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HomeMy WebLinkAbout08-0070X1,0, b 8` ~~ ~,( `-7~".e""' EAST PENNSBORO AREA SCHOOL DISTRICT FINANCIAL STATEMENTS YEAR ENDED JUNE 30, 2007 TABLE OF CONTENTS Page Number INDEPENDENT AUDITORS' REPORT IAR - 1 to IAR - 2 MANAGEMENT'S DISCUSSION AND ANALYSIS MDA - 1 to MDA - 6 BASIC FINANCIAL STATEMENTS District-wide financial statements Statement of net assets FS - 1 Statement of activities FS - 2 Fund financial statements Balance sheet -governmental funds FS - 3 Reconciliation of the governmental funds balance sheet to the statement of net assets FS - 4 Statement of revenues, expenditures, and changes in fund balances -governmental funds FS - 5 Reconciliation of the governmental funds statement of revenues, expenditures, and changes in fund balance to the statement of activities FS - 6 Statement of net assets -proprietary funds FS - 7 Statement of revenues, expenses, and changes in net assets -proprietary funds FS - 8 Statement of cash flows -proprietary funds FS - 9 Statement of net assets -fiduciary funds FS - 10 NOTES TO FINANCIAL STATEMENTS FS - 11 to FS - 27 BUDGETARY COMPARISON INFORMATION -GENERAL FUND BCI - 1 ~7`~Ca. Greenawalt 8~ Company, P.C. CERTIFIED PUBLIC ACCOUNTANTS Since 1955 INDEPENDENT AUDITORS' REPORT Board of School Directors East Pennsboro Area School District Enola, Pennsylvania James E. Lyons Howazd R. Greenawalt Creedon R. Hoffman Deborah J. Kelly Scott J. Christ We have audited the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of East Pennsboro Area School District as of and for the year ended June 30, 2007, which collectively comprise the District's basic financial statements. These financial statements are the responsibility of the District's management. Our responsibility is to express opinions on these financial statements based on our audit. The prior year summarized comparative information has been derived from the District's June 30, 2006 financial statements and, in our report dated September 29, 2006, we expressed unqualified opinions on the respective financial statements of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information. We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements. An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audit provides a reasonable basis for our opinions. In our opinion, the financial statements referred to above present fairly, in all material respects, the respective financial position of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of East Pennsboro Area School District, as of June 30, 2007, and the respective changes in financial position, and, where applicable, cash flows thereof and for the year then ended in conformity with accounting principles generally accepted in the United States of America. In accordance with Government Auditing Standards, we have also issued our report dated 20, 2007, on our consideration of the East Pennsboro Area School District's internal control over financial reporting and on our tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements and other matters. The purpose of that report is to describe the scope of our testing of intemal control over financial reporting and compliance and the results of that testing, and not to provide an opinion on the internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Govemment Auditing Standards and should be considered in assessing the results of our audit. IAR - 1 400 West Main Street • Mechanicsburg, PA 17055.717.766.4763 • Fax 717.766.2731 62 West Pomfret Street. Carlisle, PA 17013.717.243.4822. Fax 717.258.9372 www.greenawalt.cc Board of Directors East Pennsboro Area School District Management's discussion and analysis on pages MDA - 1 through MDA - 6 and budgetary comparison information on page BCI - 1 are not a required part of the basic financial statements but are supplementary information required by the accounting principles generally accepted in the United States of America. We have applied certain limited procedures, which consisted principally of inquiries of management regarding the methods of measurement and presentation of the required supplementary information. However, we did not audit the information and express no opinion on it. GG%va,~ i GREENAWALT 8 COMPANY P~~ November 20, 2007 Mechanicsburg, Pennsylvania IAR - 2 EAST PENNSBORO AREA SCHOOL DISTRICT ENOLA, PENNSYLVANIA MANAGEMENT'S DISCUSSION AND ANALYSIS Our discussion and analysis compares our financial position at June 30 of 2007, 2006 and 2005. It also provides an overview of our financial performance for the two years between these periods, fiscal years ended June 30, 2007 and 2006, in accordance with governmental reporting requirements. Please read our discussion and analysis in conjunction with the District's financial statements, which begin on page FS-1. FINANCIAL HIGHLIGHTS Our financial position remained strong at the end of 2007 with revenues again exceeding our direct expenses. We have maintained sufficient net assets and fund balances, and established a budget that should result in a healthy financial position through 2007 - 2008. • In 2006, we used available capital funds to complete Phase II renovations. At the end of that year, there was a balance of about $1.7 million remaining in our Capital Projects Fund. During 2007, we used $1.1 million of those funds for additional renovations to the middle school leaving a fund balance of $0.6 million. • For 2007, we paid down $2.7 million of our General Obligation Debt. We also issued General Obligation Bonds Series of 2006 of $3.2 million and refunded remaining bonds outstanding of the 2000 and 2001. Our budget for 2008 does not call for additional debt and we again expect to have adequate financial resources to meet all of our debt service obligations. USING THESE FINANCIAL STATEMENTS This report consists of a series of financial statements. The Statement of Net Assets and the Statement of Activities (on pages FS-1 and FS-2) provide information about the activities of the District as a whole, and present alonger-term view of the District's finances than Fund statements. Fund financial statements are on pages FS-3, FS-5 and FS-7 through FS-10. For governmental activities, these statements tell how District services have been financed in the short run, as well as show the amount remaining for future spending. Proprietary fund statements provide information about non-governmental operations, in this case food services. Fiduciary funds statements report funds held in trust by the District for such things as scholarship grants. The Reconciliation of the Governmental Funds Balance Sheet on page FS-4 connects governmental fund balance to the total net assets balance from the Statement of Net Assets. The reconciliation on page FS-6 does the same for the components of the changes in fund balances. Reporting the District as a Whole The statements present financial activities and the results of those activities in two categories, Governmental and Business-type. Capital assets (land, buildings, improvements, furniture and equipment) are presented with all other assets. Long-term debt is presented with all other liabilities. This is distinctly different from the Fund statements in which assets and liabilities are separated into various funds such as General and Capital Projects. The approach to measurement of revenue and expense is similar to that used in the private sector and is referred to as following the accrual basis of accounting. This is discussed further in the notes to the financial statements. Reporting the District's Most Significant Funds The funds statements provide financial information about the District's significant funds rather than the District as a whole. There are three fund types, Governmental, Proprietary and Fiduciary. The use of each type of fund is described in the notes to the financial statements. Unlike the financial statements that measure revenues on the accrual basis, the funds statements report revenues only to the extent cash has been received, or is expected to be received in the near future. The District as Trustee The district acts as fiduciary for Students Activities and Agency Funds. In comparison to the Governmental Funds, the amount held in the fiduciary fund is small. The fund balance assets are presented on page FS-10. MDA-1 EAST PENNSBORO AREA SCHOOL