Loading...
HomeMy WebLinkAbout07-7255 McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496 MARC S. WEISBERG, ESQUIRE - ID # 17616 EDWARD D. CONWAY, ESQUIRE - ID # 34687 MARGARET GAIRO, ESQUIRE - ID # 34419 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 Countrywide Home Loans, Inc. 1800 Tapo Canyon Road Mail Stop 4SV-103 Simi Valley, CA 93063 V. Eric J. Blaschak 11 Morari Drive Dillsburg, PA 17019 and Stacey Blaschak 11 Morari Drive Dillsburg, PA 17019 Attorneys for Plaintiff Cumberland County Court of Common Pleas Number CIVIL ACTION/MORTGAGE FORECLOSURE NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages. you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA, 17013 800-990-9108 AVISO Le ban demandado a usted en la corte. Si usted quiere defenderse de estas demandas ex-puestas en las paginas siguientes, usted tiene veinte (20) dial de plazo al partir de ]a fecha de la demanda y la notificacion. Hace falta asentar una comparencia escrita o en persona o con un abogado y entregar a la corte en forma escrita sus defensas o sus objeciones a las demandas en contra de su persona. Sea avisado que si usted no se defiende, la corte tomara medidas y puede continuar la demanda en contra suya sin previo aviso o notificacion. Ademas, la corte puede decidir a favor del demandante y requiere que usted cumpla con todas las provisiones de esta demanda. Usted puede perder dinero o sus propiedades u otros derechos importantes para usted. LISTED LE DEBE TOMAR ESTE PAPEL A SU ABOGADO INMEDIATAMENTE. SI USTED NO TIENE A UN ABOGADO, VA A O TELEFONEA LA OFICINA EXPUSO ABAJO. ESTA OFICINA LO PUEDE PROPORCIONAR CON INFORMATION ACERCA DE EMPLEAR A UN ABOGADO. SI USTED NO PUEDE PROPORCIONAR PARA EMPLEAR UN ABOGADO, ESTA OFICINA PUEDE SER CAPAZ DE PROPORCIONARLO CON INFORMACION ACERCA DE LAS AGENCIAS QUE PUEDEN OFRECER LOS SERVICIOS LEGALES A PERSONAS ELEGIBLES EN UN HONORARIO REDUCIDO NI NINGUN HONORARIO. Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA, 17013 800-990-9108 CIVIL ACTION/MORTGAGE FORECLOSURE 1. Plaintiff is Countrywide Home Loans, Inc., a corporation duly organized and doing business at the above captioned address. 2. The Defendant is Eric J. Blaschak, who is one of the mortgagors and real owners of the mortgaged property hereinafter described, and his last-known address is 11 Morari Drive, Dillsburg, PA 17019. 3. The Defendant is Stacey Blaschak, who is one of the mortgagors and real owners of the mortgaged property hereinafter described, and her last-known address is 11 Morari Drive, Dillsburg, PA 17019. 4. On 08/09/1999, mortgagors made, executed and delivered a mortgage upon the premises hereinafter described to Plaintiff which mortgage is recorded in the Office of the Recorder of Cumberland County in Mortgage Book 1564, Page 405. 5. The premises subject to said mortgage is described in the mortgage attached as Exhibit "A" and is known as 231 Lincoln Street, Enola, PA 17025. 6. The mortgage is in default because monthly payments of principal and interest upon said mortgage due 05/01/2007 and each month thereafter are due and unpaid, and by the terms of said mortgage, upon default in such payments for a period of one month, the entire principal balance and all interest due thereon are collectible forthwith. 7. 8. The following amounts are due on the mortgage: Principal Balance Interest through 10/10/2007 (Plus $ 11.12 per diem thereafter) Attorney's Fee Late Charges Corporate Advances Escrow Advances Title Search $ 48,517.18 $ 2,270.42 $ 2,425.86 $ 138.74 $ 35.00 $ 379.14 $ 200.00 GRAND TOTAL $ 53,966.34 The attorney's fees set forth above are in conformity with the mortgage documents and Pennsylvania Law and will be collected in the event of a third party purchaser at Sheriffs Sale. If the mortgage is reinstated prior to the Sale, reasonable attorney's fees will be charged based on work actually performed. 9. Notice of Intention to Foreclose as required by Act 6 of 1974 (41 P.S. §403) and notice required by the Emergency Mortgage Assistance Act of 1983 as amended under 12 PA Code Chapter 13, et seq., commonly known as the Combined Notice of Delinquency has been sent to Defendants by regular mail with a certificate of mailing and by certified mail, return receipt requested. WHEREFORE, Plaintiff demands Judgment against the Defendants in the sum of $53,966.34, together with interest at the rate of $11.12 per diem and other costs and charges collectible under the mortgage and for the foreclosure and sale of the mortgaged property. McCABE, WEISBERG AND CONWAY, P.C. B Atto eys for Plaintif TERRENCE J. McCABE, ESQUIRE MARC S. WEISBERG, ESQUIRE EDWARD D. CONWAY, ESQUIRE MARGARET GAIRO, ESQUIRE VERIFICATION The undersigned attorney hereby certifies that he/she is the Attorney for the Plaintiff in the within action, and that he/she is authorized to make this verification and that the foregoing facts based on the information from the Plaintiff, who is not available to sign this, are true and correct to the best of his/her knowledge, information and belief and further states that false statements herein are made subject to the penalties of 18 PA.C.S. §4904 relating to unsworn falsification to authorities. McCABE, WEISBERG AND CONWAY, P.C. BY: Attorneys for Plaintiff TERRENCE J. McCABE, ESQUIRE MARC S. WEISBERG, ESQUIRE EDWARD D. CONWAY, ESQUIRE MARGARET GAIRO, ESQUIRE 3©?g?- - WHEN RECORDED MAIL TO: COtKMYYIDE HOME LOANS, INC. MSN SV-79 / DOCUMENT CONTROL DEPT. P.O. BOX 10266 VAN NUYS, CALn7O 914100266 LOAN #: 2066714 ESCROW/CLOSING SPACE ABOVE FOR RECORDERS USE PARCEL ID ,#: Prepared by: L. STRUTH'ERS MORTGAGE THIS MORTGAGE ("Security Instrument') is given on August 9, 1999 . The mortgagor is ERIC J BLASCBAK, A MARRIED MAN and STACEY BLASCHAK, A MARRIED WOMAN, HUSBAND AND WIFE ("Borrower"). This Security Instrument is given to COUNTRYWIDE HOME LOANS, INC. which is organized and existing under the laws of NEW YORK , and whose address is 4500 PARK GRANADA, CALABASAS, CA 91302-1613 ("Lender"). Borrower owes Lender the principal sun of FIFTY THOUSAND EIGHT HUNDRED FIFTY and 00/100 Dollars (U.S. $ 50,850.00 ). This debt is evidenced by Borrower's note dated the same date as this Security Instrument ("Nola"), which provides for monthly payments, with the fWJ debt, if not paid earlier, due and payable on September 1, 2029 . This Security Instrument secures to Leader: (a) the repayment of the debt evidenced by the Now, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced under paragraph 7 to protect the security of this Security Instr[maent; and (c) the performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower does hereby mortgage, grant and convey to Lender the following descn1md properly located in CUMBERLAND County, Peamsylvania: SEE EXHIBIT 'A' ATTACHED HERETO AND MADE A PART HEREOF. E xhibit A PENNSYLVANIA - SiW& Fam[7y - Famd Mae/Freddie Mac UNIFOft11NSTRu.VM Farm 3wj? r,,,6H(PA) *410).a CHL (10197) We MORMACM FORM - (t00)S2l-Ml Pqe [ of 6 *23991* Bood564rat A05 *00206671400000KT2A0* ROBERT P. ZIECLER REGORDER OF DEEDS CUMBERLAND COUNTY-PA '99 RUG 17 HM 8 52 which has the address of 231 LINCOLN STREET , ENOLA [Street, City) LOAN #: 2065714 Pennsylvania 17425- ("Property Address"); (Zip Code] TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security instrument as the "Property." BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to mortgage, grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. THIS SECURITY INSTRUMENT combines uniform covenants for national use acid non-uniform covenants with limited variations by jurisdiction to constitute at uniform security instrument covering real property. UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows: 1. Payment of Principal and Interest; Prepayment and Date Charges. Borrower shall promptly pay when due the principal of and interest on the debt evidenced by the Note and any prepayment and late charges due under the Note. 2. Flands for Tastes and Insurance. Subject to applicable law or to a written waiver by Lender, Borrower shall pay to Lender on the day monthly payments are due under the Note, until the Note is paid in full, a sum ("Funds") for: (a) yearly taxes and assmsments which may attain priority over this Security Instrument as alien on the Property; (b) yearly leasehold-payments or ground rents on the Property, if any; (c) yearly hazard or property insurance premiums; (d) yearly flood insurance premiums, if any; (e) yearly mortgage insurance premiums, if any; and (f) any sums payable by Borrower to Lender, in accordance with the provisions of paragraph 8, in lieu of the payment of mortgage insurance premiums. These items are called "Escrow Items." Lender may, at any time, collect and hold Funds in an amount not to exceed the maximum amount a lender for a federally related mortgage loan may require for Borrower's escrow account under the federal Real Estate Settlement Procedures Act of 1974 as amended from time to time, 12 U.S.C. Section 2601 et seq. ("RLSPA"), unless another law that applies to the Funds sets a lesser amount. If so, Lender may, at any time, collect and hold Funds in an amount not to exceed the lesser amount. Lender may estimate the amount of Funds due on the basis of current data and reasonable estimates of expenditures of future Escrow Items or otherwise in accordance with applicable law. The Funds shall be held in an institution whose deposits are insured by a federal agency, instrumentality, or entity (including Lender, if Lender is such an institution) or in any Federal Home Loan Bank. Lender shall apply the Funds to pay the Escrow Items. Lender may not charge Borrower for holding and applying the Funds, annually analyzing the escrow account, or verifying the Escrow Items, unless Lender pays Borrower interest on the Funds and applicable law permits Lender to make such a charge. However, Lender may require Borrower to pay a one-time charge for an independent real estate tax reporting service used by Lender in connection with this loan, unless applicable law provides otherwise. Unless an agreement is made or applicable law requires interest to be paid, Lender shall not be required to pay Borrower any interest or earnings on the Funds. Borrower and Lender may agree in writing, however, that interest shall be paid on the Funds. Lender shall give to Borrower, without charge, an annual accounting of the Funds, showing credits and debits to the Funds and the purpose for which each debit to the Funds was made. The Funds are pledged as additional security for all sums secured by this Security Instrument. If the Funds held by Lender exceed the amounts permitted to be held by applicable law, Leader shall aocount to Borrower for the excess Funds in accordance with the requirements of applicable law. If the amount of the Funds held by Lender at any time is not sufficient to pay the Escrow Items when due, Lender may so notify Borrower in writing, and, in such case Borrower shall pay to Lender the amount necessary to make up the deficiency. Borrower shall make up the deficiency in no more than twelve monthly payments, at Lender's sole discretion. Upon payment in full of all sums secured by this Security Instrument; Lender shall promptly refund to Borrower any Funds held by Lender. If, under paragraph 21, Lender shall acquire or sell the Property, Lender, prior to the acquisition br sale of the Property, shall apply any Funds held by Lender at the time of acquisition or sale as a credit against the sums secured by this Security Instrument. 3. Application of Payments. Unless applicable law provides otherwise, all payments received by Lender under paragraphs i and 2 shall be applied: first, to any prepayment charges due under the Note; second, to amounts payable under paragraph 2; third, to interest due; fourth, to principal due; and last, t7D any late charges due under the Note. 4. Charges; Liens. Borrower shall pay all taxes, assessments, charges, fines and impositions attributable to the Property which may attain priorityover this Security Instrument, and leasehold payments or ground rents, if any. Borrower shall pay these obligations in the manner provided in paragraph 2, or if not paid in that manner, Borrower shall pay them on time directly to the person owed payment. Borrower shall promptly furnish to Lender all notices of amounts to be paid under this paragraph. If Borrower makes these payments directly, Borrower shall promptly furnish to Lender receipts evidencing the payments. Form 3 9 0 4 ,.,6H(PA) (9+10).01 CHL (10197) e.Pz a s mlti.?.: B0OKi564 PACE AGG LOAN ,#: 2066714 Borrower shall promptly discharge any lien which has priority over this Security Instrument unless Borrower. (a) agrees in writing to the payment of the obligation secured by the lien in a manner acceptable to Lender; (b) contests in good faith the lien by, or defends against enforoement of the lien in, legal proceedings which in tha Lender's opinion operate to prevent the enforcement of the lien; or (c) secures from the holder of the lien an agreement satisfactory to Lender subordinating the lien to this Security Instrument. If Lender determines that any part of the Property is subject to a .lien which may attain priority over this Security Imtmmeut, Leader may give Borrower a notice identifying the lien. Borrower shall satisfy the hen or take one or more of the actions set forth above within 10 days of the giving of notice. 5. Hazard or Property Insurance. Borrower shall keep the improvements now existing or hereafter erected on the Property insured against loss by fire, hazards included within the term "extended coverage" and any other hazards, including floods or flooding, for which Lender requires insurance. This insurance shall be maintained in the amounts and for the periods that Lender requires. The insurance carrier providing the insurance shall be chosen by Borrower subject to Lender's approval which shall not be unreasonably withheld. If Borrower fails to maintain coverage described above, Lender may, at Lender's option, obtain coverage to protect Lender's rights in the Property in accordance with paragraph 7. All insurance policies and renewals shall be acceptable to Lender and shall include a standard mortgage clause. Lender shall have the right to hold the policies and renewals. If Lender requires, Borrower shall promptly give to Lender all receipts of paid premiums and renewal notices. In the event of loss, Borrower shall give prompt notice to the insurance carrier and Lender. Lender may make proof of loss if not made promptly by Borrower. Unless Lender and Borrower otherwise agree in writing, insurance proceeds shall be applied to restoration or repair of the Property damaged, if the restoration or repair is economically feasible and Lender's security is not lessened. If the restoration or repair is not economically feasible or Lender's security would be lessened, the insurance proceeds shall be applied to the sums secured by this Security Instrument, whether or not then due, with any excess paid to Borrower. If Borrower abandons the Property, or does not answer within 30 days a notice from Lender that the insurance carrier has offered to settle a claim, then Lender may collect the insurance proceeds. Lender may use the proceeds to repair or restore the Property or to pay sums secured by this Security Instrument, whether or not then due. The 30-day period will begin when the notice is given. Unless Lender and Borrower otherwise agree in writing, any application of proceeds to principal shall not extend or postpone the due date of the monthly payments referred to in paragraphs 1 and 2 or change the amount of the payments. If under paragraph 21 the Property is acquired by Lancer, Borrowees right to any insurance policies and proceeds resulting from damage to the Property prior to the acquisition shall pass to Lander to the extent of the sums secured by this Security Instrument immediately prior to the acquisition. 6. Occupancy, Preservation, Maintenance and Protection of the Property; Borrower's Loan Application; Leaseholds. Borrower shall occupy, establish, and use the Property as Borrower's principal residence within sixty days after the execution of this Security Instrument and shall continue to occupy the Property as Borrower's principal residence for at least one year after the date of occupancy, unless Leader otherwise agrees in writing, which consent shall not be unreasonably withheld, or unless extenuating circumstances exist which are beyond Borrower's control. Borrower shall not destroy, damage or impair the Property, allow the Property to deteriorate, or commit waste on the Property. Borrower shall be in default if any forfeiture aaBou or proceeding, whether civil or criminal, is begun that in Lender's good faith judgment could result in forfeiture of the Property or otherwise materially impair the hen created by this Security Instrument or Lender's security interest. Borrower may cure such a default and reinstate, as provided in paragraph 18, by causing the action or proceeding to be dismissed with a ruling that, in Lender's good faith determination, precludes forfeiture of the Borrower's interest in the Property or other material impairment of the lien created by this Security Instrument or Lender's security interest. Borrower shall also be in default if Borrower, during the loan application process, gave materially false or inaccurate information or statements to Lender (or failed to provide Lender with any material information) -in connection with the loan evidenced by the Note, including, but not limited to, representations concerning Borrower's occupancy of the Property as a principal residence. If this Security Instrument is on a leasehold, Borrower shall comply with all the provisions of the lease. If Borrower acquires fee title to the Property, the leasehold and the fee title shall not merge unless Lender agrees to the merger m writing. 7. Protection of Lender's Rights in the Property. If Borrower fails to perform the covenants and agreements contained in this Security Instrument, or there is a legal proceeding that may significantly affect Lender's rights in the Property (such as a proceeding in bankruptcy, probate, for condemnation or forfeiture or to enforce laws or regulations), then Leader may do and pay for whatever is necessary to protect the value of the Property and Lender's rights in the Property. Lender's actions may include paying any sums secured by alien which has priority over this Security Instrument, appearing in court, paying reasonable attorneys' fees and entering on the Property to make repairs. Although Lender may take action under this paragraph 7, Lender does not have to do so. Form 3 / ,. AH(PA) (0410).01 CEL (10197) Page 3 0(6 h%VA : eooK 1564 PAGE A07 LOAN #: 2066714 Any amounts disbursed by Lander under this paragraph 7 shall become additional debt of Borrower secured by this Security Instrument. Unless Borrower and Lender agree to other terms of payment, these amounts shall bear interest from the data of disbursement at the Note rate and shall be payable, with interest, upon notice from Lender to Borrower requesting payment. 