HomeMy WebLinkAbout03-5805
BURTON NEIL & ASSOCIATES, P.C.
By: Burton NeiI
Identification No. I I348
26 South Church Street
West Chester, PA 19382
610-696-2120
Attorney for Plaintiff
cnmANK (SOUTII DAKOTA) N.A.
70 I EAST 60th STREET NORTH
SIOUX FALLS, SD
IN THE COURT OF COMMON PLEAS
Plaintiff
CUMBERLAND COUNTY, PENNSYL VANIA
v.
NO. 03 -SPOS
(2t~ ~c. TE:a.."l
GERALD E COY
116 NEIL ROAD
SlllPPENSBURG, PA
CIVIL ACTION - LAW
Defendant
COMPLAINT
NOTICE
You have been sued in court. If you wish to defend against the claims set forth in the following
pages, you must take action within (20) days after this complaint and notice are served, by
entering a written appearance personally or by attorney and filing in writing with the court your
defenses or objections to the claim set forth against you. You are warned that if you fail to do so,
the case may proceed without you and a judgment may be entered against you by the court
without further notice for any money claimed in the complaint or for any other claim or relief
requested by the plaintiff. You may lose money or property or other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO
OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH
INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS
OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER
LEGAL SERVICES TO ELlGffiLE PERSONS AT A REDUCED FEE OR NO FEE.
LAWYER REFERENCE AND
INFORMATION SERVICE
Cumberland County Bar Association
2 Liberty Avenue,
CarIisle, PAl 70 I3
717-249-3166
10007.034.5689
BURTON NEIL & ASSOCIATES, P.C.
By: Burton NeiI
Identification No. 11348
26 South Church Street
West Chester, PA 19382
610-696-2120
Attorney for Plaintiff
CITIBANK (SOUTH DAKOTA) N.A.
701 EAST 60th STREET NORTII
SIOUX FALLS, SOUTIIDAKOTA
Plaintiff
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
v.
NO. 03 -S1t::6
C!.;()~( ~~
GERALD E COY
116 NEIL ROAD
SillPPENSBURG,PENNSYLV~A
Defendant
: CIVIL ACTION - LAW
Complaint
1. The plaintiff is Citibank (South Dakota) N.A., with place of business Iocated at
701 East 60th Street North, Sioux Falls, South Dakota.
2. The defendant is GERALD E COY, who resides at 116 NEIL ROAD
SHIPPENSBURG, CUMBERLAND County, PennsyIvania.
3. At the defendant's request, plaintiff issued the defendant a credit card with account
number 5424180369189243 for the defendant's use in making credit purchases and securing cash
advances subject to the terms and conditions governing the use ofthe credit card. Attached hereto,
made a part hereof and marked Exhibit A is a true and correct copy of the terms and conditions.
4. The defendant accepted the credit card and the terms and conditions governing its
use for the purchase of goods, merchandise and services and/or cash advances from vendors
who accepted plaintiff's credit card. In using the credit card, the defendant agreed to comply
with the terms and conditions governing its use which included the obIigation to pay plaintiff
for all the charges made in full upon receipt of the statement or in installments subject to monthly
finance charges.
5. The defendant utilized the credit card by making/obtaining purchases of goods,
merchandise and services and/or cash advances from vendors who accepted the credit card.
Monthly statements were sent to the defendant which detailed the charges made to the account
including finance charges, late and/or over Iimit charges. The balance due for the charges made
by the defendant including any finance charges, late or over limit charges is $6,756.94.
6. Defendant did not pay the balance due in full upon receipt of the billing statements
and faiIed to make the required minimum monthly payment set forth in the the billing statement. As
such, defendant is in default of the terms and conditions governing the use of the credit card.
7. Although demand has been made by plaintiff upon defendant to pay the sum of $6,756.94,
the defendant faiIed and refused to pay all or any part thereof.
8. PIaintiff alleges it is entitled to recovery of attorney's fees from defendant pursuant
to the terms and conditions governing the account. Plaintiffs counsel is not a salaried empIoyee
ofCitibank (South Dakota) N.A. PIaintiffseeks recovery of attorney fees in the sum of$I,283.82.
