HomeMy WebLinkAbout03-6512FEDERMAN AND PHELAN, LLP
By: FRANK FEDERMAN, ESQ., Id. No. 12248
LAWRENCE T. PHELAN, ESQ., Id. No. 32227
FRANCIS S. HALLINAN, ESQ., Id. No, 62695
ONE PENN CENTER PLAZA, SUITE 1400
PHILADELPHIA, PA 19103
(215) 563-7000
ATIrORNEY FOR PLAINTIFF
WASHINGTON MUTUAL BANK, FA, S/l/1 TO
HOMESIDE LENDING, INC., F/K/A BANCBOSTON
MORTGAGE CORPORATION
8120 NATIONS WAY, BUILDING 100
JACKSONVILLE, FL 32256
Plaintiff
GALEN TROLINGER
LISA TROLINGER
615 WEST PINE STREET
MOUNT HOLLY SPRINGS, PA 17065
COURT OF COMMON PLEAS
CIVIL DIVISION
TERM
NO.O - 1
CUMBERLAND COUNTY
Defendant(s)
CIVIL ACTION - LAW
COMPLAINT IN MORTGAGE FORECLOSURE
NOTICE
You have been sued in court. If you wish to defend against the claims set forth in the
following pages, you must take action within twenty (20) days after this complaint and notice are
served, by entering a written appearance personally or by attorney and filing in writing with the
court your defenses or objections to the claims set forth against you. You are warned that if you
fail to do so the case may proceed without you and a judgment may be entered against you by the
court without further notice for any money claimed in the complaint or for any other claim or
relief requested by the plaintiff. You may lose money or property or other fights important to
you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO
NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW.
THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE
TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER
LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
CUMBERLAND COUNTY
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CARLISLE, PA 17013
(7 l 7) 249-3166
File #: 84632
IF THIS IS THE FIRST NOTICE THAT YOU HAVE
RECEIVED FROM THIS OFFICE, BE ADVISED THAT:
PURSUANT TO THE FAIR DEBT COLLECTION
PRACTICES ACT, 15 U.S.C. § 1692 et seq. (1977),
DEFENDANT(S) MAY DISPUTE THE VALIDITY OF
THE DEBT OR ANY PORTION THEREOF. IF
DEFENDANT(S) DO SO IN WR/TING WITHIN
THIRTY (30) DAYS OF RECEIPT OF THIS
PLEADING, COUNSEL FOR PLAINTIFF WILL
OBTAIN AND PROVIDE DEFENDANT(S) WITH
WRITTEN VERIFICATION THEREOF;
OTHERWISE, THE DEBT WILL BE ASSUMED TO
BE VALID. LIKE,VISE, IF REQUESTED WITHIN
THIRTY (30) DAYS OF RECEIPT OF THIS
PLEADING, COUNSEL FOR PLAINTIFF WILL
SEND DEFENDANT(S) THE NAME AND ADDRESS
OF THE ORIGINAL CREDITOR, IF DIFFERENT
FROM ABOVE.
THE LAW DOES NOT REQUIRE US TO WA/T
UNTIL THE END OF THE THIRTY (30) DAY
PERIOD FOLLOWING FIRST CONTACT WITH
YOU BEFORE SUING YOU TO COLLECT THIS
DEBT. EVEN THOUGH THE LAW PROVIDES
THAT YOUR ANSWER TO THIS COMPLAINT IS
TO BE FILED IN THIS ACTION WITHIN TWENTY
(20) DAYS, YOU MAY OBTAIN AN EXTENSION OF
THAT TIME. FURTHERMORE, NO REQUEST
WILL BE MADE TO THE COURT FOR A
JUDGMENT UNTIL THE EXPIRATION OF THIRTY
(30) DAYS AFTER YOU HAVE RECEIVED THIS
COMPLAINT. HOWEVER, IF YOU REQUEST
PROOF OF THE DEBT OR THE NAME AND
ADDRESS OF THE ORIGINAL CREDITOR WITHIN
THE THIRTY (30) DAY PERIOD THAT BEGINS
UPON YOUR RECEIPT OF THIS COMPLAINT,
THE LAW REQUIRES US TO CEASE OUR
EFFORTS (THROUGH LITIGATION OR
OTHERWISE) TO COLLECT THE DEBT UNTIL
WE MAIL THE REQUESTED INFORMATION TO
YOU. YOU SHOULD CONSULT AN ATTORNEY
FOR ADVICE CONCERNING YOUR RIGHTS AND
OBLIGATIONS IN THIS SUIT.
IF YOU HAVE FILED BANKRUPTCY AND
RECEIVED A DISCHARGE, THIS IS NOT AN
ATTEMPT TO COLLECT A DEBT. IT IS AN
ACTION TO ENFORECE A LIEN ON REAL
ESTATE.
File #: 84632
Plaintiff is
WASHINGTON MUTUAL BANK, FA, S~I TO HOMESIDE
LENDING, INC., F/K/A BANCBOSTON MORTGAGE CORPORATION
8120 NATIONS WAY, BUILDING 100
JACKSONVILLE, FL 32256
The name(s) and last known address(es) of the Defendant(s) are:
GALEN TROLINGER
LISA TROLINGER
615 WEST PiNE STREET
MOUNT HOLLY SPRINGS, PA 17065
who is/are the mortgagor(s) and real owner(s) of the property hereinafter described.
On 08/04/1993 mortgagor(s) made, executed and delivered a mortgage upon the premises
hereinafter described to MERIDIAN MORTGAGE CORPORATION which mortgage is
recorded in the Office of the Recorder of CUMBERLAND County, in Mortgage Book
No. 1156, Page 90. By Assignment of Mortgage recorded 10/06/94 the mortgage was
assigned to PLAINT~F which Assignment is recorded in Assignment of Mortgage Book
No. 483, Page 743.
The premises subject to said mortgage is described as attached.
The mortgage is in default because monthly payments of principal and interest upon said
mortgage due 09/01/2003 and each month thereafter are due and unpaid, and by the terms
of said mortgage, upon failure of mortgagor to make such payments after a date specified
by written notice sent to Mortgagor, the entire principal balance and all interest due
thereon are collectible forthwith.
File #: 84632
The following amounts are due on the mortgage:
Principal Balance
h~terest
08/01/2003 through 12/17/2003
(Per Diem $6.11)
Attorney's Fees
Cumulative Late Charges
08/04/1993 to 12/17/2003
Cost of Suit and Title Search
Subtotal
$28,981.26
849.29
1,250.00
~7.26
$ 550.00
$ 31,647.81
Escrow
Credit - 138.87
Deficit 0.00
Subtotal $- 138.87
TOTAL $ 31,508.94
The attorney's fees set forth above are in conformity with the mortgage docun~ents and
Pennsylvania law, and will be collected in the event of a third party pumhaser at Sheriffs
Sale. If the Mortgage is reinstated pr/or to the Sale, reasonable attorney's fees will be
charged.
Notice of Intention to Foreclose as set forth in Act 6 of 1974, Not/ce of Homeowner's
Emergency Assistance Program pursuant to Act 9 l of 1983, as amended in 1998, and/or
Notice of DefauR as required by the mortgage document, as applicable, have been sent to
the Defendant(s) on the date(s) set forth thereon, and the temporary stay as provided by
said notice has terminated because Defendant(s) has'have failed to meet with the Pl~/mtiff
or an authorized consumer credit counseling agency, or has/have been denied assistance
by the Pennsylvania Housing Finance Agency.
WHEREFORE, PLAINTIFF demands an in rem Judgment against the Defendant(s) in the sum of
$ 31,508.94, together with interest from 12/17/2003 at the rate of$6,11 per diem to the date of
Judgment, and other costs and charges collectible under the mortgage and for the foreclosure and
sale of the mortgaged property.
FEDERMAN4ND PHELAN, LL~ . I I
FRANK FEDERMAN, ESQUIRE
LAWRENCE T. PHELAN, ESQUIRE
FRANCIS S. HALL1NAN, ESQUIRE
Attorneys for Plaintiff
File #: 84632
~henoe ~ l~d ut ~o ~e oonv~d to ~as E. Moos~ and -
P~~DR~A_~_~WES~__~INE STREET
VERIFICATION
ANN THORN hereby states that she is VICE PRESIDENTof WASHINGTON
MUTUAL BANK, F.A.. Mortgage servicing agent for Plaintiffin this matter, that she is authorized to
take this Verification, and that the statements made in the foregoing Civil Action are true and correct to the
best of her knowledge, information and belief. The undersigned understands that this statement is made
subject to the penalties of 18 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities.
DATE:
SHERIFF'S RETURN - REGULAR
CASE NO: 2003-06512 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
WASHINGTON MUTUAL BANK
VS
TROLINGER GALEN ET AL
SGT. DAVID ZEIGLER , Sheriff or Deputy Sheriff of
Cumberland County,Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT
TROLINGER GALEN
DEFENDANT , at 1305:00
- MORT FORE
HOURS, on the
was served upon
the
7th day of January
at
CARLISLE, PA 17013
GALEN TROLINGER
a true and attested
CUMBERLAND CO SHERIFF'S OFFICE ONE COURTHOUSE SQUARE
by handing to
copy of COMPLAINT - MORT FORE
together with
2004
and at the same time directing His attention to the contents
Additional Comments
615 W PINE ST MT HOLLY SPRINGS IS VACANT.
DEFENDANTS ARE IN PROCESS OF MOVING OUT BELONGINGS.
thereof.
Sheriff's Costs:
Docketing 18
Service 4
Affidavit
Surcharge 10
32
So Answers:
0 0 · ,
00
00 R. Thomas Kline
00
83 01/09/2004
FEDER~ & PHEL~
By:
Deputy ~he~i f f
Sworn and Subscribed to before
me this ~'L~. day of
/ Prothonotary '
SHERIFF'S RETURN - REGULAR
CASE NO: 2003-06515 P
COMMONrWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
PRINCIPAL WHOLESALE MORTGAGE
VS
VANASDALAN GEORGE W
HAROLD WEARY
Cumberland County, Pennsylvania,
says, the within COMPLAINT - MORT FORE
VANASDALAN GEORGE W
DEFENDANT at 1508:00 HOURS,
at 6594 CARLISLE PIKE
MECHANICSBURG, PA 17055 by handing to
CHRIS HOCKLEY, NEPHEW
a true and attested copy of COMPLAINT - MORT FORE
Sheriff or Deputy Sheriff of
who being duly sworn according to law,
was served upon
the
on the 22nd day of December
together with
2003
and at the same time directing His attention to the contents thereof.
