HomeMy WebLinkAbout03-6375
v.
IN THE COURT OF COMMON PLEAS,
CUMBERLAND COUNTY,
PENNSYLVANIA
Docket No. ..)3- (sf"':' --- ~ ~
COMMERCE BANK/HARRISBURG, N.A.,
Plaintiff
PAUL F. TIMMONS,
Defendant
CONFESSION OF JUDGMENT BY COMMERCE BANK/HARRISBURG, N.A.
AGAINST PAUL F. TIMMONS
Pursuant to the authority contained in the Warrant of Attorney, a copy of which is
attached to the Complaint filed in this action, the undersigned appears for the Defendant and
confesses Judgment in favor of the Plaintiff and against the Defendant in the amount of
$7,244.20 plus interest accruing at the rate of nine and one quarter percent (9 Y4 %) l2IT annum
from July 29,2003, additional attorneys' fees and costs incurred after July 29, 2003 and all costs
of this action.
Respectfully submitted,
/~
Lloyd . Persun, Esquire
Sup. t. I.D. No. 10139
Met e, Evans & Woodside
3401 North Front Street
P.O. Box 5950
Harrisburg, PA 17110-0950
(717) 232-5000
Attorneys for Commerce BanklHarrisburg, N.A.
appearing herein as Attorneys for Defendant
386377vl
(')
C
:.:-:
-oi'''--
ni;",'
2~J
~..
r;~ t
~--=
fii
7
::'j
......
c:>
Co
'":)
(1
(,,~'-,
(", .
{'"
v.
IN THE COURT OF COMMON PLEAS,
CUMBERLAND COUNTY,
PENNSYLVANIA
Docket No.o 3- (,37~- c......,.....e...l.A......
COMMERCE BANK/HARRISBURG, N.A.,
Plaintiff
PAUL F. TIMMONS,
Defendant
COMPLAINT IN CONFESSION OF JUDGMENT
AND NOW, this ;/# day of December, 2003, COMMERCE BANK!
HARRISBURG, N.A. files the following Complaint in Confession of Judgment against PAUL F.
TIMMONS:
1. Plaintiff is Commerce BanklHarrisburg, N.A., a national banking
institution with offices at 100 Senate Avenue, Camp Hill, Pennsylvania 17001 (the "Bank").
2. Defendant is Paul F. Timmons, an adult individual residing at 1465
Hillcrest Court, Camp Hill, Pennsylvania 17011 (the "Guarantor").
3. On or about March 29, 200 I, Guarantor executed and delivered to Bank a
Commercial Guaranty, guaranteeing and agreeing to act as surety for the payment and
performance of certain Indebtedness and obligations of Performance Freight Systems, Inc. (PFS)
to Bank. A true and correct copy of the Commercial Guaranty is attached hereto as Exhibit "A"
and made a part hereof (the "Guaranty").
4. Entry of Judgment by Confession is not sought in connection with a
consumer credit transaction.
5. The Bank has not assigned the Guaranty.
6. The Bank has not entered judgment on the Guaranty prior to filing this
Complaint.
7. The Indebtedness owed by PFS to the Bank was not paid when due and
was in default. PFS failed to pay the Indebtedness.
8. The Bank demanded that Guarantor pay the Indebtedness owed by PFS to
the Bank. Guarantor failed to make payment as demanded by the Bank.
9. The total amount due under the Guaranty as of December 1,2003 is
$7,244.20 plus interest at the rate of nine and one quarter percent (9 Y. %) l2IT annum from
July 29,2003, additional attorneys' fees and costs incurred after July 29, 2003 and all costs of
this action. Interest continues to accrue at the rate of nine and one quarter percent (9 Y. %) l2IT
annum from July 29, 2003.
-2-
WHEREFORE, on the basis of the confession of judgment clause contained in the
Guaranty, Bank hereby demands Judgment in favor of Bank and against Guarantor in the amount
of $7,244.20 plus interest accruing at the rate of nine and one quarter percent (9 'i4% l2IT annum
from July 29,2003, additional attorneys' fees and costs incurred by Bank after July 29,2003 and
all costs of this action.
Respectfully submitted,
, J
J~/
",,./- r /V-"/;'A.A.-1,,
Lloy R. Persun, Esquire
Su . Ct.I.D. No. 10139
Mette, Evans & Woodside
3401 North Front Street
P.O. Box 5950
Harrisburg, PA 17110-0950
(717) 232-5000
Attorneys for Commerce Bank/Harrisburg, N.A.
COMMERCIAL GUARANft
f, . t f'rinCIR~l<;';;;"W.~,I..-9iini-Dilt.,~,,, 'otIknu'jty.,:' 'I' Lolln.:fiIo.:' "'/ ';,. Cl!t!./ 001(', ~,~:. ',;;:;r"lll.tJ.:'!l ilutit.~~;:~.~~~. :'~.I\1l\it
.. . . \:,':..."" .:..~'" \";ol-~:~c:j.......'rt"'("'? :'.... ..' ..... . . .. ".".',. .:.... "." 1..~.!Vq;/:...\r.... ,"' ',/.."",,' ~,t.."'1..YI.';;;.V ..c.~~~'~"'" "~'tJ..
'... ....oP,.....J!!. .." l"~"<<"";P"''''N"~''''''''-'lIi..". ,.~. '.'" ". ,.. ........ioJl...,... "W: .~".'1...:;wmv..' .... q, ....,..
.....: ...,...,'("DG.N.....~ ',".~' ;'~;r.."" "." .'" ,'...'.~,~...y....." '."..'"..;...........>, .,",1.'
I References in 1I1e shaded..raa ara for Lend.~s use only and do not 1lm1t1l1e appllosbllhy of this docu",an! to any particular loan or Item.
Any Item above containing ..... has been omitted due to taxi length limitations, .
Borrower: performanCe Freight Systems, Inc. (llN:
23-28!ls47.8)
P.Q, Bo~ 5006
York, """'17405-5006
. .~""
Lender:
COMMERCE BANKlHARRISBURG N.A.
