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HomeMy WebLinkAbout08-0375..l Our'File No.: 135724 APOTHAKER & ASSOCIATES, P.C. BY: David J. Apothaker, Esq. Attorney I.D.#38423 2417 Welsh Road, Suite 21 #520 Philadelphia, PA 19114 (215) 634-8920 Attorneys for Plaintiff CAPITAL ONE BANK c/o Apothaker & Associates, P.C 2417 Welsh Road, Suite 21 #520 Philadelphia, PA 19114 Plaintiff, VS. CHERYL L GRAVER 124 VAUGHN RD SHIPPENSBURG, PA 17257-9727 Defendant. COURT OF COMMON PLEAS CUMBERLAND COUNTY NO.: Q8 375 CiVi I T eM NOTICF. You have been sued in court.. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY BAR ASSOCIATION Lawyer Referral and Information Service 800-990-9108 AVISO Le han demandado a usted en la corte. Si usted quiere defenderse do estas demandas expuestas en las paginas siguientes, usted tiene veinte (20) dias de plazo al partir de la fecha de la demanda y la notificacion. Hace falta asentar una comparencia escrita o con un abogado v entregar a la corte en forma escrita sus objeciones a las demandas en contra de su persona. Sea avisado que si usted no se defiende, la corte tomara medidas y puede continuar la demanda en contra suya sin previo aviso o notificacion. Ademas, la corte puede decidir a favor del edemandante y requiere que usted compla con todas las provisioner de esta demanda. Usted puede perder dinero o sus propiedades a otros derechos importantes pare usted. LLEVE ESTA DEMANDA A UN ABOGADO INMEDIATAMENTE. SI NO TIENE ABOGADO O SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICIO. VAYA EN PERSONA O LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARR AVERIGUAR DONDE SE PUEDE CONSEGUIR ASISTENCIA LEGAL. CUMBERLAND COUNTY BAR ASSOCIATION Lawyer Referral and Information Service 800-990-9108 APOTHAKER & ASSOCIATES, P.C. BY: David J. Apothaker, Esq. Attorney I.D.#38423 2417 Welsh Road, Suite 21 #520 Philadelphia, PA 19114 (215) 634-8920 Attorneys for Plaintiff CAPITAL ONE BANK c/o Apothaker & Associates, P.C. 2417 Welsh Road, Suite 21 #520 Philadelphia, PA 19114 Plaintiff, vs. CHERYL L GRAVER 124 VAUGHN RD SHIPPENSBURG, PA 17257-9727 Defendant. COURT OF COMMON PLEAS CUMBERLAND COUNTY NO.. CIVIL ACTION COMPLAINT FIRST COUNT 1. Plaintiff, CAPITAL ONE BANK, is a company with its principal place of business located at c/o Apothaker & Associates, P.C., 2417 Welsh Road, Suite 21 #520, Philadelphia, PA 19114. 2. Defendant is CHERYL L GRAVER, an adult individual residing at 124 VAUGHN RD SHIPPENSBURG, PA 17257-9727. 3. At the special instance and request of Defendant, Plaintiff sold and delivered to Defendant goods and/or services at the times, of the kinds, in the quantities, and for the prices set forth in Plaintiffs records. A true and correct copy of which is attached hereto, incorporated herein by reference and designated Exhibit "A". 4. Defendant received and accepted the goods and/or services described in Exhibit "A". 5. The prices set forth in Exhibit "A" are the fair, reasonable and market prices for said goods and/or services, and the prices which Defendant agreed to pay. 6. All credits, if any, to which Defendant is entitled, are set forth in Exhibit "A". 7. In addition, Plaintiff avers that Defendant has failed and continues to fail to make any payments, leaving a balance due and owing of $1,235.86. 