HomeMy WebLinkAbout07-77034
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
CAPITAL ONE BANK
Plaintiff No: ?? -'?'7G•3 l_LC?t,I?'?
VS.
CHRISTINA RODEN
Defendant
COMPLAINT IN CIVIL ACTION
FILED ON BEHALF OF
Plaintiff
COUNSEL OF RECORD OF
THIS PARTY:
James C. Warmbrodt,42524
WELTMAN, WEINBERG & REIS CO., L.P.A.
436 Seventh Avenue, Suite 2718
Pittsburgh, PA 15219
(412) 434-7955
FAX: 412-338-7130
06015602 C A Pit DKB
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
CAPITAL ONE BANK
Plaintiff
VS. Civil Action No
CHRISTINA RODEN
Defendant
COMPLAINT AND NOTICE TO DEFEND
You have been sued in court. If you wish to defend against the
claims set forth in the following pages, you must take action within
twenty (20) days after this complaint and notice are served, by entering
a written appearance personally or by an attorney and filing in writing
with the court your defenses or objections to the claims set forth
against you. You are warned that if you fail to do so the case may
proceed without you and a judgment may be entered against you by the
court without further notice for any money claimed in the complaint or
for any other claim or relief requested by the plaintiff. You may lose
money or property or other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET
FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE
TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL
SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
LAWYER REFERRAL SERVICE
CUMBERLAND COUNTY BAR ASSOCIATION
32 SOUTH BEDFORD STREET
CARLISLE, PA 17013
(717) 249-3166
COMPLAINT
1. Plaintiff, CAPITAL ONE BANK is a corporation with offices at 6851
JERICHO TURNPIKE #190 SYOSSET , NY 11791
2. Defendant is adult individual(s) residing at the address listed
below:
CHRISTINA RODEN
106 B W FACTORY ST
MECHANICSBURG, PA 17055
3. Defendant applied for and received a credit card bearing the
account number 4862362330421176 .
4. Defendant made use of said credit card and has a current balance
due of $1450.89 , as of December 14, 2007
5. Defendant is in default by failing to make monthly payments when
due. As such, the entire balance is immediately due and payable to
Plaintiff .
6. Plaintiff is entitled to the addition of interest at the rate of
19.800% per annum on the unpaid balance from December 14, 2007 . A
copy of Plaintiff's STATMENT is attached hereto, marked as Exhibit 111"
and made a part hereof.
027
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PLATINUM VISA ACCOUNT
4862-3623-3042-1176 SEP 13 - OCT 12, 2004
Account Summary Page 1 of 1
Previous Balance Pa cuts, Credits and Ad' tments
Payments, Credits and Ad' t855.36
Transactions rystments
i.00
T?sactions
Finance Charges (29.00
$14.03
New Balance
w Ua 1 12 OCT PAST DUE FEE
Minimum
Amount Due $898.39
5898.39
Payment Due Date November 12
2004 As a valued Capital One E29.00
your 2004 customer,
YOU are eligible to receive a free Year-End Summary that recaps
ar ?? ? 1-877- 794-4487 before D
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Total Credit Line r
ecem
ers will
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processed between January 15 and Fe 5. 2004, to reserve your copy All
br?928,
available for your account
2005.
As long as this ben
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ou m
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Total Available Credit =S?
Credit Line for Cash S.00 o
rec
, y
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it
ust ca
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will notified in your statement on how to o torn order to recem a Year-End Summary. You
P< your Year-End Summ
Available Credit for Cash $500 ary.
You were assessed a past due fee of $29.00 on 10/12/2
f.00
At
ou 004 because
received by the due date of 10/12/2004. To avoid this fee in the fimcm minimum payment was not
allow at least 7 business days for
4 we recommend that
our
y
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you
payment to reach Capital One.
