HomeMy WebLinkAbout03-6376
COMMERCE BANK/HARRISBURG, N.A.,
Plaintiff
IN THE COURT OF COMMON PLEAS,
CUMBERLAND COUNTY,
PENNSYLVANIA
v.
Docket No. (') ~ - G :2, 1 ~
~~
PAULF. TIMMONS,
Defendant
COMPLAINT IN CONFESSION OF JUDGMENT
AND NOW, this
I- ~ay of December, 2003, COMMERCE BANK!
HARRISBURG, N.A. files the following Complaint in Confession of Judgment against PAUL F.
TIMMONS:
1. Plaintiff is Commerce BanklHarrisburg, N.A., a national banking
institution with offices at 100 Senate A venue, Camp Hill, Pennsylvania 1700 I (the "Bank").
2. Defendant is Paul F. Timmons, an adult individual residing at 1465
Hillcrest Court, Camp Hill, Pennsylvania 17011 (the "Guarantor").
3. On or about May 17, 1999, Guarantor executed and delivered to Bank a
Commercial Guaranty, guaranteeing and agreeing to act as surety for the payment and
performance of certain Indebtedness and obligations of Hi Performance Leasing LLC (HPL) to
Bank. A true and correct copy of the Commercial Guaranty is attached hereto as Exhibit "A"
and made a part hereof (the "Guaranty").
4. Entry of Judgment by Confession is not sought in connection with a
consumer credit transaction.
5. The Bank has not assigned the Guaranty.
6. The Bank has not entered judgment on the Guaranty prior to filing this
Complaint.
7. The Indebtedness owed by HPL to the Bank was not paid when due and
was in default. HPL failed to pay the Indebtedness.
8. The Bank demanded that Guarantor pay the Indebtedness owed by HPL to
the Bank. Guarantor failed to make payment as demanded by the Bank.
9. The total amount due under the Guaranty as of December 1,2003 is
$1,508.84 plus interest at the rate of eight and one-half percent (8 Y, %) per annum from July 29,
2003, additional attorneys' fees and costs incurred after July 29,2003 and all costs of this action.
Interest continues to accrue at the rate of eight and one-half percent (8 Y, %) l2IT annum from
July 29, 2003.
- 2-
WHEREFORE, on the basis of the confession of judgment clause contained in the
Guaranty, Bank hereby demands Judgment in favor of Bank and against Guarantor in the amount
of $1 ,508.84 plus interest accruing at the rate of eight and one-half percent (8 Y2 %) per annum
from July 29,2003, additional attorneys' fees and costs incurred by Bank after July 29, 2003 and
all costs of this action.
Respectfully submitted,
Q-.-.'
/;J
.~ A I /. ..~""
. Persun, Esquire
Sup. t. I.D. No. 10139
M. e, Evans & Woodside
3401 North Front Street
P.O. Box 5950
Harrisburg, PA 17110-0950
(717) 232-5000
Attorneys for Commerce BanklHarrisburg, N.A.
COMMERCIAL GUARANTY
Referenon In U. shaded lU't& are lor Llnder'a UH cny and dO ItDt UrnIt tIw ~ of.. dlXUnent to MY parUc\W 101m or Item.
13orrower: HI Pwfol"R'llnce Lenlng, LLC (l1N: 2S182909S)
34 BoWman Road
York, PA 17404
Lender: Cotmn.-ce .....MiItrf.burg, Hatfona( obloclatlon
Main on~ cost center
P.O. Box IIH
100 Senate Avenue
CIImp Hill. PA 17001-8519
Guarantor: Pertol1\'Ulnce Freight Sy.terns. Inc.
34 Bowman ROId
Yorfc, PA 11404
AMOUNT OF GUARANTY' ThlI '-.. QlUlflnty 01 paymMt of 100.000% of thIl Note,lntIudlng wIthoUt IImlta60n the princlPlll Nole amount of On
Hund~ FtllMn Thouund & 001100 Don.... ($116,0??..oo).
