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Home My WebLink About08-0649KRAFT & KRAFT, P.C. BY: Robert E. Cherwony, Esquire Identification No. 17623 Attorney for Plaintiff(s) 1311 Spruce Street Philadelphia, PA 19107 (215) 546-5100 ADVANCEME, INC. 600 Town Park Drive, Suite 500 Kennesaw, GA 30144 COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA VS. CIVIL ACTION AT LAW RUBEN, INC. d/b/a MARYSVILLE DINER and VICTOR LEMUS 97 Autumn Lane NO. p$ - 1,4q l 7'e r vi Enola, PA 17025 CIVIL ACTION COMPLAINT "NOTICE" "You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. you may lose money or property or other rights important to you. "YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. "AVISO" "Le han demandado a usted en la cone. Si usted quiere defenderse de este demandas expuestas en las paginas siguientes, usted tiene veinte (20) dial de plazo al partir de la fecha de la demands y la notification. Hace falta asentar una comparencia escrita o en persona o con un abogado y entregar a la corte en forma escrita sus defensas o sus objeciones a las demandas en contra de su persona. Sea avisado que si usted no se defiende, la corte tomara medidas y puede continuar la demanda en contra suya sin previo aviso o notification. Ademas, la corte puede decidir a favor dei demandante y requiere que usted cumpla con todas las provisiones de esta demanda. Usted puede perder dinero o sus propiedades u ostros derechos importantes para usted. "LLEVE ESTA DEMANDA A UN ABOGADO IMMEDIATAMENTE. SI NO TIENE ABOGADO O SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICIO, VAYA EN PERSONA O LLAME POR TELEFONO A LA OFlIC1NA CUYA DIRECCION SE ENCUENTRA ESRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASISTENCIA LEGAL." Court Administrator Courthouse, 4th Floor I Courthouse Square Carlisle, PA 17013 KRAFT & KRAFT, P.C. BY: Martin J. Kilstein, Esquire Attorney No. 15664 1311 Spruce Street Philadelphia PA 19107 (215) 546-5100 ADVANCEME, INC. 600 Town Park Drive, Suite 500 Kennesaw, GA 30144 V. RUBEN, INC. d/b/a MARYSVILLE DINER and VICTOR LEMUS 97 Autumn Lane Enola, PA 17025 CIVIL ACTION COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION AT LAW No. U f- L Y9 C,?%t -r". 1. On or about June 13, 2007, the plaintiff by its duly authorized agent and the defendant(s) entered into a written contract a copy of which is attached hereto, and made part hereof, and marked Exhibit "A". 2. Defendants entered into a Merchant Agreement with Plaintiff. Exhibit A attached hereto is a true and correct copy of the Merchant Agreement entered into by Defendants with Plaintiff. 3. Defendants are subject to the jurisdiction and venue of this Court. 4. Per the Merchant Agreement, Defendant, RUBEN, INC. d/b/a MARYSVILLE DINER, sold certain receivables to Plaintiff, and Defendant, VICTOR LEMUS, guaranteed the aforementioned Defendant's performance of its covenanted actions under the Merchant Agreement. 5. Plaintiff paid in full the purchase price set forth in the Merchant Agreement for said receivables. 6. The plaintiff has done all the things required of it under the terms of the said written contract. 7. Plaintiff has made demand upon the Defendants for the receivables and Defendant(s) has denied Plaintiff receipt of receivables.. Attorney for Plaintiff(s) 8. The plaintiff has made demand upon the defendant(s) for payment of the said sum, but the defendant(s) failed and refused and still refuse(s) to pay the said sum or any part thereof. 9. Plaintiff has made demand upon defendant(s) for the sum due but defendant(s) have failed and refused and still refuse to pay the sum due. 10. Defendant, RUBEN, INC. d/b/a MARYSVILLE DINER, has received the receivables or the money realized from the receivables and/or denied Plaintiff receipt of the receivables and payment due Plaintiff. 11. Defendants are in breach of the Merchant Agreement. 12. Defendants may have converted property belonging to Plaintiff. 13. Defendants may have been unjustly enriched. 14. Defendants are indebted to Plaintiff in the principal amount of $13,252.12. 15. Per Section 4.6 of the Merchant Agreement, Plaintiff is entitled to recover all costs of collection, including court costs and reasonable attorney fees. WHEREFORE, plaintiff claims of the defendant(s) the sum of $13,252.12, plus interest in the amount of $387.62, plus attorney's fees in the amount of $4501.11, for a total of $18,140.85, plus costs, all of which is justly due and owing from the defendant(s) to the plaintiff. & KRAFT, P.C. BY- -- -'N M in J.Kilstein, Esquire Att rnev for Plaintiff yr av, rvvI L .V09 ,•+t NIVI 1Vo W V.4i U%J Advancerta, Inc. Merchant Agreement Merchant Agreement i ?!?3? 9_ This Mrchant Agreerent ('A, grin r ,deed S; 13, _ 1201stwoan Advancers, Inc. I" ') and ore nNror?nt arwNn uurnro bated Business Lmo Nam Ruben, Inc oisix lVe !le Diner state of tnr c on ..Pn u^rwol;odity limited liability company Type of ,c ono : artizatlm, PA pa roils p tinted partnerahJp United hebUiy partneta!+p ads proprietorship Physical address Qty tUte ogle State: X&-. Zip: 17063 Madre address: 1 sty sv a State: Pa zip: Oak buelnees sp m 08101112,006 Federal IG or SW. Contact noun: Vkxrarr Lemus Position: Uvrner - Phons: (717)95&2 Fax: ?. E-mail: _ %%%b Site. 7 8% Bank darns: --_ - -_ ?_ Qtyr _ ?...?._ ._ State: L•t exchar:ggee kn payment by Company to hlembanI of the p rchnae price specified below rr Pill 'i, Comp her pa-chases torn Mwehant end MeieMnt tent sags b Gempsny erg of Merchant a rght, tits rind iMeraat 1n and b tTfe?t>ied blow S??rk of fAerchanYs igtuee recdweFJee (' '}arising iron prJman! ?y- M"hanto customers with car;:a') of the types e y or indrecf y, by Praassor (se n oty. erc nd VA rernit the spe?afied Amount ail Future Roo6voes to Calm mrly by authai N; a eesor ecceptobis to Conary ftori b pay Coraptary earn day or, amount of cash oquet to t'te parcargiga specified bel7w )tit M Card go good by - ------- tD Merchant :n `ls day in question ( J. Con?pany 4 continue to ^ece>-rue the be cente?ge of ?e wo Receive m unto Merchant ins remitted to Company the entire Specified Amount of tefre P,ecerrades. Puta?taea nee: a $ 10,000.00 Specified Amount: 0131526.00 131526.00 Spedled Percentage: x•00% Compsey wilt not incrsa-so to eo id iritt:a ttago,Mgtcut Mwcharta pr!rr xritTen ecncent. 't ettard r, YAG tinter imo en agroenrs -aaeptahle to Company Wth Prooeaewto obtain ppiroo oieessing services (' Pi nc ) and fl heralty authatiia ProCesavrendror Operator (as defined blow) to pay daffy the cash attnbutade'to the Specified earealtege o"Ves to Cotrparry rather then to Merchant and fo dnbg the Account (es Merchants yroes 0) to conduct Its oualress consistent wllh past practios; 01) to axdubivel use Praessor1w the processing of oil of:te taro traneaMons and to not tcke any aAcin hot hes the elect of eausinp the pmessor through whacl( Cards ere sided to be chattped fmm Processor to arotler, pmeassor, OQ 0 not take any Won. including changire Its arrw 4aments with PrMcesaor, fc discotrap tho eso of Cards anti tt not aermt srtj avant to ! occur that could hero or. adverse effect on the use: accr ptanoe or auiha¢a4on of Cards for the purchase of Merchants m4ces ardor producta; (tv) to not opon a new account other than the Account to which Card settlement proceeds W1 be deposited and eo not take any actlor, to cause Future P.ece es or Receivabes !o I* soled tw delhrarad to any account other than the Account. (v) rot to sell, cisposs, convoy or otherwise transt r ib bmiftess or assets Witt the express prior wrthn consent of Company and the assumption of al of Pdmutirs obligations under this Agrearrieffl pursuant to documentatiat reaaaten aetiafectory• to Company- and (V) to maintain a Minimum Bale^Ce (era doff nod blow) it t* Account 1 lectivdy, ! the 1rIplctseft Opntractual Cyonants ) The owners of Merchant (such owners. w:tather shareholders, partners, meffM or other 7h wa are referred to herein as' vim') her*/ g.amrtae Ettam wriance of all of the covenants made by Wmhalin this Agreement indudrg'he Uerejss'_"? Ccv m M. ex Victor Lamus (Pdrd Hem) vmen_ (PrMtt Nara) OWNER ail Vlatm tamu l (Frtt None) ?? BY _ 1'"'"- t ?Wn) X Rar?.c? N ?w -e-C Admenia., In: Bryan IQN IA&AW&M. im.ONW) To the extent set" Main, each of the parties is ob Igttted upon his, Item orhs execution of the Agreement to all terms cf the Agreement, Indudng the Addlonal Terms act forth below. Each et abwo4oned Merchant and Owmar(e) represents thad.he or, she is outated to sigh this Agreement for Merchant and that the information provided herein and in ali or Company's forms is true, accurate and compete in elf respects. If any such information is raise or misleading, Merchant shot be deemed in materiel breach of all agreements between Merchant and Conr!pany and Compaty shat 5o enticed to all remedes ewaaable under low Company may produce a monthly statement rdeoting the delivery of the Specified Ferronbtgs of Receivables from Merchant As Processor aaft Operator. Merchant hereby afgress to a S.