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Home My WebLink About11-30-07 (3) --.J 15056041147 REV-1500 EX (06-05) PA Department of Revenue Bureau of Individual Taxes PO BOX.280601 Harrisburg, PA 17128-0601 ENTER DECEDENT INFORMATION BELOW Social Security Number Date of Death OFFICIAL USE ONLY County Code Year File Number INHERITANCE TAX RETURN RESIDENT DECEDENT 21 07 0449 Date of Birth 019122361 04112007 03281920 Decedent's Last Name Suffix Decedent's First Name MI LEONARD ANNA (If Applicable) Enter Surviving Spouse's Information Below Spouse's Last Name Suffix Spouse's First Name MI Spouse's Social Security Number THIS RETURN MUST BE FILED IN DUPLICATE WITH THE REGISTER OF WILLS FILL IN APPROPRIATE OVALS BELOW [Xl 1. Original Return 4. Limited Estate D D 2. Supplemental Return D o 3. Remainder Return (date of death prior to 12-13-82) 5. Federal Estate Tax Return Required 4a. Future Interest Compromise (date of death after 12-12-82) ~ 6. Decedent Died Testate (Attach Copy of Will) LJ 7. ~'ii'a"2he~~~:~ft~r~~~) a Livin9 Trust 8. Total Number of Safe Deposit Boxes D 9. Litigation Proceeds Received D 10 Spousal Poverty Credit (date of death . between 12-31-91 and 1-1-95) D 11.Election to tax under Sec. 9113(A) (Attach Sch. 0) CORRESPONDENT - THIS SECTION MUST BE COMPLETED. ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHOULD BE DIRECTED TO: Name Daytime Telephone Number MICHAEL L. BANGS 717730~310 ~ c;,;;) -..J ;--, 429 SOUTH 18TH STREET (.J C) =-t1 [1"1 CO) . ) :.c) -;-.J .C'.' 1 CJ C) . :H C) rq :=i1 Firm Name (If Applicable) REGISTEROFwi~s USEE?NL Y First line of address Second line of address City or Post Office C) DATE FILED N CAMP HILL State PA ZIP Code 17011 Correspondent's e-mail address: Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct and complete. Declaration of preparer other than the personal representative is based on all information of which preparer has any knowledge. SIGN, URE OF PERSON RESPONSIBLE FOR FILING RETURN DATE . r June L. Koons Michael L. Bangs II 429 South 18th Street, Camp Hill, PA 17011 Side 1 L 15056041147 15056041147 --.J cJ -.J 15056042148 REV-1500 EX Decedents Name Anna Leonard Decedent's Social Security Number 019122361 RECAPITULATION 1. Real Estate (Schedule A)........................................................................................... 1. 2. Stocks and Bonds (Schedule B)................................................................................. 2. 3. Closely Held Corporation, Partnership or Sole-Proprietorship (Schedule C).............. 3. 4. Mortgages & Notes Receivable (Schedule D)............................................................ 4. 5. Cash, Bank Deposits & Miscellaneous Personal Property (Schedule E).......... 6. Jointly Owned Property (Schedule F) D Separate Billing Requested.............. 6. 7. Inter-Vivos Transfers & Miscellaneous Non-Probate Property (Schedule G) D Separate Billing Requested.............. 7. 8. Total Gross Assets (total Lines 1-7)........................................................................ 8. 9. Funeral Expenses & Administrative Costs (Schedule H)............................................ 9. 10. Debts of Decedent, Mortgage Liabilities, & Liens (Schedule I)................................... 10. 11. Total Deductions (total Lines 9 & 10)....................................................................... 11. 12. Net Value of Estate (Line 8 minus Line 11 ).............................................................. 12. 13. Charitable and Governmental Bequests/See 9113 Trusts for which an election to tax has not been made (Schedule J)........................................... 13. 14. Net Value Subject to Tax (Line 12 minus Line 13)................................................... 14. TAX COMPUTATION - SEE INSTRUCTIONS FOR APPLICABLE RATES 15. Amount of Line 14 taxable at the spousal tax rate, of transfers under Sec. 9116 (a)(1.2)X~ 0 . 00 15. 16. Amount of Line 14 taxable at lineal rate X .045 1 7. Amount of Line 14 taxable at sibling rate X .12 18. Amount of Line 14 taxable at collateral rate X .15 1,055,801.86 16. 0.00 17. 0.00 18. 19. Tax Due....................... 19. 20. FILL IN THE OVAL IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT. Side 2 L 15056042148 145,626.31 301,943.83 5. 639,331.80 1,086,901.94 27,183.69 3,916.39 31,100.08 1,055,801.86 1,055,801.86 0.00 47,511.08 0.00 0.00 47,511.08 D 15056042148 -.J REV-1500 EX Page 3 Decedent's Complete Address: File Number 21-07 -0449 DECEDENT'S NAME Anna Leonard STREET ADDRESS 21 Chestnut Street - CITY 1 STATE ]llP ~~---- ...-..-......--- Camp Hill PA 17011 Tax Payments and Credits: 1. Tax Due (Page 1 Line 19) 2. Credits/Payments A. Spousal Poverty Credit 8. Prior Payments C. Discount (1) 47,511.08 45,000.00 2,368.42 3. Interest/Penalty if applicable D. Interest E. Penalty Total Credits (A + 8 + C) (2) 47,368.42 8. Enter the total of Line 5 + 5A. This is the BALANCE DUE. (3) (4) (5) (5A) (58) Total Interest/Penalty (D + E) 4. If Line 2 is greater than Line 1 + Line 3, enter the difference. This is the OVERPAYMENT. Check box on Page 2 Line 20 to request a refund 5. If Line 1 + Line 3 is greater than Line 2, enter the difference. This is the TAX DUE. A. Enter the interest on the tax due. 142.66 142.66 Make Check Payable to: REGISTER OF WILLS, AGENT PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS 1. Did decedent make a transfer and: a. retain the use or income of the property transferred;............................................................. ....................... [J b. retain the right to designate who shall use the property transferred or its income;......................................... LJ c. retain a reversionary interest; or..................................................................................................................... D d. receive the promise for life of either payments, benefits or care?.............. ................................................... D 2. If death occurred after December 12, 1982, did decedent transfer property within one year of death without receiving adequate consideration?............................................................................................................... .......... 3. Did decedent own an "in trust for" or payable upon death bank account or security at his or her death?...... ........ D 4. Did decedent own an Individual Retirement Account, annuity, or other non-probate property which contains a beneficiary designation?................................................ ......... ................................ ......... ... ....... [J n IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES, YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN. Yes No I' . I L.J D D D D For dates of death on or after July 1, 1994 and before January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is three (3) percent [72 P.S. ~9116 (a) (1.1) (i)]. For dates of death on or after January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is zero (0) percent [72 P.S. ~9116 (a) (1.1) (ii)]. The statute does not exempt a transfer to a surviving spouse from tax, and the statutory requirements for disclosure of assets and filing a tax return are still applicable even if the surviving spouse is the only beneficiary. For dates of death on or after July 1, 2000: The tax rate imposed on the net value of transfers from a deceased child twenty-one years of age or younger at death to or for the use of a natural parent, an adoptive parent, or a stepparent of the child is zero (0) percent [72 P .S. ~9116 (a) (1.2)]. The tax rate imposed on the net value of transfers to or for the use of the decedent's lineal beneficiaries is four and one-half (4.5) percent, except as noted in 72 P.S. ~9116 1.2) [72 P.S. ~9116 (a) (1)]. The tax rate imposed on the net value of transfers to or for the use of the decedent's siblings is twelve (12) percent [72 P .S. ~9116 (a) (1.3)]. A sibling is defined under Section 9102, as an individual who has at least one parent in common with the decedent, whether by blood or adoption. Rev-1502 EX+ (6-98) SCHEDULE A REAL ESTATE COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF Leonard, Anna FILE NUMBER 21-07-0449 All real property owned solely or as a tenant in common must be reported at fair market value. Fair market value is defined as the price at which property would be exchanged between a willing buyer and a willing seller. neither being compelled to buy or sell. both having reasonable knowledge of the relevant facts. Real property which is jointly-owned with right of survivorship must be disclosed on schedule F. ITEM NUMBER DESCRIPTION VALUE AT DATE OF DEATH 1 Real Estate - Sale of Real Estate located at 21 Chestnut Street, Camp Hill; see settlement sheet attached. 145.626.31 TOTAL (Also enter on Line 1, Recapitulation) 145.626.31 (If more space is needed, additional pages of the same size) Copyright (c) 2002 form software only The Lackner Group, Inc. Form PA-1500 Schedule A (Rev. 6-98) Rev-1503 EX+ (6-98) '* SCHEDULE B STOCKS & BONDS COMMONWEALTH OF PENN$Yl VANIA INHERITANCE TAX RETURN RESIDENT DECEDENT Leonard, Anna FILE NUMBER 21-07 -0449 ESTATE OF All property jointly-owned with right of survivorship must be disclosed on Schedule F. ITEM CUSIP VALUE AT DATE NUMBER NUMBER DESCRIPTION UNIT VALUE OF DEATH 1 Members 1st Investment Services - Account #5FN 37.444.00 530482 2 82 shares of Met Life , Inc. - MetLife Shares 63.41 5,199.62 3 3,005.8649 shares of Sovereign Bancorp, Inc. 23.92 71,900.29 4 7,440.466 Vanguard -Insured Long-Term Tax-Exempt 12.53 93,229.04 Fund 5 5,473.389 Vanguard - PA Long Term Tax-Exempt Fund 11.25 61.575.63 6 DWS Scudder - DWS Managed Municipal Bond Fund 9.05 32,595.25 TOTAL (Also enter on Line 2, Recapitulation) 301,943.83 (If more space is needed, additional pages of the same size) Copyright (c) 2002 form software only The Lackner Group, Inc. Form PA-1500 Schedule B (Rev. 6-98) Rev-1508 EX+ (6-98) SCHEDULE E CASH, BANK DEPOSITS, & MISC. PERSONAL PROPERTY COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF Leonard, Anna FILE NUMBER 21-07 -0449 Include the proceeds of litigation and the date the proceeds were received by the estate. All property jointly-owned with the right of survivorship must be disclosed on schedule F. ITEM NUMBER DESCRIPTION 1 Death Benefits - Death benefits due from U.S. Office of Personnel Management on life of husband, Frederick R. Leonard, who died on March 11,2007. VALUE AT DATE OF DEATH 1.363.63 2 Comcast Cable - refund 54.45 3 Department of Veterans Affairs - Mother's burial refund 188.67 4 DWS Scudder - dividend 373.29 5 DWS Scudder Dividend 113.55 6 Greystone Bank - Certificate of Deposit #3000027021 203.421.66 7 Integrity Bank - Certificate of Deposit No.1 006930 157.989.76 8 Members 1st Federal Credit Union - Savings Account 3909-00 5.215.78 9 Members 1 st Federal Credit Union - Life Savings Account 3909-04 4.000.00 10 Members 1 st Federal Credit Union - Regular Savings Account 4942-00 1.124.40 11 Members 1st Federal Credit Union - Life Savings Account 4942-04 4.000.00 12 Members 1 st Federal Credit Union - Checking Account 4942-11 9.578.00 13 Members 1st Federal Credit Union -IRA Certificate 4942-16 4.064.48 14 Members 1st Federal Credit Union - Certificate of Deposit 10.838.53 15 Members 1 st Investment Services - Dividend 123.69 Total of Continuation Schedule See attached page TOTAL (Also enter on Line 5, Recapitulation) 639.331.80 (If more space is needed, additional pages of the same size) Copyright (c) 2002 form software only The Lackner Group, Inc. Form PA-1500 Schedule E (Rev. 6-98) Rev-1508 EX+ (6-98) ESTATE OF SCHEDULE E CASH, BANK DEPOSITS, & MISC. PERSONAL PROPERTY continued COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT Leonard, Anna FILE NUMBER 21-07 -0449 VALUE AT DATE OF DEATH ITEM NUMBER DESCRIPTION 16 Members 1 st Investment Services - dividend 115.56 120.85 17 Members 1 st Investment Services - dividend 124.83 18 Members 1 st Investment Services - dividend 19 Met Life Insurance - Policy 004 115 407 M (Policy was on decedent's life. Husband was named as beneficiary but predeceased decedent on March 11, 2007. There was no contingent beneficiary) The amount represents the total amount paid to the decedent's estate. 2.475.25 20 Met Life Insurance - Policy 530 351 553 M (Policy was on decedent's life. Husband was named as beneficary but predeceased decedent on March 11, 2007. There was no contingent beneficiary named.) The amount listed is the amount paid to the decedent's estate. 