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HomeMy WebLinkAbout03-6285FEDERMAN AND PHELAN, LLP By: FRANK FEDERMAN Identification No. 12248 Attorney for Plaintiff ONE PENN CENTER AT SUBURBAN STATION 1617 JOHN F. KENNEDY BLVD., SUITE 1400 PHILADELPHIA, PA 19103-1814 (215) 563-7000 WELLS FARGO HOME MORTGAGE, INC. F/K/A NORWEST MORTGAGE, INC. 3476 STATEVIEW BOULEVARD BORT MILL, SC 29715 Plaintiff, MICHAEL T. CARANO Defendant(s). CUMBERLAND COUNTY COURT OF COMMON PLEAS CIVIL DIVISION NO. 03-6285 C.T. PRAECIPE FOR IN REM JUDGMENT FOR FAILURE TO ANSWER AND ASSESSMENT OF DAMAGES TO THE PROTHONOTARY: Kindly enter an in rem judgment in favor of the Plaintiff and against MICHAEL T. CARANO, Defendant(s) for failure to file an Answer to Plaintiffs Complaint within 20 days from service thereof and for Foreclosure and Sale of the mortgaged premises, and assess Plaintiffs damages as follows: As set forth in Complaint Interest fi-om 12/3/03 to 2/3/04 TOTAL $37,263.08 $556.92 $37,820.00 I hereby certify that (1) the addresses of the Plaintiffand Defendant(s) are as shown above, and (2) that notice has been given in accordance with Rule 237.1, copy attached. FRANK FEDERMAN, ESQUIRE Attorney for Plaintiff DAMAGES ARE HEREBY ASSESSED AS INDICATE/~D. DATE: tjx- ,5-- O~{' PRO PROTHY FEDERMAN AND PHELAN, LLP FRANK FEDERMAN, ESQ., Id. No. 12248 LAWRENCE T. PHELAN, ESQ., Id. No. 32227 FRANCIS S. HALLINAN, ESQ., Id. No. 62695 ONE PENN CENTER PLAZA, SUITE 1400 PHILADELPHIA, PA 19103 (91 S) 56~-7000 WELLS FARGO HOME MORTGAGE, 1NC. F/K/A NORWEST MORTGAGE, INC. Plaintiff MICHAEL T. CARANO Defendants ATTORNEY FOR PLAINTIFF : COURT OF COMMON PLEAS : CML DMSION : CUMBERLAND COUNTY : NO. 03-6285 CMLTERM TO: MICHAEL T. CARANO 305 GREASON ROAD CARLISLE, PA 17013 DATE OF NOTICE: JANUARY 7, 2004 CO Y THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT THE INDEBTEDNESS REFERRED TO HEREIN, AND ANY RqFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE.IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY, THIS CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY AS ENFORCEMENT OF LIEN AGAINST PROPERTY. IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER~ GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE CARLISLE, PA 17013 (717) 249-3166 FRANK FEDERMAN, ESQUIRE LAWRENCE T. PHELAN, ESQUIRE FRANCIS S. HALLINAN, ESQUIRE Attorneys for Plaintiff FEDERMAN and PHELAN, LLP By: FRANK FEDERMAN Identification No. 12248 ONE PENN CENTER AT SUBURBAN STATION 1617 JOHN F. KENNEDY BLVD., SUITE 1400 PHILADELPHIA, PA 19103-1814 (215} 563-7000 WELLS FARGO HOME MORTGAGE, INC. F/K/A NORWEST MORTGAGE, INC. 3476 STATEVIEW BOULEVARD Plaintiff, MICHAEL T. CARANO Defendant(s). ATTORNEY FOR PLAINTIFF CUMBERLAND COUNTY COURT OF COMMON PLEAS CIVIL DMSION NO. 03-6285 C.T. VERIFICATION OF NON-MILITARY SERVICE FRANK FEDERMAN, ESQUIRE, hereby verifies that he is attorney for the Plaintiffin the above-captioned matter, and that on information and belief, he has knowledge of the following facts, to wit: (a) that the defendant(s) is/are not in the Military or Naval Service of the United States or its Allies, or otherwise within the provisions of the Soldiers' and Sailors' Civil Relief Act of Congress of 1940, as amended. (b) that defendant MICHAEL T. CARANO is over 18 years of age and resides at, 305 GREASON ROAD, CARLISLE, PA 17013. This statement is made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unswom falsification to authorities. FRANK FEDERMAN, ESQUIRE Attorney for Plaintiff PRAECIPE FOR WRIT OF EXECUTION - (MORTGAGE FORECLOSURE) P.R.C.P. 3180-3183 WELLS FARGO HOME MORTGAGE, INC. F/FdA NORWEST MORTGAGE, INC. Plaintiff, ¥o MICHAEL T. CARANO Defendant(s). No. 03-6285 C.T. TO THE DIRECTOR OF THE OFFICE OF THE PROTHONOTARY: Issue writ of execution in the above matter: Amount Due Interest from 2/4/04 to JUNE 9, 2004 (per diem -$6.22) TOTAL $37,820.00 $789.94 and Costs $38,609.94 FRANK FEDERMAN, ESQUIRE One Penn Center at Suburban Station 1617 John F. Kennedy Boulevard, Suite 1400 Philadelphia, PA 19103-1814 Attorney for Plaintiff Note: Please attach description of property. No. ALL THAT CERTAIN lot or piece of ground with the buildings and improvements thereon erected. Situate in the Village of Greason, Township of West Pennsboro, County of Cumberland and State of Pennsylvania, bounded and described as follows, to wit: BEGINNING at a point on the East side of Main Street at the Southwest corner of lands of United Brethern Church, and running thence Eastwardly along the line of said Church property a distance of two hundred feet to an alley twenty feet wide; thence Southwardly along the West side of said alley parallel with Main Street a distance of forty feet to lands formerly of J. W. Orr, later of Samuel Greason a. nd now of the Grantor herein; thence Westwardly by said last mentioned lands two hundred feet to Main Street; and thence Northwardly along the East side said Main Street a distance of forty feet to the place of Beginning. It being improved with a brick dwelling house and other outbuildings. TITLE TO SAID PREMISES IS VESTED IN Michael T. Carano by Deed from Secretary