Sheriff's Costs:
Docketing 18.00
Service 6.21
Affidavit .00
Surcharge 10.00
.00
34.21
Sworn and Subscribed to before
me this /f ~ day of
~ ~ a 6~3 '~ A.D.
rothonotary ' ~
So Answers:
R. Thomas Kline
12/23/2003
FEDERMAN & PHELAN
FEDERMAN AND PHELAN, LLP
By: FRANK FEDERNIAN
Identification No. 12248
Attorney for Plaintiff
ONE PENN CENTER AT SUBURBAN STATION
1617 JOHN F. KENNEDY BLVD., SUITE 1400
PHILADELPHIA, PA 19103-1814
(215] 565~7000
WASHINGTON MUTUAL BANK, FA, S/I/I TO
HOMESIDE LENDING, INC., F/K/A
BANCBOSTON MORTGAGE CORPORATION
8120 NATIONS WAY, BUILDING 100
JACKSONVILLE, FL 32256
Plaintiff,
V.
GALEN TROLINGER
LISA TROLINGER
Defendant(s).
CUMBERLAND COUNTY
COURT OF COMMON PLEAS
CIVIL DIVISION
NO. 2003-06512~CIVIL TERM
PRAECIPE FOR IN REM JUDGMENT FOR FAILURE TO
ANSWER AND ASSESSMENT OF DAMAGES
TO THE PROTHONOTARY:
Kindly enter an in rem judgment in favor of the Plaintiff and against GALEN TROLINGER
and LISA TROLINGER, Defendant(s) for failure to file an Answer to Plaintif£s Complaint within 20
days from service thereof and for Foreclosure and Sale of the mortgaged premises, and assess Plaintiff's
damages as follows:
As set forth in Complaint
Interest from 12/17/03 to 2/18/04
TOTAL
$31,508.94
$391.04
$31,899.98
I hereby certify that (1) the addresses of the Plaintiffand Defendant(s) are as shown above, and
(2) that notice has been given in accordance with Rule 237.1, copy attached.
FRANK FEDERMAN, ESQUIRE
Attorney for Plaintiff
DAMAGES ARE HEREBY ASSESSED AS iNDICATED.
PRO PROTHY
FEDERMAN AND PHELAN, LLP
FRANK FEDERMAN, ESQ., Id. No. 12248
LAWRENCE T. PHELAN, ESQ., Id. No. 32227
FRANCIS S. HALLINAN, ESQ., Id. No. 62695
ONE PENN CENTER PLAZA, SUITE 1400
PHILADELPHIA, PA 19103
(?15) 56~-7000
ATTORNEY FOR PLAINTIFF
WASHINGTON MUTUAL BANK, FA, S/IA TO
HOlVlESIDE LENDING, INC., F/KJA BANCBOSTON
MORTGAGE CORPORATION
Plaintiff
GALLEN TROL1NGER
LISA TROLINGER
Defendants
: COURT OF COMMON PLEAS
: CIVIL DIVISION
: CUMBERLAND COUNTY
: NO. 2003-06512
TO:
GALLEN TROLINGER
615 WEST PINE STREET
MOUNT HOLLY SPRINGS, PA 17065
DATE OF NOTICE: JANUARY 28, 2004 F[LE C 07'~1
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO
YOU IN AN ATTEMPT TO COLLECT THE INDEBTEDNESS REFERRED TO HEREIN, AND ANY
INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE.IF YOU HAVE
PREVIOUSLY RECEIVED A DISCTIARGE IN BANKRUPTCY, THIS CORRESPONDENCE IS NOT AND
SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, Biff ONLY AS
ENFORCEMENT OF LIEN AGAEN!ST PROPERTY.
IMPORTANT NOTICE
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE
PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR
OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE
DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU
MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER,
GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH
INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH
INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A
REDUCED FEE OR NO FEE.
CUMBERLAND COUNTY
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CARLISLE, PA 17013
(717) 249-3166
~-~FRANK FEDERMAN, ESQUIRE
LAWRENCE T. PHELAN, ESQUIRE
FRANCIS S. HALL1NAN, ESQUIRE
Attorneys for Plaintiff
FEDERMAN AND PHELAN, LLP
FRANK FEDERMAN, ESQ., Id. No. 12248
LAWRENCE T. PHELAN, ESQ., Id. No. 32227
FRANCIS S. HALLINAN, ESQ., Id. No. 62695
ONE PENN CENTER PLAZA, SUITE 1400
PHILADELPHIA, PA 19103
(21si s6~-7ooo
ATTORNEY FOR PLAINTIFF
WASHINGTON MUTUAL BANK, FA, S/FI TO
HOMESIDE LENDING, INC., FAWA BANCBOSTON
MORTGAGE CORPORATION
Plaintiff
Vs,
GALLEN TROLINGER
LISA TROLINGER
Defendants
: COURT OF COMMON PLEAS
: CIVIL DWISION
: CUMBERLAND COUNTY
: NO. 2003-06512
TO:
LISA TROLINGER
615 WEST PINE STREET
MOUNT HOLLY SPRINGS, PA 17065
DATE OF NOTICE: JANUARY 28, 2004
FILE COPY
THIS FIRM IS A DEBT COLLECTOR AI'TEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO
YOU IN AN ATTEMPT TO COLLECT THE INDEBTEDNESS REFERRED TO HEREIN, AND ANY
INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE.IF YOU HAVE
PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY, THIS CORRESPONDENCE IS NOT AND
SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY AS
ENFORCEMENT OF LIEN AGAINST PROPERTY.
IMPORTANT NOTICE
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE
PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR
OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM
THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND
YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS,
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU
WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU
WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT
A REDUCED FEE OR NO FEE.
CUMBERLAND COUNTY
CUMBERLAND COUN~FY BAR ASSOCIATION
2 LlBERTY AVENUE
CARLISLE, PA 17013
(717) 249-3166
FEDE , ESQW. E
LAWRENCE T. PHELAN, ESQUIRE
FRANCIS S. HALLINAN, ESQUIRE
Attorneys for Plaintiff
FEDERMAN AND ?HELAN, LLP
FRANK FEDERMAN, ESQ., Id. No. 12248
LAWRENCE T. PHELAN, ESQ., Id. No. 32227
FRANCIS S. HALL1NAN, ESQ., Id. No. 62695
ONE PENN CENTER PLAZA, SUITE 1400
PHILADELPHIA, PA 19103
(~as) s6~-7ooo
WASHINGTON MUTUAL BANK, FA, S/FI TO
HOMESIDE LENDING, INC., F/IC/A BANCBOSTON
MORTGAGE CORPORATION
Plainfff
GALLEN TROL1NGER
LISA TROLINGER
Defendants
TO:
GALLEN TROLUNGER
114 4TM STREET
ROLING SPRINGS, PA 17007
ATTORNEY FOR PLAINTIFF
: COURT OF COMMON PLEAS
: CIVIL DMSION
: CUMBERLAND COUNTY
: NO. 2003-06512
FILE COPY
DATE OF NOTICE: JANIIARV 2g, 2004
TIrIIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. TI{IS NOTICE IS SENT TO
YOU IN AN ATTEMPT TO COLLECT THE /NDEBTEDNESS REFERRED TO HEREIN, AND ANY
INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE.IF YOU HAVE
PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY, THIS CORRESPONDENCE IS NOT AND
SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY AS
ENFORCEMENT OF LIEN AGAINST PROPERTY.
IMPORTANT NOTICE
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE
PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR
OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE
DATE OF THIS NOTICE, A/UDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU
MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER,
GO TO OR TELEPHONE TFIE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH
INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO H/RE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH
INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A
REDUCED FEE OR NO FEE.
CUMBERLAND COUNTY
CZJMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CARLISLE, PA 17013
(717) 249-3166
LAWRENCE T. PHELAN, ESQUIRE
FRANCIS S. HALLINAN, ESQUIRE
Attorneys for Plaintiff
FEDERMAN AND PHELAN, LLP
FRANK FEDERMAN, ESQ., Id. No. 12248
LAWRENCE T. PHELAN, ESQ., Id. No. 32227
FRANCIS S. HALLINAN, ESQ., Id. No. 62695
ONE PENN CENTER PLAZA, SUITE 1400
PHILADELPHIA, PA 19103
ATTORNEY FOR PLAINTIFF
WASHINGTON MUTUAL BANK, FA, S/FI TO
HOMESIDE LENDING, INC., F/K/A BANCBOSTON
MORTGAGE CORPORATION
Plaintiff
GALLEN TROLINGER
LISA TROLINGER
Defendants
: COURT OF COMMON PLEAS
: CIVIL DMSION
: CUMBERLAND COUNTY
: NO. 2003-06512
TO:
LISA TROLINGER
114 4TM STREET
ROLING SPRINGS, PA 17007
FILE COPY
DATE OF NOTICE: JANUARY 28, 2004
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO
YOU IN AN ATTEMPT TO COLLECT THE INDEBTEDNESS REFERRED TO HEREIN, AND ANY
INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE.IF YOU HAVE
PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY, THIS CORRESPONDENCE 1S NOT AND
SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY AS
ENFORCEMENT OF LIEN AGAINST PROPERTY.
IMPORTANT NOTICE
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE
PERSONALLY OR BY ATTORNEY AND FiLE IN WRITING WITH THE COURT YOUR DEFENSES OR
OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM
THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND
YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU
WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU
WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT
A REDUCED FEE OR NO FEE.
CUMBERLAND COUNTY
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CARLISLE, PA 17013
(717) 24%3166
FRANK FEDERMAN, ESQUIRE
LAWRENCE T. PHELAN, ESQUIRE
FRANCIS S. HALLINAN, ESQUIRE
Attorneys for Plaintiff
SHERIFF'S RETUR~
~CASE NO: 2003-065~2 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
WASHINGTON MUTUAL BANK
VS
TROLINGER GALEN ET AL
- REGULAR
RONALD HOOVER
Cumberland County, Pennsylvania,
says, the within COMPLAINT - MORT FORE
TROLINGER LISA
DEFENDANT
at 150i:00 HOURS,
at .114 4TH STREET
BOILING SPRINGS, PA 17007
LISA TROLINGER
a true and attested copy of COMPLAINT
Sheriff or Deputy Sheriff of
who being duly sworn according to law,
was served upon
the
on the 2nd day of January , 2004
by handing to
- MORT FORE
together with
and at the same time directing Her attention to the contents thereof.