GUAAANTY. For good ..,d valUlbl1 conIlc:teraUon, Performance Ftelght SyMerna. loe. (.Quaranta....) abIolutelyand uncondlUanall'
pUlI1II\ttriet'lnd prom.... to p.y to CtKnl'lWCtI BankJlian1lburD. NltIonal, AdoClIatIOh (-lAnd"-) or 118 order, 1n,ItgaIJenderof t~ Unn.
SlIItet of ,,"*ICI, 100.000% of the Inclebt.dn"l (II that twml*:&nned billoW) of HI Ptlrtarm.ne:tl"lAulng,.LLC (-l5orrower") ,,"0 Lender or
thl t.rna..,d condftl,ont..1 forth In th~ GUM'IInty. Quarantor.... that Lend., In ItII sate dIIcntIon, m.y,dlUnnlne which portion 0'
Borrowtr'e tndetDdntlll to' Lender" COVWM:I by QUlrantor'_ pwcenag. gUlnnt)'.
De.F1NfT1~NS. The following words shall heve Ihe following n'lIiNlnJngs When undln this Guaranty:
Borrower. Tht word -Bom7Ntr" mEl8f'l8 HI Perlormanoe Leui'Ig, LLC. .
Guarantor. Th8 word "GUlrantor" meant,Pertonnance Freight Syaterrs, 100..
Gu....nty. ThI word -Guaranty- means this GUlranty rnadlby_Guaranb:lr lor \he beneIlI of lMlderda1ed May 17, 1999.
I~n..', The word -lro<hlbbfd,lf8as' means the Nole, iVlIudIng Ie.) all prtnclpal, (b) an 1ntIres1, (e) a1ll1ta dw'geI, (d)a111oan lees and
loin chargee, and (e)" ooIItoIkin ODSts and expenna hllatlng mthe Note or to atIY ooIIIteraI lot the 'NOlI, CoIIecb1 costs end expenses
include Wfthout IPItaDDn all of ~I attorneys' fNII end l.InOer'l legal Upenhl. whether,or not luit" 1naUluted, and atlDrTl8y8' fellS and legal
expenIe' lot bimkruptoy proceedlngB. llhoIucfIng efIotts to modIIy 01' vacate arfIJ automatic atay or In:Iuncllon), '1pIiMI8, Ind all)' anticipated
poet-jUdgment cDllectlon aeMc8l,
Len.. The Word "Lend.r" means COmmeroe BanklHarrlaburg. N.tIonal AnocIaUCn, Its eUOOMSOrl WlCIaulgns,
Noll. Th9 word -No"" means the prornISaory nett or Ofedft ~ dated May 17, 1999, In the original principal bmount Q
$115,000.00 from Borrower to Lender, together with all renewal. of, extenelons of, ~ of. reftnanclngs of. COr'Illolldatlcnfl 01, and
sUbatltutklns lor the promIeSOf)' nott Of agf""""",
Atlated Docum.,ts. The wordQ; "Rele.t&d Oocuments" mean end lncIucie without IlmIIatlon aI prormsaory noteI. eredlt agreements, loan
Bgr8fImlJntt, ilnYfrann'lintellgr~, guanmtIn, aecurfty a~. mortgagas, deeds.of ftult. and aU other 11IIbUnents, .greements end
dacurnents, wheIh8f now or hfiuftef exIlt1ilg, executed f\ cor'ln8Ctk:In with tho Indsbl8drten,
MAXIMUM UA8IL1TY. The maximum IllbUlty of Ou.r.\tor under tI.... Guaranty IhaII not exCMd II: MY one tlma 100.DOf)%-ofth" amount of the
h,debl...dl.... dHet1bed above., plus If' COt:ts and upenui or- (I) ..Iklol ~,~1( or thlt: Guanmty and (b) aoIfectIon and' MI. 01 any collateral
lecurlnlilthllo.ulI'II'Ily.
1heabovellmltatlon onJlablllty \I not. restrlcllon on lh81ll'nOU'lt 01 the lnd8bt8dntBs of BorroWer to Lender e1lh8r In thelggregat9 or at any one time.
