The URL can be used to link to this page

Home My WebLink About11-15-07 .-J 15056051058 REV-1500 EX (06-05) PA Department of Revenue Bureau of Individual Taxes PO BOX 280601 Harrisburg, PA 17128-0601 ENTER DECEDENT INFORMATION BELOW Social Security Number Date of Death OFFICIAL USE ONLY County Code Year INHERITANCE TAX RETURN RESIDENT DECEDENT 21 0 . File Number 0127 Date of Birth 431-84-6251 11/24/2006 01/24/1949 Decedent's Last Name Suffix Decedent's First Name Craig Ruth (If Applicable) Enter Surviving Spouse's Information Below Spouse's Last Name Suffix Spouse's First Name Spouse's Social Security Number THIS RETURN MUST BE FILED IN DUPLICATE WITH THE REGISTER OF WILLS FILL IN APPROPRIATE OVALS BELOW re", 1. Original Return 2. Supplemental Return 3. Rernainder Return (date of death prior to 12-13-82) 5. Federal Estate Tax Return Required 4. Limited Estate 4a. Future Interest Compromise (date of death after 12-12-82) 7. Decedent Maintained a Living Trust (Attach Copy of Trust) 10. Spousal Poverty Credit (date of death 11. Election to tax under Sec. 9113(A) between 12-31-91 and 1-1-95) (Attach Sch. 0) CORRESPONDENT - THIS SECTION MUST BE COMPLETED. ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHOULD BE DIRECTED TO: Name Daytime Telephone Number . 6. Decedent Died Testate (Attach Copy of Will) 9. Litigation Proceeds Received 8. Total Number of Safe Deposit Boxes John C Oszustowicz Firm Name (If Applicable) Law Office of John C OS.2. US taw \ c 2.... First line of address (717) 243-7437 REGISTER OF WILLS USE o~ S2.. ~ le~ ~ ~. ("') < ~ F;; - ~cn~ c:.n 6~.~ "'0 " :s OAT . . . i5i jl Second line of address 104 8 Hanover 8t City or Post Office State ZIP Code Carlisle PA 17013 Correspondent's e-mail address:johno@epix.net Under penalties of pe~ury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct and complete. Declaration of preparer other than the personal representative is based on all information of which preparer has any knowledge. m~ ____ Il (~/D1 --- - -J Iff~E J IJ '7 PLEASE USE ORIGINAL FORM ONLY Side 1 L 15056051058 15056051058 MI A MI .::.'0 -x' iT1 rhO GJ(:) Sj~3 r....' C,! :li 0 c)O - '. 1 ...,., _ ""'-1 :~O r- l~n .... c...ng. "('1 ~ --.J ....J 15056052059 REV-1500 EX Decedent's Name: Ruth A Craig RECAPITULATION 1. Real estate (Schedule A). ....... . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .. 1. 2. Stocks and Bonds (Schedule B) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .. 2. 3. Closely Held Corporation, Partnership or Sole-Proprietorship (Schedule C) . 3. 4. Mortgages & Notes Receivable (Schedule D). . . . . . . . . . . . . . . . . . . . . . . . . . . .. 4. 5. Cash, Bank Deposits & Miscellaneous Personal Property (Schedule E) . . . . . . .. 5. 6. Jointly Owned Property (Schedule F) Separate Billing Requested . . . . . .. 6. 7. Inter-Vivos Transfers & Miscellaneous Non-Probate Property (Schedule G) Separate Billing Requested.. . . . . .. 7. 8. Total Gross Assets (total Lines 1-7). . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .. 8. 9. Funeral Expenses & Administrative Costs (Schedule H). . . . . . . . . . . . . . . . . . . .. 9. 10. Debts of Decedent, Mortgage Liabilities, & Liens (Schedule I). . . . . . . . . . . . . . . . 10. 11. Total Deductions (total Lines 9 & 10). . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 11. 12. Net Value of Estate (Line 8 minus Line 11) .. . .. . .. .... ................ . . 12. 13. Charitable and Governmental Bequests/See 9113 Trusts for which an election to tax has not been made (Schedule J) . . . . . . . . . . . . . . . . . . . . . . . . 13. 14. Net Value Subject to Tax (Line 12 minus Line 13) . . . . . . . . . . . . . . . . . . . . . . . . 14. TAX COMPUTATION - SEE INSTRUCTIONS FOR APPLICABLE RATES 15. Amount of Line 14 taxable at the spousal tax rate, or transfers under Sec. 9116 (a)(1.2) X .0_ 16. Amount of Line 14 taxable at lineal rate X.O 45 228,210.68 17. Amount of Line 14 taxable at sibling rate X .12 18. Amount of Line 14 taxable at collateral rate X .15 431-84-6251 Decedent's Social Security Number 15. 