HomeMy WebLinkAbout08-0607IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
FIA CARD SERVICES, N.A.
FKA, MBNAAMERICA BANK, N.A. :No. Q$ - (0crl a i Vi ( TerN
655 PAPER MILL ROAD DE5-013-02-02 :
WILMINGTON DE 19884
Plaintiff : CIVIL ACTION - LAW
vs
DONALD B HEARN
6520 CARLISLE PIKE STE 260
MECHANCISBURG PA 17050
Defendant(s)
Filed on behalf of:
Plaintiff, FIA CARD SERVICES, N.A.
Counsel of record for this party:
Date: 1
Amy F. Doyl 87062 / Daniel F. Wolfson #20617
Philip C. War olic #86341 / David R. Galloway #87326
Tonilyn M. Chippie #87852 / Sarah E. Ehasz #864,69
Robert N. Polas, Jr. #201259
Wolpoff & Abramson, L.L.P.
Attorneys in the Practice of Debt Collection
4660 Trindle Road, Suite 300
Camp Hill, PA 17,011
Telephone: (717) 303-6700
Counsel for Plaintiff
Cover -.GENERAL W&A File No. 133730319
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
FIA CARD SERVICES, N.A. : No.
FKA, MBNA AMERICA BANK, N.A.
Plaintiff '
CIVIL ACTION - LAW
vs
DONALD B HEARN
Defendant(s)
You have been sued in Court. If you wish to defend against the claims set forth in the following
pages, you must take action within twenty (20) days after this Complaint and Notice are served,
by entering a written appearance personally or by an attorney and filing in writing with the Court
your defenses or objections to the claims set forth against you. You are warned that if you fail to
do so, the case may proceed without you and a judgment may be entered against you by the
Court without further notice for any money claimed or any other claim or relief requested by the
Plaintiff. You may lose money or property rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE
SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN
PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO
PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL
SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
Cumberland County Bar Association
32 South Bedford Street
Carlisle, PA 17013
717-249-3166
CCP Notice to Defend
W&A'He No. 133730319
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
FIA CARD SERVICES, N.A. : No.
FKA, MBNA AMERICA BANK, N.A.
Plaintiff '
CIVIL ACTION - LAW
vs
DONALD B HEARN
Defendant(s)
USTED HA SIDO DEMANDADO/A EN LA CORTE. Si usted desea defender conta la
demanda puestas en las siguientes paginas, usted tienen que tomar acci6n dentro veinte (20) dias
despu6s que esta Demanda y Aviso es servido, con entrando por escrito una apaPencia
personalmente o por un abogado y archivando por escrito con la Corte sus defensas o objeciones
a las demandas puestas en esta contra usted. Usted es advertido que si falla de hacerlo el caso
puede proceder sin usted y un juzgamiento puede ser entrado conta usted por la Corte sin mas
aviso por cualquier dinero reclamado en la Demanda o por cualquier otro reclamo o alivio
solicitado por Demandante. Usted puede perder dinero o propiedad o otros derechos importante
para usted..
USTED DEBE LLEVAR ESTE PAPEL A SU ABOGA00 ENSEGUIDA. SI USTED
NO TIENE UN ABOGADO, VAYA O LLAME POR TELEFONO LA OFICINA FIJADA
AQUI ABAJO. ESTA OFICINA PUEDE PROVEERE CON INFORMACION DE COMO
CONSEGUIR UN ABOGADO.
SI USTED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE
PROVEERE INFORMACION ACERCA AGENCIAS. QUE PUEDAN OFRECER
SERVICIOS LEGAL A PERSONAS ELIGIBLE AQ UN HONORARIO REDUCIDO O
GRATIS.
Cumberland County Bar Association
32 South Bedford Street
Carlisle, PA 17013
717-249-3166
CCP Notice to Defend
W&A File No. 133730319
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
FIA CARD SERVICES, N.A. : No D?- ?0')-?
FKA, MBNA AMERICA BANK, N.A.
Plaintiff
vs
DONALD B HEARN
Defendant(s)
CIVIL ACTION - LAW
AND NOW, this 16 day of January, 2008, comes the Plaintiff, FIA CARD SERVICES, N.A.
FKA, MBNA AMERICA BANK, N.A. , by and through its attorneys, the law firm of Wolpoff &
Abramson, L.L.P., and files the within Complaint and in support avers as follows:
1. Plaintiff is FIA CARD SERVICES, N.A. FKA, MBNA AMERICA BANK, N.A. , located
at 655 PAPER MILL ROAD DE5-013-02-02, WILMINGTON, DE 19884.
2. Defendant, DONALD B HEARN, is an adult individual with a last known
address of 6520 CARLISLE PIKE STE 260, MECHANCISBURG, CUMBERLAND
COUNTY, PA 17050.
CCP Cmplt - MBNA wo Int 4
W & A File No. 133730319
3. It is averred that Defendant was issued an open-end credit card account by
Plaintiff. This account was created through a written contract between Plaintiff and Defendant,
accepted by Defendant when he signed and utilized the credit card account. A true and correct
copy of the Credit Card Agreement governing this account is attached hereto as Exhibit "A."