DISTRICT ENOLA, PENNSYLVANIA THE DISTRICT AS A WHOLE Table A-1 summarizes and compares the Statement of Net Assets from page FS-1 of the financial statements for each of the past three years. We have brought forward the 2005 balances from our 2006 MD&A. These balances are otherwise not a part of the 2007 financial statement package. Within this and certain other schedules in our discussion, we have presented the dollar figures in thousands, unless otherwise indicated, to make them easier to read. This has resulted in rounding differences, and some columns may not add within a schedule. Table A-1 Net Assets June 30, 2007 {in Thousands) Governmental Business-type Activities Activities 2007 2006 2005 2007 2006 2005 Current and other assets $ 8,059.2 $ 8,643.8 $ 9,703.8 $ (20.5) $ (54.5) $ (51.5) Capital assets 39,963.3 40,576.2 40,696.8 310.1 135.2 152.2 Total assets $ 48,022.5 $ 49,220.0 $ 50,400.5 $ 289.6 $ 80.7 $ 100.7 Current and other liabilities $ 2,814.7 $ 2,933.8 $ 3,266.5 $ 52.8 $ 43.1 $ 47.1 Long-term liabilities 37,442.6 39,983.3 42,039.4 - - - Totalliabilities 40,257.3 42,917.1 45,305.9 52.8 43.1 47.1 Invested in capital assets (net of related 3,495.2 1,459.7 (840.1) 310.1 135.2 152.2 debt) Restricted for capital projects 630.9 1,682.4 3,430.3 - - - Unrestricted 3,639.2 3,160.8 2,504.4 (73.4) (97.6) (98.6) Total Net Assets 7,765.2 6,302.9 5,094.6 236.7 37.6 53.6 Total liabilities and net assets $ 48,022.5 $ 49,220.0 $ 50,400.5 $ 289.6 $ 80.7 $ 100.7 Total net assets are the difference between total assets and total liabilities, and represent resources that can be used to pay for future operations and capital improvements. The bulk of our assets are capital assets. These have been paid for using borrowed money and do not add significantly to our net asset value. The restricted portion of net assets represents cash and investments that can only be used for buildings and improvements. The remaining restricted fund balance will be used to fund future capital maintenance projects such as new roofing. Our current and other assets have decreased by $550,694 from 2006 to 2007. The cash balance as of June 30, 2007 within Business-type Activities is $106,058, but due to the elimination of internal balances, the "Current and other assets" group is showing a negative balance of $20,537. Table A-2 summarizes and compares activity presented in the Statement of Activities (page FS-2). It shows the activity behind the increase in total net assets over the year ending June 30, 2007. MDA-2 EAST PENNSBOi2C~ A~~A SCHOOL DISTRICT ENOLA, PENNSYLVANIA Table A-2 Changes in Net Assets Year ended June 30, 2007 (in Thousands) Governmental Busi ness-type Total Primary Activities Activities Government 2007 2006 2007 2006 2007 2006 Revenues Program Revenues Charges for services $ 235.5 $ 153.8 $ 784.2 $ 762.9 $ 1,019.7 $ 916.7 Oper. grants and contributions 3,938.8 4,213.1 348.7 325.4 4,287.5 4,538.5 Capital grants and contributions 521.1 - - - 521.1 - Genera! Revenues Taxes 21,506.7 21,149.9 - - 21,506.8 21,149.9 State general subsidies 4,495.9 4,156.1 - - 4,495.9 4,156.1 Other 645.4 506.7 (6.9) 5.2 638.6 511.9 Total Revenues 31,343.4 30,179.6 1,126.0 1,093.5 32,469.6 31,273.1 Direct Expenses 29,637.0 28,952.0 1,171.1 1,128.7 30,808.1 30,080.8 Excess (Deficiency) before Transfers 1,706.4 1,227.5 (45.1) (35.2) 1,661.5 1,192.4 Transfers (244.1) (19.2) 244.1 19.2 - - Change in Net Assets $ 1,462.3 $ 1,208.3 $ 199.0 $ (16.0) $ 1,661.5 $ 1,192.4 The growth in Total Revenues from our Total Primary Governmental activities was in line with the increase in our direct expenses. Similar to 2006, this resulted in an excess of revenues over expenses, increasing our net asset balance by $1,661,429 million. Governmental Activities Table A-3, shown on the next page, presents expense information from the Statement of Activities for governmental activities. The total cost of services represents the actual cost of providing the services while the net cost represents the amount of cost that is not recovered through program revenues, meaning user charges, grants and contributions. The total net cost of services of $24,941,600 must be recovered through general revenue, primarily taxes and state subsidies. Amounts not recovered will reduce funds available for future years. Table A-3 Governmental Activities Year ended June 30, 2007 (in Thousands) Total Cost Less : Program Net Cost of Services Revenues of Services 2007 2006 2007 2006 2007 2006 Classroom instruction $ 18,048.8 $ 17,728.8 $ 3,313.1 $ 2,949.2 $ 14,735.7 $ 14,779.6 Instructional student support (Note 1) 2,944.0 2,632.6 219.9 213.5 2,724.0 2,419.1 Administrative and financial support 3,065.8 3,033.4 106.6 89.8 2,959.3 2,943.6 Operation and maintenance of buildings 2,484.1 2,560.6 65.0 57.1 2,419.2 2,503.4 Student transportation 979.7 807.5 400.0 381.9 579.7 425.6 Extra-curricular student activities 643.6 619.2 69.8 67.7 573.8 551.5 Community services 2.3 24.5 - - 2.3 24.5 Interest on long-term debt 1,468.7 1,545.4 521.1 607.7 947.5 937.8 Total governmental activities $ 29,637.0 $ 28,952.0 $ 4,695.4 $ 4,367.0 24,941.6 24,585.1 Less state general subsidies 4,495.9 4,156.1 Total needs from taxes and other local sources $ 20,445.6 $ 20,428.9 Note 1: This item represents such things as the library, school psychologist, etc MDA-3 EAST PENNSBORO Af~EA SCHOOL DISTRICT ENOLA, PENNSYLVANIA The total net cost of services was 1.4 percent higher than the previous year. Business-Type Activities Table A-4, presented on the next page, is similar to the previous table, except it presents business-type service costs. Note that almost all of the cost of food services is paid by program revenues. Table A-4 Business-Type Activities Fiscal Year ended June 30, 2007 (in Thousands) Total Cost Less: Program Net Cost of Services Revenues of Services 2007 2006 2007 2006 2007 2006 Food services $ 1,171.1 $ 1,128.7 $ 1,132.9 $ 1,088.3 $ 38.2 $ 40.4 Less: Investment earnings 6.3 5.2 Total business Type activities $ 31.9 $ 35.2 There were no significant changes during the year with the net cost of services remaining about the same in 2007 as in 2006. DISTRICT'S FUNDS The information in Table A-5 summarizes and compares the Governmental Funds' Balance Sheet for June 30, 2007, 2006 and 2005. Note that we again brought forward 2006 and 2005 balances from our 2006 MD&A. This information is not otherwise a part of the 2007 financial statement package. The groupings are the same as those used in the Statement of Net Assets. Table A-5 Comparative Fund Balances (in Thousands) June 2006-2007 2005-2006 2007 2006 2005 Change Change General Fund Reserved $ 1,455.0 $ - $ - $ 1,455.0 $ - Unrestricted 1,979.5 3,100.4 1,076.3 (1,120.9} 2,024.1 Total General Fund 3,434.5 3,100.4 1,076.3 334.1 2,024.1 Capital Projects Fund Reserved 630.9 1,682.4 3,039.1 (1,051.6) (1,356.7) Unrestricted - - - - - Total Capital Projects Fund 630.9 1,682.4 3,039.1 (1,051.6) (1,356.7) Special Revenue Fund Reserved - - - - - Unrestricted 456.6 434.1 316.4 22.5 117.7 Total Special Revenue Fund 456.6 434.1 316.4 22.5 117.7 All Governmental Funds Reserved 2,085.9 1,682.4 3,039.1 403.4 (1,356.7) Unrestricted 2,436.1 3,534.5 1,392.7 (1,098.4) 2,141.8 Total All Governmental Funds $ 4,522.0 $ 5,216.9 $ 4,431.8 $ (695.0) $ 785.1 MDA-4 EAST PENNSBORO AREA SCHOOL DISTRICT ENOLA, PENNSYLVANIA As previously mentioned, the basis of measurement for fund assets and liabilities is different than that used in the Statement of Net Assets. The differences between the total governmental fund balance of $4,521,985 and the total net assets of $7,765,206 are itemized in the reconciliation presented within the financial statements on page FS-4. The items that caused the change in fund balance during the year are presented in the Statement of Revenues, Expenditures and Changes in Fund Balances within the financial statements on page FS-5. The fund balance decreased by $694,958 because the total fund expenditures were greater than the total fund revenues. General Fund Budgetary Highlights Table A-6 has been summarized from the comparative budget information presented on page BCI-1 of the required supplemental information. The total variance was favorable in that we budgeted that total expenditures would be higher than total revenues by $1,541,617, when in fact our total revenues exceeded our expenditures by $404,711. Table