Sheriff's Costs:
Docketing 6.00
Service 4.14
Affidavit .00
Surcharge 10.00
.00
20.14
Sworn and Subscribed to before
me this day of
A.D.
So Answers:
?
R. Thomas Kline
01/09/2004
FEDERMAN & PHELJtN
By: /
Deputy She~if f
Prothonotary
REGULAR
SHERIFF'S RETURN -
CASE NO: 2003-06S12 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CU~BERLAND
WASHINGTON MUTUAL BANK
VS
TROLINGER GALEN ET AL
SGT. DAVID ZEIGLER
Cumberland County, Pennsylvania,
Sheriff or Deputy Sheriff of
who being duly sworn according to law,
was served upon
the
7th day of January , __
says, the within COMPLAINT - MORT FORE
TROLINGER GALEN
DEFENDANT , at 1305:00 HOURS, on the
2004
at CUMBERLAND CO SHERIFF'S OFFICE ONE COURTHOUSE SQUARE
CARLISLE, PA 17013 by handing to
GALEN TROLINGER
a true and attested copy of COMPLAINT - MORT FORE together with
and at the same time directing His attention to the contents thereof.
Additional Comments
615 W PINE ST MT HOLLY SPRINGS IS VACANT.
DEFENDANTS ARE IN PROCESS OF MOVING OUT BELONGINGS.
Sheriff's Costs
Docketing 18.00 , .-~,.~.,, .<
Service 4 . 83
Affidavit
Surcharge 10.00 R. Thomas Kline
.00
32.83 01/09/2004
FEDERMkN & PHELAN
- Deputy ~h4Yif f
Sworn and Subscribed to before
me this day of
Prothonotary
FEDERMAN and PHELAN, LLP
By: FRANK FEDERMAN
Identification No. 12248
ONE PENN CENTER AT SUBURBAN STATION
1617 JOHN F. KENNEDY BLVD., SUITE 1400
PHILADELPHIA, PA 19103-1814
(215) 563-7000
WASHINGTON MUTUAL BANK, FA, S/FI TO
HOMESIDE LENDING, INC., F/K/A
BANCBOSTON MORTGAGE CORPORATION
8120 NATIONS WAY, BUILDING 100
Plaintiff,
V.
GALEN TROLINGER
LISA TROLINGER
Defendant(s).
ATTORNEY FOR PLAINTIFF
CUMBERLAND COUNTY
COURT OF COMMON PLEAS
CIVIL DMSION
NO. 2003-06512-CIVIL TERM
VERIFICATION OF NON-MILITARY SERVICE
FRANK FEDERMAN, ESQUIRE, hereby verifies that he is attomey for the Plaintiffin
the above-captioned matter, and that on information and belief, he has knowledge of the following facts,
to wit:
(a) that the defendant(s) is/are not in the Military or Naval Service of the United States
or its Allies, or otherwise within the provisions of the Soldiers' and Sailors' Civil Relief Act of Congress
of 1940, as amended.
(b) that defendant GALEN TROLINGER is over 18 years of age and resides at ,615
WEST PINE STREET, MOUNT HOLLY SPRINGS, PA 17065.
(c) that defendant LISA TROLINGER is over 18 years of age, and resides at, 114 4TH
STREET, BOILING SPRINGS, PA 17007.
This statement is made subject to the penalties of 18 Pa. C.S. Section 4904 relating to
m~sworn falsification to authorities.
FRANK FEDERMAN, ESQUIRE
Attorney for Plaintiff
LEGAL DESCRIPTION
BEOXl~/1-NO AT A POINT ZN TH~ (~TTER OF TOWN~HIP ROAD ~O. 475;
M~0-r~ ~0 8E~ ~T 100 F~r ~ ~ ~ OF ~O.
BBINO TH~ S~ME P~OP~TY ~ TO ~h~,T,~'~Z T~OLINO~ A~D LISA
T~OL~NQ~, HI8 WIFE, T~/~T~ BY THE ENTIRETy, BY D~D FR~9~
03/28/1908 IN DE~ BOOK 33-0, PAOE 138.
PROPERTY ADDRESS: 615 WEST PINE STREET, MOUNT HOLLY SPRINGS, PA 17065
TAX PARCEL: # 40-32-2334-003A
FEDERMAN and PHELAN, LLP
By: FRANK FEDERMAN
Identification No. 12248
ONE PENN CENTER AT SUBURBAN STATION
1617 JOHN F. KENNEDY BLVD., SUITE 1400
PHILADELPHIA, PA 19103-1814
(215) 563-7000
WASHINGTON MUTUAL BANK, FA, S/I/I TO
HOMESIDE LENDING, INC., F/K/A
BANCBOSTON MORTGAGE CORPORATION
Plaintiff,
GALEN TROLINGER
LISA TROLINGER
Defendant(s).
ATTORNEY FOR PLAINTIFF
CUMBERLAND COUNTY
COURT OF COMMON PLEAS
CML DIVISION
NO. 2003-06512-CIVIL TERM
CERTIFICATION
FRANK FEDERMAN, ESQUIRE, hereby verifies that he is attorney for the Plaintiffin
the above-captioned matter, and that the premises are not subject to the provisions of Act 91
because it is:
( ) an FHA mortgage
( ) non-owner occupied
( ) vacant
(X) Act 91 procedures have been fulfilled
This certification is made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unswom
falsification to authorities.
FRANK FEDERMAN, ESQUIRE
Attorney for Plaintiff
PRAECIPE FOR WR/T OF EXECUTION - (MORTGAGE FORECLOSURE)
P.R.C.P. 3180-3183
WASIClINGTON MUTUAL BANK, FA, S/I/I TO
HOMESIDE LENDING, INC., F/K/A
BANCBOSTON MORTGAGE CORPORATION
Plaintiff,
GALEN TROLINGER
LISA TROLINGER
No. 2003-06512-CIVIL TERM
Defendant(s).
TO THE DIRECTOR OF THE OFFICE OF THE PROTHONOTARY:
Issue writ of execntion in the above matter:
Amount Due
Interest from 2/18/04 to JUNE 9, 2004
(per diem -$5.24)
TOTAL
$31,899.98
$586.88 and Costs
$32,486,86
FRANK FEDERMAN, ESQUIRE
One Penn Center at Suburbm~ Station
1617 John F. Kennedy Boulevard, Suite 1400
Philadelphia, PA 19103-1814
Attorney for Plaintiff
Note: Please attach description of property. No.
LEGAL DESCRIPTION
THAT C~T~IN TRACT OF I,AND WITH IMPRO~E~TS THFA~EON
BOONDED A~D DF~R/B~ P~P~U2a/qT TO A SURV~ BY TH~ A. NEFF,
BEING THE S~24E p~OPERTY (~DNVElq~) TO 0~L~ T~OLIN<~{ 2a2{D LISA
T~OLING~, HIS WIFE, T}~iANTB BY THE ~IP. ETIF~, BY DkK,~ FRO{~
PROPERTY ADDRESS: 615 WEST PINE STREET, MOUNT HOLLY SPRINGS, PA 17065
TAX PARCEL: # 40-32-2334-003A
WRIT OF EXECUTION and/or ATTACHMENT
COMMONWEALTH OFPENNSYLVANIA) NO 03-6512 Civil
COUNTY OF CUMBERLAND) CIVIL ACTION - LAW
TO THE SHERIFF OF CUMBERLAND COUNTY:
To satisfy the debt, interest and costs due WASHINTONG MUTUAL BANK, FA S/I/I TO
HOMESIDE LENDING, INC., F/FdA BANCBOSTON MORTGAGE CORPORATION, Plaintiff (s)
From GALEN TROLINGER AND LISA TROLINGER
(1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL
DESCRIPTION.
(2) You are also directed to attach the property of the defendant(s) not levied upon in the possession
of
GARNISHEE(S) as follows:
and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from
paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant
(s) or otherwise disposing thereof;
(3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession
of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a
garnishee and is enjoined as above stated.
Amount Due $31,899.98 L.L. $.50
Interest FROM 2/18/04 TO 6/9/04 (PER DIEM - $5.24) - $586.88 AND COSTS
Atty's Corem % Due Prothy $1.00
AttyPaid $134.97 Other Costs
Plaintiff Paid
Date: FEBRUARY 20, 2004
(Seal)
CURTIS R. LONG
Prothonot.~D~
Deputy
REQUESTING PARTY:
Name FRANK FEDERMAN, ESQUIRE
Address: ONE PENN CENTER AT SUBURBAN STATION
1617 JOHN F. KENNEDY BOULEVARD, SUITE 1400
PHILADELPHIA, PA 19103-1814
Attorney for: PLAINTIFF
Telephone: 215-563-7000
Supreme Court ID No. 12248
WASHINGTON MUTUAL BANK, FA, S/I/I TO
HOMES/DE LENDING, INC., F/K/A
BANCBOSTON MORTGAGE CORPORATION
Plaintiff,
GALEN TROLINGER
LISA TROLINGER
Defendant(s).
CUMBERLAND COUNTY
COURT OF COMMON PLEAS
CIVIL DIVISION
NO. 2003-06512-CIVIL TERM
AFFIDAVIT PURSUANT TO RULE 3129
(Affidavit No. 1)
WASHINGTON MUTUAL BANK. FA, SfIfl TO HOMESIDE LENDING, INC., F/K/A
BANCBOSTON MORTGAGE CORPORATION, Plaintiff in the above action, by its attorney,
FRANK FEDERMAN, ESQUIRE, sets forth as of the date the Praecipe for the Writ of Execution was
filed the following information concerning the real property located at ,615 WEST PINE STREET,
MOUNT HOLLY SPRINGS, PA 17065.
1. Name and address of 0wner(s) or reputed Owner(s):
Name Last Known Address (if address cannot be
reasonably ascertained, please indicate)
GALEN TROLINGER
615 V~EST PINE STREET
MOUNT HOLLY SPRINGS, PA 17065
LISA TROLINGER 114 4TH STREET
BOILING SPRINGS, PA 17007
2. Name and address of Defendant(s) in the judgment:
Same as above
3. Name and last known address of every judgment creditor whose judgment is a record lien on the real
property to be sold:
None
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
4. Name and address of last recorded holder of every mortgage of record:
Name Last Known Address (if address cannot be
reasonably ascertained, please indicate)
WAYPOINT BANK 2N~ & PINE STREETS
HARRISBURG, PA 17101
5. Name and address of every other person who has any record lien on the property:
Name Last Known Address (if address cannot be
reasonably ascertained, please indicate)
None
6. Name and address of every other person who has any record interest in the property and whose
interest may be affected by the sale.
