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HomeMy WebLinkAbout01-22-08 --.J 15[]5b[]41147 REV-1500 EX (06-05) PA Department of Revenue Bureau of Individual Taxes .~. PO BOX.280601 .~. Harrisburg, PA 17128-0601 ENTER DECEDENT INFORMATION BELOW Social Security Number Date of Death OFFICIAL USE ONLY County Code Year File Number INHERITANCE TAX RETURN RESIDENT DECEDENT 2 1 0 7 789 Date of Birth 197 26 4892 08 03 2007 10 24 1934 LANDIS LOUISE MI J Decedent's Last Name Suffix Decedent's First Name (If Applicable) Enter Surviving Spouse's Information Below Spouse's Last Name Suffix Spouse's First Name MI Spouse's Social Security Number THIS RETURN MUST BE FilED IN DUPLICATE WITH THE REGISTER OF WILLS FILL IN APPROPRIATE OVALS BELOW [!J 1. Original Return D 2. Supplemental Return 0 3. Remainder Return (date of death prior to 12-13-82) D 4. Limited Estate D 4a. Future Interest Compromise D 5. Federal Estate Tax Return Required (date of death after 12-12-82) [K] 6. Decedent Died Testate D 7. Decedent Maintained a Living Trust 8. Total Number of Safe Deposit Boxes (Attach Copy of Will) (Attach Copy of Trust) 0 9. Litigation Proceeds Received 0 10 Spousal Poverty Credit idate of death 0, 11.Election to tax under Sec. 9113(A) . between 12-31-91 and -1-95) (Attach Sch. 0) CORRESPONDENT - THIS SECTION MUST BE COMPLETED. ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHOULD BE DIRECTED TO: Name Daytime Telephone Number MICHAEL L. BANGS 717 730 7310 Firm Name (If Applicable) {-- ~ ~, .- -- .... REGISTER OF WILLS US ec:aN L Y ..... t ( 429 SOUTH 18TH STREET .) First line of address : t -.-J Second line of address ~~J DATE FILED , '-.I r>J City or Post Office CAMP HILL State PA ZIP Code 17011 Correspondent's e-mail address: Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct and complete. Declaration of preparer other than the personal representative is based on all information of which preparer has any knoWledge. ATURE OF ON RESPONSIBLE FOR FILING RETURN DATE Joseph M. Landis Michael L. Bangs DATE :<Jr... ~o\ J 429 South 18th Street, Camp Hill, PA 17011 Side 1 L :L5[]56[]41147 15[]56[]4:L:L47 ~ ~0 -1 1505bOlf21lf8 REV-1500 EX Decedent's Name: Louise J. Landis Decedent's Social Security Number 197 26 4892 RECAPITULATION 1. Real Estate (Schedule A)........................................................................................... 1. 2. Stocks and Bonds (Schedule B)................................................................................. 2. 3. Closely Held Corporation, Partnership or Sole-Proprietorship (Schedule C).............. 3. 4. Mortgages & Notes Receivable (Schedule D)............................................................ 4. 5. Cash, Bank Deposits & Miscellaneous Personal Property (Schedule E).................... 5. 6. Jointly Owned Property (Schedule F) D Separate Billing Requested.............. 6. 7. Inter-Vivos Transfers & Miscellaneous Non-Probate Property (Schedule G) D Separate Billing Requested.............. 7. 8. Total Gross Assets (total Lines 1-7)........................................................................ 8. 9. Funeral Expenses & Administrative Costs (Schedule H)............................................ 9. 10. Debts of Decedent, Mortgage Liabilities, & Liens (Schedule I)................................... 10. 11. Total Deductions (total Lines 9 & 10}....................................................................... 11. 12. Net Value of Estate (Line 8 minus Line 11 ).............................................................. 12. 13. Charitable and Governmental Bequests/See 9113 Trusts for which an election to tax has not been made (Schedule J).................................................... 13. 14. Net Value Subject to Tax (Line 12 minus Line 13)................................................... 14. TAX COMPUTATION - SEE INSTRUCTIONS FOR APPLICABLE RATES 15. Amount of Line 14 taxable at the spousal tax rate, of transfers under Sec. 9116 (a)(1.2) X ~ 16. Amount of Line 14 taxable at lineal rate X .045 17. Amount of Line 1 '4i'aXable at sibling rate X .12 18. Amount of Line 14 taxable at collateral rate X .15 0.00 15. 197,734.01 16. 0.00 17. 0.00 18. 19. Tax Due....... ....................... .... .............. .......... .............. ......... ....... ......... ............... ..... 19. 20. FILL IN THE OVAL IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT. L Side 2 150560421411 79,074.68 13,625.36 132,492.34 225,192.38 25,523.26 1,935.11 27,458.37 197,734.01 197,734.01 0.00 8,898.03 0.00 0.00 8,898.03 D 150560421...11 ---I REV-1500 EX Page 3 Decedent's Complete Address: File Number 21-07-789 DECEDENT'S NAME Louise J. Landis STREET ADDRESS 28 Tory Circle CITY I STATE !ZIP Enola PA 17025 Tax Payments and Credits: 1. Tax Due (Page 1 Line 19) 2. Credits/Payments A. Spousal Poverty Credit B. Prior Payments C. Discount (1 ) 8,898.03 0.00 3. Interest/Penalty if applicable D. Interest E. Penalty Total Credits (A + B + C) (2) 0.00 Total Interest/Penalty (D + E) 4. If Line 2 is greater than Line 1 + Line 3, enter the difference. This is the OVERPAYMENT. Check box on Page 2 Line 20 to request a refund 5. If Line 1 + Line 3 is greater than Line 2, enter the difference. This is the TAX DUE. A. Enter the interest on the tax due. B. Enter the total of Line 5 + SA. This is the BALANCE DUE. (3) (4) (5) (5A) (58) 8,898.03 8,898.03 Make Check Payable to: REGISTER OF WILLS, AGENT .~ ~ _ -~_..L r~ _\ _J_l ~....~:....-\.:..~~- ::'i~t ,_~~~, J.. ~,.- ~l ".J T~I t'~_l ..