HomeMy WebLinkAbout07-7704
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
CAPITAL ONE BANK
Plaintiff No:
vs.
COMPLAINT IN CIVIL ACTION
MICHELLE M MYERS
Defendant FILED ON BEHALF OF
Plaintiff
COUNSEL OF RECORD OF
THIS PARTY:
James C. Warmbrodt,42524
WELTMAN, WEINBERG & REIS CO., L.P.A.
436 Seventh Avenue, Suite 2718
Pittsburgh, PA 15219
(412) 434-7955
FAX: 412-338-7130
06180275 C N Pit SXA
J
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
CAPITAL ONE BANK
Plaintiff
vs. Civil Action No
MICHELLE M MYERS
Defendant
COMPLAINT AND NOTICE TO DEFEND
You have been sued in court. If you wish to defend against the
claims set forth in the following pages, you must take action within
twenty (20) days after this complaint and notice are served, by entering
a written appearance personally or by an attorney and filing in writing
with the court your defenses or objections to the claims set forth
against you. You are warned that if you fail to do so the case may
proceed without you and a judgment may be entered against you by the
court without further notice for any money claimed in the complaint or
for any other claim or relief requested by the plaintiff. You may lose
money or property or other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET
FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE
TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL
SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
LAWYER REFERRAL SERVICE
CUMBERLAND COUNTY BAR ASSOCIATION
32 SOUTH BEDFORD STREET
CARLISLE, PA 17013
(717) 249-3166
COMPLAINT
1. Plaintiff, CAPITAL ONE BANK is a corporation with offices at 140
EAST SHORE DR GLEN ALLEN , VA 23059
2. Defendant is adult individual(s) residing at the address listed
below:
MICHELLE M MYERS
468 WOLF BRIDGE RD
CARLISLE, PA 17013
3. Defendant applied for and received a credit card bearing the
account number 4862362485781721 .
4. Defendant made use of said credit card and has a current balance
due of $1185.05 , as of November 05, 2007 .
5. Defendant is in default by failing to make monthly payments when
due. As such, the entire balance is immediately due and payable to
Plaintiff.
ni
6. Plaintiff is entitled to the addition of interest at the rate of
28.4908 per annum on the unpaid balance from November 05, 2007 . A
copy of Plaintiffs STATEMENT is attached hereto, marked as Exhibit
11111 and made a part hereof.
7. Although repeatedly requested to do so by Plaintiff, Defendant has
willfully failed and/or refused to pay the balance due to Plaintiff.
Wherefore, the Plaintiff prays for judgment in its favor and
against Defendant , MICHELLE M MYERS , INDIVIDUALLY , in the amount of
$1185.05 with continuing interest thereon at the rate of 28.490% per
annum from November 05, 2007 plus costs.
Wa rmbrodt,42524
EINBERG & REIS CO., L.P.A.
h Avenue, Suite 2718
PA 15219
7955
8-7130
N Pit SXA
This law firm is a debt collector att ing to collect this debt for
our client and any information obtain /will be used for that purpose.
Ones
what's in your walleW
MICHELLE M MYERS
NOT PAYING YOUR DEBT ON
DOESN'T MAKE IT GO AWAY.
In fact, even if we report your account as charged off, you'A still be responsible
for paying your debt. So why not call us to see what we can do together to
keep you from receiving such a serious mark on your credit record?
We're here to help. Please contact us to
find a solution that's right for you.
You can make a payment with our t= check by phone service
or speak to an associate by calling 1.800.955.6600.
Make sure you W or pay dr amount due on your statement wiThin 30 days to keep your account from being charged off.
® 2006 Capital One Services, 1w. Capital One is a federally n.Xicrend service mark All riem nsnved 058-07754
upon,
Account
Previous Balance $745.59
Payments, Credits and Adjustments $.00
Transactions $29.00
Finance charges $1825
PLATINUM VISA ACCOUNT
4862-3624-8578-1721
MAR 28 - APR 27, 2006
Page 1 of 1
Payments, Credits and Adjustmenu
Transactions
27 APR PAST DUE FEE
$29.00
New Balance $792.84 Yatr account is ; x Palnnents behind. "f tare rharge off ltnr acaninI- dae to ;ate pmmientx we w lI rep on this to
mtun Arcvunt D? $792.8# several national credit bureaus which n,ay have a sen(ms unpac: on your credit record. Act now to prevent this
Mir
Payment Due Date May17, 2006 ram ha} peeing. Plew pay the amount due on yo;r satement or give ;ys a ca!] at l.86 :r'55,t%V ,, VveT work
with lva :w you can hake c:onxal of your Capi w One acconnL and .art rebuilding lour credit.
