .00 .00 15636.56 .00 10.01 NEXT DUE DATE = 2/11/05 22505 OR8S .00 .00 .00 .00 15646.57 .00 22505 RP8S .75 499.62 .00 .00 15646.57 .00 .00 22505 OA8S .00 .00 .00 .00 15647.32 .00 121804 RP1 11.12 .00 .00 .00 15647.32 .00 11.12 NEXT DUE DATE = 1/11/05 121804 RP1 337.87 162.50 .00 .00 15658.44 .00 .00 112604 RP8S 11.12 .00 .00 .00 15996.31 .00 11.12 NEXT DUE DATE = 12/11/04 112604 ORBS 00 .00 .00 .00 16007.43 .00 112604 RP8S 431.60 30.36 .00 .00 16007.43 3 8.41 .00 RCV MISER2 ON-LINE COLLECTIONS -- Application Trans History 08/13/08 13:39 CSHIS Pos A EC Fnds Stmt Rsn Supv# PIN 000000 PAGE 9 NEXT HIS FORMAT 6 ACTION + FROM DATE TO DATE HIS 08/13/08 IL 7790021 561 OB=779 AT= 4 ST=42 KEVIN WERNER ** SIMPLE INTEREST ** DATE TRCD PRIN INT MDI MDI-INT PRI-BAL LT-CHG RC PR-VAR 112604 OA8S .00 .00 .00 .00 16439.03 .00 112604 LOBS .00 .00 .00 .00 16439.03 20.36 112204 RP8S 49.53 .00 .00 .00 16439.03 .00 49.53 NEXT DUE DATE = 11/11/04 112204 OR8S .00 .00 .00 .00 16488.56 .00 112204 RP8S 283.83 178.13 .00 .00 16488.56 .00 .00 112204 OA8S .00 .00 .00 .00 16772.39 .00 103004 RP8S 49.53 .00 .00 .00 16772.39 .00 49.53 NEXT DUE DATE = 10/11/04 103004 ORBS 00 .00 .00 .00 16821.92 .00 103004 RP8S 335.20 126.76 .00 .00 16821.92 .00 .00 103004 OA8S .00 .00 .00 .00 17157.12 .00 103004 LC8S .00 .00 .00 .00 17157.12 29.11 101404 RP8 49.53 .00 .00 .00 17157.12 .00 49.53 NEXT DUE DATE = 9/11/04 RCV MISER2 ON-LINE COLLECTIONS -- Application Trans History 08/13/08 13:39 CSHIS Pos A EC Fnds Stmt Rsn Supv## PIN 000000 PAGE 10 NEXT HIS FORMAT 6 ACTION + FROM DATE TO DATE HIS 08/13/08 IL 77900215 61 OB=779 AT= 4 ST=42 KEVIN WERNER ** SIMPLE I NTEREST ** DATE TRCD PRIN INT MDI MDI-INT PRI-BAL LT-CHG RC PR-VAR 101404 OR8 .00 .00 .00 .00 17206.65 .00 101404 RP8 69.55 382.92 .00 .00 17206.65 .00 .00 93004 LCBS .00 .00 .00 .00 17276.20 .67- NEXT DUE DATE = 8/11/04 93004* REBR 229.10- 223.37- 100 .00 17276.20 .00 81 59.02 93004* ORBR .00 .00 .00 .00 17047.10 .00 81 93004* RPBR 59.02- .00 .00 .00 17047.10 .00 81 59.02 92404 RP8S 59.02 .00 .00 .00 16988.08 .00 59.02 NEXT DUE DATE = 9/11/04 92404 ORBS 00 .00 .00 .00 17047.10 .00 92404 RP8S 229.10 223.37 .00 .00 17047.10 .00 .00 92404 OARS .00 .00 .00 .00 17276.20 .00 92404 LCBS .00 .00 .00 .00 17276.20 .67 82704 RP1 59.02 .00 .00 .00 17276.20 .00 59.02 NEXT DUE DATE = 8/11/04 RCV MISER2 ON-LINE COLLECTIONS -- Application Trans History 08/13/08 13:39 CSHIS Pos A EC Fnds Stmt Rsn Supv# PIN 000000 PAGE 11 NEXT HIS FORMAT 6 ACTION + FROM DATE TO DATE HIS 08/13/08 IL 7790021561 OB=779 AT= 4 ST=42 KEVIN WERNER ** SIMPLE INTEREST ** DATE TRCD PRIN INT MDI MDI-INT PRI-BAL LT-CHG RC PR-VAR 82704 OR1 .00 .00 .00 .00 17335.22 .00 82704 RP1 255.43 187.04 .00 .00 17335.22 .00 .00 82604 RP8 .00 48.51 .00 .00 17590.65 .00 69.02 NEXT DUE DATE = 7/11/04 80604* RE8R 482.86- 8.12- .00 .00 17590.65 50.53-81 20.51 80604* OR8R .00 .00 .00 .00 17107.79 .00 81 80604* RP8R 485.47- .00 .00 .00 17107.79 .00 81 20.51 NEXT DUE DATE = 9/11/04 73004 RP8S 485.47 .00 .00 .00 16622.32 .00 26.02- NEXT DUE DATE = 8/11/04 73004 ORBS .00 .00 .00 .00 17107.79 .00 73004 RP8S 482.86 8.12 .00 .00 17107.79 50.53 .00 73004 OA8S .00 .00 .00 .00 17590.65 .00 72904 RP8 20.51 .00 .00 .00 17590.65 .00 20.51 NEXT DUE DATE = 7/11/04 RCV MISER2 ON-LINE COLLECTIONS -- Application Trans History 08/13/08 13:39 CSHIS Pos A EC Fnds Stmt Rsn Supv# PIN 000000 PAGE 12 NEXT HIS FORMAT 6 ACTION + FROM DATE TO DATE HIS 08/13/08 IL 7790021561 OB=779 AT= 4 ST=42 KEVIN WERNER ** SIMPLE INTEREST ** DATE TRCD PRIN INT MDI MDI-INT PRI-BAL L T-CHG RC PR-VAR 72904 RP8 261.67 239.33 .00 .00 17611.16 .00 .00 63004 RP8S 10.49 .00 .00 .00 17872.83 .00 10.49 NEXT DUE DATE = 6/11/04 63004 ORBS .00 .00 .00 .00 17883.32 .00 63004 RP8S 216.83 284.17 .00 .00 17883.32 .00 .00 63004 OA8S .00 .00 .00 .00 18100.15 .00 61704 OW8S .00 .00 .00 .00 18100.15 .00 NEXT DUE DATE = 5/11/04 61704* RE8R 375.63- 125.37- .00 .00 18100.15 '00 81 10.49 61704* OR8R .00 .00 .00 .00 17724.52 .00 81 61704* RP8R 30.49- .00 .00 .00 17724.52 .00 81 10.49 61104 RP8S 30.49 .00 .00 .00 17694.03 .00 30.49 NEXT DUE DATE = 6/11/04 61104 OR8S .00 .00 .00 .00 17724.52 .00 61104 RP8S 375.63 125.37 .00 .00 17724.52 .00 .00 RCV MISER2 ON-LINE COLLECTIONS -- Application Trans History 08/13/08 13:39 CSHI S Pos A EC Fnds Stmt Rsn Supv# PIN 000000 NEXT HIS FORMAT 6 ACTION + FROM DATE TO DATE PAGE 13 HIS 08 /13/08 IL 77900215 61 OB=779 AT= 4 ST=42 KEVIN WERNER ** SIMPLE I NTEREST ** DATE TRCD PRIN TNT MDI MDI-INT PRI-BAL LT-CHG RC PR-VAR 61104 OA8S .00 .00 .00 .00 18100.15 .00 52704 RP8S 10.49 .00 .00 .00 18100.15 .00 10.49 NEXT DUE DATE = 5/11/04 52704 RP8S 282.18 229.31 .00 .00 18110.64 .00 00 52704 OWBS .00 .00 .00 .00 18392.82 .00 . NEXT DUE DATE = 4/11/04 52704* RE8R 333.14- 178.35- .00 .00 18392.82 .00 81 00 52704* OR8R .00 .00 .00 .00 18059.68 .00 81 . 52704* RP8R 511.49- .00 .00 .00 18059.68 20.00-81 .00 NEXT DUE DATE = 6/11/04 52104 RPBS 511.49 .00 .00 .00 17548.19 20.00 .00 NEXT DUE DATE = 5/11/04 52104 OR8S .00 .00 .00 .00 18059.68 .00 52104 RP8S 333.14 178.35 .00 .00 18059.68 .00 00 52104 OA8S .00 .00 .00 .00 18392.82 .00 . RCV MISER2 ON-LINE COLLECTIONS -- Application Trans History 08/13/08 13:40 CSHIS Pos A EC Fnds Stmt Rsn Supv# PIN 000000 PAGE 14 NEXT HIS FORMAT 6 ACTION + FROM DATE TO DATE HIS 08/13/08 IL 7790021 561 OB=779 AT= 4 ST=42 KEVIN WERNER ** SIMPLE INTEREST ** DATE TRCD PRIN INT MDI MDI-INT PRI-BAL L T-CHG RC PR-VAR NEXT DUE DATE = 4/11/04 43004 OR8S .00 .00 .00 .00 18392.82 .00 43004 RP8S 76.55 434.94 .00 .00 18392.82 .00 .00 43004 OA8S .00 .00 .00 .00 18469.37 .00 NEXT DUE DATE = 3/11/04 31004 OR8S .00 .00 .00 .00 18469.37 .00 31004 RP8S 391.71 104.51 .00 .00 18469.37 20.36 .00 31004 OA8S .00 .00 .00 .00 18861.08 .00 22704 RP8S 15.27 .00 .00 .00 18861.08 .00 15.27 NEXT DUE DATE = 2/11/04 22704 ORBS .00 .00 .00 .00 18876.35 .00 22704 RP8S 253.97 247.34 .00 .00 18876.35 .00 .00 22704. OA8S .00 .00 .00 .00 19130.32 .00 13004 RP8S 10.18 .00 .00 .00 19130.32 .00 10.18 NEXT DUE DATE = 1/11/04 RCV MISER2 ON-LINE COLLECTIONS -- Application Trans History 08/13/08 13:40 CSHIS Pos A EC Fnds Stmt Rsn Supv# PIN 000000 PAGE 15 NEXT HIS FORMAT 6 ACTION + FROM DATE TO DATE HIS 08/13/08 IL 7790021561 OB=779 AT= 4 ST=42 KEVIN WERNER ** SIMPLE INTEREST ** DATE TRCD PRIN INT MDI MDI-INT PRI-BAL LT-CHG RC PR-VAR 13004 ORBS .00 .00 .00 .00 19140.50 .00 13004 RPBS 12.98 495.92 .00 .00 19140.50 .00 .00 13004 OARS .00 .00 .00 .00 19153.48 .00 120503 RPBS 2.59 .00 .00 .00 19153.48 .00 2.59 NEXT DUE DATE = 12/11/03 120503 ORBS .00 .00 .00 .00 19156.07 .00 120503 RPBS 421.02 63.45 .00 .00 19156.07 3 0.40 .00 120503 OAKS .00 .00 .00 .00 19577.09 .00 112803 RP8 27.02 .00 .00 .00 19577.09 .00 27.02 NEXT DUE DATE = 11/11/03 112803 RP8 92.74 410.24 .00 .00 19604.11 .00 .00 112503 OWES .00 .00 .00 .00 19696.85 .00 NEXT DUE DATE = 10/11/03 112503* RE8R 156.58- 346.40- .00 .00 19696.85 .00 81 8.51 112503* ORBR .00 .00 .00 .00 19540.27 .00 81 RCV MISER2 ON-LINE COLLECTIONS -- Application Trans History 08/13/08 13:40 CSHI S Pos A EC Fnds Stmt Rsn Supv# PIN 000000 NEXT HIS FORMAT 6 ACTION + FROM DATE TO DATE PAGE 16 HIS 08 /13/08 IL 7790021561 OB=779 AT= 4 ST=42 KEVIN WERN ER ** SIMPLE INTEREST ** DATE TRCD PRIN INT MDI MDI-INT PRI-BAL LT-CHG RC PR-VAR 112503* RPBR 14.48- .00 .00 .00 19540.27 .00 81 8 51 112103 RPBS 14.48 .00 .00 .00 19525.79 .00 . 14.48 112103 ORBS 00 .00 .00 .00 NEXT DUE 19540.27 DATE = 00 11/11/03 112103 RPBS 156.58 346.40 .00 .00 19540.27 . .00 00 112103 OARS .00 .00 .00 .00 19696.85 .00 . 103003 RP1 .00 8.51 .00 .00 19696.85 .00 8.51 103003 RP1 .00 511.49 00 00 NEXT DUE 19696 85 DATE = 0 10/11/03 . . . . 0 .00 100603* REBR 228.77- 282.72- 00 00 NEXT DUE 19696 85 DATE = 9/11/03 . . . .00 80 .00 91803 RP1 228.77 282.72 00 00 NEXT DUE 19468 08 DATE = 00 10/11/03 . . . . .00 81803 RP1 381.34 130.15 .00 .00 NEXT DUE 19696 85 DATE = 00 9/11/03 . . .00 RCV MISER2 ON-LINE COLLECTIONS -- Application Trans History 08/13/08 13:40 CSHI S Pos A EC Fnds Stmt Rsn Supv# PIN 000000 NEXT HIS FORMAT 6 ACTION + FROM DATE TO DATE PAGE 17 HIS 08 /13/08 IL 7790021 561 OB=779 AT= 4 ST=42 KEVIN WERN ER ** SIMPLE INTEREST ** DATE TRCD PRIN INT MDI MDI-INT PRI-BAL LT-CHG RC PR-VAR NEXT DUE DATE = 8/11/03 80403 RP8 397.28 114.21 .00 .00 20078.19 30.69 .00 NEXT DUE DATE = 7/11/03 80403 RP8 .00 511.49 .00 .00 20475.47 .00 00 80403 OWES .00 .00 .00 .00 20475.47 .00 . NEXT DUE DATE = 6/11/03 80403* REBR .00 511.49- .00 .00 20475.47 .00 81 .00 80403* ORBR .00 .00 .00 .00 20475.47 .00 81 80403* RPBR .00 20.46- .00 .00 20475.47 .00 81 00 73103 RPBS .00 20.46 .00 .00 20475.47 .00 , 20.46 NEXT DUE DATE = 7/11/03 73103 ORBS .00 .00 .00 .00 20475.47 .00 73103 RPBS .00 511.49 .00 .00 20475.47 .00 00 73103 OARS .00 .00 .00 .00 20475.47 .00 . 72903 OWES .00 .00 .00 .00 20475.47 .00 RCV MISER2 ON-LINE COLLECTIONS -- Application Trans History 08/13/08 13:40 CSHI S Pos A EC Fnds Stmt Rsn Supv# PIN 000000 NEXT HIS FORMAT 6 ACTION + FROM DATE TO DATE PAGE 18 HIS 08/13/08 IL 77900215 61 OB=779 AT= 4 ST=42 KEVIN WERNER I ** SIMPLE I NTEREST ** DATE TRCD PRIN INT MDI MDI-INT PRI-BAL LT-CHG RC PR-VAR 72903* RE8R .00 511.49- .00 00 NEXT DUE 20475 47 DATE = 6/11/03 72903* OR8R 00 .00 .00 . .00 . 20475.47 .00 81 00 81 .00 72903* RP8R 1.05- 19.41- .00 .00 20475.47 . .00 81 00 72503 RP8S 1.05 19.41 .00 .00 20474.42 .00 . 20.46 72503 OR8S .00 00 00 00 NEXT D E = 7/11/03 72503 RP8S .00 . 511.49 . .00 . 100 204 75.47 20475 47 .00 00 72503 OA8S .00 .00 .00 .00 . 20475.47 . .00 .00 53003 OR8S .00 .00 .00 .00 NEXT DUE 75.47 204 00 = DATE 6/11/03 53003 RPSS 233.42 278.07 .00 .00 . 20475.47 11.05 00 53003 OA8S .00 .00 .00 .00 20708.89 .00 . 50103 OR8S .00 .00. .00 .00 20708.89 DOGE 5/11/03 RCV MISER2 ON-LINE COLLECTIONS -- Application Trans History 08/13/08 13:40 CSHI S Pos A EC Fnds Stmt Rsn Supv# PIN 000000 NEXT HIS FORMAT 6 ACTION + FROM DATE TO DATE PAGE 19 HIS 08 /13/08 IL 7790021 561 OB=779 AT= 4 ST=42 KEVIN WERNER ** SIMPLE INTEREST ** DATE TROD PRIN INT MDI MDI-TNT PRI-BAL LT-CHG RC PR-VAR 50103 RP8S 307.64 194.62 .00 .00 20708.89 9.23 00 50103 OA8S .00 .00 .00 .00 21016.53 .00 . 41103 RP8S 9.23 .00 .00 .00 21016.53 .00 9.23 NEXT DUE DATE = 4/11/03 41103 ORBS .00 .00 .00 .00 21025.76 .00 41103 RP8S 100.65 410.84 .00 .00 21025.76 .00 .00 41103 OA8S .00 .00 .00 .00 21126.41 .00 NEXT DUE DATE = 3/11/03 22803 OR8S .00 .00 .00 .00 21126.41 .00 22803 RP8S 293.30 218.19 .00 .00 21126.41 10.23 .00 22803 OA8S .00 .00 .00 .'00 21419.71 .00 NEXT DUE DATE = 2/11/03 20603 ORBS .00 .00 .00 .00 21419.71 .00 20603 RP8S 48.77 442.26 .00 .00 21419.71 30.28 .00 20603 OA8S .00 .00 .00 .00 21468.48 .00 RCV MISER2 ON-LINE COLLECTIONS -- Application Trans History 08/13/08 13 40 CSHI S Pos A EC Fnds Stmt Rsn : Supv# PIN 000000 NEXT HIS FORMAT 6 ACTION + FROM DATE TO DATE PAGE 20 HIS 08/13/08 IL 7790021561 OB=779 AT= 4 ST=42 KEVIN WERNER ** SIMPLE INTEREST ** DATE 11603 TRCD RP8S PRIN INT MDI MDI-INT PRI-BAL LT-CHG RC PR-VAR .00 20.39 .00 .00 21468.48 .00 20.46 11603 ORBS 00 .00 00 00 NEXT DUE DATE = 1/11/03 11603 RP8S .00 511.49 . .00 . .00 21468.48 .00 21468 48 00 11603 OA8S .00 .00 .00 .00 . . 21468.48 .00 .07 123002 DF8S* 25.00 00 00 NEXT = UE DOGE 12/11/02 103102 RP8S .07 . 00 . 00 .00 214 68.48 1 . . .00 21468.48 .00 .07 103102 RP8S 180.70 330.79 .00 .00 NEXT DU D = 44E 214 68 55 19 11/11 02 . . . .00 102502* RE8R 260.89- 250.60- .00 .00 21649 25 19.44- 10/11 02 102502* RP8R .07- .00 .00 .00 . 