• admiai a its ise per month for the praduclat Or the monthly statement and Nitior agrees; that Company and its deaignass may t such edmiitntIve fie from Mecxptn:e batik account each month via to a.tortated Bearing house ('ACH'Y systtrn. An investigatiro or consumer maybe rrede in ooniecion with the Agroerrtent flAerctiant and each of the ?bove? ssi?red Owners autttor'zes Carroeny; its age?a and raprtseer, fives and arty credit reporting agenry enr?ad by Company, to 0! ?mroalgek an refenneas ggiven a any tilts sbtternenta a dabs oixatned from a abort Merchant a any of its C+rrners ter ? purpose of thus Agreement; and {w !! credit rsepaie al any time now o>r for sc long ere Merchant andla Owrter(e) continue do trove any abllgation awed b :ompany as a o;onosqusrx;e o? this Agreement a'a Compati?a aHity to datamine Mercltertt a rtJlgiblity to enter Into any futrxat agreement with Gompa?ry. Pane t ot4 12554 Id WH617:St LOW £1: `V 96BZ4964T4: 'ON XHd 83N I Q 8_1_II raS kNbW : WOMA 1%: e10A V1l014VV1 1V:VU:44 i'VV1 100 60 vJ/,JJ ADoITIONAL TERMS oF AimmEN'T Win used but not defined in these AolAwW Terms of the Agreement shell have the meanirQs assigned to such terms above. m 1.1. Prooessirrp Agreernert rCtoot understands and agrees that ttx zoos" Agreement and rite authonzsdarts debit set forth move irrevocably authorize Masson and Operator ID Pay this ash ributable to the Specified Percentage of K" as to Company rather than b irehant until Company ncanres the ash ribulable to the entire Sped led Amount of lure Receivables from Proceosa ardor ieretor. These authorizations may be rated only with the prior oddeen consent d nmpeny. Merchant egress that ?toassor d Operator may rdy upon ft indruellons of nmperry, without any independent rftdon. In making the oesh peymints eadted above. Merchant waives any claim Uroaga n may !" against Proceacr or ,orator in connecbon with actions taken teed on instructbrra Aem Company, unwise Bch damages were, due to such l3wascr'e Operators faiure b td low Company's st uctions. Memnant acknoruedges and Fees that (e) Processor and Operator will i sc8ng on behall d co. ..y WIb mpect the Specified Fwceno-pe of Receivables ttl the dais, ettrity Mis to the entire DsWed Arnount of Future Receivables tree een remitted by Proceew. and?or gmtor b ompany, MI Processor and opsraalcr may or ay not be elliates of company, to) ompany does not have any pointer or uthodly to contra Processors or Opensk3r'a dions with respect to the processing d Card ansections or remittance of assn to ompaarir. and (d) Company is not responsible ir, and Merchant sgrocs to had Company armless for. the actions of Pmeassor and iWdor. For purposes d this Agreement. the rim tor' shill moan any prty am t:W nabs to debit any enaunb om Morcha : or gunners' accounts as hthor¢sd a permitted try dtis Agreernen t. laden 1.2. hbrbnrAlons b rrocessar. lsrchent *V irrevocady 1nsruct Procmcr to aid the Spect6ed Peroe and to reirnii ofReceivables n behWf of Company ;onpany the cash atrbutahte thereto st the ame We it remits to Merchant the raBh tt t.Uble to the balance of the ReosiMSdes. lerhant acknoW*06 s and agrees that crocessor shelf prGVide Company with . lerchents Card be owdon history teadan 1.3. hxAmmnf9csillm Menceant ldemnries and hod$ each or Praeaator and ,pe der. their respecUft aficers. directors, Vistas; emlJoyess, agents and epmeenterhm harmless tom and against all owes, damages. daime, liabiifim end E nses ¢ndudng rsasortatie ettomeys' auftaed or incurred by Processor or atdr resulting (norm scions taken by Processor or Operslar in reliance upon Mtxmallon or instructions provided to Processor or operator by Company. Secdcn 1.4, Urrr bWw of Llab(dty. :r 10 event will Processor, Operator or Owwy be liable for any claims asserted t?r Merchant under arey theory of law, Including any tort cr conlrect lhexy for lost profile: lost remuee. ,lost business opportunities, maroary, punitive, special, indenter, Indirect or corn wential darrecea, each of which is hereby a*ssly Waived by Merchant. Section I.S. Prooassor C010raf4121011 . Mercf>tutt onderatands and egress fiat processor A9 charge a fee or commission for processing receipts of Receivatles (tie ei set north in the processin etnent and that the PrcicssrtprP= Fat will be deducted from th9 portion of :ire RKOYttl " payable to Merrherit and not from the cash attributable to the Seedbed Percentage of Raoeivsbles payable to Compeer/. Ssetlon 1.4 ftb lioa Sca"W. Mercnart wall coney rtith the Processing Agrsetnent and will rxA modify the Processing Ag wrent in any merrier that rotk hew an adwMe Malt uper. compsnyr's Interests. Wthout Company's prior waven consent. Section 1.7. Aeeovrrrb Merchant represents and wbnants that Mercher•Ps sale bank account ('Ac f. tiro uwhloh d seblen>arnt proceeds e'1?ee ?tM be deposited is that account identitiad by account name, account number and bank name and address that is shown on the Lace of the voided check that Merchant shat prowdo to Ccmpaiy along Alh this Agreement, the delivery of which voided check ;s a ecndtioii prececlent to Companys obiigations under this Agreement. h Processor tranmrem to the Account or any other account of Marchert or OmWr s) am funds that should have beer.. b'ansfarred to Company o,urauent to Sections 1.1 and 1.2 hereof, or if Merchant athenntse has monies deposiUM in its or Owe!(s)'s account(s) shat otherwise should have barer transferred to Comp" pursuant to Sections 1.1 and 1.2 hired, Wchant shall Immediately s eWegcte and hold all such funds in express trusf for Comparrfs sale and exclusive bensit. in any such circh:metarce, Merchant shall maintain in the Account a minimsnn We" equal to Companys uncMdod inumt in such fordo or the &pwfned Percentage mulltOW by the Merchant's average daily Card vdutre based on the processing words provided to Company prior to the execution of this Agreement pesur ing tvwrbl-ons days of processing per month) multiplied by three (3), tnhchsw is "tor iUnimurr Balance';, urd such imis are paid to Company. Merchant and wO Owner authorizes Coritparry Processor and Operator to debit such funds drecly from all such accounts, Including the Account, and agrees In not revoke or cancai suoh auc-aksttons and sun, h lime as Company tsars received the erti?e Soec6ed Amount of Future Recsfwtas. Wwchant adixWedges and agrees asst ;,cmpany, Processor and Opanatbr rusty issue a pra-mMmlion to MerchWe andfor Cwnsr(s?'s bank(s) With racapact to such detcit iransactlon. Withn twenty-four (24) hw3 of arty request by Comaery, Yescttant sng p1-de, or cam Praesworr C perat t to xrrvrde. CaimpanY with information regardng Merdarts Card sales, the Account and any other accounts cl Merchant or Otvnsr(sk Sai lain 1.L Proase inpr Trial. After Tie Agreement has been signed by both Merchen. did Compwiy but prior to Companys minion orb b whether to pay tfk F-knhase Price. Merchant agrees to porn! C crnpany to instruct Prxsssor andfa Opera or to conduct a shit processing Ira ;the TMORS TM) to ensure ft Merthant'a Card trarmaclons are beir4 mmly processed trroup Proaesor afa that the oash d r`.bulialk b the Speoiiec Percentage of Receivables A M appropnmy smisd to Cormarty. Cornpam, agrees to make a deterr iregon as to whethe to pun. urs the Specified Amount of Fuhrri Receivadles promply after thi :otrmencetrent of ft PProceccirg Trial. I Company elects to purchase the Speciiet amount o! FtutrXe Receivables. then alt ^f tht cash rvcaved by Cornpany in connection will the Processing Trial prior to ;he peyrlent c the purchase price shah be applied to reduo the Specilled Annount. Nothl:ig herein sha .xv& an cbliQaticr on behalf d Company tt ptrehese any Future Rscslvables, ant company expressly reserves the right to roc W hose the 5pacfiac Amount of Futtr• Rscetvabies and not pay the Pdrohase Ptia b Merchant. N Company decides to rc purchase ate Specified Amount of Futtr 15leOellYeblse and not pay the P:trLhee Ftict Tis AT9e wt sutra have no further effect an Umpany sh9dt, pmmpty after receipt frcr Processor or Operator, return to Merchant an .,azh receved o , Company in oonnection vwt to processing Tdw. SOWW 1.1 Excess GsaA. in the event (hr rho amount of Cash remitted to Cor.Van p rrsuant to Ns Agreement exceeds th ?pst led Annount (such excess Wig th 'EicmCash ') by at least 523.00. Cowan agrees to pay such Excess Cash to Merchat wiithin thirty (301 days der receipt thereof e Company. In the event the Excess Cash f rase titan $20.00, Company Agrees to P9 such Excess Cash to Merchant Nidun Old x30) days after its rwe of a written ffigLr P.A Alercdiant provided Stich request is mad Aittiin six months of Conpanya receipt i such Excess Cash. Merchant acknonMeMe and agrees that Company has no csbligaion I make any action (indudIng against Processor i Operated with res t to any cash being Pal oy Processor or Operator, which wih bvwrr Page,: of 4 and two Sean d tie Sect intorm on b conne iINS vornp inforfr time t1 seal k*Ct inforrr or. purch R"ASi Sod, state and m in ate lease burin Seca this pi of MI entcr this than ar4s dY jr+t a3-wr?er(s) represent, werront >verhent the fdlowi-lg es Of the dab and doing the term of this Agre>ernenlL n 2.1. Ifs OOM comrWill d srais. Merchant shill coo, y Will each marcchant Contractual CNenants as set gran. n 22 Business Adbrmaaen. AI! rtion (financial and other) prwcW oY or thdf 'oil .Nterchent b Company in ton with the execution of or pursuant io Men.exht is true, accurate and cor(ptete ,expects. Merchant shall twrish sly, Proemor and Operator such ation es Company may request from I Ems. in 2.3. RoPena on (r0fonna6wrs. rt acknowedges and agrees that all Ian (ftrhencid and ottw) provided by or srf Id Merchant has been relied upon by in connector with its dedslon to se the Spedffed Amami of Future t Z4, Complenoe. Merchant is in rice with any and all applicatle federnt, nd local laws ait regulations and rules gularioni of cad aseociations and nt neWrks. Merchant possesses and ompilence wth all permits, Licenses, ale, consents, registaions and other tenons racesaa;y to awn: operate and its properties and to conduct the ss !n which :t is preaenly enga0ed n15. Autltorf don. Merchant and sor(t) signing this Agreement on behalf chant haws tut power and atAherity to nto and perform the obligations under Afeerrent and the Processing nest, all of which have been duty zed by all nnessary and props 2.6. lrraararne. Merchant shell i insurance in such amounts and such elks as are conitsterd with past and shell Snow proof Of such os upon the requast of Company. 12.7. Cherpa Naree or ta0oabon. nt does not and shalt not conduct es tusinen under any name otter dsdosed to Company and ?rocesaar f not:hanpe its place of business. 