of Housing and Urban Development dated 12/22/1994 and recorded 12/30/1994 in Record Book 116, Page 1060. Tax Parcel #46-20-1778-023 WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) NO 03-6285 Civil COUNTY OF CUMBERLAND) CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due WELLS FARGO HOME MORTGAGE, INC., f/k/a NORWEST MORTGAGE, INC. Plaintiff (s) From MICHAEL T. CARANO, 305 GREASON ROAD, CARLISLE PA 17013. (1) You are directed to levy upon the property of the defendant (s)and to sell REAL ESTATE LOCATED AT 305 GREASON ROAD, CARLISLE PA 17013 (SEE LEGAL DESCRIPTION). (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) Ifproperty of the defendant(s) not levied upun an subject to attachment is found in the possession of anyune other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. AmountDue $37,820.00 L.L. $.50 Interest FROM 2/4/04 TO 6/9/04 ~ $6.22 per diem = $789.94 Due Prothy 1.00 Other Costs Atty's Corem % AttyPaid $114.14 Plainhff Paid Date: FEBRUARY 5, 2004 (Seal) REQUESTING PARTY: Name FRANK FEDERMAN, ESQ. CURTIS R. LONG Prothouotary Address: ONE PENN CENTER ~ SUBURBAN STATION 1617 JFK BLVD., SUITE 1400, PHILDELPHIA PA 19103-1814 Attorney for: PLAINTIFF Telephone: (215) 563-7000 Supreme Court 1D No. 12248 WELLS FARGO HOME MORTGAGE, INC. F/K/A : NORWEST MORTGAGE, INC. : Plaintiff, : MICHAEL T. CARANO Defendant(s). : CUMBERLAND COUNTY COURT OF COMMON PLEAS CIVIL DIVISION NO. 03-6285 C.T. AFFIDAVIT PURSUANT TO RULE 3129 (Affidavit No. 1) WELLS FARGO HOME MORTGAGE, INC. F/KIA NORWEST MORTGAGE, INC., Plaintiff in the above action, by its attorney, FRANK FEDERMAN, ESQUIRE, sets forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at ,305 GREASON ROAD, CARLISLE, PA 17013. 1. Name and address of Owner(s) or reputed Owner(s): Name Last Known Address (if address cannot be reasonably ascertained, please indicate) MICHAEL T. CARANO 305 GREASON ROAD CARLISLE, PA 17013 2. Name and address of Defendant(s) in the judgment: Same as above 3. Name and last known address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name WELLS FARGO HOME INC. Last Known Address (if address cannot be reasonably ascertained, please indicate) ONE HOME CAMPUS DES MOINES, PA 50328-0001 4. Name and address of last recorded bolder of every mortgage of record: Name Last Known Address (if address cannot be reasonably ascertained, please indicate) MEMBERS FIRST FEDERAL CREDIT 5000 LOUISE DRIVE MECHANICSBURG, PA 17055 5. Name and address of every other person who has any record lien on the property: Name Last Known Address (if address cannot be reasonably ascertained, please indicate) None 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale. Name Last Known Address (if address cannot be reasonably ascertained, please indicate) None 7. Name and address of every other person of whom the plaintiffhas knowledge who has any interest in the property which may be affected by the sale: Name Last Known Address (if address cannot be reasonably ascertained, please indicate) Tenant/Occupant 305 GREASON ROAD CARLISLE, PA 17013 Domestic Relations of Cumberland County 13 North Hanover Street Carlisle, PA 17013 Commonwealth of Pennsylvania Department of Welfare PO Box 2675 Harrisburg, PA 17105 I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Sec. 4904 relating to nnsworn falsification to authorities. February 3, 2004 DATE FRANK FEDERMAN, ESQUIRE Attorney for Plaintiff FEDERMAN and PHELAN, LLP By: FRANK FEDERMAN Identification No. 12248 ONE PENN CENTER AT SUBURBAN STATION 1617 JOHN F. KENNEDY BLVD., SUITE 1400 PHILADELPHIA, PA 19103-1814 (215) 563-7000 WELLS FARGO HOME MORTGAGE, INC. FfK/A NORWEST MORTGAGE, INC. Plaintiff, MICHAEL T. CARANO Defendant(s). ATTORNEY FOR PLAINTIFF CUMBERLAND COUNTY COURT OF COMMON PLEAS CML DIVISION NO. 03-6285 C.T. CERTIFICATION FRANK FEDERMAN, ESQUIRE, hereby verifies that he is attorney for the Plaintiff in the above-captioned matter, and that the premises are not subject to the provisions of Act 91 because it is: (X) an FHA mortgage ( ) non-owner occupied ( ) vacant () Act 91 procedures have been fulfilled This certification is made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. FRANK FEDERMAN, ESQUIRE Attorney for Plaintiff WELLS FARGO HOME MORTGAGE, INC. F/FdA NORWEST MORTGAGE, INC. Plaintiff, MICHAEL T. CARANO Defendant(s). TO: MICHAEL T. CARANO 305 GREASON ROAD CARLISLE, PA 17013 CUMBERLAND COUNTY No. 03-6285 C.T. February 3, 2004 **THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECTA DEBTAND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. IF YOU HA VE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY AND THIS DEBT WAS NOT REAFFIR31ED, THIS IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN,4 TTEMPT TO COLLECTA DEBT, BUT ONL YENFORCEMENT OF A LIENA GAINSTPROPERTE. * * Your house (real estate) at, 305 GREASON ROAD, CARLISLE, PA 17013, is scheduled to be sold at the Sheriff's Sale on JUNE 9, 2004 at 10:00 a.m. in the Cumberland County Courthouse, South Hanover Street, Carlisle, PA 17013, to enforce the court judgment of $37,820.00 obtained by WELLS FARGO HOME MORTGAGE, INC. F/K/A NORWEST MORTGAGE, INC. (the mortgagee) against you. In the event the sale is continued, an announcement will be made at said sale in compliance with Pa.R.C.P., Rule 3129.3. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriffs Sale, you must take immediate action: The sale will be cancelled if you pay to the mortgagee the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay, you may call: (215'1 563-7000. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. 1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling (215) 563-7000. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriffthe full amount due in the sale. To find out if this has happened, you may call (717) 240-6390. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict yon. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within 30 days of the sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (I0) days after the distribution is filed. 7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY ATTORNEY REFERRAL CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE CUMBERLAND COUNTY COURTHOUSE CARLISLE, PA 17013 (717) 249-3166 (800) 990-9108 ALL THAT CERTAIN lot or piece of ground with the buildings and improvements thereon erected. Situate in the Village of Greason, Township of West Pennsboro, County of Cumberland and State of Pem~sylvania, bounded and described as follows, to wit: BEGINNING at a point on the East side of Main Street at the Southwest corner of lands of United Brethern Church, and running thence Eastwardly along the line of sam Church property a distance of two hundred feet to an alley twenty feet wide; thence Southwardly along the West side of sam alley parallel with Main Street a distance of forty feet to lands formerly of J. W. Orr, later of Samuel Greason and now of the Grantor herein; thence Westwardly by said last mentioned lands two hundred feet to Main Street; and thence Northwardly along the East side said Main Street a distance of forty feet to the place of Beginning. It being improved with'a brick dwelling house and other outbuildings. TITLE TO SAID PREMISES IS VESTED IN Michael T. Carano by Deed from Secretary of Housing and Urban Development dated 12/22/1994 and recorded 12/30/1994 in Record Book 116, Page 1060. Tax Parcel #46-20-1778_023 FEDERMAN AND PHELAN, LLP By: FRANK FEDERMAN, ESQ., Id. No. 12248 LAWRENCE T. PHELAN, ESQ., Id. No. 32227 FRANCIS S. HALLINAN, ESQ., Id. No. 62695 ONE PENN CENTER PLAZA, SUITE 1400 PHILADELPHIA, PA 19103 (215) 563-7000 ATTORNEY FOR PLAINTIFF WELLS FARGO HOME MORTGAGE, INC. F/K/A NORWEST MORTGAGE, INC. 3476 STATEVIEW BOULEVARD FORT MILL, SC 29715 Plaintiff MICHAEL T. CARANO 305 GREASON ROAD CARLISLE, PA 17013 Defendant(s) COURT OF COMMON PLEAS CIVIL DIVISION TERM CUMBERLAND COUNTY CML ACTION - LAW COMPLAINT IN MORTGAGE FORECLOSURE NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE CARLISLE, PA 17013 (717) 249-3166 File #: 83418 IF THIS IS THE FIRST NOTICE THAT YOU HAVE RECEIVED FROM THIS OFFICE, BE ADVISED THAT: PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, 15 U.S.C. § 1692 et seq. (1977), DEFENDANT(S) MAY DISPUTE THE VALIDITY OF THE DEBT OR ANY PORTION THEREOF. IF DEFENDANT(S) DO SO IN WRITING WITHIN THIRTY (30) DAYS OF RECEIPT OF THIS PLEADING, COUNSEL FOR PLAINTIFF WILL OBTAIN AND PROVIDE DEFENDANT(S) WITH WRITTEN VERIFICATION THEREOF; OTHERWISE, THE DEBT WILL BE ASSUMED TO BE VALID. LIKEWISE, IF REQUESTED WITHIN THIRTY (30) DAYS OF RECEIPT OF THIS PLEADING, COUNSEL FOR PLAINTIFF WILL SEND DEFENDANT(S) THE NAME AND ADDRESS OF THE ORIGINAL CREDITOR, IF DIFFERENT FROM ABOVE. THE LAW DOES NOT REQUIRE US TO WAIT UNTIL THE END OF THE THIRTY (30) DAY PERIOD FOLLOWING FIRST CONTACT WITH YOU BEFORE SUING YOU TO COLLECT THIS DEBT. EVEN THOUGH THE LAW PROVIDES THAT YOUR ANSWER TO THIS COMPLAINT IS TO BE FILED IN THIS ACTION WITHIN TWENTY (20) DAYS, YOU MAY OBTAIN AN EXTENSION OF THAT TIME. FURTHERMORE, NO REQUEST WILL BE MADE TO THE COURT FOR A JUDGMENT UNTIL THE EXPIRATION OF THIRTY (30) DAYS AFTER YOU HAVE RECEIVED THIS COMPLAINT. HOWEVER, IF YOU REQUEST PROOF OF THE DEBT OR THE NAME AND ADDRESS OF THE ORIGINAL CREDITOR WITHIN THE THIRTY (30) DAY PERIOD THAT BEGINS UPON YOUR RECEIPT OF THIS COMPLAINT, THE LAW REQUIRES US TO CEASE OUR EFFORTS (THROUGH LITIGATION OR OTHERWISE) TO COLLECT THE DEBT UNTIL WE MAIL THE REQUESTED INFORMATION TO YOU. YOU SHOULD CONSULT AN ATTORNEY FOR ADVICE CONCERNING YOUR RIGHTS AND OBLIGATIONS IN THIS SUIT. IF YOU HAVE FILED BANKRUPTCY AND RECEIVED A DISCHARGE, THIS IS NOT AN ATTEMPT TO COLLECT A DEBT. IT IS AN ACTION TO ENFORECE A LIEN ON REAL ESTATE. Plaintiff is WELLS FARGO HOME MORTGAGE, INC. F/K/A NORWEST MORTGAGE, INC. 3476 STATEVIEW BOULEVARD FORT MILL, SC 29715 The name(s) and last known address(es) of the Defendant(s) are: MICHAEL T. CARANO 305 GREASON ROAD CARLISLE, PA 17013 who is/are the mortgagor(s) and real owner(s) of the property hereinafter described. On 12/22/1994 mortgagor(s) made, executed and delivered a mortgage upon the premises hereinafter described to FIRST KEYSTONE MORTGAGE, INC. which mortgage is recorded in the Office of the Recorder of CUMBERLAND County, in