21388.36 .00 . .00 00 102302 RP8S .07 .00 .00 .00 21388.28 00 . .07 NEXT DUE DATE = 11/11/02 RCV MISER2 ON-LINE COLLECTIONS -- Application Trans History 08/13/08 13:40 CSHI S Pos A EC Fnds Stmt Rsn Supv## PIN 000000 NEXT HIS FORMAT 6 ACTION + FROM DATE TO DATE PAGE 21 HIS 08 /13/08 IL 77900215 61 OB=779 AT= 4 ST=42 KEVIN WERNER ** SIMPLE I NTEREST ** DATE 102302 TRCD RP8S PRIN INT MDI MDI-INT PRI-BAL LT-CHG RC PR-VAR 260.89 250.60 .00 .00 21388.36 19.44 .00 101002* REBR 411.25- 100.24- .00 00 NEXT DUE .44E _ 2164 9 25 1 10/11 02 / 101002* RPBR .07- .00 .00 . .00 . 9 40 21238 00 . .00 100802 RP8S .07 .00 .00 .00 . . 0 21237 93 .00 0 . . .07 100802 RP8S 411.25 100.24 00 00 NEXT DU = 1 E 11/11/02 . . 212 38.00 9.44 .00 92802 RP1 96.65 414 84 00 00 NEXT DUE DA 2E = 10/11/02 . . . 9.25 1.00 2164 .oa 92802 RP1 .00 511.49 00 00 NEXT DUE DATE = 9/11/02 . . 21745.90 .00 .00 92602* REBR .00 511.49- 00 00 90UE 217T45 8/11 . . . .00 80 00 90902 ftPZ 00 511.49 .00 00 NEXT DUE DATE = 21745 90 9/11/02 . . .00 .00 RCV MISER2 ON-LINE COLLECTIONS -- Application Trans History 08/13/08 13:40 CSHIS Pos A EC Fnds Stmt Rsn Supv# PIN 000000 NEXT HIS FORMAT 6 ACTION - FROM DATE LAST PAGE 22 TO DATE HIS 08/13/08 IL 7790021561 OB=779 AT= 4 ST=42 ** SIMPLE INTEREST ** DATE TROD PRIN INT MDI MDI-INT 70802* LN3S 21745.90- .00 .00 .00 KEVIN WERNER PRI-BAL LT-CHG RC PR-VAR 21745.90 .00 RCV MISER2 * COLLATERAL TRACKING * 08/13/08 13:41 CFCLD Pos A EC Fnds Stmt Rsn Supv# PIN 000000 * CUSTOMER NAME/ADDRESS * DEALER NAME/ADDRESS KEVIN WERNER HARTMAN MOTORCARS COMPANY LORY E WERNER 6060 ALLENTOWN BLVD 6 CLOUD CT HARRISBURG PA 17112 MECHANICSBURG PA 17050 PH H:(717)691-1536 W:(717)805-0301 PH H:(000)000-0000 W:(717)545-4726 ACCT NBR 7790021561 CLAT # 0001 TELLER # : 5452 L-STATS:02 REVIEW DT: 092502 ..mmddyy DELIV DT: 102202 ACCEPT DT: '000000 AMT DUE : 86.56 REPOSS DT:05/03/06 COLLAT CD: 85 PYOFF AMT: 86.56 DT OPENED:06/28/02 L-PURP-CD: 60 CURR BAL : 0.00 DELQ DT :02/11/06 L-ORIG-BR:779 UN FIN CHG 0.00 CLAT DESC:1999 DODGE TRUCK DURANGO-V8 UN LIFE 0.00 CLAT TAG#: UN DISBLTY 0.00 CLAT VIN#: 1B4HS28Z1XF686324 UNERN MDI: 0.00 NOTE PAD-: PA TTL PD RELEASE DATE: 0/00/00 TITLE STATUS: 0 XMT Please Transmit Account And Exit From Main Menu Only #0023! RCV ®TOYOTA CREDIT APPLICATION Qa ¦? Pinanelal Serv ices IMPORTANT READ THESE DIRECTIONS BEFORE CO ETiNG THIS APPLICATION. 1:llaf,fl R If you fire appW2 for Individual Credit in your own name ? On your own Income Or easels and not the ApproPHsIncome or fis sms, of another parson as the basis tar repa ( der n u d, eown • 1 8 Box h PrePa s ba?rK.seY A R NO. (REQ'O) DEALER NAME SECTION 1. tnformation RgarN ( N 1 _ ! n FIRS v?n W4TUL 2 DR UC. NO. SOC SECURITY! 0. ID NO. vv tY-I( 'c? ?" Tr n -.1A11 GG t . ?e C / ??s'7 LeS. r' YJi4 ? YRS. MOS. ?(J? - L LU ADDRESS CITY STATE !R AD PREVI(XISADDAIESSES D1 (10 COVER 3 YEARS RESIDENCE) yL.?..,t,L„; 1 YRS. MOS. YRS. VA. COLL EDUCATION ? G M 12 ? 2 DEGREE ? ,YDEGREE? C] STTRRAINNIGD D1WNE Appicawy gross mceahly inoonw from . . ....................... Sy Aarnay, Chid avppoet, or spraleakrbn not r nothuabmhvw il aereltewd u ¦ bnis tow repayipIllsobrp pion. Afimory, dad wpprl, sePraa mr=--.110= ? rite" agni"Mit ? fief aAdrswiffiv Arr* rd S Amount of o9w MWWy ki:awrw and sauna(s)-........... ............................................... ........... .. ... ... SECTION t Information Regarding Spouse or Co-AODHctrlt (Use seDarale sheets It na"essorvl: Z,1 r ? 11_.1 _ TOTAL GROSS MONTHLY INCOME SK&140 tASTN?UAF (KRIH? { - e1R7N TE DRN C. NO. 5 ?JtYi (. ? Lei TY/F .ID tip , t?? Jam( -l I A E -4f .4 YRS. IADS. PHONE PPREVIOUSADDAMFS (TO COV6R 3 YEARS IDEAICE} MOW LDNG? - • a • YRS. MOS. DOCUFAT" OR / H PHONE YRS. MOS. PREVIOUS EMPLOYER COVER 2 YEAR HMW) ADDRESS YRS. LIDS. INCOME: ,loin Applicant or d0ar MrVs gross nomMr Income ham amploynwe .. ......................... $ Ahnorry, drtd support. or spurs mi ilahutke Inmma reed nos be wvaslad r yae do rice Wh Is hew It omidensl o • bob for IsMitg sus Mitigation. Aamorg, dad support. sepaab ma:Wnahm received undo: D courtordr O an~ a0wana t ? sal Amowd $ Amount of olhr mornrsy inane and source(s) ....................... .......... $ SECTION 3, Asset and Debt YlfwmsUon: TOTAL GROSS MONTHLY INCOME $ (IFSsaiohh2herbaon UV 1? p r an .f' a rasa Pfaese mvk A{ppoM-ebbd Inlomwlion vAh an •A- It Section 2 was txnpbud. any piw kdawutbn atwu IIr AppECirs in Irk SedbnJ M OWN HOME LANDLORD OR MORTGAGE HOLDER O RENT" $ TYPEOFCREDIT NAMEOFCOK~ NAME IN WHICH ACCOUNT IS CARRIED QOrEN aa o ? CLOSED .$ $ tt se O CLOSED $ .$ $ $ $ $ Prehtow TFS C,.W T VENICE PURCHASED (MAKE, MODEL Y FINANCED BY DYES DN0 $ wnn nCrrfq.yC _ orw?yn nyuncaa UGr1c4Nwaf /N.VW.. wN. ? BAMeKSS HAVE YOU EVER HAD ANY ? YEB DO YOU HAVE ANY SUITS ? YES HAVE YOU PILED BANKRUPTCY p YE3 PROPERTY REPOSSESSE" MNO PENDING AOMNSTYOU? ONO IN THE LAST I0YEARSf DNO MINIMUM PHYSICAL DAMAGE MURMdCE IS REQUIRED FOR THE FULL TERN OF THE INSTALLME4T CONTRACT 10 Protest IN Wdiresb Ihereundar against coplslon, firedhah and the additional hazards coYar"d by Combined Additional Coverage. YOU MAY CHOOSE THE PERSONTHROUGH WHICH ANY OF THIS INSURANCE ISO TA04M MAINE, NEW YORK AND OHIO RESIDENTS: SEE THE REVERSE SIDE OF THIS APPLICATION FOR FURTHER IMPORTANT DISCLOSURES AND INFORMATION. FAIR CREDIT AEPORMG ACT DISCLOSURE Thiwdpp oMic" /or eredtratN will be submfltedu TMCC at 2' Walnut Grove Dr., VLdte 310w'Horsham, PA 19044for plwGilis" of coraldereflon we to wBethit It manta purchase nqu(ri mnt s. I tartly OW the above Ittartliellon Is cArepa% Neil acelASaI You are airmorlxed to Investigate my Brea and w l ft metd hirim and to rake" IMomratlon your Credit en erlettoe with ma. I tieve racdY"d a copy of this Credit Appikall /( SSMtl ''/9 WE 09&MD M MSTOINER BY CUSTOMER Slope DATa:.. T D D NEW YEAR MAKE D DEf iTfFl® e B D SWU FY C 0 MODEL NO./NAME WEME OE WA P L OAnTU MAW& ?POwEA STEERING OPOWEI YMDOMS DAR CONDrfMNW4 O L F 0LEATHOWfEROR 0ADSNWES OFOIMEt SEATS 0GO r1AYEe O T R E •IN MODEL NOJNAME TA E D I rCONTRACT MOS. PAYMEWAuM PHILADELPHIA 062070 1 IY7111111M1f11111 III M111111 a 111 i ?p?AETML ? LEASE M D BALLOON lOT Pr PPACEOCA T ............ ... f LESS:NETTRADS S CASH DO1ts u0009 REDWIM S -S tTOTAL DOWN PY" UNPAKI BALANCE ........ . ......... ... .S M KL ITI/ IAI GES.. ............ ... . S TOTALAMOVNT FlNANCEDMEr CAP COST...... ... .S ALSDUAL VALUE ILEASE ONLY) ........... ... S O INV ? ANN D MSAP S Please fax application only. Additional documentation should be serif to your branch office with contract documentation. 30fa 11=0) 1 EIR R VA' MAINE RESIDENTS - +N O C. SFJI4 1 d l QRT'? (C}RED[; STAINF CONNECTION WITH THIS APPLICATION. IF YOU REQUEST, 1) U llIN MMIED HETH R &NSUMER REPORTS WERE OBTAINED; AND 2) IF REPORTS WERE O ED, YOU WILL BE 1NAO • IfOFTHE NAMES AND ADDRESSES OF THE CONSUMER REPORTING AGINENCIES (CREDIT BUREAUS) THAT FURNISHED THE j REPORTS. NEW YORK RESIDENTS - A CONSUMER REPORT MAY BE REQUESTED IN CONNECTION WITH THIS APPLICATION. UPON i REQUEST, YOU WILL BE INFORMED AS TO WHETHER OR NOT A CONSUMER REPORT WAS REQUEST- ED AND INFORMED OF THE NAME AND ADDR" OF THE CONSUMER REPORTING AGENCY THAT FURNISHED THE REPORT, ON ANY UPDATE, RIFNEWAL OR EXTENSION OF THIS CREDIT, SUBSE- QUENT CONSUMER REPORTS MAY BE UTILIZEDi OHIO RESIDENTS - THE OHIO LAWS AGAINST DISCRIMINATION REQUIRE THAT ALL CREDITORS MAKE CREDIT EQUALLY j AVAILABLE TO ALL CREDIT WORTHY CUSTOMERS, AND THAT CREDIT REPORTING AGENCIES MAIN- TAIN SEPARATE CREDIT HISTORIES O EACH INpIVIDUAL UPON REQUEST. THE OHIO CIVIL RIGHTS COMMISSION ADMINISTERS COMPLIAI? CE Wf 114 HIS ) : 1 1-4 - I i tf i i F 3019 (74)00) l CE,RTIFJCA`TE OF TITLE FOR A VEHICLE - ----------------- all 800Y IV" our SEAT CAP PPIOR TRLE STATt OnOL1 OATH OOON. NIIES OOpi. STATW PATE PA TIT LED DATE OF ISSUE 'ter UNLAD?I NiB10NT?I- ?l3VYYR - ---------- •-••• OCWR tRLQ 9MNDSS r RESISTEPED OWNER(S) 6 ' CLOUQ CT MECHANICSBURG PA 71705fl-' FIRST {sF,N FAVOR 6Ft xr-s FYI+AntciaL ti iA fl, 4!. v SECONM LIEN FAVOR OP: ODOMETER STATUS. . a - ACTUAL hRUEAet 1 . MKrAor excel s THE MUCHMICAL Laws i - NOT THE AO?LAY. MAXAGE a- NOT THE ACTUAL MILHADE-ODOMETER TAMPERE40 VSF~ s - KXVAPT /ROM OOOIKTER DISCLDIUNE DRANDS A - ANTS VE1 C . CL.ASM VSHICL4 O ?GdpILTLW - O w 01ogo&-ALV MFA FOR NON" ; N . AQW&D TLNIAL VE#Q0LE L - LOOONiD VgHKAX P . NUff S A POLICE VEHICLE R . /IH M6VlUCrNb S . lTRSYr ROD T - AECDVEIm TN9T V014c" V . VEHMXR 00MANS REISSUED VW w .FLOOD A TAM E x .. IsnNAS A rAxl N a paond SsnholOW to INloy Ilpm s4VWeoWn of 1M gM tlon, sM FA* ' OenhakW tmm kRNxd 00 TRW to Ow Sure u at Max VamdTS wkh um PWST LIEN RELEABEO ApRowIMS -, •iA loo. PATE BY AL77FIOil2ED REPRHSENrATTVE SECOND UeK RELEAsao GATE MAILPM ADDRESS ST AUMOMED REPRESENTATNE P 0 Box 168048 IkVING Tx- 75016 wah I aMYV Ar «" dole or WOM 06 ONIM MCOME at EAO PMA,*VW-, S DepoMmem BftAi LEY 1 RALLORY %SIX «TFNSPObSaP TNaal OW Ow pwoun ) or as nWW /w and nreln r s» b.W o.Rrr «s» wl vwd.. se«errr of OQ cn ?M Nt nn wrw.4r IVRLF WA" aommom a c«w/u r Tr u T./ v M ewa~ ?ti wMwa ?e Fr rnrWww? wN whir 6otl tqV?. w tanw... II S Oo-puratwir OCIer OW yOw spouas b Mlle WN YW MOM ON UPS to bl NOW as 'JoW TorrMS W%h 1iiplTt of (OR dooh of one txlRler, teal pots b suMvNp awRlG;.CPjl CIS} OpnxrhTtt' LOR AdeTAilT M oni 6?1F will be Isaasd Y 'ratws" in elTSN). declasld owner poll to h~ hotel at Teo LIEN DATE: ? IP HO LIENS {0H=K Tsr uEia+DLDER CRY STATE ZIP , FU"NCMY WSTRUMNM MSER s uwvwle -.? 1F NOLl t Q ]FAD UEIe{OLDER STREW CRY STATE 21P PINANDUL 1NSTRUTION NUNISBR 1 SON (TYPE ON PAINT} Certificate 0 TWO must be Submitted WHhin 20 days, unless Ow purchaser Is a reostared dealer holding the veh de for resale. ASSIGNMENT oF TITLE- RP0' ' dawn nww mnplw Mir Mh7A it MVlti a• ^?Va??1 M Lr. f PIPe1rMr k 11QI. IaobW?a WaW. FIRST ? saVm Ll an ar aam a1 ww saw a?I.I aanelerd. vw? , b Yr 1?aAady flo odolllalar taadf10 k P,MCW,aQ1, OR f,A,. ?lHB fIMIE 4 ? ? yvj?v X nYM and Ialloak kIO rc4ri wboa0. d Ow -.w. p h wdP p of fu kdmv q boast In ChW*ad: $TNEET ADORECb Aofaets tlIa offvto4 of nltaapa [-1 It ?!Ot iiu eenml rydaay In a>ooaa? of as IIIe1oOhiIMCY ww tJ WAIWINa: Odan?tar tJ4ci aea CRY 4 p y Is Wo orld in owwanhip In lwabP W" uanab e * n er a oo 4 pwvw of or f ia A ioFd. H1A7e ZIP oR a SUBSCRIBED AND SWORN TO BEFORE ME: DAY N x v C ? P U QJ T 111 IMUMMAEACUAL d co ^i iIERE ttl f i M ceow 10 iro boa of FTe1RrW o"od7a NwO 11a odo natr madkH is ^?+ • LAST FIRST ?=im?r-p.c= = X 1NIaa am some" !M &mmi mgaq,A o- vaid. w FULL , urA"a ono 01 tO kaowlnp boas b cMakaR ? i?? 27 ? a .aor. a b "'m.QWYcu" 'aM. ? wwNOTP T the Oiaiar" p.Ky .. v uw.aab.rcaa?re.lu?avw?Id.:aer.a.air.?r.?e,.PO..bauwawnanya+?.er +° o?ivss naatlPwaO q do PalaorMa) v IM daaW fuW. y SUBSCRIBED AND SWORN CRY Z TO BEFORE ME: mo. DAY YCAR sTwra aP .: ?v s1I vRICE ztJ r- P m m n ' chi m E M HERE m SUBSCRIBED AND SWORN TO BEFORE ME: miaa.nd nrkarJO dIO acaW mralDO co tha WhkJa, l{u oR FU[L sra?rw. - tl1! _ - I?Prn ? m?a wAnR irxi oawdf?a.p.?ay 004-UGC AUP M v CW wW .Pcu"d o. WW dW w awwanhlp Is hereby SMET m crrr i y iTAn 21P OR Cpl PRIGS O OF PERSON ^M ?G 0^r? O a NVAV)K- a r ,m Now ?, , ? ?, _-...._._.