2.786.03 21 Met Life Insurance - Policy 853EW49309 (Policy was on husband's life. Husband predeceased decedent on March 11,2007. There was no contingent beneficiary so proceeds were payable to the decedent's estate) 3,882.00 22 PA State Bank - Account #21406293 150.216.76 23 PNC Bank - Certificate of Deposit #31500278001 55.349.86 24 PNC Bank - Checking Account #5140037609 10.432.45 25 PNC Bank - Savings Account #5004713721 11.378.32 TOTAL (Also enter on Line 5, Recapitulation) 639.331.80 Form PA-1500 Schedule E (Rev. 6-98) Copyright (c) 2002 form software only The Lackner Group, Inc. REV-1151 EX+ (12-99) *' SCHEDULE H FUNERAL EXPENSES & ADMINISTRATIVE COSTS COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT Leonard, Anna Debts of decedent must be reported on Schedule I. FILE NUMBER 21-07 -0449 ESTATE OF ITEM DESCRIPTION AMOUNT NUMBER A. FUNERAL EXPENSES: See continuation schedule(s) attached 9,500.06 B. ADMINISTRATIVE COSTS: 1. Personal Representative's Commissions June L. Koons Social Security Number(s) I EIN Number of Personal Representative(s): 200-36-0517 Street Address 10 Glendale Drive City Mechanicsburg State PA Zip 17055 - Year(s) Commission paid 7,500.00 See continuation schedule(s) attached 2. Attorney's Fees Michael L. Bangs 7,500.00 3. Family Exemption: (If decedent's address is not the same as claimant's, attach explanation) Claimant Street Address City State Zip Relationship of Claimant to Decedent 4. Probate Fees Register of Wills 800.00 5. Accountant's Fees Boyer & Ritter 750.00 6. Tax Return Preparer's Fees 7. Other Administrative Costs 1,133.63 See continuation schedule(s) attached TOTAL (Also enter on line 9, Recapitulation) 27,183.69 Copyright (c) 2002 form software only The Lackner Group, Inc. Form PA-1500 Schedule H (Rev. 6-98) Rev-1502 EX+ (6-98) SCHEDULE H-A FUNERAL EXPENSES continued COMMONWEALTIi OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT Leonard, Anna FILE NUMBER 21-07 -0449 ESTATE OF ITEM NUMBER DESCRIPTION 1 Malpezzi Funeral Home AMOUNT 9.500.06 Subtotal 9.500.06 Copyright (c) 2002 form software only The Lackner Group, Inc. Form PA-1500 Schedule H-A (Rev. 6-98) Rev-1502 EX+ (6-98) SCHEDULE H-B7 OTHER ADMINISTRATIVE COSTS continued COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT Leonard, Anna FILE NUMBER 21-07 -0449 ESTATE OF ITEM NUMBER DESCRIPTION AMOUNT 1 Chapman Fuel Oil 188.00 2 Cumberland Law Journal - Estate Advertising 75.00 3 Know Swett Pest Control 130.00 4 Luke Whitmer - Cleaning services 45.00 5 PA American Water Co. 12.62 6 PA American Water Co. 15.03 7 PA American Water 22.83 8 PP&L Electric 13.98 9 PP&L Electric 33.72 10 PP&L Electric 53.85 11 Register of Wills - Short certificates 20.00 12 Rupers Lawn Care and Landscaping, Inc. 185.50 13 Ruperts Lawn Care 111.30 14 Ruperts Lawn Care 74.20 15 Ruperts Lawn Care and Landscaping, Inc. 36.70 16 The Sentinel - Estate Advertising 115.90 Subtotal 1.133.63 Copyright (c) 2002 form software only The Lackner Group, Inc. Form PA-1500 Schedule H-B7 (Rev. 6-98) Rev-1512 EX + (6-98) SCHEDULE I DEBTS OF DECEDENT, MORTGAGE LIABILITIES, & LIENS COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAA RETURN RESIDENT DECEDENT Leonard, Anna FILE NUMBER 21-07 -0449 ESTATE OF Include unreimbursed medical expenses. ITEM NUMBER DESCRIPTION 1 Lower Allen Township - 2007 per capita tax VALUE AT DATE OF DEATH 9.80 2 Messiah Village 3,044.41 3 Pinnacle Health Hospital 810.00 4 PP&L Electric 52.18 TOTAL (Also enter on Line 10, Recapitulation) 3,916.39 (If more space is needed, additional pages of the same size) Copyright (c) 2002 form software only The Lackner Group, Inc. Form PA-1500 Schedule I (Rev. 6-98) REY-1513 EX+ (9'{}O) SCHEDULE .. BENEFICIARIES COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT NUMBER Leonard, Anna NAME AND ADDRESS OF PERSON(S) RECEIVING PROPERTY TAXABLE DISTRIBUTIONS [include outright spousal c::listributions, and transfers under Sec. 9116(a)(1.2)] FILE NUMBER 21-07 -0449 ESTATE OF RELATIONSHIP TO DECEDENT Do Not List Trustee s SHARE OF ESTATE AMOUNT OF ESTATE (Words) ($$$) I. 1 June L. Koons 10 Glendale Drive Mechanicsburg, PA 17055 Daughter One-half of estate 2 Carol Ann Shaffer 902 North Market Street Duncannon,PA 17020 Daughter One-half of estate Total Enter dollar amounts for distributions shown above on lines 15 through 18, as appropriate, on Rev 1500 cover sheet II. NON-TAXABLE DISTRIBUTIONS: A. SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT BEING MADE B. CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS TOTAL OF PART 11- ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEET 0.00 Copyright (c) 2002 form software only The Lackner Group, Inc. Form PA-1500 Schedule J (Rev. 6-98) -~ - 265 ,r A. B. TYPE OF LOAN: U.S. DEPARTMENT OF HOUSING & URBAN DEVELOPMENT l.DFHA 2.o"mHA 3. ~CONV. UNINS. 4.0VA 50CONV INS. 6. FILE NUMBER: I 7. LOAN NUMBER: SETTLEMENT STATEMENT CUDD159-07 0020557658 8. MORTGAGE INS CASE NUMBER: C. NOTE: This form is fU,!,ished}O give you a statement of actual settlement costs. Amounts paid to and by the settlement agent are shown. Items marked {POC) were paId outsIde the closmg; they are shown here for informational purposes and are not included in the lola/s. 1.0 3198 (CUDD159-07 ,PFO/CUDO 159-07/8) D. NAME AND ADDRESS OF BORROWER: E. NAME AND ADDRESS OF SELLER: F. NAME AND ADDRESS OF LENDER: JASON R CUD DEFORD and ESTATE OF ANNA N. LEONARD CCO MORTGAGE CORPORATION KATIE L CUDDEFORD 21 CHESTNUT STREET 10561 TELEGRAPH ROAD 151 EAST PENN STREET CAMP HILL, PA 17011 GLEN ALLEN, VA 23059 CARLISLE. PA 17013 G. PROPERTY LOCATION: H. SETTLEMENT AGENT: 25-1619811 I. SETTLEMENT DATE: 21 CHESTNUT STREET TRI-COUNTY ABSTRACT SERVICE CAMP HILL, PA 17011 July 27. 2007 CUMBERLAND County, Pennsylvania PLACE OF SETTLEMENT 3414 CHESTNUT STREET CAMP HILL. PA 17011 J. SUMMARY OF BORROWER'S TRANSACTION K. SUMMARY OF SELLER'S TRANSACTION 100. GROSS AMOUNT DUE FROM BORROWER: 400. GROSS AMOUNT DUE TO SELLER: 101. Contract Sales Price I 152.000.00 401. Contract Sales Price 152.000.00 102. Personal Propertv T 402. Personal Property 103. Setllement Charnes 10 Borrower (Line 1400) I 4.668.51 403. 104. I 404. 105. T 405. Ad/ustmenls For lIems PaM Bv Seller in advance Adiustments For Items Paid By Seller in advance 106. CitVITown Taxes 07/27/07 to 01/01108 253.95 406. CitylTown Taxes 07/27/07 to 01/01/08 253.95 107. County Taxes to 407. Countv' Taxes to 108. SCHOOL TAX 07/27/07 to 07/01/08 1,181.40 408. SCHOOL TAX 07/27/07 to 07/01/08 1.181.40 109. SEWERITRASH JULY-SEPT 07/27/07 to 10/01/07 62.77 409. SEWERITRASH JULY-SEPT 07/27107 to 10101107 62.77 110. 