WHEREFORE, plaintiff demands judgment against the defendant in the sum of $6, 756.94,
attorneys fees in the sum of$I,283.82 and the costs of this action.
ElL & ASSOCIATES, P .C.
In making this communication, we advise our firm is a debt collector.
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Transaction Fee for Balance Transfers:
Yov have obtained a Dalance transfer il you transler a
balance Irorn otlle(S by means other lhan a CilibaJ1k check,
or YoU"Oblain funds through a Balance TransJer check.
To each balance lram;lerwe add an addilional FINANCE
CHARGE 01 3_0% ollhe balance transfer bul not less than
$5 or more Ihan 550. This lee will be adde'd 10 Ihe purchase
balance wil/1 the balance transfer. The balance transfer
IransactiOl'1lee may cause Ihe annual percentage rate on
Ihe bilililg statemenl on which Ihe balance lransler first
appears 10 exceed I!le nominal annual percentage rate.
late Fee;
We will add a lale lee 10 Ille slandard purchase balance for
each bffling perled you lail to make rhe minimum payment
byils due date. TIlis late fee will be: $15 on balances up 10
$100, $25 011 balances 01 $100 up \0 $1000, and.135 on
balances of $1000 and over. -
Non-Acceptance ITl!f\rucUon~~
It you do not ""isl, 10 accept lhese changes, you musl
nolily us .In wriling wi/hin 213 daya atter th. Stat_m_l1l)
Cl.....lng d.t" IndIG....t.d on your AU!ilutll billing
.I.temenl slaling your non-accepUlnc8, Include your
name, address, and account number and mail to: CUslomet
Service Cenler, P.O. Box 4<i121, Jack~onville, FIOTida,
32231-4121. If you nomy us lhat you do not acceplthese
.'lew lenns, you c:an conJinue 10 vse your card(s] under your
eX1sling lerms until Ihe end of your current membership year
or 1l1C expiralion dale on your card(s). whichever)s laler. Al
lhal time your acCounl will be closed and you will be /lble to
pay all your remaining balance under your currenllerms,
For more detailed inlormaJion about your currenl terms,
~Iease reJer 10 your Cmbank Card Agreemenl as amended
by allY prior change in terms notices.
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Notice of Change in t
Terms to Your Citibank
Card Agreement
Elfeclive on lJ11l day aller the. SlalemenUClasing Dale
indicated on your Augusl2001 billing statemenl, we are
amending your Cllibarlk Card Agrellment 10 subslilute.
the following provisions regarding the dlllaul1 rate, the
transaclion lee lor balance Iranslen:, and Ihe lale lee lor
lhe corresponding ones In your (I)(is1in9 CUioank Casd
Agreemelll. Whei'l applicable. Ihese changes will appear
on your September 2001 oilllng stalement. We el1COUlage.
you 10 reed this noHce and saVEl illor Juture reference.
Varlabhl Annual Potcentage Aales for
Purch.zllles and Cash Advancesl
The annual percenlage rate for purchases and cash
advarices may also vary if you de/aull under any ClHbank
Card Agreement cecal/sa you laillo make a paymenl to
us 0( any alMar creditor wilen due. you elt"ceed your credij
lins, or you make !l paymenllo us lhar is not hClrlOfed
by your bank. 11'1 suCh circumstances, we may increase
[he ANNUAL PERCENTAGE RATE (including any
promolional rall1) dO aU balances to a de/aull rale of up 10
2<t .99:'Y~, Factors considered in determining Ihis delaull rste
may inClude the length 01 lime the accounl nas been open,
the allisle.nce, seriousness, and liming 01 CUltlank Card
Agreement dehiulls, and other indicaHons 01 account usaga
and performance. The increase in .Ihe variable annual
perCenlaga .rale as described in lhis paragraph lakes 8lf~1
as ollhe nrst day 01 U1e billing period irt which you delaull
Your accoufll may again become. eligible lor a lower allnua!
percentage rale on Ilew purchases, new cash advances,
Of t>olh aller you have met rhe lerms of all eilibenk Card
Agreemenls.lor silt" cOf'lsecutfve monlh~. yOU( e)(islil'lg
belilllCas wtll remain subjecl 10 lhe delault rala lmlillhey
are paid In full.