-..?. ? nlhs aIq rMMCU ma antral aykaoa or an vallklo, ?R ow sULL .9a aPe b as kfewlrp boas in dlrla t fWn! Refeeu w of k?p? IM aauft.mmyarppaa ? Inaxew of arnberad olmogW - ? WARHINa. OfbM K Ma?by ww irrerer anlfy Hrt uo vehlde 4 Mee of arry wwwrrbrarreo and OW do rrer.WPW b w Ppaoato0~0hip WE I a w dealaf ielalf. Q1Y SUBSCRIBED AND SWORN ' TO BEFORE ME, Mrs ZIP ? ? se PA's DAY VPAA t HERE IF APPLICATION D, TITLING FEES %i?E HERE R TITLE: AND COMPLETE SECTI r 0 WFS FINANCIAO VEHICLE REMARKETING REPOSSESSION IMAGED DOCUMENTS ACCOUNT NO: 7790021561 KEVIN WWERNER CUSTOMER NAME: TOTAL NUMBER OF DOCUMENTS TO BE IMAGED Initials Date VERIFIED BY IMAGING Date WF$1275 (09122104) MISER2 ON-LINE COLLECTIONS -- Inquiry Transaction 05/04/06 06:22 CSNXT Pos A EC Fnds Stmt Rsn Sugv# PIN 000000 POF NEXT QAC KEVIN W WERNER JTO LORY E WERNER JTO POF 05/04/06 IL 7790021561 6 CLOUD CT STATUS ACT-TY ST-CD STATE PROP PURP MECHANICSBURG,PA 17050 7 31 42 PA 85 60 PR-BAL 12,274.04 L-LC-AMT-DUE 76.56 L-INTR-RATE .16900 OTHER CHG DUE 10.00 ACR-INT 488.75 TOTAL INT DUE 488.75 1 DAYS INT 5.68 LATE CHG DUE 76.56 **PAYOFF AMOUNT 12,849.35 DLR PART EXP 1,112.03 L-MAT-CODE 0 L-MAT-DATE 03/11/08 L-DUE-DATE 02/11/06 L-DT-LAST-PMT 03/31/06 L-ACCRUED-THRU 05/19/06 EFFECTIVE 05/20/06 CLAT-DESC: CLAT-UNIT-VIN: 1999 DODGE TRUCK DURANGO-V8 1B4HS28Z1XF686324 L-OTHER-FLAGS 01-43-47 WRN478 LOAN IN REPOSSESSION RCV ° em I" o co r allt WW 00 1 ?sO>, O <U lz (RQJy O 0 ?a `O a A. aNw pWrt x ooh ?__= Ln r to ----: ru ti O ...??. o> CC LLJ ru ca 1? 3 =N=M? C3 cl 09 Q ?Oow U aC a° tt ? ' • P o? 0E3 o m T i it lid y U ? ?Q6 ? OG i L N i ?I r QOQ Q 1 X ad d d a i i t t a m ¦ ¦ ¦ t ?° 0mN CN Z- ?O ¦ CD r ? 4111P V v DQ nOtV QO ? LL `6 ti a ~ lL p0O:z m Ln rn f ? rl r ru G O C3 w?r•?r"" Ir. 9 ? r U4 ?U z0 U Ym ' N l ' 6 U 0 N A. DD D Ln m s c? ru m O17D C3 a m -?? DL87 00 d X a6 c ea .? °? N ?W r Big c(??X 00 $1 ??ts 1 0 WFS FINANCIAL? RCC REPOSSESSION FILE CHECKLIST IMAGED DOCUMENTS ACCOUNT NUMBER (TEN DIGITS) 7790021561 CUSTOMER NAME Kevin and Lory Werner ® Repo Agency Condition Report ? Invoice for Fees ? Check if Itemized on Agent Report ? Right to Cure and Proof of Mailing (or Other State Specific Requirements) ? Account Documented in (NOI Information Accurate In AFSIDMS) ® Repo Agency Condition Report Appropriate AFS System Flag: Total Number of Documents Including Cover Sheet: Prepared By: Craig Rainey Pmt Name WSI-212 (01122!02) 06 Date 9112003 9:27:49 AM Pns Recovexy Inc Car CondWon He or 981 Route 33 Monroe,NJ 08831 Phone: (609) 371-5091 Fax:(609) 371-5096 Client: WFS INC. Case #: 2006264957 / 5427 Recovery Date: 2006-05-03 Account #: 7790021561 ATM: CRAIG RAINEY Police Agency: Not Required - Debtor Notified Borrower. KEVIN WERNER Order Type: Involuntary SSN #: Recovery Location: 6 CLOUD ST. MECHANICSBURG PA 17050 Personals: No debtor removed Collateral (Stored At: HARRISBURG, PA) Year: 1999 Make: DODGE Model: DURANGO Color: black VIN #: 1B4HS28Z1XF686324 Mileage: 94447 License/St: n/a / Expires: General General Condition Mechanical Condition Interior Condition Notes: Average Average Dirty KM Ignition Keys Yes Secondary Keys Yes Battery Good Qn ns Type Of Vehicle Suv 4 Door 4x4 Power Windows Power Seats Leather Seats Details: Roof Standard Roof Power Locks Power Steering Alloy Wheels Transmission Automatic Tilt Wheel Cruise Control Stereo Ac fnVcd/tape A/C PDiesel Rear A/C Condition Body Paint Able To Drive Average Scratched Yes Average Scratch Scratch Scratch Passenger's Side Front Quarter Panel Front Door Rear Door Rear Quarter Panel Good Scratched And Dinged Scratch Scratch Ian Hood Roof Trunk Hatchback Scratch Average N/a Scratch Bump Front Rear Scratch Scratched And Dinged Glass Good Tires Lit Frt Left Rear Right Front Right Rear Spare Wheel Covers - - Average Bald Average Bald Average Completed By. bhl Date: 05/03/2006 Received By: Received On: 2006 041 01 0012 P A D E P.0,El=41,YaXPAt74m re mil r? tniuas-?4w _ SOFT COPY WORK ORDER 2616738 5/24/2006 f...t PMA AUTO DEALERS' KGB QFS FINANCIAL 30 IMUSTRIAL RD G.S.I.# 15750 ALTON PAWAY YORK, PA 17402 000000000 IRVIRB, CA 42618 1B4BS28ZIXF686324 5/05/2006 2616738 mm mm MODEL BODY CM M MUM EW R TU P$ PB AC BN BS TOP CC IM MfZ CU-, 4%4 • TL- 8RS '01':DP- • 1999 DODGE DD6AH00 4X4 SLT Mw BLACK 094480 80 S A R X X X D X E L TAH X X D X 14OLD 5/2412006 STOCES WF816138 MAX 7790021561 WMM TZTLE 57521590003 WP J IMS FEE TOTAL CRANSPECrIONS/3MB FULL CLSAN Tip TOM APPWUUW B RRCMU) ' CARLISLE PA TOTAL TRANSPORTATION * NW-DEDUCTIBLE M1RiGS$ SOLD T0: 5012292 02 NICE CARS INC 1644 LAPAYETPE ROAD RASSVILLS, QA 30741 IHVO74B PRIC$ BAEZ PRICE SALE FM 95.00 A/R ANT gig TOT 167.00 DM RX= CERTIFM MAN TAI PR3m mm Smuca SAT PBs 5,000.00 TOTAL 262.00 HET SALE PRICR - -~4,738.00 Saf= $ 2006 021 01 0012 CBEC[ OR DPT $ 5479064 7.00 7.00 55.00 55,00 50.00 50.00 PARTS & MnTMAL LABOR Ct/Za1SPHCTI0118/]]f8 SUBLET YEPKm 7.00 HIBCNLLIVEM BXPEEi6E APPI RAWS RECO?ITIOHt 55.00 TITLE PCB , 55.00 SELLING h ADKDrMTRAXM PU B` AD9AWCE CED1RM TRAN6II0?!'PA?T0v1 - 50.00 . _ . RMMN TOTAL 167.00 !?s Y. i 'UJ m ?. ? N W ;c X X' W K TO 0 1%, U 0 It RoN U) ? a? 3 x Qx a *+ L . x C '?CX a z mculz ? l1tK j.q? ? .v E ? ti! ? Q . 0% -t J 1114 0 N U. r lltw cu X a 0 mJ o cr x wri pp: ? a cu U- 0? I? N R ~ ¢ W o = M' 913E .¦ m &ff ga xr va? om ?a N C5 y007 C G a ¦? S Q N O N £?C a o. o` m Z1?3 0 y i y W?m .? clip tJ Q z ? _- 3 > cm» p?m rno em o= z, Qp 7 QGo Qt D t+ N (1i. 1?w? a C i ti CU x m ? w ? w X m G 00 w (A w w J.. z q M M L J e• lox Ch t ILI ^ C? .?. Fy 7 M fA ul1 or Wo oLL W " r: o m ? z • Ito .32 £ •E m O W o O W O? m .99 1 z= 40 p?Ua E W ?O ?> oog¢O 2OW ?• nc?d = O w 000 oLL yW qO t ^,? 'V lZ, Wm o? F1Z 2 W o z2 F dJ H Y $$$ W Q Q ~ 0 S +• w WJ c m¢ Fz a) 1a3w 0 E a F? V N s W i- Q o ¢ ° m °Q-- -?_9 ? a Q? .. pLL $ E m Z ?, w rc W3 •`o ?W W ..1 N 0 WF o Wo 4 ~ o ?' ?a ??x LL M ?- o to t r W 0 ?orw o? ?z 0 W? o 0 fl 1 65 lu \ U ty uu?? • O??a D > u!a o X X" j LU !- o ? X 111 a N IC °t 1 w ` r o 4, Q 3 0 m $Q? 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En L O (a d to C 0 V m?+ a.n N mro C c p ca) L `L m to a,, rn m O ..+ a ? L U L L Cc m a) 47 a) . O m L W Q 4) N N (.) U ?- A m to Cn (/i to ro a CD (•) to 30om o 006 o) a. 3: CL CD Q. (0 E C to ?- ? Q- c C O 4- 4-1 O N O j U ?-E C ., ro ro a.'ooma, c ?roT+r+ C Qj C ro O +T' ? ICD 0 m U O t m, 'C U= 41 CL 0 C w ? m m ? r cd •'Cy v ? ? V O m 0 >ca'E _ m U C N rL,,s O C C > V U m ?.C.Q >,L td 0 c mw ro Q C1°+L+ N U i co z (D m u D to to t) d L C CD O U1 Cc m s . CX Q) E N o C O m G O U cocQ? c O C r O L N 3 ., . a Q m O)o m = C CL O C L V = w O 4) co m to *0 O O NC H 4) O c0 a) cs c m ..m :-. a cu o; .C Q. C ,F - ct! RS > N LC4 O ? ? may,, tn:cm?N ? 4c c CO (? mr m cQ y V UL 00 V 4-J O `- q) O O O CL *Z ? to?rr ? a) m ?CD ? O) ro ro O U C C.. L ro a C c COC 'O OY U o E i -O O W .C 2 Q a..ro?bto ac ro m ? rn.o 3 m C ID o O tYO m=5 EE o .G tNC O C ttf U o a, r O > C V5 Q. O ? C O C Q o C U ro ° o m m OW to r-, 4? ? o. m of O C > U O co O ma E0 CL 3 JO Cr C o E O ` w to E ? N O L C°+ O O to v) U ` ? ro a o y ¢ "- c m o N 0.0 C (n U 6. L CD a 0.... _._.-tom... O O C y U L O E > C C {' ?. O to to U a o ¢ 00 (D 0 ?¢ ,y ... 4) cis Q) CL)° 2 E-0 a) CD (D 64). O°° v)mc s w = c°v i m E ? O CL tm d. m'0 vro ??m Cc ° CU c a U) woU co 4) C- ? ? E y cc E2 U ._ i- C p?C.C =m C V r ?0 O C ro . rte. O F-O (D v >% to C 0. to o N ¢ c 4) to C CL ) O. Z O O C m? ? O Q t?C U? ?c em ?c. C U 4 m' m = 0 ?Q ` C o ?- > o u .r O c? O O t/1 cn r V Cc 4- CD CJ ui a) ca m ?? te a. c ? F- m ca EJ O m ? ? C ca to ° m E c° m Cc w CO O jCL A rn •;C U C ca O a. SAC Q U) m o 'd ++ C &- to C c`o00co y0 co to .- tm U Z U y c ro to Q ro 4- U- om ?Em 5- U ro O C cd E- } O ,_. ?. U= ZZ 4..a.._...._.o a._._..---Uj..------- C O C. Z -O'D ?. U C ro U1 - O U C co 'a ? ccv > > 2 H c? E?-UC) m tom ? y c c QCC ~X] UC.N..tj 2¢O. C? rocNm Cc a QE) E 4) :tl cc uWi to 'CC O0!!) cr ©C) O E to? < co 41 otmvcy CC U.0 co tro UJOo ?"EsL a ro y M.- O C J V m `L On. -r o LU m 3 °'m o E W-5r CO O N t? 0 ? c w `o" O a c?n.- m 0 V) Cc CD 4- oar- ter- ° ccoo ¢0Etm ¢m? m _ u1 ? 0 0 m 00 cu o.'0 ? E o mc?aoo In Account History-Deficiency Simple Interest Contract Account Name & Number Werner 7790021561 Beginning Contract Balance: $ 21,745.90 Plus Amount of Insurance Added: $ _ Subtotal: $ 21,745.90 Total: $ 21,745.90 Minus Principal Payments Total: $ 9,471.86 Balance at time of Charge off/Repossession: Total: $ 12,274.04 (Account balance plus Insurance Balance) Minus Amount of Rebated Insurance: $ _ Minus Amount of Insurance Settlement: $ 295.48 Minus Service Contract and Disability Insurance $ - Subtotal: $ 295.48 Total: $ 11,978.56 Plus Repossession and Reconditioning Charges: Repossession fees $ _ Seiler fees $ 95.00 Recondition fees $ 167.00 Service Charge $ _ Minus Amount Received at Resale: Minus Payments Made Prior to Suit: Plus Miscellaneous fees: (Late Charges I NSF Fees) Subtotal. $ 262.00 Total: $ 12,240.56 $ 5,000.00 $ 325.00 Subtotal: $ 5,325.00 Total: $ 6,915.56 $ 86.56 Subtotal: $ 86.56 Total: $ 7,002.12 iTop - Transaction History Detail Print Payment History Details Page 1 of 1 Customer Nams: KEVIN WERNER ) Loan Number: 7790021561 Posting Transaction Description Transaction Next Due Principal Interest Date CPI CPI Late Other Unappiled CPI Principal Pa) Amount Date Interest Charges Charges Amount Balance Balance Vat 02272008 LEGAL FEES ($60.00) 020072008 LEGAL FEES ($50.00) _ 011152006 LEGAL. FEES $47.36 _ - - 1=262007 PRINCIPAL RECEIPT $325.00 $325.00 12/26I1007. CHARGE-OFF ADJUSTMENT ($325.00) ($325.00) - - - _ _ _ _ $32500 _ 12/26/2007 CHARGE-OFF ADJUSTMENT $325.00 $325.00 _ 12262007 CORRECTIONIADJUSTMENT ($325.00) 02f112006 ($325.00) $32500 _ 12/242007 PRINCIPAL RECEIPT $325.00 $325.0D _ 12242007 CHARGE-OFF ADJUSTMENT (5325.00) (5325.00) _ $32500 111012007 LEGAL FEES ($100.00) _ 111012007 LEGAL. FEES ($78.60) 11101/2007 LEGAL FEES ($250.00) - 07272006 PRINCIPAL RECEIPT $295.48 $295.48 _ 07272006 CHARGE-OFF ADJUSTMENT ($295.48) ($295.48) $295.48 _ 05262008 TRANSPORTATION FEE ($50.00) 05262006 REMARKETING FEE (5117.00) 05262006 MISCELLANEOUS FEE ($95.00) 05262006 COLLATERAL SALE $480.00 $980.00 ADJUSTMENT 051262006 COLLATERAL SALE $5,000.00 021112006 $5,000.00 - - - - - - - $480.00 - 05+22r2006 DEFICIENCY BALANCE ADJ. $6,794.04 $6,794.04 - $5,480.00 - 051222008 OTHER CHARGE RECEIPT $10.00 02111P1006 - $10.00 - $12,27404 - 051102006 TRANSPORTATION FEE (5360.00) 02111/2006 _ $12 27404 D42120D5 LATE CHARGE ADDED ($8.82) - - - - ($8.82) 041042006 PMT REVERSAL- ($1,021.44) 02/112006 (3747.93) ($2D4.59) ($58.92) ($10.00) - - $12 274 04 $70 ELECTRONIC - RETURN , . ITEM ..........................._..._...._........... ............. ....._........... 03131/2006 DIRECTDEBIT PAYMENT $1,021.44 .. .._.._............. _......_._............_.._._................ ...._...... 0411120iT6 $747.93 $204.59 - . ._._................... --....... _........ ...... ....._.........._....._............ .._.__._.-_ - $58.92 $10.00 - - -- -__.... ...... -........-.......... ._-._._....__........ ...... ..._.. $11,52611 - 03212006 LATE CHARGE ADDED ($8.82) _ _ (58,82) - 02232006 DIRECTDEBIT PAYMENT 5551.49 021112006 $377.47 $164.02 - - - $10.00 - - $12.274.04 $70 022112006 LATE CHARGE ADDED ($9.42) - - ($9.42) - _ 01262006 DIRECTDEBIT PAYMENT $531.49 011112006 $259.54 $251.95 $20.00 $12,651.51 $40 01212006 LATE CHARGE ADDED ($9.42) (59.42) - _ 121312005 LATE CHARGE ADJ $10.23 - - - - $10.23 DEFERMENT 1 213 020 05 DIRECTDEBIT PAYMENT $10.00 121112005 - $10.00 - $12,911.05 $40 12x342005 1 MO DIRECTDEBrr - 121112005 - - - - - - - - $12,911.05 - DEFERMENT 12130I10D5 DIRECTDEBIT DEFERMENT $25.00 121112005 - $25.00 $12 911 05 - INTEREST - . . 