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Home My WebLink About07-7454i it IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Plaintiff No: ?1- 1464 O-WIl cxM VS. COMPLAINT IN CIVIL ACTION STEPHANIE FOUST Defendant FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: James C. Warmbrodt,42524 WELTMAN, WEINBERG & REIS CO., L.P.A. 436 Seventh Avenue, Suite 2718 Pittsburgh, PA 15219 (412) 434-7955 FAX: 412-338-7130 06156519 C N Pit SXM r IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Plaintiff VS. Civil Action No STEPHANIE FOUST Defendant COMPLAINT AND NOTICE TO DEFEND You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by an attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 (717) 249-3166 i COMPLAINT 1. Plaintiff, CAPITAL ONE BANK is a corporation with offices at 140 EAST SHORE DR GLEN ALLEN , VA 23059 . 2. Defendant is adult individual(s) residing at the address listed below: STEPHANIE FOUST 1293 THREE SQUARE HOLLOW NEWBURG, PA 17240 3. Defendant applied for and received a credit card bearing the account number 4862362462793145 . 4. Defendant made use of said credit card and has a current balance due of $1561.02 , as of November 14, 2007 . 5. Defendant is in default by failing to make monthly payments when due. As such, the entire balance is immediately due and payable to Plaintiff. 6. Plaintiff is entitled to the addition of interest at the rate of 25.900 per annum on the unpaid balance from November 14, 2007 . A copy of Plaintiffs STATMENT is attached hereto, marked as Exhibit 111" and made a part hereof. 4 7. Although repeatedly requested to do so by Plaintiff, Defendant has willfully failed and/or refused to pay the balance due to Plaintiff. Wherefore, the Plaintiff prays for judgment in its favor and against Defendant , STEPHANIE FOUST , INDIVIDUALLY , in the amount of $1561.02 with continuing interest thereon at the rate of 25.900 per annum from November 14, 2007 plus costs. James VINBERG mbrodt,42524 WELT , & REIS CO., L.P.A. 436 vent Avenue, Suite 2718 Pitt burg , PA 15219 (41 ) 43 -7955 FAX. 41 -338-7130 06 565 9 C N Pit SXM This law firm is a debt collector atte ing to collect this debt for our client and any information obtaine will be used for that purpose. Cp talQne- Account S First 3 months half-price 7 9ffxwft U-9$tl9SOnp. tlbr-flee 4 Now w/th FREE Ae"MraMr for tlK lbst fZ nMft tt-a'BQ vow& SIGN UP TODAYI 1-877-778-1207 Mention Offer Code: GARNET Or visit www.peoplepc.com/go/gamet Previous Balance $1,066.09 Payments Credits and Adjustments 00 $ Traa?c8ons . $35 00 Finance Charges . $22.93 New Balance $1,124.02 Minimum Amount Due $1,124.02 Payment Due Date June 13, 2006 Total Credit Line $500 Total Available Credit 00 $ Credit Line for Cash . $500 Available Credit for Cash $ 00 At your service To cO Cwtoew Rdstio w to report a loft w stolen card: 1-800-955-7070 Seed Paymenu to: Send inyuiria to.. Attn: Remitnnoe Pm .ing C-Pitel One Bank Capital One P.O. Bor 790216 P.O. B. 30285 St Louis, MO 63179-0216 SLC, UT 84130-0285 003 peoplepc- online \--" A better way to Internet. POOPIOPC Online offers the features you would expect from higher-priced Internet Service Providers at half price for the first 3 months! ® Virus Protection powered by Symantec- ® Pop-Up BlockerTM Spam Controls -1111P 'I Smarter Smart Dialer Technology dW0 [W More Email Addresses 4W Internet Call Waiting txHIBIT Fhww. Charges Xesse.merevnrerfdefor importaAt fAformatiaA Ba7 nrdt d m Peri6& ?M .& ?a PURCHASES CASH 31,077.13 25.90% 52193 $.00 .07096% 25.90% $.00 ANNUAL PERCENTAGE RATE applied this eriod p 25.90% PLEASE RETURN PORTION BELOW WITH PAYMENT . 0000000 0 4862362462793145 13 1124020051001124022 New Balance $1124.02 M-prtl1j"raJdmi addn'-&y a-mudclra,.dss belwr scud H-AR.4 mk Minimum Amount Due $1 124.02 Payment Due Date June 13, 2006 s net ZIP e ApL Total enclosed $ errs $°0` cep Account Number: Home Phone Alternae Phone 4862-36246279-3145 Capital One Batik P.O. Box 790216 ?t?rt?ttt??t??trr?tt?? St. Louis, MO 63179-0216 11 11tnIIItrttllIaIIILLtlllrrulrlntllll6urtl6161 6aIII PLATINUM VISA ACCOUNT 4862-3624-6279-3145 APR 14 - MAY 13, 2006 Page 1 of 1 Payn ents, Credits and Adjustments Transactions 1 13 MAY PAST DUE FEE $35.00 You were assessed a past due fee of $35.00 on 05/13/2006 because your minimum payment was not received by the due date of 05/13/2006. To avoid this fee in the fuare, we recommend that you allow at least 7 business days for your payment to reach Capital one. #9013497583419514# MAIL ID NUMBER STEPHANIE FOUST mma 1293 3 SQ HOLLOW RD NEWBURG PA 17240 o r Plewt spite your account number on ymr dwi a money order madepgable to Capital One Bank and mail in the enclosed envelope, peoplepa- online u A better way to Intemet. UNLIMITED INTERNET ACCESS SIGN UP TODAYI 1-877-778-1207 Mention Offer Code: GARNET Or visit wlnrw.Peoplepc.coWgo/gamet atlall? a?a ae-? 8 N ?N PerpIOPO is solely resporusible for this offer eruct isnot r>Ifisted m'b Capital one. Captiet Orro does not Wide, fr dates 9darantee, and a not ahlaWted wan, arty' Product or tnraft shown here. Any tredarms s mentioned Herein are sally owned by the respective entity. All rights reserved. By responding to tlis dkr, you may be omgl about yourself to the 00410111Y lint pmvdes this product - for -Pie, dust you am a Capital One stern ? ?80*PC Online: First 3 moms are billed at $497 per mantri; $995 per nlorith thartrafler Offer ova kble to now dial-UP sbscriibers at least 18 years Of age and may not be redeemed wffh any corer doer. O%r abject to Change al arty time. Phone tectng l support avallade for $1.95 per mints. tAa.elaratar Is bee for 12 months. Offer good for Bitted fime. After the fist 12 months, the Aaekroled Movies Will autameuaesy revert to the stabard PeopWPC Online semms Offer subject to change at arryttrne. With Pecoopc online Accelerated, carbon Web Page text and prsPhits wi bad nester whet compared to standard did-up Iraerrel service. ActiW readls may vary . PeoplePC Ornate Aoceinw c only compatible with PeopWPC Onlins Irthin service and Spedried Wkdowelt 111100mars. P-PIBPC Origins Accelerated is not coulpstbie with Wir clowsO 95 with lE 5S SP2. Service not rid" in all arcs. Actress fees, taxes, and other foes and resictkhrls may apply. TVW O* td rberges may apply, even dump bW Perods. You are respaneble for doloss ring whether a call to one of our acoen mabere wi result n Wephone tall charges. Access may be limited, sePm* during times of peek ungs, Dial-up, numbers may be charged at PeopWPCs dilaedm. Cmtiuos use abject to titieout procedures. Al tree W suhiect to PecplePC ONie's Services Agreanant and Aocepift Use Polley. 58K a the maxinm speed of service actual speed may vary. and sorer Mc. All NgFas Reserved. PeoplePC Online and its logos are tradentala of PeopWPC in tie LI.& 0 2008 Capita Or* Services, Inc. Capital One is a fedor* registered service mats. Al rogue reserved. ootaxh ma weeper daily balance fa the 6aang period Covered by -a statement, we take the aegrrurq balance of each segment each day, add any now to each "Prism, and subtract any payments or Craig". (It the code N appears an the from of 0*2 Immanent next to 'Balance Rmse Applied To,' the she m G any unpaid fnence dirge included in the balance each n This gives us the balance Of of prr?erttwe led up all the dsANlylWancea Tor each TtCen, yy sepmerw for "g llinq Period and dNde by the iota[ number of days Tie bkWg Period. Thia 'we ua the arOfaQe C!?ay balarlCa of sell uPllem. 