12.11. Aunt Not lr"Ied to sty. Mor.hant is not a door of ny w of the date d this AQraer t. 12-11, dxckwvs plea of Pr ce "W. nt indersnnds athd agrees that the i of processor am the cmd uWo mteana :h Merchant can and shall pro" its M am %W i ' t' Claims, charges, ^ast do s. condtions, intangVes, instrumarits, inventory pas those options, rights. mortgages, sec;xity inteeetc, :same are defined m Arlide 9 of the Undorm er}nhtes, 01040 and encumbrances o. any cmmercid Code ("A'CC`) in effect from time, kind or nature whatsoever or any other rights t4-tittle in the Stale or New Yowl!), and liquor or intetss'i that may be mco-motent with he licenses, wtxrmier located. now or hereafter trarhswbons conlerViod With, or advtt;se t; .grad or -ecauired trj Merchant (bi at the inft 9 is of, Company- h'adallu s: trade names, xervics marks, Section 2.12. "rxss Purpoa.. Merch. t lops ens ow•er sources of' bmiieso is a valid business In good standing under tree IcenViiers. and xl regie r ions, reoudi ngs amp ,aws of the j4Yi6d'Idiola in which A is a^ganizad applicaions with the U.S. Patent and ardor operates, and Mierct and ie enaer'.rg into T^ademartc OM C PTQ'; and OR rene"s, this Abroemolt for business purposes and not raisouoa and extensions -_ft',eriwf {cdecivdj ax a ^Onsumer ror persona, iari6 y u hOAsa 4d lmes. lit. QW101K EM Swtan 3.11. SsN Of t.1! Ascaivablet. Mochant and Company agree that the Purchase Price paid by Company in a clia!Ve for the Spedfhed Amount of Futwha Receivables is a purchase of the Specified Amount of Futre Recatvxbles and is not intended 10 be, nor shall R be construed as, a ;can of 4naneW accoTdnodalon from Company to Mlrcl*K Section It No Bight to Repwr:hm Merchant eciuricAs 4es and agrees that,t has no right to repurchthse the Speolfl3d Amount d f=uture Receivabes from Ctripeny end Company may not force Merchant to repurchase the Specified Arriovet of Fu!tm RecaivableL Sedan 3.9. 14nsa %s. In the event that any d the representations or were" tonained in this Agreement is not tra, aCck mG& and canoore, or in the anent of. a breach of anal of the covenants contained in this Agreement, inducing the Mercheel ContraotW Covenants, Cortparty shad be entied b all wrades avalable under law, -ndudinp the rot to non judldd tredoslre. In the evert that Merchant breaches any of lie 101904rt Contectud Coverterrts epeclt;ed in clauses (ii) or (v) on the first page of this A.greament. Merchant egress that Corny shalt be entiled to, out not limited w, damages equal to the amwrnt by which the cash atbibutebte to the Specified Amount. of fuWns Recalvablas ft OR the amount of cash re:01ed from FWcaivahblss that have previously `9en delivered by Marchan! to Company pail cart to this Agreement Merchant nsreby agrees that Cortlparhy and Operator may twiomahCaliy debit such damages torn M.ercthan; s bank e=ats via the ACH systein or wire transfers. The ahligdions d Owrners, mdudag the pAnalles, on the first page o` this Agreement are pd.maj and umandraonar and each OWW warret any rights W require f o3of4 =! Wnvsnw sown V....... ?. aAum together wim any r+ ran egwrlsht granting any right iC M any :F and (c) ail proceeds WT rasped to the Items desxibVd n a) and (b) above. at the term'prcrceods' is .jeuwd In Article A of the UCC. Merc!ssnl urldersords and agrees that rorrpeny may fle one or more (i) X.-C-1 finanang st tskT*rtls at anytime 0 perfect the interest created under the UCC upon the sale. and ,ii) assignmenla with USPTO to perfect the SBCUnty interest in IP desctlbed above. ?he XC•? firtaat:irhg statements r!M state that the sale of the Specified Ammon( of Fukrv Reoaivailles is intended to be a sate and not an assignment for security. Sedon 3,5. Proteddm of lnlblrneUm. Ver.hant and each person signing No Agnsn>t . on behalf of Merchant andrer as Omer. in respect of himself or hereetf parsonelly, authorizes COtrpany to dsdose to any third party infomlation conoening Merrhanrs and each Owners credt stsr:dng gldLdog credit burssu n"tx that COr"ny obtains) and bulinexs condixl. Merchant and each Owner *vby w+iwa to the mexinvin dent permitted by ! aw any dam to damages arpr,M Conpw y or arty cif its afRiates relating W aft' @ Miseal3g on urKWt (art ty or on banal of CO . t!y as permitted by Ihs Agreement or (! diadowrs of information as pd. Hdad oy thie Agreement. Becdon 3.6. Solkhedorm. Merchant and Wh Owner auftnz s Company and ds a'rfiaaea to commuricate vNtt,, said andror memet to M.er0an: and each Owner vie regular mail, telephone, emaf and f"r-de In connection with this provision of goods or services by Company, its afllietes or any third parhr that Cw"ny shares, transfers, exchanges, dsdoses or provides information with or to pursont to Section 3.5 and will hdd Company, its d8lubn and suds third parses nerrae" aa??senet any and all claims pursuers to the federd CAN-SPAM ACT of 200.3 (Com oliing the Assault of lion-Sottcited 1254 wuzs; : T t Loot £t 'unf 966ZLS6LTL: 'ON XUJ ?Slst I Q 3 111 r'1SAdt 94 : 1^ P yy end Mv*etng Ad of 2000. the Tdep one Caiaemer Protection Act (TPA), and any and alt other whale or ledad lum ralsting to transmissions or sclidMbne by any of the inamodo detcdbed above Merchant salon 3.7. odrdlliart dw "ritands and agrees teat the terms and oondtora of the pivducb and services dierod by Company, Indudrg Ws Agreement and any other Comps dxumonblon (cdlecivdy, ' g O. I are proprtetsry son at Of Cody Accord noy. urlew dtedois is required by low or court order. Mwftrt shdl not disclose Confidemid Information to a person other then an attorney. accountant, tnimcld advisor or" oyes of merchant who no" to Know such inform ilicn for the purpose of advising Merchant (' ?, pte"d such Act= uses such sddy for the pispoft of advising Merchant and Arst agrees in Oiling to bs bound by the terms of this Sedan err,. Station $.a. iwtrDBtt W. Merchant and each Owner autliodes Company to use k Me or her name In a listing of dkttts and in edverisi and marWng materials YV. a14.1. r Art wP*fiarts; cassbt c on, No modflcation, amendment or waiver d cry provision of this Apamant shall be etfeebw urine the same shall be In W and signed by the parties aftcted. The lis or the sections and subsections heroin we invoW for conveni we any end, under no ftumstomes shall Atey aftact in any wry the meaning sir Intsrpreta0on of this udIng' t shall mpipmas esa ' nd without '?hhd limitation'. Sadan 42 Abum Nn notices, reohests, dsmanib and ctner corrrrrnnthiaetione hereunder shd be in vAlingp and shill be delivered by Ind, overnight ddhrery or nary ddtvwy to the respective poise to this Agreement Notices to Cominny shots ba sent b the fdowtng owns: Advanceme, Inc. clo Generd Coursed 2 Overhil Road, Suits 4+0 Scarsdale, WID-MM23 Section 4.3. VNwr Rerwiles. No failure on the part of Company b exercise, and not delay in wirdsirg, any right under ails Agreement shdl operate as a waiver thereof, not shall any slroe or parbd atuatdn of any right under the Agreement preclude any other or fhxtftar owdes of any other right. The remedes piviVood hereunder ws cumulative and not exdu*a of arty remedies proAded by law of 0**. Saolon 4A AVA's. Merchant hereby acknoWlt s and agrees that Company may be using ng business of or 'dlhW names in connection Wrath various mentors rotating to the hranaaction between Company and Mache4 Including the tiling of UI Anancing statements and otiter notices or stings. tr;eetion 4,6, 9NUthep ENWL This Agreemeat shalt be bMng upon and Inure to the benefit of Machant Ow?er(a), COM ry and their respective successors and assIgns, except Met Merchant and Oww.4) what not heva the fight to esslgn Its rights or oblio-Ons hereunder or eery interest herein without the Z ad consent of Canpany, which coeasn may be withheld in Company's ode d wWk n Ownpany reserved the Nht to assign this Agroemert or its rights or oblgatone tlsivivrder Werth or Without prior notice b Merchant esdon 46. 00" 1 Law. This Agreement shall be governed by. and construed In accordance with. the Irtetnd IBM a the Sato of Ntner Yolk without regard to princldas of conflicts of lee. Merchant: hereby submits to the jurisdiction of any New York state or Word court sitting In the Borough of Manhattan of the City of Now York or any a state or federd court siting In Cobb Coen Merchant hereby weWs any dalm that the ehction is broLqV In an Inconvenient forum, that Cie venue dthe action U I or that ttla Agreement or the Ira. talons of which this Agreement Is a d may not lea enforced in or by any of the above-named courts. Salon 4.7. Costs Compary shell be antBed b receive from Merchant andcr Owner, and Merchant of Owner thou pay, all rewortaBe co* eseodeled With a breach by Cont?ecd ? Covenants a(otof the iobligaions or any or the representations and vorrantes d Merchant and the enforosmrnit Ihsnof, Indudng court cash and attorney's fees. Section 4.8. Temp and Su Mvsf. This Agreement shell continue Ih full face and s?n?acct unfit d obligations hereunder have been sadatted In fell; wovi d, hoevaver rthet Sediorts 1.36 1.4, 3.3.3,e, 7, 3.8. 4.?. 4.12 etiritaly. and 4.13 shetl Noire Won 41 SevereWly. In ow any one or more of the pruvisiota contained In this Agrewmi shodd be invalid, Ilegsl or unenraoeatJa in any respect, the valtdlty, 4901ty and enfbrce0ity of he remolpinngg provisions comisined herein and therelr, am not In any way be affected or impaired 8 4to. Coerorreperts and Fwslmlle 81gmWres. This Artntenht may be signed In one or more ootetterper,3, each of which s.'alt constitute an od ird and d of which when taker, togolhar shd constitute one and the tame agreement Facsimile signa:uree shall be dnmsd to be original slgnsturae and each party hereio rely on a facsimile slgrsture as an orntl fa purposes d enforcing this Agreement Sedan 411. iFretrre Agreernant. This Agreement contains the entire agreement and underatandng beMeen MwdmnL Owners and Company and oupersedes. 