HomeMy WebLinkAbout08-0375..l
Our'File No.: 135724
APOTHAKER & ASSOCIATES, P.C.
BY: David J. Apothaker, Esq.
Attorney I.D.#38423
2417 Welsh Road, Suite 21 #520
Philadelphia, PA 19114
(215) 634-8920
Attorneys for Plaintiff
CAPITAL ONE BANK
c/o Apothaker & Associates, P.C
2417 Welsh Road, Suite 21 #520
Philadelphia, PA 19114
Plaintiff,
VS.
CHERYL L GRAVER
124 VAUGHN RD
SHIPPENSBURG, PA 17257-9727
Defendant.
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
NO.: Q8 375 CiVi I T
eM
NOTICF.
You have been sued in court.. If you wish to defend against the claims set forth in the following pages, you must take action
within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and
filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so
the case may proceed without you and a judgment may be entered against you by the court without further notice for any money
claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights
important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR
CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN
GET LEGAL HELP.
CUMBERLAND COUNTY BAR ASSOCIATION
Lawyer Referral and Information Service
800-990-9108
AVISO
Le han demandado a usted en la corte. Si usted quiere defenderse do estas demandas expuestas en las paginas siguientes,
usted tiene veinte (20) dias de plazo al partir de la fecha de la demanda y la notificacion. Hace falta asentar una comparencia escrita o
con un abogado v entregar a la corte en forma escrita sus objeciones a las demandas en contra de su persona. Sea avisado que si usted
no se defiende, la corte tomara medidas y puede continuar la demanda en contra suya sin previo aviso o notificacion. Ademas, la corte
puede decidir a favor del edemandante y requiere que usted compla con todas las provisioner de esta demanda. Usted puede perder
dinero o sus propiedades a otros derechos importantes pare usted.
LLEVE ESTA DEMANDA A UN ABOGADO INMEDIATAMENTE. SI NO TIENE ABOGADO O SI NO TIENE EL
DINERO SUFICIENTE DE PAGAR TAL SERVICIO. VAYA EN PERSONA O LLAME POR TELEFONO A LA OFICINA
CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARR AVERIGUAR DONDE SE PUEDE CONSEGUIR ASISTENCIA
LEGAL.
CUMBERLAND COUNTY BAR ASSOCIATION
Lawyer Referral and Information Service
800-990-9108
APOTHAKER & ASSOCIATES, P.C.
BY: David J. Apothaker, Esq.
Attorney I.D.#38423
2417 Welsh Road, Suite 21 #520
Philadelphia, PA 19114
(215) 634-8920
Attorneys for Plaintiff
CAPITAL ONE BANK
c/o Apothaker & Associates, P.C.
2417 Welsh Road, Suite 21 #520
Philadelphia, PA 19114
Plaintiff,
vs.
CHERYL L GRAVER
124 VAUGHN RD
SHIPPENSBURG, PA 17257-9727
Defendant.
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
NO..
CIVIL ACTION COMPLAINT
FIRST COUNT
1. Plaintiff, CAPITAL ONE BANK, is a company with its principal place of business located at c/o
Apothaker & Associates, P.C., 2417 Welsh Road, Suite 21 #520, Philadelphia, PA 19114.
2. Defendant is CHERYL L GRAVER, an adult individual residing at 124 VAUGHN RD
SHIPPENSBURG, PA 17257-9727.
3. At the special instance and request of Defendant, Plaintiff sold and delivered to Defendant goods
and/or services at the times, of the kinds, in the quantities, and for the prices set forth in Plaintiffs records. A true
and correct copy of which is attached hereto, incorporated herein by reference and designated Exhibit "A".
4. Defendant received and accepted the goods and/or services described in Exhibit "A".
5. The prices set forth in Exhibit "A" are the fair, reasonable and market prices for said goods and/or
services, and the prices which Defendant agreed to pay.
6. All credits, if any, to which Defendant is entitled, are set forth in Exhibit "A".
7. In addition, Plaintiff avers that Defendant has failed and continues to fail to make any payments,
leaving a balance due and owing of $1,235.86.
8. Although demand has been made, Defendant has failed to make payment of the amount due as
above.
WHEREFORE, Plaintiff demands judgment in favor of Plaintiff and against Defendant(s) for the sum of
$1,235.86 and requests this Court award Plaintiff attorney's fees and costs to the extent permitted by applicable law.