Mortgage Book No. 1247, Page 98. By Assignment of Mortgage recorded 9/23/1996 the mortgage was assigned to PLAINTIFF which Assignment is recorded in Assignment of Mortgage Book No. 530, Page 804. The premises subject to said mortgage is described as attached. The mortgage is in default because monthly payments of principal and interest upon said mortgage due 07/01/2003 and each month thereafter are due and unpaid, and by the terms of said mortgage, upon failure of mortgagor to make such payments after a date specified by written notice sent to Mortgagor, the entire principal balance and all interest due thereon are collectible forthwith. File #: 83418 The following amounts are due on the mortgage: Principal Balance Interest 06/01/2003 through 12/02/2003 (Per Diem $8.84) Attorney's Fees Cumulative Late Charges 12/22/1994 to 12/02/2003 Cost of Suit and Title Search Subtotal $33,509.97 1,635.40 1,250.00 87.15 $ 550.00 $ 37,032.52 Escrow Credit 0.00 Deficit 230.56 Subtotal $ 230.56 TOTAL $ 37,263.08 The attorney's fees set forth above are in conformity with the mortgage documents and Pennsylvania law, and will be collected in the event of a third party purchaser at Sheriff's Sale. If the Mortgage is reinstated prior to the Sale, reasonable attorney's fees will be charged. Notice of Intention to Foreclose as set forth in Act 6 of 1974, Notice of Homeowner's Emergency Assistance Program pursuant to Act 91 of 1983, as amended in 1998, and/or Notice of Default as required by the mortgage document, as applicable, have been sent to the Defendant(s) on the date(s) set forth thereon, and the temporary stay as provided by said notice has terminated because Defendant(s) has/have failed to meet with the Plaintiff or an authorized consumer credit counseling agency, or has/have been denied assistance by the Pennsylvania Housing Finance Agency. This action does not come under Act 91 of 1983 because the mortgage is FHA-insured. WHEREFORE, PLAINTIFF demands an in rem Judgment against the Defendant(s) in the sum of $ 37,263.08, together with interest from 12/02/2003 at the rate of $8.84 per diem to the date of Judgment, and other costs and charges collectible under the mortgage and for the foreclosure and sale of the mortgaged property. By: /s/Francis S. Hallman FRANK FEDERMAN, ESQUIRE LAWRENCE T. PHELAN, ESQUIRE FRANCIS S. HALL[NAN, ESQUIRE Attorneys for Plaintiff File#: 83418 ~ S~t a d~a~oe of ~ feet to ~e F~SES BEING: 305 G~ON ~ VERIFICATION FRANCIS S. HALLINAN, ESQUI1LE hereby states that he is attorney for Plaintiff in this matter, that Plaintiff is outside the jurisdiction of the court and or the verification could not be obtained within the time allowed for the filing of the pleading, that he is author/zed to make this verification pursuant to Pa. R. C. P. 1024 ( c ), and that the statements made in the foregoing Civil Action in Mortgage Foreclosure are based upon information supplied by Plaintiff and are tree and correct to the best of its knowledge, information and belief. Furthermore, it is counsel's intention to substitute a verification from Plaintiff as soon as it is received by counsel. The undersigned understands that this statement is made subject to the penalties of 18 Pa. C. S. Sec. 4904 relating to unsworn falsifications to authorities. DATE: Francis S. Hallinan, Esquire Attorney for Plaintiff SHERIFF'S RETURN - CASE NO: 2003-06285 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND WELLS FARGO HOME MORTGAGE INC VS CAR3kNO MICHAEL T REGULAR RON KERR , Cumberland County,Pennsylvania, says, the within COMPLAINT - MORT FORE CARANO MICHAEL T DEFENDANT , at 1348:00 HOURS, at 305 GREASON ROAD CARLISLE, PA 17013 SONDR-A CARANO, WIFE a true and attested copy of COMPLAINT Sheriff or Deputy Sheriff of who being duly sworn according to law, was served upon the on the 17th day of December , 2003 by handing to - MORT FORE together with and at the same time directing Her attention to the contents thereof. Sheriff's Costs: So Answers: Docketing 18.00 Service 4.14 ~f~~ Affidavit .00 Surcharge 10.00 R. Thomas Kline .00 32.14 12/17/2003 FEDERMAN & PHELAN Sworn and Subscribed to before me this '7~ day of ~ ~ ~9 ~ A.D. z P/rotho~otary ~ -- By: IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA WELLS FARGO HOME MORTGAGE, INC. F/K/A MORWEST MORTGAGE, INC. VS. MICHAEL T. CARANO ) CIVIL ACTION ) ) CIVIL DIVISION ) NO. 03->285 C.T AFFIDAVIT OF SERVICE PURSUANT TO RULE 3129 COMMONWEALTH OF PENNSYLVANIA ) COUNTY OF CUMBERLAND ) SS: I, FRANK FEDERMAN, ESQUIRE attorney for WELLS FARGO HOME MORTGAGE, INC. F/K/A MORWEST MORTGAGE, INC. hereby verify that on February 9~ 2004 tree and correct copies of the Notice of Sheriff's sale were served by certificate of mailing to the recorded lienholders, and any known interested party see Exhibit "A" attached hereto. DATE: April 30, 2004 FRANK FEDERMAN, ESQUIRE Attorney for Plaintiff o~ -~ ~ ~ ~ ° ~- I - 0004300377 ~ ~' MAILED ~.~.~. $ 01.50o FE~09 2004 CODE ! 