HomeMy WebLinkAbout07-7524IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
FIA CARD SERVICES, N.A.
FKA, MBNA AMERICA BANK, N.A. : No. D? ZSaq l.??vi t"jerrv?
655 PAPER MILL ROAD DE5-013-02-02
WILMINGTON DE 19884
Plaintiff
vs
KATHLEEN GELINAS-RICE
40 HARMONY HALL DR
CARLISLE PA 17015-8469
Defendant(s)
CIVIL ACTION - LAW
Filed on behalf of:
Plaintiff, FIA CARD SERVICES, N.A.
Counsel of record for this party:
Date: ) 3, 1 /'? ?F. Do #87062 / Daniel F. Wolfson #20617
41 / David R. Galloway #87326
o 91
Tonilyn 1VI. Chi_ p'`pta #878 Sarah E. Ehasz #86469
Ronald S. Canter #94000
Wolpoff & Abramson, L.L.P.
Attorneys in the Practice of Debt Collection
4660 Trindle Road, Suite 300
Camp Hill, PA 17011
Telephone: (717) 303-6700
Counsel for Plaintiff
Cover - GENERAL W&A File No. 130079158
IN THE COURT OFCOMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
FIA CARD SERVICES, N.A.
FKA, MBNA AMERICA BANK, N.A. : No.
Plaintiff
vs : CIVIL ACTION - LAW
KATHLEEN GELINAS-RICE
Defendant(s)
You have been sued in Court. If you wish to defend against the claims set forth in the following
pages, you must take action within twenty (20) days after this Complaint and Notice are served,
by entering a written appearance personally or by an attorney and ding in writing with the Court
your defenses or objections to the claims set forth against you. You are warned that if you fail to
do so, the case may proceed without you and a judgment may be entered against you by the
Court without further notice for any money claimed or any other claim or relief requested by the
Plaintiff. You may lose money or property rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE
SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN
PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO
PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL
SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
CCP Notice to Defend
W&A Pile No. 130079158
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
FIA CARD SERVICES, N.A.
FKA, MBNA AMERICA BANK, N.A.
Plaintiff
vs
KATHLEEN GELINAS-RICE
Defendant(s)
. No.
CIVIL ACTION - LAW
USTED HA SIDO DEMANDADO/A EN LA CORTE. Si usted desea defender conta la
demands puestas en las siguientes paginas, usted tienen que tomar accion dentro veinte (20) dias
despues que esta Demanda y Aviso es servido, con entrando por escrito una aparencia
personalmente o por un abogado y archivando por escrito con la Corte sus defensas o objeciones
a las demandas puestas en esta contra usted. Usted es advertido que si falla de haoerlo el caso
puede proceder sin usted y un juzgamiento puede ser entrado conta usted por la Corte sin mas
aviso por cualquier dinero reclamado en la Demanda o por cualquier otro reclamo o alivio
solicitado por Demandante. Usted puede perder dinero o propiedad o otros derechos importante
pars usted.
USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSEGUIDA. SI USTED
NO TIENE UN ABOGADO, VAYA O LLAME POR TELEFONO LA OFICINA FIJADA
AQUI ABAJO. ESTA OFICINA PUEDE PROVEERE CON INFORMACION DE COMO
CONSEGUIR UN ABOGADO.
SI USTED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE
PROVEERE INFORMACION ACERCA AGENCIAS. QUE PUEDAN OFRECER
SERVICIOS LEGAL A PERSONAS ELIGIBLE AQ UN HONORARIO REDUCIDO O
GRATIS.
CCP Notice to Defend
W&A File No. 130079158
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
FIA CARD SERVICES, N.A.
FKA, MBNA AMERICA BANK, N.A. :No. 0 2- l.S? Y
Plaintiff
vs
KATHLEEN GELINAS-RICE
Defendant(s)
CIVIL ACTION - LAW
AND NOW, this 06 day of December, 2007, comes the Plaintiff, FIA CARD SERVICES,
N.A. FKA, MBNA AMERICA BANK, N.A. , by and through its attorneys, the law firm of Wolpoff &
Abramson, L.L.P., and files the within Complaint and in support avers as follows:
1. Plaintiff, FIA CARD SERVICES, N.A. FKA, MBNA AMERICA BANK, N.A. , is a
National Banking Association organized under the National Banking Act with a principal place
of business situated at 655 PAPER MILL ROAD DE5-013-02-02, WILMINGTON, DE 19884.
CCP Cmplt - MBNA wo AF & Int 4
W & A File No. 130079158
2. Defendant, KATHLEEN GELINAS-RICE, is an adult individual with a last
known address of 40 HARMONY HALL DR, CARLISLE, CUMBERLAND COUNTY, PA
17015-8469.