To call Customer Rdations or to report n lort or -o-
1- -955-7070
For free online amount :cnioe and
Pt'Od automer offer
lo rVRy?yp'
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www.capyh!onemm
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MA t
Send Payments to: Send in
SU1t'?'s to:
Attn: Renuttanoe Pra m
g
Capital One Seniors
One
C-pitd Servicer
P.O. Box 85147
ox
85015
Richmond, VA 23276 P.O. P'O' B
Rid,mond, VA
Vq 23285-5015
lII?pt octant Account Information
Want to make a difference this November? VOTE! Your vote
is important, so get out there on Novemb
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m Fnnance Charges
Pleare rw reaerscsidefor imporrant in
jor"i
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PURCHASES dm d
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ASH (82.12 .05425% 19.g0%
';.Do .05425% 1980% (14.03
ANNUAL PERCENTAGE RATE
applied this period
19.80%
0%
??? j?.., ? PLEASE RETURN PORTION BELOW WITH PAYMENT
0000000 0 4862362330421176 12 0898390080000898393
New Balance Pk- P, MinunumAm0 atD 1898.39 P. ntaalaBdaFarmdarmnl/smgubrtovaMdbt ,rb/gk k
Payment Due Date :898.39
November 12, 2004 snerr
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Total enclosed t Cry
Sore ZIP
Account Number womr Phony
4862-3623-3042_1176 A]-.- Phone
EmaO Adds.
Capital One Bank 00-011111 09028733584007483# MAIL P.O. Box 85147 CHRISTINA RODEN
ID NUMBER
Richmond, VA 23276 4402 ONTARIO DR APTD
inisiuliusisiiutisiiausrtiirttuaaaiitiaiiatiittltl c HARRISBURG PA 17111-8055
Pleare witeyom amount number on your check or money order madepnyable to Capital One Bank and mail in the enclottd envelope.
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Name:
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e I rive anneal,
Ba/P cy.
0200E Capital One Services, Inc. Capital One Is a federally registered service mark. AN rights reserved.
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i amain the average daily balance for the
billing period coverod by die statamam' we take the
begimirg balance of each aepnem each day, add any ro
tsar escome to each segment, and ecbtram any paymeMr
or credits. (If the code N appears on the 1roM of this
statement next to -Banrce Rete Appitetl To,' we also
subtract any unpaid Imo a s charge trchgetl m the balers
of each .) This gives w to d fly balance of sad
sePnern. Than, wa add up ell tM daily bsancas fm each
sa
for the billi, p .bar et day. in the period and dvi4 by ttw tool
wreggee dally?bsnrnce o Period. MN's pivn us the
Arhus Parr?taga Ratan IAPRI.
a. the team 'Amuel Pemartage Rate' may appear as
APR' on the frets of Mis steamem.
b. If the code P fPrimeI, L (3-mo. LIBOR), C (Certificate of
Oepost11 a S( If mncaPrime) appear m the from of
INs statemett nxr to tM periodk "tale)' Me p itodc
rates antl cerresporrdirg ANNUAL PEfICENTAGE RATES
m de awry ii°Le?d Undrally .roen.may .,nncreax or decrease hawed
Th ve es moron hoary :1 dead to you.
ese do
vMl bee miw m the firrt my o1 your
billing
in the months rgeavane by your pelafc steemem endrg
c. If the code 0 (Prime?F t_.. jlBO mo.
LiBGR Repriced Monthly) appeere o tM from of your
Matemem nxt to the periods rnelsl, the pedodc rues
end cenasporndrg ANNUAL PERCENrAOE :1 ATES may
vary mamhiy and may increase or tlecreasbased m de
the need tndcea, i fang m The wag sneer Jorrnsi, qw
'AN be ffamw on the JIM day yo tat your These billing d
aeon month billing period
esos
4. Aspseasd d Leta, Ov'arfihrit acrd RMmsn Payrnerl Foss.
Year accwrtt will De asseesed n more than two of the fees
IistW bare the
terms of custom during any billing period. Under the
waive or not your to ear=r agreement, we relieve dire tight fo
riageep any fees without prior n:11 do to
you WI[Ilar[ W1,"ng our right W assets the same or smiler
at a ntar me.
