HomeMy WebLinkAbout08-0583
•
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
CAPITAL ONE BANK C _
Plaintiff No: C)8 --S$3 ??-
vs.
COMPLAINT IN CIVIL ACTION
AMY R MITCHELL
AKA AMY MITCHELL
Defendant FILED ON BEHALF OF
Plaintiff
COUNSEL OF RECORD OF
THIS PARTY:
James C. Warmbrodt,42524
WELTMAN, WEINBERG & REIS CO., L.P.A.
436 Seventh Avenue, Suite 2718
Pittsburgh, PA 15219
(412) 434-7955
FAX: 412-338-7130
06350176 C N Pit SXA
A
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
CAPITAL ONE BANK
Plaintiff
VS. Civil Action No
AMY R MITCHELL
AKA AMY MITCHELL
Defendant
COMPLAINT AND NOTICE TO DEFEND
You have been sued in court. If you wish to defend against the
claims set forth in the following pages, you must take action within
twenty (20) days after this complaint and notice are served, by entering
a written appearance personally or by an attorney and filing in writing
with the court your defenses or objections to the claims set forth
against you. You are warned that if you fail to do so the case may
proceed without you and a judgment may be entered against you by the
court without further notice for any money claimed in the complaint or
for any other claim or relief requested by the plaintiff. You may lose
money or property or other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET
FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE
TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL
SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
LAWYER REFERRAL SERVICE
CUMBERLAND COUNTY BAR ASSOCIATION
32 SOUTH BEDFORD STREET
CARLISLE, PA 17013
(717) 249-3166
.
COMPLAINT
1. Plaintiff, CAPITAL ONE BANK is a corporation with offices at 15000
CAPITAL ONE DRIVE RICHMOND , VA 23238 .
2. Defendant is adult individual(s) residing at the address listed
below:
AMY R MITCHELL
55 W KELLER ST
MECHANICSBURG, PA 17055
3. Defendant applied for and received a credit card bearing the
account number XXXXXXXXXXXXXXXX6560 .
4. Defendant made use of said credit card and has a current balance
due of $1248.94 , as of December 20, 2007 .
5. Defendant is in default by failing to make monthly payments when
due. As such, the entire balance is immediately due and payable to
Plaintiff.
6. Plaintiff is entitled to the addition of interest at the rate of
28.1500 per annum on the unpaid balance from December 20, 2007 . A
copy of Plaintiff's STATEMENT is attached hereto, marked as Exhibit
111" and made a part hereof.
7. Although repeatedly requested to do so by Plaintiff, Defendant has
willfully failed and/or refused to pay the balance due to Plaintiff.
Wherefore, the Plaintiff prays for judgment in its favor and
against Defendant , AMY R MITCHELL , INDIVIDUALLY , in the amount of
$1248.94 with continuing interest thereon at the rate of 28.1509.- per
annum from December 20, 2007 plus costs.
James
436
Pitt
(4124
06
warmbrodt,42524
WEINBERG & REIS CO., L.P.A.
e th Avenue, Suite 2718
r h, PA 15219
4-7955
-338-7130
6 C N Pit SXA
This law firm is a debt collector atte p ing to collect this debt for
our client and any information obtain d will be used for that purpose.
J,.
One
I what's in your wallet?*
AMY R MITCHELL
02006 Capital One Services, Inc. Capad One it a federally reguseraserame mark. All rights rererard 058-07754
Ca?RFO.
Account
Previous Balance $815.12
Payments, Credits and Adjustments x00
Transactions $32.00
Finance Charges $19.72
New Balance $866.84
;riilrtttn Am.,,int ah,. $2(6.u
Payment Due Date September 11, 2006
Total Credit Line $eoo
Total Available Credit $.00
Credit Line for Cash $500
Available Credit for Cash $.00
At your service
To estl Customer Relations of to Ir.1mrt a let or stolen trek
1-800-903-3637
For free online aeeouru swift and spe6sl enitomer offers, log on to:
snaw.npitdone.com
send paysn is to: Send iapiun to:
Attn: Remrttanae Proensing
Capital One Bask Capital One
P.O. Box 790216 P.O. Box 30285
St Louis, MO 63179-0216 SLC, UT 84130-0285
Imtrortant Account Information
Take control and start psymg your bill online for free.
Eliminate the hassle of writing ehecka, finding stamps, and
sealing envelopes Everything you need to access, review, and
pay your bill is available online. Our webute offers you a
convenient, simple, and serve way to manage yvnr account.
Visit www.rapi talon corn and registeryour account to start
simplifying your lye today.