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Verification
Jennifer Sisson is an attorney management speciaIist for Citibank (South Dakota), N.A. and Citicorp
Credit Services, Inc., wholly owned subsidiaries ofCitigroup, the within PIaintiffin this action.
She verifies that the statements of fact made in the foregoing Complaint are true and correct to the best
of her knowledge and belief. The undersigned understands that the statements made herein are
subject to the penalties of I 8 Pa. C.S. Section 4904, relating to unsworn falsification to authorities.
Date:
iO') ():>
IUOlllJAllJ J. J~-nv
LI"" ~"'"VNarlle
GERALD E COY
5424180369189243
10007.034.5689
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SHERIFF'S RETURN - REGULAR
CASE NO: 2003-05805 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
CITIBANK SOUTH DAKOTA NA
VS
COY GERALD E
ROBERT BITNER
, Sheriff or Deputy Sheriff of
Cumberland County, Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT & NOTICE
was served upon
COY GERALD E
the
DEFENDANT
at 2040:00 HOURS, on the 5th day of November, 2003
at 116 NEIL ROAD
SHIPPENSBURG, PA 17257
by handing to
GERALD E COY
a true and attested copy of COMPLAINT & NOTICE
together with
and at the same time directing His attention to the contents thereof.
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
So Answers:
18.00
13 .11
.00
10.00
.00
41.11
~~r.",<~
R. Thomas Kline
11/06/2003
BURTON NEIL
me this
....
/'1 -
day of
BY~ ~ L-
. ~ ':iI \)~-c:rti.QA)
Deputy Sheriff
Sworn and Subscribed to before
'l~~ :200..3 A.D.
..- \
( ~UA"-'~ t1 )nA~1.t.<-- #'
- rP'iothonotary ,
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CITIBANK (SOUTH DAKOTA) N.A.
701 EAST 60th STREET NORTH
SIOUX FALLS, SD 57117
: IN THE COURT OF COMMON PLEAS
Plaintiff
: CUMBERLAND COUNTY, PENNSYLVANIA
VS.
: NO. 03-5805
GERALD E COY
116 NEIL ROAD
SHIPPENSBURG, PA 17257-9416
: CIVIL ACTION - LAW
Defendant
Praecipe for Default Judgment
To the Prothonotary:
Please enter judgment by default for want of an answer in the above case in favor of the plaintiff and against the
defendant, and assess damages as follows:
Principal:
Credit:
Attorney's Fees:
$6,756.94
$0.00
$1,283.82
$8,040.76
Total:
Understanding that false statements herein made are subject to penalty under 18 Pa. C.S. 4904 relating to unsworn
falsification to authorities, I verify that:
1. The above are the precise last-known addresses of the judgment debtor and creditor.
2. The annexed notice of intention to file this praecipe was mailed to all parties against whom judgment is to be entered
and to their record attorneys, if any, after the default occurred, and at least ten days prior to the date of the filing of this
praecipe.
3. The said defendant is not in the Military Service of the United States or its Allies or otherwise within the coverage of
the Soldiers' and Sailors' Relief Act of 1940, as amended, is over 18 years of age as a civilian occupation.
JUDGMENT BY DEFAULT ENTERED
AND DAMAGES ASSESSED AS ABOVE.
NOTICE GIVEN UND~C<V.W'
G~-ho~~
Pro Prothonotary
".'
BY:
,Esqu e
Attorney for Plain iff
Attorney I.D. No. 1348
P.O. Box 356, W. Chester, PA 19381
10007.034.5689
Burton Neil & Associates, P.e. is a debt collector
CITIBANK (80UTII DAKOTA) N.A.
Plaintiff
: IN TIffi COURT OF COMMON PLEAS
: CUMBERLAND COUNTY, PENNSYLVANIA
VS.
