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HomeMy WebLinkAbout01-29-08 (2) .. -l 15056041147 REV-1500 EX (06-05) PA Department of Revenue Bureau of Individual Taxes .~ PO BOX.280601 ~ Harrisburg, PA 17128-0601 ENTER DECEDENT INFORMATION BELOW Social Security Number Date of Death OFFICIAL USE ONLY County Code Year File Number INHERITANCE TAX RETURN RESIDENT DECEDENT 2 1 0 7 0548 Date of Birth 160 16 9264 05 20 2007 12 11 1919 Decedent's Last Name SMEAL GLADYS MI V S uffrx Decedent's First Name (If Applicable) Enter Surviving Spouse's Infonnation Below Spouse's Last Name Suffix Spouse's First Name MI Spouse's Social Security Number THIS RETURN MUST BE FILED IN DUPLICATE WITH THE REGISTER OF WILLS FILL IN APPROPRIATE OVALS BELOW I!J 1. Original Return o 4. limited Estate 2. Supplemental Return D o 3. Remainder Return (date of death prior to 12-13-82) 5. Federal Estate Tax Return Required 9. litigation Proceeds Received o o o o 4a. Future Interest Compromise (date of death after 12-12-82) 00 D 6. Decedent Died Testate (Attach Copy of Will) 7 Decedent Maintained a Living Trust . (Attach Copy of Trust) 8. Total Number of Safe Deposit Boxes 10 Spousal Povert}t Credit (date of death . between 12-31-91 and of -1-95) D 11.Election to tax under Sec. 9113(A) (Attach Sch. 0) CORRESPONDENT - THIS SECTION MUST BE COMPLETED. ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHOULD BE DIRECTED TO: Name Daytime Telephone Number MICHAEL L. BANGS 717 73~ 7310~ Finn Name (If Applicable) \_~.;..:.) .,;"\. C:.:-:.> >,- 'J f',..) \ ..;:) REGISTER PF; ~~S US~~NL y First line of address 429 SOUTH 18TH STREET ,...-.\ -rJ Second line of address :..~ city or Post Office CAMP HILL DATE FILED -0- 'j' .'-) -',1 State PA ZIP Code 17011 Correspondent's e-mail address: Eugene F. Hetzel Michael L. Bangs 429 South 18th Street, Camp Hill, PA 17011 Side 1 L 15056041147 15056041147 .-J ~V 'J --.J 1505b042148 REV-1500 EX Decedent's Name: Gladys V. Smeal RECAPITULATION 1. Real Estate (Schedule A)........................................................................................... 1. 2. Stocks and Bonds (Schedule B)................................................................................. 2. 3. Closely Held Corporation, Partnership or Sole-Proprietorship (Schedule C).............. 3. 4. Mortgages & Notes Receivable (Schedule D)............................................................ 4. 5. Cash, Bank Deposits & Miscellaneous Personal Property (Schedule E).................... 5. 6. Jointly Owned Property (Schedule F) 0 Separate Billing Requested.............. 6. 7. Inter-Vivos Transfers & Miscellaneous Non-Probate Property (Schedule G) 0 Separate Billing Requested.............. 7. 8. Total Gross Assets (total Lines 1-7)........... .................. ...... ............... ...................... 8. 9. Funeral Expenses & Administrative Costs (Schedule H)............................................ 9. 10. Debts of Decedent, Mortgage Liabilities, & Liens (Schedule I)................................... 10. 11. Total Deductions (total Lines 9 & 10)....................................................................... 11. 12. Net Value of Estate (Line 8 minus Line 11).............................................................. 12. 13. Charitable and Governmental Bequests/Sec 9113 Trusts for which an election to tax has not been made (Schedule J).................................................... 13. 14. Net Value Subject to Tax (Line 12 minus line 13)................................................... 14. TAX COMPUTATION - SEE INSTRUCTIONS FOR APPLICABLE RATES 15. Amount of Line 14 taxable at the spousal tax rate, of transfers under Sec. 9116 (a)(1 .2) X ~ 0 . 0 0 16. Amount of Line 14 taxable at lineal rate X .045 2 6 0 , 4 9 1 . 9 3 17. Amount of Line 14"taXable at sibling rate X .12 0 . 0 0 18. Amount of Line 14 taxable at collateral rate X .15 0 . 0 0 19. Tax Due.... ........................... ..................... .................... ....................... ...................... 19. 20. FILL IN THE OVAL IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT. Side 2 L 1.505b042148 Decedent's Social Security Number 160 16 9264 146,126.01 11,171.93 132,899.72 290,197.66 25,021.70 4,684.03 29,705.73 260,491.93 260,491.93 15. 0.00 16. 11,722.14 0.00 17. 18. 0.00 11,722.14 D 15056042148 ---1 REV-1500 EX Page 3 Decedent's Complete Address: File Number 21-07 -0548 DECEDENT'S NAME Gladys V. Smeal STREET ADDRESS 7 Marshall Drive CITY I STATE IZIP Camp Hill PA 17011 Tax Payments and Credits: 1. Tax Due (Page 1 Line 19) 2. Credits/Payments A. Spousal Poverty Credit 8. Prior Payments C. Discount (1 ) 11,722.14 11,066.97 582.47 3. Interest/Penalty if applicable D. Interest E. Penalty Total Credits (A + 8 + C) (2) 11,649.44 Total Interest/Penalty (0 + E) 4. If Line 2 is greater than Line 1 + Line 3, enter the difference. This is the OVERPAYMENT. Check box on Page 2 line 20 to request a refund 5. If Line 1 + Line 3 is greater than Line 2, enter the difference. This is the TAX DUE. A. Enter the interest on the tax due. 8. Enter the total of Line 5 + SA. This is the BALANCE DUE. (3) (4) (5) 72.70 (SA) (58) 72.70 Make Check Payable to: REGISTER OF WILLS, AGENT -,~ :;'_~ ;:-~: -=~f:' .. _ ::J._.o t~ .... . r ~ ~ ~ :p;:;::~- ili ~t fr\.::L~ 1 13:.:J ,1: ;~t;\ j; '~:l 1 1 l:r:\ t... l\:t; '" t3~~~?J' I +~.C t: .: r~~l . Pdt-=- t1 ~'.. \'H~ -, s.~ ~4:- -I'f~r r.. . ~~ ~ -=- -~~i. to. tt.. ~" .~- J.. - -:; . PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS No o D D D o 0 o 0 D D 3. Did decedent own an "in trust for" or payable upon death bank account or security at his or her death?.............. D 0 4. Did decedent own an Individual Retirement Account, annuity. or other non-probate property which contains a beneficiary designation?............. .................. ......................... ..... .... ...... .......... ...... ......... ..... ................... D 0 IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES, YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN. ...........!!Il!lIl!!!!!lI~~~Il@~~enilII!!Bi!~~=-~~~r.m~~iS=9!Illlil!~~~jf.~~~E~~~~!~~~~~ffi~~jiJ~~~i!:;~==llllr~~~~~:.. ~1nt.)Qnc~~iBlR~~~~BL.9~9.!L..