19=212005 LATE CHARGE ADDED ($9.62) - _ ($9.62) 12/092005 WESTERN UNION PAYMENT $521.72 111112005 $324.20 $197.52 - - $12,911,05 $30 121022005 WESTERN UNION PAYMENT $541.72 1011120115 - $531.72 - - $10.00 $13,235.25 $20 11212005 LATE CHARGE ADDED ($10.23) - - - - ($10.23) - 111012005 PMT REVERSAL- ($541.72) 0911112005 (559.86) ($471.86) - - - ($10.00) - $13 235 25 - ELECTRONIC - RETURN , . ITEM Close Window http://itop/iTop/Customer/Details/Popups/PrintablePaymentHistory.aspx 9/17/2008 iTop - Transaction History Detail Print Page 1 of 1 Payment History Details Customer Name: KEVIN WERNER ) Loan Number: 7790021561 Print Posting Transaction Date Description Transaction Next Duo Amount D t Principe! lnterost CPI Late CPI Other Unapplied CPI Principal Payment a e Interest Charge s Charges Amount Balance Balance Variance 1012WMDS DIRECTDEBrT PAYMENT $541.72 10/112005 $59.86 $471.85 $10.00 $13,175.39 $20.23 10212005 LATE CHARGE ($10.23) - - - - ($1023) ADDED 09212005 LATE CHARGE (S10.23) - ($1023) ADDED 08/122005 DIRECTOEBIT PAYMENT $1,05245 09111!2005 $795.60 $227.38 _ $19.47 $10.00 $13,235.25 - 08112=05 LATE CHARGE $40.00 071112005 - $40 00 ADJUSTMENT . 514,030.85 - 07212005, LATE CHARGE ($10.23) - ($10.23) ADDED - - 0711382005 DIRECTDEBIT $993.10 071112005 $886.40 $96.70 $10.00 $14 03085 - ' PAYMENT , 06242005 WESTERN UNION $546.33 051112005 $193.51 $342.82 - $10.00 $74 917 25 $39 88 PAYMENT , . . 061212005 LATE CHARGE ($9.93) - ($9.931 ADDED 05242005 PMT REVERSAL- ELECTRONIC - ($546.33) 041112005 ($438.38) ($97.95) (SID.00) - - - $15,110.76 $15.04 RETURN REM 05212005 LATE CHARGE (59.43) - - - - (39.43) - ADDED - 05202005 DIRECTDEBIT $546.33 051112005 $438.38 $97.95 $10,00 $14 67238 $39 85 - - PAYMENT , . 05!062005 DIRECTOEBIT $526.51 041112005 $250.46 $256.05 $20.00 $15 110 76 $15 04 PAYMENT , . . 05/032005 PMT REVERSAL - . ($526.51) 031112005 ($310.25) ($208.28) - - - ($10 00) - - $75 361 ELECTRONIC - . , .22 520.02 RETURN ITEM 04292005 DIRECTDEBrf PAYMENT $526.51 041112005 $310.25 $206.26 _ $10.00 $15,05097 $25.04 04/212005 LATE CHARGE ($9.83) - - - - ($9.83) ADDED 03/312005 DIRECTOEBrT 5531.50 03/112005 5275.34 --._...... _.. $246.16 ...... - ----- ................ _ .._.:_........ - $10.00 _.._...... .... ..- ..__..... ...... ...... .......... -....... .............. -........ -- $15 361 22 520 02 PAYMENT , . . . 03/212005 LATE CHARGE (510.03) - - - - (310.03) - ADDED - 02/2512005 DIRECTOEBIT - $520.38 02N12005 $10.76 $499.62 $10.00 $15 636 56 $10 01 " PAYMENT , . . 02222005 LATE CHARGE ($70,01) _ (510.01) " ADDED 01212005 LATE CHARGE ($10.01) - ($10.01) ADDED 12/1812004 REGULAR $511.49 01111200.5 $348.99 $182.50 $15 647 32 $11 12 PAYMENT , . . 11262004 DIRECTOEBIT $521.49 12M 120D4 $442.72 $30.36 - $38.41 $10.00 $15 996 31 $11 12 PAYMENT , . . 11262004 LATE CHARGE $20.36 11/172004 $20,38 _ $16 439 03 - ADJUSTMENT , . 1122/2004 LATE CHARGE (3914) ($9.24) ADDED Close Window http://itop/iTop/Customer/Details/Popups/printablepaymentHistory.aspx 9/17/2008 iTop - Transaction History Detail Print Payment History Details Page 1 of 1 Customer Name; KEVIN WERNER i Loan Number. 7790021561 Print Posting Date Transaction Description Transaction Amount Next Due Date Principal Interest CPI Late CPI Other Una li pa Principal PP n I Payment Interest Charges Charges B la Amount Balance Balance Variance 11222004 DIRECTDEBff $521 AS 11!112004 :333.36 $178.13 - $10 00 PAYMENT . - - $16,439.03 $49.53 IU302004 DIRECTDEBiT $521.49 101112004 $384.73 $126.76 - - $10 00 PAYMENT . $16,772.39 549.53 - - 10/302pD4 LATE CHARGE $29.11 D9/1112004 _ _ $29 11 ADJUSTMENT . $17,157.12 - 10212004 LATE CHARGE ($9.24) - ADDED ($9.24) 101142004 WESTERN UNION $512.00 091112004 $119.06 $382.92 $10 00 PAYMENT . $17,157.12 $49.53 091302004 LATE CHARGE ($0.67) 08/112004 - ($0 67) ADJUSTMENT . $17,276.20 - 09/302004 PMT REVERSAL- ELECTRONIC - (5521.49) 08111/2004 ($288.12) ($223.37) - (510.00) $17,276.20 $59.02 RETURN REM 0912412004 DIRECTDEBIT $521.49 09/112004 $288.12 $223.37 - - $10 00 - PAYMENT . $16,966.06 $59,02 ' 091242004 LATE CHARGE $0.67 08111!2004 - - $0 67 ADJUSTMENT . $17,276.20 - 09212004 LATE CHARGE ($9.05) - ($905) - - - ADDED - - 08/272DD4 REGULAR PAYMENT $511.49 081112004 $314.45 $187,04 - $10.00 $17,276.20 $59.02 ' 0812612004 WESTERN UNION $48.51 071112004 - $48 51 - - - PAYMENT . ' $17,590.65 $69.02 00/21/2004 LATE CHARGE ($9.82) - _ ($9 82 ADDED . ) Ciose Window http://itop/iTop/Customer/Details/Popups/PrintablePaymentHistory.aspx 9/17/2008 iTop - Transaction History Detail Print Page 1 of 1 Payment History Details Customer Name: KEVIN WERNER I Loan Number: 7790021561 Print Posting Transaction Data Description Transaction Next Due Amount Date Principal Interest CPI CPI Late Other Unapplled CPI Principal Payment Interest Charge s Charges Amount Balance Balance Variance 0 810 8 20 0 4 PMT REVERSAL- ELECTRONIC - ($1,036.98) 07111/2004 ($968.33) ($8.12) ($5D.53) ($10.00) $17,590.65 $20.51 RETURN ITEM 0713020D4 DIRECTDEBIT PAYMENT $1,036.98 091112004 $968.33 $8.12 $50.53 $10.00 $16.622.32 (528.02) 072WOD4 WESTERN UNION $521.51 07/112004 $282.18 $239 33 PAYMENT . ' $1759065 $2051 07212004 LATE CHARGE ($10.02) - ($10 02) ADDED . - 06/302004 DIRECTDEBIT $521.49 061112004 5227.32 $254,17 $10 00 PAYMENT . $17,87283 $10.49 06212004 LATE CHARGE ($10.02) - - - - ($10.02) - ADDED - - - 061172004 PMT REVERSAL- ELECTRONIC - (5541.49) 05/112004 ($406.12) ($125.37) - - ($10.00) - - $18,100.15 $10.49 RETURN FTFM 06/1120D4 DIRECTDEBIf $541.49 0611120D4 $406.12 $125.37 - - $10 00 PAYMENT . $17,694.03 $30.49 ' 05272004 WEB OIRECTDEBIT $521.98 05/112004 $292 67 $229 31 - - PAYMENT . . $18,100.15 $10.49 05272004 PMT REVERSAL- ELECTRONIC - (S7,D52.98) 04/112004 (3844.63) ($178.35) - ($20.00) (570.00) $18,392.82 - RETURNITEM 051212004 DIRECTDEBIT 51,052.98 06/112004 $844.63 $178,35 - $20.00 $10.00 $17 54819 - PAYMENT , 04/302004 DIRECTDEBIT $521.49 041112004 $76.55 $434.94 - - 410.00 $18 39282 PAYMENT , - 04212004 LATE CHARGE ($70.23) - . - - ($1013) ADDED 03222004 LATE CHARGE ($1023) ($1023) ADDED 03/1020D4 DIRECTDEBIT PAYMENT $526.58 03/112004 5391.71 $704.51 $20.36 $10.00 $76,469.37 - 021272004 DIRECTDEBIT $526.58 02/112004 $269.24 $247.34 - - - $10.00 - - $18 861 0& $15 27 -- ...._.......__..._.. -PAYMENT -----------...---- ----...-_.._..------- ----._........°- -- .............._..---- --.------.....-----._..............._..-- ------_....._....._._._......._...__............ , . . _..-......._._.__...._..._.._-.._...----....-._...__......_... 02/212004 LATE CHARGE ($10.03) - - ($10.03) ADDED 01/30/2004 DIRECTDEBIT $529.08 01//12004 $23.16 $495.92 $10.00 $19 730 32 $10 18 PAYMENT , . . 01212004 LATE CHARGE ($10.18) - ($10.18) ADDED 1222/1003 LATE CHARGE ($10.18) ($10.18) - - ADDED ' 12/052003 DIRECTDEBIT $527.46 121112003 $423.61 $63.45 $30.40 $10.00 $19 153 48 $269 PAYMENT , . 112&2003 WESTERN UNION $530.00 11/112003 $119 76 $410 24 - PAYMENT . . - - ' $19,577.09 $27.02 Close Window http://itop/iTop/Customer/Details/Popups/PrintablepaymentHistory.aspx 9/17/2008 iTop - Transaction History Detail Print Page 1 of 1 Payment History Details Customer Name: KEVIN WERNER I Loan Number: 7790021561 Edat Posting Date Transaction Description Transaction Am Next Due principa l Interest CPI CPI Late Other Unapplied CPf Principal Payment ount Date Intere st Charges Charges Amount Balance Balance Variance 11125/2003 PMT REVERSAL- ELECTRONIC • ($527.46) 10/112003 ($171.08) ($346.40) - ($10.00) $19,696.85 $8.51 RETURNITEM 1121!2003 LATE CHARGE (59.94) (59.94) - ADDED 11212003 DIRECTDEBrr PAYMENT $527.46 111112003 $171.06 $34&4o _ - $10.00 $19,525.79 $14.48 - ' 10/30.12003 REGULAR $520.00 10/112003 - $520 00 PAYMENT . $19,696.85 $8.51 10212003 LATE CHARGE ($10.23) ($10.23) ADDED - 101062003 LATE CHARGE ($10.23) - - - ($10.23) ADDED 1 010 62 003 RETURN ITEM (4511.49) 091112003 ($228 77) ($282 72) . . $19,696.85 - 0911B2003 REGULAR $511.49 10/112003 522&77 $282.72 - - - $79 468 08 - PAYMENT , . 081182003 REGULAR $511.49 091112003 $381.34 $130.15 - - - $19 696 85 - - PAYMENT , . 08l042003 MONEY GRAM $1,053.67 013/112003 $397.28 5825.70 - $30.69 - $20 078 19 - - - PAYMENT , . 081042003 PMT REVERSAL - ELECTRONIC - ($539.95) 061112003 - ($531.95) - - - ($8.00) - - $20,475.47 - RETURNITEM 071312003 DLRECTDEBIT $539.95 071112003 - $531.95 - - - $8.00 $20 47547 $20 46 PAYMENT , . Close Windo w http://itop/iTop/Customer/Details/Popups/PrintablePaymentHistory.aspx 9/17/2008 iTop - Transaction History Detail Print Page 1 of 1 Payment History Details Customer Name: KEVIN WERNER I Loan Number. 7790021561 Print Posting Transaction Date Description Transaction Next Due Am t Principal Interest CPI CPI Late Other Unapplied CPl Principal Payment oun Data Interest Charges Charges Amount Balance Balance Variance 07129r2om PMT REVERSAL - ($539.95) 061112003 (S1.05) (5530 90) - - $ ELECTRONIC - . ( 8.00) $20,475.47 - - RETURN REM 071252003 DIRECTDEBIT $539.95 071112om $1.05 $530.90 $8 00 PAYMENT . $20,474.42 $20,46 07212003 LATE CHARGE ($10.23) - ADDED - (51023) 06212003 LATE CHARGE ($10.23) - ADDED - ($1023) - - - - - - 05130/2003 DIRECTDEBIT PAYMENT $530.54 061112003 $233.42 $278.07 $11.05 $8.00 $20,475.47 - 05212003 LATE CHARGE ($10.23) ($10.23 - - ) - ADDED - - 0 510 1 2 0 03 DIRECTOEBR $519.49 051112003 $307.64 $194.62 - $9 23 36 00 PAYMENT . . $20,706.89 - 041212003 LATE CHARGE ($10.05) ($10.05 ) _ ADDED - - DWIWoo3 DIRECTDEBIT $528.72 04/11/2003 $109.88 $410.84 - - - $600 PAYMENT - $21,016.53 $9.23 03212003 LATE CHARGE ($10.23) - ($10.23) ADDED 02282003 DIRECTDEBIT PAYMENT 5529.72 03/112003 1293,30 $218.19 $10.23 $8.00 $27,126.41 - 02212003 LATE CHARGE ($10.23) - - - ($10.23) ADDED 0210612003 DIRECTDEBR $529.31 021112003 548.77 $442.26 $30 28 $8 00 PAYMENT . . $21,419.71 - 012112003 LATE CHARGE ($9.82) (b9.82) - ADDED - - Close Window http://itop/iTop/Custo%er/Details/Popups/PrintablePaymentHistory.aspx 9/17/2008 iTop - Transaction History Detail Print Page 1 of 1 Payment History Details Customer Name. KEVIN WERNER ) Loan Number. 7790021 561 £[l0.1 Posting Transaction Transaction Next Due Principal Interest CPI CPI Late Other Unapplied CPI Principal Payment Date Description Amount Date Interest Charges Charges Amount Balance Balance Variance 0111612003 DIRECTDEBii $539.88 01/112003 - $531.88 - - - $8.00 - $21 468 48 $20 46 PAYMENT , . . 