5gy
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PLEASE RETURN PORTION BELOW WITH PAYMENT
0000000 0 4862362553526560 11 0866840050000866843
New Balance $866.84
Minimum Amount Due $866.84
RIVII1eni.Due Dare septe'nbM
Total enclosed $
Auommt Number. 4862-3625-5352-6560
NOT PAYING YOUR DEBT 058
DOESN'T MAKE IT GO AWAY.
In fact, even if we report your account as charged off, you'll still be responsible
for paying your debt. So why not call us to see what we can do together to
keep you from receiving such a serious mark on your credit record?
We're here to help. Please contact us to
find a solution that's right for you.
You can make a payment with our free check by phone service
or speak to an associate by calling 1.800.955.6600.
Make sure you cal or pay the amount due on your statement within 30 days to keep your account from being charged off.
PLATINUM VISA ACCOUNT
4862-3625-5352-6560
JUL 12 - AUG 11, 2006
Page 1 of 1
Payments, Credits and Adjustments
Transactions
it AUG CAPITAL ONE MONTHLYMEMBER FEE
11 AUG PAST DUE FEE
$3.00
29.00
"aur acccuut is sia ?arulea*w behind. If ate charge off your account d., to late pa; ak u is ;o
I tin we will rc xjn t:
x urea nest curt credit bureaus winch mar have a serious i npad ern } u credit record. tlct no,,. to p event this
r•,m I'a?lr;ung. Please pay the a nu ut due ern }au s atenxnt or w us a all a1.800 X55.6600. ti?'e1 work
with you so you rat take cone l of you: Cap to One a zount and sa <re'0 nlding vo r Qed
You were assessed a past due fee of $29.00 on 08/11/2006 because your minimum payment was not
received by the due date of 08/11/2006. To avoid this fee in the fume, we recommend that you
allow at least 7 business days for your payment to reach Capital One.
E`,, IBIT
Finance Charges Plearrsa reverundrfor irsportaat injormatiim
+aar pn` J C-?
AKIiJ;
PURCHASES 5824.71 A7712%D 28.19% 619.72
CASH S.00 .07712%D 211.15% $.00
ANNUAL PERCENTAGE RATE applied this period
Ptesnpr-f rT i.+- Por,- Ter e! -.rw -,W k6A
Apt J
28.15%
aq $ur ZIP
Home Ph- Alternate Phoae
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#9022441944849174# MAIL ID NUMBER
Capital One Bank AMY R MITCHELL
P.O. Box 790216 11 Is IIII IIIIIIIIIIIII1 0 55 W KELLER ST
St. Louis, MO 63179-0216 °o MECHANICSBURG PA 17055-6338
N
IIIIIIIIIIIIIIII 1/1111111 Ilia 11111 1 1 111 II 11111111 1111111 Is IIII G M IIII III IIIIIIIIIIIIIIIIIIIIIIIII1111IIIIIIIIII111111IIIIIIIIII
Pltare writeyarer arronnt number on.yorr e/xek or money order madrpayabk to Capital One Bank and mail in t)xendw alemwie c
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"tauter" next le '11.1- pore AAopdpRNrd To,' vw aYo
.*"act arty upald fawioe tderpBkrAtled I. the Wance
at each se?nan.) TH. dues r thdeadtlyYy balance of each
y'a am s rmwWit ?p .0 0. for each
tc hAYp PeiYd and dMde by the WW
number of deye 1.9. 9 psrfod Thy des W the
av«s1p dally halenae of asdt aepnan.
e. the temr -Amotl Peraru W Rue' may appear n
'APR' m the irerk f INf M=
b. If the code P IPdms), L (3?mo. UB(N0, C ICerdicate of
DeptsiU, «S IBrJrard Pd") app.- on the how of
die ftsswm old m the pstlodie rafeYD, the perlo6e
misssand A/M1AL PEfiCBITAOE RAM
m+Y wry WartsdY and rosy htl hnrTMse «decrwae based
m the ateW Ydoes, ss faa Wag 3treer
.banes, plc the m.pn rep Nmrty dadased m yea
These drrgm vri he Mkctlvs m des tm day of yar
P? ? W rev Pedadc .utmrare andrrp
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c. If due code B (PrkcL)BOf0 or a (3.
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LIBOR Reprtad u(MM)
n m the
atatemant rratm to ntaW, the puYdic rays
very%ney. berry a decrease based m the
the morgin ph awed W, r Loud cl The wag Straw Z.-4.40
dw wi flood- - 11 the Amt da da d y o of yaw. Year Tbe burp period
, nh. m
atdt march
4. Arrsmnt of Lath Ovrfiwt real PAh. W P¦yart Fans.
Yom accent wi be assessed m more then raves of the ter
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rmwimmvs or mot t acs :=. vm reserve the ride to
arty Less wft" Prior rwdl= m
wittwv waivirp av right to asset the same or ahAar
at . w« alms.