8. Mortgage Insurance. If Leader required mortgage insurance as a condition of making the loan secured by this Security Instrument, Borrower shall pay the premiums required to maintain the mortgage insurance in effect. If, for any reason, the mortgage insurance coverage required by Lender lapses or ceases to be in effect, Borrower shall pay the premiums required to obtain coverage substantially equivalent to the mortgage insurance previously in effect, at a cost substantially equivalent to the cost to Borrower of the mortgage insurance previously in effect, from an alternate mortgage insurer approved by Lender. If substantially equivalent mortgage insurance coverage is not available, Borrower shall pay to Lender each month a sum equal to one-twelfth of the yearly mortgage insurance premium being paid by Borrower when the insurance coverage lapsed or ceased to be in effect. Lender will accept, use and retain these payments as a loss reserve in lieu of mortgage insurance. Loss reserve payments may no longer be required, at the option of Lender, if mortgage insurance coverage (in the amount and for the period that Lender requires) provided by an insurer approved by Lender again becomes available and is obtained. Borrower shall pay the premiums required to maintain mortgage insurance in effect, or to provide a loss reserve, until the requirement for mortgage insurance ends in accordance with any written agreement between Borrower and Lender or applicable law. 9. Inspection. Lender or its agent may make reasonable entries upon and inspections of the Property. Lender shall give Borrower notice at the time of or prior to an inspection speoiiyrug ieasonable cause for the inspection. - 10. Condemnation. The proceeds of any award or claim for damages, direct or consequential, in connection with any -condemnation or other taking of any part of the Property, or for conveyance in lieu of condemnation, are hereby assigned and shall be paid to Lender. In the event of a total taking of the Property, the proceeds shall be applied to the sums secured by this Security Instrument, whether or not then due, with any excess paid to Borrower. In the event of a partial taking of the Property in which the fair market value of the Property immediately before the taking is equal to or greater than the amount of the sums secured by this Security Instrument immediately before the taking, unless Borrower and Leader otherwise agree in writing, the sums secured by this Security Instrument shall be reduced by the amount of the proceeds multiplied by the following fraction: (a) the total amount of the sums secured immediately before the taking, divided by (b) the fair market value of the Property immediately before the taking. Any balance shall be paid to Borrower. In the event of a partial taking of the Property in which the fair market value of the Property immediately before the taking is less than the amount of the sums secured immediately before the taking, unless Borrower and Lender otherwise agree in writing or unless applicable law otherwise provides, the proceeds shall be applied to the sums secured by this Security Instrument whether or not the sums are then due. If the Property is abandoned by Borrower, or if, after notice by Lender to Borrower that the condemnor offers to make an award or settle a claim for damages, Borrower fails to respond to Lender within 30 days after the date the notice is given, Lender is authorized to collect and apply the proceeds, at its option, either to restoration or repair of the Property or to the sums secured by this Security Instrument, whether or not then due. Unless Lender and Borrower otherwise agree in writing, any application of proceeds to principal shall not extend or postpone the due date of the monthly payments referred to in pawgraphs 1 and 2 or change the amount of such payments. 11. Borrower Not Released; Forbearance By Lender Not a Waiver. Extension of -the time for payment or modification of amortization of the sums secured by this Security Instrument granted by Lender to any successor in interest of Borrower shall not operate to release the liability of the original Borrower or Borrower's successors In interest. Lender shall not be required to commence proceedings against any successor is interest or refuse to extend time for payment or otherwise modify amortization of the sums secured by this Security Instrument by reason of any demand made by the original Borrower or Borrower's successors in interest. Any forbearanDe by Lender in exercising any right or remedy shall not be a waiver of or preclude the exercise of any right or remedy. U. Successors and Amens Bound; Joint and Several Liability; Co-signers. The covenants and agreements of this Security Instrument shall bind and benefit the successors and assigns of Lender and Borrower, subject to the provisions of paragraph 17. Borrower's covenants and agreements shall be joint and several. Any Borrower who co-signs this Security Instrument but does not execute the Note: (a) is co-signing "this Security Instrument only to mortgage, grant and convey that Borrower's interest in the Property under the berms of this Security Instrument; (b) is not personally obligated to pay the sums secured by this Security Instrument; and (c) agrees that Lender and any other Borrower may agree to extend, modify, forbear or make any accommodations with regard to the terms of this Security Instrument or the Note without Neat Borrower's consent. 13. Loan Charges. If the loan secured by this Security Instrument is subject to a law which sets maximum loan charges, and that law is finally interpreted so that the interest or other loan charges collected or to be collected in connection with the loan exceed the permitted limits, then: (a) any such loan charge shall be reduced by the amount necessary to reduce the charge to the permitted limit; and (b) any sums already collected from Borrower which exceeded permitted limits will be refunded to Borrower. Lender may choose to make this refined by reducing the principal owed under the Note or by making a direct payment to Borrower. If a refund reduces principal, the reduction will be treated as a partial prepayment without any prepayment charge under the Note. 14. Notices. Any notice to Borrower provided for in this Security Instrument shall be given by delivering it or by mailing it by first class mail unless applicable law requires use of another method. The notice shall be directed to the Property Address or any other address Borrower designates by notice to Lender. Any notice to-Lender shall be given by first class mail to Lender's address stated herein or any other address Lender designates by notice to Borrower. Any notice provided for in this Security Instrument shall be deemed to have been given to Borrower or Lender when given as provided in this paragraph. Form 9/ 0 -AH(PA) (941o).01 CHI. (1019'37 pro 4 era _ ly aih BOOK1,564 PAGE A08 LOAN ,#: 2066714 15. Governing Law; Severability. This Security Instrument shall be governed by federal law and the law of the jurisdiction in which the Property is located. In the event that any provision or clause of this Security Instrument or the Note conflicts with applicable law, such conflict shall not affect other provisions of this Security Instrument or the Note which can be given effect without the conflicting provision. To this and the provisions of this Security Instrument and the Note are declared to be severable. 16. Borrower's Copy. Borrower shall be given one conformed copy of the Note and of this Security Instrument. 17. Transfer of the Property or a Beneficial Interest in Borrower. If all or any part of the property or any interest in it is sold or transferred (or if a beneficial interest in Borrower is sold or transferred and Borrower is not a natural person) without Lender's prior written consent, Lender may, at its option, require immediate payment in full of all sums secured by this Security Instrument. However, this option shall not be exercised by Lender if exercise is probibited by federal law as of the date of this security Instrument. If Lender exercises this option, Lender shall give Borrower notice of acceleration. The notice shall provide a period of not less than 30 days from the date the notice is delivered or mailed within which Borrower must pay all sums secured by this Security Instrument. If Borrower fails to pay these sums prior to the expiration of this period, Lender may invoke any remedies permitted by this Security Instrument without further notice or demand on Borrower. 18. Borrower's Right to Reinstate. If Borrower meets certain conditions, Borrower shall have the right to have enforcement of this Security Instrument discontinued at any time prior to the earlier of: (a) 5 days (or such other period as applicable law may specify for reinstatement) before sale of the Property pursuant to any power of sale contained in this Security Instrument; or (b) entry of a judgment enforcing this Security Instrument. Those conditions are that Borrower. (a) pays Lender all sums which then would be due under this Security Instrument and the Note as if no acceleration had occurred; (b) cures any default of any other covenants or agreements; (c) pays all expenses incurred in enforcing this Security Instrument, including, but not limited to, reasonable attorneys' fees; and (d) takes such action as Lender may reasonably require to assure that the lien of this Security Insbmmment, Lender's rights in the Property and Borrower's obligation to pay the sums secured by this Security Instrument shall continue unchanged. Upon reinstatement by Borrower, this Security Instrument and the obligations secured hereby shall remain fully effective as "if no acceleration had occurred. However, this right to reinstate shall not apply in the case of acceleration under paragraph 17. 19. Sale of Note; Change of Loan Servlcer. The Note or a partial interest in the Note (together with this Security Instrument) may be sold one or more times without prior notice to Borrower. A We may result in a change in the entity Omown as the "Loan Servicer") that collects monthly payments due under the Note and this Security Instrument. There also may be one or more changes of the Loam Servicer unrelated to a sale of the Note. If there is a change of the Loan Servioer, Borrower will be given written notice of the change in accordance with paragraph 14 above and applicable law. The notice will state the name and address of the new Loan Servieer and the address to which payments should be made. The notice will also contain any other information required by applicable law. 20. Hazardous Substances. Borrower shall not cause or permit the presence, use, disposal, storage, or release of any Hazardous Substances on or in the Property. Borrower shall not do, nor allow anyone else to do, anything affecting the Property that is in violation of any Environmental Law. The preceding two sentences shall not apply to the presence, use, or storage on the Property of small quantities of Hazardous Substances that are generally recognized to be appropriate to normal residential uses and to maintenance of the Property. Borrower shall promptly give Lender written notice of any investigation, claim, demand, lawsuit or other action by any governmental or regulatory agency or private party involving the Property and any Hazardous Substance or Environmental Law of which Borrower has actual knowledge. If Borrower learns, or is notified by any governmental or regulatory authority, that any removal or other remediation of any Hazardous Substance affecting the Property is necessary, Borrower shall promptly take all necessary remedial actions in accordance with Environmental Law. As used m this paragraph 20, "Hazardous Substances" are those substances defined as toxic or hazardous substances by Environmental Law and the following substances: gasoline, kerosene, other flammable or toxic petroleum products, toxic pesticides and herbicides, volatile solvents, materials containing asbestos or formaldehyde, and radioactive materials. As used in this paragraph 20, "Environmental Law" means federal laws and laws of the jurisdiction where the Property is located that relate to health, safety or environmental protection. NON-UNIFORM COVENANTS. Borrower and Lender further covenant and agree as follows: 21. Acceleration; Remedies. Lender shall give notice to Borrower prior to acceleration following Borrower's breach of any covenant or agreement in this Security Instrument (bat not prior to acceleration under paragraph 17 unless applicable law provides otherwise). Lender shall notify Borrower of, among other things: (a) the default; (b) the action required to core the default; (c) when the default must be cared, and (d) that failure to cure the default as specified may result in acceleration of the sums secured by this Security Instrument, foreclosure by judicial proceeding and sale of the Property. Lender shall further inform Borrower of the right to reinstate after acceleration and the right to assert in the foreclosure proceeding the eon-erostence of a default or any other defense of Borrower to acceleration and foredosare. If the default is not cured as specified, Lender, at its option, may require immediate payment In fall of all sums secured by this Security Instrument without further demand and may foreclose this Security Instrumeut by judicial proceeding. Lender shall be entitled to collect all expenses incurred hi pursuing the remedies provided in this paragraph 21, including, but not limited to, attorneys' fees and costs of title evidence to the extent permitted by applicable law. Farm ,,,,M(PA) C"1001 CHL (10197) r m s a6 -. ?.,.. arstivi r.CA aAIK tit 14 LOAN #: 2066714 22. Release. Upon payment of all sums secured by this Security Instrument, this Security Instrument and the estate conveyed shall terminate and become void. After suoh oocurrenoe, Lender shall discharge and satisfy this Security Instrument to Borrower. Borrower shall pay any recordation costs. Lender may charge Borrower a fee for releasing this Security Instrument, but only if the fee is paid to a third party for services refldered and the charging of the fee is permitted under applicable law. 23. Waivers. Borrower, to the extent permitted by applicable law, waives and releases any error or defects in proceedings to enforce this Security Instrument, and hereby waives the benefit of any present or future laws providing for stay of execution, extension of time, exemption from attachment, levy and sale, and homestead exemption. 24. Reinstatement Period. Borrower's time to reinstate provided in paragraph 18 shall extend to one hour prior to the commencement of bidding at a sheriff's sale or other sale pursuant to this Security Instrument. 25. Purchase Money Mortgage. If any of the debt secured by this Security Instrument is leapt to Borrower to acquire title to the Property, this Security Instrument shall be a purchase money mortgage. 26. I ntearest Rate After Judgment. Borrower agrees that the mtmat rate payable after a judgment is entered on the Note or in an action of mortgage foreclosure shall be the rate payable from time to time under the Note. 27. Riders to this Security Instrument. If one or more riders are executed by Borrower and recorded together with this Security Instrument, the oovenwits and agreements of each such rider shall be incorporated into and shall amend and supplement the covenants and agre is of this Security Instrument as if the rider(s) were a part of this Security Insh umen t. [Check applicable box(es)] Adjustable Rate Rider(s) Q Condominium Rider Q 1-4 Famfly Rider Q Graduated Payment Rimer ? Planned Unit Development Rider Q Biweekly Payment Rider Q Balloon Rider Q Rate Improvement Rider Q Second Home Rider Q VA Rider Q Other(s) (specify] BY SIGNING BEIAW, Borrower accepts and agrees to the terms and co is contained in this Security Instrument and in rider(s) executed by Borrower and recorded with it. (seal) s lJ`? ERYC J 86KW -Borrower ?_(Seal) -Borrower (Seal) STACEY BL SCHAK -Borrower (Seal) Borrower Certificate of Resid I, ? . Lo-hers _ do hereby certify that the correct address of the within-named Mortgagee is 400 ParK (!YV_ C.aUa SCS CA- q [36_-), - Witness my band this Ct", day of I?tc$u?-i? COMMONWEALTH OF PENNSYLVANIA., Dauphin on this, the q b day of Au j u s t , 199 ' 9 personally appeared Eric J. Blaschak and Stacey Blaschak County sr. `" • .' . before me, the<M?i .w known to me (or satisfactorily 061(X : be. thd person s whose names are subscribed to the within instrument-and acknowledged that they o executed the same for the purposes herein contained. IN WITNESS WHEREOF, I hereunto set my hand and official My Commiss' n c ' * an, 000441 A. W P qty i Officer A) ?OflNalglQrt i Jun. S. 2002 r e, 6 d 6 Farm 3039 9190 •?.'bg(P Hon of Nobles ;4 aoox'564 PACE .410 I F Propnod by: L SiRUI MM DATE; 08109/1999 BORROWER: ER.Ic s BLAscam CASE #. LOAN #: 2066714 PROPERTY ADDRESS: 231 LINCOLN STREET ENOLA, PA. 17025-- COUNTRYWIDE HOME LOANS, INC. BRANCH #217 HAMPDEN CTR 4830 CARLISLE PIKE MECHANICSBURG, PA 17055- (717)730-6670 or Fax No.: (717)7304824 LEGAL DES CR.XPTION EXHIBIT A ALL MW CERMW lot of gramd with the iupxvveuents thexvon erected situate in the eoaroagh of West Fairview (now of Esc P=isboro), Oxtemland fit', P=Lsyl , b=xler3 and de=i.tCd, as follows, to wit: 2932V= at a Paint on the north side of Lincoln Street 15 feet, mmze leas, f?`= the northeast cm3mr of Litacala ani Un d Stz?eets and Chescentercar of the Paxtitl= wall between PqX:rty No. 231_Lxncoln Street and the adjoining property No. 233 Lincoln Street; UIR% . In a Ho mbexly fy,,,,...,ti, the cwx? of BBid Partition wall betwe= Properties No. 231 and 23?3?Lincoln Strxt 96 feet, mmrate ar ?, AWlit±on scree_; to TaarE an an easterly dire=.ion along tine saithero side of Abolitirl Stxe_t_ a dis-= of 15 fed; more a less, to a paint, the prop=ty ncw = late of A- GLeim, said Pm= being the exte =cn of a line thmUgh tb, " 01 I he call bent Wcpm=zs x0. 233. 11• in a F 1 e and 229 zbooZn Street; . Parti.rion betue? y direction along tt° ce^to xe; line wMaided of f the - 1 Y - 229 L,1= 2n Street 96 feet, rmxe ?? aide of '??"° in a westerly &re?„ien al? the nrnrr,o,.., aide of Lincoln Street: distance of 15 feet, more or less, to a po3:t, the Street a pla-ce OE mimmz. PaVL?T,' ti??n erected a tuo story framme 231 Street, West Fai_Tview, dwelling home ]a?NCt and tied ao Pe''ns}rlvartia. - 07JWY PARCM NG'+a M 45-17-1044-105_ - -ALT 6aent Schedule edule C 800d564 PAGE A-.4 F11915411) 1 -4 FAMILY RIDER Assignment of Rents WM RECORDED MALL, TO: COUNTRYWIDE HONE LOANS, INC. MSN SV-79 / DOCUMWr CONTROL DEPT. P.O. BOX 10266 VAN NUYS, CALIFORNIA 91410-0266 LOAN L. R066714 FSCROW/CLOSINO #- SPACE ABOVE FOR RECORDERS USE MIL ID if: spared by : L. STRUTTERS THIS 1-4 FAMILY RIDER is made this 9th day of August 1999, and is incorporated into and shall b-' deemed to amend and supplement the Mortgage, Deed of Trust or Security Deed (the "Security Instrument") of the same dabs given by the un&rsigned (the -Borrywer-} to sect Borrower's Note to COUNTRYWIDE ROME LOANS, INC. MULnSTATE 1-4 FALNMY RIDER -Fannie MadFredd;e mac Uniform instrument Form 3170 9190 Page 1 of 5 --69U (9801) CHL (02/98) vmp MORTGAGE FORMS - (800)521-729I Initials; *23991* *00206671400000KQ2A0* OOK 11-564 PAGE, 42 Y LOAN ,#: 2066714 (the "Lender") of the same date and covering the property described in the Security Instrument and located at 231 LINCOLN STREET, ENOLA PA, 17025- - Mvpaty Add-=] 1-4 FAMILY COVENANTS. In addition to the covenants and agreements made m the Security Instnmoent, Borrower and Lender fiuther covenant and agree as follows: A. ADDITIONAL PROPERTY SUBJECT TO THE SECURITY INSTRUMENT. In addition to the Property described in the Security Inshvmment, the following items are added to the Property description, and shall also constitute the Property covered by the Security Instrument: building materials, appliances and goods of every nature whatsoever now or hereafter located in, on, or used, or intended to be used in connection with the Property, including, but not limited to, those for the purposes of supplying or distributing heating, cooling, electricity, gas, water, air and light, fire prevention and extinguishing apparatus, security and access control apparatus, plumbing, bath tubs, water heaters, water closets, sinks, ranges, stoves, refrigerators, dishwashers, disposals, washers, dryers, awnings, storm windows, storm doors, screens, blinds, shades, curtains and curtain rods, attached mirrors, cabinets, panelling and attached floor coverings now or hereafter attached to the Property, all of which, including replacements and additions thereto, shall be deemed to be and remain a part of the Property covered by the Security Instrument. All of the foregoing together with the Property descnlW in the Security Instrument (or the leasehold estate if the Security Instrument is on a leasehold) are referred to in this 1-4 Family Rider and the Security Instrument as the "Property." B. USE OF PROPERTY; CON(PLI'ANCE WITH LAW. Borrower shall not seek, agree to or make a change in the use of the Property or its zoning classification, unless Lender has agreed in writing to the change. Borrower shall comply with all laws, ordinances, regulations and requirements of any governmental body applicable to the Property. C. SUBORDINATE LIENS. Except as permitted by federal law, Borrower shall not allow any lien inferior to the Security Instrument to be perfected against the Property without Lender's prior written permission. D. RENT LOSS MURANCE. Borrower shall maintain insurance against rent loss in addition to the other hazards for which insurance is required by Uniform Covenant 5. E. "BORROWER'S RIGHT TO REINSTATE" DELETED. Uniform Covenant I8 is!joleteSL 2oitials• .,"57U (9801) CHL (0219% Page 2 of 5 orm 31709/90 aou 1564 racE 43 LOAN #: 2066714 F. BORROWER'S OCCUPANCY. Unless Lander and Borrower otherwise agree in writing, the 'first sentence in Uniform Covenant 6 concerning Borrower's occupancy of the Property is deleted. All reoaainiug covenants and agreements set forth in Uniform Covenant 6 shall remain in effect. - G. ASSIGNMENT OF LEASES. Upon bender's request, Borrower shall assign to Leader all leases of the Property