3. AtesW rsmags as CAPRI. e. The term 'Amaral Percentage Rata' may appear as Ape' an the front of cis atnamem. b. It the code P (Prime), L (3ino. LIBOR), C (Certificate of I' M s (tlertrcard Prime) appears an the hart of This nnamert neM to to pedodc rot a the front rata and rePOUfina ANNUAL PERCEHfAOE R4T6 maYvary quarterly mCf may increase or dec based an the stew i three, a found ass TAa Weal Street Jorrral, plus the margin previorly die - to you. These cMngea wn be effective on the BM day of your as the m lice covered by our pedodk ernamsm ending rY, Apia, July and October. c. If the code D (Prime), F (1-mo. UBOM or a (3ino. LIBOR Repriced Monthly) appears on the from of your smtemem nett to the Period. rata(y, the periodic ones anti lmmq ending ANNUAL PERCENTA13E RATES may "TV more my and may ROMMM a decrease based an the atnad kid-, as found in The Was Sbssr _b~,, plus the margin preNously disclosed to you. Those darga ,A be etfeCUVe an the fine day of your bijlsng period each mash. 4. Aso sswera of La". ovsriait era Resaned Paynraa Fees. Your seem= will be seaasaed no mass than tow of tint fop lined hers tit occur d nk* ant Nov Poriod, lhkder the tams of you ou", m, agreement, we reesma its light to wain or not to seam any tae" widem prior notification TO you `111041 -hing our right To .eases the same or similar moss at a later time. 5.t'Rarawko Yam Aeasuw. If s membership fee appears an the from of this ststemea, you he, 30 days tram the date this natemert was maned to You To avoid paying the fee a to Ave such tea cm~ ko it you Centel our seeaurt. Maine this Period, you may continue to use your account Wlthela Aar Ia _1191121" Kill ligolssm to be gleW r account if it has already bean dosed, far example, seemberanlp fee. To caasl your scooixa you y the nhotity us by calling oar Customer Rslaeoa,Depsrtment and per. y acre 'New SelanCe' in kill lexdutrg t 8 he ream fes) Prior to giro end of the thirty-day period B. N YOU peso rev Aeeerm - You can nquast to dose Yorr arxatm by ryllina our Cunomer Rslatiora rmhert. You must destmy Yea craft Card(al and accent mcCaem daeb, carhCd ail presugiedzad baling. and Career ualoq alai aCxoesR. If you do not CIT preeutthod:ad bjgng ansonpstneosa, we VA rmrrbr a OfA o suMdzatlan TO rarpen you ' You pay al amerrns r aooairrt will not be coastl transu:tioos you owe a inhdufirhQ any you how due feu, ovedkndt fees, died, flrhentoe dhergu, gam raurred Payed tees, advan teas and any tiller fea aaaaaee to year Cash accorrrrp. You am resporWae fa eau amounts whether llav appear on our account or the Time you request to dose the account or they am Incurred sibsequem to Your requst to Close the account. This may result m dirges a nng an your account ehCrour have r our authorized a Purchase from a merchant and we 'w' roseate the transaction from The merchant after your soomm has been dosed, Your account will be mopered, me smoaa of the large will be added to you account and you wa be muporal" membership fee tot Vow o' unto, dmffeeaw them icon in ue to be charged, to the enters pemittad by law, until the account balance too been paid in full as f1;1k above. 7. thby Yav Asaaaa.Your mod or account cannot be In ureed nu duo with any imams gambling 9. I"erss Abet )9aaeewe Cheek fkrweak, Whhan you provide • deck as Payment. You srshodze es antler to uCas Informarm from Your check to make a ore-time aiectrorsC lend transfer from you bank aowm or to Pnocarmnmmaetlpmaymers as a deck transaction. When we In@ fund ihranabr, s Your check To make an electronic bids may be withdravm hen your barite account as soon as the same day we mcal" your Payment, and YOU wily not receive your deck beck from yout financial mock {om. BILLING RIGHTS SUMMARY (in Case Of Drom Or DUealkr s About Your Big) kRifem rrom vour ¦ y is wrung, a It you now more transaction or bill, write to u an a separate afaer a soon as possible at the address for "It" shoran m the tra t of this statement. We mutt hear from YOU no later gins 80 days after we am you the first bit an vd** the ens or pmblarn appeared. You can cal our Hummer Relations number, but doing so will nil preserve You rights. In our faster, give us The foe mformatton: your name and aceaurt number, the dolls arp amotert of the wgaCted emor, a descriptian of the error and an apla atim, it poaahla, of why you bass" them is an arms, a if you need more informatim, a description of *a fmmfeyou are season about. You do rot hove to PaY any amour question white we are lrtveatlga:W=V= sm sic abfigat.e to pay the Pass of you I %mdOn. While w o --tigna you question, we epos our a defrtRnenn or Take any action to Coned the emoun you quesian. t,t Special Rule For Credit Card Purchases If you have a Problem with the Qualky of impart, or mP4cm tint you purchased with a calk Card and you have tried in good Isis h to Correct the problem wish erne merchant, you nay haws the right nor to pay the remaking smaun due an the property a set". You lave this protection only wwh ern the purchase price was mom than and Tigtahaes was made in our hps stay or 1"1"11'201 00 mnu n you malkq sukhss. (If we own or Operate Tit merchant, or N Wier maned Yau the am ashergoement fa the PrmP"I/ or services, all purchases Covered Please renernbbOF rdless Sign all rmgpor? of purchase.) t Doss nil epply to consumer nor-crecly card we ..Cs t Does rrer epWy to arcs - ranges card acooumr aPpoma wdoanadan privacy pmmm_. sea our CePita One 1. a -faaPkalaoe.hna. One Rnarcial COrporae n.. ogammil service mark of Capital capital One o9as reserved. 2003 01LOLBAK To- ?= Parfet. You will Aye a mirimem wace period of 25 days without flrharce stinger an now purcuses, new bCharges alace if you P w, new spadY teal -New r, pew r, and new other aocoosrsewWitntheyour ', in and in , time for it to beCrod ? wYmeraa blow M our desfrg date. Thee Is IT ? Period next statement and "pedal trelafers. In sddhion them is rho S period tMIT it- if you do not Pay the totalRNsw b. Asanerg Fkheraa sense, Transactions which am not subject to a grans period am apsssed flnhanc?e dher{ie 11 from the date of the trasct{on or 21 Tram the daTa the tiara edilts )a Processed to your Account or 3) tmm the first Calendar day of The Cnrrhant billing period. Additionally, if you did nmt pay the 'New Bslacs' from the prmrios MN period in h/, firhase cadges continue to amne to Your unpaid balance coil the unpaid balance la paid in bal. Tits meal tit yon may stir owe finance charges, even if our Pay the amlre kbvv Balmrce our statement by the IntCated on the insist of nerd ammmem dosing data, but did not OO 90 for the P. As- month. Urpdd frame charges t'c. aahhrisrsn am addedFfearas . Ta ere appika .8 segment of our Account. Fa seen biflfg pedod that your accent is subject to a li ance surge, • musnum tow Rr4ANCE -ROE of 30.50 "I be imposed. If the tole franee carpe resulting from ft apq{?nm of your periodic rate(s) is lap item x0.50. we li?i 1 auhrmet cat amour from tine $0.50 n Will be bated to gib minimum and rd giho difference purcMse aspire t'd. Tompasary RagiasOsm ter FMas cf Your how. account reserve the dgla to not apps any or all fi- dirges for any given kg 2. Average OYy' Beliones larskria New pa - 1. a. I'm large Is ClOnAmed y multiplying the daily bat{rce of each sagnwe of our accout (e.g., cash advance, Purchase, special vww%r, and spade] purdase) by the oaneaperrdrhg daily periodic rants) that has bas PfOVOMY dadOOM to you. At the end of sash do during me baiq Period. we apply Use daily Periodic rate for eaon 08111 a of our seem" W tie d as balance of each pns The rt it* and of the being period, we add up the results an these c deny WMAEUma to amve n your periodic finance charge fen each asgm a We add up the islets fmm each sgnem to ¦rdve as The tole pnraOc fine ce charge for yea account. To gat gib daily balance * 1? sefar pear of your account, we Take o e beginning ppere aegrttam and add airy new trarscuwus aha zrbalarceriodic flrherhce doge cahulated an tie previo day's fa tlset t selpsnt. We than subtract any Payments or cradta posted as of that day that am sWeened for *owns". Tits 9"- se bra -Pli o dally, balance New cSelanes' shown h segment of an r accasd, hferheve, if you paid the if your new balance was ayour ero or ? a climb ernes M kin (or a transactions which pan to your purcaae new special celrmame the asgree1rts are not added to the daat I ily bslances. We ye mgr Tiny balance by +ddrq al tha dealY scogelfp, thm days as it* ant 4widrq gib sum by the numb., of finance a law in gibs current bANrq cycle. To miculaTa you told dell Periodic ritam and y pwa a1ge doily balance by the number of days in the bas w? Period. Dim two giant: daily bows, them may be sg rslCU1111 at and the amour or finance Chsrpe adway asseessd. h. If the Code Z or N appeam an the from of two anamem neM m arce Ross Applied To,' we murtga s it. inm(?taa lteflss: Payments YOU real to w war be Credited to your account as Of the busing day wP receive a, provided (1) YOU send the bottom Pardon of this statement and our Check aymskm mooww nomidume, envelope and it at any (2) our Payment it moNwwd in our .meaning cater d 3 m. Er (12 noon PT). Please snow at laser five 15) business days for posts delivery. Y any tiller location PV etc when p in my of sal char ionnrr may rot ba credsed as of tha ds ore receive gihenrh. Our business days am Manley Through Saturday, Pfa To do not us smplee, paper dies ate. wham your m em. When you serhd ea a _ attest for the amour of the ehac Thin aithadzatian eggnog to a clacks received duri ce(a),yo authorize us to make a one-time alectroic transfer debit flume ? Abe* itleya us to make a charge against you bank mccoirs using the check, a paper draft or other item tha tang c Y someone else. If we Cannot processor tie trarafar, you authorize VERIFICATION CAPITAL ONE BANK vs FOUST, STEPHANIE The undersigned does hereby verify subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities, that he/she is, JAMELA SINGLETARY, Authorized Agent, of CAPITAL ONE BANK, Plaintiff Herein, that he/she is duly authorized to make this Declaration, and that the facts set forth in the foregoing Complaint in Civil Action are true and correct to the best of his/her knowledge, information and belief. JAMIE SINGLETARY Notary Public ? ?' t, gyypp, 3 ?1 .. ?.f 1? P 1'a 1 M o L ] lil 1 S y ? ] 10 4862362462793145 A049 WELTMAN, WEINBERG & REIS CO., L.P.A. r-) rv r CFO N j t . n fVR ? ? D c_,.? 