16. 17. 18. 19. TAX DUE. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 19. 20. FILL IN THE OVAL IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT L 15056052059 Side 2 205,000.00 224,084.91 37,649.07 466,733.98 29,568.83 208,954.47 238,523.30 228,210.68 228,210.68 10,269.48 10,269.48 . 15056052059 --.J REV-1500 EX Page 3 File Number Decedent's Complete Address: DECEDENTS NAME Ruth STREET ADDRESS 316 Touchstone Dr 21 o 0127 A Craig DECEDENTS SOCIAL SECURITY NUMBER 431-84-6251 CITY Carlisle .. -- --.l STATE ... . PA ZIP 17015 Tax Payments and Credits: 1. Tax Due (Page 2 Line 19) 2. Credits/Payments A. Spousal Poverty Credit B. Prior Payments C. Discount (1 ) 10,269.48 10,500.00 ~._-_. 289.48 Total Credits (A + B + C ) (2) 10,789.47 3. Interest/Penalty if applicable D. Interest E. Penalty 4. Total Interest/Penalty ( D + E ) If Line 2 is greater than Line 1 + Line 3, enter the difference. This is the OVERPAYMENT. Fill in oval on Page 2, Line 20 to request a refund. (3) (4) (5) (5A) (5B) 521.99 5. If Line 1 + Line 3 is greater than Line 2, enter the difference. This is the TAX DUE. A. Enter the interest on the tax due. B. Enter the total of Line 5 + 5A. This is the BALANCE DUE. Make Check Payable to: REGISTER OF WILLS, AGENT PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS 1. Did decedent make a transfer and: Yes No a. retain the use or income of the property transferred;.......................................................................................... 0 ~ b. retain the right to designate who shall use the property transferred or its income; ............................................ 0 ~ c. retain a reversionary interest; or.......................................................................................................................... 0 [i] d. receive the promise for life of either payments, benefits or care? ...................................................................... 0 [.iJ 2. If death occurred after December 12, 1982, did decedent transfer property within one year of death without receiving adequate consideration? .............................................................................................................. 0 ~ 3. Did decedent own an "in trust for" or payable upon death bank account or security at his or her death? .............. 0 ~ 4. Did decedent own an Individual Retirement Account, annuity, or other non-probate property which contains a beneficiary designation? ........................................................................................................................ 0 ~ IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES, YOU MUST COMPLETE SCHEDULE G AND FilE IT AS PART OF THE RETURN. For dates of death on or after July 1, 1994 and before January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is three (3) percent [72 P.S. ~9116 (a) (1.1) (i)]. For dates of death on or after January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is zero (0) percent [72 P.S. ~9116 (a) (1.1) (ii)). The statute does not exemot a transfer to a surviving spouse from tax, and the statutory requirements for disclosure of assets and filing a tax return are still applicable even if the surviving spouse is the only beneficiary. For dates of death on or after July 1, 2000: The tax rate imposed on the net value of transfers from a deceased child twenty-one years of age or younger at death to or for the use of a natural parent, an adoptive parent, or a stepparent of the child is zero (0) percent [72 P.S. ~9116(a)(1.2)]. The tax rate imposed on the net value of transfers to or for the use of the decedent's lineal beneficiaries is four and one-half (4.5) percent, except as noted in 72 