and all security deposits made in connection with leases of the Property. Upon the assignment, Lender shall have the right to modify, extend or terminate the existing leases and to execute new leases, in Lender's sole discretion. As used in this paragraph G, the word "lease" shall mean "sublease" if the Security Insumnaent is on a leasehold. H. ASSIGNMENT OF RENTS; APPOINTMENT OF RECEIVER; LENDER IN POSSESSION. Borrower absolutely and unconditionally assigns and transfers to Lender all the rents and revenues ("Rents") of the Property, regardless of to whom the Rents of the Property are payable. Borrower authorizes Lander or Lender's agents t0 collect the Rents, and agrees that each tenant of the Property shall pay the Rents to Lander or Lender's agents. However, Borrower shall receive the Rents until (i) Lander has given Borrower notice of default pursuant to paragraph 21 of the Security Instrument and Cn) Larder has given notice to the tenant(s) that the Rents are to be paid to Lander or Lender's agent. This assignment of Rents constitutes an absolute assignment and not an assignment for additional security only. If Larder gives notice of breach to Borrower. (i) all Rents received by Borrower shall be hold by Borrower as trustee for the benefit of Lender only, to be applied to the sums secured by the Security Instrument, (n) Lander shall be entitled to collect and receive all of the Rents of the Property; (iii) Borrower agrees that each tenant of the Property shall pay all Rents due and unpaid to Lender or Lender's agents upon Lender's written demand to the tenant; (iv) unless applicable law provides otherwise, all Rents collected by Lender or Lender's agents shall be applied first to the costs of taldng control of and managing the Property and collecting the Rends, including, but not limited to, attorneys' fees, receiver's fees, premiums on meiver's bonds, repair and maintenance costs, insurance premiums, taxes, assessments and other charges on the Property, and then to the sums secured by rho Security Instrument; (v) Lander, Lender's agents or any judicially appointed receiver shall be liable to account for only those Rents actually received; and (vi) bender shall be entitled to have a receiver appointed to take possession of and manage the Property and collect the Rents and profits derived from the Property without any showing as to the inadequacy of the Property as security. If the Rents of the Property are not sufficient to cover the costs of taking control of and managing the Property and of collecting the Rents any funds expended by Lender for such purposes shall become indebtedness of Borrower tto Lender secured by the Security Instrument pursuant to Uniform Covenant 7. Qom, Initials: ...67U (9801) CHL (02198) Pap 3 of 5 3170 9190 Bood,564 PAGE AM LOAN ,#: 2066714 Borrower represents and warrants that Borrower has not executed any prior assignment of the Rents and has not and will not perform any act that would prevent Lender from exercising its rights under this paragraph. Lender, or Lender's agents or a judicially appointed receiver, shall not be required to enter upon, take control of or maintain the Property before or after giving notice of default to Borrower. However, Lender, or Lender's agents or a judicially appointed receiver, may do so at any time when a default occurs. Any application of Rents shall not cure or waive any default or validate any other right or remedy of Lander. This assignment of Rents of the Property shall terminate when all the sums secured by the Security Instrument are paid in full. 1. CROSS-DEFAULT PROVISION. Borrower's default or breach under any note or agreement in which bender has an interest shall be a breach under the Security instrument and Lender may invoke any of the remedies permitted by the Security Instrument. ^ . ZM (98015 CHL (0219$) Page 4 of 5 Initials: !?&C-7 7 'Form 3190 9 800dv64PAK 41,5 r i ti LOAN #: 2066714 BY SIGNING BELOW, Borrower %BMIC Family Rider. ees to the terms and provisions contained in this 1-4 ERIC (Seal) _ Borr ower (Seat) STA EY BL R _ Bormwer - - -(Seal) - Borrower (Seal) - Borrower A --67U (9801) CHI, (02/93) Page 5 of 5 Form 3170 9190 State of Pennsylvania County of Cumberlandi 86 Recorded in the offico for the recording ecL nberiand County, Of Qeeds in witn Vol"--.-. Page N-5 Carlisle, PA ho ' is? of off ol BOOK 1564 PASS AV; 049. v ?? p CIA v? r r.a c? CJ a? n -n ril -? _T1 0 cn SHERIFF'S RETURN - OUT OF COUNTY CASE NO: 2007-07255 P COMMONWEALTH OF-PENNSYLVANIA: COUNTY OF CUMBERLAND COUNTRYWIDE HOME LOANS INC VS BLASCHAK ERIC J ET AL R. Thomas Kline Sheriff or Deputy Sheriff who being duly sworn according to law, says, that he made a diligent search and and inquiry for the within named DEFENDANT BLASCHAK STACEY but was unable to locate Her deputized the sheriff of YORK serve the within COMPLAINT - MORT FORE County, Pennsylvania, to On December 28th , 2007 , this office was in receipt of the attached return from YORK Sheriff's Costs: So answers:...-- Docketing 6.00 > -- Out of County .00 Surcharge 10.00 R.' Thomas Kline f .00 Sheriff of Cumberland County .00 16.00 ? /?D ?l0 S. 12/28/2007 MCCABE WEISBERG CONWAY Sworn and subscribe to before me this day of , to wit: in his bailiwick. He therefore A. D. SHERIFF'S RETURN - NOT FOUND CASE NO: 2007-07255 P COMMONTWEALTH OF-PENNSYLVANIA COUNTY OF CUMBERLAND COUNTRYWIDE HOME LOANS INC VS BLASCHAK ERIC J ET AL R. Thomas Kline Sheriff or Deputy Sheriff, who being duly sworn according to law, says, that he made a diligent search and inquiry for the within named DEFENDANT BLASCHAK ERIC J but was unable to locate Him in his bailiwick. He therefore returns the COMPLAINT - MORT FORE , NOT FOUND , as to the within named DEFENDANT 231 LINCOLN STREET BLASCHAK ERIC J ENOLA, PA 17025 DEFENDANT DOES NOT LIVE AT GIVEN ADDRESS. Sheriff's Costs: Docketing Service Not Found Surcharge //b 3)0 r So answers* 18.00 14.40 5.00 R. Tho s Kline 10.00 Sheriff of Cumberland County .00 47.40 MCCABE WEISBERG CONWAY 12/28/2007 Sworn and Subscribed to before me this day of A. D. SHERIFF'S RETURN - NOT FOUND CASE NO: 2007-07255 P COMMONTWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND COUNTRYWIDE HOME LOANS INC VS BLASCHAK ERIC J ET AL R. Thomas Kline Sheriff or Deputy Sheriff, who being duly sworn according to law, says, that he made a diligent search and inquiry for the within named DEFENDANT BLASCHAK STACEY but was unable to locate Her in his bailiwick. He therefore returns the COMPLAINT - MORT FORE , NOT FOUND , as to the within named DEFENDANT , BLASCHAK STACEY 231 LINCOLN STREET ENOLA. PA 17025 DEFENDANT DOES NOT LIVE AT GIVEN ADDRESS. Sheriff's Costs: Docketing Service Not Found Surcharge 1/6310 r L q , So answers-:--- 6.00 .00 5.00 -` R. Th mas Kline 10.00 Sheriff of Cumberland County .00 21.00 MCCABE WEISBERG CONWAY 12/28/2007 Sworn and Subscribed to before me this day of A. D. SHERIFF'S RETURN - OUT OF COUNTY CASE NO: 2007-07255 P COMMONWEALTH OF-PENNSYLVANIA: COUNTY OF CUMBERLAND COUNTRYWIDE HOME LOANS INC VS BLASCHAK ERIC J ET AL R. Thomas Kline Sheriff or Deputy Sheriff who being duly sworn according to law, says, that he made a diligent search and and inquiry for the within named DEFENDANT BLASCHAK ERIC J but was unable to locate Him deputized the sheriff of YORK serve the within COMPLAINT - MORT FORE County, Pennsylvania, to On December 28th , 2007 , this office was in receipt of the attached return from YORK Sheriff's Costs: Docketing Out of County Surcharge Dep York County Postage to wit: in his bailiwick. He therefore So answers,;--, ?? - 6.00 - 9.00 10.00 R." ? ''•? '% Thomas Kline 52.83 Sheriff of Cumberland County 1.99 79.82 ijo.9/o g ?. 12/28/2007 MCCABE WEISBERG CONWAY Sworn and subscribe to before me this day of A. D. 1 OF 2 COUNTY OF YORK OFFICE OF THE SHERIFF 45 N. GEORGE ST., YORK, PA 17401 SERVICE CALL (717) 771-9601 SHERIFF SERVICE NiS'iTR ICTIOM PROCESS RECEIPT and AFFIDAVIT OF RETURN PLEASE TYPE OWY L W 1 THRU 12 DO NOT WTACH MY COPES 1 Countrywide Home Loans Inc 3. DEFENDANTISI Erie J. Blaschak et al 2 COURT NUMBER 07-7255 civil _ 4. TYPE OF WRIT OR COMPLAINT OiLI C E , Notice a n d Complain C I M F Mortgage Foreclosure SERVE 5 NAME OF INDIVIDUAL, COMPANY, CORPORATION, ETC TO SERVE OR DESCRIPTION OF PROPERTY TO BE LEVIED, ATTACHED, OR SOLD Eric J Blaschak 6 ADDRESS (STREET OR RFO WITH BOX NUMBER, APT NO., CITY, BORO, TWP, STATE AND ZIP CODE) AT 11 Morari Drive Dillsburg, PA 17109 7 INDICATE SERVICE- O PERSONAL U PERSON IN CHARGE U DEPUTIZE daueii6d U 1 ST CLASS MAIL U POSTED U OTHER NOW Decernbe 5 '20 07 I, SHERIFF OF ' COUNTY, PA, do hereby deputize th W?i iff of Xnr>< COUNTY to execute this d turn there 9 to law. This deputization being made at the request and risk of the plaintiff., SHERIFF OF ?CO TY 8. SPECIAL INSTRUCTIONS OR OTHER INFORMATION THAT WILL ASSIST IN EXPEDITING SEfff OF COUNTY Ctanberland ADV FEE PAID BY CUMBERLAND CO SHERIFF Please mail return of service to Cumberland County Sheriff. Thank you. NOTE: ONLY APPLICABLE ON WRIT OF EXECUTION: N.B. WAIVER OF WATCHMAN - Any deputy sheriff levying upon or attaching any property under within writ may leave same without a watchman, in custody of whomever is found in possession, after notifying person of levy or attachment, without liability on the part of such deputy or the sheriff to any plaintiff herein for any loss, destruction, or removal of any property before sheriffs sale thereof. Surchg. 32 Tot. Costs 33 Costs Due Refund JlCheck Nc 5a.? 7a. AWE 39. Total Costs 40. Costs Due or Refund 9. TYPE NAME and ADDRESS of ATTORNEY / ORIGINATOR and SIGNATURE E R R E N L E LJ . M L L A 13 t , t b 10. TELEPHONE NUMBER 11. DATE FILED 123 S. BROAD ST., SUITE 2080, PHILA, PA 19109 215-790-1010 11-30-07 ' c- 145 J / 12. SEND NOTICE OF SERVICE COPY TO NAME AND ADDRESS BELOW (This area must be completed if notice is to be mailed). CUMBERLAND CO SHERIFF SPACE BELOW FOR USE OF THE SHERIFF - DO NOT ViNM MMOW TM LME 13. 1 acknowledge receipt of the writ 14. DATE RECEIVED 15. Expiration/Hearing Date or complaint as indicated above. M J M C G I L L Y C S O 112-6-20( 7 12-30-2007 16. HOW SERVED: PERSONAL RESIDENC POSTED( ) POE ( ) SHERIFF'S OFFICE ( ) OTHER( ) SEE REMARKS BELOW 17. U I hereby certi return a NOT FOUND because I am unable to locate the individual, company, etc. named above. (See remarks below.) E ANO LE OMSERVED / LIST AD SS HERE IF NOT SHOWN ABOVE (Relationship to Defendant) 19. Date of Service 20 Time of Serv 2 . ATTEMPTS Date Ti J14le Int. Date Time Miles Int Date Time Miles Int Date Time Miles Int. Date Time Miles Int. Date Time Miles Int. 22. 23. Advance Costs 24. Service Costs 25. N/F 26. Mileage 27. Postage 26. Sub Total 29. Pound 30. Notary $125.00 IS 41100 -QO 34. Foreign County Costs 35. Advance Costs 36 Service Costs 37. Notary Cert. 38. Mdeage/Postage/Not Found 41. AFFIRM !1 a ED . t H me Ps - - 44. Signature of 42. day of D eP?? ?i NOTARIAL; JAI.I NOTARY D 46. ep. Sh re of ork LISA L. BOWMAN, NOTARY PUBLIC Cougn tyt1°nR CITY OF YORK, YORK COUNTY WILLIAM M. H O S E , MY COMMISSION EXPIRES AUG. 12, 2009 48. Signatureof Foreign County Sheriff 50. 1 ACKNOWLEDGE RECEIPT OF THE SHERIFF'S RETURN SIGNATURE OF AUTHORIZED ISSUING AUTHORITY AND TITLE SHERIFF 47. DATE 12-14-2007 49 DATE 51 DATE RECEIVED 1. WHITE - Issuing Au#Kx* 2. PINK - Attorney 3. CANARY - Sheriffs Office 4. BLUE - ShenIrs Office ,;: c . r I OF 2 COUNTY OF YORK 01 CALL OFFICE OF THE SHERIFF S(1 I9 45 N. GEORGE ST., YORK, PA 17401 SHERIFF SERVICE INST1}WCT10M PROCESS RECEIPT and AFFIDAVIT OF RETURN PLEASE TYPE ONLY 1.NE 1 THM 12 DO NOT DETACH ANY COP" F, t PLAINTIFF/S/ 2 COURT NUMBER Countrywide Home Loans Inc 07-7255 civil ti' •, 4 TYPE OF WRIT OR COMPLAINT JI (EI C E , 3 ENDANT/S/ I?IOtiCe and Complain C I MF Erie J.tBlaschak ?t al Mortgage For 1 SERVE 5. NAME OF INDIVIDUAL, COMPANY, CORPORATION, ETC TO SERVE OR DESCRIPTION OF PROPERTY TO BE LEVIED, ATTACHED, OR SOLD `s Eric J. Blaschak 6. ADDRESS (STREET OR RFO WITH BOX NUMBER, APT NO, CITY, BORO. TWP, STATE AND ZIP CODE) ,? 11 Morari Drive Dillsburg, PA 17109 7. INDI 1`E SERVICE' O PERSONAL U PERSON IN CHARGE U DEPUTIZE 6t,,3 U 1 ST CLASS MAIL U POSTED U OTHER NOW t csTtber 5 -- =- 20 ? 1, S# fRIFF.OF aC?aO?UNT'%, I yor-'r COUNTY to execute this i to aw. This deputization being made at the request and risk of the plaintiff. .d0, ?h? bj<deputize Mreturn them Cumberland of 11 Please mail return of service to Cumberland County Sheriff. Thank you. NOTE: ONLY APPLICABLE ON WRIT OF EXECUTION: N.B. WAIVER OF WATCHMAN - Any deputy sheriff levying upon or attaching any property under within writ may leave same without a watchman, in custody of whomever is found in possession, after notifying person of levy or attachment, without liability on the part of such deputy or the sheriff to any plaintiff herein for any kus, destruction, or removal of iny-oroperty before shenfrs sale thereof. 9. TYPE NAME and ADDRESS of ATTORNEY / ORIGINATOR and SIGNATUR , W. TELEPHONE NUMBER 11. DATE FILED 123 S. BROADJ,ST., SUITE 2086, PHILA, PA 19109 215-790-1010 11-30-07 12. SEND NOTICE OF SERVICE COPY TO NAME AND ADDRESS BELOW: (This area must be completed if notice is to be mailed) CUMBERLAND CO SHERIFF SPACE BELOW FOR USE OF THE - DO NOT WRITE BELOW THIS LM 13. 1 acknowledge receipt of the writ 14. DATE RECEIVED 15. Expiration/Hearing Dale or complaint as indicated above. M J M C G I L L Y C S O 12-6-2007 12-30-2007 16. HOW SERVED: PERSONAL RESIDENC POSTED( ) POE( ) SHERIFF'S OFFICE ( ) OTHER ( ) SEE REMARKS BELOW 17: U I hereby cevti 'return a NOT FOUND because I am unable to locate the.individual, company, etc. named above. (See remarks below.) E AND LE OF INDIVIDUAL SERVED / LIST ADDRESS HERE IF NOT SHOWN ABOVE (Relationship to Defendant) Fig. Date of Service 20 Time of Serve ? /v . io 3 G Ul •r? 211 ATTEMPTS Date Ti Int. Date Time Miles Int Date .Time Miles Int ° Date Time Miks Int., Date. Time Miles Intr . Date ,Time -Miles Int. 22. l Tot. Costs 33 Costs Dice Refund heck N4 23. Advance Costs 24 Service Costs 25 N/F 26. Mileage 27. Postage 28. Sub Total 29. Pound J 30 Notary 31. Surchg. R ?W5j 1 1 l $125.00 ol,t3 451%3 7,00 M sy'oc 9, t.S.3 34. Forefyn County Guts 35. Advance Costs 36 Service Costs 37 Notary Cert. 38. Maeage/PostagelNot Found 39. Total Costs 40. Costs Due or Refund 41. AFFIRMED zrna8yq 42. day of 20 - d. ? SO RS 44. Signature of Dep. Sheriff 4/ TE ? 6:1 ` N AL DTI NOTARY LISA L. BOWMAN NOTARY PUB 46. Signature of York SheMl C nt 47. DATE , LIC CITY OF YORK, YORK COUNTY ou y S H E RTFF WILLIAM M :' HOSE 12-14-200i MY COMMISSION E , XPIRES AUG. 12 2009 49 DATE , 48. Signature of Foreign County Sheriff e. SPECIAL INSTRUCTIONS OR OTHER INFORMATION THAT WILL ASSIST IN EXPEDITING SE!Mff. OF COUNTY XDV FEE PAID BY CUMBERLAND CO SHERIFF 50. 1 ACKNOWLEDGE RECEIPT OF. THE SHERIFF'S RETURN SIGNATURE 151. DATE-RECEIVED OF AUTHORIZED ISSUING AUTHORITY AND TITLE 1. WHITE - IssuM Authority 2. PINK AttMW 3. CANARY - Sheriff's Office "4. BLUE -.Sheriffs ORuye ?? ;' ,?_ ? 2 OF 2 COUNTY OF YORK OFFICE OF THE SHERIFF 45 N. GEORGE ST., YORK, PA 17401 7 SERVICE CALL (717) 771-9601 SHERIFF SERVICE WSWAXTKIM PROCESS RECEIPT and AFFIDAVIT OF RETURN PLEASE TYPE OWY LA1E I THRU 12 DO NOT DETACH ANY COPES 1 PLAINTIFF/SI 3 DEFENDANTS/ e Home Loans Inc Eric J. Blaschak et al 2. COURT NUMBER 7-7255 civil 4. TYPE OF WRIT OR COMPLAINI0 T I C E , Notice and Complaint 't IMF SERVE 5 NAME OF INDIVIDUAL, COMPANY. CORPORATION, ETC TO SERVE OR DESCRIPTION OF PROPERTY TO BE LEVIED, ATTACHED, OR SOLD Stacey Blaschak 6 ADDRESS (STREET OR RFO WITH BOX NUMBER, APT NO, CITY, BORO, TWP, STATE AND ZIP CODE) AT 11 Morari Drive Dillsburg, PA 17019 7. INDICATE SERVICE' O PERSONAL L] PERSON IN CHARGE U DEPUTIZE 4 ERT MAIL U 1 ST CLASS MAIL LI POSTED LIOTHER NOW December , 20 I, SHERIFF OF COUNTY, PA, do hereby deputize the sheriff of York COUNTY to execute this Wrjj?ffln a eturn ther ding to law. This deputization being made at the request and risk of the plaintiff. ?19 8. SPECIAL INSTRUCTIONS OR OTHER INFORMATION THAT WILL ASSIST IN EXPEDITING SERVICE OUT OF COUNTY Cmberland ADV FEE PAID BY CUMBERLAND CO SHERIFF Please mail return of service to Cumberland County Sheriff. Thank you. NOTE: ONLY APPLICABLE ON WRIT OF EXECUTION: N.B. WAIVER OF WATCHMAN - Any deputy sheriff levying upon or attaching any property under within writ may leave same without a watchman, in custody of whomever is found in possession, after notifying person of levy or attachment, without liability on the part of such deputy or the sheriff to any plaintiff herein for any loss, destruction, or removal of any property before sheriffs sale thereof. 9. TYPE NAME and ADDRESS of ATTORNEY/ ORIGINATOR and SIGNATRT% R R E N C E J. M C C A B E , ESQ ; 0. TELEPHONE NUMBER 11, DATE FILED 123 SOUTH BROAD STREET, SUITE 2080, PHILA, PA 19109 15-790-1010 11-30-2007 12. SEND NOTICE OF SERVICE COPY TO NAME AND ADDRESS BELOW: (This area must be completed d notice is to be mailed). CUMBERLAND CO SHERIFF SPACE BELOW FOR USE OF THE SHERIFF - DO NOT WRRE BELOW THIS LINE 5. Expiration/Hearing Date 13. 1 acknowledge receipt of the writ 14. DATE RECEIVED V2-30-2007 or complaint as indicated above. M J M C G I L L Y C S O 12 - 6- 2 0 0 7 16. NOW SERVED: PERSONAL ( ) RESIDENCE ( POSTED( ) POE ( ) SHERIFF'S OFFICE ( ) OTHER( ) SEE REMARKS BELOW 17. 1 hereby certify and return a NOT FOUND because I am unable to locate the individual, company, etc. named above. (See remarks below.) 1 E AN ITLE OF I DNIDUAL SERVED I LIST ADDRESS HERE IF NOT SHOWN ABOV + (Relationship to Defendant) 19. Dale of Service 20 Time of Service ;r, ? F.2_T ISCc Llmi 17A Wlt, 42--1c? 21. ATTEMPTSI Date l4iimej4f iIes I Int. 1 Date I Time I Miles I Int. I Date I Time I Miles I int I Date I Time I Miles I Int. I Date I Time I Miles I Int. I Date I Time I Miles I Int 22. 23. Advance Costs 24. Service Costs 25. N/F 26. Mileage 27. Postage 28. Sub Total 29. Pound 30. Notary 31. Surchg. 32 Tot. Costs 33 Costs Due or Refund Check NC 34. Foreign County Costs 35. Advance Costs 36 Service Costs 37. Notary Cert. 38. Mileage/PostagMNot Found 39. Total Costs 40. Costs Due or Refund A SO ANS RS me this 41. AFFIRMEJ j O subvAn bek D M L CA WQAA ??? re l f p. a f ? 6 es. 7E A 42. day ril p She S ? U r -- NOTARIAL SEAL 46. Signature of York Gay ??yyyGj a7. DATE LISA L. BOWMAN, NOTARY PUBLIC WInM. HOSE, SHERIFF 12-14-2007 CITY OF YORK, YORK COUNTY MY COMMISSION EXPIRESAUG 12 2009 48. Signature of Foreign 49 DATE . , County Sheriff 50. 1 ACKNOWLEDGE RECEIPT OF THE SHERIFF'S RETURN SIGNATURE 151 DATE RECEIVED OF AUTHORIZED ISSUING AUTHORITY AND TITLE 1. WHITE - laswng Au@lority 2. PINK - Attorney 3. CANARY - Sheriff's Office 4. BLUE - Sheriffs Office Vd MI A rr R," 2 OF 2 i COUNTY OF YORK OFFICE OF THE SHERIFF 45 N. GEORGE ST., YORK, PA 17401 SHERIFF SERVICE S RECEIPT and AFFIDAVIT OF RETURN rr"ntrvwide Hcme Loans Inc SERVICE CALL (717) 771-9601 msTRWTiONS PLEASE TYPE QWy L W-1..t1 J 12 DO NOT MUCH= f COMS 07-7251%, civil 4. TYPE OF WRIT OR COMPtA1NTN O T I C E , Notice and Complaint A IMF Eric J. Blaschak et al A ° ROPER BE LEVIED ATTACHED, OR SOLD DAME OF INDIVIDUAL, COMPANY, CORPORATION, ETC 70 SERVE OR DESCRIPTION Of P Stacey Blaschak ADDRESS (STREET OR RFO WITH BOX NUMBER, APT NO, CITY, BORO, TWP. STATE AND ZIP CODE) 11 Morari Drive Dillsburg, PA 17019 r11PER ONAL U PERSON IN CHARGE U DEPUTIZE U ERT. IL U 1 ST CLASS MAIL U POSTED U OTHER tt .r ?p I, SH RIFF OF COUNTY PA, do rebY deputize the-sheriff of '?t a C0%NTY to eke cute tMI e'retum th ording eing made at the requestand risk of the plaintiff. SHERIFF OOUNTY HER INFORMATION THAT WILL ASSIST IN EXPEDITING SERVICE OUT 0 F C 0 U N T Y Cunberl dnd CUMBERLAND CO SHERIFF Please mail return of service to Cumberland County Sheriff. Thank you. E ON WRIT OF EXECUTION: N.B. WAIVER OF WATCHMAN - Any deputy sheriff levying upon or attaching any property under within writ may leave same dy of whomever is found in possession, after notifying person of levy or Attachment, without liability on the part of such deputy or the sheriff to any plaintiff ion. or removal of any property before shenfrs sale thereof. TELEPHONE NUMBER S 1. DATE FILED SS of ATTORNEY / ORIGINATOR and SIGNATUf R R E N C E ,] • M C C A B E, E S Q 10. -AD STREET, SUITE 2080, PHILA, PA 19109 215-790-1010 11-30-2007 ICE COPY TO NAME AND ADDRESS BELOW: (This area must be completed if notice is to be mailed). CUMBERLAND CO SHERIFF SPACE BELOW FOR USE OF THE Sff FF - DO NOT WRITE BELOW THIS LM 14. DATE RECEIVED 15 ExpiratiWHearing Date pfbove. MJ MCGILL YCSO 12-6-2007 12-80-2007 ,e abov POSTED( ) POE ( ) SHERIFF'S OFFICE ( ) OTHER ( ) SEE REMARKS BELO ;SONAL ( ) RESIDENCE (?jC if raWm a NOT FOUND because. I am unable to locate the individual, company, etc. named above. (See remarks below.) Date of Service 20 Time of S rvi tpN?1VIDUAL SERVED /LIST ADDRESS HERE IF NOT SHOWN ABO (Relationship to Defendant) Int. Date Time Miles i Int. Date) Time Mile; Int Date Time Miles Int. Date Time Miles Int.. Date Time Miles Int. 31. Surrdrg. 