9 ! n 3 COMMONWEALTH OF PENNSYLVANIA -~ COUNTY OF CUMBERLAND SS: I, Robert P. Zieeler, Recorder of Deeds in and for said County and State do hereby certify that the Sheriff's Deed in which Members First Fed Cr Un is the grantee the same having been sold to said grantee on the 9th day of Jtme A.D., 2004, under and by virtue of a writ Execution issued on the 5th day of Feb, A.D., 2004, out of the Court of Common Pleas of said County as of Civil Term, 2003 Number 6285, at the suit of Wells Fargo Home Mt~ Inc fka Norwest Mtg Inc against ichael T Carano is duly recorded in Sheriff's Deed Book No. 264, Page 1599. IN TESTIMONY WHEREOF, I have hereunto set my hand and seal of said office this r~ ~ day of , A.D2004 (~ ~/2~ Record~ of Deeds Wells Fargo Home Mortgage, Inc. f/k/a Norwest Mortgage Inc. VS Michael T. Carano In The Court of Common Pleas of Cumberland County, Pennsylvania Writ No. 2003-6285 Civil Term Cpl. Timothy Reitz, Deputy Sheriff, who being duly sworn according to law, states that on March 05, 2004 at 5:41 o'clock PM, he served a true copy of the within Real Estate Writ, Notice and Description, in the above entitled action, upon the within named defendant, to wit: Michael T. Carano, by making known unto Michael T. Carano, personally, at 305 Greason Road, Carlisle, Cumberland County, Pennsylvania, its contents and at the same time handing to him personally the said true and correct copy of the same. David McKirmey, Deputy Sheriff, who being duly sworn according to law, states that on April 07, 2004 at 11:13 o'clock A.M., he posted a true copy of the within Real Estate Writ, Notice, Poster and Description, in the above entitled action, upon the property of Michael T. Carano located at 305 Greason Road, Carlisle, Pennsylvania, according to law. R. Thomas Kline, Sheriff, who being duly sworn according to law, states he served the above Real Estate Writ, Notice, Poster and Description in the following manner: The Sheriff mailed a notice of the pendency of the action to the within named defendant, to wit: Michael T. Carano, by regular mail to his last known address of 305 Greason Road, Carlisle, PA 17013. This letter was mailed under the date of April 06, 2004 and never returned to the Sheriffs Office, R. Thomas Kline, Sheriff, who being duly sworn according to law, states that after due and legal notice had been given according to law, he exposed the within described premises at public venue or outcry at the Courthouse, Carlisle, Cumberland County, Pennsylvania on June 9, 2004 at 10:00 o'clock A.M. He sold the same for the sum of $52,000.00 to Attorney Kair Ledebohm for Members 1st Federal Credit Union. It being the highest bid and best price received for the same, Members 1st Federal Credit Union of 5000 Louise Drive, P.O. Box 40, Mechanicsburg, PA 17055, being the buyers in this execution, paid to SheriffR. Thomas Kline the sum of $53,240.00. Sheriffs Costs: Docketing $30.00 Poundage 1040.00 Posting Bills 15.00 Advertising 15.00 Acknowledging Deed 30.00 Auctioneer 10.00 Law Library .50 Prothonotary 1.00 Mileage 8.28 Levy 15.00 Surcharge 20.00 Law Journal 223.55 Patriot News 232.51 Share of Bills 29.26 Distribution of Proceeds 25.00 Sheriffs Deed 39.50 $ 1734.60 me Sworn and subscribed to before This d4~. dayof ~,~.,,p- R. Thomas Kline, Sheriff 2004, A.D. ~ t/~ )7~,~,~,.., ,t~.]~~· . ~' Prothonotary BY Real EstateCL)eputy WELLS FARGO HOME MORTGAGE, INC. F/FdA : NORWEST MORTGAGE, INC. : Plaintiff,.' MICHAEL T. CARANO : Defendant(s). : CUMBERLAND COUNTY COURT OF COMMON PLEAS CIVIL DIVISION NO. 03-6285 C.T. AFFIDAVIT PURSUANT TO RULE 3129 (Affidavit No. 1) WELLS FARGO HOME MORTGAGE, INC. F/K/A NORWEST MORTGAGE, INC., Plaintiff in the above action, by its attorney, FRANK FEDERMAN, ESQUIRE, sets forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at ,305 GREASON ROAD, CARLISLE, PA 17013. 1. Name and address of Owner(s) or reputed Owner(s): Name Last Known Address (if address cannot be reasonably ascertained, please indicate) MICHAEL T. CARANO 305 GREASON ROAD CARLISLE, PA 17013 2. Name and address of Defendant(s) in the judgment: Same as above 3. Name and last known address of every judgment creditor whose judgment is a record lien on the real property to be sold: Nalne WELLS FARGO HOME INC. Last Known Address (if address cannot be reasonably ascertained, please indicate) ONE HOME CAMPUS DES MOINES, PA 50328-0001 4. Name and address of last recorded holder of every mortgage of record: Name Last Known Address (if address cannot be reasonably ascertained, please indicate) MEMBERS FIRST FEDERAL CREDIT 5000 LOUISE DRIVE MECHANICSBURG, PA 17055 5. Name and address of every other person who has any record lien on the property: Name Last Known Address (if address cannot be reasonably ascertained, please indicate) None 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale. Name None Last Known Address (if address cannot be reasonably ascertained, please indicate) 7. Name and address of every other person of whom the plaintiffhas knowledge who has any interest in the property which may be affected by the sale: Name Tenant/Occupant Domestic Relations of Cumberland County Commonwealth of Pennsylvania Department of Welfare Last Known Address (if address cannot be reasonably ascertained, please indicate) 305 GREASON