Total Credit Line $500
Total Available Credit $.00 Reminder. If we receive your minimum monthly payment on time for 12 consecutive billing
Credit Line for Cash $500 perio4 this account will be reviewed for a possible return to your Non-Introductory A.P.R.
Available Credit fa Cash x00
You were =eased a peat due fee of $29.00 on 04/27/2006 because your minimum payment was not
received by the due date of 04/27/2006. To mid this fee in the firtlae, we recommend that you
At your service allow at least 7 business days for your payment to reach Capital One.
To call Customer Rdafiom or to rt art a lost a rtola car&
1-800-903-3637
Sad prfman tar Smdmquiriata
Arm: Remittance Pmceasing
Capital One Bask Capital Due
P.O. Baa 790216 P.O. Bas 30265
St Laois. MO 63179-0216 SLC, UT 84130-M
EXHIBIT
L
F-manceCharges Pleareswreeerssndeforirapedantii
wvnn
- .,r+e p
Peri
a& ?+r
a
r, ,?
CHARGE
PURCHASES $304.66 .07809%P 2&49% $7.37
CASH $449.72 .07amp 2&49% $10.88
ANNUAL PERCENTAGE RATE applied this period 28.499
PLEASE RETURN PORTION BELOW WITH PAYMENT
Ones 0000000 0 4862362485781721 27 0792840050000792841
New Balance $792.84
Minimum Amount Due $792.84
Palanent Ihre Date \3ay 27, 2",
Total enclosed $ 71
Account Number. 4862-3624-8578-1721
pf-prerr-,Twa&-ctrl-e-aromah- .'r K. orHak:r1:
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Home Phone Aleamoe Pb-
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#9011818825315420# MAIL ID NUMBER
Capital One Bank MICHELLE M MYERS
P.O. Box 790216 Irlulusllrlullutll o : 468 WOLF BRIDGE RD
St. Louis, MO 63179-0216 .?". ® CARLISLE PA 17013-8837
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P ara Credits and Adjustments $792.94
500
T
Fimnce Charges $29.00
$18.77
New Balance
Minimum Amount Due $840.61
Payment Due Date $840.61
June 27, 2006
Total Credit Line
Total Available Credit $500
00
$
Credit Line for Cash .
$500
Available Credit for Cash $AO
At your servi-
To can Customer Rdatio w to xpwt • ]•n or stolm oval;
1-800-903-3637
Send Pgmsnts to: Secd inquiws to•
Arm: Re n ft_ Pt°0et1O9
Capini One Bank Capital One
P.O. Box 790216 P.O. B. 30285
St Lams, MO 63179-0216 SLC, UT s 4l3o-0289
PLATINUM VISA ACCOUNT
4862-3624-8578-1721
Payments, Credits and Adjustments
Trainsactions
APR 28 - MAY 27, 2006
Page 1 of 1
1 27 MAY PAST DUE FEE
$29.00
You were assessed a pant due fee of $29.00 on 05/27/2006 because your minimum payment was not
allreceiowveatdlea eastth7buse bus dinessate of 05/27/2006. To amid this fee in the future, we recommend that you
days for your payment to reacb Capital One.
Finance C!larges
P/ww w revff a i&
,jar ia fartant isfbrraa ,m
BA'anncr
1¢prvlm Pnr<dr C
PURCHASES
CASH $46L32
$460S5 2849% .99
.07805%p
ANNU 28.49% 11019.78
AL PERCENTAGE RATE a "l"ed this period
28.49%
PLEASE RETURN PORTION BELOW WITH PAYMENT
?• 0000000 0 4862362485781721 27 0840610050000840619
NewBaLnce $840.61 ° °"?x?<°O'y ?+ad er/ameragtlr -wmtk
Mrnrtn»m ?OOUnt ? $840.61
Payment Due Date June 27, 2006 ApJ
Total enclosed $ Snee yP
Account Number. 4862-362•F8578-1721 <PdODC Ato®<xPhm<
_--? Aaas<.
Capital one )lank Ifni .#9014818825315427# MAIL ID NUMBER
is ...?.?
P.O. Box 790216 I1 t PI K of rrnr r1r1 ? 768 WOW BRIDGE. RD
St. Louie, MO 63179-0216rr c CARLISLE PA 17013-6837
?r??nul?uul??nr?Ir?n?Iune?t?rrr??r??rrrrr??s??n?n?r? ?