32. Tot. Costs 24. Service Costs 25 N/F- ^26. Mileage 27. Postage 28. Sub Total 29. Pound W Notary i1a 36_ Advance Costs 36. Service Costs 37. Notary Cert 38. Mileage/Posfage/NotFo Found n 39. Total Costs 33 Costs Due or Refund Check 40. Costs Due or Refund I i? T 411 .. 45 sign re P. StreMf , - ` • ? -#C'}?A. Y . r> e? , r ,?,•.c : >.-r?z- 47 GATE } NOTARY 46. Signature of York / L. B0VVVAN, NO Y PUBLIC ?ynt? rR 12-14-200 OF YORK, YORK COUNTY W1LL1A?f M. HOSE, SHERIFF ISSION EXPIRES AUG. 12, 2009 49 DATE -. ' 48 Signature of Foreign County Sheriff St DATE RECEIVED j JMECX-IPT OF THE SHERIFF'S ,ISSUING AUTHORITY AND TITLE SIGNATURE 2. PINK - Attorney 3. CANARY - Sheriffs Office r4 BLUE _ 6hecRs Office McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496 MARC S. WEISBERG, ESQUIRE - ID # 17616 EDWARD D. CONWAY, ESQUIRE - ID # 34687 MARGARET GAIRO, ESQUIRE - ID # 34419 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 Countrywide Home Loans, Inc. 1800 Tapo Canyon Road Mail Stop #SV-103 Simi Valley, CA 93063 V. Eric J. Blaschak 11 Morari Drive Dillsburg, PA 17019 and Stacey Blaschak 11 Morari Drive Dillsburg, PA 17019 Attorneys for Plaintiff Cumberland County Court of Common Pleas Number p^j -7,.2 5' L'Z' t CIVIL ACTION/MORTGAGE FORECLOSURE 0RU 5(9 COPY FROM RE. in Testimony whereof, I here unto set mY harx nd the seat of slid Court at Carllsle, Pa.. 1 {liy of NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA, 17013 800-990-9108 AVISO Le ban demandado a usted en la cone. Si usted quiere defenderse de estas demandas ex-puestas en [as paginas siguientes, usted tiene veinte (20) dias de plazo al partir de la fecha de la demanda y la noti ficacion. Hace falta asentaruna compare ncia escrita o en persona o con un abogado y entregar a la corte en forma escrita sus defensas o sus objeciones a las demandas en contra de su persona. Sea avisado que si usted no se defiende, la corte tomara medidas y puede continuar la demanda en contra suya sin previo aviso o notificacion. Ademas, la corte puede decidir a favor del demandante y requiere que usted cumpla con todas las provisiones de esta demanda. Usted puede perder dinero o sus propiedades u otros derechos importantes para usted. USTED LE DEBE TOMAR ESTE PAPEL A SU ABOGADO INMEDIATAMENTE. SI USTED NO TIENE A UN ABOGADO, VA A O TELEFONEA LA OFICINA EXPUSO ABAJO. ESTA OFICINA LO PUEDE PROPORCIONAR CON INFORMATION ACERCA DE EMPLEAR A UN ABOGADO. SI USTED NO PUEDE PROPORCIONAR PARA EMPLEAR UN ABOGADO, ESTA OFICINA PUEDE SER CAPAZ DE PROPORCIONARLO CON INFORMACION ACERCA DE LAS AGENCIAS QUE PUEDEN OFRECER LOS SERVICIOS LEGALES A PERSONAS ELEGIBLES EN UN HONORARIO REDUCIDO NI NINGUN HONORARIO. Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA, 17013 800-990-9108 CIVIL ACTION/MORTGAGE FORECLOSURE 1. Plaintiff is Countrywide Home Loans, Inc., a corporation duly organized and doing business at the above captioned address. 2. The Defendant is Eric J. Blaschak, who is one of the mortgagors and real owners of the mortgaged property hereinafter described, and his last-known address is 11 Morari Drive, Dillsburg, PA 17019. 3. The Defendant is Stacey Blaschak, who is one of the mortgagors and real owners of the mortgaged property hereinafter described, and her last-known address is 11 Morari Drive, Dillsburg, PA 17019. 4. On 08/09/1999, mortgagors made, executed and delivered a mortgage upon the premises hereinafter described to Plaintiff which mortgage is recorded in the Office of the Recorder of Cumberland County in Mortgage Book 1564, Page 405. 5. The premises subject to said mortgage is described in the mortgage attached as Exhibit "A" and is known as 231 Lincoln Street, Enola, PA 17025. 6. The mortgage is in default because monthly payments of principal and interest upon said mortgage due 05/01/2007 and each month thereafter are due and unpaid, and by the terms of said mortgage, upon default in such payments for a period of one month, the entire principal balance and all interest due thereon are collectible forthwith. 7. The following amounts are due on the mortgage: Principal Balance $ 48,517.18 Interest through 10/10/2007 $ 2,270.42 (Plus $ 11.12 per diem thereafter) Attorney's Fee $ 2,425.86 Late Charges $ 138.74 Corporate Advances $ 35.00 Escrow Advances $ 379.14 Title Search $ 200.00 GRAND TOTAL $ 53,966.34 8. The attorney's fees set forth above are in conformity with the mortgage documents and Pennsylvania Law and will be collected in the event of a third party purchaser at Sheriff s Sale. If the mortgage is reinstated prior to the Sale, reasonable attorney's fees will be charged based on work actually performed. 9. Notice of Intention to Foreclose as required by Act 6 of 1974 (41 P.S. §403) and notice required by the Emergency Mortgage Assistance Act of 1983 as amended under 12 PA Code Chapter 13, et seq., commonly known as the Combined Notice of Delinquency has been sent to Defendants by regular mail with a certificate of mailing and by certified mail, return receipt requested. WHEREFORE, Plaintiff demands Judgment against the Defendants in the sum of $53,966.34, together with interest at the rate of $11.12 per diem and other costs and charges collectible under the mortgage and for the foreclosure and sale of the mortgaged property. McCABE, WEISBERG AND CONWAY, P.C. B : Atto eys for Plaintiff TERRENCE J. McCABE, ESQUIRE MARC S. WEISBERG, ESQUIRE EDWARD D. CONWAY, ESQUIRE MARGARET GAIRO, ESQUIRE VERIFICATION The undersigned attorney hereby certifies that he/she is the Attorney for the Plaintiff in the within action, and that he/she is authorized to make this verification and that the foregoing facts based on the information from the Plaintiff, who is not available to sign this, are true and correct to the best of his/her knowledge, information and belief and further states that false statements herein are made subject to the penalties of 18 PA.C.S. §4904 relating to unsworn falsification to authorities. McCABE, WEISBERG AND CONWAY, P.C. BY: Attorneys for Plaintiff TERRENCE J. McCABE, ESQUIRE MARC S. WEISBERG, ESQUIRE EDWARD D. CONWAY, ESQUIRE MARGARET GAIRO, ESQUIRE Sir WHEN RECORDED MAIL TO: CMMYWIDE HOME LOANS, INC. MSN SV-79 / DOCUMENT CONTROL DEPT. P.O. BOX 10266 VAN NUYS, CALIFO 91410.02M IRAN #: 206671, Uf ESCROW/CLOSING 0: i ROBERT r. 7 IE0LER RECORDER OF DEEDS CUMBERLAND COUNTY-FA 'P9 HUG 17 HM 8 52 SPACE ABOVE FOR RECORDERS USE PARCEL ID #: Prepared by: L. STRRS MORTGAGE THIS MORTGAGE ("Security Instrument") is given on August 9, 1999 The mortgagor is ERIC J BLASCUM, A MARRIED MAN and STACEY BLASCI3AK, A MARRIED WOMAN, HUSBAND AND WIFE ("Borrower"). This Security Instrument is given to COUNTRYWIDE HOME LOANS, INC. which is organized and existing under the laws of NEW YORK , and whose address is 4500 PARS GRANADA, CALABASAS, CA 91302.1613 ("Lender"). Borrower owes Lender the principal sum of FIFTY THOUSAND EIGHT HUNDRED FIFTY and 00/100 Dollars (U.S. $ 50, 850.00 ). This debt is evidenced by Borrower's note dated the same date as this Security Instrument ("Note"), which provides for monthly payments, with the full debt, if not paid earlier, due and payable on September 1, 2029 . This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower does hereby mortgage, grant and convey to Lender the following desen'bed property located in CM=RLJ= County, Pennsylvania: SEE EZHIBIT 'A' ATTACHED HERETO AND MADE A PART HEREOF. Exhibit A PENNSYLVANIA - Single Family - Fannie MadFredd a Mae UNIFORM INSTRUM1IENT Form 30W ? ,-,6H(PA) (9410).01 CHL (10197) VMP MORMAGE FMWS . (S0D)521.7291 F,w ? Of 6 mwa.: *23991* Booxi564PAGE A05- *00206671400000KT2AO* which has the address of 231 LINCOLN STREET , ENOLA (srnu. city) LOAN ,#: 2066714 Pennsylvania 17025- ("Property Address"); [Zip Code) TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the 'Property." BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to mortgage, grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. THIS SECURITY INSTRUMENT combines uniform covenants for national use and non-uniform covenants with limited variations by jurisdiction to constitute a uniform security instrument covering real property. UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows: 1. Payment of Principal and Interest; Prepayment and Late Charges. Borrower shall promptly pay when due the principal of and interest on the debt evidenced by the Note and any prepayment and late charges due under the Note. 2, lbnds for Taxes and Insurance. Subject to applicable law or to a written waiver by Lender, Borrower shall pay to Lender on the day monthly payments are due under the Note, until the Note is paid in full, a sum ("Funds") for: (a) yearly taxes and assessments which may attain priority over this Security Instrument as a lien on the Property; (b) yearly leasehold,payments or ground rents on the Property, if any; (c) yearly hazard or property insurance premiums; (d) yearly flood insurance premiums, if any; (e) yearly mortgage insurance premiums, if any; and (fl any sums payable by Borrower to Lender, in accordance with the provisions of paragraph 8, in heu of the payment of mortgage insurance premiums. These items are called "Escrow Items." Lender may, at any time, collect and hold Funds in an amount not to exceed the maximum amount a lender for a federally related mortgage loan may require for Borrower's escrow account under the federal Real Estate Settlement Procedures Act of 1974 as amended from time to time, 12 U.S.C. Section 2601 et seq. ("RESPA"), unless another law that applies to the Funds sets a lesser amount. If so, Lender may, at any time, collect and hold Funds in an amount not to exceed the lesser amount. Lender may estimate the amount of Funds due on the basis of current data and reasonable estimates of expenditures of future Escrow Items or otherwise in accordance with applicable law. The Funds shall be held m an institution whose deposits are insured by a federal agency, instrumentality, or entity (including Lender, if Lender is such an institution) or in any Federal Home Loan Bank. Lender shall apply the Funds to pay the Escrow Items. Lender may not charge Borrower for holding and applying the Funds, annually analyzing the escrow account, or verifying the Escrow Items, unless Lender pays Borrower interest on the Funds and applicable law permits Lender to make such a charge. However, Lender may require Borrower to pay a one-time charge for an independent real estate tax reporting service used by Lender in connection with this loan, unless applicable law provides otherwise, Unless an agreement is made or applicable law requires interest to be paid, Lender shall not be required to pay Borrower any interest or earnings on the Funds. Borrower and Lender may agree in writing, however, that interest shall be paid on the Funds. Lender shall give to Borrower, without charge, an annual accounting of the Funds, showing credits and debits to the Funds and the purpose for which each debit to the Funds was made. The Funds are pledged as additional security for all sums secured by this Security Instrument. If the Funds held by Lender exceed the amounts permitted to be held by applicable law, Lender shall account to Borrower for the excess Funds in accordance with the requirements of applicable law. If the amount of the Funds held by Lender at any time is not sufficient to pay the Escrow Items when due, Lender may so notify Borrower in writing, and, is such case Borrower shall pay to Lender the amount necessary to make up the deficiency. Borrower shall make up the deficiency in no more than twelve monthly payments, at Lender's sole discretion. - Upon payment in full of all sums secured by this Security hash ument; Lender shall promptly refund to Borrower any Funds held by Lender. If, under paragraph 21, Lender shall acquire or sell the Property, Lender, prior to the acquisition of sale of the Property, shall apply any Funds held by Lender at the time of acquisition or sale as a credit against the sums secured by this Security Inswmient. 3. Application of Payments. Unless applicable law provides otherwise, all payments received by Lender under paragraphs l and 2 shall be applied: first, to any prepayment charges dub under the Note; second, to amounts payable under paragraph 2; third, to interest due; fourth, to principal due; and last, to any late charges due under the Note. 4. Charges; Liens. Borrower shall pay all taxes, assessments, charges, fines and impositions attributable to the Property which may attain priority-over this Security Instrument, and leasehold payments or ground rents, if any. Borrower shall pay these obligations in the manner provided in paragraph 2, or if not paid in that manner, Borrower shall pay them on time directly to the person owed payment. Borrower shall promptly furnish to Lender all notices of amounts to be paid under this paragraph. If Borrower makes these payments directly, Borrower shall promptly furnish to Lender receipts evidencing the payments. Form 39 0 -.4 , _,6H(PA) (9410).01 CHL (1019') Pap 2 of 6 i.,s : Boo 1564 Pact A06 LOAN ,#: 2066714 Borrower shall promptly discharge any lien which has priority over this Security Instrument unless Borrower. (a) agrees in writing to the payment of the obligation secured by the lien in a manner acceptable to Lender; (b) contests in good faith the lien by, or defends against enforcement of the lien in, legal proceedings which in the Lender's opinion operate to prevent the enforcement of the lien; or (c) secures from the holder of the lien an agreement satisfactory to Lender subordinating the hen to this Security Instrument. If Lender determines that any part of the Property is subject to & .lien which may attain priority over this Security Instrument, Lender may give Borrower a notice identifying the lien. Borrower shall satisfy the fleet or take one or more of the actions set forth above within 10 days of the giving of notice. 5. Hazard or Property Insurance. Borrower shall keep the improvements now existing or hereafter erected on the Property insured against loss by fire, hazards included within the term "extended coverage" and any other hazards, including floods or flooding, for which Lender requires insurance. This insurance shall be maintained in the amounts and for the periods that Lender requires. The msurance carrier providing the insurance shall be chosen by Borrower subject to Lender's approval which shall not be unreasonably withheld. If Borrower fails to maintain coverage described above, Lender may, at Lender's option, obtain coverage to protect Lender's rights in the Property in accordance with paragraph 7. All insurance policies and renewals shall be acceptable to Lender and shall include a standard mortgage clause. Lender shall have the right to hold the policies and renewals. If Lender requires, Borrower shall promptly give to Lender all receipts of paid premiums and renewal notices. In the event of loss, Borrower shall give prompt notice to the insurance carrier and Lender. Lender may make proof of loss if not made promptly by Borrower. Unless Lender and Borrower otherwise agree in writing, insurance proceeds shall be applied to restoration or repair of the Property damaged, if the restoration or repair is economically feasible and Lender's security is not lessened. If the restoration or repair is not economically feasible or Lender's security would be lessened, the insurance proceeds shall be applied to the sums secured by this Security Instrument, whether or not then due, with any excess paid to Borrower. If Borrower abandons the Property, or does not answer within 30 days a notice from Lender that the insurance carrier has offered to settle a claim, then Lender may collect the insurance proceeds. Lender may use the proceeds to repair or restore the Property or to pay sums secured by this Security Instrument, whether or not then due. The 30-day period will begin when the notice is given. Unless Lender and Borrower otherwise agree in writing, any application of proceeds to principal shall not extend or postpone the due date of the monthly payments referred to in paragraphs 1 and 2 or change the amount of the payments. If under paragraph 21 the Property is acquired by Lender, Borrower's right to any insurance policies and proceeds resulting from damage to the Property prior to the acquisition shall pass to Lender to the extent of the sums secured by this Security Instrument immediately prior to the acquisition. 6. Occupancy, Pmwvatiton, Maintenance and Protection of the Property; Borrower's Loan Application; Leaseholds. Borrower shall occupy, establish, and use the Property as Borrower's principal residence within sixty days after the execution of this Security Instrument and shall continue to occupy the Property as Borrower's principal residence for at least one year after the date of occupancy, unless Lender otherwise agrees in writing, which consent shall not be unreasonably withheld, or unless extenuating circumstances exist which are beyond Borrower's control. Borrower shall not destroy, damage or impair the Property, allow the Property to deteriorate, or commit waste on the Property. Borrower shall be in default if any forfeiture a65on or proceeding, whether civil or criminal, is begun that in Lender's good faith judgment could result in forfeiture of the Property or otherwise materially impair the lien created by this Security Instrument or Lender's security interest. Borrower may cure such a default and reinstate, as provided in paragraph 18, by causing the action or proceeding to be dismissed with a ruling that, in Lender's good faith determination, precludes forfeiture of the Borrower's interest in the Property or other material impairment of the lien created by this Security Instrument or Lender's security interest. Borrower shall also be in default if Borrower, during the loan application process, gave materially false or inaccurate information or statements to Lender (or failed to provide Lender with any material information) ?in connection with the loan evidenced by the Note, including, but not limited to, representations concerning Borrower's occupancy of the Property as a principal residence. If this Security Instrument is on a leasehold, Borrower shall comply with all the provisions of the lease. If Borrower acquires fee title to the Property, the leasehold and the fee title shall not merge unless Lender agrees to the merger in writing. 7. Protection of Lender's Rights in the Property. If Borrower fails to perform the covenants and agreements contained in this Security Instrument, or there is a legal proceeding that may significantly affect Lender's rights in the Property (such as a proceeding in bankruptcy, probate, for condemnation or forfeiture or to enforce laws or regulations), then Lender may do and pay for whatever is necessary to protect the value of the Property and Lender's rights in the Property. Lender's actions may include paying any sums secured by alien which has priority over this Security lustcument, appearing in court, paying reasonable attorneys' fees and entering on the Property to make repairs. Although Lender may take action under this paragraph 7, Lender does not have to do so. Form 3 ,j6H(PA) pa0).01 CHL (10197) Pale 3 of 6 eood564 p= 07 LOAN #: 2066714 Any amounts disbursed by Lender under this paragraph 7 shall become additional debt of Borrower secured by this Security Instrument. Unless Borrower and lender agree to other terms of payment, these amounts shall bear interest from the date of disbursement at the Note rate and shall be payable, with interest, upon notice from Lender to Borrower requesting payment. 8. Mortgage Insurance. If Leader required mortgage insurance as a condition of making the loan secured by this Security Instrument, Borrower shall pay the premiums required to maintain the mortgage insurance in effect. If, for any reason, the mortgage insurance coverage regmred by Lender lapses or ceases to be m effect, Borrower shall pay the premiums required to obtain coverage substantially equivalent to the mortgage insurance previously in effect, at a cost substantially equivalent to the cost to Borrower of the mortgage insurance previously in effect, from an alternate mortgage insurer approved by Lender. If substantially equivalent mortgage insurance coverage is not available, Borrower shall pay to Lender each month a sum equal to one-twelfth of the yearly mortgage insurance premium being paid by Borrower when the insurance coverage lapsed or ceased to be in effect. Leader will accept, use and retain these payments as a loss reserve in lieu of mortgage insurance. Loss reserve payments may no longer be required, at the option of Lender, if mortgage insurance coverage (in the amount and for the period that herder requires) provided by an insurer approved by Leader again becomes available and is obtained. Borrower shall pay the premiums required to maintain mortgage insurance in effect, or to provide a loss reserve, until the requirement for mortgage insurance ends in accordance with any written agreement between Borrower and Lender or applicable law. 9. Inspection. Lender or its agent may make reasonable entries upon and inspections of the Property. Lender shall give Borrower notice at the time of or prior to an inspection spacrfiymg ieasonable cause for the inspection. 