HomeMy WebLinkAbout01-04-08
REV-l500 EX + (6-00)
'*
COMMONWEALTH OF
PENNSYLVANIA
DEPARTMENT OF REVENUE
DEPT. 280601
HARRISBURG, PA 17128-0601
REV-1500
INHERITANCE TAX RETURN
RESIDENT DECEDENT
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DECEDENTS NAME (LAST, FIRST, AND MIDDLE INITIAL)
DILLMAN
DATE OF DEATH (MM-DD-Year)
NELLIE K.
DATE OF BIRTH (MM-DD-Year)
OFFICIAL USE ONLY
FILE NUMBER
2 1 -0 7 0 9 0 3
COuN'riCoiiE -YEAR- - - 'NuMaER- -
SOCIAL SECURITY NUMBER
2 0 1 - 1 6 - 1 191
THIS RETURN MUST BE FILED IN DUPLICATE WITH THE
REGISTER OF WILLS
SOCIAL SECURITY NUMBER
D 3. Remainder Return (date of death prior to 12-13-82)
D 5. Federal Estate Tax Return Required
_ 8. Total Number of Safe Deposit Boxes
D 11. Election to tax under See. 9113(A) (Attach Sch 0)
08/09/2002
(IF APPLICABLE) SURVIVING SPOUSE'S NAME (LAST, FIRST, AND MIDDLE INITIAL)
[X] 1. Original Return
D 4. Limited Estate
D 6. Decedent Died Testate (Attach copy of Will)
D 9. Litigation Proceeds Received
D 2. Supplemental Return
D 4a. Future Interest Compromise (date of death after 12-12-82)
D 7. Decedent Maintained a Living Trust (Attach copy ofTrusQ
D 10. Spousal Poverty Credit (date of death between 12-31-91 and 1-1-95)
COMPLETE MAILING ADDRESS
60 WEST POMFRET STREET
PA? 17013
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0.00 X _(15) 0.00
0.00 X .045 (16) 0.00
0.00 X .12 (17) 0.00
0.00 X .15 (18) 0.00
(19) 0.00
NAME
ROGER B. IRWIN ESQUIRE
FIRM NAME (If Applicable)
IRWIN & McKNIGHT
TELEPHONE NUMBER
717 249-2353
CARLISLE
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1. Real Estate (Schedule A) (1)
2. Stocks and Bonds (Schedule B) (2)
3. Closely Held Corporation, Partnership or Sole-Proprietorship (3)
4. Mortgages & Notes Receivable (Schedule D) (4)
5. Cash, Bank Deposits & Miscellaneous Personal Property (5)
(Schedule E)
6. Jointly Owned Property (Schedule F) (6)
D Separate Billing Requested
7. Inter-Vivos Transfers & Miscellaneous Non-Probate Property (7)
(Schedule G or L)
8. Total Gross Assets (total Lines 1-7)
9. Funeral Expenses & Administrative Costs (Schedule H) (9)
10. Debts of Decedent Mortgage Liabilities, & Liens (Schedule I) (10)
11. Total Deductions (total Lines 9 & 10)
12. Net Value of Estate (Line 8 minus Line 11)
13. Charitable and Governmental Bequests/See 9113 Trusts for which an election to tax has not been
made (Schedule J)
Co,)
52,750.00
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14. Net Value Subject to Tax (Line 12 minus Line 13)
SEE INSTRUCTIONS ON REVERSE SIDE FOR APPLICABLE RATES
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15. Amount of Line 14 taxable at the spousal tax
rate, or transfers under Sec. 9116 (a)(1.2)
16. Amount of Line 14 taxable at lineal rate
17. Amount of Line 14 taxable at sibling rate
18. Amount of Line 14 taxable at collateral rate
19. Tax Due
20. 0
CHECK HERE IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT
(8)
52.750.00
13.031.00
43,073.65
(11)
(12)
(13)
56.104.65
-3,354.65
(14)
-3.354.65
Decedent.s Com lete Address:
STREET ADDRESS
156 BEETEM HOLLOW ROAD
~
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CITY
NEWVILLE
STATE
PA
ZIP
17241
Tax Payments and Credits:
1. Tax Due (Page 1 Line 19)
2. Credits/Payments
A. Spousal Poverty Credit
B. Prior Payments
C. Discount
(1)
0.00
Total Credits (A + B + C)
(2)
0.00
3.
Interest/Penalty if applicable
D. Interest
E. Penalty
0.00
4.
Total Interest/Penalty ( D + E)
If Line 2 is greater than Line 1 + Line 3, enter the difference. This is the OVERPAYMENT.
Check box on Page 1 Line 20 to request a refund
(3)
0.00
to: REGISTER OF
(4)
(5)
(5A)
(5B)
AGENT
0.00
0.00
5.
If Line 1 + Line 3 is greater than Line 2, enter the difference. This is the TAX DUE.
A. Enter the interest on the tax due.
B. Enter the total of Line 5 + 5A. This is the BALANCE DUE.
Make Check
0.00
PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS
1. Did decedent make a transfer and: Yes No
a. retain the use or income of the property transferred; ........................................................................... D 00
b. retain the right to designate who shall use the property transferred or its income; ........................................ D 00
c. retain a reversionary interest; or ...................................................................................................... D 00
d. receive the promise for life of either payments, benefits or care? ............................................................. D 00
2. If death occurred after December 12,1982, did decedent transfer property within one year of death
without receiving adequate consideration?.............................................................................................. D 00
3. Did decedent own an 'in trust for' or payable upon death bank account or security at his or her death? ................. D 00
4. Did decedent own an Individual Retirement Account, annuity, or other non-probate property which
contains a beneficiary designation? ....................................................................................................... D 00
IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES, YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN.
Under penalties of pe~ury, I declare that I have examined this return, includinQ accompanying schedules and statements. and to the best of my knowledge and belief, it is true, correct and complete.
Declaration of preparer other than the personal representative is based on all Information of which preparer has any knowledge.
DATE
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PA 17241
DATE
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For dates of death on or after July 1, 1994 and before January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 3%
[72 P.S. ~9116 (a) (1.1) (i)].
For dates of death on or after January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 0% [72 P.S. ~9116 (a) (1.1) (ii)].
The statute does not exemot a transfer to a surviving spouse from tax, and the statutory requirements for disclosure of assets and filing a tax retum are still applicable even if
the surviving spouse is the only beneficiary.
For dates of death on or after July 1, 2000:
The tax rate imposed on the net value of transfers from a deceased child twenty-one years of age or younger at death to or for the use of a natural parent, an adoptive parent,
or a .stepparent of the child is 0% [72 P.S. ~9116(a)(1.2)].
The tax rate imposed on the net value of transfers to or for the use of the decedent's lineal beneficiaries is 4.5%, except as noted in 72 P.S. ~9116(1.2) [72 P.S. ~9116(a)(1)].
The tax rate imposed on the net value of transfers to or for the use of the decedent's siblings is 12% [72 P.S. ~9116(a)(1.3)]. A sibling is defined, under Section 9102, as an
individual who has at least one parent in common with the decedent, whether by blood or adoption.
"lEV-1509 EX ..6-98)
'*
SCHEDULE F
JOINTLY-OWNED PROPERTY
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF
DILLMAN
NELLIE
K.
FILE NUMBER
21 07
0903
If an asset was made joint within one year of the decedent's date of death, it must be reported on Schedule G.
SURVIVING JOINT TENANT(S) NAME
ADDRESS
RELATIONSHIP TO DECEDENT
A. DEBRA K. RHOADS
156 BEETEM HOLLOW ROAD
NEWVILLE, PA 17241
DAUGHTER
B
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JOINTL Y.OWNED PROPERTY:
LETTER DATE DESCRIPTION OF PROPERTY '10 OF DATE OF DEATH
ITEM FOR JOINT MADE INCLUDE NAME OF FINANCIAL INSTITUTION AND BANK ACCOUNT NUMBER OR SIMILAR DATE OF DEATH DECO'S VALUE OF
NUMBER TENANT JOINT IDENTIFYING NUMBER. ATTACH DEED FOR JOINTLY-HELD REAL ESTATE. VALUE OF ASSET INTEREST DECEDENT'S INTEREST
1. A. 03/2002 156 BEETEM HOLLOW ROAD, PENN TOWNSHIP, 105,500.00 50. 52,750.00
NEWVILLE, PENNSYLVANIA
TOTAL (Also enter on line 6, Recapitulation) $ 52 750.00
(If more space is needed, insert additional sheets of the same size)
RE'I-1511 EX . (12-99)
*'
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
SCHEDULE H
FUNERAL EXPENSES &
ADMINISTRATIVE COSTS
ESTATE OF
DILLMAN
FILE NUMBER
NELLIE
K.
21
07
0903
Debts of decedent must be reported on Schedule I.
ITEM
NUMBER DESCRIPTION AMOUNT
A. FUNERAL EXPENSES:
1. HOFFMAN-ROTH FUNERAL HOME 6,930.50
B. ADMINISTRATIVE COSTS:
1. Personal Representative's Commissions
Name of Personal Representative (s)
Social Security Numbe<<s)/EIN Number of Personal Representative(s)
Street Address
City State Zip
Yea<<s) Commission Paid:
2. Attorney Fees IRWIN & McKNIGHT 2,000.00
3. Family Exemption: (If decedenfs address is not the same as claimanfs, attach explanation) 3,500.00
Claimant DEBRA K. RHOADS
Street Address 156 BEETEM HOLLOW ROAD
City NEWVILLE State P A Zip 17241
Relationship of Claimant to Decedent DAUG HTER
4. Probate Fees REGISTER OF WILLS 89.00
5. Accountanfs Fees
6. Tax Retum Prepare~s Fees
7. REGISTER OF WILLS - FILING FEE 30.00
8. NOTARY FEES 15.00
9. RECORDER OF DEEDS - RECORD DEED 41.50
10. CR CONSULTING & APPRAISAL SERVICES - APPRAISAL ON REAL ESTATE 425.00
TOTAL (Also enter on line 9, Recapitulation) $ 13 031.00
(If more space is needed, insert additional sheets of the same size)
REV-1512 EX + (6-98)
'*
SCHEDULE.
DEBTS OF DECEDENT,
MORTGAGE LIABILITIES & LIENS
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF
DILLMAN
FILE NUMBER
21 07
NELLIE
K.
Include unreimbursed medical expenses.
0903
ITEM
NUMBER DESCRIPTION
1. NATIONAL CITY MORTGAGE (1/2 INTEREST)
FULL PRINCIPAL BALANCE AS OF DATE OF DEATH: $86,147.30
VALUE AT DATE
OF DEATH
43,073.65
TOTAL (Also enter on line 10, Recapitulation) $
(If more space is needed, insert additional sheets of the same size)
43 073.65
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COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF
nil I PtAA"
NUMBER
I.