1ILtnd'1Ir presentty hOlds 0I'llJ or tOOte guarantIeS. or I1eruft8r reot1ve8 adCJfftana/ gu&nU1ttes.tram QtI8,rsntoI', the rfgtUI of.1.end8r under aU l1U8rantJeS
llha\l be curnulltIVe, ThIs Guaranty shall not (unless specificaliy provided below to the contrary) affect Of bwllldate MY auch athef guatanlle8, The
IJebl1ty of GlIItanltlr wl1 be the aggregate I1abIlIty of GuerInto!' \Wier the terms of thIa.GuaranIy.and any such oIher ooternWlldad gusranUes,
NATURE OF GUARANTY. Guaranterlntsnd. to ,guaranteElat all times tht pertonrenc:e ftnd ~ payment when dUe, WhBIhar at maturity or earller
by reuon of accelec'ltlon ot olhetwlla, olin Irdebtedoas. within the limits ut forth ....th. precedlng uctian of thle Guaranty.
DURATION OF GUARANTY. ThIs Ouaranty-wll take effeoI when reCeIved by LtncIer wfIt10Ut the necenfty of any acceptance by Lender, or any notice
to GUlll'antor or to:Bmower, and wBI contInu8ln IlJllorclt unlII an Indibtedneal sheI have been funy BI'IClIk\aIIy pakt'and l81kfied'and aD other
obIlgaliorls d GuarantOr under this Guaranty nU have beenperlormed In f~. Aeltue of IIl1Y oIher gueran10r or terrr*JatlCln of eny ether guaranty of
the tndebtecilen ,hIlUnot aIIect the llabllty t;i GUIll8ntor U'lderU1is Guaranty, A ~ receIVed by tendtr lrom eny one or more Guarantora shan
net aIIec1lhe liabiiity of any ntl'rIIU1ng QUllrII1IcfS lI'lder lhia GuatMly.
GUARANTOR'S AUTHORIZATION TO LENDER. GI,IBI'8J1tor 1I\.IIhofIz.. Lender, Without notice or demlrid andwtlhout ....enlng Guarantor"
11Iblllty undlt' thIS G~ty, Irom time totln1ll:(.) to mItce on. or more addlUonlI StlCUted or unsecured ...,. to Eiorrower. to leU'
equipment or other good. to BoITDWIf, or othillfWtS. to Ulend .dcIlUol'llll cntdIt to Borroww;(b) to ..""".comproml.e, meW, ext..-H:!
.cceleral6, or othetwl.. change OM or mar. tlmlll the Urne lor pIymIrlt 1M' othw ttnna Cd the .lndabtedmalP or ImV '*" of the li'ldlIbt.m....
InclUding lncteates and ~.. 01 the ftte of Interest onthe.f~~...: extenllonl may be repeated:atld IMY be, lOr lang.. th.n the
ol1g1na1loan term; (c) to' take .nd hold NCUrlly lor th.p8YIMI1t_ol thl. O"nnty or the liullbtedn., 'aMI.bchiiige. enlorce,. ....Iv.
auborcftn.l.. I.n or decide not to ,.-1ect, and ........ any ~ IeCUlity, wlthor without thl IUbstltutlon 01 new :ooIW:w.l; {d) ,to MellUI
.ubltltute,.... not to 'UB, or duI wlttuny ona or mont,ol Bonower'e .urettes, endorsers, or oth.. guamrtorl'-Qh lnY-lerm8-or tn an'
mIInn.. Ltlnder may choose; (e) to determine how,.wIten and what .ppIIcMton 01 payments Ind credltII .hIII'be'me.-onthe~n...
(I) to IIpPIy such ..nlty IIIld dlTllCt the ordw or Rtlnner 01,;11118 thlnOl. Including wfthout 1lrnltatJOn, -nv nonlUdlctal Ale permitted by th
terms orUie controlling ncul1ty agreement,or deed of tnIIt,a. Lendsr In Ita dl.cnlton may determtne; <alkJ'..... trItnatar, ..llgn, or grar1
JMlI'ticlp.tlone In .1I or .ny part of thelndabtldneu; .nd fh) to ..elgn or tr.net.. thiI' Guannty In whole or In part.