6. RMV Ywr Aaowl, If a membership tee
ppeare on the front of this neemert, you have 30
days from the date thin eaI "rot was males to yea ro
avod paying the fee or m Mw aurh fee crested to yea
if yea darns your accent. Duirp this period, you may
condnue ro use your arxaan whtxwt no Inn pay the
membership fee. To cancel your etx:oum, you out
nodty us by calling our Customer wahon Oapart r errt
en. yy pu -Pow Be[.-' in kll (e>tdud nil
6. N Yeu rsh? pNi r Pilot
Aoeto the You and mm-daYthepadotl.
your 8-mill, 1°q T to dose
by nllbg Ctromer psermrs
Deperonero. You iron d=. y your crest ram(s) and
arxam access decks, cancel all first utlwdzed NIGng,
uairq your Im"m. If you do net
'!=
pc =gsmiams, we will crosder
cspn of . a surge rge f cancel
re your aubadzeim ro reopen your
ccoraht. Addcmally, your acnt wig
net ba dosed
aril yes pay all emusnta you owe u indurdng:ny
a
traroadion you Mw auhorized, fironi dailies, pest
due fees, Ovedb test, Wumed Payment fast, Caah
advance fees
they tip and =": saeaeato Vaur
You are roc Mere Aether
May appear on your eccam at del time e V to s w you mclueat to
close the acmes or they are incurred s base ase to
your request to does, tM account. This
ch may reach in
erpea appearing m your account after you Mw
your acctxad it it Me already Dem dosed. For example,
if you authorized a purcluse from a ...here and we
receive the Iraneattion from de merdum it
your
.-om has been dosed, Your acmnt WIN ba reopened,
the amount of are drsrge will be added W your account,
and you will be feapardN. for peymrm. If Here la e
membarafip tee for your accent, the fee will continue
to be ch. Io the agent Pemhted by law, until the
account bill. Ma bean paid in fill as defined above
.
7. Using Y- Aewraa.Your um m accecnt cannot be
used in lomectio with any imemet gambling
trasambns.
6. Ilotiag Abet Oeobaio Clnaek 0ernversign. WMn You
pro int a deck as payment, you authorize w s1Mr to
use inbrmstim from yew deck to make s oe-ante
sectmrltc bad tranter from you bank accent or to
process wr ;:u a check trarsactim. When we
use Infothrme al gn frail r Mack to make an sembanroNc
frond 1rersMr, /nnN may be witxlrawn Iran you k
acorn as goo as the same day we receive Your
payment, and you will not mceve your check back from
your finencial institution.
BILLING RIGHTS SUMMARY
Nn Case Of Errors Or Questions Aber Your Bill)
In You think your bill is wrap, or if you need mom
i onnat m a traroaWm or hill, =14
n m arate cheat ail nomtra sg poashie ess br
q.rie. sawn an the m of tNS ammoss t. We must
hear Iran you n later dun BO dsyc after we sent you the
fire fill o which tie error or proNem appeared. Yo can
deli our Customer Relation number, but ddrg ea wiN rat
mbmafiart r ryas. In your letter, give w the idI..
amour oft ' rome antl a-0m number, the dollar
aril en explerotm, flit =ror, a .1'ipdmbeNew da of tM error re Is
an error, or if you need ' irrMmd ' oratimn, a description of
tM Item
you ere =1 about. You do not he" to pay any
am ma il owAYM wa ere inwadgetkg it, but you
lie pay de parts of your big set are m
in ques WNM we inwatigne your question, we cannot
report you as delinpent m cake any action to caged the
amaat you question.
I.t Special Rule for Crest Card Purchases
If =Z,
wa pru1' with iM gushy of property or
ut you purchssM wish a creel ram aril you
Mw trrcd m good faith to Wright de prdiem who she
erdent, you may Mw de right not to Rey dire remaining
amain due on the Property a services. You Mw INs
praectim °^Iy when Me purrhese price was more than
$60.00 antl the purdeae wee made in your bairns mate or
=.1 00 of your mailing adtlrea. N' we own or
I is merdsnt, or if we males you the
adwnaemrrs for de ProPenV or seMces, ellpurchases
are towretl rogerdless of amolen or I=on of purchase.)
Please remember to sign all cti esponde ca.
t Doea rrof sA* to consumer iron-cretin card ecmnts
I Does not -AP1Y to boamess inn-credit card accoom,
Capital One supports Information privacy protemim: see our
vrebeita at www.upohh Iae.Wm.