10. Condemnation. The proceeds of any award or claim for damages, direct or consequential, in connection with any .condemnation or other WdM of any prat of the Property, or for conveyance in lieu of condemnation, are hereby assigned and shall be paid to Lender. In the event of a total takbag of the Property, the proceeds shall be applied to the sums secured by this Security Instrument, whether or not then due, with any excess paid to Borrower. In the event of a partial taking of the Property in which the fair market value of the Property immediately before the taking is equal to or greater than the amount of the sums secured by this Security Instrr anent immediately before the taking, unless Borrower and Lender otherwise agree in writing, the sums secured by this Security Instrument shall be reduced by the amount of the proceeds multiplied by the following fraction: (a) the total amount of the sums secured immediately before the taking, divided by (b) the fair market value of the Property immediately before the taking. Any balance shall be paid to Borrower. In the event of a partial taking of the Property in which the fair market value of the Property immediately before the taking is less than the amount of the sums secured immediately before the taking, unless Borrower and Lender otherwise agree in writing or unless applicable law otherwise provides, the proceeds shall be applied to the sums secured by this Security Instrument whether or not the sums are then due. If the Property is abandoned by Borrower, or if, after notice by Lender to Borrower that the condemnor offers to make an award or settle a claim for damages, Borrower fails to respond to Lender within 30 days after the date the notice is given, Lander is authorized to collect and apply the proceeds, at its option, either to restoration or repair of the Property or to the suns secured by this Security Instrument, whether or not the+a due. Unless Lender and Borrower otherwise agree in writing, any application of proceeds to principal shall not extend or postpone the due date of the monthly payments referred to in paragraphs 1 and 2 or change the amount of such payments. 11. Borrower Not Released; Forbearance By Lender Not a Waiver. Extension of the time for' payment or modification of amortization of the sums secured by this Security Instrument granted by Lender to any successor in interest of Borrower shall not operate to release the liability of the original Borrower or Borrower's successors in interest. Lender shall not be required to commence proceedings against any successor in interest or refuse to extend time for payment or otherwise modify amortization of the sums secured by this Security Instrument by reason of any demand made by the original Borrower or Borrower's successors in interest. Any forbearance by Lender in exercising any right or remedy shall not be a waiver of or preclude the exercise of any right or remedy. 12. Successors and Amigns Bound; Joint and Several LiabrTity; Co-signers. The covenants and agreements of this Security Instrument shall bind and benefit the successors and assigns of Lender and Borrower, subject to the provisions of paragraph 17. Borrower's covenants and agreements shall be joint and several. Any Borrower who co-signs this Security Instrument but does not execute the Note: (a) is co-signing this Security Instrument only to mortgage, grant and convey that Borrower's interest in the Property under the teams of this Security Insftumient; (b) is not personally obligated to pay the sums secured by this Security Instrument; and (c) agrees that Leader and any other Borrower may agree to extend, modify, forbear or make any accommodations with regard to the terms of this Security Instrument or the Note without that Borrower's consent. 13. Loan Charges. If the loan secured by this Security Instrument is subject to a law which sets maximum loan charges, and that law is finally interpreted so that the interest or other loan charges collected or to be collected in connection with the loan exceed the permitted limits, the: (a) any such loan charge shall be reduced by the amount necessary to reduce ttue charge to the permitted I=t, and (b) any sums already collected from Borrower which exceeded permitted limits will be refunded to Borrower. Lender may choose to make this refund by reducing the principal owed under the Note or by making a direct payment to Borrower. If a refund reduces principal, the reduction will be treated as a partial prepayment without any prepayment charge under the Note. 14. Notices. Any notice to Borrower provided for in this Security Instrument shall be given by delivering it or by mailing it by first class email unless applicable law requires use of another method. The notice shall be directed to the Property Address or any other address Borrower designates by notice to Lender. Any notice to Lender shall be given by first class mail to Lender's address stated herein or any other address Lender designates by notice to Borrower. Any notice provided for in this Security Instrument shall be deemed to have been given to Borrower or Lender when given as provided in this paragraph. -AH(PA) (9410).0? CHL (10/" NV 40f6 g00K1564 PAGE A08 Form 9/ 0 LOAN #: 2066714 15. Governing Law; Severabiility. This Security Instrument shall be governed federal law and the law of the jurisdiction in which the Property is located. In the event that any provision or clause of this Security Instrument or the Note conflicts with applicable law, such cont]ict shall not affect other provisions 'of this Security Instrument or the Note which can be given effect without the conflicting provision. To this and the provisions of this Security Instrument and the Note are declared to be severable. 16. Borrower's Copy. Borrower shall be siven me conformed copy of the Note and of this Security Instrument. 17. Transfer of the Property or a BeneHcfal Interest in Borrower. If all or any part of the Property or any interest in it is sold or transferred (or if a beneficial interest in Borrower is sold or transferred and Borrower is not a natural person) without Lender's prior written consent, Lender may, at its option, require immediate payment in full of all sums secured by this Security Instrument. However, this option shall not be exercised by Lender if exercise is prolubited by federal law as of the date of this security Instrument. If Lender exercises this option, Lender shall give Borrower notice of acceleration. The notice sball provide a period of not less than 30 days from the date the notice is delivered or mailed within which Borrower must pay all sums secured by this Security Instrument. If Borrower fails to pay these sums prior to the expiration of this period, Lender may invoke any remedies permitted by this Security Instrument without further notice or demand on Borrower. 18. Borrower's Right to Reinstate. If Borrower meets certain conditions, Borrower shall have the right to have enforcement of this Security Instrument discontinued at any time prior to the earlier of. (a) 5 days (or such other period as applicable law may specify for reinstatement) before sale of the Property pursuant to any power of sale contained in this Security Instrument; or (b) entry of a judgment enforcing this Security Instrument. Those conditions are that Borrower. (a) pays Lender all sums which then would be due under this Security Instrument and the Note as if no acceleration had occurred; (b) cures any default of any other covenants or agreements; (c) pays all expenses incurred in enforcing this Security Instrument, including, but not limited to, reasonable attorneys' foes; and (d) takes such action as Lender may reasonably require to assure that the lien of this Security Instrument, Lender's rights in the Property and Borrower's obligation to pay the sums secured by this Security Instrument shall continue unchanged. Upon reinstatement by Borrower, this Security Instrument and the obligations secured hereby shall remain fully effective as if no acceleration had occurred. However, this right to reinstate shall not apply in the case of acceleration under paragraph 17. 19. Sale of NOW, Change of Loan Servicw. The Note or a partial interest in the Note (together with this Security Instrument) may be sold one or more times without prior notice to Borrower. A sale may result in a change in the entity (known as the "Loan Servicer") that collects monthly payments due under the Note and this Security Instrument. There also may be one or more changes of the Loan Servicer unrelated to a sale of the Note. If there is a change of the Loan Servicer, Borrower will be given written notice of the change in accordance with paragraph 14 above and applicable law. The notice will state the name and address of the new Loan Services and the address to which payments should be made. The notice will also contain any other information required by applicable law. 20. EWardous Substances. Borrower shall not cause or permit the presence, use, disposal, storage, or release of any Hazardous Substances on or in the Property. Borrower shall not do, nor allow anyone else to do, anything affecting the Property that is in violation of any Environmental Law. The preceding two sentences shall not apply to the presence, use, or storage on the Properly of small quantities of Hazardous Substances that are generally recognized to be appropriate to normal residential uses and to maintenance of the Property. Borrower shall promptly give Lender written notice of any investigation, claim, demand, lawsuit or other acfaion by any governmental or regulatory agency or private party involving the Property and any Hazardous Substance or Environmental Law of which Borrower has actual knowledge. If Borrower learns, or is notified by any governmental or regulatory authority, that any removal or other remediation of any Hazardous Substance affecting the Property is necessary, Borrower shall promptly take all necessary remedial actions in accordance with Environmental Law. As used in this paragraph 20, "Hazardous Substances" are those substances defined as toxic or hazardous substances by Environmental Law and the following substances: gasoline, kerosene, other flammable or toxic petroleum products, toxic pesticides and herbicides, volatile solvents, materials containing asbestos or formaldehyde, and radioactive materials. As used in this paragraph 20, "Environmental Law" means federal laws and laws of the jurisdiction where the Property is located that relate to health, safety or environmental protection. NON-UNIFORM COVENANTS. Borrower and Fender further covenant and agree as follows: 21. Acceleration; Remedies. Lender shall give notice to Borrower prior to acceleration following Borrower's breach of any covenant or agreement in this Sean* Instrument Out not prior to acceleration under paragraph 17 unless applicable law provides otherwise). Lender shall notify Borrower of, among other things. (a) the defauih (b) the action required to core the default; (c) when the default must be cured; and (d) that failure to cure the default as specified may result in aeon of the sums secured by this Security Instrument, foreclosure by judicial proceeding and sale of the Property. Lender shall further inform Borrower of the right to reinstate after acceleration and the right to assert in the foreclosure proceeding the non-existence of a default or any other defense of Borrower to acceleration and foreclosure. If the default is not cured as specified, Lender, at its option, may require immediate payment in full of all sums secured by this Security Instrument without further demand and may foreclose this Security Instrument by judicial proceeding. Lender shall be entitled to collect all expenses incurred in pursuing the remedies provided in this parvpWh 21, including, but not limited to, attorneys' fees and costs of title evidence to the extent permitted by applicable law. Form "-AHOW 0410).01 CHL(10M Pbpesd6 __ eta: armvi Gt~d ZA w ArM LOAN #: 2066714 22. Release. Upon payment of all sums secured by this Security Instrument, this Security Instrument and the estate conveyed shall terminate and become void. After such occurrence, Lender shall discharge and satisfy this Security Instrument to Borrower. Borrower shall pay any recordation costs. Lender may charge Borrower a fee for releasing this Security Instrument, but only if the fee is paid to a third party for services refldered and the charging of the fee is permitted under applicable law. 23. Waivers. Borrower, to the extent permitted by applicable law, waives and releases any error or defects in proceedings to enforce this Security Instrument, and hereby waives the benefit of any present or future laws providing for stay of execution, extension of time, exemption from attachment, levy and sale, and homestead exemption. 24. Reinstatement Period. Borrower's time to reinstate provided in paragraph 18 shall extend to one hour prior to the commencement of bidding at a sheriff's sale or othw sale pursuant to this Security Instrument. 2S. Purchase Money Mortgage. If any of the debt secured by this Security Instrument is lent to Borrower to acquire title to y, this Security Instrument shall be a purchase money mortgage. the Propert 26. Interest Rate After Judgment. Borrower agrees that the interest rate payable after a judgment is entered on the Note or in an action of mortgage foreclosure shall be the rate payable from time to tin under the Note. 27. Riders to this Security Instrument. If one or more riders are executed by Borrower and recorded together with this Security Instrument, the covenants and agreements of each such rider shall be incorporated into and shall amend and supplement the covenants and agreements of this Security Instrument as if the rider(s) were a part of this Security Instrument. jCheck a?plic?ble box(es)] _ Adjustable Rate Rider(s) ? Condominium hider ? 1-4 Family Rider ? Graduated Payment Rider ? Planned Unit Development Rider ? Biweekly Payment Rider ? Balloon Rider ? Rate Improvement Rider ? Second Home Rider ? VA Rider ? Other(s) [specify] BY SIGNING BELOW, Borrower accepts and agrees to the terms and co is contained in this Security Instrument and in rider(s) executed by Borrower and recorded with it. _ (Seal) ERIC J B -Borrower STACEY BL CHAK -Borrower (Seal) (Seal) _ -Borrower '-Borrower Certificate of Resi 1, the within-named Mortgagee is 400 ParK `?wf,V4 n? -- ,,, do hereby certify CW6Lf Cbs that the correct address of Witness my hand this day ofQ (S-f- q a 7 - y ?? COMMONWEALTH OF PENNSYLVANIA, Dauphin County ss: ?+ ;?c , .. M?'".• ' ^ - d f y? T- i • k12? N .L1 ?i i before me the ay o On this, the August 1999 , iersonaUyapleared Eric J. Blas chak and Stacey Bla schak known me (or satisfactorily p76 I&Ibte person s whose names are subscribed to the within instrumentand acknowledged that the a executed the same for the purposes herein contained. IN WITNESS WHEREOF, I hereunto set my hand and official se* My Commiss. . WtNft+ofto poto ?rN.hln.6 y Officer ,?,,f(P? }? A? a or s Fmm 3039 9190 Of NdarJes BOOK-11564 PAGE AJLO P,epmdby:L n'RUrMS DATE: 08/09/1999 BORROWER: ERIC S BLASCBAR CASE #: LOAN #: 2066714 PROPERTY ADDRESS: 231 LINCOLN STRBET smoLA, PA. 17025-- COUNTRYWIDE HOME LOANS, INC. BRANCH #217 HAMPDEN CTR 4830 CARLISLE PIKE MgCHANICUMO, PA 17055- (717)730-6670 Or Fax No.: (717)730-3824 LEGAL DESCRIPTION E MBIT A. ALL 'THAT C&StIiTN lot of gxotmd with the iuVrovements there= ezecl:ed situate in the Bar-sigh of West Fairview Urw Td-wiisbip of Fast Famsboro), oxdmaand County, Pemssylvmia, bmmded and de?aibed as follows, to wit: P23UMM at a point as the north side of Lincoln Str et 15 feet, maze or Lem, -5= the northeast catner of Lincoln and Third Streets, and the center of the partition wall bemmen m. gom:ty No. 231 _ Lisncolin Street. and the adjoirdM ptopeei=ty No. 233 Lincoln Street; 7HRM in a mzrh x1y dixectiaa thraigh the cancer of said paxti tir..m waU between, ptrpercies No_ 231 and 233 Lincoln Starer 96 feet, score ar Less, to Abolitim Scheer; 'I'stRrE in an easterly diiectiaa along the imthetn side of Abolition Stns-t a di.sca= of 15 f more or lass, to a point, the gropetty now or late of Elizabath A. G.Leim, said point being the gxtensioa of 3 lira: through the center of t be parciticxa wall beeween pxoper=ea No. 731 and 229 Lincoln Street; 11-mc-z- in a southexrlly directian alwg the cemem- line excended of the- part ition between ux*exmy No. 231 Lincoln Street and property No_ 229 Li=lxi Street 96 .feet, tr= cr less, to thm r=Tbem side of Lincoln . Street; 'LF.ENL ' in a westerly dixectim aka the rv=tbea, aide of Lincoln Street a di.stanx-- of 15 feet, more or less, to a mint, the Place of ?. F7AVLNG tbe-re= e_rected a two story fxacre, d elling have la=drc and m>criexed as 231 r--=tn Street, West Fairview, Pemeylvania. NGT?'s8F7( 45-17-1044-105 ALTA Commitment Boa 1564 rAG 411 (P11915411) Schedule C 3 1-4 FAMILY RIDER Assignment of Rents WHEN RECORDED MAIL TO: SPACE ABOVE FOR RECORDERS USE COUNTRYNIDE HOME LOANS, INC. PARCI±L ID #: MSN Sv 79 / DOCUMENT CONTROL DEPT. _ Prepared by : L. STRUTEERS P.O. BOX 10266 VAN NUYS, CALIFORNIA 91410-0266 LOAN #: 20667 1 ESCROW/CLOSING f: THIS 1-4 FAMILY RIDER is made this 9th day of August , 1999, and is incorporated into and shall be deemed to amend and supplement the Mortgage, Deed of Trust or Security Deed (the "Security Insbunnat") of the same data given by the undersigned (the "Borrower") to segue Borrower's Note to COUNTRYWIDE HONE LOANS, INC. MULnSTATE 14 FAMILY RIDER -Fan* MadFreddie Mac Uniform Instr mew Form 3170 9190 page 1 of 5 Amt /93 .44, I-o y (9801) CHL (02/98) VMP MORTGAGE FORMS - (800)52I-7291 *23991* *00206671400000RQ2A0* BOOR , 64 PAGE, W LQAN`: 2066724 (the "Lender") of the same date and covering the property descriffiad in the Security Instrument and located at: 231 LINCOLN STREET, ENOLA PA, 17025- - (PWpcrty Addr-al 14 FAMILY COVENANTS. In addition to the covenants and agreements made in the Security Instrument, Borrower and Lender further covenant and agree as follows: A. ADDITIONAL PROPERTY SUBJECT TO THE SECURIT'Y' INSTRUMENT. In addition to the Property descnUed in the Security Instrument, the following items are added to the Property description, and shall also oonstitute the Property covered by the Security Instrument: building materials, appliances and goods of every nature whatsoever now or hereafter located in, on, or used, or intended to be used in connection with the Property, including, but not limited to, those for the purposes of supplying or distributing heating, cooling, electricity, gas, water, air and light, fire prevention and extinguishing apparatus, security and access control apparatus, plumbing, bath tubs, water heaters, water closets, sinks, ranges, stoves, refrigerators, dishwashers, disposals, washers, dryers, awnings, storm windows, storm doors, screens, blinds, shades, curtains and curtain rods, attached mirrors, cabinets, panelling and attached floor coverings now or hereafter attached to the Property, all of which, including replacements and additions thereto, shalt be deemed to be and remain a part of the Property covered by the Security Instrument. All of the foregoing together with the Property described in the Security Instrument (or the leasehold estate if the Security Instrument is on a leasehold) are referred to in this 1-4 Family Rider and the Security Instrument as the "Property." B. USE OF PROPERTY; COMPLIANCE WITH LAW. Borrower shall not seek, agree to or make a change in the use of the Property or its zoning classification, unless Lender has agreed m writing to the change. Borrower shall comply with all laws, ordinances, regulations and requirements of any governmental body applicable to the Property. C. SUBORDINATE LIENS. Except as permitted by federal law, Borrower shall not allow any hen inferior to the Security Instrument to be