GUARANTOR'S REPRESENTATIONS AND WARAANT\ES. Q1JfJ.lII'ltor representa anti warranls to Lender that (.) no tepf88<<1IaUons or agreemlK'l1
01 IIIlY kk'Id have been made to Guaranlor which would limit or qU8111y In any way the tsrma 01 thlll Guaranty; (b) thla GUII1InIy Is eXecuted .1
BorrowlK"a request end not It the requeit'Of Lender; (c)GlHll'Intorhh full.power._rlght and authortty,to enter InIOthIs G,uaranty; (d) the prcvIaions 01
this Guaranty do nol'confIlct wiIh or ~sult In a dBlaut lI"lder,any-agresment or ~ .lnBtrument blndlng; ,upon Guarantor and dO not mutt In a vJolatlon
01 any 18'N, regUl.tIon;' CCIUI"l-decrtte or order apPlcable to Guarmttor; (e) Guarantor,has not and wmliol, WIthout the prior wrftIen'oonsent of Lender,
aelI, I88n,8lt$Ign, IncumbBr, hypothecete, transfer, or otherWIa. dispose of all or aubetAnUally all of G\.Iiuantor'IU8etB; or any-lht&restlherBln; (f) upo
Lender'. tegue", Guarantci,.>>III provk:le to Lender financial and credit tnfafnw.tIon-1n form.acoeptabIt to Lender, .tidal luoh financlallnforrTetlon
which currenlly haa bun, and all tuture flnanclel.lnforrnatlon WhIch will be provld~.to Utndsr Ie and wll m. true and oorr-m In 11/I n-etartal rqp8CUl and
lalrly present the flnanolal condltlon or Guarantor a8 of !he dates tte llnancl8llnlormltlon Ia provfded; (g) no mlllet1al advern c:IWJge has cceurred Ir1
Guerantor's lInenc:lB' condition sm the date cf !he inost recent flnancial 8tatl!lrn8ntl provided to Lemer and no event hu octurred wlti1 me)
mat8rlally adversely llIIect GuarantOr's flnanelBl condlUon; (b) no Il\lgatlon, claim, Inveellgatlon, 8drnkllstre1Ne proceeding or alrnIe,r action (lncIudlnl
thoIMlIOf unpaid taxes).agalnat Guar.ntor Is pending or lhrealened: (I) Lander hu made no reprnlriatlon-to Guarantor IJ to the erec:IItWorthIns 0
Borrower; and ill Guarantor has eatabltllhed ,Idequals means ()f obtalnlng .frorn BOfTO'lIIBf on a contInufng basis Worrnauon.regardlng Bormwer's
tlnanelBl condlUon. Guarantor llpl89s _to-kltElp adllQUltely Informed tram_such means 01 any facts. evet'Its/Ol clrcurnslanc:es-whlchm!9hlIn any WI
afteel. Guarantor', riskS under thls Guaranty, aR:I Guarantor furthar,agre8lthat Ltnder IIhaIlhave no ObligatIOn to dlsdose to'Guarantor any Intorrnatio
or documents e.cqulttd by Lender In the course 01 Ita relationship wlth BOI'TCIWeI',
QUA~ANTOR'S WAIVERS. Except as prohibited by eppIbmle law, Guarantor W81Y.. any right to I'8QUlre Lender (a) to continue lending money 011
extend other cred1t to Borrower; (b) to make any presantment.pro\eIt, dert8lld, Of noUct qf any kind, 1ncIudlng. notice of anyoonpayment 01 tht
IndebtednefJ. or of any nonpayment related to any collateral, Of nt3tIce of any action or noMCtlon Clt'I1he parto! Bonawer, Lender. any surety, endorlle!
or other guarantor In connection wIth the IndeblecInes. or In COllI'ltICtIon wllh th. creation 01 new or addItIonaIloana..or Obligations; (e) \0 resort to
paymem or to proceed d111tC\1y or at onoe egaml any person, including Borrower or any other gUlt8Tltor, (eI) to proceed directly aganter exhaust an
coIlaleral held by Lender lrom Borrower. any otMr guarantor, or any other person; tel to give nct1ce of the terms, time, and -place 01 ant public c
prlvete 8ale of personal property aecurlty hltld by Lender ftom Borrower or to comply with aTrf other appIcabIe provlalons of 1M Unilcmn Commel'CH
Code; (I) to pur.ue an)' olher remedy within Lender'a power; or 19) to cornmh any act or omission 01 el1)' kind, or at any lime, with respect to 81
matter Whatsoever.