12/302002 1 MO $25.00 12/712002 - - $21 46&48 DIRECTDEBIT . - DEFERMENT 12212002 LATE CHARGE ($10.23) - - - - ($1023) - - ADDED 11212002 LATE CHARGE ($1023) - - - - ($1023) - - ADDED 10/312002 WEB $531.00 11/112002 $180.77 $330.79 - - $19.44 - - $21 468 48 $0 07 DIRECTDEBIT , . . PAYMENT 10252002 PMT REVERSAL- ($531.00) 10112002 ($260.96) (3250.60) - - (519.44) - - - $21 649.25 - ELECTRONIC , 10232002 WEB $531.00 11!112002 $260.96 $250.60 $19.44 - - $21 381129 $0 07 DIRECTDEBIT , . PAYMENT 10232002 LATE CHARGE $10.23 - - $10.23 ADJUSTMENT 10/212002 LATE CHARGE ($10.23) ($10.23) ADDED 101102002 PMT REVERSAL- ($531.00) 10112002 (5411.32) ($i00.24) - - ($19.44) - - - $21,64925 - ELECTRONIC 10/08/20D2 WEB SWI-00 111112002 $411.32 $100.24 - $19.44 $21 237.93 $0 07 DIRECTDEBIT , . PAYMENT 09282002 REGULAR $1,024.00 10112002 $96.65 $926.33 - - $1.02 - - - $21 649.25 - PAYMENT , 09262D02 RETURN ITEM ($511.49) 081112002 - ($511.49) - - - $21,745.90 - 09/212002 SATE CHARGE (510.23) - - - - ($10.23) ADDED 09M92002 REGULAR $511.49 09/11/2002 - $511.49 - - - - - - $21,745.90 - PAYMENT 08212002 LATE CHARGE (S10.23) - - ($1023) ADDED 07/DS/1002 NEWLOAN (521,745.90) 08/11/2002 * ($21,745.90) $21,745.90 - Close W(ndow http://itop/iTop/Customer/Details/Popups/PrintablePaymentHistory-aspx 9/17/2008 WACHOVIA DEALER SERVICES : IN THE COURT OF COMMON PLEAS : CUMBERLAND COUNTY, Plaintiff : PENNSYLVANIA V. : CIVIL ACTION - IN LAW KEVIN W. WERNER and : NO. 07-5702 LORY E. WERNER EXHIBIT Defendants DEFENDANT'S RESPONSE TO PLAINTIFF'S REQUEST FOR ADMISSIONS RESPONSE TO REQUEST FOR ADMISSION NO. 1: Admitted. RESPONSE TO REQUEST FOR ADMISSION NO. 2: Admitted. RESPONSE TO REQUEST FOR ADMISSION NO. 3: Admitted. RESPONSE TO REQUEST FOR ADMISSION NO. 4: Admitted. RESPONSE TO REQUEST FOR ADMISSION NO. 5: Admitted. RESPONSE TO REQUEST FOR ADMISSION NO. 6: Denied as stated. Defendant contacted Plaintiff and volunteered to surrender possession of the subject Dodge Durango, explaining that he could not afford to make the monthly payments. Plaintiff agreed to and did take possession of the vehicle. RESPONSE TO REQUEST FOR ADMISSION NO. 7: Denied. After reasonable investigation, Defendant is without knowledge or information sufficient to form a belief as to the truth of this averment and proof thereof is demanded, if relevant. By way of further answer, Defendant avers that he has no record of having received the said notice of intention to sell the subject Dodge Durango. RESPONSE TO REQUEST FOR ADMISSION NO 8: Denied. After reasonable investigation, Defendant is without knowledge or information sufficient to form a belief as to the truth of this averment and proof thereof is demanded, if relevant. By way of further answer, Defendant avers that he understands Plaintiff claims to have sold the subject Dodge Durango for $5,000.00 at a private sale, but Defendant questions the truthfulness of that claim. Furthermore, Defendant has reason to believe Plaintiff actually sold the subject Dodge Durango for more than $5,000.00 because the retail value of the Dodge Durango was over $8,700.00 at the time Plaintiff claims to have sold it. Refer to Exhibit "A" to this response. Upon information and belief, Defendant avers that Plaintiff violated Pennsylvania consumer protection laws and the Pennsylvania commercial code by either selling the subject Dodge Durango well below its fair market value or by fraudulently reporting that it sold the Dodge Durango for only $5,000.00 when it actually sold the vehicle for an amount closer to its fair market value. RESPONSE TO REQUEST FOR ADMISSION NO 9• Denied. After reasonable investigation, Defendant is without knowledge or information sufficient to form a belief as to the truth of this averment and proof thereof is demanded, if relevant. By way of further answer, Defendant avers that Plaintiff did not sell the subject Dodge Durango for a reasonable or fair market value, but sold it well below fair market value. 2 Therefore, Defendant avers that Plaintiff applied an insufficient and deficient amount to offset the amount Defendant owed Plaintiff on the vehicle. See Exhibit "A" of this response. RESPONSE TO REQUEST FOR ADMISSION NO 10• Denied. Defendant's Answer in this matter and this response dispute in writing Plaintiffs accounting accuracy. RESPONSE TO REQUEST FOR ADMISSION NO 12 (sic): Denied. Defendant avers that he understands Plaintiff claims to have sold the subject Dodge Durango for $5,000.00 at a private sale, but Defendant questions the truthfulness of that claim. Furthermore, Defendant has reason to believe Plaintiff actually sold the subject Dodge Durango for more than $5,000.00 because the retail value of the Dodge Durango was over $8,700.00 at the time Plaintiff claims to have sold it. Refer to Exhibit "A" to this response. Upon information and belief, Defendant avers that Plaintiff violated Pennsylvania consumer protection laws and the Pennsylvania commercial code by either selling the subject Dodge Durango well below its fair market value or by fraudulently reporting that it sold the Dodge Durango for only $5,000.00, when it actually sold the vehicle for an amount closer to its fair market value. Date: March 6, 2009 A6a t V- -6t ol Douglas C. Lovelace, Jr., Esquire Attorney Identification Number: 83889 36 Donegal Drive Carlisle, PA 17013 (717) 385-1866 F X9181r "A" ma m0 s AN NqO +.+ + ??..tt ggA71AAy 0 +AOi„a pONtlAiF O 9gJVOO OOV O PVNOJQJS .VdNV NN VOOS ? NNNOwIIINOgOODgVP? OCypp SOOOS b PO GO SOO g O mmPOmvop gPPgmqea' ? emvveasssasaass? 5j $ ; IRK-! e rasaa aae sssa G) OOnmO o.$$$$$$$°m.?s mail v as segaaa?p?rDmw>mw,r,f?C R vc?3osi?.? L. i I p'nrr L"'y?nann?mm 2:x:i u-?° $m, : CRI ?o-FF?' '.g! $ nanm?»e?i $ f<F g ,c m, z ? Rs€Noe wpQc, s ? g_ ai ?m?rm: °ggg ?w??oc??.xa°?' co a :. am^ ?$2S? c3. mr?-m?: 3 cD'2 $w ?4.?m:'c "? e: P: i38m ??G ?nN q 3^0 ? m emo ?,3 `a?:. u?mm. ???????•nFn'sSm ?': m o. e: ? a?;:: ?: mn ms33.: $: 0 5 f;m: su 3. '-CS' oobon 292: S - - NNfCNN Ni+ c a av 'aS( C NNN Npp mpNmp???N eJepp JOb N ??? KO jtUO VAO mO U U? OOU O? UwU000U ma ?wf w?A?pp AAAt? r WWWWW V? Am SNC? O J d °O mJp°p??YqP? ?tl?tlPONNi NOgi?°AJmO tlAtlA x PAAtl At?yo ./•A qP'? p opOOVP VOm Jp°Oggm VVOOPOOV w?tA000S 000000gp POgpYl00000p Pq 00000P N pMamma" O p0000 Inc., • tl+M NOS OmOIC +r ro +p.aWJNiUOP VN' qMq°P. WitlA +' 'YV Oq WwiY +' _ JVOgYN Nm Y NgqNO +P 4wa Ppe !Np?PmOqm P1Sq= NN Pm°?gSmWOeNAPObO OOYI?YwP??OSu ~+ PPOOgPwO D gSYPpPSO YwOOSPS to eA OO. .. - VggA xgOVq=mImQlPtilgm gg1Ogs iNtl *cM PPAAm } =omdO+J AY VNq NJd°11 VN+O N Jm AN wommommm Om coca OmOm Paoi Ooo 30oo eooo3 omea 00O ? mem=NOe ev.sraassnaa VP nou+w pvm`$$?i m pass cc?a' emvve? q C.36uzu$ ? $$o$$m. a ?6 Sd? D ?? ?n$$$$??8 .RRnsi ur s ??mo gP 4yy c? gAV>?:gym x3+?a ?c?zuOg3>a°11HE 2 m 2.. a 5 6?mQ33O•..... 0??30?? ?j ?..? tO+q m 00 C A5 3 v mm'?.CFC•ECC m-N3s+'?$ O+ Npp TmOp ?y N ?C?F p ?.- C, ..?„Ofy, C v?_p °SV ON' •mo D"?S ?(jwyg•m nt ggYf9y ?v'vo?'?xs$x "3?°s: ?o?:8d'?^'? S T£ mm ??gm 4'$$OxA? B ~ ?p o-o' c°q? a, c: 6-: fm92? $ ?s: a Or Nv q 435: Uri: e. 9 AO m?>N m?00 mN'O WfJS$ N? OU00 000 UOU OOU UU z a r •O A i +fY 4f ?? ?ANfAiia wW OC3 OYV ?VOfJ 3fNi?01003 NA3 o - s Z qS m"S oqq m°spOlggm°gtapr?s aza' AN OVVO OVO Vtlq PONVN JT100 NV OO VNgOIO gYOV VNO VPVNO• % NgVVgVV08+AI Sam" =O=gOgq Opq OmggyyO OPO POOOPgO gqO>O ggO?syyqq00 M°0 Ogpq qq0 gOww 01 mYtlO?m ggm$pJqp VJgVm mV? ' ANpAp+ ++q qA pq? gtltlp+p•• + pAN +++q V+q•' •pp?qq"gOmm'• N+ VV ApN{NAO=O=00000 na pmb aOaSOOS .11. NCO 0=-OV1N aa? mOeNJ10 00? =OPQSI CAx 0 =33-I O O O 1?n i 7 a r s VERIFICATION I, W leU`11 'C) - "V NLO P , (please print) under penalty of perjury and subject to the penalties of 18 Pa.C.S. Section 4904 relating to unswom falsification to authorities verify that the foregoing Responses are true and correct to the best of my knowledge, information and belief. Ata," 6, 2009 Date Signature WWR# 5468251 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION WACHOVIA DEALER SERVICES, EXH!w Plaintiff, No. 07-5702 vs. KEVIN W. WERNER and LORY E. WERNER, Defendants. AFFIDAVIT STATE OF _ COUNTY OF Before me, the undersigned authority, personally appeared L (,t?'i?i m ? ? who, being first duly sworn according to law, deposes and says as follows: 1. That he/she is V1 (I z 11Dfte Si (6n 4 2. That is he/she is a representative of WACHOVIA DEALER SERVICES, and is authorized to make this Affidavit on behalf of the Plaintiff; That on June 28, 2002, Defendants executed the Pennsylvania Motor Vehicle Installment Contract (hereinafter "Contract"), a true and correct copy of which is attached hereto as Exhibit "1 "; 4. That pursuant to said Contract, Defendants conveyed unto Plaintiff's predecessor a security interest in the vehicle more particularly identified in the Contract as a 1999 Dodge Durango, VIN 1B4HS28ZIXF686324; 5. That, pursuant to the Contract, Hartman Motorcars Co. assigned its rights, title and interest under the Contract to WFS Financial, Inc. 6. That on February 1, 2007, pursuant to a Certificate of Amendment of the Articles of Incorporation filed with the Secretary of State of the State of California, WFS Financial, Inc, changed its name to Wachovia Dealer Services, Inc. A copy of the Certificate of Amendment of the Articles of Incorporation is attached hereto as Exhibit "2"; 7. That pursuant to said Contract, Defendants promised to repay the principal sum of $21,745.90, plus interest on the unpaid principal at the rate of 16.90% per annum; 8. That the Defendants promised to repay principal and interest owed under the aforesaid Contract in 66 equal consecutive monthly payments of $511.49, commencing August 11, 2002; 9. That a true and correct copy of the payment history on Defendants' aforesaid account is attached hereto as Exhibit "3"; 10. That Defendants last made a payment on the Contract on February 23, 2006, which payment was in the amount of $551.49; 11. That on May 3, 2006 Plaintiff recovered possession of its collateral; 12. That on May 4, 2006 Plaintiff mailed to Defendants a Notice of Our Plan To Sell Property, a true and copy of which is attached hereto as Exhibit "4". 13. That on May 24, 2006 the collateral was sold at private sale for the sum of $5,000.00; 14. That attached hereto as Exhibit "5" is a true and correct copy of the Bill of Sale evidencing the sale of the collateral; 15. That the costs of the repossession and sale of Plaintiff's collateral totaled $262.00; 16. That the balance owed by the Defendants pursuant to the Contract, after applying the proceeds from the sale of the collateral, is $7,002.12. Attached hereto as Exhibit "6" is an explanation of the calculation of the deficiency balance owed by Defendants on the contract. Sworn to and subscribod'before me this /day of , 2009. NQ*drv Public AMI1 cow* 4 f on a sr ?yr ??t/n+nr on she bpa of n to be a w s 4110111" M Signature E? JESSICA GONZALEZ Commission # 1632358 Notary Pubtic - California Son Bemordlno County 4P1MVC0MmBpkesJan19,2O14 •wabptrl-uc.lw..w?Dl SIrPlETR/FlEST '",IK?4liERI 1AlE L,.::- a3, 392? ? . _ . AM M FlWCE SloouN Fw?ted.-; ' eW d PLprrcds 7061 Sale W. KNElff"FRATE CNAYiE 14rrwrra.wt ' Ikr,.rwp..DA.rWdrr. M a. r w x . d A . I k 9 Al P- '-U A - 4 r d . 6. m i h d i d . O l . . r R b " I - . •+ H • +it d n Y • T. d l i d f r a l . u . - Y 1 ' & 9 K ' a ? .? - - - . :r , . .v + 3 -•. 77 8 -" R 3 ? .. . . ? o g yy58; 3 i r n . r .Al t. r i a undo IdMd . W .9. did. 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AfEwRUtr aw t n:dge"A ad taw w.Ih1e_?wj.lw? d r ee rNeent. rrtdMM Irn:rtw ppa iwrdr d.N Utrd near pa won FUP, .?,npUµbp?rPYrpw?.lr YR,d;wYYYweI' Mfr 1R GrwdrrrFn,dwy"rwwtt"?1[- r41W.4 .drrGw,dror,.r.tsr.R,•darllwA?.?,a kn. WrdMrrpb, Glut, ?dlErgtT!da .ru nW ,d4 AWr.r Oo?o.L: dY4•Yh „whiljid."Y IMb ae:,:k0,1 ded'rrewdd ry rwYaP, nP.ar r rMiA. Y r rdbPe b ryPrr.,d w +rw0,.. +,M'd,Fntw1 b S,rG td wM4d.nPr Y W r• r.Adr. d r Veldt M4ka trPpe4r r Gr.. I. Vdkk Ad,r w, M.1r. F*kh Atr.e.W P.l rMneba •t*dYbm- 4w Je,l.dr.Nrl.dt-tt, srw .,, ; line 5 .5 1; 1-74 In the ofltco 011,Q or?t ?1I.d(a n d att#t of the stated 1 II - CERTIFICATE OF AMENDMENT FED .? 