Name
None
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in
the property which may be affected by the sale:
Name
Tenant/Occupant
Domestic Relations of Cumberland County
Commonwealth of Pennsylvania
Department of Welfare
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
615 WEST PINE STREET
MOUNT HOLLY SPRINGS, PA 17065
13 North Hanover Street
Carlisle, PA 17013
PO Box 2675
Harrisburg, PA 17105
! verify that the statements made in this affidavit are true and correct to the best of my personal
knowledge or information and belief. I understand that false statements herein are made subject to the
penalties of 18 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities.
February 18, 2004
DATE
FRANK FEDERMAN, ESQUIRE
Attorney for Plaintiff
WASHINGTON MUTUAL BANK, FA, S///I TO
HOMES/DE LENDING, INC., F/K/A
BANCBOSTON MORTGAGE CORPORATION
Plaintiff,
GALEN TROLINGER
LISA TROLINGER
Defendant(s).
TO:
GALEN TROLINGER
615 WEST PINE STREET
MOUNT HOLLY SPRINGS, PA 17065
CUMBERLAND COUNTY
No. 2003-06512-CIVIL TERM
February 18, 2004
LISA TROLINGER
114 4TH STREET
BOILING SPRINGS, PA 17007
**THIS FIPO~I IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION
OBTAINED WILL BE USED FOR THATPURPOSE. IF YOUHAVE PREVIOUSLYRECEIVED A DISCHARGE 1N
BANKRUPTCY AND THIS DEBT WAS NOT REAFFIRMED, THIS IS NOTAND SHOULD NOT BE CONSTRUED TO BE
AN ATTEMPT TO COLLECT A DEBT, BUT ONLY ENFORCEMENT OF A LIEN A GAINST PROPER TY. **
Your house (real estate) at, 615 WEST PINE STREET, MOUNT HOLLY SPRINGS, PA
17065, is scheduled to be sold at the Sheriffs Sale on JUNE 9, 2004 at 10:00 a.m, in the Cumberland
County Courthouse, South Hanover Street, Carlisle, PA 17013, to enforce tbe court judgment of
$31,$99.98 obtained by WASHINGTON MUTUAL BANK, FA, S/I//TO HOMESIDE LENDING,
INC., F/FdA BANCBOSTON MORTGAGE CORPORATION (the mortgagee) against you. In the
event the sale is continued, an announcement will be made at said sale in compliance with Pa.R.C.P.,
Rule 3129.3.
NOTICE OF OWNER'S RIGHTS
YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE
To prevent this Sheriffs Sale, you must take immediate action:
The sale will be cancelled if you pay to the mortgagee the back payments, late charges,
costs and reasonable attorney's fees due. To find out how much you must pay, you may
call: (215) 563-7000.
You may be able to stop the sale by filing a petition asking the Court to strike or open the
judgment, if the judgment was improperly entered. You may also ask the Court to
postpone the sale for good cause.
3. You may also be able to stop the sale through other legal proceedings.
You may need an attomey to assert your rights. The sooner you contact one, the more chance
you will have of stopping the sale. (See notice on page two on how to obtain an attorney.)
YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER
RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE.
1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may
find out the price bid by calling (215) 563-7000.
2. You may be able to petition the Court to set aside the sale if the bid price was grossly
inadequate compared to the value of your property.
3. The sale will go through only if the buyer pays the Sheriffthe full amount due in the sale. To
find out if this has happened, you may call (717) 240-6390.
4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the
property as if the sale never happened.
5. You have the right to remain in the property until the full amount due is paid to the Sheriff
and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict
you.
6. You may be entitled to a share of the money which was paid for your house. A schedule of
distribution of the money bid for your house will be filed by the Sheriff within 30 days of the sale. This
schedule will state who will be receiving that money. The money will be paid out in accordance with
this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the
Sheriff within ten (10) days after the distribution is filed.
7. You may also have other rights and defenses, or ways of getting your home back, if you act
immediately after the sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE
A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED
BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
CUMBERLAND COUNTY ATTORNEY REFERRAL
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CUMBERLAND COUNTY COURTHOUSE
CARLISLE, PA 17013
(717) 249-3166
(800) 990-9108
LEGAL DESCRIPTION
PROPERTY ADDRESS: 615 WEST PlNE STREET, MOUNT HOLLY SPR1NGS, PA 17065
TAX PARCEL: # 40-32-2334-003A
FEDERMANAND PHELAN, LLP.
by: Daniel G. Schmieg, Esquire
Atty. I.D. No. 62205
One Penn Center Plaza, Suite 1400
Philadelphia, PA 19102-1799
(215) 563-7000
ATTOPdNEY FOR PLAINTIFF
Washington Mutual Bank, FA, S/I/I To
Homeside Lending, INC., F/K/A Bancboston
Mortgage, Corporation
: CUMBERLAigD COLrNTY
: COURT OF COMMON PLEAS
vs.
Galen Trolinger
Lisa Trolinger
: CIVIL DIVISION
: NO. 2003-06512-CIVIL TERM
PRAECIPE FOR RUL~ TO SHOW CAUS~
TO THE PROTHONOTARY:
Kindly enter a Rule upon Galen Trolinger Lisa Trolinger, Defendant(s) to
show cause why the attached Order for Reassessment of Damages should not be
entered.
By:FE~.~p'
Daniel G. Schmieg, Esquire
Attorney for Plaintiff
FEDERMANAND PHELAN, LLP.
by: Daniel G. Schmieg, Esquire
Atty. I.D. No. 62205
One Penn Center Plaza, Suite 1400
Philadelphia, PA 19102-1799
(215) 563-7000
Washington Mutual Bank,
Homeside Lending, INC.,
Mortgage, Corporation
FA, S/I/I To
F/K/A
vs.
Galen Trolinger
Lisa Trolinger
ATTORNEY FOR PLAINTIFF
Bancboston
: CUMBERLAND COUNTY
: COURT OF COMMON PLEAS
: CIVIL DIVISION
: NO. 2003-06512-CIVIL TERM
AFFIDAVIT OF SERVICE
Daniel G. Schmieg, Esquire, hereby certifies that a copy of
Plaintiff's Petition for Reassessment of Damages have been sent to the
individuals indicated below on April 21, 2004.
Galen Trolinger
615 West Pine Street,
Mount Holly Springs,
PA 17065
Lisa Trolinger
114 4TM Street,
Boiling Springs, PA 17007
DATE:
April 21, 2004
By: F~5,~.
D~i~l G. Schmieg, Esquire
At"corney for Plaintiff
FEDERMANAND PHELAN, LLP.
by: Daniel G. Schmieg, Esquire
Atty. I.D. No. 62205
One Penn Center Plaza, Suite 1400
Philadelphia, PA 19102-1799
(215) 563-7000
ATTORNEY FOR PLAINTIFF
Washington Mutual Bank,
Homeside Lending, INC.,
Mortgage, Corporation
vs.
Galen Trolinger
Lisa Trolinger
FA, S/I/I To
F/K/A Bancboston
CUMBERLAND COUNTY
.COURT OF COMMON PLEAS
CIVIL DIVISION
NO. 2003-06512-CIVIL TERM
PLAINTIFF'S PETITION FOR REASSESSM~NT OF DAMAGE~
Plaintiff, by its Attorney, Daniel G. Schmieg, Esquire, moves
the Court to direct the Prothonotary to reassess the damages in
this matter, and in support thereof avers the following:
1. Complaint in Mortgage Foreclosure was filed on December
18, 2003. 2. Judgment was entered against Defendant(s) on
February 20, 2004 in the amount of 31,899.98.
3. The mortgaged premises are listed for Sheriff's Sale on
June 9, 2004.
4. Additional sums have been incurred or expended on
Defendant(s).
behalf since the Complaint was filed and Defendant(s) have been
given credit for any payments that have been made since the
judgment, if any.
The amount of damages should now read as follows:
Principal Balance
Interest Amount
August 1, 2003 through June 9, 2004
Per Diem $6.11
Late Charges
Legal fees
Cost of Suit and Title
Sheriff's Sale Costs
Property Inspections/Perservation
MIP/PMI
NSF Fees
Suspense/Misc. Credits
Appraisal/BPO
Escrow
Credit
Deficit
TOTAL
28,981.26
1,918.07
103.56
1,250.00
1,112.00
0.00
1,503.75
0.00
0.00
(0.00)
0.00
0.00
695.39
$35,564.03
5. Under the terms of the mortgage, which mortgage is
recorded in the Office of the Recorder of Deeds in Book (#1156),
Page (#90), Plaintiff is entitled to judgment in the amount as set
forth in paragraph four herein against the Defendant(s).
WHEREFORE, Plaintiff respectfully requests this Honorable
Court issue an Order to the Prothonotary to reassess the damages
as set forth above.
By:FED~~..~
DaZZl ~. Schmieg, Esquire
Att~rney for Plaintiff
-2-
FEDERMANAND PHELAN, LLP.
by: Daniel G. Schmieg, Esquire
Atty. I.D. No. 62205
One Penn Center Plaza, Suite 1400
Philadelphia, PA 19102-1799
(215) 563-7000
Washington Mutual Bank,
Homeside Lending, INC.,
Mortgage, Corporation
FA, sl~Iz To
F/K/A
VS.
Galen Trolinger
Lisa Trolinger
ATTORNEY FOR PLAINTIFF
Bancboston
: CUMBERLAND COUNTY
: COURT OF COMMON PLEAS
: CIVIL DIVISION
: NO. 2003-06512-CIVIL TERM
BRIEF OF LAW IN SUPPORT OF
PLAINTIFF'S MOTION TO REASS~SS DaMa~m~
I. BACKGROUND OF CASE
Plaintiff and Defendant(s) entered into a Premissory Note and Mortgage
Agreement, wherein Defendant(s) agreed to pay Plaintiff principal, interest,
late charges, real estate taxes, hazard insurance premiums and mortgage
insurance premiums as said monies became due. In turn, Plaintiff's Note was
secured by a mortgage on the subject premises. The Mortgage Agreement
indicates that in the event Defendant(s) defaults, Plaintiff may pay any
necessary obligations in order to protect its collateral, the subject premises.