COMMERCIAL. BUSINESS DEPARTMENT
100 SENATE AVENUE
CAMP HILL. PA 17011
(717) 975-5630
Guarantor: Psul F. Tii11I)\,oh$, ($$N: 184-48-2968)
~~~I~I~I!~ftori~[;\ie
AMOUNT 9F GUARA/IllY' Thl~ Ie a guaranty of payment of 100.000% of the Note, including without IImlistlon the principal Note amoun
Two H.undred Thousand & 001100 Dollars ($200.000.00).
GUARANliV. For gool;t_-and val~abl. Donslder.atJon, Paul F. TJmmons ("Guarantora) absolutely and uncondltionaUy gu_aran~ees &nP P.r~n:llse!
pay to. COMMERCE BANKlHARRISBURG N.A. (.Lender") or Its order. in legal tender of the United Slates 0' Am.....'.,.. 100.000% of
Indebtednese (as that term Is defined below) of Portormance Freight Systems, inc. (.Borrower") to Lender on the term$ and conditions.
forth in this Guarsnty., Guarantor. agrees that Lender, In Its sole discretion. may determine which port~on of Borrowe_r:-~s Inctebtedn.ess
Lender Is covered by Gusr&l1tor's :percentage guaranty.
MAXIMUM LIABILITY. The maximum liabllity of Guarantor under this Guaranty shall not exceed at anyone time 100.000% of 1I1e amount of th
Indebtedness described harein. plus all costs and expenses of (A) enforcement of this Guaranty and (8) 'collection and sale of any collatElral seaurin!
t1'lls Guaranty.
The ,abov~._U,mltatI6n on Iiablilty Is riot a restriction on the amount o_~,the IntJ~~nessof l3orrowerto Lerider either In the'aggregate OT at any on9 time.
If Lender &;>resenUy holds on~ of.more guaranties, or hereafter r9ceJve~ a~dl~6n.a1 g:usrantias from Guarantor,..Lendar's rights under all guaranties shal
be ct,JI11Ulattve. This Guaranty sl:i~'l not (unless tipeclflcally provided below to the conlrary) aHect or invalidate any such other guaranties. Guarantor':
liability w'lll be Guarantor's aggre;'g'EJ(e lIabUlty under the terms of thIs Guaranty and any such other untermlnated guaranties.
INDEBTEDNESS GUARANTEED. The Indabtedness guaranteed by thle Guaranty includes the Note, Including (B) all principal, (1;1). allinteres!, (c) a
late charges,. (d) ali loan faes Bnd loan charges, and (e) ali collection costs and expenses relating to the NOle or to any collataral lor 1I1e Note
Collection costs and expenses include without limitation all of lender's attomeys' fees.
DURATIOI\i OF GUARANty, This Guaranty will. lake effect when recelvad by LBndar without 1I1e neciesslty of any acceptance by'Lender, or any notic
to Guarantor or to Borrower, and will continue' in full force until al/ Indebtedness shall have been fully and finally paid and satisfied and all of Guarantor!s
other obligations under this Guaranty shall havB been performed in full. Release of any other guarantor or termination of any other guaranty of the
Indebtedness shall not affect the liabUlty of Guarantor under U:lis .Guaranty. A revocation Lender reoeives from anyone or more Guarantors shall n01
affect the liabnity of any remaining Guarantors under this Guaranty.
GUAflANTOfl'l;. AUTHORIZAnON TO LENDER. Guarantor authOrizes Lander, without notice or demand and without lasselllng Guarantor
Ih1blllty under this Guaranty, from 'time fa time: (A) to make one or mare additional secured or unsecured loans .to Borrower, to lease equipment or
other goods to' Borrower, or otherwise to extend additional credit to Borrower, (8) to alter, compromise, renew, extend, accelerate, or o1herwise
change one or more limes the time for- payment or other terms of the Indebtedness or any part of the Indebtedness, including increases and decreases
of th~ rate of interest on the Indebtedness;. extensions may be repeated and may be for longer than the original loan term; (C) to rake and, hold
securJty for the payment of this Guaranty or the Indebtedness, and exchange, enforce, w~lve, subordinate, fall or decide not to parlec!, and relsa~e any
such.,securlty,wlth or without the substitution of new collateral; (0) to release, substitute, agree not to sue, or deal with any one or more of Borrower's
sureties, end~rs,ers, or other guarantors on any terms or in any manner Lender may choose; (E) to determine how, YJh~n and what application of
payments and creqlts shall be, made on the Indebtedness (F) to apply such security and direct the order or manner of .s~Ue 1hereof, inoluding without
limitation, any nonjudicial sale permitted by the terms of the controlling security agreement or deed of trust, as Lender iir Us discretion may determine:
(G) to sell, transfer, assign or grant participations in all or any part of tile Indebtedness; and (H) to assign or transfer this Guaranty in whole or in part,
GUARANTOR'S RePRESENTATIONS AND WARRANTIES. Guarantor represents and warrants to Lender that (A). nd representations or agreements
of any kind have been made to Guarantor which would limit or quaJlfy in any way the terms of this Guaranty; (B) this Guaranty is executed at
Borrower's request and nol at the request of Lender; (C) Guarantor has full power, right <lod authority to'enter Into this Guaranty; (D) the proVisions
of this Guaranty do not conflict with or result in a default under any agreement or other instrument binding upon Guarantor and do not result in a
violation of any law, regulation, court decree or order applicable to Guarantor; (E) Guarantor has not and will not, withoLit the prior written consent of
Lender, sell. lease, assign, encumber, hypothecate, transfer, or otherwise dispose of all or substantially all of Guarantor's assets, or any interest therein;
(F) upon Lender's request, Guarantor will provide to lender financial and credit infOrmation in form acceptable to 16nder, and all such financial
information which currently has been, and all future financial information wh,ich will be provided to Lender is and wUl be true and correct in all material
respects and fairly present Guarantor's financial condition as of the dates the finl:incial information is provided; (G) no material adverse change has
occurred in Guarantor's financial condition since the date of the most reee.nt financial statements provided to Lender and no event has occurred' which
may. materially adversely affect Guarantor's financial condition; (H) no litigation, claim, investigation, administrative proceeding or simlla.r action
(including those for unpaid taxes) against Guarantor is pending or threatened; (I) Lender has made no representation to Guarantor as to the
creditworthiness of Borrower; and (J) Guarantor has established adequate means of obtaining from Borrower on a continUing basis information
r~garding Borrower's financial condition. Guarantor agrees 'to keep adequately informed from such means of any facts, events, or circumstances which
.might in any way affect Guarantor's risks under this Guaranty, and Guarantor further agrees that Lender shaH have no obligation to disclose to
Guarantor any infonnation or documents acquired by Lender in the course of its relationship with Borrower,
GUARANTOR'S FINANCIAL STATEMENTS. Gusrantor agrees to furnish Lender with the tollowing:
Annual Statements; As soon as available after the end of each fiscal year, Guarantor's balance sheet and income statement for the year ended,
prepared by Guarantor.
