HomeMy WebLinkAbout07-7784COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
COMMONWEALTH FINANCIAL
SYSTEMS, INC.
Plaintiff
VS.
STEVEN BENNETT,
Defendant
No. Civil Term
al- '7`7 g q
: CIVIL ACTION
NOTICE
YOU HAVE BEEN SUED IN COURT. IF YOU WISH TO DEFEND AGAINST THE
CLAIMS SET FORTH IN THE FOLLOWING PAGES, YOU MUST TAKE ACTION WITHIN
TWENTY (20) DAYS AFTER THIS COMPLAINT AND NOTICE ARE SERVED BY
ENTERING A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEYS AND
FILING IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE
CLAIMS SET FORTH AGAINST YOU. YOU ARE WARNED THAT IF YOU FAIL TO DO
SO, THE CASE MAY PROCEED WITHOUT YOU AND A JUDGMENT MAY BE
ENTERED AGAINST YOU BY THE COURT WITHOUT FURTHER NOTICE FOR ANY
MONEY CLAIMED IN THE COMPLAINT OR FOR ANY OTHER CLAIM OR RELIEF
REQUESTED NY THE PLAINTIFF. YOU MAY LOSE MONEY OR PROPERTY OR
OTHER RIGHTS IMPORTANT TO YOU.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO
NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE
OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CARLISLE, PA 17013
TELEPHONE (717) 249-3166
Mege, Esq.
Attorney ID No. 288
Attorney for Plaintiff
Law Offices of Alan R. Mege, Esq.
P.O. Box 1426
Bethlehem, PA 18016-1426
(610) 954-5393
COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
COMMONWEALTH FINANCIAL
SYSTEMS, INC.
Plaintiff
vs.
STEVEN BENNETT,
Defendant
No. Civil Term D
CIVIL ACTION
COMPLAINT
1. The Plaintiff is Commonwealth Financial Systems, Inc. ("CFSI"), a corporation
with an address of 120 North Keyser Avenue, Scranton, PA 18504.
2. The Defendant is Steven Bennett (`Bennett"), an individual with an address of
142 East King Street, Shippensburg, PA 17257.
Count I - Breach of Contract
3. Defendant applied for and received a Citibank Universal credit card, account
number 5398-7000-0256-7166.
4. Use of the Citibank credit card was subject to the terms of the Citibank Card
Agreement ("Agreement"), a copy of which was sent to the Defendant along with the credit card.
A true and correct copy of the Agreement is attached hereto, made a part hereof and marked as
Exhibit "A".
5. Defendant used the Citibank credit card account number 5398-7000-0256-7166
for purchases, cash advances, and/or balance transfers.
6. Defendant was mailed account statements relative to Defendant's use of the
Citibank credit card.
7. The Defendant has defaulted under the terms of the Agreement by failing to make
monthly payments as they became due and owing.
8. The within account was sold by Citibank (South Dakota), N.A. to Unifund CCR
Partners ("Unifund") for valuable consideration and all rights under said account were assigned to
Unifund, whereupon Unifund sold the within account for valuable consideration to Plaintiff CFSI
and all rights under said account were assigned to CFSI. A true and correct copy of the Bill Of Sale,
Assignment And Assumption Agreement and Bill Of Sale are attached hereto, made a part hereof
and marked collectively as Exhibit "B".
9. Pursuant to the terms of the Agreement, Plaintiff, upon default in payment, may
declare the entire unpaid balance immediately due and payable without notice or demand.
10. Pursuant to the terms of the Agreement, Defendant, is liable for interest on the
unpaid balance.
11. Pursuant to the terms of the Agreement, Defendant, is liable for Plaintiff's court
costs and reasonable attorneys fees.
12. As of October 17, 2006, the balance due and owing to Plaintiff from Defendant
was $23,074.47.
13. To the extent this pleading is considered an initial communication, you are
notified that unless you notify us within thirty days after receipt of this letter that this debt, or any
portion thereof, is disputed, we will assume that this debt is valid. If you do notify us of a dispute
in writing within thirty days, we will obtain verification of the debt and mail it to you. Also, upon
your written request within thirty days, we will provide you with the name and address of the original
creditor if different from the current creditor.
2
WHEREFORE, Plaintiff, requests judgment in its favor and against the Defendant,
in the amount of $23,074.47 plus costs and interest at the rate of 31.99% per annum from October
17, 2006 as well as reasonable attorneys fees of $5,768.62 and such other and further relief as the
Court may deem just and appropriate.
Count II - Account Stated
14. Plaintiff incorporates the allegations of every paragraph enumerated above of
this Complaint as if said paragraphs were fully set forth here at length.
15. The within account was an account in writing and expressly or impliedly accepted
by both parties.
16. The amounts due and owing to Plaintiff by Defendant are based on a subsisting
debt and arise from a preexisting account or course of dealing between the parties.
17. This account is an Account Stated, thereby operating to foreclose any dispute
over the amounts due.
WHEREFORE, Plaintiff, requests judgment in its favor and against the
Defendant, in the amount of $23,074.47 plus costs and interest at the rate of 31.99% per annum from
October 17, 2006 as well as reasonable attorneys fees of $5,768.62 and such other and further relief
as the Court may deem just and appropriate.