0 prlcr egson nts and undarslendngs, whether oral or in wrung, relatinngg to the subject metier hereof unless otteniMse specMceily reafiimw or restated heroin Merchant and CNmem each sck Waidge and agree IIA M, she oh it . Page 4 of 4 1254 is not idling on any reproaeratlons nhat spa Lion Z. emboocW In ails AY?Y?eIeYIlr?. THE PARTIES HERETO WAIVVE TRIAL BY P.IRr IN AW COURT IN ANY SUIT, ACTION OR PROCEED103 ON ANY MATTER ARISING ;N CONNECTION WITH OR IN ANY WAY RELATED TO THE TRANSACTIONS OF WHICH THIS AGREEMENT IS A PART OR THE ENFORCEMENT HEREOF, EXCEPT INHERE SUCH WAIV9R IS PROHIBITED BY LAW OR DEEMED SY A COURT OF LAW TO BE AC3AIN9T PUBLIC POLICY. THE PARTIES HERETO ACKNOWLEDGE THAT EACH MAKES THIS WAIVER KNOWINGLY,' WILLINGLY AND VCLUNTARILY AND WITHOUT DURESS, AND ONLY AFTER EKTENSIVE CONSIDERATION OF THE RAMIFICATIONS OF THIS WAVER WITH THEIR ATTORNEYS. salon 41& asss Acow Waiver. THE PARTIES HERETO WAIVE ANY RIGHT TO ASSERT ANY CLAIMS AGAINST THE OTHER PARTY AS A REPRESENTATIVE OR MEMBER IN ANY CLASS OR REPRESENTATIVE ACTION, EXCEPT WHORE SUCH WAIVER IS PROHIBITED BY LAW AGAINST PUBLIC POLICY. TO THE EXTENT EITHER PARTY IS PERMITTED BY LAW OR COURT OF LAW TO PROCEED WrrH A CLASS OR REPRESENTATIVE .ACTION AGAINST THE OTHER, THE PARTIES FF_REBY AGREE THAT: (1) THE PREVAILING PARTY SHALL No BE ENTITLED TO RECOVER ATTORNEYS' FEES OR COSTS ASSOCIATED WITH PURSUING THE CLASS OR REPRESENTATIVE ACTION 'NOT WITHSTMDiNG ANY OT)*t PRaviioN IN THIS AGREEMENT')' AND (1) THE PARTY WHO INITIATES OR PARTICIPATE$ AS A MEMBER OF THE CLASS "LL NOT SUBMIT A CLAIM OR OTHERWISE PARTICIPATE IN ANY RECOVERY SECURED THROL93H THE CLASS OR REPRESENTATIVE ACTION. TRN00009160 Td WHTS:TT L00Z £F 'u^f 968ZL96LIL: 'ON XUJ ii Nava 3'1-IIh'1SAaw: wc)8d ¦ -,t4??NCE . E JNCTM Marysville Diner Attn: Victor Lemus 510 S State Rd Marysville, PA, 17053 Date 06/18/2007 06/19/2007 06/19/2007 06/20/2007 06/21/2007 06/22/2007 06/25/2007 06/26/2007 06/27/2007 06/28/2007 06/29/2007 07/02/2007 07/03/2007 07/05/2007 07/06/2007 07/09/2007 07/10/2007 07/11/2007 07/12/2007 Description "financial solutions to Advance your business's" Merchant ID: Starting Balance and Advances as of 06/18/2007: Receipts Collected Receipts Purchased Receipts Collected Receipts Collected Receipts Collected Receipts Collected Receipts Collected Receipts Collected Receipts Collected Receipts Collected Receipts Collected Receipts Collected Receipts Collected Receipts Collected Receipts Collected Receipts Collected Receipts Collected Receipts Collected Receipts Collected 6/2007 Total: 7/2007 Total: 21735 Amount $1,439.54 $-78.11 $13,526.00 $-206.24 $-43.74 $-44.98 $-44.47 $-49.76 $-261.56 $-35.86 $-49.54 $-40.53 $12,671.21 $-66.98 $-253.10 $-36.51 $-104.90 $-85.75 $-274.05 $-33.33 $-4.01 $-858.63 08/29/2007 Receipts Transfer $-12,000.00 8/2007 Total: $-12,000.00 Statement Continues on next page --> Thank you. Advanceme, Inc. appreciates your business. If you have any questions, contact us at (888) 700-8181 or customerservice@advanceme.com 600 TownPark Lane, Suite 500, Kennesaw, GA 30144 Statement Printed on 09/06/2007 Disclosure: This statement is based on the dates Advanceme received the processor activity, not based upon processing or batch dates. Date 09/06/2007 Page 2 of 2 Description Amount Receipts Transfer $12,000.00 9/2007 Total: $12,000.00 Ending Balance and Advances as of 09/06/2007: $13,252.12 Thank you. Advanceme, Inc. appreciates your business. If you have any questions, contact us at (888) 700-8181 or customerservice@advanceme.com 600 TownPark Lane, Suite 500, Kennesaw, GA 30144 Statement Printed on 09/06/2007 Disclosure: This statement is based on the dates Advanceme received the processor activity, not based upon processing or batch dates. Z? VERIFICATION I, the undersigned, in my capacity as Vic of /?,i??? LnC plaintiff herein, that the facts set forth in the foregoing Complaint are true and correct to the best of his knowledge, information and belief. I make this Verification subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities, which provides that if I knowingly make false statements, I may be subject to criminal penalties. A e Name AdvanceMe, Inc. vs. Ruben, Inc. d/b/a Marysville Diner and Victor Lemus '0 -v 4 a D 0 Th. ;g ?.. ?C- f -0 gm r CEP ) SHERIFF'S RETURN - NOT FOUND CASE NO: 2008-00649 P COMMONTWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND ADVANCEME INC VS RUBEN INC D/B/A MARYSVILLE DIN R. Thomas Kline Sheriff or Deputy Sheriff, who being duly sworn according to law, says, that he made a diligent search and inquiry for the within named DEFENDANT RUBEN INC D/B/A MARYSVILLE DINER but was unable to locate Him in his bailiwick. He therefore returns the COMPLAINT & NOTICE , the within named DEFENDANT DINER 97 AUTUMN LANE ENOLA, PA 17025 , NOT FOUND , as to RUBEN INC D/B/A MARYSVILLE DEFENDANT MOVED OUT OCTOBER 2007 Sheriff's Costs: Docketing Service Not Found Surcharge Sworn and Subscribed to before me this day of A. D. So answers. - 18.00 46.00 5.00 R. Th as Kline 10.00 Sheriff of Cumberland County KRAFT & KRAFT 02/29/2008 SHERIFF'S RETURN - NOT FOUND CASE NO: 2008-00649 P COMMONTWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND ADVANCEME INC VS RUBEN INC D/B/A MARYSVILLE DIN R. Thomas Kline Sheriff or Deputy Sheriff, who being duly sworn according to law, says, that he made a diligent search and inquiry for the within named DEFENDANT LEMUS VICTOR but was unable to locate Him in his bailiwick. He therefore returns the COMPLAINT & NOTICE , the within named DEFENDANT 97 AUTUMN LANE ENOLA, PA 17025 DEFENDANT MOVED OUT OCTOBER 2007 , LEMUS VICTOR , NOT FOUND , as to Sheriff's Costs: So answer Docketing 6.00 Service .00 Not Found 5.00 R. Thomas., line Surcharge 10.00 Sheriff of Cumberland County .00 21.00 KRAFT & KRAFT 02/29/2008 Sworn and Subscribed to before me this day of , A.D. KRAFT & K FT, P.C. BY: Martin J. ilstein, Esquire Attorney No. 1 664 1311 Spruce St eet Philadelphia P 19107 (215) 546-5100 Attorney for Plaintiff(s) ADVANCEM , INC. 600 Town Park Drive, Suite 500 Kennesaw, GA 30144 COMMON PLEAS COURT OF CUMBERLAND COUNTY, PA CIVIL ACTION AT LAW RUBEN, INC. /a MARYSVILLE DINER and VICTOR L EMUS 610 Greendo Acres Duncansville, A 16635 No. 08-649 CIVIL TERM PRAECIPE TO REINSTATE COMPLAINT TO THE OF THE SAID COURT: Kindly reinstate the Civil Action in the above-captioned matter. KRAFT & E BY: Martin J. Identification t 1311 Spruce St Philadelphia, P (215) 546-510 ADVANCEMF 600 Town Park Kennesaw, GA RUBEN, INC. and VICTOR ] 610 Greendow Duncansville, NO. 08-649 CIVIL TERM RAFT, P.C. Kilstein, Esquire o. 15664 19107 , INC. Drive, Suite 500 30144 /b/a MARYSVILLE DINER ;MUS Acres k 16635 Attorney for Plaintiff(s) COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION AT LAW REINSTATED CIVIL ACTION COMPLAINT "You have been sui against the claims set forth ii action within twenty (20) da; served, by entering a written attorney and filing in writing objections to the claims set f that if you fail to do so the c, judgment may be entered ag notice for any money claime claim or relief requested by 1 property or other rights impc d in court. If you wish to defend the following pages, you must take s after this complaint and notice are appearance personally or by with the Court your defenses or rth against you. You are warned se may proceed without you and a inst you by the court without further in the complaint or for any other ie plaintiff. you may lose money or Cant to you. "AVISO" "Le ban demandado a usted en la corte. Si usted quiere defenderse de este demandas expuestas en las paginas siguientes, usted tiene veinte (20) dias de plazo al partir de la fecha de la demands y la notification. Hace falta asentar una comparencia escrita o en persona o con un abogado y entregar a la corte en forma escrita sus defensas o sus objeciones a las demandas en contra de su persona. Sea avisado que si usted no se defiende, la corte tomara medidas y puede continuar la demanda en contra suya sin previo aviso o notification. Ademas, la corte puede decidir a favor dei demandante y requiere que usted cumpla con todas las provisiones de esta demanda. Usted puede perder dinero o sus propiedades u ostros derechos importantes para usted. "YOU SHOULD LAWYER AT ONCE. IF' OR CANNOT AFFORD C OFFICE SET FORTH BEI CAN GET LEGAL HELP. :E THIS PAPER TO YOUR DO NOT HAVE A LAWYER GO TO OR TELEPHONE THE TO FIND OUT WHERE YOU "LLEVE ESTA DEMANDA A UN ABOGADO IM IEDIATAMENTE. SI NO TIENE ABOGADO O SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICIO, VAYA EN PERSONA O LLAME POR TELEFONO A LA OFIICINA CUYA DIRECCION SE ENCUENTRA ESRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASISTENCIA LEGAL." Court Administrator Courthouse, 4th Floor 1 Courthouse Square Carlisle, PA 17013 KRAFT & DRAFT, P.C. BY: Robert E. Cherwony, Esquire Identification No. 17623 1311 Spruce S reet Philadelphia, A 19107 (215) 546-510 ADVANCEM , INC. 600 Town Par Drive, Suite 500 Kennesaw, G 30144 CIVIL ACTION AT LAW RUBEN, INC. dMARYSVILLE DINER and VICTOR EMUS Enola, PA 17025 N 97 Autumn Lae NO. 08-&q9 Ci o l t ? C Attorney for Plaintiff(s) - 2C w COURT OF COMMON A F CUMBERLAND COUNTY, PA CIVIL ACTION COMPLAINT "You have been against the claims set forth action within twenty (20) d served, by entering a writtei and filing in writing with th the claims set forth against do so the case may proceec entered against you by the money claimed in the corn requested by the plaintiff. y rights important to you. ed in court. If you wish to defend n the following pages, you must take ys after this complaint and notice are appearance personally or by attorney Court your defenses or objections to 3u. You are warned that if you fail to without you and a judgment may be ;ourt without further notice for any laint or for any other claim or relief a may lose money or property or other "AVISO" "Le han demandado a usted en la corte. Si usted quiere defenderse de este demandas expuestas en ]as paginas siguientes, usted tiene veinte (20) dias de plazo al partir de la fecha de la demands y la notification. Hace falta asentar una comparencia escrita o en persona o con un abogado y entregar a la corte en forma escrita sus defensas o sus objeciones a las demandas en contra de su persona. Sea avisado que si usted no se defiende, la corte tomara medidas y puede continuar la demanda en contra suya sin previo aviso o notification. Ademas, la corte puede decidir a favor dei demandante y requiere que usted cumpla con todas las provisioner de esta demanda. Usted puede perder dinero o sus propiedades u ostros derechos importantes para usted. "YOU SHOULD LAWYER AT ONCE. IF GO TO OR TELEPHONE THIS OFFICE CAN PRO' ABOUT HIRING A LAW), IF YOU CANNO THIS OFFICE MAY BE INFORMATION ABOUT LEGAL SERVICES TO EL FEE OR NO FEE. TAKE THIS PAPER TO YOUR 'OU DO NOT HAVE A LAWYER, HE OFFICE SET FORTH BELOW. IDE YOU WITH INFORMATION C AFFORD TO HIRE A LAWYER, ABLE TO PROVIDE YOU WITH AGENCIES THAT MAY OFFER 'GIBLE PERSONS AT A REDUCED "LLEVE ESTA DEMANDA A UN ABOGADO IMMEDIATAMENTE. SI NO TIENE ABOGADO O SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICIO, VAYA EN PERSONA O LLAME POR TELEFONO A LA OFIICINA CUYA DIRECCION SE ENCUENTRA ESRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASISTENCIA LEGAL." Court Administrator Courthouse, 4th Floor I Courthouse Square Carlisle, PA 17013 KRAFT & K I BY: Martin J. Attorney No. 1 ( 1311 Spruce S re Philadelphia P (215) 546-510 , P.C. tein, Esquire Attorney for Plaintiff(s) 19107 ADVANCEM , INC. COURT OF COMMON PLEAS OF 600 Town Par Drive, Suite 500 CUMBERLAND COUNTY, PA Kennesaw, G 30144 CIVIL ACTION AT LAW RUBEN, INC. dib/a MARYSVILLE DINER and VICTOR EMUS 97 Autumn L e Enola, PA 17025 No. CIVIL ACTION 1. On o about June 13, 2007, the plaintiff by its duly authorized agent and the defendant(s) entered into a itten contract a copy of which is attached hereto, and made part hereof, and marked Exhibit "A". 