Tax Returns. As soon as available after the applicable filing date for the tax reporting period ended, Federal and other governmental tax returns,
prepared by a certified public accountant satisfactory to Lender.
All financial reports rsquired to be provided under this Guaranty Shall be prepared if! accordance with GAAP, applied an a consistent basis, and
certified by Guarantor as being true and correct.
GUARANTOR'S WAIVERS. Except as prohibited by applicable faw, Guarantor waives any right 10 require Lender (A) to continue lending money or to
EXHIBIT "A"
]'J 'sessollll! wOJ! SSefWJBLj J9Pue.l SPIOI <.j semUW~f.lU! ^'-It:lJl:II./ JU,Utl'JtJllt) '\tu..~tn't) ~!"44 JV"\ ""-H ~t:J~u~t:JfU! '-'t ,..,......I.'~...... .........~! ..............1-'1..'"
pUB S~U9JUI S.JOlUBJBn() SJD91J6J ^lIn, JBJBl'f'E)'f11-R ~~I,l~JBl'le SI4L'Pl 1,09dSBJ 'lIlIMliel,lJo~~ J1USJBn8 AQ peSI^pe eq 01 A11UnlJoddo
IB4 Set.{ JOlUBJBno ~II!UBJBn~ S!m J.O SWJ81 ern SPUBlSJ8pUn 1ilinj pue paeJS84 J01UBJBn'f) lam sgeJIle J84l..lnl JOlUBJlm'E) .uoneJ6alUI
1!,U8Al^~1J~L?d '0 "fl,eeMiJOWwP084l UI ~,pua1;^:q PlJ~#8oo. ueaq sell AlUe,JenD ~Jl,IJ. .eIUef\l",suuad JO lUI88MlIOWUJ90
I sMel 8LUpue Mel relape! L1l1M e~UBpJOOOe UI p&OJo,ua pUB_pan.qsu'oo 'AQ,-pauJ9A06sQ..II1M A1,uBJUng Sl\U. .Me, 6Ulu.iaAo~
'AluB1Bn~ SILU 10 SUOIS!^oJd
~UlIep JO l8JdlelUl at pesn eq 01 JOu e;Je pUB AIUO sesodmd' aOU81U9^U03 JO, 91'B ~BJenE> S!Lll UI s5u!pee4 uottdeo .s6UlpeaH uo!~CJe:J
'lJn08 eLflliq p8loa1lP eq 1iew se sael IBuOlllPpe 40ns pue
o 1.1000 lIB Aad lIBLfS OSI13 JOI1,JBJeng 'S60ll\1SS UonoanOO IU9w,e!pn!-~sod P81ed!0llUe liue pue 'sfBedde '(uollounful JO. IiBlS .:J1+l!woWa "ue elBOB^
,lpow o\'SlJOue 15uIPnloul) s5Ufpef;i~OJd AoldnJ)juaq JOj sesuadxe le6e1 pUB seej ,Sli9U10UB 5Ulpnpu! 'p'nsMBI e SI eJ9Lit lOU J9 Je41EtYt~\ sasuadxa
PUB see; ,SIiSUJOUE s,Jepusl epl110UI sesu~dxe PUE stSO:! "lueUJ8:Jl0,ue 48ns 10 sesuedxa pUB S~SOO eLll ABd lleLlS JOlUeJBl1p. pu~ 'fi4uBJen8
~010IUS dlBLf Ol aSia 8UoaWOS liad JO 9JI4 f.BW JSPU8l '~UE'J8nE) SI4l10 luaweoJOluB eL/l 41!M uOlloeuuo8 UI peJJn8ul :~~suedxe refj~l s,Jepual
ssal ,S;;'8UJOUB s,Jepuel 5Ulpn!:Jul 'sssuedxe pUB SlS08 S,JBPUBllo lie puewep uodn Aed o~ S8SJOe JOIUl!J~n8 .sasuadx3 ~saa:l ,SAaUJOU\i
.luewpuswB JO UO!tBJelI8 841 Aq punoq 10 pe15Jeq8 eq 0ll46nos SellJed_JO
i 94l,\q paufi[s PUB flUIWM Ul U8h!fi sselun e^ll::>8ue eq !lB4S AlUBJenE) 51410\ luawpuew8 10 10 U0l18J911B ON oAlueJenE:l~lJl Ul 411QP~S SJ8UBW
11 sa sewed s4l '0 ~ueW9sJ6e pue 6u!puetsJepun sJIlus a41 S81I1mSUOO 'SJuewnooQ pe1e168 liue L1l!M JeLll8501 'AluwenB SILl!. .Si~awpuaw'Q'
:^tu8113nE> S!4llo lied e aJB SUO!SIAOJd sn08uBlIeos!W 6UlMOl[Ol sLlI .SNOISI^Ol:::ld sn03N'Vl'3:JSIIN
Olin) uJ
j useq 8^,:!Lf ,{JuBlenE) SlLR uo 6U!MO SJ.unowe l/9lllun lOals liew Japuel se ewn 01 sWIl WO~j pSS!OJ~x.8eq ASW pue paLlS!l,!!wIPun8nu~uoq 11IM J8Mod