ROAD CARLISLE, PA 17013 13 North Hanover Street Carlisle, PA 17013 PO Box 2675 Harrisburg, PA 17105 I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Sec. 4904 relating to unswom falsification to authorities. February 3, 2004 DATE FRANK FEDERMAN, ESQUIRE Attorney for Plaintiff WELLS FARGO HOME MORTGAGE, INC. F/K/A NORWEST MORTGAGE, 1NC. Plaintiff, MICHAEL T. CARANO Defendant(s). TO: MICHAEL T. CARANO 305 GREASON ROAD CARLISLE, PA 17013 CUMBERLAND COUNTY No. 03-6285 C.T. February 3, 2004 * *THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBTAND ANY INFORfl/I/1 TION OBT/1INED WILL BE USED FOR THAT PURPOSE. IF YOU HA VE PREVIOUSLY RECEIVED/! DISCHARGE IN BANKRUPTCY AND THIS DEBT WAS NOT REAFFIRMED, THIS IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLYENFORCEMENT OF A LIENAGAINSTPROPERTE ** Your house (real estate) at, 305 GREASON ROAD, CARLISLE, PA 17013, is scheduled to be sold at the Sheriff's Sale on JUNE 9, 2004 at 10:00 a.m. in the Cumberland County Courthouse, South Hanover Street, Carlisle, PA 17013, to enforce the court judgment of $37,820.00 obtained by WELLS FARGO HOME MORTGAGE, INC. F/K/A NORWEST MORTGAGE, INC. (the mortgagee) against you. In the event the sale is continued, an announcement will be made at said sale in compliance with Pa.R.C.P., Rule 3129.3. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriffs Sale, you must take immediate action: The sale will be cancelled if you pay to the mortgagee the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay, you may call: (215) 563-7000. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. 1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling (215) 563-7000. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriffthe full amount due in the sale. To find out if this has happened, you may call (717) 240-6390. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amottnt due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within 30 days of the sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the distribution is filed. 7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY ATTORNEY REFERRAL CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE CUMBERLAND COUNTY COURTHOUSE CARLISLE, PA 17013 (717) 249-3166 (800) 990-9108 ALL THAT CERTAIN lot or piece of ground with the buildings and improvements thereon erected. Situate in the Village of Greason, Township of West Pennsboro, County of Cumberland and State of Pennsylvania, bounded and described as follows, to wit: BEGINNING at a point on the East side of Main Street at the Southwest corner of lands of United Brethern Church, and running thence Eastwardly along the line of said Church property a distance of two hundred feet to an alley twenty feet wide; thence Southwardly along the West side of said alley parallel with Main Street a distance of forty feet to lands formerly of J. W. Orr, later of Samuel Greason and now of the Grantor herein; thence Westwardly by said last mentioned lands two hundred feet to Main Street; and thence Northwardly along the East side said Main Street a distance of forty feet to the place of Beginning. It being improved witha brick dwelling house and other outbuildings. TITLE TO SAID PREMISES IS VESTED IN Michael T. Carano by Deed from Secretary of Housing and Urban Development dated 12/22/1994 and recorded 12/30/1994 in Record Book 116, Page 1060. Tax Parcel//46-20-1778-023 WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) , NO 03-6285 Civil COUNTY OF CUMBERLAND) CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due WELLS FARGO HOME MORTGAGE, INC., f/k/a NORWEST MORTGAGE, INC. Plaintiff (s) From MICHAEL T. CARANO, 305 GREASON ROAD, CARLISLE PA 17013. (1) You are directed to levy upon the property of the defendant (s)and to sell REAL ESTATE LOCATED AT 305 GREASON ROAD, CARLISLE PA 17013 (SEE LEGAL DESCRIPTION). (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) Ifproperty of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated, Amount Due $37,820.00 L.L. $.50 Interest FROM 2/4/04 TO 6/9/04 Gl $6.22 per diem = $789.94 Due Prothy 1.00 Other Costs Atty's Comm % Atty Paid $114.14 Plaintiff Paid Date: FEBRUARY 5, 2004 (Seal) REQUESTING PARTY: Name FRANK FEDERNIAN, ESQ. CURTIS R. LONG Prothonotary Address: ONE PENN CENTER ~ SUBURBAN STATION 1617 JFK BLVD., SUITE 1400, PHILDELPHIA PA 19103-1814 Attorney for: PLAINTIFF Telephone: (215) 563-7000 Supreme Court ID No. 12248 Real Estate Sale #45 On March 04, 2004 the sheriff levied upon the defendant's interest in the real property situated in West Pennsboro Township, Cumberland County, PA Known and numbered as 305 Greason Road, Carlisle, more fully described on Exhibit "A" filed with this writ and by this reference incorporated herein. Date: March 04, 2004 Real Esta0e DePuty SCHEDULE OF DISTRIBUTION SALE NO. 45 Date Filed: July 9, 2004 Writ No. 2003-6285 Civil Term Wells Fargo Home Mortgage, Inc. f/k/a Norwest Mortgage Inc. VS Michael T. Carano Sale Date: Buyer: Bid Price: June 9, 2004 Members 1 st Federal Credit Union $52,000.00 Real Debt: $37,820.00 Interest: 789.94 Attorney Costs: 114.14 Total: $38,724.08 DISTRIBUTION: Receipts: Cash on account (03/02/04): $ 1,500.00 Cash on account (06/09/04): 52,000.00 Cash on account (06/16/04): 1,240.00 Total Receipts: $54,740.00 Disbursements: Sheriffs Costs Legal Search Deborah Piper, Tax Collector Attorney Frank Federman Wells Fargo Home Motgage, Inc. Members 1 st Federal Credit Union $1,734.60 200.00 715.37 1,500.00 38,724.08 11,865.95 Total Disbursements: Balance for distribution: ($54,740.00) 0.00 So Answers: R. Thomas Kline Sheriff TITLE REPORT THE PREMISES ENDORSED HEREON ARE SUBJECT TO THE FOLLOWING ITEMS, WHICH WILL BE EXCEPTED IN THE POLICY UNLESS SATISFACTORY EVIDENCE PERMITTING THEIR REMOVAL IS PRODUCED. SHERIFF SALE NO. 45 Held Wednesday, June 9, 2004 Date: June 9, 2004 TAXES: Receipts for all taxes for the years 2001 to 2003 inclusive. Taxes for the current year 2004. WATER RENT: SEWER RENT MECHANICS' AND MUNICIPAL CLAIMS Company assumes no liability for private supply of water or sewer. Receipts to be produced if services are lienable. Possible unfiled Mechanics Liens and Municipal Claims. MORTGAGES: Listed Under Other Exceptions Below. JUDGMENTS: Listed Under Other Exceptions Below. INSTRUMENTS TO BE PRODUCED: Deed from Cumberland County Sheriff to dated ,2004, and recorded ,2004, in Cumberland County Deed Book , Page RECITAL: Being the same premises which Henry G. Cisneros, Secretary of Housing and Urban Development by deed dated December 22, 1994 and recorded December 30, 1994 in the Office of the Recorder of Deeds in and for Cumberland County, at Carlisle Pennsylvania. in Deed Book 116, Page 1060, granted and conveyed to Michael T. Carano. OTHER EXCEPTIONS: 1. The identity and legal competency of parties at the closing of this title should be established to the satisfaction of the closing attorney acting for this Company. 2. Rights or claims of parties in possession, if any, other than the owner. 3. Unrecorded easements, discrepancies or conflicts in boundary lines, shortage in area and encroachments which an accurate and complete survey would disclose. 4. Payment of State and local Real Estate Transfer Taxes, if required. 5. Public and private rights in the roadbed of Main Street. 6. Rights in party wall forming a boundary line for the subject premises. I0. 11. Mortgage in the amount of $39,350.00 given by Michael T. Carano to First Keystone Mortgage, Inc., dated December 22, 1994 and recorded December 30, 1994 in Mortgage Book 1247 Page 98. Said mortgage was last assigned to Norwest Mortgage, Inc., by instrument recorded September 23, 1996 in Miscellaneous Record Book 530, Page 804. Complaint in mortgage foreclosure filed by Wells Fargo Home Mortgage, Inc., formerly known as Norwest Mortgage, Inc., as Plaintiff against Michael T. Carano, as Defendant in the Office of the Prothonotary of Cumberland County to File No. 2002- 639. Judgment entered April 4, 2002 in the amount of $40,508.93. Complaint in mortgage foreclosure filed by Wells Fargo Home Mortgage, Inc., formerly known as Norwest Mortgage, Inc., as Plaintiff against Michael T. Carano as Defendant in the Office of the Prothonotary of Cumberland County to File No. 2003- 6285. Judgment entered February 5, 2004 in the amount of $37,820.00. Mortgage in the amount of $27,671.00 given by Michael T. Carano to Members First Federal Credit Union dated April 15, 1998 and recorded April 20, 1998 in Mortgage Book 1446, Page 919. Mortgage in the amount of $7,354.00 given by Michael T. Carano to members First Federal Credit Union dated June 16, 2000 and recorded June 20, 2000 in Mortgage Book 1619, Page 741. Satisfactory evidence to be produced that proper notice was given to the holders of all liens and encumbrances intended to be divested by subject Sheriff Sale. 12. Real estate taxes accruing on and after July 1, 2004 not yet due and payable. It is to be noted that no search of Domestic Relations Records has been made to determine support arrearages regarding House Bill 1412, Act 58 of 1997, nor has any search been made for environmental liens in Federal District Court. REAL E~TATE .~ILE /~I0. 45 Writ No. 2003-6285 Civil Wells Fargo Home Mortgage, Inc. f/k/a Norwest Mortgage Inc. vs. Michael T. Carano Atty.; Frank Federman ALL THAT CERTAIN lot or piece of ground with the buildings and improvements thereon erected, Sit- uate in the Village of Greason, Town- sbJp of West Permsboro, County of Cumberland and State of Pennsyl- vania, bounded and described as follows, to wit: BEGINNING at a point on the East side of Main Street at the Southwest comer of lands of United Brethem Church, ;md running thence Eastwardly along the line of said Church property a distance of two hundred feet to an alley twenty feet wide: thence Southwardly along the Wes/: side of said alley parallel with Main Street a distance of forty feet to lands formerly of J. W, Orr, later o£ Samuel Greason and now of the Grantor herein; thence Westwardly by said last mentioned lands two hundred feet to Main Street: and thence Northwardly along the East side said Main Street a distance of forty feet to the place of Beginntng. It being improved with a brick dwelling house and other