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Home My WebLink About03-5621 McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE Identification Number 16496 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 Mortgage Electronic Registration Systems, Inc. 10790 Rancho Bernardo Road San Diego, CA 92127 v. Tom L. Raudabaugh 720 Bloserville Road Newville, PA 17241 Attorney for Plaintiff Cumberland County Court of Common Pleas Number03 - $'te.2( CiOlL~~ CIVIL ACTION/MORTGAGE FORECLOSURE NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may Jose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Cumberland County Bar Association 2 Liberty A venue Carlisle, P A. 17013 800-990-9108 A VISO Le han demandado a usted en la corte. Si usted quiere defenderse de estas demandas ex-puestas en las paginas siguientes, usted tiene veinte (20) dias de plaza al partir de la fecha de la demanda y la notificacion. Hace falta asentar una comparencia escrita 0 en persona 0 con un abogado y entregar a la corte en forma escrita sus defensas 0 sus objeciones alas demandas en contra de su persona. Sea avisado que si usted no se defiende, la corte tomara medidas y puede continuar la demanda en contra suya sin previo aviso 0 notificacion. Ademas, la corte puede decidir a favor del demandante y requiere que usted cumpla con todas las provisiones de esta demanda. Usted puede perder dinero 0 sus propiedades u otros derechos importantes para usted. USTED LE DEBE TOMAR ESTE PAPEL A SU ABOGADO INMEDIATAMENTE. SI USTED NO TIENE A UN ABOGADO, V A A 0 TELEFONEA LA OFICINA EXPUSO ABAJO. ESTA OFICINA LO PUEDE PROPORCIONAR CON INFORMATION ACERCA DE EMPLEAR A UN ABOGADO. SI USTED NO PUEDE PROPORCIONAR PARA EMPLEAR UN ABOGADO, EST AOFICINAPUEDE SER CAPAZ DE PROPORCIONARLO CON INFORMACION ACERCA DE LAS AGENCIAS QUE PUEDEN OFRECER LOS SERVICIOS LEGALES A PERSONAS ELEGIBLES EN UN HONORARIO REDUCIDO NI NINGUN HONORARIO. Cwnberland County Bar Association 2 Liberty A venue Carlisle, PA, 17013 800-990-9108 McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE Identification Number 16496 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 Attorney for Plaintiff Mortgage Electronic Registration Systems, Inc. 10790 Rancho Bernardo Road San Diego, CA 92127 Cumberland County Court of Common Pleas v. Tom L. Raudabaugh 720 Bloserville Road Newville, PA 17241 Number CIVIL ACTION/MORTGAGE FORECLOSURE I. Plaintiff is Mortgage Electronic Registration Systems,lnc., a corporation duly organized and doing business at the above captioned address. 2. The Defendant is Tom L. Raudabaugh, who is the mortgagor and real owner of the mortgaged property hereinafter described, and his last-known address is 720 Bloserville Road, Newville, P A 17241. 3. On 04/30/2003, mortgagor made, executed and delivered a mortgage upon the premises hereinafter described to Plaintiff which mortgage is recorded in the Office of the Recorder of Cumberland County in Mortgage Book 1809, Page 3135. 4. The premises subject to said mortgage is described in the mortgage attached as Exhibit "A" and is known as 720 Bloserville Road, Newville, PA 17241. 5. The mortgage is in default because monthly payments of principal and interest upon said mortgage due 07/0112003 and each month thereafter are due and unpaid, and by the terms of said mortgage, upon default in such payments for a period of one month, the entire principal balance and all interest due thereon are collectible forthwith. 6. The following amounts are due on the mortgage: Principal Balance Interest 06/01/2003 through 10/15/2003 (Plus $ 23.59 per diem thereafter) Attorney's Fee Late Charges Escrow Advances Corporate Advances Cost of Suit Appraisal Fee Title Search GRAND TOTAL $ $ 85,361.82 3,231.83 $ $ $ $ $ $ $ $ 4,268.09 149.24 1,020.00 407.40 225.00 125.00 200.00 94,988.38 7. The attorney's fees set forth above are in conformity with the mortgage documents and Pennsylvania Law and will be collected in the event of a third party purchaser at Sheriffs Sale. If the mortgage is reinstated prior to the Sale, reasonable attorney's fees will be charged based on work actually performed. 8. Notice of Intention to Foreclose as required by Act 6 of 1974 (41 P.S. g403) and notice required by the Emergency Mortgage Assistance Act of 1983 as amended under 12 PA Code Chapter 13, et seq., commonly known as the Combined Notice of Delinquency has been sent to Defendant by regular mail with certificate of mailing. WHEREFORE, Plaintiff demands Judgment against the Defendant in the sum of $94,988.38, together with interest at the rate of $23.59 per diem and other costs and charges collectible under the mortgage and for the foreclosure and sale of the mortgaged property. (' ~4 /L------- TERRENCE J. McCABE, ESQUIRE Attorney for Plaintiff --- VERIFICATION The undersigned, Jennifer Mendoza, hereby certifies that she is the Foreclosure Specialist of the Plaintiff in the within action, ffh~(Wl6t. h%Gf/)()1!JLc~GJ;1rm(.a.u3Y57ZIU5I.M/C and that she is authorized to make this verification and that the foregoing facts are true and correct to the best of her knowledge, information and belief and further states that false statements herein are made subject to the penalties of 18 PA.C.S. !l4904 relating to unsworn falsification to authorities. ~~D_., ~1l~ J~IFE~~NDOZA t/ ~nase Mannattan mtg 10/14/03 2:16 PAGE 31/47 RightFax 15849623: 15849623-01-018 7j7+249+4~S4 P.96 ''''''. 1'>10: 1lS27l101t6411 DoI4 10: 379 Ilurrower: TOM 1.. RAUDABAUGH 1ax l'1ut<:Ilde'llfJloollon r-r_ Y,1-I/- .;JoJ t- "It. Rot... 10' AOOIS PUf>(J)/NO CORPORATION ATTBNTION: WHOl1'.SAU\ SHIl'PINO 1.0. Bo,X ~ BATON ROUOl1. U. 7OlI84 . JSpltM~_LI"~Ikoor#",DIMJ MORTGAGE MIN: tOOO1470S21Wi41B n):to'INITmN~ WOnlll _ III lIIultlpJo _as 0I1l11o doaII1lGIJl ore de"ROd bolow IlId O1IlM"OOOI& are _ in Scl.'IlP" 3, 11, 13, Ill, 20 IIllI 21. CttIaill tul.. recanJlq the _ or worda _ III Ihto 110<.'"0''' .... 1110 pAWIdocIla Sectlon 16- 1"-) ''So<>.rUy 'nll_" ...... th.. clDcumOll~ wblch Is dllled Aprll 30, 20ll], lo.m.. wllh 111 Rlden (0 th~ dutuDlCUl. (D) ~I"""""'" 111'OM 1,. RAUDABAUGH lnslnunent. . Borrower Is 1M mnrlgD80T under lhlI Security Ie) <<M1I1tS" Is MonPJe _ak: Rojlwlllloa S,....... lne. MllRS Is I 1OJlI<1" "'lJ'OlOtion IllItI ~ IOU". sotely "' I oonllooo lor Londor IIllI Loodor's .aa:oslOll Ind ..slS'" MIIlI8 to tha ......... .a., Ibls -It ~I, MERlIIo or.- 10" ....1Io. WIder lhe la.... of 0dIw0.., an"~" I. ._ ..... ""epl1Otla .\lZ1l'Det 01 ~O. 110I 2026, P1inl, MI oIeSOl-2Il26, lei. (1188) 619-Ml!RS. (1I1"r- "AllOIlJ FlINDlNU CORPORATION. Lollllf<" I COrporauoo OIJIlIizlllllad ..ilIlD/l uncl<lr ,be _ or 111<: Stlre af 01!LtlWARE. Loader', _ Is ~250 BRIARl'ARI< DR1V1l, SUITE "'~I, HOUS1nN, TX 110012-4:104. (1Q "!'Ioltl' ....11I1'"' pRllllloWJy aolll oJ&n<d by lIoml1r<r l\IIlllal<4 Aplll :MI,~. The Note '(11" ..., Burrewer '""" Lo\lllCr lIlfollO'H'/Vlf TJlQos.vro YO"" R(IHI)lllll) ... NO/l_.DoUon (U.'i. S 86,400.Of) pl1U In_t Boll1lWOl Ills promised 10 pay IIllI doll... rocull< l'<rl06fc l'lIy...." .ad .0 ~IY the ctclll I. fllIlIllt lllnrlbll. Mlq I, JlI33. PENNSYLVANIA. Ol. fomlly. _. _~_ Moo UMI_INITRUMENT ~ ..., ............1 N.N. . QI... ram IUt 1101 ~;e1 DllOfItag'-J I1111111111111I111I osvaGlfMTf01ao ~; ~-, ,-: ' ~/J "J , :~ ,)1 uft:. ' E"X~ }\ ~.' 'h - 'N ,J<_ ~;..,_;,,, ~ ! j f;-: l..Ud.bt: l'Jd.Unal:.l:Gl.n lIll:g l.Ull.li/U;::S Z: it> JJAUt: ;:s:,t q.t ltight!<'ax 15849623: 15849623-01~02Z Lou No; CJSz1OO11li471 DILl ID: m (J) "1\......1)-..... die pmperl)' 1IIal1l_ _ _Ole __ '"IIudlr 01 Rlghlrln die I'ropeny.. (G) "lAm" ...... lIuo ""'" _ II)' lIuo Note, plus llIlcIaI, IllY ~,_ clIIqcr IllCI I&te dWJOO dllll _ lIuo Narc, IIId III ..... """ _llIIa Scauity -.. plus Iut<:mIt (II) ....... -.. III Rl\IcR 10 llIIi -.y 1_1 IIIal ... -..bId by Jl............ The fillIowlDc R1c/cro .... 10 be ......bId by 8orruw<r (c:Ilcd< box .. .ppli<abIe~ IIll AdJIIILIbIc!We Rider CI o-~I-OI Rldor 0 _ Hom. lUdor 08 ~RldorRldor 8 := ~~-' RIlIor 0CIl.er(.) rspcdf1] (I) ~ ~ mew all alllItOlliDs .pPlclbloo Iidetal. slale BlICI _ ...tDloI, regula_, OII!III...... &IIlI _lnIll>e l1lIcs aJId onion (tlla, haWllllo ctJtcI 01 law) .. _ .. all .,pliCable 1IDaI, """-"puJablc j1I~ ~ (J) ~ ~"..Il 11;] lilll Dua. .,.., .tad ..Il I~g& IDCIIIII all dWII. feel, ~.-tr aod. od:ar ...... ,hat .... Imposed 1m Bo""""" or UIo i'rl>pOrty by . <DlIdw1hdam ........_. ho_ -noct-'it\o, or ZiimiJ&r OrpJdzation. (II:) - ........ - --- ......1lIY _ of IwulII, _ _. 11"-" orlJbune4 by Qoc:k, -. or -pIIpll<~_II_ tllItrap.. -1flr1DiIIlsl, '"'"1'- -.... <DIIIp01llr, or 1IIape1jc... .. ID ordot. __ lB' .__ .1lIIdcioI_ta_ ID debit orCftldllal llCCOlmt Sadl Iamlacl-, balls IIllt Ibaltcd 10, ~ IrIlIIIen, BlllOlDl1lld --!tIIIIacIiom, lraIIIfon IDltIaled by tdoplwDll, ~........... &IIlIautomallill ~ - (1.) ......... -- ...... _ lwIIIlllaI an dos<:rIbe4 In Scouoct J. (11I)-"''' r...rn . --IIIIl'QlIIIpGlIIBtiOn,-._o/lIamaps,or~poIO by a1If IIIirc1 JIItIl' (otbor -.......... pro_ poid _die .........- ~ in SOcdcm S) /Dr. (I) ......... 10, or .-....ro. 01, IlIo Property; (~) ~doa or 0IIl0r lakInJ of all or IllY part of lllo I'rnponr. (Ill) """"~- In Ilo. 01-....,.; 01' (lY) ........_dOOll 01, or 0IIIlAl0as .. to, die -. ancIo\Ir llllIIdi1lon at tbo Pmporty. t1'I) ~ ~...... _ pm_I Lolldtr a&IdIlIt lllo "-,..,_1 ai, or doIault Oll, Ibo Looo. (0) ~r.,-t'.- tlItJ lOI\lIUly_lcd........ dDc fur (i) prildpalllllll im=It_ tile Note, pi.. Ill) IllY ..._.. _ ScelIoa 3 of llIIi SoauIlJ losIluiitit,. PENNSYlYANA_ SIngle F..." - _ _... Ulloa.llI81lUmIT .........,. "J" l..-. IIddIt ~ ..... .... .. IJI'I fP9 2 of MJ,.., '-I1o.b., f'lo.IlIlo.1:1:o.I1 m'tg l.Ufl.'1fUS Z:lo PAUlO l'lflj,'{ H.ightFax 15849623: 15849623-01-001 1.011I No: onIlIOl16411 Data ID:: 319 (PI _ _ _ RIoJ _ 80_ 1.......d... AI:I. (12 U.5.c. P!01 It req.) ..., ifs fDIpI...... R>IDladml, RopIadoll=C,RR.1'art :JSOO),.. ....,.1IIi&IU bel UlOIIlIocIIIoiD _ to -. ar..., iddliImuoIllI' I1IDllIIIICr or....- lIII. ~ rile ......1lJbIocI_. As .- fa WllIcl:urlIy '- OX I'dttI to au .............. .... ...- mo..... i'DqlcI<d La I1Ip1d '" . "liodoftIly _ -...... ,.,.,."..... lflbc u- daM....I quaJlJT AI. "fodally _ ......... _- _lU!sPA. ((I) ",," -Ill _ .,...._...~...... aay porty llaIllIu __ - IlJ Ill< PrupRlJ, _ OlllUllllal porty IIu IIIDIIlO4 a......-.. obJlplIoDI _ rile HOlllIlll4U llIio lia:mfl1 L.ob..-. 1'JWlIlII1lIl or RIGln'lIIIf TBB PIlOPllKI'Y 1111I SC<uII'J 1...................1ll1..cDdcI: (I).... '~""T"'"'" of IbcI.O&l\, 11III aIl~_ ....lIID'll-""- of"" Nolo; IIId (Ii) Ill. perta_ofBll<Jowol'l.........1I aad ap-..u...- .... Soaad1:I' IDm1mlcaI .... Qo "mCo FOr thlI ~ ~ _ hcnby JIIOJ1.... ...... aad co...,. 10 MBRS (lIOIolr AI __ lbc lAmdci' IIIId l.cDdcn .~~ ..a AIIiIDIl .... to tho II1ICOIOIOn IIIIlI llliglll of MI!RS tho _! d..albed pruportY 10CIlCd In IlIo Conmy of CUMIlERLAND: SEE LBGAL DllSCRIPTION A1TACHIlD HBllETO ANI) MADIl A PARI' Hl!Rl!OF _ _qy IIu .... __ 01 'l2O IlIDSERV1U.E ROAD. ~ PBNNm.VANIA - ~ ("Proporty AddreII"): 1'OGEIHIlR WTIH all rile hu............. _ or _ _ OD .. = IJl4 au --.. IIIIlIIlxaInI _ CIJ' _. pod 01 die /Il'lPlIftl'. All .. ad __ ~......... ." WI SecuIlIJ IDIInIIIonL AD of ....limI!IDiIIIlI n III Ia IIIfI SooIIll1y _ .. ....~. _ ............... .... ....... diiI MliRS ho/dI=1OIlAI _ to die llI1e1a.. j "" ~ fa <Ull/eCllrllJ _~ ",,~ !I'.-.y 10 wTth law or <Ullom, ~ ~ Ibr Ldder aad t.eedor'I ___ and --l.. die to _ II!!' CIJ' III of...... In-. lecI-" Ilut IIUI_ IQ, Ibc ... to IIricIo.c ....1IIIIl tile Pmperty: IIId 10 _ I1l1I1C1lo11 ""l.11i.... of LImder illdlldlo& "'" "'" u_ to, te/OUlltfl UICI <allOClIIl& 1llII !lecllrily IostrmminL PEJelllYLYANIA. ....FMIlIr. _ _"., _ __ -... '..-.- -- ''''' fI'II/1f$"llD""CJo<I \..o1ld.ot: l'l'ld.Una.1:.l:tJ.u m-c.g ~UI ~qlU;;s t::: 10 PAUlo. l~J q'J IUghtFax 15849623: 1584962:l=ll1c01l2-' LoolI No: M2'lOO1l6l71 Doll 10: 379 II l.eIulor .- . JI8YIIIOlllllllm 80_ t>r IlIoIlIIIpeDI PlI'iadlc ~I_ _ a ..-. ....lIIIllO Jl&7lll1 _ dllqo ...... Illo po,maI_ bllppIIod 10 Illo lloIlJIq\IGl Jll.l'IIK"Il UIlIIIIe lito -F- II"""" 111m - -~ iI 0lI1S--., ~_IJIPl1ll\Y JI"1"IOI1t lKdwd rmm _ 10 IIlo lCpO)......1 of 1llo ~ ~ II; lIIIIIlI> tbo _ -. _ ...,....1 ... be poId .. ruu. To.... _ thallllJ _ -. _1Ile ~ illlpJllloO ID 111. flIIl \l&}IDOI1l of _ or .... p_ ,.,...... Sudl _ WWi 110 0ftIIlcd 10 III'f ..... thorp dac. VoIllllmI)' pIIlJlI9IUIllI Hall be IJlllIIo4 lIIIllO lll11"...-, . o:lwp llIIII _ . __ in tile Note. AA'f "fP1IWIaa. of ~ ta_ ~ or Iolioalu.- r..- II> pd!Idpo1 ..... 