Defendant
: NO. 03-5805
: CIVIL ACTION - LAW
GERALD E COY
Notice of Intention to File Praecipe for Default Judgment
TO: GERALD E COY
116 NEIL ROAD
SHll'PENSBURG, PAl 7257-9416
DATE OF NOTICE: December 10, 2003
IMPORTANT NOTICE
You are in default because you have failed to enter a written appearance personally or by attorney and file
in writing with the court your defenses or obligations to the claims set forth against you. Unless you act
within ten (10) days from the date of this notice, a judgment may be entered against you without a hearing and
YOll may lose your property or other important right;;, Yau should take this notice to your lawyer at once, If
you do not have a lawyer or cannot afford one, go to or telephone the following office to find out where you
can get legal help. This office canprovide you with information about hiring a lawyer.
If you cannot afford to hire a lawyer, this office may be able to provide you with information about agencies
that may offer legal services to eligible persons at a reduced fee or no fee.
Lawyer Referral Service
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PAl 7013
717-249-3166
BY:
NEIL & ASSOCIATES, P.C.
(~g;'
/'" /,,;.
"-B on Ncll, Esq e
Attorney for Plain
Identification No. 11348
26 South Church Street
West Chester, PA 19382
(610) 696-2120
In making this connunication, we advise that this office is a debt collector.
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PRAECIPE FOR WRIT OF EXECUTION (MONEY JUDGMENT)
Pa.R.C.P. S 3103 to 3149
CITmANK (SOUTH DAKOTA) N.A.
Plaintiff
: IN THE COURT OF COMMON PLEAS
VS.
GERALD E. COY
: CUMBERLAND COUNTY, PENNSYLVANIA
Defendant( s)
ORRSTOWN BANK
Garnishee(s)
: NO. 03-5805
: CNIL ACTION - LAW
To the Prothonotary: ISSUE A WRIT OF EXECUTION IN THE ABOVE MATTER
1. Directed to the Sheriff of Cumberland County, Pennsylvania
2.
3.
4.
against GERALD E. COY
and against ORRSTOWN BANK
and index this writ
( a) against
(b) against
Defendant(s)
Garnishee( s)
, Defendant( s)
, Garnishee(s)
as a lis pendens against the real property of the defendant(s) in the name of the Garnishee(s) as follows:
(specifically describe property)
NO LEVY -GARNISHMENT ONLY
Serve interrogatories on garnishee at: 22 South Hanover Street, Carlisle, P A 17013
Amount Due
Interest from 12/29/03
Total
*Plus writ costs
Dated: November 2, 2004
$8,040.76
$ 408.43
$8,449.49*
5.
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Yal einstein, Esquire
Attorney for Plaintiff
NOTE: Under paragraph 1 when the writ is directed to sheriff of another county as authoriz I by Rule 31 03(b), the county should be
indicated. Under Rule 3103(c) a writ issued on a transferred judgment may be directed only f the sheriff of the count in which issued.
Paragraph 3 above should be completed only if indexing of the execution in the county of issuance is desired as authorized by Rule
31 04( a). When the writ issued to another county indexing is required as of course in that county. See Rule 31 04(b). Paragraph 4(b)
should be completed only ifreal property in the name of the garnishee is attached and indexing as a lis pendens is desired. See Rule
3104(c).
The firm of Burton Neil & Associates, P.e. is attempting to collect a debt.
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WRIT OF EXECUTION and/or ATTACHMENT
COMMONWEALTH OF PENNSYLVANIA)
COUNTY OF CUMBERLAND)
TO THE SHERIFF OF CUMBERLAND COUNTY:
To satisfy the debt, interest and costs due CITIBANK (SOUTH DAKOTA) N.A., Plaintiff (s)
From GERALD E. COY, 116 NEIL ROAD, SHIPPENSBURG, P A 17297
NO 03-5805 Civil
CIVIL ACTION - LAW
(1) You are directed to levy upon the property of the defendant (s)and to sell
(2) You are also directed to attach the property of the defendant(s) not levied upon in the possession
of SERVE INTERROGATORIES ON GARNISHEE AT: ORRSTOWN BANK, 22 SOUTH
HANOVER STREET, CARLISLE, P A 17013
GARNISHEE(S) as follows:
and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from
paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant
(s) or otherwise disposing thereof;
(3) Ifproperty of the defendant(s) not levied upon an subject to attachment is found in the possession
of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a
garnishee and is enjoined as above stated.
