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Home My WebLink About01-24-08 (2) 500 Penn Valley Rd. Narberth, P A 19072 August 28,2007 Re: William E. Clifford SS#013-09-0216 Marie A. Clifford SS#030-03-5954 C) -=;0 . - ::D , ~1." ;---J c::::J c.:::J c= ':'- ..".~ :.,-.[,,," ..:"'-" , , , , ,,) .r::" M & T Bank One West High Street Carlisle, P A 17013 -0 '"[.r'" :::~ Cf? N co To Whom It May Concern: We have given a Power of Attorney to our daughter Jane Clifford. We are unable to take care of our finances at this time. It is my wish that she take care of all our financial matters. I recognize that my husband has given me the first Power of Attorney; however, I wish that Jane Clifford act on my behalf. If you have any questions concerning this matter, please contact me at 610-658-7586. Thank you for your prompt attention to this matter. Sincerely, --)-yJ "CZ (";;J /. jj~ " / / / c:v..,..,u'>:. ~~ J -r<-- Marie Clifford ~<i'u- .j-{&U1J~ . ~ -~ CERTIFICATE COMMONWEALTH OF PENNSYL V ANlA ) : SS. COUNTY OF CU1vfBERLAL'ID ) I certify the attached copy of the Durable General Power of Attorney dated July 17, 2003, is a true, correct and complete copy of the original executed by Marie A. Clifford, and to the best of my knowledge is in full force and effect and has not been revoked. In witness whereof, I hereunto set my hand and official seal this 4th day of March, 2006. 1)./'LrL ~~ \ Notary Public ,X""''',.",,'''..=.-.,..."..._.....,,-.,-...,''''',...-,'n~''-'''.......,.,..:::..-''-:;;"..... NOTARiAL SEAL CORRII'JE L. rvWEPS; NOTARY PUBLIC CARLISLE BORO; C,jLiTY OF CUMBERLAND :\'IY GOMfVi!'l')!U ,"';::S MAY 27,2007 ..-,"'.,...,",."'".,,......."".-.-.-. (') '-.~ .,1 ";;"'.--:) ,'1 i '-I ( r'J .J,~' ~ .."., C) .. N ('..0 . F\FILES\DA T AFILE\Estatc Planning\ I 0590-w.poa '.-:-. _ c:'""': :\'_ ,-'. .. '-... '.-_.~ '-' - . '-" -, J_~'"", .. '::'->:"""-.'.-_~ \.~___.< C.,:_~:"<"_'" POWER OF ATTORNEY MARIE A. CLIFFORD to WILLIAM E. CLIFFORD or JANE E. CLIFFORD NOTICE THE PURPOSE OF THIS POWER OF ATTORNEY IS TO GIVE THE PERSON YOU DESIGNATE (YOUR {(AGENT" BROAD POWERS TO HANDLE YOUR PROPERTY, WHICH MAY INCLUDE POWERS TO SELL OR OTHERWISE DISPOSE OF ANY REAL OR PERSONAL PROPERTY WITHOUT AD VANCE NOTICE TO YOU OR APPROVAL BY YOu. THIS POWER OF ATTORNEY DOES NOT IMPOSE A DUTY ON YOUR AGENT TO EXERCISE GRANTED POWERS, BUT WHEN POWERS ARE EXERCISED, YOUR AGENT MUST USE DUE CARE TO ACT FOR YOUR BENEFIT AND IN ACCORDANCE WITH THIS POWER OF ATTORNEY. YOUR AGENT MA Y EXERCISE THE POWERS GIVEN HERE THROUGHOUT YOUR LIFETIME, EVEN AFTER YOU BECOME INCAPACITATED, UNLESS YOU EXPRESSLY LIMIT THE DURATION OF THESE POWERS OR YOU REVOKE THESE POWERS OR A COURT ACTING ON YOUR BEHALF TERMINATES YOUR AGENT'S AUTHORITY. YOUR AGENT MUST KEEP YOUR FUNDS SEPARATE FROM YOUR AGENT'S FUNDS. A COURT CAN TAKE A WAY THE POWERS OF YOUR AGENT IF IT FINDS YOUR AGENT IS NOT ACTING PROPERLY. THE POWERS AND DUTIES OF AN AGENT UNDER A POWER OF ATTORNEY ARE EXPLAINED MORE FULLY IN THE PENNSYLVANIA PROBATE, ESTATES AND FIDUCIARIES CODE, 20 PA. C.S. CHAPTER 56. IF THERE IS ANYTHING ABOUT THIS FORM THA T YOU DO NOT UNDERSTAND, YOU SHOULD ASK A LAWYER OF YOUR OWN CHOOSING TO EXPLAIN IT TO YOU. I HA VE READ OR HAD EXPLAINED TO ME THIS NOTICE AND I UNDERSTAND ITS CONTENTS. Date:f"; 17 ) ()C/ l - ~'--'l"~ OWP,4l. Mane A. Clifford -1- I, MARIE A. CLIFFORD, of 1001 Hillside Drive, Carlisle, PA, 17013, hereby revoke any general power of attorney that I have heretofore given to any person and do hereby appoint WILLIAM E. CLIFFORD, of 1001 Hillside Drive, Carlisle, PA, 17013, or in the event he is unable or unwilling to so act, I appoint my daughter, JANE