12007 OF THE ARTICLES OF INCORPORATION OF WFS FINANCIAL INC a California corporation The undersigned certify that: I- They are the president and the secretary, respectively, of WFS Financial Inc, a California corporation. 2. Article I of the Articles of Incorporation of this corporation is amended to read as follows: ARTICLE I The name of this corporation. is: Wachovia Dealer Services, Inc. 3. The foregoing amendment of Articles of Incorporation has been duly approved by the board of directors. . 4. The foregoing amendment of Articles of Incorporation has been duly approved by the required vote of the sole shareholder in accordance with Section 902, California Corporations Code. The total number of outstanding shares of the corporation is one. The number of shares voting in favor of the amendment equaled or exceeded the vote required. The percentage vote required was more than 50%. We further declare under penalty of perjury under the laws of the State of California that the matters set forth in this certificate are true and correct of our own knowledge. DATE: /? Thomas A. Wolfe, Presii?a Guy DuBose, Secretary CA BC D-.-CER17OF AMENDMENT AFTER ISSUE 10199-1 A065611A State of California Secretary of State I, DEBRA BOWEN, Secretary of State of the State of California, hereby certify: That the attached transcript of page(s) has been compared with the record on file in this office, of which it purports to be a copy, and that it is full, true and correct: IN WITNESS WHEREOF, I execute this certificate and affix the Great Seal of the State of California this day of DEBRA BOWEN Secretary of State SedStite Form CE-107 (REV 112007) osPGB 90734 iTop - Transaction History Detail Print Page 1 of 1 Payment History Details Customer Name: KEVIN WERNER I Loan Number: 7790021561 Posting Transaction Next Due I CPI Late Other C I Unapplled CPI Principal Pa) Transaction Description Date Amount nterest Principal P Date Interest Charges Charges Amount Balance Balance Vat 02272008 LEGAL FEES ($60.00) - - - - - - - - - - 021072008 LEGAL FEES (550.00) - 011152008 LEGAL FEES $47.36 - - - - - - - - - - 12J2620D7 PRINCIPAL RECEIPT $325.00 5325.00 - - - - - - - - - 12/262007 _ CHARGE-OFF ADJUSTMENT ($325.00) (5325.00) - - - - - - - $325.00 - 11/262007 CHARGE-OFF ADJUSTMENT $325.00 $325.00 - lwwo07 CORRECTION/ADJUSTMENT (5325.00) 021112006 ($325.00) - - - - - - - $325.00 - 121242007 PRINCIPAL RECEIPT $325.00 $325.00 - - - - - - - - - 12/242007 CHARGE-OFF ADJUSTMENT ($325.00) ($325.00) - - - - - - - $325.00 - 11/012007 LEGAL FEES ($100.00) - - - - - - - - - - 1110112007 LEGAL FEES ($78.50) - - - - - - - - - - 11101r"7 LEGAL FEES ($250.00) - - - - - - - - - - 07/27n0D6 PRINCIPAL RECEIPT $295.48 $295.48 - - - - - - - - - 07272006 CHARGE-OFF ADJUSTMENT ($295.48) ($285.48) - - - - - - - $29548 - 0526/20D8 TRANSPORTATION FEE ($50.00) - - - - - - - - - - 652620D6 REMARKETING FEE ($117.00) - - - - - - - - - 05262006 MISCELLANEOUS FEE ($95.00) - - - - - - - - - - 0526r"6 COLLATERAL SALE $480.00 $480.00 - - - - - - - - - ADJUSTMENT 057262006 COLLATERAL SALE $5.000.00 021172008 $5,00D.00 - $480.00 _ 051222006 DEFICIENCY BALANCE ADJ. $6,794.04 $6,794.04 - - - - - - - $5,480.00 - OW22006 OTHER CHARGE RECEIPT $10.00 02(112006 - - - - - $10.00 - - $12,274.04 - 051102006 TRANSPORTATION FEE (5380.00) 021112006 - - - - - - - - $12,274.134 - 04212006 LATE CHARGE ADDED ($6.82) - - - - (Sa.e2) - - - - - D404J2006 PMT REVERSAL- ($1,021.44) ' 02/112006 ($747.93) ($204.59) - - ($58.92) ($10.OD) - - 512,274.04 $70 ELECTRONIC - RETURN ITEM ....... _.. ....._........ ........ ........ ........ .. 0313121)06 DIRECTDEBIT PAYMENT $1,021.44 04/112006 $747.93 52D4.59 - - 558.92 $10.00 - - $11,526.11 - 031212006 LATE CHARGE ADDED ($8.82) - - - - ($8.82) - 021232006 DIRECTDEBITPAYMENT $551.49 021112006 $377.47 $164.02 - - - $10.00 - - $12.274.04 $70 02212006 LATE CHARGE ADDED (59.42) - - - - ($9.42) - - - - - OlydWO06 DIRFCTDEBITPAYMENT $531.49 011112006 $259.54 $251.95 - - 520.00 - $12,651.51 540 0112112006 LATE CHARGE ADDED ($9.42) - - - - ($9.42) - - - - - 12J312005 LATE CHARGE ADJ $10.23 - - - - 510.23 - - - - - DEFERMENT 12!302005 DIRECTDEBiT PAYMENT $10.00 121112005 - $10.00 - - - - - - $12,911.0.5 $40 121317/2005 1 MO DIRECTDEBIF - 121112005 - - - - - - - - $12,911.05 - DEFERMENT 12!302005 DIRECTDEBIT DEFERMENT $25.00 121112005 - $25.OD - $12,911.05 - INTEREST '- 12212005 LATE CHARGE ADDED ($9.62) - - - - (59.62) - - - - - 12/092005 WESTERN UNION PAYMENT $521.72 11/112005 $324.20 3197.62 - - - - - - $12,911.05 $30 1210212005 WESTERN UNION PAYMENT $541.72 10/112005 - $531.72 - - - $10.00 - - $13,23525 $20 17212005 LATE CHARGE ADDED ($10.23) - - - - (51023) - 111012005 PMT REVERSAL- ($541.72) 091112005 ($59.86) ($471.86) - - - (510.00) - .- $13,23525 - ELECTRONIC - RETURN ITEM Close Window EXHIBIT -3 http://itop/iTop/Customer/Details/Popups/Printab]ePaymentHistory.aspx 9/17/2008 iTop - Transaction History Detail Print Page I of I Payment History Details Customer Name: KEVIN WERNER ) Loan Number: 7790021561 Print Posting Transaction Transaction Next Due CPI Late Other Unappiled CPl Principal Payment Date Description Amount Date Principal lnterest CPI Interest Charges Charges Amount Balance Balance Variance 1 012 8/20 0 5 DIRECTDEBIT $541.72 101712005 $59.86 $471.86 - - - $10.00 - - $13,175.39 $20.23 PAYMENT 10/2112005 LATE CHARGE ($10.23) - - - - ($10.23) ADDED 091212005 LATE CHARGE (510.23) - - - - ($10.23) - - - - - ADDED O(Ul22005 DIRECTDEBIT $1,052.45 0911112005 $795.60 $227.38 - - $19.47 $10.DO - - $13,235.25 - PAYMENT 08/122005 LATE CHARGE $40.00 071112005 - - - - $40.00 - - - $14,030.85 - ADJUSTMENT 07212005, LATE CHARGE ($1023) - ($10.23) - ADDED 071082005 DIRECTDEBIT $993.10 071112005 $866.40 $96.70 SID.00 $14,030.&5 - PAYMENT 061242005 WESTERN UNION $546.33 05/112005 $193.51 $342.82 $10.00 - $14,917.25 539.88 PAYMENT 06212005 LATE CHARGE ($9.93) - - - ($9.93) - ADDED 052412005 PMT REVERSAL - ($546.33) 041112005 ($438.38) (597.95) - - - (510.00) - - - $15.110.76 $15.04 ELECTRONIC - RETURN ITEM 05212005 LATE CHARGE (59.43) - - - - (59.43) ADDED 05202005 DIRECTDEBIT $546.33 05/112005 $436.38 $97.95 - - - $10.00 - - $14,67238 $39.65 PAYMENT 059WO05 DIRECTDEBIT $526.51 04/112005 $250.46 $256.05 - - - $20.00 - - $15,110.76 $15.04 PAYMENT 05/032005 PMT REVERSAL - ($526.51) 03/1112005 ($310.25) ($208.26) - - - ($10.00) - - $15,361.22 $20.02 ELECTRONIC - RETURN ITEM 042942005 DIRECTDEBIT $526.51 041112005 $310.25 $206.25 - - - $10.00 - - $15,050.97 325.04 PAYMENT 042120D5 LATE CHARGE (59.83) - - - - ($9.83) ADDED 0373f2005 DIRECTDEBIT - --- --$531.50 03/172005 5275.34 5246.16 - - - ......... _--- $10.00 ------- ._..__._.... _....._.._...._...-°---.--....------ ................._--..-...._..._. - $15,361.22 $20.02 PAYMENT 03212005 LATE CHARGE (410.03) - - - - (510.03) - - - - - - ADDED 02/25/2005 DIRECTDEBIT $520.38 0711712WS $10.76 $499.62 - - - $10.00 - - $15,636.58 $10.01 PAYMENT 07/222005 LATE CHARGE ($10.01) - - ($10.01) - ADDED 01212005 LATE CHARGE ($10.01) - - - - ($10.01) ADDED 1 211 82 0 0 4 REGULAR 5511.49 0111112005 $348.99 $162.50 - - - - - - $15,647.32 $11.12 PAYMENT 111262004 DIRECTDEBIT $521.49 1211120D4 $442.72 $30.36 - - $38.41 $10.00 - - $.15,996.31 $11.12 PAYMENT 11262004 LATE CHARGE $20.36 111112004 - - - - $2D.36 - - - $16,439.03 - ADJUSTMENT 1122!2004 LATE CHARGE ($9.24) - - - - ($9.24) ADDED Close Window http://itop/iTop/Customer/Details/Popups/PrintablePaymentHistory.aspx 9/17/2008 iTop - Transaction History Detail Print Page 1 of 1 Payment History Details Customer Name: KEVIN WERNER ) Loan Number: 7790021561 Print Posting Transaction Transaction Next Due Principa l Interest CPI Late CPI Other Unapplied CPI Principal Payment Date Description Amount Date Interest Charge s Charges Amount Balance Balance Variance 1122/2004 DIRECTDEBIT $521,49 11/112004 5333.36 $178.13 - - - $10.00 - - 516 439 03 549 53 PAYMENT , . . 101302004 DIRECTDEBIT $521.49 10/1120D4 $384.73 5126.76 - - - $10.00 - - $16 772.39 $49 53 PAYMENT , . 1013012004 LATE CHARGE 329.11 D9H 12004 - - - - $29.11 - - - $17 15712 - ADJUSTMENT , 10/212004 LATE CHARGE ($9,24) - (59.24) ADDED 101142004 WESTERN UNION $512.00 D91112004 $119.08 $382.92 - - - 510.00 - - $17 157.12 $49 53 PAYMENT , . 0913021)04 LATE CHARGE ($0.67) 081112004 - - - - ($0.67) - - - $17 276 20 - ADJUSTMENT , . 091302MW PMT REVERSAL- (5521.49) 08/112004 (5288.12) ($223.37) - - - (1110.01)) - - $17 27620 $59 02 ELECTRONIC - , . RETURN ITEM 092420D4 DIRECTDEBIT $521.49 09/112004 $288.12 $223,37 - - - $10.00 - - $16 988.08 $59 02 PAYMENT , . 09'242004 LATE CHARGE $0.67 081112004 - - - - 50.67 - - - $17 276 20 - ADJUSTMENT , . 09/212004 LATE CHARGE ($9.05) - - - - ($9.05) ADDED 081272004 REGULAR $511.49 08/112004 $314.45 $187.04 - - - $10.00 - - $17 276 20 $59 02 PAYMENT , . . 0812620D4 WESTERN UNION $48.51 07/112004 - $48.51 - - - - - - 317 59065 $69 02 PAYMENT . . 08212004 LATE CHARGE (59.82) _ _ (59.82) ADDED Close Window http://itop/iTop/Customer/Details/Popups/PrintablePaymentFEstory.aspx 9/17/2008 iTop - Transaction History Detail Print Page 1 of 1 Payment History Details Customer Name: KEVIN WERNER I Loan Number. 779DD21561 rint Posting Transaction Transaction Next Due i CPI CPI Late Other Unapplied CPI Principal Payment Date Description Amount Date pal Princ Interest Interest Charges Charges Amount Balance Balance Variance 0810612004 PMT REVERSAL- ($1,036.98) 071112004 ($968.33) (58.12) - - ($50.53) ($10.00) - - $17,590.65 $20.51 ELECTRONIC - RETURN REM 07/3020D4 DIRECTDEBIT $1,036.98 09111/2004 $968.33 $8.12 - - $50.53 310.DO - - $16,622.32 ($28.02) PAYMENT D7/292004 WESTERN UNION 5521.51 07/112004 $28218 $239.33 - - - - - - $17,590.65 $20.51. PAYMENT 072120D4 LATE CHARGE ($10.02) - - - - ($10.02) - - - - - ADDED 06!302004 DIRECTDEBIT $521.49 061112004 $227.32 $284.17 - - - $10.00 - - $17,87283 $10.49 PAYMENT 06212004 LATE CHARGE ($10AT) - - - - ($10.02) - - - - - ADDED 06!172004 PMT REVERSAL- ($541.49) 0WII20D4 ($406.12) ($125.37) - - - ($10.00) - - 518,100.15 $1D.49 ELECTRONIC - RETURN ITEM 061112004 DIRECTDEBIT $541.49 061712004 $406.12 $125.37 - - - $10.00 - - $17.694.03 $30.49 PAYMENT 0,92712004 WEB DIRECTDEBIT $521.98 051112004 $292.67 $229.31 - - - - - - $18,100.15 $10.49 PAYMENT 05/272004 PMT REVERSAL- (61,052.98) 041112004 (5844.63) ($178.35) - - (520.00) ($10.0D) - - $18,392.82 - ELECTRONIC - RETURN ITEM 05212004 DIRECTDEBIT $1,052.98 06MI2004 $844.63 $178.35 - - $20.00 $10.00 - - $17,548.19 - PAYMENT 04/302004 DIRECTDEBIT $521.49 041112004 $76.55 $434.94 - - - $10.00 - - $18,392.82 - PAYMENT 04212004 LATE CHARGE ($10.23) - - - - ($1023) - - - - - ADDED 03222004 LATE CHARGE ($1023) - - - - (51023) - - - - - ADDED 0311020D4 DIRECTDEBIT $526.58 03!112004 $391.71 $104.51 - - $20.36 $10.00 - - $18,469.37 - PAYMENT 07!272004 DIRECTDEBIT $526.58 021112004 $269.24 $247.34 - - - $10.00 - - $18,861.0& $15.27 __. _ . _.._.._.- -PAYMENT_.._....____..- --_.__.-._-"--_. _._--_-____ _---_-._...._. -.__-.-...._---'-___--._.- _---...... _...__-'- ._-._...__...._...--.'-.-_`__._._.....____.._.._. _.._._._.._._._.__._.___._.....___..._.. 0221/2004 LATE CHARGE ($10.03) - - - ($10.03) - ADDED 01/302004 DIRECTDEBIT $529-08 011112004 $23.16 $495.92 - - - 510.00 - - $19,130.32 $10.18 PAYMENT 01212004 LATE CHARGE ($10.18) - - - - ($10.18) - - - - - ADDED 121222063 LATE CHARGE ($10.18) - - - - ($10.18) - - - - - ADDED 12/0.512003 DIRECTDEBIT $527.46 12h12003 $423.61 $63.45 - - $30.40 $10.00 - - $19,153.48 $259 PAYMENT 112a2D03 WESTERN UNION $530. DD 111112003 5119.76 $410.24 - - - - - $19,577.09 $27.02 PAYMENT Close window - http://itop/iTop/Customer/Details/Popups/PrintablePaymentHistory.aspx 9/17/2008 iTop - Transaction History Detail Print Page 1 of 1 Payment History Details Customer Name: KEVIN WERNER I Loan Number: 7790021551 EtiPll Posting Transaction Transaction Next Due i P i CPI C I Late Other Unapplied CPI Principal Payment Date Description Amount Date r pal nc nterest PI Interest Charges Charges Amount Balance Balance Variance 11252003 PMT REVERSAL- (1527.46) 101112003 (3171.06) (S34&40) - - - ($10.00) - - $19,696.85 $8.51 ELECTRONIC - RETURN ITEM 11212003 LATE CHARGE ($9.94) - - - - (59.94) - - - - - ADDED 11212003 DIRECTDESIT $527.46 111112003 $171.06 $346.40 - - - $10.00 - - $19,525.79 $14.48 PAYMENT 1 01302 0 03 REGULAR $52000 10/112003 - $520.0D - - - - - - $19,696.85 $8.51 PAYMENT 101211200 LATE CHARGE ($10.23) - - - - ($10.23) - - - - - ADDED 10/062003 LATE CHARGE ($10.23) - - - - ($10.23) - - - - - ADDED 10/D620D3 RETURN ITEM ($511.49) 09/112003 (4228.77) (1282.72) - - - - - - $19,69&85 - 09/182003 REGULAR $511.49 10!112003 522&77 $28Z72 - $19.46&05 - PAYMENT 08/182003 REGULAR $511.49 D9/112D03 $381.34 $130.15 - - - - - - $19,69&85 - PAYMENT 08104r2003 MONEY GRAM $ i,053.67 081112003 $39718 $625.70 - - $30.69 - - - $20.078.19 - PAYMENT 081042003 PMT REVERSAL- ($539.95) 06/11/2003 - (5531.95) - - - (58.00) - - - $20.475.47 - ELECTRONIC - RETURN REM 07/312D03 DIRECTDEBIT 3539.95 071112003 - $531.95 - - - 58.00 - - $20,475.47 $20.46 PAYMENT Close Window http://itop/iTop/Customer/D etails/Popups/PrintablePaymentHi story.aspx 9/17/2008 iTop - Transaction History Detail Print Page 1 of 1 Payment History Details Customer Name: KEVIN WERNER I Loan Number. 7790021561 Posting Transaction Date Description Transaction Next Due Amount Date Principal Interest CPI CPI I Late Other Print Unapplied CPI Principal Payment nte rest Charge s Charges Amount Balance Balance Variance 07292003 PMT REVERSAL - ($539.95) DWI 1/2003 ($1.05) ($530 90) - ELECTRONIC - . $20,475.47 - - - - RETURN ITEM 071252003 DIRECTDEBIT 5539.95 07/112003 $1.D5 $530.90 $8 00 PAYMENT . $20,474.42 $20.46 07212003 LATE CHARGE ($1023) - ADDED - - - (51023) _ - - - DS/212003 LATE CHARGE (S10.23) - ADDED - - - ($1023) - 05130/2003 DIRECTDEBIT $530.54 06112003 5233.42 $27807 $11 05 $8 00 PAYMENT . . - $20,475.47 - 051212003 LATE CHARGE ($1023) - ADDED - (57023) 05/012003 DIRECTDEBIT $519.49 051112003 $307.64 $194.62 $9 23 $B DO PAYMENT . . - $20,7D8.89 - 042112003 LATE CHARGE ($10.05) - ADDED - ($10.05) 04/12003 DIRECTDEBIT Y $528.72 041112003 $109.86 $410.84 - $8 00 - PA MENT . - $21,016.53 $9.23 03212003 LATE CHARGE (510.23) - ADDED - - - ($1023) - - - - _ 02/282003 DIRECTDEBIT 5529.72 03/112003 $293.30 $218.19 $10 23 $8 00 PAYMENT . . $21,126,41 - 02212003 LATE CHARGE (510.23) - ADDED - (510.23) 02I 2003 DIRECTDEBIT $529.31 02/12003 $48.77 $44226 - $30 28 $8 0() PAYMENT . . $27,419.71 - - 01272003 LATE CHARGE ($9.82) - - ADDED - ($9.82) - Close Window http://itop/iTop/Customer/Details/Popups/PrintablePaymentHistory.aspx 9/17/2008 iTop - Transaction History Detail Print Page 1 of l Payment History Details Customer Name: KEVIN WERNER I Loan Number-779002 1561 PfiOt Posting D Transaction Transaction Next Due Principal Interest CAi CPI Late Other Unapplied CPI Principal Payment ate Description Amount Date Interest Charges Charges Amount Balance Balance Variance 01116/2003 DIRECTDEBIT $539.88 011112003 - $531.88 $8.00 $21468 48 $2046 PAYMENT . 12/302002 1 MO $25.00 12/112002 - - - - - - - $21 466 48 - DIRECTDEBIT , . DEFERMENT 12212002 LATE CHARGE (510.23) (51023) ADDED 11121/2002 LATE CHARGE ($1023) - - - - ($1023) - - ADDED 1 01312 0 02 WEB $531.00 11M 120D2 $180.77 $330.79 - - $19.44 - - - $21 468 48 $0 07 DIRECTDEBIT , . . PAYMENT 101252002 PMT REVERSAL - (5531.00) 10J112002 ($260.96) ($250.60) - - ($19.44) - - - $21 64925 - ELECTRONIC , 10232002 WEB $531.00 11/112002 $260.96 $250.60 - 519.44 - - - $21 388 29 $0 07 DIRECTDEBIT , . . PAYMENT 10/232002 LATE CHARGE $10.23 - - - - $10.23 - - " ADJUSTMENT 10/212002 LATE CHARGE ($10.23) - - - - (51023) ADDED 10/102002 PMT REVERSAL- ($531.00) 10112002 (5411.32) ($100.24) - ($19.44) $21 64925 - ELECTRONIC , 10/08/2002 WEB $531.00 111112002 $411.32 $10024 - - $18.44 - - - $21 237 93 $0 07 DIRECTDEBIT , . . PAYMENT 091282002 REGULAR $1,024.00 10MI2002 $96.65 $926.33 - $1.02 - - - $21 649 25 - PAYMENT , . 09262002 RETURN ITEM (5511.49) 081112002 - ($511.49) - - - - - - $21,745.90 - 09212002 LATE CHARGE (51023) - - - - ($10.23) - - - ADDED 041092002 REGULAR $511.49 091112002 - $511.49 - - - - - - $21 745.90 - PAYMENT , 06212002 LATE CHARGE (510.23) - - - - (510.23) ADDED 07/08/2002 NEW LOAN (321,745.90) 081112002 ' ($21,745.90) $21,745.90 - Close Window http://itop/iTop/Customer/Details/Popups/PrintahlePaymentHistory.aspx 9/17/2008 WFS Financial 15750 ALTON PARKWAY IRVINE CA 92618 (Nana and address of xaxed party) 0510412005 (oate) NOTICE OF OUR PLAN TO SELL PROPERTY (Const.frer Goods) Name: KEVIN W WERNER LORY E WERNER (Name and address of any obligor who is also a debtor) Address: 6 CLOUD CT 8 CLOUD CT MECHANICSBURG PA 17050 MECHANICSBURG PA 17050 Subject Account Number. 7790021661 (Identification of transaction) We have your 1999 DODGE TRUCK 1B41-I528Z1XF586324 because you broke promises in our agreement. (FOR A PUBLIC DISPOSITION:) We will sell at public sale. A sale could include a lease or license. The sale will be held as follows: Date: Time: Place: You may attend the sale and bring bidders If you want (FOR A PRIVATE DISPOSITION:) We will sell 1999 DODGE TRUCK 1B4HS28Z1XF686324 at private sale sometime after 05120106 . A sale could include a lease or license. The money that we get from the sale (after paying our costs) will reduce the amount you owe. If we get less money than you owe, you will still owe us the difference. If we get more money than you owe, you will get the extra money unless we must pay it to someone else. . You can get the property back at any time before we sell it by paying us the full amount you owe (not just the past due payments), including our expenses permitted by law. To team the exact amount you must pay, call us at 888-837-9992 If you want us to explain to you In writing how we have figured the amount that you owe us, you may call us at 88&937-902 (or write us at 15750 ALTON PARKWAY IRVINE CA 92618 ) and request a written explanation. If you need more information about the sale call us at 888-937-9992 or write us at 15750 ALTON PARKWAY IRVINE CA 92618 We are sending this notice to the following other people who have an Interest in 1999 DODGE TRUCK or who owe money under your agreement (Names of all other debtors and obligors, If any) You may have additfonal rights under the law. Please read the enclosed NOTICE OF INTENT TO DISPOSE OF MOTOR VEHICLE for a description of the" additional rights. WFSVPA-01 (0811A05) EXHIBIT W WFS FINANCIAL' Date 05/D4/06 Date of Contract/Seaurity Agreement 06128/02 Account No. 7790021561 NOTICE.OF INTENTION TO DISPOSE OF MOTOR VEHICLE Customer Name/Address KEVIN W WERNER 6 CLOUD CT MECHANICSBURG PA 17050 Co-Buyer/Guarantor Name/Address LORY E WERNER 6 CLOUD CT MECHANICSBURG PA 17050 Account Number Date of Repossession 779=1561 05103106 Date of Contract Date of Notice and Mailing 0612=2 05104/06 DESCRIPTION OF VEHICLE Year I Make New 1999 DODGE Used Vehicle Identification Number iB4HS28ZiXF688324 Model Body Type TRUCK WE HAVE REPOSSESSED YOUR PROPERTY YOU HAVE VOLUNTARILY TURNED W YOUR PROPERTY TO US NOTICE OF REPOSSESSION AND RIGHT TO REDEEM You are hereby noted that pursuant to the terms and provisions of your ConVacf/Searrity Agreement, your vehicle was repossessed on 05103106 and will be offered for sate as described below. HOW TO GET YOUR PROPERTY SACK YOU MAY REDEEM THE COLLATERAL AT ANY TIME BEFORE IT IS ACTUALLY SOLD. If you redeem the vehicle, we have no further claim to It. You may redeem the collateral by paying the unpaid account balance plus any accrued interest and the cost of repossession. The cost of repossession Includes expenses reasonably incurred by us in retaking, holding, and preparing the collateral for disposillon, as provided for in the ContractlSecurity Agreement (as applicable under state law). This amount is shown below in Section B as 'Total Due Prior to Sale (C).' ? You may reinstate your contract. To get the vehicle back, follow Instructions in either Section A or B. ® You may not reinstate your contract. To get your vehicle back, follow instructions in Section B. A. Notice of Right to Reinstate B. To Redeem the Vehicle You may be able to get the vehicle back. To recover the vehicle and reinstate the contract, you must do the following within fifteen (15) days of the dole of the mailing of this Notice. 1. Make payment of all past due installments so that you are current on the contract ............................... $ 2. Pay any late charges due........ ................. $ 3. Pay any default charges due.... ................ $ 4. Pay the costs of repossession 5. Pay any other costs Incurred (estimated)....._ ...................... ............ $ Reinstatement Amount Total Due.._...... S Pay the amount shown below as the Redemption Amount Total Due within 15 days of the date of this Notice- Outstanding Balance at the Time of Repossession ............... ........................ $ 12772.79 Accrued Delinquency and Collection Charges ................................ _............ $ 76.56 Repossession Charges ........................ ............ $ 380.00 Total Costs and Charges (A)._.......... _ 13.229.35 _ Less Estimated Unearned Finance Charge .....--($ ) Less Estimated Refund on Canceled Collateral Protection Insurance _._........._..........(s ) Total Refund (B)..........($ 0.00 ) Redemption Amount Total Due (C) [A - B = C]............ $ 13,229.35 NOTICE OF SALE Unless otherwise Indicated, the sale of the motor vehicle wit be by private sale after the expiration of fifteen (15) days from the date of mailing of this notice. ? Public Sate- The motor vehicle will be offered for sale beginning at on the day of 20 and continuing every day thereafter until sold. ? Nature of Disposition If other than Sale. IF YOU DECIDE NOT TO REDEEM THE COLLATERAL We Intend to proceed against you for any deficiency balance that may erdsl on your debt after applying the net proceeds from the sale of said collateral toward the debt. If you have fried a Petition under Chapter 7 or 13 of the Banknuptey Code, we.01 We or amend our Proof of claim. Any payment or notice In connection with this matter should be addressed to WFS Financial Inc at the address shown atiiNbottom of this Notice. NOTICE OF PERSONAL PROPERTY Any personal property left in the repossessed motor vehicle will be held for thirty (30) days from the date of the mailing of this notice. You may reclaim the personal property during this thirty (30) day period. Thereafter. the personal property may be disposed of In the same manner as the motor vehicle and other collateral. By_ WFS FINANCIAL INC Telephone: 888.805.2886 SPECIAL ACTIVITIES 15750 ALTON PARKWAY IRVINE CA 92618 (Address and location where payment should be made to redeem / reinstate) PPS 983 RT 33 MONROE NJ 800-338-1472 (Address where rspossesaW proper"ll be delivered upon such redenptbn f refnsiatement) PPS 983 RT 33 MONROE NJ 800.338-1472 (Address and lomdon where property is stored) WFSIIPA-01 (OW17105) Pg 2, x Ii J rl ' j W rt? 1 ? tV •r, Q? N ri n Y? r N N ? Y .x X, a W U .Y It ,U C? a ? I 0 w A t 3x ' W Q X 3L ? N 3t z Ir irJNA ?J W H Q Z }- J N n1 ?t G N ? oIT ? U J r I 0 CU Cli m x O U ,.