1Uldor Illo NOIe _ 1101 _ or pOIlpOIIO 1llo d"" IIale, or dwIp IIlo -. of 1Ile PorlodJe PayDumta. 3. F_ fOr _ _ BorImIor.hoD pay 10 Lmulor OIl tile dll)' PcrIodk: PaylDrIlII an: <loG IIIIIIcr ~ NoIe, IUItllIllo _ 10 paiIllll !oil. . WIll (1M 'fIIo:I&") 10 Jlroolda lbr ~ 0/ llIJOlIIlIIb lbr. (I) !11m llIIII ......_..., otUr i_ ...w .... _ priortry.-r thiJ Soatrity _ u aliA:ll <It __ 0Il1llo ProparIy; (b) __ ~ or IJlllI1llIIellU on tbo Property, ff any, (e) ~_ lor III'f UJd all i-.ol<C ~ 1Iy Loader .- _ 5: ud (d) MoIqIfo lIII_ ,-, If lIlY, or lll1- ...,..,. ", ~ 10 l.ador III _ of Illo paymeIls oIlfo11&ete.llllUlaa: 1'1...abw- m ~A..-. wfdI: dID punlD- 01 SoAiGa: 10. 'Ibae ileBtl .... c:oJIolI "Bczuw -.' AI or/IIDl/OJI or allllJ" _ dorlq' die IIIOD of die Lou, ~ ...,. recpIIe dIa' CoamrIuIlly _dna Dva, -'11III1' 6 1r,1laly, bo _", _, .... _ -. feca w1...".--K I6aIIIIclIll _ 1m. Bo_ _ pnlIIIplly llInLIiIIlD z....Jor aD ........ of.......... 10 "" paId.- .... _em. 1kIm>wtt_ poy Lea4er llOl'b4d1lbr Escmw _ .- LomIot ...... _, obDplloD 10 \lI7 ... FuadI lor .,., or all I!Iaow r_ ~ IIIIY _ 110.._" oIIUpllod ID J!I1ID LoaIor -.& lbr lIIJ or "" _ _ alllly lime. !lIIIy $11(:1I........ _ oaIJ IIclIn wdtiJIa. In tIIc.-. 0(_ _,IlcI<'r.--_ pay olIRl<lIy, ..... Old _ [lI7IlIJO, lIIe lIIIIlI_....1ls' lll1 BImnr _ Jlrwldi:fl JIIIlIIICII' o(FQrIr lIIr _ _ b1l..cadu aad, it LoIIdor tc:I(1IiIa. dIaJl AmdolI '" LomIot l1l<1lIpb .-..Jb. .... ~, _..... _ pedlIcI u Ltmd.....,. ""l1dn. &...uw"". ~ 10 _...... Jl&YllllllII IIICI 10 pnMdlll8lleipll _ lor "" JI'UlKlHI be _ '" lHl a ........, wi .........ICQIIIIIInod III Ibis Secml1l' lDIcnImeat. u IlIe JIIItIIe _, lIlIlI ...-.r II _ ill _ p, If s...._or II oIlIIplod fO PO)' _ _ dnctIJ. pm_ ltl . _.11/II ~ llIIlI to pay lIlo IIlIOIIIII due lilr .. _ I-.1.olldcr llIIY -,*ID npu _ _ P lIlIlI pay...:ll ......., U1111u..owor IlIaD lIIcJI be ObIlplCOl_ _ 9 10 lqlII' '" LoD<lof lIO)' _.....lIIII. ~ III8f _ lbo watie:.. to IlIJ or all iloQow r_lIlllf_ bfa- sMa In_wltIl_lS IIlId, IIp<lD ...:II """'*""" ~ sllaD P'1 ro ladet all FuP, and ill mclI """'...... lIIa,.... ""'" roq_ WIder WI Sc:oIloa 3. PENNSYLVANIA.IN... F....~. ______~ ...... lit' ._~_. _..... ..... .......,. 1/DJ ,.. , 01 *' ~ "n11,;", M11llna't1:an ffi'tg 1U/14/U;5 2:16 PAUl:: 16/47 RightFax 15849623: 15849623-01-003 Loom No: lIn7lI0116471 Dola 10: 379 LcIIdor ....,. at &If lboc, <OlIa:t ad _ F_ hl .. ........ (a) _ 10 permit Leader to IJIIII7I!1e PlIDdIIII1IIo u.. ~...... RESl'A..... (b) IIIIlto _ tile lIIIIIDWlllI1IIlllllll . _ <III requlnl_ KIl5PA 1.oador.b11 calimllle 1110 lIDO'" of _ dUO CIa 1110 _ of mamat 4aIa aDd ~Il llc. eItiInteIi 01 ~.1IR:t of I'a18te e.amr ... or ~ i.o ___ willi AppIIcIbIo ...... 'I'Ioe F\lacII _ be _ ID .. _tknI _ dejJoIIII .... __ by a _ ......" _1lIIll!'. or -liJ7 (IDcIadIIII L=Att.1l1.clldOt aID _ _ dcjlOIIlI .... III Iatuted) or I. allY PeduII Homo I.-1ImI<. ~ _ aPflI1ll11l_ IX> pi)' IIIe !lIcrOIl'1_ 110 Ia... thm tbo _ opollIIIod _lll!SPA LoalIar.bolI 001 dIarp Jla<roR< Ibr boldlq OlIO app.IyilIIlIIo F\aola, _1OIIly ~ lIIo _ -. or ~ lIIo _ I-. ....... LcIdor pt>Jt Il<lrI.- hl_ 0111110 _ IIlII AppIbhIe Law pcnIIIII Lader to _ audl . <IIorJe. UIlIoa IS _ Is _ .. wrtdll& or AppIleabIo uw ""1m... _I \0 be JIOld CD lh. -. Lolldor _ DOl be nq_ to pof Bl>mIou lIlIy iII_ or III!IIlIIp III lIIC FuIIIIL aorn-r IllIG Lcndc:r .... 'p ltl wrIIiog. _.!bat 1._ _ be paid OIl tbo _ Loader _ gige to Jlonmoct, _r c:brJC, '" IIDUlOI .......dIII at tbo FlwII AI ~ by RESPA If tb.... Is a I1Upi1lO at /'lmdIl bold 10 _. .. _....... Rl!SPA. LaldeI' _ IGOOllIIt to Bof....... lbr tho ...... ""* III __ _ R1lSI'A II tbon a a ~ ol FImds _ ja _. .. _ ....... RliSl'A. LalCor _ ~ Ilom>wcr .. required by KIl5PA. &ad 1IoIrowcr _ pi)' to 1MIdoI tho IUIIOlIIlt acc;cousy to _~~o.. Ia _I " _ lUlSl'A. bul ill ""_thmI2Dlll11thly~t&. UlIlctcila orJllucllhcllllll_..,doIIlIClIUDCICt 1U!SPA. I:..ada.un oodly JIomlwcI' AI rcqI/lQt by RESPA, &.ad _.boII pay to Lender tbo _I -.y to ..... up IIle iIelI<ienoy In -._.. _ RESPA, bot lo "" IIIOR thm 12 Illmotl1ly (lIl1IIICllIII. Upon pIflIlCIlI ill bJII of i1111llll! ........ by IIlI$ 5e<orlIy _~ Lcudet &ball promptly .- to IIomJwc .." _ _ by lSd<<. ... ~ IJoao. ~.haII pay all _ .. ,...... ...... Gael, IllIG impool1IooII __ to 1110 l'mporty wlIlcll.... _ prlDdtr """" llIIo SooutIlylaa-., roollol4 ,.,..... or IJUIIIId ....11 OIllllo 1'n>pcIIy, It lIlY, &lid 0--0''1 __ PueI, Poco, &lid ,.....__ If OIIJ. To llIe lIlItOllt _ _11_ arol!ol;row,-,Ilomlwv _ pay 11IoOI18 lbo......... prtl'I\jIed 1a_3. Bo..- -JIIllllIll1l1 ~ /IJI}' UoIl_1lIa ,notJ.l!'''''''tlIa So<or1ty 1aIIn1moDt_ llonowr. (I) ...- hl WlltIlIS \0 tbo p8JIIIOIII or IIlc oIJl/plioa _ by IIlc Hell In . DIIIIIIOI' .......,- 10 ~, bul 0III,y 10 101I& BlIIorI.- .. )lCl/IxmlII& _ "'-1; (b) -*11 tbe Ikln hl ""'" faItI& by, at ........ ....., alC_ of "'" .... Ill, IcpI ,..,.,...u.p wbldt ill Lcadct'a opiaIm opontlO 10 ..- "'" ..db....-t of lIIo _ _ _ pr-M'''I' IiO peadlaJ. 1llIt 0lIIy - - prn-"""I' lie lXlIIdodod; at (OJ ........ _ "" bolder 01 tho Ikln .. ...-.m IBlloIoctoty to LcIulor ~ Ibc \Iou to tl\\J -.,. _ 1l1..eDllcr~1.O<_1hat..., part 0/ ilia P"""",,, IsIUIIJect to. _ _ "'" attllu JlIIotltr __ fIIla SecouIty laarnmeat.l.orJdcr lIIIf .... IIclnooou . _ -tIftlac 1110 Ilea. _ 10 41,. of tbo data GO wbkb Iluu IIOtlce II JIVal, Botrower 1Ilall JB1lalr tllo lIclI or lIloe .... or Ill"" ollhc _ SOl IorllI 1_ III tIIiI _114. P!NHSY!.VANIA-llOlpl.P..,1I1 .__...... _ ___ ......... ~ -, h..... .... A ,..... ,.". .. '1M ,.. . 111. Pv-J ~nase Mannattan mtg lU/lq/UJ 2:16 PAGE 17/47 RightFax 15849623: f5849623-01-004 Looa N<>: ~tlM71 DaIllID::!19 LollcIe< _ ,""aim _ '" "'" a ___ dIaQO 1m a real_ "'" __ 0IIdAn' JqICII1lac """"" ...... b)' 1.-lor In .............. _ llIlI u.a. 6. ~ _ __lo:op ...1aqmMmoa1l -0lIlIdaJ O<_""'*'" lIlItlIIlProparty_"'_b1lhe,___tlla_'_~'aad IUI)' other _ lou:ladlIlso b'It not _ 10, ~ and -,far 'WIdth Loader JOI(1dmI _ ThlIIllI_.lIoIlbO_lDtIIa_~__)andll>r1llo ptdodI .bat 1.tIlCIc< lOCI-- WIoat I..ondct ""I"" pmmIIId '" tlIIl pra:ooIIo& - '"" ~ _. tlIc ..... of tlIc!..om '111. iJU1IaDc:ll cmiar providiD& lIla __ _ be _ by IlonI),M .vlljecllO Lcadcr'I dab'lO dlJaJlPlU"O ~ c:Iloi<oo, wlllclI rip. .bol1 GO' ... czartIsod -lJ. ~.." "'!aIm _ to fiWI. lD m._ with lIIlI l..om IIilblr. (I) a DIlC-_ dmJa for _ 2DIlC dIIIaImIDalloa. _ IIIll Utd&lDs >Ilrfi<a; '" (b) a lJIlD._ <Imp lot lIllOl1 ""'" Ill:lII:naI1>aI and. a:ttllIal\1>o ...- _ ~ daup _ lima .-ppiDp or _....... ...... _ _bty......_ _ _liD. Or COIlllIcotlaa. ilomIlroIt lbaIllllo bo ICO\lOlIIIlIIlo fllr ... poJ8IOIIl DC aay """ iIDpQ<al by '111> ~ llIw:t_ "'..........' Af/IU1f lD _ WkIlllla _ DC lIIIl' I/llod '"'''' _laadoIl t<IIII1In& tom III objcoI:IioD by BollUMf. If IIonoer IaIJI '" maID" lIIIl' of ... ........... _bad .-. Laador _ ""taIIIl.......- ............. Lala'tl opllUn and Bo........... ~ L1IIldOt __.... ""...... I\> ~ Uly parr/aIJar """ or ...aum DC........... 'I1ImoIlne, _ .........lIbIIf ""'" LtmUr. bU m/8bI or m1pt IlOt pIOlICt 1lom>wW. _. "I,,", III \Ill> Pmpeny. or \Ill> _ 0I1Ilt l'mpany. .....'IUI)' IlSlr, _ or IIa1lIIIIy IDOl mIpI pnmde __ or __ ......... llIU. _ pml<>UI\J III -. ~ I<bIlIlII.adp lIla. ilia _ at tlIe _ ......... 10 abtIlDcd lIf&lIIolF........dy c:lICOCd tile",", or las_1IIal ~ eaa14 _ _ IV!lllCO...."""1lIIe4 by LolIdet aaderlllll _S____OCllOmlwol_1l7lids s..asl\Y- "l'kK ____......___1loodt.<cof6l. .ud_....paJIlIbla._ .1Klt ln1mo1, _ aodt:e f1vm Lcmlc:J to ~ ~ JlOI1lIIOII1. All __ ""_ toqulnd by I.toldcr ltl4 _ OC _ Jl'IIll*Il _ be ~ lO !.adcI'o Il&bt to dloappJow> .ado po'" obJl lDollIdo a .....td ......... dI1IIc, IlId IIIallIWllC 1.tIlCIc< as """'PfIIle Iltd{ar as ID Idd/IJaaat loa JlOlOO. Leader _ _ tlIIl ri&b' 10 hOld tlla paIldoo and .-I _ It r.-. ....... B".u~ _ prompdJ p; '" t,.cnder all rocalpa at pald pnmIlIIIII ud _ ao-. 11_ aboalas ...,.... at - CIMlnf'. "'" allerWlsc '"'I"IteCl by Lcadct. lilt ...... 10, at destttlCllcla Of, lIIe Ptopetty, .atII. paJlcy _ _ . ...- IIIlIrtpp _ and IlIIII name I.tacIer as monlltOO _ as lIla_aa11oa ~ PENNSYLVANIA -.,.... F_. _ _r. ~ IIr f1lt'. .............. _I.INIFOIIIII~ __ """ ""''''11'_ ~nase Mannattan mtg 10/14/03 2:16 PAGE 18/47 RightFax 15849623: 1'5849623-01"905 Looa No; ll52'lUIll6471 J)a JI); 379 Ia 1M _ of..... ~ oIuoII &ho prompt _ '" dlc __ arricI: _ Lendec. ~ ...,. ..... plOOf of l01Is If .... _ ,..-plly by aor..-. u_ LcoOor _ Il<mDNt 01llcnriSO _ I. wri_ .." _ ~ _ or "'" CAe 00ll0dJ/D.,_ _ IWljlI/P;d by LoacIoo. ." "" "PJ/*l1O_""""- Ill' rqJOir oflllo 1'roporlJ. ItlU __ or ,.u /I Q:OIIOIIIicoIIy feoI1blc ud Lcadcr'I IOCIIril)' Is lOt -. DurIft. ""'" ..,.. ud __ petlod, ~ _ _ lU ripI 10 IloI4 _ .......oe p<ooooola 1IIIli\ !Adot _ lloo\ on opponwlily 10 llIlipCICt lllCil Property OJ _... jJoo __ boa CllJIlp...... to z.--. .._... pmWlcd lIlat _ iIIIJ*t*lD _ "" _ pnlIIIpUy. laufcr IIIIJ dIIDatIll ~ IW lllo ..... Ud _tklJr 10 a siqIe papI<at 01 ill a _ of Jl"'...... payIIIIIIIlO .. ... ~ /I ,., . klIod. Uaks. a .~ II _ in wridIIJ or AppI/cIbIo r-11lq1IIIa _t to be pald OD _ _'" PrtICIlCdI, ~ .lW1l1llt "" ~ to,., 1Iorroloer..,,_ or CIIIIiqI on sa p~. _ Ibr public Id/IIS..... or odll:r Iiiit'd pont... J'CWnI:d by BanoIior oW aol be paI<f out 01 dlc llJs1ItIIKlo p""'"""" ..... _ "" jJoo ",10 o\lllpWa ofBo_. U lI1e _1lItlod or repair iI aDt __ty foaJlblc or l..c11dor's IllCUlllJ ""'.Id "" -.at. lI1e __ p_ _ be "I'PlIod to lIIe ,1IIIIf -..I by Q/f 8Ccoti1J Jnaumaca~ _ or _ /AClI ....... wIt!llllo ....,.., if lIll)', pold 1O~. s.uu _ pro=do _ be llJIPlled In 1IIe onIcr plOYiclcd lor in _2. H Borrower _... lbc Pmpet\y, IaIIoo: _ ftlo. aqDIiIte &IIlI _ lilt _Ie .......... _ ud _ _. IIl1orrowc _ nol ""{lOlld _ 30 <llJII l<l. __ /RIm Lelldor_ ... flIhra:Ke <IDfc: bu oIIIrod to _. doilll, thoa Leader..., "..,.....1lIll1ClOe "'" _ 1bc 3lkIlly pcnod wlIIlJe&iD ....." th _II p.m. ra dllot .......~ or If L<:wIet""l""'" die PrOperty .- __ 22 or 0--' JIllnowr Iulfelll' 80IipI to ~ Ca) B.............. dlhll to .." lunJtaIo:e pmceods In .. _r Dot to _ lIle 1DIll.... IIlIpoid _ tile Nolo or tblI SecwtIy IJlIlnImoat, IDd (b) III)' 01llCr of lhn......... ripll (oIllcr tbD IIIe opt w .., t8fD1Id of IIIICIIIICd JlI"IDlDmI po/d by ~) .- all .......... poI/<UII CIJVIlriq 11IO I'ropltIJ, lllllOflr II _ rlBltIl uti appIIcalIIe ID 1lIIl tIMIIF oI111tll'nlpeny. J.-....,. ...1lIIl_ proa:edI oldYlr ID RlpIIr or _ tbo Properly or III ply _II oapoId _lIle Nollll or tlds 6'<l:Id:J!oI4uIIolIl,-- or DOt ""'" dI/c. "'J . .' Bonuwer _ """'P1. ,.rablII1I, IDd lIIO the Property as IIoIIowor'I priBdpol IOItlIcn<o "IiWn 60 dqI III<< dlc .......uoa of fl/II SecwtIy iaIlrunltDt IDd IIlaII __ to """'JIJ "'" l'rDJItat1a !lor......... pdacipaI_lbr at '- _,...... _ tbe dale oC~. ...... Leader ~ ...... iO. wrillDc. _ .....at _ .., be ...-DIl>Iy -,rilllheld, or _ .......lIIII- ....,_ ... be!Oll<I Bot......... o:mtruI. PENNSYLVANIA. ..... -II)' - _ _ l' _ U_1tlImIUIIEIIT ..... .., -. - L ............. ,.,. .. tJl'f ,... , af.. ~ ~na~~ Mannaccan fficg lUllq/O~ 2:10 J.lAUt: 18/47 RightFax 15849623: 15849623-01-006 UJm No: 0S%l0011fi471 om lD: 3'l9 1. Pl._. J" ....'U'.. w-.lr.. 11 (J/,,~lIf l~ .. ~RiII.aot dmao1, -... orlalpllr 1M hupony. .... ..... Pmporty iii _ or _ _ 011 1M Properly. WIIetIIor or _ _Is ....... ia llIe l'roponJ, IlcnoMo' .... IIIlllmiD ..... Proporty .. order lD pr_lIlo ~ _ -...u., or"""'" lit ...... cloe to III _OIl. UIIIcII It Is __ ro-ut 1D SoclIoI\ , ilia, nopaIr or 1_""-"1I1lOt 000_' teoolbIc, aono- ..... JIfDOlIlIl1",wr'" Pn>pmI)' il4oJolF110 POI4 _ _ or _p. If__ or ..--._ ~ "" pold ill _ _ dIIIlIIO 10, III .....1IlIq '" ..... 1'Jt>p:n;J, _ IMI1 be '"'I"'-Ie I>r npoIIlIIJ or -..u.s 010 Pro,..." lIII\7 II Londor 111I .- ....... fur .ucb ~ Leador ID7 dIIIrone ~ lbr lIlo tIlpIID _ ,.._lIlallDJla l"'JIUIIIoriJll_o!plOII'OII~.dIo_kls"""J11111e4. IIl11t_or CI>IIlk:lnIIIIi,....- IJll DOt __ 10" or _.... PropenJ. _ Is Dll'l _ of lIormwcJ'ls obIjpIioa lOt lilt compIttioll ahd tq>oIr or ......_ LIIIIdar or IlIl,101lt _ _ _-"'" _1IpOlI aod iDor- of lIIe PJOpeny. 111111II IOIIOllIbIG ""- Loodr:r _ blIpo<t tb bttotlor or tIao """'~._.. 011 ..... Propetty. Lea4ct slI.n .,.. 80_ _co It tbo lima of or l'riD< to sudl .. ialIlrior Inspoctio. .(IIlCII\oIDIIlIO" _10 oaUle. .. ....._.. t..~' 'u _ _ be ill -.AI if, cI1Iriq lIIe LollI appllcltIoll procest, _ or ..., pontm 01 _1101 u:tlIl8 at lIIe d1t_ at _ 01 wltllllu........ -II' CD' _ pre 1lIIraIIIIy IalIe, 11'-.... or _ 10-"'- or ."_1110 LIIIIdar (or f.IIiClI '" pmv(olc Loodr:r willi ..