~~==r~!:m~r.:eH:==~==~ijemi~rd~=ii=iiii==~lC====~~=:=~f,;~e~~~}CxXItX~=:cG~lC~xxxiJi;;:~..=__"''''OI~'1,.,'''~'"~N..:<~',.....,".""...."'.':<H};><:Ol'OI><~,."'X~l<,.. For dates of death on or after July 1, 1994 and before January 1. 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is three (3) percent [72 P .S. ~9116 (a) (1.1) (i)]. For dates of death on or after January 1. 1995. the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is zero (0) percent [72 P .S. ~9116 (a) (1.1) (ii)]. The statute does not exempt a transfer to a surviving spouse from tax, and the statutory requirements for disclosure of assets and filing a tax return are still applicable even if the surviving spouse is the only beneficiary. For dates of death on or after July 1,2000: The tax rate imposed on the net value of transfers from a deceased child twenty-one years of age or younger at death to or for the use of a natural parent, an adoptive parent, or a stepparent of the child is zero (0) percent [72 P.S. S9116 (a) (1.2)]. The tax rate imposed on the net value of transfers to or for the use of the decedent's lineal beneficiaries is four and onE~...half (4.5) percent, except as noted in 72 P.S. ~9116 1.2) [72 P.S. ~9116 (a) (1)). The tax rate imposed on the net value of transfers to or for the use of the decedent's siblings is twelve (12) percent [72 P.S. 99116 (a) (1.3)]. A sibling is defined under Section 9102, as an individual who has at least one parent in common with the decedent, whether by blood or adoption. 1. Did decedent make a transfer and: a. retain the use or income of the property transferred;..................................................................................... b. retain the right to designate who shall use the property transferred or its income;......................................... c. retain a reversionary interest; or................. .............. ..................... .................. ..... ...................... .................... d. receive the promise for life of either payments, benefits or care?................................................................. 2. If death occurred after December 12, 1982. did decedent transfer property within one year of death without receiving adequate consideration?....... .................................................................................................................. Yes Rev-1502 EX+ (6-98) . SCHEDULE A REAL ESTATE COMMow./EAl TH OF Pe.lSYLVANIA INHERITANCE TAX RElURN RESIDENT DECEDENT Smeal, Gladys V. FILE NUMBER 21-07 -0548 ESTATE OF All real property owned solely or as a tenant in common must be reported at fair market value. Fair market value is defined as the price at which property would be exchanged between a willing buyer and a willing seller, neither being compelled to buy or sell, both having reasonable knowledge of the relevant facts. Real property which Is jointly-owned with right of survivorship must be diSClosed on schedule F. ITEM NUMBER DESCRIPTION VALUE AT DATE OF DEATH 1 Real Estate - 7 Marshall Drive, Camp Hill, Pennsylvania; sold on September 25, 2007 (see copy of HUD attached) 146.126.01 TOTAL (Also enter on Line 1, Recapitulation) 146.126.01 (If more space is needed, additional pages of the same size) Copyright (c) 2002 form software only The Lackner Group, Inc. Form PA-1500 Schedule A (Rev. 6-98) Rev-1503 EX+ (6-98) . SCHEDULE B STOCKS & BONDS COMMOtNVEAl TI1 OF PENNSYlVANIA INHERITANCE TAX RElURN RESIDENT DECEDENT Smeal, Gladys V. FILE NUMBER 21-07 -0548 ESTATE OF All property jolntly-ownecl with right of survivorship must be disclosed on Schedule F. ITEM CUSIP VALUE AT DATE NUMBER NUMBER DESCRIPTION UNIT VALUE OF DEATH 1 26 shares of Prudential Common Stock 103.17 2.682.42 2 Thrivent Investment Management - Municipal Bond 11.24 1.217.07 Fund A (Acct. 15-7383836) 3 Thrivent Investment Management - Money Market Fund 1.00 1,704.42 A (Acct. 18-7383835) 4 Thrivent Investment Management -Income Fund A 8.59 1.261.04 (Acct. 55-7383837) 5 Thrivent Investment Management - Mid Cap Growth 17.24 1,549.67 Fund A (Acct. 58-7383841) 6 Thrivent Investment Management - High Yield Fund A 5.23 1,351.80 (Acct. 73-7383838) 7 Thrivent Investment Management - Large Cap Stock 29.99 1.405.51 Fund A (Acct. 17-7383839) TOTAL (Also enter on Line 2, Recapitulation) 11.171.93 (If more space is needed, additional pages of the same size) Copyright (c) 2002 form software only The Lackner Group, Inc. Form PA-1500 Schedule B (Rev. 6-98) Rev-1508 EX+ (6-98) . SCHEDULE E CASH, BANK DEPOSITS, & MISC. PERSONAL PROPERTY COMMONWEALlH OF PENNSYlVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT Smeal, Gladys V. FILE NUMBER 21-07 -0548 ESTATE OF Include the proceeds of litigation and the date the proceeds were received by the estate. All property jointly-owned with the right of survivorship must be disclosed on schedule F. ITEM NUMBER DESCRIPTION 1 Refund from UGI VALUE AT DATE OF DEATH 9.14 2 Refund from Verizon 3.76 3 Refund of unearned AAA insurance premium 6.22 4 Automobile - 2002 Chrysler PT Cruiser Sport Wagon (see Kelley Blue Book value attached) 3,670.00 5 Commerce Bank - Account 512105388 1,491.60 6 Commerce Bank - Account #102032 21.049.07 7 PA State Employees Credit Union - Savings Account 31.85 8 PA State Employees Credit Union - Checking account 101.22 9 PA State Employees Credit Union - 60 Month Certificate of Deposit 17.000.00 10 PA State Employees Credit Union - 12 Month Certificate of Deposit 20.000.00 11 PA State Employees Credit Union - 12 Month Certificate of Deposit 10,077.07 12 Refund from National Enquirer 2.29 13 AIG - Deferred Annuity paid to estate on 9/14/07 59.457.50 TOTAL (Also enter on Line 5, Recapitulation) 132,899.72 (If more space is needed, additional pages of the same size) Copyright (c) 2002 form software only The Lackner Group, Inc. Form PA-1600 Schedule E (Rev. 6-98) REV-1151 EX+ (12-99) *' SCHEDULE H FUNERAL EXPENSES & ADMINISTRATIVE COSTS COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT Smeal, Gladys V. Debts of decedent must be reported on Schedule I. FILE NUMBER 21-07 -0548 ESTATE OF ITEM DESCRIPTION AMOUNT NUMBER A. FUNERAL EXPENSES: See continuation schedule(s) attached 6,803.26 B. ADMINISTRATIVE COSTS: 1. Personal Representative's Commissions