A-6 Comparison of Budget to Actual For the Year Ended June 30, 2007 and 2006 (in Thousands) Budget Actual Variance 2007 2006 2007 2006 2007 2006 Total revenues $ 30,734.2 $ 28,908.4 $ 31,009.6 $ 31,533.4 $ 275.4 $ 2,625.0 Total expenditures 32 275.9 29,416.8 30,604.9 29,325.5 1,671.0 91.3__ Revenues over (under) expenditures (1,541.7) (508.4) 404.7 2,207.9 1,946.4 2,716.3 Other financing sources (uses) (370.6) 183.7 (70.6) (183.7) 300.0 - Net change. in fund balances $ (1 912.2) $ (692.1) $ 334.2 $ 2,024.2 $ 2,246.4 $ 2,716.3 CAPITAL ASSETS Table A-7 summarizes the Changes in Capital Assets note to the financial statements on pages FS-20. The original cost of the capital assets on the books at June 30, 2007 was $62,924,770. Each year, for capital assets other than land and construction in progress, this amount is depreciated (reduced in value) to reflect usage. The net balance of $39,963,259 is the amount remaining after this reduction. As construction projects are completed, related construction in progress balances are moved into the buildings and improvements category, and depreciated over the estimated useful life of the improvement. During the year our capital projects activity was limited to carrying renovations to existing buildings. Table A-7 Governmental Activities Capital Assets Comparison (net of accumulated depreciation) (in Thousands) June 30 2007 2006 2005 Land $ 325.8 $ 325.8 $ 325.8 Construction in progress Buildings and improvements - 339.1 480.8 38,180.0 38,138.4 37,598.7 Furniture fixtures equipment and library books 1,457.4 1,772.8 2,291.5 Total Capital Assets net of accumulated depreciation $ 39,963.2 $ 40,576.1 $ 40,696.8 MDA-5 EAST PENNSBORO A~tEA SCHOOL DISTRICT ENOLA, PENNSYLVANIA DEBT ADMINISTRATION Table A-8, shown on the next page, summarizes the Long-Term Liabilities note to the financial statements on pages FS-21 to FS-24. Most of the debt relates to general obligation bonds issued by the District to pay for capital improvements. Our ability to raise future funds through the issuance of debt depends on how well our existing bonds are rated by the investment community. Currently, the District is rated by Standard and Poor's as AAA. Table A-8 Governmental Activities Long-Term Liability Comparison (in Thousands) June 30 2007 2006 2005 General obligation debt Capital leases Compensated absences $ 37,270.0 $ 39,875.0 $ 42,310.0 11.4 71.2 155.0 749.9 699.1 295.8 Unamortized bond premiums, discounts and refunding (588.7) (661.9) (721.4) Total Govemmental long-term liabilities $ 37,442.6 $ 39,983.4 $ 42,039.4 Each year, the District pays interest to bond holders and pays down a portion of the outstanding debt, referred to as redemption. During 2007, our redemptions totaled $2,720,000. In November of 2006, we replaced the remaining balances in the amount of $3,157,517 of our Series 2000 and 2001 General Obligation Bonds with an issuance of General Obligation Bonds, Series of 2006 in the amount of $3,230,000. The refunding resulted in an economic gain of approximately $126,000 that will be realized primarily in fiscal 2008. Next Yeac's Budget Table A-9 compares the revised budget for 2007 to the 2008 budget that was approved on June 20, 2007 Table A-9 Comparison of Budgets For the Years Ended June 30th, 2008 and 2007 (in Thousands) Change 2008 2007 Dollar Total revenues $ 32,331.3 $ 30,627.6 $ 1,703.7 5.6% Total expenditures 33,420.1 32,176.8 1,243.3 3.9% Revenues over (under) expenditures (1,088.8) (1,549.2) 460.4 N/A Other financing sources (uses) (563.0) (363.0) (200.0) N/A Net change in fund balances $ (1,651.8) $ (1,912.2) $ 260.4 N/A Similar to our 2007 budget, our budgeted expenditures for 2008 exceed budgeted revenues. 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N ~t r M ~ 00 Efl M ~ ~ ~ a 0 O t~ r ~ ~ ~ ffl ' ' ' N N N M M M M M M v v v ~ i i N N N O r O r O r ti a0 00 I~ M c07 M M M M ~ 00 O~fi ~ O ~ O ~ ~ ~ °' ~ ~ d~ O) '~ f~ ~- r M M y N U c _N u) c0 O ~ N N ~ ~ ~ O X N N ~ ~ N c ~ N 'v ~ ~ 'y O C f6 f~C N O C ~ N ~ ~ C C ; ~ n. ~ ~ ~ ` O O ~ (0 ~ ~ ~ ~ V C U f0 f3 n U` fn F- H O ~ Q' ~ M LL EAST PENNSBORO AREA SCHOOL DISTRICT RECONCILIATION OF THE GOVERNMENTAL FUNDS BALANCE SHEET TO THE STATEMENT OF NET ASSETS JUNE 30, 2007 Total fund balances -Governmental funds $ 4,521,985 Amounts reported for governmental activities in the statement of net assets are different because: Capital assets are not financial resources and therefore are not reported as assets in the governmental funds. At year end, the cost of capital assets is $ 62,924,770, and the accumulated depreciation is $ 22,961,511 39,963,259 Taxes receivable will be collected, but are not available soon enough to pay for the current year's expenditures, and therefore are deferred in the governmental funds. At year end, these taxes receivable consist of: Real estate taxes $ 354,072 Personal taxes 13,907 Earned income taxes 570,530 938,509 Certain liabilities are not due and payable in the current year, and therefore are not reported as liabilities in the governmental funds. At the year end, these liabilities consist of: Bonds payable (37,270,000) Capital lease obligations (11,355) Compensated absences (749,869) Long-term liabilities (38,031,224) Accrued interest on bonds payable (440,588) (38,471,812) Costs related to the issuance of bonds are reported as expenditures in the governmental funds. At year end, the remaining unamortized bond related costs consist of: Bond issuance costs 224,615 Bond discounts (premiums) (28,081) Refunding costs 616,731 813,265 Total net assets -Governmental activities $ 7,765,206 The accompanying notes are an integral part of these financial statements. FS - 4 CpO ~ M ~ M ~ M COO ~ ~ ~ ~ O ' O ~ ~ ~ N ~ M ~ M~ N O O M I~ N N O (O M c0 ~ O aD ~ O ~ ~ ~ ~ 0 r cr0 ~ a00 ~ O a0 r ~ cr N O ( O (O (O O [O CO ~ ~ N N ~- 1~ ~ (O ~ ~ ~ M N ~ ~ 69 N O I- s~ ti~ i j M M QMi ~ CO an0 Cp0 _ p O O ~ N , ~ 1 CM' CAD O ~~ ~ ~ N O~ 0 Q M 0 0~ ~ O O 0 ~ ~ I~ Oi ~ O r O c'7 O oD 1~ N N l!') to M ~ O C[) ~ O M M r Q' N M t~ C O ~ M v ' vD t N ~ N N~ aO M ~ a0 ~ d' ~ C M V 69 ~ ~ ~ ~ ' ' ' M ' ' ' M M p O ' 1~ ' O ' ' ' ~ ~ V to y U ~ ti v N D N M (D (n O N ~ ~ ~ M U ~ Z ~ i 0 i i 0 i i~ i~~ O ~ i ~~ O N N Z IL O (p0 (p0 ~ ~ Cn0 M ~"' ~ N . 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N Y `~ ~ a m m `~ a ~ a ~ a ~ m `~ O° ~ ~ ~ a ~ ~ ~ .c n H V ~ ai i, c f0 E. f0 O ~ n f0 ~+ ~ (0 N a~ 1 C j tC j U o N O m rn O~ m ~ l H U m O y m m p a s a L . X a a, 4. E C ~ o o ~ r ~ ~ U ca LL EAST PENNSBORO AREA SCHOOL DISTRICT STATEMENT OF NET ASSETS -PROPRIETARY FUNDS JUNE 30, 2007 (With Summarized Financial Information for June 30, 2006) Food Service Assets Cash and cash equivalents Due from other governments Other receivables Inventories Total current assets Furniture and equipment (net of accumulated depreciation) Total assets Liabilities Due to other funds Accounts payable Deferred revenues Total current liabilities Net assets Invested in capital assets (net of related debt) Unrestricted Total net assets Total liabilities and net assets 2007 $ 106,058 7,668 15,737 129,463 310,115 $ 439,578 $ 150,000 37,999 14,842 202,841 310,115 (73,378) 236, 737 $ 439, 578 2006 $ 98,912 6,060 8,161 12,412 125,545 135,171 $ 260,716 $ 180,000 30,383 12,718 223,101 135,171 (97,556) 37,615 $ 260,716 The accompanying notes are an integral part of these financial statements. FS-7 EAST PENNSBORO AREA SCHOOL DISTRICT STATEMENT OF REVENUES, EXPENSES AND CHANGES IN NET ASSETS -PROPRIETARY FUNDS FOR THE YEAR ENDED JUNE 30, 2007 (With Summarized Financial Information for the Year Ended June 30, 2006) Operating revenues -Food service revenue Operating expenses Other purchased service Food and milk Other supplies Depreciation Total operating expenses Operating income (loss) Nonoperating revenues (expenses) Earnings on investments Loss on sale of fixed assets State sources -meal subsidies Federal sources -commodities Federal sources -meal subsidies Total nonoperating revenues (expenses) Income (loss) before transfers and special items Transfers from other funds Change in net assets Net assets -beginning Net assets -ending Food Service 2007 2006 $ 784,221 1,048, 771 42,145 36,714 43,456 $ 762, 877 1,011,451 47,938 36,995 32, 349 1,171,086 (386,865) 6, 326 (13,154) 40, 572 42,145 265, 972 341,861 (45,004) 244,126 199,122 37,615 $ 236,737 1,128,733 (365,856) 