4. The Credit Card Agreement contains a binding Arbitration provision providing
that any claim or dispute between Defendant and Plaintiff would be subject to binding arbitration
before the National Arbitration Forum (NAF). This Credit Card Agreement also recites that
since the agreement involved an instrumentality of interstate commerce, that the Federal
Arbitration Act, 9 U.S.C. §§1-16 (FAA) governed the Agreement and that following disposition
through the NAF, judgment may be entered in any state court having jurisdiction.
5. At all relevant times material hereto, Defendant has been regular user of said
charge card for the purchase of products, goods and/or for obtaining services and/or funds.
6. By virtue of Defendant's use and maintenance of this credit card in connection
with his purchases of goods, and services, he became bound to all of its contractual terms, which
clearly included an arbitration agreement. Therefore, there is a valid agreement to arbitrate and
Defendant consented to the NAF having jurisdiction over this claim.
7. Defendant received monthly statements which accurately state all purchases and
payments made during the month, and the amount due. A summary of the account showing the
balance due and owing is incorporated herein and marked as Exhibit "B".
8. Defendant did not object to the summary of account.
9. Defendant has made sporadic and irregular payments, if any, which have been
applied to the outstanding balance of this account.
CCP Cmplt - MBNA wo Int 5
W & A File No. 133730319
10. As of the date of the within Complaint, the remaining balance due, owing and
unpaid on Defendant's credit account, as a result of charges made by said Defendant and/or any
authorized users is the sum of $27,293.91
11. Plaintiff has retained the services of the law firm of Wolpoff & Abramson, L.L.P.
in the collection of the amount due from Defendant.
12. As of the filing of this Complaint, Plaintiff has incurred reasonable attorney's fees
from the law office of Wolpoff & Abramson, L.L.P. in the collection of the collection of the
amounts due from Defendant incident to the within action, the Plaintiff shall continue to incur
such attorney's fees throughout theconclusion of the proceedings.
13. The amount of attorney's fees incurred in this matter is the sum of $4,094M.
14. Despite reasonable and repeated demands for payment, Defendant has failed,
refused and continues to refuse to pay all sums due and owing on the aforementioned account
balance, all to the damage and detriment of the Plaintiff.
15. Any and all conditions precedent to the bringing of this action have been
performed by Plaintiff.
16. The amount in controversy exceeds the jurisdictional amount requiring
compulsory arbitration.
CCP Cmplt - MBNA wo Int 6
W & A File No. 133730319
WHEREFORE, Plaintiff respectfully requests this Honorable Court enter judgment in
favor of Plaintiff and against Defendant, in the amount of $27,293.91, reasonable attorney's fees
in the amount of $4,094.08, plus costs of this action and any other relief as this Court deems
proper and just.
submitted,
Date:
tKiny F. oyl 7062 aniel F. Wolfson #20617
Philip C. War lic #86341 / David R. Galloway #87326
Tonilyn M. Chippie #87852 / Sarah E. Ehasz #86469
Robert N. Polas, Jr. #201259
Wolpoff & Abramson, L.L.P.
Attorneys in the Practice of Debt Collection
46W Trindle Road, Suite 300
Camp Hill, PA 17011
Telephone: (717) 303-6700
Counsel for Plaintiff
CCP Cmplt - MBNA wo Int 7
W & A Vile No. 133730319
yE IFICATION
The undersigned hereby states that he/she is the attorney for the Plaintiff who is located
outside of this jurisdiction and in order to file the within document in an expedient and timely
manner, he/she is authorized to take this verification on behalf of said Plaintiff in the within
action and verifies that the statements made in the foregoing Complaint are true and correct to
the best of his/her knowledge, information, and belief, based upon information provided by the
Plaintiff.
The undersigned understands that false statements herein are made subject to the
penalties of 18 Pa.C.S. Section 4904, relating to unsworn falsification to authorities.
Date: A3 116,-- ' //;Vvl
Amy . Doyle #87062 / Daniel F. Wolfson #24617
Philip C. Warholic #86341 / David R. Galloway #87326
Tonilyn M. Chippie #87852 / Sarah E. Ehasz #86469
Robert N. Polas, Jr. #201259
Wolpoff & Abramson, L.L.P.