E. CLIFFORD, of 500 Penn Valley Road, N arberth, P A, 19072, as my agent ("my agent") with full power of substitution, for me and in my name, to transact all my business and to manage all my property and affairs as I might do if personally present, including but not limited to exercising the following powers. Durable Power of Attorney This power of attorney shall not be affected by my subsequent disability or incapacity. All acts done by my agent pursuant to this power during any period of my disability or incapacity shall have the same effect and enure to my benefit and bind me and my successors in interest as if I were competent and not disabled. Powers of Agent I hereby empower my agent to do any or all of the following, each of which is fully defined and explained in Section 5603 of the Pennsylvania Probate, Estates and Fiduciaries Code, 20 Pa. C.S. ~ 5603, to include, without limitation, all amplification of such powers as specified therein: 1. To make gifts for and on behalf ofmyselfto any donees (including my agent) and in such amounts as my agent may decide. [General gift power.] In addition to the gifts authorized above, a gift made pursuant to such power may be for the tuition or medical care of any permissible donee to the extent that the gift is excluded from the federal gift tax as a qualified transfer. My agent may consent, pursuant to the Internal Revenue Code, to the splitting of gifts made by my spouse to my issue or a spouse of my issue in any amount and to the splitting of gifts made by my spouse to any other person in amounts not exceeding the aggregate annual gift tax exclusion for both myself and my spouse under the Internal Revenue Code. 2. To create a trust for my benefit. 3. To make additions to an existing trust for my benefit. 4. To claim an elective share of the estate of my deceased spouse. 5. To disclaim any interest in property. 6. To renounce fiduciary positions. 7. To withdraw and receive the income or corpus of a trust. -2- 8. To authorize my admission to a medical, nursing, residential or similar facility and to enter into agreements for my care. 9. To authorize medical and surgical procedures. 10. To engage in real property transactions. 11. To engage in tangible personal property transactions. 12. To engage in stock, bond and other securities transactions. 13. To engage in commodity and option transactions. 14. To engage in banking and financial transactions. 15. To borrow money. 16. To enter safe deposit boxes. 17. To engage in insurance transactions. 18. To engage in retirement plan transactions. 19. To handle interests in estates and trusts. 20. To pursue claims and litigation. 21. To receive government benefits. 22. To pursue tax matters. 23. To make an anatomical gift of all or part of my body. 24. To do all other things which my agent shall deem necessary and proper in order to carry out the foregoing powers which shall be construed as broadly as possible. Reliance on Power This power may be accepted and relied upon by anyone to whom it is presented until such person either receives written notice of revocation by me or a guardian or similar fiduciary of my estate or has actual knowledge of my death. Hold Harmless All actions of my agent shall bind me and my heirs, distributees, legal representatives, successors and assigns, and for the purpose of inducing anyone to act in accordance with the powers I have granted herein, I hereby represent, warrant and agree that if this power of attorney is -3- terminated or amended for any reason, I and my heirs, distributees, legal representatives, successors and assigns will hold such party or parties harmless from any loss suffered or liability incurred by such party or parties while acting in accordance with this power prior to that party's receipt of written notice of any such termination or amendment. Pennsylvania Law Governs Questions pertaining to the validity, construction and powers created under this instrument shall be determined in accordance with the laws of the Commonwealth of Pennsylvania. Signed this 17~ dayof ~ .2003. I f WITNESS: / / / I ' -'-~/7k~ . ,/ ,'/c' ;( Ia-u r( ",/ ".. (, C ':' , {i V --:?7z<A..