P.S. ~9116(1.2) [72 PS. ~9116(a)(1)]. The tax rate imposed on the net value of transfers to or for the use ofthe decedent's siblings is twelve (12) percent [72 P.S. ~9116(a)(1.3)]. A sibling is defined, under Section 9102, as an individual who has at least one parent in common with the decedent, whether by blood or adoption. REV-1502 EX+ (6-9. COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT SCHEDULE A REAL ESTATE ESTATE OF Craig, Ruth A FILE NUMBER 21-07-0127 All real property owned solely or as a tenant in common must be reported at fair market value. Fair market value is defined as the price at which property would be exchanged between a willing buyer and a willing seller, netther being compelled to buy or sell. both having reasonable knowledge of the relevant facts. Real property which Is Jointly-owned with right of survivorship must be disclosed on Schedule F. ITEM NUMBER 1. DESCRIPTION Residence 316 Touchstone Drive, Carlisle, PA 17015 VALUE AT DATE OF DEATH 205,000.00 TOTAL (Also enter on line 1, Recapitulation) $ (If more space is needed, insert addttional sheets of the same size) 205,000.00 REV-1503 EX+ (6-98* COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT SCHEDULE B STOCKS & BONDS ESTATE OF Craig, Ruth A FilE NUMBER 21-07-0127 All property jointly-owned with right of survivorship must be disclosed on Schedule F. ITEM NUMBER 1. DESCRIPTION Series E $25 Savings Bond issue date Nov. 1953 VALUE AT DATE OF DEATH 168.44 2 JANUS Fund 1615.335 shares 49,800.78 3 1280 shares Exxon Mobile Common Stock 98,316.80 4 380 shares Microsoft Corp Common Stock 11,156.80 5 400 shares Sun Microsystems Common Stock 6 250 shares Susquehanna Bankshares Common Stock 2,168.00 6,915.00 7 244.53 shares Legg Mason Opportunity Trust Primary Class 8 983.537 shares Legg Mason American Leading Companies 4,602.06 25,178.54 9 358.932 shares Legg Mason Value Trust Inc 25,778.49 TOTAL (Also enter on line 2, Recapitulation) $ (If more space is needed, insert additional sheets of the same size) 224,084.91 REV-1508 EX+ (6-98) '* COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT SCHEDULE E CASH, BANK DEPOSITS, & MISC. PERSONAL PROPERTY ESTATE OF Craig, Ruth A FILE NUMBER 21-07-0127 Include the proceeds of litigation and the date the proceeds were received by the estate. All property jointly-owned with right of survivorship must be disclosed on Schedule F. ITEM NUMBER DESCRIPTION VALUE AT DATE OF DEATH 1 Member's 1st Federal Credit Union Checking Account #221089 10,372.71 2 Accrued interest on #1 2.15 3 Member's 1st Federal Credit Union Savings Account #221089 2,215.04 1.82 4 Accrued interest on #3 5 Smith Bamey Bank Deposit Program Principal 565.62 6 2004 Ford Explorer Eddie Bauer Edition Good Condition 21,000 miles 16,035.00 7 Miscellaneous personal property 8 2006 tax refunds 3,605.00 864.41 9 2005 tax refunds 1,936.00 10 Lawall at Hershey refund 11 Marsh Affinity Group Insurance refund 12 Tricare refund 13 PA Neurosurgery Institute refund 14 Miller Insurace premium refund 15 Carlisle Regional Medical Center overpayment refund 16 Ford Motor Company overpayment refund 17 Bank of America overpayment refund 18 Suntrust Mortgage interest overpayment refund 486.52 394.76 204.04 81.37 37.00 98.90 298.33 356.92 93.48 TOTAL (Also enter on line 5, Recapitulation) $ (If more space is needed, insert additional sheets of the same size) 37,649.07 REV-1511 EX+ (12-99. COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT SCHEDULE H FUNERAL EXPENSES & ADMINISTRATIVE COSTS ESTATE OF Craig, Ruth A FILE NUMBER 21-07-0127 Debts of decedent must be reported on Schedule I. ITEM NUMBER A. DESCRIPTION AMOUNT 1. FUNERAL EXPENSES: Covenant Funeral Services 1,574.50 B. ADMINISTRATIVE COSTS: 1. Personal Representative's Commissions Name of Personal Representative(s) Social Security Number(s)/EIN Number of Personal Representative(s) Street Address City ,State Zip Year(s) Commission Paid: 2. Attorney Fees 5,100.00 3. Family Exemption: (If decedent's address is not the same as claimant's, attach explanation) Claimant Street Address City State .Zip Relationship of Claimant to Decedent 4. Probate Fees 5. Accountant's Fees 6. Tax Retum Preparer's Fees 7. Legal Advertising 8 Storage fees 9 Shipping/Postage 10 South Middleton Township Municipal Authority 11 Kemper Auto and Home insurance 12 Total from Schedule H Continued 425.00 175.73 3,206.78 262.50 456.00 652.56 17,715.76 TOTAL (Also enter on line 9, Recapitulation) $ (If more space is needed, insert additional sheets of the same size) 29,568.83 SCHEDULE H CONTINUED Estate of Craig, Ruth A 1 UG I gas service 2 PPL Electric 3 Ibis Appraisal Service 4 Advertising for home sale 5 Judy Campbell, School Tax Bill (net bill) 6 Commission on house sale 7 Coldwell Banker Transaction fee 8 Document Prep fee 9 State Tax/Stamps 10 Home Warranty File Number 21-07-0127 1,034.80 733.31 60.00 58.88 708.77 12,300.00 195.00 150.00 2,050.00 425.00 $17,715.76 REV-1512 EX+ (12-03) '* COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT SCHEDULE I DEBTS OF DECEDENT, MORTGAGE LIABILITIES, & LIENS ESTATE OF Craig, Ruth A FILE NUMBER 21-07-0127 Report debts incurred by the decedent prior to death which remained unpaid as of the date of death, including unreimbursed medical expenses. ITEM VALUE AT DATE NUMBER DESCRIPTION OF DEATH 1. Suntrust Morgage Loan # 0202898524 on 316 Touchstone Drive, Carlisle, PA 17015 157,321.00 2 Walnut Bottom Radiology 20.19 3 Carlisle NeuroCare 157.00 4 Walnut Bottom Landscaping 121.90 5 Carlisle Cardiology 68.98 6 36.80 Cingular 7 Classique 442.65 8 PPL Electric 57.44 9 UGI 39.79 10 Chase Credit Card 6,185.00 11 Disney Rewards Credit Card #4266902014942252 MBNA (Bank of America) Credit Card 5,034.00 7,463.66 12 13 Ford Motor Credit Company 9,248.23 14 Seabury & Smith 212.40 15 Corporate Receivables Credit Agency 65.72 16 ERI Financial Services 163.94 17 Penn Credit Corporation 28.50 18 HSBC Retail Services 142.42 19 Spotsylvania Fire & Rescue 378.00 20 NCO Financial Systems 350.07 21 Spring Rd Family Practice 78.43 22 Fredericksburg Anesthesia Assoc 88.44 23 Radiologic Associates of Fredericksburg 62.00 24 Fredericksburg Hospital 67.84 25 Total from Schedule I Continued 21 120.01 TOTAL (Also enter on line 10, Recapitulation) $ (If more space is needed, insert additional sheets of the same size) 20~ q54Lfl SCHEDULE I CONTINUED Estate of Craig, Ruth A 1 Virginia Cardiovascular Group 2 Medidoctors Primary Care 3 National Recovery Agency 4 David Baker, MD 5 ODC Recovery Services 6 Hartzell Eye MDs 7 Fredericksburg Emergency Medical 8 Peerless Credit Services 9 Central VA Family Medical 10 Financial Corp of America 11 Carlisle Regional Medical Center 12 Joseph Synan, MD 13 PA 2005 State Income Tax 14 PA 2006 State Income Tax 15 US Treasury 2004 Income Tax 16 Tax Claim Bureau 2006 RE Tax 17 PA 2004 State Income Tax 18 Judy Campbell, County Tax (net bill) File Number 21-07-0127 17.98 53.82 325.56 1,676.00 898.77 75.00 29.33 40.99 265.00 12,476.15 3,002.99 272.05 120.00 587.00 461.26 135.68 255.58 426.91 21,120.07 REV-1513 EX+ (9-00) '*' SCHEDULE J BENEFICIARIES COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF Craig, Ruth A FILE NUMBER 21-07 -0127 RELATIONSHIP TO DECEDENT AMOUNT OR SHARE NUMBER NAME AND ADDRESS OF PERSON(S} RECEIVING PROPERTY Do Not List Trustee(s) OF ESTATE I TAXABLE DISTRIBUTIONS [include outright spousal distributions, and transfers under Sec. 9116 (a) (1.2)] 1 Heather Criswell 129 S. Pitt St., Carlisle, PA 17013 daughter 50% 2 Robin Craig 1401 110th Place, Knoxville, IA 50138 daughter 50% ENTER DOLLAR AMOUNTS FOR DISTRIBUTIONS SHOWN ABOVE ON LINES 15 THROUGH 18, AS APPROPRIATE, ON REV-1500 COVER SHEET II NON-TAXABLE DISTRIBUTIONS: A. SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT BEING MADE B. CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS TOTAL OF PART 11- ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEET $ (If more space is needed, insert additional sheets of the same size) \tll~ SUNThUST" MORTGAGE P.O. Box 26149 / Richmond, VA 23260-6149 Toll Free: 1-800-634-7928 Internet: www.suntrustmortgage.com Mortgage Account Statement ~ Statement Date Payment Due Date Loan Number Account Information 11/20/06 12/01/06 0202898524 BT 020527 h!mP!