6. rev AeeaatL H a nvwrbenhlp fee
aPpum on the from of this statenrerd, you hew 30
days from the dam this stateroom was mailed m You m
svdd payknp the fee or to hove sradt fee emdted to you
if you arwd fort :=D=V= , you may
condnm mm PaY the
cancel rout smarm, you met
;==.T caldmp out Glrtamr Reledero Depsrbnem
spay yov'New Belarwe' h M lextludrp the
,%& eralep fee) ,roe m ale red of the thl"y period.
6 H Yr /7ra Ya« Aessum. Ya den mgrsst to dove
yon ¦ stem. bYou y calm, out Crtarrt« Relstl«r
Depamm eck destroy your txedifzd and
accaem access ss checks, fancd sal preauttede Ming,
and ceaserskbw ?yoter accoun. It you do not ancd
rpeceipt of " avota, rrargemems, vw wlrlaocponmsiydaer
u
accorrrt. AdditlardlYyautlwrizadm m be nl?aod
our atxxxan vM .
-a you wv atl car om you owe r k ck Ang:.rry.
trerWCtlae you hew.atlwdzad, flrerrce drsrgss, past
due Yea, OVP.Igrdt far, rehired payrrrerrt lees, cash
advance let and cry other 4sss assessed to your
aeeaem. Ym are rospar6Y IN these amour vt*dw
cue the scccurn or they am Mwrm nb Were to to
A:= the acco?xa. Thle
m vmr acearn afrermvary rear![ in
dremea?appew
ha?
aba¦dt. bean closed F« ex¦mpb,
yotr ¦ceaekkHedk¦Ire
rt you
aWsr purist from ¦ nwdwm cal we
mookv the trrr¦cdc" from fie errdwrt akar your
acaum Iw b¦en cio¦ed, your acceded to he maprmd,
the a11101¦m d the drupe tvi he added to yotr ¦rrarsm,
cal you vri M re¦pan6le for psyrrwm. H dare Y
m dr¦rp , WIZ t by wit., the
aecaam been Paid In NO r deArod
7. Ilthp taut Asswam.Yar sal « atxfaram rar.etabous.
be
red In txamcdon wkh any Imov%et , do
trrr¦cllorw
M8. Ilsliu Abet F]asr¦rnla CJrsab Cetlvorabn When you
prwl? ¦ drsck r p¦ynrrm, you ¦Wwhs r dales m
deCrtaie fiadfiad trrrl?Tmm m ?he ¦ ??
poet the from vo ¦ dr to 1. Wlw«n ws
hiomtedion m from Yate to deck rrr¦loe M an dctr
emk
vwwbr, funds may be vadtdi¦wn from Vac band
atxsrrat r eon as the acne day we mahe ymr
,
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th rriN = not you ?Al rum receive yar check back fidn
BIWNO RKIM SUMMARY
(h Came Of Firors Or Ouesdorr Abotrt Yes BM
H you Mhi W r a y wrong, « H yes need roam
Yfamadon on a lrrr¦edm « bill, wrhe to rs on ¦
¦epuate sheet r soon r posa6k =:r ess for
kngdntss slsrn m the fiartt of thY We cruet
few from you no lame then AO deg ¦fw we aced Vow the
- bi ===, appeared. you ran
all ate
but ddrq r vri not
r=:Zotr ridrta h yar latw, due u the 4otlovwrp
irYrma Vote acre and acarad rarrWer, gee rides
enwan of the ¦uapsCred em«, . deaerlpdm car the error
and r'e:glerstan, H po¦¦ihb, ofvvtmyou 6atleve there Is
r error: «if Yrotr need more krforrrradorr, a m at
the kem you am wawa about. Y=--ft not hem =Y--
a. mnaam h qurtlm wlie vw are sdnp k, am:=AD Pay Me prow of ynr by that am cwt
Vote gtmliar, we newt
report you ss deNrgtent or u -Y acdm to coloct the
armed You queadan.
1,t Special Fete For Credit Card Kffdraves
It you fees a prahlrn vddr Are quetlty of Property «
aenler that ym wkh a ereAt cam and Ym
have tried h fakh m comet the prohlrn v" the
mere rk, you may hew the ddc not to Pay the
rrndNrrg
amoum due m the property « services. You hew tHs
45 .own W '='====
360.00 ad the ' or
Wld*t 100 cAr OZ.: maim, addmr. Of rw owe of
aware the memlwH rw muted you he
¦dvanYmam for the «aerNon, so purdusaa
Please wrwnber m y°n M a"mma«por m Punch .)