410. 111. 411. 112. 412. 120. GROSS AMOUNT DUE FROM BORROWER 158.16663 420. GROSS AMOUNT DUE TO SELLER I 153,498.12 200. AMOUNTS PAID BY OR IN BEHALF OF BORROWER: 500. REDUCTIONS IN AMOUNT DUE TO SELLER: 20.1. Deposit or earnest money 2.000.QQ. 501. Excess Deposit (See Instructions 202. Principal Amount of New Loan(s) 121.60000 502. Settlement Charaes to Seller (Line 1400) 7,871.81 203. ExistinQ loan(s) taken subiect to 503. Existina loan(s) laken subject to 204. PROCEEDS FROM 2ND LOAN 7,466.05 504. Payoff of first Mortgage 205. 505. Payoff of second Mortoaoe 206. 506. 207. 507. -(Deposit disb. as proceeds) 208. 508. 209. 509. Adiustments For Items Unpaid By Seller Adiustmenfs For Items Unoaid By Seller 210. CJtv/T own Taxes to 510. City/Town Taxes ta 211. County Taxes to 511 County Taxes to ~... 212. SCHOOL TAX to 512. SCHOOL TAX to 213. 513. 214. 514. 215. 515 216. 516. 217. 517. 218. 518. 219. 519. 220 TOTAL PA/D BY/FOR BORROWER 131,066.05 520. TOTAL REDUCTION AMOUNT DUE SELLER 7,871.81 300. CASH AT SETTLEMENT eROMITO BORROWER: 600. CASH AT SETTLEMENT TO/FROM SELLER: 301. Gross Amount Due From Borrower (Line 120) 158.166.63 601. Gross Amount Due To Seller lLine 420 153,498.12 302. Less Amount Paid By/For Borrower (Line 220) ( 131.066.05) 602. Less Reductions Due Seller (Line 520) ( 7,871.81 303. CASH ( X FROM) ( TO) BORROWER 27.100.58 603. CASH ( X TO) ( FROM) SELLER 145.626.31 OMB NO 2502 0 A-. The undersigned hereby acknowledge receipt of a completed copy of pages 1 &2 of this statement & any attachments referred to herein I HAVE CAREFULLY REVIEWED THE HUD-l SETTLEMENT STATEMENT AND TO THE BEST OF MY KNOWLEDGE AND BELIEF. IT IS A TRUE AND ACCURATE STATEMENT OF ALL RECEIPTS AND DISBURSEMENTS MADE ON MY ACCOUNT OR BY ME IN THIS TRANSACTION. I FURTHER CERTIFY THAT I HAVE RECEIVED A COpy OF THE HUD-l SETTLEMENT STATEMENT. Borrower .9-.' ~~ /-:J~S9N R . OHOR~ ~ c/ (~1t?Ji,t!( KATIE L. CUDDEFOR TO THE BEST OF MY OW DGE, THE HUD-l SETTLEMENT STA FUNDS WHICH WERE C VED AND HA BEEN OR ~L,I,. TRANSACTION. / /)// Seller J . \ / Ai!,C~~ I ETTLEMENT OF C R Settlement Agent WARNING: IT IS A CRIME TO KNOWINGLY MAKE FALSE STATEMENT 0 THE UNITED STATES ON THIS OR ANY SIMILAR FORM. PENALTIES UPON CONVICTION CAN INCLUDE A FINE AND IMPRISONMENT. FOR DETAILS SEE: TITLE 18 U.S. CODE SECTION 1001 & SECTION 1010. ICH I HAVE PREPARED IS A TRUE AND ACCURATE ACCOUNT OF THE NDI;RSIGNED AS PART OF THE SETTLEMENT OF THIS $ L. SETTLEMENT CHARGES @ % 5,000.00 700. TOTAL COMMISSION Based on Price Division of Commission {fine 700l as Follows: 701. $ 5.000.00 to KELLER WILLIAMS OF CENTRAL PA 702. $ to 703. Commission Paid al Settlement 704. TRANSACTION FEE to KELLER WILLIAMS OF CENTRAL PA 800. ITEMS PAYABLE IN CONNECTION WITH LOAN 801. Loan OriQination Fee % to 802. Loan Discount % to 803. Appraisal Fee to WENZLER REAL ESTATE 804. Credit Report to KROLL FACTUAL DATA - TCN 805. Lende~s Inspeclion Fee to 806. Mortoaoe Ins. App. Fee to 807. Assumption Fee to 808. APPLICATION FEE to 809. TAX SERVICE FEE to 810. FLOOD CERTIFICATION FEE to 811. PROCESSING FEE to 812. AU UNDERWRITING FEE 813. UNDERWRITING FEE 814. OVERNIGHT/COURIER FEES 815. 816. 817. 818. 819. 820. 900. ITEMS REQUIRED BY LENDER TO BE PAID IN ADVANCE 901. Interest From 07127/07 to 08/01/07 @ $ 22.070000/day ( 902. Mortoaoe Insurance Premium for months to 903. Hazard Insurance Premium for 1.0 years to AAA INSURANCE AGENCY 904. 905. 1000. RESERVES DEPOSITED WITH LENDER 1001. Hazard Insurance 3.000 1002. Mortoaoe Insurance 1003. City/Town Taxes 1004. Countv Taxes 1005 SCHOOL TAX 1006. 1007. 1008. AGGREGATE ESCROW ADJUSTMEI 1100. TITLE CHARGES 1101. Settlement or Closino Fee 1102. CLOSING PROTECTION LETTER 1103. Title Examination 1104. Tille Insurance Binder 1105. Document Preoaration 1106. Notarv Fees 1107. Attorney's Fees incfudes above item numbers: 1108. Title Insurance /includes above ifem numbers: 1109. lender's Coverage 1110. Owner's Coverage 1111. ENDORSEMENTS 1003008.1 1112. 1113. 1200. GOVERNMENT RECORDING AND TRANSFER CHARGES 1201. Recording Fees: Deed $ 38.50; Mortgage $ 64.50; 1202. CitylCountv Tax/Starn s: Deed 1,520.00' Mortoaoe 1203. State Tax/Stamos: Revenue Stamos 1,520.00; Mortaaae 1204. 1205. 1300. ADDITIONAL SETTLEMENT CHARGES 1301. Survey to 1302. Pest Inspection to 1303. TAX CERTIFICATION FEE to TRt-COUNTY ABSTRACT SERVICE 1304. 2007 SCHOOL TAXES to BONNIE K. MILLER 1305. SEWER/TRASH JULY-SEPT to LOWER ALLEN TOWNSHIP 1400. TOTAL SETTLEMENT CHARGES (Enter on Lines 103. Section J and 502, Section K-!I By signi"<) page 1 01 thiS statement. Ihe signato"es acknowledge re",ipt ola oompte'ed oopyol page' ollhis two p.ge ~/..fJ p " /:.t'11.. SElTLEMENT OFFICER Settlement Agent CCO MORTGAGE CORPORATION 1ST AMERICAN R.E. TAX SRVC FIS FLOOD SERVICES CCO MORTGAGE CORPORATION FNMA to CCO MORTGAGE CORPORATION to TRI-COUNTY ABSTRACT SERVICE 275.00 LENDER 17.91 LENDER POC 18.00 LENDER 5 days %) 7.000 3.000 months $ months $ months $ months $ months @ $ months @ $ months @ $ months @ $ 29.59 per oer per 48.89 per 103.86 per oer oer Der month month month month month month month month to to FIRST AMERICAN TITLE INSURANCE COMPANY to to to to to TRI-COUNTY ABSTRACT SERVICE CASH 10 TRI-COUNTY ABSTRACT SERVICE AGENT $ 121,600.00 $ 152,000.00 10 TRI-COUNTY ABSTRACT SERVICE 1,118.75 Releases $ Certified 10 be a true copy. FED-EX POC 355 ) 106181228 106230116 RE-IMBURSEMENT AC# 1050460-0 PArD FROM BORROWER'S FUNDS AT SETTLEMENT 225.00 325.00 48.00 7.00 300.00 125.00 14.50 110.35 t"age .t. PArD FROM SELLER'S FUNDS AT SETTLEMENT 5.000.00 88.77 342.23 311.58 -195.67 35.00 25.00 15.00 8.00 1 118.75 150.00 EMAIL 103.00 1,520.00 4,668.51 ,/' /1) Aj J/!77/, T CJ (CUDD159-07/ CUDD159-07 18) 1,520.00 1000 1,246.31 87.50 7.871.81 fvl~ Members 1st Investment Services Andrew Steele Senior Investment Consultant Located at Members 1st FeU 5000 Louise Drive Mechanicsburg, PA 17055 717-795-6051 800-237-4054 717-795-5176 fax asteele@mlinvest.com June 1, 2007 Michael L. Bangs, Attorney-at-law 429 South 18th Street Camp Hill, PA 17011 RE: Anna Leonard - 5FN 530482 Dear Mr. Bangs: The information you requested of the value of Anna's account is: Date of Death Value as of April 11, 2007 - $37,444.00 To liquidate the account, we will need to do the following: Open an account in Anna Leonard's name. To open the account, we will need to have court papers stating who is the Executor/Executrix of the estate, a death certificate which you have already provided, and an Affidavit of Domicile which I have enclosed. When the new account is established, we will need a journal letter, also enclosed, signed and signature guaranteed by the Executor/Executrix stating to journal the money into this account. Once the money is transferred, the account can then be liquidated with a phone call to our office. Sincerely, M7!:ff!