~~~*~96.....i...i...'...... Am~"'l'lt Balances Principal Balance * 157, 321 19 Escrow Balance .00 Other Fees .00 Unpaid Late Charges .00 Payment Factors Int Rate 5.50000% Principal & Interest 900.52 Escrow Payment .00 Optional Products .00 Other .00 Total Payment 900.52 Year to Date Interest 5,763.41 Taxes .00 Principal Paid 1,278.81 RUTH A CRAIG 80 TOUCHSTONE DR CARLISLE PA 17013 :: I. .,,:~ Property Address: 80 TOUCHSTONE DR CARLISLE PA 17013 Home Phone: 717-258-6956 Other Phone: 1 1 1 - 1 1 1 - 1 1 1 1 * This Is Not.A Payoff Amount Transactions Summary }n~HMi~~!:n{' ;:.~M~WmM*ipM9.Wi#@1...IM~M@~.....Mj#@I.@~@#. 11/01 PAYMENT $900.52 $721.87 $178.65 -..." ..........,."............,..".............,..'''''''.....--......-....'-'.............,-......--...---..-".-".-"..........--..,.". -~-_._----- .~~--_._- ----------~--_._._----_._._~------~_._--------------------------,-.- ------------ Special Messages What's new forSunTrustl\iortgage Customers? A smarter, easier-to~readstateI1lent design! Just look for it starting in December. It will have all the information you need, just with a great new look and feel. A. SETTLEMENT STATEMENT U.S. DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT HUD-1 OMB No. 2502-0265 B. T . of L an 1. o FHA 2.0FmHA 3. OConv. Un ins. 4. OVA 5. tBlConv. Ins. 6. File Number: RE07 -208 7. loan Number: 62289533 8. Mortgage Insurance Case Number' C. NOTE: This form is furnished to give you a statement of actual selllement costs. Amounts paid to and by the settlement agent are shown. Items marked "(p.o. c.)" were paid outside the closing; they are shown here for informational purposes and are not included in the totals D. Name and Address of Borrower(s): David C. Baker E. Name and Address of Seller(s): Estate of Ruth A. Craig F. Name and Address of lender: First Horizon Home loans Corporation G. Property Location: 316 Touchstone Drive, Carlisle, Pennsylvania 17015 South Middleton Township, Cumberland County 40-09-0529-170 681 Anderson Drive, Suite 420, Pittsburgh, PA 15220 Place of Settlement: Irvine Row, Carlisle, PA 17013 H. Name of Settlement Agent: Orchard Selllement Services, LLC I. Settlement Date: 10-31-2007 Funding Date' 10-31-2007 205000.00 103. Settlement char es to borrower line 1400 104. 105. 5 666.60 403. 404. 405. 106. Ci ftown taxes 107. Coun taxes to 10-31-2007 to 12-31-2007 83.62 406. Cit ftown taxes 407. Count taxes to 10-31-2007 to 12-31-2007 83.62 10-31-2007 to 6-30-2008 1411.74 409. School taxes 10-31-2007 to 6-30-2008 410. 1411.74 412. 212161.96 420. Gross Amount Due To Seller 495.36 15174.10 155,232 98 205. 505. Payoff of second mortgage loan 208. 209. 206. 210. Ci ftown taxes 211. Coun taxes 212. Assessments to to to 510. Cit ftown taxes 511. Count taxes 512. Assessments to to to 214. 215. 514. 515. 206495.36 36,088.28 Paid From Borrowers Funds at Settlement Paid From Seller's Funds at Settlement 806. 807. 80B. 813 814. 901. 902. 903. 11- 1-2007 34.4870 Ida 34.49 POC 358.00 905. fOOO;Reservea:ll bi1i~ i:wi~m" ~ '" J ~ '{6~m, i;/l' . 176.71 er month er month Na lor Es 1107. Attorney's fees to includes above item numbers: 1108. Title insurance to Orchard Settlement Services, Agent for United Generai Title 1109. 1110. Premium $ Premium 1 245,38 1112. 