In the case sub judicia, Defendant(s) failed to abide by the Mortgage
Agreement by failing to tender numerous, promised monthly mortgage payments.
Accordingly, after Plaintiff determined that Defendant{s) were not going to
cure the default and bring the loan current, Plaintiff commenced a Mortgage
Foreclosure Action.
Judgment was subsequently entered by the Court, and the subject property
is scheduled for Sheriff's Sale.
Because of the excessive period of time between the initiation of the
Mortgage Foreclosure Action, the entry of Judgment and the Sheriff's Sale date,
damages as previously assessed by the Court are outdated and must be increased
to include current interest, real estate taxes, insurance premiums, and other
expenses which Plaintiff has been obligated to pay under the Mortgage Agreement
in order to protect its interest.
II. ARGUMENT FOR REAS~T OF DAMA~
The Pennsylvania Rules of Civil Procedure
issue of Reassessment
are silent with respect to the
of Damages; however, Rule 1037 provides, "the
Prothonotary shall assess damages for the amount which Plaintiff is entitled if
it is a sum certain or which can be made certain by computation..." In the
instant case, the amount to which Plaintiff is entitled is readily calculated
by review of the Mortgage Agreement, which is of record, together with the
Complaint which specifically lists the items chargeable.
Clearly, if Rule 1037 gives the Prothonotary the right to assess damages
for the amount to which Plaintiff is entitled as set forth in the Complaint,
the Court has similar power to reassess damages at a later date.
In addition, Rule 1037(a) provides that the Court, on motion of a party,
may enter an appropriate judgment against a party upon default or admission.
If the Court has the power to enter judgment, it certainly has the power to do
a lesser act, to wit, reassess damages.
It is settled law in Pennsylvania that the Court may exercise its
equitable powers to control the enforcement of a judgment and to grant any
relief until that judgment is satisfied. 20 P.L.E., Judgments Sec. 191. See
also, Stephenson v. Butts, 187 Pa. Super 55, 59, 142 ;~.2d 319, 321 (1958); Chase
Home Mortqaqe Corporation of the Southwest v. Good, 537 A.2d 22, 24 (Pa. Super
1988).
In Chase Home Mortqaqe, the Court stated that where a judgment has been
assessed following defendant's failure to file a responsive pleading in a
mortgage foreclosure action,
amend the judgment to add
failure to comply with the
a mortgagee "...could properly move the court to
additional sums due by virtue if the mortgage's
terms of the mortgage agreement..." Id. at 24.
Because a judgment in mortgage foreclosure is strictly in rem, it is critical
that the judgment reflect those amounts expended by the Plaintiff in protecting
the property. See Meco Reality Company v. Burns, 414 Pa. 495, 200 A.2d 335
(1971).
Plaintiff submits that if Plaintiff went to sale without reassessing
damages, and if there was competitive bidding for the subject premises,
Plaintiff would suffer irreparable harm in that it would not be able to recoup
monies it paid to protect its interest. Conversely, a reassessment of damages
will not be detrimental whatsoever to Defendant(s) as it imputes no personal
liability.
The Supreme Court of Pennsylvania found in the Landau v. Western Pa. Nat.
Bank case that the debt owed on a mortgage changes and can be expected to
change from day to day, because Western Pennsylvania must pay expenses for the
property in order to protect its collateral. 445 Pa. 117, 282 A.2d 335 (1971).
Because a mortgage lien is not extinguished until the debt is paid, Plaintiff
must protect its collateral up until the date of sale. See Beckman v. Altoona
Trust Co., 332 Pa. 545, 2 A.2d 826 (1939).
Therefore, Plaintiff respectfully submits that if the enforcement of its
rights are delayed by legal proceedings and enforcement of its judgment, and
such delays require the mortgagee to expend additional sums pursuant to the
Mortgage, then said expenses become part of the mortgagee's lien and should be
included in said judgment. As the Court indicated, in FNMA v. Jeffersoq, an
unreported case a copy of which is attached hereto, since the charges
enumerated in Plaintiff's Motion for Reassessment of Damages were incurred
pursuant to the Mortgage Agreement, and the mortgage had not yet been paid,
said char~es should be included in Plaintiff's judgment amount. May Term, 1986,
NO. 2359 (CCP PHILA. 1986).
III. CONCLUSION
Plaintiff respectfully requests this Honorable Court grant its Petition to
Reassess Damages. Plaintiff respectfully submits that it has acted in good
faith in maintaining the property in accordance with the Mortgage, and in
reliance on said instrument with the understanding that it would recover the
monies it expended to protect its collateral.
WHEREFORE, Plaintiff respectfully requests this Honorable Court to
reassess the damages as set forth in the Petition to Reassess Damages.
By:
Daniel G. Sc~fmieg, Esqui~_e
Attd~ney for Plaintiff
;~'~., ~ ~
u~o~ ca~d~razion of ~ilin~iff. Fe~era~ ]~at~ona! ~cr~aqe
t~is .Cou~'~ O~er of NQve~er 7. L~.85 an,~ ~e Answer
'. ;~ '~ ~ -
~-~- . ~.- - .
3) J~en~ is ~r~ i.ncc=a.~ed ~o
mortgaqe .oayme.~ts ugo~ ~he fj~'~ing of.O~fen~'
jud~nt by default ~as-entered Ln ~is action. Because
3..¢.'-°.~ [029 (c) .
VERIFICATION
undersigned understands
penalties of 18 Pa.
authorities.
Daniel G. Schmieg, Esquire, hereby states that he is the attorney for Plaintiff
in this action, that he is authorized to take this affidavit, and that the
statements made in the foregoing Petition for Reassessment of Damages are true
and correct to the best of his knowledge, information and belief. The
that this statement herein is made subject to the
C.S. §4904 relating to unsworn falsification to
DATE: April 21, 2004
FE PHEW, L.L.P
Da~'el G. Schmieg, Esquire
Attorney for Plaintiff
FEDERMAN AND PHELAN, LLP.
by: Daniel G. Schmie~, Esquire
Atty. I.D. No. 62205
One Penn Center Plaza, Suite 1400
Philadelphia, PA 19102-1799
(_(215) 563-7000
ATTORNEY FOR PLAINTIFF
Washington Mutual Bank,
Homeside Lendin9' INC.,
M°rtgage, Corporation
vs.
Galen Trolinger
Lisa Trolinger
FA, S/I/I To
F/K/A Bancboston
CUMBERLAND COUNTy
COURT OF COMMON PLEAS
CIVIL DIVISION
NO. 2003-06512-CiViL TERM
_RU~E
AND NOW, this ~day of ~ 2004, a Rule is entered
upon Galen Trolinger Lisa Trolinger, Defendant (s) to show cause why the
attached Order for Reassessment of Damages should not be entered.
BY THE COURT:
/
AI~LONOH.LO~ ~H/.
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,
PENNSYLVANIA
WASHINGTON MUTUAL BANK, FA,
S/III TO HOMESDE LENDING, INC.,
F/IOA BANCBOSTON MORTGAGE
CORPORATION
VS.
GALEN TROLINGER
LISA TROLINGER
) CIVIL ACTION
)
) CIVIL DIVISION
) NO. 2003-06512-CIVIL TERM
AFFIDAVIT OF SERVICE PURSUANT TO RULE 3129
COMMONWEALTH OF PENNSYLVANIA )
COUNTY OF CUMBERLAND )
SS:
I, FRANK FEDERMAN, ESQUIRE attorney for WASHINGTON MUTUAL
BANI~ FAt S/I/I TO HOMESIDE LENDING~ INC. F/K/A BANCBOSTON
MORTGAGE CORPORATION hereby verify that on March 2~ 2004 tree and correct
copies of the Notice of Sheriff's sale were served by certificate of mailing to the recorded
lienholders, and any known interested party see Exhibit "A" attached hereto.
DATE: May 4, 2004
FRANK FEDERMAN, ESQUIRE
Attorney for Plaintiff
80o
2004
19103
FEDERgL~IgA/gD PHEImAN, LLP.
by: Daniel G. Schmieg, Esquire
Atty. I.D. No. 62205
One Penn Center Plaza, Suite 1400
Philadelphia, PA 19102-1799
(215) 563-7000
ATTORNEY FOR PLAINTIFF
Washington Mutual Bank,
Homeside Lending, INC.,
Mortgage, Corporation
FA, S/I/I To
F/K/A Bancboston
CUMBERLAND COUNTY
COURT OF COMMON PLEAS
vs.
Galen Trolinger
Lisa Trolinger
CIVIL DIVISION
NO. 2003-06512-CIVIL TERM
CERTIFICATION OF SERVICE
I, Daniel G. Schmieg, Esquire, hereby certify that a copy of the Rule
Returnable Date of May 27tn, 2004 and a copy of Plaintiff's Petition for
Reassessment of Damages have been sent to the individuals indicated below on
May 7, 2004.
Galen Trolinger
Lisa Trolinger
615 West Pine Street,
Mount Holly Springs, PA 17065
FE~;~M~A/~D PHELAlg, L~L.P
Daniel G. Schmieg, Es~lire
Attorney for Plaintiff
Date: May 7, 2004
FEDERMA-N AND PHELAN, LLP.
by: Daniel G. Schmieg, Esquire
Atty. I.D. No. 62205
One Penn Center Plaza, Suite 1400
Philadelphia, PA 19102-1799
(215) 563-7000
ATTORNEY FOR PLAINTIFF
Washington Mutual Bank,
Homeside Lending, INC.,
Mortgage, Corporation
FA, S/I/I To
F/K/A Bancboston
: CUMBERLAND COLrNTY
: COURT OF COMMON PLEAS
vs.
Galen Trolinger
Lisa Trolinger
ORDER
AND NOW, this /~ day of ~,~
: CIVIL DIVISION
: NO. 2003-06512-CIVIL TERM
, 2004, upon consideration of
Plaintiff's Motion to Make Rule Absolute, it is hereby ORDERED and DECREED that
the Rule entered upon Defendant(s) shall be and is hereby made absolute and
Plaintiff's Petition is GRANTED and it is further
ORDERED that the Prothonotary reassess the damages in this case as
follows:
Principal Balance
Interest Amount
August 1, 2003 through June 9, 2004
Per Diem $6.11
Late Charges
Legal fees
Cost of Suit and Title
Sheriff's Sale Costs
Property Inspections/Preservation
MIP/PMI
NSF Fees
Suspense/Misc. Credits
Appraisal/BPO
Escrow
Credit
Deficit
TOTAL
28,981.26
1,918.07
103 56
1,250 00
1,112 00
0 00
1,503 75
0 00
0.00
(0.00)
0.00
0.00
695 .39
$35,564.03
Plus interest per diem from June 9, 2004 through Date of Sale at
percent.
NOTE:
THE ABOVE FIGURE IS NOT A PAY OFF - SHERIFF'S SALE COSTS
AlfD COMMISSION ARE NOT INCLUDED IN THE ABOVE FIGURES.
six (6%)
FEDERMAN AND PHELAN, LLP.
by: Daniel G. Schmieg, Esquire
Atty. I.D. No. 62205
One Penn Center Plaza, Suite 1400
Philadelphia, PA 19102-1799
(215) 563-700~
Washington Mutual Bank, FA,
Homeside Lending, INC.,
Mortgage, Corporation
S/I/I TO
vs.
Galen Trolinger
Lisa Trolinger
ATTORNEY FOR PLAINTIFF
F/K/A Bancboston
: CUMBERLAND COUNTY
: COURT OF COMMON PLEAS
: CIVIL DIVISION
: NO. 2003-06512-CIVIL TERM
MOTION TO MAKE RULE ABSOLUTE
Plaintiff, by its Attorney, Daniel G. Schmieg, Esquire, hereby petitions
this Honorable Court to make Rule to Show Cause absolute in the above captioned
mortgage foreclosure action, and in support thereof, avers as follows:
1. That it is the Plaintiff in this action.
2. A Petition for Reassessment of Damages was filed with the Court on
April 23, 2004 and Rule was entered upon Defendant(s) Galen Trolinger Lisa
Trolinger on April 30, 2004 to show cause why the Order for Reassessment
should not be entered. A true and correct copy of the Rule is attached hereto
as Exhibit A.
3. The Rule to Show Cause was timely served upon all parties in
accordance with the applicable Rules of civil Procedure, and a Certification of
Service is attached hereto B.
4. Defendant(s) failed to respond or otherwise plead to the Rule
Returnable date of May 27, 2004 .
WHEREFORE, Petitioner prays this Honorable Court make the Rule to Show
Cause absolute and enter the Order for Reassessment of Damages.
FEDERM~/~D P~AN,~ L.L.P.
D~iel GV{ Sc~ieg, Esqu~ /
Attorney for Plaintif ~ -~
VERIFICATION
Daniel G. Schmieg, Esquire, hereby states that he is the attorney for
Plaintiff in this action, that he is authorized to take this affidavit, and
that the statements made in the foregoing Motion to Make Rule Absolute are true
and correct to the best of his knowledge, information and belief. The
undersigned understands that this statement herein is made subject to the
penalties of 18 Pa. C.S. §%904 relating to unsworn falsification to
authorities.
DATE: June 4, 2004
Oafffel ~'/Schmieg, ES~/
Attorney for Plainti~,//
Exhibit A
FEDE~D2N-D PHELAN, LLP.
by: Daniel G. Schmieg, Esquire
Atty. I.D. No. 62205
One Penn Center Plaza, Suite 1400
Philadelphia, PA 19102-1799
(215) 563-7000
Washington Mutual Bank, FA, S/I/I To
Homeside Lending, INC., F/K/A
Mortgage, Corporation
vs.
Galen Trolinger
Lisa Trolin~er
Bancboston
APR 282m~"~~
ATTORNEY FOR PLAINTIFF
: CUMBERLAND COUNTY
COURT OF COMMON PLEAS
CIVIL DIVISION
NO. 2003-06512-CIVIL TERM
AND NOW, this -~D~ day of ~ , 2004, a Rule ~is entered
upon Galen Trolinger Lisa Trolin~er, Defendant (s) to show cause why the
attached Order for Reassessment of Damages should not be entered.
BY THE COURT:
'i
TRUE COPY FROM RECORD
In 'rein'rim(my whereof, I here unto set my h~.r~
Exhibit B
FEDERMAN AND PHELAN, LLP.
by: Daniel G. Scbm~ieg, Esquire
Atty. I.D. No. 62205
One Penn Center Plaza, Suite 1400
Philadelphia, PA 19102-1799
(215) 563-7009
ATTORNEY FOR PLAINTIFF
Washington Mutual Bank, FA, S/I/I TO
Homeside Lending, INC., F/K/A Bancboston
Mortgage, Corporation
: CUMBERLAND COUNTY
: COURT OF COMMON PLEAS
Galen Trolinger
Lisa Trolinger
Retu~n~Ie Date Of May 27Ch, 2004
Reassessment of Damages have been sent to the
CIVIL DIVISION
hereby certify that a copy of the Rule
and a copy of Plaintiff's Petition for
individuals indicated below on
Galen Trolinger
Lisa Trolinger
615 West Pine Street,
Mount Holly Springs, PA 17065
Daniel G. Schmieg, Esquire
Attorney for Plaintiff
Date: May 7, 2004
4:EDEf:IMAN AND PHELAN
ATrORNEY RLECOPY
COMMONWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAND .~ SS:
I, Robert P. Ziegler, Recorder of Deeds in and for said County and State do hereby certify that
the Sheriff's Deed in which Wavpoint Bank is the grantee the same having been sold to said grantee on
the 9th day of June A.D., 2004, under mad by virtue of a writ Execution issued on the 2oth day of Feb,
A.D., 2004, out of the Court of Common Pleas of said County as of Civil Term, 2003 Number 6512, at
the suit of Washington Mutual Bank FA sii HOmeside Lending Inc fka Bancboston against Galen
Trollinger & Lisa is duly recorded in Sheriff's Deed Book No. 264, Page 3021.
IN TESTIMONY WHEREOF, I have hereunto set my hand
and seal of said office this C~
of
C~ , A.D2004
TY~ ~ ' ~-°- / ~ecorder of Deeds
Washington Mutual Bank FA, s/i/i to
Homeside Lending, Inc. f/l&a
Bancboston Mortgage Corp.
VS
Galen Trolinger and Lisa Trolinger
In The Court of Common Pleas of
Cumberland County, Pennsylvania
Writ No. 2003-6512 Civil Term
Shannon Shertzer, Deputy Sheriff, who being duly sworn according to law, states
that on March 22, 2004 at 10:13 o'clock AM, he served a true copy of the within Real
Estate Writ, Notice and Description, in the above entitled action, upon the within named
defendant, to wit: Galen Trolinger, by making known unto Galen Trolinger, personally,
at 34 S. Middlesex Road, Carlisle, Cumberland County, Pennsylvania, its contents and at
the same time handing to him personally the said true and correct copy of the same.
Gerald Worthington, Deputy Sheriff, who being duly sworn according to law,
states that on March 11, 2004 at 4:16 o'clock PM, he served a tree copy of the within
Real Estate Writ, Notice and Description, in the above entitled action, upon the within
named defendant, to wit: Lisa Trolingcr, by making known unto Lisa Trolinger,
personally, at 114 4th Street, Boiling Springs, Cumberland County, Pennsylvania, its
contents and at the same time handing to her personally the said tree and correct copy of
the stone.
Brian Barrick, Deputy Sheriff, who being duly sworn according to law, ~tates that
on April 08, 2004 at 3:26 o'clock P.M., he posted a true copy of the within Real Estate
Writ, Notice, Poster and Description, in the above entitled action, upon the property of
Galen Trolinger and Lisa Trolinger located at 615 West Pine St., Mt. Holly Springs,
Pennsylvania, according to law.
R. Thomas Kline, Sheriff, who being duly sworn according to law, states he
served the above Real Estate Writ, Notice, Poster and Description in the following
manner: The Sheriff mailed a notice of the pendency of the action to the within named
defendant, to wit: Galen Trolinger, by regular mail to his last known address of 34 S.
Middlesex Road, Carlisle, PA 17013. This letter was mailed under the date of April 06,
2004 and never returned to the Sheriffs Office.
R. Thomas Kline, Sheriff, who being duly sworn according to law, states he
served the above Real Estate Writ, Notice, Poster and Description in the following
manner: The Sheriff mailed a notice of the pendency of the action to the within named
defendant, to wit: Lisa Trolinger, by regular mail to her last known address of 114 4th
Street, Boiling Springs, PA 17007. This letter was mailed under the date of April 06,
2004 and never returned to the Sheriffs Office.
R. Thomas Kline, Sheriff, who being duly sworn according to law, states that
after due and legal notice had been given according to law, he exposed the within
described premises at public venue or outcry at the Courthouse, Carlisle, Cumberland
County, Pennsylvania on June 9, 2004 at 10:00 o'clock A.M. He sold the same :['or the
sum of $70,000.00 to Attorney Kim DeWitt for Waypoint Bank. It being the highest bid
and best price received for the same, Waypoint Bank of 235 North Second St.,
Harrisburg, PA 17101, being the buyer in this execution, paid to Sheriff R. Thoraas Kline
the sum of $71,600.00.
Sheriffs Costs:
Docketing $30.00
Poundage 1400.00
Posting Bills 15.00
Advertising 15.00
Acknowledging Deed 30.00
Auctioneer 10.00
Law Library .50
Prothonotary 1.00
Mileage 13.11
Levy 15.00
Surcharge 30.00
Law Journal 256.10
Patriot News 251.74
Share of Bills 29.26
Distribution of Proceeds 25.00
Sheriffs Deed 39.50
$ 2161.21
Sworn and subscribed to before me So Answers.;
This //~dayof ~
/-~ . .-R.~Thomas Kline, Sheriff
2004, A.D. (-.-~.~ {~ )~z,~f-o.~, ~ '
Prothonotary
Real Estah~ Deputy
WASHINGTON MUTUAL BANK, FA, S/FI TO
HOMESIDE LENDING, INC., F/FdA
BANCBOSTON MORTGAGE CORPORATION
Plaintiff,
GALEN TROLINGER
LISA TROLINGER
Defendant(s).
CUMBERLAND COUNTY
COURT OF COMMON PLEAS
CIVIL DIVISION
NO. 2003-06512-CIVIL TERM
AFFIDAVIT PURSUANT TO RULE 3129
(Affidavit No. I)
WASHINGTON MUTUAL BANK, FA, S/I/I TO HOMESIDE LENDING, INC, F/K/A
BANCBOSTON MORTGAGE CORPORATION, Plaimiffin the above action, by its attorney,
FRANK FEDERMAN, ESQUIRE, sets forth as of the date the Praecipe for the Writ of Execution was
filed the following information concerning the real property located at ,615 WEST PINE STREET,
MOUNT HOLLY SPRINGS, PA 17065.