.,~~,(L.:P!OJ\., J~_ :~J9~,P!~~ 'P'I~^Uleq 01 J./noo !tue 1i_Q P194 eQ 1I134S es!oJsxe ljons Aue loU JO Je41sqM 'JaMed S411Sn9LIXe 0\ pewesp eq lI!M luew5pn[
UQ~ OJ. J8~Od',p~B ~UBJJ9M 6u!o6eJOI ,B':llIO eS!OJ9Xe SI~U!S ON .IOBUe U! Jeij~91eLf JO MOU "SMal UO!\dwSXS,lf9lo lUau8Q Slil"'pUB uOfln~xe'lo A'Ens
oj ~I.f6iJ mu s9~9M lcqu13Jen9 o1\SUJOUB JO JUBJJBM B SB IEU!filJo SLP anI ell Aresss09u eq 10UII!M U 'Ou!paSOOJd 941 ,'UI penJ uesq BAB4 '1IBLfS: 'p'^eP!UE
q peu!iai\ 'NUBJ~~ S\LIl JO ;;'do~ B n -J9edde 10 stLl6!1l1e a^lUM PUB 'SJOJ19 liB SS8&ISJ 01 pue 'l!ns 10 SJ.soo SOld see, ,s1\9W0J.1e 'snp .uBLll'lUnOure
@Ol fh,q:p.8'S Jepus," 10 Ja~!Jl.O ue ,.{q pau6!s ltAepwa us Aq peouePIAS ss ~uBJenE) SI4l 10 lunawa Pledun alp JOI JOJUSJBnE) Isule6B luew5pnf SS8JUO:)
IUB pJ009110 llnoo Aua Ul Je9dde Ol MB1+le.Aewoue liue S18Modw9 pUB seZlJOljlnB 1ilqeooAalJ! Aqele4 101U13JBnEJ ..1N3W90nr:lO NOISS3:1NO:J
'I\tUBJBn8
JepunSl4611 S1J 8OJOJUS pUB et\J8seld 'J~aJ18d 01 ere!JdoJdde JO JijBsSB09U swsep JSpUS, se SUO!PB Je~o 40ns a)!Bl 01 pUB SlU8wn::>op J9lpO lIOns
ISX8 OJ PUB SJ.ueWSl~JlS UOllUnulluOO PUB SlU8W81StS 5upueuy Sill pUB 81noex8 01 9Wn 01 awn WOJI 'J01U818n8 JO sweu eLfl UI 'paZ!J041ne '\qaJaL!
:lPU81 PUB 'sgeJ6U..l.OlUt;lJ.enE) .JepUSl 01.peJ8Al1Sp eq 118L1S pUB~UBJel"1$ S!LIl 0ll:l81qns Sle ewes e4l1elH pue58J 13 4HiVl pe)!JeUJ8g .UB\.,lS J01UBJen8
9MOlJ0810 suoll96Uqo JO ~lqQP ^UB 6UpU8PIA8 J8lJeeJeLj JO MOU Sj.uewQB_J6E UPl?Jp JO sSloU };us 'slssnbaJ os JepUs1 U osseupelQ8pul 8lU 10 JSpU8{
E:l1 UllU9W"Bd .,lInJ JePU81 Ol tiulJnSSS J.O esodmd e4110J ^IUO S^1l09Ue f;lq lIe4s luawuBlsse Lpns 1~1 'J9AaMOLlpePI^01d :J9MOJJOa ,qIiOldnJ)juBQ
~JSn.Q JO e9uB!SS13 ,{us lsuIs6e JO J8MOJJ08 lSl,I!eBe 9Jln~lO~ JO 8hell-^ew l! LfO!lfM SWlelO lie JepU91 Ol Wjsse f.qaJ84 seop JOlU91ens oJepU81 OJ
VlOJJoa J.O sssupslQapUI.aljl Ol Jepu81liq pandd13 JS1Y,eq.1I9L1S pue JSpU8l 01 Pled sq neljS JOlUBJenE> pue J8pU811.f1oq ~o SWIBlo aI.flIO.luew~Bd eLll 0,
eendele J9MCllJOS '0 SlBsse 81.f1 'SSlMJ9LAO 10 'UOflBPlnbtl hlBlUnIO^ li.q. 'SJOJ!peJ~ 10 P'J8U9Q BLU JOj lU9WuB!SSB UB liq :'Aoidru>jueq 45noJLll 'J8MOJJ08 10
;SB aL(l JO UoP8P!nbtlluenbesuo~ PUB ,\:)u8^fOSU! 10 lusi\8 eln UI oJ8MOJJOg ISUfe69 6A811 J8ijeeJ8L1 JO. MOO '\BW J8pu&1-JBlll ,WISP "US 01 'lBAeoslEl.{M
1:)09 !tUB uedn 'J9MO.uog Jsu!e5e SABL! liew 10luB1Bn9 W!e18 '\UB sSIBUfpJoqns AISSeJdx8 ,(q6JElLl' 10lUBJens OIUS^lOSU! sewonaq JeMOJJog
JO JeLlI9LfM 'JeMOJJog lSUle5e 8J!nb8e J8Jj.ee,J8Y 10 8^e4 MOU '\ew 101UB,l13nE) lBLU. W1elO IiUB 011O!18dnssq lIeL!S 'pel~,liIJp Je>>e9Je4 JO OU!1s!xe
la4lB4M 'lapua, 0\ JaMOllOS 10 ssaupalqaPUI aLll j9L1l saa,59 JOIlJ1lJan8 '1l0J.N'o'Il'o'nn OJ. SJ.830 S,H3MOIlIl08 ~ONOIJ.'o'NlaIl08nS
'!.:lu81BnE) S!4l10 SUlJe~ 941 Japun saMO J01UBJBn91BL/M Aed 01
10000e ssslJl Ul SPUnl BLll ^Idde ABW Jepus1 pus'uns,ap B -Sf; e18Lfl II spunJ esaLfl PI04 Cl1 'Mel 81q8olldde liq p8R!WJsd lualxe .aLll Ol 'lapual SeZ!JOlnnl?
