HomeMy WebLinkAbout03-5517LILLIAN M. LANDIS,
Plaintiff
VS.
ROBERT C. BLANKENSHIP and,
SUZANNE M. BLANKENSHIP,
Defendants
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
NO. CIVIL TERM
NOTICE
You have been sued in court. If you wish to defend against the claims set forth in the
following pages, you must take action within twenty (20) days after this complaint and notice
are served, by entering a written appearance personally or by attorney and filing in writing with
the court your defenses or objections to the claims set forth against you. You are warned that
if you fail to do so the case may proceed without you and a judgment may be entered against
you by the court without further notice for any money claimed in the complaint or for any
other claim or relief requested by the plaintiff. You may lose money or property or other
rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU
DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR
TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU
CAN GET LEGAL HELP.
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CARLISLE, PENNSYLVANIA 17013
TELEPHONE: 717-249-3166
AMERICANS WITIt DISABILITIES ACT OF 1990
The Court of Common Pleas of Cumberland County is required by law to comply with
the Americans with Disabilities Act of 1990. For information about accessible facilities and
reasonable accomodations available to disabled individuals having business before the court,
please contact our office. All arrangements must be made at least 72 hours prior to any
hearing or business before the court. You must attend the scheduled conference or hearing.
LILLIAN M. LANDIS,
Plaintiff
VS.
ROBERT C. BLANKENSHIP and,
SUZANNE M. BLANKENSHIP,
Defendants
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION- LAW ~ ~ ~- ~! '?
NO. CIVIL TERM
COMPLAINT
AND NOW, comes Lillian M. Landis, Plaintiff, by and through Frey & Tiley Attorneys at
Law and respectfully states as follows:
1. Plaintiff is Lillian M. Landis, an unmarried adult individual, residing at 801 North Hanover
Street, Carlisle, Cumberland County, Pennsylvania.
2. Defendants are Robert C. Blankenship and Suzanne M. Blankenship, husband and wife,
adult individuals, whose residence and address is 110 North Market Street, Mechanicsburg,,
Cumberland County, Pennsylvania.
3. By Installment Sales Agreement dated September ,1991, Defendants entered into an
agreement with Plaintiff for the purchase of the real estate owned by Plaintiff, known as 110 North
Market Street, Mechanicsburg, Cumberland County, Pennsylvania. A true and correct copy of the
Installment Sales Agreement is attached hereto and incorporated herein as Exhibit "A".
4. By the terms of the Installment Sales Agreement, Defendants agreed to pay $35,000.00,
together with interest thereon at the rate of 9.00% per annum in monthly installments of $355.00.
5. Pursuant to the terms of said Installment Sales Agreement, Plaintiff delivered possession of
the premises to Defendants on September 1, 1991. Since that time Defendants have enjoyed sole
occupancy of the premises.
6. Plaintiff is the owner of the real estate subject to the Installment Sales Agreement by virtue
of a deed from John W. Wright, dated May 9, 1968 and recorded May 9, 1968 in the Office of the
Recorder of Deeds for Cumberland County in Deed Book "T", Volume 22, Page 580, a copy of which
is attached hereto and incorporated herein as Exhibit "B".
7. The Installment Sales Agreement is in default because of Defendants' failure to make a full
payment on the installment due for January, 2003 (Defendants made a payment of $100.00 which has
been credited toward the payment due) and their failure to make any payments due for the months
WHEREFORE, Plaintiff respectfully requests judgment in favor of Plaintiff and against
Defendant for foreclosure of the mortgaged property for the amount of $17,461.68, together with
interest thereon, all other amounts advanced by Plaintiff.
Respectfully submitted,
Frey & Tiley,
Attorneys for Plaintiff
By: ~-~-~. ~
Robert G Frey, Esquire
Supreme Court Number 46397
5 South Hanover Street
Carlisle, Pennsylvania 17013
(717) 243-5838
I verify that the statements made herein are true and correct and understand that false statements
herein are made subject to the penalties of 18 Pa. C. S. A. § 4904 relating to unswom falsification to
authorities.
