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Home My WebLink About03-6194Ron Z. Opher, Esquire Attorney for Plaintiff Attorney#57507 P.O. Box 2245 Southeastern, PA 19399 (610) 902-0530 THE EDUCATION RESOURCES INSTITUTE, INC. CARLA DENTE 9 Sand Pine St Mechanicsburg PA 17050-8500 Plaintiff Defandant IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY CIVIL ACTION - LAW COMPLAINT - CIVIL ACTION NOTICE AVISO You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a wr/tten apppearance personally or by an attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proced without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other roghts important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOUDONOT HAVEA LAWYER OR CANNOT AFFORD ONE, GO TO OR TH~LEPHONE TI-iE OFFICE gET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. Le han demando a usted an la corte. Si usted quiere defenderse de estas dcmandadas expuestas en las paginas siguantas, usted tiente veinte (20) dias de plazo al partir de la fecha de la demanda y la notification. Hace falta asentar una comparencia escrita on en persona o con un abogado y entregar a la corte enforma escritas sus objectiones a las demandas en contra de su persona. Sea avisado qua si usted no se defende, la corte tomara medidas y puede confinuar la demanda en contra suya sin previo aviso o notification. Ademas, la corte puede decidir a favor del demandante y requiere qua usted cumpla con todas las provisiones de esta demanda. Usted panda perdes dinero o us propriedadedsu otros derechos importantes para usted. LLEVE ESTA DEMANDA A UN ABOGADO 1NMEDIATAMENTE. SI NO TIENE ABOGADO O SI NO T1ENE EL DINERO SUFFICIENTE DE PAGAR TAL SERVICIO, VAYA EN PERSONA O LLAME POR TELEFONO A LA OFFICINA CUYA DIRECCION SE EN CLrENTRA ESCRITA ABA JO PARA AVER1GUAR DONDE SE PUEDE CONSEGUIR AS$ISTENCIA LEGAL. CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty Ave Carlisle, PA 17013 (717) 249-3166 ASSOCIACION DE LICENC1ADOS DE CUMBERLAND 2 Liberty Ave Carlisle, PA 17013s (717) 24%3166 Ron Z. Opher, Esquire Attorney for Plaintiff Attomey~57507 P.O. Box 2245 Southeastern, PA 19399 (610) 902-0530 THE EDUCATION RESOURCES INSTITUTE, INC. Plaintiff CARLA DENTE 9 Sand Pine Ct Mechanicsburg PA 17050 Defendant IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY CIVIL ACTION - LAW COUNT ONE 1. The Plaintiffherein is THE EDUCATION RESOURCES INSTITUTE, INC. located at 330 Smart Street, Boston, MA 02116. 2. The Defendant herein is CARLA DENTE, an adult individual located at 9 Sand Pine Ct, Mechanicsburg PA 17050. 3. On or about April 22, 1996, Plaintiff guaranteed an educational student loan to Defendant, in the mount of $13198.00. A true and correct copy of the document evidencing this transaction is attached hereto and marked Exhibit "A" 4. Plaintiffhas credited Defendant with all known off-sets on said loan. 5. Defendant defaulted on said educational student loans having last made payment on July 19, 2001 and the loan was charged offon May 14, 2003. 6. The currem balance including accrued interest, on the loan in paragraph 3 is $19823.99. A statement of account reflecting this balance is attached hereto and marked Exhibit B. 7. Plaintiff has in all respects fulfilled all conditions precedent to its obligations on the contract and for bringing this Complaint for damages. 8. Despite repeated demand by Plaintiff, Defendant has refused and continues in failure and refusal to pay further amounts due Plaintiff. Interest continues to accrue at the current contract rate of 4.45% per annum on 10. Under terms of the parties agreement, Defendant agreed to pay Plaintiff's reasonable attorney's fees in the event of their default; said attorney's fee is contingent on recovery at arate of 15%. (See Exhibits A page 2). WHEREFORE, Plaintiff demands judgment in its favor against Defendant, in the amount of $19823.09, together with interest at the current contract rate of 4.45% per annum, commencing on October 2003, attorney's fees at the rate of 15% and costs of this action. COUNT TWO Plaintiff.also clan-ns alternatively on the basis of quantum memit or Quasi Contract. 