~ Administrative Assistant Enclosures Members 1st and Financial Network are separate companies Securities rjfered through Financial Network Investment Corporation Member SIPC. Mellon Investor Services P.O. Box 3333 South Hackensack, NJ 07606 June 13, 2007 @ Mellon Michael L. Bangs 429 South 18th Street Camp Hill, Pennsylvania 17011 .....n..n.....__..............____........,,_ ...._ Ilco~pany :!METLIFE, INC. : Name ;......... ,. ... ......... L. ..... .......... ..............._. . ",,"'.. . .. . ... It:"': ~~I~;~N~--~~ i~ve~tor Ip,#,,__ L8062~~7~29,~3 _ __ ...___.! :fC;,ntrol : 200706110005293 ;l~u11!-.b~r __.M....'.. .__. 'M" __ __ Dear Mr. Bangs: Please be advised that Ms Leonard still holds the same number of shares as your records reflect. We do ask that you complete the below instructions for each separate account. (82 SHAf.Es.j You may wish for estate purposes to know the closing price on the date of death. The price on April 11, 2007 was $63.41 per share. Thank you for contacting Mellon Investor Services regarding the transfer of shares currently held in the MetLife Policyholder Trust. This letter contains instructions for transferring shares from an account where the owner is deceased and the estate has been probated. In order to complete this transfer, please submit the following required items based on the number of shares being transferred: o Shares or Less Submit item 1 (acceptable without a Medallion Signatnre Guarantee) and Required Item 2 More than 50 up to 250 Shares Submit items 1 through 3 or Submit items 1, 2, and 4 More than 250 Shares Submit items 1 through 4 Required Items 1. Completed Transfer of Met Life Shares form (enclosed) signed by the Executor or Authorized Representative. 2. Inheritance Tax Waiver (if applicable). To determine if an Inheritance Tax Waiver form is required to be filed in your instance, please contact the state Tax Department located in the decedent's state ofresidence. The state Tax Department can provide the Inheritance Tax Waiver and further instructions. If the state does not require an Inheritance Tax Waiver, the Medallion Guarantor must stamp the Transfer of Stock Ownership form with the following statement: "We certify that this transaction does not require an Inheritance Tax Waiver." 3. A certified copy of the Certificate of Appointment of Executor(s) dated with one year of the transfer with original signature and seal affixed. 4. Medallion Signature Guarantee on the Transfer of Met Life Shares form. Note: All submitted documents will be kept as part of the permanent record of transfer and will NOT be returned. Please be sure to keep a copy of all submitted documents for your records. Send the required items to: First ClasslRegistered/Certified Mail Mellon Investor Services POBox 4410 Overnight/Express Mail (only) Mellon Investor Services 480 Washington Blvd., 27th Floor South Hackensack NJ 07606-2010 Jersey City NJ 07310 If you have any additional questions or concerns, please call our Customer Service Center at 1-800-649-3593. You may also access your MetLife, Inc. common stock account on the Internet at www.melloninvestoLcomlisd. If this change also applies to your insurance policy or contract, please contact MetLife directly. You may call your account representative or the customer service number found on your billing statement. You may also call the MetLife Directory at l-800-METLIFE (1-800-638-5433) to reach the proper office. Sincerely, Don Ekback Mellon Investor Services MetLife 380501 00001350000269 The MetLife Policyholder Trust ("Trust") Transfer Transaction Advice Mellon Investor Services P.O. Box 4420 South Hackensack, NJ 07606 RETAIN THIS DOCUMENT FOR YOUR RECORDS Account Registration: 0000135 02 SP 0.580 **SNGLP T3 0 3855 nOH-590229 e01 BlMA.I - 23 - Date: 08/08/2007 1",111",111,"",11",11,1,1,1,1"11,,,"1,1..1,11,1.. ..11,1 JUNE L KOONS EX UW ANN LEONARD ATTN MICHAEL L BANGS ESQUIRE 429 SOUTH 18TH STREET CAMP HILL PA 17011 For information concerning this advice, please call Mellon Investor Services. MetLife, Ine.'s Transfer Agent, toll free at 1-800-649-3593 Trust Interests (Shares) 82.0000 Transaction Date 08/07/2007 Transaction AdVice Number 0001934224 Investor 10 1252 5280 5754 CUSIP Number 59156R10 This Transaction Advice is your record of the indicated Trust Interests being credited to an account on the books of the referenced transfer agent. The Transaction Advice should be kept with your important documents as a record of your ownership of these securities. These Trust Interests are transferable only as permitted under The MetLife Policyholder Trust. Please read the important information on the back of this form and in the Purchase and Sale Brochure. If you wish to request a purchase or sale transaction, detach coupon at the perforation and complete the applicable side of the form. ---------------------------------------------------------------------------------------------------------------------------------------------------- PLEASE BE SURE THIS ADDRESS APPEARS IN THE ENVELOPE WINDOW FOR PURCHASES ONLY Purchase Instructions 1252 5280 5754 Change of Address: (See reverse side to SELL) JUNE L KOONS EX UW ANN LEONARD Mellon Investor Services P.O. Box 382200 Pittsburgh, PA 15250-8200 1",II,I,I",I,I,I,I,II,llll,II,III",II,"II,"llllll,"11 Signature (if address is being changed) Make check in U.S dollars. payable to: Met Life Purchase Program Amount Enclosed Minimum investment $250 (except as described in the Purchase and Sale Brochure) 0000101 102 125252805754 3 Page 1 of 1 Frederick R. Leonard & Anna Leonard Jt Ten WROS & Not As Ten Com 21 Chestnut St Camp Hill, PA 17011-6604 ~ Vanguard~ Rep9rtfot 041t1l2()()7 Client Services: 800-662-2739 Total report value: (Total report value includes any accrued dividends.) $155,015.87 Frederick R. Leonard, Anna Leonard - Joint Account Account value summary Name Ins LT Tax-Exempt Inv PA L T Tax-Exempt Investor Fund & Account Date Price Per Accrued Number Opened Shares Share Value* Dividends 0058-09858788135 07/11/1989 7,440.466 $12.53 $93,229.04 $127.81 0077-09858788148 07/11/1989 5,473.389 $11.25 $61,575.63 $83.39 Totals $154,804.67 $211.20 * Doesn't include accrued dividends. 