2. Defe dants entered into a Merchant Agreement with Plaintiff. Exhibit A attached hereto is a true and correct copy of the Merchant Agreement entered into by Defendants with Plaintiff. 3. Defendants are subject to the jurisdiction and venue of this Court. 4. Pert e Merchant Agreement, Defendant, RUBEN, INC. d/b/a MARYSVILLE DINER, sold certain r ceivables to Plaintiff, and Defendant, VICTOR LEMUS, guaranteed the aforementione Defendant's performance of its covenanted actions under the Merchant Agreement. 5. Pla?ntiff paid in full the purchase price set forth in the Merchant Agreement for said receivables. 6. The laintiff has done all the things required of it under the terms of the said written contract. 7. Plainiff has made demand upon the Defendants for the receivables and Defendant(s) has denied Plaintiff receipt of receivables.. 8. The plaintiff has made demand upon the defendant(s) for payment of the said sum, but the defendant(s failed and refused and still refuse(s) to pay the said sum or any part thereof. 9. Plai iff has made demand upon defendant(s) for the sum due but defendant(s) have failed and refused an still refuse to pay the sum due. 10. De endant, RUBEN, INC. d/b/a MARYSVILLE DINER, has received the receivables or the money r alized from the receivables and/or denied Plaintiff receipt of the receivables and payment due Pl intiff. 11. De 12. De 13. De 14. De 15. Perl collection, inch WHERI the amount of $: costs, all of whi are in breach of the Merchant Agreement. may have converted property belonging to Plaintiff. may have been unjustly enriched. are indebted to Plaintiff in the principal amount of $13,252.12. on 4.6 of the Merchant Agreement, Plaintiff is entitled to recover all costs of court costs and reasonable attorney fees. FORE, plaintiff claims of the defendant(s) the sum of $13,252.12, plus interest in 87.62, plus attorney's fees in the amount of $4501.11, for a total of $18,140.85, plus ;h is justly due and owing from the defendant(s) to the plaintiff. & KRAFT, P.C. BY--I M V lstein, Esquire J.Ki Atv for Plaintiff ,..avi..vvl,l +•-.VY,+d. P?IVI luo 14 V</VJ Advanoeftw, Inc. Motchant Agneement B 13 200 Merchant Agreement TROOOOf I Th?f?ehant t t CA802M ?j') dated (? j00Tw naan Advaneeme, Inc. r ') and me merwint acawr business listed Busihese L r ..._.._ km Ruben, Inc ._.? ................... ? 0/aw h% Is Diner State of In pee Nt)hgarh¢aGon. ? PA Type d WNFpc one : c on hi li it d t limited Ilatmiy ao n"tty ited habeil li t h partnership d i t i par ners p m e m y por p nne!s o e propr e orsh p Poyaiw addreo 610 &_3fete ftc? ? " air Me evllle State: Zip: 17083 Mahn addreast 13 1? S its air av a Stater: PA Zip: 17033-' Dab bualrteee OB Federal IC or a.W: ! Contact romis: 'JOW Lernus Notion: owner i Phone: 717 2 Fax: - E•md: %ft Site. Bark twma: _ ()if I stets: tv by Pro eyaens{cir ?rocoava5faa124i Receivabiee uaii Id ra Company with Pr by Company to klar_hant d the hrchas atoe spedW blow ?? Firl Compsn II areby p haws torn Merchant a to Company as or Mnchant a r?9hy the and intereot In and b ? an - t>slow ? of MercNOV tarlelng lean pafnwnls tpr iChenta c:lalomera wiri cars ) of In types A ;j y or indreoUy,'1 if r d ay. h i remit the ?edbed Arnountd Fare Raoeivabes to UMmrry by authorfztnp a occephbie to ! D pay Company earn or. amount of cash eq;tel to tale pheta"a-"lied betaw man ') a aG Card DCeeeer io Merohant an ally in queslion ($ '). Cornpony id continue to rocave rie cenlage of %t has remitted to Company the entire,59wiflod Amoun of ultra ftewrdes 000.00 Specified Amount: ¦ S 13rt'S26.00 pW, ad Percentage: ,20.00% P the Pee W Ft'o canttag W heut Msreharta W txMr err OW W 4 enter into in a mi-A Tacc table to the coo hasty aulhtcrizea Processor endrorauperator (es dained "than to M. ciwrit and to dank the Account (as Morchent awe ) to conduct ua otisinese coraietenlwiMi peel prectioe; 00 to wduah+ol f lice Prwoe?rfor the procesairp of 41 of!tt Cam transactions i and to trot labs M action hot tes the OW of ceusirka the processor t oh YMch Core are salted b be clanged from Processor to arot w. Processor, ( m of take any aC9on. indudrtg chalhgilg its arrarg menrt with ftcesaor, I- discourage the cue of Canals arto I not oemit erg avant to occur that ?tid h Jeer. adveres offset on rie use, aecsplanoe or a lb-A don of Cards for the purchase of Morcheni's uervlces errdJorproducts; (iv) to • not ooppepn? a new ccourt other than the Account to which Card settlement proceeds het! be depoiitid end m not take any eatra: to cause Futire Pecef+reCtes or as to tx ea0ed or delhnred to any mount other then the Account, (v) not to ad, depose, convey or othervAse transfer ib timmus or use Wftt the sxp m prior wrtten consent of Company and the ossuneptton of ae1 or iderceagfs cttigselons under this Agresmemt Punrausint to ?rrMti?at^reesatetiY satisfactoy to Company and (v!) to mofniain a Minimum Balance (as dittoed below) in the Account (odlecively, The owners of Kant (such owners. weather sherehddem Fortrers, meatbera or other 7hrlere are referrod b herein as'Nglilif) her*/ g?a ntw the ace d of Ina eavenants made q Moroharit in this Agreement, inducing the Uar ?Ccvsrgnts. ,. ^U..,. Or. Vrcbr L Natrt!<os 1 OW*R BY WOW By- wrtNM Admwm, tae: TO the extent set false or rriasadng, at Penned" wail Merchant via Procs and further agrees deoring house CAC signed Owners suit raiarwtoss or wvdt mpoft at am Agreerrtait orford ? ??rrtvwr -fv ?S Omura) X ? Ww N ?w ?cS Bryan Kids PAN-'-" Ire. sane) 'th h#Wn, each Of the parttes is abtgated upon his, her ores exeeukon of the A ment to all terms er the Agrsoment, Ind Wrig the rt forth below. Each d abovo4gned Marahont and 0worls) represents tha+.he or she is oulha fled b sign this A,greente0 for he lntormwlio_ n prandial hash and in all err Cor.wnya lama is true, accurate end corrpete in all rogmts. B any such information is Morahan'tt1M be deemed'n inallai breach of alt egreementt beili can Merchant and Cwpsry and Company OW Do entlied to is under low Company may produce a monhy statement reflecting the delivery of the Spe sled Ferxnteae or Receivables from rear andbr operator. Merchant hereby agrees io a S, sdndnaeroWe fee per rrrarth for the production cif the owntHy staement mat Company and its deaisnees may debit ouch admdRotrative fee from MercAen; a book account each month via the anomated i?') syste'n. An hiveatrga?'rn or consumarrmay be melds in oataecion with the Agreement Montrant and each of the above. vr'?i8a Com;siny, Its agents and representatives and eery aetkt rtportirrg agency engaged by Compen/, to p) im'Ogate an any other sisdemonts or data' 01olned fbm err about Merchant or any of ire Ctrmers ter ttw purpm of No agreement: and 01 Flit! time now or for se tong ae Merchant endhor Owner(s) oorfinue lo hsve any cdlgetlat owed to Compare} ea a cciraquenoe o'. vo mpanys aditrr to determine Mertheint's eligri 4 to enter Into ariyfume agreement wfttt Company. toga t of 4 1254 Td WUSP:ITT 400Z £T 'u^f 96BZLS6LTL : 'ON XHd lei t a 31-11AS.l2 W : WONA I"tiol, V.( 1J/ L1JV/ debit set ti0dh sat xassdr and Op ribertable to the ceivablea to G chant una Cart ributable to the e lure Rec"ties wetor. These raked oaly wih_ t ;;;;? "a boue 1 daaaeges 8 may 3 on insirucean detmagea were, see drat (a) taro scti?g on Msftst' the Speofied F, I the cash, al Idled Amount c in remitted by Pn qwy, (01 PMCA V not be as tnpsny does the tartly to coned One with cheeped tsaclotts or r nary. and (d) C the norszeaorperm clan 1.Z. lnsb rchant will h w d the Speeffiod behalf of Cora irpany the oat ne ime it roe i Uble to the Y shall ,to Gard 1 1.3. bad In aria I ., than r U : VV : 44 "JVI 100 W Vv/ VV A=ONAL TERMS OF AGREEMENT but not defined in these Addibond Tema d the Av, We ant shall have the meanirps assigned to such terms above. ing I Ord agre? Mat ft t and tna authhansatlens a irrevocably authorise ebr b pay the ants pedted Mrveeedepe of party rather than b any reoestras the Cash nor SpectlM Ma A of tom Pnxessar ardor iuthorinsone may be prior wsdttan Consist t d vVests that Processor upon !tm irabudons of any irdspondent 0 sate cash pwftnb reliant vraives any dean NO, O"not Procs"a or on tenth scion btken ftom Corrtpany, uniess In b such Proeeeeor's b fdk w Company's ant aolcno muse and sear AW Operator wit ' axge of qlwth respect artebte !u the entire Fates Receivables has a and OpKat r may or es of Company, ;c) have " Power or asrocre or Operatore the procneirg of Card hitance d oesh t, rpsny Is not responme reel to hold Company Iona of processor and a d this Agreement. the ap mean arty WV Owner marches aka Iby dhicAgreement. bM b PMOSasor. iy instruct Prvicemtx b un fte d Receivables and to romit directly to Nisble thereto at the to Merchant the cash Ace of the Reeeiveedes. and agrees that Seide empony VA don history. IlCR*R Merchant seen of Processor and 21vs, often. directors, tor, agents and no tom and against all :aims, liabilities and reasonable attmneys' end by Processor or Dart Schaff taken by Ior in relienoe upon uctions prvf4sd to o' . tkrn%n. see ore dr wffered cr or or Frocessor or Operator by Company. Sedan 1.4. Uml6ftn of Ueb ry. it io event will Processor, OW tar or G)rrpgry be Liable