SCHEDULE J
BENEFICIARIES
1\11=1 1 11=
K
FILE NUMBER
21 n7
RELATIONSHIP TO DECEDENT
Do Not List Trustee(s)
Lineal
0903
AMOUNT OR SHARE
OF ESTATE
REAL ESTATE
ENTER DOLLAR AMOUNTS FOR DISTRIBUTIONS SHOWN ABOVE ON LINES 15 THROUGH 18, AS APPROPRIATE, ON REV-1500 COVER SHEET
II. NON-TAXABLE DISTRIBUTIONS:
A. SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT BEING MADE
NAME AND ADDRESS OF PERSON(S) RECEIVING PROPERTY
TAXABLE DISTRIBUTIONS ~nclude outright spousal distributions, and transfers under
Sec. 9116 (a) (1.2)]
1.
DEBRA K. RHOADS
156 BEETEM HOLLOW ROAD
NEWVILLE, PA 17241
1.
B. CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS
1.
TOTAL OF PART I1- ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEET $
(If more space is needed, insert additional sheets of the same size)
GR constJlang & ~PDf<lIIIl S6rvIC8Ii
:ElIl ~ W -8050!\1l51 Paa" #'21
Manufactured Home Appraisal Recort FIiI N 441-80:iO:i85
TIll -DUlIlO" of llis surnm;uv anoralsal :'eIlon IS 10 omlde It8 isndll1'/cicnl ~ 3/1 aCCIllill1. iJ1d adlQualCly SUDDDncC. OPl!liOn al IhI mm vUle olb suoleclllfatl!l1V
Il'IoD!rIV Alldnsl 1 ~ Be818m Holow Rd Cllv lIIawv1lle Sme PA lin Gode 17241- 9538
BoPmIll' Rhoadl OWl1lr 01 PUlIlic AccDlll Rho8ds CDUnlV Cumbortand
Lilill C"cItndllll ilaok 25lJ P"- 4856
luIslOfi PIItIII" 31130'12051 Tu YIlW 2007 R.E. T318: $ 1 275,00
~lJOd Name Penn T"'" Man ~8rdrenee 19C11 Gensus Trilct 0127.00
1M! . Own<< .. Tenant Ii VlCillt P""Ctl Twe (If :lIlIlllI:aIlIl ,TPlJD [J CondomlnlU/II CMIlBraUVI Olh:r describe
II AlleU""1 S n1a HOAS "l "er ""II ] 0" momJ1
lIiDhll.Giiiillicd . Fee SlmCle n Lll&Ill1l1ld 0Nr Idescrllll'
Accimmlnl Tvne Purchasl Transaction -.RCllnance TrOnS3l;flOl1 rl Om I&lStI'\llel
lenclel'ltlielll ~~ 1!1l Mort"."e Adctess 1 00 Psinlers Mm Rd OwIn". MUll MO 21 117
II-I" suDiecr llIIlDllIV c~ offered lor sailor lias it been a"n 'at salt In lhlIlWlIVe mDI1Ihl 1lI1D1 to IIIe eJllcnVl dIll 01 this .nnn;uJ? I .1 yes 511 Na
I AIInln doll SourtlrSl U&ed. aIIannn ancels\. and dIllHSl. Ml"slPueuc RllCCIrds
1MI"1llacwred nlJlle! 101:1110 In siller a condominium or COOpCl1Gve proJQCI i1llulni lI1e apptllJser IG nsP!Cl tJo PfolCCI ancl COmolll& \1'18 Projecl IntorrmUO!1 seCllon Dr II'le
hndiVidual Candamloium Unit Appl1iUI Reoon 01 \lie IndMdUil CaaplltaliW IntereSt AWJieal Repon and attach \I as I" aOdeoclum TlI ItiS rCllart
I 0 Gld 0 did nel analyze rile cornracl lor Sall /or Ii1I ,ubicC1 Durenase \ran$lcucn. e~lain the rllSllIls 01 tne INIySIS alll1l cornrac:1 lor salc or wIlY \lie amllysls was net
I allfonned.
ConltW PMcl S Oale of COI1rJU:1 1$ tl1e ~l'IlII.rTV Cp.1ler lhe cwnlr ot "U~aC recorO? r l 'Ies r No Oata Source/s
1$ m any financial assistance (lOin ch.11';es, sale concessions, gill or dClol'tlPlyrlllIl1 i&5lltancl, ole.} to be palO Dy any PirlY on beh3W cI 1M ~Drrower" 0'115 aNa
UVes nl"Dl'I1Ile IOtll GalllT amalJll and dmribe 1Ile 1tem~ to De oalC.
1- n did -. did net analYmll1e manulilCtUre1's Il)\IOlcl. EJDIIin the rasullS ot rile anilvsls nt lIIe manulacluret's InvOice or whv lhe 3I1MS was not oellorrmO,
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LDc1lllJn ~I Ul1lan 11II Sullurban I Rural PrDllIIIV VWIll n IrcrNsIM 11II SIIIlIIl n OecInlOll Pl'lICE I AGE One.UIIII 70 ..
liD fl Owr 15\ III 25-7S'I r Uncler 'ZS" ClITland/Sllnrw r.. S/IO/Uoe 511 In BiIIiRll r O'le( l'.llMlV S loee 1...\ 2-4 Unll '"
&lIWII1 I . Rallld . $!able . n Slow Ml/l(linll 'nml n Undor 3 mli'IS . 3.6 rIMS n OYer 6 mIhs 45 l.ow IIIClW MuIti-Famllv "
. llIWIlOD4 llGlI1CIulas See allacned lDeadon meg. 185 High 55 Commercl~1 5~
gO PleO, 30 Olher 2! '4
Neiahbcillcod Oescrilllkln See Btt;~hod adclenda.
~rtll CcniticnsTnckJdlna SIIoaan for lhB above conCkJS!cnsl See llltllcllell eclclenda.
lJmnipl'G No Sllvev Provided AlA 1.30 Acrll5 Shage maulsr View Wood&/Cre<:k
~ Zo"'nc Clilislllcatim ~T .Ftesidentlal Zonlna DucrillUllII Regjdenllal
Clllllliamll lie L!aaJ n leaal Nanccrlormina (GranlIIII/wall Use) n NDZliiiIiiTT~~ [describsl"_
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Gis -. rl SarilaTv Sewer fl -. s..- rrvr>lcai\ AIBv LI
I FEMA Soeciil Ftlad Hazard ArIa n Ves III No FEW, !'looO ~nl C FEMA Mia 11 4215l140010B FEMA Mill Oale 10/15/1985
lie lIle ~1lUes and eIl-sllI i tiltllClI IlIr IhA marIalI ern1 IIIIIVes Ng W No, dosCflbl
IS 1IIe SIll SlZI. Ihillll and 1000ooraonY nenerailv cnntormlnc 10 3/ld accecl10le In \118 mar1ml area? 11II Y!S r 1 No II Nc.unliin
II u.o U......te veI1C11l8l' ICCII&S to ll1e SIlbll!d nronllfTll'l 5IIVes No If No, describe
Is II1e IIneI o-lTI8kU~? III Ves Tl No II No, dl&erib!
Are lllell u,v advtr&ll 5111 cOlllliUllIIS Of ell'ltmal flIClOTO leasemenlS. encroeclmm1ts, mvlronmenlal ~~Icn&, land ~C$ Slc,'7 r l V!I . !II NO II ves, nl.5criba
TIle HUO Oilll Plm/Ccmpiance Cll1lfic~re II Iocatlld on lIIe Interlllr 01 IIlI subjecl and contains. amcnv ~cr INnaS, Ine mlll1Ullcluflr'S name, (raap/macBl nsmB, ye~(
1lI11lU11Cl1nd and uriil num~8r, T/Ie HUO Cenm~adgn LabBl Is loclled on tJo .mricr 01 ~,ctl !lCllan of the Mme.
1l1he HUt) 01\1 PIBIWCompllancc Cenmelll flIiIched 10 Ihe dwelling? LJ Vii . No II Yes. ldel1llly thIIloci1Jon. 11 No, proVlil! 11m dala sooree(s) lor 1Ile HuD Data
PliIlfICOnllllillCl Clflillcatd InlOlll\S1lon.
III Hue CanlnCl1lllll \,:IIl11 Wl:Md 1a!he !:derlor of each !Iction of !he awellMl 511 YOI No II No. orcvidllhc dall SOlllCelsl for 1111 HUO CenlTlc8\lon Lilbll .'5
HUD Cart Ubel. _rw .ttlIcMd to !1'IlI exl8l'igr but C41l!lfIca!lt8 were nDllIvellable lor rn.....
Mn'ac:turer'1 Sell.. "'sWIN 'II nle
HUD Cel1lnClllon ~bIII 'Isl PFS308131 & PFS 306132
MmJIacMer'S Namt tV; Trad/J'Madcl nl8 Dall 01 Manulacl~ nla
Do 111II W1nd Roo! l.llold, iII1d 1l1II'mal Zones meet Ihe mlnllTIIJI1l HUD r~llrefllW1ls'er!he ICClUllII cllhe lubl!_! lltllllellv? III ves r -I No If No. 8Slllaln
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Page 1 0' 7
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FeMle Mae Form 1 004C Marc~ 2005
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File No 441.ilO5C5II5i ~aa. #31
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llij 91&1rnart Par1lilB1511lT1Otl RaDl Su11Cl1 ABoNo" SnlnclalAw TrlmlFinlsh WoodlA""
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] DrGlI SlIir rl SlIirs lOlner 1",* Proa_ l Fll8llW:ltsl , rl Fn:a l Caroart it al Cars
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"ast SO'lram die MatiC 10D' feet from Iha Be"tle drain llald. Inri el ....t 10" from the IlroP8"Y line,
Dalll IhI: drdno ~Ive sumclarn lI1'aSS IlVIno aru and loom IlIl!lll1lsl001 10 be xceolabi! Ie !he mal'k1ll1 IXlI'eI r 1 No If No, nDlain
Addlliona1leallnS rs_iil onOltlv enJelenl il1ll1S oan.rr.N1V 1!frI1li.alc'\ Tvnic;alla ll'lfl marllel ar.....
TIw iIIpralSI' ~Sl f1l8 !lie ~1IIy of cans~1l!1 101' am SUC!1lC1 W1l1 bmd on OOjlr:DVI crll!l11 (sucn as NADJ., Martllaclln~ HousillO A~pral5al Guldei!ll, MlrwK !.
Swill Resldll1dal COIiI Handbeake. ar oilier o~UsNd caal IINlce\, TIle aoonlsll' IMl also 18nM tho SOIltCQ useo far lI'Il ellOllll'l 0/ COFlilrucUon rlllM dmrmina~lII1.
.-aiiiiiV' n PaDr rll'llr l1li A'I!IIi~c rl Soild EJeelenl Idd'" sauncs of auall1V rlGna U.....hal & Swift
DestrilB IIIl: candllon 01 thB kJdlno ntldad reDUs d8lIlriDrilIlon, renaval1o!li. rsmo4eiiii elC.1. me sUblect """'vldlld the followlna emenities: Cr<lWT\
mouldin.. VIIllbd caNnns ceDil'lolI lans bl'9i1kl:L.'!lar "Cll'Ch arid 1Il1O sheds,
..,.1l1n anv "/WIlCal delicienclas or advar!a condillOns trill alfecallm Ivm'''', sllllndnsss or sllUCTllillm.orll'l 01 me lllOCIl1V?
rl Y6 lie No If Yes. dcscnbe
Duas 1hc "'""""" ""anlv conform 10 Iha nsIuhborhOOCl (loocIIanal u~iiiY. slVle. candilJon use cDll!lllUCIkln elcJ7
-III Yes r Na II Ne de5~Oe
PnMde _ullllnformlllon lor ilia lendcrlclld 10 r.olcate h bdOw cost naulU anti ealcullllon&.
__liUiiiW! fer 1111 ...iniOn or SIll VIlII8 l¨NN at lD11lIarible linG sllllll oc ather metnc~s for I~dno sl18 veluDl
fe. """,essment nr<;ards.
ESTIMATEO f1 REPRCOUCllON OR ill REf'lACEMENl COST NEw
SoureD 01 caSI dara Marshall & Swin ~nfcllvB dale of cOS1 diU 10/31105
OPINION ~ SITE VAlUE S 35 000
Sat1ton Ore 14825a.ll-@ S 50.00 $ 74100
~ Two sa. ~,(jjf s S
Section 1h'oc sn, n, ~ S S
J!gi.!!!l Fo\J' Sa. It 6Jl $ S
S
S
S
Sutrlolll: IS
Cesl UUIllDller 01 aoollcaele : I
1I011~1M ~1r-loIII1:
- Pllni~ O!Dredlt1CO or CONlIn"" MadlOllt',
Fln:donaI CbSoIucfie/not IJ5Il for NAO.A,l:
Ealamal DllllACialian or SlIle Lacallon Uodner:
OalvllV. fMlallllllan and S.... 'nol u&Dd I<< NAllA. : S
llIMr flonr!Cialld 511! imnTIMImtrjs: S ~ 500
MDr!l8I Va Of SUIllea Site las SUDODIlStl allllvel: $ 35 ODO
1ndI0IIId VIM bv Colt AlIIIIIIICn: S 106 65B Esdmal~ Rcmalnl!la Economic Lila IHUO and vA cnlvl 56 Years
of CDSI AaMlltll Casl flnures UlIRzed In the C:CSI a""roach ore derlvl!ld,io-m one Of m""" of foPowi"': Mel'S""'U & Swifl R8.!lldential COSI
Hancsbaak discusslDne with local buidel'S or rsvlewinll ::Ictusl CO$I rlGuras. Accrued decroclallon Is esUmaled usinQ Ills Economic Aoellif.
1\Il8tP\lid. This m..lIlad c:onllitt..rs fundin....1 aM axls"",1 ollloles""llee and~~,.,.;sICaI dele.......UOn bUI -1c81 de,..rial'llllon bul is not diffa...nllala
llellNaen 5e"""'la CSu&4lS,
CuaiiVi-a1ino Inlm CDst service Good
Elllrlor DllIIIIlslons of the Sublo!d Unh
~ =
X =
X =
X ~
TotDI Gross Livino Af8ll:
Olhor rw.IdtnIIll""llon
N.A,O.A. Dali IdlllUnCllIon Info: Edhlon Ma:
74100 MH SlaIl: I Ramen: ISile:
Gr.w nft. IWhlII ee.
74 1 CD 15 yeafS and oIdDr CDIlVQrSICO Chart DO,
-4 942. Cerml~
So. II.
Sa. n.
So.t
Sa. It
Sa, n,
VI':
It. x
I SlaCk SVS oe,
VBiIaw nO.
n.
Friddle Mac Form 108 Marcn 2005
Page 2 of 7
Fannia Mel Form 1004C Marcn 2005
Form 1lJO.4C _ 'TOTAl lor Windows' appnIul8a~are Dy a la mode, Inc, - 1-81lQ-ALAMODE
c:t/f7Vl",..l
T"J.nT
,Filll No ~~H\1~CSBSI ~r.o~ Iqi
Manufactured Home ADDralsal ReDort
ThIll arc nil CO/llJal1alll ~roocr1ies elt1'UI"" o"e~ lor 511a in the 5U~ICC1 netahllemood ranaina in orice rl'tlm S nil
lIIn 1111 nla CGITIl8rJl11s IiilIIi in u. suilieet nelot1llornollll wilhln IIlC nasi twelVe 'llQ1tl1s ranIll1ll in slle nnte tram S "''I
flATtJRE SUIlJECT COMPAAABLE SA_E. I COMPMASI.E SA~E , 2
Adllnss 1Ii8 88alem HOllow Rd '066 Cenlarvllle Rd 14 Soulhside Or
!\lewviJ., PA 1724' NIlW'i1I. r>A '124' NewvUIe PA '1241
Pmimilv 10 Subll!el I. , .34 m~ls 064 mik'ls
Sill 'nca 1$ IS 92000 15
SlIII PllC~SI Liv. AnA 5 !la.1t. 5 80.70 $o.n.1 ' 5 80.13 !lO.n.
Mi/I.IlllibJT1IlHon1C 1l1li Vcs it No 1l1li ~ I i NO
11m soureecil ,MLSNi:;",,1 MLSNl&ual
veI1llC1uon $a1l'Cl/S\ PUblIC Ftecord Public R8Cllrd
V4lllF ADJUSTMENtS DESCRIPTION DESCRIPTION +1'\ 5 Adlu&1mlllll OESCRIPTION ~ Adb'SrTlMl
sas or Fllllncing ...,,-;-,,: @MarkelRale @Mark81Rall
Carallions " ,....' ,;.. ClDsM Coets ., 000 Closina CDsls
0111 or sa'llme .,'.0: ."',:,:. 08107 09107
1.l'O\!llIl Penn TWD Plnn,...... Penn ~
l.IIHhgld/fll Sima. Fee Simele Fee Slmllle Fee Slmole
51!! 1.30 ACIlIS 1-:2SACrel .75 Acres
VI.. Woods/Creek Mtn View Twical
I nosl"" '51\11el n;;;;'bleWlde OotJJIewldo Ogu~e
~ al Cel151ruc1ion AvaTloe Averaoe Aver-e
Ac\UiII A08 13 'f9CI1S 37 VeerB -2400 '0 VSSri
Cormlnn Awrane A- Averane
AlIOVI Grldl TGliIlJldnTl$.lllalll! TrAIIlBmm5.1 BMi TlII.IIIBdnns.1 allhi
RocmCeunt 7131281311 .200071312
h& Uvillll Area , 482 &a.1t 1 1<10 50A .3420 1 404 'a.lI.
easlil1lel'C L F1~shIII None Full Unfinished -2.500 Nlln.
. RlIiIlM Belaw Gridl None No... Nane
F\n:lIDniII Ulifilv Aw"""e Averaoe "wTlee
I_COOlilWl FA/Non.. FAlCAC -1500 FAlCAC
ErMw EmClenlllem5 TV'OIC:3I Tunical TwiCoal
GarI~e/CIPllOl\ None None None
~CIItlICIl Porch Porch ~rch Oecll
~ No F....olaee No FITlnlaCG No Rt.Dl8ee
mD ShId Pool EIt 2 Sheds 2 Si'leels 2 Sheels
NIl Adiusrnent rT01aO 1:11 + n - S 2 820 n + IMI. $
Adiusted Sale Prlce ~~ Nel 3. I % Nil 0.4 'It
vi ComDlI'Ill4lS " Gross 13.9 'J, S 94 820 Gross 8.4 '10 S
I . did I did IICll reSlardlll1a5ilo or lI1nSler Ns!llrV of Ule Slllif'Cl-DrOllMV anlI COIIIJITaiJl15W. If not. ~911l1ln
FIll" 441-8050585
10 S nla
10 S rYS
T COMPARABLE SALE" 3
'122 Church fl,d
Carll&le PA 170'3
'~92 miles
"2500
S 89.82 sO.Il.
I__YU ilNO
MLSNlsual
Public Record
OeSCRIPTION +1.\5 AdllStrnent
@lMarller Rale
-2 500 Cssh
08107
Penn Two
Fee SlmDIe
~ SOD 4.49 Acres
.2 000 Wooded
OoublllwiCle
"wrsoe
35 Ve.",
Aver8ae
TaIiI Bcl1miJ am
6 3 1'.5
1 ~'1 U.n.
None
None
Avsra"e
-1 500 F AlNone
r""'CBI
None
-, 000 PDr<:h
NO FlrsDlace
2 Sheds
500 r + -~. S
Net 7.7 %
112000 Gross 17.8 ,. 5
.--
"71'SO
.
.15000
,.1000
+2200
"1.000
+1.710
9090
'08.660
~~rcn J IlId l1li did not I'1IY12I anY DMr sales or transllll'S of II'l: ~Ublee\crOoenv lor !he \lYuC m/s orier 10 \I'IIlaRBtUvt date 01 IllIs IODrsISal.
~SOUl'tefS ML5lEu~;" Records
Ill. nswch l ~Id lIIIl!ld nell'8Veal anv mlor sIIes ar lr:lnsrers allne cam""rabla ules IOf me vlar mlorlo 1m dale 01 sills Qf Ihs CDllI1lil'iblc $~Ie.
OillllDln:lIlS MLSlPw"c R"""l'ds
R- ,,.ruulls 01 \lIIll1&aarch aM ~n:JIV515 er Ihil mlar sale or transfer hlSlerv o1lT115ublKl arnaenv and camcBr8blu SilDS ftnDal'l adOI\illflil arlar 511B6 en DilDe 41.
rrelo1 SUBJECT COMl'ARABLE SAlE II COMPARABLe SALE ,12 COMPARABLE SALE *3
IliIII 01 PrIor SafrIT/insler No Drlar sales hilnON NIl ortor seles hlsloN No urlcr &ells hisloN NO DT1lIl' s~lo~ hiSlOIV
Prico ef PI10r SalelTranslll' In oSl1315 m~ In Dill In na,,' 1? months I in D~~l '2 monlhs
DIll SDUIIlItII Pubic: Record PublIC Ftecord PutlIIc A.llCClrd Public Record
EnSCbVll Om of Data source/51
AnilI.si$ af Dnor sale Dr \riInSlsr fi<I,ll'II ar II'l: sublp,cl arnoenv and comnarsbll saln n/:a
SUnlni'" ef sale, eo-mDMlaorl A.DrDlch The mllr\(s' l'ISla 8""roech besll'9n;cls lhe anlludl& of hi....,... aM sellers in led""" markel Dlace.
IndicallldValue bv SalE' CelT1llirisen Aocl'llldl$ 105 sac
IIIdlcetld ,..... av: SIIa Coma_lUGn ADeraacil S 105 SOD
S8e FIRRENUSPAP Addonclum.
CDII1loofvllCll S 1Q8 658
Income AallTOlch (If ilIYtlloDedl S
T1i1 iPFiisal is PlUOe IBl "al is". 0 subl8ct Ie co~on pC! Dlans lnd spBtiflcalons en 1IIe null of a hypo1!leUeal tondnJon l!1iIt !he imgrcvemenls hive been
completed. 0 lljD\1C11O lhIIlaIIOVllno repalB ar IRenllicns 011 tile Dnls el I hypOlhe!lcal Cllndlllon lhlllha ~alrs or an,ritians haye Dlen ;u:nplalad. ar 0 sUDleClla 1M
IDlowina r.a~ll!lIlnsoecdon bl5ad on tl'Il elltraordlnaN mumotien l/1al Uie ;undillcn Q/ dcnclencv do,s no1 recuire aIIerouon er rSDlir. Subtect m.els FHA minimum
del'li..
-.cI on . compllll mllli Inaoec:tIon ollhe lnllrior IIId fderior areas a/ I'" .ubi'" propllrt~. dIllntd IlCOllpe of worM, Illlemenl 01 BlSumptlon, IIId limiting
COIIClftlO/ll, end ~.. cer1lflcll1cn, my (aur) opinion ollhe .e1 V81ut, u ~eflned, allhe rill propllly the! illhe SlIbleCl of lhie report Is
S 105 SOO . of '0/05107 Ylhk:h II lilt dII. cr! Iftuedlon IIIlllht IfIlCt1vl dIIle of Ihll IIllITlII8~
FRddll Mae Fo"" 708 Marctl2005
PlIge 3 of 7
Form I otUC - ''TOTAL lor windows' apprilsll sofIWlI8 Dy ~ Ii mode, Inc. - 1.800.ALAMOoe
r T "rn....J
Fannie Mao Form ,004C March 2DO:i
cc:0~ ~00G-~~-lJO
IFII. No, 441-60505651 ';m~ ilt51
Manufactured Home ADoralsal Report File" 441-8050Sio
URAR ; NoiaH:larllooll - Oesailllion
n... ill'G no aaDerenl adverse r3elO1'9 wnlch minhl tmc,,~ l/le sulllecl'e merkotatlllalt tllCC80l iI:; r1CIlGld elS8WMre wilhin Ihill rellCll'.. The marllal
__ stable IlmCII~ valuea wllh &IImN ~nr::t demend In enmnllimale balenCtl& lor \118 season. The i1ublect's imcl'Clll8menlS !WIN lhe Qredomlnem
ho""" iI'Ilhe marke\ erea, Ilcct!ss VI8 maior tl1o~h'llrea IS adenl.lll1e. Sho....lnn achool8 rlIr-n!3lion are convenl8nl and rellll"v eva.able.
m...-enlla &1i1"'e
uRAR ' N..;",hbClfllOOd - Merllel Cor'CIiliCna --
Th. s\A)'ac1 ,,,......"" Is more valuablll !llan Iha nredominal'\lltolllue 01 \he tltnic:al ......l'lIlornood hame. ThO! :OMrBlllad VilII.l9 is within IPle l.lIlD1lr end of
In& neiahbClrhooll-DrIce ranae and ~ is not conaidered ;an olll!r~mnrcV8menl. TIle nredomlnBnl neiahOcmcod value wil 1'101 halte a neaallva ,mo;)(:\
ftft I.... ~LIIlI.C1.S markB1Bb;&!v Ilr mat1lel valua, 1M 'Ubl8cl does nol ~ufT..r lunc\lOnal olwnl..,,,*~ for Delnn VS.'llrl IIbolt!! l/le "redom;,,;,nl ""lutl In
lhe naiahtlarhood. The !lUll1eet will "'....8allo ellO""h cu;a/i!led nlJl'c:he6ers; 10 Cl'1I",lll an active m8r1lellor ll'le suolecl Dnee ",nee !'lOrna wllhin lhe
II"ia_moOd.
IIlo abllOrmAI ell1ernal or funclional inade!lLIBCleB were in ..vidence dun"" insoocllon. Pnwlcal inedoauacieS are tI/D1ca1 of h_Is of Ine 51.lb 8<:1'5;
,aae and are addres$ocl in 1M cosl Bonrolllch.
-
'.:..', '.' '..:.".':'.':'.;:: , . '.- ;INCOM!APPIiOACH:TOVAUl!lnUlIICIUIttdIw FwlnIlIl.J : --;.
EsIlmiIDll ..- Mml ~8'1l S X t;rass AIlI11 MUliDliut -s Indil;aled V~I\1e Dv IncDmll Aooroac~
SuIl1llMV Or l'Can AllIlI'II:Ich ~ndulllno suo.oo lor malllel rl!t11ll11d GRM\ niB
",: .l . :: ,,'., , . ".\. * PROJECrllRRMl~FORPOD&1It8lllilrelbltl : . '.. ..:. .
Isiii devlltllWlDuIldll In oonlIIll 01 me Homeawrerf Assoclllion rHOA\? r Yes n No Unll ,"""1., r l ODtacnell rl A1[;R;hcd
1'fVWlP. ilII kJllowina InfOrmollion far PUDs ONl V II Ine dt.....,rillllllder Is In conll1ll or ltle ~OA and IhlI sublecr Dl1lllllflY 1& ill attIclleC ~weh un1\.
Il!lIal nlll1t Df nl'lllecl
TlIIIl nlJ11lJer 01 MllStS !Tara! runber 0' unllil IT alai numIIP.I' Df unllS sOl~
Tolll MlDer M m rB'llBd ITdaI "'mIler or 111115 lor salll 10111 source/s\
Wn lIle oralec. cl1l11d bv IIIIl cOI1'I1f5lon of axisUno bulldlnof&\ Into 1M? n v.& r 1 NO U Yes dlIB 01 tOl1'lmlon
Does 1!le IlIIlIICl eonliil ;lilY mUl!i.dwelllno lM'&? n YIS r1 No 0aI11 source s
PIIllw lJ'iI& eGmlllOllllemllU, end (ocremiaTl flclliliB& co""'1I:le7 Yos I NIl If No describe \he SIlIIlI& 01 com.II!IIDn, -
-
AnI" cammon eIlrnelll& lease~ 10 0( bv I"' Homcllwnars' As50clallon7 rl Yes n No If Yes descnbo If\e r!mallllflT1& and llIltIons.
Descrlbe CIIIlIItIOll elelnenls Hnd !'8l:l'Iatilll'llll !adIIUes.
Freddie Mlc Form lOB March 2005
Pilg!: 4 01 1
Fannie Mac Form 1004C MiIJ'ch 2005
Form 'CO~C _ 'TOTAL Inr Windows' p.porllisal so!1Vlare by i Ii; mode, Inc, -l.BOO-AlAMODE
77.(;lT
) (;l(;l7_TT_1 'On
~~.B05M8SI Pace #61
Manufactured Home ADPralsal ReDort
I'll" 441-10:;0585
This roport form is dllslgnad [0 ~egon an appraisal 01 a one-unit manufactured home; InClUtllng a manuh~tured Mome In a
planned unit dsvelopmem (PUO). A Manufactured l10ma locatod In either a condominIum or oooperallve project requIres [l\e
IllPral&lr 10 Inspect the project and complete the prolect information se~tlon 01 the Individual Condominium Unit AppraiSal
Rlport or the Individual Cooperative Interesl Appraisal Repor1 and wch It as an addendum to this repol'\.
This i1Ppraisal report Is sublelO1 to tho following scope 01 work. Intended use. Imended user. definltlon 01 market value.
statemem 01 assumptions and limiting conditionS. and certllicanons. Modifications. additions. or delstions to lMe Intended
uso. Intended user. dllflnltlon of marksl value. or assumptions and IImlllng conditions arll not permitted. Ths appraiser may
expand the scope 01 work to Include any addltlllnal research or analysis neclSsary based on me complexity of this appraisal
a5liignrnenl Modifications or deletions III the cenlflcatlons are also not pennitted. However. addItional cel'tl1lcalions that do
nOI conslltute material alterations to II'lIS appraisal report. such as those reQuired by law or lhose related to the appraiser'S
continuing education or memtwshlp In an appraIsal organlza~on, ara permmed.
SCOPE OF WORK; The scope 01 worK for this appraisal IS defined by the complexity of INs appraisal assignmenl and tns
reponing reQuirements Of this appraisal report fonn, Including the following deflnlllon of market value, Slatl:mem 01
assumptiDns and limiting conditions, and certifications. The appraiser musl, al a minimum; (1) per10rm a complet~ visual
Inspection 01 the Interior and exterior areas of the sUblect property, (2) Inspect the neighbOrhood. (3) Inspect each of the
comparable sales from at leas1 the slreet, (4) research. verify, and analyze data from reliable public and/or prIvate sources.
and (5) report his or her analysis, opinions, and conclusions In IMls appraisal report
INTENDED USE: The Intended use 01 this appraisal report Is for !he lender/cllenl to evaluate the property !hat Is the
subject 01 this appraisal for a mortgsge \inance transaction.
INTENDED USER: The intended user oflhls appraisal repon Is the lender/client.
DEFINITION OF MARKET VALUE: The most prObable price which a property should bring In a competitiv~ and open
marlcet under all conditions requisite to a lair sale. lhe tluyer and seller, each aCllng prudenUy. knowledgeablY and assumlno
the price i5 nOl affected by undue stimulus. Impllcl! In this definlllon Is the consummation 01 a sale as 01 a specified date and
me passing 01 tllle from seller 10 buyor under c0f111ltlons whereby; (1 1 buyer and seller ara typically motivated; (2) both
parties are well Infonned or well advised. and each acting In what Me or she considers hiS or her own best lmerest; (3) a
~asonable time is allowed lor exposure in 1M opan markel; (4) payment is mads In renms 01 cash In U. S. dollars or in tenns
of financial arranllemenU comparable thereto; and (5) the price represents the nonmal consideration for tha property sold
unaffected by special or creattve I1nanclng or sales conC8sslon~~ granled tly anyone associated with the nle.
"AdiuS11i1enls to the comparables must be made for special or creative financing or sales concessions. No adJustmtlnts are
necessary for those costs which are nonnally paid by sellers as a result 01 tradlnon or law in a market area: these coslS are
readily IdBlltl1iable since the seller pays tMase costs In virtually all sales transactions. Special or creative financing
adju:;tmanlS can be made to the comparabla property by comparisons to IInanclng tenns offered by a third pal'lY Institulional
lender that 1$ not already Invllllied in me proPllrty or lransaotlon. MY adlusunenl should not be calculated on a mecl1anlcal
dollar for dOllar cost 01 the financing or concession but the dllllar amount 01 any adjustment should approximate the market's
neactlon to !he finilnclng or concllsslon$ based on the appraiser's ludgmenl
STATEMENT OF ASSUMPTIONS AND L1rt1mNG CONDmONS: The appraiser's cSl'l1ncation in lhls report Is
sublect to !he following assumptions and IImlllng conditions:
1. The appraiser will not be responsible for matters or a legal nature lhat affect either the property being appraised or lhe title
to ii, ellcept for information that he or sns became aware 01 during the research InVOlved In performing this appraisal. The
appraiser assumes thaI !he title is good and marketable and will not render any opinions aboul lhe title.
2. The appraiser has provided a skelch In this appraisal report 10 shOW the apprOllimatQ dimensions 01 the Improvamantfl.
The sketch is Included only 10 assist the reader In vlsuali.lng !lie propertY and understanding tile appraiser'S determinallon
01 lIS sille.
3. The appraiser has 8)(iImlnQd the available nood maps that ~re prov\dell by the Federal Emergency Manallemenl Agency
(or olher data sources) and has nollld In this appraisal report whetnar any portlon of the subjgct site is localed In an
Idemified SpeCial Flood Hazard Area. Becau511 lhe appraiser Is not a surveyor. he or sh~ makes no guarantees, elCllrs:;S or
ImDlied. regarding this detenmlnatlon.
4. The appraiser will not give testimony or appear In coul1 because he or she made an appraisal of lhe property In question,
unless specific amngements 10 do so halle been made blllorehand. or ilS otherwise required by law.
5. The appraiser has noted In this appraisal report any adverse conditions (sue" as needed repairs. deterioration. the
prasence 01 hazarclous wastes, 10xlc substances, etc.) obSll'l/ad during the Inspection or the subjecl prDperty or that he or
lihl became aware of during !l'111 research Involved In perlormlnll ths appraisal, Unless otherwise stallld In this appraisal
",pori, ma appraiser has no knOWledge of any Midden or unapparent physical deficiencies or adverse conditions 01 the
propertY (such as, bul not limited to. needed repairs, deterioration. the presence 01 I'lazardous wilstes. toxic substances,
adverso environmental conditionS, etc.) that would make the propertY less valuable. and has assumed that there ane no such
condItions and makes no guarantees ot warranties. SllPress or Impllod. The appraiser will not bc responsible for any such
con"ldons that do exist or for any engln8enng or lestlnll thaI mlghl be required to discover whether such conditions exist.
Because the appraiser is not an expert In lhe field of environmental hazards, this appraisal report must nol be considered as
an environmental assessment of the property.
6. TIIQ appraiser "'as based his or her appraisal report and valuation conclusion for an appraisal !lIat Is sublect to satlsfaclOry
completion, repairs. or alteratlonS on the assumpllon that ll'le completion. repairs, or altBrations 01 the subject property will
be per10rmed In a professional rnanner,
Fl1IdClIe Mac Form 708 March 2005
Pags 5 01 7
Fannls Mae Fonn 1 004C Marcn Z005
FCI111 1lJO.4C _ 'TOTAL lor Window;' awnIS31 SQltwm bV 313 mode.ln,.- ,.800.AI.AMODE
CT...J"'....I
~G:01 L00G-ll-1~O
..Z
"110 No 4.'.8gs05ilSl f>a~~ "71
Manufactured Home Appraisal Report
F1II, 44 1 -80S0~
APPRAISER'S CERl1flCAT10N: The Appraiser certifies and agrees that
1. I have. at a minimum. developed and reported this appraisal in accordance with tha scope 01 work ~QUlrem8nts stared in
ltIls appraisal Teport.
2. I perlarmed a complete visual Inspection of lIle interior and exterior areas Df Ihe sUblec! propertY. I reportlld the condibon
01 tile impl'llVemems In tactual, specific terms. I ldenllflecl and ~por1ed the pllyslcal deliclencles lt1:11 could al1'8ct tl'le
livability, sDundness, ar slJ1Jctural integrity 01 The propartY.
3. I performed tI1ls appraisal In accordance wiTh the raqulfllmenlS 01 the Unllorm Standards Dl Prolesslonal Appraisal
Practice lI1at werll adopted and promulgated by the A!lpralsal Standards Board of The Appraisal Foundation and that were In
place at the time lhii appraisal report W85 pfllpared.
4. I developed my opinion 01 the market value or tile real properlY tIlat Is the sublect 01 this report based on the sales
comparison approach lD value, I alsO developed the o05t approach to value a5 suppon for the sales comparison approach. I
have adeQUatll comparable markel and cost dala to devetop reliable sales comparison and cost approaches lor this
ilPpraisal assignment. I furtller certify that I conslderlld The Income approacll to value but did not develop it, unless oDlerwise
Indicated in lhis reporr.
5. I researched, veri1led, analyzed. and ~portad on any current agreement tor sale lor Ihe SUbject propertY. any oflerlng far
sale 01 tile subject property In the twelve mDl1ms prfor to the eflecUve date 01 this appraisal. and 1I1e prior sal8s 01 the subject
propeny for a minimum of three years prior 10 the e"ectlve dale 01 this appraIsal, unless otherwise Indicated In this repoli.
6. I resllarelled. venlled, analyl:ed, and reponed on the prior sales aflhe comparable sales ror a minimum of one year prior
ItJ the date of sale or the comparable sale, unle5i otllerwlse IndiCllted In tills roport.
7. I selected and used comparable sallIS that are locallonally. physically, and functionally the most similar to 1I1e subJect propel'ly.
&, Illave not used comparable sallIS that were 1I1e raliult 01 combining a land &ale with lI1e comract purcnase price 01 a home Il'lat
has be.n built or will be bull! on 1I1e land.
9. I hiIYe reported adlus1mentli 10 the comparable sales that reflect the mal'lCet's reacllon to the dlnerences between tl'le sublect
property and the comparatlle sales,
, O. I var1l1ed, rrom a dlslnler8$18d source. all infcmnatlon In tI1is report tIlat was provided by partles who Ilave a financial in1erest in
Iha sailor IInancinIJ 01 rhe sublect propert't.
1 I. I have knowledge and experience In appraising this type of proPBI'IY In this market area,
12. I am aware 01, and have access to, the necassary and apPrtlllrlale public and pl'1vate data sources, Sucll as multiple listing
seNlceS. laX assessment records. public land records and otller sucll data sources lor me area in which !ha propertY is lm;alBd.
13. I obtaIned the Information, estimates, and opinions furnished by other parties and expressed In tI1ls appraisal rspon trom
reliable &OIJfCIIS 1I1at I believe to be true and correct
14. , have taken Into cansideration tl'l8 lactors th81 have an Impact on value with respect tD the SUllject neighborhOOd, subiect
prope~. and the proximity of the subject propertY to adverse InflUences In lI1e development of my oplnlDn 01 mar1<et value, I
nave ncned in lhis appralsal rapoll any advtrsll conditions (sUCIl as, but not limlled to. needed repairs. oelllnorallon, the
presence 01 hazardous wastes. toxic substBnce5, advarse envlranmental conditions, etc.) obseNed during tile Inspection of the
SUbJect progeny ot that I became aware of durfng the flI5earch Involved In per10rmlngthls appraisal. I nave considB~d thllse
aelvarsa condl1lons in my analysis ofll1e propertY value, and have flIPOr'led on The eNect 01 1118 conditions on !ha value and
marl<iltablllty of the subltct propeny.
15. I have n01 knowIngly wlll1neld any significant Information from th Is appraisal ~port and. to the best of my knowledge, all
statements and Information In thl5 appraisal repon ara trUe and correct.
, 6, I s1a18d In Ihis appraisal report my own personal, unbiased, amf professional analysis. Oplnlons, and conClu&lons, which
are subject only tll Ille assumptions and limiting conditions in this appraJsal repon.
n, I haya no presem or prospective Interest In the propel'ly tI1alls the subject 01 this rBport and I have nO prasem or
praap8ctlve personal intBl'llst or bias with ralipect !tl the particlpant& In the lransactlon. I did not base, etlller partially or
completely. my Malysls and/or opinion of market value in thiS appraisal ~PlJrt on the race, color, 1'01I010n, sex, aile. mantal
status, handicap. familial status. or national orlllln 01 eltller the prospective owners or occupants or the subject property or 01 lhe
PT\!!5ent owners or occupants of the properlies In the vicinity of tha subject propert't or on any O1her basis prohibited by law.
, 8, My employment and/or compensation for lIBr10rmlng this allpralsal or any future or anticipated appraisalS was not
condltionad on any ag~emenl or understanding, wrlttsn or otherwise, that I would report (or present analysis supporting) a
pradotlrmined specnlc value. a predetermined minimum valUs, a range or dlrllctlon In value. a value rhBl layors me cause of
any party, or tI1e attainment 01 a SPtcltiC result or occurrence 01 a speclric subsequent event (such as approval 01 a pending
mortgage loan application).
19. I person,,"y prepared all conclusions and opinions aboutlhe raal estate tI1at were set IlJrth In this appraisal report. If I
relied on slgniflcam raill proporty appraisal aiiistance from any IndIVidual or individuals In the performance 01 tl1is appraisal
or the preparation of this appraIsal repor" I have named such Indivldual(s) and disclosed the spec,"c tasks P8rtormed In this
appralul ~port, I certlly thBl any Individual so named is quallfled to perrorm the tasks. I l'Iave n01 autl10rized anyone to make
a change to any Item In this appraisal rlIpon: lher'llIOr'll, any change made to This appraisal Is unauthorized and I will take no
rasponsrbillly lor It
20. I Idenlmed The lender/client In this appraisal raport who Is the Individual, organlzaUon, or agent tor the organization that
orde~d and wlll1'llcelve This eppralsal rlIport.
Freddie Mac Fenn 70B Marcil 2005
page 6 or 7
Fannie Mee Fonn tOO4C March 2005
Form 1 004C - "TOTAL lor W1Mows' aggrolsalliDllware by a II mode. 111I:. - 1.BOO.ALAMODE
SV80' d
~?,~T )~~?_TT_I~n
'File No, 44HliWsasl ~1llBie1
ManufacbJred Home
F1II' 441-8050585
21, The lender/client may disclose or dlsltlbute 1hlS appraIsal report to: the borrower: another lender at lI'IlI I'llClUcst af :he
bOlTower: the mortgagee or \t& successors and assigns; mortgage Insurers; ~ovemmenl sponsored enterprises; ather
socondary mar1ce1 pa"IClpanlS: data collection or reporting services; prOfessional appraisal organil:ations; any department,
agency. or InstrUmentality of tile United States: and any state. the Dlstrtct 01 Columbia. or other Jurisdictions; wlthoul ha'ling !Q
obtain the appraiser's or supervisory appraIser's (II applleallle) cnnsent. Such conum must be abtalned befOre tnls appraisal
rwport may be disclosed or dlslrlbuted to any ather party (InclUding, but nat limited to. the PUblic through advertising. public
rela1ions. news. sales, or ather media).
22. I am aware lhat any disclosure ar dlstr1butilln 01 tills appraisal report by me or tne lender/client may be sublecl to certain
laws and r.gUlallans. Further, I am also sublect to the provisions 01 the Unllorm Standards aT Professlanal Appraisal Practice
that pertain !Q disclosure or distribution by me.
~3. The bCIrrowcr. ano!her lender ill the reQuest of the borrower. the mortgagee or its successors and assigns. mortgage
insuners, govemment sponsored errterpr1ses, and ather seconClary market participants may rely on thiS appraisal report as part
of any moltllage finance lransactlon that Involves any one or more of these parties.
24. 11 this appr1lisal report was lransmllled as an "electronic record" camalnlng my 'electronic slgnawre: as those lerms are
defined in applicable hlderal and/or SI!lte laws (eWl:ludlng audio and video recordings). or a facsimile transmiSSion 01 this
appraisal report containIng a copy llr represenlatlon of my sign attire , lhe appraisal report shall be as e"scllve. enforceable and
valid as It a paper version Dr this appraisal report were delivered containing my original hand wrlnGn signature.
25. Any Intenllonal or negllgent mlsrepresenlallon(s) contained In this appraisal report may result In civil liability and/or
crlmlnal penalties includIng, bUI not limited to, fine or Imprlsonment or bo!h under the prOVisions 01 TItle 1 B. United Sla[es
Code. Section 1001. et ssQ., or similar state laws.
SUPERVISORY APPRAISER'S CERTlACATION: The Supervisory Appraiser canllles and agrees lhat:
1. J dlneclly supervised lhe appraiser for this appraisal assignment, have read the appraisal report. and agree with the appraIser's
analysis. opinions. statements, conclusions, and the appraiser's certification.
2. I acc.1It full responsibility for the contents of this appraisal report InClu(llng, but not limited la. the appralser's analYSIS, opinions,
sralenllnlS. conclusions, ~nd the appraiser's certification.
3. 1119 appraiser Identified In this appraisal report Is either ~ sub-contractor or an employee of the supervisory appraiser (or the
appraisal flrm), is QualifiBd to perform this aporalsal. anells acceptable ta perform this appraisal under the applicable state law.
4. This appraiSal report complies with the Unllarm StandardS 01 Prolesslonal Appraisal Practlce that were adllllted and
pl'OlTlulgated by the APpraisal Standards Board of TIle Appraisal foundation and that were In place at the lime !hIs appraisal
report was prepared.
5. " this appraisal report was lrBnsmllleCl as an "electronic neCOrd" conlalnlng my "electronic signature" 85 tnOSll l$rms are
dlllned In applicable federal and/or statl laws (811cIUdlng audio and video recol'dlngs). or a facslmilB transmission of thiS
appraisal report containing a copy or representation of my signature, the appraisal report shall be as effeCllve. enforceable and
valid il5 If a paper version oJ tnls appraisal repart were delivered contllnlng my ortglnal hand written signawre.
Signature .-
Name Mallhew I<e A Slate cenlfled Ae8identilol rai!:er
company Name CR Consullina & AP~I services
Company Address 3920 Merksl 51. CamD Hil. ~A 17011
SUPERVISORY APPAAISER (ONLY IF REQUIRED)
SignatUre ~~
Name eri~ J ReIsSel'. CAA PA Slale ClO!1if..ct ReSlllenllel AoIll'ilis8l'
Company Name CR Consutling to APDI'8IBel Services
Company Address 322a Mar1cel 51. CalllD toii'l. PA 1701'
APPRAISER
Telephonel\lumDer an-235-3600
Emall Address nle
Dall Of Signatulll and Report '0110107
Effective Date Of Appraisal 10J0S/07
StIlI Ce""lcatton # PARL 139434
or Stlte License II
or Other
SlIte PA
EJqliratlon Date 01 Certification or License DBI30109
Telepnane Number lln,235-3600
Entail Address rJa
Date of Slgnarure 10/10107
Slate CertlncB110n # PAR1.139051
ar State License #
Slate PIl
ExpllCltlon Date 01 Certification or License oe/30/09
ADDRESS OF PROPERlY APPRAISED
156 Bee'em HolloW Rd
NeMillo. PA '7241.11538
APPRAISED VALUE OF SUBJECT PROPER'" S 105.500
LENCERICUENT
Name SlIV1na.s' 91 Morlllellll
Company Name Sav~ 1&\ Morltla(lll
Company Address 100 PUllers MYI Rd, Owlnas MUla, MO 21117
SUBJECT PROPERlY
III Old not Inspect subject property
o Did InspectlM8rtor 01 subject property tram street
Date oflnspecllan
o Old Inspect InterIor and 8Xlerlor at sublect propeny
Call 01 lnspecllon
COMPARABLE SALES
III Old not inspeCI eletlrlar of comparable sales Irom street
o Old InspBcl8X'lerlor of comparable sales from street
Oal' 01 Inspection
Email Address fila
Fredllle Mac Form 70B Marcil 2005
page 7 0'1
Fannie Mae Form1004C MarCn 2005
form 10040 - 'TOTAl for WIIIGOWS'lllPral5al5Ollware by a la modlJ. inc. - '.800.ALAMOOe
SV6121'd
t>z: 01: i.VlVl?:- 1:1:-I:ln
:R :Onsu/UM & AIlIlrillsal Slll"ll~ ~,,~ .i.dL I PM. "gl
FIRREA r UIPAP ADDE.DUII
9a- ~Nled3
-;;:: ':"rno , 56 Beel8m Holklw Rll
CIIV CllIIMiI Cumberl;al'l<l SIalc PA 71n .O~, 1724'.9538
I .......""'.., S.......s , SI MllrllJlI08
,~...
". _.. llfthla ,....." lito _"Ide an ....,nlon of mal'llel VlIIue. The funt:tlon of !he lall,..lsalls for1N use of a mOI'ltl.ae flnInc:tI
I lnfW8cllan on....
rliiiM
TN _nl 0' 1/111 .....r.I..1 he. be.n to ...!form . detllllad 1IIlI~n and ........1s of lIuI.ub ecr n........_ wllhln lhe flmlb ar tria tvllll 0
._.........1lL to collect and ....!W. com",,.ble dlla to rauh an a"InIDft of ".Iue Ind to wrlla . raDOn COIMI....... lIIlI ".Iue conduslon
to tile c:I""" In the co.lec:1lon of 01111 1G\IRl811nc1ud.-1Iwt not Imltld tal MI.I. Lenda,. 81'l1ker1 Countv Recorda and ...."klus
......IMI fUu _ra lIlIlzed. It Ia aMUmaclthel 1M Inform.IIM f~m \Mae Mureel III .ccuntl. All camolreb_1I ha". Delln VlIrlflad aa
elo.... ttvo....1I dati aourca read'" .VlI11l1b1e unless Incllcaled In 1M bOdW of the re"lIf1.
II\IIlIlIId U.'1",UII' ;. .... . . . .
TIll lmitnGed U..r 0'''' IDDrellll1 ,.00" lithe Land,rlCalnL The Intend'" U_ .. talYlllultlllll ..ro......, thelia the IlAll8ct of lhllt
...........1 for. morteaol flnlnee ttan..c:1Ion aubllCt lo me ltalld &coDe 0' Wol'll. ........... of tile a-rellll ,."0"..... re"ulnlmanta of
thlll _rallal ra..on lorm and beflnfllon of Merkel VIII... No .ddltlonallfttPded U..rs Ire Identified tl" till 1""...llIr.
HIIIDrv at PnlDlfIY .
Cumnl iSllllll/lfanMIan: sea Informlllon ,ndoMd In reD<<t
Prier slllt. See InformaUan anClClMd In ...aart.
~I" Tim. H'l/1I8lIna nn. .
Till "'lrIlIllrel .haws a marketlna lima at rau..hIv 30"'20 davs. This IlI8UmN . ,..aonab.. Isklna IIr1ce Ind nl:! sub!Umlal c:h~.....s I
till mark., ..rea.
p11f111ll11 TIIllIfIl1
Na-...._I ....0""'" Is Illclud.d withIn lhi5 r."ort.
.AddlIIaNI Camm.lItI . .
I" _cconl.nee wltJt !he c:om-lIn"" rule of lite uSPAP the a"""'''.rlal carrlfv lhalllll corr.cr actuation' I reoulnm.nta. u_rtenc:.
hOUri Ind knowlad". 1181 b-.n obbllnlld tel Ul:UraWhr Mtlmate vel... of UlIII.....CI ..ni..."" within thlll ..-rt. No _ oth8r IMn lhe
.DDfI_....' ....nl- lhe ra...w4 hlVI ..ravtdld alalllflClmlNllltlllQ In comllhrtlna - ""0~ olfMIrwl.a noled .11IUn.
~ a""fIJ1tICII or saff hall com "lIlId the c:omaanv llt'IlIfll8l1on~ "......ram and la ,Ilhar laid.... ,d\lc:aUonal COUf1llS. or hi. alrudv
.............d the co..... In 1"".....1 ..ndlrl'll Ind ..rtnclnlaL Till MnIor .""'I'lIr hall co......ltlcl revlawed INI or ..~...11v
-_d the IUlllac:1 ,,_ItV 'or.n re....rla In whldt"llsllllC8 In the de...-.nl wa' neca....... TIM sanlor 1""""lHr Isslonlna 11\1
_" Ind hus tl.ll......on.IbDtv for t!lI8 rellCl'" III ICCOrdlnc. to SUndard. Rule 2..3 Ind 2-5.
E-herlln thla reDo!t where It ,tllN "ESTIMATE OF IIIARKET VALUE"" I.lIIO b. dInned a, "OPINION OF MARKEiT VAl.Ue" In
conformance wlttl cwrent USPIlP.
CIflllIGlIllII'lliiiiiiiiilirw .
I, n;sIlllnlSlIIS&1ft1lenI wn no! bl&lld on I re~l8d mInlmll!l valllilian, i sDetln~ valulllOll. or iII1 IPProvaJ or Iloan.
2. My COlllPIIl5a1ion Is noI ClII1'ingcnt upon iIll l1IIor1lng 01 I prill_mined value or dlrecllOll In value 11111 I,vcrs tile CIU~ of IIIc tllem, II'1e amount of iI'll value
elllil\lle. lhe ~!nl 011 npulaled res~ or the occtllm'lce all stmeQuenllYlI1I.
~~ ...............-- 2tf).-
AGIlr.1iSll'(s): MlI1t...w..c;;nedv. p4 t:l1"le CertifJM !;elldentlal ADDral SuPlI'IlScry AppraJsCl(S)' Erik J FlelssBr, eRA PA S~. Ce/ll'ied Resld8ntlBl ,.
E"lClIvt dale / Reoon datn: 10105107 Efflt1Ne dill I Rapo" dm: 10/10/07
Farm FUA - "TOTAl for Windows" iPDrnlsalsaftware DV I la mo~B. Inc. - 1-800.A\.AMOOE
s~/12n "d
t>7:1AT. )I/tl/t?-TT-I"ln
("""T -,T.T-.-1
Suppllmental Addendum
181. No 441.80505851 PjU. N11l1
FlIB No. 441-8050585
Cum bel'lancl
1ft p,.