Eugene F. Hetzel Social Security Number(s) I EIN Number of Personal Representative(s): Street Address 1110 Hetrick Avenue City Palmyra State PA Zip 17078 - Year(s) Commission paid 8,000.00 2. Attorney's Fees Michael L. Bangs 8,000.00 3. Family Exemption: (If decedent's address is not the same as claimant's, attach explanation) Claimant Street Address City State Zip Relationship of Claimant to Decedent 4. Probate Fees Cumberland County Register of Wills 323.00 5. Accountant's Fees Boyer & Ritter 600.00 6. Tax Return Preparer's Fees 7. Other Administrative Costs 1,295.44 See continuation schedule(s) attached TOTAL (Also enter on line 9, Recapitulation) 25,021.70 Copyright (c) 2002 form software only The Lackner Group. Inc. Form PA-1600 Schedule H (Rev. 6-98) Rev-1502 EX+ (6-98) '* SCHEDULE H-A FUNERAL EXPENSES continued COMMONWEAllli OF PENNSYlVANIA INHERITANCE TAX REnJRN RESIDENT DECEDENT ESTATE OF Smeal, Gladys V. FILE NUMBER 21'{)7 -0548 ITEM NUMBER DESCRIPTION 1 Priscilla Hetzel - Reimbursement for funeral luncheon AMOUNT 500.20 2 Richardson Funeral Home, Inc. 6.175.86 3 Tammy Dailey - Reimbursement for funeral flowers 127.20 Subtotal 6.803.26 Copyright (c) 2002 form software only The Lackner GrouP. Inc. Form PA-1500 Schedule H-A (Rev. 6-98) Rev-1502 EX+ (6-98) '* SCHEDULE H-B7 OTHER ADMINISTRATIVE COSTS continued ESTATE OF COMMONWEAL 1ll OF P~LVANIA INHERITANCE TAX RETURN RESIOENT OECEDENT Smeal, Gladys V. FILE NUMBER 21-07 -0548 ITEM NUMBER DESCRIPTION AMOUNT 1 Central Penn Appraisals, Inc. - Real estate appraisal report 350.00 2 75.00 Cumberland Law Journal - Estate Advertising 3 Debra S. Weinman - Reimbursement for other miscellaneous expenses of decedent to cover decedent's outstanding checks written on decedent's checking account. 243.71 4 35.00 Hardy's Auction Service - valuation of personal property 5 15.27 PA American Water - 6/18/07 to 7/18/07 6 P A American Water - 7/18/07 to 8/16/07 12.62 7 15.23 PA American Water - 8/16/07 to 9/18/07 8 PA American Water - final bill 18.68 9 PP&L Electric -7/23/07 to 8/21/07 24.80 10 PP&L Electric - final bill 44.65 11 Tammy Dailey - reimbursement for advertising of real estate for sale 118.00 12 Tammy Dailey - Reimbursement for appraisal of diamond ring 25.00 13 The Sentinel - Estate advertising 134.68 14 UGI - 6/20/07 to 7/20/07 97.59 15 Verizon - 6/1/07 to 7/24/07 42.97 16 Verizon 21.12 Copyright (c) 2002 form software only The Lackner Group, Inc. Form PA-1500 Schedule H-B7 (Rev. 6-98) Rev-1S02 EX+ (6-98) '* SCHEDULE H-B7 OTHER ADMINISTRATIVE COSTS continued \ COMMONWEI\L TIi OF PENNSYLVANIA INHERITANCE TAX REWRN RESIDENT DECEDENT ESTATE OF Smeal, Gladys V. FILE NUMBER 21-07 -0548 ITEM NUMBER DESCRIPTION AMOUNT 17 Verizon 21.12 Subtotal 1.295.44 Copyright (c) 2002 form software only The Lackner Group. Inc. Form PA-1500 Schedule H-B7 (Rev. 6-98) Rev-1512 EX+ (6-98) '* SCHEDULE I DEBTS OF DECEDENT, MORTGAGE LIABILITIES, & LIENS COMMON\NEAl1H Of PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT Smeal, Gladys V. IFILE NUMBER 21-07 -0548 ESTATE OF Include unrelmbursed medical expenses. ITEM NUMBER DESCRIPTION 1 Alert Pharmacy Services, Inc. VALUE AT DATE OF DEATH 98.00 2 East Pennsboro Ambulance Service 38.50 3 Messiah Village 500.00 4 Messiah Village 1.507.00 5 PA American Water - 5/17/07 to 6/18/07 56.45 6 PA Gastroenterology Consultants 75.00 7 PP&L Electric - 4/23/07 to 5/22/07 74.46 8 Quantum Imaging & Therapeutic Assoc. 37.00 9 Rolling Green Cemetery 1.195.00 10 State Employees Retirement System - Return of unearned retirement benefit 321.04 11 UGI - 4/20/07 to 6/20/07 77.58 12 Visiting Angels 704.00 TOTAL (Also enter on Line 10, Recapitulation) 4,684.03 (If more space is needed, additional pages of the same size) Copyright (c) 2002 form software only The Lackner Group, Inc. Form PA-1500 Schedule I (Rev. 6-98) REV-1513 EX+ (9-00) '* SCHEDULE .. BENEFICIARIES COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF NUMBER Smeal, Gladys V. NAME AND ADDRESS OF PERSON(S) RECEIVING PROPERTY TAXABLE DISTRIBUTIONS [include outright spousal ctistributions, and transfers under Sec. 9116(a)(1.2)] FILE NUMBER 21-07 -0548 RELATIONSHIP TO DECEDENT Do Not List Trusteels) SHARE OF ESTATE AMOUNT OF ESTATE (Words) ($$$) I. 1 Ronald K. Baminger 2 Kelly Court Enola, PA 17025 Son one'-quarter 2 Tammie G. Dailey 5 West Main Street Shiremanstown, PA 17011 Daughter one-quarter 3 Priscilla M. Hetzel 1110 Hetrick Avenue Palmyra, PA 17078 Daughter one-quarter 4 Debra S. Weinman 1107 Cocklin Street Mechanicsburg, PA 17055 Daughter one-quarter Total Enter dollar amounts for distributions shown above on lines 15 through 18, as appropriate, on Rev 1500 cover sheet II. NON-TAXABLE DISTRIBUTIONS: A. SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT BEING MADE B. CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS TOTAL OF PART 11- ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEET 0.00 Copyright (c) 2002 form software only The Lackner Group, Inc. Form PA-1500 Schedule J (Rev. 6-98) OMB NO 2502-026 - 5,r . . B. TYPE OF LOAN: .. 1.[ JFHA 2.DFmHA 3. DCONv. UNINS. 4. OVA 5.0CONV. INS. .S. DEPARTMENT OF HOUSING & URBAN DEVELOPMENT 6. FILE NUMBER: 17. LOAN NUMBER: SETTLEMENT STATEMENT I -1'" -- . 8. MORTGAGE INS CASE NUMBER: :. NOTE: This form is furnished to give you a statement of actual settlement costs. Amounts paid to and by the settlement agent are shown. Items marked "[pOC]" were paid outside the closing; they are shown here for informational purposes and are not included in the totals. 1.0 3198 (MCCONNELL - 7 MARSHALL.PFDIMCCONNEll- 7 MARSHN3 ). NAME AND ADDRESS OF BUYER: E. NAME AND ADDRESS OF SELLER: F. NAME AND ADDRESS OF LENDER: effrey L McConnell Estate of Gladys V. Smeal 7 Marshall Drive Camp Hili, PA 17011 3. PROPERTY LOCATION: H. SETTLEMENT AGENT: 23-1284840 I. SETTLEMENT DATE: , Marshall Drive . Wlon, Zulli & Seibert ~amp Hill, PA 17011 September 25. 2007 ;umber1and County, Pennsylvania PLACE OF SETTlEMENT , 109 Locust Street ii . Harrisburg, PA 17101 J. SUMMARY OF BUYER'S TRANSAC. TION K. ~UMMARY OF SELLER'S TRANSACTION no. ~Dt'\~~ Aut'\II~T DUE FROM BUYER: 400. GROSS MWU.I\...... I JilE TO c:.CI I CD. 01. Contract Sales Price 147,500.00 401. Contract Sales Price 141,500.00 02. Personal Property 402. Personal Prope_rty 03. Settlement Charges to Buyer (line 1400) 2,747.25 403. 