Attorneys in the Practice of Debt Collection
4660 Trindle Road, Suite 300
Camp Hill, PA 17011
Telephone: (717) 303-6700
Counsel for Plaintiff
CCP Cmplt - MBNA wo Int
W & A Bile No. 133730319
Exhibit "A"
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Exhibit "B"
Mode L ••Nxt +
••FICHINFO? •• Date 12/16/04 Account 5490994520953175
CLIENT NO 001730 MBNA ACCT#5490994520953175 BALANCE --$27,293.91
****** PRIMARY DEBTOR ***** C/O DATE 01/01/69 LSTPY DT 11/26/04
*M-ACCT-NO *M-REC-TYPE*M-CUST-TYPE*M-LAST-NAME
5490994520953175 A I HEARN
*M-FIRST-NAME *M-ADDR-1 *M-ADDR-
9 BRENNEMAN CIR
*M-CITY B *M-COUNTY *M-STATE*M-ZIP *M-HOME-PH
MECHANICSBURG PA 170502637 7176978990
*M-WORK-PH *M-DOB *M-POE-NAME
7176979440 06/04/45
*M-POE-ADDR *M-LOAN-TYPE*M-LENDING-OFFICER
LM01 OM0001
*M-BANK-CODE*M-BRANCH-CODE*M-CALL-CODE*M-RECOVERER-CODE520DEALER-CODE
LRMU
*M-CO-RSN*M-ACCT-STATUS*M-INT-RATE*M-RECEIPT-DATE*M-CONTACT-DATE*M-CO-DATE
PAA 0000 12/14/04 06/07/99 01/01/69
*M-LAST-PYMT-DATE*M-CO-AMT *M-ASSOC-COST*M-ACCRUED-INT*M-CUR-BAL
11/26/04 $27,293.91 $.00 $.00 $27,293.91
*M-NET-PRIN *M-NET-COST *M-NET-INT *M-COMMENT-1 E1E1B12334566
$27,293.91 $.00 $.00
*M-COMMENT-2
001 20041214 0000250
-MODE L=LFT R=RGT W=WRP Next File
-•FICHINFOI •• Date 12/16/04 Account 5490994520953175 Mode L ••Nxt +
*M-COMMENT-3 *M-COMMENT-DATE
12/14/04
*M-2ND-NAME *M-MONTHLY-INCOME*M-OTHER-INCOME
$166.66 $.00
*M-MONTHLY-PYMT*M-OTHER-PYMT*M-OWN-RENT-CODEECOVERY-SCORE*M-NEXT-PAY-DATE
0604
$.00 $.00 R
*M-LAST-INT-DATE*M-LAST-CONTACT-DATE*M-COMM-RATE*M-HOME-PH-FLAG*M-WORK-PH-FLAG
0000
*M-ADDR-FLAG*M-SSN *M-MIO*M-AGY-CODE
XXX-XX-9416 MBNA CL01
-MODE L=LFT R=RGT W=WRP Next File
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C
SHERIFF'S RETURN - REGULAR
CASE NO: 2008-00607 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
FIA CARD SERVICES NA
VS
HEARN DONALD B
STEVE BENDER
, Sheriff or Deputy Sheriff of
Cumberland County,Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT & NOTICE was served upon
HEARN DONALD B
DEFENDANT
the
, at 0013:00 HOURS, on the 4th day of February-, 2008
at 6520 CARLISLE PIKE STE 260
MECHANICSBURG, PA 17050-2354
PAM DOUZESKI MANAGER
by handing to
a true and attested copy of COMPLAINT & NOTICE together with
and at the same time directing Her attention to the contents thereof.
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
POSTAGE
.?/U71fl-e- (?-
So Answers:
18.00
9.60
.00
10.00 R. Thomas Kline
.41
38.01 02/05/2008
WOLPOFF & ABRAMSON
Sworn and Subscibed to
before me this
By: z 7
Z,3z
vt 4zz-
day Deputy Sheriff
of A. D.
Dh fi £ C_GUI ,T OF COMMON PLEAS OF
CUNUERF "N COUNTY, PENNSYLVANIA
FIA CARD SERVICES, N.!?
FKA, MBNA AMERICA BAI?.&,_ i?.?.
?- X00?
Plain i f NO. 2807-50-44;Q-_Y_01
vs.
DONALD B HEA UN
Defendart
CIVIL ACTION - LAW
PRAECIPE TO SETTLE, DISCONTINUE, AND END
Please mark the above-captioned action as settled, discontinued, and ended.
Respectfully Submitted,
F3 ?;
Sara? E. Ehasz #86469
Robert N. Polas, Jr. #201259
MANN BRACKEN LLC
The Successor by Merger to Wolpoff & Abramson, LLP
and Eskanos & Adler, PC
Attorneys in the Practice of Debt Collection
4660 Trindle Rd., Suite 300
Camp Hill, PA 11011
i 117) ^03-6700
MB File No 133730319
w
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
FIA CARD SERVICES, N.A.
FKA, MBNA AMERICA BAND, N.A.
VS.
DONALD B HEARN
Plaintiff NO. 2007-50-4479-Y01
CIVIL ACTION - LAW
Defendant
CERTIFICATE OF SERVICE
The undersigned does hereby certify that a true and correct copy of the Praecipe
to Settle, Discontinue, & End was served upon the individual(s) listed below by
Regular Mail, Postage Pre-Paid on this 2(ol day of , 200
HAROLD IRWIN
64 S PITTS
CARLISLE, PA 17013
Sarah E. Ehasz #86469
Robert N. Polas, Jr. #201259
MANN BRACKEN LLC
The Successor by Merger to Wolpoff &
Abramson, LLP and Eskanos & Adler, PC
Attorneys in the Practice of Debt Collection
4660 Trindle Rd., Suite 300
Camp Hill, PA 17011
(717) 303-6700
l
R