t Does no apply to coo a -?most caw ac-ma
t Does cat apply m baffiass aw cmdit card acauma
Privacy proecdan: we out
ad service mark of Capkal
tY M.erved. a 2000
OILOLOAK
1. Nmv To Avdd A FYrrrss Charge.
t a. i¦aa ,You vAl hew a rdrrtrr¦an grace period of
'5.- arslem, ? on chew Parheaea, -
Ixedrases cal mw
charges if you pay odes
Yore total 'New Bdrwe', h
date hportare Node for paymrrb babes,
and d In In rim wl it
rime Tor m he aedoed W your neon ratrwm
tioakrp d¦oe. Them Y rno Psa,clod ant adwrraa
?al apetld 1rrW.R h aditm, them Y m gram period
m rq'trrraaim H you do mss P.y the lord IYty
trdrra.'
b. Aarrirg
Firrrw Orpa. Tratraacdors whkn am cwt
from d.:.
¦ grace period sm aaaeassd titre dwpe 1)
lrorrr the tr¦rr¦cdm « 2) from w date dr
tramisc o n ispomred to your Account or 3) from the
first alembl. rLy of the txatem big pernd
H_You r)kl rot pay V.
'!Yes Belrnce from the praNer
birp period h 1W, fkerra dsrpea atone m ¦annB m
Y«r ?rpMd burwe utY the upud burros Y grid h h?.
Trice me¦rr tht you may erg owe hwws tlrrge., even H
you pay the armir. ebw BeWwe YdcaM m ttw Tmm of
Vow fYwrwrt by the roe auorrrrt rl* dam, but dN
test do r f« the predorr mtmrh uw¦Id firrrra drrgea
t ¦m added m the apptlcabb fe{Frwrt?M q ?Aomnt.
c tlinirar Firss¦gqOssrccttfa. F« each
filartllL'EYt]IAR()IF of 410.60410.60 wi be?(npomd H the
cad M1rrra dwoe rewtdrrp ban 1M aPWaUm of yar
perlode ram(s) Y #_ }0 60, we wY attract trrt
ernotnt from de $0.60 rrii nan and the dffaara wi be
hied m alts gadrfe fa/rw d yar accouk.
td. Trryrry RW. e rat FMat. C= we maava the
ddr[ w rest assess cry a r f.-- Umryr for cry river
2. Av= Fl Dedodif
a.
. (MY
a. firrrm serge is .lean.
ed W
balrrm of eecir sepnrk of you atxxaek (ag., rxrh
by the c WearuwrMaarp+oarlal ttarf« cal that has Purnmfe)
by the dy?polar/a¦edm?yarp die M each d¦ r
ss?vrw?it of'rya?r a?rnor?m d?re?6tltlyy w.na dting
aevrwit. Then n the end of the hikp PuYd, m add rep
the ferrate m dMr dr y akWtlolm to ardtm
Pe ula rheNe T« e¦tlr ssprmrt. We add rep the
rents ts from n e d ydr
each sepren m arrive n the tad padodc
r.- charge for yotr ¦txaam. To (lat the diy Write
for earir saprem aF yar atxaam, vw mks de bedrsrerp
ba.4 am
gn-
Wrce fporr abadMe ?? cry rwwm
day's bdrrce for dart aeOmrt Walealtacedr rl'
P.ynwrm «Cradte potted r of that day tht am eatad
m that .AVTHs dvr m the separate ray bswroe
H ¦txwuk.etIbwever, H you pY0 the
Belwmsegmalrk r1
yar vi r arawrwa h h/ («
you row halrrw war zoo a • Credt amwk), tees
vrracdars wHdr poor m yae ,malts « apetlal
purtlrr fepmres are cyst added m the dWy I he a dall
We
halarra¦ tapetlw red dvidrrp the av r b iM comber 0f
the days in the txtrrem big q'rda• To cheeseylrem you tool
irtrrae doe, rtahpy Y
??=.,"c.= dW
th'a mr awrapa M- ==Q
h?rr?v¦rirrge array sacred and the emoum or
b. If the code Z a N appesm m the fivn of tlia avtpnmt
mw W 'Bayne Rue Appied To,- we newly the
hbrp Ym : P ry you mall m r wgl be Credited to Yar aooouk as of the brbess dWl lw mcNw k, PmNded (1) yes send the botowm poNm of 7hY
i sutwrm urd yes dwck
envelope and (21 yes paymrn Y received h w LM awbw oam« Dy 3 P.m. ET (12 noon Pat. Pease avow car laat fve (6) twist days for pond dNwry.