Capinl One is a federay registered service mark of Capital
One Rroncial Corporadm. All rights rerrwd. a 2003
Capital One 01 LGLBAK
5533M
T a. Grace Period. You will bave a mirimun grace period of
25 clays with= f mince charge i n new p',a; a, row
balance transfer, new goads purchases end raw ether
curgeg if you pay your totsl -New Balance', in
accemarce with a.
knportem Notice braymeMS below,
and closing Z.19=0 be crest d by your ropil eeemerrt
and sipss1 . 1ireroMrc. s In n gnu period m cash advances
std mo addtim, there is ro $rce period
babananyrce. t -rerwctim if You do not pay the total New
b. Aaerukg Fit-- Chnge, Treruamloro wNU, are nor
aubjem to a grace period are aasesaed finance charge i )
from tM date of the m or 2) team tine date the
trenpWm is processed ed to to your Accelat or 31 from tM
fiat oalerxler day of the arrant billing periotl. Addhiorolly,
if you rid net pay tba -New Bal.ma- tram the previous
hiflbg parlotl m lest, flrorce doilies manors to acme to
yea
This means eans that balance a de unpaid balance is paid b fib.
you m may still owe firorce surges, even if
you Pay the entire Now hence Indicated on the from of
your statement by the nil %tioners dosing date, but rid
Iqtre addetl ro t do
tc. a 90 b! LheM Pappreacable vias msegmeonth.nt of Urpald your fierce Account CMrgea
.
Mirisan FSnarrue Murq. For each billing period that
your eccoun is shgem to a finance serge, a miramum
Ices RNANCE C14ARGE of $0.50 will be imposed. It the
Iom fiance surge restlting from
periods ohs appnratm of your
ree(sl is lest than 50.50, - will sbtram that
amam Iran to $0.50 minimum and to difference will be
biped to the purchase b of your accor+n.
t d. fi rrpaary Rgdirstien ?a pr". We -- I it
ddrt?o
gnence pe? cease any or all fiance surges for any given
1. A ?? DWy . is a Ikusrstl+o Naw fhrsrassl.
a. charge Is celculaletl y muldplying IM deny
balance of each segment of your erxant le.q., rash
advance, Puniness, sPecis tnnler, end apeclal Wrdex)
p?viau? disclosed daily psmac reels 1Mt Ma been
the bNg Y you. At ill* end of eachdaroy during
rg period, we apply the dry periodic rate c each
sepnmt of your account ro the dally balance of each
aGpmnt. Than at the and of Ins hilNng period, we add up
rite needle of these doily aaINaton to arrive et your
periodic finance sego for each gagmen. We artl 1y tM
=1 from each aepnent =.d w the teal pMOdc
firornn surge for your aocTo gat the deXy balance
for each aepnefo of your sccoum, we take the beprrstg
balance br each ee(anem and add any new "=P
erg any pedodc finance serge calculated m rcriaus
day's balerhoa br that sepnem. We ten wbtnm shy
payments or crests posted ail of that day 1Mt are allocated
tar eacaeprura. Tara gives w the sepaate daily balance
New Bsancenshownf m r account. Ibrheto ,ment if you field the
your prcvias state in lull (or
if you new balance wee zero or a crest amain), row
trarwctiore vAhich post ro your purduse or apeutis
caalclwe The age dally bel 11 by erY ail lm 1M dell We
balances'.Who, and dvidng [M wan by rite number it
fiirrerrcecew 'c ban the current billing cycle. To calculate your tots
in your aver:: daily balance by the
daily par ode retie am KY M. xmbar of ay, In de Nlu g
Period- Oue to rouging on a cry bass, there may be
g
syn wriance between IN. caleulatmn end the amain o
charge adudly aaseaaed.
a
b. If to code Z or N appears o 1M frail of this statemot
min to 'BSSnce Rate Applied To,' we mdtsv tM
IrrQOllars alatioa: payments You mail tow will be created to your:rimnt as of the business day we receive h, prowess 111 you send iM bolter portion oT this eetemern eW your Ch
in the encloaW remittance mvsape and (2) year peymem is rocelhred in ar proceasrg carter Dy 3 P.m. ET (12 noon PT). Pleaea allow at least flw 151 Orrskheaa days br postal tleN h
Peymerns receved by w st any other locate or in any other romour pe may not be cretlked as al
use maples eck
Please do net .