~~ j t. A~ r_ ..,. _I.. r,.~-": :.<;J~!:::..l:r:g.t~~.2:.l1.:'-...;....:: 'rt 'I h~~~lvr"l ~J:rt..,r 4~ _.l:~i PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS No B B o 0 o 0 o 0 3. Did decedent own an "in trust for" or payable upon death bank account or security at his or her death?.............. 0 D 4. Did decedent own an Individual Retirement Account, annuity, or other non-probate property Which contains a beneficiary designation?. .................... ...... .................................... ...................... ............. ............. .... .... 0 0 IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES, YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN. 1. Did decedent make a transfer and: a. retain the use or income of the property transferred;..................................................................................... b. retain the right to designate Who shall use the property transferred or its income;......................................... c. retain a reversionary interest; or..... ...................... ....... ..... ......... .......................... ......... __...... ........ .................. d. receive the promise for life of either payments, benefits or care?.................................................................. 2. If death occurred after December 12, 1982, did decedent transfer property within one year of death without receiving adequate consideration?................... ................... ........................ ............... ........... ...... ........................... Yes -- ,- _ - _ -::;:~-: _.~::'4;;~.-:=+d..- ::~_ . '!~-L ~-t --tl-:;i:h~~~,,~~ _ nt~f.:~-.:-=' ~+::.~t~1 f--:-rt~L~~~j~:~.t~:t: ~~-; ;...1 J~:i -. r:+1_'_; t t 1.. 1- ~-.ci$f:tL~t -..I ~rv~ ..~~l~l~ h l -'lit h~l-ffil,k-'j: t -. -!ft.' ':n;<=:~~::.--.~~ For dates of death on or after July 1, 1994 and before January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is three (3) percent [72 P .S. ~9116 (a) (1.1) (i)]. For dates of death on or after January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is zero (0) percent [72 P .S. ~9116 (a) (1.1) (ii)]. The statute does not exemot a transfer to a surviving spouse from tax, and the statutory requirements for disclosure of assets and filing a tax return are still applicable even if the surviving spouse is the only beneficiary. For dates of death on or after July 1 , 2000: The tax rate imposed on the net value of transfers from a deceased child twenty-one years of age or younger at death to or for the use of a natural parent, an adoptive parent, or a stepparent of the child is zero (0) percent [72 P.S. 99116 (a) (1.2)]. The tax rate imposed on the net value of transfers to or for the use of the decedent's lineal beneficiaries is four and one-half (4.5) percent, except as noted in 72 P.S. 99116 1.2) [72 P.S. 99116 (a) (1)]. The tax rate imposed on the net value of transfers to or for the use of the decedent's siblings is twelve (12) percent [72 P.S. 99116 (a) (1.3)]. A sibling is defined under Section 9102, as an individual Who has at least one parent in common with the decedent, Whether by blood or adoption. Rev-1502 EX+ (6-98) *' SCHEDULE A REAL ESTATE COMMONWEAllll Of PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT Landis, Louise J. FILE NUMBER 21-07-789 ESTATE OF All real property owned solely or as a tenant in common must be reported at fair market value. Fair market value is defined as the price at which property would be exchanged between a willing buyer and a willing seller, neither being compelled to buy or sell, both having reasonable knowledge of the relevant facts. Real property which is jolntly-owned with right of survivorship must be disclosed on schedule F. ITEM NUMBER DESCRIPTION VALUE AT DATE OF DEATH 1 Real Estate - 28 Tory Circle, Enola, Pennsylvania. Property was sold on November 30,2007 (see settlement sheet attached) 79.074.68 TOTAL (Also enter on line 1, Recapitulation) 79.074.68 (If more space is needed, additional pages ofthe same size) Copyright (c) 2002 form software only The Lackner Group, Inc. Form PA-1500 Schedule A (Rev. 6-98) Rev-1508 EX+ (6-98) . SCHEDULE E CASH, BANK DEPOSITS, & MISC. PERSONAL PROPERTY COMMONWEAl. TH OF PENNSYLVANIA II'fiERITANCE TAX RETlJRN RESIDENT DECEDENT Landis, Louise J. FILE NUMBER 21-07 -789 ESTATE OF Include the proceeds of litigation and the date the proceeds were received by the estate. All property jointly-owned with the right of survivorship must be disclosed on schedule F. ITEM NUMBER DESCRIPTION 1 2006 Property tax/rent rebate VALUE AT DATE OF DEATH 500.00 2 Automobile - Sale of 1995 Plymouth Van (see Bill of Sale) 1,700.00 3 Cash 22.57 4 Jewelry - Diamond Jewelry (see appraisal) 995.00 5 Jewelry - Miscellaneous costume jewelry (see appraisal) 590.00 6 Mutual Service Corporation/Pershing -Individual Account (paid to estate) 4.372.00 7 Refund - cancelation of policy from The Hartford Insurance (automobile insurance) 45.00 8 Commerce Bank - Checking Account 587.97 9 Commerce Bank - Savings Account 4,766.42 10 Refund from Comcast Cable 46.40 TOTAL (Also enter on Line 5, Recapitulation) 13,625.36 (If more space is needed, additional pages of the same size) Copyright (c) 2002 form software only The Lackner Group, Inc. Form PA-1500 Schedule E (Rev. 6-98) Rev-1510 EX+ (6-98) . SCHEDULE G INTER-VIVOS TRANSFERS & MISC. NON-PROBATE PROPERTY COMMONWEAL lli OF PENNSYLVANIA ItfiERITANCE TAX RE'TtIRN RESIDENT DECEDENT ESTATE OF Landis, Louise J. FILE NUMBER 21-07-789 This schedule must be completed and filed if the answer to any of questions 1 through 4 on the reverse side of the REV -1500 COVER SHEET is yes. ITEM DESCRIPTION OF PROPERTY DATE OF DEATH % OF DECO'S TAXABLE EXCLUSION NUMBER INCLUDE NAME OF TRANSFEREE, THEIR RELATIONSHIP TO DECEDeNT AND VALUE OF ASSET INTEREST IF APPLICABLE) VALUE THE DATE OF TRANSFER. ATTACH A COPY OF THE DEED FOR REAL ESTATE. 