Paynrrss receved by w at cry oiler badm m in cry odesTam may rw orodrod_ r of the deY vw receive them. Or brhess days am Mande g.wpb Sawdey, axckr6np tmYdew,
Plena do not we etaplss, paper ilia vktwt pmjradm wur gYrrwn heyYiren Youwalsend r a U=4= aWwize r to make a ow*m Z.- ic ureter dept fan your toted
sccoem amoum of the deck Th soisd.autlwdzatrm es m d reoei du(rrp the evm H am by aaneae on. H vame[
IN the pooess the trmrebr, You audadze
r m make a charge agalmn your bar* acorn m ranrg dm check 4 Paper draft OF oher item.
027
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Access your making payments is easy. Check out just a few of the things you can do:
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see reverse for deta is >
C a a?()w .
Account
k7evio is lsalance , $866.84
Payments, Credits and Adjustments $.00
Transactions $32.00
France Charges $20.97
New Balance $919.81
Minimum Amount Due $919.81
Payment Due Date October 12, 2006
Total Credit Line $500
Total Available Credit $.00
Credit Lim for Cash $500
Available Credit for Cash x00
At your ftrvkc
T. nIl Cultoma Rdatlons a to ran a moat or role. aril;
1-800-903-3637
For LeeOnline a Intser,"andSpecial awotnerUffeNlogonto
www npitalooGOOm
Send mme a to Send iagaities t.
Attn: Remittance Proceuing
Capita OneBaak Capital One
P.O. Box 70884 P.O. Box 30285
Chalon,, NC 26272-0884 SLC, UT 84136-0285
Important Account Information
Beginning October 1s4 2006, based on r- account activity
you may be assessed more than two late, ovedimit, or returned
check fees that occur during any billing period.
Finance Charges Pkae"revermnde for impmrarr infmww.
.
M -
n clue de
.fPR
I:riAR
PURCHASES
CASH 8877.04 .07712961) 28.154 :20.97
too .07712%D 28.19% $.00
ANNUAL PERCENTAGE RATE applied this period 28.15%
Plus, take advantage of other special offers developed especially for you!
OW
VAMn In~ s..wrr
PLATINUM VISA ACCOUNT AUG 12 - SEP 11, 2006
4862-3625-5352-6560 Page 1 of 1
Payments, Credits and Adjustments
Transactions
1 11 SEP CAPITAL ONE MONTHLY MEMBER FEE $3.00
2 11 SEP PAST DUE FEE 29.00
NOTICE: Look for a new statement design for your Capital One credit card beginning nest month.
A summary of the key changes will be provided with your new statement.
You were awened a past due fee of $29.00 on 09/11/2006 bemuse your minimum paymentwas not
received by the due date of 09/11/2006. To avoid this fee in the f=c, we recommend that you
allow at least 7 business days for your payment to reach Capital One.
027-0402
PLEASE RETURN PORTION BELOW WITH PAYMENT V
0000000 0 4862362553526560 11 0919810050000919813
New fiance $919.81 rrasrprw--'igdbr. emald-W. klsmmtadbIw orH k-&
Muumum Amount Due $919.81 Srxt Apt s
Payment Due Date October 12,20W
City Bra zm
Total enclosed $ xom,rnone Attaasa Phone
Account Nnmber. 4862-3625-5352-6560
EmulAddtlu
Capital One Bank
P.O. Box 70884 IIIu1111IIIu11111 111
Charlotte, NC 28272-0884
IIIIIIIIIIIIIIIV/IIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIilIIt11II
#90255419448491780 MAIL ID NUMBER
AMY R MITCHELL
r' 55 W KELLER ST
M MECHANICSBURG PA 17055-6338
n
C ? IIIIIII111IIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIII
r
Pleas rurireywoaavunr numb. oa yoYr ebg.F ar many mdn made fayabkto C?pitd One Ban.E asd mail in rbeenrlaredemrTope
Send us your e-mail address so we can better serve you.
Even if you've already sent us your e-mail address, please fill out the form and return it with your payment.
We want to make sure our records are up to date.
E-mail address:?????????????????????????????????
Pleasepint caarfy m black a blue Ink RNuraddmz should induce an'*'sfgn andmniW com'oM mry bank
sDaaes. A'.'shoald base Its own space.
YOVLJVLJJJJLOJVV
Name: Account*:
Your privacy is protected at Capital One. You can heel secure knowing your e-mail address will never be Sold or distributed without your consent.
For more information about our privacy policy, please visit http:/Iwww.capftalone.com/parent/legal/privacy.shtml.
CeW2 Capital One Services, Inc. Capital One is a fearally registered service mark. AN rights reserved.