1. Name and address of Owner(s) or reputed Owner(s):
Name Last Known Address (if address catmot be
reasonably ascertained, please indicate)
GALEN TROLINGER 615 WEST PINE STREET
MOUNT HOLLY SPRINGS, PA 17065
LISA TROLINGER 114 4TH STREET
BOLLING SPRINGS, PA 17007
2. Name and address of Defendant(s) in the judgment:
Same as above
3. Name and last known address of every judgment creditor whose judgment is a record lien on the real
property to be sold:
Nalne
None
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
4. Name and address of last recorded holder of every mortgage of record:
Sallie
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
WAYPOINT BANK
2ND & PINE STREETS
HARRISBURG, PA 17101
5. Name and address of every other person who has any record lien on the property:
Name
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
None
6. Name and address of every other person who has any record interest in the property and whose
interest may be affected by the sale.
Name
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
None
7. Name and address of every other person of whom the plaintiffhas knowledge who has any interest in
the property which may be affected by the sale:
San'lc
Last Known Address (if address cannot be
reasonably ascertained, please indicate)
Tenant/Occupant
615 WEST PINE STREET
MOUNT HOLLY SPRINGS, PA 17065
Domestic Relations of Cumberland County 13 North Hanover Street
Carlisle, PA 17013
Commonwealth of Pennsylvania
Department of Welfare
PO Box 2675
Harrisburg, PA 17105
I verify that the statements made in this affidavit are tree and correct to the best of my personal
knowledge or information and belief. I understand that false statements herein are made subject to the
penalties of 18 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities.
February 18, 2004
DATE
FRANK FEDERMAN, ESQUIRE
Attorney for Plaintiff
WASHINGTON MUTUAL BANK, FA, S/FI TO
HOMESIDE LENDING, INC., F/K/A
BANCBOSTON MORTGAGE CORPORATION
Plaintiff,
GALEN TROLINGER
LISA TROLINGER
Defendant(s).
TO:
GALEN TROLINGER
615 WEST PINE STREET
MOUNT HOLLY SPRINGS, PA 17065
CUMBERLAND COUNTY
No. 2003-06512-CIVIL TERM
February 18, 2004
LISA TROLINGER
114 4TH STREET
BOILING SPRINGS, PA 17007
**THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECTA DEBT AND ANY INFORMATION
OBTAINED }FILL BE USED FOR THAT PURPOSE. IF YOU HA VE PREVIOUSLY RECEIVED A DISCHARGE IN
BANKRUPTCYAND THIS DEBT WAS NOTREAFFIRMED, THIS IS NOTAND SHOULD NOTBE CONSTRUED TO BE
AN ATTEMPT TO COLLECT A DEBT, BUT ONL Y ENFORCEMENT OF A LIEN AGAINST PROPERTY. **
Your house (real estate) at, 615 WEST PINE STREET, MOUNT HOLLY SPRINGS, PA
17065~ is scheduled to be sold at the Sheriff's Sale on JUNE 9, 2004 at 10:00 a.m. in the Cumberland
County Courthouse, South Hanover Street, Carlisle, PA 17013, to enforce the court judgment of
$31,899,98 obtained by WASHINGTON MUTUAL BANK, FA, S/I/I TO HOMESIDE LENDING,
INC., F/K/A BANCBOSTON MORTGAGE CORPORATION (the mortgagee) against you. In the
event the sale is continued, an announcement will be made at said sale in compliance with Pa.R.C.P.,
Rule 3129.3.
NOTICE OF OWNER'S RIGHTS
YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE
To prevent this Sheriffs Sale, you must take immediate action:
The sale will be cancelled if you pay to the mortgagee the back payments, late charges,
costs and reasonable attorney's fees due. To find out how much you must pay, you may
call: (215~ 563-7000.
You may be able to stop the sale by filing a petition asking the Cou~ to strike or open the
judgment, if the judgment was improperly entered. You may also ask the Court to
postpone the sale for good cause.
3. You may also be able to stop the sale through other legal proceedings.
You may need an attorney to assert your rights. The sooner you contact one, the more chance
you will have of stopping the sale. (See notice on page two on how to obtain an attorney.)
YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER
RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE.
1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may
find out the price bid by calling (215) 563-7000.
2. You may be able to petition the Court to set aside the sale if the bid price was grossly
inadequate compared to the value of your property.
3. The sale will go through only if the buyer pays the Sheriffthe full mnount due in the sale. To
find out if this has happened, you may call (717) 240-6390.
4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the
property as if the sale never happened.
5. You have the right to remain in the property until the full amount due is paid to the Sheriff
and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict
you.
6. You may be entitled to a share of the money which was paid for your house. A schedule of
distribution of the money bid for your house will be filed by the Sheriff within 30 days of the sale. This
schedule will state who will be receiving that money. The money will be paid out in accordance with
this schedule unless exceptions (reasons why the proposed distribution is wrong) ar,: filed with the
Sheriffwithin ten (10) days after the distribution is filed.
7. You may also have other rights and defenses, or ways of getting your hmne back, if you act
immediately after the sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE
A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED
BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
CUMBERLAND COUNTY ATTORNEY REFERRAL
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY AVENUE
CUMBERLAND COUNTY COURTHOUSE
CARLISLE, PA 17013
(717) 249-3166
(800) 990-9108
LEGAL DESCRIPTION
BEINQ T~E ~24E P~OPE~TY CONVEI~ED TO ~ T~OLINQ~ AND LISA
PROPERTY ADDRESS: 615 WEST PINE STREET, MOUNT HOLLY SPRINGS, PA 17065
TAX PARCEL: # 40-32-2334-003A
WRIT OF EXECUTION and/or ATTACHMENT
COMMONWEALTH OF PENNSYLVANIA) · NO 03-6512 Civil
COUNTY OF CUMBERLAND) CIVIL ACTION - LAW
TO THE SHERIFF OF CUMBERLAND COUNTY:
To satisfy the debt, interest and costs due WASHINTONG MUTUAL BANK, FA S/I/I TO
HOMESIDE LENDING, INC., F/KJA BANCBOSTON MORTGAGE CORPORATION, Plaintiff (s)
From GALEN TROLINGER AND LISA TROLINGER
(1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL
DESCRIPTION.
(2) You are also directed to attach the property of the defendant(s) not levied upun in the possession
of
GARNISHEE(S) as follows:
and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is eh. joined from
paying any debt to or for the account of the defendant (s) and from delivering any property of lhe defendant
(s) or otherwise disposing thereof;
(3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession
of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a
garnishee and is enjoined as above stated.
Amount Due $31,899.98 L.L. $.50
Interest FROM 2/18/04 TO 6/9/04 (PER DIEM - $5.24) - $586.88 AND COSTS
Atty's Comm % Due Prothy $1.00
Atty Paid $134.97 Other Costs
Plaintiff Paid
Date: FEBRUARY 20, 2004
(Seal)
CURTIS R. LONG
Prothonotary
Deputy
REQUESTING PARTY:
Name FRANK FEDERMAN, ESQUIRE
Address: ONE PENN CENTER AT SUBURBAN STATION
1617 JOHN F. KENNEDY BOULEVARD, SUITE 1400
PHILADELPHIA, FA 19103-1814
Attorney for: PLAINTIFF
Telephone: 215-563-7000
Supreme Court ID No. 12248
Real Estate Sale #38
On March 02, 2004 the sheriff levied upon the
defendant's interest in the real property situated in
South Middleton Township, Cumberland County, PA
Known and numbered as 315 West Pine Street,
Mt. Holly Springs, more fully described on Exhibit "A"
filed with this writ and by this reference incorporated herein.
Date: March 02, 2004 . ~
Real Estate Deputy
SCHEDULE OF DISTRIBUTION
SALE NO. 38
Date Filed: July 9, 2004
Writ No. 2003-6512 Civil Term
Washington Mutual Bank, FA s/i/i to Homeside Lending, Inc. f/k/a Bancboston
VS
Galen Trolinger and Lisa Trolinger
Sale Date: June 9, 2004
Buyer: Waypoint Bank
Bid Price: $70,000.00
Real Debt: $31,899.98
Interest: 586.88
Attorney Costs: 134.97
Total: $32,621.83
DISTRIBUTION:
Receipts:
Cash on account (03/02/04):
Cash on account (06/09/04):
Cash on account (06/11/04):
$ 1,500.00
7,000.00
64,600.00
Total Receipts: $73,100.00
Disbursements:
Sheriffs Costs
Legal Search
Judy Campbell, Tax Collector
Attorney Frank Federman
Washington Mutual Bank, FA
Waypoint Bank
$ 2,161.21
200.00
1,084.10
1,500.00
32,621.83
35,532.86
Total Disbursements:
Balance for distribution:
($73,100.00)
0.00
So Answers:
R. Thomas Kline
Sheriff
TITLE REPORT
THE PREMISES ENDORSED HEREON ARE SUBJECT TO THE FOLLOWING
ITEMS, WHICH WILL BE EXCEPTED IN THE POLICY UNLESS SATISFACTORY
EVIDENCE PERMITTING THEIR REMOVAL IS PRODUCED.
SHERIFF SALE NO. 38
Held Wednesday, June 9, 2004
Date: June 9, 2004
2004.
WATER RENT:
SEWER RENT
MECHANICS' AND
Company assumes no liability for private supply of water or sewer.
Receipts to be produced if services are lienable.
Possible unfiled Mechanics Liens and Municipal Claims~
MUNICIPAL CLAIMS
MORTGAGES: Listed Under Other Exceptions Below.
JUDGMENTS: Listed Under Other Exceptions Below.
INSTRUMENTS TO BE PRODUCED: Deed from Cumberland County Sheriff to
dated ,2004, and recorded
,2004, in Cumberland County Deed Book , Page
RECITAL: Being the same premises which Foster Auckerman, and Patricia G. Aackerman, his
wife, by deed dated March 28, 1988 and recorded March 28, 1988 in the Office of the Recorder
of Deeds in and for Cumberland County, at Carlisle Pennsylvania. in Deed Book "G," Volume
33, Page 138, granted and conveyed to Galen Trolinger and Lisa Trolinger, his wife.
OTHER EXCEPTIONS:
1. The identity and legal competency of parties at the closing of this title should be
established to the satisfaction of the closing attorney acting for this Company.