-laI flIIDmlatloa) in ~ w1l1llllt LoIIL Ma_ __In<:lada, Iiot..., IIOtllml.....IO,~_C Sonawct'Ioa:apaacyofllle Pnlparly .. Bom>wet's ptilIdpoI -.... ,. Pr,' ". Of laM'I_ Ialllo ~ - JuaI* 11_'" !lcaJJIIr-_L U (I) ~ filii 10 perl\lIm dle _ IIIlI apemoo1I .......- lit lllis S<<lIJIIy l'lIItnmaI~ (It) tbcrt llalcpl ~ _ mIpt "F"'....Uy.- L.ciIllo<'I iIllcn:It lIIl110 l'Ioporty Iad/br ..... _ tld1 So<mily btt1nmllllt <1hlCIl . I pmoeedlq tD baJIlIJuplq, prolIafll, tor -....... ar .....&ll...lbr __.....e.t ot..1IeD. -lllIIf _ pnorIty _l/&ll ~ 11- . or to -... _ or ~l, 01'(<) _11II--"'- "" l'mperlJ..... ~...,.do ad' P&J lbr_".- or I~ ID fIll....!.elIIIen 10......[ /It dIo Propeny""" rip"-'" lIIla SocaIIy Ioa-. Caol'ad/IIJ ~ ud.br -me tIIo ..... of tae I'mperlf, lad IOC1lIlllC ..dA>r M)IOIIrIq tho l'luper1y. ~ _.... ilIdade, bOO CCllOllilll/le\llO: (I) paytaC ..,.- _ by . IIOIl _ !III prImily <MIt W4 $a:arilJ !aI<nmulaJ:. (b) IIp(IIlII/It& /A _ """ (oj paJlDJ """",..blo atfDnJolr' _ ID ""lOCI /Js _ /A l/IC PIoperly UtIIbr 11_ _ rills Se=rIty W-. iIIcIodID,( /Js _ JOO/tiOD la a loWr\1ptc)' p....-llq. !Iocurin& tb Pruporty ma-. IIul is nol _ lO, Oft""" ... PmperlJ \0 mab: rwpoIn. c:bup -. replace or_ opdDoralad....-.__lltlalp/pll,_-,or____ or........,.. ...-..... _ _ tDm"" OB or off. AllIlollfllt LeacIer 1I1Il11UcllCdoa ....... dllI_ 9. Loodcr _ IUJ[ _ to do '" ud ;, IlOl _ uy dlltf or obllpdon \0 do.... Il: Is ....,.a dlat Loodcr _)\0 llallIIl1jIlor no< -. allY or a1l. UlloM ~ _lids -.. 9. PI!NNSYLVANIA. .10. F....u,. - _ _.... .... u__ ........ '" '1R111f4 ............. ,.... t/flt (p..-' d 10....... ~nase Mannattan mtg 10/1Q/03 2:16 PAGE 20/47 RightFax 15849623: 15849623-01-007 UJolI No: OSZ1OOllM71 o.ra JD: 379 "-_d.dlll......""~_lIIIlI_9Sl1ol1_....'-I_of_ _..,...._,,'''''''-.. ..-........._......_..""'___tlled&rll ol~'OIICIIbaII be paJIl/lC, --iDtomd, 1IpOCI_ _ ~to__ ""1""'*1 ,.,-t II tIds SecuritJ t.........11I OD. '-. .BonlMr t/laU <OaIJIf1 wltll olI UIO pro.iIlnDI of... -. IIlloJI.-r""l1llnl1l>o tItIc 10 lIlI PR>pa1y. 1110 _ .... ... 11>0 """ t/laU IIOl -... ..... l.eDdet ...- to tho ...... III wriUJl&. II. Mo.. ~ _" -- If IJlador ~ Ji/ortpse __ . . QIIII1ftIOD of maIo'DI tbo I.oaJl. ~ 4llII pay 1M ,.__ '"""""'" to _!lie Mort.... __In -. II; b' Illy _ the MIl..... IDsutate ........... requjn:d by L/lIlcler _ ID I>e .-bIe _ tbe ........1_11II' ~pt<Mdodllldl_IDd__lICI_ '0 _.......!Oly <IoIipalId paym=.. -..l tIIc ptOJIlium fiJr lIfDrI&oIc __ Bo....- _ pay tile ,...wI..... ....- to o~ "'"'"" ~ oqvivaJoIIt ID tile MottgI&c _ pnwIQllI\Y ilI'-' II . <IlI1 ...-atlllq",- ID tile _ 10 __ 01 "'" Mort..... w- pnnIolll\r ill cIIl:ct. Ilo.. on ,-Ie lIIIlrlpp' _ selo<Iod '" Leader, U...,..-q oqaMJoal Monp,ce _ 0llWS8I0 iI DO( .-Ie, ~ _ ""'linn 10 pay to lADder tbo 8III01IlIt of UIe .....tely _"",'"" JlIl1DIt:IIlI _ _ _ _ IIle _ cuwnp _to be lit __ I..eaIIer 1lIll1 ......~ ....1Dd ...1lI/D _ _to . . ......~ IorI .-... III Ooa of MoIlPllO _ Slu:b Iou _ _ be lIllII-nIluIdIbIo, __I tIIo liu:t lballllo Lou II uItlroaIdr _Ill fuJI, nd I.oadot IltalIIIOt be mqaIred to pay __ aay io_ or """""&t OIl _ loa .......... Lcotdet_ ...loo.JOI'''''I''''''''* ~ I"'Y"'..... flMoltflae --co (Ia tIIll_1Dd l\lr lito per10d till Loader trI(1Ilrcs) plOYidbl by III !lIsutor .- by ~ Ip/IIl>ea>lIIeS atIIiIab/O. II oI!mIaod, aDd I..cIldor nqaino ~ da/pa1IOd paJIIIlOUI """'" tIIll pnmiumII ill: t.fol1pIe IDnumIoo. If loDdor "",_ ~ _ . . lDJIdItlcm or m-.lIIe l.D8II ud _ _ ~ 10 IIIOto ........... -,...... ~ lmvard tIIll plOllduml cor Mmtp&Il Iuan-, Bob""", t/laU pay tlIo pftIIIII_ IOlj1Iirod lO lIIIWaIa Mortpp ~ lD -. 01' to prlMde I __............ _ iAda'I ~!'Dr Mof1P&IO __ _ID__ with Illy _"'-1 _ _ OIICI LoIdor JlID'fdIDIlbr _ __ << 11IIII ....moWD II '"'l"ind by ApptiQlllkl Law. NO!llln, ill IIIio __ 111_ ~ obJIp.dOll ID pq _ al tlle nto ..- Ia lIlo No~ MmtpctlI"4"""O" __ LoIIdot (or aay 0IIIlly lll&l .-- llIo No,") lbr __ U may '-r1l1lorlOMlf _ lIDI repay du> l.ooD u...- Bo""-If lOt I piI'IJ 10 "'" MDI1H IaoaraDce. Mortpp Iuann _ _1DflIl r!Ik 011 alii. _ In!onle _ lime to dIDO, lIII4 may......1DlD ..-11 _ other 1'Irti8l11a11bono or -.y lIIoIr not, or ......... 1-. n- ._ lie on """" uuI anulitloIII1!IIl .... -..my to tile IlJ<lItpp _ IGII tile _ paftJ (or partial) 10 lboIe............b. '!bole........... may noopdre 11Io IDIIllp!JO iDIuror ru ......, po,.... _I aay 1II111"'" at ""'... _11Io IIIO<TJIF _ _ _ avallab10 (- __ _ obull\Cd _ Mrlr1IoF w-...: ptCllIiamI). flENIlI8YLVANIA...... f_ - _ _. J"I _ _,__ ......, -~ -. ........ I .... ,.,..,. 111t ,..,,, 01211 ~ ~nase Mannattan mtg 10/14/03 2:16 PAGE 21/47 RightFax 15849623: 15849623-01-008 u.n No: 0SZ1001l6t7l Data ID: 379 .... a....b of__...I..IIIder,IIIY~oftlle Nooo,_ -.IIIY __, ...,. _ ClII!I1, lit u.y IIIIIlIto of...,. of IU ............ IUj' .- CdIM:l\Y 01' lIdIrdCtIy} 8lllOUlIU I!laIdadVe _ (or mlPllIe _.) . pcxI/oII of Borrower'll poyoI<l&U Illr MortP8" -.......,iIl __ for ollariq or ~!be -... ...... rilt,.......-. _ IfHdl .........1 pnwIM 11Io1 aalllllll......Leadl!r..... a _ ...._ -.....lIIt II ......... Illr a _ at die pread_ pold '" ..... ........ 1lIo ........ 1 II _ _ 'captlw relm_" Fur1hcrl (al ,.., - OW" .. .. ..... ..... .. - - - ... ...... .. pIIl1 ... Morl&IIIf ___"'101)' _ _ 0111Io ~ ........ I wlII ""* _11Io_ Bo..II~~ .... 0Ml fop ......... ' . .... ..., wIIllIat .... BarrGww to alii ...,.., (10) A.Dt ... ... Ir wfJIlIDI_ eo rfPlo ____ ... . rt _ - _ rwpocllo "'" .... 1 1 . U 1 ...._ D I ..~ r. . . Ad., 1JtI CII' ..,.......... TIaeIe rfIIWIlM1 __ 1M d&b& .. _ _ ""0' .... to ~... _ lOII__ 01 dIIo llIo....... __"_l/Ie~__'" .. 1b'._Iv_._at_ M........ T. ..... .a ...... .... ..... ........ It 011 ... fIl.... -.. 01"" p--..... u. A.. ~ _ vi MiI----- frcJceDIII; rodWlaR. AD ~IID~ Proc:ecr;k are htnby ......OIIlD IIld _lie paid .. ~. 111110 ~ II damopl. _ 1#.........- _ sholl lie oppllccl '" _tioa lit cepalr of tlIe ~. j! IIIIl ...._ or tepait d ~ _Ie aad Leddet'a .....tit,. it DOl -. buria, ODd!. ropo/r IIld _a palDd. ..-... an _ th. IIpl to bold _ },IhNol1......... Proc.do 1IIIIlllAador boo bod OR <lJIII"'l1IDhy to bupoct_ Property '" ...... '1Ie _t r... _.-p1eOOd lO!..llIIder'o -'l""Yidod _ HdI isISpOOtioa _ 1Ie_ JII1lIIIPII1. Lcmda:...,. JlO1 fo< tlIe npaln IlIlI _Ilea ill . .mpo db......_' or I. a _ of pm..... ,.,.... .. tIl8 -': fa <OIIIpIOted. U..... OR ...-r 10 _.la wdIlDl or Applloable lAw""lulIal _I '" be paid OR .uda .........-. -. Londor _ IIDt be ~ ID pay Botroww..,. _I Ol'oanllI8I oa...... _~ !f1U_limI or ~ III 1101 ...1I<lIIIII:alIy _ or LoIIdor'I -.my """'" lID -. "'" "'-1_ I'rooooOlIr _ be applied 10 file 0_ ......r fir ddI Sealrily ~ _ or DOl thD dM, wftb 1lla _ If 1lI)'. pticllO Bot........ _ -.. ~ ... be oppIIod ill tIko ...... p<irvIdod aor In _:z. fa tJIe .....1 at a !Altai IUiI& -... or ... In _ of tho Pmperty. tile "'......,_ P-. aIoaD be applied to tho ..... ...- \Iy lIIIo -I)' l'.IIItnImelIt, _ or DOl thoa duo, wIlIJ...._If~,paldlO_. Ja 1110 .....11 of a ponlaJ IItfa(. _.. otloA la _ of 1110 Ptopeny ill _ lIIe fai:t _ ..."" of tho PlDpII'Iy I-"'I."~ \leMIl tJIe panIa1l11l1l1& cb~ooAlwo, orilla In _alA C1tlll1 IDot_tbaatho_of..._ -bJtIda Socnd'l'--toly-... tha (IIn!aI-" 460boallln, 011o?i ill...... ... _11III ~ _......la........ tho I1IIIU -ll7lhlo Seoou:l~~:...Ntt dIall be _ by tho _ ofllle _....... ~ maItIpIIIllI by tIHllbllowfu& . (.) tho ~ _ of tlIo ..... -.w lDuaodJaldy-.o tlIo pat\faI totiag, -. ,. loa ill wluo dMIod by (b) the fair .....l<ol ..... of lite 1'ropor\y 1mmoclla1dy -.0 tho pat1Iaf lIIdII& I1eIlr1ICliDa, or 10M ill _ AD1 _ Wl1 be pald to Bo~J'. PENNSYLVANIA -..... F...'~ - _ _ ...._1NfIIIUIENT ...... _ .1 n l ".......... r-.. 1'" rPrrI- 11 . IO,....." ~nase Mannattan mtg 10/14/03 2:16 PAGE 22/47 RightFax 15849623: 1'5849623>01-009 Lan No: lI521OO116471 D.au. ID: m In llIo _. ot . ponIaI ....... dIloIncma, or Iou III ..we ot llIo ..."...., III _ IIIfl IIIir mllKl_ ollbe Propony '_"'.1eIy _. !be pudallaIdq" ~ or I.. In WIl... 10 lOll _ IIIe _ of 1IIfl..... _ _..." ...,."" !be JlInto! roIllA& --. or Joq In -. _ IIor1.- .... LacIer __ ..... ID wrilhIc. 1M ............_ _ .lloIIlJI anJled 10 Ibe __ __ by .au SOCUtily _ ......... or IOII11C _ .... ...... ...... 1I1l1e Pnlpony Js _......... by 1IclrnoMr. or if, an.. _ by LeIldor 10 iJoI1Dwor _ IlIe 0pp00iIII hn1 (. _In dIf ..............l _10 _Ill awanI '" _. _lbr tIamIp. IIotrowu _ to IIlIpOIId 10 LcIIlkt wiIIlin 30 ..,. ~ me cIIIlC IlIe _ 10 ...... LaIdar is IIIIIImi2Iod to _ IIId applf IlIe .........._ _ _ to __ or ..,.,.. of IlIe I'mpor1J or to IIIfl s_ -.ricl by rhII ileOllIrtll' _~ ........ or 110\ _ dae. "OppoIIIIJ Puty" ........ _ ~ _ OWOI am- M\veUo...,.. _ or.... party IplIIBt whom BoImww lIaI. I1pI of_Ill RlpId '0 ~_,.."".. ~ BoImww _ be III _.... if my actioo or procecdIq, .._ oM! or crindnII, Is .n lIlt~ In ~ J........ ..1IId ....ult in lbrfe/I:uno at me I'nIpetly or oilier ~ lmpoirlbcat of Lclldc's i11t_t III tho PrgJlOll1 0I11&blB aDder 11III Soc:ul9' I.nsmnDcoIL IIamlIoor "'" ""'" ...... . _t lAd, If fI(lOCIemIoa .... """"""', _tc.. ptOride<I iD _ 1', by <*llllrl1Ile _0 or ~ "'... __..nil. rnlq tlIa~ In. Uad<r'I jDdpICIIl, ~ IIldIIl1Inl otttle I'mpeJty or _ ...~ ImJlllrnloal 01. Leador'5 __ la IIle ~ or ti&IItl ...... dds Secu.rtl)' ~ no JHIlCDOCls or IllY __ or _ fill'doQIq.. tlw ItC Ittdb_ to tho ImpoItmeot at LoadoJ's Iarmot Illllle l'IVp<t11are hoftAly ..."...a IIId _ be paI4 to LMda', AD 1lIlI""'.......... I'roaloiII _ 1<# DOl appllod to _ or tq>IIit of Ibe l'mportr _ be "I'pJlod III <lie _..- lbr In _ :z. 12. .....,,~~ Not R1J111~1 r~_., u.k Not. w.hw. ~ of oa. tbD.. an ~ or -.......-w-. at amottlzatioa of .... ._ _ by ltiI s-rity _I grIOIlOd by Leader to llw.,,_ or..., _or lis _ of IIamlIoor _ .... opnla ID _tile IlIIIlIIIl' ot IlcJl...- or lIIly S-JlIn la_I of 1Ionuwv. Leod<< .llalIlOllJl ~ '" awo_ ...-11'........, _In _ of'8om>1oet or '" _ In"'- _ ror \IIrlDII'lt or o__lIIOdIfJ_tIoo oltbo ......_byQJs _rrl_lbynlOlODof...,_ .- by tI1e orI8iDaIlIormwer or..., Soa:aooll in _ of JIa_. My ~~ by Lal~ In -.. ...,. or I'8IIlldy lD</adIac. _ -. Loador'I .........". of ~ _ tIlhd ,......., <ilIU1ItB or _ U. .......1 "'_ "" la .........._ _ tho _ _ dlIe, BboII DOl ... a _r of or pted..,. tbo _ of.",. or l'eIIIIldy. U. J_ ad _ ~ CD ...... ... AIIIpo _ IIorrowor """",,",,IS &lid ....... tboI Bomll>en. /lllIlplloal &lid IIoIllIIq ~ ""}oUn IIIId -. HowMr, IIlQ'llc>mlMo' _ ca.alpI dllo Socudty __ IMlt does ""I _ lIIa Nota (I 'co.olpeI'): (I) Is aJoOlpiq lblB _" _ 011.II' 10 ~ pollllll """'"' lIlo............ _t In lbIl'laporIr IIlIdcr tile _ at ills SecIlity ~ (b) " DOl pmoJII!Jy olIllplOd III poy die ._ secared '" lJlio Soc:mily laslromeal; IIIId (e) ....... dill ~ IDlIIIlJ othet 80.- "'" ...... ID au=d, lIIOCIlty. "'_ or .... Ill)' ICCClIIlDIOdall w1lb rcpnIln IU lOJmI of tlail Sec:arl1y lDB_' or tile Note _ tbo C>><Ilpt's """""'" PliMNSYLyAt!lA.........""Iy-_ __utlPClIlIB_ ...........,111'. . _,...I;GIIrII\IlIII ,.... ,.. ""2u1.~ \-na"H::! Malmal:l:an mtg IVI l'l/U::l Z: 10 JJAUc 23/'17 RightFax 15849623: 15849623-01-010 I;>oa No: 052100116471 I)u;a ~ m ~ 10'" ~ or __ Ill...., _ III _ oI_~ wloo..._ Bot. 0IlIl",- ...,.. ..... ~ _ III 'ftiUIII, _..""""""" by LcaiIOr, _ ..... III of ao.._ ~ dpfIlIIId IltoIIoda _ tIIk Soc:udtJ ~ _.... ""t be _liDm a...u_..lJ!IIIp....1IIlI1IIIJOlty _ w. SOl:IuilJ __ _ Ullder_ tD..... _III........ 1110 _1Dl1. -W ofddo SecIrIIl' roou-_Iriarl. (..... u ~ ilI_n 3ll and _1Ile __....... olUiador. . 14. u.a CIIIIp LoDdor.., dIIlJ" BoJroooct fcco lOt _~la 00IIlI_ _ lIlh<u....~ dGalt, lbr WI pwtIOIe or...-.:lADdor'I -. In tlIo _ rt&idI _1Ids 8ocorIty llIotrummIt.lD<.hIdlD& .... _llnol"" to.1ttOI'IIClS' ka, ud ..- -. 10 Nprd 10 :"t~~ fool, 1M '-CO 01_ .1ItIIOrl1I In ":n InoIramoGt 10 dIIrJO . opetIllc too lD _ IIlJt be COIIIIr1IIld AI . prolllbliloD 011 lbc ~ or.1ICb "'" LotIdor IIIIl' DQt cUqo Ia au m aqxctIIy 1""_ by IlDi Sol:arity _ Dr by AppUoalI/O Law. If Ill. Ulu is subjoot to . ,. _ _ """"""'" IOIlt -.... IIlcI tbat law II lIuIlJ ~ 10 lllallbe _ Dr _ _ <IIIlIC' ""_ or to" "'_ In lDlUIOdIDD wid tho LcloD _ die .....- UtIlIII, tlIOIl: (a) my"'" ...... ...... Qali .. _ by tho II1IDIIIlt IIlClBII)' lD """"'" rJIe charp lD "" (I<IIIIl1"" limit; IIld (b) my _ a/n:Ildy 00_ from _ which =-lad po:mlbcd l/IalIl wllI be rcllt_IO~, L<DuIor.., _ to""" thh _ by rodal:bI( II\e -..u owd __!be NOIIl or by -C. d_ ~ to Bonuwer. lr . _ _ pIiDdjool. ... RlII_ wtIl be _ U . partial ,_ __ ":; Jll'OllOYIb"lI....... ~ or 1101 . p"'JllYlllOlll....... is pI'O'Iided ... ..