HomeMy WebLinkAbout03-6361
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BANK ONE, NATIONAL ASSOCIATION, TRUSTEE
Plaintiff
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
vs.
CIVIL ACTION - LAW
Defendant
ACTION OF MORTGAGE FORECLOSURE
03- p:!f./ ~ ~
LOUISE B. HOFFHEINS
TillS FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTINGTO COLLECT
A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU
WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT.
NOTICE
You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action
within twenty (20) days after the Complaint and notice are served, by entering a written appearance personally or by attorney and
filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so
the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money
claim in the Complaint of for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights
important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR
CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN
GET LEGAL HELP.
CUMBERLAND COUNTY LAWYER REFERRAL SERVICE
CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY A VENUE
CARLISLE, PA 17013
717-249-3166
A VISO
LE HAN DEMANDADO A USTED EN LA CORTE. SI DESEA DEFENDERSE CONTRA LAS QUEJAS
PERESENT ADAS, ES ABSOLUTAMENTE NECESSARJO QUE USTED RESPONDA DENTRO DE 20 DIAS DESPUES DE
SER SERVIDO CON ESTA DEMANDA Y A VISO. PARA DEFENDERSE ES NECESSARJO QUE USTED, 0 SU ABOGADO,
REGlSTRE CON LA CORTE EN FORMA ESCRJT A, EL PUNTO DE VISTA DE USTED Y CUALQUIER OBJECCION
CONTRA LAS QUEJAS EN ESTA DEMANDA.
RECUERDE: SI USTED NO REPONDE A ESTA DEMANDA, SE PUEDE PROSEGUlR CON EL PROCESO SIN SU
PARTICIPACION. ENTONCES, LA COUTE PUEDE, SIN NOTIFICARJO, DECIDIR A FAVOR DEL DEMANDANTE Y
REQUERJRA QUE USTED CUMPLA CON TODAS LAS PROVIS10NES DE ESTA DEMANDA. POR RAZON DE ESA
DECISION, ES POSSIBLE QUE USTED PUEDA PERDER DINERO, PROPIEDAD U OTROS DERECHOS IMPORTANTES.
LLEVE EST A DEMANDA A UN ABOGADO IMMEDIA TEAMENTE.
SI NO CONOCE A UN ABOGADO, LLAME AL "LAWYER REFERENCE SERVICE" (SERVICIO DE REFERENCIA
DE ABOGADOS), (215) 238-6300.
CUMBERLAND COUNTY LAWYER REFERRAL SERVICE
CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE
CARLISLE, PA 17013
717-249-3166
BANK ONE, NATIONAL ASSOCIATION,
TRUSTEE,
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYL VANIA
Plaintiff
vs.
CIVIL ACTION LAW
: ACTION OF MORTGAGE FORECLOSURE
LOUISE B. HOFFHEINS,
Defendant
THE FOLLOWING NOTICE IS BEING PROVIDED PURSUANT TO THE FAIR DEBT
COLLECTION PRACTICES ACT, 15 U.S.C. 1601
The undersigned attorney is attempting to collect a debt owed to the Plaintiff, and any
information obtained will be used for that purpose. The amount of the debt is stated in this
Complaint. Plaintiff is the creditor to whom the debt is owed. Unless the Debtor, within thirty
(30) days after your receipt of this notice disputes the validity of the aforesaid debt or any
portion thereof owing to the Plaintiff, the undersigned attorney will assume that said debt is
valid. If the Debtor notifies the undersigned attorney in writing with the said thirty (30) day
period that the aforesaid debt, or any portion thereof, is disputed, the undersigned attorney shall
obtain written verification of the said debt from the Plaintiff and mail same to Debtor. Upon
written request by Debtor to the undersigned attorney within said thirty (30) day period, the
undersigned attorney will provide debtor with the name and address of the original creditor if
different from the current creditor.
PURCELL, KRUG & HALLER
1719 North Front Street
Harrisburg, P A 17102
(717) 234-4178
Attorney I.D.# 15700
Attorney for Plaintiff
BANK ONE, NATIONAL ASSOCIATION,
TRUSTEE,
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
Plaintiff
. .