Dated:
Robert M. Frey, attorney-in-fact for
Lillian M. Landis, pursuant to Power of Attorney
dated September 20, 1995 and recorded July 30,
1998 in Cumberland County Miscellaneous
Record Book 584, Page 159
AGREEMENT OF SALE
ENTERED INTO THIS day of September, 1991, BETWEEN JOHN K.
LANDIS and LILLIAN M. LANDIS, husband and wife, of Upper Allen Township (mailing
address: 14 Hickory Lane, Mochanicsburg, Pennsylvania 17055), Cumberland County,
Pennsylvania, hereinafter whether singular or plural called party of thc first part,
AND
ROBERT C. BLANKENSHIP and SUSAN M. BLANKENSHIP, husband and
wife, of 110 North Market Street in the Borough of Mechanicsburg, Cumberland County,
Pennsylvania, hereinafter whether singular or plural called party of the second part.
WITNESSETH: That the said party of the first part, in consideration of the terms and
conditions hereinafter mentioned and contained, agrees to grant and convey unto the party of the
second part, their heirs and assigns, the following:
ALL that certain house and lot of ground situate on the Bast side of North Market Street in
the Third Ward of the Borough of Machanicsburg, County of Cumberland and State of
Pennsylvania, bounded and described as follows, to wit:
BEGINNING at the curb line of North Market Sireet, on the line of lot now or formerly of
Clayton Kitzmiller; thence along said lot, eastward a distance of 130 feet, mom or less, to an alley;
thence along said alley, southward a distance of 24 feet to a point in the line of lot now or formerly
of Peter Adams; thence along the line of said lot now or formerly of Peter Adams, westward a
distance of 130 feet, more or less, to a point in the curb line on said Market Street, aforementioned;
thence along said curb line, northward a distance of 24 feet to a point in the line of lot now or
formerly of Clayton Kitzmiller, aforementioned, at the point and Place of BEGINNING.
HAVING thereon erected a single frame dwelling house known and numbered as 110
North Market Street.
TOGETHER with free and uninterrupted use, liberty and privilege of passage in and along
a certain alley or passage of about two (2) feet, eight (g) inches in breadth by 35 fe~t in length
extending from Market Street along the South side of the above-mentioned premises, with free
ingress and egress, to the present Grantees, their hefts and assigns forever, and tenants and
occupiers under them, at all times and seasons forever, in common with the owners of the lo!
adjoining on the South and tenants and occupiers under them, as fully set forth in the deed of
Christian Swartz and Lucinda Swartz, his wife, to Anna M. Irvin, dated May 13, 1879, and
recorded in the Cumberland County Rocordar's Office in Deed Book "Z", Volume 7, Page 126.
BEING the same pmmises~hich John W. Wright, single man, by deed dated May 9, 1968,
and recorded May 9, 1968, in the Office of the Recorder of Deeds in and for Cumberland County
in Deed Book "T', Volume 22, Page 580, granted and conveyed to 1chh K. Landis and Lillian M.
I~ndis, husband and wife, party of the first part herein.
AUTHENTICATED BY
PARTY OF THE FIRST PART:
AUTHENTICATED BY
PARTY OF THE SECOND PART:
-1-
You have additional rights to help protect your interest in the property. YOU HAVE THE
RIGHT TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE
INSTALLMENT SALE AGREEMENT DEBT, OR TO BORROW MONEY FROM ANOTHER
LENDING INSTITUTION TO PAY OFF THIS DEBT. YOU HAVE THE RIGHT TO HAVE
THIS DEFAULT CURED BY ANY THIRD PARTY ACTION ON YOUR BEHALF.
If you cure the default, the Installment Sale Agreement will be restored to the same
position as if no default had occurred. However, you are not entitled to this right to cure your
default more than tba'ee times in any calendar year.