5,202 39, 970 47, 938 237, 540 330,650 (35,206) 19,228 (15,978) 53,593 $ 37,615 The accompanying notes are an integral part of these financial statements. FS-8 EAST PENNSBORO AREA SCHOOL DISTRICT STATEMENT OF CASH FLOWS -PROPRIETARY FUNDS FOR THE YEAR ENDED JUNE 30, 2007 (With Summarized Financial Information for the Year Ended June 30, 2006) Operating activities Cash received from users Cash payments to suppliers for goods and services Cash payments for other operating expenses Net cash provided by (used for) operating activities Non-capital financing activities State sources Federal sources Notes and loans received (repaid) General fund contributed services Capital projects fund contributed services Net cash provided by (used for) non-capital financing activities Food Service 2007 2006 $ 794,505 (1,041,154) (40,038) (286,687) 40,450 264,486 (30,000) 12,571 231,555 519,062 $ 760, 778 (1,019,452) (34,651) (293,325) 40, 324 239, 702 2,204 19,228 301,458 Capital and related financing activities Cash payments for equipment (231,555) (15,308) Net cash provided by (used for) capital and related financing activities (231,555) (15,308) Investing activities Earnings on investments Net cash provided by (used for) investing activities Net increase (decrease) in cash and cash equivalents Cash and cash equivalents -beginning Cash and cash equivalents -ending Reconciliation of operating income (loss) to net cash provided by (used for) operating activities Operating income (loss) Adjustments to reconcile operating income (loss) to net cash provided by (used for) operating activities Depreciation Donated commodities Net change in other assets and other liabilities Accounts receivable Inventories Accounts payable Deferred revenue Total adjustments Net cash provided by (used for) operating activities 6,326 5,202 6,326 5,202 7,146 (1, 973) 98,912 100,885 $ 106,058 $ 98,912 $ (386,865) $ (365,856) 43,456 42,145 32,349 47, 938 8,161 (3,325) 7,617 2,124 100,178 $ (286,687) (6,104) 2, 344 (8,001) 4, 005 72, 531 $ (293,325) The accompanying notes are an integral part of these financial statements. FS-9 EAST PENNSBORO AREA SCHOOL DISTRICT STATEMENT OF NET ASSETS -FIDUCIARY FUNDS JUNE 30, 2007 (With Summarized Financial Information for June 30, 2006) Assets Cash and cash equivalents Total assets Liabilities Deferred revenue Due to District Due to student groups Total liabilities Net assets Total liabilities and net assets Student Totals Agency Activities 2007 2006 $ 165,492 $ 88,232 $ 253,724 $ 175,817 $ 165,492 $ 88,232 $ 253,724 $ 175,817 $ 83,702 $ - $ 83,702 $ 86,015 81,790 - 81,790 - - 88,232 88,232 89,802 165,492 88,232 253,724 175,817 $ 165,492 $ 88,232 $ 253,724 $ 175,817 The accompanying notes are an integral part of these financial statements. FS-10 EAST PENNSBORO AREA SCHOOL DISTRICT NOTES TO FINANCIAL STATEMENTS JUNE 30, 2007 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES East Pennsboro Area School District is the level of government which has oversight responsibility and control over activities related to public school education. The report includes services provided by the District to residents within the boundaries of the Cumberland County municipality of East Pennsboro Township. Services provided include a comprehensive curriculum for primary and secondary education as well as special education and vocational education programs. The District receives revenue from local, state and federal sources and must comply with the requirements of these funding sources. The financial statements of East Pennsboro Area School District have been prepared in accordance with generally accepted accounting principles as applied to governmental units. The Governmental Accounting Standards Board is the authoritative standard-setting body for the establishment of governmental accounting and financial reporting principles. Accounting guidance is also provided through the Comptroller's office for Pennsylvania Department of Education. The more significant of these accounting policies are as follows: Reporting entity Governmental Accounting Standards Board Statement No. 39 "Determining Whether Certain Organizations are Component Units" (an amendment of Statement No. 14), established the criteria for determining the activities, organizations and functions of government to be included in the financial statement of the reporting entity. In evaluating the District as a reporting entity, management has addressed all potential component units which may or may not fall within the school's financial accountability. The criteria used to evaluate component units for possible inclusion as part of the District's reporting entity are: • Economic resources received or held by the separate organization are entirely for the direct benefit of the District or its constituents. • The District is entitled to, or has the ability to access a majority of the economic resources received or held by the separate organization. • The economic resources received or held by an individual organization that the District is entitled to (or has the ability to) access is significant to the District. There are no component units that the District feels meet all the above criteria for inclusion in this reporting entity. Jointly-governed organizations The District is a participant in four jointly-governed organizations, each of which is a separate legal entity that offers educational services to the District and its residents. Each of these entities serves several school districts and/or municipalities and therefore are not included in this reporting entity. These entities do not have taxing power, but are required to adopt an annual budget, which is funded primarily by its member Districts or others that use its services. Complete financial statements for these entities can be obtained from the respective entity's administrative office. FS-11 EAST PENNSBORO AREA SCHOOL DISTRICT NOTES TO FINANCIAL STATEMENTS (Cont'd.) JUNE 30, 2007 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Cont'd.) Jointly-governed organizations (Cont'd.) West Shore Tax Bureau provides earned income tax collection services. Capital Area Intermediate Unit provides special education services and programs. Cumberland Perry Area Vocational Technical School provides vocational and technical education services and programs. Harrisburg Area Community College provides community college education services and programs. Basis of presentation -District-wide financial statements District-wide financial statements (i.e., the statement of net assets and the statement of activities) report information on all of the nonfiduciary activities of the District. As a general rule the effect of interfund activity has been eliminated from these statements. Governmental activities, which normally are supported by taxes and intergovernmental revenues, are presented separately from business-type activities which rely to a significant extent, on fees and charges for support. The district-wide financial statements are presented using the economic resources measurement focus and the accrual basis of accounting as are the proprietary fund and the fiduciary fund financial statements. Revenues are recognized when earned and expenses are recognized when a liability is incurred, regardless of the timing of related cash flows. Real estate and personal taxes are recognized as revenues in the year for which they are levied. Grants and similar items are recognized as revenue as soon as all eligibility requirements imposed by the provider have been met. Net assets (total assets less total liabilities) are used as a practical measure of economic resources and the operating statement includes all transactions and events that increased or decreased net assets. Depreciation and amortization are charged as an expense against current operations. Accumulated depreciation and unamortized costs are presented in the statement of net assets. The statement of activities demonstrates the degree to which the direct expenses of given functions or programs are offset by program revenues. Direct expenses are those that are clearly identifiable within a specific function or program. Program revenues include charges to customers who purchase, use, or directly benefit from goods, services, or privileges provided by a given function or program. In addition, program revenues include