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HomeMy WebLinkAbout07-7705 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Plaintiff vs. KRISTIN MORAN Defendant No : 07 - 116S et.?L7kn COMPLAINT IN CIVIL ACTION FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: James C. Warmbrodt,42524 WELTMAN, WEINBERG & REIS CO., L.P.A. 436 Seventh Avenue, Suite 2718 Pittsburgh, PA 15219 (412) 434-7955 FAX: 412-338-7130 06215304 C N Pit SXA IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Plaintiff VS. Civil Action No KRISTIN MORAN Defendant COMPLAINT AND NOTICE TO DEFEND You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by an attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 (717) 249-3166 COMPLAINT 1. Plaintiff, CAPITAL ONE BANK is a corporation with offices at 140 EAST SHORE DR GLEN ALLEN , VA 23059 . 2. Defendant is adult individual(s) residing at the address listed below: KRISTIN MORAN 101 HOLLY DR MECHANICSBURG, PA 17055 3. Defendant applied for and received a credit card bearing the account number 5178052604884979 . 4. Defendant made use of said credit card and has a current balance due of $1249.52 , as of November 21, 2007 5. Defendant is in default by failing to make monthly payments when due. As such, the entire balance is immediately due and payable to Plaintiff. 6. Plaintiff is entitled to the addition of interest at the rate of 25.900% per annum on the unpaid balance from November 21, 2007 . A copy of Plaintiffs STATEMENT is attached hereto, marked as Exhibit 11111 and made a part hereof. 7. Although repeatedly requested to do so by Plaintiff, Defendant haq willfully failed and/or refused to pay the balance due to Plaintiff. Wherefore, the Plaintiff prays for judgment in its favor and against Defendant , KRISTIN MORAN , INDIVIDUALLY , in the amount of $1249.52 with continuing interest thereon at the rate of 25.900s per annum from November 21, 2007 plus costs. James Warmbrodt,42524 WELT EINBERG & REIS CO., L.P.A. 436 S ven h Avenue, Suite 2718 Pitt bur PA 15219 (41 ) 4 -7955 F 44-338-7130 06 15 4 C N Pit SXA This law firm is a debt collector at//Wi ing to collect this debt for our client and any information obtai ll b e used for that purpose. j First 3 Months half-Price 97* a month; Se.s6/nw. tttareaftar =FREEAMele, st --------------- SIGN UP TODAY! ' 1-877-778-1207 Mention Offer Code: OPAL Or visit Www.Peoplepc.com/go/opal peoplepa- online A better way to Internet. PeopleM Online offers the features you would expect from higher-priced Internet Service Providers at half Price for the first 3 months! ® Email Virus Protection ® Pop-Up BlockertM Spam Controls 4W Smart Dialer ® Ew More Email Addresses 4W * Internet Call Waiting low. PLAnNUM MASTERCARD ACCOUNT 5178-0526-0488-4979 Account Summary Previous Balance Payroemq Credits and Adjustments 1665 51 i 00 Tne F-. C harges . 129.00 119.24 New Balance 1913 75 Minimum Amoum Due Payment Due Due . 1913.75 July 20, 2006 Total credit Line 1500 Total Available Credit 00 1 Credit Line for Crib . 