1 Mutual Service Corporation - IRA Account 23.311.00 23.311.00 3VJ-215375. This IRA was comprised of three assets: 1. Certificate of Deposit valued at $8,991.18 2. 458.159 shares of CSIBX Mutual fund valued at $15.83 per share for a total of $7,252 3. 775.831 shares of ESAAX valued at $9.24 per share for a total of $7,168. The total of all assets in IRA equals $23,311. 2 Prudential Annuity Contract E0187247 109.181.34 109,181.34 TOTAL (Also enter on Line 7, Recapitulation) 132.492.34 (If more space is needed, additional pages of the same size) Copyright (c) 2002 form software only The Lackner Group. Inc. Form PA-1500 Schedule G (Rev. 6-98) REV-1151 EX+ (12-99) . SCHEDULE H FUNERAL EXPENSES & ADMINISTRATIVE COSTS COMMONWEALTH OF PENNSYL VANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF Landis, Louise J. Debts of decedent must be reported on Schedule I. FILE NUMBER 21-07 -789 ITEM DESCRIPTION AMOUNT NUMBER A. FUNERAL EXPENSES: See continuation schedule(s) attached 5,211.06 B. ADMINISTRA riVE COSTS: 1. Personal Representative's Commissions Joseph M. Landis Social Security Number(s) I EIN Number of Personal Representative(s): 158-48-5302 Street Address 12 Eisenhower Blvd. City Duncannon State PA Zip 17020 - Year(s) Commission paid 8,500.00 2. Attorney's Fees Michael L. Bangs 8,500.00 3. Family Exemption: (If decedent's address is not the same as claimant's, attach explanation) Claimant Street Address City State Zip Relationship of Claimant to Decedent 4. Probate Fees 364.00 5. Accountant's Fees 6. Tax Return Preparer's Fees 750.00 7. Other Administrative Costs 2,198.20 See continuation schedule(s) attached TOTAL (Also enter on line 9, Recapitulation) 25,523.26 Copyright (c) 2002 form software only The Lackner Group, Inc. Form PA-1500 Schedule H (Rev. 6-98) Rev-1502 EX+ (6-98) . SCHEDULE H-A FUNERAL EXPENSES continued COMMONWEAllM OF PENNSYLVANIA l'*iERITANCE TAX RETURN RESIDEHr DECEDENT Landis, Louise J. IFILE NUMBER I 21-07 -789 ESTATE OF ITEM NUMBER DESCRIPTION 1 Richardson Funeral Home, Inc. AMOUNT 5.211.06 Subtotal 5.211.06 Copyright (c) 2002 form software only The Lackner Group, Inc. Form PA-1500 Schedule H-A (Rev. 6-98) Rev-1502 EX+ (6-98) '* SCHEDULE H-87 OTHER ADMINISTRATIVE COSTS continued COMMON\I\IEALTH OF P~SYLVANIA IN-tERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF Landis, Louise J. FILE NUMBER 21-t>7 -789 ITEM NUMBER DESCRIPTION AMOUNT 1 Chuck Bricker, Auctioneer - appraisal of miscellaneous personal property of decedent 90.00 2 Cumberland Law Journal 75.00 3 Joseph M. Landis - reimbursement for carpet cleaning 54.03 4 Joseph M. Landis - Reimbursement for out of pocket expenses associated with 109.58 ------:__ L_____ ~__ __I_ S Katherine Barbagallo - Reimbursement for payment of jewelry appraisal 190.46 6 PA American Water - 8/15/07 to 9/17/07 17.79 7 PAWC - 9/17/07 to 10/16/07 18.54 8 PAWC -10/16/07 to 11/15/07 18.74 9 PP&L Electric - 8/21/07 to 9/21/07 23.48 10 PP&L Electric - 9/21/07 to 10/22/07 22.25 11 PP&L Electric - 10/22/07 to 11/20/07 18.39 12 PP&L Electric - Final Bill 5.27 13 Sandra Feigley, Inc. - painting at residence 480.00 14 Sun Trust Mortgage - September and October, 2007 payments plus late fee 923.85 15 The Sentinel 126.70 16 UGI- 7/26/07 to 9/24/07 7.05 Copyright (c) 2002 form software only The Lackner Group, Inc. Form PA-1500 Schedule H-B7 (Rev. 6-98) Rev-1502 EX+ (6-98) . SCHEDULE H-87 OTHER ADMINISTRATIVE COSTS continued COMMONWEALTH OF PENISYlVANIA INiERITANCE TAX REl1JRN RESIDENT DECEDENT Landis, Louise J. FILE NUMBER 21-07 -789 ESTATE OF ITEM NUMBER DESCRIPTION 17 UGI - 9/24/07 to 10/23/07 AMOUNT 14.55 18 UGI - Final bill 2.52 Subtotal 2.198.20 Copyright (c) 2002 form software only The Lackner Group, Inc. Form PA-1500 Schedule H-B7 (Rev. 6-98) Rev-1~12 EX+ (6-98) *' SCHEDULE I DEBTS OF DECEDENT, MORTGAGE LIABILITIES, & LIENS COMMONWEALTH OF P9IoISYlVANIA II*iERITANCE TAX REllJRN RESIDENT DECEDENT Landis, Louise J. FILE NUMBER 21-07-789 ESTATE OF Include unreimbursed medical expenses. ITEM NUMBER DESCRIPTION 1 AARP Health Care VALUE AT DATE OF DEATH 145.75 2 AT&T 39.26 3 Chase Card Services 92.17 4 Chase Card Services 15.00 5 Chase Card Services 2.14 6 Comcast Cable 49.60 7 PA American Water -7/17/07 to 8/15/07 28.42 8 PP&L Electric -7/23/07 to 8/21/07 66.36 9 Quantum Imaging & Therapeutic Assoc. 