3. It is averred that Defendant was issued an open-end credit account by Plaintiff.
This account was created through a written contract between Plaintiff and Defendant, accepted
by Defendant when he signed and utilized the credit card account. A true and correct copy of the
Credit Card Agreement governing this account is attached hereto as Exhibit "A."
4. The Credit Card Agreement contains a binding Arbitration provision providing
that any claim or dispute between Defendant and Plaintiff would be subject to binding arbitration
before the National Arbitration Forum (NAF). This Credit Card Agreement also recites that
since the agreement involved an instrumentality of interstate commerce, that the Federal
Arbitration Act, 9 U.S.C. §§1-16 (FAA) governed the Agreement and that following disposition
through the NAF, judgment may be entered in any state court having jurisdiction.
5. At all relevant times material hereto, Defendant has been regular user of said
charge card for the purchase of products, goods and/or for obtaining services and/or funds.
6. By virtue of Defendant's use and maintenance of this credit card in connection
with his purchases of goods, and services, he became bound to all of its contractual terms, which
clearly included an arbitration agreement. Therefore, there is a valid agreement to arbitrate and
Defendant consented to the NAF having jurisdiction over this claim.
7. Defendant received monthly statements which accurately state all purchases and
payments made during the month, interest charges imposed on the unpaid balance, and the
amount due. A summary of the account showing the balance due and owing is incorporated
herein and marked as Exhibit "B".
CCP Cmplt - M BNA wo AF & Int 5
W & A File No. 130079158
8. Defendant did not object to the summary of account.
9. Defendant has made sporadic and irregular payments, if any, which have been
applied to the outstanding balance of this account.
10. As of the date of the within Complaint, the remaining balance due, owing and
unpaid on Defendant's credit account, as a result of charges made by said Defendant and/or any
authorized users is the sum of $18,329.06.
11. Plaintiff has retained the services of the law firm of Wolpoff & Abramson, L.L.P.
in the collection of the amount due from Defendant.
12. Despite reasonable and repeated demands for payment, Defendant has failed,
refused and continues to refuse to pay all sums due and owing on the aforementioned account
balance, all to the damage and detriment of the Plaintiff.
13. Any and all conditions precedent to the bringing of this action have been
performed by Plaintiff.
14. The amount in controversy is within the jurisdictional amount requiring
compulsory arbitration.
CCP Cmplt - MBNA wo AF & Int 6
W & A File No. 130079158
WHEREFORE Plaintiff respectfully requests this Honorable Court enter judgment in
favor of Plaintiff and against Defendant, in the amount of $18,329.06, plus costs of this action
and any other relief as this Court deems proper and just.
Respectfully submitted,
Date: /0? 2,
Am oyle #87062 / Daniel F. Wolfson #20617
Phili C. Warholic #86341 / David R. Galloway #87326
m yn M. i ie 52 / Sarah E. Ehasz #86469
o rt . Po as, Jr. #201259 / Ronald S. Canter #94000
Wolpoff & Abramson, L.L.P.
Attorneys in the Practice of Debt Collection
4660 Trindle Road, Suite 300
Camp Hill, PA 17011
Telephone: (717) 303-6700
Counsel for Plaintiff
CCP Cmplt - M BNA wo AF & Int 7
W & A File No. 130079158
The undersigned hereby states that he/she is the attorney for the Plaintiff who is located
outside of this jurisdiction and in order to file the within document in an expedient and timely
manner, he/she is authorized to take this verification on behalf of said Plaintiff in the within
action and verifies that the statements made in the foregoing complaint are true and correct to
the best of his/her knowledge, information, and belief, based upon information provided by the
Plaintiff.
The undersigned understands that false statements herein are made subject to the
penalties of 18 Pa.C.S. Section 4904, relating to unsworn falsification to authorities.
Date: {
Amy F. Doyle #87062 / Daniel F. Wolfson #20617
Phili C. David R. Galloway #87326
o ilyn M. hi ie # ah E. Ehasz #86469
Robert N- Polas, Jr. #201259 / Ronald S. Canter #94000
Wolpoff & Abramson, L.L.P.