c
of de day we recdw them. Our hrnirrnen deya arc Monday through Saturday, exdu., f very
, paper di et when preparing yymdn. vYtherh you sang w e deck(, yea eurdrodze to make a me-time electronic Imitate, debit from year bank
awccount for tM amaum of Me slack. Thin m using the applies to cr it recswd during tM billing cycle suet if gem
to make a charge against your bank acWUtt wing dire duck, a p paper draft or War item.
w by someone ems. If we carrot process the transfer, you authorize
VERIFICATION
The undersigned does hereby verify subject to the penalties of 18 PA
to unsworn falsifications to authorities, that he/she is (1616 ( 0, y RA-
(NAME)
authorized agent of Capital One Bank, plaintiff herein, that he/she is duly authorized to make this
verification, and that the facts set forth in the foregoing Complaint are true and correct to the best of
his/her knowledge, information and belief.
C.S. 4904 relating
(SIGNATURE)
WWR#???' J ? f r }
? ? Jan
_ c
SHERIFF'S RETURN - NOT FOUND
CASE NO: 2007-07703 P
COMMONTWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAND
CAPITAL ONE BANK
VS
RODEN CHRISTINA
R. Thomas Kline Sheriff or Deputy Sheriff, who being
duly sworn according to law, says, that he made a diligent search and
inquiry for the within named DEFENDANT
RODEN CHRISTINA but was
unable to locate Her in his bailiwick. He therefore returns the
COMPLAINT & NOTICE ,
the within named DEFENDANT
106 B WEST FACTORY ST
MECHANICSBURG, PA 17055
RODEN CHRISTINA
NOT FOUND , as to
PER CURRENT RESIDENT, DEFENDANT HAS NOT LIVED
THERE FOR 5 YEARS.
Sheriff's Costs: So answers-
Docketing 18.00
Service 9.60y
Not Found 5.00 R. Th s Kline
Surcharge 10.00 Sheriff of Cumberland County
.00
/IU/DT 42.60 WELTMAN WEINBERG REIS
01/08/2008
Sworn and Subscribed to before
me this day of ,
A.D.
-W%
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
CAPITAL ONE BANK
Plaintiff
vs.
CHRISTINA RODEN
Defendant
No. 07-7703 CIVIL TERM
PRAECIPE TO SETTLE, DISCONTINUE
AND END WITHOUT PREJUDICE TO REFILE
FILED ON BEHALF OF
Plaintiff
COUNSEL OF RECORD OF
THIS PARTY:
JAMES C WARMBRODT, Esquire
PA I . D. #42524
WELTMAN, WEINBERG & REIS CO., L.P.A.
1400 Koppers Building
436 Seventh Avenue
Pittsburgh, PA 15219
(412) 434-7955
WWR#06015602
C-
r 19%
IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
CAPITAL ONE BANK
Plaintiff
vs. Civil Action No. 07-7703 CIVIL TERM
CHRISTINA RODEN
Defendant
PRAECIPE TO SETTLE. DISCONTINUE
AND END WITHOUT PREJUDICE TO REFILE
TO THE PROTHONOTARY OF CUMBERLAND COUNTY:
SIR:
Settle, Discontinue and End the above-captioned matter upon the records of the Court without
prejudice to refile and mark the costs paid.
WELTMAN, WEINBERG & REIS CO., L.P.A.
By:
Attorney for
2718 KoppE
436 Sevent
Pittsburgh
(412) 43 7
SWORN TO AND SUBSCRIBED
before me this c7l? day
of r 08
NO ARY PU
intiff
building
5219
02
COMMONWEALTH OF PENNSYLVANIA
Notarial Seal
Wendy L. Gault, Notary Public
City Of Pittsburgh, Allegheny County
W Commission Expires July 15, 2010
Member, Pennsylvania Association of trotariee
?w
co