1 ctp SHERIFF'S RETURN - NOT FOUND CASE NO: 2007-07454 P COMMON'T"WEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND CAPAITAL ONE BANK VS FOUST STEPHANIE R. Thomas Kline ,Sheriff or Deputy Sheriff, who being duly sworn according to law, says, that he made a diligent search and inquiry for the within named DEFENDANT FOUST STEPHANIE but was unable to locate Her in his bailiwick. He therefore returns the COMPLAINT & NOTICE , the within named DEFENDANT , FOUST STEPHANIE NOT FOUND , as to 1293 THREE SQUARE HOLLOW NEWBURG, PA 17240 DEFENDANT NO LONGER LIVES AT GIVEN ADDRESS. BELIEVED TO BE LIVING IN SHIPPENSBURG. Sheriff's Costs: Docketing 18.00 Service 19.20 Not Found 5.00 Surcharge 10.00 .00 v?1e3/0? 52.20 So answersg-5;-. R. 'T`hom? s Kl Sheriff of Cumberland County WELTMAN WEINBERG REIS 12/28/2007 Sworn and Subscribed to before me this day of A. D. f IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Plaintiff No: ?7 ^ l{ CiJil {eras VS. COMPLAINT IN CIVIL ACTION STEPHANIE FOUST Defendant FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: James C. Warmbrodt,42524 WELTMAN, WEINBERG & REIS CO., L.P.A. 436 Seventh Avenue, Suite 2718 Pittsburgh, PA 15219 (412) 434-7955 FAX: 412-338-7130 06156519 C N Pit SXM rWX COPY FROM RWQR a Tedwm whww, I we UMO apt my haft ? a?na *4 so of said court '_ Pa. yq( IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Plaintiff VS. Civil Action No STEPHANIE FOUST Defendant COMPLAINT AND NOTICE TO DEFEND You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by an attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 (717) 249-3166 COMPLAINT 1. Plaintiff, CAPITAL ONE BANK is a corporation with offices at 140 EAST SHORE DR GLEN ALLEN , VA 23059 . 2. Defendant is adult individual(s) residing at the address listed below: STEPHANIE FOUST 1293 THREE SQUARE HOLLOW NEWBURG, PA 17240 3. Defendant applied for and received a credit card bearing the account number 4862362462793145 . 4. Defendant made use of said credit card and has a current balance due of $1561.02 , as of November 14, 2007 . 5. Defendant is in default by failing to make monthly payments when due. As such, the entire balance is immediately due and payable to Plaintiff. 6. Plaintiff is entitled to the addition of interest at the rate of 25.900% per annum on the unpaid balance from November 14, 2007 . A copy of Plaintiff's STATMENT is attached hereto, marked as Exhibit "1" and made a part hereof. 7. Although repeatedly requested to do so by Plaintiff, Defendant has willfully failed and/or refused to pay the balance due to Plaintiff. Wherefore, the Plaintiff prays for judgment in its favor and against Defendant , STEPHANIE FOUST , INDIVIDUALLY , in the amount of $1561.02 with continuing interest thereon at the rate of 25.900 per annum from November 14, 2007 plus costs. James W rmbrodt,42524 WEL W INBERG & REIS CO., L.P.A. Avenue, Suite 2718 4Ven PPA 15219 (955 F8-7130 0N Pit SXM m is a debt collector att collect this debt for This law fir our client and any information obtainused for that purpose. First 3 months half-price .? 97 4 e montl; a SDA5ln o. marattar Now with FREE Accelerator ftrr f o f rat 12 awn0st-ii 660 Wallin SIGN UP TODAY: ' 1-877-7784207 Mention Offer Code: GARNET Or visa www.peoplepmooMgo/gamet ? owl Assist Previous Balance $1,066.09 Paymenq Credits and Adjustments $.00 Transactions $35.00 Finance Charges $22.93 New Balance $1,124.02 Minimum Amount Due $1,12402 Payment Due Date Jute 13, 2006 Total Credit Line $500 Total AvalsHe Credit $.00 Credit Line for Cash $500 Available Credit for Cash $.00 At your service T. all Cunomer Rdai- ar to repw a lost or wo ad-. 1-800-955-7070 Send payowm to: Send inquiries W. Asa: R-ittanee Pnoonein8 Capiul One, Beak Gpail One P.O. Bat 790216 P.O. Box 30295 St. Loaf., MO 63179-0216 SLC, UT 841304285 peoplepc- online u A better way to Internet. PeopW2C Online offers the features you would expect from higher-priced Internet Service Providers at half price for the first 3 months! Virus Protection t bysymant.- ® Pop-Up Blockerrm Spam Controls ® ' Smarter Smart Dialer Technology AW l More Email Addresses ® Internet Call Waiting PLATINUM VISA ACCOUNT 4$U-3624-6279-3145 Payments, Credits and Adjustments APR 14 - MAY 13, 2006 Page 1 of 1 T 1 13 MAY PAST DUE FEE $35.00 You were assessed a put dm fee of $35.00 on 05/13/20M bemcse your min'utum payment was not received try the due date of 05/13/2006. To avoid this fee in the fixture, we recommend that you allow at least 7 business days for your payment to tech Capital One. i ForaCbuges Pkraerer reverrendt r iarfddaet iafix ma<ioa s.?e Teri A r CHARGE yt.6dm .ace PURCHASES 31,077.13 .07096% 25.90% 82293 CASH :00 .07096% 25.90% $.Do ANNUAL PERCENTAGE RATE qplwd [bier period 25.90% PLEASE RETURN PORTION BEl,OA' 87TH PAYMENT CW 0000000 0 4862362462793145 13 1124020051001124022 New Balance $1,124.02 Minimum Amount Due $1,124.2 Payment Doe Dace June 13, 2006 Total enclosed $ Aocomt Number. 4862-3624-6279-3145 Capital One Bank P.O. Box 790216 Irlu1rn11r11rrr1u11 St. Louis, MO 63179-0216 IJlrrrrllrrrrlllrrdldrrilrrrrrLlerrlLlLnrrlLllrrLdrl a"p.i.r ??.rs4.r-araxb. to drbm sersy. bba w b/?F iak saa Apt 4 6q Sue ZIP Home Phone Al- Phone e FansO Add- #90134975834195140 MAIL ID NUMBER STEPHANIE FOUST v 1293 3 SQ HOLLOW RD rill NEWBURG PA 17240 o s,- 0 Phan u"feymv aaw d ormrbtf on yvar a of or awnry order madrpayabk to Cafitd Oat BaaE sad asait ier the enrdared emvlopa peoplepcw online %___1 A better way to Internet. UNLIMITED INTERNET ACCESS SIGN UP TODAYI 1-877-7784207 Mention Offer Code: GARNET Or visit www.peoplopc.com/go/gamLt t a. Grow Pried. You w it rove a Inibman grace period of 25 days without force ohm an new, pudweso, now balance twnkwa, now rPwrir Pudrw dour arty oeur des owe N?oao??paymrrs Moe,. and in rim for it to be cadud by Your rood segment Thom is ne gance on pgbd mfam. In dbtlan a I Z =210 % ua on rry iraraesioh it you do of py the tour 'New bace' b. Asentby Fires Charge. Taawarwr wllkdl ee not 1?Memdm g?ie?inaracbn?hos Medm bum tlr1) veooetlen Is peowad m your Arramd or 3) tram the aw ralodar day of the current brow pa loo Addirnay. H You did lent pay the •Naw Balm- fag dreg prsMas your unpaid Won used the unpaid' is paid in fd. This room that you coy sea owe hone conga, oven H You pay the riles New Balance Ind-hod on the hot W rot ddo so for ? the pr?rMr namstwoorang doming ed Unpaid Imace?dwBw am stlded n hoer apppvhle aspneelm g year ACCOow. t L Mfniew Fkrwarym?orraa. era weh bier" Pedod Ant t RNAW fYIAAMiE of $0.50 wrda-kMUmei N Abe tool arrrep charge Nom the of Your penodc FROM Y Was than 50, we rbUM Ant arrow fpm on $0.50 Ildldw.t and the dllersrw wil be Mkid to the ptdrae rpnwt at Your account. td. Tarry m Rodtaia br Fbre Orp. We mama the nym b net seem arty or d Grape deages for any ghe t 2. Awrago Daft' BW- a. Fire charge Is a of each -0 conasparednhJ by the 0 N N ?..N . gi I y beiace of each sopmat each day, ado rry new irarranurr to each ee- rrrt and o btrad any payneeaM or oedm. M tar code a appom on the from of the; seemmert nom to 'Balance Me Applied To; cow ale sblract airy unpaid anharee doge ndeded In the I I W each eaTa1 rmrl?ra.) Thia gives u the defy bdome of each a?p r lot the sip pedoddathe dely behotme I., mob d divide by to oW mobs at days in ire harp patriot. This pie u the cry balsas of each sagerent. 3. Amaed Ilro I mange a. Tam Now •Arvmy Psroereapa Woe my appose as "APR' an the Pram g die b. H age he code P Waal. l fm. LIBOR, P 1. appear C (C at, e m wo er S IBrbnd room, the E oft agrn of periodic di lttr rod to it. pedeft now and ee.hr war. nua= V ANNUAL P91CHfrao RATES rredr mw noose or docresse based PmploPC caddy tespfd"lefor11115 der, ad is not M8leled w1h Capital aa. Copld am dom ref provide, endorse of Pte' ad is not afieed wile, any product of swim tdorm tom. Any fa1stmf1 ne ldlollad herald we solely ogled by to lsyectim ardity. M rigift mrved. By Ui, , lag b ih"s diet you may be mm ki iuli g infonne ion abpd ynlfil to dw orrparythat provides this product -for Mmple. fulymi am a Cgft One rastorna. TOPIePC Oli1e: F99 3 Inoi ds - bled at 9497 per morit SBA per math 1, o R, Olen amiable b row deep sAnmtwg M least lB yeas d ape and my let be Nderk I VA any der ONK OBa StPO b dOW M dry fine. Rio a tads I suppdt wabeble for 9195 per mods tAccelaesa Is fee for 12 mwdhe. Oft pool for bailed hoe. Afar fe fed 12 omit fe I+ccelaetrd s rvice ell aebffduc* meat to the N- POMWO&Wm"mollrabjectlodmlpMaybe.YetPbopePcails Awdarid, cwlrn Wpb page and and graphics wd load fader whah mrpaed ID ae I "AV KOM WWL AcW realm may very. PsapleK aiw AccslaMed is or* carlpabie wilt PwpWG Orin Mdse mvlse ad apa8d WYdowsO hoar era. PedpWC Onim Awderi ed is not =WdW wit Wirdm* 95 get HE 5.5 SM SwWm nt mmid e h of amen. Access tees, mad, ad dm fee and re1 "iMe may eppyc Tekldlas tol tdagee mayq%*averAfiptddplods.Youaeres, 111 forI1 *1pwdogoaal1tionecaramenmrnba5r1i eat n ldapim pW dralgs. Acosa my be keele•d,, wpecely dump bm d Pei usage. DW-W mnbera mW ie dleg MPeaPkPCSdxaeI COdfrrol6Useaywuabdlmemdpocsdues.Muse'sobiedtoPeopWCO*LA SerYbas Agmmed and ACCapfdde Use peaty. 5W is the n" kin speed of servieo; foci sped may vary. O 21165 Pa*&OC Inc. Al Rghb Reserved. PeopePC ais and Is boos am badonaft of PeoPWC In ft U.S. and WW oouddes. O MM Gfpdel as Savices. Yc. caow ore's a fwff y algiamao unke MML N rphs marved. thellr naayo pmtfayy chimed to you, n n81 n efecdhe n On arse day m Yar rntree by You pedede seataneru doing to On par' - letefe). the terlodd mow to mon prawalyy drlONd m yen. 1 now mwryw w it be effrlfw an one feet day of your Wine pomd mob mem, 4. Aares-re of Lye. Oyreob OW Ragweed ===6 your donut wid to aarseed no mom win rood how dot oacr dud ng any bMV pedod. Under the term of Yahr comment, agreement, wo meone the dye to holm r glee to aaaaas any ties Laid-H prior nwdaaedrl m without -.it or dow an -morn the dam or am. g a aav turns. mefee Aw .1 'NH a abslao ho 5. oar dppaem on he font m Me aaedrrmanm, woo how 30 days 1 a the ilea add we"." cow owed to you m avid paying d. /acs r to ewe such M tatotad to V. may H You errant your aceoeam. Duey Me pied, you rrdwe b e your acewa nfhmr hhang m py the anelrbswhdp bs. To nsreal you oCnlw, you am redly m by haling we Cumm ler Relations Deprtmem mawoaWpryoyliapr Nowt gains' In Jul Igadudnp Ms and of 5. N sew Clw rwr Aiawd. Yes lea agpag no do- =:=It slung At Cuwanr Neletlprhs wed deal nolai and re access era coned Yee. d -eg amen" ono[ depdm, carn you do not= biy, nsa se Le! wcrnua. H yes e il noWe pw;7--c aaargmaso. coo vkm nrrNyoeurr oopnriowd ecirwdAadd?amay your accaum dnvA n not be and you Pay AS ono rem you owe lea ndudim any vawaCirr you how aodeodzed, force charges, pas dw fhsa. oyaddt horn, mwrwd Psysrm fee, nain adore a lam ad any other taw aim to your ac a yes sm mapmealme t. them amooft whether they appear an the i onu your May am g to ftee you metteart to keune shniepaw to You eeahnrr b dome the arses. Thies Roy moult In draase eepealknG n your account sheer Ycoo row f You w Aw u tred it +-pudlow frail a mdosed. Fm ocuea cod H we reed- ie twrpddor from the aundvarm after your aceaan ho he. dosed, you arxwt w8 c aeapaarad, a tM newt m am tlrrye wil he atldad m your accae. a meentowthip you wY be m for your account.br On fee ymerH wil continue to becharged, in an nt your nm pme ourW1 0e m oo ba n the eda Prin KO med by law. and tha s lee haver paid e ma caned shove. aawo urW co Mor vd1h red cwt camas be use 7. Udng used Your ltd in reasreden wen dory inventor ar nrrt gambsy trreara B. IlpNae a d fie goy eeChook m, Cordon. rites you pmNC a deaf " m pyrewm, you u atlemae u direr to tw netmin lore you dock to he a one *ft electronic load trendier torn you bob scram r m proem M yword as a chock transaction. Yarn we e 911101:=, imm your dadk to snake an electra k, fund weeder. kook may be withdrawn fee woo bark acearo as don as the same day we mceivw your paYmrs, ad you wi ono mcdw your deck back trop your tiaaahcN khNaon. BILLING RIDNTS SUMMARY tun Case Of Ewe Q Rea om About Your fW) H yon tlinek you M 1. wrong, er If you need pore knbmrtlan an a trrrection r M, vwhe m u on a rape sloe w son m poseLN at the address for kpl". shown n the from of Me smears t. here mug hoer from you no Now fern fag cp Sher coo sad You the fro bfl an which the eon r Pablem appeared You can cal our Qamer W Woe number, but dokng m w8 not ==yet; dye. In year ems, ghm ue the td ovAng ar rum and *come number, the dolor -am of der owpocbd error, a description *1ens rmr and an e pWNn. H pbsasN, of why you bedew there is n caner. or it you need ode kdo. uni n, a description of the ham You ae u sae about. You do not how to pay rry amour[ in gee don wimp - am kweWaatlna 14 hu you am ON *oMplwtap m pay the pm g you b? Art am nkot in q ..don.lMile we Your quawn, we careen =V! u ad spotre a We dry action to redact Ave yon question. t.t Sped, iko For Credit Card Purchases H you have s prahlam whh der gully of property r wens Mr You purchased with ¦ credo red and you hoe tried in good faith an corned the praMea with the nereeni. You may how the riym not to pay du raeairhky anoam due an Ave or onicea. You have this oih wdldll M prime cow sae than 050 OD and the pn.drr .yr in you lhmke am of within 100 mew of you m." addme_ (11 core own or ope am to eeemm, or H we -Had you the ¦tlwldlnlam to the pmes ty or Va.* an purchaaw aaw r loaotian of purdeese.l ae .m*md raPrde Oar Pere rananber m also nns.porwlaee. t Duero dot arWY to .eaaar anmraoar Card WX-Ars 5 Does am Wpfy to bwbem a---.* cord -.ands Cepml One mPpom kenaosiah Pd-.Y Protection: we out -dedte g wow. rem. Caphd Ooh ¦ lelpgered aerwice more of Capital One Ftwrial Crprgho, AN dyes mswwd. 0 2003 C.Pkd One OILOLBAK the b" peed, we apply ma may WWM raw W omn wpmat d ysur avant b to tMy Walece y oath mgrnereL Twin ot the and of ire hihB prod, coo .1d W the malt of doe dAyy cWcuWdar b an m g pr1Mc arere, dngp he eanh "Patent. We atld kp At, made from rah dap b erlfw at the tiral foredo frwrea dogs for your account. To pet fee dely balsas for each aegmet of your ocrolw, am late the bogkdnl transactions b eliever f ppaadrnduode h - new .0 Way dhrpe nla%pte now, d an At, PwNaw day's bdrms for that spprrt. Vue own a6tmet any pVMM no redo Posted OF at that ley Mgt am atotged to Mgr n0aewt. This dvwe u Ave Warsaw dolt bairn for each ,.Dead at Yar anavunt. Ilovrsvr, H cow paid ee Now B.. .hewn or war pwNara gamrneerm n M for if you row Ink- two arc or a arse Memo, now harneadaiwe which pose to Your phsdrae or epsn , an added to fod- byw afan p do ?y the sweep Marresa togedwr sec divhnsy the sun by the nonebr at the days in der durum ting cycle. To caiamate Your tonal Enna nn drags, wmp y war genap ddy bNwwt ey the defy pdode w. ad by M. mabr see days in M. tiny perod Du b aplladky n • deity Weis. Mere may be a WWW valiance between tbb nlnsat m and the araaum of the dome awhaav meal. 0o wrwnad W. H now on n S Z r N ow p ie the two of Ws 'So- liana Applied To: wt, srNpy Ave aapa'wt Name Paywrme woo eg m w wit be aWted to war ao com ea m tee makes day we mesiw it, provided (1) you sow the behoeh perdu of this ashen and Your deck n Me arhdesed manco ce towelope she (2) your payment is raeshed n our prodemkp rear by 3 p.m. ET 112 nowt PT). Please alww at man the (5) buowso dews for Pm ad daii-tv. Paymerw rowhwd by r r any cow Wcadn or in any ode foe may not be daedred as of the day we fecohm them. Our buss mm drys am Maury through Sgucw, eahdta bdidaw. Please da not owe staple, paper wen prapheg your p ybra you sod u a chm*W, you M MOrfae ue to make a one-tone eleetrade twrbr chit flan wow bob acdmnt ft, the wean[ g tle .