perfected against the Property without Lender's prior written permission. D. RENT LOSS INSURANCE. Borrower shall maintain insurance against rent loss m addition to the other hazards for which insurance is required by Uniform Covenant 5. E.'BORROWER'S RIGHT TO REINSTATE" DELETED. Uniform Covenant I& is Q? Initials: ...M (9801) CHL MUM Page 2 of 5 orm 3I70 9190 800x 1564 PAGE 413 LOAN #% 2066714 F. BORROWER'S OCCUPANCY. Unless Lender and Borrower otherwise agree in writing, the 'first sentence in Uniform Covenant 6 concerning Borrower's occupancy of the Property is deleted. AD remaining covenants and agreements set forth in Uniform Covenant 6 shall remain in effect. G. ASSIGNMENT OF )..EASES. Upon Lender's request, Borrower shall assign to Lender all leases of the Property and all security deposits made in connection with leases of the Property. Upon the assignment, -- Lender shall have the right to modify, extend or terminate the existing leases and to execute new leases, in Lender's sole discretion. As used in this paragraph G, the word "lease" shall mean "sublease" if the Security Instrument is on a leasehold. H. ASSIGNMENT OF RENTS; APPOINTMENT OF RECEIVER; LENDER IN .POSSESSION. Borrower absolutely and unconditionally assigns and transfers to Lender all the rents and revenues ("Rents") of the Property, regardless of to whom the Rents of the Property are payable. Borrower authorizes Lender or Lender's agents t0 collect the Rents, and agrees that each tenant of the Property shall pay the Rents to Lender or Lender's agents. However, Borrower shall receive the Rents until (i) Lender has given Borrower notice of default pursuant to paragraph 21 of the Security Instrument and (ii) Lender has given notice to the tenant(s) that the Rents are to be paid to Lender or Lender's agent. This assignment of Rents constitutes an absolute assignment and not an assignment for additional security only. If Lender gives notice of breach to Borrower. C) all Rents received by Borrower shall be hold by Borrower as trustee for the benefit of Lender only, to be applied to the sums secured by the Security Instrument; (u7 Lender shall be entitled to collect and receive all of the Rents of the Property; (iii) Borrower agrees that each tenant of the Property shall pay all Rents due and unpaid to Lender or Lender's agents upon Lender's written demand to the tenant; (iv) unless applicable law provides otherwise, all Rents collected by Lender or Lender's agents shall be applied first to the costs of taking control of and managing the Property and collecting the Rents, including, but not limited to, attorneys' fees, receiver's fees, premiums on receiver's bounds, repair and maintenance costs, insurance premiums, taxes, assessments and other charges on the Property, and then to the sums secured by the Security Instrument; (v) Lender, Lender's agents or any judicially appointed receiver shall be liable to account for only those Rents actually received; and (vi) Lender shall be entitled to have a receiver appointed to take possession of and manage the Property and collect the Rents and profits derived from the Property without any showing as to the inadequacy of the Property as security. If the Rents of the Property are not sufficient to cover the costs of taking control of and managing the Property and of collecting the Rents any funds expended by Lender for such purposes shall become indebtedness of Borrower to Lender secured by the Security Instrument pursuant to Uniform Covenant 7. ?n lnitiala: C`(J ~ -.57U (98(31) CHL (02198) Page 3 of S 3170 9190 aoox 15+64 rar,>r A4 LOAN #: 2066714 Borrower represents and warrants that Borrower has not executed any prior assignment of the Rents and has not and will not perform any act that would prevent Lender from exercising its rights under this paragraph. Lender, or Lender's agents or a judicially appointed receiver, shall not be required to enter upon, take control of or maintain the Property before or after giving notice of default to Borrower. However, Lender, or Leader's agents or a judicially appointed receiver, may do so at any time when a default occurs. Any application of Rents shall not cure or waive any default or invalidate any other right or remedy of Lender. This assignment of Rents of the Property shall taminate when all the suns secured by the Security Instrument are paid in full. 1. CROSS-DEFAULT PROVISION. Borrower's default or breach under any note or agreement in which Lender has an interest shall be a breach under the Security Instrument and Lender may invoke any of the remedies permitted by the Security Instrument. la kIS: ? !?& -Z7U (9801) CHI, (02198) Page 4 of S Form 3170 9 gaff %4 mA 415 y + IAAN #; 2.466714 visions contained in this I-4 BY SIGNING BELOW, Borrower accepts agrees to the terms and pro Family Rider. (Seal) Boarmwar M.a,CSBLAC (seal) - Bormwa STA BY BL R - -(Seal? - - Bono= (Seal) - Borrower CHL (02198) page 5 of 5 ^' ,.,67U (9801) State of Pennsylvania County of Cumberland 86 - Recorded in ttlt offico for the recording of Deeds ect nd bertand County, PpS in Vow Page ?.L vritn y ha sal of ofti Carlisle, PA #iais da?,?' ?9T Form 3170 9190 sooK1564 PASS .4i6 ri t?xr 10 b V C- - 1'.?0 L0Pic McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496 MARC S. WEISBERG, ESQUIRE - ID # 17616 EDWARD D. CONWAY, ESQUIRE - ID # 34687 MARGARET GAIRO, ESQUIRE - ID # 34419 FRANK DUBIN, ESQUIRE - ID # 19280 KEVIN DISKIN, ESQUIRE - ID # 86727 ANDREW L. MARKOWITZ, ESQUIRE - ID # 28009 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 Countrywide Home Loans, Inc. V. Eric J. Blaschak and Stacey Blaschak Attorneys for Plaintiff Cumberland County Court of Common Pleas Number 07-7255 ASSESSMENT OF DAMAGES AND ENTRY OF JUDGMENT TO THE PROTHONOTARY: Kindly enter judgment by default in favor of Plaintiff and against Defendants in the above-captioned matter for failure to answer Complaint as required by Pennsylvania Rules of Civil Procedure and assess damages as follows: Principal $ 53,966.34 Interest from 10/11/2007 - 01/30/2008 $ 1,245.44 TOTAL $ 55,211.78 McCABE, WEISBERG, ND ON AY C. BY: Attorneys for Plaintiff TERRENCE J. McCABE, ESQUIRE MARC S. WEISBERG, ESQUIRE EDWARD D. CONWAY, ESQUIRE MARGARET GAIRO, ESQUIRE FRANK DUBIN, ESQUIRE KEVIN DISKIN, ESQUIRE ANDREW L. MARKOWITZ, ESQUIRE AND NOW, this 31S+ day of J qn , 2008, Judgment is entered in favor of Plaintiff, Countrywide Home Loans, Inc., and against Defendants, Eric J. Blaschak, and Stacey Blaschak, and damages are assessed in the amount of $ 55,211.78, plus interest and costs. BY THE ROTHONOTARY- McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496 MARC S. WEISBERG, ESQUIRE - ID # 17616 EDWARD D. CONWAY, ESQUIRE - ID # 34687 MARGARET GAIRO, ESQUIRE - ID # 34419 FRANK DUBIN, ESQUIRE - ID # 19280 KEVIN DISKIN, ESQUIRE - ID # 86727 ANDREW L. MARKOWITZ, ESQUIRE - ID # 28009 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 Countrywide Home Loans, Inc. V. Eric J. Blaschak and Stacey Blaschak Attorneys for Plaintiff Cumberland County Court of Common Pleas Number 07-7255 AFFIDAVIT OF NON-MILITARY SERVICE COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND SS. The undersigned, being duly sworn according to law, deposes and says that the Defendants are not in the Military or Naval Service of the United States or its Allies, or otherwise within the provisions of the Soldiers' and Sailors' Civil Relief Act of Congress of 1940 as amended; and that the Defendant, Eric J. Blaschak, is over eighteen (18) years of age and resides at 11 Morari Drive, Dillsburg, PA 17019; and that the Defendant, Stacey Blaschak, is over eighteen (18) years of age and resides at 11 Morari Drive, Dillsburg, PA, 17019. SWORN TO AND SUBSCRIBED McCABE, WEISBERG, AND CONWAY, P.C. BEFORE ME THIS DAY O "W 6008. NOTARY P E •- TA>2IAL SEAL Michelle At Hdocik. NotKy Public. C01 of N Aea?rlp* Fk"1 bia CM" too t# r 28,20 BY: ( j V Attorneys for Plaintiff TERRENCE J. McCABE, ESQUIRE MARC S. WEISBERG, ESQUIRE EDWARD D. CONWAY, ESQUIRE MARGARET GAIRO, ESQUIRE -FRANK DUBIN, ESQUIRE KEVIN DISKIN, ESQUIRE ANDREW L. MARKOWITZ, ESQUIRE Request for Military Status Department of Defense Manpower Data Center Military Status Report Pursuant to the Servicemembers Civil Relief Act Page 1 of 2 JAN-08-2008 08:01:33 Last Name First/Middle Begin Date Active Duty Status Service/Agency BLASCHAK Eric j Based on the information you have furnished, the DMDC does not possess any information indicating that the individual is currently on active duty. Upon searching the information data banks of the Department of Defense Manpower Data Center, based on the information that you provided, the above is the current status of the individual as to all branches of the Military. Mary M. Snavely-Dixon, Director Department of Defense - Manpower Data Center 1600 Wilson Blvd., Suite 400 Arlington, VA 22209-2593 The Defense Manpower Data Center (DMDC) is an organization of the Department of Defense that maintains the Defense Enrollment and Eligibility Reporting System (DEERS) database which is the official source of data on eligibility for military medical care and other eligibility systems. The Department of Defense strongly supports the enforcement of the Servicemembers Civil Relief Act [50 USCS Appx. §§ 501 et seq] (SCRA) (formerly the Soldiers' and Sailors' Civil Relief Act of 1940). DMDC has issued hundreds of thousands of "does not possess any information indicating that the individual is currently on active duty" responses, and has experienced a small error rate. In the event the individual referenced above, or any family member, friend, or representative asserts in any manner that the individual is on active duty, or is otherwise entitled to the protections of the SCRA, you are strongly encouraged to obtain further verification of the person's active duty status by contacting that person's Military Service via the "defenselink.mil" URL provided below. If you have evidence the person is on active-duty and you fail to obtain this additional Military Service verification, provisions of the SCRA may be invoked against you. If you obtain further information about the person ( e.g., an SSN, improved accuracy of DOB, a middle name), you can submit your request again at this Web site and we will provide a new certificate for that query. This response reflects current active duty status only. For historical information, please contact the Military Service SCRA points-of-contact. See: Imp:!/www.defenselink.inil.%fa / is/PC09SLDR.html WARNING: This certificate was provided based on a name and Social Security number (SSN) provided t,tt..?•!/.?,.:n¦. Ai An ncrl mil/crra/nwa/C(`.rA nrr. Relent 1/8/2008 Request for Military Status Department of Defense Manpower Data Center Page 1 of 2 JAN-08-2008 08:05:09 A; Last Name First/Middle Begin Date Active Duty Status Service/Agency BLASCHAK Stacey Based on the information you have furnished, the DMDC does not possess any information indicating that the individual is currently on active duty. Military Status Report Pursuant to the Servicemembers Civil Relief Act 1W Upon searching the information data banks of the Department of Defense Manpower Data Center, based on the information that you provided, the above is the current status of the individual as to all branches of the Military. HOWEVER, WITHOUT A SOCIAL SECURITY NUMBER, THE DEPARTMENT OF DEFENSE MANPOWER DATA CENTER CANNOT AUTHORITATIVELY ASSERT THAT THIS IS THE SAME INDIVIDUAL THAT YOUR QUERY REFERS TO. NAME AND DATE OF BIRTH ALONE DO NOT UNIQUELY IDENTIFY AN INDIVIDUAL. Mary M. Snavely-Dixon, Director Department of Defense - Manpower Data Center 1600 Wilson Blvd., Suite 400 Arlington, VA 22209-2593 The Defense Manpower Data Center (DMDC) is an organization of the Department of Defense that maintains the Defense Enrollment and Eligibility Reporting System (DEERS) database which is the official source of data on eligibility for military medical care and other eligibility systems. The Department of Defense strongly supports the enforcement of the Servicemembers Civil Relief Act [50 USCS Appx. §§ 501 et seq] (SCRA) (formerly the Soldiers' and Sailors' Civil Relief Act of 1940). DMDC has issued hundreds of thousands of "does not possess any information indicating that the individual is currently on active duty" responses, and has experienced a small error rate. In the event the individual referenced above, or any family member, friend, or representative asserts in any manner that the individual is on active duty, or is otherwise entitled to the protections of the SCRA, you are strongly encouraged to obtain further verification of the person's active duty status by contacting that person's Military Service via the "defenselink.mil" URL provided below. If you have evidence the person is on active-duty and you fail to obtain this additional Military Service verification, provisions of the SCRA may be invoked against you. If you obtain further information about the person ( e.g., an SSN, improved accuracy of DOB, a middle name), you can submit your request again at this Web site and we will provide a new certificate for that query. This response reflects current active duty status only. For historical information, please contact the Military Service SCRA points-of-contact. {,tt"c!-//ururw dmrlr nwi mil/crrn/nwn/crrn mr. Select. 1/8/2008 McCABE, WEISBERG AND CONWAY, P.C. '-BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496 MARC S. WEISBERG, ESQUIRE - ID # 17616 EDWARD D. CONWAY, ESQUIRE - ID # 34687 MARGARET GAIRO, ESQUIRE - ID # 34419 FRANK DUBIN, ESQUIRE - ID # 19280 KEVIN DISKIN, ESQUIRE- ID #86727 ANDREW L. MARKOWITZ, ESQUIRE - ID # 28009 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 Countrywide Home Loans, Inc. V. Eric J. Blaschak and Stacey Blaschak Attorneys for Plaintiff Cumberland County Court of Common Pleas Number 07-7255 CERTIFICATION I, the undersigned attorney for Plaintiff, being duly sworn according to law, deposes and says that he deposited in the United States Mail a letter notifying the Defendants that judgment would be entered against them within ten (10) days from the date of said letter in accordance with Rule 237.5 of the Pennsylvania Rules of Civil Procedure. A copy of said letter is attached hereto and marked as Exhibit "A". SWORN TO AND SUBSCRIBED McCABE, WEISBERG, AND CONWAY, P.C. BEFORE ME THIS DAY BY: OF "l 2008. Attorneys for Plaintiff TERRENCE J. McCABE, ESQUIRE MARC S. WEISBERG, ESQUIRE ?i EDWARD D. CONWAY, ESQUIRE MARGARET GAIRO, ESQUIRE NOTARY PUBLIC RANK DUBIN, ESQUIRE BONNIE DAHL, ESQUIRE )OTARIALSEAI. ANDREW L. MARKOWITZ, ESQUIRE WMWhelle A Hohei. N*b[Y Pdblio C y ofl?idelpa P Caaty F ' X38, 2009 OFFICE OF THE PROTHONOTARY COURT OF COMMON PLEAS Cumberland County Courthouse, Carlisle, PA 17013 Curt Long Prothonotary To: Stacey Blaschak 11 Morari Drive Dillsburg, PA 17019 January 8, 2008 Countrywide Home Loans, Inc. VS. Eric J. Blaschak and Stacey Blaschak Cumberland County Court of Common Pleas Number 07-7255 NOTICE, RULE 237.5 NOTICE OF PRAECIPE TO ENTER JUDGMENT BY DEFAULT IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA, 17013 800-990-9108 USTED SE ENCUENTRA EN ESTADO DE REBELDIA POR NO HABER PRESENTADO UNA COMPARECENCIA ESCRITA, YA SEA PERSONALMENTE O POR ABOGADO Y POR NO HABER RADICADO POR ESCRITO CON ESTE TRIBUNAL SUS DEFENSAS U OBJECIONES A LOS RECLAMOS FORMULADOS EN CONTRA SUYO. AL NO TOMAR LA ACCION DEBIDA DENTRO DE DIEZ (10) DIAS DE LA FECHA DE ESTA NOTIFICACION, EL TRIBUNAL PODRA, SIN NECESIDAD DE COMPARECER USTED EN CORTE U OIR PREUBA ALGUNA, DICTAR SENTENCIA EN SU CONTRA Y USTED PODRIA PERDER BIENES U OTROS DERECHOSIMPORTANTES. USTED LE DEBE TOMAR ESTE PAPEL A SU ABOGADO INMEDIATAMENTE. SI USTED NO TIENE A UN ABOGADO, VA A 0 TELEFONEA LA OFICINA EXPUSO ABAJO. ESTA OFICINA LO PUEDE PROPORCIONAR CON INFORMACION ACERCA DE EMPLEAR A UN ABOGADO. SI USTED NO PUEDE PROPORCIONAR PARA EMPLEAR UN ABOGADO, ESTA OFICINA PUEDE SER CAPAZ DE PROPORCIONARLO CON INFORMATION ACERCA DE LAS AGENCIAS QUE PUEDEN OFRECER LOS SERVICIOS LEGALES A PERSONAS ELEGIBLES EN UN HONORARIO REDUCIDO NI NINGUN HONORARIO. Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA, 17013 800-990-9108 _ _ Ir _ Attorneys for Plaintiff < ' 1 TERRENCE J. McCABE, ESQUIRE MARC S. WEISBERG, ESQUIRE EDWARD D. CONWAY, ESQUIRE MARGARET GAIRO, ESQUIRE NOTIFICACION IMPORTANTE TJMtkpa OFFICE OF THE PROTHONOTARY COURT OF COMMON PLEAS Cumberland County Courthouse, Carlisle, PA 17013 Curt Long Prothonotary To: Eric J. Blaschak 11 Morari Drive Dillsburg, PA 17019 January 8, 2008 Countrywide Home Loans, Inc. VS. Eric J. Blaschak and Stacey Blaschak Cumberland County Court of Common Pleas Number 07-7255 NOTICE, RULE 237.5 NOTICE OF PRAECIPE TO ENTER JUDGMENT BY DEFAULT IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA, 17013 800-990-9108 NOTIFICACION IMPORTANTE USTED SE ENCUENTRA EN ESTADO DE REBELDIA POR NO HABER PRESENTADO UNA COMPARECENCIA ESCRITA, YA SEA PERSONALMENTE O POR ABOGADO Y POR NO HABER RADICADO POR ESCRITO CON ESTE TRIBUNAL SUS DEFENSAS U OBJECIONES A LOS RECLAMOS FORMULADOS EN CONTRA SUYO. AL NO TOMAR LA ACCION DEBIDA DENTRO DE DIEZ (10) DIAS DE LA FECHA DE ESTA NOTIFICACION, EL TRIBUNAL PODRA, SIN NECESIDAD DE COMPARECER USTED EN CORTE U OIR PREUBA ALGUNA, DICTAR SENTENCIAEN SU CONTRA Y USTED PODRIAPERDER BIENES U OTROS DERECHOSIMPORTANTES. LISTED LE DEBE TOMAR ESTE PAPEL A SU ABOGADO INMEDIATAMENTE. SI USTED NO TIENE A UN ABOGADO, VA A O TELEFONEA LA OFICINA EXPUSO ABAJO. ESTA OFICINA LO PUEDE PROPORCIONAR CON INFORMACION ACERCA DE EMPLEAR A UN ABOGADO. SI USTED NO PUEDE PROPORCIONAR PARA EMPLEAR UN ABOGADO, ESTA OFICINA PUEDE SER CAPAZ DE PROPORCIONARLO CON INFORMACION ACERCA DE LAS AGENCIAS QUE PUEDEN OFRECER LOS SERVICIOS LEGALES A PERSONAS ELEGIBLES EN UN HONORARIO REDUCIDO NI NINGUN HONORARIO. Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA, 17013 800-990-9108 McCABE, WEIS RG AND CONWAY, P.C. BY: Attorneys for Plaintiff TERRENCE J. McCABE, ESQUIRE MARC S. WEISBERG, ESQUIRE EDWARD D. CONWAY, ESQUIRE MARGARET GAIRO, ESQUIRE TJM/kpa VERIFICATION The undersigned attorney hereby certifies that he is the attorney for the Plaintiff in the within action and that he is authorized to make this verification and that the foregoing facts are true and correct to the best of his knowledge, information and belief and further states that false statements herein are made subject to the penalties of 18 PA.C.S. Section 4909 relating to unsworn falsification to authorities. McCAB EISBERC?, A,NA CO WAY, P.C. BY: /? ?J Attorneys for Plaintiff TERRENCE J. McCABE, ESQUIRE MARC S. WEISBERG, ESQUIRE EDWARD D. CONWAY, ESQUIRE MARGARET GAIRO, ESQUIRE FRANK DUBIN, ESQUIRE KEVIN DISKIN, ESQUIRE ANDREW L. MARKOWITZ, ESQUIRE C) ? ILI OFFICE OF THE PROTHONOTARY COURT OF COMMON PLEAS Cumberland County Courthouse, Curt Long Prothonotary To: Eric J. Blaschak 11 Morari Drive Dillsburg, PA 17019 Countrywide Home Loans, Inc. I Cumberland County Court of Common Pleas V. Eric J. Blaschak and Stacey Blaschak Number 07-7255 NOTICE Pursuant to Rule 236, you are hereby notified that a JUDGMENT has been entered in the above proceeding as indicated below. urt Long.--'" Prothonotary X Judgment by Default 3//08 Money Judgment Judgment in Replevin - Judgment for Possession If you have any questions concerning this Judgment, please call WCABE, WEISBERG AND CONWAY at (215) 790-1010. 0 OFFICE OF THE PROTHONOTARY COURT OF COMMON PLEAS Cumberland County Courthouse, Curt Long Prothonotary To: Stacey Blaschak 11 Morari Drive Dillsburg, PA 17019 Countrywide Home Loans, Inc. Cumberland County Court of Common Pleas V. Eric J. Blaschak and Stacey Blaschak Number 07-7255 NOTICE Pursuant to Rule 236, you are hereby notified that-g JUDGMENT has been entered in the above proceeding as indicated below. rt off, - Prothonotary X Judgment by Default /13110$ Money Judgment - Judgment in Replevin - Judgment for Possession If you have any questions concerning this Judgment, please call WCABE, WEISBERG AND CONWAY at (215) 790-1010. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION Countrywide Home Loans, Inc. FILE NO.: 07-7255 Civil Term Plaintiff V. Eric J. Blaschak and Stacey Blaschak Defendants AMOUNT DUE: $55,211.78 Interest $1,207.64 from 1/31/2008 to 6/11/2008 DATE OF SALE plus $9.08 per diem thereafter ATTY' S COMM.: COSTS: TO THE PROTHONOTARY OF SAID COURT: The undersigned hereby certifies that the below does not arise out of a retail installment sale, contract, or account based on a confession of judgment, but if it does, it is based on the appropriate original proceeding filed pursuant to Act 7 of 1966 as amended; and for real property pursuant to Act 6 of 1974 as amended. PRAECIPE FOR EXECUTION Issue writ or execution in the above matter to the Sheriff of Cumberland County, for debt, interest and costs upon the following described property of the defendants 231 Lincoln Street, Enola, PA 17025 (More fully described as attached) PRAECIPE FOR ATTACHMENT EXECUTION Issue writ of attachment to the Sheriff of CUMBERLAND County, for debt, interest and costs, as above, directing attachment against the above-named garnishee(s) for the following property (if real estate, supply six copies of the description; supply four copies of lengthy personalty list) and all other property of the defendants in the possession, custody or control of the said garnishee(s). (Indicate) Index this writ against the garnishee(s) as a lis pendens against real estate of the defendant(s) described in the attached exhibit. DATE: 3 Signature: McCABE, WE , AND CONWAY, P.C. Attorneys for aintiff TERRENCE J. McCABE, ESQUIRE MARC S. WEISBERG, ESQUIRE EDWARD D. CONWAY, ESQUIRE MARGARET GAIRO, ESQUIRE FRANK DUBIN, ESQUIRE ANDREW L. MARKOWITZ, ESQUIRE KEVIN DISKIN, ESQUIRE 7?) ? n V O Cam" e 0 Sig 00 W i b ..? ?9o? ? ;.Lobo b'-0??TL o) O (? ov O F 0 0 V 0 g Soo DO m o D C? i '*1 C'r'S -^o -77 cx- Q T Y? J- 0 McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496 MARC S. WEISBERG, ESQUIRE - ID # 17616 EDWARD D. CONWAY, ESQUIRE - ID # 34687 MARGARET GAIRO, ESQUIRE - ID # 34419 FRANK DUBIN, ESQUIRE - ID # 19280 ANDREW L. MARKOWITZ, ESQUIRE - ID # 28009 KEVIN DISKIN, ESQUIRE - ID # 86727 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 Countrywide Home Loans, Inc. Plaintiff V. Eric J. Blaschak and Stacey Blaschak Defendants Attorneys for Plaintiff COURT OF COMMON PLEAS CUMBERLAND COUNTY Number 07-7255 AFFIDAVIT PURSUANT TO RULE 3129 The undersigned, attorney for Plaintiff in the above action, set forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at: 231 Lincoln Street, Enola, PA 17025, a copy of the description of said property is attached hereto and marked Exhibit «A„ Name and address of Owners or Reputed Owners: Name Eric J. Blaschak Address 11 Morari Drive Dillsburg, PA 17019 Stacey Blaschak 11 Morari Drive Dillsburg, PA 17019 2. Name and address of Defendants in the judgment: Name Eric J. Blaschak Address 11 Morari Drive Dillsburg, PA 17019 Stacey Blaschak 11 Morari Drive Dillsburg, PA 17019 . 3. Name and last known address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name Address East Pennsboro Township 98 S. Enola Drive Enola, PA 17025-2796 Mortgage Electronic 1270 Northland Drive Registration Systems Inc. Suite 200 Mendota Heights, MN 55120 Countrywide Home Loans 7105 Corporate Dr. Inc. PTX B-209 Plano, TX 75024 Bank of New York 7105 Corporate Drive Plano, TX 75024 PHH Mortgage Corporation 3000 Leadenhall Road Mount Laurel, NJ 08054 PHH Mortgage Corporation 4001 Leadenhall Road Mount Laurel, NJ 08054 Plaintiff herein 4. Name and address of the last recorded holder of every mortgage of record: Name Address Plaintiff herein. 5. Name and address of every other person who has any record lien on the property: Name Address East Pennsboro Township 98 S. Enola Drive Enola, PA 17025 6. Name and address of every other person who has any record interest in the property which may be affected by the sale: Name Address None 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Name Address Tenants 231 Lincoln Street, Enola, PA 17025 Commonwealth of PA Department P.O. Box 2675 of Public Welfare Harrisburg, PA 17105 Domestic Relations Cumberland County P.O. Box 320 Carlisle, PA 17013 Commonwealth of Pennsylvania Inheritance Tax Office Commonwealth of Pennsylvania Bureau of Individual Tax Inheritance Tax Division Department of Public Welfare TPL Casualty Unit Estate Recovery Program Internal Revenue Service Department of Public Welfare TPL Casualty Unit Estate Recovery Program United States of America c/o U.S. Attorney for the Eastern District of PA United States of America c/o U.S. Attorney for the Middle District of PA United States of America c/o Attorney for the Western District of PA 1400 Spring Garden Street Philadelphia, PA 19130 6th Floor, Strawberry Square Department #280601 Harrisburg, PA 17128 Willow Oak Building P.O. Box 8486 Harrisburg, PA 17105-8486 Technical Support Group, William Green Federal Bldg. Room 3259, 600 Arch Street Philadelphia, PA 19106 Willow Oak Building P.O. Box 8486 Harrisburg, PA 17105-8486 615 Chestnut Street Philadelphia, PA 19106 235 North Washington Street Scranton, PA 18503 633 U.S. Post Office and Courthouse 7'h& Grant Streets Pittsburgh, PA 15219 Commonwealth of Pennsylvania Clearance Support Department 281230 Department of Revenue Bureau of Harrisburg, PA 17128-1230 Compliance ATTN: Sheriffs Sales Name and address of Attorney of record: NONE I verify that the statements made in this Affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities. Februarv 12. 2008 DATE McCABE, WEISBERG, AND CONWAY, P.C. BY: Attorneys f tiff TERRENCE . McCABE, ESQUIRE MARC S. WEISBERG, ESQUIRE EDWARD D. CONWAY, ESQUIRE MARGARET GAIRO, ESQUIRE FRANK DUBIN, ESQUIRE ANDREW L. MARKOWITZ, ESQUIRE KEVIN DISKIN, ESQUIRE (") na _- "-aa 77 r act 21 4 f., l W' CIVIL ACTION LAW Countrywide Home Loans, Inc. V. Eric J. Blaschak and Stacey Blaschak COURT OF COMMON PLEAS CUMBERLAND COUNTY Number 07-7255 NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: Eric J. Blaschak Stacey Blaschak 11 Morari Drive 11 Morari Drive Dillsburg, PA 17019 Dillsburg, PA 17019 Your house (real estate) at 231 Lincoln Street, Enola, PA 17025 is scheduled to be sold at Sheriffs Sale on JUNE 11, 2008 at 10:00 a.m. in the Commissioner's Hearing Room located on the 2nd Floor of the Cumberland County Courthouse, 1 Courthouse Square, Carlisle, Pennsylvania 17013 to enforce the court judgment of $55,211.78 obtained by Countrywide Home Loans, Inc. against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriffs Sale you must take immediate action: The sale will be canceled if you pay to Countrywide Home Loans, Inc. the back payments, late charges, costs, and reasonable attorney's fees due. To find out how much you must pay, you may call McCabe, Weisberg and Conway P.C. at (215) 790-1010. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See the following notice on how to obtain an attorney.) YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE 1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling McCabe, Weisberg and Conway P.C. at (215) 790-1010. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due on the sale. To r, find out if this has happened, you may call McCabe Weisberg and Conway, P.C. at (215) 790-1010. 4. If the amount due from the buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your real estate. A schedule of distribution of the money bid for your real estate will be filed by the Sheriff within thirty (30) days of the sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed schedule of distribution is wrong) are filed with the Sheriff within ten (10) days after the posting of the schedule of distribution. 7. You may also have other rights and defenses, or ways of getting your real estate back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 800-990-9108 ASSOCIATION DE LICENCIDADOS Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 800-990-9108 WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 07-7255 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due COUNTRYWIDE HOME LOANS, INC., Plaintiff (s) From ERIC J. BLASCHAK and STACEY BLASCHAK (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $55,211.78 L.L. $.50 Interest $1,207.64 from 1/31/08 to 6/11/08 Date Of Sale plus $9.08 per diem thereafter Atty's Comm % Atty Paid $283.22 Plaintiff Paid Date: 2/14/08 (Seal) REQUESTING PARTY: Due Prothy $2.00 Other Costs ?1 h, 11 Prothonotary By: Deputy Name TERRENCE J. MCCABE, ESQUIRE Address: MCCABE, WEISBERG AND CONWAY, P.C. 123 SOUTH BROAD STREET, SUITE 2080 PHILADELPHIA, PA 19109 Attorney for: PLAINTIFF Telephone: 215-790-1010 Supreme Court ID No. 16496 McCABE, WEISBERG AND CONWAY, P.C. 4 BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496 MARC S. WEISBERG, ESQUIRE - ID # 17616 EDWARD D. CONWAY, ESQUIRE - ID # 34687 MARGARET GAIRO, ESQUIRE - ID # 34419 FRANK DUBIN, ESQUIRE - ID # 19280 ANDREW L. MARKOWITZ, ESQUIRE - ID # 28009 KEVIN DISKIN, ESQUIRE - ID # 86727 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 Countrywide Home Loans, Inc. Plaintiff V. Eric J. Blaschak and Stacey Blaschak Defendants Attorneys for Plaintiff COURT OF COMMON PLEAS CUMBERLAND COUNTY Number 07-7255 AFFIDAVIT OF SERVICE I, the undersigned attorney for the Plaintiff in the within matter, hereby certify that on the 10" day of April, 2008, a true and correct copy of the Notice of Sheriff s Sale of Real Property was served on all pertinent lienholder(s) as set forth in the Affidavit Pursuant to 3129 which is attached hereto as Exhibit "A." Copies of the letter and certificates of mailing are also attached hereto, made a part hereof and marked as Exhibit "B." SWORN TO AND SUBSCRIBED BEFORE ME THIS 1 OTH DAY OF APRIL, 2008. McCABE, WEISBERG, AND CONWAY, P.C. _ BY: 7-/-? Attorneys or Plaintiff TERRENCE J. MCCABE, ESQUIRE MARC S. WEISBERG, ESQUIRE EDWARD D. CONWAY, ESQUIRE MARGARET GAIRO, ESQUIRE FRANK DUBIN, ESQUIRE ANDREW L. MARKOWITZ, ESQUIRE KEVIN DISKIN, ESQUIRE NW A TH O PENN. Y Notarial Seal Susan J. Markowitz, Notary Public City of Philadelphia, Philadelphia County My Commission Expires Feb. 13, 2011 Member, ennsylvan a Association of Notaries McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496 MARC S. WEISBERG, ESQUIRE - ID # 17616 EDWARD D. CONWAY, ESQUIRE - ID # 34687 MARGARET GAIRO, ESQUIRE - ID # 34419 FRANK DUBIN, ESQUIRE - ID # 19280 ANDREW L. MARKOWITZ, ESQUIRE - ID # 28009 KEVIN DISKIN, ESQUIRE - ID # 86727 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 Countrywide Home Loans, Inc. Plaintiff Attorneys for Plaintiff COURT OF COMMON PLEAS CUMBERLAND COUNTY V. Eric J. Blaschak and Stacey Blaschak Number 07-7255 Defendants AFFIDAVIT PURSUANT TO RULE 31.29 The undersigned, attorney for Plaintiff in the above action, set forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at: 231 Lincoln Street, Enola, PA 17025, a copy of the description of said property is attached hereto and marked Exhibit «A„ Name and address of Owners or Reputed Owners: Name Eric J. Blaschak Address 11 Morari Drive Dillsburg, PA 17019 Stacey Blaschak 11 Moran Drive Dillsburg, PA 170.19 2. Name and address of Defendants in the judgment: Name Eric J. Blaschak Stacey Blaschak Address 11 Morari Drive Dillsburg, PA 17019 11 Moran' Drive Dillsburg, PA 17019 1. 1 3 Name and last known address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name East Pennsboro Township Mortgage Electronic Registration Systems Inc. Countrywide Home Loans Inc. Bank of New York PHH Mortgage Corporation PHH Mortgage Corporation Plaintiff herein 4 Address 98 S. Enola Drive Enola, PA 17025-2796 1270 Northland Drive Suite 200 Mendota Heights, MN 55120 7105 Corporate Dr. PTX B-209 Plano, TX 75024 7105 Corporate Drive Plano, TX 75024 3000 Leadenhall Road Mount Laurel, NJ 08054 4001 Leadenhall Road Mount Laurel, NJ 08054 Name and address of the last recorded holder of every mortgage of record: Name Plaintiff herein. 5 Address Name and address of every other person who has any record lien on the property: Name Address East Pennsboro Township 98 S. Enola Drive Enola, PA 17025 6. Name and address of every other person who has any record interest in the property which may be affected by the sale: Name Address None 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Name Tenants Commonwealth of PA Department of Public Welfare Domestic Relations Cumberland County Commonwealth of Pennsylvania Inheritance Tax Office Address 231 Lincoln Street, Enola, PA 17025 P.O. Box 2675 Harrisburg, P'A 17105 P.O. Box 320 Carlisle, PA 17013 1400 Spring Garden Street Philadelphia, PA 19130 Commonwealth of Pennsylvania Bureau of Individual Tax Inheritance Tax Division Department of Public Welfare TPL Casualty Unit Estate Recovery Program Internal Revenue Service Department of Public Welfare TPL Casualty Unit Estate Recovery Program United States of America c/o U.S. Attorney for the Eastern District of PA United States of America c/o U.S. Attorney for the Middle District of PA United States of America c/o Attorney for the Western District of PA Commonwealth of Pennsylvania Department of Revenue Bureau of Compliance 6th Floor, Strawberry Square Department h280601 Harrisburg, PA 17128 Willow Oak Building P.O. Box 8486 Harrisburg, PA 17105-8486 Technical Support Group, William Green Federal Bldg. Room 3259, 600 Arch Street Philadelphia, PA 19106 Willow Oak Building P.O. Box 8486 Harrisburg, PA 17105-8486 615 Chestnut Street Philadelphia, PA 19106 235 North Washington Street Scranton, PA 18503 633 U.S. Post Office and Courthouse 7`h & Grant Streets Pittsburgh, PA 15219 Clearance Support Department 281230 Harrisburg, PA 17128- ATTN: Sheriffs Sales ??? Name and address of Attorney of record: NONE I verify that the statements made in this Affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. Section 4904 relating to unworn falsification to authorities. Februarv 12. 2008 DATE McCABE, WEISBERG, AND CONWAY, P.C. BY: Attorneys f intiff TERRENCE . McCABE, ESQUIRE MARC S. WEISBERG, ESQUIRE EDWARD D. CONWAY, ESQUIRE MARGARET GAIRO, ESQUIRE FRANK DUBIN, ESQUIRE ANDREW L. MARKOWITZ, ESQUIRE KEVIN DISKIN, ESQUIRE ETNNN McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496 MARC S. WEISBERG, ESQUIRE - ID # 17616 EDWARD D. CONWAY, ESQUIRE - ID # 34687 MARGARET GAIRO, ESQUIRE - ID # 34419 FRANK DUBIN, ESQUIRE - ID # 19280 ANDREW L. MARKOWITZ, ESQUIRE - ID # 28009 KEVIN DISKIN, ESQUIRE - ID # 86727 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 Countrywide Home Loans, Inc. Plaintiff V. Eric J. Blaschak and Stacey Blaschak Defendants DATE: April 10, 2008 Attorneys for Plaintiff COURT OF COMMON PLEAS CUMBERLAND COUNTY Number 07-7255 TO: ALL PARTIES IN INTEREST AND CLAIMANTS NOTICE OF SHERIFF'S SALE OF REAL PROPERTY OWNERS: Eric J. Blaschak and Stacey Blaschak PROPERTY: 231 Lincoln Street, Enola, PA 17025 IMPROVEMENTS: Residential Dwelling The above-captioned property is scheduled to be sold at the Sheriffs Sale on JUNE 11, 2008 at 10:00 a.m. in the Commissioner's Hearing Room located on the 2nd Floor of the Cumberland County Courthouse, 1 Courthouse Square, Carlisle, Pennsylvania 17011 3. Our records indicate that you may hold a mortgage or judgments and liens on, and/or other interests in the property which will be extinguished by the sale. You may wish to attend the sale to protect your interests. A schedule of distribution will be filed by the Sheriff on a date specified by the Sheriff not later than thirty (30) days after sale. Distribution will be made in accordance with the schedule unless exceptions are filed thereto within ten (10) days after the filing of the schedule. Exhibit B 0 w 00 A'- a, cr v,4 n W ? N ?° ?Gy " ? 1 r CI' Nri y+ M N "A C o a x? J ?G ?oC3 O 5 ?°_a3 C _V ? O to °ti o cri C O• Z? t4 tD 25 n Nr•O ON??S?c D J ` N C O ? d? r t • ??o-D o .o n O F• ?D "rd ? 3, 5 ti+ A O to 3 r-? A *d ? ? r+ I N U? r -Uro N O ? O O Opry ? O co ? *a d o o r d ' s O 4 . ? r ' p ?"Q A t =;= ^ tlD , r• ?? ? 0 1.',' -,' , n ?O r ? m 1? ? "d ? ? Y'0 W ? "? ? J r+• i O r?+ e ?'? rna ro ?' ?G? r0uf?? N ro O b ? G K O r• O f ?Mp yyNI7Et}r ?a O to ama ?? d 1 r- CIA a N )3 9 a rr-?. toA-0 O c9 co .4 Paz ?c co J rn A zo <z S axdnwdn Z R ti ?TQ > 00'0 C/] J W ? A? < M 90 A C O ? 0 W' "l7?rnr' C ;. ? w o 0 D K CIL- a' V to e-F O ? C C •t C O M b C?Ne\C" ?cwiloo ?f y?o y o O? C O co ?tf9 A M DD ro d ?s R G M b brn`c ENO c, a ?U,a r o CD r...1 V 9 ie ry" hr ? M r .r 't cs fD ? A? -s d A O "C W &0? -t cxQ?? as 4 C . X- 00 b00 ,= E.'-- c b `3 a' b ? c 7 A O ? ON f9 ibl N bo5,bo c ?o,zfO c A? O rn ? ? C ro f9 ? UQ C7 n O nZ x? W d W ? N 00 ,o C ? ? O• p' ? O a• O a? O C ? .ti O O 7 ac c v? ro ?^+ ? '"rOa't7a'O O ? .Q D >o4 C A? < c m McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496 MARC S. WEISBERG, ESQUIRE - ID # 17616 EDWARD D. CONWAY, ESQUIRE - ID # 34687 MARGARET GAIRO, ESQUIRE - ID # 34419 KEVIN DISKIN, ESQUIRE - ID # 86727 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 Countrywide Home Loans, Inc. Plaintiff Attorneys for Plaintiff COURT OF COMMON PLEAS CUMBERLAND COUNTY V. Eric J. Blaschak and Stacey Blaschak Number 07-7255 Defendants AFFIDAVIT OF SERVICE COMMONWEALTH OF PENNSYLVANIA: SS: COUNTY OF PHILADELPHIA : The undersigned, hereby certifies that he is the attorney for Plaintiff in the within matter, being duly sworn according to law, deposes and says that a true and correct copy of the Notice of Sheriff s Sale was served upon the Defendants, Eric J. Blaschak and Stacey Blaschak, by regular mail, certificate of mailing, and certified mail, return receipts requested, dated February 21, 2008, and addressed to 11 Morari Drive, Dillsburg, PA 17019. The regular mail was never returned, and the certified mail was signed for by Co- Defendant, Eric J. Blaschak for both defendants on February 25, 2008. True and correct copies of the letters, certificate of mailing, certified receipt numbers 7005-2570-0002-2271-4268 and 7005-2570-0002-2271-4275, signed green cards are attached hereto, made part hereof, and marked as Exhibit "A". SWORN TO AND SUBSCRIBED MCCABE, WEISBERG CONWAY, P.C. BEFORE ME THIS 2°d DAY BY: April, 2008. ChOssandra Shaye Hamil m, Notary Public . 9R Of Pbiladdphia, Phlla. County Attorneys for Plaintiff TERRENCE J. MCCABE, ESQUIRE MARC S. WEISBERG, ESQUIRE EDWARD D. CONWAY, ESQUIRE MARGARET GAIRO, ESQUIRE KEVIN DISKIN, ESQUIRE LAW OFFICES McCABE, WEISBERG & CONWAY, P.C. 1I0tRBNC•E J. M"E••e MARC S. WEISNERO•• EDWARD D. CONWAY MARGARET GAIRO LISA L. WALLACE+t BRENDA L. BROGDON• FRANK DUBIN ANDREW L. MARKOWITZ GAYL C. SPIVAK• KEVIN DISKIN' SCOTT TAGGART* MARISA COHEN* KATHERINE SANTANGINI^^ JASON BROOKS^ DEBORAH K. CURRAN*• LAURA H.G. O'SULLIVANt• STEPHANIE H. HURLEY. ALISA LACHOW-THURSTON ^^ • Lwass d in PA & NJ •• Literal in PA & NY ^ Limmed in NY ^^ Licm d in NJ Licamd in PA & WA ••• Liawd in PA, NJ & NY t Limnndd in NY & Cr Limned in MD & DC •• LKaud in MD ^^^ Lioenred in VA + Managing Attorney for NY t Managing Attorney for MD SUITE 2080 123 SOUTH BROAD STREET PHILADELPHIA, PA 19109 (215) 790-1010 FAX (215) 790-1274 SUITE 600 216 HADDON AVENUE WESTMONT, NJ 08108 (856) 858-7080 FAX (856) 858-7020 SUITE 401 145 HUGUENOT STREET NEW ROCHELLE, NY 10801 (914)-636-8900 FAX (914)-636-8901 Also servicing Connecticut SUITE 302 8101 SANDY SPRING ROAD LAUREL, MD 20707 (301) 490-1196 FAX (301) 490-1568 Also servicing The District of Columbia and Virginia February 21, 2008 Of Counsel PITNICK & MARGOLIN. LLP^ - NY DEBORAH K. CURRAN • - MD & DC LAURA H.G. O' SULLIVAN• - MD & DC STEPHANIE H. HURLEY- - MD ALISA LACHOW-THURSTON--VA JOSEPH R RIGA. - PA & NJ Eric J. Blaschak 11 Morari Drive Dillsburg, PA 17019 Re: Countrywide Home Loans, Inc. VS. Eric J. Blaschak and Stacey Blaschak Cumberland County, No. 07-7255 Premises: 231 Lincoln Street, Enola, PA, 17025 Dear Eric J. Blaschak: Enclosed is a Notice of Sheriffs Sale relative to the above-captioned matter. Very y yoZ, j r eekah Wiltb (n` , egal Assistant to McCabe, Weisberg and Conway, P.C. lmwi Enclosure SENT VIA REGULAR MAIL AND Ali CERTIFIED MAIL NUMBER 7005 2570 0002 2EUIBIT A RETURN RECEIPT REQUESTED This is a communication from a debt collector. This letter may be an attempt to collect a debt and any information obtained will be used for that purpose. LAW OFFICES McCABE, WEISBERG & CONWAY, P.C. l+i T J McCABE»s» It(S WEISBERG»» PA)WARD D. CONWAY MARGARET GAIRO LISA L. WALLACE+f BRENDA L.BROGDON• FRANK DUBIN ANDREW L. MARKOWITZ GAYL C. SPIVAK* KEVIN DISKJN» SCOTT TAGGART• MARISA COHEN* KATHERINE SANTANGINI^^ JASON BROOKS^ DEBORAH K. CURRAN±, LAURA H.G. O'SULLIVANt- STEPHANIE H. HURLEY- ALISA LACHOW-THURSTON ^ ^ • Lic-d in PA & NJ •• Licensed in PA & NY ^ Licensed in NY ^^ Licensed in NJ » Licensed in PA & WA ••• Licmed in PA, NJ & NY 1 Licensed in NY & CT • Licensed in MD & DC •. Lioensea in MD ^^^ Licensed in VA + NU-0-8 A.., for NY t Managing Attorney for MD SUITE 2080 123 SOUTH BROAD STREET PHILADELPHIA, PA 19109 (215) 790-1010 FAX (215) 790-1274 SUITE 600 216 HADDON AVENUE WESTMONT, NJ 08108 (856)858-7080 FAX (856) 858-7020 SUITE 401 145 HUGUENOT STREET NEW ROCHELLE, NY 10801 (914)-636-8900 FAX (914)-636-8901 Also servicing Connecticut SUITE 302 8101 SANDY SPRING ROAD LAUREL, MD 20707 (301) 490-1196 FAX (301) 490-1568 Also servicing The District of Columbia and Virginia February 21, 2008 Of Counsel PnMCK & MARGOLIN, LLP^ - NY DEBORAH K. CURRAN • - MD & DC LAURA H.G. O'SULLIVAN• - MID & DC STEPHANIE H. HURLEY- - MD ALISA LACHOW-THURSTON- -VA JOSEPH F. RIGA* - PA & NJ Stacey Blaschak 11 Morari Drive Dillsburg, PA 17019 Re: Countrywide Home Loans, Inc. VS. Eric J. Blaschak and Stacey Blaschak Cumberland County, No. 07-7255 Premises: 231 Lincoln Street, Enola, PA, 17025 Dear Stacey Blaschak: Enclosed is a Notice of Sheriffs Sale relative to the above-captioned matter. Very-truly your rldekekah Wiltbanks, Legal Assistant to McCabe, Weisberg and Conway, P.C. /mwi Enclosure SENT VIA REGULAR MAIL AND CERTIFIED MAIL NUMBER 7005 2570 0002 2271 RETURN RECEIPT REQUESTED EXHIBIT A This is a communication from a debt collector. This letter may be an attempt to collect a debt and any information obtained will be used for that purpose. ¦ Complete items 1, 2, and 3. Also complete Item 4 if Restricted Delivery is desired. ¦ Print your name and address on the reverse A. nature ? gent ? Addressee so that we can return the card to you. ¦ Attach this card to the back of the mailpiece, B, ed (P nted of Delivery C / or on the front if space permits. ?i " 1. Article Addressed to: ddress 1? "Y D. If Is YES, delivery a enter delive ? DOW l l IVterc?r? ??v? ed Mail 13 Express Mail l 1 S•?lj,i ? - I ? (J 1 3 C;ertiN >? ? Registered ? Return Receipt for Merchandise ? Insured mail ? C.O.D. 4. Restricted Delivery? (Extra Fee) ? Yes 2. Article Number 7005 2570 0002 2271 4275 (rmnsferfrom mvke JhW PS Form 3811, February 2004 Domestic Return Receipt 102595-02.M-f540.: F r Complete items 1, 2, and 3. Also complete A. re Item 4 if Restricted Delivery is desired. X 13 Agent ¦ Print your name and address on the reverse ? Addressee so that we can return the card to you. lill Attach this card to the back of the mailpiece, B. Pecelved by (Pd, led Name) E Date Of ery or on the front if space permits. SC <'s D. Is delivery address deferent item 1? Yes 1. Article Addressed to: If YES, enter delivery "add No '• ? s ?? 