243.94 10 SunTrust - Mortgage payments for July and August, 2007 907.24 11 SunTrust - Escrow account shortage due 265.94 12 T. Mobile 24.64 13 UGI - 7/26/07 to 8/23/07 17.17 14 Verizon 37.48 TOTAL (Also enter on Line 10, Recapitulation) 1,935.11 (If more space is needed, additional pages ofthe same size) Copyright (c) 2002 form software only The Lackner Group, Inc. Form PA-1500 Schedule I (Rev. 6-98) REV-1513 EX+ (9~) '* SCHEDULE .J BENEFICIARIES COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT NUMBER Landis, Louise J. NAME AND ADDRESS OF PERSON(S) RECEIVING PROPERTY TAXABLE DISTRIBUTIONS [include outright spousal aistributions, and transfers under Sec. 9116(a)(1.2)} Katharine Barbagallo 31 Washburne Drive Bertin, NJ 08009 FILE NUMBER 21-07 -789 ESTATE OF RELATIONSHIP TO DECEDENT Do Not List Trusteelsl SHARE OF ESTATE AMOUNT OF ESTATE (Words) ($$$) I. Daughter one-third of residue Joseph M. Landis 12 Eisenhower Blvd. Duncannon, PA 17020 Son one-third of residue Louis Landis 79 Nater Street Ashland, PA 17921-1925 Son one-third of residue Total Enter dollar amounts for distributions shown above on lines 15 through 18, as appropriate, on Rev 1500 cover sheet II. NON-TAXABLE DISTRIBUTIONS: A. SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT BEING MADE B. CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS TOTAL OF PART 11- ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEET 0.00 Copyright (c) 2002 form software only The Lackner Group, Inc. Form PA-1500 Schedule J (Rev. 6-98) PWVUU6 editiooo al~ t>hwldftt tOlm HtJD..1 (3186)....f H..ldbook 4305.2 ,l\ Settlement Statement u.s. Department of Housing and Urban Development ~~ of loan OMB ADoroval No. 2502-0265 (expires 11/3012~ 1. [,JFHA 2 n, FmHA 3. OConv. Unins.. 16. Rle Number 17. Loao Number 18. foklrtgage Insurance Case Number 4. OVA 5. OCOIW Ins. MSS.1136 601925879 ~~ '''1&'0<111 's lumlSll8<llo gl\le VOU a st81ett1ill1, '" ..,WlI1iiill$meIlTcilSIS. _Ill.. palO 10 alll oy VIe SlIl11emlllll age....." """"". C, Note Il~n'" n...'ktnl ~(fl.O.c.r were paid llUlsiQe lhe clo$ing; lhey are shooM1 here lor IoIomBrran plI'p06e5 alld ale nol i.lCIuded in lhe lotals. WARNlNG.IIl$ a Cf""" IiJ kna...."gly lI..k.. falsas/alemcnlsto IIlc Uniled Sial.... on lhiso< any OIIle. 5ImIbr roon. Penal"'" upon ._____~"'!.r~~~lUde ....Ii!'.. il/ld Imprisonmen!. For delllilo _: nle 18 U S. Code Section 1001 and Section tala I TitleExpress Settlement System Prinled t 113Of2007.ill..Hi:MR.. D. NAME OF BORROWER HEMANT H. AMIN and SIMA H. AMIN __ADDRESL.. E NAME OF SELLER EST ATE OF LOUISE J. LANDIS,JOSEPH M. LANDIS, EXECUTOR ADDRESS: ~~-NAME OF LENDER~'--COMMUNITY BANKS 1-_ ADDRESS: 150 MARKET STREET, MILLERBURG, PA 17061 G. PROPERTY ADDRESS: 28 TORY CIRCLE, Enola, PA 17025 1-----__ East Pennsboro Township H. SETTLEMENT AGENT: Mobile Settlement Services, Inc., Telephone: 610.789.3636 Fax: 610.957.5331 _ ..fLAcg,Qf~f;TTLEMENL_J~~ Township line Rd.. PMB 302, Orexeltllit'pa 1~9~_____~___ I SffiLEMENT DA TE. 11/3012007 ~~=----=_ J. SUMMARY OF BORROWER'S TRANSACTION: ..JQ9.:ggQSS ~MOU~T DUE FROM BORROWER ..JQL__Conlract~lespr~____ .....102. Personal PrOD!L~. t 03 Settlement charQes to borrower (line 14001 .J!M....____.._ .._~___ ..JQL.--- -- ----..---------------.-- 4.997.81 K. SUMMARY OF SELLER'S TRANSACTION: 400. GROSS AMOUNT DUE TO SELLER 401. Contract sales lIIice 402. Personal Prooertv 403. 404. 405. 13~~ 133.500.00 -- __ Adjustments for items paid by seiter In advance 100. Citvllown taxes 11/30/07 to 12/31107 _.!QL..~ounty taxes__ 108 Assessments ~~tiOOL 110. WATERlSWR ,,,JJL____ ____. ~__:L1L____ 1--120. GROSS AMOUNT DUE FROM BORROWER I-JOO...AM.Q~~I~P'_'lQ BY"OR _~" 8EH"ALF QF BORROWER 201. Oeoosil or eamest money 202 Principal amounl of new loans ~. ExistinQ Ioan( 5) laken subject to _fM___ ______,_" _______._____ 30.77 406 407- 408. 409. 410. 41t 412. 420. GROSS AMOUNT DUE TO SElLER 500. REDUCTIONS IN AMOUNT DUE TO SELLER 501. Excess Deoosit (see instructionsl 502 Se"lement cha-oes to seller lIine 14001 503. Existinn loan( 5 \ taken sumact to 504. Pavolf:0201452893 SUNTRUST MORTGAGE Adjustments for items paid by seller in adyance Cilvltown laxes 11/301071012/31/07 County taxes Assessments SCHOOL WA TERlSWR 30.77 -------_.._-- 11/30/07 to 06/30/08 11/30/071012/31/07 726.52 38.75 11130/07 to 06130108 11/30107 to 12/31/07 726.52 38.75 139 293.85 -- . 13~J.~&4. 3 000.00 100125.00 ~5.00_ ____.AM~:~~ 1-----------..- .__,,______..________ JQL---- ~- . 207. ______ 208. ~~--_.-- _________.___Ml!:latmentafor itema unpaid bv seller 210. Cltyltown taxes 211. GolH1!Y taxes 212. Assessmenls ~!L _.~J!...._____ 215. 216. 217. ~_.. 219. 120. TOTAL P~lQJ!'(/FOR BORROWER 300. CASH AT SETTLEMENT FROM OR TO BORROWER 30 1. G;~;~~lnt due from borrower Woo 120\ ~~oi' - Less af!1ounts paid bylfor borrower mne 2201 505. 506. 507. 508. 509. -- Adiuatmenta for items un'paI~_!?y'sell~~____ Citv/town taxes Gounlv laxes Assessments 103125.00 510. 511. 512. 513. 514. 515. 516. 517. 518. 519. 520. TOTAL REDUCTION AMOUNT DUE SELLER 1.-....___ 55,221 :31 600. CASH AT SETTLEMENT TO OR FROM SELLER 601. Gross amounl due to seller (line 420) 602. Less reduction amount due seller (line 5201 -------- -- ._- 139 293.85 103125.00 13~296.<!4. 55,2~1J!. L 303. CASH _fROM BORROWER I 36 188.85 603. CASH TO SELLER I 79m:t6~_ SUBSllTUlE FORM '1099 SEUER STAlaAENT: The inf"""..U03n oonIeined herein i6 ~"'"' lax inf<>mBIlon and is being rumlshed to lhalnlernal Rowe""" Same... II YOUHfernquimd kJ role a .<Jlum. ~::,,~::,::,,~~:~:Sht-::;' ~;::'':~b=~'''' item is IllqUinld 10 be mpccled and ltle IRS dele..........1haI ~ has nd bee" reported. The ConIng Sales P1U described "" You Ill" ",quirtld bv !.lwlu p'ovld~!he ....."''''''111 agent (Fed Tax 10 No: ____ _ " " _.. , )1,"''' your coned laxpayer idenlilicalion numIler.llyou do no! ",ovlde you1ComICI IaxpayelldenliflCallOn numbo.. you Ill"Y 00 subl""C 103 civij or Cltminal penaNies 1mpo6ed by Iaw_ ~ ~.I retliy IIra\ !\,~r ll/lOHIl on Ihis ~emenl ~ '...payel idenlirlCalion numbe( TIN. ______.._ "__.___ '_'_ - _ "__ SE\.LER(S)SIGNATlRE(S _ Y V{.