04. 404. 05. 405. Adiustments For Items Palo tW ~eller In aavance AalUsrmenrs For ttems Paid Bv Seller m aavance 06. CityfTown Taxes to 406. CityfTown Taxes to 07. County Taxes 09/26/07 to 01/01/08 101.50 401. County Taxes 09/26/07 to 01/01/08 101.50 08. School Taxes 09/26/07 to 07/01/08 1,003.26 408. School Taxes 09/26/07 to 07/01/08 1,003.26 09. SewerlTrash 09/26/07 to 10/01/07 6.25 409. SewerfTrash 09/26/07 to 10/01/07 6.25 10. 410. 11. 411. 12. 412. 20. GROSS AMOUNT DUE FROM BUYER 151,358.26 420. GROSS AMOUNT DUE TO SELLER 148,611.01 ~oo. AMOUNTS PAID BY OR IN BEHALF OF BUYER: 500. REDUCTIONS IN AMOUNT DUE TO SELLER: ~01. Deposit or earnest money 2,000.00 501. Excess Deposit (See Instructions) !02. Principal Amount of New Loan(s) 502. Settlement Charges to Seller (line 1400) 2,485.00 !03. Existina loan(s) taken subject to 503. Existing loan(s) taken subiect to !04. 504. Payoff of first Mortgage !05. 505. Payoff of second MortQaQe ~06. 506. ~07. 507. (Deposit disb. as proceeds) W8. 508. W9. 509. Adjustments For Items UnD8ta t1V ::>eller AOlusrmenrs ror Items Uno81d Bv Selter ~10. CitvfTown Taxes to 510. CltyfTown Taxes to ~11. County Taxes to 511. County Taxes to ~12. School Taxes to 512. School Taxes to ~13. 513. !14. 514. ~15. 515. !16. 516. ~17. 517. ~18. 518. ~19. 519. ~20. TOTAL PAID BY/FOR BUYER 2,000.00 520. TOTAL REDUCTION AMOUNT DUE SELLER 2,465.00 :00. CASH AT SETTLEMENT FROMITO BUYER: 600. CASH AT SETTLEMENT TOIFROM SELLER: :01. Gross Amount Due From Buyer (Line 120) 151,358.26 601. Gross Amount Due To Seller (Line 420) 148,611.01 ,02. Less Amount Paid By/For Buyer (Line 220) ( 2,000.00) 602. Less Reductions Due Seller (line 520) ( 2,485.00 03. CASH ( X FROM) ( TO) BUYER 149,358.26 603. CASH ( X TO) ( FROM) SELLER 146,126.01 The undersigned here~~1~e receipt of a completed copy of pages 1 &2 of this statement & any attachments referred to herelry,; BUI"'r '. rm.~. Seller EstateofGladysV. )L I . ,.<1'effrf!~ceonnell .' . '.!,-h- BY. Euge HUD.1 (3-86) RESPA. HB4305.2 . . L. SETTLEMENT CHARGES O. .OTAL COMMISSION Based on Price S 147 ~nnnn ((j) n_nnnn OJ,, 1 nnn nn PAID FROM PAID FROM DMsion of Commission (/ine 700) as Follows: BUYER'S SELLER'S 1. $ 1,000.00 to RelMax Realty Associates FUNDS AT FUNDS AT 2.$ to SETTLEMENT SETTLEMENT 3. Commission Paid at Settlement 1,000.00 4. Transaction Fee to RelMax Realtv Associates 125.00 10. ITEMS DAVAAII:: IN CONNECTION WITH lOAN 1. Loan Origination Fee 0.0000 % to 12. Loan Discount % to 13. Appraisal Fee to 14. Credit Report to )5. Lender's Inspection Fee to )6. Mortaaae Ins. ApP. Fee to )7. Assumption Fee to )8. )9. 10. 11. .. [l0. ITEMS RI;OUIRED BY LENDER TO BE PAID IN AOVANCE 01. Interest From to @ $ {day ( days %) 02. MIP Totlns. for Life(pfLoan for months to 03. Hazard Insurance Premium fQr 1.0 years to 04. 05. 000 RESERVES DEPOSITED WITH LENDER 001. Hazard Insurance months ~ $ per month 002. Mortaaaelnsurance months~ $ per month 003. CltylTown Taxes months ~ $ per month 004. County Taxes . months ~ $ per month 005. School Taxes months @ $ per month 006. months @ $ per month 007. months @ $ per month 1008. months Ifii $ per month 100. TITLE CHARGES 1101. Settlement or Closina Fee to 1102. Abstract or Title Search to 1103. Title Examination to 1104. Title Insurance Binder to 1105. Document Preparation to Banas Law Office POC $100.00S 1106. Notarv Fees to Wion, Zulli & Seibert 10.00 10.00 1107. Attorney's Fees to (inclUdes above item numbers: J 1108. Title Insurance to Commonwealth Land Title BASIC RATE 1 098.75 (includes above item numbers: ) 1109. Lender'S Coverage $ 1110. Owner's Coverage $ 1111. 1112. 1113. 12nn r-n\ll:RNMENT RECORDING AND TRANSFER CHARGES 1201. Recording Fees: Deed $ 38.50; Mortgage $ ; Releases $ 38.50 1202. CitY/County Tax/StamDs: Deed 1,475.00' Mortgage 1,475.00 1203. State Tax/Stamps: Revenue Stamps 1,475.00; Mortgage 1,475.00 1204. 1205. 1300. ADomONAL SETTLEMENT CHARGES 1301. Survey to 1302. Pest Inspection to 1303. 1304. 1305. 1400. TOTAL SETTLEMENT CHARGES (Enter on lines 103, Section J and 502, Sectlpf1 R I _ ~ / J 2,747.25 2,485.00 By signing page 1 of this sla1emenL the signatories acknowledge receipt of a oomp'P~J J~ "~ -~~ Certified to be a true copy. ~III & Seibert f/ \. ettre ent Agent 't/ ;,1 I \ I MCCONNELL - 7 MARSHA / MCCONNELL - 7 MARSHA /3 ) ,.....~ ,/ ;:' ~ -..;/ " J >...t' '. ,<' t10mputershare Computers hare Investor Services, 250 Royall Street Canton Massachusetts 02021 www.computershare.com BANGS LAW OFFICE 429 SOUTH 18TH STREET CAMP HILL PA 17011 August 1, 2007 Company: Registration: Holder Account Number: Our Reference: PRUDENTIAL FINANCIAL INC GLADYS V SMEAL C0001690302 PRUj0080158181/6/76007 Dear Sir/Madam: Thank you for contacting Computershare, Prudential's transfer agent. We appreciate the opportunity to be of service to you. On May 21, 2007, the closing price for Prudential Financial Inc. was $103.17 per share. In order to comply with your request to sell the shares in the above referenced account. The shares must first be transferred into the name of the estate or the name of the heir(s). Once the transfer is completed the shares can be sold at the request of the new owner. For your convenience a Transfer of Ownership package has been sent under separate cover to the above address. The package contains instructions and forms to transfer shares from the account. Please include a letter of instruction signed by the new owner along with the transfer paperwork requesting to have the shares sold once the transfer is complete. This letter does not need a Medallion Signature Guarantee stamp. Should you have other account related questions, please call us at 1-800-305-9404 between the hours of 8:30 AM and 6:00 PM Eastern US time, Monday through Friday. A telecommunications device for the hearing impaired (TTY/TDD) is also available at 1-800-619-2837. 7~ Service Representative Enclosure: None "Prudential ~ Financial t.omputershare .