131 c ??' i c J 13 . - r ? Ivlor D IVe- r S ' u r P? -74 s e 1 ? 4 10 Certifie d Mail ? Express Mail ? Registered ? Return Receipt for Merchandise ? Insured Mail ? C.O.D. 4. Restricted Delivery? (Extra Fee) ? Yes 2. Artkie Number 70 2570 0002 2271 4268 7 05 (fYarrsferfrom servke 1b . 'PS Form 3811, February 2004 Domestic Return Receipt USPS - Track & Confirm Search Results Label/Receipt Number: 7005 2570 0002 2271 4268 Status: Delivered Your item was delivered at 9:21 am on February 25, 2008 in DILLSBURG, PA 17019. A proof of delivery record may be available through your local Post Office for a fee. Additional information for this item is stored in files offline. Rostw& QFFIine Details > Return to USPScom Fume > } Page I of I "rack & Confirm Enter Label/Receipt Number. ti. Go> Site Map Contact Us Forms Gov't Services Jobs Privacy Policy I ;ims of Use National & Premier Accounts 'Wal , Copyright<O 1999-2007 LISPS. All Rights Reserved. No FEAR Act EEO Data FOIA : a-hi,BIT A http://trkcnfrm l .smi.usps.com/PTSInternetWeb/InterLabellnquiry.do 5/2/2008 7 . U.S . Pos tal Ser vice CE RTIF IED MAIL REC EIP T (Do mestic M ail Only ; No Ins urance C overag e Provided) C3 RetuPn Pweipt O Ln rL po? r-3 r? OFFICIAL U rU ti Pomp $ ? IL ? rdlled Fee O Ce CIV (em u ? (Endorseruerrt RegWsQ x TOW Poet•ge & Few $ C3 a r_t.?- las ch orpoftN>la C ora ri .. ?lI sbur ?9' ??o? EXHIBIT A ti (Domestic Only; No Ins urance Coverage Provided) r%- r-q r` F F r ru ppepp rte o ceraw Fee C3 vP C3 Retum Receipt Fee t3? Here,: (Errrlorsertrern Requhed) ti O ReeUicwd UeRmy Fee p S aS? s r? (Endorserrwd RequWSM . Ln ru Toted Posmpe & Fees $ o 0 ?- a ---------------- q PO? Iv[ L - lt:Ca r 1 J - . DP:4 _ ? 7D 19 r ?s C"'' ? • O d 0 rn O 5 ? v'. N -e ?O A • F 0 z m %o 0 c J_ G w Nil l? v z ? na " ' v, r l 0 161 tld` \? $ .a CA •n a.? yy?? Y•r l^? 3 M O O? n ?t;oio r n H a 13 o ' O c r ' A? r ?. 7n x m R s 7s. 7 J m z A 3 R A 8 0 - A o 0 UNITros p w ?? 1a tV S7 Tfl 4W4 9 ©w`Q oN ? to N'?? v p a o I to ao ? CC) -?ca co Countrywide Home Loans, Inc. VS Eric J. Blaschak and Stacey Blaschak In the Court of Common Pleas of Cumberland County, Pennsylvania Writ No. 2007-7255 Civil Term Steve Bender, Deputy Sheriff, who being duly sworn according to law, states that on April 1, 2008 at 1400 hours, he posted a true copy of the within Real Estate Writ, Notice, Poster and Description, in the above entitled action, upon the property of Eric J. Blaschak and Stacey Blaschak located at 231 Lincoln Street, Enola, Cumberland County, Pennsylvania according to law. R. Thomas Kline, Sheriff, who being duly sworn according to law, states that after due and legal notice had been given according to law, he exposed the within described premises at public venue or outcry at the Courthouse, Carlisle, Cumberland County, Pennsylvania on June 11, 2008 at 10:00 o'clock A.M. He sold the same for the sum of $1.00 to Attorney Terrence McCabe, on behalf of Federal National Mortgage Association. It being the highest bid and best price received for the same, Federal National Mortgage Association, of 1900 Market Street, Suite 800, Philadelphia PA, 19103, being the buyer in this execution, paid to Sheriff R. Thomas Kline the sum of $1,056.87. Sheriffs Costs: Docketing $30.00 Poundage 20.73 Posting Bills 15.00 Advertising 15.00 Acknowledging Deed 48.00 Auctioneer 10.00 Law Library .50 Prothonotary 2.00 Mileage 14.40 Levy 15.00 Surcharge 30.00 Law Journal 383.00 Patriot News 394.01 Share of Bills 14.73 Distribution of Proceeds 25.00 Sheriffs Deed 39.50 $ 1056.87 f -ro. ro PC.,( C<=W 4-s•at 241- al3 46 So w R. Thomas Kline, Sheriff f g - Rea Estate ergeant MCCA.,BE, WEISBERG AND CONWAY, P.C. ? BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496 MARC S. WEISBERG, ESQUIRE - ID # 17616 EDWARD D. CONWAY, ESQUIRE - ID # 34687 MARGARET GAIRO, ESQUIRE - ID # 34419 FRANK DUBIN, ESQUIRE - ID # 19280 ANDREW L. MARKOWITZ, ESQUIRE - ID # 28009 KEVIN DISKIN, ESQUIRE - ID # 86727 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 Countrywide Home Loans, Inc. Plaintiff V. Eric J. Blaschak and Stacey Blaschak Defendants Attorneys for Plaintiff COURT OF COMMON PLEAS CUMBERLAND COUNTY Number 07-7255 AFFIDAVIT PURSUANT TO RULE 3129 The undersigned, attorney for Plaintiff in the above action, set forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at: 231 Lincoln Street, Enola, PA 17025, a copy of the description of said property is attached hereto and marked Exhibit «A„ Name and address of Owners or Reputed Owners: Name Eric J. Blaschak Address 11 Morari Drive Dillsburg, PA 17019 Stacey Blaschak 11 Morari Drive Dillsburg, PA 17019 2. Name and address of Defendants in the judgment: Name Eric J. Blaschak Address 11 Morari Drive Dillsburg, PA 17019 Stacey Blaschak 11 Morari Drive Dillsburg, PA 17019 1 3 Name and last known address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name East Pennsboro Township Mortgage Electronic Registration Systems Inc Countrywide Home Loans Inc. Bank of New York PHH Mortgage Corporation PHH Mortgage Corporation Address 98 S. Enola Drive Enola, PA 17025-2796 1270 Northland Drive Suite 200 Mendota Heights, MN 55120 7105 Corporate Dr. PTX B-209 Plano, TX 75024 7105 Corporate Drive Plano, TX 75024 3000 Leadenhall Road Mount Laurel, NJ 08054 4001 Leadenhall Road Mount Laurel, NJ 08054 Plaintiff herein 4 5 Name and address of the last recorded holder of every mortgage of record: Name Plaintiff herein. Address Name and address of every other person who has any record lien on the property: Name Address East Pennsboro Township 98 S. Enola Drive Enola, PA 17025 6 Name and address of every other person who has any record interest in the property which may be affected by the sale: Name None Address 7 Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Name Address Tenants 231 Lincoln Street, Enola, PA 17025 Commonwealth of PA Department P.O. Box 2675 of Public Welfare Harrisburg, PA 17105 Domestic Relations Cumberland County Commonwealth of Pennsylvania Inheritance Tax Office Commonwealth of Pennsylvania Bureau of Individual Tax Inheritance Tax Division Department of Public Welfare TPL Casualty Unit Estate Recovery Program Internal Revenue Service Department of Public Welfare TPL Casualty Unit Estate Recovery Program United States of America c/o U.S. Attorney for the Eastern District of PA United States of America c/o U.S. Attorney for the Middle District of PA United States of America c/o Attorney for the Western District of PA P.O. Box 320 Carlisle, PA 17013 1400 Spring Garden Street Philadelphia, PA 19130 6th Floor, Strawberry Square Department #280601 Harrisburg, PA 17128 Willow Oak Building P.O. Box 8486 Harrisburg, PA 17105-8486 Technical Support Group, William Green Federal Bldg. Room 3259, 600 Arch Street Philadelphia, PA 19106 Willow Oak Building P.O. Box 8486 Harrisburg, PA 17105-8486 615 Chestnut Street Philadelphia, PA 19106 235 North Washington Street Scranton, PA 18503 633 U.S. Post Office and Courthouse 7`h & Grant Streets Pittsburgh, PA 15219 Commonwealth of Pennsylvania Clearance Support Department 281230 Department of Revenue Bureau of Harrisburg, PA 17128-1230 Compliance ATTN: Sheriffs Sales 8. Name and address of Attorney of record: NONE I verify that the statements made in this Affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities. February 12. 2008 DATE McCABE, WEISBERG, AND CONWAY, P.C. BY: Attorneys f mtiff TERRENCE . MCCABE, ESQUIRE MARC S. WEISBERG, ESQUIRE EDWARD D. CONWAY, ESQUIRE MARGARET GAIRO, ESQUIRE FRANK DUBIN, ESQUIRE ANDREW L. MARKOWITZ, ESQUIRE KEVIN DISKIN, ESQUIRE r; . CIVIL ACTION LAW Countrywide Home Loans, Inc. COURT OF COMMON PLEAS V. CUMBERLAND COUNTY Eric J. Blaschak and Stacey Blaschak Number 07-7255 NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: Eric J. Blaschak Stacey Blaschak 11 Morari Drive 11 Morari Drive Dillsburg, PA 17019 Dillsburg, PA 17019 Your house (real estate) at 231 Lincoln Street, Enola, PA 17025 is scheduled to be sold at Sheriffs Sale on JUNE 11, 2008 at 10:00 a.m. in the Commissioner's Hearing Room located on the 2nd Floor of the Cumberland County Courthouse, 1 Courthouse Square, Carlisle, Pennsylvania 17013 to enforce the court judgment of $55,211.78 obtained by Countrywide Home Loans, Inc. against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriffs Sale you must take immediate action: The sale will be canceled if you pay to Countrywide Home Loans, Inc. the back payments, late charges, costs, and reasonable attorney's fees due. To find out how much you must pay, you may call McCabe, Weisberg and Conway, P.C. at (215) 790-1010. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See the following notice on how to obtain an attorney.) YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling McCabe. Weisberg and Conway P.C. at (215) 790-1010. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due on the sale. To find out if this has happened, you may call McCabe, Weisberg and Conway P.C. at (215) 790-1010. 4. If the amount due from the buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your real estate. A schedule of distribution of the money bid for your real estate will be filed by the Sheriff within thirty (30) days of the sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed schedule of distribution is wrong) are filed with the Sheriff within ten (10) days after the posting of the schedule of distribution. You may also have other rights and defenses, or ways of getting your real estate back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 800-990-9108 ASSOCIATION DE LICENCIDADOS Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 800-990-9108 LEGAL DESCRIPTION ALL THAT CERTAIN lot or ground with the improvements thereon erected situate in the Borough of West Fairview (now Township of East Pennsboro), Cumberland County, Pennsylvania, bounded and described as follows, to wit: BEGINNING at a point on the North side of Lincoln Street 15 feet, more or less, from the Northeast corner of Lincoln and Third Streets, and the center of the partition wall between property No. 231 Lincoln Street and the adjoining property No. 233 Lincoln Street; THENCE in a Northerly direction through the center of said partition wall between properties No. 231 and 233 Lincoln Street 96 feet, more or less to Abolition Street; thence in an Easterly direction along the Southern side of Abolition Street a distance of 15 feet more or less, to a point; the property now or late of Elizabeth A. Gleim, said point being the extension of a line through the center of the partition wall between properties of 231 and 229 Lincoln Street; thence in a Southerly direction along the center line extended of the partition wall between property No. 231 Lincoln Street and property No. 229 Lincoln Street 96 feet, more or less, to the Northern side of Lincoln Street; thence in a Westerly direction along the Northern side of Lincoln Street a distance of 15 feet, more or less to a point, the place of beginning. HAVING thereon erected a two story frame building house known and numbered as 231 Lincoln Street, West Fairview, Pennsylvania. COUNTY PARCEL #45-17-1044-105 BEING KNOWN AS 231 LINCOLN STREET, ENOLA, PA 17025. Being the same premises which Eric J. Blaschak by deed dated 1/14/1999 and recorded 1/22/1999 in the office of the Recorder in and for Cumberland County in Deed Book 193, Page 81, granted and conveyed to Eric J. Blaschak and Stacey Blaschak, husband and wife„ in fee. WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 07-7255 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due COUNTRYWIDE HOME LOANS, INC., Plaintiff (s) From ERIC J. BLASCHAK and STACEY BLASCHAK (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $55,211.78 L.L. $.50 Interest $1,207.64 from 1/31/08 to 6/11/08 Date Of Sale plus $9.08 per diem thereafter Atty's Comm % Atty Paid $283.22 Plaintiff Paid Date: 2/14/08 (Seal) REQUESTING PARTY: Due Prothy $2.00 Other Costs rothonotary By: Deputy Name TERRENCE J. MCCABE, ESQUIRE Address: MCCABE, WEISBERG AND CONWAY, P.C. 123 SOUTH BROAD STREET, SUITE 2080 PHILADELPHIA, PA 19109 Attorney for: PLAINTIFF Telephone: 215-790-1010 Supreme Court ID No. 16496 Real Estate Sale # 30 On February 21, 2008 the Sheriff levied upon the defendant's interest in the real property situated in Borough of West Fairview (now Township of East Pennsboro), Cumberland County, PA Known and numbered as 231 Lincoln Street, Enola, more fully described on Exhibit "A" filed with this writ and by this reference incorporated herein. Date: February 21, 2008 OS -b b S 1 033 8001 By: Real Estat? Sergeant JAI83HS 3HJ. A0 3?1?j0 PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No. 587, approved May 16, 1929), P. L.1784 COMMONWEALTH OF PENNSYLVANIA ss. COUNTY OF CUMBERLAND : Lisa Marie Coyne, Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, viz: May 2, May 9, and May 16, 2008 Affiant further deposes that he is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are true. PTO Marie Coyne, Ed' or SWO AND SUBSCRIBED before me this 16 day of Mav. 2008 Notary NOTARIAL SEAL DEBORAH A COLLINS Notary Public CARLISLE BORO, CUMBERLAND COUNTY My Commission Expires Apr 28, 2010 RRAL WTATZ SAAB NO. 30 Writ No. 2007-7255 Civil Countrywide Home Loans, Inc. Vs. Eric J. Blaschak and Stacey Blaschak Atty.: Terrence McCabe LEGAL DESCRIPTION ALL THAT CERTAIN lot or ground with the improvements thereon erected situate in the Borough of West Fairview (now Township of East Pennsboro), Cumberland County, Pennsylvania, bounded and de- scribed as follows, to wit: BEGINNING at a point on the North side of Lincoln Street 15 feet, more or less, from the Northeast corner of Lincoln and Third Streets, and the center of the partition wall between property No. 231 Lincoln Street and the adjoining property No. 233 Lincoln Street; THENCE in a Northerly direction through the center of said partition wall between properties No. 231 and 233 Lincoln Street 96 feet, more or less to Aboli- tion Street; thence in an Easterly direction along the Southern side of Abolition Street a distance of 15 feet more or less, to a point; the property now or late of Elizabeth A. Gleim, said point being the extension of a line through the center of the parti- tion wall between properties of 231 and 229 Lincoln Street; thence in a Southerly direction along the center line extended of the partition wall between property No. 231 Lincoln Street and property No. 229 Lincoln Street 96 feet, more or less, to the Northern side of Lincoln Street; thence in a Westerly direction along the Northern side of Lincoln Street a distance of 15 feet, more or less to a point, the place of beginning. HAVING thereon erected a two story frame building house known and numbered as 231 Lincoln Street, West Fairview, Pennsylvania. COUNTY PARCEL #45-17-1044- 105. BEING KNOWN AS 231 LINCOLN STREET, ENOLA, PA 17025. Being the same premises which Eric J. Blaschak by deed dated l/ 14/1999 and recorded 1 /22 / 1999 in the office of the Recorder in and for Cumberland County in Deed Book 193, Page 81, granted and conveyed to Eric J. Blaschak and Stacey Blascha , husband and wife, in fee. -----`The Patriot-News Co. 812 Market St. Harrisburg, PA 17101 Inquiries - 717-255-8292 CUMBERLAND COUNTY SHERIFFS OF CUMBERLAND COUNTY COURT HOUSE CARLISLE PA 17013 the Patr1*otwXtws Now you know THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication Under Act No. 587, Approved May 16, 1929 Commonwealth of Pennsylvania, County of Dauphin} ss Joseph A. Dennison, being duly sworn according to law, deposes and says: That he is the Assistant Controller of The Patriot News Co., a corporation organized and existing under the laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 812 to 818 Market Street, in the City of Harrisburg, County of Dauphin, State of Pennsylvania, owner and publisher of The Patriot-News and The Sunday Patriot-News newspapers of general circulation, printed and published at 812 to 818 Market Street, in the City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were established March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published ever since; That the printed notice or publication which is securely attached hereto is exactly as printed and published in their regular daily and/or Sunday/ Metro editions which appeared on the date(s) indicated below. That neither he nor said Company is interested in the subject matter of said printed notice or advertising, and that all of the allegations of this statement as to the time, place and character of publication are true; and That he has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in the office for the Recording of Deeds in and for said County of Dauphin in Miscellaneous Book "M", Volume 14, Page 317. PUBLICATION COPY This ad ran on the date(s) shown below: 04/23/08 w 04/30/08 05/07/08 . . . . a\ • f-14" W..?.Y, Aw/r Y. T :-r F.1 . . . . . . . . . . . . Sworn to ano(subs¢ribed before me this 27 day of May, 2008 A.D. Notary Public COMMONWEALTH OF PENNSYLVANIA otarial Seal Ehyde eppard, Notary Publicsburg, Dauphin County Mon Expires May 29, 2010 Member, Pennsylvania Association of Notaries S> !iii- MMt Q *W:W' >k it 1.mpg*A4 M6. zm. ' $kcs Ao die .' lea lb k iivet 1a5 bi'ita tb !!+e ONO Mt of dMer# ?soei ? a !*1wYA of sk" awe tO 231 !1 McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496 Attorneys for Plaintiff MARC S. WEISBERG, ESQUIRE - ID # 17616 EDWARD D. CONWAY, ESQUIRE - ID # 34687 MARGARET GAIRO, ESQUIRE - ID # 34419 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 Countrywide Home Loans, Inc. Cumberland County Court of Common Pleas V Number: 07-7255 Eric J. Blaschak ASSIGNMENT OF BID AT SHERIFF'S SALE Countrywide Home Loans, Inc., was the successful bidder at the Sheriffs Sale .F conducted by the Sheriff of Cumberland County on the 1 lth day of June, 2008 . Countrywide Home Loans, Inc., hereby assigns its bid for $1.00 and other valuable consideration to Federal National.Mortgage Association, without recourse for the property known as 1 I Morari Drive, Dillsburg, PA 17019. MCCABE, WEISBERG & CONWAY, P.C. BY: L LL&?' ??'z TERRENCE J. cCABE, ESQUIRE Attorney for Plaintiff DATE: 13 /J' a ? ? ' `?" SL s? ?` ?L r ? ???r `-' Z7 ? c? ? t D , _ r ? ?M1 ? ? ?t cam; +COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND ISS: I, Robert P. Ziegler, Recorder of Deeds in and for said County and State do hereby certify that the Sheriff's Deed in which Federal National Mt Assoc is the grantee the same having been sold to said grantee on the 11 day of June A.D., 202008, under and by virtue of a writ Execution issued on the 14 day of February, A.D., 202008, out of the Court of Common Pleas of said County as of Civil Term, 2007 Number 7255, at the suit of Countrywide Home Loans Inc against Eric J & Stacey Blaschak is duly recorded as Instrument Number 200827534. IN TESTIMONY WHEREOF, I have hereunto set my hand and seal of said office this r A day of A.D. A 009 of Deeds 8"*q r a nook CW*WWa CMW PA 4Y IIm E*N" M FIB -tJ-. aw