JeJBnE) "MSI Aq P9UqILlOJd eq PlnoM HOles L10!LlM JOj slun080e lsnJ~ liul! JO 'S\unoooB 4608>1 10 'i811iUB epnpu! IOU S80p S!LIl 'leAeMOH 08ml"j 941 ui
10 ABill J01UBJBflE) SlunoooB lie pue eSJe_,~uoawos 41!M AllU!of SPIOlll0lU8JBnE) sJunoooe lie sapnpu! SlLll '(luno:Jas .JB410 ewos JO'S15uJ^es '5uPPS40
84M) lepuel 4IIM SlunOOOB S,1OUJBJBn.~J{B Uf UOlSS JO l4ll!J e sal\1aS8J_JSPU81 'Mej elqeo!ldd13 liq peu!wJad luatxa 9L1l ool .::I::IO.13S:lO J.H~1l:l
'''Ollod ollqnd JO MBI ,\q pBlllWJad lUB1X8
I 011ilUO e^ll08ue sq 119L1S J8^!EM LIons '!.:ollOd ouqnd JO M81 8tQso!lddE I\ue Ol hl8JlUO~ aQ Ot pauluuslep S! Je^leM LIons };UB U 'MBI JO t;O!lod 8!lqnd
(reilUO~ 10U pUB SIQ'9UOSeel SJe S19^!BM SLIl'ssoUBlSWnOJ!O 8L11 Jspun 'lBLn puE s80uenbasuoo puB 8oue81p.uD!G S~I JO 86paIMOU>t unl S,10lUBJenB LlI1M
J S! '8^CXft! LUJOI les SJeA!UM Slfl JO 408& ll3l.U seeJ6e pue SlUE'J1BM 101UBJSnE) .SH3M'dM OJ. .103dS31::1 HJJM EJNlaN~l.Sl:i3aNn S,I::::IOl.NV1::l\fn~
" , o41oq JO 'JOIUBmn 8
1 'laMoll0S aLfl Aq p8l1ass-e aq A'BW ILl6p JO puawsp 'W!SP LIons J84164M 'lLI6p Jel!wls' JO luewdnoOEu 'puswap J81Un08' 'W!1aIOlaIUnoo 'J.I0~8S
.1l!elO hUB Jo).1iluwenE) SILll Jspun pealUB1'enO 1unowe 8L1{ Ol sU<;luonpep liue 8Wn Aue 18 WISP JO lJ8SSB OlloU se9J6B pue S8h!BM JelllJnJ JOlUBJen8
'AluEJen8 S!LllIO IUeWaOJOJU8 SLll)O e.sodmd
Ill01 ~edun p91SPlSUOO eq lIeLlS ssaupalQepUl 8t..n 'SJ01Q9P !o jallSJ SLit 101 Mel JO Mel kndnl>1ueq 8lBls JO IIHepal liu8 Japun uosJad JSnW!S AUB
JO !.:otdnl)fueq U! B91SnJl S,J8MOJJOS OlluawAed lBlJl jO lunowe 8lU l!WaJ 01 paOJOI SI JSPU8l JaijeaJ8l/l pUB ssaup8lqapul 8lp UO '};verl PJ!41 Aue '\q JO
S!MJS410 10 ^!lJ81UnIO^ J84lBLlM 'J9MOlJOSli.q spew SI lUaW^OO,1 osseupalqapul 81.{l fO eouewJOjJed pUB luaw^ed IBmoe ueLll JaLflO ,\J!nba U1 JO MBI re
01UBJBn6 Ot uah!fl sesu81ep Aue ~} JO :SUO!lB1IWlllO elnt~S alq130lldde '\U13 Aq p9J1'aq 10U S! 40!4M J8PU81 01 JBMOJ10S )0 sS8upelqapul OU!pUB~Slno
alBL(l 'peouawwo~ SI J01UeJBnEl lsulB6e J8pUS' li.q lLlonolq llns 10 UO!l:lB !tue eW!l Aue Ie i! 'SUOn81!W!l JO 81"lB1S IiUB. (3) :ssaup8lQapul 8tll
'1IBJaISllo:J liue 10 lUeUU[Bdwf p8lmsnfun JO S!S13q SLU uo sS9upelQ8PUl 84110 s6J8LfOSlP W!BIO OllLlElp '\ue (a) ~sseupalqapul 84l jO 'JapU81 re6el U! !lnJ
luew};sd UBLIl J8410 '18AaOS1E'LlM ssne:J 1iue wOJj.1il!l!qsJI $,J8MOJJ08 10 uoneSS6:J 84110 uosesl Aq 10 'uosJad J94l0' AUB 10 JO 'JOlUeJsn5 J8L110AuB 10
IMOJJ08 10 esualsp J8410 JO AllllqeslP Aue (O) :ssaUpE!lqapul 941 BU16JB48SlP JO '6u!^I!lBnb 'OUll!W!l MBI ,\ue JO UOSB8J '\q JaHns '\BW JOIUeJen8slLJ5jJ
SSOI lius 'uoJ1.e~!WIl ,n04l!M 6uIpnpul 'l!.JSW8smQW!SJ JOI J9MOJJ08 lsure5e pSSOOJd Ol SlLl5p S,JOIUBJenO JO Sllj6p uone50Jqns S,101uEJen8 SpS:l1e
SJ9^p8 9s!MJeLllO JO sAOJtsep 4ot4M JapUel Aq sS!p8weJ }O UOj:l::>818 Aue (S) ~alBs 10 18Med e .0 esp18x8 Aq 10 ^lIe!O!pn[ JaLll!8 'ualloB aJnso188JO) liue
) UOlle'rdwoo 10 JuaW80uawwoo s,JapuBl JeUe 10 sJojeq 'JOlUB1BnE) JsuleBB ',\oua!O!lep JO) W!eIO e 5UlpnlOU[ 'UO!lOB Aue 6u{5u[1q WOJI JSPUallU9^8Jd
w 40lLlM Mel J91.110 Aue .JO Mel .fiOU8!OUSP-jlU8. 10 uUOlloe euou ;;UB (V) 10 UaSESJ '\Q 6u[s[Je S8SU6~ep JO SN5p ne pUB Aue S8^!eM OSle JOlUBJBn8
016^eOSleLlM Je~ew
re 01 :psdsSJ Lll!M 'aWllliue re JO 'pup!IiUB'IO UO!SS!WO JO lOa Aue l!WWOO 01 (8) 10 :19MOd S,lspuel Ul41!M ^peW8J J8t.UO lius ansmd 01 (=,) ~8po8
lloJewwoo WJoJ!Un 8LU 10 SUO!Sl^OJd e[qeollddB J84l0 Aue L1l!M Aldwoo' 01 JO JeMOJJog W01] JSPUSl '\q PIS4 ti:\pnoes ,\lJsdOJd leUOSled 10 eles s1"e^pd
) Ol1Qnd Aue jO e~eld pue 'awn 'SWJa1 eLll JO eo~ou 8^ID o{ (3) :uosJed J8410 '\ue JO 'JOlU8JSn6 J8410 Aue 'JaMOJJOS WOJI Jepue1 Aq PI84 leJ81B1l0:) liue
ineLfxe JO ISU!eBe ^n::laJ!p peaooJd 01 (a) :10lUeJen5 J64l0 Aue 10 J6MOJJ08 DUJpn[OUI 'UOSJsd Aue lSU!eCe 8:lUO lB JO AIPSllP pee80Jd OJ JO luaWAl?d
011..l0S8J Ol (O) :suOlleO\lqo JO SUBOlleuo1UPpe JO Meu ).0 UO!lBSJO eLl~ 41!M uouoeuuoo ui JO SS9up81qapul eLl1 Lll!M UO!loeuuoo u1 J01UeJenC J84~O. JO
eSlOpue '^tams };ue 'JSPU8l 'J8MOlJog JO lJed 841 uo UO!l::>euou JO UOll8B AUB JO 8:lll0U JO 'leJe~ell08 Aue 01 palEjeJ luewAeduou ''\ue jO JO sseupalqapul
II.f1 10 Iuaw,\eduou Aue )0 e:l!lOu 6Ulpnl:JUl 'PUI)! liue JO 88!10U 10 'puewsp 'lS810Jd 'luaWIUeS8Jd '\UB 6)!EW 01 (8) :J9MOJJ08. 01 llPSJO J9lnO pU8,xe
6ed
(panU!lUO:l)
Al.N\1l::1\1n~ 1\1I:ll::l31/111/110:l
COMIII1ERCI;o;C' GUARANTY
(Continued)
Page 3
representations and agreements of this paragraph,
Interpretation. In all cases where there is more than one Borrower or Guarantor, then all words used In this Guaranty in the singular shall be