+ - - - - - - iiiiiiiiiii = iiiiiiiiiii iiiiiii iiiiiii iiiiiii - - - iiiiiiiiiii = 001244 Computershare Trust Company, NA PO Box 43033 Providence Rhode Island 02940-3033 Telephone: 800305 9404 www.computershare.com EUGENE HETZEL ADM EST GLADYS V SMEAL C/O MICHAEL L BANGS 429 SOUTH 18TH 8T CAMP HILL PA 17011 Prudential Financial, Inc. is organized under the laws of the state of NJ. Holder Account Number == C 0030057732 - ~ = 11111111111111111111111111 Company 10 SSNfTlN Certified PRU Yes Prudential Financial, Inc.- Direct.Registration.'(DRSr~A~vice' Transaction(s) Date Transaction Description I Total I Shares/Units CUSIP ,. Class Description 30 Aug 2007 Sale -26.000000 744320102 COMMON STOCK Account Information: Date: 30 Aug 2007 (Excludes transactions pending settlement) Certificate Balance Held by You Current IJirect I Registration Balance Total "Shares/Units I CUSIP I Class Description 0.00 0.000000 0.000000 744320102 COMMON STOCK IMPORTANT INFORMATION RETAIN FOR YOUR RECORDS. This advice is your record of the share transaction affecting your account on the books of the Company as part of the Direct Registration System. It is neither a negotiable instrument nor a security. and delivery of this advice does not of itself confer any rights on the recipient It should be kept with your important documents as a record of your ownership of these shares. No action on your part is required. unless you wish to deposit your existing certificates, sell or request a certifICate, or transfer your book-entry shares. Upon request, the Company will furnish to any shareholder, without charge, a full statement of the designations, rights (induding rights under any Company's Rights Agreement, if any). preferences and limitations of the shares of each class and series authorized to be issued, and the authority of the Board of Directors to divide the shares into series and to detennine and change rights, preferences and limitations of any class or series. Assets are not deposits of Computers hare and are not insured by the Federal Deposit Insurance Corporation. the Securities Investor Protection Corporation, or any other federal or state agency. II 40UDR + - -.....--... n.....~'. I"V I.lnTII""r: _.... .oft........'" ...:...cft ftJ 1fI'....+"'.....6n. 00 I CS0092.G.OOM.EQS.B_3721OO1244100 1647/i f Thrivent Investment Management' P.O. Box 219348, Kansas City, MO 64121 -9348 Phone: 800-THRIVENT (800-847-4836) E-mail: mail@thrivent.com. www.thrivent.com Member FINRA. Member SIPC. A subsidiary of Thrivent Financial for Lutherans<!> Appleton, WI · Minneapolis, MN January 4, 2008 Bangs Law Office Attn: Michael L Bangs 429 S 18th St Camp Hill PA 17011-5902 RE: 00459461 A/C# 15-7383836 A/C# 18-7383835 A/C# 55-7383837 A/C# 58-7383841 A/C# 73-7383838 A/C# 17-7383839 GLADYS B SMEAL TOD Dear Mr. Bangs: We are writing in response to the request we recently received regarding the above-referenced accounts. In the table below we have listed the date of death values for the accounts regarding Gladys B Smeal. Any shares and balances of the mutual funds listed reflect values as of the date quoted. A mutual fund account balance is based on. the net asset value share prices as of specific dates; values may fluctuate on a daily basis. Please note we are only providing the requested information. We do not evaluate the credit worthiness of our shareholders. As fM 20 2007 0 ay I Fund Names Account Number of Price Per Balances Numbers Shares Share Thrivent Municipal Bond Fund A 15-7383836 108.280 $11.24 $1,217.07 Thrivent Money Market Fund A 18-7383835 1,704.420 $1.00 $1,704.42 Thrivent Income Fund A 55-7383837 146.803 $8.59 $1,261.04 Thrivent Mid Cap Growth Fund A 58-7383841 89.888 $17.24 $1,549.67 Thrivent Hi~h Yield Fund A 73-7383838 258.470 $5.23 $1,351.80 Thrivent Large Cap Stock Fund A 17-7383839 46.866 $29.99 $1,405.51 Sf' We hope you find this information helpful. If you have any questions, please call us at 800-847-4836. Business hours are Monday through Friday from 7 a.m. to 9 p.m. and Saturday from 9 a.m. to 1 p.m. Central time. Sincerely, ~~ Karen Dunn Senior Mutual Fund Rep. July 2, 2007 COl1JI1Jerce eSank Michael L. Bangs Bangs Law Office 429 South 18th Street Camp Hill, PA 17011 RE: Estate of: Gladys V. Smeal Tax Identification Number: 160-16-9264 Date of Death: May 20, 2007 Dear Sir: This letter is in reference to decedent account information you requested for the individual listed above. We are able to provide the 1;ollowing: Account Type: Checking Account Number: 512105388 Date Opened: 9/11/1997 Primary Owner: Gladys V. Smeal Date of Death Balance: $1491.60 Accrued Interest: $.12 Principal Balance: $1491.48 Account Type: Time Deposit Account Number: 102032 Date Opened: 4/26/2006 Primary Owner: Gladys V. Smeal Date of Death Balance:$21 ,049.07 Accrued Interest: $68.87 Principal Balance: $20,980.20 Please feel free to contact me at (717) 412-6127 if I may be of further assistance. Sincerely, /7 ...1,. J~Ub ~J'~~ V Cindy Shultz Research Associate/Deposit Services Commerce Bank Commerce Bank I Harrisburg, N.A. PO Box 4999 3801 Paxton Street Harrisburg, PA 17111-0999 commercepc.com PSE(~ July 6, 2007 Account # 0160XXXXXX MICHAEL L. BANGS 429 SOUTH 18TH ST CAMP HILL, PA 17011 Dear MR. BANGS: The following is the status of GLADYS B. SMEAL's account with PSECU as of the date of death. Joint Owner's Name PRISCILLA HETZEL, DEBRA WEINMAN - ADDED 07.20.2006 AS JOINT TENANT WIROS 05.20.2007 12.11.1919 Date of Death Date of Birth Share Description Open date Balance Accrued Dividend SOl Regular Shares 03.18.1953 $ 31.85 $ 0.16 804 Checking 101.22 0.10 C50 60 Month Certificate 06.20.2007 17,000.00 39.02 C 51 12 Month Certificate 01.16.2007 20,000.00 53.41 C54 12 Month Certificate 08.01.2001 10,077.07 27.38 Loan Description Open Date Balance Accrued Interest L09 VISA 04.19.1994 $ 0.00 $ 0.00 The dividend earned from January 1, 2:007 through the date of death was $852.48. We do not have safe deposit boxes for our members. If you have any questions, please call 234-8484 in Harrisburg or our toll-free number, (800) 237-7328. At the menu prompt, enter 6 and then extension 2227. ~SinCerelY' ~ ,~ Mea ie Fairfil , Member Service Representative Finance Support Unit .~ Pennsylvania State Employees Credit Union Main Address: 1 Credit Union Place, Harrisburg, PA 17110-2990 . 717.234.8484 . 800.237.7328 . .. Ma.ilingAdd~ess:.P:9:.~ol(6!()q,__ljar~isbllrg,fA.1Z106}013 . 