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How To Meld A Firm C,ags. _--
'a. Grass Parted. You wall have a niarmm g._ peded of
25 days vAare M1nc?e tlr m new Purch-, mw
balws tmr.fem, row "pedal purdwee and row ad- -
d.rges if Yoa peY yea tpal -lave nYrroa•, it
arrd?F time Tor it m be cmArod by your nwa st me" aM
doairg date. TMre is ro n peclod o cash adwner
and Wedal transfers. n addhlon, there b no Vane paled
trarsctkre N You do not pay the teal 'Nave
b. abject A-eadnis Fk- clangs. Tramsecraors, A" .. not
to a Vaoe prbd are aaseeaed "nonce dope 1)
fmm the data of des tratracllae or 2) from the date the
trarracdmn is Procered to your Account or 31 from the
Neat colander ay of the aces binp peeled, AdAtloneay,
if You did rot pay dies -Nary Balettm (tom the pteNar
big Pend in full, flrurrsthdrryes ceraihrx to
aeon. m
Ya!r unpaid halsreee seed e ui0ahi halrem fe earn in full.
n+. ^ arryea, even n
o pay the Nees frdmted m the from of
Vow statement nt m by by the rasa raterrnart dhweg date. Err did
na a so for the pmvker marsh Unpaid lime degas
madded to the ?p?ble aeprtem of You, Acaurt
tc. bNdows, Firae iY far each Wili Period dw
aaaaarg brahce a each aeprhea aide ay, add any new
trnraedar m
payrneems
r epnad, std on in seem
credits ID tw he code N eppesm m the "a of fill
statement next to -Bela sea =AI=To,' astbtmc any u ism Nneoe in the bakreoe
of eadt s?t?ern) TNs ghas r #a dally balance of ear,
sagmems fa t. 6Wrq =P ??aM dlvfd W. W each
.u.ber o/ days In also dd Thb sit: _rd.
awe deny belrece of sacs saVnot
3.
A. The t em • sdem 'A Se liras stag .
he from Rate' may appear as
'APR' on the tram of of ill. fife at su nenem.
b. If the code P (Pdme), L (3irto. LIBOR), C (CePorcate of
atalelllert ro?J of
fee pe lock ratew), Is, Periodic
rates and omrespradrrp ANNUAL PEACBlrAOE RATER
may wry quarterly and may ieease es deaesr based
o the acted Ideas, as f"aed in The Wtl S7besl
Josns4 par fie mardn pro dieloasd m you
These
of - vdl M ejei the N.t ay of
Mohr
N paNadmwred ioy_w?r pedadlc_atatanart en*V
m 10 ry rriaoYily iredthey inCleams r?aeA. based r ft
sated irafc
pa, r Land n Tae Wile Sftes Jnanat Pa.
the megih reviady dacosed to you. Tree ch nges
will be effective o the Nmt day of your blNing peeled
each mama.
4. Aasasert of lat4 omrftad and Resumed Pa maseg Fans.
NanYaurd home ome Own Yfl M asraasd no more than two of the fees
odour duig any biNiq period Under the
terns a yar crromr agmeaen, we reasrw the dqm o
welw a not to aaseas arty fees wirhwt prior rgliNmdm m
you vdtihart walvinp ohs dVn to aeaer dr erne or ham la
fees a a fete tine.
15-TRerawiq You Aeeent if a me oam* fee
appesm an tM fra t of Ns statement, you haw 30
data rem the date this statement was trWed to you to
is d paying the fee a to hew such fee aedmd to
f you cancel your account. During thin period, you myou
ay
continue to the your account tUeaut having to pay tM
menbeMep fee. To cancel yam accarrt, you must
notify u by cMling au Customer Rela lone Department
and Pay Your New Balance' b fill bxddrg fr
mormbemmp tae) Prior m dies end of the tNmydsy paced.
& R Ysu lJaes Yw AeaswR Yau can request to dose
yyorarce epcocaa by caNYlg our customer Iklaliar
Deparenem. Ycu tort astray your credit cardk) and
acmua accent checks, cancel all pmeadtodzed billing,
and cease uei!eQ_yar aco"an. If you do ma cancel
pee=,d "akg amamganams, we vW mr?dr
receipt of a Burge you aunrdzalmtm to reaphem Wu
aocoult.
. -9 not wal you pay ?ouhn you owe r Ind act any
aaruectioas ymt hew aWOdzed, fiance charges, pan
due fees, a Teas, relurasd psYrneri fees, cash
eWaem tees and any othr fees asrsaed to Yotr
account. you are resporrihle for these amarns wtsefrr
deny' appasr m Wu accoun a tM tkne you request to
done the secant or ifry are Nhwrrrad sebaegrrm to
user raPrst to dose tone axarm. Tlia they melt lee
ctherpas atplnearig m yov aeooont ere You Mw
rr account If it has already been dosed ear exe mple,
tf you "s rued a perc.r than s nrercnera and we
=va tl. trrracdan flan tM readies after your
aeeorat has bear cased, yar aceotaa vet M reagereed,
the a of fr desrpe wf• added m Yomr atxxaaa,
and you will is mapocialtie for p p, it. rfe R Here e
merreMialip tae for your ur -, the Tee will mi th
m M tlr m dr6sen ears p in h full d by env, cmll ell the
a &V yeas A. .L paid 1V r detMd abets.