Robert G. Frey
Attorney for Lillian M. Landis
5 South Hanover Street
Carlisle, Pennsylvania 17013
ACT 91 NOTICE
TAKE ACTION TO SAVE
YOUR HOME FROM
FORECLOSURE
THE C OMMONWZALTH OF PENNSYLVANIA'S
HOMEOWNERS' EMERGENCY MORTGAGE
ASSISTANCE PROGRAM
MAY BE ABLE TO HELP YOU
READ THE FOLLOWING NOTICE TO FIND OUT
HOW THE PROGRAM WORKS.
If you need more information call the Pennsylvania
Housing Finance Agency at 1(800) 342-2397
LA NOTIFICACION EN AD JUNTO ES DE SUM IMPORTANCIA, PUES
AFECT SU DERECHO A CONTNUAR VIVIENDO EN SU CASA. SI NO
COMPRENDE EL CONTENIDO DE ESTA NTOIFICACION OBTENGA
[INA TRADUCCION INMEDITAMAMENTE LLAMANDO ESTA
AGENCIA (PENNSYLVANIA HOUSING FINANCE AGENCY) SIN
CARGOS AL NUMERO MENCIONADO ARRIBA. PUEDES SER
ELEGIBLE PARA UN PRESTAMO POR EL PROGRAMA LLAMADO
"HOMEOWNER'S EMERGE3NCY MORTGAGE ASSISTANCE
PROGRAM" EL CUAL PUEDE SALVAR SU CASA DE LA PERDIDA DEL
DERECHO A REDIMIR SU HIPOTECA.
ACT 91 NOTICE
IMPORTANT: NOTICE OF HOMEOWNERS'
EMERGENCY MORTGAGE ASSISTANCE PROGRAM
PLEASE READ THIS NOTICE.
YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE
WHICH CAN SAVE YOUR HOME FROM FORECLOSURE AND
HELP YOU MAKE FUTURE MORTGAGE PAYMENTS
Date: January 2, 2003
RE: Installment Sale of 110 Market Street Mechanicsburg, PA
TO: Susan Blankenship
FROM: Robert G. Frey, Attorney for Lillian M. Landis
You may be eligible for financial assistance that will prevent foreclosure on your
installment sales agreement if you comply with the provisions of the Homeowners'
Emergency Mortgage Assistance Act of 1983 (the "Act"). You may be eligible for
emergency temporary assistance if your default has been caused by circumstances beyond
your control, you have a reasonable prospect of resuming your installment sales
agreement payments, and if you meet other eligibility requirements established by the
Pennsylvania Housing Finance Agency. Please read all of this Notice. It contains an
explanation of your rights.
Under the Act, you are entitled to a temporary stay of foreclosure on your installment sales
agreement for thirty (30) days from the date of this Notice. During that time you must arrange and
attend a "face-to-face" meeting with a representative of this lender, or with a designated consumer
credit counseling agency. The purpose of this meeting is to attempt to work out a repayment plan,
or to otherwise settle your delinquency. This meeting must occur in the next thirty (30) days.
If you attend a face-to-face meeting with this lender, or with a consumer credit counseling
agency identified in this notice, no further proceeding in installment sales agreement foreclosure
may take place for thirty (30) days after the date of this meeting. The name, address and telephone
number of our representative is:
Robert G. Frey
5 South Hanover Street
Carlisle, Pennsylvania 17013
Telephone Number: 717-243-5838
The names and addresses of designated consumer credit counseling agencies are shown on
the attached sheet. It is only necessary to schedule one face-to-face, meeting. You should advise
this lender immediately of your intentions.