176601531508/01/2007 11 :31 :34 P.O. Box 2] 9151 Kansas City MO 64121-9151 1-800-728-3337 C9~;? Deubch. ~nk Group June 15,2007 Bangs Law Office Attn: Michael L. Bangs 429 South 18th Street Camp Hill, PA 17011 Fund: Account #: Registration: DWS ~.1anaged Municipal Bont! Fund-S 00904002951 F. R. Leonard Anna Leonard Jt. Ten. Dear Mr. Bangs: Thank you for your response to our recent letter. I am writing on behalf of Megan Meyer. Our records indicate that account 904002951 held jointly by F.R. Leonard and Anna Leonard is the only account registered to Mr. Leonard or Mrs. Leonard. In addition, there are no beneficiaries listed on this account. Below I have provided the number of shares, share prices, and dollar values in this account as of March 9, 2007, March 12, 2007 and April 11, 2007. Please note that March 11, 2007 was not a valid business date. March 9, 2007 ~und Name (Class S) ~naged Municipal Bond Fund Number of Shares 3,601.685 Share Price $9.11 Dollar Value $32,811.35 March 12, 2007 Fund Name (Class S) --r Number.of Shares DWS Managed Municipal Bond Fund 3,601.685 Share Price $9.12 Dollar Value $32,847.37 April 11, 2007 I Fund Name (Class S) Number of Shares Share Price Dollar Value I I DWS Managed Municipal Bond Fund 3,601.685 $9.05 $32,595.25 I To transfer and redeem this account in to an Estate account please submits the following documentation: . A signature guaranteed Change of Account Ownership form signed in capacity by June L. Koons as the named Executor. A signature guarantee is designed to protect an account from unauthorized activity and can be obtained at a bank or brokerage firm. Please note that a notary public is not an acceptable guarantor. . A certified copy of the Short Certificate for the Estate of Anna Leonard. To be properly certified, the copy must bear an original seal or stamp by the court of the appropriate jurisdiction and be dated within 60 days of your request. . A certified death certificate for Frederick Leonard. . A letter of instruction signed in capacity by the June L. Koons as the named Executor asking us to process a redemption after the account has been transferred. If you have additional questions, or if we can be of further assistance, please contact our Shareholder Services Department at (800) 728-3337. Our representatives will be happy to assist you Monday through Friday, 8:00 a.m. to 5:00 p.m. Central Time. Sincerely, ~~eYz~+ Unit Manager 20760427 Enclosure(s): Change of Account Ownership form Postage Paid Envelope Mellon Investor Services P.o. Box 3333 South Hackensack, N J 07606 May 24, 2007 MICHAEL L BANGS 429 SOUTH 18TH STREET CAMP HILL P A 17011 @ Mellon RE : ESTATE OF F R LEONARD & ANNA LEONARD JT TEN 1~~:~~YI~~~~~:~~.1 ~ ,'-.-.._~~ . _._.'hh_'"..~.."._._.._.._".., ! ~M~_N~,.~__,.".,,_,^wm_.._._~.'~''''_' _~"._'h~' ".._.~.Y~.'~ _",,"_._.._..,.u._...._..."~m ..j . i I Account iLEONARD--F--- i i I Key !ROI00 I ..............~. ... ..... ... . ......- : Control ! 200705230002563 I I Number I I[T~ieph~~~i 800-522-6645 1[~~umb~r_J Dear Sir or Madam: Thank you for your inquiry requesting information for this account. Please be informed that the number of shares as on 04/11/2007 were 300.5 ~~ Also, please note the closing price, as on 04/11/2007 was $23.92 per share. Also, this letter contains instructions for transferring shares from a joint account when one of the owners is deceased. If you cannot locate the stock certificate(s), please call the toll free number shown above to obtain further information and requirements. !kguired Items 1. Completed Transfer of Stock Ownership form signed by the registered owner(s)/trustee(s). To transfer 250 or LESS shares the form is acceptable without a Medallion Signature Guarantee. To transfer MORE than 250 shares the form must have a Medallion Signature Guarantee. Each registered owner must sign exactly as it appears on the account, or the authorized person(s) must sign in their legal capacity. 2. A photocopy of the death certificate. 3. The original stock certificates (if applicable). 4. Inheritance Tax Waiver (if applicable). To determine if an Inheritance Tax Waiver form is required to be filed in your instance, please contact the state Tax Department located in the decedent's state of residence. The state Tax Department can provide the Inheritance Tax Waiver and further instructions. Ifthe state does not require an Inheritance Tax Waiver, the Medallion Guarantor must stamp the Transfer of Stock Ownership form with the following statement: "We certify that this transaction does not require an Inheritance Tax Waiver." Note: All submitted documents will be kept as part of the permanent record of transfer and will NOT be returned. Please be sure you keep a copy for your records. Send the required items to: First Class/Registered/Certified Mail Mellon Investor Services Services POBox 3310 Floor South Hackensack NJ 07606 Overnight/Exl'ress Mail (only) Mellon Investor 480 Washington Blvd., 27th Jersey City, NJ 07310 We hope that this information has been helpful. If you have additional questions, please call our Customer Service Center at the number listed above. Sincerely, Mellon Investor Services QflAAYSTONE - BA1~K- August 31, 2007 Your life, your bank. Bangs Law Office 429 South 18th St Camp Hill PA 17011 RE: Anna Leonard Date of Death: April 11, 2007 Social Security Number: #019-12-2361 Dear Gentlemen: On behalf of Graystone Bank, please let me express our deepest sympathy for the loss of both Mrs. and Mrs. Leonard. Mrs. Leonard maintained one account with Graystone Bank, a Certificate of Deposit. Issue Date: 12/9/2006 CD Title: F R Leonard or Anna Leonard Term: 10 Month Certificate of Deposit Rate: 5.128% Interest: Compound Monthly Certificate #: 3000027021 The value of this certificate, including any accrued and unpaid interest, as of the date of Mrs. Leonard's death of 4/11/07 was $203,507.40. Principal: $203,421.66 AccruedlUnpaid Interest: $85.74 If I can be of further assistance in administration of the Estate, please do not hesitate to contact me at (717) 724-4619. Professionally: __.