If now Qr herM.tter (8) BotI'QWQr shall be or become Inllolvel'll, and (bl the Indebtedness Shall not al all times until paid be tully secured by collatel
pledged by BOm:lWlllr, Guarlltllor hereby lorever waives and r$llnqul&heR in favor 01 L.ender and Borrower, and their respecUve successors, any claim
EXHIBIT "A'" .... ... .. .. .. .
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05,17-1999
Loan No 2811488
COMMERCIAL GUARAN) .
(Conllnuad)
Paga:
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CONFESSION OF JUDGMENT. GUARANTOR HEREBY IRREVOCABLY AUTHORlZES AND EMPOWERS ANY ATTORNEY ~ OR 1
PRornoNOTAAV OR CLERK OF ANY COURT-IN THE COMMONWEALTH OF PENNSYLVANIA. OR ElSEWHERE. TO APPEAR AT ~y TIME F
GUAAANT'OR AFTER A DEFAULT UNOER THIS GU^~(WIlH:OA'WJTf10UT COMPlAINT FILED, AS OF NlY TEAM, CONFESS
ENTER JUDGMENT AGAINST GUARANTOR FOR THE ENTlRE PRINCIPAl. BALANCE OF THIS GUARANlY, ALL ACCRUED INTEREST, l
CHARGES. .AND mv AND AU. AMOUNTS EXPENDED OR ADVANCED av l.eNDER RELAl1NO TO /iN'( COLlATERAL SECUAJNQ .
INDE81l!DNESS TOGETHER Wffii INTEREST ON SUCH AMOUNTS. TOGETHER WITH COSTS OF SUIT, AND N>l ....TTORNEV'S Cow.nsslON
TEN PEf:tCENT (10%) OF THE UNPAlO PRINCIPAL BALANCE AND ACCRUED INTEREST FOR COl.LECTION. BUT IN /J>N'f EVENT NOT LESS""
AVE HUNDRED DOLlARS ($500) ON WHICH JUDGMENT OR JUDGMENTS ONE OR MORE EXECUT10NS MAY ISSUE IMMEDIATELYi AND Fl
SO 00",,0, THIS GUARANTY OR A COPY OF ms GUARANTY VEAIFlED BY AFF1DAVlT SHAU BE 8UFFtClENT WARFlANT. THE AUTHOf
GRANTED IN THIS GUARANTY TO CONFESS JUDGMENT AGAINST GUARANTOR SHAU NOT BE EXHAUSTED BY NN EXERCISE OF TJ
AUTHORITY. BUT SHAU CONTINUE FROM TIME TO TIME AND AT AU. TIMES UNT1L PAYMENT IN FUu.. OF ALL AMOUNTS DUE UNDER n
GUARANTY. GUARANTOR HEReBY wmes ANY RIGHT GUARANTOR MAY HAVE TO NOTICE OR TO A HEARING IN CONNECTION WITH J
SUCH CONFESSION OF JUDGMENT, EXCEPT ANY NOTICE AND/OR HEARING REQUIRED UNOER APPUCABLE LAW WITH RESPECT
EXECUTION OF THE JUDGMENT, ANO STATES THAT ErmER A REp.RESENTATlVE OF lENDER SPECIFICALLY Co\L.LED TIns CONFESSION
JUOGMENT PROVISION TO GUARANTOR'S ATTENTlON OR GUARANTOR HM BESN REPRESENTED BY INDEPENDENT LEGAL COUNSEL.