Your installment sales agreement is in default because you have failed to pay promptly the
installments of principal and interest, as required, for a period of at least sixty (60) days. The total
amount of the delinquency is $1,853.70. That sum includes the following:
Payments due for the months of November and December, 2002 in the amount of $710.00
County and Township and School Real Estate taxes in the amount of $1,143.70
If you have tried and are unable to resolve this problem at or after your face-to-face meeting,
you have the right to apply for financial assistance from the Homeowners' Emergency Mortgage
Assistance Fund. In order to do this, you must fill out, sign and file a completed Homeowners'
Emergency Assistance Application with one of the designated consumer credit counseling agencies
listed on the attachment. An application for assistance may only be obtained from a consumer
credit counseling agency. The consumer credit counseling agency will assist you in filling out your
application and will submit your completed application to the Pennsylvania Housing Finance
Agency. Your application must be filed or postmarked, within thrty (30) days of your face-to-face
meeting.
It is extremely important that you file your application promptly, lf you do not do so, or if
you do not follow the other time periods set forth in this letter, foreclosure may proceed against
your home #nmediately.
Available funds for emergency mortgage assistance are very limited. They will be disbursed
by the Agency under the eligibility criteria established by the Act.
It is extremely important that your application is accurate and complete in every respect. The
Pennsylvania Housing Finance Agency has sixty (60) days to make a decision after it receives your
application, During that additional time, no foreclosure proceedings will be pursued against you if
you have met the time requirements set forth above. You will be notified directly by that Agency of
its decision on your application.
The Pennsylvania Housing Finance Agency is located at 2101 North Front Street, P. O. Box
8029, Harrisburg, Pennsylvania 17105. Telephone No. (717) 780-3800 or 1-800-342-2397 (toll
free number). Persons with impaired hearing can call (717) 780-1869.
In addition you may receive another notice from this lender under Act 6 of 1974. That notice
is called a "Notice of Intention to Foreclose". You must read both notices, since they both explain
rights that you now have under Pennsylvania law. However, if you choose to exercise your rights
described in this notice, you cannot be foreclosed upon while you are receiving that assistance.
Very truly yours,
Robert G. Frey
EXHIBIT
SHERIFF' S RETURN -
CASE NO: 2003-05517 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
LANDIS LILLIAN M
VS
BLANKENSHIP ROBERT C ET AL
REGULAR
JASON VIORAL ,
Cumberland County, Pennsylvania,
says, the within COMPLAINT & NOTICE
BLANKENSHIP ROBERT C
DEFENDANT , at 1530:00 HOURS,
at 110 NORTH MARKET STREET
MECHANICSBURG, PA 17055
SUZANNE BLANKENSHIP, WIFE
a true and attested copy of COMPLAINT & NOTICE
Sheriff or Deputy Sheriff of
who being duly sworn according to law,
was served upon
the
on the 20th day of October , __
together with
by handing to
2003
and at the same time directing Her attention to the contents thereof.
Sheriff's Costs:
Docketing 18.00
Service 6.90
Affidavit .00
Surcharge 10.00
.00
34.90
Sworn and Subscribed to before
me this ~.~ day of
A.D.
honotary
So Answers:
R. Thomas Kline
10/21/2003
FREY & TILEY
By:
uty sheriff
SHERIFF'S
CASE NO: 2003-05517 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
LANDIS LILLIAN M
VS
BLANKENSHIP ROBERT C ET AL
RETURN - REGULAR
JASON VIORAL
Cumberland County, Pennsylvania,
says, the within COMPLAINT & NOTICE
BLANKENSHIP SUZANNE M
DEFENDANT , at 1530:00 HOURS,
at 110 NORTH MARKET STREET
MECHANICSBURG, PA 17055
SUZANNE BI2%NKENSHIP
a true and attested copy of COMPLAINT & NOTICE
Sheriff or Deputy Sheriff of
who being duly sworn according to law,
was served upon
the
on the 20th day of October ,
together with
by handing to
2003
and at the same time directing Her attention to the contents thereof.
Sheriff's Costs:
Docketing 6.00
Service .00
Affidavit .00
Surcharge 10.00
.00
16.00
Sworn and Subscribed to before
me this 23~ day of
honotary ' ' '
So Answers:
R. Thomas Kline
10/21/2003
FREY & TILEY
By: