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HomeMy WebLinkAbout07-7515IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FIA CARD SERVICES, N.A. ' FKA, MBNA AMERICA BANK, N.A. : No. 401- U ? 1, t E 655 PAPER MILL ROAD DE5-013-02-02 WILMINGTON DE 19884 Plaintiff : CIVIL ACTION - LAW vs TANYA M WAGNER 405B HUMMEL AVE LEMOYNE PA 17043 Defendant(s) Filed on behalf o£ Plaintiff, FIA CARD SERVICES, N.A. Counsel of record for this party: Date: X) Amy F. Doyle #87 / D / ]etq Philip C. Warholi 8 41 /David R. Galloway #873 Tonilyn M. Chip a #87852 / Sarah E. asz Robert N. Polas, Jr. 01259 / Ronald S. Canter #94000 Wolpoff & Abramson, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff Cover -GENERAL W&A File No. 170365467 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FIA CARD SERVICES, N.A. FKA, MBNA AMERICA BANK, N.A. Plaintiff vs TANYA M WAGNER Defendant(s) . No. CIVIL ACTION LAW You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by an attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed or any other claim or relief requested by the Plaintiff. You may lose money or property rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 717-249-3166 CCP Notice to Defend W&A File No. 170365467 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FIA CARD SERVICES, N.A. FKA, MBNA AMERICA BANK, N.A. Plaintiff vs TANYA M WAGNER Defendant(s) . No. CIVIL ACTION - LAW USTED HA SIDO DEMANDADO/A EN LA CORTE. Si usted desea defender conta la demanda puestas en las siguientes paginas, usted tienen que tomar accion dentro veinte (20) dias despu6s que esta Demanda y Aviso es servido, con entrando por escrito una aparencia personalmente o por un abogado y archivando por escrito con la Corte sus defensas o objeciones a las demandas puestas en esta contra usted. Usted es advertido que si falla de hacerlo el caso puede proceder sin usted y un ju7gamiento puede ser entrado conta usted por la Corte sin mas aviso por cualquier dinero reclamado en la Demanda o por cualquier otro reclarno o alivio solicitado por Demandante. Usted puede perder dinero o propiedad o otros derechos importante para usted. USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSEGUIDA. SI USTED NO TIENE UN ABOGADO, VAYA O LLAME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. ESTA OFICINA PUEDE PROVEERE CON INFORMACION DE COMO CONSEGUIR UN ABOGADO. SI USTED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE INFORMACION ACERCA AGENCIAS. QUE PUEDAN OFRECER SERVICIOS LEGAL A PERSONAS ELIGIBLE AQ UN HONORARIO REDUCIDO O GRATIS. Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 717-249-3166 CCP Notice to Defend W&A File No. 170363467 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FIA CARD SERVICES, N.A. FKA, MBNA AMERICA BANK, N.A. Plaintiff vs TANYA M WAGNER Defendant(s) :No. a CIVEL ACTION - LAW AND NOW, this 06 day of December, 2007, comes the Plaintiff, FIA CARD SERVICES, N.A. FKA, MBNA AMERICA BANK, N.A. , by and through its attorneys, the law firm of Wolpoff & Abramson, L.L.P., and files the within Complaint and in support avers as follows: 1. Plaintiff, FIA CARD SERVICES, N.A. FKA, MBNA AMERICA BANK, N.A. , is a National Banking Association organized under the National Banking Act with a principal place of business situated at 655 PAPER MILL ROAD DE5-013-02-02, WILMINGTON, DE 19884. 2. Defendant, TANYA M WAGNER, is an adult individual with a last known address of 405B HUMMEL AVE, LEMOYNE, CUMBERLAND COUNTY, PA 17043. CCP Cmplt - MBNA wo AF & Int 4 W &A File No. 170365467 3. It is averred that Defendant was issued an open-end credit account by Plaintiff. This account was created through a written contract between Plaintiff and Defendant, accepted by Defendant when he signed and utilized the credit card account. A true and correct copy of the Credit Card Agreement governing this account is attached hereto as Exhibit "A." 4. The Credit Card Agreement contains a binding Arbitration provision providing that any claim or dispute between Defendant and Plaintiff would be subject to binding arbitration before the National Arbitration Forum (NAF). This Credit Card Agreement also recites that since the agreement involved an instrumentality of interstate commerce, that the Federal Arbitration Act, 9 U.S.C. §§1-16 (FAA) governed the Agreement and that following disposition through the NAF, judgment may be entered in any state court having jurisdiction. 5. At all relevant times material hereto, Defendant has been regular user of said charge card for the purchase of products, goods and/or for obtaining services and/or funds. 6. By virtue of Defendant's use and maintenance of this credit card in connection with his purchases of goods, and services, he became bound to all of its contractual terms, which clearly included an arbitration agreement. Therefore, there is a valid agreement to arbitrate and Defendant consented to the NAF having jurisdiction over this claim. 7. Defendant received monthly statements which accurately state all purchases and payments made during the month, interest charges imposed on the unpaid balance, and the amount due. A summary of the account showing the balance due and owing is incorporated herein and marked as Exhibit "B". 8. Defendant did not object to the summary of account. 9. Defendant has made sporadic and irregular payments, if any, which have been applied to the outstanding balance of this account. CCP Cmplt - MBNA wo AF & Int 5 W & A File No. 170365467 10. As of the date of the within Complaint, the remaining balance due, owing and unpaid on Defendant's credit account, as a result of charges made by said Defendant and/or any authorized users is the sum of $2,670.80. 11. Plaintiff has retained the services of the law firm of Wolpoff & Abramson, L.L.P. in the collection of the amount due from Defendant. 12. Despite reasonable and repeated demands for payment, Defendant has failed, refused and continues to refuse to pay all sums due and owing on the aforementioned account balance, all to the damage and detriment of the Plaintiff. 13. Any and all conditions precedent to the bringing of this action have been performed by Plaintiff. 14. The amount in controversy is within the jurisdictional amount requiring compulsory arbitration. CCP Cmplt - MBNA wo AF & Int 6 W & A File No. 170365467 WHEREFORE Plaintiff respectfully requests this Honorable Court enter judgment in favor of Plaintiff and against Defendant, in the amount of $2,670.80, plus costs of this action and any other relief as this Court deems proper and just. Res ctfully submitted, Date: ) Amy F. Doyle # 7062 / Dan' Philip C. Warholi 1 / David R. GallcAyav #87326 Tonilyn M. Chippie #8 Sarah E. Ehasz #86469 Robert N. Polas, Jr. #201259 / Ronald S. Canter #94000 Wolpoff & Abramson, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff CCP Cmplt - MBNA wo AF & Int 7 W & A File No. 170365467 The undersigned hereby states that he/she is the attorney for the Plaintiff who is located outside of this jurisdiction and in order to file the within document in anexpedient and timely manner, he/she is authorized to take this verification on behalf of said Plaintiff in the within action and verifies that the statements made in the foregoing Complaint are true and correct to the best of his/her knowledge, information, and belief, based upon information provided by the Plaintiff. The undersigned understands that false statements herein are made subject to the penalties of 18 Pa.C.S. Section 4904, relating to unsworn falsification to authorities. Date: NI l q IL . CCP Cmplt - MBNA wo AF & Int W & A File No. 170365467 Amy F. Doyle #8 062 / D 17 Philip C. Warhol' #8 1 / D a #8 Tonilyn M. Chippie #87852 / Sarah E. Ehasz #86469 Robert N. Polas, Jr. #201259 / Ronald S. Canter #94000 Wolpoff & Abramson, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff 8 Exhibit "A" r.. ter- . limit i w all zip j! eE P !{! r ))) #•;j x Ilk A 8??]??1?,1tiy( oil- c 12f a l? .• g? g °YrFais7e E B[? :"11 i?FI 1??l=?gisi Lu n =All 1 ? 8 a .. • ? s? ? .= a ?? , .? oil 11 Ilia I lipilifis" 1 -4 SIX loss b? v? 3 ?a? •u 9 ? N r Ail X .air y $I I 111-1 fInj1._= Mal rs? IT N 0X111 I jail ail I 1 41 all 11111 jit'j'91 IfIgIl to . a 2 21 _: s .a? . E «. o $ ?? $ O A ~j C xa? al x1l r " ? Ms vs 0 IzIg.fI'liz III"1111 ?rka?.2, in 11 12 1 11 ar?? 1 ? 9 a IA? ss i a Jill, v 10 r ?r :i i{ _x k s: a >, fit ?- Jill ?$•? s ? a? B IW ro ?? Sy s s a ta?? ij? 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N $ T1 .?- ..[ Eimittl2tp b V V . i ?(3 Gi p{ C a C C.Y •N ?+n ?+,dX.,Y???z ? d `ON'?-l• iil?w ?a S_g6 Zl ?=7?i5: Il S?~??g4 Ls41V:f Exhibit "B" CLIENT NO 001730 MBNA ACCT#5329022999698431 BALANCE -- 2,670.80 ****** PRIMARY DEBTOR ***** C/O DATE 10/30/06 LSTPY DT 02/21/06 *M-ACCT-NO *M-REC-TYPE*M-CUST-TYPE*M-LAST-NAME 5329022999698431 A I WAGNER *M-FIRST-NAME *M-ADDR-1 *M-ADDR-2 TANYA M 405B HUMMEL AVE *M-CITY *M-COUNTY *M-STATE*M-ZIP *M-HOME-PH LEMOYNE PA 170431955 7777777777 *M-WORK-PH *M-DOB *M-POE-NAME 7176082779 10/17/84 *M-POE-ADDR *M-LOAN-TYPE*M-LENDING-OFFICER LMO1 OM0001 *M-BANK-CODE*M-BRANCH-CODE*M-CALL-CODE*M-RECOVERER-CODE*M-DEALER-CODE ATTY *M-CO-RSN*M-ACCT-STATUS*M-INT-RATE*M-RECEIPT-DATE*M-CONTACT-DATE*M-CO-DATE 269 0000 10/30/06 03/29/04 10/30/06 *M-LAST-PYMT-DATE*M-CO-AMT *M-ASSOC-COST*M-ACCRUED-INT*M-CUR-BAL 02/21/06 2,670.80 39.00 456.92 3,166.72 *M-NET-PRIN *M-NET-COST *M-NET-INT *M-COMMENT-1 2,670.80 39.00 456.92 OMETMM1234567 *M-COMMENT-2 20061113 *M-COMMENT-3 *M-COMMENT-DATE 11/13/06 *M-2ND-NAME *M-MONTHLY-INCOME*M-OTHER-INCOME 35.00 .00 *M-MONTHLY-PYMT*M-OTHER-PYMT*M-OWN-RENT-CODE*M-RECOVERY-SCORE*M-NEXT-PAY-DATE .00 .00 R 0004 *M-LAST-INT-DATE*M-LAST-CONTACT-DATE*M-COMM-RATE*M-HOME-PH-FLAG*M-WORK-PH-FLAG 0000 N N *M-ADDR-FLAG*M-SSN *M-MIO*M-AGY-CODE N XXX-XX-4862 DBBA CL01 ****** PRIMARY DEBTOR ***** C/O DATE 10/30/06 LSTPY DT 02/21/06 *M-ACCT-NO *M-REC-TYPE*M-CUST-TYPE*M-LAST-NAME 5329022999698431 A I WAGNER *M-FIRST-NAME *M-ADDR-1 *M-ADDR-2 TANYA M 405B HUMMEL AVE *M-CITY *M-COUNTY *M-STATE*M-ZIP *M-HOME-PH LEMOYNE PA 170431955 7777777777 *M-WORK-PH *M-DOB *M-POE-NAME 7176082779 10/17/84 *M-POE-ADDR *M-LOAN-TYPE*M-LENDING-OFFICER LM01 OM0001 *M-BANK-CODE*M-BRANCH-CODE*M-CALL-CODE*M-RECOVERER-CODE*M-DEALER-CODE ATTY *M-CO-RSN*M-ACCT-STATUS*M-INT-RATE*M-RECEIPT-DATE*M-CONTACT-DATE*M-CO-DATE 269 0000 10/30/06 03/29/04 10/30/06 *M-LAST-PYMT-DATE*M-CO-AMT *M-ASSOC-COST*M-ACCRUED-INT*M-CUR-BAL 02/21/06 2,709.80 39.00 456.92 3,205.72 *M-NET-PRIN *M-NET-COST *M-NET-INT *M-COMMENT-1 