- doe NOIe~ 11....""" ........-ar..__ -bY- --' "'_ 'IIIlI 00IlIU_._ ar..., rlpt or _ ~ mipI-1IIiIlDI out or_ ............ 15. 1'1-' AU_... ~~or~lD lXlUIIOdJan 1Iltb1ll/oSealtJ/y_ ..... be ID _.. Al9 ao&. to ill _n _ IIIIs Scaufty __ &fJoII be _to _ _ gl.-Io 1la1UIIIlr_..... byllm __ t1l_ 'IdDIlly ~ 10 lIot'rClWt'< 1lllIi.. _ iI_"" _....... _In..., OlIO Bo_ oW __1I&ltk>o IOIIlBaao..ta_~LawlllptOlllt~ll/bIlrwloe. n.Il\ltIl:o__1:le1lle ~ Addrou UDIaa Il'onotoer lIos ."""'..... . .ullItttUtc _ _ by mti... tD Ll:Dd<<, Bu........ _ ~1IIlIIl)' LolIdcr otllclrl'owol<'. dIujpl 0(_ ltLooder.,........,.- lOt npIlJ1Iq JIomIiooi'I dIIIlF r#. addn., _ 8<m'oM:r _ 0lIlf J1pCIIt . -.. iill4_ ~ _.pecIIitd J""'I"1- 1'IIon>..,.1>e.7 """ ~ IHJib __ _lIIIo IleemllJ lDoInlIteItllt 11I7 .... _ NJy _ '" l.cDdet _ 110 by dollwlriq II Clr I17I111ll1D& it by 6nt_ mall '" 1ADda'I__IIeleDI.u.1.crtdcI ~ -lIlIka.bJ- IOllo""""" /VlJ _In "011II_ w11l111l1s Beauit7- .uu....l!o_ "'__ ... III leIuIet IIlIlU IlllIlIIIIJ _ .". LDler. If..., IIOUce ~ bY thh ~ !iIolAIIIeDt Ii...., '"'1_ _ AppIk:abIo Law, Q1e~ Uw Rllj_r wlllNllllylho "".~ ..._ _ UIo SciaaI",~ u. GowndIIIl&w; .._ ~ .... 01 CL b_. "llUI ~ Jl.~~ sIIaU be ~ 1171ldela1"kw lid m& ... of. the ~ 111_ tM PrI:Ipenr II -. All ~1I IIlII ~ ""'_ la ddJ llecDriI]' 11I-. are I1lbJact to .. rilq1IlreIUnlIlIlII-.m.. or ~ Lw, ~ Uw mipllllJllk:ltl1 t1l1mplll:lUy allow m& partlea to... by COIIU'ICt or It iiIJBbt be dul.liaIJOdl _ olIIIIlIClllle "<>uob...d II a JII'OIUbItIOll .....1 ._ by """""'- l:D IbD ...... _ lIlY provlIIaa CO' _ or ddJ Socwlty _I OJ' 11Io NOOl...- _ AppUc:abIe Law, _ G>IIBil:t _ IIClI atCoo:l _ pooftIioDS af lids SeeuIIty IIItrllllIODI or 1110 N"", 1Iililc:II .... be gi;o1Idct _!be mlllllolllll prllYioImL P.IWfL,VANIA.~......,-___ _Ull...._ ............,~i"~nLllj............. ..... 1" tp.".7:rolza~J Lnao8 Mannattan mtg 1U/14/U~ 2:16 PAGE 24/47 RightFax 15849623: j5849623-01-011 Lou No: OS27OOllM7t no.. 10: 379 AI DIod 1ft W. SocluIlr !al1r.-: (a) ....... or dJe --"-11IIII _ ..., _ ~__or_ olrlle_...-r. (b)- ill <*eliqallr__md __ dle plotII aad "*" -.; IIId (e) tlIo _ ....,. pa JOIc _ willlDIII .., ""''P''''" II> ..... my Il:doa. 11. .............. llapJ. So_ IIuIII be &fwa _ aJ{l!' 01 dJe _ '"'" oIlld11 SocmIty -.. 1" T_ _11Io "'-fr.... - --. _11I_, ^" DIod ill "* __ Ul, ._ In IIle ~ __ lII\l'. orllcllolkill_ fa dIo PIapert)'. ,_~ bu. .... _led to, _ "-lk:lol ~ _ill. boa4 b' dB, """""" for -.,....,,_.- COIltna or """"" ........... dJe _ ot_ It dJe ttUIIl:r of _ 1If -.ow. .. . fa1ure dUe 10. p_. If all or ..,. part of lie Propony or ""7 1lI_' Ia. lIIe PlO(IOtI}' is sold or m._ (D' II ~ iI JlOt. ..tmalpcnmo &lid. _ilI_ ill _ r.lIllld.or_)without ~ prior _ _~ Leodocr IIIIIJ' ~ --,.,....u I. toll 0( all.... SDClIrad IIy IIdII -If IaIrrulaeaL ~,lblI opdoII .un DO' lie =relied by IAoder if .Ddl _ II prohlbllOd 1If Appliclblo Law. lJ IADdor __ ,.. opliOo, Ludor Uall p... 80.....- lot/cO oI-...allla- TIle_ _ prooIde . pol'iod of lIOI .... _ :lO .. _ \lie dato t\lI: ""Ill>: is ~ ill _ _ _D 15 wi~ wlldl_ .....I"'l' aII._ _ IIyIldll SOo:oJity _t IrIlorroMr I'lIII 10 JlIl' _ IUIIII prlm' 10 1/10 ClIp/rIliOlI 0( IIIlo period, Lcador IIIIIJ' flIwlie ...,. ......... pormItt<lIl br '* SocllrIll' -.....,. wirQoat l\ortIIOI' _ or deDWuI aD ~, D. 1oa:1~..... to R-... Aller .'" -- III. If:aonv.w..... oertala CUI1IdoaI. ~ _Dave UIe ripllO ....._......... ollllil ~ "-_ ~U...,. lime PlIO' 10 lIIe __ uf: ~ IlIJo _ 11Io 0( the Property poruqt to IIl1 ........ at ale __ 1D lIIlI Socadty ~ (b) ..... olJloc ptoiD4 II Applbblo lAw DJlPt ,.....". *'" !lie __ of 1lu..~.. Jll}l1O __ or (c) ~ of. joqmeat _...... tIllI Securlq IIIIrruIIImIt 'IboIll 00_ "" rbat JIorroooer: (I) ~ !.aIdtlr all ..... wIIklIllItm WlltII4 be d... ......lldII Secotlty ~ UICI tile Note as If... ~ bid ~~r my dcfIuIt 01 IIl1 olll<< -.11 or ...-11; (c) I'"l" aD CllIpOIIIllI ilI<ormlI In lhIs Soardty IDstImatoH.lDcIlIdIDf, bill: lIOI_ 10, ___ UIOt1lO)I' ... property..".,...wa UICI VllUIioD -. ad Dlk rea _ lor dle JIDIPClIC of pIOIOCliu.I Lcador'o .........11I tIIo tropMy and ripD UDdarIldll ~ lIIIlrUIIIaI; .... (d) !UIl& _ **'A U l.-r IIIIIJ' r-.nab1Y.... 10 ....... tIlII Laudor's Inu:mt Ja II>> I'ropc:Ilf lUld ..... 0lIIIICt lbiI SaiCluIIf Ita",,-,- IIIlII lkln't>IieJ'I obIIpdon to J>I1111a.- ....... by 11III !lecariIy ~~ IluIll COIIIiotIa ........... LoAdar DIY "",_lIlatl!crmwr J>I1- __ ...._rsp.-III_armoreatdltl CoIlowIq-. . -by 1-...: (a) CIIII; Ill) _Oltlar; (e) _ dJadr, _ dJadr, --'_Of' CIIIIiID". ~ JIRMda4 1lIf"'" _ Is "- ..... lit __ - dopcNIII... _by a lIsIanl_, holb...-tlolitr or ealllr. or Cd) _ """" TnaIkr. Upotl__, by Ilotmwet, tbll Sec1IIIly lastrumeat _ obUpdoOs lIOClIIed 1Ierab1111a11- fldly -.. II jf 110 _ bad DCClIII'CO. _. tlIlI rt,bt to _ _ nOt aPJll11n Ibe ..... of ac:celeta1luJl uador SccIloa 18. PEHNS'fLVANIA-1llIIgIo Pomlly. __.... U_I_ -IIJ._-~_ __ II'" """.fII"',- Chase Manhattan mtg 10/14/03 2:16 PAGE 25/47 RightFax 15849623: 158496'23-01-012 Lou No: 05Zlll011i1471 0... ID: 3'79 .. _11I1'1" a-. fIIu.. S<nIIa1_III_- no NObl or. ponIII_ fa doe No... ~_ dill1oc:mty _)... be IOld._.r___ priarllOlb to 1Ianowa': A _ .. _ in . "'""'" I. ... aI/g' <- .. lIIll '1.ooa ScI9iaor') ... "'..... 1'oIladlo ~ duo ....... WI _ ud IIllo licurilJ huitr1llamI~ allIer_loao -r ~ _lIIO NDM, 11III-., ~ ad Law. ncozeallO IIIiPt 'be _ or _'" ~ otdlo l.coa SIll\'Ialf __ to. _ 01 N_ trllOte fa . ...... a( .... 1.011I _. s.;..~ will be.,......- _ at tU dIap _ wiIIlla/C till: __ IWI _ at WI _ LaD _, au:_ to _ ~ _ be ..... IIId 1lI1- falbllllldola IUlSPA ~ III ~ _ . _ olllUlfor at --.. u.... N018ts IO/d ud tboroalltlr tIIo Louis __ bJ . Lou -. _ dIaD the.....-.. at 1bc Ncu. 11Io 11IO...... _.....m:iJlg oIllJ&allo8o to _ wID _ Wldllllcl I.oon _ or be h~ 10._ Lou _....atlllOOt_..,..... - JI1"'OIWCl''- .~pnwidoI by 1Ile_~. ~dw Do_1IO< Loador _ ---or. jofL Dr be {._1D OIly {1IdIcIaI acdoa (II eltlIcr .. ilIdMduallidpDt or Ule _ .1. daD) rlIat .... CroaIIIlc _ ponJ'J _ ....-. 10 IId5 _" ""'nllll."" or rlIat lIIlcp rlIat tllC _ pon.y JJa b_ Ollf pllIVitioa of, or aay dIIlJ .- by -at, lIIlI_'l'-~ llIl!lI....llorrow<:rot '-lor Iiai aodBod dol ~ lwltb._ _ ~ in CIIIIlpl_ _11Io .......-.11 or_A 15) al_ aIlopd IIl4 - ~~J:f' -- 0 _Ie period aIIor1bc JiYiD& of ndl_ 10 _ Cl>.lJOI:IIw .-.. U LawflO"lllol..... pomd .....-I..(lIC -.e_actla.... be-, tlu.l _ pa10lI wlIl be a-..a to be __ lbr JIlUJIOICII of 1hlI Jl!II'@PI. 'lIIc _ of .. I alioO. ud O(I(IO!loally TO C1QII II- to _ .- 10 ScdloII 22 ud dul _ of ...."""""" CIw:a to IlonWa' ,.......m to ileClIOII 11 o!Iall be -.01 to WiIfI' tllC _ IIIll oppommlly to lBb ~..00Ii.6 _ JlIU'IIloIII at.... __ 20. :n." .... SIll ~ JU .- III ..... _. 21: (I) _ SIIbIlIIlo:d _ _ __ _.._"'____ pon_or_bJ_ UwIll4 lbo IbUowlq ....._ pIII_ u.-. _ _.hJa or - pouo_ {lfO!l- _ JIG- ud -. """die ......... ...-JI mallIlalAI _ or ..........'9de, IIIld __ malerlall; (b) "1lavtmGmoa1ll Law' _ _..........1ftS at the {__ the ~ klacaUollllll_ 10 lIeaIIb,""" or _ p...- ("I __ CIeIa.,.bd_ ~~:;*'.. _ oaloa,or.- -. u de/lDQi III ~ Law: IiIlI (d) .. 0IIldIIIml" ..... . _ rhaI em .,.,., __ to, or 0__ trtaor III __111 0aInp. Bom>wr _ 110I .._ or (I<<DIt De .......... .... tIIIpoAI, ....... or _ or IlI1 -- 8>0.....,..... or dlrcIIllIl to .-.. Ulf HazotlIOUI s.-- OIl or III ilia l'nl\JMy. 1IorrDwIr _ IlQl <10, aor allow IllyOIlI eIIO to <10, IIlJIhlat: ....11>'1 .... I'tapejty (0) 1IW-1s iii __ of aay _ Law, ~) wlIIdI ....... III BmiOnmeaIOl COlIdbl", or (~) wtaidI. due rollle....-.......or_OC._hba__._tblt~_1lle whuI or the Pmuor\y. no pJ<<edIloc _ __ _llOllqlJl\y 10 1110 pmaIOO, .... or _.. 00 the Pmpony III ..a.n __ CI .-.. ...'-'-- - ibl .... taoraD1 murni>od to bo "I'\lfl>PIllI'" ID _ ...u-1Iol .... 0llll1O __ of the Pruponi (hIdiI<lIa,. I1vt JlO( IlIIIlrcCI to, haDnIous ..~ in .......... J>I<>dIK:b). PlDl'tSYLVAHlA. __ -... _ _ _.,....,. _....... ....... lit' "- . .. ..... . ...... ,.... '1Ot ,.. 11 0110 ~ ~nase Manna~~an m~g 1U/14/U3 2:16 PAGE 26/47 RightFax 1584%23: 1'5849623-01-013 Lou. No, on'IlIlIll64'7l DIlaID: 3'19 IIcJIJ.-- _ ....~ (Iw /.tadI:I' _ ._ Dt (a) ..., ~ _ ~ _1lf1 ..._KlIaIi..,..,._ ...11I.. ~_Dt,...-'""'~tho~ _.., [I.....IA.... _.... or Ilko<' -lOIlMr ot..tdctt. _ '""....... -..b4.., (II ..., ~1II a.dlOoII,~b1llnDlillllile<l to, .",.pIIIlq..........~_or lIl_ a1.., Hl..il_ __ _ ~.., .....,IN...... b.I u.c ~ _ or_ Dla HuonIouo SIIIIIIaIl>::..tdctt. ~ 011_ ofllle l'InpOr(J. rt ~ -. or III audlkd 'Y any ..._ -... or ropIaIOlJ' 1IIWIrity, or IIJ'f JllMII JIIIfJ. lb. my /OlIIOYOI or aU .. ~~-ft of lily _ $'liI'-_, * 1'mpiDty "'_, _&UII plOlllptlJ' _III-rr~-"'___III~- Nodllq__CRllIC OIly olllfptloll 00 UGdot I>r .. .E'aWtoluDmnaJ 0cImlp. NOIMlNIFOlUl: COVI!NANl'S. Jl4:DroRr _ \.elldor _1JlIOI<UlII aocI ..... II _ zz. A I ......v I\r ~_p_"_""'1o 1 ..Il...-", ......_.. -"1IIlIl' _...... t Ia tIIiI ~ r.;". '11 I (11M... Jrio< III TI~ I 1r. .....8IclrI.-1I.....iI.~ - .................,.. ......_lh.). l.cItdIr.....1IVCf(f ~ ~ _ CllIaoI' lhIlIp: (.) ....-a; (II)........................... -.; (0)........._ _ .. wnd!.... (d) _ __ III ......... _ .. lIpOdIIoa .., _.. . -. of 1M __..,.....-."....... 1,11II' -"'IIJ~.. ."....-.....~. ~____"'...tlptlD__- . . aad....rWlJ.._ Ia .... t-. v-c DF 1'h,. till.... I vat. ........ .. ., GdIIr ....... vi ........... .. nml . .... ftII. I L"'" Malt.... _ II ......... ___ at......... __....... .. -.'-'lalldl"'..__Il1IM1-.ur.... .____ ___lIIb--,_ .....~..-.. ..... ....,.._.._ 1Il00000000_..vonodnI...._~..._~%l,IL. .....bI1tJlOl_ ..........,..___ol__totloo_P_ .. 'IIJ^""",,~'-. 2S. __ Upon ~ ollll S1IIIlI _ by IIdII lIocIu1V IlIImmuloS, 1Illo -.y __ _the...... """""" __1IlIlI .............14 Allor ",,*......,....,., i:.eIIdM _1IIlicIIaJlll ad ~ tills -*J _.. u..........1IlDII plIl' IDY '-_...... lcDdor mar -.. Bo...-... (,,0 Alr """-IDs tills 8ecorily ~ Ini< .." Illlllllilo Is JJOirIlD a !mid party far INlnIoeI ....de"'" IIId llIll dWJfIII ot IH !'eo II pormlJIcd ODder App/k:lllle r-. 24. Wl/--. Ilonw<t, III 1M _ ~taII bf AppIil:IbIe UIr. ...... aDd ..... IIIl\' lltsDr Of __ lD pi' ""I' III ........ 1IIIli Beo1uIt)' ~ IIIIIIIMnllJ _ llIlllleae& of OJ prs.t or ftIl1Ire _.Pau9IlIOI lbr .., of ClIIICIIIIoa, __ of -. csomptioD _ atlBl:blMl. /Irvy aDd'" ad,,"-*,,-JRIoa. :If. ...... . . --'" -. 80..-. _ '" .........., J>IllVidod lD &.:don l'J 1UlI_ '" """ /Iovl' prior .. l/Ic .,..n ....1 of biddiq .. . .JleriIl'o ..,.. or DlOr .. pun_ ro tills Seault)' liIItnIDlOD.. M. "- "'- -.-. U UJ or llIll 0oll. "'""""" 11)' tIIlI SocnrI1J ruu-t II leal 10 Bo_ to """""" tIIIo CD tIoo Propcrlr. 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AnontIJI' reo. au! _ ~ "'" _ par\J'I . 'I1lIo~lmlllCdllreil~~- If lor 11II' _ llIe _doh .. .GOt ~...... wllJda 4:1 dayS III<< IIul &Ii ......... II so-. or If after tIlIl..-..... d!J Calm ill still iIa1uoMd. 'udI. a.lIIl.1IIIl be.....- solely wi c:odaIMly 11)' _. 11I_ .nth Ib Acr' . PENN8YLVAN!A._F_-_ _....U_._ ........bJ-ll.' L11"............. ...... im "'11ottlJ1~ ~hase Manhattan mtg 10/14/03 2:16 PAGE 28/47 RightFax 15849623: 15849623-01-015 LoaD No: 05270011Wl DlIU ID: 3'l!1 A..UlI. '1u To tile. Oi1Iat.uo.rA by Ap~bk .taw. ..,. au.. QlIIZp\ ~ UIl fonb. ~. _bcl_~_IIl~-J:l---lV>.,gu.s.c ~.Jj;~~~_ ~~~~:"In c&a; -~Acr JbJIB ,'f 8'f... "= tUI~l_tllc _....~tJIe_ofddi~IbIICIIII1IDl. A ~_ '!' tlto AtII_ Rullo. _ at.... _... _ by....... 7'11-78'l9. Tho lows ~ 10 ... ../lih.du. .... 110& .... be tie laM of tie owe iii ... P'J'CI1- _..'nul I~'all_ Thojlortla__u.ootll. .__IlI,..-Jimo4dcd by law. tlIIo A,paIDeIII.IIId 1100 U- _.. _,!" uIdQNcr_ _DO _10..., or madlfJla)' 01 u.o ~ 01.. Ulu ~ ""1 JIIIl'1 III llllo A&ne!!*t __.Ill :fa::,,,",~~~:~_orAt"'''':t~~~ ~r OI:._"'COI!!lIOl..~~bcllliua&lU~_ a ...._ iII.WGltol_or.'I'i'aaoacllaI_hooiI~ al:~1II_ PIw<o 01 ~ 1110 _ _ bcl_ ill u.o CGl&Idy 01 &ono.c'. IOIid<lIoo, III lilliill' .- .... m~ ICCCllIOIlle ... Loador .... Borrower. 'I1o!loIl "'1I-m., Th. ullfb:I_ _8 _ ",--.- wllllilllIlnT-ll1e (43) <1.1)1 at UIo _tm_ 110 ClASS AClIOI'M NO JOIHlIIlJI OJ PAll'JIEllI WAMlR DP ~ TO JVJlY 'IRJAL THE ARBITRATION WlLL TAKE THB PL\CS OF ANY COURT PROCBBDlNO INCLUDING A TIiUAL IIEI'lOU A JtlDClE OR A lUllGl'l ANIJ JURy. ANY StJaf AIlIIrnJATrOH SHALl. BE CONOUCI'EO ON AN lNDlVIDUAL IlASlli, AND NOT AS PART OF A COlIOION OR Ct.A:l8AcnON. IT IS I!XI"RIlS8LY ACKNOWLllI>GSI>ANDAOKEBDBYBORROWBRAND LIlNDEll THAT ANY I'lJRPOR'IBD COMMOII 1!ISlJ8I OF LAW OR PAC!' SHALL BB RESOLVED ON SUCH AN INDIVlDUALJ!ASIS. IPTHBAl'POlN'IEDA1UIl1MTOR SHOULD AWARD ANYIlAMAGES. SUOIllAMAGEB llHA1..L BIll..lMtTBD TO ACl'UALAND DIlU!C1' DAMAOEB AND SHALL IN NO EVEWI' INCLVDB CONSBOlIIll'Il1AL. PUNtTIVB, EXEMPLARY OR 'mEBU! DAMAOES AS TO WHICH BORROWllR AND LBNDBR !lXPRBSSLy WAlVE ANY IUO!lT TO CLAII\I TO THE PULLl!STI!X'l1!l'IT l'BRI\UTI13l) BY LAW. bcl...f:f".:: ~-==-~~~bcl=,=':=-~l~lm ~ at'P:r", .... lIIt>ltnlllIII >hall be ~ A of a.p..... 7J at'llUc 42 at "'" __ co.oIIdlnIlli SIaInbi. ~ 1Iuu..