2. Rights or claims of parties in possession, if any, other than the owner.
3. Unrecorded easements, discrepancies or conflicts in boundary lines, shortage in area
and encroachments which an accurate and complete survey would disclose.
4. Payment of State and local Real Estate Transfer Taxes, if required.
5. Public and private rights in the roadbed of Township Road T-475, known as West Pine
Street.
TAXES: Receipts for all taxes for the years 2001 to 2003 inclusive. Taxes for the current year
10.
Mortgage in the amount of $42,200.00 given by Galen Trolinger and [,isa Trolinger
to Meridian Mortgage Corporation dated August 4, 1993 and recorded August 9,
1993 in Mortgage Book 1156, Page 90. Said Mortgage was assigned to BancBoston
Mortgage Corporation by instrument recorded October 6, 1994 in Miscellaneous
Record Book 483, Page 743.
Complaint in mortgage foreclosure filed by Washington Mutual Bank, F.A.,
successor in interest to Homeside Lending, Inc., formerly known as BancBoston
Mortgage Corporation, as Plaintiff against Galen Trolinger and Lisa Trolinger, as
Defendants in the Office of the Prothonotary of Cumberland County to File No. 2003-
6512. Judgment in the amount of $31,899.98 entered February 20, 2004 Order
entered June 10, 2004 for reassessment of damages in the amount of $35,564.03.
Mortgage in the amount of $49,485.00 given by Galen Trolinger and Lisa Trolinger
to Waypoint Bank dated April 22, 2002 and recorded April 26, 2002 in the Mortgage
Book 1756, Page 3074.
Complaint in mortgage foreclosure filed by Waypoint Bank, formerly known as York
Federal Savings and Loan Association and Harris Savings Bank, as Plaintiffs against
Galen Trolinger, also known as Galen G. Trolinger, and Lisa Trolinger, also known
as Lisa K. Trolinger, as Defendants, in the Office of the Prothonotary of Cumberland
County to File No. 2004-704. Judgment in the amount of $58,731.96 entered
February 23, 2004.
Rights granted to Metropolitan Edison Company by instrument recorded October 9,
1971 in Miscellaneous Record Book 196, Page 845.
Rights granted to Metropolitan Edison Company by instrument recorded in
Miscellaneous Record Book 79, Page 556.
Rights granted to Metropolitan Edison Company by instrument recorded in
Miscellaneous Record Book 87, Page 586.
Satisfactory evidence to be produced that proper notice was given to holders of all
liens and encumbrances intended to be divested by subject Sheriff sale.
11. Real estate taxes accruing on and after July 1,2004 not yet due and payable.
It is to be noted that no search of Domestic Relations Records has been made to
determine support arrearages regarding House Bill 1412, Act 58 of 1997, nor has
any search been made for environmental liens in Federal District Court.
Robert G. Frey, Agent ~
Note: This Title Report shall not be valid or binding ]
until countersigned by an authorized signatorv~___~
REAL ESTATE SALE NO. 38
Writ No. 2003-6512 Civil
Washington Mutual Bank, F,A.
s/i/l to Homeside Lending, Inc.
f/k/a Bancbosinn Mortgage Corp.
VS.
Galen Trolinger and
Lisa Trolinger
Atty.: Frank Federman
LEGAL DESCRIPTION
SCHEDULE "A~
ALL THAT CERTAIN tract of lanci
with improvements thereon situate
in South Middleton Township,
Cumberland County, Pennsylvania,
bounded and described pursuant to
a survey by Thomas A. Neff, Regis-.
tered Surveyor, dated January 13,
1976, as follows:
BEGINNING at a point in the cen.
ter of Township Road No. 475; thence
by land about to be conveyed to
Thomas E. Moose and Shirley A
Moose, his w/re, South 19 degree.';
27 minutes 30 seconds West 241.5i;
feet to a stake; thence by land now
or formerly of Miles L. Crusey, Nor6-
48 degrees 8 minutes 20 second!;
West 101.34 feet to a stake; thence:
by land now or formerly of Nancy
Mouers Sloail, North 19 degrees 45,
minutes East 241 feet to a point ir;
the center of Township Road No
475 aforesaid; thence by the cen-
ter of said road, South 48 degreel,
8 minutes 50 seconds East 100 feet:
to the place of beginning. Contain-
ing .516 acres, more or less.
BEING the same property con-
veyed to Galen Trolinger and Lisa
Trolinger, his wife, tenants by the
entireties, by deed from Foster
Aukerman and Patricia G. Aucker-
man, his wife, recorded 03/28/
1988 in Deed Book 33-G. Page 138
PROPERTY ADDRESS: 615 West
Pine Street, Mount Holly Springs,
PA 17065.
TAX PARCEL: #40-32-2334-003A.
THE PATRIOT NEWS
THESUNDAY PATRIOT NEWS
Proof of Publication
UnderAct No. 587, Approved May 16, 1929
Commonwealth of Pennsylvania, County of Dauphin} ss
Michael Morrow, being duly sworn according to law, deposes and says:
That he is the Controller of The Patriot News Co., a corporation organized and existing under the laws of the
Commonwealth of Pennsylvania, with its principal office and place of business at 812 to 818 Market Street, in the
City of Harrisburg, County of Dauphin, State of Pennsylvania, owner and publisher of The Patriot-News and The
Sunday Patriot-News newspapers of general circulation, printed and published at 812 to 818 Market Street, in the
City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were established March 4th,
1854, and September 18th, 1949, respectively, and all have been continuously published ever since;
That the printed notice or publication which is securely attached hereto is exactly as printed and published in
their regular daily and/or Sunday/ Metro editions which appeared on the 27th day(s) of April and the 4th and 11th
day(s) of May 2004. That neither he nor said Company is interested in the subject matter of said printed notice or
advertising, and that all of the allegations of this statement as to the time, place and character of publication are
true; and
That he has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this
statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and
adopted severally by the stockholders and board of directors ~f, th~ said Company and subsequently duly recorded in
the office for the Recording of Deeds in and for said County (~f D/~phin in ~cellaneous Book "M",
Volume 14, Page 317. / [4//~,~/~/~ ~'-'""'"~
COPY Sworn to and subscribe(~befnrL~. J. _ ).~'~is 28th dav/~f Mav/2/'O0/4 A.D.
~ My Commis-~on ~xp~rss '"'~-' ! NOTARY PUBLIC
Memb , My commission expires June 6, 2006
CUMBERLAND COUNTY SHERIFFS OFFICE
CUMBERLAND COUNTY COURTHOUSE
CARLISLE, PA. 17013
Statement of Advertising Costs
To THE PATRIOT-NEWS CO., Dr,
For publishing the notice or publication attached
hereto on the above stated dates
Total $ 251.74
Publisher's Receipt for Advertising Cost
The Patriot News Co., publisher of The Patriot-News and The Sunday Patriot-News, newspapers of general
circulation, hereby acknowledge receipt of the aforesaid notice and publication costs and certifies lhat the same have
been duly paid.
PROOF OF PUBLICATION OF NOTICE
IN CUMBERLAND LAW JOURNAL
(Under Act No. 587, approved May 16, 1929), P. L.1784
STATE OF PENNSYLVANIA :
:
COUNTY OF CUMBERLAND :
SS,
Lisa Marie Coyne, Esquire, Editor of the Cumberland Law Journal, of the County and
State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law
Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid,
was established January 2, 1952, and designated by the local courts as the official legal
periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly
issued weekly in the said County, and that the printed notice or publication attached hereto is
exactly the same as was printed in the regular editions and issues of the said Cumberland Law
Journal on the following dates,
viz:
APRIL 16, 23, 30, 2004
Affiant further deposes that he is authorized to verify this statement by the Cumberland
Law Journal, a legal periodical of general circulation, and that he is not interested in the subject
matter of the aforesaid notice or advertisement, and that all allegations in the foregoing
statements as to time, place and character of publication are true.
REAL E~TATE SALE NO. 38
Writ No. 2003-6512 Civil
Washington Mutual Bank. F.A.
s/i/i to Homeside Lending. Inc.
f/k/a Bancboston Mortgage Corp.
VS,
Galen Trollnger and
Lisa Trolinger
Atty.: Frank Federman
LEGAL DESCRIPTION
SCHEDULE
ALL THAT CERTAIN tract of land
with improvements thereon situate
in South Mlddleton Township,
Cumberland County, Pennsylvania,
bounded and described pursuant to
a survey by Thomas .~ Neff, Regis-
tered Surveyor, dated January 13,
1976, as follows:
BEGINNING at a point in the cen-
ter of Township Road No. 475; thence
by land about to be conveyed to
Thio_mas E. Moose and ShirleX A.
arie Co Editor
SWORN TO AND SUBSCRIBED before me this
30 day of APRIL 2004
LOIS £. SNYD£~, Notary Publio
Carlisle Boro, Cumberland County
My Commission Expires March 5, 2005
ALL THAT CERTAIN tract o~-]and
with improvements thereon situate
irt South Mfddleton Township,
Cumberland County, pennsylvania,
bounded and described pursuant to
a survey by Thomas A. Neff, Regis-
tered Surveyor, dated January 13,
1976, as follow:
BEGINNING at a point in fl~e cen-
ter of Township Road No. 475: thence
by land about to be conveyed to
Thomas E. Moose and Shirley A.
Moose, his wife, South 19 degrees
27 minutes 30 seconds West 241.52
feet to a stake: thence by land now
or formerly of Miles L. Crusey. North
48 degrees 8 minutes 20 seconds
West 101.34 feet to a stake; thence
by land now or formerly of Nancy
Mouers Slosh, North 19 degrees 45
minutes East 241 feet to a point in
the center of Township Road No.
475 aforesaid; thence by the cen-
ter of said road, 8outh 48 degrees
8 minutes 50 seconds East 100 feet
to the place of beginning. Contain-
ing .516 acres, more or less.
BEING the same property con-
veyed to Galen Trolinger and Lisa
Trollnger, his wife, tenants by the
entireties, by deed from Foster
Aukerman and Patrlcla G. Aucker-
man, his wife, recorded 03/28/
1988 in Deed Book 33-G, Page 138.
PROPERTY ADDRESS: 615 West
Pine Street, Mount Holly Springs,
PA 17065,
TAX PARCEL: #40-32-2334-003.~
LOIS E. 8NYDE~I, N0~ary Public
Carlisle Boro, Cumberland County
My Commission Expires March ,5, 2005