7 . llaity e. Aeswat.Y" cam or acco rs cannot be
red k C"naclah with any keenest gentb`g
S. Mattes Abort FLasanla tlrsi (.brwrafst? v you
provide a deck r payrawatt, you aWhalze ue eider m
ekWordc fed tramfmc m main a cretin
poreas_ the paYatwt tl a check trrrsa)an When we
fund oserealx, rM you cord, to make an ekrat-
axxant m asm wt ne any we ready Your bersk
Yar
as, t* Jatll F?Waular, 1°°°iw yur deeek mdk chasm
BILLNO RrS SUMARY
In Case aKafF mm a OkMwearr maws You- BNR
If Vase this yar bi k vmog, or if You need man
ihforrreatlan on a -an r 611, .0se to u on e
saprate allsea as soon as passible at the add,- for
npWke slows an the front of this statement. We rust 80 Arse =With 4 err r da)a after we sort you the
call aoau Customer Relaticrr marts, 6u doire- Can
N ao ,% not
fefn ermvatiare riVma n =s!" give u the foaoeeirg
m?wma Yom" earns caean macular, ye defer
seers of Ow auapace! emor, a descriptim of the error
and an eamlautian, if paaaihle, ofv?eey Yau blow ---
the n rte: a IT you need more ihbrrm+dm, a desedpfo of
hem you am usexe abauL You a rat haw to pay any
ere scut In 4ralim wide are InwWpaWq it, but You
k o wMkYmwstipWspae of War hhNN that are re
mecum You as o
question, ?- ueatian.
smon. or tax any a of uaeetthher
amoean you qu
t,t Special file roc Credit Card Purchaeas
If you he- a Problem with iM qualty of property a
You
seMme feat you pmadnesed wide a oredta. Wah the
hew tried a good Wth to carat she
mended, you my Neva the rlpa not to pay the remaining
amour due m the pmpwty a am-Aft. You tseve tNs
protacs.00seed the pudnaas ws o aiy wlrn t6s l= glee was rrnro flan
360 mea in Your imams amts or
Wtidn 100 miles of your nutig address. O1 we own or
Pease dies merderrt or if vw rmedbd You the
advertlsanerm ter mho prapeny or services, N Puntlrsea
are covered meyMeas of am"am r location of paduse.)
Pisses rertemmMr to siVe a1 mrrppanance.
t Does not apply to cansuner nth-credit card ocmmtor
t Doer rot aAOJY W buames n-agt card accounts
i GLPPQM bTfOnTwfwigo[n Privacy PmesC on: see ou
www.calortal
18 a *41 Cal-801% flights msMice --dma2003
01LOLBAK
mar =. taam the *f
padoW a leas tlrn V. we V erbt+act th[
aeorrt from the 60.60 minimum ad the difference, vri be
hied to the Pudeaas as=C=__W. tt d. Tsttprry Radaisn n reserve the
:C Vm rot seer any or all finance dirges for any oivm
N. e? DW Balrhw 1YWr?ea Nsw [iMrul.
rge fe ealNatsd 6y mtMpryNep the d
bslrnce of ea ma
rie segrea of Yau aco"aa (e.g, ale
edvarece, pudws, "pedal trs.far scud spacJel puchease)
by rho sly dislased diy.aleck of tire it teem
the evbuly t4coeed to you he th dell and d of each
a drip
segment parted, we appal the l Pododc new ate for each
ag a ad
s oT your at the m the idroe of
the neseft of them daily of the to grad, we add tp
? drrq?e each tioro arriver yar
;:=fl- We adtl up d.
each aaprea to arrive n the total Pedalo
Masse doge for You account. To get the deny balance
for each aegrhec of you axxaart, we take the bag Mkp
balance for each ? add mw trrraetWr
aYa baferhoe for that new m the pool". suketract
payrmaar or credo passed as of we dean tda rw
day dot are alien each
m mfr segres. This d? r the separate deny belrhm
a senor or yo aswit. Ibwewr, If you pYd the
r your previas antanara n rd (or
If You new Mile- .vas zero a a ? aueua), reeve
tr =.m wNch perm year padres or spedal
pcrcrse aeVn"as am rot added to the ally bsWecei we
calculate to avemis, daily balance, by balerces all the dally
togetixr and dvkko the s urn to m of
the aid in the tore t big cycle. To calculate Your total
arernce charge, mudiely War average daily befeors by the
deny pedode and by Una Honer of aye lee ti o big
gated U. m rtrste rdog m a sly Male, them may be a
sliglet wdrWrtnpee between this calculation and the a ac sea of
b. If me code Y r N ippesm from of fie atamment
nmo: to 'Balers Item Appaed To.' we ffK*ddv for
nmemcl mrNtP+y? tteayou mall m w wen be cmdted to tae hooves as of the 6eiwe" ay we recdw B, Pm~ (1) YOU arq fr bottom potion of this "Names: and your of
velgx and (2) your q?hhot Is re seem Id ny not w 6e Darts by 3 p.m. ET 112 noon Pas. Plasae abr. at Isast for /6) Dusiras days fa past, sel daawrY
Paymees rscalved by w at any other location a in ary other m. c for aayy we mmfve chap. qr pualrepas chid am Madly riwah Sama t cos hoida?ys.