- aod Uoad<r ~ IIW lbo_a""" __ ~.... ..,_tIaI. 'l'llc> liItoImolIoa tlla::llIIOd III _ ""'-"... ....- lie _ lIlr ;vq P"'- III """ ....... ~ _ M_ ... A.bIh" No_. llIo llxqoiq. 110I_ S....u_ nor LcadIr....llIIpIlIe U1._toDllldlalewult_ (.)_(II~__ ~ 10 jlIIIIdal ao:Oaa, JIOI!-: of saIo, _I ID . """"'" or 0lh0IwlI0, pr' ~ ""!V)IIUI- 10 _l&ndoi_.-"'-'Yjadplca~IlIlUIf..o..r-"".~_ _ _u.r _, 111 WIIldI a IIoJl hoIdIir lU)' IQI1IIr8lf1i1lD = of~ pnlpIDty wbloII ~ l\Jc' QlII 'l'nMacIIcao aad I1IJ ""'"*I ~ I'I-'l' .. ~ oil..... or appoJa_ ol._)._doIli..lbydJiiBo_llJl.... 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BOIlROWIlR AND UlNDIlR AGItEE 1'0 WAIVB ANY BIGBt8 TO TRL\L BY JVltY OF ANY AIfl) ALL CL\JW'I PEllNSVLVANIA._,_-_ __ _ M1RU1IENT ........, .-.-. ............ ,....- 1... ,."." oI20~) 15~49623:15849623-0 1-0 16 : ~na5e Mannattan mtg 10/14/03 2:16 PAGE 29/47 RightFax . LoID No: _116471 DmI JP: m BY SIONINO II1lLOW, ~....... .....,... '" .... __ __ __ In tldo SeouIitJ _ udla IIIJ Rldar _ bJ ~ ID<lnlClllllld_1t. ~ ;;::( ;1f':-.4;r?,k~:!__ roM L RAUDABAUGH _ ?-" . PINNIrLVANIA.so."ltoFomlly-__ .. ...._IIMTIIUIIIIII' ......... _.... .,.......... fann.. 1.... ".." 011/1""'" "no."'" l"Io.l1no.1:1:o.n m1:g LUIL'!/O::J Z:lo PAGe ::J0/47 lUghtFax 15849623' 15849623-01-017 Lob No; lI521OOu64n Dola ID: ]'/9 t...-' ....,.,...........J ~ COMMO~'IH of PIlNNSYLVANTA . COvmY oC e..>4K.IA../. . ~Oa. tlllI tIIO.~dIJ of An,.; ( . m.4L. _.... 'IK.. E: '-" . -d&' ~d_8"'" oIIIccr, penoaaIIJ aJlPCllRd . lU.un H _ II) _ (DI..~...-l \I) be lIn: _,,_ _.....-lIllln:_ _, IIlIlI 0IltD0wI0dpd dW tIIeJ' _lIIo_lbr tJJo p~ dIonia_ ~~_I_lllKt~baDdmdoft1cWJ~~~ &1' kA",., jE'. d.~'+"l.. My............... <apirea: .3 jA/o'1 '1._IIflrNfN.E.th:BJ~ - - [ ._,-- ~p.~ ~1IGnt,- . twlCliillly It- ,I ,........=e,3llI1. I COIIl(y dun IlK> ..- rmld<:luz lID1 _ of 1Iul_...,..a .- IE ~.. r",..ul.o. . CORPORATION. 32M BKlAKPARIC DR!Vl;, sum! 400, HOllS'roN, TX TlOe4:7lN Sipatue: ~.... ,y> /l-~..6.. d.... 'lAPlo~r~JI~" 1'7 PENNm.VANIA........F_.__...'U _""___ ......,. -r. - .. IIIddIlI ..... ,... .. ..JOt ,..._ DI Jd "--' -x)p"l.9.. II 1 ~ ~ w ~ VJ ~ C) ~~ ~ ~ ---:( (-) .....-, e SHERIFF'S RETURN - REGULAR CASE NO: 2003-05621 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND MORTGAGE ELECTRONIC REGISTRATI VS RAUDABAUGH TOM L ROBERT BITNER , Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE was served upon RAUDABAUGH TOM L the DEFENDANT , at 1820:00 HOURS, on the 3rd day of November, 2003 at 720 BLOSERVILLE ROAD NEWVILLE, PA 17241 by handing to MICHELLE RAUDABAUGH, WIFE a true and attested copy of COMPLAINT - MORT FORE together with and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing Service Affidavit Surcharge 18.00 6.90 .00 10.00 .00 34.90 So Answers: .r~~~~~~ R. Thomas Kline 11/04/2003 MCCABE WEISBERG CONWAY Sworn and Subscribed to before B~ me this (, ~ day of ~~ A.D. ('\ -'- 0 & d-<... , It D.-- ~othonotary' '1'7 McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE ~ Identification Number 16496 123 South Broad Street, Suite 2080 Philadelphia, PA 19109 (215) 790-1010 Attorney for Plaintiff Mortgage Electronic Registration Systems, Inc. Cumberland County Court of Common Pleas v. Tom L. Raudabaugh Number 03-5621 Civil Term ASSESSMENT OF DAMAGES AND ENTRY OF JUDGMENT TO THE PROTHONOTARY: Kindly enter judgment by default in favor of Plaintiff and against Defendant in the above-captioned matter for failure to answer Complaint as required by Pennsylvania Rules of civil Procedure and assess damages as follows: Principal Interest from 10/16/03-1/20/04 (at 23.59 per diem) TOTAL $ 94,988.38 $ 2.264.64 $ 97,253.02 ~;.il1~SQU'RE AND NOW, this J)~ day of J~y Judgment is entered in favor of Plaintiff, Mor{gage , 2004, Electronic Registration Systems, Inc. and against Defendant Tom L. Raudabaugh and damages are assessed in the amount of $97,253.02, plus interest and costs. BY THE PROTHONOTARY: (L,*~ 12.~. r McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE Identification Number 16496 123 South Broad Street, Suite 2080 Philadelphia, PA 19109 (215) 790-1010 Attorney for Plaintiff Mortgage Electronic Registration Systems, Inc. Cumberland County Court of Common Pleas v. Tom L. Raudabaugh Number 03-5621 Civil Term AFFIDAVIT OF NON-MILITARY SERVICE COMMONWEALTH OF PENNSYLVANIA: SS. COUNTY OF CUMBERLAND: The undersigned, being duly sworn according to law, deposes and says that the Defendant is not in the Military or Naval Service of the United States or its Allies, or otherwise within the provisions of the Soldiers' and Sailors' Civil Relief Act of Congress of 1940 as amended; and that the Defendant, Tom L.Raudabaugh, is over eighteen (18) years of age, and resides at 720 Bloserville Road, Newville, PA 17241. rjLffJ.~~umE Attorney for Plaintiff SWORN TO AND SUBSCRIBED BEFORE ME THIS 20~ DAY OF JANUARY, 2004. VfUu)u (u ft. fJtf~ NOTARY PUBLIC \. ~LLik~L ~ \ CllyliPl....~., Es ..~ c.,....j:,41l1j ep...~..'".._ McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE Identification Number 16496 123 South Broad Street, Suite 2080 Philadelphia, PA 19109 (215) 790-1010 Attorney for Plaintiff Mortgage Electronic Registration Systems, Inc. Cumberland County Court of Common Pleas v. Tom L. Raudabaugh Number 03-5621 Civil Term CERTIFICATION I certify that the foregoing assessment of damages is for specified amounts alleged to be due in the Complaint and is calculable as a sum certain from the Complaint. I certify that written notice of the intention to file this Praecipe was mailed or delivered to the party against whom judgment is to be entered and to the attorney of record, if any, after the default occurred and at least ten (10) days prior to the date of the filing of the praecipe. A true and correct copy of the notice pursuant to Pennsylvania Rule of Civil Procedure No. 237.1 is attached hereto and marked Exhibit "A". JJj~~RE Attorney for Plaintiff SWORN TO AND SUBSCRIBED BEFORE ME THIS 20TH DAY OF JANUARY, 2004. -~/0( /I. ;ft~ NOTARY PUBLIC liOT ARlAl SEAl ' I MlCHEU.E A. HO/.ACIK, ~ ~ 01 f'f>h '!\......1'IlIL )'yce... f1!dllJ....IillIl:!IIa; _._" OFFICE OF THE PROTHONOTARY COURT OF COMMON PLEAS Cumberland County Courthouse, Carlisle, PA 17013 Curt Long Prothonotary December 3, 2003 To: Tom L. Raudabaugh 720 Bloserville Road Newville, PA 17241 Mortgage Electronic Registration Systems, Inc. Cumberland County Court of Common Pleas vs. Tom L. Raudabaugh Number 03-5621 Civil Term NOTICE, RULE 237.5 NOTICE OF PRAECIPE TO ENTER JUDGMENT BY DEF AUL T IMPORTANT NOTICE NOTIFICACION IMPORTANTE You ARE IN DEF AUL T BECAUSE YOU HA VB FAILED TO ENTER A WRl1TEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO mE CLAIMS SET FORlH AGAINST YOU. UNLESS YOU ACT WITHIN TEN (IO) DAYS FROMTIiE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINSTYQUWIlHOUT AHEARlNG ANDYOUMA Y LOSE YQURPROPERTY OR ornER IMPORTANT RIGHTS. You SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IFYOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE TIm OFFICE SET FORm BELOW. THIs OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HlRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE ALAWYER, THIS QFFlCEMA Y BEADLE TQPRQVIDE YOU WfI1I INFORMA1l0N ABOUT AGENCIES UlATMA YOFFER LEGAL SERVICES TO ElIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. USTED SE ENCUENTRA EN ESTADO DE REBELDIA FOR NO HABER PRESENTADO UNA COMPARECENCIA ESCRITA, YA SEA PERSONALMENTE 0 POR ABOGADO Y POR NO HABER RADICADO POR ESCRlTO CON ESlE TRIBUNAL SUS DEFENSAS U OBJECIONES A LOS RECLAMOS FORMULADOS EN CONTRA SUYO. AL NO TOMAR LA ACCION DEBIDA DENTRO DE DIEZ (10) DIAS DE LA FECHA DE ESTA NOTIFICACION, EL TRIBUNAL POORA) SIN NECESIDAD DE COMPARECER USTED EN CORTE U OIR PREUBA ALGUNA, DlCTAR SENTENCIA EN SU CONTRA YUSTED PODRIA PERnER BIENES U OTROS DERECHOS IMPORTANTES. USTEO LE DEBE TOMAR ESTE PAPEL A SU ABOGADO INMEDIATAMENTE. SI USTED NO TIENE A UN ABOGADO, VA A 0 TELEFONEA LA OFICINA EXPUSO ABAJO. EST A OFICINA LO PUEDE PROPORCIONAR CON INFORMACI6N ACERCA DE EMPLEAR A UN ABOGADO. SI USTED NO PUEDE PROPORCIONARPARA EMPLEAR UN ABOGAOO, ESTA OFICINA PUEDE SER CAPAZ DE PROPORCIONARLO CON INFORMACI6N ACERCADELAS AGENCIAS QUEPUEDEN OFRECERLOS SERVICIOS LEGAlES A PERSONAS ELEGlBLES EN UN HONORARlO REDUCIDO NI NINGUN HONORARIO. Cumberland County Bar Association 2 Liberty Avenue Carlisle, P A, 17013 800-990-9108 EXH\B\l "P\' Cumberland County Bar Association 2 Liberty Avenue Carlisle, P A, t 70 13 800-990-9 t 08 TJM/cc Terrence J. McCabe, Esquire Attorney for Plaintiff McCABE, WEISBERG & CONWAY, P.C. 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 VERIFICATION The undersigned, TERRENCE J. McCABE, ESQUIRE, hereby certifies that he is the attorney for the Plaintiff in the within action and that he is authorized to make this verification and that the foregoing facts are true and correct to the best of his knowledge, information and belief and further states that false statements herein are made subject to the penalties of 18 PA.C.S. Section 4909 relating to unsworn falsification to authorities. ~J~~", >-. (D (:J ~ o il1 ' ~ D J;;, ........ -- D l" ~ ~ ::0 ~ ~ r F K- J: r-" ~ . ' .- -, ".:- ,I ( [-_; ~ ~'-! :'.) " .. ~ .....-. , IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTy, PENNSYLVANIA CIVIL DIVISION FILE NO.: 03-5621 Civil Term Mortgage Electronic Registration Systems, Inc. AMOUNT DUE: $97,253.02 v. INTEREST: from 1/21/03-6/09/04 $2,237.20 at 15.98 Per Diem ATTY'S COMM.: Tom L. Raudabaugh COSTS: TO THE PROTHONOTARY OF SAID COURT: The undersigned hereby certifies that the below does not arise out of a retail installment sale, contract, or account based on a confession of judgment, but if it does, it is based on the appropriate original proceeding filed pursuant to Act 7 of 1966 as amended; and for real property pursuant to Act 6 of 1974 as amended. PRAECIPE FOR EXECUTION Issue writ or execution in the above matter to the Sheriff of Cumberland County, for debt, interest and costs upon the following described property of the defendant(s) 720 Bloserville Road, Newville, PA 17241 (More fully described as attached) PRAECIPE FOR ATTACHMENT EXECUTION Issue writ of attachment to the Sheriff of CUMBERLAND County, for debt, interest and costs, as above, directing attachment against the above-named garnishee(s) for the following property (if real estate, supply six copies of the description; supply four copies of lengthy personalty list) and all other property of the defendant(s) in the possession, custody or control of the said garnishee(s). (Indicate) Index this writ against the garnishee(s) as a lis pendens against real estate of the defendant(s) described in the attached exhibit. DATE: January 20, 2004 D~. I~! .1 signature:"- . If . Print Name: TERREN E J. McCABE, ESQUIRE Address: 123 S. Broad Street, Suite 2080 Philadelphia. PA 19109 Plaintiff (215) 790 1010 16496 Attorney for: Telephone: Supreme Court ID No. ~ w ~ 2 ~. -f- W ~ 70D #:.7 '/::::'- ........