=.T;: audedzadn appdm m a coda mnivad duky Ae bitp dyde awn Room: by sorreore ohm. Hem cgnme precem Me tra der, you au*-. u to make a change against You barb acnum wky the check, a paper drab or other cow. a VERIFICATION CAPITAL ONE BANK vs FOUST, STEPHANIE The undersigned does hereby verify subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities, that he/she is, JAMELA SINGLETARY, Authorized Agent, of CAPITAL ONE BANK, Plaintiff Herein, that he/she is duly authorized to make this Declaration, and that the facts set forth in the foregoing Complaint in Civil Action are true and correct to the best of his/her knowledge, information and belief. JAMS SINGLETARY ?s Notary Public R'{- t? kJ 4862362462793145 A049 WELTMAN, WEINBERG & REIS CO., L.P.A. 6 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Plaintiff vs. STEPHANIE FOUST Defendant No. 07-7454-CIVIL TERM PRAECIPE TO REINSTATE COMPLAINT FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: James C. Warmbrodl, Esquire PA I.D. 442524 WELTMAN, WEINBERG & REIS, CO., L.P.A. 1400 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR#6156519 IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Plaintiff vs. Civil Action No. 07-7454-CIVIL TERM STEPHANIE FOUST Defendant PRAECIPE TO REINSTATE COMPLAINT Kindly reinstate the Complaint in the above captioned matter. WELTMAN, WEINBERG & REIS CO., L.P.A. By: James C. W rodt, Esquire WEW INBERG & REIS CO., L.P.A. PA I/gh, 24 2718 s wilding 436 venue PittsA 15219 (412 55 #6156519 t . _- "r7 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYIVAN? CIVIL DIVISION CAPITAL ONE BANK n Plaintiff No: p1_''?454 0IV1l vs. COMPLAINT IN CIVIL ACTION STEPHANIE FOUST Defendant FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: James C. Warmbrodt,42524 WELTMAN, WEINBERG & REIS CO., L.P.A. 436 Seventh Avenue, Suite 2718 Pittsburgh, PA 15219 (412) 434-7955 FAX: 412-338-7130 06156519 C N Pit SXM . V. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, CIVIL DIVISION CAPITAL ONE BANK r-? PENNSYLV?JqIA Plaintiff No 67-'745'f Civ?(?ei'M vs. COMPLAINT IN CIVIL ACTION STEPHANIE FOUST Defendant FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: James C. Warmbrodt,42524 WELTMAN, WEINBERG & REIS CO., L.P.A. 436 Seventh Avenue, Suite 2718 Pittsburgh, PA 15219 (412) 434-7955 FAX: 412-338-7130 06156519 C N Pit SXM IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, ? y r - PENNS,LVPIA - .r7 CIVIL DIVISION CAPITAL ONE BANK Plaintiff VS. STEPHANIE FOUST Defendant No : 0'1- 74sq C; VI! `Cct, COMPLAINT IN CIVIL ACTION FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: James C. Warmbrodt,42524 WELTMAN, WEINBERG & REIS CO., L.P.A. 436 Seventh Avenue, Suite 2718 Pittsburgh, PA 15219 (412) 434-7955 FAX: 412-338-7130 06156519 C N Pit SXM A r C7 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Plaintiff vs. STEPHANIE FOUST Defendant No: COMPLAINT IN CIVIL ACTION FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: James C. Warmbrodt,42524 WELTMAN, WEINBERG & REIS CO., L.P.A. 436 Seventh Avenue, Suite 2718 Pittsburgh, PA 15219 (412) 434-7955 FAX: 412-338-7130 06156519 C N Pit SXM IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Plaintiff vs. Civil Action No STEPHANIE FOUST Defendant COMPLAINT AND NOTICE TO DEFEND You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by an attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 (717) 249-3166 COMPLAINT 1. Plaintiff, CAPITAL ONE BANK is a corporation with offices at 140 EAST SHORE DR GLEN ALLEN , VA 23059 2. Defendant is adult individual(s) residing at the address listed below: STEPHANIE FOUST 1293 THREE SQUARE HOLLOW NEWBURG, PA 17240 3. Defendant applied for and received a credit card bearing the account number 4862362462793145 . 4. Defendant made use of said credit card and has a current balance due of $1561.02 , as of November 14, 2007 . 5. Defendant is in default by failing to make monthly payments when due. As such, the entire balance is immediately due and payable to Plaintiff. 6. Plaintiff is entitled to the addition of interest at the rate of 25.900% per annum on the unpaid balance from November 14, 2007 . A copy of Plaintiff's STATMENT is attached hereto, marked as Exhibit "1" and made a part hereof. 7. Although repeatedly requested to do so by Plaintiff, Defendant has willfully failed and/or refused to pay the balance due to Plaintiff. Wherefore, the Plaintiff prays for judgment in its favor and against Defendant , STEPHANIE FOUST , INDIVIDUALLY , in the amount of $1561.02 with continuing interest thereon at the rate of 25.9000 per annum from November 14, 2007 plus costs. James 436 Pitt (41: " 06 )en rmbrodt,42524 INBERG & REIS CO., L.P.A. Avenue, Suite 2718 PA 15219 955 8-7130 9 C N Pit SXM This law firm is a debt collector atte ing to collect this debt for our client and any information obtaine will be used for that purpose. First 3 months half-price 97* a 11-.0 Now with FREE Accelerator for the fist 12 mondol a VO vah$e SIGN UP TODAY! ' 1-877-7784207 Mention Offer Code: GARNET Or visit www.peoplepo.com/go/gamet peoplepc- online A better way to Internet. PeopleK Online offers the features you would expect from higher-priced Internet Service Providers at half price for the first 3 months! ® Virus Protection Pawe,ad try symantec- ® Pop-Up Blockert"" 1?j Spam Controls ® * Smarter Smart Dialer Technology 4918 [W More Email Addresses 4 C* Intemet Call Waiting Capita/Q?. PLATINUM VISA ACCOUNT 4862-3624-6279-3145 APR 14 - MAY 13, 2006 Page 1 of 1 Account S Previous Balance $1,066.09 Paymentr, Credits and Adjustments $.00 Transactions $35.00 Finance Charges $22.93 New Balance $1,124.02 Minimum Amount Due $1,124.02 Payment Due Date June 13, 2006 Total Credit Line $500 Total Available Credit S.00 Credit Line for Cash $500 Available Credit for Cash S.00 At your service To call Cuss- Rdltiom or to report a lost or mleu suit 1-800-955-7070 Sena payaw1n ta: Send inquiries m: Attn: Remittsna Promsing Capin] One 8.4 Capital One P.O. B- 790216 P.O. Bca 30285 St Louis, MO 63179-0216 SLC, UT 84130-0285 Payments, Credits and Adjustments Transactions 1 13 MAY PAST DUE FEE $35.00 You were assessed a past due fee of $35.00 on 05113/2006 bemuse Yom minimum payment was not received by the due dare of 05/13/2006. To avoid this fee in the future, we recommend dw you allow at least 7 business days for your payment to reach Capnal One. p C?b» P/earera rtnerretid rfo r inlpmtant infarmo ion f ? ? w t n X g PURCHASES $1,077.13 rA , .07096% 25.909E 122.93 CASH 1.00 .07096% 25.90% 1.00 ANNUAL PERCENTAGE RATE applied this period IT 25.90% PLEASE RETURN PORTION BELOW WITH PAYMENT ,CW 0000000 0 4862362462793145 13 1124020051001124022 New Balance $1.124.02 Minimum Amount Due $1,124.02 Payment Due Date June 13,20D6 Total enclosed $ - -1 Account Number. 4 8 6 2-3 6 24 62 79-3145 Capital One Bank P.O. Box 790216 11111 1111111 11111 11 oil St. Louis, MO 63179-0216 11111 t111111111110111 It 111111111111 It 1111 A 11111111111111111111 X-p,vt asadwz za-any e+wdl,6angrs ki--s r6twr -Rork ilik 6vee Apc Gy Sate ZIP Home Plane M...te Plane Emil Addrm y #9013497583419514# MAIL ID NUMBER STEPHANIE FOUST v 1293 3 SO HOLLOW RD °o NEWBURG PA 17240 c a?? o ? Pleau mrite yoro arsnuwt w,mebn ow yvwc desert or ,worry order neade paya6lt to Capitd One BaaF twit mail in the rnrlarrd erevdope peoplepar online \_._1 A better way to intemet. UNLIMITED INTERNET ACCESS SIGN UP TODAYI 1-877-7784207 Mention Offer Code: GARNET Or visit www.peoplepc.com/go/gamet Prwpwlc is solely r- I all I, ior the aba6 and is ft dwow veer'capw One. Capital one does rat Words, ardmae or guarantee, and is rra allured wk any prulitd or service ditem We. Ary teada»erke mentioned flown ae xi y owned by fie rtespecave emery. AN riyls tseesed. By lespmdng to the after, yw may he mrm tunics irg irionaal'm apart M-rW to the oorrpary 20 Amides this product - for ample. that you are a Capital One clalorreL `PeoplaK Orrin; First 3 moMe we billed at $491 pe morlm; Sg95 per mach lhaea8er. Oiler aheiahb b new dal-up srffidPoers at leas 18 yeas of age and may not be redeemed wish any oche aaer Oyer subject to change m cry )ire. Phan technical support sample for $1 M per mimli. tAccelerala is ice for12 ,102 ORl good to 6RIW time. After Me 6sl 12 months, ere Aeeelaabd Service WE automatically revel to the diet I PWPIaPC ONie service. OOer subject to derrge a ay6re. Will Psopl& C Orin M,e WA4 m teln Web page tall and Waphcs will bad taste when compared to standard dal-up I "a Service. Ached resWs may say. ReoplePC Online koeleraatl s only wirpatide with PwplaP'C Online Menat service ad spedhed Widmw brawlers. PeWIMPC Or'6m Amdwtmtl s not compatible wNI Wimite me 95 with F 55 SP2. Ser hoe rat available in alp am Aae9s fees, tams, ad Oliver lees and restrictions may apply Telepien lit drapes may apps even drip trW periods 16u ere respoeable fa n9 Wneawa oar bane of OWSM f ambers VA result n telwho me lop cal aWL Access may be linoW, especially dm g limas of peak usage. Da kip webers may be draped a PeopleMs ddcroaorL Caiimns use arbiect m Mmeout pwtdxm AN trx is srbied to PleaplelrC Oaks services Agreement and Aaeplable Use Policy, 56K is this maYinan speed of scree; AcW speed my wry. 0 2006 PeopePC Inc. AN Rlghs Rese ed. PeopW Dim and is bgos are badererls of PeD*M in the U.S. Wd Oliver caumm 0 2006 Capital One Seeress, k QWW One's a ledemly regsleed service ttedc AN ng* reserved g N N oft: C¢i 8ry periodic rate. To obtain the average daily baleroe for to baling period covered by this mmor as, sm aim the begiMng balance of each segment each day, add cry ,- 11 etaacttelW to each ssprrwal and ahaxaad any paymaas or crad.. (If the rode N appua m Ma fioa of In" stamern next to 'Bursae Rwe Applied To,' we also azbtrad any UM" I m ence large mcnaded in the b lance of each se This gives us the Naddaaylily balance of each each arzpmem la tha brig Pend and dsfdr by mha toter rtxroer of days in the bang Period This gives is the usage dally balance of each aepnmre. 