for any dain assertece t+y Merchant under any theory of law, Including early tort cr conaact ataxy for lost prolts, test Avenues. lost businen cpportunium, exrrrrptary, puriwa, epecid, tnddental. Indirect or conssquextliol dames, eeeh of which is he" epwstywdvedbyniters-artt. Sedan I.S. Proossw Cogtmfsslons. Momhant understands and agrees that Processor w5 charge a fee or comnassion for processing receipts of Recdvehlec (t-le rte) q set forth in the Procesamp smart and that the i rocessor`s F" will be deducted trom the. porion of ;tie Receivables payable to Merr:hrant and not frem the cesh ettrilwable to the Specified Percentage of R weiw.tbtes wYootiteretfoRS, Merchant S an 1? ? N will comply with the Proms ng Apaement and wit not modify the Processing Aqw rient in any manner that coeaie: haw an adverse am upen Company's interests. without Company's pdar written: consent. Section 1.7. Aosoesrt Vamhant repmerts and wcrrants that Morrcharrs $de bank account (A 10 which eel sede,rrent proceeds of yA to deposited Is that account idenllled by account lama, account number, and bank creme and address that Is shown on ttta lace of t;e voided check that Merchant shah promo to Ccmpa? Wong with dtis Agreement, the drirvery of which vOedad CheCK is a condtlan precedent to Company's obiigallons under this Apreematre, It Pr•oceuor transfam to the Account or any other account of Mercheart or OhHner;s) %Mf funds that should have beer.. hnsfared to Company orratant to SCfont 1.1 and 1.2 Hereof, cr if Merchant dherrttee her monies tlepO I" " in its or Owner(sYs account(s) ltat otherwise, should have been transforred to Company p=uant fo Sections 1.1 and 1.2 hared, Mwcbwt shall immediately segregme and hold d such funds in express hot for Comparys sale and exclusive beneelt in any such dreuristsrce, Maahantstall maintain in the Aexowl a minimal bot" equal to Companys un&Aded interest In such finds or the Specified Percentage m dtid)ed by the Marctgrtrs aareraya kdy Card vrlume based out the p =eedng records provided to Cornparty or to the exereraioxh of this Agreement (anunting twerr/-one days of igrestlr ('alMlAinuiC three _ ti unti such iurtds are pad to any. Lhirchhent and earl! ONmer euthaizes Cempinlf. PI000 r and Operator to dahit sL'ch funds dt;ady from all such accounts, indudng this Ace:o^ and agrees to not revoke tr. cancel such aullutedores urns sash time at Company has received the attire Specified Amount of Future Recetvoitlea. Mwchant acknoWmVes and agrees that Cornpeny, Processor and Ope.'etr maj issue a pre-noMlcotian to Merchants andfor Cwne Ye; bank(s) vrlth respect to such debit tmnsactiox. Within hvs04our (24) thous at arry request by Comaery, Yerctarrtt small provide. or clam Processor or :'perefar to lprWda• GMany with roccrds and alts inforrrtation regarding MarOarre Card sales, the Account and any other accounts el Merrhant orQin"j. Sedan U Reamdrq Trial. Afisr ahir Agroemant has bean signed by both Merchen kind Compa.1y but prior to Compal?m dderrninalion as b whether to pay the Purchase Price. Merchant agrees to pmts eMany to instruct Processor andetat Ciwilknr to candde:t a short processing We ,the 'ft ggTriel') b ensure eta Marirhanre Cord transactions are bei% m. Ily p wassa0 throup Processor erg that the oash srtlrbuta k b the Speoft Pen: of Re ceyabias be ' renfZ;eai to Conpeny. CC-gxn,, aagreeee to crake a detsrntirtalion as to whethe to purchase the Sped6ed Amount of Futeme Receivables prtxnpeyy alter the ?mmencetnent d ft Praceccing Trier. I Company sleds to purchase the Specify .Amunl of Fut're Reeeivatieee. then ail ^f the cash received by Coetpany in connection will the Pracming Thal prior to ;t!+s pyront c the Ptxcneae Price shill be goled to reduce the Specited Amount. Iek W-q hareht sho oreats an obligetior on behalf of Carrlpatly ti purchase any Ftaure Rscoivibu, ane Company expressly reserves the right to n: porthase the Woo Amount of Futu , Aeoaswbles and not pay the Purchase Pcfa b khmhant if Coripetry deckles to rK pe le Specified Amount of Ful m %- c wee and not pay the Purrhaee Mice Vs Agreement shall have no further Meet an Carpany shell, pevrnply alter receipt ficr Processor or Cpe iralor, return b Merchant an ..a;h rscaved Company in oonnection wet to Processing Trial. secdexn 1.1 Excess Cam. in the event air the arnourt of cash radbd to - CCrtpen pursuant to this Agreerneeet exCee& th specillied Amount (such eXtx,BS wig th 'Excess ) by at leasl 341.00, Compan agrees to pay rich Excess Cash t0 Merchat Wlhin thirty (30) days alter receipt thereof t: C %wey. In the event the Excess Cash I less flan $20.n0, Company sigmas to per such Enses Cash to Msnmhant within tM (30) drtys after Its rvsipt of a whiten re quek from Merriment, provided sexh regLat Is mad within six months of Comperry'tr mosipt e such Emus Cash. Merchant act woledge and agrees fnt Company has no odigaion I take any action (including against Process air c op" 01 with ras t to any cash being het 7y Processor or o rotor, which wait becorr Page : of 4 and here Sect ('fie of tit forth Sect iMon on eons fts j in I in and Owner(s) nt, war ont tvertant the fdlowt es of we date and during the term this Agreement a 2t. Alwhent cat"ro eta! arcs. Merchant a I corroy with wah trferhani Lbn C?venartts U Set all Buavress I ban (tinancid and c hell of Merchant flan Wth the execull 'cement is he, aec -respects. Merl ny, Ptocasssor or Lion tea Caq)any time. 12.5. Rs6iaaura.e rt acknowedges a tart (Ananciet and c df d Merchant has ay in Oonnection to the Spedtied Sod Z& ComPtlaeoe. aith any and d state nd local taws ertc n ahd tatatons of card lease the p of M enter this W and a Sed oY :W016 cis with ail sfe, cons nhs, raga Wont raceseesy to esn who ci h 't18 WX imes press n 2.5. Audi odn tie w,h(s) signing this A chant hares full pow nto and perform the 4greemert and rent. all of wlticch zed by all neszoo braatHion. All w) pro"W oy or to C orrtpany in i of or pursuant m tits and complete utt shall ftrnfah operator such ray request from trbbrtrtaaa!lw agrees that all ) fXOlraded by or t railed upon by is dedelon to n,nt of Future Merchant is in epdicats0 faders, Wations and Wes associ ons and fit petssonas end permits, licenses, ht16ons and other own: operate Kid to conduct the by erVaged Merchant Kid re ment on behalf r and authentty n obllgdons under the Processing have been duty ary end proper It lnashartce. t insurance in at such asks as are c end ahem anon t the rgq;jnt 27. ClI ngs, I ft tt dotes not and t!'s business and a dsdnsed lo Comp P not awp Its plat 2t). 111111W100 9 N my. Merchant is iy u d the date d tl 211t=aarlwdns Q it urxtenesantds errs of Macassar are Ih h Mvehent can arm Merchant shell h amounts and nstslent with past proof of such f Cornpany. e or Wagon. hall not conduct any name otter my and Processor of business. 1 Inds W to not a dehtor of s Of Ph rnt ; O off sAcaM eot. grose that the ad L*A means shies process Its claims, charges, rsft0ors. conditions, options, rights. mortgages, sea:trity interests. eclaties, sledges and wcumbcances o. any kind or nature wnalsow or any a w rights or i:tletes'.s that may be !nco.mdant with he transactions conle rVatsd Wth, or advffu t; the iril its of, Ccrtpa.,ty. Section 2.12. Buys *M A;rpo". Merchr r is a valid business In good standing untiier the ;aws of the jaisdicbons in which A is organized andfar operates, and Merchant it enV. q; into this Agreamo-ft for business purposes and not as a -ansurner for personal, fanny cr house *d purposes. SSicti?tarrttr Aecaivabhm hlesnchartt and Company agree that the Purchase Price paid by Cor=rpany in eKclea-.Vee for the Soezfied Amount of Future Receivables is a phi dvm of the Specltied Amount of Futre Raceividet snd is not. intended to be, nor shell it be coi uad as, a 'can or +inancid accomo aoalon from Company to Merchant. Section 3.2 No Right to Rapt. Merchant K%rro ils4a and agrees that It has no tight to repurchrtse the Spo Asd Amount of Future Retch stles Gram Corp" errd Comoarty may not force 1A eiaeni t~? repurohese the SpcOie:d A-7*vrd of Fulvv Rscolvebtes. Sedan 3.a. Rrto wdfea. In the evert that any of the repres"Idons or vuarada soneined in this Agreemenl is not trLG, accurate and cmoa!e, or in the event e>r a breach of art/ of the covenants contained in this Agreenaeht, including the Marahent Conlreoteel Covenants, Company trhel be onfle+d to all remedies avaleble under law, induding the right to non juddd tt:redosure. In then evert that Merdat breaths; any of die McWart Cor.hctual C*Anw* tpecil:ed in clauses (ii) or fiv) on the first page of this A.greamant, Merchant agrees that Company shell be enfilled to, out not limited w, damages equal to the amastt by which the ash attributable to the SpecW Amount of fuWm Recefvablaks exceeds the amount of cash rs:pved from Receivables that have previously ?