Attorneys in the Practice of Debt Collection
4660 Trindle Road, Suite 300
Camp Hill, PA 17011
Telephone: (717) 303-6700
Counsel for Plaintiff
CCP Cmplt - MBNA wo AF & Int g
W & A File No. 130079158
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Exhibit "B"
CLIENT NO 001730 MBNA ACCT#5490997174044266 BALANCE -- 18,329.06
****** PRIMARY DEBTOR ***** C/O DATE 01/01/69 LSTPY DT 06/24/04
*M-ACCT-NO *M-REC-TYPE*M-CUST-TYPE*M-LAST-NAME
5490997174044266 A I GELINAS-RICE
*M-FIRST-NAME *M-ADDR-1 *M-ADDR-2
KATHLEEN P 0 BOX 1263
*M-CITY *M-COUNTY *M-STATE*M-ZIP *M-HOME-PH
CARLISLE PA 170136263 2063393120
*M-WORK-PH *M-DOB *M-POE-NAME
4106595867 07/26/54
*M-POE-ADDR *M-LOAN-TYPE*M-LENDING-OFFICER
LM01 OMOOOl
*M-BANK-CODE*M-BRANCH-CODE*M-CALL-CODE*M-RECOVERER-CODE*M-DEALER-CODE
LMMM 174
*M-CO-RSN*M-ACCT-STATUS*M-INT-RATE*M-RECEIPT-DATE*M-CONTACT-DATE*M-CO-DATE
PAA 0000 06/23/04 10/26/99 01/01/69
*M-LAST-PYMT-DATE*M-CO-AMT *M-ASSOC-COST*M-ACCRUED-INT*M-CUR-BAL
06/24/04 18,339.06 .00 .00 18,329.06
*M-NET-PRIN *M-NET-COST *M-NET-INT *M-COMMENT-1
181329.06 .00 .00 EBlEAFZOMA123
*M-COMMENT-2
001 20041013 0000218
*M-COMMENT-3 *M-COMMENT-DATE
10/13/04
*M-2ND-NAME *M-MONTHLY-INCOME*M-OTHER-INCOME
30.00 .00
*M-MONTHLY-PYMT*M-OTHER-PYMT*M-OWN-RENT-CODE*M-RECOVERY-SCORE*M-NEXT-PAY-DATE
.00 .00 R 0706
*M-LAST-INT-DATE*M-LAST-CONTACT-DATE*M-COMM-RATE*M-HOME-PH-FLAG*M-WORK-PH-FLAG
0000
*M-ADDR-FLAG*M-SSN *M-MIO*M-AG
01
d 3 SM
SHERIFF'S RETURN - REGULAR
CASE NO: 2007-07524 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
FIA CARD SERVICES N A
VS
GELINAS-RICE KATHLEEN
STEPHEN BENDER , Sheriff or Deputy Sheriff of
Cumberland County,Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT & NOTICE was served upon
r_l,-T T-NT7\c-QTrL' VT7 TTTT.PPNT the
DEFENDANT , at 1410:00 HOURS, on the 27th day of December , 2007
at 40 HARMONY HALL DRIVE
CARLISLE, PA 17015-8469
by handing to
a true and attested copy of COMPLAINT & NOTICE
together with
and at the same time directing Her attention to the contents thereof.
Sheriff's Costs:
Docketing 18.00
Service 4.80
Postage .58
Surcharge 10.00
.00
7 33 .38
Sworn and Subscibed to
before me this day
of ,
So Answers:
R. Thomas Kline
12/28/2007
WOLPOFF & ABRAMSON
By'
`Deputy Sheriff
A. D.
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
FIA CARD SERVICES, N.A.
FKA, MBNA AMERICA BANK, N.A.
Plaintiff
VS
KATHLEEN GELINAS-RICE
Defendant(s)
No. 07-7524 CIVIL TERM
CIVIL ACTION - LAW
PRAECIPE TO SETTLE, DISCONTINUE, AND END
Please mark the above-captioned action as settled, discontinued, and ended.
Respectfully Submitted,
c.
By:
Date:
Amy F. Doyle #87062 / aniel F. Wolfson #__?n 1
Philip C. Warholic #863 avid R. alloway #8732
4? Tonilyn M. Chippie #8785 waan E. asz
Robert N. Polas, Jr. #201259
Wolpoff & Abramson, L.L.P.
Attorneys in the Practice of Debt Collection
4660 Trindle Road, Suite 300
Camp Hill, PA 17011
Telephone: (717) 303-6700
Counsel for Plaintiff
W&A File No. 130079158
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,
PENNSYLVANIA
FIA CARD SERVICES, N.A. No. 07-7524 CIVIL TERM
FKA, MBNA AMERICA BANK, N.A.
Plaintiff
CIVIL ACTION - LAW
vs.
KATHLEEN GELINAS-RICE
Defendant(s)
CERTIFICATE OF SERVICE
The undersigned does hereby certify that a copy of the foregoing praecipe was
served this date by Regular Mail, Postage Pre-Paid on this 1*h day of
(narm '20V
.
Kathleen Gelinas-Rice
40 HARMONY HALL DR
C4.RLISLE, PA 170158469
Amy F. Doyle #8706 / Dani snn 1
Philip C. Warholic #8 /David R.allowa
Tonilyn M. Chippie #8785 Sarah E. Ehasz #
Robert N. Polas, Jr. #201259
WOLPOFF & ABRAMSON, L.L.P.
Attorneys in the Practice of Debt Collection
4660 Trindle Road, Suite 300
Camp Hill, PA 17011
Telephone: (717) 303-6700
Counsel for Plaintiff
W&A File No. 130079158
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