3. Anmal itty Spa Rata IAPRI. e. Th. tom =-V; ge Rate• rosy appear is APR' on athis aassaeam. b. If the code P fft-I. L 0+rro. 1..111010. C (Cemicam of Depowtl, IN. maarsomate(aporndic ?mend ps?iiodic meW, its perfiaxa6ocf rams and corteapondinp AVOWAL Pi31CfliTAGE RATFS based - tthe armed sdi?, as W" m The wag - a decrease Spaer .raarra, Pke the margin paviaalY disclosed m Vol Them changes will be oth cdw en the mm day of par bmnp Period c-rad by Yalu Periodic abaaan etdng wt the months Jer-ly, Apra, July ctrl Oraaber. c. If the code D (Pdare), F (I- LBON a G (3-am. LIBOR Repriced Monthly) pp to from a your smta ms.rrrea ?Irt ?noeam She paricaeas tas on W, OW podoac rates are towempodsp ANNUAL PERC9frAGE RATES may very monthly and my increase er dasatse based on the mead kdces, as /mss I. The War 3~ bonrK past the margin pmviolly deewed m yon. These danger will be offeco- on the fie day of yea filling period each month. a. A ..... m tt of Late, Ovaiae ad Ra bleed Payment I-. your accpap vWN be amused no raw , raise two of he fees listed ham thm okay taking any being arced. Under de tees of year customer agattment, tie mashes its aigis to wive a Sam to aso ar any fast aides prior nmilli m m You wi"-A waiting an -0 to ateao to sae, a similar lees ri 1 lea rime. 5.t'Ramwirrg Yw Aeemse. If a m-bership lee days from the time this mtateeaas raw palled In days you to avoid paying to fee or to bave such lee cmdmd to you if you cancel your accua. Doing this period, you may continue m we you secmtsrt %ftho w basing to pay the Membership be. To cancel yore mouses. Von mull notify w by calling as Cwtomer Rla em, Dai snmem end pay Neer Balance' in kit fecidrq its memboamP bl prior to its and of the lbipyday parted 8. R Yap Close Yam Aassurt. Yw San ,., asm to close Your accous by tulip err Crmamer Mmwas Depsmmaht. Yalu use daritey Year WON red(s) and ecsaap areas ch oke, cached sit prwusa¢od baling, and case ramp Yam access. M you cab not "'co' preauMrized baling ammile a ia, we %a tarrddsr MCC of a Charge yea alldmZWbm m smear We ccaxn. Add timely, Van roam svil rat ere closed MW You Pay as aoatste you trove w irmciudal any lareacdow you tae mAhadzed, fierce charges, paw due fees. overrmh Meer, renamed payment few, cash dvence pea and any odor eve assersed m you aacaym. You a responsible tot these tsrs ws, vrhan- they appear on you scrap m tba rime You august to ewe the 10cum a they ea inmmed Wsgae to van _em[ te close to acorm. This say teault in chegas appeabg on your c p t when Yap Mve your acorns if It has already been dosed. Fog exarrple, it you authorized a purchase has a amchr a and tae receive the trensxdon from the mareym aria per accoup has bum domed, your -aunt wit be reopened, the easxn of the carpe wit be added to Vats acc wt. And YOU veer be respaadble bm PeyremN. M there is a marrboarip fee its van sco en. der lac veil emime to be charged, to the aware permitted by law, spill the accam balance has been paid I. *A as defied shove. 7. LIAM Yar Aeeare.Your card a atxaap crier be cued In rotrectm rsit' any iammst gmine" transactions. 8. Naha /War IL m. . == Nea provide a check - pyn ya - eider w use telArasum from year dock to mete a me-tine electfanic band traraler from yap bar aeoae a to Practise The paymare as a check trareeezian. When m Irse inform on from Yore deck m melee - leetrmc and transfer, Mhds may be wttisrawn Ism was bent camas as seen as to same daY - meas. yon P+Nnen, and lace sill nit receive your dmCk back from Your financial iMimAim, BILUJNO RIONTS SUMMARY (te Gee Of Erma Or Ouesdorm Abele Yam Bill) M you think yea bill is wisp, a If you reed Sae ksormedo' on ¦ transaction or he, vaha m a m a sepaa r- lea as soon as punale Al the a ldnam its -Wflas shown on the Imm of this maemare We must hear from you no term than 80 days after tm sum You the fie bill on mulch the area or Problem gpsara L Ym can call our puma Ashmo a naamber, but doing an wit not Preaerve vas dghts. In your ewer, give a the ""maroon yos news and accaam manb s. the dollar .mare a the awpmtad arts, a description of the error and an explanation, If pwtlhle, of why YOU bW1m 0 than is an after; or if yap need avers infammits, a description of to item you am hawe shwa. Ym do rla hase m pay any arrows in ae ? are 90 o0Y"pia red rove m ahp b, but yw in lYN Pay the pans of par ar1M me net grmsam Is - inveadgem yore %mmam, we cannot report pop as dogNama a take any "Mon m coka IM straan you question. t,•f Special Fhse For Credit Card Nschawas If you he. a problem veld' ft quality of pmpeny a earkicas d Wh 10 correct the pinatas Ah the new tried at pool faith e merlon. Vat my hove the fight rat to pay to remaining mro M tars on the property or a-Aces. You hsve this Pea" on oniy waha' tba Iarrhese pa" ww mom than 550.00 ad tM pu "awe made fe your home area or widen 100 mint of your sang sedaea pf era can or opiate The members, or M we mailed you the .dvertiserrom for tha prapeny orservices, d psdaaw alearemember ??si sign A cry erh wKWnx, location of purchase.) P I Does no apply a cmaane, numeracy( eW -0-91 foes not A7/Y ze buenmae --.W card acco-ft CaPitl One apPars idpmadon Pd"CY pmacyoac we our -bairn at www.capitsh e.corn. Capital One is a federriy repeated service ram of Capital One Rnandl Corponroon. Al rights reserved. 0 2003 Capital Ore OI LOLBAK 'r a. Oreas Per". Yw wm bave a -**a- grace period of 25 days ws'an finance charge an now p m aces, new balance trsastare, new axial paadraee and new odor charges If you Pay you told 'Nave Blarnm', in accordance with the ksportan Make for pryrmM below, and in time for n W be cmdmd by you now statement dosing time. There is no grace period or cash advenc_ and special tmrsfete. In adradm, arms no grace period m any transaction if yw alb as pay the teal 'New balance.' b. AeaaYg Finance Charge, Taarmobrs wNem am roe t period am easeteed trace Wrge 1} au01ect to a We- rom the date of its Vers actim ar 2) from the data the bereection is pmcesmd to Vote Account a 3) from the fie calendar day of the arras blip pa a1. Addid relay, if ya did na Pay ta'Naw Nlawca' tram the Drevials 6IIIkg period fe M1al, firace Wages c ndam to accns to yyoouur upeid balance ud the salad balance is paid In fall. This mean that you may as ore Fars Wryer, even if Yalu Pay the -Wm New Balance idrsmd en the frau of your araremmm by the eau statement dosing date, bu did axp do so la the p-Aras morn n, thpald era ice ch. am added m the applicable seprae of Vote Atoam. t c. Mpirwn I-- Clanger. Far each big period that acentr charge, ta?tel R NANC ESr of $0.50 vWN be Impwalit the fail fmanix Wrlie raai ing bas der applicator of yore periodic wilt) is late gar $0.50, sm sip aMaarct tint ammam Iran tie 30.50 miiram NO dire diMmvice will be bard to the purchase rpna[ of par anove. t d. Tere ally RsBrmsn )n Farah Okla- We reserve Me dgle to not assess any all Ima ice charges for any gitm ing pasiod. 2 a. Ga- -Me Willy km k CilNaed by malipyig dire defy balprice of each sopme t of par accoum (e.4. Cash eeveace, P -hint , special taaaler, and apadl parWse, by 00 con0spahdi g daily p"mic rams) thm has beer tha cal pg deplat" e period,, w spay the daily pperedc rate for each sepnae of pacer scaarm m to d?u?l?yy ilea! of each aepnem. Tian at Um ad a der batsg period, we add up tha mails of lime daily cdoamas as arrive at yaw Periodic finance charge Its each wpase. We add up the retWa from each segment m arrive at ft mar periodic Imence Im cargelo acws. To pat to day balawe balaneach ce toWe vats arcaM - mice to beginning sepnan and add any new Marro cdma e1. 