~'I ,'f /1 -;tmLr~ <Jar- Kimberly D Taylor Retail Operations & Training Officer Graystone Bank ere. Integrity BAN K June 14, 2007 Bangs Law Office 429 South 18th Street Camp Hill, PA 17011 Dear Mr. Michael L. Bangs, As per your request on May 16,2007 for the Estate of Anna Leonard the Date of Death balance for her Certificate of Deposit as of April 11, 2007 was $157,989.76. This account was opened June 26, 2006 and was a joint account with Frederick R. Leonard as secondary owner. The only account held at Integrity Bank was this Certificate of Deposit, account number 1006930. The accrued interest for the tax year of 2007 was $2,238.14. If you should have any questions, please feel free to contact me at (717) 920-4900 extension 230. Sincerely, ~tZ.- ff.~~ Barbara L. Tome Senior Customer Service Representative 3345 Market Street, Camp Hill, PA 17011 . Phone: 717-920-4900 . 877-I-HA VEIT . Fax: 717-920-4904 . www.integritybankonline.com fvl~ MEMBERS 1st FEDERAL CREDIT UNION ~. Primary Owner: REGULAR SAVINGS ACCOUNT: Account Number/Suffix Date Account Established Principal Balance at Date of Death Accrued Interest to Date of Death Total Principal and Accrued Interest to Date of Death Interest Paid from 1/1/07 to 3/31/07 Name of Joint Owner Date Joint Ownership Established Frederick R. Leonard 3909 -00 08/08/1956 $5,215.78 $1.09 $5,2'\6.87 $6.67 Anna Leonard 08/08/1956 LIFE SAVINGS ACCOUNT: Account Number/Suffix 3909 -04 Date Account Established 03/12/2001 Principal Balance at Date of Death $4,000.00 Accrued Interest to Date of Death $1 .10 Total Principal and Accrued Interest to Date of Death $4,001 .10 Interest Paid from 1/1/07 to 3/31/07 $9.87 Name of Joint Owner Anna Leonard Date Joint Ownership Established 03/12/2001 Opened by transfer of funds from 3909-00, established 8/8/56 VISA CREDIT CARD ACCOUNT: Account Number Date Account Opened Balance at Date of Death Name of Joint Cardholder Primary Owner: REGULAR SAVINGS ACCOUNT: Account Number/Suffix Date Account Established Principal Balance at Date of Death Accrued Interest to Date of Death Total Principal and Accrued Interest to Date of Death Interest Paid from 1/1/07 to 3/31/07 Name of Joint Owner Date Joint Ownership Established 4287590000039095 03/30/1995 $.00 Anna Leonard Anna Leonard 4942 -00 10/19/1959 $1,124.40 $.31 $1,124.71 $2.22 Frederick Leonard 10/19/1959 5000 Louise Drive. Po. Box 40 . Mechanicsburg, Pennsylvania 17055 . (717) 697-1161 . www.memherslst.org LIFE SAVINGS ACCOUNT: Account Number/Suffix 4942 -04 Date Account Established 02/01/2001 Principal Balance at Date of Death $4,000.00 Accrued Interest to Date of Death $1.10 Total Principal and Accrued Interest to Date of Death $4,001.10 Interest Paid from 1/1/07 to 3/31/07 $9.87 Name of Joint Owner Frederick Leonard Date Joint Ownership Established 02/01/2001 Opened by transfer of funds from 4942-00, established 10/19/59 CHECKING ACCOUNT: Account Number/Suffix Date Account Established Principal Balance at Date of Death Accrued Interest to Date of Death Total Principal and Accrued Interest to Date of Death Interest Paid from 1/1/07 to 3/31/07 Name of Joint Owner Date Joint Ownership Established 4942 -11 10/15/1976 $9,578.00 $.65 $9,578.65 $5.11 Frederick Leonard 10/15/1976 IRA CERTIFICATE ACCOUNT: Account Number/Suffix 4942 -16 Date Account Established 11/18/2005 Principal Balance at Date of Death $4,064.48 Accrued Interest to Date of Death $4.43 Total Principal and Accrued Interest to Date of Death $4,068.91 Interest Paid from 1/1/07 to 3/31/07 $39.63 Name of Beneficiary Frederick Leonard Opened by rollover from IRA certificate 4942-15, established 11/30/03 CERTIFICATE OF DEPOSIT: Account Number/Suffix 4942 -40 Date Account Established 01/12/2007 Principal Balance at Date of Death $10,838.53 Accrued Interest to Date of Death $14.94 Total Principal and Accrued Interest to Date of Death $10,853.47 Interest Paid from 1/1/07 to 3/31/07 $117.14 Name of Joint Owner Frederick Leonard Date Joint Ownership Established 01/12/2007 Opened by transfer from redeemed certificate 4942-47, established 2/9/06 Ad, B:RS 1~Dr.RAL CREDIT UNION 'ZI(U 11 It!: nise A. Wolfe Insurance Services S pervisor May 31,2007 Estate of: ANNA LEONARD Date of Death: April 11 , 2007 Social Security Number: 019-12-2361 -~~ 5jji~-12l5-2007 17: 52 PI'-CE ANI< o PNCBAl'K June 1, 2007 Michael 1. Bangs 429 South ISw Stl'e(:t. Camp Hill, PA 17011 RE: Estate of Arula 11:(IIl(! ~d, dl~(;l; aw: SSN: 0l9-U-231):l DOD: 4/1112007 Dear Mr. Bangs: 41 ;: "'63 : 4:;8 P.12l1 In response to your reque;t bl eatf~ 0: ..[I.~ntfl b:i1.hr..,.:e, telt thl~ C"llstom~r Il:ltE:C ~Ib(l"e our records show the f(lUowlr. ~: Certificate of Dt~po!lJit Account #31500278001 All ],; A. LEO:N.~.R ) .m ,r] ~ L ICOo:,'~) DOD balanc~:: $55 ,3.~9. B 1;1 :1 :I ;11.80 11: Ctll~~d. in1c:!I;;S . Interest :Paid I/lnOi()~' -. 4.'1 :i /:; 007- $: rr. 2 ,()6 Checking Al:COU i!l.t Account #5140037609 A]~l~l.~. LEONt\I{{1 Jt NF:L KOeNS DOD balanct:: $](-)432..1:;.1 :1.73 ace: till::. iHt'~rc:;I; Interest Paid 1/1I2010~' - 4 'Il':! 007 ., $l :: (I l/tJune was added tel the atlo','e l,C;;erUll'l (ll :.2/22/~:{}~>O Savings Account Account #5004713 n 1 i\NN ~. I. E()NARD JUti E 1 K.OON~~ DOD balance: $11,3'78.3: ~t ~15.W ac ~n t;'d intl;~I~S t futerest Paid 1111200:' -. 4.'1:1/:; 007- $ ~ :i )~~; P:'lpe 1 (of :;: Estab li!; he\~ 03121 I:. 007 Est13b1i!ine.:l OSlOl1 984 Esta bli:;he,;1 0312'; /: 007 ,,IN-05- 2007 17: 52 PHC3i=lNI: 41::: 76E' : 45E P.02 Please note that this i)f5c ~ ':: n. y provi k s :lBt:e: of de!l.111) lIs n,:es, for d"IO!it l, ~C'OiLln:s (mAs) CDs) Ch(lc~jng ~\]Id :k 'ri:1glt atl:,H1I11 :l). ,\'.! d I) IIOt ~'ro.~e$S a:IJ :finmu:J:lI.ll transaction:i or ]p:r(JIvide s.\~\t lllrlelllts. 1: f rOLl net::d as ;i ~t ani;';: with an:' of tb:, ,,;: iter: 1f please call1-88E-PNG.]3 .~:m ~ (l-Hf::: -~i6,;:-'~2(j.5"1 nr : to~,b:' YOl.1T1ocd PIK :':~n)()1 Ulch office. Sincerely, ~lQ_l'~)l Rachelle Wells 1-800-762-1775 P7-PFSC-04-F 500 first Ave. Pittsburgh P A 15219 I. .It 1 ~,J'~'~? ~.: .... , .... ..... ~ Page :~ ,)f~ M~'nbcr F:l : --OTAL P. 0~' III QI < 5' )>-\ 10 00( III 0-0 om Co ~.., N z~ .... Co ~ 3:0 0 OJc C1) rnz N "-\ 1.0 <,.) 