EAC~ UNDERSIGNEO QUARANTOR ACKNOWLEDGES HAVING READ ALL THE PROVISIONS OF THIS GUARANTY AND AGREES TO n
TERMS. IN ADOmON. EACH GUARANtOR UNDERSTANDS tHAT THIS GUAAANTY 18 EFFECTIVE UPON QUARANTOR'S EXecunoN AN
CEUVERY OF TH18 GUARANTY TO LENDER AND THAT THE QUARAHTY WILl CONTINUE UNTIL TERMINATED IN THE MANN~ SET FORTI
IN THE SECTION ltTlED "DURATION OF OiUARANTY," NO FORMAL ACCEPTANCE BY LENDER IS N"ECI!S8ARY TO MAKE THIS GUARANI
EFFlEcnVE. nlls GUAI=!;ANTY IS,DA1"ED MAY 17, 1'999.
THIS GUARANTY HAS BEEN SIGNED AND SEALED BV THE UNDERSIGNED,
QUARANTOR:
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VERIFICATION
I, ANGELA A. MASSER, have read the foregoing document and verify that I
have the authority as a Vice President of Commerce BanklHarrisburg, N.A. to make this
Verification on its behalf and that the facts set forth therein are true and correct according to the
best of my knowledge, information and belief.
I understand that any false statement made herein is subject to the penalties of 18
Pa. C.S.A. S4904, relating to unsworn falsification to authorities.
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DATED: December 1- ,2003
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COMMERCE BANK/HARRISBURG, N.A.,
Plaintiff
IN THE COURT OF COMMON PLEAS,
CUMBERLAND COUNTY,
PENNSYLVANIA
v.
Docket No. b?:l- G ~"1 (.
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PAUL F. TIMMONS,
Defendant
CERTIFICATE OF RESiDENCE
I hereby certify that the address of the Plaintiff and the residence of the Defendant
are as follows:
Commerce BanklHarrisburg, N.A.
lOO Senate Avenue
Camp Hill, P A 17001
Paul F. Timmons
1465 Hillcrest Court
CampHill,PA 17011
Respectfully submitted,
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Lloy . Persun, Esquire
Sup Ct. I.D. No. 10139
Mette, Evans & Woodside
3401 North Front Street
P.O. Box 5950
Harrisburg, P A 17110-0950
(717) 232-5000
Attorneys for Commerce Bank!Harrisburg, N.A.
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COMMERCE BANK/HARRISBURG, N.A.,
Plaintiff
IN THE COURT OF COMMON PLEAS,
CUMBERLAND COUNTY,
PENNSYLVANIA
Docket No. 03-G.>)7("
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PAUL F. TIMMQ\fS,
Defendant
CERTIFICATE OF NON-MILITARY SERVICE
I, Angela A. Masser, as a Vice President of Commerce BanklHarrisburg, N.A., do
hereby certify that to the best of my knowledge or information and belief Paul F. Timmc:ns, the
Defendant, is not a member of the Armed Forces of the United States of America.
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COMMERCE BANK/HARRISBURG, N.A.,
Plaintiff
IN THE COURT OF COMMON PLEAS,
CUMBERLAND COUNTY,
PENNSYLVANIA
PAUL F. TIMMONS,
Defendant
Docket No. 0') - ~ 31 ~
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NOTICE OF ENTRY OF JUDGMENT
TO: Paul F. Timmons
1465 Hillcrest Court
Camp Hill, P A 17011
You are hereby notified pursuant to Rule 236 ofthe Pennsylvania Rules of Civil
Procedure that Judgment has been entered against you in the amount of$I,508.84 plus interest
accruing at the rate of eight and one-half percent (8 Y, %) l2IT annum from July 29, 2003,
additional attorneys' fees and costs incurred after July 29,2003 and all costs of this action.
/)-/7(03
Date
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Prothonotary ofCumbtlfland County
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COMMERCE BANKlHARRISBURG,
N.A.,
v.
PAUL F. TIMMONS,
Plaintiff
Defendant
TO THE PROTHONOTARY:
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY,
PENNSYLVANIA
No. 03-6376 Civil Term
PRAECIPE
Please mark the judgment in this case satisfied upon the Defendant's payment of the
docket costs.
Date: June 17,2004
401076v1
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. oy R. Persun, Esquire
I.D 0.10139
M tte, Evans & Woodside
3401 North Front Street
P. O. Box 5950
Harrisburg, PA 17110-0950
(717) 232-5000 - Phone
(717) 236-1816 - Fax
Attorneys for Plaintiff
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