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2040900
THIS IS AN ARBITRATION MATTER. ASSESSMENT OF
DAMAGES HEARING REQUIRED.
GORDON & WEINBERG, P.C.
BY: FREDERIC I. WEINBERG, ESQUIRE
Identification No.: 41360
JOEL M. FLINK, ESQUIRE
Identification No.: 41200
1001 E. Hector Street, Ste 220
Conshohocken, PA 19428
484/351-0500
Atlantic Credit & Finance Inc.
Assignee from Household Bank
3353 Orange Avenue
Roanoke, VA 24012
VS.
JOHN R SHOOP
137 BALDWIN
SHIPPENSBURG
JR
BLVD
PA 17257-9606
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
DOCKET NO. : 07- 7,2g9
NOTICE
YOU HAVE BEEN SUED IN COURT. IF YOU WISH TO DEFEND AGAINST THE CLAIMS SET
FORTH IN THE FOLLOWING PAGES, YOU MUST TAKE ACTION WITHIN TWENTY (20) DAYS AFTER
THIS COMPLAINT AND NOTICE ARE SERVED, BY ENTERING A WRITTEN APPEARANCE PERSONALLY
OR BY ATTORNEY AND FILING IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS
TO THE CLAIMS SET FORTH AGAINST YOU. YOU ARE WARNED THAT IF YOU FAIL TO DO SO
THE CASE MAY PROCEED WITHOUT YOU AND A JUDGEMENT MAY BE ENTERED AGAINST YOU BY
THE COURT WITHOUT FURTHER NOTICE FOR ANY MONEY CLAIMED IN THE COMPLAINT OR FOR
ANY OTHER CLAIM OR RELIEF REQUESTED BY THE PLAINTIFF. YOU MAY LOSE MONEY OR
PROPERTY OR OTHER RIGHTS IMPORTANT TO YOU.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO
FIND OUT WHERE YOU CAN GET LEGAL HELP.
CUMBERLAND COUNTY BAR ASSOCIATION
32 S. BEDFORD STREET
CARLISLE, PA 17013
(717) 249-3166
L. ab
COMPLAINT IN CIVIL-ACTION
1. Plaintiff is a debt buyer and successor in interest to
the original creditor as set forth in the caption of this
Complaint.
2. At all times relevant hereto, the defendant(s) was the
holder of a credit card, which at the request of the defendant(s)
was issued to the defendant(s) by the plaintiff under the terms of
which the plaintiff agreed to extend to defendant(s)the use of
plaintiff's credit facilities.
3. Defendant(s) accepted and used the aforesaid credit card
so issued and by so doing agreed to perform the terms and
conditions prescribed by the plaintiff for the use of said credit
card.
4. The defendant (s) received and accepted goods and merchand-
ise and/or accepted services or cash advances through the use of
the credit card issued by the Plaintiff. A true and correct copy
of the Statement of Account is attached hereto as Exhibit "A".
5. All the credits to which the defendant (s) is entitled have
been applied and there remains a balance due in the amount of
$4,360.91.
6. Plaintiff has made demand upon the defendant(s)for
payment of the balance due of $4,360.91 but the defendant(s)has
failed and refused and still refuses to pay the same or any part
thereof.
7. Defendant's last payment on account was made on 4/25/05.
WHEREFORE, plaintiff claims of the defendant(s) the sum of
$4,360.91 plus applicable costs, interest and attorney's fees.
GORDON & WEINBERG, P.C.
BY:
FREDERIC I. WE NBE G, ESQUIRE
JOEL M. FLINK, ES IRE
Attorney for Plaintiff
P01A.DB
VERIFICATION
FREDERIC I. WEINBERG, ESQUIRE, hereby states that he is the
attorney for the Plaintiff(s) in this action and verifies that the
statements made in the foregoing pleading are true and correct to
the best of his knowledge, information and belief.
The undersigned understands that the statements herein are
made subject to the penalties of 18 Pa.C.S.A. Section 4904 relating
to unsworn falsification to authorities.
FREDERIC I. WEI ER ESQUIRE
I%b
ATLANTIC CREDIT & FINANCE INC. 07wo qoo
V.