717.777.2100 (TDD) .800.472.1967 (TDD) This credit union is federally insured by the National Credit Union Administration. Equal Opportunity Lender www.psecu.com ~~ Blue Hook - Trade-In Value .l:'nClng Report - cnrysler, fll crUiser .=~~ advertisement .l:'age 1 01 ~ ~ Send to Print F1NO A DEAlE~ ~ 2002 Chrysler PT Cruiser Sport Wagon 40 BLUE BOOK~ TRADE-IN V.AlUE Condition Value Excellent $4,850 Good $4,410 ..t Fair $3,670 (Selected) Vehicle Details Mileage: 68,000 Engine: 4-CyI. 2.4 Liter Transmission: Automatic Drivetrain: FWD Selected Vehicle Standard Air Conditioning Power Steering Power Windows Tilt Wheel AM/FM Stereo Dual Front Air Bags Blue Book Trade-In Value Trade-in Value is what consumers can E!Xpect to receive from a dealer for a trade- in vehicle assuming an accurate apprai~;al of condition. This value will likely be less than the Private Party Value because the reselling dealer incurs the cost of safety inspections, reconditioning and other costs of doing bUsiness. Vehicle Condition Ratings Excellent OOOO(j $4,850 "Excellent" condition means that the vehicle looks new, is in excellent mechanical condition and needs nCt reconditioning. This vehicle has never had any paint or body work and is free of rust. The vehicle has a clean title history and will pass a smog and safety inspection. The engine compartment --- advertisement ---- Close Window http://www.kbb.comIKBBlUsedCan./PrintJPricingReport.aspx?Manufacturerld= 1 0& Y earId=2002... 5/31/2007 JIU~ DUU1\.. - .1 H1U~-1l1 V WU~ rlll.;lll~ ~~IJVl \. - '-'111.1 031~1, .I. .I. vI UI03~1 .I. "5'" "" VA. . is clean, with no fluid leaks and is freeo of any wear or visible defects. The vehicle also has complete and verifiable service records. Less than 5% of all used vehicles fall into this category. Good 0000 $4,410 "Good" condition means that the vehicle is free of any major defects. This vehicle has a clean title history, the paint, body and interior have only minor (if any) blemishes, and there are no major mechanical problems. There should be little or no rust on this vehide. The tires match and have substantial tread wear left. A "good" vehicle will need some reconditioning to be sold at retail. Most consumer own€;d vehicles fall into this category. --I Fair (Selected) 000' $3,670 "Fair" condition means that the vehicle has some mechanical or cosmetic defects and needs servicing but is stil'l in reasonable running condition. This vehicle has a clean title history, the paint, body and/or interior need work performed by a professional. The tire!; may need to be replaced. There may be some repairable rust damage. Poor o N/A "Poor" condition means that the vehide has severe mechanical and/or cosmetic defects and is in poor running condition. The vehicle may have problems that cannot be readily fixed such as a damaged frame or a rusted- through body. A vehicle with a brandl~d title (salvaqe, flood, etc.) or unsubstantiated mileage is considered "poor." A vehicle in poor condition may require an independent appraisal to determinE! its value. Kelley Blue Book does not attempt to report a value on a "poor" vehicle because the value of cars in this category varies greatly. * Pennsylvania 5/31/2007 http://www.kbb.com/KBB/UsedCars/Print/PricingReport.aspx?ManufacturerId= 1 0& Y earld=2002... 5/31/2007 : BEFORE THE REGISTER OF WILLS OF : CUMBERLAND COUNTY, PENNSYLVANIA ESTATE OF GLADYS V. SMEAL DECEASED : NO 21-07-0548 DECREE OF REGISTER OF WILLS AND NOW, this 14th day of June, 2007, upon review of the original Will of Gladys V. Smeal, submitted for probate on June 5, 2007, which original Will contained numerous deletions and interlineations, as well as upon review of a Copy Fair of the Will of Gladys V. Smeal, filed on June 8, 2007, the Register of Wills finds the following with regard to the Estate of Gladys V. Smeal: The Register shall admit for Probate Items I, ITI, IV, V, VII, VITI, IX, and X as presented in the Copy Fair of the Will, which items are identical to those contained within the original Will of Gladys V. Smeal. With regard to Item II of the Copy Fair, the same shall be admitted for Probate with discussion: specifically, as the original Will contains an apparent deletion of this item with subsequent , interlineations, some having been proven by signature of the Testator and others nofs9_prove1i,:~nd as the Copy Fair does not address the interlineations, which proven ones only seem toeiplain th;~eason for the deletion, the Register shall accept Item II of the Copy Fair for Probate and, accqrdinglYTshall note that Item IT shall be considered as deleted for purposes of Probate. .... U j With regard to Item VI of the Copy Fair, the same shall not be admitted for Pi'QP"at'e in =that the Register believes such Item VI as presented in the Copy Fair substantially changes the-~intent or-the Testator. Moreover, Item VI of the original Will was never specifically deleted by the TestatW:and any interlineations that might arguably affect to whom Letters are issued appear at the end of the ~riginal Will rather than directly after Item VI, some having been proven by signature of the Testator and others not so proven. Accordingly Item VI of the Copy Fair shall not be admitted for Probate; rather, Item VI of the original Will shall be admitted to Probate. Finally, as the surviving named Executor of the Estate of Gladys V. Smeal, Ron Barninger, of Enola, Pennsylvania, has renounced his duties as the personal representative of the Estate and nominated in his stead Eugene Hetzel, the Register of Wills, in her discretion, shall issue Letters of Administration Cum Testamento Annexo (C.T.A.) to Eugene Hetzel to faithfully administer the Estate of Gladys V. Smeal in accordance with this Decree. ,f"," r c: l;~<< p..'j" ~.,./< 'v . ~. < ,'~'__'V ./ .:F~:' -I .' /, '" t ,;-' :;', ,','/' -'~',' #, / l/h'5~"J!Rc, i.~7ir>>A?'A'AJ ~~ < I <~. ,../ .' .. -;'......,. -...__.:/ f' t:,.".. . ........ ...., ,/''.1 Glenda Farner Strasbaugh Register of Wills COpy FAIR OF THE WILL OF GLADYS V. SMEAL I, GLADYS V. SMEAL, of East Pennsboro Township, Cumberland County, and State of Pennsylvania, declare this to be my last will and revoke any will previously made by me. ITEM I. I direct that all my just debts and funeral expenses, including my gravemarker and all expenses of my last illness, and any and all taxes and assessments imposed by any governmental body as a result of my death, whether on property passing under t~!s.:fill or -,-"" otherwise, shall be paid from my residuary estate as soon as practicable after my decease as a part of the expense of the administration of my estate. ITEM II. Deleted. ITEM III. I give and bequeath all of the rest, residue, and remainder of my household goods, automobiles, jewelry, and all other articles of household and personal use, equipment, and ornament, together with all insurance thereon and relating thereto, in equal shares to those of my issue, per stirpes, who survive my death by thirty days. ITEM IV. I give, devise, and bequeath all the rest, residue and remainder of my possessions and estate of every nature and wherever situate in equal shares to those of my issue, per stirpes, who survive my death by thirty days. ITEM V. I direct that in the distribution of my estate, the share of my daughter TAMMIE G. FRANGE, or her issue, shall be charged with an advancement of$ll,OOO.OO for funds which I have previously paid to the said TAMMIE G. FRANGE. ITEM VI. I appoint my son RONALD K. BARNINGER, of Enola, Pennsylvania and my son-in-law EUGENE HETZEL co-executors of this my last will. In the event that Ron is 1 unable to handle his responsibilities as a co-executor then Eugene Hetzel shall serve as the sole executor. ITEM VII. I appoint my personal representatives, or the survivor of them, as guardian of any property which passes, either under this will or otherwise, to a minor or to any person adjudged by any court of competent jurisdiction to be mentally incompetent to care for such property and his or her own affairs, with respect to which I am authorized to appoint a guardian and have not otherwise appointed a guardian or trustee. Such guardian shall have the power to use principal as well as income from time to time for the person's education, support, and welfare without regard to his or her parent's ability to provide for such education, support, or welfare, and to make such payment for these purposes, without further responsibility, directly to such person. ITEM VIII. I direct that my personal representatives shall not be required to give bond for the faithful performance of their duties in any jurisdiction. ITEM IX. In addition to the other powers and authorities granted to my personal representatives by Pennsylvania law and by the other terms and provisions of this will, I hereby give to my personal representatives the following powers and authorities effective without court approval and until actual distribution of all property: to compromise any claim or controversy; to make distribution in case or in kind, or partly in cash and partly in kind, and in such manner as my personal representatives may determine and at valuations finally to be fixed by them; to invest in all forms of property, including any stock or other securities in any corporate fiduciary or its successor without restriction to investments authorized for Pennsylvania fiduciaries, as my personal representatives deem proper, without regard to any principle of risk or diversification; 2 to retain any or all assets of my estate, real or personal, without regard to any principle of risk or diversification; to sell at public or private sale, to exchange, or to lease for any period of time, any real or personal property and to give options for sales, exchanges, or leases, for such prices and upon such terms or conditions as my personal representatives deem proper; and to allocate receipts and expenses to principal or income or party to each as my personal representatives deem proper in their sole discretion. ITEM X. I direct that my personal representatives and fiduciaries shall not be required to give bond for the faithful performance of their duties in any jurisdiction. IN WITNESS WHEREOF, I have hereunto set my hand and seal this 9 day of30, 1991. GLADYS V. SMEAL .., :> " :~,' -;o;a.."""",l\! .. _,,:,d_ ~ r ',-'~'~~!l""'f;;a;<,'U!I.~~';:!':',~.l;t"......~~.,,,"c',,,,.-";;"""',i...~,,,.,.r',;'" ""'''.~.'~'.'''''~.''_,''._''_...,~ . ~ l \) ~ \K WILL OF GLADYS. V. SMEAL ; I t.. (') I, GLADYS V. SMEAL, of East Pennsboro Township, cumberl-::t~. Ad 1"0' County, and state of Pennsylvania, declare this to be my last will and revoke any will previously made by me. ITEM I. I direct that all my just debts and funeral expenses, including my gravemarker and all expenses of my last illness, and any and all taxes and assessments imposed by any governmental body as a result of my death, whether on property passing under this will or otherwise, shall be paid from my residuary estate as soon as practicable after my decease as a part of the expense of the administration of my estate. ITmt II. I gi.v~ and bequeath my white gold diamond engagement ri.-ng~........~.. d... a. .ug. . ,.:~....,......t.... e. ,.~ .. DE. B. RA. " f3--. W:!';INJ.iAN....~.~:;::u.:........,. :,. t-;.___.---~' ,...... . \ '" Mechanicspurg "p~l1f.isy1 vania ~~:"sffe~~'~u-r'vi'~esd my~..death by " ..._..:",~. ,d .._ .' ).."/"'/ thirty day.~_.-,-~--'Irf'the ~~~nt. .:my..,::daughter,'r)EBRA. S . WEINMAN" . --:.-~--_.-.- ~::~:,"~':~.;<,:'. " ," predecea~es me or is deceas)a,8-~toJl'//t:h~.o,.:t;hirtY~+-<Eirgt:"'-a'aY--f-ollowing <"'mY' deat~, I ~ive and"~:;~;~~~-drigt9.JI>Y daught~. TAMM~E G. /rJ~ ~~'. ~ ..::--' If .. ) 1"'/ r~~."J', ':"-. /...I"';:"(? - // /"'........1:..... .."'-~'- 1 .' /.,J ~ ~ V . ") (,. e~ ;;.-- .... .-, I . " ."~ -..-).,... . r.;r--r, ., .....n .--t..-.. ,....--. -_.. '-__-<:;./c. ") .' '-C.,'.,:) . ./ / vL~:: '- L _:".;.",.... , ~ J ~ ~ ~ M ITEM III. I give and bequeath all of the rest, residue, and remainder of my household goods, automobiles, jewelry, and all other articles of household and personal use, equipment, and ornament, together with all insurance thereon and relating thereto, in equal shares to those of my issue, per stirpes, who survive my death by thirty days. ITEM IV. I give, devise, and bequeath all the rest, residue and remainder of my possessions and estate of every nature and wherever situate in equal shares to those of my issue, per stirpes, who survive my death by thirty days. ITEM V. I direct that in the distribution of my estate, the share of my daughter, TAMMIE G. FRANGE, or her issue, shall be charged with an advancement of $11,000.00 for funds which I have previously paid to the said TAMMIE G. FRANGE. ITEM VI. I appoint my sons: RONALD K. BARNINGER, of Enola, Pennsylvania, and DANIEL H. BARNINGER, of Mechanicsburg, Pennsylvania, Co-Executors of this my last will. In the event of the death of one of my personal representatives, the survivor shall serve without replacement or substitution of the deceased Co-Executor. 