deemed to have been used in the plural where the context and construction so require; and where there Is more than one Borrower named in this
Guaranty or when this Guaranty Is executed by more than one Guarantor, the words "Borrower" and "Guarantor" respectively shall mean all and
anyone or more at them. The words "Guarantor/ "Borrower,. and "Lender" Include the heirs, successors, assigns, and transferees of each of
them. If a court finds that any provision of this Guaranty Is not valid or should not be enforced, thet tact by Itselt will not mean lhallhe rest of this
Guaranty wnl not be valid or enforced. Therefore, a court will enforce the rest of the provisions of this Guaranty even If a provision of this Guaranty
m'ay be found to be Invalid or unenforceable. If anyone or more of Borrower or Guarantor are corporations, partnerships, limited liability
companies, or similar entities, it is not necessary for tender to Inquire into the powers of Borrower or Guarantor or of the officers, directors,
partners, managers, or other agents acting or purporting to act on their behalf, and any Loan indebtedness made or created in reliance upon the
professed exercise of such powers shall be guaranteed under this Guaranty.
Notlcea. Unless otherwise provided by applicable law, any notice required to be given under this Guaranty shall be given In writing, and shall be
effactiva wl1en actually dalivered, whan actually received by telefacslmlle (unless otherwise required by law), when deposited with a nationally
recognized overnight courier, or, If mailed, when deposited In the UnIted States mail, as first class, certified or registered mail postage prepaid,
directed to the addresses shown near the beginning at this Guaranty. Any party may change its address for notices under this Guaranty by giving
formal written notice to the other parties, specifying that lhe purpose 01 the notice is to change the party's address, For notice purposes,
Guarantor agrees to keep Lender informed at all times of Guarantor's current address. Unless otherwls$ provided by applicable law, if there is
more than one Guarantor, any notice given by Lender to any Guarantor is deemed to be notice given to all Guarantors.
No Waiver by Lender. Lender shall not be deemed to have waived any rights under this Guaranty unless such waiver is given in writing and
signed by Lender. No delay or omissIon on the part of Lender in exerciSing any right shall operate as a waiver of such right or any other right. A
waiver by Lender of a provision of this Guaranty shall not prejudice or constitUte a waiver at Lender's right otherwise to demand strict compliance
With that provision or any other provision of this Guaranty. No prior waiver by Lender, nor any course of dealing between- Lender and Guarantor,
shall constitute -a waiver of any of Lender's rights or of any of Guarantor's obligations as to any future transactions. Whenever the consent of
lender Is required under this Guaranty, the granting of such consent by Lender in any instance shall not constitute continuing consent to
subsequent Instances where such consent is required and in all cases such consent may be granted or withheld In the sole discretion of Lender.
Successors and Assigns. The terms of this Guaranty shall be binding upon 6uarantor, and upon Guarantor's heirs, personal representatives,
successors, and assigns, and Shall be enforceable by Lender and its successors and assigns. .
DEFINITIONS. The following capitalized words and terms shall have the following meanings when used in this Guaranty. Unless specifically stated to
the contrary, all references to dollar amounts shall mean amounts in lawful money of .the United States of America. Words and terms used In the
singular shall include the plural, and the plural shall include the singular, as the context may require. Words and terms not otherwise defined in this
Guaranty shall have the meanings attributed to such terms in the Uniform Commercial Code:
Borrower. The word "Borrower" means Performance Freight Systems, Inc., and all other persons and entities Signing the Note in whatever
capacity .
GAAP. The word "GAAP" means generally accepted accounting principles.
Guarantor. The word "Guarantor" means each and every person or entity signing this Guaranty, including without limitation Paul F. Timmons.
.:i Guaranty. The word "Guaranty" means the guaranty from Guarantor to Lender, including without limitation a guaranty of all or part of the Note,
Indebtedness. The word "Indebtedness" means Borrower's indebtedness to Lender as more particularly described in this Guaranty.