grants and contributions that are restricted to meeting the operational or capital requirements of a particular function or program. Taxes and other items not properly included among program revenues are presented as general revenues. Basis of presentation -Fund financial statements Fund financial statements are also provided for all governmental funds, proprietary funds, and fiduciary funds of the District. Major individual governmental funds and major individual proprietary funds are presented as separate columns in the fund financial statements. Nonmajor funds, if any, are aggregated and presented in a single column. Fiduciary funds are presented by fund. FS-12 EAST PENNSBORO AREA SCHOOL DISTRICT NOTES TO FINANCIAL STATEMENTS (Cont'd.) JUNE 30, 2007 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Cont'd.) Basis of presentation -Fund financial statements (Cont'd.) The governmental funds are presented using the current financial resources measurement focus and the modified accrual basis of accounting. Revenues are recognized as soon as they are both measurable and available. Revenues are considered to be available when they are received within the current period or soon enough thereafter to pay liabilities of the current period. For this purpose, the District considers tax revenue to be available if received within 60 days of the end of the fiscal period, except for earned income tax revenue which may be considered available if received within 60 to 90 days of the end of the fiscal year, depending upon the frequency of payments from the District's collection bureau. Revenue from federal, state and other grants designated for payment of specific expenditures is recognized when the related expenditures are incurred; accordingly, when such funds are received, they are recognized as deferred revenues until earned. Expenditures generally are recognized when a liability is incurred, as under accrual accounting. However, debt service expenditures, as well as expenditures related to compensated absences and claims and judgments, are recognized only when payment is due. Proprietary funds generally follow standards for accounting and financial presentation for private business enterprises to the extent that those standards do not conflict with or contradict guidance of the Governmental Accounting Standards Board. Proprietary funds distinguish operating revenues and expenses from nonoperating items. Operating revenues and expenses generally result from providing services and producing and delivering goods in connection with the fund's principal ongoing operations. Operating expenses for the District's proprietary fund include food production costs, supplies, administrative costs, and depreciation on capital assets. All revenues or expenses not meeting this definition are presented as nonoperating revenues and expenses. Fund accounting The accounts of the District are organized on the basis of funds, each of which is considered a separate accounting entity. The operations of each fund are accounted for by providing a separate set of self-balancing accounts which comprise its assets, liabilities, fund equity, revenues, and expenditures, or expenses, as appropriate. Resources are allocated to and accounted for in individual funds based upon the purposes for which they are to be spent. When both restricted and unrestricted resources are available for use, it is the District's general policy to use the restricted (primarily operating grants) resources first, then unrestricted resources as they are needed. The District has the following major types of funds: Governmental Funds -These funds account for the activities through which most of the District's operations are provided. FS - 13 EAST PENNSBORO AREA SCHOOL DISTRICT NOTES TO FINANCIAL STATEMENTS (Cont'd.) JUNE 30, 2007 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Cont'd.) Basis of presentation -Fund financial statements (Cont'd.) Fund accounting (Cont'd.) Proprietary Funds -These funds account for the operations of the District that are financed and operated in a manner similar to private business enterprises. Fiduciary Funds -These funds account for the assets held by the District as a trustee or agent for individuals, private organizations and/or governmental units and are therefore not available to support the District's own programs. The District presents the following major governmental funds: The General Fund is the primary operating fund. It accounts for all financial resources except those required to be accounted for in another fund. An operating budget is adopted prior to the beginning of each year on a modified accrual basis of accounting. The General Fund is the only fund for which a budget is legally required. The Pennsylvania School Code dictates specific procedures relative to adoption of the budget and presenting of its financial statements. The District, before levying annual school taxes, is required to prepare an operating budget for the succeeding fiscal year. This process includes the publishing of notices by advertisement, that the proposed budget has been prepared and is available for public inspection at the administrative ofl=lce of the District, and that public hearings are held on the proposed operating budget which are required to be scheduled at least ten days prior to when final action on adoption is taken by the Board. Legal budgetary control is maintained at the sub-function/major object level. The Board may approve transfers of funds appropriated to any particular item of expenditure in accordance with the Pennsylvania School Code. Management may amend the budget at the sub-function/sub-object level without Board approval, provided it is not at a higher level than the Board adopted budget. In order to preserve a portion of an appropriation for which an expenditure has been committed by a purchase order; contract or other form of commitment, an encumbrance is recognized. Unused encumbrances expire at the end of each year. Included in the budget are program budgets as prescribed by the federal and state agencies funding the program. These budgets are approved on a program by program basis by the federal and state funding agencies. FS-14 EAST PENNSBORO AREA SCHOOL DISTRICT NOTES TO FINANCIAL STATEMENTS (Cont'd.) JUNE 30, 2007 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Cont'd.) Basis of presentation -Fund financial statements (Cont'd.) Fund accounting (Cont'd.) The Capital Reserve Fund accounts for transfers from other funds and related investments earnings for capital outlays not accounted for in another fund. The Athletic Fund accounts for athletic revenues and expenditures of those funds for athletic purposes. The Capital Projects Fund accounts for bonds proceeds and the expenditure of those funds. The District reports the following Proprietary Fund: The Food Service Fund accounts for the operations of the cafeteria. The District reports the following Fiduciary fund: The Student Activities Fund accounts for programs operated and sponsored by various clubs and organizations within the schools. The District Agency Fund accounts for programs operated and sponsored by various non-school organizations or funds received by the District with restrictions from an outside party. These funds are separate from student activity funds. Cash and cash equivalents and investments The District's cash and cash equivalents are considered to be cash on hand, demand deposits (including pooled investments), and short-term investments with original maturities of three months or less from the date of acquisition. The types of authorized investments are limited by State regulations. Pooled investment funds are required to be operated in accordance with State regulations. Investments, including pooled investments, are presented at fair value. Taxes and taxes receivable Real estate taxes are levied as of July 1 with a legal, enforceable claim against the property and/or taxpayer. Amounts not collected within six months (December 31) are considered delinquent and submitted to outside agencies/entities for collection actions. FS-15 EAST PENNSBORO AREA SCHOOL DISTRICT NOTES TO FINANCIAL STATEMENTS (Cont'd.) JUNE 30, 2007 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Cont'd.) Receivables and payables between funds Activity between funds that represent lending/borrowing