1500 Available Credit for Cash 1.00 Apot r mce To all Catoma R&tloas w to report a last w stalm card: 1-800-903-3637 Payments, Credits and Adjustments MAY21-JUN 20,2o06 Page 1 of 1 Transactions 1 20 JUN PAST DUE FEE 129.00 You were ame-ed a past due fee of 129.00 on 06120/2006 bemire yonr mininnim recemmd by the due data of 06/20/20%. To avoid this fee in the future, we recomme y"nem that was not you allow at least 7 business days for your Payment to reach Capital One. For free online aoocant service and epeeal mstomei offers, log on to: riliN.aplylpaGWID Sod payawm to: Sod isyuioee Attn: Raartranoe P1O°°"s8 Capital One Back Capital One P.O. Box 790216 P.O. Par 30285 St Loo6, MO 63179-0216 SLC, Ur 84130-0285 tAccountInformrtion Take com of and start prym? pore bill online fa free. Eliminate the hasele of visiting cheeks sealing envelopes. Everything you need to access, reAesi and Payyour bill is available online. Our website offers Yon,, V'In n wn? ?e, VA serve way to manage Yom aeco M " ww capimlonenom and register your aeeonnt to am 'i"mli?* Sour life today. EX11181T ERCENTAGE RATE applied this period Finana Charges Pkarera revajesidrjor impwtaat iafiraratisa Ba'anrrale wlfe Perm ray. CgSlCj 8874.78 8.00 .070%% 25.90% 819.24 070%% . 25.90K A00 ANNUAT PLEASE RETURN PORTION BELOW WITH PAYMENT V One 0000000 0 5178052604884979 20 0913750015000913755 Neer Banana 1913.75 P'*?adaJi+a arLorr-eavrlosrrlr! esngN s.HreF tack Minim»m Amount Due 1913.75 Payment Doe Date July 20, 2006 StlCt Apt # Total enclosed 1 ? Sdm yT AmomtNumber 5178-0526-04g&Jg7g ` AbauaPhmi 25.909E ?inAdd?. #9017274830214741# MAIL ID NUMBER Capital One Bank KRISTIN MORAN P.O. Box 790216 ?e?ee?ee?e???teeeee??? ,y 2311 FRONT ST St. Louis, MO 63179-0216 m APT 60 08 c HARRISBURG PA 17110-1024 ?s- Ale" twice.W,o,arroaataamberoayoro&,A_momeymder-rodefayabkrsCapitalOn BaaEsadmoilisrr!xendnvdemrlrr r a s MW W g 0 N '?QNS N ?N peoplepa- online u A better way to Intemet. UNLIMITED INTERNET ACCESS SIGN UP TODAY! 1-877-778-1207 Mention Offer Code: OPAL Or visit WWW.Peopkpc.com/gcvopal 7a wa?? p ,coandarns?nitli and h dins err k ? pyedY tram beiar??° b. 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Sea 4y? ?MWur soak qp agMral Yaur bWk soooua u,kv gmalrPass al alecks maiwd duiv gm b-v -Yde own R Batt M> a ale abbe. all 1raoM deNt Tmnn' -l1BCk , Papa urah a ogre karri. c+rsot prooaa dw tnereler, You +udodze JICO °s VERIFICATION CAPITAL ONE BANK vs MORAN, KRISTIN The undersigned does hereby verify subject to the penalties of 18 Pa.C.S. Section 4904 relating to unworn falsification to authorities, that he/she is, JAMELA SINGLETARY, Authorized Agent, of CAPITAL ONE BANK, Plaintiff Herein, that he/she is duly authorized to make this Declaration, and that the facts set forth in the foregoing Complaint in Civil Action are true and correct to the best of his/her knowledge, information and belief. JAMELA S ETAR Notary Public ARYONNE MASSON NOTARY PUELIC DEKALB COUNTY, GEORGIA MY COMMISSION EXPIRES OCT. 29, 2011 5178052604884979 A049 WELTMAN, WEINBERG & REIS CO., L.P.A. N C/I V D W ? 4y f_ N W N 0 -n 13 &0 7,,9 j6 Fri J-i SHERIFF'S RETURN - REGULAR CASE NO: 2007-07705 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND CAPITAL ONE BANK VS MORAN KRISTIN GERALD WORTHINGTON , Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE was served upon MORAN KRISTIN the DEFENDANT at 1918:00 HOURS, on the 8th day of January , 2008 at 101 HOLLY DR MECHANICSBURG, PA 17055 by handing to KRISTIN MORAN a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing Service Affidavit Surcharge j11 q16 € So Answers: 18.00 10.56 .00 10.00 R. Thomas Kline 00 38.56 01/10/2008 WELTMAN WEINBERG REIS Sworn and Subscibed to before me this of By: day Deputy She f A. D. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Plaintiff VS. KRISTIN MORAN Defendant No.07-7705 CIVIL TERM PRAECIPE FOR ENTRY OF JUDGMENT BY CONSENT FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: WILLIAM T MOLCZAN, Esquire PA I.D. #47437 WELTMAN, WEINBERG, & REIS CO., L.P.A. 2718 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR#06215304 IN THE COURT OF COMMbN PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Plaintiff VS. KRISTIN MORAN Defendant Civil Action No. 07-7705 CIVIL TERM PRAECIPE FOR JUDGMENT BY CONSENT TO THE PROTHONOTARY: Kindly enter Judgment against Defendant, KRISTIN MORAN, in the amount of $1390.37 plus costs, based upon the consent of the parties. CONSENTED TO: WELTMAN, WEINBERG & REIS CO., L.P.A., By: Attom y or laintiff KRISTIN MORAN, By: Defendant WWR#06215304 IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Plaintiff vs. Civil Action No. 07-7705 CIVIL TERM KRISTIN MORAN Defendant STIPULATION OF THE PARTIES FOR PAYMENT AND FOR THE ENTRY OF JUDGMENT BY CONSENT TO THE PROTHONOTARY: Kindly enter Judgment in favor of Plaintiff and against the Defendant, KRISTIN MORAN, above-named, in the amount of $1390.37 pursuant to the Stipulation of the Parties for Payment and for the Entry of Judgment by Consent, as follows: Defendant admits indebtedness to Plaintiff in the amount of $1390.37 with continuing interest thereon at a rate of 6.00% per annum plus costs from JANUARY 23, 2008. To secure the repayment of said indebtedness, Defendant agrees that Judgment by Consent will be entered in favor of the Plaintiff and against the Defendant, KRISTIN MORAN, in the amount of $1390.37 plus continuing interest thereon at the rate of 6.00% per annum from JANUARY 23, 2008 and costs. Plaintiff agrees not to execute on its Judgment so long as Defendant causes to be delivered to Plaintiff the following payments in full by 12:00 NOON on the following dates: (a) $75.00 due by FEBRUARY 15, 2008; (b) $ 75.00 due on the 15TH day of each consecutive month thereafter until the Judgment amount plus accrued interest and costs are paid in full. 4. All payments are to be made payable to the order of "CAPITAL ONE BANK" All payments due under this agreement are to be received at the offices of Weltman, Weinberg & Reis, Co., L.P.A., 2718 Koppers Building, 436 Seventh Avenue, Pittsburgh, PA 15219. All future payments are to be mailed to the offices of Weltman, Weinberg & Reis, Co., P.O. Box 5430, Cleveland, OH 44101-0430. In the event of default, each payment received shall be first attributed to costs, interest and then to principal. Time is of the essence of this agreement and should the Defendant fail to have in the hands of Plaintiff or Plaintiffs counsel any payment in full within five (5) calendar days of the stated due date, then Plaintiff shall be immediately free to issue Execution as well as pursue all other remedies, in law or in equity, to collect the full balance of the Judgment entered hereunder plus appropriate additional interest and costs. 8. No act or omission of the Plaintiff, nor of anyone alleged to be acting on its behalf, shall constitute a waiver, estoppel, or any other excuse for non-performance of any duty undertaken by the Defendant in this Stipulation which the parties agree is final and complete Intending to be legally bound, the parties set their hands and seals this _day of , 20 WELTMAN, WEINBERG & REIS CO., L.P.A. By: Mhge-_?Iz__? WILLI M MO ZAN, Esquire PA I.D. #47437 WELTMAN, WEINBERG, & REIS CO., L.P.A. 2718 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR No. 06215304 By: l? _ 4 Ij JkOG, Defen hnt, STIN