-9en derivered by Merchant to Corp" putt cart to this AgrsemtenL Merchant nareby agrees that Carnpany and Operortr rW sw,orrtetically debit such damages tbrn M,ercrtar s bards amourb via the ACH sysleat or wine bartel'era. The:bigahons of Owners, ;rtdudreg Me pAralw on the first page of this Agreement are pr many and unccndia-inal and Wh Owner Wies any lights th require pages 3 or 4 1254 was: tT El •unr 968i? G& 12-: *ON XU3 :rtahglblee, instruments, inventory {as those terms acs domed in A+icls 9 of the Undorm cn,men:id Core 1M in effect from time to-tiane in this State 7f Now York). and liquor licenses, whera/e r IocaW. now or hereafter ob%ned or •acctuu.red a/ Merchant; (bi at hectarnarta, trade names, service marks, locos ano ow err 80=03 of' bminess Idertffars, and 91 fegialretioas, rewdinAs end aoplicaions with the U.S. Patent and Trademenr Of ft Cjg Pte') and atl rerteaats, raisoues and extensions kierod (:dedveiy TKi v"tw now owned or horea tar a:g;ared together wlht any mitten s7wieht granling any de-1 is M cart :P; and (c) all proceeds task respect to the Items described .t+ [a) and (b) above. as the term 'p occeads* is dduwd In Article A of the I.M. Me m-lent u'tderstands and agrees that Corrpa% rxy fie one or more (i) iJOCr1 financing st"7tents at aydroo to pw%ct tha Interest created under the UCC upon the saiel. and ii) assignments with USPTO to. perfect the security interest in IP described above. The jCG' linaac slatelnents M state that the site of tho Splcillied Amount of Fukre %caivabtes is intended 2a be a sde and not an assignment for security, 39edon U. Pmesed tr of lnlbrnwtton. Vor„ttant end each person signing t!Is .Ag iseftwnt on behalf of Merchant andior as t'„vtnmer. in respect of hintadf or herself personally, aut1wites Company to disclose to pi third party inforrrtalion connw.ring Mer`hant's and each Ownera credit starring ;i:tdudeg crept bunou repot that C ny obtains) and business conduct. Meehan aria eaaaarh Owner lrriby walla to the meximum mCent porrrilbad by law any claim W dempgev a0rst Company or any ci th Mats retailing to An (l) Itt11e81tgetlan undertalm by or on behalf of Con)zty as permitted by this Agreement or (a, dtido"M of informetrert as emitted by thie Agreemwrtt. tGwd on 3.6. Sdhchear ww. Merchant and sch Omar auGtcrites Contpanry and !ts afflI MM b DOM Mrlcate with,, solicit andf r mascot io W..; arr. and each Owner As regular met, tdeephone, ernel and f"Trde an aunnoction WIh this proarision of goods or Savi ys by C'ctmpany. Its allista or any third party that Ct:tttpany shares, Transfers. exchanges, dsdosees or ;modes information with or to ptrownt to Sxtion 3.5 and Yd hdd :.anpany, its dAiutes and wait third penes howsess against any and all claims pursuant to the federd CAN-SPAM ACT of 2003 (Controlling the Assault of tilOn SdhcitQd i-3N I Q 3'1'11 f rSA64bW : Io% P *&ftklg Ad of 20M). the TO a riser Protection Act (TCPA) arhd any and other stab or federal taws relating b V inane, or sdIdIall ns by any of tths ntottsde above. Baden &T• Merchant Undo 11006 aaaaa that the terms and oonddm of the and services oKa eel by Coapersr, during this Agreement and any adw dooumo ttt (catiecively, ? n ct Conhpay racy. udew dedaerre is r egrsred bylaw ea +rt orc er. Merc hshnt shill not dlrcloee nild Idcrrnakm to any person other Ih dm t d l arh attorney. accoumw. f M h or a w s arrpores o aroth I w o needs b k ouch informdon far the pup= of sing Merchant 4 n p Vftd such uses such im ort On eddy for the end Rd agness u of advising Membent n %w1ra to be bound by the a7 terns of th s ). Stefan 3.& . Merchant and each Owner ahAhortt Co fry to use k No or her name in Itafing of dterds and in adaerisf and matodals IV. as 4.1. CansbusEfon AnlartaFpsatr; nrodfbelfon, amendment or aeiver d povidon of this Agrearnent ethad be, Move the oanw shell be in writlnpp ants by ttopar9ss affected. The headlgs of th @won$ and stdxocbws herein we ' for come Asoos only aW • Mier no lances shelf they alTaot in any wry the cr fnterpnMton of INs Agreat mt For of Ws Agreement IndudnT shill meat 'Indudfng, without limitation. Sedan i 2 AbI cm NI notices, requests, demands and other communicelone hd uncl I n VAIng and shalt be by deal ss e de delivery to the r mmive psi" b this Agwsnwnt Nab as to Oompan y shall be sad to thefdowng a 6: Advancwwk Ina do Genend uned 2 Oh arhtl , Sults 410 Scarsdale, 10li M23 Sedan 4.3. ; Aaraed<et. No fadurs on the part of ny b oxercfse, and no CWaY in g, any right under this Agrownsnt shall as a waiver tensor, rear shall any el a or poW exerodes of any Hold under this mant pmduds any other or tanner of are other righL The renwdas prw he ounder are Cumulative and not exclusive any nmedes provided by Iowa apuly S doM ' Se e a ? s. Merchant hereby agrees that Compan ma be using 'ddng y y nut or or'dlbfa' Iterates in connection vn various matters relating to the kansaction between Compary and Merchant, Includi rg the ling or UCC-1 Manning and otw noticas or wings. Id WHI9: 11 400Z ET 'unr Won 4.5.8irldhp l:NWL This Agreement shelf be bb dA upon end Inure to the benefit of Merchant Owrrerts), Comparty and their re"dve succonn; and axV1 Nhah Merchant and OwnwfG) shall not have the right to step Its rights or ohhigetians hereunder or any interest herein wlthat the plor Wdbn oorheenf of comm. which consent may be withheld in Cor"r?y's ids dhhaedoo. Ommany reserved the right to assign this Agroomp.l or its right or ol:lAsliorn hosundo Wth or without prior rhabce to Merchant eecdon 4.6, oonm#q Low This Agreement Odl be governed by. and cagtrued in sccadence with. Bhe Irrtetnd laws of the Slats of NeW York without to phtdples of contllcb of IeK. Mochant sulxnts to the durledcton of any New Y assts or federal court 61tlag In the Borough of Monhaton of the CIy of New York or any a state, or tads court ddng in Cobb Cahn . Merchant hereby waMI any dalm that the action is mm" in an Inconvenlert forum, that the venue the action Is hipo", or that this Agreement or t'le transedons of whah ids Agraemerd Is a pad may not De edarced in or by any of the abovee-named courts. 8edon 47. E:osh Company shill ne wMad b reaedre from Merchant aWar Owner, and Mendhent and?a Owner ohm pry, all reeaormUe cost aeeodabd with a breach by Merhhlsrt of any of the Merchant Conlroctud Covenants at,olher oblfgattone or any of the reprmn atiora and vorrandes d Merolnnt and ft aWcoment thereon, indudng cant ooetsand atbrnp/s teas. SecdOn 4:& Tarp and SUAft. This merit *01 continue In till farce and atbG unI d obligations hereunder I?evs bean aetlafiad In Ids: oWde,d, however that Sectlans 1.3, 1.4,13.3,0, 7, 3.8. 4.7, 4.12 and 4.13 shat suntve kwWrdwi y. Sadon 48• Serwobi8ty. In ;sae any one or mss of the proAgloas contained In this Ag should be iimyedid,bflood cr ulffift've in air e validly. I"Nity and enbveef"4y'd dhe left , ping MVislons cardainW hw* and tlmr, shall not In any wey be a acbd or impaired Sedon 4.110. Cowftpwb and FarsknHo Slgffifi s. This Atwinent may be signed In one or more counterper% each of which 4;* consituts an irhd and All of which when taken b201119 sh l constitute am and the same agreement FacsiMa signatures shier be dopmed to be original signatures and each Farv hereto rely faeslmle agretwe as in a1p n1r faronpwaeooaes de alorang this Agreement Section 111. lrnOw Apr"nmI. This Agreement ooft s the vests agreement and understanding boMm Mersdhsm, Ohanere and Company and arperseda . MI prier agreements and undeniandings, Whsttrer ad rX in wailing, rMatnngg to the subject fetter hereof unless arks vj" spiecdy reafarr.,ed or restated Morin. Meacham and Owners each eckno ladgs and agree that ha. she a it Pate 4 of 4 1254 968ZL96LTL: 'ON Xdd is not relying an any reImertations nd ??'( 2. A?qwy iThief lrer.nt THE PARTIES HERETO WAIVE TRIAL BY XJRv IN ANY COURT IN ANY SUIT, ACTION OR PROCEEDING ON ANY MATTER ARISING IN aKNECT10N WITH OR IN AMf WAY RELATED TO THE TRANSACTIONS OF WHICH THIS AGREEMENT IS A PART OR THE ENFORCEMENT HEREOF, EXCEPT WHERE SUCH WAIVER IS PROHIBITED BY LAW OR DEEMED BY A COURT OF LAW TO BE AGAINST PUBLIC POLICY. THE PARTIES HERETO ACKNOWLEDGE THAT EACH MAKES THIS WAIVER KNOWINGLY, WILLINGLY AND VCLUNTARLY AND WITHOUT DURESS, AND ONLY AFTER EXTENSIVE CONSIDERATION OF THE RAI<OFICATIONS OF THIS WAIVER WITH THEIR ATTORNEYS. Seddon till. Class Action *Wwr. THE PARTIES HERETO WAIVE ANY RIGHT TO ASSERT ANY CLAIMS AGAINST THE OTHER PARTY AS A REPRESENTATIVE OR MEMBER IN ANY ASS WHSRE SUCH WAIVER IS PROHIBITED BY LAIN AGAINST PUBLIC POLICY. TO THE EXTENT EITHER PARTY IS PERMITTED BY LAW OR COURT OF LAW TO PROCEED WITH A CLASS OR REPRESENTATIVE ACTION AGAINST THE OTHER, THE PARTIES FFREBY AGREE THAT: (1) THE PREVAILING PARTY SHALL NOT BE ENTITLED TO RECOVER ATTORNEYS' FEES OR COSTS AS30CIATED WITH PURSUING THE CLASS OR REPRESENTATIVE ACTION NOT WITHSTANDING ANY OTHER PRO410N IN THIS AGREEMENT) Alfa QQ)) THE PARTY WHO INITIATES OR I?ARTIC;tPATES AS A MEMBER OF THE CLASS WILL NOT SUBMIT A CLAIM OR OTHERWISE PARTICIPATE IN ANY RECOVERY SECURED THROUGH THE CLASS OR REPRESENTATIVE ACTT: N. TRNOOOOS160 i8N I Q Em I r>smm : both ¦ ¦ ¦ AiANNCEM. EINCrfrf . "financial solutions to Advance your business'" Marysville Dij Attn: Victor L 510 S State R( Marysville, P) Date 06/18/2007 06/19/2007 06/19/2007 06/20/2007 06/21/2007 06/22/2007 06/25/2007 06/26/2007 06/27/2007 06/28/2007 06/29/2007 07/02/2007 07/03/2007 07/05/2007 07/06/2007 07/09/2007 07/10/2007 07/11/2007 07/12/2007 08/29/2007 If you 17053 Merchant ID: Starting Balance and Advances as of 06/18/2007: Collected Purchased Collected Collected Collected Collected Collected Collected Collected Collected Collected Collected Collected Collected Collected Collected Collected Collected Collected 6/2007 Total: 7/2007 Total: 21735 Amount $1,439.54 $-78.11 $13,526.00 $-206.24 $-43.74 $-44.98 $-44.47 $-49.76 $-261.56 $-35.86 $-49.54 $-40.53 $12,671.21 $-66.98 $-253.10 $-36.51 $-104.90 $-85.75 $-274.05 $-33.33 $-4.01 $-858.63 its Transfer $-12,000.00 8/2007 Total: $-12,000.00 Statement Continues on next page -> Thank you. Advanceme, Inc. appreciates your business. any questions, contact us at (888) 700-8181 or customerservice@advanceme.com 600 TownPark Lane, Suite 500, Kennesaw, GA 30144 Statement Printed on 09/06/2007 Disclosure: This statement is based on the dabs Advanceme received the processor activity, not based upon processing or batch dates. Date 09/06/2007 Page 2 of 2 Amount Transfer $12,000.00 9/2007 Total: $12,000.00 Ending Balance and Advances as of 09/06/2007: $13,252.12 Thank you. Advanceme, Inc. appreciates your business. If you hav any questions, contact us at (888) 700-8181 or customerservice@advanceme.com 600 TownPark Lane, Suite 500, Kennesaw, GA 30144 Statement Printed on 09/06/2007 Disclosure: This statement is based on the dates Pdvancerne received the processor acW'rty, not based upon processing or batch dates. Z«3 VERIFICATION I, tr of k) facts set the best Verificati s undersigned, in my capacity as V C C 4 e';? t J4,f, z wt.cG-?e Ln..c ? plaintiff herein, that the forth in the foregoing Complaint are true and correct to Dn subject to the penalties of 18 Pa. C.S. Section 4904 f his knowledge, information and belief. I make this relating t unsworn falsification to authorities, which provides that if I knowingly make false statements, I may be subject to criminal penalties. ate (??