JOHN R SHOOP JR
AFFIDAVIT OF DEBT AND VERIFIED BILL OF PARTICULARS
. The undersigned being first duly sworn according to law, deposes and says that she is familiar with
the policies and practices, as well as the books and records of the Plaintiff with respect to the matters
stated herein, and, based on information and belief states as follows:
1. Plaintiffs,principal business consists of purchasing charged off receivables.
2. The Defendant defaulted on HOUSEHOLD BANK Account No. 5408010011176548. Said
Account was charged off on December 31, 2005 and subsequently sold to Atlantic Credit &
Finance, Inc with a balance of $4,360.91.
3. Plaintiff purchased or was otherwise assigned this charged off account along with other debts. As
a result of the foregoing sale and assignment, the Plaintiff succeeded to all right, title and interest
in the charged off account, and it now owns the account.
4. Plaintiff conducted a due diligence investigation to determine, among other things, the accuracy of
the account information provided to ascertain whether the statute of limitations was a bar to
demand or institution of suit. Further, Plaintiff and/or its predecessor entered into a contract where
the predecessor made representations and warranties that 1) it had clear right, title and interest in
the account; 2) the account was free and clear of all liens and encumbrances; and 3) it had the
power, authority, and full right to sell and convey its interest in the account.
5. According to Plaintiff s records, the last payment date was April 25, 2005. After application of all
payments, credits, adjustments, and lawful offsets, if any, there is still a balance due and owing on
this indebtedness of $4,360.91.
6. The internal Account Statement of Plaintiff is attached hereto as Exhibit A and displays the
account information that was provided to Plaintiff at the time of purchase and assignment.
The foregoing is true and correct to the best of my knowledge and belief.
By: _ 5?CapAll'
Heather Clary
Assistant Director of Forwarding
0111111f?f?'
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Subscribed and sworn before me August 28, 2007. p'' ap
Jamie . o son, ry Publics : Z? F
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My Commission Expires: 2/28%2 ?-`/2'
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THIS COMMUNICATION IS FROM A DEBT COLLE?&OR
GORDON & WEINBERG P.C.: IAFF- 2259009
Atlantic Credit & Finance, Inc
r.. Account Statement
CRcddT & FINANCE IN00fWORA1 {} .
Our Account ID: 2259009
Account Numb-r• 54080100
Report Date
08/15/2007 17:12:39
11176548 Status.: LGJ
Received: 01/26/2006 Charge Off Date: 12%31/2005.
Purchase Balance: $ 4,360.91 Original Creditor Last Pay Date: 04/25/2005
Amount Paid: $ 0,00
Remaining Balance,, $ 4,360.91
Name: SHOOP JR, JOHN R
Other Name:
Streetl: ]i37 BALDWIN BLVD
Street2:
City, State Zip: SHIPPENSBURG, PA 17257-9606
SSN-Last 4 Digits: 1662
HomePhone:7175301661
WorkPhone: 7177654000
Date Type Matched Check No Invoiced Amount Comment
No
i
Payments
Received
Payment Type 'Pu,,'PA','PC1 - Payment
Payment Type 'PUR','PAR','pCR' - Returned Payment NSF
Confidential Property of Atlantic Credit & Finance Inc.
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2040900
GORDON & WEINBERG, P.C.
BY: FREDERIC I. WEINBERG, ESQUIRE
Identification No.: 41360
JOEL M. FLINK, ESQUIRE
Identification No.: 41200
1001 E. Hector Street, Ste 220
Conshohocken, PA 19428
484/351-0500
Atlantic Credit & Finance Inc.
Assignee from Household Bank
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
VS.
JOHN R SHOOP JR
DOCKET NO. : 07-7249 CIVIL
TERM
PRAECIPE TO WITHDRAW COMPLAINT
TO THE PROTHONOTARY:
Kindly withdraw the above-captioned action, without
prejudice.
GORDON & WEINBERG, P.C.
BY:
FREDERIC WEI BERG, ESQUIRE
JOEL M. IN , ESQUIRE
Attorney for Plaintiff
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