~ ~~ c> f ---. ~~ ~ g F=f] ~( ....... f:: 0 Cnw~ ~ 'V ':<J ~ -c: ~ o ~g~tB I I I I . ~ , , 0R j ~ ~ ;~ :-...) ,-..:~. , .:} '-- - ^ '" --. -n -"" l,-'," c--.. ( LEGAL DESCRIPTION ALL THAT CERTAIN tract or parcel of land situate in Upper Prankford Township, Cumberland County, Pennsylvania, bounded and described according to a survey by Statler and Lahr dated July 24, 1984 as follows, to wit: BEGINNING at a point in the Bloserville Road a/k!a PA A-5749 at line of lands now or formerly of A. Scott Clark and Judith E. Clark; thence along said line South 85 degrees 30 minutes West a distance of 195.00 feet to a point on the Easterly side of a 10 foot wide alley; thence along said alley North 4 degrees 30 minutes West a distance of 49.5 feet to a point on the Southerly line of lands now or formerly of Wayne C. Anderson and Sondra L. Anderson; thence along said lands North 85 degrees 31 minutes East a distance of 117.20 feet to a point; thence North 4 degrees 30 minutes West a distance of 2.20 feet to a point; thence North 85 degrees 30 minutes East a distance of 15.84 feet to a point; thence South 4 degrees 30 minutes East a distance of 2.20 feet to a point; thence North 85 degrees 31 minutes East a distance of 61.96 feet to a point in the Bloserville Road; thence along the Bloserville Road South 4 degrees 30 minutes East a distance of 49.5 feet to a point, the place of beginning. BEING known as Lot #15 in the Village of Bloserville Road and a small portion of the lot immediately to the North of this lot. Being known and numbered as 720 Bloserville Road, Newville, P A 17241 formerly known and numbered as R.D. #3, Box 354 (formerly designated as R.D. #3, Box 68A). BEING KNOWN AS 720 Bloserville Road, Newville, P A 17241. Being the same premises which Lawrence A. Taylor and Carolyn L. Taylor, his wife by deed dated the 30'" day of Apnl 2003, and recorded In the Office of the Recorder in and for Cumberland County in Deed Book 256 Page 4383, granted and conveyed to Tom L. Raudabaugh, in fee. ' TAX MAP PARCEL NUMBER: 43-11-3069-016 WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 03-5621 Civil CIVIL ACTION - LA W TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due MORTGAGE ELECTRONIC REGISTRATION SYSTEMS,INC., Plaintiff (s) From TOM L. RAUDABUAGH (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $97,253.02 L. L. $.50 Interest FROM 1/21/03 - 6/9/04 $2,237,20 AT 15.98 PER DIEM Atty's Comm % Due Prothy $1.00 Atty Paid $116.90 Plaintiff Paid Date: JANUARY 27,2004 Other Costs CURTIS R. LONG (Seal) Prothonotary ~aO~-P _ P . ~ou..-~;---- Deputy REQUESTING PARTY: Name TERRENCE J. MCCABE, ESQillRE Address: 123 S. BROAD STREET, SUITE 2080 PHILADELPHIA, PA 19109 Attorney for: PLAINTIFF Telephone: 215-790-1010 Supreme Court ID No. 16496 McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE Identification Number 16496 123. South Broad Street, Suite 2080 Philadelphia, PA 19109 (215) 790-1010 Attorney for Plaintiff Mortgage Electronic Registration Systems, Inc. Cumberland County Court of Common Pleas v. Tom L. Raudabaugh Number 03-5621 Civil Term AFFIDAVIT PURSUANT TO RULE 3129 I, Terrence J. McCabe, Esquire, attorney for Plaintiff in the above action, set forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at 720 Bloserville Road, Newville, PA 17241, a copy of the description of said property is attached hereto and marked Exhibi t n A. n 1. Name and address of Owner(s) or Reputed Owner(s) : Name Address Tom L. Raudabaugh 720 Bloserville Road Newville, PA 17241 2. Name and address of Defendant(s) in the judgment: Name Address Tom L. Raudabaugh 720 Bloserville Road Newville, PA 17241 3. Name and last known address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name Address Mortgage Electronic Registration Systems, Inc. as Nominee for Aegis Funding Corp P.O. Box 2026 Flint, MI 48501-2026 4. mortgage Name and address of the last recorded holder of every of record: Name Address Mortgage Electronic Registration Systems, Inc. as Nominee for Aegis Funding Corp P.O. Box 2026 Flint, MI 48501-2026 5. Name and address of every other person who has any record interest in or record lien on the property and whose interest may be affected by the sale: Name Address None 6. Name and address of Plaintiff has knowledge who has may be affected by the sale: Name . every other person of whom the any interest in the property which Address Tenant(s) 720 Bloserville Road Newville, PA 17241 Domestic Relations Armstrong County Court House Rm 1 500 Market Street Kittaning, PA 16201 Commonwealth of Pennsylvania Department of Welfare P.O. Box 2675 Harri~urg, PA 17105 I verify that the statements made in this Affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities. January 20, 2004 J /~1 ~W_;---'- TERREtCE J. McCABE, ESQUIRE Attorney for Plaintiff DATE LEGAL DESCRIPTION ALL THAT CERTAIN tract or parcel of land situate in Upper Frankford Township, Cumberland County, Pennsylvania, bounded and described according to a survey by Statler and Lahr dated July 24, 1984 as follows, to wit: BEGINNING at a point in the Bloserville Road a/k/a P A A-5749 at line of lands now or formerly of A. Scott Clark and Judith E. Clark; thence along said line South 85 degrees 30 minutes West a distance of 195.00 feet to a point on the Easterly side of a 10 foot wide alley; thence along said alley North 4 degrees 30 minutes West a distance of 49.5 feet to a point on the Southerly line of lands now or formerly of Wayne C. Anderson and Sondra L. Anderson; thence along said lands North 85 degrees 31 minutes East a distance of 117.20 feet to a point; thence North 4 degrees 30 minutes West a distance of2.20 feet to a point; thence North 85 degrees 30 minutes East a distance of 15.84 feet to a point; thence South 4 degrees 30 minutes East a distance of 2.20 feet to a point; thence North 85 degrees 31 minutes East a distance of 61.96 feet to a point in the Bloserville Road; thence along the Bloserville Road South 4 degrees 30 minutes East a distance of 49.5 feet to a point, the place of beginning. BEING known as Lot # 15 in the Village of Bloserville Road and a small portion of the lot immediately to the North of this lot. Being known and numbered as 720 Bloserville Road, Newville, P A 17241 formerly known and numbered as R.D. #3, Box 354 (formerly designated as R.D. #3, Box 68A). BEING KNOWN AS 720 Bloserville Road, Newville, P A 17241. Being the same premises which Lawrence A. Taylor and Carolyn L. Taylor, his wife by deed dated the 30'h day of Apnl 2003, and recorded In the Office of the Recorder in and for Cumberland County in Deed Book 256, Page 4383, granted and conveyed to Tom L. Raudabaugh, in fee. TAX MAP PARCEL NUMBER: 43-11-3069-016 EXHIBIT "" ~--' .c:.J, , > ~ \ I .. '_r L_ "\\ ~ . ,) <. McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE Identification Number 16496 123 South Broad Street, Suite 2080 Philadelphia, PA 19109 (215) 790-1010 Attorney for Plaintiff Mortgage Electronic Registration Systems, Inc. Cumberland County Court of Common Pleas v. Tom L. Raudabaugh Number 03-5621 Civil Term NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: Tom L. Raudabaugh 720 Bloserville Road Newville, PA 17241 Your house (real estate) at 720 Bloserville Road, Newville, PA 17241, is scheduled to be sold at Sheriff's Sale on JUNE 9, 2004 at 10:00 a.m. in the Commissioner's Hearing Room located on the 2nd Floor of the Cumberland County Courthouse, 1 Courthouse Square, Carlisle, Pennsylvania 17013, to enforce the court judgment of $97,253.02 obtained by Mortgage Electronic Registration Systems, Inc., against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriff's Sale you must take immediate action: 1. The sale will be canceled if you pay to Mortgage Electronic Registration Systems, Inc. , the back payments, late charges, costs, and reasonable attorney's fees due. To find out how much you must pay, you may call Terrence J. McCabe, Esquire at (215) 790-1010. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See the following notice on how to obtain an attorney.) YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE 1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling Terrence J. McCabe, Esquire at (215) 790-1010. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due on the sale. To find out if this has happened, you may call Terrence J. McCabe, Esquire at (215) 790-1010. 4. If the amount due from the buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. A schedule of distribution will be filed by the Sheriff on a date specified by the Sheriff not later than 30 days after sale. Distribution will be made in accordance with the schedule unless exceptions are filed thereto within 10 days after the filing of the schedule. 7. You may also have other rights and defenses, or ways of getting your real estate back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE COURT ADMINISTRATOR 4TH FLOOR, CUMBERLAND COUNTY COURTHOUSE CARLISLE, PENNSYLVANIA 17013 (717) 240-6200 OR CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE CARLISLE, PA 17013 (717) 249-3166 Mortgage Electronic Registration Systems, Inc. VS Tom L. Raudabuagh In The Court of Common Pleas of Cumberland County, Pennsylvania Writ No. 2003-5621 Civil Term (/ R. Thomas Kline, S.heriff, who being duly sworn according to law, states this writ is returned STAYED per instructions from Attorney Terrence McCabe. Sheriffs Costs: Docketing Poundage Levy Surcharge Service Law Library Prothonotary Share of Bills 30.00 2.08 15.00 20.00 8.28 .50 1.00 29.26 $ 106.12 paid by attorney 04/15/04 ~ :-~~-., This ~ day of ()LJ.-J () T ~-< . R. Thomas Kline, Sheriff 2004,A.D.~ U 1VLt.10LuJ~ i (' __'..! BY \JoriMJuc1. "1 Prothonotary Real Es~ Deputy Sworn and subscribed to before me A? '-\ \ 0 \.11- ,,'1L. ,0 (jv ,0 vi McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE Identification Number 16496 123 South Broad Street, Suite 2080 Philadelphia, PA 19109 (215) 790-1010 Attorney for Plaintiff Mortgage Electronic Registration Systerns, Inc. Cumberland County Court of Common Pleas v. Tom L. Raudabaugh Number 03-5621 Civil Term AFFIDAVIT PURSUANT TO RULE 3129 I, Terrence J. McCabe, Esquire, attorney for Plaintiff in the above action, set forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at 720 Bloserville Road, Newville, PA 17241, a copy of the description of said property is attached hereto and marked Exhibit "A." 1. Name and address of Owner(s) or Reputed Owner(s) : Name Address Tom L. Raudabaugh 720 Bloserville Road Newville, PA 17241 2. Name and address of Defendant(s) in the judgment: Name Address Tom L. Raudabaugh 720 Bloserville Road Newville, PA 17241 3. Name and last known address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name Address Mortgage Electronic Registration Systems, Inc. as Nominee for Aegis Funding Corp P.O. Box 2026 Flint, MI 48501-2026 4. mortgage Name and address of the last recorded holder of every of record: Name Address Mortgage Electronic Registration Systems, Inc. as Nominee for Aegis Funding Corp P.O. Box 2026 Flint, MI 48501-2026 5. Name and address of every other person who has any record interest in or record lien on the property and whose interest may be affected by the sale: Name Address None - 6. Name and address of every other person of whom the Plaintiff has knowledge who hag any interest in the property which may be affected by the sale: Name Address Tenant(s) 720 Bloserville Road Newville, PA 17241 Domestic Relations Armstrong County Court House Rm 1 500 Market Street Kittaning, PA 16201 Commonwealth of pennsylvania Department of Welfare P.O. Box 2675 Harri~urg, PA 17105 I verify that the statements made in this Affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities. January 20, 2004 J . Jkl SW_;---,- TERRENCE J. McCABE, ESQUIRE Attorney for Plaintiff DATE LEGAL DESCRIPTION ALL THAT CERTAIN tract or parcel of land situate in Upper Frankford Township, Cumberland County, Pennsylvania, bounded and described according to a survey by Statler and Lahr dated July 24, 1984 as follows, to wit: BEGINNING at a point in the Bloserville Road a/k!a PA A-5749 at line of lands now or formerly of A. Scott Clark and Judith E. Clark; thence along said line South 85 degrees 30 minutes West a distance of 195.00 feet to a point on the Easterly side of a 10 foot wide alley; thence along said alley North 4 degrees 30 minutes West a distance of 49.5 feet to a point on the Southerly line of lands now or formerly of Wayne C. Anderson and Sondra L. Anderson; thence along said lands North 85 degrees 31 minutes East a distance of 117.20 feet to a point; thence North 4 degrees 30 minutes West a distance of 2.20 feet to a point; thence North 85 degrees 30 minutes East a distance of 15.84 feet to a point; thence South 4 degrees 30 minutes East a distance of 2.20 feet to a point; thence North 85 degrees 3 I minutes East a distance of 61.96 feet to a point in the Bloserville Road; thence along the Bloserville Road South 4 degrees 30 minutes East a distance of 49.5 feet to a point, the place of beginning. BEING known as Lot #15 in the Village ofBloserville Road and a small portion of the lot immediately to the North of this lot. Being known and numbered as 720 Bloserville Road, Newville, PA 17241 formerly known and numbered as R.D. #3, Box 354 (formerly designated as R.D. #3, Box 68A). BEING KNOWN AS 720 Bloserville Road, Newville, P A 17241. Being the same premises which Lawrence A. Taylor and Carolyn L. Taylor, his wife by deed dated the 30'" day of Apnl 2003, and recorded In the Office of the Recorder in and for Cumberland County in Deed Book 256, Page 4383, granted and conveyed to Tom L. Raudabaugh, in fee. TAX MAP PARCEL NUMBER: 43-11-3069-016 EXHIBIT .~" McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE Identification Number 16496 123 South Broad Street, Suite 2080 Philadelphia, PA 19109 (215) 790-1010 Attorney for Plaintiff Mortgage Electronic Registration Systems, Inc. Cumberland County Court of Common Pleas v. TomL.Raudabaugh Number 03-5621 Civil Term NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: Tom L. Raudabaugh 720 Bloserville Road Newville, PA 17241 Your house (real estate) at 720 Bloserville Road, Newville, PA 17241, is scheduled to be sold at sheriff's Sale on JUNE 9, 2004 at 10:00 a.m. in the Commissioner's Hearing Room located on the 2nd Floor of the Cumberland County Courthouse, 1 Courthouse Square, Carlisle, Pennsylvania 17013, to enforce the court judgment of $97,253.02 obtained by Mortgage Electronic Registration Systems, Inc., against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriff's Sale you must take immediate action: 1. The sale will be canceled if you pay to Mortgage Electronic Registration Systems, Inc. , the back payments, late charges, costs, and reasonable attorney's fees due. To find out how much you must pay, you may call Terrence J. McCabe, Esquire at (215) 790-1010. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See the following notice on how to obtain an attorney.) YOU MAY STILL BE ABLE TO'SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE 1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling Terrence J. McCabe, Esquire at (215) 790-1010. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due on the sale. To find out if this has happened, you may call Terrence J. McCabe, Esquire at (215) 790-1010. 4. If the amount due from the buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in amount due is paid to the Sheriff to the buyer. At that time, proceedings to evict you. the property until the full and the Sheriff gives a deed the buyer may bring legal 6. A schedule of distribution will be filed by the Sheriff on a date specified by the Sheriff not later than 30 days after sale. Distribution will be made in accordance with the schedule unless exceptions are filed thereto within 10 days after the filing of the schedule. 7. You may also have other rights and defenses, or ways of getting your real estate back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE COURT ADMINISTRATOR 4TH FLOOR, CUMBERLAND COUNTY COURTHOUSE CARLISLE, PENNSYLVANIA 17013 (717) 240-6200 OR CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE CARLISLE, PA 17013 (717) 249-3166 , IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY. PENNSYLVANIA CIVIL DIVISION FILE NO.: 03-5621 Civil Term Mortgage Electronic Registration Systems, Inc. AMOUNT DUE: $97,253.02 v. INTEREST: from 1/21/04-6/8/05 $8,058.96 at 15.99 Per Diem ATTY'S COMM.: Tom L. Raudabaugh COSTS: TO THE PROTHONOTARY OF SAID COURT: The undersigned hereby certifies that the below does not arise out of a retail installment sale, contract, or account based on a confession of judgment, but if it does, it is based on the appropriate original proceeding filed pursuant to Act 7 of 1966 as amended; and for real property pursuant to Act 6 of 1974 as amended. PRAECIPE FOR EXECUTION Issue writ or execution in the above matter to the Sheriff of Cumberland County, for debt, interest and costs upon the following described property of the defendant(s) 720 B1oservil1e Road, Newville, PA 17241 (More fully described as attached) PRAECIPE FOR ATTACHMENT EXECUTION Issue writ of attachment to the Sheriff of Cui1BERLAND County, for debt, interest and costs, as above, directing attachment against the above-named garnishee(s) for the following property (if real estate, supply six copies of the description; supply four copies of lengthy personalty list) and all other property of the defendant(s) in the possession, custody or control of the said garnishee{s) . (Indicate) Index this writ against the garnishee(s) as a lis pendens against real estate of the defendant(s) described in the attached exhibit. DATE: November 29. 2004 Signature: Print Name: Address: 123 S. Broad Street, Suite 2080 philadelohia. PA 19109 Plaintiff (215) 790 1010 16496 Attorney for: Telephone: Supreme Court ID No. rt -~ v,~ "":;;J'\J ~,-..) ""v ""'- ~ E? ~ v r ~ r, + ~ V\ ~ ,..---, ~ 0 \) Lv ~ ~ -OV\ Q.c lit VI ~B~QB ~ \ \ \ \ ~ ~~~~r _ _ ~f) t: _ -:, ~ -rf-L- (" ~ .' \ ' , .\ , " ".; ----- . -- LEGAL DESCRIPTION ALL THAT CERTAIN tract or parcel of land situate in Upper Frankford Township, Cumberland County, Penrisylvania, bounded and described according to a survey by Statler and Lahr dated July 24, 1984 as follows, to wit: BEGINNING at a point in the Bloserville Road alk!a P A A-5749 at line of lands now or formerly of A. Scott Clark and Judith E. Clark; thence along said line South 85 degrees 30 minutes West a distance of 195.00 feet to a point on the Easterly side of a 10 foot wide alley; thence along said alley North 4 degrees 30 minutes West a distance of 49.5 feet to a point on the Southerly line of lands now or formerly of Wayne C. Anderson and Sondra L. Anderson; thence along said lands North 85 degrees 31 minutes East a distance of 117.20 feet to a point; thence North 4 degrees 30 minutes West a distance of2.20 feet to a point; thence North 85 degrees 30 minutes East a distance of 15.84 feet to a point; thence South 4 degrees 30 minutes East a distance of 2.20 feet to a point; thence North 85 degrees 31 minutes East a distance of 61.96 feet to a point in the Bloserville Road; thence along the Bloserville Road South 4 degrees 30 minutes East a distance of 49.5 feet to a point, the place of beginning. BEING known as Lot #15 in the Village of Bloserville Road and a small portion of the lot immediately to the North of this lot. Being known and numbered as 720 Bloserville Road, Newville, PA 17241 formerly known and numbered as R.D. #3, Box 354 (formerly designated as R.D. #3, Box 68A). BEING KNOWN AS 720 Bloserville Road, Newville, P A 17241. Being the same premises which Lawrence A. Taylor and Carolyn L. Taylor, his wife by deed dated the 30'h day of Apnl 2003, and recorded In the Office of the Recorder in and for Cumberland County in Deed Book 256 Page 4383, granted and conveyed to Tom L. Raudabaugh, in fee. ' TAX MAP PARCEL NUMBER: 43-11-3069-0[6 McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE Identification Number 16496 123 South Broad Street, Suite 2080 , Philadelphia, PA 19109 (215) 790-1010 Attorney for Plaintiff Cumberland County Court of Common Pleas Mortgage Electronic Registration Systems, Inc. v. Tom L. Raudabaugh Number 03-5621 Civil Term AFFIDAVIT PURSUANT TO RULE 3129 I, Terrence J. McCabe, Esquire, attorney for Plaintiff in the above action, set forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at 720 Bloserville Road, Newville, PA 17241, a copy of the description of said property is attached hereto and marked Exhibit "A." 1. Name and address of Owner(s) or Reputed Owner(s): Name Address Tom L. Raudabaugh 720 Bloservi11e Road Newville, PA 17241 2. Name and address of Defendant(s) in the judgment: Name Address Tom L. Raudabaugh 720 Bloservi11e Road Newville, PA 17241 3. Name and last known address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name Address Mortgage Electronic Registration Systems, Inc. as Nominee for Aegis Funding Corp P.O. Box 2026 Flint, MI 48501-2026 4 . mortgage Name and address of record: Name of the last recorded holder of every Address Mortgage Electronic Registration Systems, Inc. as Nominee for Aegis Funding Corp P.O. Box 2026 Flint, MI 48501-2026 5. Name and address of every other person who has any record interest in or record lien on the property and whose interest may be affected by the sale: Name Address None 6. Name and address of Plaintiff has knowledge who has may be affected by the sale: Name every other person of whom the any interest in the property which Address Tenant(s) 720 Bloserville Road Newville, PA 17241 Domestic Relations Armstrong County Court House Rm 1 500 Market Street Kittaning, PA 16201 Commonwealth of Pennsylvania Department of Welfare P.O. Box 2675 Harrisburg, PA 17105 I verify that the statements made in this Affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subj ect to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities. ~. ~ November 29, 2004 DATE TERR J. McCABE, ESQUIRE Attorney for Plaintiff LEGAL DESCRIPTION ALL THAT CERTAIN tract or parcel of land situate in Upper Frankford Township, Cumberland County, Pennsylvania, bounded and described according to a survey by Statler and Lahr dated July 24, 1984 as follows, to wit: BEGINNING at a point in the Bloserville Road alkJa PA A-5749 at line of lands now or formerly of A. Scott Clark and Judith E. Clark; thence along said line South 85 degrees 30 minutes West a distance of 195.00 feet to a point on the Easterly side of a 10 foot wide alley; thence along said alley North 4 degrees 30 minutes West a distance of 49.5 feet to a point on the Southerly line oflands now or fOffiJerly of Wayne C. Anderson and Sondra L. Anderson; thence along said lands North 85 degrees 31 minutes East a distance of 117.20 feet to a point; thence North 4 degrees 30 minutes West a distance of 2.20 feet to a point; thence North 85 degrees 30 minutes East a distance of 15.84 feet to a point; thence South 4 degrees 30 minutes East a distance of 2.20 feet to a point; thence North 85 degrees 31 minutes East a distance of 61.96 feet to a point in the Bloserville Road; thence along the Bloserville Road South 4 degrees 30 minutes East a distance of 49.5 feet to a point, the place of beginning. BEING known as Lot #15 in the Village ofBloserville Road and a small portion of the lot immediately to the North of this lot. Being known and numbered as 720 Bloserville Road, Newville, P A 17241 formerly known and numbered as R.D. #3, Box 354 (formerly designated as R.D. #3, Box 68A). BEING KNOWN AS 720 Bloserville Road, Newville, P A 17241. Being the same premises which Lawrence A. Taylor and Carolyn L. Taylor, his wife by deed dated the 30'h day of Apnl2003, and recorded m the Office of the Recorder in and for Cumberland County in Deed Book 256 Page 4383, granted and conveyed to Tom L. Raudabaugh, in fee. ' TAX MAP PARCEL NUMBER: 43-11-3069-016 MCCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE Identification Number 16496 123 South Broad Street, Suite 2080 Philadelphia, PA 19109 (215) .790-1010 Mortgage Electronic Registration Systems, Inc. Attorney for Plaintiff Cumberland County Court of Common Pleas v. Tom L. Raudabaugh Number 03-5621 Civil Term NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: Tom L. Raudabaugh 720 Bloserville Road Newville, PA 17241 Your house (real estate) at 720 Bloserville Road, Newville, PA 17241, is scheduled to be sold at Sheriff's Sale on JUNE 8, 2005 at 10:00 a.m. in the Commissioner's Hearing Room located on the 2nd Floor of the Cumberland County Courthouse, 1 Courthouse Square, Carlisle, Pennsylvania 17013, to enforce the court judgment of $97,253.02 obtained by Mortgage Electronic Registration Systems, Inc., against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriff's Sale you must take immediate action: 1. The sale will be canceled if you pay to Mortgage Electronic Registration Systems, Inc., the back payments, late charges, costs, and reasonable attorney's fees due. To find out how much you must pay, you may call Terrence J. McCabe, Esquire at (215) 790-1010. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See the fallowing notice on how to obtain an attorney.) YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE 1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling Terrence J. McCabe, Esquire at (215) 790-1010. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due on the sale. To find out if this has happened, you may call Terrence J. McCabe, Esquire at (215) 790-1010. 4. If the amount due from the buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. A schedule of distribution will be filed by the Sheriff on a date specified by the Sheriff not later than 30 days after sale. Distribution will be made in accordance with the schedule unless exceptions are filed thereto within 10 days after the filing of the schedule. 