Pkare writeyvroermant n<oadvron ymvcGxF or nasty order rwadcpayebkto Cafird OneBank cad mail in tEr earkued
cnr"r/0P'r•
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Prooer tie tmrekr, You audmaze
VERIFICATION
CAPITAL ONE BANK
vs
MYERS, MICHELLE M
The undersigned does hereby verify subject to the penalties of 18 Pa.C.S. Section 4904 relating to unworn
falsification to authorities, that he/she is, JAMELA SINGLETARY, Authorized Agent, of CAPITAL ONE BANK,
Plaintiff Herein, that he/she is duly authorized to make this Declaration, and that the facts set forth in the foregoing
Complaint in Civil Action are true and correct to the best of his/her knowledge, information and belief.
JAMELA SINGL fTARY
Uvonda S. Brooks
Notary Public
otary Public Douglas County, Georgia
My Commission Expires
February 29. 2008
4862362485781721
A049
WELTMAN, WEINBERG & REIS CO., L.P.A.
C? n p
OD
rat 3
00
SHERIFF'S RETURN - REGULAR
CASE NO: 2007-07704 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
CAPITAL ONE BANK
VS
MYERS MICHELLE M
MARK CONKLIN , Sheriff or Deputy Sheriff of
Cumberland County,Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT & NOTICE was served upon
Ta 7rT C, T/fTrLTL'T T U M the
DEFENDANT , at 1510:00 HOURS, on the 26th day of December , 2007
at 468 WOLF BRIDGE RD
CARLISLE, PA 17013
by handing to
a true and attested copy of COMPLAINT & NOTICE
together with
and at the same time directing His attention to the contents thereof.
Sheriff's Costs:
Docketing 18.00
Service 4.80
Affidavit .00
Surcharge 10.00
.00
3 -2.8 0
Sworn and Subscibed to
before me this day
of ,
So Answers:
R. Thomas Kline
12/28/2007
WELTMAN WEINBERG REIS
By:
r`
De "u Sheriff
A. D.
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
CAPITAL ONE BANK
Plaintiff
vs.
MICHELLE M MYERS
Defendant
No.07-7704 CIVIL TERM
PRAECIPE FOR ENTRY OF JUDGMENT
BY CONSENT
FILED ON BEHALF OF
Plaintiff
COUNSEL OF RECORD OF
THIS PARTY:
JAMES C WARMBRODT, Esquire
PA I.D. #42524
WELTMAN, WEINBERG, & REIS CO., L.P.A.
2718 Koppers Building
436 Seventh Avenue
Pittsburgh, PA 15219
(412) 434-7955
WWR#06180275
f •
IN THE COURT OF COMMON IPLEAS CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
CAPITAL ONE BANK
Plaintiff
VS. Civil Action No. 07-7704 CIVIL TERM
MICHELLE M MYERS
Defendant
STIPULATION OF THE PARTIES FOR PAYMENT
AND FOR THE ENTRY OF JUDGMENT BY CONSENT
TO THE PROTHONOTARY:
Kindly enter Judgment in favor of Plaintiff and against the Defendant, MICHELLE M MYERS, above-named,
in the amount of $ 1,409.49 pursuant to the Stipulation of the Parties for Payment and for the Entry of Judgment by
Consent, as follows:
Defendant admits indebtedness to Plaintiff in the amount of $ 1,409.49 with continuing
interest thereon at a rate of !-,O/o per annum plus costs from tAS OT SVOGH ENT,
2. To secure the repayment of said indebtedness, Defendant agrees that Judgment by Consent will be
entered in favor of the Plaintiff and against the Defendant, MICHELLE M MYERS, in the amount of $ 1,409.49 plus
continuing interest thereon at the rate of' tc ` o per annum ftombc-OC ci? ?11?l 'Qdosts.
3. Plaintiff agrees not to execute on its Judgment so long as Defendant causes to be delivered to Plaintiff
the following payments in full by 12:00 NOON on the following dates:
(a) $50.00 due by FEBRUARY 25, 2008;
(b) $50.00 due on the 25TH day of each consecutive month thereafter until the Judgment amount plus
accrued interest and costs are paid in full.
4. All payments are to be made paydble to the order of "CAPITAL ONE BANK"
5. All payments due under this agreement are to be received at the offices of Weltman, Weinberg & Reis,
Co., L.P.A., 2718 Koppers Building, 436 Seventh Avenue, Pittsburgh, PA 15219. All future payments are to be
mailed to the offices of Weltman, Weinberg & Reis, Co., P.O. Box 5430, Cleveland, OH 44101-0430.
6. In the event of default, each payment received shall be first attributed to costs, interest and then to
principal.