8. Although demand has been made, Defendant has failed to make payment of the amount due as above. WHEREFORE, Plaintiff demands judgment in favor of Plaintiff and against Defendant(s) for the sum of $1,235.86 and requests this Court award Plaintiff attorney's fees and costs to the extent permitted by applicable law. APOTHAKER & ASSOCIATES, P.C. Attorney f laintiff A Law Firm Eng ed In Debt Collection BY: Dated: 1/8/2008 Our File No.: 135724 i VERIFICATION rml "GI , hereby states that I am for plaintiff in this action, and that I am authorized to take this Verification, and that the statements made in the foregoing Civil Action Complaint are true and correct to the best of my knowledge, information, and belief. The undersigned understands that the statements therein are made subject to the penalties of 18 Pa.C.S.A. 4904 relating to unworn falsification to authorities. DATE: Peoplepc- online UNLIMITED u Abetter way to Internet. INTERNET ACCESS PeoplePC Online offers the features you would expect from higher-priced Internet Service Providers, including: • ?eP to e a 5x fasterwilfi ® Virus Protection powered by Symanteo"" FREE ACCeleraiDr ® Pop-Up Blocker- rarutalEst 12mw dW-a $60 takarf Spam Controls a 1-888-587-9669 ® Smarter Smart Dialer Technology •? a a Mention Offer Code: DIAMOND More Email Addresses Or visit www.peoplepc.corrVgo/diamond ap ( Internet Call Waiting b • • • e - • • CapiftloWo PLATINUM MASTERC ARD ACCOU NT DEC 13, 2004 -JAN 12, 2005 5178-0523-1742-8635 Page 1 of 1 Account Summary Payments, Credits and Adjustments Previous Balance $653.56 Payments, Credits and Adjustments $.00 Transactions Transactions $29.00 Finance Charges $14,72 1 12 JAN PAST DUE FEE $2900 New Balance $697.28 You were assessed a past due fee of $29.00 on 01/12/2005 because your minimum payment was not Minimum Amount Due $697.28 received by the due date of 01/1212005. To avoid this fee in the future, we recommend that you P ayment Due Date February 12, 2005 allow at least 7 business days for your payment to reach Capital One. Total Credit Line $300 Total Available Credit $.00 Credit Line for Cash $300 Available Credit for Cash $.00 At your service To call Customer Relations or to report a lost or stolen card- 1-800-903-3637 For free online account service and :poQd customer ohm, log on to: -cepitalo-com Send Payments to: Send inquiries to: Attm Remittance Processing Calnttal One Services Capital One Services P.O. Box 85147 P.O. Box 85015 Richmond, VA 23276 Richmond, VA 23285-5015 Important Account Information We would like to take this opportunity to inform you that we may report information about your account to credit bureaus. The reporting of your account information to credit bureaus contributes to your overall credit profile. Late payments, missed payments or other defaults on your account may also be reflected in your credit report. t,? F' inane Charges Please ra reverie fide for important information m Balnu.raa Perisdir Canspo?6d G$ M E gpp!udto rate ApR PURCHASES e CASH $660.65 .07189%P 26.24% $14.72 $.00 .07189%P 26.24% $.00 ANNUAL PERCENTAGE RATE applied this period 26.24% V PLEASE RETURN PORTION BELOW WITH PAYMENT owl 0000000 0 5178052317428635 12 0697280075000697282 New balance $697.28 Minimum Amount Due $697.28 Payment Due Date February 12, 2005 Total enclosed $ - 1 AccountNumber; 5178-0523-1742-8635 Pharr p.wt mailing address anL r-mailclsmgrr bef ari j blse a blanF ix.E -1 Apt b _ City Smte ZIP Home Phone Al-te Phone •? #9001341895274510# MAIL ID NUMBER Capital One Bank CHERYL L GRAVER P.O. Box 85147 ?t?rt???rrrr?sr?rt??t? u, 733 MOUNTAIN RD Richmond, VA 23276 PINE GROVE PA 17963-8045 ?n?dn??ur?d?m?dlu??ud?url?uun??rln?lsu??uls? Plewe writeyow aaosmt number om yore cbenk or money order ,made poyabk