arrangements outstanding at the end of the fiscal year are referred to as "due to/from other funds". Any residual balances outstanding between the governmental activities and business-type activities are reported in the government-wide financial statements as "internal balances". Any balances between funds are short-term items pending periodic repayments. Inventories Inventories are presented at the lower of cost or market on a first-in, first-out basis, and are expended when used. Donated commodities are recognized as revenue and are inventoried at an estimated cost value. Capital assets Capital assets, which include property, plant, equipment, and infrastructure assets (e.g., roads, sidewalks, and similar items), are reported in the applicable governmental or business-type activities columns in the government- wide financial statements. Capital assets are defined by the District as assets with an initial, individual cost of more than $ 1,000 and an estimated useful life in excess of one year. Management has elected to include certain homogeneous groups with individual costs of less than $ 1,000 as capital assets for financial reporting purposes. In addition, capital assets purchased with long-term debt may be capitalized regardless of the thresholds established. Such assets are recorded at historical cost or estimated historical cost if purchased or constructed. Major outlays for capital assets and improvements are capitalized as projects are constructed. The costs of normal maintenance and repairs that do not add to the value of the asset or materially extend asset lives are not capitalized. All reported capital assets are depreciated using the straight-line method over the following estimated useful lives: Assets Years Buildings 40 Building improvements 15 to 40 Site improvements 20 Furniture, fixtures and equipment 5 to 15 Library books 7 Proprietary fund equipment purchases are capitalized at cost and depreciated on a straight-line basis over useful lives of 5 to 12 years. FS - 16 EAST PENNSBORO AREA SCHOOL DISTRICT NOTES TO FINANCIAL STATEMENTS (Cont'd.) JUNE 30, 2007 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Cont'd.) Long-term liabilities In the district-wide financial statement, and in the proprietary fund types in the fund financial statements, long- term debt and other long-term obligations are presented as liabilities in the applicable governmental activities or proprietary fund statement of net assets. Refunding costs and bond premiums and discounts are amortized over the life of the bonds using the effective interest method and the straight-line method. Bond issuance costs are presented as deferred charges and amortized over the term of the related debt. In the fund financial statements, governmental fund types recognize bond premiums and discounts, as well as bond issuance and refunding costs, as current period expenditures. The face amount of debt issued is presented as other financing sources while discounts and refunding costs on debt issuances are presented as debt service expenditures. Issuance costs, whether or not withheld from the actual debt proceeds received, are presented as support service expenditures. Estimates The preparation of financial statements in conformity with generally accepted accounting principles requires management to make estimates and assumptions that affect certain reported amounts and disclosures. Accordingly, actual results could differ from those estimates. Comparative information Comparative totals for the prior year have been presented in the accompanying financial statements in order to provide an understanding of changes in the District's financial position and operations. Certain amounts presented in the prior year have been reclassified in order to be consistent with current year's presentation. However, presentations of prior year totals by fund and activity type have not been presented in each of the statements since their inclusion would make the statements unduly complex and difficult to read. Summarized comparative information should be read in conjunction with the District's financial statements for the year ended June 30, 2006, from which the summarized information was derived. New accounting policies The Governmental Accounting Standards Board (GASB) has issued several statements which will become effective in future reporting years. The statements which will have the greatest impact on the District are GASB 43 "Financial Reporting for Postemployment Benefit Plans Other Than Pension Plans" and GASB 45 "Accounting and Financial Reporting by Employers for Postemployment Benefits Other Than Pensions". The purpose of these two statements is to set new accounting standards for state and local government employers that offer retiree health benefits and other non-pension postemployment benefits. In particular, these statements require the accrual of liabilities and expenses of other postemployment benefits (OPEB) over the working career of plan members. The effective date of GASB 43 for the District is the June 2008 fiscal year. GASB 45 comes into effect one year after GASB 43. The requirements of these statements are under review by the District and management is evaluating the impact these pronouncements will have on the District's financial statements. FS - 17 EAST PENNSBORO AREA SCHOOL DISTRICT NOTES TO FINANCIAL STATEMENTS (Cont'd.) JUNE 30, 2007 DEPOSITS AND INVESTMENTS Pennsylvania statutes provide for investment of governmental funds into certain authorized investment types including U.S. Treasury bills, other short-term U.S. and Pennsylvania government obligations, and insured or collateralized time deposits and certificates of deposit. The statutes do not prescribe regulations related to demand deposits; however, they do allow the pooling of governmental funds for investment purposes. Custodial credit risk is the risk that in the event of a bank failure, the government's deposits may not be returned to it. The District policy requires that all deposits in excess of FDIC insurance coverage be collateralized with approved collateral as provided by law. At June 30, 2007, the District's bank deposits totaled $ 3,356,154 and the bank balances totaled $ 3,805,503. Of the bank balances, $ 200,000 was covered by federal depository insurance and $ 3,605,503 was collateralized under Act No. 72 of the 1971 Session of the Pennsylvania General Assembly, in which financial institutions were granted the authority to secure deposits of public bodies by pledging a pool of assets, as defined in the Act, to cover all public funds deposited in excess of Federal Depository Insurance limits. The pledges collateral is held by the Federal Reserve Bank, but is not titled in the District's name. The District also has cash equivalents with the Pennsylvania Local Government Investment Trust (PLGIT). PLGIT is a common law trust established pursuant to the Intergovernmental Cooperation Act and related statutes for the purpose of pooling investments. It is a fundamental policy of PLGIT to maintain a net asset value of $ 1 per share, but there can be no assurance that the net asset value will not vary from $ 1 per share. PLGIT may only purchase securities which are permitted under PA law. At June 30, 2007, the District's deposits in PLGIT totaled $ 460,132. Interest rate risk is the risk that changes in interest rates will adversely affect the fair value of an investment. The District does not have a formal investment policy for interest rate risk. The weighted average maturity of the securities held by PLGIT is generally less than 90 days. Credit risk is the risk that an issuer or other counterparty to an investment will not fulfill its obligations. The District does not have a formal investment policy for credit risk. The District's deposits in PLGIT were rated "AAAm" by Standard & Poor's. Cash and cash equivalents at June 30, 2007 are as follows: Governmental activities Business-type activities Fiduciary funds $ 3,456,504 106, 058 253.724 FS-18 EAST PENNSBORO AREA SCHOOL DISTRICT NOTES TO FINANCIAL STATEMENTS (Cont'd.) JUNE 30, 2007 TAXES RECEIVABLE Taxes receivable are as follows: Real estate taxes Earned income taxes Personal taxes General Fund Full accrual adjustment Governmental activities DUE FROM OTHER GOVERNMENTS Due from other governments are as follows: Local sources -other taxes