~ Q 04'1~ Marie A. Clifford Social Security No.: 010 &7~ !JfJ'I COMMONWEALTH OF PENNSYLVANIA ) SS. COUNTY OF CUMBERLAND ) On this, the /7 ~ day of ~ ' 2003, before, me, the undersigned officer, personally appeared Marie . Cli ford, Principal, the person whose name is subscribed to the within instrument, and acknowledged that she executed the same for the purposes therein contained. IN WITNESS WHEREOF, I hereunto set my hand and official seal. ~~~~ No ary Public (SEAL) NOTARIAL SEAL CORRINE L. MYERS, NOTARY PUBLIC CARLISLE BORa, COUNTY OF CUMBERLAND MY COMMISSION EXPIRES MAY 27,2007 -4- . ACKNOWLEDGMENT BY AGENT I, WILLIAM E. CLIFFORD, HAVE READ THE A TT ACHED POWER OF ATTOR.t~EY AND AM THE PERSON IDENTIFIED AS THE AGENT FOR THE PRINCIPAL. I HEREBY ACKNOWLEDGE THAT IN THE ABSENCE OF A SPECIFIC PROVISION TO THE CONTRARY IN THE POWER OF ATTORNEY OR IN THE PENNSYLVANIA PROBATE, ESTATES AND FIDUCIARIES CODE, 20 PA. C.S.lOl,ET. SEQ., WHEN I ACT AS AGENT: 1. I SHALL EXERCISE THE POWERS FOR THE BENEFIT OF THE PRINCIPAL. 2. I SHALL KEEP THE ASSETS OFTHE PRINCIPAL SEPARATE FROM MY ASSETS. 3. I SHALL EXERCISE REASONABLE CAUTION AND PRUDENCE. 4. I SHALL KEEP A FULL AND ACCURATE RECORD OF ALL ACTIONS, RECEIPTS AND DISBURSEMENTS ON BEHALF OF THE PRINCIPAL. Date:# ?' {If 2-00.3 A~ 2. .Ct.+?~ William E. Clifford, Agent COMMONWEALTH OF PENNSYLVANIA ) ) SS. COUNTY OF CUMBERLAND On this, the JI4^- day of ~ ' 2003, before, me, the undersigned officer, personally appeared William. ifford, Agent, the person whose name is subscribed to the within instrument, and acknowledged that he executed the same for the purposes therein contained. IN WITNESS WHEREOF, I hereunto set my hand and official seal. t "c 'V~'--x~>n, 1 L Notary Public ..-j NOTARIAL SEAL CORRINE L. MYERS, NOTARY PUBLIC CARLISLE BORO, COUNTY OF CUMBERLAND MY COMMISSION EXPIRES MAY 27,2007 (SEAL) -5- . . . ACKNOWLEDGMENT BY AGENT I, JANE E. CLIFFORD, HAVE READ THE ATTACHED POWER OF ATTORNEY AND AM THE PERSON IDENTIFIED AS THE AGENT FOR THE PRINCIPAL. I HEREBY ACKNOWLEDGE THAT IN THE ABSENCE OF A SPECIFIC PROVISION TO THE CONTRARY IN THE POWER OF ATTORNEY OR IN THE PENNSYLVANIA PROBATE, EST A TES AND FIDUCIARIES CODE, 20 P A. C.S.101,ET. SEQ., WHEN I ACT AS AGENT: 1. I SHALL EXERCISE THE POWERS FOR THE BENEFIT OF THE PRINCIPAL. 2. I SHALL KEEP THE ASSETS OF THE PRINCIPAL SEPARATE FROM MY ASSETS. 3. I SHALL EXERCISE REASONABLE CAUTION AND PRUDENCE. 4. I SHALL KEEP A FULL AND ACCURATE RECORD OF ALL ACTIONS, RECEIPTS AND DISBURSEMENTS ON BEHALF OF THE PRINCIPAL. Date: 1/ ! ' " .',.-"f' /..A ....,-. ,: (. / / / ~,._((...:' I / . ~iif$:/ COMMONWEALTH OF PENNSYLVANIA ) SS. COUNTY OF CUMBERLAND ) On this, the J j..JI--- day of ~- . , 2003, before, me, tbe undersigned officer, personally appeared Jane Cl ord, Agent, the person whose name is subscribed to the within instrument, and acknowledged that she executed the same for the purposes therein contained. IN WITNESS WHEREOF, I hereunto set my hand and official seal. (f 'c ~'ry "yl~ ,,..,/ No afy Public : (SEAL) NOTARIAL SEAL CORRINE L. MYERS, NOTARY PUBLIC CARLISLE BORa. COUNTY OF CUMBERLAND MY COMMISSION EXPIRES MAY 27, 2007 -6-