1113, 1201, Recordin fees: Deed 38.50 Mort a e 72,50 Release 0,00 1202, Cil Icount taxlslam s: 1203, State taxlstam s: 111.00 2 050.00 2050,00 1205, 1300..Adilltlonii'fSllitie 'erlf~lf 'fi c,; 1302. Final Water/Sewer to SMTMA Acct. 025086 1303, Home Warrant to American Home Shield 34.10 425.00 1305, 1400. Total Settlement Char es enter on lines 103 Section J and 502 Section K 5666,60 CERTIFICATION: I have carefully reviewed the HUD-1 Settlement Statement and to the best of my knowledge and belief, it is a true and accurate statement of all receipts and disbursements made on my account or by me in this transaction, I further certify that I received a copy of the HUD-1 Settlement Statement. . 15,17410 Signature of Borrower d~?( Signature of Borrower Signature of Seller WARNING: It is a crime to knowingly make false statements to the United States on this or any other similar form, Penalties upon conviction can include a fine and imprisionment. For details see: Title 18 U,S, Code Section 1001 and Section 1010, <OOJP>'1f ---. LAST WILL AND TESTAMENT I, RUTH A. CRAIG, of the Township of South Middleton, County of Cumberland, Commonwealth of Pennsylvania, being of sound and disposing mind, memory and understanding, do make, publish and declare this as and for my Last Will and Testament, hereby revoking and making void all former wills and codicils by me at anytime -t c5 ) (j FIRST. I order and direct that all my just debts, funeral expenses and expenses in connection with administration of my Estate be paid by my personal representative or representatives, hereinafter named, as soon as conveniently may be done after my decease. I further authorize my personal representative to expend funds from my Estate in such amounts as my personal representative shall consider appropriate, for the disposition and memorial of my remains. SECOND. All1he rest, residue and remainder of my Estate, real, personal and mixed, whatsoever and wheresoever situate, I give, devise and bequeath unto my . d~ygh.t.~rs,i.g,9 ,~".<;N;,':i~,fJl'~;~Z5t:':?'i~r~~l~ft,~~"f~~':]i~_;;.~.-: )@"'~l;1q~~A']]-i~R MARIE CRISWELL, in equal shares. If either or both of my said daughters should fail to survive me, I give, devise and bequeath her share unto such of her issue who shall survive me, in equal shares, by representation, and not per capita. For the purposes of this, my Last Will and Testament, WAYNE F. SHADE children who may be adopted by my issue shall be considered to be included within the Attorney at Law 53 West Pomfret Street Carlisle, Pennsylvania definition of their issue. If both of my said daughters should fail to survive me and fail to 17013 WAYNE F. SHADE Attorney at Law 53 West Pomfret Street Carlisle, Pennsylvania 17013 , -.-..;,~ ..o....-._~""'... --~~~. -.-.-,,-,---,-,~- leave issue to survive me, I give, devise and bequeath the one-half share of my daughter, ROBIN ANN CRAIG, unto her widower ifhe were living with my daughter, ROBIN ANN CRAIG, at her date of death, and the one-half share of my daughter, HEATHER MARIE CRISWELL, unto her widower ifhe were living with my daughter, HEATHER MARIE CRISWELL, at her date of death. If the spouse of only one of my daughters have been living with my daughter at her date of death. THIRD. For the purposes of this my Last Will and Testament, a person shall not be deemed to have survived me unless he or she shall have survived me by more than ninety (90) days. FOURTH. I order and direct that any estate, inheritance or similar tax due as a result of my death with respect to any property passing as a result of my death, shall be paid from the residue of my Estate before its division into shares and prior to distribution as an expense of administration and that no part of the taxes should be prorated or apportioned among the persons or beneficiaries receiving the taxable property. It is my express intention that all inheritance taxes imposed as a result of my death be paid from the residue of my Estate whether or not the property passes under my Last Will and Testament. My personal representative shall have full power and authority to pay, -2- , " F' ......,.