State sources Federal sources Taxes Taxes Receivable Allowance for Receivable Deferred (Gross) Uncollectibles (Net) Tax Revenue $ 529,589 $ 26,480 $ 503,109 $ 354,072 1, 512,476 - 1, 512,476 570, 530 17.385 3.478 13.907 13, 907 2,059,450 29,958 2,029,492 938,509 (938.509) Governmental Business-type Activities Activities $ 53,508 $ - 301, 506 979 289.110 6.689 $ 644,124 $ 7 668 FS - 19 EAST PENNSBORO AREA SCHOOL DISTRICT NOTES TO FINANCIAL STATEMENTS (Cont'd.) JUNE 30, 2007 CHANGES IN CAPITAL ASSETS Capital asset activity for the year was as follows: Governmental activities Capital assets not being depreciated Land Construction in progress Capital assets being depreciated Buildings and improvements Furniture and equipment Library books Accumulated depreciation Buildings and improvements Furniture and equipment Library books Total capital assets being depreciated, net Governmental activities capital assets, net Business-type activities Capital assets being depreciated Furniture and equipment Accumulated depreciation Furniture and equipment Capital assets being depreciated, net Business-type activities capital assets, net Beginning Ending Balance Increases Decreases Balance $ 325,826 $ - $ - $ 325,826 339.096 - (339.096) - 664.922 - (339.096) 325 826 . 54,898,221 1,480,795 (3,607) 56,375,409 5,218,404 89,201 (12,115) 5,295,490 902.707 25.338 - 928.045 61.019.332 1,595.334 (15.722) 62 598 944 , . (16,759,815) (1,437,800) 2,246 (18,195,369) (3,712,864) (300,243) 14,345 (3,998,762) (635.405) (131.975) - (767,380) (21.108.084) (1,870.018) 16.591 (22,961,511) 39.911.248 (274.684) 869 39,637.433 $ 40.576,170 (274. $4) (338.20 $ 39.963.259 $ 435,898 $ 231,555 $ (54,171) $ 613,282 (300.727) (43.456) 41,016 (303.167) 135,171 188, 099 (13,155) 310.115 FS - 20 EAST PENNSBORO AREA SCHOOL DISTRICT NOTES TO FINANCIAL STATEMENTS (Cont'd.) JUNE 30, 2007 CHANGES IN CAPITAL ASSETS (Cont'd.) Depreciation expense was charged to functions/programs as follows: Governmental activities Instruction $ 747,912 Instructional student support 725,970 Administrative and financial support 271,353 Operation and maintenance of plant 74,025 Transportation 11,092 Student activities 39.666 Business-type activities -Food service ~_~ DEFERRED REVENUES Governmental funds present deferred revenue in connection with receivables for revenues that are not considered to be available to pay liabilities of the current period. Governmental funds also defer revenue recognition with resources that have been received, but not yet earned. Deferred revenues in the General fund of $ 976,642 consist of $ 938,509 taxes receivable not received within 60 to 90 days of the end of the fiscal period, and $ 38,133 of resources that have been received but not yet earned. Deferred revenue in the proprietary funds and the district-wide financial statements represents resources that have been received but not yet earned. LONG-TERM LIABILITIES A summary of the changes in all long-term liabilities for the year ended June 30, 2007 is as follows: Governmental Activities: General obligation debt Capital leases Compensated absences Governmental activity long-term liabilities Beginning Ending Due Within Balance Additions Reductions Balance One Year $ 39,875,000 $ 3,230,000 $ 5,835,000 $ 37,270,000 $ 2,620,000 71,172 - 59,817 11,355 11,355 699.076 135.793 85.000 749.869 135,500 $ 40.645.248 $ 3.365.793 5.979. ~~ $ 2 766.855 FS-21 EAST PENNSBORO AREA SCHOOL DISTRICT NOTES TO FINANCIAL STATEMENTS (Cont'd.) JUNE 30, 2007 LONG-TERM LIABILITIES (Cont'd.) A. General obligation notes and bonds payable Changes in general obligation notes and bonds payable were as follows: Beginning Scheduled Ending Balance New Issue Refunding Redemptions Balance General Obligation Bonds: Series of 2000 $ 605,000 $ - $ (565,000) $ 40,000 $ - Series of 2001 2,665,000 - (2,550,000) 115,000 - Series A of 2001 6,145,000 - - 765,000 5,380,000 Series of 2003 8,260,000 - - 640,000 7,620,000 Series A of 2003 4,880,000 - - 265,000 4,615,000 Series AA of 2003 280,000 - - 280,000 - Series of 2004 9,995,000 - - 5,000 9,990,000 Series A of 2004 3,435,000 - - 335,000 3,100,000 Series of 2006 - - 3.230.000 40.000 3.190.000 36,265,000 - 115,000 2,485,000 33,895,000 General Obligation Notes: Series of 1999 3.610.000 - - 235.000 3.375.000 Amounts Due Within Interest Rates Maturity Date Callable Date One Year GOB Series A of 2001 1.95% to 3.80% September 2011 September 2006 $ 1,000,000 GOB Series of 2003 2.75% to 3.75% February 2015 August 2008 665,000 GOB Series A of 2003 2.00% to 3.90% August 2020 August 2008 270,000 GOB Series of 2004 3.00% to 4.00% August 2018 February 2009 5,000 GOB Series A of 2004 1.65% to 4.00% February 2015 February 2011 345,000 GOB Series of 2006 3.45% to 4.05% August 2021 August 2012 90,000 GON Series of 1999 Variable February 2018 Not callable 245.000 FS-22 EAST PENNSBORO AREA SCHOOL DISTRICT NOTES TO FINANCIAL STATEMENTS (Cont'd.) JUNE 30, 2007 LONG-TERM LIABILITIES (Cont'd.) A. General obligation notes and bonds payable (Cont'd.) Scheduled debt service requirements, payable by the General Fund, are as follows: Year Ending June 30 Princiaal Interest Total 2008 $ 2,620,000 $ 1,233,719 $ 3,853,719 2009 2,830, 000 1,156,192 3,986,192 2010 2,925,000 1,069,052 3,994,052 2011 3,035,000 972,548 4,007,548 2012 3,145,000 868,294 4,013,294 2013-2017 16,015,000 2,713,730 18,728,730 2018-2022 6,700,000 366,089 7.066.089 In November 2006, the District issued its General Obligation Bonds, Series of 2006 in the amount of $ 3,230,000. After discounts and issuance costs of $ 72,483, net proceeds of $ 3,157,517 were used to refund the remaining bonds outstanding of the 2000 and 2001 Series of General Obligation Bonds. This refunding reduced future debt service, resulting in an economic gain of approximately $ 126,000 which will be realized primarily in their fiscal year ending June 30, 2008. B. Capital lease obligations Changes in capital lease obligations were as follows: Beginning Ending Balance Additions Payments Balance HP Financial Services The future minimum lease obligations and the net present value of these lease payments at June 30, 2007 were as follows (all governmental activities): 2007-08 $ 11,469 Less: amounts representing interest (114) Present value of minimum lease payments ~ ~ FS - 23 EAST PENNSBORO AREA SCHOOL DISTRICT NOTES TO FINANCIAL STATEMENTS (Cont'd.) JUNE 30, 2007 LONG-TERM LIABILITIES (Cont'd.) C. Compensated absences Changes in compensated absences were as follows: Beginning Ending Balance Net Change Balance Governmental activities Severance payments $ 654,124 $ 35,874 $ 689,998 Vacation leave 44.952 14.919 59.871 Compensated absences (those for which employees received pay) are presented using the termination payment method. A liability is computed using estimates which apply historical data to current factors. The District maintains records of unused leave and applies the contracted rate for employees eligible for termination payments. The District allows only restricted sabbatical leave and therefore does not present any liability in advance of the sabbatical. Payments for compensated absences are made in the year the absence is taken or the employee retires. When an employee retires, the payout is as follows: Vacation (administrative personnel only) -unused vacation days (not to exceed 5 days) are paid at the time of separation. Sickness - no payout required except to retirees who meet the requirements below for severance payments Personal days -unused personal days (not to exceed 5 days) may be carried over but no payment is required upon termination Retirement severance payments -retiring employees with at least seven consecutive years of District employment immediately prior to retirement, at least twenty years of service to the District, and at least thirty years of total school service credited under the State Retirement System are eligible for severance payments based on years of service and accumulated sick leave days. The retirement payment amount is equal to $ 300 times the number of years of continuous District service to a maximum of $ 9,000 for thirty years. In addition, eligible retirees are reimbursed for accumulated unused sick leave in excess of one hundred days to a maximum of three hundred days at a rate of $ 50 per day for a maximum payment of $ 10,000 for accumulated sick leave. Additional