's Pan for Wage c b?rd an the p.M_ Y that *s We than subtract any p.ymams or credits pawed as Of that day that are allocated to that sagenas. The give w rho assume daily balance sepnem of ywr acwm. Howeser, if yw pad de New Balsnmco lawn on par a ammo), tea for it you new blmce weer zero W a . a aedn aspariedl yew t UrChAsere wr'idn pas a par pxdeas ai s e fo the dMry .1 balances. We Th. der y Puachne aliments -sage are not addd b.laiaes toget er WW ddairy be- i ad g the a by by the manias of the days in the caveat b1Fg cycle. To caiurlse you toe finance char9a. mdliPiyy pan average dally brace by tM dally periodic rue sad by to camber of days in dha balrg Period. Due to mounding on a dally bass, these may be ¦ slight -dance ber-im this clo4tM sr'd der amain of firrance da squally assessed. b. If the Code-? or N appears on the half of this saame n rem to 'Balance {late Aplied To,' ws multidv the bapartap 1Wea: Paymaw you and to w veer be credited W Nets amont as Of the Mirees shy vm mcok B it, praeded (7) you send the bottom portion of cis mamas and very check In the aydosetl reminisce emnvalWe and (2) You payment is recMmd in our IrMC888 g deer by 3 p.m. ET (12 roar PT). Pease allow m laws eve 15) bashers days for postal delivery. Paymans received by w at army other lorati===10 a h any Man fam may cam be ctadted as of the cap ere receive tem. Qm brsfnheas days am Monday through Sriadey, eoiudnp haBd.ys. Please tlo m uas $1.0. , PaPar rips, ma P.yaem. Wh n you cad w deckle), yw authmze us W make a one-lime electronic trareler debit from Your bank scout to der amour of z at ThisN decks recawM during the billing cycle even if sns by aorwas lee. If we cannot process tM transfer, you aennte w to make a charge against yea balk accaam using tM clack, . paper draft or other item. VERIFICATION CAPITAL ONE BANK vs FOUST, STEPHANIE The undersigned does hereby verify subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities, that he/she is, JAMELA SINGLETARY, Authorized Agent, of CAPITAL ONE BANK, Plaintiff Herein, that he/she is duly authorized to make this Declaration, and that the facts set forth in the foregoing Complaint in Civil Action are true and correct to the best of his/her knowledge, information and belief. JAME SINGLETARY Notary Public 4862362462793145 A049 WELTMAN, WEINBERG & REIS CO., L.P.A. C1 r,? r ' 0 ?? 4.s ? ,v ._ ?_ µ t? ? r C_? , W? ; ,f .? .,. ,-i ?e ° ?.d, IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Plaintiff vs. STEPIIANIE FOUST Defendant No. 07-7454 CIVIL TERM PRAECIPE TO REINSTATE COMPLAINT FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: William T. Molczan PA I.D. #47437 WELTMAN, WE BERG & REIS, CO., L.P.A. 2718 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR#06156519 IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Plaintiff VS. Civil Action No. d7-7454 CIVIL TERM STEPHANIE FOUST Defendant PRAECIPE TO REINSTATE COMPLAINT Kindly reinstate the Complaint in the above captioned matter. WELTMAN, WEINBERG & REIS CO., L.P.A. By: 4w(1 -7 --; William T. Molcz)& PA I.D. #47437 ' WELTMAN, WE BERG & REIS CO., L.P.A. 2718 Koppers Bui ding 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR 406156519 Q. 75, SHERIFF'S RETURN - NOT FOUND CASE NO: 2007-07454 P COMMONTWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND CAPITAL ONE BANK VS FOUST STEPHANIE R. Thomas Kline Sheriff or Deputy Sheriff, who being duly sworn according to law, says, that he made a diligent search and inquiry for the within named DEFENDANT FOUST STEPHANIE but was unable to locate Her in his bailiwick. He therefore returns the COMPLAINT & NOTICE the within named DEFENDANT FOUST STEPHANIE NOT FOUND , as to 1293 THREE SQUARE HOLLOW NEWBURG, PA 17240 PER NIEGHBOR, DEFENDANT HAS NOT LIVED AT GIVEN ADDRESS FOR ALMOST 2 YEARS. Sheriff's Costs: Docketing 18.00 Service 20.00 Not Found 5.00 Surcharge 10.00 .00 -93 . 00 So '- R. Thomas Kline ?'her'ff of Cumberland County LTMAN WEINBERG REIS 06/18/2008 Sworn and Subscribed to before me this day of A. D. , IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK (USA),NA Plaintiff VS. STEPHANIE FOUST Defendant No.: 07-7454 CIVIL TERM PRAECIPE TO REINSTATE COMPLAINT FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: JAMES C. WARMBRODT PA I.D. #42524 WELTMAN, WEINBERG & REIS, CO., L.P.A. 1400 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR#6156519 IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK (USA),NA Plaintiff vs. Civil Action No.: 07-7454 CIVIL TERM STEPHANIE FOUST Defendant PRAECIPE TO REINSTATE COMPLAINT Kindly reinstate the Complaint in the above captioned matter. WELTMAN, WEINBERG & REIS CO., L.P.A. By: - -77 JAMES C. ?VBRODT PA I.D. #4 24 WELTM INBERG & REIS CO., L.P.A. 1400 Ko ers uilding 436 Sev nth venue Pittsb gh, A 15219 (412) 3 7955 WWR #6156519 I IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTS', PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Plaintiff VS. STEPHANIE FOUST Defendant No: COMPLAINT IN CIVIL ACTION FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: James C. Warmbrodt,42524 WELTMAN, WEINBERG & REIS CO., L.P.A. 436 Seventh Avenue, Suite 2718 Pittsburgh, PA 15219 (412) 434-7955 FAX: 412-338-7130 06156519 C N Pit SXM i IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Plaintiff VS. Civil Action No STEPHANIE FOUST Defendant COMPLAINT AND NOTICE TO DEFEND You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by an attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a 'judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 (717) 249-3166 COMPLAINT 1. Plaintiff, CAPITAL ONE BANK is a corporation with offices at 140 EAST SHORE DR GLEN ALLEN , VA 23059 . 2. Defendant is adult individual(s) residing at the address listed below: STEPHANIE FOUST 1293 THREE SQUARE HOLLOW NEWBURG, PA 17240 3. Defendant applied for and received a credit card bearing the account number 4862362462793145 . 4. Defendant made use of said credit card and has a current balance due of $1561.02 , as of November 14, 2007 . 5. Defendant is in default by failing to make monthly payments when due. As such, the entire balance is immediately due and payable to Plaintiff. 6. Plaintiff is entitled to the addition of interest at the rate of 25.900% per annum on the unpaid balance from November 14, 2007 . A copy of Plaintiff's STATMENT is attached hereto, marked as Exhibit "1" and made a part hereof. 7. Although repeatedly requested to do so by Plaintiff, Defendant has willfully failed and/or refused to pay the balance due to Plaintiff. Wherefore, the Plaintiff prays for judgment in its favor and against Defendant , STEPHANIE FOUST , INDIVIDUALLY , in the amount of $1561.02 with continuing interest thereon at the rate of 25.900s per annum from November 14, 2007 plus costs. 436 Pitt (414 06 This law firm is a debt collector att our client and any information obtain rmbrodt,42524 INBERG & REIS CO., L.P.A. Avenue, Suite 2718 bPA 15219 s )43-7955 48-7130 65 N Pit SXM -ing to collect this debt for will be used for that purpose. First 3 months half-price 97* ? a a NOW wfabh FREE Acwleraf r for dwe noes 12 mmeW-+ VO aako SIGN UP TODAY1 1-877-7784207 Mention Offer Code: GARNET Or visit www pe*9pc com/gdgamet Account Previous Balance $1,066.09 Payment, Credits and Adjostmeoa $.00 Transactions t35.00 Finance Charges $22.93 New Balance $1,124.02 Minimum Amount Due $1,124.02 Payment Due Dare June 13, 2006 Total Credit Line 5500 Total Avaul.We Credit $.00 Credit Line for Cash SSW AvailaWe Credit for Cash $.00 At yow service T. e.1 Caa.mer Rd.6- r t. report a loft K .Wes calk. 1-800-955-7070 Surd P.Y.. tr W. Seal inquiries sa Ann: Remises Pr.assing cq" Oae Bork cvw One P.O. Box 790216 P.O. B.a 30285 St Loup, MO 631794216 SLC, UT 84130-026 PLATINUM VISA ACCOUNT 4862-3624-6279-3145 APR 14 - MAY 13, 2006 Page 1 of 1 Payments, Credim and Adjustments Tranmctiow 1 13 MAY PAST DUE FEE - - $35.00 You were assessed a pan due fee of $35.00 on 05/13/2006 beaux your minimum payment was not received by the due due of 05/13/2006. To avoid this fee in the fume, we recommend that you allow at least 7 bus new days for your payment to reach Capital One. A I T Firrntnce Charges r 0"W Jar r~w"kideJ6 narwranr iaf ranam 9°164x' PuRCHASPS s1,077.n CAM Lao l ? Pk.ss a- %& E .07096% 25.90% tun .07096% 25.90% S.00 ANNUAL PERCENTAGE RATE applied this period 25.90% T PLEASE RETURN PORTION BELOW WITH PAYMENT T :apfta1C W 0000000 0 4862362462793145 13 1124020051001124022 New Balance $1.124.02 Minimum Amount Due $1,124.0¢ Paymcm Due Dan June13, 2006 Total enclosed ! Account Nombea 4862-3624-6279-3145 Capital One Bank P. 0. Box 790216 St. Louis, MO 63179-0216 Ps.ep.mr.. fe&-w.tgQ--A&mtm; saw APL r car Son ZIP H- Pl- AMema Ph p Erna Add- #9013497583419514# MAIL ID NUMBER STEPHANIE FOUST 1293 3 SQ HOLLOW RD NEWBURG PA 17240 o -? o 003 peoplepc- online u A better way to interrlet. PeoplePC Online offers the features you would expect from higher-pricsd hitemet Service providers at half price for the first 3 months! ® Virus Protection trysro,,c- ® Pop-Up Blocker"" * Spam Controls ®4 Smarter Smart Dialer Technology 400 More Email Addresses 4W Internet Call Waiting ••• .. i- -- .._- - -----..