2 . ~ 1 ~ ~ ~ ITEM VII. I appoint my personal representatives, or the survivor of them, as guardian of any property which passes, either under this will or otherwise, to a minor or to any person adjudged by any court of competent jurisdiction to be mentally incompetent to care for such property and his or her own affairs, with respect to which I am authorized to appoint a guardian and have not otherwise appointed a guardian or trustee. Such guardian shall have the power to use principal as well as income from time to time for the person's education, support, and welfare without regard to his or her parent's ability to provide for such education, support, or welfare, and to make such payment for these purposes, without further responsibility, directly to such person. ITEM VIII. I direct that my personal representatives shall not be required to give bond for the faithful performance of their duties in any jurisdiction. ITEM IX. In addition to the other powers and authorities granted to my personal representatives by Pennsylvania law and by the other terms and provisions of this will, I hereby give to my personal representatives the following powers and authorities effective without court approval and until actual distribution of 3 . ~ I ~ ~ all property: to compromise any claim or controversy; to make distribution in cash or in kind, or partly in cash and partly in kind, and in such manner as my personal representatives may determine and at valuations finally to be fixed by them; to invest in all forms of property, including any stock or other securities in any corporate fiduciary or its successor without restriction to investments authorized for Pennsylvania fiduciaries, as my personal representatives deem proper, without regard to any principle of risk or diversification; to retain any or all assets of my estate, real or personal, without regard to any principle of risk or diversification; to sell at public or private sale, to exchange, or to lease for any period of time, any real or personal property and to give options for sales, exchanges, or leases, for such prices and upon such terms or conditions as my personal representatives deem proper; and to allocate receipts and expenses to principal or income or partly to each as my personal representatives deem proper in their sole discretion. 4 />. ." ITEM X. I direct that my personal representatives and fiduciaries shall not be required to give bond for the faithful performance of their duties in any jurisdiction. IN WITNESS WHEREOF, I have hereunto set my hand and seal this 71 day of -3 cJ " 1991. r r l' f^;'./ "O~o .J- (.2,<1 ~/eL."'<-" i' -.,....... (.{,.-J'vt~~. /t~ (~~,"\., \....,,/ iJi.,e~ "", t, 'U~\I!it~' tIJ K;frJ fern .#~ ~. . ' '. ~. ,'-t~.. ~/ / J ~. ~ ~.~~ ;6aJ. .VYI-Vf~~,cN: vceof77 o-n ~ (//7 . d-L t:~(y ~/ ~#.A.. '.-- ~# 'fy---6I-a ~~. -:. .._ f AI' <-~<f~~ ) ..~ ~__. ~ . ------ ct~ :~~/ ~~- ~~. ~~ r~~ . ~/~ /. -L ~ t,~-c...__._ f / /-/ I~ .. /!/ /l.. ~?-L-e -X /1 f: ~t -<:2---c~~L.Cd? /~ /;1, ,~~[1 ~'~~A ~~:l' (;:~~/; ~-) ~. -~--2.-< ......" ,.---...... ~ \) ~ ~ .. The preceding instrument, consisting of this and five other typewritten pages, each identified by the signature of the testatrix was on the date thereof signed, published, and declared by, the testatrix therein named, as and for her last will, in the presence of us, who at her request, in her presence, and in the presence of each other, have subscribed our names as witnesses hereto. Jr'."\ It~ /t/ t'/~;.-- +1 C' cuu- t ~ ~.. 0. ~ ft~-t~ ~ 'J~~~Jk!~ ,~.~ . ~.R& 6 .. ... COMMONWEALTH OF PENNSYLVANIA ) ( 55.: COUNTY OF CUMBERLAND ) The undersigned, being the testatrix whose name is signed to the attached or foregoing instrument, having been duly qualified according to law, does hereby acknowledge that I signed and executed the foregoing instrument as my last will, that I signed it willingly; and that I signed it as my free and voluntary act for the purposes therein expressed. Sworn or affirmed to and acknowledged before me by the tes,. a.tr tdx. .nnamed above thi J nL~ d~~r~ 1'1 NOT AR!n SEAL ] WENDY S. BL;\:R, Notary Public Lemoyne Boro. Cumberland County, Pa. . My Commission Expires May 6, 199.5 ,._..._....~... ..------. COMMONWEALTH OF PENNSYLVANIA ) ( ss.: COUNTY OF CUMBERLAND ) WE, GEORGE A. VAUGHN, III AND MICHAEL L. BANGS, the witnesses whose names are signed to the attached or foregoing instrument, being duly qualified according to law, do depose and say that we were present and saw the testatrix sign and execute the instrument as her last will; that she signed it willingly and that she executed it as her free and voluntary act for the purposes therein expressed; that each of us i~ the hearing and sight of the testatrix signed the will as witnesses; and that to the best of our knowledge, the testatrix was at that time 18 or more years of age, of sound mind, and under no constraint or undue influence. ~ ~~ j/~~A~f~ f t: T/v to and A ~s19G[I. V- NOT "R !Pol. SEAL ] W'NDY:' BLA,n, riol3"! Public l~moync Boro, Cumberland (Qunty, Pa. My Commi~:)ioI1 Expires May 6, 199-5 -..-._._~...'---,,,,,-,,,,,,,,,,_.,_----,_-_._-,,_,,,, Michael:;I;:'Bangs, 429 South 18th Str' "I'f If, f, lr I, JIll fl"lll.'f' hi' 1''',,,,''llIh'IIII'I'I ~'~~~~~l~__.. ":._;'.~'" ~ .~ . ,~ . ... . ., t 1 1 , ~ ~ 1 , ''":'::"ii;-,~, IU1 JAN I... 28 11108 H/\RRISBURG PA 171 ,-., ,., ,.,1,,".-'. , , ,., , , , , " , ~ -., ...... ",' ,. lL. C) ,_') ~~5 =: ,;' u:- J ; l- .&,;. ;\ i: ~::: L:L '2~:E~. 1..__.._; . J c.-l LU ; (' ') , ., F5~'_:: (~LU LL1 cc (t:: Q') ~..... ~ N LU 4~~ ~ d;i; -) a:: CD 0 ::::==, ~ () C'--I Glenda Fame Cumberland ( One COurthOl. Carlisle, P A ~