Count III - Quantum Meruit
18. Plaintiff incorporates the allegations of every paragraph enumerated above of
this Complaint as if said paragraphs were fully set forth here at length.
19. The services provided by Plaintiff, described above, were received by the
Defendant, and the Defendant received and accepted the benefit of said services provided by
Plaintiff.
3
20. At all times material hereto, Defendant was aware that Plaintiff was
providing the aforesaid services to Defendant and expected to be paid for such.
21. At all times material hereto, Defendant, with the aforesaid knowledge,
permitted Plaintiff to provide the aforementioned services and incur damages.
22. At all time material hereto, the Defendant was unjustly enriched by
retaining the benefit of receiving said services without paying Plaintiff fair and reasonable
compensation.
23. By reason of the aforesaid unjust enrichment of Defendant at Plaintiffs
expense, an implied contract exists between the Plaintiff and the Defendant, and the Defendant is
obligated to pay Plaintiff the value of the services described above and in the exhibits attached
hereto, in the amount of $23,074.47 plus costs and interest from October 17, 2006.
WHEREFORE, Plaintiff, requests judgment in its favor and against the
Defendant, in the amount of $23,074.47 plus costs and interest at the rate of 31.99% per annum from
October 17, 2006 as well as reasonable attorneys fees of $5,768.62 and such other and further relief
as the Court may deem just and appropriate.
By:
A . ege, Es ' e
uli-
Atty. I.D. #81 8
Attorney for Plaintiff
P.O. Box 1426
Bethlehem, PA 18016-1426
(610) 954-5393
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BILL OF SALE, ASSIGNMENT AND ASSUMPTION AGREEMENT
THIS BILL OF SALE, ASSIGNMENT AND ASSUMPTION AGREEMENT is dated as of May
26, 2006, between Citibank (South Dakota), N.A., a national banking association organized
under the laws of the United States, located at 701 East 60th Street North,. Sioux Falls, SD
57117 (the "Bank") and Unifund Portfolio A, LLC, located at 10625 Techwoods Circle,
Cincinnati, OH 45242 ('Buyer").
For value received and subject to the terms and conditions of the Purchase and Sale Agreement
dated May 26, 2006, between Buyer and the Bank (the "Agreement"), the Bank does hereby
transfer, sell, assign, convey, grant, bargain, set over and deliver to Buyer, and to Buyer's
successors and assigns, good and marketable title to the Accounts described in Section 1.2 of the
Agreement, free and clear of all encumbrances, equity, lien, pledge, charge, claim, or security
interest.
This Bill of Sale, Assignment and Assumption Agreement is executed without recourse and
without representations or warranties including, without limitation, warranties as to collectibility.
Citibank (So A. Unifund Portfolio A, LLC
By: By-,
(Si rds µ VP 1?. gn dire) C/?,,,,
F1n, em T rlta \.J
Name: 0000391579 Name:
Title: Title:
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uniFund
Unifund CCR Partners
BILL OF SALE
Unifund CCR Partners, for value received and in accordance with the terms of the Accounts
Receivable Purchase Agreement by and among Unifund CCR Partners and Commonwealth
Financial Systems, Inc. ("Purchaser"), dated as of July 28, 2006 (the "Agreement'), does hereby
sell, assign, and transfer to Purchaser all of its good and marketable title, free and clean of all
liens, claims and encumbrances in and to the Accounts listed in the Account Schedule attached as
Appendix A to the Agreement, without recourse and without representation or warranty of
collectibility, or otherwise, except to the extent stated in the Agreement.
Executed on July 28, 2006.
UNIFUND CCR PARTNERS
For Unifund Use ONLY 16
Client # PID CID #
VERIFICATION
I, Patricia Cobb, Esquire, of Commonwealth Financial Systems, Inc.,
Plaintiff herein, do hereby verify that I am the keeper of records of the
Plaintiff in the foregoing civil action and that I am fully authorized to make
this verification and that the facts set forth in the Complaint are true and
correct to the best of my knowledge, information and belief.
Verifier understand that false statements herein are made subject to the
penalties of 18 Pa. C.S. §4904, relating to unsworn falsification to
authorities.
12121167
Date.
PATRICIA COBB
CFSI File No.
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SHERIFF'S RETURN - NOT FOUND
CASE NO: 2007-07784 P
COMMONTWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAND
COMMONWEALTH FINANCIAL SYSTEMS
VS
BENNETT STEVEN
R. Thomas Kline Sheriff or Deputy Sheriff, who being
duly sworn according to law, says, that he made a diligent search and
inquiry for the within named DEFENDANT
BENNETT STEVEN but was
unable to locate Him in his bailiwick. He therefore returns the
/'/'1T/fnT T TTTT C TTn Ir T/''V
NOT FOUND , as to
the within named DEFENDANT
142 EAST KING STREET
, BENNETT STEVEN
SHIPPENSBURG, PA 17257
DEFENDANT DOES NOT LIVE AT GIVEN ADDRESS.
Sheriff's Costs:
Docketing 18.00
Service 19.20
Not Found 5.00
Surcharge 10.00
Q
1/lvlb 00
Y 7"" 52.20
So answers:
R. Thomas Kline
Sheriff of Cumberland County
ALAN MEGE
01/11/2008
Sworn and Subscribed to before
me this day of
A. D.