-a -.J. n.,.,nJ,L M Are &"k And mau iv f& encimed e"Sw/oft peoplepcm online N--/ A better way to Internet. UNLIMITED INTERNET ACCESS SIGN UP TODAY! 1-877-7784207 Mention Offer Crode: GARNET Or visit www.peopfopc.comfgdgwnet srf? r1=i?1 S Mew ay? a? asp mom tsr? g O N ?H H to Aw A Rim.o uwrWL .. a- ?abi. you rm b.w • wr h- eveae Perm of 26 bye ..W-ft S -- dw?. r n..r pudtwea, rretr babe. tnarwbm, nw ?P•dd P•d+•.• ad now dwr ehegea H Yea P•Y your real "Now ashler. In .cood.rnae weed We kaParmna Na . far pdyehrr arm. and In wWe Iw h to be cbdkud by VOW nma ntebn my M ear Is Yi adddom eased adwanCes, son to ?o Pabd WOW u rnaeaian N Vw do oar Pry the Owl fo r b. A-.*g Fbm.• Ong. 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Pn SHERIFF'S RETURN - REGULAR CASE NO: 2007-07454 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND CAPITAL ONE BANK VS FOUST STEPHANIE WILLIAM CLINE Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE FOUST STEPHANIE was served upon the DEFENDANT , at 0016:28 HOURS, on the 16th day of October , 2008 at 11 WYRICK AVE SHIPPENSBURG, PA 17252 T TTTTI T "P TTC1 T by handing to FATHER OF DEFENDANT a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing His attention to the contents thereof. Sheriff's Costs: Docketing 18.00 Service 21.00 Affidavit .00 Surcharge 10.00 .00 ??/?al? p,, ? 49.00 Sworn and Subscibed to before me this day So Answers: R. Thomas Kline 10/17/2008 WELTMAN WEINBERG & REIS By: Deputy Sheriff of A. D. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK (USA),NA Plaintiff vs. STEPHANIE FOUST Defendant No.: 07-7454 CIVIL TERM PRAECIPE FOR DEFAULT JUDGMENT FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF TH1S PARTY: JAMES C. WARMBRODT, ESQUIRE PA I.D.#42524 Weltman, Weinberg & Reis Co., L.P.A. 1400 Koppers Bldg. 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR#6156519 Judgment Amount $ 1,827.57 THIS LAW FIRM IS ATTEMPTING TO COLLECT THIS DEBT FOR ITS CLIENT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. } IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK (USA),NA Plaintiff VS. Civil Action No.: 07-7454 CIVIL TERM STEPHANIE FOUST Defendant PRAECIPE FOR DEFAULT JUDGMENT TO THE PROTHONOTARY: Kindly enter Judgment against the Defendant, STEPHANIE FOUST above named, in the default of an Answer, in the amount of $1,827.57 computed as follows: Amount claimed in Complaint $ 1,561.02 Interest from 11/14/07 to 12/02/08 at the legal interest rate of 25.90% per annum $266.55 TOTAL $1,827.57 I hereby certify that appropriate Notices of Default, as attached have been mailed in accordance with PA R.C.P. 237.1 on the dates indicated on the Notices. WELTMAN, WEINBERG & REIS CO., L.P.A. By: Al r =,C4?jff,JMBRODT, ESQUIRE Weltman, ei berg & Reis Co., L.P.A. 1400 Ko pers ldg. 436 Se ent venue A 15219 Pittsb e4-7955 (412. WWR#6156519 Plaintiff's address is: c/o Weltman, Weinberg & Reis Co., L.P.A., 2718 Koppers Building, 436 7'h Avenue, Pittsburgh, PA 15219 And that the last known address of the Defendant is: 11 WYRICK AVE SHIPPENSBURG,PA 17252 IN THE COMMON PLEAS COURT OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK (USA),NA Plaintiff vs. STEPHANIE FOUST Defendant Case no:: 07-7454 CIVIL TERM NON-MILITARY AFFIDAVIT The undersigned, who first being duly sworn, according to law, deposes and states as follows: That he/she is the duly authorized agent of the Plaintiff in the within matter. Affiant further states that the within Affidavit is made pursuant to and in accordance with the Servicemembers' Civil Relief Act (SCRA), 50 U.S.C. App. § 521. Affiant further states that based upon investigation it is the affiant's belief that the Defendant, STEPHANIE FOUST is not in the military service. Affiant further states that this belief is supported by the attached certificate from the Defense Manpower Data Center (DMDC), which states that the Defendant, STEPHANIE FOUST is not in the military service. Further Affiant sayeth naught. SWORN TO AND U SC Din my presence this -/ day of Tvo V0 \ COMMONWEALTH OF PENNSYLVANIA Notarial Seal Jennifer M. Borowski. Notary Public NOT Y PMEW City of Pittsburgh, Al ftheny county My Commission Expires Feb. 22, 2012 Member, Pennsylvania Association of Notaries This law firm is a debt collector attempting to collect this debt for our client and any information obtained will be used for that purpose. IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK (USA), NA r ! [ n-) Plaintiff Case # ?} ' ? q5 - CIO, / T(l STEPHANIE FOUST Defendant(s) IMPORTANT NOTICE TO: STEPHANIE FOUST 11 WYRICK AVE SHIPPENSBURG,PA 172521 Date of Notice: ` ?C(J , WWR#: 06156519 YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE FOLLOWING OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 (717) 249-3166 -? BY ; PATRICK THOMAS WOODMAN PA I.D. #34507 WELTMAN, WEINBERG & REIS CO., L.P.A. 1400 KOPPERS BLDG, 436 7TH AVE. PITTSBURGH, PA 15219 (412) 434-7955 Request for Military Status Department of Defense Manpower Data Center Military Status Report Pursuant to the Servicemembers Civil Relief Act Page I of 2 DEC-02-2008 11:25:34 '< Last Name First/Middle Begin Date Active Duty Status Service/Agency FOUST STEPHANIE Based on the information you have furnished, the DMDC does not possess any information indicating that the individual is currently on active duty. Upon searching the information data banks of the Department of Defense Manpower Data Center, based on the information that you provided, the above is the current status of the individual as to all branches of the Military. Amy, fIR Mary M. Snavely-Dixon, Director Department of Defense - Manpower Data Center 1600 Wilson Blvd., Suite 400 Arlington, VA 22209-2593 The Defense Manpower Data Center (DMDC) is an organization of the Department of Defense that maintains the Defense Enrollment and Eligibility Reporting System (DEERS) database which is the official source of data on eligibility for military medical care and other eligibility systems. The Department of Defense strongly supports the enforcement of the Servicemembers Civil Relief Act [50 USCS Appx. §§ 501 et seq] (SCRA) (formerly the Soldiers' and Sailors' Civil Relief Act of 1940). DMDC has issued hundreds of thousands of "does not possess any information indicating that the individual is currently on active duty" responses, and has experienced a small error rate. In the event the individual referenced above, or any family member, friend, or representative asserts in any manner that the individual is on active duty, or is otherwise entitled to the protections of the SCRA, you are strongly encouraged to obtain further verification of the person's active duty status by contacting that person's Military Service via the "defenselink.mil" URL provided below. If you have evidence the person is on active-duty and you fail to obtain this additional Military Service verification, provisions of the SCRA may be invoked against you. If you obtain further information about the person ( e.g., an SSN, improved accuracy of DOB, a middle name), you can submit your request again at this Web site and we will provide a new certificate for that query. This response reflects current active duty status only. For historical information, please contact the Military Service SCRA points-of-contact. See: http://www.defenselink.mil/faq/pis/PC09SLDR.html WARNING: This certificate was provided based on a name and Social Security number (SSN) provided https://www.dmdc.osd.mil/scra/owa/scra.prc_Select 12/2/2008 0 t` Yt 4?; f r C i 00 -2 TO 7-5 77 C? IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK (USA),NA Plaintiff VS. Civil Action No.: 07-7454 CIVIL TERM STEPHANIE FOUST Defendant NOTICE OF JUDGMENT OR ORDER TO: ( ) Plaintiff (xx) Defendant ( ) Garnishee You are hereby notified that the following Order or Judd ent was entered against you on (xx) Assumpsit Judgment in the amount of $1,827.57 plus costs. ( ) Trespass Judgment in the amount of $ plus costs. ( ) If not satisfied within sixty (60) days, your motor vehicle operator's license and/or registration will be suspended by the Department of Transportation, Bureau of Traffic Safety, Harrisburg, PA. (xx) Entry of Judgment of ( ) Court Order ( ) Non-Pros ( ) Confession (xx) Default ( ) Verdict ( ) Arbitration Award Prothonotary ByPOH PR NO T R PUTY) 'ORAf STEPHANIE FOUST I 1 WYRICK AVE SHIPPENSBURG,PA 17252 Plaintiffs address is: c/o Weltman, Weinberg & Reis Co., L.P.A., 2718 Koppers Building, 436 7th Avenue, Pittsburgh, PA 15219 1-888-434-0085