17241.9536
U".,: Aaaarent I=aa.mllftts & lnerftaehrnen"
51_ . The aUbJ.ct la typlCllI 0' the i'" and aim B1 anal le\/81.
Standsrd utlllty us.m.nta are 1I'....nr w~lch do nor adveraely """ct !he site. Nil oncreachments "~.
A e.rtlflecl plat wa. not pl'OVlcled to tl\o .ppraIHr. The II,a dlmanalons are e"lmated from public till ."apa or the
apprala."S ,,",Hurwmenll. No advltl'le condition. are Indlca'ed tJy the 1118'1 .Ize or ahape.
Th. subj.ct cllnfOrrns to curnnt zoning cod.. .. recorded and talle from public zoning recanlll.
TM appl'llser h.. ptIl'8OIIally examlnod ma moat current Information 10Urce., HUDIFEMA f10lld hllZ:lrd mapa and/ot
I_I munlclpll docum.II11 for t~a lIubjec:t vlclnl1y In arde, 10 utl."ate whether any pQl110n 0' ilia .lIbject slta IlIloc.ted
In e apeclal flood h..rd .1IB1I I. defined by HUDIFEMA. Unle.. otherwln n$d In lIIe bady of the repol1 or the
aeached addenelum, the 8"bJect Is COft.I....d by the appra...r 10 be Zllna C or)t, which .... nor IIpllCla' flood hazard
..... l'8qulrtnllll00d %One Infllflnlltlon on the IUNey repor1. The .urvay I1Ipor1 should denote any apeclal flood hazard
line on the apeclflc al" .nd III rel8tlonahlp to any ImpraVlmenra. A aUMY plet provld.1 1118 IIpeclflc data, w~ere IIlI
tfUDJFEMA mapa Ire mDfll Ilenerlllln n.tu....
URAl: En"lrarnaMal Cond"lona
To the *' of OIl unde..lgnld'e kn_ledge, tha pre.anea 0' Redon hla not been d,"d.d on mil prgpeny, or If Rldlln
hit beln dltec:ted, 11 hall been determined that the level 0' Radon III a.r. ec;coldlna to tha l1andllrd. I.tlbllsh,d by tha
Envlramln"l Pfotadlon ,lgeney. Thl u"deralgnecl dOH not. how.ver. milk. iBOY lIUlranteea or _rrllntle. thit the
property hIS baen tn..d 'or the p,....nc. of Radon, or If taetlld that the Willi were 1:000ducted purauilnt to EPA
apprond proCldure..
The IPPl'llIIer h_ not been 'nrormed, nor haa Ihe appral.e, In)' knowledgl of the 811I.tenI:8 of .IIY environmental or
hlalth Impediment, which" knClWll. could have I negatIVe Impllct on"" merk,' wlua of the lIubj.c:t property. The
vlludcm 1:~lned he...ln la not v.lld If IBfIY hazardoua It.me are faUnd In lIIe lIublell1 oroperty ami atated with In tha
"pl'lleel IIBPO"' Includ'ng bUt nOlllmlted to: U"'I'orrnlldlhycle fIlam Inlularlon, "-don G... AabeatOl Preduc:1ll. Lead
or Llad ...ed PfllducC-, TCIlllc Conc-mlnama.
UIlAR: Caal ADnro.ch Commenc.
ell8t fiV\lfU utlllziad In thl C:Olt approlCII are d..lved 'rem one or more of folloWIng: Mlrahin & Swift Realdentlal Cost
Handboclk. dl&cuallona wIth lcIcel bulldl'" or 'lIvlrNlng leNlIl cott flgurel. Accrued depr8clltlon II B&timated ulIlnll
the Economic AcI"LffiI MltnocI. Thill method conald.,. functlonlll and e:deme' otIaole.cenc:e and p~lcll
c1ttlrtorltlon. but phyalcill deterioration, but Is nol dlfJentntllte between leplll'1lta Cluses.
URAR: Dlaltal SIGnatures
The digital IlgMtura utld on thlll rIIOol1l. an .uct replica 01 thl Ipprllll,,'a actull.lllnat"re. The dlgllillalgnllfUre
hu not be", a'''reel and II downloaded Irom 'hi program by the .ppralser. The d1lllrlll .Ignllure II PilSword to ivold
Impn:Ip8r u..ge. Thl ellllltelalgnatur. I.,ould bl !:onlldered lIqual to an or1lllnal.lgnllture by the .ppt'lBl&er.
UIID S.I.. ComDRrI.an
TIl, b..emane .dJllltmontlllre baed upon MLS information IIl!:h aa "Full Finish, Full P.~ FltIlah. Ind Full
UnflnlaheCl". TM ..cond lI"e .djlll1ment for ba..me"lla baaeel upan bathroom count .nd dlNlI,. rroM blllImllnt
flnllh. Them_,lhl adJu.1II'Ient rut basement "n'''' Ind bathrooms are bll.ld upon mllrk~ 'nfonnatlon, and not room
c;ount, which Is not de.med rell.ble from prior experlencI.
PI... be adYInd In thl .alas comparlllon grld, bllthrooms IIIlI adjusted for on the flrllt IIn. lInd gro.. liVing area/room
count are adluated together liS a .Ingllllldjuslment on \hI IlIcond line. DINerance. 0' la.. 'hln one ~undred .quare
r"t an nllt IclJUlted.
The 1'1 IdJUltrnent. ullllad In \hili rlpon conalderl both 'he tI1ronologlclll and effectl.,e Ige. 0' "'Ia aubJecl ind
comparabt... PolnlB or !:onsldarB1lon Ire bUY"r P,.ferenc:e 'llr n_r home. (Illc:ept those 01 hlltorll:llllgnlflcance),
w..r Ind "Ir anlhe Inrraatructure, and oDSoleacenc:1 thet mllY be prellenl.
The tcl.Juall'llenia for lite ara baled IlII markl'lblltractlon Ind contribUtOry VIBllI8. i\t!ove a ceruln point each
ndltlonlllncremenr of I.nd a.... conlrlbu18a ,... on a acre or ptIr aqulI'" foot baSis lhen UII Inrl81 mInimum .Izll Illr
the are8, th"e i I:onllllnt dgllar p.r IIcre or Iqulre fool Idjullmlnt Will nol utilized.
Compll~DI.. 1 .. 3 lire lomewhet dl.tant In location to thl lubjlc:t. howevar, no currant ..les of .lmllDr propertlllll are
IVlllabla within cion pfOxlmlty to tha aubJac:t. Tha compatlbltl lIelected wtml considered the beat llvallablll wIthin the
."lImt .... and a'" eonaldereG typical of tllla m.nclt.
All value .ffectlltll dla.lmilarlrle. _re ad!ustadlccanllng to markllt ralcrlon. Thea. dl..lmllarltlllS .re not consld8red
to b. an 'nad.quIICY or an Ilver.lmpro."ment to the sublact proparty or thl eompsrab" ..lea. Any dlnlmllarltlea that
may have a nllgatlve Impact on m.rketablllty or buyer IIppeall'" notlld with I" tha ippralaal ,..pol"l.
fDnn TAOO _ "TOT-.L IDrWlMDW$" iPllralnl SDllwara by a la modB, Inc, -1.800-ALAMOOE
Sc:0~ ~00c ~~ 1JO
ell consulli111l & AOPralSil SsrvlClIll
Photograph Addendum
!Iii: ~a W .8050~8SI pace 1111
Cumbertsnd
Ie PA
Code 17241 -9S311
Sllbjecl fronl
Sutljad fronl
Subject rur
Subjoel rear
Subject Strllet
SubjcCl S lreel
Form PICSIX _ 'TOTAL lor Wlndawi" acPf~SII 50l1Ware tv a I~ mode. inc. - 1-800-ALAMOOE
i""'T/~T...J
SG:0l 600G II IJO
Comparable Photo Page
CUlTlbertend
a PA
iRiaN" 441.B05C5~SI P~aa ilI121
Cadi 172A ,.9538
Comparable 1
10&6 Cantarvil1e Rll
pr(a 10 Sub/eel 1,34 mile!
SaiD P~eD 92,000
GrOSS LlVina Am 1,1 40
Talll Roams 8
T alai Bodrll\ll\'l~ 3
TOlsl B~lI1roarrl$ 1
LacaLlon Penn Two
VIew Mln View
SIlS 1.25 Acres
llIJalIly Avel"i1!i1'l
Age 37 Years
Comparable 2
14 Souttlslde Dr
P= Ie SlIblet:l 0.64 rr1i'D~
SSill Pnee 112,500
Glc;s Wvln~ ArDa 1,404
Total Rooms 7
T 0\:11 Bc~rocms 3
TCI~I 9alhrDoms 2
LllCaIlon PilI'" Two
iI1ew Typica I
Sill ,15 A.:res
Ou31llY Average
4gs 10 Years
Comparable 3
22 Church Rd
Pr(a 10 SublStl
Sals Price
Gross LIVIng ArBa
Tola/ Roams
Tolal 8ellrccmIi
rola! Balhraams
location
VIew
SltD
llIJalllY
Age
faT1T\ PIC3x5,CR - "rcTAL IOf Windows' slIP!'!lsal so/lVIlle by ilia molle, 'nC. - 1-800.ALtMOOE
S"t/SZ"t'd
1,92 miles
111.750
1,311
6
3
1.5
Pam Two
Wooded
4.49 Aon:s
Average
35 Years
q7 : iii T ) .IiIDt7 T T I In
filJ:NO 441.805D5851 ?age;' 31
Building Sketch ('8.8 - 1)
B
CLn1DlIrlend
PA
li co 1724',9538
57,1l'
Oln\rlaRoam IClI!!Ilen l.eundry
Family RooM llol~
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ll: ~M"Il ~oom ~
Bedroom lltclfOOl'1
Bolh lltclnlllm
$7,0'
,.......,.......
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AFliA CALCULAilONS SUMMARY \.IVlNG AREA E1ReAKDOW III
c-. ~..... Hot s. NIlT..... .,.ndawn ~..
lil.lll rl&-.t rloe!' un.c 14U.Q ru~. t rloc,.,
26.0 . 5'- C UB2.0
:
:
Net LIVABLE Area (Rounded) '482 'Ilem (Rounded) '482
Fotm SKl8IdSkl- "TOTAL far WIM01IIS' apprii&aJ solTwsre bV ala mods. inc. - '.Soo.ALAMOOE
Sl/vl'd
S 1: . d ll::llOl.
!i'1I.No 441-80!i05851 PallS lIt141
Location Map
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Form MAP.lOC -1'OTAL far WII1dDW~' apPfJIBil6aHware by Ila ma~e, Ine. -1-800.ALAMDOE
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O/'~T )~~? TT I~n
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Parcel #31-13-0112-051
./
MADE the 025
This Indenture
day of (Y~ ~, 2002,
BETWEEN DEBRA K. GORDON, single woman, Grantor, party of the first part
and
DEBRA K. GORDON, single woman, and NELLIE DILLMAN, single woman, Grantees, parties
of the second part:
This is a tax exempt transfer from daughter to mother and daughter.