11. Paragraphs 1 through 10 above are incorporated herein by reference as though fully set forth. 12. Plaintiff was neither a volunteer nor an officious intermeddler. 13. Plaintiffprovided said educational student loan as set forth above. 14. Plaintiff expected payment from the Defendant for said educational student loan in the amount set forth above. l 5. The amount claimed is the fa'n: and reasonable market value for said educational student loan. WHEREFORE, Plaintiff demands judgment in its favor against Defendant, in the amount of $19823.09, together with interest at the current contract rote of 4.45% per annum, commencing on October 2003, attorney's fees at the rate of 15% and costs of this action. Dated: October 28, 2003 BY Ron Z. Opher Attorney for Plaintiff Of Counsel To Zwicker & Associates, P.C · "T ' e · · · · {NTERNATIONAt NI~M.?H EDUC. AT~ON LOAN PRO~R~J~4 APPUCAT{ON" · · ' Q ""' · · EDUCATION CliPiT INFORMAllON LOAN REgtIEST INRORMA11ON E~TEJ~NATION~L I~A. LTH ]~UC~TION LOAN PROGIL~ ~OMISSOn¥ NOT~ ~RC'T[O~ E LOA~ o~ ~his No~; (h) ~ ~a~ r~ ~ns ~ ~ T~[ ~ tt~ ~ve~ o~ ~s N~ ~ will ~ ~ an said p~flci~l No~e. ~CTION H~ G~ ~ O~ONS ~ iD ~v= my guam~ r~ d~ rmm ~e ~q~ ~ON IV: ~D~IONAL ~ ~D CO~[O~ ~ ~ ~ ~oflm ~ r~ ~ o~ ~}5 {q~mun~ ~ ~ of ~ ~Olc and Jn~o~ ~, ~ ~ff ~ ~ ~ ~ ~et-off a~in~ any ot S~ON VI: BO~OW~ ~GNA~R~ I f ~m c~n oM ~ ~ ~ng ~ pm~ ~ Ail ~, ~ NO~ ~ ~ N(YI'ZCE 1'0 ALL ~{[/h~vc lo. Bc ]o~ you c~ ~d lo ~y iF you h~ Yoummyhm~lo~yupmlhefull~un;o~dubtiflheb~m~wgrd~t~y Yo~ may aip ~ p~ October 23, 2003 LITIGATION REFERRAL Z&A Account name: CARLA DENTE Z&A Acct. No.: 154726800/001~001000 Product Type: IHP PlaintiffName: THE EDUCATION RESOURCES INSTITUTE, INC. Defendant I Name: CARLA DENTE Defendant 1 Address: 9 SAND PINE CT MECHANICSBURO, PA 17050-8500 (717) 554~3649 Suit Principal $19,437.45 Suit Interest $ 385.64 (Interest thru October 23, 2003) Total $19,823.09 Interest Rate*: 4.45 * TERI interest rate is variable. Rate above is the current rate. Per diem interest accrual: $2.37 Date of Lagt Payment: 07/19/01 Contract Date: 05/17/96 Charge Off Date: 05/I 4/03 0ct-28-03 05:14P P.04 yERIFICATIO~ Warren Moore __, hereby state: I am the plaintiff or authorized agent for the plaintiff in this action; 2. I verify that the statements made in the foregothL C(A~O/(Y~ rid Counterclagm are true and correct to the best of my knowledge, information and belief; and 3. I understand that the statements in saic /-~:~l/L~lOd/A~- P_JII~ R(~a~ are made subject to the penalties of 18 Pa.C.$. §4904 relating to unswom falsification to authorities. NOV 1 2 2003 Date. A: SHERIFF'S RETURN CASE NO: 2003-06194 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND EDUCATION RESOURCES INSTITUTE VS DENTE CARLA - REGULAR VALERIE WEARY Cumberland County, Pennsylvania, Sheriff or Deputy Sheriff of who being duly sworn according to law, the within COMPLAINT & NOTICE was served upon the 9th day of December , by handing to together with says, DENTE CARLA DEFENDANT at 2040:00 HOURS, on the at 9 SAND PINE CT MECHANICSBURG, PA 17050 CARLA DENTE a true and attested copy of COMPLAINT & NOTICE 2003 and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing 18.00 Service 8.28 Affidavit .00 Surcharge 10.00 .00 36.28 Sworn and Subscribed to before me this / So Answers: R. Thomas Kline 12/10/2003 RON OPHER By: Ron Z. Opher, Esquire Attomey for Plaintiff Attomey #57507 P.O. Box 2245 Southeastern, PA 19399 (610) 902-0530 The Education Resources Institute, Inc. 100 Old River Rd. Andover, MA 01810 Plaintiff Carla Dente 9 Sand Pine Ct Mechanicsburg, PA 17050 Defendant IN THE COURT OF COMMON PLEAS Cumberland COUNTY, PA CIVIL ACTION - LAW NO. 03-6194 PRAECIPE TO SETTLE, DISCONTINUE AND END TO THE PROTHONOTARY: Kindly mark the above-captioned matter Settled, Discontinued and Ended. BY: ~ Ron Z. Opher, Esquire Attomey for Plaintiff DATED: January 6, 2004