Lender. The word "Lender" means COMMERCE BANK/HARRISBURG N.A., its successors and assigns.
Note. The word "Note" means the promissory note dated March 29, 2001, in the original principal amount of $200,000.00 from Borrower to
Lender, together with all renewals of, extensions of, modifications of, refinancings of, consolidations of, and substitutions for the promissory note or
agreement.
Related Documents. The words "Related Documents" mean all promissory notes, credit agreements, loan agreements, environmental
agreements, guaranties, security agreements, mortgages, deeds of trust, security deeds, collateral mortgages, and all other instruments,
agreements and documents, whether now or hereafter existing, executed in connection with the Indebtedness.
CONFESSION OF JUOGMENT. GUARANTOR HEREBY IRREVOCABLY AUTHORIZES AND EMPOWERS ANY AlTORNEY OR THE
PROTHONOTARY OR CLERK OF ANY COURT IN THE COMMONWEALTH OF PENNSYLVANIA, OR ELSEWHERE, TO APPEAR AT ANY TIME FOR
GUARANTOR AFTER THE AMOUNTS HEREUNDER BECOME DUE AND WITH OR WITHOUT COMPLAINT FILED, CONFESS OR ENTER JUDGMENT
AGAINST GUARANTOR FOR THE ENTIRE PRINCIPAL BALANCE OF THIS GUARANTY AND ALL ACCRUED INTEREST, LATE CHARGES AND ANY
AND ALL AMOUNTS EXPENDED OR ADVANCED BY LENDER RELATING TO ANY COLLATERAL SECURING THE INDEBTEDNESS, TOGETHER
WITH COSTS OF SUIT. AND AN AlTORNEY"S COMMiSSION OF TEN PERCENT (10%) OF THE UNPAID' PRINCIPAL BALANCE AND ACCRUED
INTEREST FOR COLLECTION, BUT IN ANY EVENT NOT LESS THAN FIVE HUNDRED DOLLARS ($500) ON WHICH JUDGMENT OR JUDGMENTS
ONE OR MORE EXECUTIONS MAY ISSUE IMMEDIATELY; AND FOR SO DOING, THIS GUARANTY OR A COPY OF THIS GUARANTY VERIFIED BY
AFFIDAVIT SHALL BE SUFFICIENT WARRANT. THE AUTHORITY GRANTED IN THIS GUARANTY TO CONFESS JUDGMENT AGAINST GUARANTOR
SHALL NOT BE EXHAUSTED BY ANY EXERCISE OF THAT AUTHORITY, BUT SHALL CONTINUE FROM TIME TO TIME AND AT ALL TIMES UNTIL
PAYMENT IN FULL OF ALL AMOUNTS DUE UNDER THiS GUARANTY. GUARANTOR HEREBY WAiVES ANY RIGHT GU,\RANTOR MAY HAVE TO
NOTICE OR TO A HEARING IN CONNECTION WITH ANY SUCH CONFESSION OF JUDGMENT AND STATES THAT EITHER A REPRESENTATIVE
OF LENDER SPECIFICALLY CALLED THIS CONFESSION OF JUDGMENT PROVISION TO GUARANTOR'S A lTENTION OR GUARANTOR HAS BEEN
REPRESENTED BY iNDEPENDENT LEGAL COUNSEL.
GUARANTOR ACKNOWLEOGES HAVING REAO ALL THE PROVISIONS OF THIS COMMERCIAL GUARANTY ANJ)GUARANTOR AGREES TO
ITS TERMS. THtS COMMERCIAL GUARANTY tS OATED MARCH 29, 2001. THIS GUARANTY IS GIVEN UNDER SEAL ANDir IS INTENDED
THAT THIS GUARANTY IS AND SHALL CONSTITUTE AND HAVE THE EFFECT OF A SEALED INSTRUMENT ACCORDING TO LAW.
GUARANTOR:
X \)l.,-~'...
Paul F. Timmons, tndlvidually
(Seal)
"'-lid UlI'J'tll ::I.oIwa\~IMoI_III\~1o< ..0:1' ........MoIloIfl~bllIV .11Illt.t8!l....""....:JMrollCrglll...^..~~O'YI'l"I.ol.fi.ll.llotl~OWdwa...,1
I
~ M!:,1/J((/tl..c! 10 alBlS aUI JOI}?' UJ Ollq~d "'BlON
--l7?11!~/(/1f19?Y!
o:;sm1WN :1) UOll~P']SSV ~lUB^I/\SUIH~d 'jgqwr"V'l
f8~;:; J;ElV'J sa~jd;.:.:l UO!SS!lUUIO~) ^~'\j I
. fquno~) )POA '''dM.L )PDA
\ O!lqnd MelON ',.pU\;' .../ !.41e)l I
1.___._~~e:_I.~~~~___-1
"leas leloUj.o pue pueLl Aw Jas OlUnaJ8111 ',09J9LiM ssaUl!M UI
'peU!ElUOO
UjaJ84l sesodmd a41 JOt ewes alU p61noexe ells JO 84 tel.n pe5pelMou>!oe pue 'lueWnJlSU! U!4l!M e41 oJ paQP::.JsqliS S! eweu eso4M uosJad 6t.H 8Q OJ
(uaAOJd /I"JOIO'IS!l~ JO) aUl O;,rMOU~ 'SUOUJUlI.J. 'd Ined pOJ,add, -'lleuoSJ9d 'o!lqnd "'BlON paU6!SJ9pUn a41 '
)d7)l-[~./. )t, Yf97}1 aUl 9JOIoq 'j7i Dc' [,/ 7/1111l 10/l,P , -WiJ'e a41 'S!Ul uo
( YN!\
SS (
(
dO A.lNnO:J
ItINIt^'ASNN3d dO H.l1lt3MNOViViO:J
l.N3V11E>a31MON)lOV' lV'nal^laNI
1> aBed
(panU!JUOO)
^l.NV'~V'nE> lV'IOl::f3V11V1100
VERIFICATION
I, ANGELA A. MASSER, have read the foregoing document and verify that I
have the authority as a Vice President of Commerce Bank/Harrisburg, N.A. to make this
Verification on its behalf and that the facts set forth therein are true and correct according to the
best of my knowledge, information and belief.