~ ~ ._____ SElLERIS) NEWWUllNG AOORESS _U_'i 'S" i "?t A ~. t 1/;>><:' A /'A ". to ~ _____ SElLER(S) I'tOE NUMBERS: (H) (7/)\) :] O' "..] I e Previous editions are obsolete U.S. DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT SETTLEMENT STATEMENT File Number: MSs..1136 form HLO-1 (3/86) no! Handbook 4305.2 PAGE 2 TilleExoress Settlement System Printed 1113012007 at 16:38 PR L. SETTLEMENT CHARGES PAID FROM PAID FROM 700. TOTAl SALES/BROKER'S COMMISSION based on price $133500.00 fil5.000 = 6.675.00 BORROWER'S SELLER'S Division of commission lIine 700\ as follows: FUNDS AT FUNDS AT 701 $ 3312.50 10 THE HOMESTEAD GROUP INC. SETTLEMENT SETTLEMENT 702. $ 3 362.50 to LAWYERSREALTY.LLC 703. Commission paid at Settlement ---1.675J)~ BOO. ITEMS PAYABLE IN CONNECTION WITH LOAN -- 801. LOiIl Ori!lination Fee % 802. Loan Discoont % 803. Appraisal Fee 10 DIVERSIFIED APPRAISAL SERVICES LR 300.00 804. Credit ~ to EQUIFAX LR 32.16 805. mers fee 10 COMMUNITY BANKS LR 9.90 806. PROCESSING FEE to COMMUNITY BANKS LR 345.00 807. COURIER FEE to COMMUNITY BANKS LR 20.00 808. DOC PREP to COMMUNITY BANKS LR 200.00 809. UNDERWRITING FEE to COMMUNITY BANKS LR 320.00 810. FLOOD TRACKING LIFE OF LOAN LSI LR 4.00 811. FLOOD CERT 10 LSI LR 8.00 .- 900. ITEMS REQUIRED BY LENDER TO BE PAID IN ADVANCE 001 Interest From 11/3012007 to 12/0112007 @$ 17.1305 Id:w 1 Days LR 17 .73 902. Mortoaae Insurance Premium for to 903. Hazard Insura1Ce Premium for 1 to LIBERTY MUTUAL (P.O.C.) 295.00 Buyer 904. INVESTOR FEE to COMMUNITY BANKS LR 150.00 005. TAX SER FEE to COMMUNITY BANKS LR 85.00 1000. RESERVES DEPOSITED WITH lENDER FOR 1001. Hazard InsuralCe 3 mo. em. $ 24.58 lmo LR 73.74 1002. MortQaOe Insurcn;e mo.@$ lmo 1003. Cilv Prooertv Tax 10 mo. (Q) $ 9.45 lmo LR 94.50 1004. Counlv ProoerJyJax 10 mo. @. $ 21.36 lmo LR 213.60 1005. Amual Assessments mo. @. $ 1100 1006. SCHOOL 6 mo. tal $ 136.96 lmo LR 821.76 1009. AQ!J8Qate Ancivsis Adjustment to COMMUNITY BANKS LR .3<<.46 0,91 1100. TITLE CHARGES 1101. Settlement or closina fee 1102. Abstract or title seach 1103. Tifte el\ilnination 1104. Tide insurCllCe binder l 1105. Document Preoaralion 1106. NotiIV Fees 10 Mobile Settlement Servic:es. Ine. 25.00 I 1107. Attorney's fees c----- ~udes OOove items No: I 1108. Tide InsurlllCe 10 Mobile Settlement Services, Inc. 925.88 (includes lilove items No: I 1109. Lender's Policv 100.125.00 . 1110. Owner's Policv 133.500.00 . 925.88 -- 1111. 100 No Viol-'.-300 SUMlv. 900 E to Mobile Settlement Services. Inc. 150.00 1112. OVERNIGHTIWIRE to Mobile Settlement Services tne. 40.00 20.00 1113. ClosinaSvcltr 10 Mobile Settlement ServIces Inc. 35.00 1200. GOVERNMENT RECORDING AND TRANSFER CHARGES ..J~1. Recordina Fees Deed $ 38.50 . MJrtQaQe $ 72.50 . Releac;e S 111.00 1202. CilvlCountv taxfstamDs Deed $1.335.00 . Mlrl.ai:KJe $ 1 335.00 1203. Stale T axlstamos Deed $1.335.00 . Mlrtaaae $ 1 335.00 1204. --.1405. 1300. ADDITIONAL SETllEMENT CHARGES 1301. SUIV9V -- 1 ~ Pesllnsoection -- 1303. HOME WARRANTY 10 AHS 355.00 ~_ 'MJ7 twpIcountyfSCHOOL to DEBORAH A. LUPOlD COLLECTOR POC $2013.25 1305. SEWER SANITATION to EAST PENNSBORO TOWNSHIP 25.00 1400. TOTAL SETTlEMENT CHARGES Center on lines 103 Section J and 502 Section Kl 4997.81 8.385.00 HUD CERTlFlCAllON OF BUYER AND SEI.1.ER r have ....e/ully ""'_ the. HUO-1 Sell_I Stalemenl and 10 the best ri rnr ~ and belief, . Is e true and BCCllI1Ile s1a18m8nl or 81 mcaipls and di5bu"""""",,, mad" on my ..aXIl",t or by me in Ihis lransadioo. Ilurt...... c:e<1ily WI have _ed 8 copy 01100 HlJD.1 SeUIenw1I Sl9lemenl. --.~:_~~... ~ ------"~ ------:~ " ...----" --' ~..~.::c::..:':':::'::': .~~ Ml:.MAN I N. AMN b..... n. IWIIN ..:;,;......'-'. t~-f2~,~ WARNNG: IT IS ACRIr.E TOI<NClIMNGLYMN<E FAlSE STA11:MENlS TO THE VNIn:D STAn:S ct/ THIS OR AHY SMlIAR FORM. PENAL liES UPON CON\IICflON CAN INClUDE A ANE AHO _SONIoIENT. FCI'l DETAILS SEE lIltf 18: U.S. CODE SECllON 1001 AND SEClIct/ 1010. The HlJO.-l Seltlelnonl SIaIemenI which I hev" preplIRld Is a Irue and """"""" """""01 ollhls - '_c:sused or" 0lUe lhefundolobe ~ In~"'" with ',.....lemD1l1. 0 __ " ~- ---- . .... 1/ / J) SElllEMENTAGENT .c:- -- - DATE ----1.L.l)'C 01 ~ Prudential ...... The Prudential Insurance Company of America Annuity Services PO Box 7960 Philadelphia. PA 19176 (888) 778-2888 BANGS LAW OFFICE A TIN MICHAEL L BANGS 429 SOUTH 18TH ST CAMP HILL PA 17011 Re: Louise J Landis Contract: EO 187247 August 29, 2007 Dear Mr. Bangs: We are writing in response to your recent letter concerning the contract shown above. The value of the contract as of the date of death, August 3,2007, is $109,181.34. Under the terms of the contract, at the death of Louise J Landis, the death claim proceeds are to be paid to Katherine Barbagallo, Joseph M Landis and Louis Landis, daughter and sons. I would appreciate your help in providing the following information: · Claim forms completed by each of the named beneficiaries Reply envelopes are provided for your convenience. If you have any questions, please call the Prudential Annuity Service Center at (888) 77&-2888. The Service Center is open Monday through Friday between 8:00 a.m. and 8:00 p.m. Eastern time. If you are using a telecommunications device for the hearing impaired, you may call (800) 654- 7637,Monday through Friday between 8:00 a.m. and 8:00 p.m. Eastern time. Sincerely, .) ''-~rl,Q-C ,L /-:Jcv\../t~,L/~;l- Nell Bailey U Annuity Service Center A Prudential business Corporate Office: 751 Broad Street, Newark NJ 07102-37n Page 1 of 1 Bangs Law From: Tina Magill [tina.magill@contebrowne.com] Sent: Wednesday, October 17,20074:43 PM To: mikebangs@verizon.net Subject: Louise Landis Dear Wendy. I apologize for not