outbuild- ings, TITLE TO SAID PREMISES IS VESTED IN Michael T. Carano by Deed from Secretary of Housing and Urban Development dated 12/22/ 1994 and recorded 12/30/i994 in Record Book 116, Page 1060. Tax Parcel //46-20-1778-023. PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No. 587, approved May 16, 1929), P. L.1784 STATE OF PENNSYLVANIA.' : COUNTY OF CUMBERLAND : SS. Lisa Marie Coyne, Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legai periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, viz: APRIL 16, 23, 30, 2004 Affiant further deposes that he is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general cimulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are tree. REAL ESTATE Sa~sLE NO. 45 Writ No. 2003-6285 Civil Wells Fargo Home Mortgage, Inc, f/k/a Norwest Mortgage Inc. Michael T. Carano Atty.: Frank Federrnan ALL THAT CERTAIN lot or piece of ground with the buildings and improvements thereon erected. uate in the Village of Greason, Town- ship of West Pennsboro, County of Cumberland and State of Pennsyl- vania, bounded and descrthed as follows, to wit; BEGINNING at a point on the East side of Main Street at the Southwest comer of lands of Urdtsd Brethern Church, and mnnlng thence Eastwardly along the line of said Church property a distance of two hundred feet to an alley twenty feet wide; thence Southwardly along the SWORN TO AND SUBSCRIBED before me this 30 day of APRIL 2004 N~SEAL ~ LOIS E. SNYDER, Notary Public Carlisle Boro, Cumberland County My Commtssfon Expires March 5, 2005 Writ No. 2003-6285 Civil Wells Fargo Home Mortgage, Inc. f/k/a Norwest Mortgage Inc. VS, Michael T. Carano Atty.: Frank Federman ALL THAT CERTAIN lot or piece of ground with the buildings and improvements thereon erected. Sit- uate in the Village of Greason, Town- ship of West Pennsbaro. County of Cumberland and State of Pennsyl- vania, bounded and described as follows, to wit: BEGINNING at a point on the East side of Main Street at the Southwest comer of lands of United Brethern Church, and mrmirig thence Eastwardly along the line of said Church property a distance of two hundred feet to an alley twenty feet wide; thence Southwardly along the · 'West side of said idley parallel with Main Street a distance of forty feet to lands formerly of J. W, Orr, later of Samuel Greason and now of the Grantor herein; thence Westwardly by said last mentioned lands two hundred feet to Main Street; and thence Northwardly along the East side said Main Street a distance of forty feet to the place of Beginning. It being improved with a brick dwelling house and other outbuild- Ings. TITLE TO SAID PREMISES IS VESTED IN Michael T. Carano by Deed from Secretary of Housing and Urban Development dated 12/22/ 1994 and recorded 12/30/1994 in Record Book 116, Page 1060. Tax parcel #46-20-1778-023. SWORN TO AB 30 day LOIS E, S Carlisle B( My Commiss THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication Under Ac~ No. 587, Approved May 16, 1929 Commonwealth of Pennsylvania, County of Dauphin} ss Michael Morrow, being duly sworn according to law, deposes and says: That he is the Controller of The Patriot News Co., a corporation organized and existing under the laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 812 to 818 Market Street, in the City of Harrisburg, County of Dauphin, State of Pennsylvania, owner and publisher of The Patriot-News and The Sunday Patriot-News newspapers of general circulation, printed and published at 812 to 818 Market Street, in the City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were established March 4th, 1854, and September 18th, 1949, respectively, and all have been cont{nuously published ever since; That the printed notice or publication which is securaly attached hereto is exactly as printed and published in their regular daily and/or Sunday/ Metro edit{one which appeared on the 27th day(s) of April and the 4th and 11th day(s) of May 2004. That neither he nor said Company is interested in the subject matter of said printed notice or advertising, and that ali of the allegations of this statement as to the time, place and character of publication are true; and That he has persona{ knowledge of the facts aforesaid and is duly authorized and empowered to verify this statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the stockholders and board of direetors of the sa{d Company and subsequently duly recorded in the office for the Recording of Oeeds in and for said Count.;* of Dauphin in Miscellaneous Book "M', Volume 14, Page 317. PUBLICATION COPY SALE #45 NO' ~er~'/ L Russe O~ of Hor~s~r~ My commission .~ CUMBERLAND COUNTY SHERIFFS OFFICE CUMBERLAND COUNTY COURTHOUSE CARLISLE, PA. 17013 Statement of Advertising Costs To THE PATRIOT-NEWS CO., Dr. For publishing the notice or publication attached hereto on the above stated dates Total $ 232.51 Publisher's Receipt for Advertising Cost The Patriot News Co., publisher of The Patriot-News and The Sunday Patriot-News, newspapers of general circulation, hereby acknowledge receipt of the aforesaid notice and publication costs and certifies that the same have been duly paid.