Amount Due $8,040.76
Interest FROM 12/29/03 - $408.43
Arty's Comm %
Arty Paid $123.61
Plaintiff Paid
Date: NOVEMBER 9, 2004
L.L. $.50
Due Prothy $1.00
Other Costs
CURTIS R. LONG
(Seal)
Prothon~ p 7n
<- By: LI/J (J/)...I ~ . / L'mM) ~.r--
Deputy
REQUESTING PARTY:
Name YALE D. WEINSTEIN, ESQUIRE
Address: BURTON NEIL & ASSOCIATES, P.C.
1060 ANDREW DRIVE, SUITE 170
WEST CHESTER, PA 19381-0356
Attorney for: PLAINTIFF
Telephone: 610-696-2120
Supreme Court ID No. 89678
BURTON NEIL & ASSOCIATES, P.C.
By: Yale D. Weinstein, Esquire
Identification No. 89678
1060 Andrew Drive, Suite 170
West Chester, PA 19380
610-696-2120
Attorney for Plaintiff
CITIBANK (SOUTH DAKOTA), N.A.
: IN THE COURT OF COMMON PLEAS
Plaintiff
: CUMBERLAND COUNTY, PENNSYL VANIA
VS.
: NO. 03-5805
GERALD E COY
Defendant
and
ORRSTOWN BANK
Garnishee
: CIVIL ACTION - LAW
Praecipe to Dissolve Attachment
To the Prothonotary:
Dissolve the attachment against ORRSTOWN BANK, garnishee.
E~SOClA::C.
e ). Weinstein, Esquire
ttomey for Plaintiff
In making this communication, we advise that our firm is debt collector.
7.5689
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SHERIFF'S RETURN - GARNISHEE
CASE NO: 2003-05805 P
COMMONWEALTH OF PENNSLYVANIA
COUNTY OF CUMBERLAND
CITIBANK SOUTH DAKOTA NA
VS
COY GERALD E
,Sheriff or Deputy Sheriff of
And now SHANNON SHERTZER
Cumberland County of Pennsylvania, who being duly sworn according
to law, at 0014:20 Hours, on the 12th day of November, 2004, attached
as herein commanded all goods, chattels, rights, debts, credits, and
moneys of the within named DEFENDANT
COY GERALD E
in the
hands, possession, or control of the within named Garnishee
ORRSTOWN BANK 22 SOUTH HANOVER ST
CARLISLE, PA 17013
Cumberland County, Pennsylvania, by handing to
JACKIE JUMPER (HEAD TELLER)
personally three copies of interogatories together with 3
true
and attested copies of the within WRIT OF EXECUTION
and made
the contents there of known to Her .
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
,00
.00
.00
.00
.00
.00
s~;::;:;;e:;; .~",'
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R. Thomas Kline
Sheriff of Cumberland County
Sworn and subscribed to before
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this i.. ~ day of
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Prot 0 otary I
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me By ~mjV- /e ~
Deputy erlff
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-BURTON NEIL & ASSOCIATES, P.C.
By Burton Neil, Esquire
Identification No. 11348
] 060 Andrew Drive, Suite 170
West Chester, PA ] 9380
610-696-2120
Attorney for Plaintiff
CITIBANK SOUTH DAKOTA N.A.
: IN THE COURT OF COMMON PLEAS
Plaintiff
: CUMBERLAND COUNTY, PENNSYLVANIA
VS.
: NO. 03-5805
GERALD E COY
Defendant
: CIVIL ACTION - LAW
PRAECIPE TO SATISFY JUDGMENT
TO THE PROTHONOTARY:
Mark the judgment Satisfied on payment of your costs only.
BURTON NEIL 8J ASSOCIATES, P.C.
By:
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Burton Neil, Esq ire
Attorney for Plaintiff
The law firm of Burton Neil & Associates is a debt collector.
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