account ?., Phase a rot err staples, PsPedradc?ks etc.at?n vdeo PrePaaN Your W Wmem. When . ym nod as of scud w a drokW you ?Nirda6 w to make a OW11 a eloctmric transfer debit ram Yap bank 10 w lee the again your bank account t using the dtecepples m M dacha recawd dump the big cycle ewrn H end by srnecaw abe. If we cannot process the uamrfer, You authorize
k a P.P. draft a otle imam.
VERIFICATION
CAPITAL ONE BANK
vs
MITCHELL, AMY R
The undersigned does hereby verify subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn
falsification to authorities, that he/she is, ARYONNE MABSON, Authorized Agent, of CAPITAL ONE BANK,
Plaintiff Herein, that he/she is duly authorized to make this Declaration, and that the facts set forth in the foregoing
Complaint in Civil Action are true and correct to the best of his/her knowledge, information and belief.
ARYONNE MABSON
Notary Public
HENMI"
PAY C" r ? rS
4862362553526560
A049
WELTMAN, WEINBERG & REIS CO., L.P.A.
W
o
p
W
c
SHERIFF'S RETURN - REGULAR
CASE NO: 2008-00583 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
CAPITAL ONE BANK
VS
MITCHELL AMY R AKA AMY MITCHEL
MICHAEL BARRICK , Sheriff or Deputy Sheriff of
Cumberland County,Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT & NOTICE was served upon
MITCHELL AMY R A/K/A AMY MITCHELL the
DEFENDANT , at 2029:00 HOURS, on the 29th day of January , 2008
at 55 W KELLER ST
MECHANICSBURG, PA 17055-6338 by handing to
JAMES MITCHELL, HUSBAND
a true and attested copy of COMPLAINT & NOTICE together with
and at the same time directing His attention to the contents thereof.
Sheriff's Costs:
Docketing 18.00
Service 9.60
Postage .58
Surcharge 10.00
00
38.18
Sworn and Subscibed to
before me this day
of ,
So Answers:
R. Thomas Kline
01/30/2008 ?rJ --'?
WELTMAN WEINBERG a % i
By:
Deput'y ShXri f f
A. D.
ORIGINAL
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
CAPITAL ONE BANK (USA),NA
Plaintiff
vs.
AMY R MITCHELL
AKA. AMY MITCHELL
Defendants
No. 08-583 CIVIL TERM
PRAECIPE TO SETTLE, DISCONTINUE
AND END WITH PREJUDICE
FILED ON BEHALF OF
Plaintiff
COUNSEL OF RECORD OF
THIS PARTY:
William T. Molczan, Esquire
PA I.D. #47437
Weltman, Weinberg & Reis, CO L.P.A
1400 Koppers Building
436 Seventh Avenue
Pittsburgh, PA 15219
WWR#6350176
...? ?°_
? ,.
IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
CAPITAL ONE BANK (USA),NA
Plaintiff
vs.
AMY R MITCHELL
AKA AMY MITCHELL
Defendants
Civil Action No. 08-583 CIV'ERM
' y
c
?
_ C
C
o r
=nCD A? c
-i -
o ;D
PRAECIPE TO SETTLE DISCONTINUE AND END WITH PREDJUDICE
TO THE PROTHONOTARY OF COUNTY:
Please kindly Settle Discontinue the above captioned matter upon the records of the Court with prejudice
and mark the cost paid.
Swom to and subscribed
Before me the
8
jN
COMMONS iMTH OF PENNSYLVAW
Noterm seal
Je wow M. Borowski. NOWY PUM
CNyC? , AN99hO ry County
Feb. = 2012
Ms "MI Pa-ARM-1 of .-i --
WELTMAN, WEINBERG & REIS CO., L.P.A.
By: --
William T. Molczan,Xsquire
PA I.D. #47437
Weltman, Weinberg & Reis, CO L.P.A
1400 Koppers Building
436 Seventh Avenue
Pittsburgh, PA 15219
WWR#6350176
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