7. You may also have other rights and defenses, or ways of getting your real estate back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER. GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE COURT ADMINISTRATOR 4TH FLOOR, CUMBERLAND COUNTY COURTHOUSE CARLISLE, PENNSYLVANIA 17013 (717) 240-6200 OR CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE CARLISLE, PA 17013 (717) 249-3166 WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 03-5621 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., Plaintiff (s) From TOM L. RAUDABAUGH (I) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property ofthe defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that heishe has been added as a garnishee and is enjoined as above stated. Amount Due $97,253.02 L.L. Interest FROM 1/21/04-6/8/05 - $8,058,96 AT 15.99 PER DIEM Ally's Comm % Ally Paid $220.52 Plaintiff Paid Date: DECEMBER 22, 2004 Due Prothy $1.00 Other Costs CURTIS R. LONG (Seal) Prothonotary n 0n. '--By: -00/1. '" .~ / 'Ca/2r"~/ Deputy REQUESTING PARTY: Name TERRENCE J. MCCABE, ESQUIRE Address: 123 S. BROAD STREET, SUITE 2080 PHILADELPHIA, PA 19109 Attorney for: PLAINTIFF Telephone: 215-790-1010 Supreme Court ID No. 16496 Mortgage Electronic Registration Systems, Inc. VS Tom L. Raudabaugh In The Court ofCornmon Pleas of Cumberland County, Pennsylvania Writ No. 2003-5621 Civil Term R. Thomas Kline, Sheriff, who being duly sworn according to law, states this it is returned STAYED per instructions from Attorney Terrence McCabe. Sheriffs Costs: Docketing Surcharge Share of Bills Poundage Advertising Levy Mileage Law Library Prothonotary 30.00 20.00 16.47 2.11 15.00 15.00 7.40 .50 1.00 $ 107.48 Sworn and subscribed to before me r~~~ ThisLdayof c~~ R. Thomas Klme, Shenff 2005, A.D. ..Jv.j: ~ 71~ -ts..f" -f:;~- ,,( !! tZ -; -r:, BY" ) l'~ ~h Prothonotary Real Esta e Deputy ~ I,:J ,..! 6J <1'1..( % '-1'\ \V~ ................., WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE I r Identification NUmber 16496 123 South Broad Street, Suite 2080 ., philadelphia, PA 19109 (215) 790-1010 Attorney for Plaint'ff Cumberland County Court of Common Pleas Mortgage Electronic Registration Systems, Inc. v. Tom L. Raudabaugh Number 03-5621 Civil Term AFFIDAVIT PURSUANT TO RULE 3129 I, Terrence J. McCabe, Esquire, attorney for Plaintiff 'n the above action, set forth as of the date the Praecipe for the W it of Execution was filed the following information concerning the real property located at 720 Bloserville Road, Newville, PA 172 1, a copy of the description of said property is attached heret and marked Exhibit "A." 1. Name and address of Owner{s) or Reputed Owner(s): Name Address Tom L. Raudabaugh 720 Bloserville Road Newville, PA 17241 2. Name and address of Defendant(s) in the judgment: Name Address Tom L. Raudabaugh 720 Bloserville Road Newville, PA 17241 3. Name and last known address of every judgment credi or whose judgment is a record lien on the real property to be so d: Name Address Mortgage Electronic Registration Systems, Inc. as Nominee for Aegis Funding Corp P.O. Box 2026 Flint, MI 48501-2026 4 . mortgage Name and address of record: Name of the last recorded holder of ev y Address Mortgage Electronic Registration Systems, Inc. as Nominee for Aegis Funding Corp P.O. Box 2026 Flint, MI 48501-2026 5. Name and address of every other person who has any reco d interest in or record lien on the property and whose interest be affected by the sale: Name Address None every other person of w om the any interest in the propert which I 6. Name and address of Plaintiff has knowledge who has may be affected by the sale: Name Address " . . Tenant(s} 720 Bloserville Ro d Newville, PA 17241 Domestic Relations Armstrong County Court House Rm 1 500 Market Street Kittaning, PA 16201 Commonwealth of Pennsylvania Department of Welfa e P.O. Box 2675 Harrisburg, PA 17105 I verify that the statements made in this Affidavit are and correct to the best of my personal knowledge or informatio belief. I understand that false statements herein are made su to the penalties of 18 Pa.C.S. Section 4904 relating to un falsification to authorities. November 29, 2004 ~. DATE TERR J. McCABE, ESQUIRE Attorney for Plaintiff true and ject worn , ". LEGAL DESCRIPTION ALL THAT CERTAIN tract or parcel of land situate in Upper Frankford Township, Cum rland County, Penrisylvania, bounded and described according to a survey by Statler and Lahr dated Ju y 24, 1984 as follows, to wit: BEGINNING at a point in the Bloserville Road alkJa P A A-5749 at line of lands now or formerly fA. Scott Clark and Judith E. Clark; thence along said line South 85 degrees 30 minutes West a distan e of 195.00 feet to a point on the Easterly side of a 10 foot wide alley; thence along said alley No 4 degrees 30 minutes West a distance of 49.5 feet to a point on the Southerly line of lands now or fom erly of Wayne C. Anderson and Sondra L. Anderson; thence along said lands North 85 degrees 31 min tes East a distance of 117.20 feet to a point; thence North 4 degrees 30 minutes West a distance of2.20 eet to a point; thence North 85 degrees 30 minutes East a distance of 15:84 feet to a point; thence Sou 4 degrees 30 minutes East a distance of 2.20 feet to a point; thence North 85 degrees 31 minutes Eta distance of 61.96 feet to a point in the Bloserville Road; thence along the Bloserville Road Sout 4 degrees 30 minutes East a distance of 49.5 feet to a point, the place of beginning. BEJNG known as Lot #15 in the Village of Bloserville Road and a small portion of the lot immediat Iy to the North of this lot. Being known and numbered as 720 Bloserville Road, Newville, PA 172 I formerly known and numbered as R.D. #3, Box 354 (formerly designated as R.D. #3, Box 68A). BEING KNOWN AS 720 Bloserville Road, Newville, PA 17241. Being the same premises which Lawrence A. Taylor and Carolyn L. Taylor, his wife by deed dated the 3 ,. day of Apn12003, and recorded In the Office of the Recorder in and for Cumberland County in Deed Book 6, Page 4383, granted and conveyed to Tom L. Raudabaugh, in fee. TAX MAP PARCEL NUMBER: 43-11-3069-016 , ____~"', wJSJ:SBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE Identification Number 16496 123 South Broad Street, Suite 2080 Philadelphia, PA 19109 (215) 790-1010 Mortgage Electronic Registration Systems, Inc. Attorney for plain iff I ' Cumberland County Court of Common Pleas v. Tom L. Raudabaugh Number 03-5621 Civil Ter. NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: Tom L. Raudabaugh 720 Bloserville Road Newville, PA 17241 Your house (real estate) at 720 Bloserville Road, Newvill PA 17241, is scheduled to be sold at Sheriff's Sale on JUNE 8, at 10:00 a.m. in the Commissioner's Hearing Room located on th Floor of the Cumberland County Courthouse, 1 Courthouse Squ Carlisle, Pennsylvania 17013, to enforce the court judgmen of $97,253.02 obtained by Mortgage Electronic Registration Syst ms, Inc., against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriff's Sale you must take immediate action: 1. The sale will be canceled if you pay to Mortg ge Electronic Registration Systems, Inc., the back paymen s, late charges, costs, and reasonable attorney's fees d To find out how much you must pay, you may call Terre J. McCabe, Esquire at (215) 790-1010. 2. You may be able to stop the sale by filing a petiti asking the Court to strike or open the judgment, if t judgment was improperly entered. You may also ask t Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other leg 1 proceedings. You may need an attorney to assert your rights. The sooner yo contact one, the more chance you will have of stopping the sale (See the following notice on how to obtain an attorney.) , I " YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE 1. If the Sheriff's Sale is not stopped, your property ill be sold to the highest bidder. You may find out the price bid by calling Terrence J. McCabe, Esquire at (215) 790-1010 2. You may be able to petition the Court to set aside the s Ie if the bid price was grossly inadequate compared to the va ue of your property. 3. The sale will go through only if the buyer pays the S eriff the full amount due on the sale. To find out if thi has happened, you may call Terrence J. McCabe, Esquire at (215) 790-1010. 4. If the amount due from the buyer is not paid to the She iff, you will remain the owner of the property as if the sale ever happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a eed to the buyer. At that time, the buyer may bring 1 gal proceedings to evict you. 6. A schedule of distribution will be filed by the Sheriff n a date specified by the Sheriff not later than 30 days a ter sale. Distribution will be made in accordance with the schedule unless exceptions are filed thereto within 10 d ys after the filing of the schedule. 7. You may also have other rights and defenses, or ways of getting your real estate back, if you act immediately af er the sale. IF YOU CANNOT AFFORD TO HIRE A LAWYER THIS OFFICE MAY BE ABLE PROVIDE YOU WITH INF RMATION ABO AGENCIE THAT MAY OFFER LEG SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE COURT ADMINISTRATOR 4TH FLOOR, CUMBERLAND COUNTY COURTHOUSE CARLISLE, PENNSYLVANIA 17013 (717) 240-6200 OR CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE CARLISLE, PA 17013 (717) 249-3166 , . LEGAL DESCRIPTION ALL THAT CERTAIN tract or parcel of land situate in Upper Frankford Township, Cum rland County, Penrisylvania, bounded and described according to a survey by Statler and Lahr dated J ly 24, 1984 as follows, to wit: BEGINNING at a point in the Bloserville Road a/kIa P A A-5749 at line of lands now or formerly of A. Scott Clark and Judith E. Clark; thence along said line South 85 degrees 30 minutes West a dista ce of 195.00 feet to a point on the Easterly side of a 10 foot wide alley; thence along said alley N rth 4 degrees 30 minutes West a distance of 49.5 feet to a point on the Southerly line oflands now or fo erly of Wayne C. Anderson and Sondra L. Anderson; thence along said lands North 85 degrees 31 mi utes East a distance of 117.20 feet to a point; thence North 4 degrees 30 minutes West a distance of 2.2 feet to a point; thence North 85 degrees 30 minutes East a distance of ] 5.84 feet to a point; thence So th 4 degrees 30 minutes East a distance of 2.20 feet to a point; thence North 85 degrees 31 minutes Eta distance of 61.96 feet to a point in the Bloserville Road; thence along the Bloserville Road Sou h 4 degrees 30 minutes East a distance of 49.5 feet to a point, the place of beginning. BEING known as Lot # 15 in the Village of Bloserville Road and a small portion of the lot immedia ely to the North of this lot. Being known and numbered as 720 Bloserville Road, Newville, PA 17 41 formerly known and numbered as R.D. #3, Box 354 (formerly designated as R.D. #3, Box 68A). BEING KNOWN AS 720 Bloserville Road, Newville, PA 17241. Being the same premises which Lawrence A. Taylor and Carolyn L. Taylor, his wife by deed dated th 30'" day opf AP4n31g23003, anddrecorded m the Office of the Recorder in and for Cumberland County in Deed Boo 256, age ,grante and conveyed to Tom L. Raudabaugh, in fee. TAX MAP PARCEL NUMBER: 43-11-3069-016 " WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 03-5621 Civil CIVIL ACTION - L W TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due MORTGAGE ELECTRONIC REGISTRATlO SYSTEMS, INC., Plaintiff (s) From TOM L. RAUDABAUGH (I) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION (2) You are also directed to attach the property of the defendant(s) not levied upon in the possessio of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enJome from paying any debt to or for the account of the defendant (s) and from delivering any property of the de ndant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possessi of anyone other than a named garnishee, you are directed to notify him/her that he/she has been adde as a garnishee and is enjoined as above stated. Amount Due $97,253.02 L.L. Interest FROM 1/21/04-6/8/05 - $8,058.96 AT 15.99 PER DIEM Ally's Comm % Ally Paid $220.52 Plaintiff Paid Due Pro thy $1.00 Other Costs Date: DECEMBER 22, 2004 CURTIS R. LONG (Seal) -------------- B: Deputy REQUESTING PARTY: Name TERRENCE J, MCCABE, ESQUIRE Address: 123 S. BROAD STREET, SUITE 2080 PHILADELPHIA, PA 19109 Attorney for: PLAINTIFF Telephone: 215-790-1010 Supreme Court ID No. 16496 Alnda9a:~lSa Illall 1f7UJ T pO(\:Afl SOOZ '01 A.11lruqad :al1lG 'U!alaq pal1ll0WO:)U! a:)u~laJal S!ql Aq PUlll!lM S!ql ql!M pam "v" l!q!qxa uo paq!l:)sap AlIllJ alOUl 'all!AMaN 6:=> c::v c:;:rw l:::::::J G:e> 0Vi 'pllO"H all!Alaso{f1 OU Sll palaqUlnu pUll UMOU)! V d 'AlUnO;) pUll[1aqrun;) 'd!qsuMoI P10]JfU1lld 1addn U! palllfil!S 4radold Illal aql U! lS~l~lU! S,lullpuapp aql uodn pa!A:l!J]!laqs aql SOOZ '01 A.11lruq'~d uo 80# aIllS allllSa Illall III :l d bl :no ~OOI '<Jd '^lJmG3:JHulkJ~\~S~~6J .HI'!l3IiS