getting back to you today regarding the death claim for Mrs. Landis. She had three accounts with our firm, one of which has already been paid out to the beneficiaries. The other two accounts are an individual account and an IRA account both with Mutual Service Corporation (MSC)/Pershing. I thought it might be easier to give you the figures and let you know what is needed to move the accounts out of louise's name; we can then properly produce the paperwork for signatures. The funds in the individual account at the time of death were $4,372. The current balance is $4,777.23. In order for the funds to be distributed we will need to establish an Estate account. We will need to know the name of the Estate, the tax to number, address being used for the Estate. We need to know the Executor's name and address, phone number, annual income, net worth, liquid assets, their driver's license number, date of issue, date of expiration and state of issue. The account can be set up for check writing, let us know if this is needed as additional paperwork will be required. As for the IRA account MSC is not able to pin point the amount on the date of death as mutual fund prices fluctuate. I am forwarding you a statement on the account as of 9/30/07 and the closing price on the mutual funds as of August 3, 2007 were $15.83 on CSIBX and $9.24 on ESAAX. The current balance in the account is $23,699.07. The three children are listed as beneficiaries and the funds are split equally between the three. The money will need to be transferred into three individual beneficiary IRA accounts in the name of the children. We need the following on each of the children: names, social security number, address, phone number, marital status, resident state, date of birth, employer name and address, business phone, annual income, net worth, driver's license number, date of issue, date of expiration and state of issue. As soon as we receive this information we can produce the paperwork and deliver to your office for signatures. If you have any questions, please let me know. 5ina e~ ~ Marketing Assistant to Frank A. Conte, CLU, ChFC, CL TC 2009 Market Street Camp Hill, PA 17011 (717) 975-8800 (717) 975-0646 Fax tina.magill@contebrowne.com Securities offered through Mutual Service Corporation, Member FINRA/SIPC. Advisory Services offered through The Conte-Browne Group. LLC, a Registered Investment Advisor. The Conte-Browne Group, LLC is not affiliated with Mutual Service Corporation. This message contains information which may be confidential and privileged. Unless you are the addressee (or authorized to receive for the addressee), you may not use, copy or disclose to anyone the message or any information contained in the message. If you have received the message in error, please advise the sender by reply e-mail, and delete or destroy the message 10/18/2007 iJ /1 1J I I 18 ii' I lj 23 2 :r :r :r d1)f a 11 11 11 ~ - .;; - ..,. ~ i~ ..... S I ~ :1 ~ ~ g ~~ I ..... 8 ~~ ~ ~ - , 'I ~ Ij "" " . i: ~WD I~ .. ';:: ....- - ~ 111 0 - "": ru f~ j . i - G . ' ~ '1: flit . ~ tt i :e - Ci i ~ j IJ ~':R ::; tr I~ I l ~ ~i1 D ~ ~ ~ :1 i :rt - ~~ b 0:1 Q) IX) .s ~ :: c, ~ ~ :l ~ .... f l. ... ! B Q ~ f I !:: a '" J!J 11 & :;: ..... .IQ - ~ & ~i 1; '" :ti i. ! .: '-- .;.. i.li ~ i! C" 4:: Ii ..; .; '5 t~.. 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'"-'\U.o o-o~ -<J)Q) -Ui"- ~~~ EO..9 ~C;"i ~-:EE c:(U$ ~~~ (f)c:Q)"'; lJ)<D~~ -E~5(ij 1U d) f1) E -:E-EE~ 'iE,g~ ,~~~ 5 .;:; 'C: -t:: 0 (6-mo.~ Cl)E('(ld) ~o-g-E 8J ::: ,~ .E ~ -g :Q 0 0... a. 0 U - - "15 . . :t. c: o ~ 0" 0- 8 c:-. ..Q ""ii ~ -'>!. ~ ~ l\} z '0 ~ c: nl co 1U .c ~ '0 ~ <1l 'T5 "Vi .0 ~ '" ~ ...J .~~ ~ Vi.. &~ ..c~ ~6 OVl .....~ t:z .~~ ~ E 1U 1U D~ cl a:: ~ eX: a: Ln ::;;1.1'\ LnO r;-c~ >-J I""l ....LU CUVl .05 EO :J -' Z cas ::::J u.. ~~ ;Z Q ~ 0::':: ...:z 3~ ~~ eo"" -' '" <c::> 0..... ~<.,..... t, t, 1 } "~a,l! 0. o <"'I ~ ... 1I1 U o N '" o N ...... Cl <( August 28,2007 Commerce eSank Bangs Law Office 429 South 18th Street Camp Hill, PA 17011 RE: Estate of: Louise J Landis Tax Identification Number: 197-26-4892 Date of Death: August 3,2007 Dear Sirs: This letter is in reference to decedent account information you requested for the individual listed above. We are able to provide the following: Account Type: Checking Account Number: 512087859 Date Opened: 7/24/95 Primary Owner: Louise J Landis Date of Death Balance: $587.97 Accrued Interest: $0.07 Principal Balance: $587.90 Account Type: Savings Account Number: 410150943 Date Opened: 8/16/95 Primary Owner: Louise J Landis Date of Death Balance: $4766.42 Accrued Interest: $0.15 Principal Balance: $4766.27 Please feel free to contact me at (717) 412-6134 if I may be of further assistance. Sincerely, , ~~OjltUl;) . \LtUl L~ Marcia L. Ka~man I~ Levy Specialist/Deposit Services Commerce Bank Commerce Bank / Harrisburg, N.A. PO Box 4999 3801 Paxton Street Harrisburg, PA 17111-0999 commercepc.com BILL OF SALE I, JOSEPH M. LANDIS, Executor of the Estate of Louise J. Landis. have sold the Decedent's 1995 Plymouth vehicle to Donald E. and Maryann Nutter for the sunl of One Thousand Seven Hundred and 00/100 ($1,700.00) Dollars. Date: October 4, 2007 ~.~~~..'. ::!~~-r.I9!;'~ ~-=--, ~^);:,:. ~.,,.,, 'QJ, Y>J'M ~~ ,: ~~:'4J ~~ ~ ~~...Jj 1.)~i1 ~\ .L lI"" ~, <t: ~ ~. 'b' ~ "\ z: ~;;:; ~ ,~~ ~ !T@l ,~~~~ ~\\)~~) 1).~ J~J 'C~ " J'- ~ r~~ ~~ ~~/ , ~~! APPRAISEDVAWE .11 I~ I' . ~ If\~~~t~ ~ ~~, r~ (Av,. "..\ I \t III ~ ~~.I'.".'.. :~~, ~ ~ ~\ ~ ~, ~M\ ~.v~ ~ ) ~.~.~..