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HomeMy WebLinkAbout08-05184 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Plaintiff No: Q? - 51 0,wi' lem vs. COMPLAINT IN CIVIL ACTION JEFFREY L GELWICKS Defendant FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: James C. Warmbrodt,42524 WELTMAN, WEINBERG & REIS CO., L.P.A. 436 Seventh Avenue, Suite 2718 Pittsburgh, PA 15219 (412) 434-7955 FAX: 412-338-7130 06276579 C N Pit SXM I IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Plaintiff VS. Civil Action No JEFFREY L GELWICKS Defendant COMPLAINT AND NOTICE TO DEFEND You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by an attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 (717) 249-3166 COMPLAINT 1. Plaintiff, CAPITAL ONE BANK is a corporation with offices at 140 EAST SHORE DR GLEN ALLEN , VA 23059 . 2. Defendant is adult individual(s) residing at the address listed below: JEFFREY L GELWICKS 107 S ENOLA DR ENOLA, PA 17025 3. Defendant applied for and received a credit card bearing the account number 5178051814486641 . 4. Defendant made use of said credit card and has a current balance due of $1469.92 , as of November 30, 2007 . 5. Defendant is in default by failing to make monthly payments when due. As such, the entire balance is immediately due and payable to Plaintiff. 6. Plaintiff is entitled to the addition of interest at the rate of 25.900% per annum on the unpaid balance from November 30, 2007 . A copy of Plaintiff's STATMENT is attached hereto, marked as Exhibit 111" and made a part hereof. 7. Although repeatedly requested to do so by Plaintiff, Defendant has willfully failed and/or refused to pay the balance due to Plaintiff. Wherefore, the Plaintiff prays for judgment in its favor and against Defendant , JEFFREY L GELWICKS , INDIVIDUALLY , in the amount of $1469.92 with continuing interest thereon at the rate of 25.9001 per annum from November 30, 2007 plus costs. James armbrodt,42524 WELT EINBERG & REIS CO., L.P.A. 436 S ve th Avenue, Suite 2718 Pitt ur h, PA 15219 (41 4 4-7955 FAX. 4 2-338-7130 06 76 79 C N Pit SXM This law firm is a debt collector attdS*ting to collect this debt for our client and any information obtained will be used for that purpose. First 3 months half-price 9 a nwntl 4 7 # ? ? Se.eBtrra. tlia-?ror Now with FREE Accelerator for Me last 12 manthst a Vo value SIGN UP TODAY I 1-877-7784207 Mention Offer Code: GARNET Or visit www.peoplepc.com/gotgamet C A??oA l Account Prevaous Balance $9941" Payments Credits and Adjustments $.00 Transxcans $39.00 Finance Chargrs $2139 New Balance $1,054.68 Minimum Amount Due $1,054.68 Payment Due Date June 23, 2006 Total Credit law $650 Total Available Credit f.00 Credit Line for Cash $650 Available Credit for Cash $.00 Atyowemvioc To ed Cmtomer Rdatiow or to report a 1*4 or o4m a u& 1-800-955-7070 Smd paymmb to: sold BuFais U Am: Rmdtmm Prooming Cghd Oaq F.U. C.pin1 Ose P.O. Box 790217 P.bb Bas 30285 St Loon, MO 63179-0217 SLC, UT 84130-0265 003 peoplv,pc- online U A better way to Internet. PeoPW*- Online offers the features you would expect from higher-priced Internet Service Providers at half price for the first 3 months! ® Virus Protection powered by symarsecm ® Pop-Up B!ockerTM Spam Controls dV Smarter Smart Dialer Technology ® IW More Email Addresses ® * Internet Call Waiting PLATINUM MASTERCARD ACCOUNT 5178-0518-1448-6641 APR 2A - MAYA 2006 Page 1 of 1 Payments, Credits and Adjmstments Transacdow 1 23 MAY CAPITAL ONE MONTHLY MEMBER FEE $4.00 2 23 MAY PAST DUE FEE 35.00 You were mewed a put due fee of $35.00 on 05/23/2006 because your minimum paymeni was not received by the due date 4 05/2=006. To avoid this fee in the furore, we recommend that you allow at least 7 businew days for your payment to reach Capital One. EXHIBIT I F-mance Charges Pkarerm reurxnde.0r is farmw i ie?f =#twv BeL 7* Pe4111 ++r = 7* * W& 1 fflr lb Mr 1 PMCHAM $4001.72 .07096% 25.90% $2139 CASH $.00 .07098% 25.90% s.00 ANMAL PERCENTAGE RATE applied this period 25.90% V PLEASE RETURN PORTION BELOW WITH PAYMENT 0000000 7 5178051814486641 23 1054680033001054685 PkerpimaaeTaSrJiroarLwe-mn7a6alrnbdromWMarwW kiaF NewBdan& $1.054.68 Minimum Amount Due $1.054.68 Srert Apt. s Payment Due Date June 23, 2006 pry zm ? Tonal enclosed $ ? Ab 1?apy? ,py- AcaoumtNamber. 