I understand that any false statement made herein is subject to the penalties of 18
Pa. C.S.A. 94904, relating to unsworn falsification to authorities.
~i/~~A/
DATED: December tf ,2003
386376v)
M::~:-'
r'--'-"
...~.~
~1
C)
1"'1',
-::>0
:s,.
::c:-~
-
~
(\
'""""-
^ ('\ ~
~
-.
_. '" ^
-:,:
-L:. ",\1 VI
\.f ...s:-, f'.,
'--t
-<'
1I
~~
r-
r'1
o
"-
:.....;
~
.....N:\
.~
J_~~
,,':.
:i~ ~-
~
n
~ii~;:
~~
(j:..
'c
.:-:
c'"
COMMERCE BANK/HARRISBURG, N.A.,
Plaintiff
IN THE COURT OF COMMON PLEAS,
CUMBERLAND COUNTY,
PENNSYLVANIA
v.
--
Docket No. 6 ~ _ (,") 1 ') 0, J ,I !e.rlll
PAUL F. TIMMONS,
Defendant
CERTIFICATE OF RESIDENCE
I hereby certify that the address of the Plaintiff and the residence of the Defendant
are as follows:
Commerce BanklHarrisburg, N.A.
100 Senate Avenue
Camp Hill, PA 17001
Paul F. Timmons
1465 Hillcrest Court
Camp Hill, PA 17011
Respectfully submitted,
",/p~
Lloyd . Persun, Esquire
Sup. t. I.D. No. 10139
Mette, Evans & Woodside
3401 North Front Street
P.O. Box 5950
Harrisburg, PA 17110-0950
(717) 232-5000
Attorneys for Commerce BanklHarrisburg, N.A.
386378vl
o
~
<-
'"Oil'
D)L:
~f:'
:-....
~[,
~
C';
r.,
;::J
"
'':',
t'2.
Iv
COMMERCE BANK/HARRISBURG, N.A.,
Plaintiff
v.
IN THE COURT OF COMMON PLEAS,
CUMBERLAND COUNTY,
PENNSYLVANIA
Docket No. b''J -l---;)1 S C\ ", I~t'''
PAUL F. TIMMCN"S,
Defendant
CERTIFICATE OF NON-MILITARY SERVICE
I, Angela A. Masser, as a Vice President of Commerce BanklHarrisburg, N.A., do
hereby certify that to the best of my knowledge or information and belief Paul F. Timrrms, the
Defendant, is not a member of the Armed Forces ofthe United States of America.
/itloL~
4~g~4f4lM)
386387vl
o
~:
lJe.'
~~J
""-~ \
C<:
-c:::.
f-:~ i'
:~(
'~~":;' ('
.....-'.-
:;~
-<
C::'J
c-
:,
.1
'f;
\......'
~
f..;.
v.
IN THE COURT OF COMMON PLEAS,
CUMBERLAND COUNTY,
PENNSYLVANIA
Docket No. b3- Cc"Jl) - OJ" ~.,.r
COMMERCE BANK/HARRISBURG, N.A.,
Plaintiff
PAUL F. TIMMONS,
Defendant
NOTICE OF ENTRY OF JUDGMENT
TO: Paul F. Timmons
1465 Hillcrest Court
Camp Hill, PA 17011
You are hereby notified pursuant to Rule 236 of the Pennsylvania Rules of Civil
Procedure that Judgment has been entered against you in the amount of $7,244.20 plus interest
accruing at the rate of nine and one quarter percent (9 y. %) l2IT annum from July 29, 2003,
additional attorneys' fees and costs incurred after July 29,2003 and all costs of this action.
/).. ~Zl 63
(~-J:I;' f( 0 c/ ~ oJ
Prothonotary ofCumberlan<1County
386379v1
o
~~
~~,
iJ\::"
n-:r:
~t:.
U) .
~l..
~!?: (
~~C
)>C~
-/
::2
(",'
1
".0
fy
10
COMMERCE BANK/HARRISBURG, N.A.,
Plaintiff
IN THE COURT OF COMMON PLEAS,
CUMBERLAND COUNTY,
PENNSYLVANIA
Docket No.
vJ-
/
(p37(,
, ~
~
v.
PAUL F. TIMMONS,
Defendant
CONFESSION OF JUDGMENT BY COMMERCE BANK/HARRISBURG, N.A.
AGAINST PAUL F. TIMMONS
Pursuant to the authority contained in the Warrant of Attorney, a copy of which is
attached to the Complaint filed in this action, the undersigned appears for the Defendant and
confesses Judgment in favor of the Plaintiff and against the Defendant in the amount of
$1,508.84 plus interest accruing at the rate of eight and one-half percent (8 Y, %) l2IT annum
from July 29,2003, additional attorneys' fees and costs incurred after July 29,2003 and all costs
of this action.
Respectfully submitted,
~/?~
Lloyd . Persun, Esquire
Sup. t. LD. No. 10139
Me e, Evans & Woodside
3401 North Front Street
P.O. Box 5950
Harrisburg, PA 17110-0950
(717) 232-5000
Attorneys for Commerce BanklHarrisburg, N.A.
appearing herein as Attorneys for Defendant
386384vl
c.....:
~,....
S}
Cl
c
?E:,
-":.1,'
rn
Z',-
:>':\.
(;.'
-",
~\.
-....
Z'
7S:
,
3.
.'J.
,",
\.:.>
---.'
i')
-
u....
COMMERCE BANKlHARRISBURG,
N.A.,
v.
PAUL F. TIMMONS,
Plaintiff
Defendant
TO THE PROTHONOTARY:
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY,
PENNSYLVANIA
No. 03-6375 Civil Term
PRAECIPE
Please mark the judgment in this case satisfied upon the Defendant's payment of the
docket costs.
Date: June 17,2004
401076v1
(:-oy~ I;~,J
loy R. Persun, Esquire
I.D 0.10139
tte, Evans & Woodside
3401 North Front Street
P. O. Box 5950
Harrisburg, PA 17110-0950
(717) 232-5000 - Phone
(717) 236-1816 - Fax
Attorneys for Plaintiff
"
\..~ -'
C)