< N W .. . r_• W x t i a.+ ca U) 0- cu LL 0 ??rW w ? x w Lf m w r1 Y a• ?t m -1 N.?.r Y Z fr Q w J " W ?i I W ?G rl a U) P4 J Z K s. W a d N ?'t 1 NL - ?2 0 0 - pl ca ? L'O T 0,00 E co t o p v !Y N to :3 U ? +n /y N? N 00 (q? ur 7 w 0 - F E v- yLm y ? cc ' ? cc 0 N r EL 8 w ?N r y 3 O y C m ` V', cu .? 430 J+ z i!= a0 E 4 cy -2 CH CP 0 Q z ° Qo c0-13 ?m t? 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Account History-Deficiency Simple Interest Contract Account Name & Number Werner 7790021561 Beginning Contract Balance: Plus Amount of Insurance Added: Minus Principal Payments $ 21, 745.90 Subtotal: $ 21,745.90 Total: $ 21,745.90 Total: $ 9,471.86 Balance at time of Charge off/Repossession: Total: $ 12,274.04 (Account balance plus Insurance Balance) Minus Amount of Rebated Insurance: $ - Minus Amount of Insurance Settlement: $ 295.48 Minus Service Contract and Disability Insurance $ - Subtotal: $ 295.48 Total: $ 11,978.56 Plus Repossession and Reconditioning Charges: Repossession fees $ - Seller fees $ 95.00 Recondition fees $ 167.00 Service Charge $ - Subtotal: $ 262.00 Total: $ 12,240.56 Minus Amount Received at Resale: Minus Payments Made Prior to Suit: Plus Miscellaneous fees: (Late Charges I NSF Fees) $ 5,000.00 $ 325.00 Subtotal: $ 5,325.00 Total: $ 6,915.56 $ 86.56 Subtotal: $ 86.56 Total: $ 7,002.12 EXHOT CERTIFICATE OF SERVICE A true and correct copy of the within Plaintiff's Motion for Summary Judgment has been served by U.S. Mail, Postage Pre-Paid, on ?_day of ` ' , 2010 upon the following: Douglas Lovelace Jr, Esquire 36 Donegal Drive Carlisle Pa 17013 By: ' James C Wa brodt,Esquire P.A.LD.# 4 5 4 Weltman, e' berg & Reis Co.,L.P.A. 436 Sev th Avenue, Suite 1400 Pittsbur h, A 15219 (412) 4 955 Fax: -338-7130 WWR No. 6982184 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION WACHOVIA DEALER SERVICES, Plaintiff, VS. KEVIN W WERNER and LORY E WERNER, Defendants. Case No.: 07-5702 ORDER OF COURT AND NOW, to-wit, this day of , 2010, upon Plaintiffs Motion for Summary Judgment, IT IS HEREBY ORDERED, ADJUDGED AND DECREED that said Motion is GRANTED and Judgment is entered in favor of Plaintiff for $7,002.12 with interest at the rate of 16.90% per annum from May 24, 2006, plus attorneys' fees of $1,000.00, and costs. BY THE COURT J. WWR No. 6982184 FLED-Of PCE (7 THE PRO' 2010 MAR -8 PM ';: 15 cum L- N' " y 1 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION WACHOVIA DEALER SERVICES Plaintiff vs. KEVIN W. WERNER AND LORY E. WERNER Defendants No.07-5702 PRAECIPE FOR ENTRY OF JUDGMENT BY CONSENT FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: James C. Warmbrodt, Esquire PA I.D. #42524 WELTMAN, WEINBERG & REIS CO., L.P.A. 1400 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR#5982184 6iv, as Pa any ck'h yyao& i? /2 "? ?-s fr &/K ' A IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION WACHOVIA DEALER SERVICES Plaintiff vs. Civil Action No. 07-5702 KEVIN W. WERNER AND LORY E. WERNER Defendants PRAECIPE FOR JUDGMENT BY CONSENT TO THE PROTHONOTARY: Kindly enter Judgment against Defendants, Kevin W. Werner and Lory E. Werner, in the amount of $7506.62 plus costs, based upon the consent of the parties. CONSENTED TO: WELTMAN, WEINBERG & REIS CO., L.P.A., LORY E. WERNER, By: Attorney for 05intiff 84 KEVIN W. WERNER AND By: Defendant Kevin W. W mer Werner IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION WACHOVIA DEALER SERVICES Plaintiff VS. Civil Action No. 07-5702 KEVIN W. WERNER AND LORY E. WERNER Defendants STIPULATION OF THE PARTIES FOR PAYMENT AND FOR THE ENTRY OF JUDGMENT BY CONSENT TO THE PROTHONOTARY: Kindly enter Judgment in favor of Plaintiff and against the Defendants, Kevin W. Werner and Lory E. Werner, above-named, in the amount of $7506.62 pursuant to the Stipulation of the Parties for Payment and for the Entry of Judgment by Consent, as follows: Defendants admit indebtedness to Plaintiff in the amount of $7506.62 with continuing interest thereon at a rate of 6.0% per annum plus costs from date of judgment. 2. To secure the repayment of said indebtedness, Defendants agree that Judgment by Consent will be entered in favor of the Plaintiff and against the Defendants, Kevin W. Werner and Lory E. Werner, in the amount of $7506.62 plus continuing interest thereon at the rate of 6.0% per annum from date of judgment and costs. Plaintiff agrees not to execute on its Judgment so long as Defendants cause to be delivered to Plaintiff the following payments in full by 12:00 NOON on the following dates: (a) $150.00 due by 2/28/2010; (b) $$150.00 due on the last day of each consecutive month thereafter until the Judgment amount plus accrued interest and costs are paid in full. ok 4. All payments are to be made payable to the order of "Wachovia Dealer Services" 5. All payments due under this agreement are to be received at the offices of Weltman, Weinberg & Reis, Co., L.P.A., P.O. BOX 5430, Cleveland, OH 44101-0430. 6. In the event of default, each payment received shall be first attributed to costs, interest and then to principal. 7. Time is of the essence of this agreement and should the Defendants fail to have in the hands of Plaintiff or Plaintiffs counsel any payment in full within five (5) calendar days of the stated due date, then Plaintiff shall be immediately free to issue Execution as well as pursue all other remedies, in law or in equity, to collect the full balance of the Judgment entered hereunder plus appropriate additional interest and costs. 8. No act or omission of the Plaintiff, nor of anyone alleged to be acting on its behalf, shall constitute a waiver, estoppel, or any other excuse for non-performance of any duty undertaken by the Defendants in this Stipulation which the parties agree is final and complete. 9. Intending to be legally bound, the parties set their hands and seals this ?6 day of , `V 20 WELTMAN, WEINBERG & REIS CO., L.P.A. By: /Ir James C. a broc PA I.D. #425 4 WELTMA , INBE 1400 Kopp rs uilding 436 Seve h venue Pittsburg A 15219 (412) 34-7955 WWR No. 5982184 ,0;66 E' Esquire By efendant, Kevin W. Werner an Werner & REIS CO., L.P.A. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION WACHOVIA DEALER SERVICES Plaintiff vs. Civil Action No. 07-5702 KEVIN W. WERNER AND LORY E. WERNER Defendants NOTICE OF JUDGMENT OR ORDER TO: ( ) Plaintiff (xx) Defendant ( ) Garnishee You are hereby notified that the following Order or Judgment was entered against you on 3 - P' -16 (xx) Assumpsit Judgment in the amount of $7506.62 plus costs. ( ) Trespass Judgment in the amount of $ plus costs. ( ) If not satisfied within sixty (60) days, your motor vehicle operator's license and/or registration will be suspended by the Department of Transportation, Bureau of Traffic Safety, Harrisburg, PA. (xx) Entry of Judgment of ( ) Court Order ( ) Non-Pros ( ) Confession ( ) Default ( ) Verdict ( ) Arbitration ( ) Award (XX) By Consent Prothonotary Douglas Lovelace Jr., Esquire 36 Donegal Drive Carlisle, PA 17013 By: ? PROTHONOTAR (OR DEPUTY) IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION WACHOVIA DEALER SERVICES, Plaintiff vs. KEVIN W WERNER and LORY E WERNER Defendants AMERICHOICE F'CU, Garnishee, No. 07-5702-CIVIL PRAECIPE FOR WRIT OF EXECUTION (BANK ATTACHMENT ONLY) FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: James C. Warmbrodt, Esquire PA I.D. #42524 WELTMAN, WEINBERG & REIS CO., L.P.A. 1400 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR#05982184 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION WACHOVIA DEALER SERVICES, Plaintiff vs. Civil Action No. 07-5702-CIVIL KEVIN W WERNER and LORY E WERNER Defendants AMF,RICHOICE FCU , Garnishee PRAECIPE FOR WRIT OF EXECUTION ;., TO THE PROTHONOTARY: may, Kindly issue a Writ of Execution in the above matter... cn I . directed to the Sheriff of Cumberland County: 2. against Kevin W. Werner and Lory E. Werner, Defendants (o NDOC1 CT. McC6 PA 17050 3. against Americhoice FCU, Garnishee Jebee tbUow RJ 41'1'5 &W 4. Judgment Amount Met .6, PA 19055 $ 7,506.62 Less payments of $ 0 .00 Interest Costs SUBTOTAL: Costs (to be added by Prothonotary): S *614-50 PO A'Tl"I 310.&4 o- I10. 00 " 7$.50 n 14. oo " a.5o " 17a.1? Pb A- -402.00 oop- 00 • 50 L.L $ 777.40 $ 0.00 $ 8,284.02 $ WELTMAN, WEINBERG & REIS CO., L.P.A. By: James C. W' r brodt, Esquire PA I.D. #4 52 WELTM EINBERG & REIS CO., L.P.A. 1400 Ko per Building 436 Sev nt Avenue Pittsbu g , PA 15219 (412) -7955 C* IDasl43a Lo'qEy'4wad 01 ,,z8as? WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PE4NSYLVANIA) COUNTY OF CUMBERLAND) NO 07-5702 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due WACHOVIA DEALER SERVICES, Plaintiff (s) From KEVIN W. WERNER and LORY E. WERNER, 6 Cloud CT, Mechanicsburg, PA 17050 (1) You are directed to levy upon the property of the defendant (s)and to sell (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: AMERICNOICE FCU, 2175 Bumblebee Hollow Road, Mechanicsburg, PA 17055 and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof, (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $7,506.62 Interest -- $777.40 Atty's Comm % Atty Paid $172.14 Plaintiff Paid Date: 12;711 i (peal) L.L.$.50 Due Prothy $2.00 Other Costs: DAV?t? D Qu?L? David D. uell, Prothonot By: Deputy REOUESTiNG PARTY: Name JAMES C. WARMBRODT, ESQUIRE Address: WELTMAN WEINBERG & REIS CO, LPA 1400 KOPPERS BUILDING 436 SEVENTH AVENUE PITTSBURGH, PA 15219 Attorney for: PLAINTIFF Telephone: 412-434-7955 Supreme Court ID No. 42524, Anderson S Smith of Deputy <ichard W Stewart Solicitor SHERIFF'S OFFICE OF CUMBERLAND COUNTY k ? SEE trry? _.! v ut??[ PH 2: 3 3 C t ?jS Y L ViO"""I;f- Wachovia Dealer Services Case Number vs. Kevin W Werner (et al.) 2007-5702 SHERIFF'S RETURN OF SERVICE 12/14/2011 01:08 PM - Ryan Burgett, Deputy, who being duly sworn according to law, attached as herein commandec all goods, chattels, rights, debts, credits, and monies of the Defendant, in the hands, possession, or control of the within named garnishee, Americhoice FCU at 20 Sporting Green Drive, Silver Spring Township, Mechanicsburg, PA 17050, Cumberland County, by handing to CHRISTINE CRUMLICH-TELLER, personally three true and attested copies of the Writ of Execution and made the contents there of known to her. The writ of execution and notice to defendant was mailed on December 15, 2011 to Kevin & Lory Werner at 6 Cloud Court, Mechanicsburg, PA 17050. 06/05/2012 Ronny R. Anderson, Sheriff, who being duly sworn according to law, states this writ of execution is returned as ABANDONED. No action on writ in over 6 months. SHERIFF COST: $101.95 SO ANSWERS, June 05, 2012 RON R ANDERSON, SHERIFF s-0 LL ?o? 'i l.0 NI9 `JhP .7f. TPicp< tl, (llc;_