OMETMM1234567 2,709.80 39.00 456.92 *M-COMMENT-2 000 20060801 0000000 *M-COMMENT-3 *M-COMMENT-DATE 10/30/06 *M-2ND-NAME *M-MONTHLY-INCOME*M-OTHER-INCOME 35.00 .00 *M-MONTHLY-PYMT*M-OTHER-PYMT*M-OWN-RENT-CODE*M-RECOVERY-SCORE*M-NEXT-PAY-DATE .00 .00 R 0004 *M-LAST-INT-DATE*M-LAST-CONTACT-DATE*M-COMM-RATE*M-HOME-PH-FLAG*M-WORK-PH-FLAG 0000 N N *M-ADDR-FLAG*M-SSN *M-MIO*M-AGY-CODE N XXX-XX-4862 DBBA CL01 ?Cu.) 1+- w kV. ap ? d c -C IV C?w7 10 lJ SHERIFF'S RETURN - NOT FOUND CASE NO: 2007-07515 P COMMONTWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND FIA CARD SERVICES N A ET AL VS WAGNER TANYA M R. Thomas Kline Sheriff or Deputy Sheriff, who being duly sworn according to law, says, that he made a diligent search and inquiry for the within named DEFENDANT TANYA M WAGNER but was unable to locate Her in his bailiwick. He therefore returns the COMPLAINT & NOTICE the within named DEFENDANT TANYA M WAGNER NOT FOUND , as to 405B HUMMEL AVE LEMOYNE, PA 17043 PER POST OFFICE DEFENDANT'S ADDRESS IS 269 S LEWISBERRY ROAD MECHANICSBURG, PA 17055 - YORK COUNTY Sheriff's Costs: So answers.- / Docketing 18.00 ,/- Service 14.40 Not Found 5.00 R. Thom Kline Surcharge 10.00 Sheriff of Cumberland County Postage .58 ?I?U?pP 47.98 WOLPOFF & ABRAMSON / 01/03/2008 Sworn and Subscribed to before me this day of , A. D. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FIA CARD SERVICES, N.A. No. 07-7515 CIVIL TERM FKA, MBNA AMERICA BANK, N.A. Plaintiff VS TANYA M WAGNER Defendant(s) To the Prothonotary: CIVIL ACTION - LAW PRAECIPE TO REINSTATE Kindly reinstate the complaint in the above-referenced matter. Respectfully Submitted, Date: I G V Z Ak !^/ Am Daniel F. Wolfson #20617 ilip C. Warholic #8 41 David R. Galloway #87326 oni yn ippie 487852 / Sarah E. Ehasz #86469 Robert N. Polas, Jr. #201259 Wolpoff & Abramson, L.L.P. Attorneys in the Practice of Debt Collection 4660 Trindle Road, Suite 300 Camp Hill, PA 17011 Telephone: (717) 303-6700 Counsel for Plaintiff W&A File No. 170365467 'tom ` : -n 1{ d `: c w? --a - ryl c v i r- 10 . r? Ly a r ?• ' . .1 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FIA CARD SERVICES, N.A. FKA, MBNA AMERICA BANK, N.A. Plaintiff NO. 07-7515 CIVIL TERM vs. TANYA M WAGNER To the Prothonotary: Defendant CIVIL ACTION - LAW PRAECIPE TO DISCONTINUE Please mark the above-entitled case as discontinued without prejudice. Respectfully Submitted, e" ? &tivy?' F. Doyle #87 2 hili holic 341 David R. Galloway #87326 Sarah E. Ehasz #86469 Robert N. Polas, Jr. #201259 MANN BRACKEN LLC The Successor by Merger to Wolpoff & Abramson, LLP and Eskanos & Adler, PC Attorneys in the Practice of Debt Collection 4660 Trindle Rd., Suite 300 Camp Hill, PA 17011 (717) 303-6700 170365467 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FIA CARD SERVICES, N.A. FKA, MBNA AMERICA BANK, N.A. Plaintiff NO. 07-7515 CIVIL TERM vs. CIVIL ACTION - LAW TANYA M WAGNER Defendant CERTIFICATE OF SERVICE The undersigned does hereby certify that a true and correct copy of the Praecipe to Discontinue was served upon the individual(s) listed below by Regular Mail, Postage Pre-Paid on this J-9day of 20 TANYA M WAGNER 405 HUMMEL AVE APT B LEMOYNE, PA 17043 (1414Zip C. Warholic #863 A,yle 0?__. avi Galloway #87326 Sarah E. Ehasz #86469 Robert N. Polas, Jr. #201259 MANN BRACKEN LLC The Successor by Merger to Wolpoff & Abramson, LLP and Eskanos & Adler, PC Attorneys in the Practice of Debt Collection 4660 Trindle Rd., Suite 300 Camp Hill, PA 17011 (717) 303-6700 c