7. Time is of the essence of this agreement and should the Defendant fail to have in the hands of Plaintiff
or Plaintiff's counsel any payment in full within five (5) calendar days of the stated due date, then Plaintiff shall be
immediately free to issue Execution as well as pursue all other remedies, in law or in equity, to collect the full balance
of the Judgment entered hereunder plus appropriate additional interest and costs.
8. No act or omission of the Plaintiff, nor of anyone alleged to be acting on its behalf, shall constitute a
waiver, estoppel, or any other excuse for non-performance of any duty undertaken by the Defendant in this Stipulation
which the parties agree is final and complete. `? ?y
9. Intending to be legally bound, the parties set their hands and seals this ` day of
20
WELTMAN, WEINBERG & REIS CO., L.P.A.
By: jh,1521 MBRODT, Esquire
PA WEBERG, & REIS CO., L.P.A.
271
ing
436 Pitts9
0275
c
By:
Defendant, ICHEAEM iYEfS
IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
CAPITAL ONE BANK
Plaintiff
VS.
MICHELLE M MYERS
Defendant
Civil Action No. 07-7704 CIVIL TERM
PRAECIPE FOR JUDGMENT BY CONSENT
TO THE PROTHONOTARY:
Kindly enter Judgment against Defendant, MICHELLE M MYERS, in the amount of $ 1,409.49 plus costs,
based upon the consent of the parties.
CONSENTED TO:
WELTMAN, WEINBERG & REIS CO., L.P.A.,
MICHELLE M MYERS,
a OD M...?
c".t t)
C'o '°'h.
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
CAPITAL ONE BANK
Plaintiff
vs. Civil Action No. 07-7704 CIVIL TERM
MICHELLE M MYERS
Defendant
NOTICE OF JUDGMENT OR ORDER
TO: ( ) Plaintiff
(xx) Defendant
( ) Garnishee
You are hereby notified that the following
Order or Junnt was entered against you
on 0,3166- -
(xx) Assumpsit Judgment in the amount
of $ 1,409.49 plus costs.
( ) Trespass Judgment in the amount
of $ plus costs.
( ) If not satisfied within sixty (60)
days, your motor vehicle operator's license and/or registration will be
suspended by the Department of Transportation, Bureau of Traffic
Safety, Harrisburg, PA.
(xx) Entry of Judgment of
( ) Court Order
( ) Non-Pros
( ) Confession
( ) Default
( ) Verdict
( ) Arbitration
( ) Award
(XX) By Consent
Prothonotary
MICHELLE M MYERS
468 WOLF BRIDGE RD
CARLISLE,PA 17013
By:
PROT NOTA Y )
i:'u? rO-O FICE
7
?.0 Ezra 3: 2
-W-13 R' ANtD. COUPS T `+'
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
CAPITAL ONE BANK (USA),NA
Plaintiff
vs.
MICHELLE M MYERS
Defendant(s)
No. 07-7704 CIVIL TERM
PRAECIPE FOR SATISFACTION OF
JUDGMENT
FILED ON BEHALF OF
Plaintiff
COUNSEL OF RECORD OF
THIS PARTY:
Lyndsay E Rowland, Esquire
PA I.D. # 205520
WELTMAN, WEIN13ERG & REIS CO., L.P.A.
1400 Koppers Building
436 Seventh Avenue
Pittsburgh, PA 15219
(412) 434-7955
WWR#6180275 NPE
48.0o PO ATrY
c#qUjql%S
e'm531v
IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
CAPITAL ONE BANK (USA),NA
Plaintiff
vs. Civil Action No. 07-7704 CIVIL TERM
MICHELLE M MYERS
Defendant(s)
PRAECIPE FOR SATISFACTION OF JUDGMENT
At the request of the undersigned attorneys for the Plaintiff, you are directed to satisfy the above-captioned Judgment.
WELTMr,'\WEINBERG & REIS CO., L.P.A.
Sworn to and sub?cribtfi
before me th'
day of Se 0
NOTARY PUBL C
By:
Lyndsay E R' w d, Esquire
PA I.D. # 20 520
WELTMAN, WEINBERG & REIS CO., L.P.A.
1400 Koppers Building
436 Seventh Avenue
Pittsburgh, PA 15219
(412) 434-7955
WWR #6180275
COMMONWEALTH OF PENNSYLVANIA
Notarlal Seal
Wendy L. Gault, Notary Public
City of Pittsburgh, Allegheny County
My Commission Expires July 1S, 2014
Member. Pennsylvania Association of Notaries