to Copitd One Bamk and mail in the mclored envelope. r r > ? .64- J? J 71 -TI a I CO CLA SHERIFF'S RETURN - REGULAR CASE NO: 2008-00375 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND CAPITAL ONE BANK VS GRAVER CHERYL L TIMOTHY BLACK , Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE was served upon GRAVER CHERYL L the DEFENDANT , at 1025:00 HOURS, on the 18th day of January , 2008 at 124 VAUGHN ROAD SHIPPENSBURG, PA 17257 CHERYL L GRAVER by handing to a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing 18.00 Service 16.32 Affidavit .00 Surcharge 10.00 .00 /aS/?y ? 44.32 Sworn and Subscibed to before me this day of , So Answers: R. Thomas Kline 01/22/2008 APOTHAKER & ASSOCIATES By: ?- Deputy Sheriff A. D. Our file No.: 1 5724 '/ APOTHAKER ASSOCIATES, P.C. 2417 Welsh Road, Suite 21 #520 Philadelphia, P 19114 (215) 634-8920 Attorneys for Pl intiff Attorney ID# 55140 COURT OF COMMON PLEAS CAPITAL ONE BANK ) CUMBERLAND COUNTY Plaintiff, ) DOCKET NO.: 08-375 vs. ) CHERYL L GRAVER ) Civil Action STIPULATION IN LIEU OF JUDGMENT Defendant. ) The ma ers and things in controversy having been discussed by and between the parties, and a s ttlement having been agreed upon: It is on March 31, 2008, STIPULATED by and between Plaintiff, CAPITAL ONE BANK, a 0d Defendant, CHERYL L GRAVER parties as follows: 1. efendant agrees to pay the sum of $1,235.86, which sum Plaintiff agrees to accept in ful settlement of its claim herein, inclusive of interest, counsel fees and court costs. 2. The sum aforesaid shall be paid by Defendant, CHERYL L GRAVER, to the attorneys for Plaintiff in the following manner: Payment of $424.00 was paid on February 1, 2008 Payment of $100.00 was paid on March 5, 2008 Payments of $100.00 to be paid on or before the 5' of every month, starting April 5, 2008 until balance is paid. checks are to made payable to CAPITAL ONE BANK, and sent to: Apothaker & Associates, P.C. 520 Fellowship Road C306 Mount Laurel, NJ 08054 3. n the event Defendant fails to pay in accordance with the terms set forth in this Stipulat on, then, and in that event, Plaintiff shall be entitled to obtain the entry of Judgment against Defendant ex parte, in the sum of $1,235.86, giving Defendant credit for any sums ac ually paid pursuant to the terms of this Stipulation. 4. I the event of default as aforesaid, and default is not cured within ten (10) days, Plaintiff s all be entitled to obtain the entry of Judgment upon ex parte application, with supporting certification, and with notice to Defendant only in the form of a copy of the application addressed to CHERYL L GRAVER by first-class, postage prepaid. We hereby consent to the form and entry of the within Stipulation. APOTHAKER & ASSOCIATES, P.C. Attorneys for Plaintiff A Law Firm Enaaaeain W5 Collection ly F./Scian, Esquire ??; ? f -?- ?--? ? ?-> . s-? - , :?,?. _.,., _r .; .._ ?.?, {;, c: ?? r ..' , , v; r , _ ? . Our File No.: 135724 APOTHAKER & ASSOCIATES, P.C. BY: Kimberly F. Scian, Esquire Attorney I.D.# 55140 520 Fellowship Road C306 Mount Laurel, NJ 08054 (800) 672-0215 Attorney for Plaintiff CAPITAL ONE BANK COURT OF COMMON PLEAS CUMBERLAND COUNTY Plaintiff, Vs. CHERYL L GRAVER NO. 08-375 Defendant. PRAECIPE TO DISMISS WITHOUT PREJUDICE TO THE PROTHONOTARY: Kindly dismiss this action without prejudice. APOTHAKER & ASSOCIATES, P.C. Attorneys for Plaintiff A Law Firm Engaged in Debt Collection By:, Kimbe ly . Scian, Esquire Dated: February 13, 2009 -?? << _ -t -??? z?_a , ..?_, , ?? __,. t :a ;? . ? ? . ``9° ! n.,4, ?