5178 OS18 1418-6611 EawlAddnw #9014402454225023# MAIL ID NUMBER Capital One, F.S.B. JEFFREY L GELWICKS P.O. Box 790217 PO BOX 455 St. Louis, MO 63179-02 17 BNOLA PA 17025-0455 o _ PA a unteyme auomw mmnbrran yore chmi m roomy mdn made fiayabkro C#dd Ole, KKK sad wail in theendwaemrl?M Oeoplepc,- online \-oe A better way to Intemet. UNLIMITED INTERNET ACCESS SIGN UP TODAYI 1-877-778-1207 Mention Offer Code: GARNET Or visit www.peoplepc.corn/go/garnet =aa- t? s-? 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H we caratat pmoww the tramisr, you auttize VERIFICATION CAPITAL ONE BANK vs GELWICKS, JEFFREY L The undersigned does hereby verify subject to the penalties of 18 Pa.C.S. Section 4904 relating to unworn falsification to authorities, that he/she is, JAMELA SINGLETARY, Authorized Agent, of CAPITAL ONE BANK, Plaintiff Herein, that he/she is duly authorized to make this Declaration, and that the facts set forth in the foregoing Complaint in Civil Action are true and correct to the best of his/her knowledge, information and belief. JAMELA GLE ARY ublic 4A Dudiey "iumc. Notary Public, Dekalb County, Georgia My Commission Expires January 19, 2009 5178051814486641 A049 WELTMAN, WEINBERG & REIS CO., L.P.A. 49- h o o W V tS5 ± r f C9 SHERIFF'S RETURN - REGULAR CASE NO: 2008-00518 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND CAPITAL ONE BANK VS GELWICKS JEFFREY L JESSICA HERMANSEN , Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE was served upon - --„n Tr+r?r "n 7 T the DEFENDANT , at 1851:00 HOURS, on the 24th day of January 2008 at 107 S ENOLA DRIVE ENOLA, PA 17025 by handin to DEBRA GELWICKS, WIFE a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing Service Affidavit Surcharge I/a So Answers: 18.00 14.40 r * 00 10.00 R. Thomas Kline .00 42.40 01/25/2008 WELTMAN WEINBERG Sworn and Subscibed to By: A My, before me this day U e of A.D. 00?? IS Sheriff 1 4 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Plaintiff vs. JEFFREY L GELWICKS Defendant No.: 08-518 CIVIL TERM PRAECIPE FOR DEFAULT JUDGMENT FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: WILLIAM T. MOLCZAN, ESQUIRE PA I.D.#47437 Weltman, Weinberg & Reis Co., L.P.A. 2718 Koppers Bldg. 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR#06276579 Judgment Amount $ 1577.35 THIS LAW FIRM IS ATTEMPTING TO COLLECT THIS DEBT FOR ITS CLIENT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Plaintiff vs. Civil Action No.: 08-518 CIVIL TERM JEFFREY L GELWICKS Defendant TO THE PROTHONOTARY: PRAECEPE FOR DEFAULT JUDGMENT Kindly enter Judgment against the Defendant, JEFFREY L GELWICKS above named, in the default of an Answer, in the amount of $1577.35 computed as follows: Amount claimed in Complaint $1469.92 Interest from 11/30/07 to 3/12/08 at the legal interest rate of 25.90% per annum $107.43 TOTAL $1577.35 I hereby certify that appropriate Notices of Default, as attached have been mailed in accordance with PA R.C.P. 237.1 on the dates indicated on the Notices. WELTMAN, WEINBERG & REIS CO., L.P.A. By: WILLIAM T. MOIXZAN, ESQUIRE PA I.D.#47437 Weltman, Weinberg & Reis Co., L.P.A. 2718 Koppers Bldg. 