CIVIL ACTION-LAW O.J~c,361 ~
~
: ACTION OF MORTGAGE FORECLOSURE
vs.
LOUISE B. HOFFHEINS,
Defendant
COMPLAINT IN MORTGAGE FORECLOSURE
I. Plaintiff, BANK ONE, NATIONAL ASSOCIATION, TRUSTEE, is a National Association, with a
servicing agent of Homecomings Financial Network, Inc., with an address of9350 Waxie Way, San
Diego, California 92123.
2. Defendant, LOUISE B. HOFFHEINS, is an adult individual, whose last known address is 23 VALLEY
STREET, CARLISLE, PENNSYL VANIA 17013.
3. On or about, December 21,2000, the said Defendant, executed and delivered a Mortgage Note in the
sum of$86,250.00 payable to NORTH AMERICAN MORTGAGE COMPANY, which Note is attached
hereto and marked Exhibit "A".
4. Contemporaneously with and at the time of the execution of the aforesaid Mortgage Note, in order to
secure payment of the same, Defendant, made, executed, and delivered to original Mortgagee, a certain
real estate Mortgage which is recorded in the Recorder of Deeds Office of the within County and
Commonwealth in Mortgage Book 1660, Page 548 conveying to original Mortgagee the subject
premises. The Mortgage was subsequently assigned to BANK ONE, NATIONAL ASSOCIATION,
TRUSTEE and recorded in the aforesaid County in Mortgage Book 680, Page 2792. The Said Mortgage
and Assignment are incorporated herein by reference.
5. The land subject to the Mortgage is: 23 VALLEY STREET, CARLISLE, PENNSYL VANIA 17013 and
is more particularly described in Exhibit "B" attached hereto.
6. The said Defendant is the real owner of the property.
7. The Mortgage is in default due to the fact that Mortgagor has failed to pay the installment due on August
01,2003 and all subsequent installments thereon, and the following amounts are due on the Mortgage:
Interest at $29.47 per day
From 07/0J/2003 To 0J/0J/2004
(based on contract rate of 12.6200%)
$85,240.54
$6,336.04
UNPAID PRINCIPAL BALANCE
Accumulated Late Charges
$0.00
Late Charges $46.44
From 08/0J/2003 to 01/01/2004
$325.07
Escrow Balance
$447.05
Attorney's Fee at 5% of Principal Balance
TOTAL
$4,262.03
$96,610.73
* * Together with interest at the per diem rate noted above after January 01, 2004 and other charges and
costs to date of Sheriff's Sale.
The attorney's fees set forth above are in conformity with the Mortgage documents and
Pennsylvania law, and will be collected in the event of a third party purchaser at Sheriffs Sale. If the
Mortgage is reinstated prior to the sale, reasonable attorney's fees will be charged that are actually
incurred by Plaintiff.
8. No judgment has been entered upon said Mortgage in any jurisdiction.
9. Notice of Intention to Foreclose and accelerate the loan balance pursuant to Pennsylvania Act No.6 of
1974 is not required in that the original principal balance exceeds $50,000.00.
10. Defendant is not a member of the Armed Forces of the United States of America, nor engaged in any
way which would bring him within the Soldiers and Sailors Relief Act of 1940, as amended.
II. Plaintiff has complied with the procedures required by Pennsylvania Act 91 of 1983 (Homeowners'
Emergency Mortgage Assistance Payments Program) and Defendant has either failed to meet the time
limitations as set forth therein or has been determined by the Housing Finance Agency not to qualify for
assistance.
WHEREFORE, Plaintiff demands judgment in mortgage foreclosure "IN REM" for the aforementioned
total amount due together with interest at the rate of 12.620% ($29.47 per diem), together with other charges
and costs including escrow advances incidental thereto to the date 0 Sheriff s Sale and for foreclosure and sale
of the property within described.
By:
PURCELL,
Leon P. Haller, squire
Attorney for Plaintiff
J.D. # 15700
1719 N. Front Street
Harrisburg, PAl 7 102
(717-234-4178)
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THI UOAl. P,lttJt"TIQN II ATTACH'D ffIlRlTO AI A I.'ARAU
I!I(ftJ'IT AkO II MADI! 0\ '.....T 1t'''IOr.