APOTHAKER & ASSOCIATES, P.C.
Attorney f laintiff
A Law Firm Eng ed In Debt Collection
BY:
Dated: 1/8/2008
Our File No.: 135724
i
VERIFICATION
rml "GI , hereby states that I am for plaintiff in this
action, and that I am authorized to take this Verification, and that the statements made in the
foregoing Civil Action Complaint are true and correct to the best of my knowledge,
information, and belief. The undersigned understands that the statements therein are made
subject to the penalties of 18 Pa.C.S.A. 4904 relating to unworn falsification to authorities.
DATE:
Peoplepc- online UNLIMITED
u Abetter way to Internet. INTERNET ACCESS
PeoplePC Online offers the features you
would expect from higher-priced Internet
Service Providers, including:
• ?eP to
e
a 5x fasterwilfi ® Virus Protection powered by Symanteo""
FREE ACCeleraiDr ® Pop-Up Blocker-
rarutalEst 12mw dW-a $60 takarf
Spam Controls
a 1-888-587-9669 ® Smarter Smart Dialer Technology
•? a a Mention Offer Code: DIAMOND More Email Addresses
Or visit www.peoplepc.corrVgo/diamond ap ( Internet Call Waiting
b • • • e - • •
CapiftloWo PLATINUM MASTERC
ARD ACCOU NT DEC 13, 2004 -JAN 12, 2005
5178-0523-1742-8635 Page 1 of 1
Account Summary Payments, Credits and Adjustments
Previous Balance $653.56
Payments, Credits and Adjustments $.00 Transactions
Transactions
$29.00
Finance Charges $14,72 1 12 JAN PAST DUE FEE
$2900
New Balance $697.28 You were assessed a past due fee of $29.00 on 01/12/2005 because your minimum payment was not
Minimum Amount Due $697.28 received by the due date of 01/1212005. To avoid this fee in the future, we recommend that you
P
ayment Due Date February 12, 2005 allow at least 7 business days for your payment to reach Capital One.
Total Credit Line $300
Total Available Credit $.00
Credit Line for Cash $300
Available Credit for Cash $.00
At your service
To call Customer Relations or to report a lost or stolen card-
1-800-903-3637
For free online account service and :poQd customer ohm, log on to:
-cepitalo-com
Send Payments to: Send inquiries to:
Attm Remittance Processing
Calnttal One Services Capital One Services
P.O. Box 85147 P.O. Box 85015
Richmond, VA 23276 Richmond, VA 23285-5015
Important Account Information
We would like to take this opportunity to inform you that we
may report information about your account to credit bureaus.
The reporting of your account information to credit bureaus
contributes to your overall credit profile. Late payments,
missed payments or other defaults on your account may also be
reflected in your credit report.
t,?
F' inane Charges
Please ra reverie fide for important information
m Balnu.raa Perisdir Canspo?6d G$
M E
gpp!udto rate ApR
PURCHASES
e CASH $660.65 .07189%P 26.24% $14.72
$.00 .07189%P 26.24% $.00
ANNUAL PERCENTAGE RATE applied this period 26.24%
V PLEASE RETURN PORTION BELOW WITH PAYMENT
owl 0000000 0 5178052317428635 12 0697280075000697282
New balance $697.28
Minimum Amount Due $697.28
Payment Due Date February 12, 2005
Total enclosed $ - 1
AccountNumber; 5178-0523-1742-8635
Pharr p.wt mailing address anL r-mailclsmgrr bef ari j blse a blanF ix.E
-1 Apt b _
City Smte ZIP
Home Phone Al-te Phone
•? #9001341895274510# MAIL ID NUMBER
Capital One Bank CHERYL L GRAVER
P.O. Box 85147 ?t?rt???rrrr?sr?rt??t? u, 733 MOUNTAIN RD
Richmond, VA 23276 PINE GROVE PA 17963-8045
?n?dn??ur?d?m?dlu??ud?url?uun??rln?lsu??uls?
Plewe writeyow aaosmt number om yore cbenk or money order ,made poyabk to Copitd One Bamk and mail in the mclored envelope.
r
r > ?
.64-
J?