~,._~....-,.;"'~.~.~..."""".'.....~ .' .,;....." ......"" . ",,","..,' '''-' _ "_~c;:.,;lj:'~"-!".':I1!ff:'f5;;~'i"t'":( ,.~Jr""";,.,.~..,,-"".,,-"'..~ ',(''\'t.;.~: .~",,,,,'. _ ~l'.'i'i"::,:~:,.;J - :, ::"" . .' ......~ '''''''h~.',!,^\t;' ''!~.,''''.,;~....~' '-""';;o!':"~',ir..'~,:< ~~~^,~~,"f~< ~'fK' ,.'._, ~~:;~~w compromise or settle any such taxes at anytime whether with respect to present or future interests. FIFTH. Any and all decisions, determinations or actions made or taken by a personal representative hereunder, if made in good faith, shall be final and conclusive on all persons who are or may become interested in my Estate. No fiduciary acting under willful default. LASTL Y. I nominate, constitute and appoint my brother, ARTHUR RICHARD RICE, to be the Executor of this my Last Will and Testament, but if, for any reason, he should fail to qualifY as such Executor or decline or cease so to serve, I nominate, constitute and appoint my daughters, HEATHER MARIE CRISWELL and ROBIN ANN CRAIG, to be the successive alternate personal representatives hereof, all to serve without bond. IN WITNESS WHEREOF, I, RUTH A. CRAIG, have hereunto set my hand and :'\,':' ::_>..,:...._,....',:,:_<. c'_:"..:.:', ';, .'~~'~aVt~~fl~~;~a~~~i,}iFj'/an'dYrestamefitfWhich}cof1s'iSts of six (6) typewritten pages to WAYNE F. SHADE Attorney at Law 53 West Pomfret Street Carlisle. Pennsylvania 17013 -3- :.,~.,!."",.".~ ,-,..<"',1"1" i,~ ,.:"<~,..,.",, each of which I have affixed my signature, this 1 s t day of June , A.D. Two Thousand Four (2004). ~~O.U~ Ruth A. Craig (SEAL) '~.~n.dfive (5) other typewritten pages, '~~~:0::{'~-r; date thereof signed, sealed, published and declared by RUTH A. CRAIG, the Testatrix therein named, as her Last Will and Testament, in the presence of us, who, at her request, in her presence, and in the presence of each other; have subscribed our names as witnesses hereto. ttJ~ r ~ ~T/~ Acknowledgment COMMONWEAL TH OF PENNSYLVANIA) ) SS: COUNTY OF CUf\.1BERLAND ) WAYNE F. SHADE Attorney at Law 53 West Pomfret Street Carlisle, Pennsylvania 17013> I, RUTH A. CRAIG, the person whose name is signed to the foregoing instrument, having been duly qualified according to law, do hereby acknowledge that I signed and -4- WAYNE F. SHADE Attorney at Law 53 West Pomfret Street Carlisle, Pennsylvania 17013 .' . executed the instrument as my Last Will and Testament and that I signed it willingly and as my free and voluntary act for the purposes therein expressed. Sworn to or affirmed and acknowly~gedbef()r~me..by R.UTH A. CRAIG 1st day of NotaTlai Seal Connie J. Tritt, Notary Public "Carlisle. Cumberland County My Commission Expires Oct. 5, 2004 Affidavit COMMONWEAL TH OF PENNSYLVANIA) ) SS: COUNTY OF CUMBERLAND ) . We, Wayne F. Shade and Helen H. Shade ,the witnesses whose names are signed hereto, being duly qualified according to law, do depose and say,that we wetle>pt~s,~l1t'~l1i('Msa~,,)~~.t{{ instrument as her Last Will and Testament; that the Testatrix signed wi lfigly and executed it as her free and voluntary act for the purposes therein expressed; that each subscribing witness in the hearing and sight of the Testatrix signed the Will as a witness; and that, to the best of our knowledge, the Testatrix was at that time eighteen or more years of age, of sound mind and under no constraint or undue influence. -5- . J d WAYNEF. SHADE Attorney at Law 53 West Pomfret Street Carlisle. Pennsylvania 17013 " "-'~'!",~."...'",."",:.".;,,,.. -,;', ''''::?'''''''~' ,~I... , ~'. ..'~.:. ~.,".....'.'~"~ .' Sworn to or affirmed and subscribed to before me by Wayne F. Shade and Helen H. Shade 1st day of June ,2004. , witnesses, this @rE~< ~ -// ~~k-/ Nfb:i~~ . Notarial Seal gon~le J. Tritt, Notary Public arJIS!e, .Cumberland Count My CommissIon Expires Oct. 5, ~004 -6-