0 ~ .... rn 0 0 (3 -0 ~ rn (3 z rn C1) 0 -n ?J I""" <'D 0 ::) tll ~ 0. '0 .... -p ~ ~ tll I""" <'D 0 ~ tll " ~ 0. rn Q Ui -i " ~ 0 Z $ OJ .... (}t ~o 0 ~N ):>0 .... zo C1) (") ~ rn C1) -):> Z(") -i(") $ rn" "c .... rnrn O:l ~o .... 0 Z -i-< $ rn-i .... ~o ~ ~ (J) .... -i 0 0 \1 (j) :=;; 0 S" 3 (') 0 -g. (l) OJ ""' ::l ro' (l) -< 0" ::l (l) (') (l) g., ~ OJ ::l (') '< 0 ~ - ::l C Q, g. ro ~ (l) 3 ""' (l) OJ ::l (fl ..... (fl (j) (j)' -0 ..... OJ (l) ::l (') (') ~ 9l (j)" -0 ..... ro OJ (fl (l) 0 0 ~ OJ 0 ..... 0......... QlNQl 31.O~ "0 (J) to o \II ;;'~I""" =~Ql "'0.... ~ -pO:lO ....S-~ -.j -' 0(/)0 ~~(t) ....<'D <'D ..... c ::) <'D ..... ..... 3 (l) OJ ..... -.j --" ---.l ..'....! <.,.) ()1 I (J1 ~ (J1 ~ ?J m O(/)):> o(/)::) ~~~ 001""" ~""<'D _1.00 ~~~ (3~~ -.jNo. <,.) C1) .... N o o -.j (/) -4 m AJ C. Z Q -n Z ~ (') - ~ (') o AJ "'0 o AJ ~ <5 z LAST WILL AND TESTAMENT OF ANNA LEONARD I, ANNA LEONARD, a resident of Camp Hill, Pennsylvania, being of sound and disposing mind and memory, do hereby make, publish and declare this instru- ment to be my LAST WILL AND TESTAMENT. FIRST. I hereby revoke any and all wills and codicils by me heretofore made. SECOND. I direct that all my just debts and funeral expenses be paid as soon as conveniently can be done after my death. THIRD. I direct that all taxes that may be assessed in consequence of my death, of whatever nature and by whatever jurisdiction imposed, shall be paid from my estate as a part of the expense of the administration of my estate. FOURTH. I give, devise and bequeath my Diamond Pendant and my Diamond Earrings, absolutely and forever, to my daughter, JUNE LOLA KOONS, 208 Deer- field Road, Camp Hill, Pennsylvania. FIFTH. I give, devise and bequeath my Diamond Ring, absolutely and forever, to my daughter, CAROL ANN SHAFFER, 1987B Shields Loop, Honolulu, Hawaii. SIXTH. . I give, devise and bequeath all the rest, residue and remainder of my estate and property, including all property of which I shall die seized and possessed, all property to which my estate shall be otherwise entitled at the time of my death, and all property over which I shall have power of appointment, of whatsoever kind or nature and wheresoever sitllated, be it real, personal or mixed, absolutely and forever, to my husband, FREDERICK R. LEONARD, if he survives me. SEVENTH. In the event my husband, FREDERICK R. LEONARD, pre- deceases me, I give, devise and bequeath all the rest. residue and remainder of (Page 1 of 3 Pages) tI~et c~~~~ ANNA LEONAR my estate and property, in equal shares, absolutely and forever, to my daughters, CAROL ANN SHAFFER and JUNE LOLA KOONS; but if either of my daughters pre- decease me, then to the heirs of such daughter who are living at my death, such heirs to take per stirpes and not per capita; in the event either of my daughters pre- decease me and are not survived by heirs, then the share of such daughter shall lapse and shall be distributed to the surviving daughter. EIGHTH. Wherever in this my LAST WILL AND TEST AMENT it is pro- vided that any person shall benefit hereunder if such person shall survive me, such person shall be deemed not to have survived me if he or she shall die within thirty (30) days after my death. NINTH. I nominate, constitute and appoint my husband, FREDERICK R. LEONARD, as Executor of this Will. In the event he shall predecease me, or fail to qualify or complete the administration of my estate, then Ia ppoint my daughter, JUNE LOLA KOONS, to serve as Executrix of this will. I request that the Executor or Executrix, as the case may be, be permitted to serve without bond and without furnishing any other security. I further direct that the Executor or Executrix be allowed to serve without the intervention of any court except as required by law. TENTH. I give my said Executor or Executrix, as the case may be, abso- lute discretion and the fullest authority in all matters including, but not limited to, complete authority to sell at public or private sale, for cash or credit, with or without security, mortgage, lease, and dispose of all property, real, personal or mixed, at such times and upon such terms and conditions as he or she shall deter- mine to be in the best interest of my estate. I direct that the administration of my estate be as independent of probate proceedings as the laws in force at my death shall permit. If any of my estate passes to a minor, I hereby direct that my Executor or Executrix pay over said portion of my estate to the legal guardian of said minor or minors. (Page 2 of 3 Pages) ') A{~ALEONi--~':-n ~..~~. IN WITNESS WHEREOF, I have at New Cumberland Army Depot, New Cumberland, pennsylvania, this_;(? [kday of April 1978, set my hand and seal to this my LAST WILL AND TESTAMENT consisting of three (3) typewritten pages, this included, the preceding pages hereof bearing my signature. ~J , . '-". / tt:'>;~;A' Li~NARD ,,'., ,L . (SEA L) Signed, sealed, published and declared by the above-named Testatrix, ANNA LEONARD, as her LAST WILL AND TESTAMENT, in the presence of all of us at one time, and at the same time, we, at her request and in her presence and in the presence of each other, have subscribed hereunto our names as attesting witnesses, and we do hereby attest to the sound and disposing mind and memory of said Testatrix at the date hereof, and to the performance of the aforesaid acts of execution at New Cumberland Army Depot, New Cumberland, Pennsylvania, this c;( ?t:(; day of April 1978. ~A~ 0)..{>- .L ' "7' / ~ ,.f ()(~ cQtJ>vv residing at "rO 6,r~..o-tf/LiA..Jl)~'.v X/.u~ ~/'<i' residing at tfZ..o f ~. , ) r2o-cr-J2 .';)~"~1 p~ {I\ 0 L\- (Page 3 of 3 Pages) r _ ~,L~> <.:J (/> UJ :::: r ~ =;:. tt C~~ OC) Ocr: L.t.J 1..1.1 Ol-'- a:: ~() OC9 OLU I.t.l (1:: a:.: t..:J w (,:) cr: cr: (L I'- I- c::> (I) -1-- I- OO-l-.Z a...............,t:)O);::!i <I::cr~NO .(L -- :E: (I) i: Eicr: :::l cr: Z U ~Ole 'I ~~ !:& ~~ N M N x: 0- o M >- C> ::z:: r0- c:::::> c:::::> C<-.I ~ 1--0: 0:: --c' LLQC' OOQ as ~ ~: '<I:. r.' o:c;-~. a.... C7.c ,.,...L: .: t......L- .....-:~ OS (.) CO c:, t:::) ell c..oOl If) -Ul ~~; L.it"'lL c:, ~C:) C/l - ~ ~ o l-< Q) ..... C/l Q) .~ ;g ~] ~ t: '"5b~ ~ 0 Q) ro U Ed ..0 '- ~ C/l 0 0' f") ~~(/)- .....;:i 0 (/)O~r--- ~U;:i- E~]<c ro~t:a... ~.$;:i ro~oo.i ~..oUCii ~EQ)~ ~~~ro OUOU (") c:, r-. Q Q Q Q