~,1}1 0. r f\\ t~~x) ~{~. ~~ .~ COlllment.: ESTATEOFl..Ol.Jf~Ei~A;NDtsi' V"LUE': .. r\M.. 5.. 0~ ~~'..~.W:_,\\,., ,~V~ TDTALEsrIMATEDRETAIU'REPLACEMEt\lT H ~ 7'"1 1(.1 ~ ~ ~~ The foregoing Appraisal is made with the understandin - at the Appraiser assumes no liability with M ~ '\ respect to any action that may be taken on the basi~hi~APP aI. '~~ .- ~\ t'j~ ~. H.~ Harvey Arechavala ~/1~' . rptt( ~ 10/04/07 .~ ~' ~ ?"~ APPRAISER t-/ f DATE '\~~ .'~J::? j /___ ~ . -.,J ,~., ;r2~ ~~,;:,;..~?j:~" -- rW~~il~~~~'~ ~OW..!.v;~~. ~~....\ .-,~}A~..~~..>.~t&,.f~. ..:......::I...j:...1 r!?h1! ~ ~ ~~\l~~~\\ ~ '~~~LJ' :I~~'~~ ..~P\\~~f(~-J~~}K~f!~L~~~~~~ ~ ;~~~~'l\{ I/~~ ~ '~~_ ~_~~1f~~~\~ ~~ ~:~~A .-- ~ttl!a~al1 ... ,~~ ~--~ \~~ r~~J I~"n 1(1 ~~' to: ~ ~ ,\--~ .\ ~ .....~ ~Ol ~"'::t'( ~~ ~J\ \.~ .~ ~G ~~ ~~ ~(~ ~~ ~~ ~~~ " ~ ~"-J. \ ~S '" ~ \\ 7 ~~~ ~ ~ \\l~~ I ~~ ~.......... ~~ If ;-. II ~ ~ ~. ~ 1.&' ~ r:r ''-<: ,,,~ ..... At ,~ ,~ ~ H & M ENTERPRISES q"td mine J/eeve!eu 902 North Route 73 MARL TON, NEW JERSEY 08053 (856) 983-9569 TO WHOM IT MAY CONCERN: This is to certify that we are engaged in the jewelry business, appraising diamonds, watches. jewelry and precious stones of all descriptions. We herewith certify that we have this day carefully examined the following listed and descrihed articles, the property of: LOUISE LANDIS NAME ADDRESS 28 TOREY CIRCLE C/O KATHY BARBAGALLO E~QLA~_LL0e5 We estimate the value as listed for insurance or other purposes at the current retail value. excluding Federal and other taxes. In making this Appraisal. we DO NOT agree to purchase or n~place the articles. DESCRIPTION . One.....14.. KT...White....tioId............. tc\die~f llIAMONDENGAGEMENT SE weighing~ppro)(jllatelY.3.70DWr containi n gthefolll1wttrg: (A) . ONE .NATURALDIBMO~P(CENTe:R) Shape.. & Cut =RDUND&'~.RI~L.IA~~ Measurement s(Appro)(.:>: 4.tr8X4. BMM Weight (Appl'''ox,; ):.. 40CT . (;0 ~ or . Gt'''ad e: H- I Glari.t y Gl'''ade: 511 995.00 (B) .. SIX NATURAL#;R",()f\U)B(~!B) Shape .' &...Cut:Rnl.JND'~~R,lLL~;fl~T. Mea $l.\re"'ents;tAppro)(;....~.:. 3~0X~3;. 0M~ We i ght<Approx.):,;60CT OnI?r . G~ade: H- I 01 rl\l'''i t yGrad e: SI 1 COlllbined.Esti ~~t.ed .' ~~ight i . 00CrrW Graded as Mounti ng.Pet"mtts ;;:~. ~"'-:::Ij ~~'-tt." ~ ~, ~ _ ~ ,~ " -"" ~ ~>~(~4~~~~r~,1~~ ~ ' m~l!atsail ,\~ ..:..~ '~~ '!.~~~~ ~~ W! ~~i ~ ~ '\(1 ~ ~ -iJ/ ~lJ~~i ,~~R ,\~~/~I ~~ ~1~..~ l~~l (I ~~-\. ~1:~ ~~ j;(8 4' ~ ~1 ~ ~~\ ~~ ~'-\ \ \l3 iL)'!: ~/. ~ ~I.~ 'M../,j r~'i ~ Co mill e n t: EsrAt!::;,~It>j~9tJ~p~ SElNliIS (:A- ~ TOTAL.E:STi~,tr'ATEB.~ETAIL>R~t'LACEMENT VALUE: ~9{){) -~;.~ The foregoing Appraisal is made with the understanding that tJfe Appraiser assumes no liability with ~ $' respect to any action that may be taken on the basis of thiS~isal. ; :;;;: Harvey AreChavala~ (4!- 7flldi>/o7 10/0 '. ' :;;,:.' APPRAISER (./~) " f/I,A 8 DATE "~ 57\ ~ / ( ~~ ,~~'''' I~ V)~~\1~t.(~ ~ ~l'....: ~ """ -~v_ ~).;\, .d~~;~~~ ~u . i ~(, --/kr~"''\.~~~.~~~ :~ ~" 1\.1'~)'~~1~;~~~~~1~ =~./~~~'~'h~'~ ~ :d~~.. (ii,h~.r~l~.~ I. .hV~.).2.. '.~. ~'~.' ~ ti.,...... ~ ...,,\~-\~~;l<.,~ ~~~~'1 ;l~-"-'~~~' ~1~>~~9d'~~~~~~ ~~~~" - "'- 'v~ . -.:;..0" \\-.,./ ,~-. ''''-~~~ ) .::;;; "' ~ 'k .~~ ~-"""lJf !~ f~~~ if ~, Y&:; ..jf,' .~ ~ \'\~ ~C.l. ~:::!=f " flll'A~ ~. ~ \~ " 'I{ lIT"- ..\,'() ~Cl ~ o:=t" 'I "ll,).~ ~ nC\~... l(' ~,' -'. -~ ,~ ~~~~ ~~ 'lrii'Jo It ~..' ;~ 'ftr1 ~~ ~'j;;" ,,~.....:.~ ~ );~; 2~' .0':'- ~ 'h ':' ~ ~ 'I{ .\~'~ ~ .::"< '" r- ~ ~tl) ~ I/?A.~ t ,~ ~'- ~ ~~~j .~ ftT""" ~' ~ ~x~~ ~~~~~~~~ ~~~(\~\\ ~"" ,~b\\ '4., rsY '=?' ,./ ;\~ ~ ~ ~ i'./..}~ ~ ~ ~. -:~~J ~. l~ ~. ~ ~b)' ~ 6 \~ '7! -:i! .~ ' ~ H & M ENTERPRISES geM "Inine ;kweteu 902 North Route 73 MARL TON, NEW JERSEY 08053 (856) 983.9569 TO WHOM IT MAY CONCERN: This is to certify that we are engaged in the jewelry business, appraising diamonds, watches. jewelry and precious stones of all descriptions. We herewith certify that we have this day carefully examined the following listed and described articles. the property of: LOUISE LANDIS N Atv1E ADDREf)S 28 TOREY CIRCLE C/O KATHY BARBAGALLO ENOLA, PA 17025 We estimate the value as listed for insurance or other purposes at the current retail value. excluding Federal and other taxes. In making this Appraisal. we DO NOT agree to purchase or replace the articles. D~~CRIP'flON APPRAISED VALUE .....:.-.. .....'. -".' ONE JEWELRY BoxtON'T.(.\INlNGrHlRTY NINE MISe PIECES OF . $ 590.00 COSTUME JEWLERY'.:--~ e..'.. .,o..:.'.':'..,';"w~.'jj',~:',iI Ii .. it.,.. .-,. .,a . .',-. .. . . . -Ii . . . . . .. . ~ ,. TEN RINGS~ 100.00.....,.Hr~,.tENMlSE<~()STUME.BROACHES 130. /lU . ONE STERLING .SI~VE~SrtRB~> B~AqLE~.G~~.000NEENAMEL COS U BRACLET 10.00,THRE:ESEMI.PREFI09S.BERDEDNECKLACES 10~. TH REELAD I ES> COSTUMENE:S~LACE:Bt:;tlI.<00,'FIIJEGOLD PLATED . CHAINS 75. 00.. ONE>.~NUF'ti[q)X~iONE:.stERLINGSILVERCAMEO.. BROACH 100.00,&..... ONE STERLING SILVER COSTUME NECKLACE. I . ~ . . . . . . . . . . . . . . ...:. . _.._.'.::->w-:_.:,:..-'.. . .:-..'.'.:'II-.-..,)t,....-:.'. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .'..a'.:w . a;:.'.'._'.-:..:':. e'>...::..:. ._. . .:. . . . . .. . II . . . . . . . .. . . . It . . . . . '. . . . . . .-:. 1i..W::. . .',~.'~'-'. .::. ..':. .'.:_:.'.,' .__--.:;::. . . .':-._. . . . . . . . . . . . . . . . . . . . . . . . .. . . . . . 'II .. II.....:'. ii, .';.,:.:."'.,.it-..."....:.-. .:,....,:;..ti .-::.:-. . .::'W . . . .. .. . . . * .. . .. . . . . . . . . . .. . ... . .,:.....-,-,.'.:--.',:'".'..-. .:,:.L:ii":w:-.'.,'. .'