severance is payable to retirees with a minimum of twenty years of service to the District of $ 20,000 payable over five years. This new severance benefit replaces post-employment health benefits provided under the prior contract as more fully described in the following note. Total maximum severance payments to each eligible retiree under the new collective bargaining agreement in effect through August 31, 2009 is $ 39,000. FS-24 EAST PENNSBORO AREA SCHOOL DISTRICT NOTES TO FINANCIAL STATEMENTS (Cont'd.) JUNE 30, 2007 OPERATING LEASES The District leases photocopying machines and modular office buildings pursuant to various lease agreements which are being accounted for as operating leases. Total lease rental payments during the year ended June 30, 2007 were $ 112,800. Minimum net lease rental payments for future periods are expected to be as follows: 2007-2008 $ 170,078 2008-2009 158,229 2009-2010 152,160 2010-2011 152,160 2011-2012 101,440 MANAGEMENT SERVICES The cafeteria facilities of the District were operated by a third party vendor. Under the terms of the contract, the vendor provides for the operation and maintenance of food services as required by law, with the policies subject to the approval of the District. Operating costs, management fees and administrative costs are billed monthly to the District. PENSION PLAN Substantially all full-time and part-time employees of the District participate in the pension plan. The District recognizes expenditures or expenses equal to its contractually-required contributions, subject to the modified accrual basis of accounting in governmental funds. The District contributes to The Public School Employees' Retirement System (the System), a governmental cost sharing multiple-employer defined benefit plan. The plan is under the authority of the Public School Employees' Retirement Code (the Code), as amended. The plan provides retirement and disability, legislatively mandated ad hoc cost-of-living adjustments, and healthcare insurance premium assistance to qualifying annuitants. The System issues a comprehensive annual financial report that includes financial statements and required supplementary information for the plan. A copy of the report may be obtained by writing to the System at PO Box 125, Harrisburg, PA 17108-0125, or by accessing the System's website at www.osers.state.oa.us. The contribution policy is established in the Code and requires contributions by active members and employers. Contribution rates for active members are set by law and are dependent upon members' class. In most cases, the contribution rates based on qualified member compensation are as follows: Membership Class T-C Active members hired before July 22, 1983 5.25% Membership Class T-C Active members hired on or after July 22, 1983 6.25% Membership Class T-D Active members hired before July 22, 1983 6.50% Membership Class T-D Active members hired on or after July 22, 1983 7.50% FS - 25 EAST PENNSBORO AREA SCHOOL DISTRICT NOTES TO FINANCIAL STATEMENTS (Cont'd.) JUNE 30, 2007 PENSION PLAN (Cont'd.) Active members newly hired after July 1, 2001 are automatically Class T-D. The contribution rates for all members in Membership Class T-D were effective January 1, 2002. Contributions required of employers are based upon an actuarial valuation. For the fiscal year ended June 30, 2007, the employer contribution rate was 6.46 percent of covered payroll, composed of 5.72 percent for pension benefits and .74 percent for healthcare insurance premium assistance. The District's contributions to the system for the years ending June 2007, 2006 and 2005 were $ 937,264, $ 668,163, $ 579,590, respectively. Those amounts are equal to the required contributions for each year. OTHER POST-EMPLOYMENT RETIREMENT BENEFITS Under the District prior collective bargaining agreement, expired as of August 31, 2005, the District offered one post-employment benefit to retired professional employees other than pension benefits as discussed in the previous note. For employees with twenty or more years of service to the District retiring prior to September 1, 2005, the District pays the basic medical insurance premiums for five years (excluding family coverage) following retirement. The District finances this benefit on apay-as-you-go basis. The cost of this benefit amounted to approximately $ 120,000 during the year ended June 30, 2007 and covered 31 eligible retired employees. The District does allow other employees not eligible for this benefit to remain in its group medical insurance plan upon payment by the retired employee of the cost of such coverage. RISK MANAGEMENT Health insurance In September, 2005, the District became a member of South Central Trust for processing claims and obtaining reinsurance through commercial insurance carriers. The District has reinsurance for claims in excess of $ 125,000 specific (per person). The District has a maximum lifetime benefit of $ 5,000,000 per person. District transactions with the trust were as follows: Amount available for accrued costs, beginning Payments to the trust $ 3,301,420 Decrease in accrual to the trust (1.130.436) Claims paid by the trust (1,973,071) Stop loss premiums (105,335) Administrative fees (110.327) Amount available for accrued costs, ending $ 266,299 2,170, 984 (2,188.733) $ 248 550 FS - 26 EAST PENNSBORO AREA SCHOOL DISTRICT NOTES TO FINANCIAL STATEMENTS (Cont'd.) JUNE 30, 2007 RISK MANAGEMENT (Cont'd.) Consultants of the Trust provide estimated amounts, based on various methodologies, for use in estimating claims that have been incurred but not reported (IBNR). District management believes this methodology provides an adequate amount for accrued costs, based on approximately 60 days of paid claims. Other insurance The District is exposed to various risks of loss related to torts; theft of, damage to, and destruction of assets; errors and omissions; and natural disasters. The District maintains commercial insurance coverage covering each of those risks of loss. Management believes such coverage is sufficient to preclude any significant uninsured losses to the District. Settled claims have not exceeded this commercial coverage in any of the past three fiscal years. For State unemployment compensation laws, the District is self-insured, which is a common practice for local governmental units. Any unemployment claims are paid by the District on a quarterly basis as incurred. For workers' compensation insurance, approximately 80 Districts participate in a public entity risk sharing pool (School Districts Insurance Consortium) for processing claims and obtaining reinsurance through commercial insurance carriers. Under this plan, the District's annual cost should not exceed standard commercial insurance rates. COMMITMENTS AND CONTINGENCIES The District's collective bargaining agreement with its teaching staff expires August 31, 2009. In the normal course of preparing for the subsequent school year, the District has awarded bids for various supplies, fuel contracts, etc. No major commitments in excess of routine requirements have been made by the District. The District participates in numerous state and federal grant programs which are governed by various rules and regulations of the grantor agencies. Expenditures charged to the respective grant programs are subject to audit and review by the grantor agencies; therefore, any findings or adjustments by the grantor agencies could have an effect on the recorded grants receivable and/or deferred grant revenues, and on the related grant revenues and expenditures. The District does not anticipate any material disallowance of program expenditures. As part of its ongoing capital projects, the District has entered into contract commitments totaling approximately $ 100,000 for various construction and improvement projects at June 30, 2007. The District is named as a defendant in various lawsuits, all in the ordinary course of business. The District intends to vigorously defend itself against these actions. Legal counsel for the District has advised that they cannot offer an opinion as to the probable outcome of all such actions. In the opinion of management, the ultimate liabilities, if any, resulting from these claims will not have a material adverse effect on the financial position of the District. 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