/ "w 0 &a-me IL3 rr r: m:rs SHERIFF'S RETURN - OUT OF COUNTY CASE NO: 2008-00649 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND ADVANCEME INC VS RUBEN INC D/B/A MARYSVILLE DIN R. Thomas Kline , Sheriff or Deputy Sheriff who being duly sworn according to law, says, that he made a diligent search and and inquiry for the within named DEFENDANT to wit: RUBEN INC D/B/A MARYSVILLE DINER but was unable to locate Them in his bailiwick. He therefore deputized the sheriff of BLAIR County, Pennsylvania, to serve the within COMPLAINT & NOTICE On June 24th , 2008 this office was in receipt of the attached return from BLAIR Sheriff's Costs: So a ers: Docketing 18.00 Out of County 9.00 Surcharge 10.00 -C mas Kline Dep Blair County 37.50 e ff of Cumberland County Postage 3.43 77.93 ? ?'?? ?? 06/24/2008 KRAFT & KRAFT Sworn and subscribe to before me this day of , A.D. SHERIFF'S RETURN - OUT OF COUNTY CASE NO: 2008-00649 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND ADVANCEME INC VS RUBEN INC D/B/A MARYSVILLE DIN R. Thomas Kline , Sheriff or Deputy Sheriff who being duly sworn according to law, says, that he made a diligent search and and inquiry for the within named DEFENDANT to wit: LEMUS VICTOR but was unable to locate Him in his bailiwick. He therefore deputized the sheriff of BLAIR County, Pennsylvania, to serve the within COMPLAINT & NOTICE On June 24th , 2008 , this office was in receipt of attached return from BLAIR Sheriff's Costs: So a ers: Docketing 6.00 Out of County .00 Surcharge 10.00 . Th as ine .00 16.00 2 6 06/24/2008 KRAFT & KRAFT Sworn and subscribe to before me this day of , 'r ff of Cumberland County A. D. In The Court of Common Pleas of Cumberland County, Pennsylvania ? O Advanceme Inc ? VS. f O Ruben Inc d/b/a'Maryeville Diner et al UC SERVE: same No. 08-649 civil. Now, April 15, 2008 , I, SHERIFF OF CUMBERLAND COUNTY, PA, do hereby deputize the Sheriff of Blair County to execute this Writ, this deputation being made at the request and risk of the Plaintiff. ??- Sheriff of Cumberland County, PA Please mail return of service to Cumberland County Sheriff. Thank you. Affidavit of Service Now, . within upon _ at a by handing to and made known to So answers, the contents thereof. Sheriff of County, PA Sworn and subscribed before me this day of , 20 20 , at o'clock M. served the copy of the original COSTS SERVICE .MILEAGE AFFIDAVIT ,?eTIF PrrrtvFr) DATE P-n F4SF_D SHERIFF'S DEPARTMENT 81-AIR COUNTY, PENNSYLVANIA COURTHOUSE, HOLLIDAYSBURG,. PA. 166AH SHERIFF SERVICE II NSTpIIrTInNS: 0 ? PROCESS RECEIPT, and AFFIDAVIT OF RETURN Print lenihly. insuring reaAahl hty of all GODleS, Q Do not detach any cooms. RCSD ENV./ i. P TIFF S 2. COtIRT NUMB V 0- 0 ? -?', v 9 3. D _FEN ANT r .- / - /1 e. yr'pE OF VWRI"bpq COM tN7 ?1i Q: ?n? L ? 5 nlw.+ nr IN IVIDUAL. CO?ePANY, COQpWIATI`TC., TO SIC QlR ESCRtPT10PROP£ TY TO.QE LEVY %'?fTrTACHEO?,/D? SERVE J lu_? F C?ii„tj • Rnro. TwD.. Stator a lvLe?Q J IV/, /V^/' ?? ,/ \Q A QFSS (Sireat o?i ADartmant No.. j A T lO l_J`f (_ ??.tRJ r\ 0?;?k3 J/ u/ -? i ?4 3 V 7 INDICATE IINUSI IAt. SERVICE: L>q_§ONAL ERSON IN CHARGE DEPUTIZE CERT. MAIL [JRFGISTERFD MAIL POSTED []OTHFD NOW, _ I, SHERIFF OF BLAIR , COUNTY, PA., do hereby deputize the Sheriff of County to execute this Writ and make return thereof according to law. This cieputation being made at the reauest and risk of the plaintiff. SHERIFF OF LAIR COONTY P. SPFCIAI. wSTatlCTIONS OR OTHER INFORMATION THAT WILL ASSIST W EXPEDITING SERVICE NOTE ONI Y APPI ICARLE ON WRIT OF EXECUTION N B. WAIVER OF WATCHMAN - Any deputy sheriff levying upon or attaching any property under within writ may leave ?i^ ?v fhnut a watchman, in cuslody of whomaver is tnrtnd in possession. after notifying person of levy or attachment. without liability on the part of Sikh deollty or the Sheriff to any olarntlfl herein for any loss, destruction or remnval.of any such pronerty before sheriffs' sale thereof. 9 SIGNATtIRC A?TOR/N,-Yd.J of o?'J'lhor ORIGINATOR reouestinq service on behaa of, f0. TELEPHONE NUMBER 11, DATE k? PLAINTIFF ??((?J!1 DEFENDANT SPACE B FOR USE OF SHERIFF ONLY - DON T WRITE BELOW THIS LINE ut or lork arld/TaLUL 13 a celve to tS NATIJRF of Authorized C De" Y dcknrnaln[-n rlrr•iN M fho wr,t 1 '/(??J/(q I ErovaS:on/ q(?? n at ' n? Cnm ?lant.?- ndirat.,;t al^nv-_ 1 --II?- , r(--1t 15 1r--t-y CFQTIFY nn! RETURN that I Ph- personally corvod. ?Ih ave Sorved Denson in charge, D have local -mr,orer,or ol sorvic . a5 Shown in "Romar4g" ( r __olr'Se)Q ` ;nave or,-i thn ahnvo dPsrr,hnd nrnnerty with thn writ or complaint descohad on fhe indivirlllal, comnany, coronfation, etr., at tho addross Shown ahnvo nr on tho cn nar.v rr•^nrat?nr r at 'ho addrn ;q incnrtorl holnw by hand tnolnr Poshno a TDUE and ATTFSTFD COPY Ihoreof. 15 ! h? by n nn l; •n NOT FOUND borause ! am unahlo to loratc the ?nd•??dual, cmmnany, cornorahon, etc_ named ahnvsl (Soo rnmarkc holnw) 17 . N,- a •?r.?;al server; 1A A pcgsnn of Suttahlo ana and dicnetinn Read Order -- -1 th reading in lho dnr.....)anf's ucual Ol., of ahnde 11 ? 19 Ad,',-,C of ?• hem --d (comolnlo only of different !han shown ahnvo) (Slreel or RFD, Anarfmno.t Nn.. City. Boro. Two., I20. Date of Soo,- 21. Times State and Code) 27.eTTEUPTS 1 d 30. RFMARKS AFFIRk1FD a^d ^- day of Wlac D D nt. Data Miac DPD. Int. Date IJII°s I Dan ?c MIS; I I . n o S Qc . 1125 ION EALTH OF PENNSYLVAI' Notarial Seal Imothy J. Susergi11, Nota Public - ogidaysburg Soro, Shir ty Commission ExpiVhp" 2011 r, Pennsyfvanta Ssocla u? ?CX? r.nr•nv nom ir. MY C0k4k`1IS'ICl1,I Fy71-W_S Z I ACIr N,`71NI FDGF RFCEIPT OF T4F SRFnIFF'S RFTIInN SIGNATURE CP AU7411R1,-Ffl ISSUING AIJTF+OrtITY AND TITI F. 1. Dale Mies Dot). In o I Costs 075?)l SO ANSWFR. By (Shenfflpep. Shorift) (Please Print or of FF OF BLAIR COUNTY 1 Date Mlles DeD. tot. 28. QQG' Q1E OR REFItNn pate _ --- ?q Dato P..re..:nrt In The Court of Common Pleas of Cumberland County, Pennsylvania Advanceme Inc Vs. Ruben Inc d/b/a Marysville Diner et al SERVE: Victor Lanus No. 08-649 civil Now, April 15, 2008 , I, SHERIFF OF CUMBERLAND COUNTY, PA, do hereby deputize the Sheriff of Blair County to execute this Writ, this deputation being made at the request and risk of the Plaintiff. Sheriff of Cumberland County, PA Please mail return of service to Cumberland County Sheriff. Thank you. Affidavit of Service Now, , 20 , at o'clock M. served the within upon at by handing to a and made known to So answers, the contents thereof. Sheriff of Sworn and subscribed before me this day of , 20 copy of the original COSTS SERVICE _ .MILEAGE _ AFFIDAVIT County, PA DATE pFrrwFr DATE SHERIFFS DEPARTMENT SLAIR COUNTY, PENNSYLVANIA COURTHOUSE. HOLLIDAYSBURG. PA. 16f Afi INSTRt ICTIANR. SHERIFF SERVICE I print l nihly, insuring roadability of all copies. /.. PROCESS RECEIPT, and AFFIDAVIT OF RETURN Do not detach any COpios. RCSO ENV.R IlJ(') i. -AI TIFF f/F /^/ o O i oFF De NT - r SERVE s Nq,/n;IN F nV__ q AT l? By (Shoriff/Dep. Shoriff) (Ploaso, Print or Type.) I Date i^1 NOTE ONI Y A rot ICARLE ON WRIT OF EXECUTION N R. WAIVFR OF WATCHMAN - Any deputy sheriff levying upon or attaching any property under within writ nay leave .iT^ -thnut a watchman, in custody of whnmevor is fn,tnd in possession, after notifying person of levy or attachment. without liability on thA part of such donut,, or tr.P ,;"rtff to any claintiff herein for any loss, destruclion or removal of any surh pronerty before sheriffs' sale thereof. 9 SICNATI10F r' ATTORN-Y or other ORIGINATOR reauesting servirP on behaH ol: 10. TELEPHONE NUMRER 11. DATE ? PLAINTIFF ? DEFENDANT SPACE BELOW FOR USE OF SHERIFF ONLY - DO NOT WRITE BELOW THIS LINE arknn•rner-e ro,e.nf N the wr.t S? ATURIF of Authorize. SO Deo, y or Clock art it I 13 q PrPIVP I lA E , ar, / 1 1? p 6 .`. nr Cnm=la"I _?-.-r,d?ratn!{ ahnvo. { '-1 15 I n,,rehy CERTIFY an? RETURN that I [-IhavP pPrsonally sPrvod, ?have served person ,n charge, ? have tonal ovidenno nl service as shown in '•Romarks" (on •e-sP) ;nave nri--i !1,I ah- desrnh^d pmri-ty with the writ or Cn-01 i1M desrr,hed on the Inrlivid,lal. comnany, corooration, otr., at the address shown ahn- or on 1hP C r.Dnnv rr -r?,ratr,r _.. at ,nn address insortnd helnw by hand ino/nr Posono a TRUE and ATTFSTFD COPY fho,oof. 15 1, he h t r a NOT FOUND bocancP I am ,-hlo to locate rho inrbv,dual rmmnany, coronratinn. etc., named ahnve (Soo romarkc helow) 17 Nor-, 1 ..?r:ual ePrve„ 1A A p_rsnn of suitable ago and Aicrr lion ' Road Order than rovding in the d^I^^dant S ueual Olac^ of ahode. ? ? 19 Addrncc M - o.e served (comololo only if different than shown shnvPl (Street or RFD. Aoartment No.. City. Boro• Two_ I 20. Date of Serv- 1 21. Timq State and Z - Crdo) 22 ATTFMPTS jt)E?f- Milos t____ _ ? 23. A,!:anre i n 1 24 $e. RFMARKS Dale i *Ail-% I Don. Int. I Date I "R- I Don. Int. Date I Mils Dep. In 25. 1 26 27. Total Costs t. Dote Miles Dep. Int. 28. COST DIJE OR RFFltun SO ANSWER. AFFIRMED a^d auhsrnh^r1 to polo- me this day of an Tnav eo1 rgi iG MY C0k4k4f-1 Wntd FY°IQFS I ACKN:"1W'f Fr)(-,F RECEIPT OF T4F swrnfrr'S RETURN SIGNATI.IRE OF AllT411Ri7FF) ISSUING AIITUnoiTy AND TITI F. Un- 2. COURO R - / '-/ 9 a. TYPE OF WaW. R COMP NT C-O Ou,& CORPORATION. ETC.. ? TO SEP ICE OR DESCRIPTION OF PROPERTY TO RE LEVIED. ATTACHED OR SOLD. / 1 0 /"1 uV' FF OF RLAIP COUNTY OTHFQ Dar... i9 D.I. u^ -od NOW, _..I, SHERIFF OF BLAIR , COUNTY, PA., do hereby deputize the Sheriff of County to execute this Writ and make return thereof arcordfng to law. This deputation being made at the request and risk of the plaintiff. SHERIFF OF GLAIR COUNTY 8. Sr1FCIAI. wSTQI ICTIONS OR OTHER INFORMATION THAT WILL ASSIST IN EXPEDITING -FPVICE. ; P c j" Wsnee X Simpson 151 (Deputy Prothonotary Irene E. %oirow 2"' (Deputy Prothonotary office of the 1tothonotary Cumberfand County, Pennsy(vania U O "l `l 9 CIVIL TERM ORDER OF TERMINATION OF COURT CASES AND NOW THIS 25T" DAY OF OCTOBER, 2011, AFTER MAILING NOTICE OF INTENTION TO PROCEED AND RECEIVING NO RESPONSE -THE ABOVE CASE IS HEREBY TERMINATED WITH PREJUDICE IN ACCORDANCE WITH PA R.C.P 230.2 BY THE COURT, DAVID D. BUELL PROTHONOTARY (David D. Bueff Prothonotary KirkS. Sohonage, ESQ Soricitor One Courthouse Square • Suite 100 9 Carfsfe, PA 17013 • (717 240-6195 • Eax (717 240-6573