-. -..,._:-'.':-. e,_I'-'. . . . . . .. . II ........ G\''':cu:B~das ftlo tjnt ihg' Pet"'m it s ~ ~ . ~ ~ ~ ---- ~ ~ ~ ~J~ I, LOUISE J. LANDS, of East Pennsboro Township, Cumberland County, Pennsylvania, declare this to be my last will and revoke any will previously made by me. ITEM I. I direct that all my just debts and funeral expenses, including my gravemarker and all expenses of my last illness, and any and all taxes and assessments imposed by any governmental body as a result of my death, whether on property passing under this will or otherwise, shall be paid from my residuary estate as soon as practicable after my decease as a part of the expense of the administration of my estate. ITEM II. I give and bequeath all of my household goods, automobiles, and all other articles of household and personal use, equipment and ornament, together with all insurance thereon and relating thereto, in equal shares, to those of my children who survive my death by thirty (30) days. ITEM III. I give, devise, and bequeath aU the rest, residue, and remainder of my possessions and estate of every nature and wherever situate, in equal shares to those of Iny children as survive my death by thirty (30) days. ITEM IV. All of the interests of the beneficiaries hereunder shall not be subject to anticipation or to voluntary or involuntary alienation nor shall they be subject to any execution or attachment. 1 ~ ~ ~ ITEM V. I appoint my son JOSEPH M. LANDIS executor of this my last will. Should he predecease me or otherwise fail to qualify or cease to serve as executor of this my last will, I appoint my son LOUIS LANDIS executor of this my last will. ITEM VI. In addition to the other powers and authorities granted to my personal representatives by Pennsylvania law and by the other terms and provisions of this will, I hereby give to my personal representatives the following powers and authorities effective without court approval and until actual distribution of all property: to compromise any claim or controversy; to make distribution in cash or in kind, or partly in cash and partly in kind, and in such manner as my personal representatives may determine and at valuations finally to be fixed by them; to invest in all forms of property, including any stock or other securities in any corporate fiduciary or its successor without restriction to investments authorized for Pennsylvania fiduciaries, as Iny personal representatives deem proper, without regard to any principle of risk or diversification; to retain any or all assets of my estate, real or personal, without regard to any principle of risk or "_ diversification; to sell at public or private sale, to exchange, or to lease for any period of tinle, any real or personal property and to give options for sales, exchanges, or leases, for such prices and upon such terms or conditions as my personal representatives deem proper; and to allocate receipts and expenses to principal or income or partly to each as my personal representatives deem proper in their sole discretion. ITEM VII. I direct that my personal representatives and fiduciaries shall not be required to give bond for the faithful performance of their duties in any jurisdiction. 2 IN WITNESS WHEREOF, I have hereunto set my hand this I 9 day of :r~~ 7- ,2006. ~~,~Ji "WUISEJ. LAND Jolt/Joe. P/dlf:ief {lI6itE :r-hf/// ~ IlII i!Jr mCj 1,4 14 r /'YI c; .DJ9 LrJ J. reA.. JeUJ t& !P'"lr'( . ~~~ 3 The preceding instrument, consisting of this and THREE other typewritten pages, each identified by the signature of the testatrix was on the date thereof signed, published, and declared by LOUISE 1. LANDIS, the testatrix therein named, as and for her last will, in the presence of us, who at her request, in her presence, and in the presence of each other, have subscribed our names as witnesses hereto. M~2~ ~~~~~ 4 COMMONWEALTH OF PENNSYLVANIA ) ( SS: COUNTY OF CUMBERLAND ) The undersigned, being the testatrix whose name is signed to the attached or foregoing instrument, having been duly qualified according to law, does hereby acknowledge that I signed and executed the foregoing instrument as my last will, that I signed it willingly; and that I signed it as my free and voluntary act for the purposes therein expressed~9 ~ LWISE J. LANDIS -4 , NOTARIAl SEAL S.CHE=~ Men T"1)., ~.:::,. My ~ ~res Mev 10. 2007 COMMONWEALTH OF PENNSYLVANIA ) ( SS: COUNTI OF CUMBERLAND ) WE, -l'1 ,J,.,JI L A p<f';,6s, and ~~~ \..l?-.~,s. , the witnesses whose names are signed to the attached or foregoing instrument, being duly qualified according to law, do depose and say that we were present and saw the testatrix sign and execute the instrument as her last will; that she signed it willingly and that she executed it as her free and voluntary act for the purposes therein expressed; that each of us in the hearing and sight of the testatrix signed the will as witnesses; and that to the best of our knowledge, the testatrix was at that time 18 or more years of age, of sound mind, and under no constraint or undue influence. a d acknowledged day of , 2006. o SEAl WENDY S. , = PubIc lower Allen 't'wp., Cumbee Ccutt My ComrnIs8Ion Expns May 10, 200~ 5 ---- \ (~l c;., ;..-- .}c.... 0- v--:: (c -',; C/'). ~ ..... ~ ~ t> ~ ~ ';b ~ .3 0 ~~~ ~~~ ~ 0 S ~ Cr~ ~ ~d\~ ~ g IJ~ 0 ~o~~ C,)6~ t> .... ~ ~l~~ ~"'Co~ ~~0~ ~ e ~ ~ ~';j00 00 c..,J ~ S.) -~~~:' \_\~ ' . <1-- ~- 'C) C) C'~), t;;........ , c~,~; t ----. :::;... ~ ~ - -- ...:;:: = - -- :::=. ~ ---= ..;- ~ S: -- -;:::::- -- -- ::::- -:;- --