WITNESSETH, that the said party of the first part, in consideration of One Dollar ($1.00) to her
now paid by the said parties of the second part, does grant, bargain, sell and convey unto the said
parties of the second part, their heirs and assigns, as tenants in common,
ALL that certain tract or parcel of land and premises, situate, lying and being in the Township of
Penn in the County of Cumberland and Commonwealth of Pennsylvania, bounded and described
pursuant to a survey made by Thomas Alvin Neff, Registered Surveyor, dated May 6, 1980,
commonly known as 156 Beetem Hollow Road, Newville, Cumberland County, Pennsylvania
17241 to wit:
BEGINNING at an iron pin in the center line of 33 feet wide Beetem Sawmill Road (Township
Road T-350) at the northeastern corner of land now or late of Floyd W. Kotzmoyer and wife, now
or late of Thomas E. Meals; thence from said iron pin at the Place of Beginning along the center
line of said Beetem Sawmill Road, South Five (5) Degrees West, a distance of Two Hundred
Thirty-Four (234.00) Feet to a point at the corner of land now or late of Floyd W. Kotzmoyer and
wife, now or late of Stauffer, thence along line of said land now or late of Stauffer South Eighty-
Nine (89) Degrees Ten (10) Minutes Forty (40) Seconds West, a distance of Two Hundred Four
and Five Hundredths (204.05) feet to an iron pipe at corner of land now or late of said Stauffer in
line of land now or late of said Stauffer in line of land now or late of Thomas E. Meals; thence
along line of said land now or late of Thomas E. Meals, North One (1) Degree Fifty-Two (52)
Minutes West, a distance of Forty (40) feet to an iron pipe; thence still along line of said land
now or late of Meals, North Twenty Four (24) Degrees Thirty Four (34) Minutes West, a
distance of One Hundred Ninety-Three and Twenty Hundredths (193.20) Feet to an iron pipe;
thence still along line of said land now or late of Meals, North Eighty-Five (85) Degrees Eight (8)
Minutes East, a distance of One Hundred Thirty-Nine and Fifty Hundredths (139.50) feet to an
iron pipe; thence still along line of land now or late of Meals, North Eighty-Seven (87) Degrees
East, a distance of One Hundred Sixty-Seven and Thirty Hundredths (167.30) feet to an iron pin
in the center line of said 33 feet wide Beetem Sawmill Road, the point and place of BEGINNING.
BEING THE SAME PREMISES WHICH Frederick L. Gordon and Debra K. Gordon by Deed
dated January 9, 1998, recorded November 19, 1999. in Deed Book 211, page 865, in the Office
of the Recorder of Deeds in and for Cumberland County. Pennsylvania, granted and conveyed
COOK 250 PM. 4856
.... ..... r'" ..
unto Debra K. Gordon, Grantor herein.
Under and subject to any and all covenants, conditions, reservations, restrictions, limitations,
right-of-ways, objections, easements, agreements, etc., as they appear of record.
With the appurtenances: TO HAVE AND TO HOLD the same unto and for the use of said
parties of the second part, their heirs and assigns forever,
And the said Grantor for her heirs, executors and administrators covenants with the said parties of
the second part, their heirs and assigns against all lawful claimants the same and every part
thereof to Specially Warrant and Defend.
WITNESS the hand and seal of the said party of the first part.
WITNESS:
'~~ fJJ
1/ Yb.
tj~j~ 7<: ,-~~h--
DEBRA K. GORDON
(Seal)
COMMONWEAJ.- TH OF P~NNSYL VANIA )
COUNTY OF ~/tlJU)I )
ON THIS the d6 day of fy~Ll.- ,2002, before me, the
undersigned officer, personally appeared Debra K. Gordon, known to me (or satisfactorily
proven) to be the person whose name is subscribed to the within instrument and acknowledged
that she executed the same for the purposes therein contained.
IN WITNESS WHEREOF, I hereunto set my hand and official seal.
Jennifer 0 StNotarial Seal
I.ower AlI~n T:'~rtc~ing, Norary Public
My CommISSion J:'_' mbertand County
Me........... p ....."'res Jan. 31, 2005
""""'. 8IlIlsylvan'
IaAssocialion 01 NotarIeo
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BOOK 250 ~,,~cr4857
, .. ..- ,..., "'....,.
, ~
National City
Mortgage
National City Mortgage
A DivISion of National City BanK
3232 Newmark Dnve
Miamlsburg, Ohio 45342
Telephone: (937) 910-1200
Mailing Address:
P.O. Box 1820
Dayton, Ohio 45401-1820
December 12, 2007
Debra K Rhoads
156 Beetem Hollow Rd
Newville PA 17241
RE: Loan No. 0000744435
Dear Customer:
Enclosed is the documentation you requested.
opportunity to be of service to you.
Thank you for the
If you have further questions about your loan, please call our
knowledgeable Customer Service Team at 1-800-822-5626. If you are
internet active, visit us online at www.nationalcitymortgage.com
to view up-to-date loan information 24 hours a day, 7 days a week!
We appreciate you and your business.
Sincerely,
Customer Service Department
Enclosure
CS100
OHA
3CBST:!:TUTE FCR~V) , : 93
~ATIONAL CITY MORTGAGE CO
2.0. BOX 1820
DAYTON OH 45401-1820
31-0856949
168-48-3530
4,230.56
DEBRA K GORDON
156 BEETEM HOLLOW RD
NEWVILLE PA 17241-9538
0744435
LOAN TYPE CONV WITH PMI
WE AT NATIONAL CITY MORTGAGE WISH TO EXTEND OUR APPRECIATION TO YOU FOR
YOUR PATRONAGE OVER THE PAST YEAR. PLEASE READ THE REVERSE SIDE OF
THIS FORM FOR IMPORTANT IRS INFORMATION.
CURR TOTAL PMT
CURR ESCROW PMT
C:-;RINCIPAL ACTIVITY
PAYMENTS APPLIED
REMAINING BAL
745.81
154.36
2002=::>
552.70
86,147.30
DISBURSEt-'lENT
PROPERTY TAXES
HAZARD INSURANCE
FHA/PMI INSURANCE
ADDT\L ASSESSMENTS
ESCROW REFUND
ACTIVITY:
750.48
.00
427.76
.00
274.72
ESCROW ACTIVITY 2002:
BEGIN ESCROW BAL .00
TOTAL DEPOSITS 2,058.30
TOTAL DISBURSE 1,452.96
CLOSING ESC BAL 605.34
CLOSING ESCROW BALANCE IS BEING HELD FOR PAYMENT OF BILLS AS THEY BECOME DUE.
2002 INTEREST PAYMENTS REPORTED TO IRS ****************** 4,230.56
o IF YOU HAVE ANY ADDITIONAL QUESTIONS, PLEASE CONTACT OUR CUSTOMER
SERVICE DEPARTMENT AT 1-800-822-5626.
Hoffman-Roth Funeral Home & Crematory, Inc.
219 North Hanover Street
Carlisle, P A 17013
(717)243-4511
October 1, 2007
Glenn E. McKay Sr.
1560 Webster Drive
Carlisle, P A 17013-
The Funeral Service for Nellie K. Dillman
13807-140
We sincerely appreciate the confidence you have placed in us and will continue to assist you in every way we can. Please
feel free to contact us if you have any questions in regard to this statement.
THE FOLLOWING IS AN ITEMIZED STATEMENT OF THE SERVICES, FACILITIES, AUTOMOTIVE EQUIPMENT,
AND MERCHANDISE THAT YOU SELECTED WHEN MAKING THE FUNERAL ARRANGEMENTS.
OUR SERVICE:
Traditional Funeral Service Package. . . . . .
FUNERAL HOME SERVICE CHARGES
$3490.00
$3490.00
SELECTED MERCHANDISE:
Winthrop Casket. . . . .
Monarch Interment Receptacle. .
Ethel Maid Dress. . . . . .
THE COST OF OUR SERVICES, EQUIPMENT, AND MERCHANDISE
THAT YOU HAVE SELECTED . . . . . . . . . . . . .
$1940.00
$880.00
$97.00
$6407.00
Cash Advances
Opening Grave. . . . . . . .
Certified Copies of Death Certificates.
Flowers. . . . . . . . . .
TOTAL CASH ADVANCES AND SPECIAL CHARGES .
$375.00
$16.00
$132.50
$523.50
Total
Total Cost.
. . . . . . . . . . . . . . . . . . . . . . . . .
$6930.50
History
08/27/2002 Cumberland County V A
09/13/2002 Barbara McKay.
09/13/2002 Gary Di11man
09/13/2002 Deb Gordon. .
$-100.00
$-3323.75
$-1753.35
$-1753.40
TOTAL AMOUNT DUE
$0.00
This statement is net and payable in full within 30 days of receipt.
- - - - - -. - - - - - - - - - - - - - - - - - - - - - - - - - - --- - - - - - - - - - - - - - - - - - -. - - - - - - - - - --
Please return this portion with your Remittance
$
Amount Enclosed
Service 10 # 13807-140
Nellie K. Dillman
,...T ,~n. J
'file No U1-R05058SI Pane #1 i
f'IIIOM:
Irk J Relller, eRA
CR Cor1s\l_irlO & "PP'BI&BI Service.
:1920 Marleel 51
camp HID. PA 17011
INVOICE
DATi '
10/10107
TtII\lIllIN run. 877-235-3600
Fo Mu",bII~ 866-l35-S544
REPUIENC&
TO:
In1ll\'ll10ftl8rll:
l..InW CIM /I'.
C111111 FJI ,:
M.1n FlII ,hn lllrIll: 441-8050585
CU\tt flI8. an ftlllll;
feclIrtI T..IO:
Elllpla1ll1O:
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~11t1ll8lllllr.
FlllIum.,.
e-MI/l:
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Llndlr: S;lvingS 1 $I MOl1gagB
Purch.r /lonawtr. Rl108CIe
,.r1y ~ 158 BBI!l!Bm Hollow Rd
CIIy: Newville
Cac81ty: C\lmborlal'lCl
Legll DllCrlptlon: 80011 250 Page 4S515
CI1erl1:
Slale: PA
Zip: 17241.9536
"'i=E!S"
425.00
AMOuNT
uAAR FHA
SUBTOTAL :
425.00
300.00
"AMoUNT,:, '
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.p'~~~:,:,.:.f,
C....I:
CIlIC~ I:
Check I:
01":
Dall:
OIle:
DncrlpUon: Pd C neck
Dascripllon:
OncrVtlan:
SUBTOTAL
300.00
TOTAL DUE S 125.00
'orm NNS - 'lllTAL 'Of Window,' appraisal softWare Dy 111111Gdl, Ine. - 1.BOlloAlAI,lODE
ell ~ansUting & Aoprals:J! Ser'/k:85
1G:01 ~00G-11-1JO