J 71
-TI
a
I CO
CLA
SHERIFF'S RETURN - REGULAR
CASE NO: 2008-00375 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
CAPITAL ONE BANK
VS
GRAVER CHERYL L
TIMOTHY BLACK , Sheriff or Deputy Sheriff of
Cumberland County,Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT & NOTICE was served upon
GRAVER CHERYL L the
DEFENDANT
, at 1025:00 HOURS, on the 18th day of January , 2008
at 124 VAUGHN ROAD
SHIPPENSBURG, PA 17257
CHERYL L GRAVER
by handing to
a true and attested copy of COMPLAINT & NOTICE together with
and at the same time directing Her attention to the contents thereof.
Sheriff's Costs:
Docketing 18.00
Service 16.32
Affidavit .00
Surcharge 10.00
.00
/aS/?y ? 44.32
Sworn and Subscibed to
before me this day
of ,
So Answers:
R. Thomas Kline
01/22/2008
APOTHAKER & ASSOCIATES
By:
?-
Deputy Sheriff
A. D.
Our file No.: 1 5724 '/
APOTHAKER ASSOCIATES, P.C.
2417 Welsh Road, Suite 21 #520
Philadelphia, P 19114
(215) 634-8920
Attorneys for Pl intiff
Attorney ID# 55140
COURT OF COMMON PLEAS
CAPITAL ONE BANK ) CUMBERLAND COUNTY
Plaintiff, ) DOCKET NO.: 08-375
vs. )
CHERYL L GRAVER ) Civil Action
STIPULATION IN LIEU OF JUDGMENT
Defendant. )
The ma ers and things in controversy having been discussed by and between the
parties, and a s ttlement having been agreed upon:
It is on March 31, 2008, STIPULATED by and between Plaintiff, CAPITAL
ONE BANK, a 0d Defendant, CHERYL L GRAVER parties as follows:
1. efendant agrees to pay the sum of $1,235.86, which sum Plaintiff agrees
to accept in ful settlement of its claim herein, inclusive of interest, counsel fees and court
costs.
2. The sum aforesaid shall be paid by Defendant, CHERYL L GRAVER, to
the attorneys for Plaintiff in the following manner:
Payment of $424.00 was paid on February 1, 2008
Payment of $100.00 was paid on March 5, 2008
Payments of $100.00 to be paid on or before the 5' of every month,
starting April 5, 2008 until balance is paid.
checks are to made payable to CAPITAL ONE BANK, and sent to:
Apothaker & Associates, P.C.
520 Fellowship Road C306
Mount Laurel, NJ 08054
3. n the event Defendant fails to pay in accordance with the terms set forth
in this Stipulat on, then, and in that event, Plaintiff shall be entitled to obtain the entry of
Judgment against Defendant ex parte, in the sum of $1,235.86, giving Defendant credit
for any sums ac ually paid pursuant to the terms of this Stipulation.
4. I the event of default as aforesaid, and default is not cured within ten (10)
days, Plaintiff s all be entitled to obtain the entry of Judgment upon ex parte application,
with supporting certification, and with notice to Defendant only in the form of a copy of
the application addressed to CHERYL L GRAVER by first-class, postage prepaid.
We hereby consent to the form and entry of the within Stipulation.
APOTHAKER & ASSOCIATES, P.C.
Attorneys for Plaintiff
A Law Firm Enaaaeain W5 Collection
ly F./Scian, Esquire
??; ?
f -?- ?--?
?
?->
.
s-? - ,
:?,?.
_.,., _r
.;
.._
?.?, {;,
c: ??
r ..' , ,
v; r
,
_
? .
Our File No.: 135724
APOTHAKER & ASSOCIATES, P.C.
BY: Kimberly F. Scian, Esquire
Attorney I.D.# 55140
520 Fellowship Road C306
Mount Laurel, NJ 08054
(800) 672-0215
Attorney for Plaintiff
CAPITAL ONE BANK
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
Plaintiff,
Vs.
CHERYL L GRAVER
NO. 08-375
Defendant.
PRAECIPE TO DISMISS WITHOUT PREJUDICE
TO THE PROTHONOTARY:
Kindly dismiss this action without prejudice.
APOTHAKER & ASSOCIATES, P.C.
Attorneys for Plaintiff
A Law Firm Engaged in Debt Collection
By:,
Kimbe ly . Scian, Esquire
Dated: February 13, 2009
-?? <<
_
-t
-???
z?_a
,
..?_, ,
??
__,.
t
:a ;? .
?
? .
``9° !
n.,4, ?