ALL THAT CERTAIN PROPERTY SITUATED IN THE TOWNSHIP OF SOUTH MIDDLETON IN THE
COUNTY OF CUMBERLAND AND COMMONWEALTH OF PENNSYLVANIA, BEING MORE FUUY
DESCRIBED IN A FEE SIMPLE DEED DATED 03/14/1977 AND RECORDED 03/14/1977, AMONG THE
LAND RECORDS OF THE COUNTY AND STATE SET FORTH ABOVE, IN VOLUME B27 PAGE 182.
TAX PARCEL ID: 40.22-0489-133
ADDRESS: 23 VALLEY ST
CARLISLE, PA 17013
lOOK 1660 ;1.1 5S5
f\j:hb t "8"
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,
VERIFICATION
I, Leon P. Haller, Esquire, hereby swear and affirm that the
facts contained in the foregoing COMPLAINT for Mortgage
Foreclosure are true and correct to the best of my knowledge,
information, and belief based upon information provided by
Plaintiff BANK ONE, NATIONAL ASSOCIATION. Said facts contained
herein are made subject to the penalties of 18 Pa.C.S. Section
4904 relating to unsworn falsification to authorities.
Date: December 5, 2003
~
Leon
Haller, Esquire
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SHERIFF'S RETURN - REGULAR
CASE NO: 2003-06361 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
BANK ONE
VS
HOFFHEINS LOUISE B
MICHAEL BARRICK
, Sheriff or Deputy Sheriff of
Cumberland County,Pennsylvania, who being duly sworn according to law,
was served upon
TENANT/OCCUPANT
says, the within COMPLAINT - MORT FORE
the
DEFENDANT
, at 0937:00 HOURS, on the 22nd day of December, 2003
at 23 VALLEY STREET
CARLISLE, PA 17013
LOUISE B HOFFHEINS
by handing to
a true and attested copy of COMPLAINT - MORT FORE
NOTICE
together with
and at the same time directing Her attention to the contents thereof.
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
6.00
3.34
.00
10.00
.00
19.34
Sworn and Subscribed to before
me this
.,<l:
1-----'
day of
'-h dOb'f A.D.
~~ 0. lnt.d.tl~', /l tJ,.,r.
pprpthonotary , .~
So Answers:
<~~
R. Thomas Kline
SHERIFF'S RETURN - REGULAR
CASE NO: 2003-06361 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
BANK ONE
VS
HOFFHEINS LOUISE B
MICHAEL BARRICK
, Sheriff or Deputy Sheriff of
Cumberland County,Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT - MORT FORE
was served upon
HOFFHEINS LOUISE B
the
DEFENDANT
at 0937:00 HOURS, on the 22nd day of December, 2003
at 50 ALEXANDER SPRING ROAD
CARLISLE, PA 17013
by handing to
LOUISE B HOFFHEINS
a true and attested copy of COMPLAINT - MORT FORE
together with
NOTICE
and at the same time directing Her attention to the contents thereof.
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
So Answers:
18.00
3.45
.00
10.00
.00
31.45
<~~~
R. Thomas Kline
12/23/2003
PURCELL KRUG
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day of
BY:~/
Deputy
Sworn and Subscribed to before
me this
'--/~ ~{/l)'f A.D.
(1 .u- (2 rv~ ^ L-c',
1P!:othonotary J ',J
Leon P. Haller
Purcell, Krug & Haller
1719 N. Front Street
Harrisburg, PA 17102-2392
(717) 234-4178
lhaller@pkh.com
BANK ONE, NATIONAL ASSOCIATION,
TRUSTEE,
Plaintiff
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNA.
CIVIL ACTION - LAW
VS.
NO. 2003-6361 Civil Term
LOUISE B. HOFFHEINS,
Defendant
IN MORTGAGE FORECLOSURE
P RAE C I P E
TO THE PROTHONOTARY:
please mark the above case settled and discontinued, without
prejudice.
~E'
Leon P. . ID #15700
Attorney for Plaintiff
DATE: March 16. 2005