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR#06276579 Plaintiffs address is: c/o Weltman, Weinberg & Reis Co., L.P.A., 2718 Koppers Building, 436 7t' Avenue, Pittsburgh, PA 15219 And that the last known address of the Defendant is: PO BOX 455 ENOLA,PA 17025 f_ . . w IN THE COURT OF COMMON PLEAS CLINTON COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Plaintiff JEFFREY L GELWICKS Defendant(s) IMPORTANT NOTICE TO: JEFFREY L GELWICKS PO BOX 455 ENOLA,PA 17025 Date of Notice: ® a I ?5 I o 8 WWR#: 06276579 Case # 08--5?8 CN IL I Gem YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE FOLLOWING OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CLINTON COUNTY PA BAR ASSOCIATION PO BOX 186 HARRISBURG, PA 17108 (800) 692-7375 BY: -t? 3-0 o,4 6boeomi PATRICK THOMAS WOODMAN PA I.D. #34507 WELTMAN, WEINBERG & REIS CO., L.P.A. 1400 KOPPERS BLDG, 436 7TH AVE. PITTSBURGH, PA 15219 IN THE COMMON PLEAS COURT OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Case no:: 08-518 CIVIL TERM Plaintiff VS. JEFFREY L GELWICKS Defendant NON-MILITARY AFFIDAVIT The undersigned, who first being duly sworn, according to law, deposes and states as follows: That he/she is the duly authorized agent of the Plaintiff in the within matter. Affiant further states that the within Affidavit is made pursuant to and in accordance with the Servicemembers' Civil Relief Act (SCRA), 50 U.S.C. App. § 521. Affiant further states that based upon investigation it is the affiant's belief that the Defendant, JEFFREY L GELWICKS is not in the military, service. Affiant further states that this belief is supported by the attached certificate from the Defense Manpower Data Center (DMDC), which states that the Defendant, JEFFREY L GELWICKS is not in the military service. Further Affiant sayeth naught. AFFIANT SWORN TO AND SUBSCRIBED in my presence this IJ day of ?. NO ARY PU This law firm is a debt collector attempting to collect this debt for our client and any information obtained will be used for that purpose. (D C (C 'p r^,' ?,? IT7 W IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION CAPITAL ONE BANK Plaintiff vs. Civil Action No.: 08-518 CIVIL TERM JEFFREY L GELWICKS Defendant NOTICE OF JUDGMENT OR ORDER TO: ( ) Plaintiff (xx) Defendant ( ) Garnishee You are hereby notified that the following .31 Order or Jud ent was entered against you on (xx) Assumpsit Judgment in the amount of $1577.35 plus costs. ( ) Trespass Judgment in the amount of $ plus costs. ( ) If not satisfied within sixty (60) days, your motor vehicle operator's license and/or registration will be suspended by the Department of Transportation, Bureau of Traffic Safety, Harrisburg, PA. (xx) Entry of Judgment of ( ) Court Order ( ) Non-Pros ( ) Confession (xx) Default ( ) Verdict ( ) Arbitration Award Prothonotary By: PROT ONOTA E TY) JEFFREY L GELWICK PO BOX 455 ENOLA,PA 17025 Plaintiffs address is: c/o Weltman, Weinberg & Reis Co., L.P.A., 2718 Koppers Building, 436 7a' Avenue, Pittsburgh, PA 15219 1-888-434-0085 C) C-) IN THE UNITED STATES BANKRUPTCY COURT 3 ZZ rnw 3DO mi= FOR THE MIDDLE DISTRICT OF PENNSYLVANIA IN RE: JEFFREY LYNN GELWICKS C) 71"� 4 C) < � =-n DEBRA JUNE GELWICKS, CHAPTER 13 ; Cl--n X Debtors =c> C1 F5 JEFFREY LYNN GELWICKS CASE NO. 1:08-bk-0 1679 MDF DEBRA JUNE GELWICKS, Movants V. CAPITAL ONE BANK Respondent ORDER UPON consideration of the foregoing Motion to Avoid Judgment of Respondent under Section 522(f)of the Bankruptcy Code, it is hereby ORDERED AND DECREED that the relief prayed for in the Motion be,and hereby is granted,to wit,the judgment of CAPITAL ONE (BANKRUPTCY NOTIFICATION)(p in the ewxnnate amount of$1,577.35 entered in Cumberland County at docket number#am e and hereby is avoided; it is fixther ORDERED AND DECREED that a certified copy of this Order may be filed with the Prothonotary of Cumberland County and the Prothonotary is directed to terminate the judgment in the judgment indices. *M T H F- RECORD tt�--` CO MM ED 2od- &W ot -I 'Coll C:leek, Per v WU-S- uty Clerk Dated: January 15, 2013 Pq t*4 Case 1:08-bk-01679-MDF Doc 107 Filed 01/15/13 Entered 01/15/13 10:32:38 Desc Main DnrurnAnt PanA 1 of I