HomeMy WebLinkAbout08-0777
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,
PENNSYLVANIA
FORD MOTOR CREDIT COMPANY
Plaintiff
NO. D$- 777 CIVIL Texts
V.
DAVID B JACOBY
Defendant(s)
COMPLAINT IN CIVIL
ACTION
Filed on behalf of:
FORD MOTOR CREDIT
COMPANY
Counsel of Record for This Party:
Gregg L. Morris, Esquire
Pa I.D. #69006
Patenaude & Felix, A.P.C.
213 E. Main Street
Carnegie, PA 15106
(412) 429-7675
PF_PA_l 1 Cmplt Cvr Sht
P&F File No. 07-19471
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,
PENNSYLVANIA
FORD MOTOR CREDIT COMPANY
Plaintiff
V.
DAVID B JACOBY
Defendant(s)
NOTICE TO DEFEND
You have been sued in Court. If you wish to defend against
the claims set forth in the following pages, you must take
action within TWENTY (20) DAYS after this Complaint and
notice are served, by entering a written appearance personally
or by an attorney, and filing in writing with the Court your
defenses or objections ::o the claims set forth against you. You
are warned that if you fail to do so the case may proceed
without you and a judgment may be entered against you by the
court without further notice for any money claimed in the
Complaint or for any other claim or relief requested by the
Plaintiff. You may lose money or property or other rights
important to you.
NO.
Usted ha sido demandado en corte. Si usted desea defenderse
de las demandas que se presentan mas adelante en las
siguientes paginas, debe tomar accion dentro de los proximos
veinte (20) dias despues de la notification de esta Demanda y
Aviso radicando personalmente o por medio de un abogado
una comparecencia escrita y radicando en la Corte por escrito
sus defensas de, y objecciones a, las demandas presentadas
aqui en contra suya. Se le advierte de que si usted fall de
tomar accion como se describe anteriormente, el caso pude
proceder sin usted y un fallo por cualquier suma de dinero
reclamada en la demanda o cualquier reclamacion o remedio
solicitado por el demandante puede ser dictado en contra suya
por la Corte sin mas aviso adicional. Usted puede perder
dinero o propiedad au otros derechos importantes para usted.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER
AT ONCE.IF YOU DO NOT HAVE A LAWYER GO TO OR
TELEPHONE THE OFFICE SET FORTH BELOW. THIS
OFFICE CAN PROVIDE YOU WITH INFORMATION
ABOUT HIRING A LAWYER
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS
OFFICE MAY BE ABLE TO PROVIDE YOU WITH
INFORMATION ABOUT AGENCIES THAT MAY OFFER
LEGAL SERVICES TO ELIGIBLE PERSONS AT A
REDUCED FEE OR NO FEE.
CUMBERLAND COUNTY BAR
ASSOCIATION
32 SOUTH BEDFORD STREET
CARLISLE, PA 17013
717-249-3166
USTED DEBE LLEVAR ESTE DOCUMENTO A SU
ABOGADO INMEDIATAMENTE. SI USTED NO TIENE
UN ABOGADO, LLAME O VAYA A LA SIGUENTE
OFICINA. ESTA OFICINA PUEDE PROVEERLE
INFORMACION A CERCA DE COMO CONSEGUIR UN
ABOGADO
SI USTED NO PUEDE PAGAR POR LOS SERVICIOS DE
UN ABOGADO, ES POSSIBLE QUE ESTA OFICINA LE
PUEDA PROVEER INFORMACION SOBRE AGENCIAS
QUE OFREZCAN SERVICIOS LEGALES SIN CARGO O
BAJO COSO A PERSONAS QUE CALIFICAN.
CUMBERLAND COUNTY BAR
ASSOCIATION
32 SOUTH BEDFORD STREET
CARLISLE, PA 17013
717-249-3166
PA 21Notice to Defend P&F File No. 07-19471
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,
PENNSYLVANIA
Plaintiff
V.
FORD MOTOR CREDIT COMPANY
DAVID B JACOBY
Defendant(s)
COMPLAINT IN CIVIL ACTION
NO. dk- 77 7 AND NOW, comes Plaintiff, FORD MOTOR CREDIT COMPANY, by and through its
attorney, GREGG MORRIS, ESQUIRE and the law offices of PATENAUDE & FELIX, A.P.C.
and files the following Complaint in Civil Action, and in support thereof aver as follows:
1. Plaintiff, FORD MOTOR CREDIT COMPANY, is a corporation with offices at
1335 S CLEARVIEW AVE MESA, ARIZONA 85208.
2. Defendant is DAVID B JACOBY, an adult individual, believed to currently
reside at 24 ANDERSONTOWN RD MECHANICSBURG, PENNSYLVANIA 17055.
3. On or about January 12, 2007, the aforesaid Defendant(s) entered into a written
Automobile Retail'Installment Contract (Hereinafter "Contract") to purchase a "Vehicle" from a
dealer (Seller) as more fully set forth in said Contract. A true and correct copy of the Contract is
attached hereto, marked as Plaintiffs Exhibit "A" and incorporated by reference.
4. "Seller" thereafter assigned the Contract to Plaintiff, FORD MOTOR CREDIT
COMPANY.
5. Pursuant to the terms of the Contract, Defendant(s) was/were to make 72 of
PA-07 Civil Cmplt Auto Ln
P&F File No. 07-19471
$745.26 commencing on February 21, 2007.
6. The terms of the Contract provide for termination upon satisfaction by Defendant
of all obligations provided thereunder.
7. Plaintiff avers that Defendant(s) defaulted under the Contract by failing to make
payments to Plaintiff as promised.
8. Due to Defendant's default under the Contract, Plaintiff exercised its rights to
terminate the Contract and retake possession of the vehicle.
9. After calculating early termination charges due to Plaintiff, and proceeds from
sale, if any, Plaintiff avers that a deficiency balance of $10,331.87 is due from Defendant(s) as of
October 18, 2007.
10. The terms of the Contract provide that Defendant(s) will pay Plaintiffs reasonable
attorney's fees.
11. Plaintiff avers that such attorney's fees will amount to $3,400.00.
12. Despite repeated requests, Defendant(s) have willfully failed and/or refused to
pay the aforesaid sum due.
a
PA-07 Civil Cmplt Auto Ln P&F File No. 07-19471
WHEREFORE, Plaintiff demands Judgment in its favor, and against Defendant(s), in
the amount of $10,331.87, interest from the date of breach, reasonable attorney's fees in the
amount of $3,400.00 with continuing interest at the legal rate thereon from the date of Judgment
plus costs. The damages requested are less than the maximum amount for compulsory arbitration
as set by the Court.
Respectfully submitted:
& Felix, A.P.C.
Date:
Gre g L. Morris, Esquire
213 n Street
Carnegie, PA 15106
(412) 429-7675
PA-07 Civil Cmplt Auto Ln P&F File No. 07-19471
PENNSYLVANIA SIMPLE INTEREST VEHICLE RETAIL INSTALLMENT CONTRACT DATE
Addre••)
1a00•rn-700Q Buyer Iwk Co-awan Name and Adrea Ibcludka County ark fELLEWCREO1fOR (Some, - and
2 p coda
e a DAVID R JACORY ROFFMAN FORD SALES INC
24 ANDERSONTONN RD r 5200 JONESTOWN ROAD
MECHANICSBURG PA 17055 HARRISBURG PA 17112
CNTY:CUMBERLAND
wWW.tardcredit.pom mew d ,a.d
'MS, "us mer. Y
The yv (ark da, I arty) s and b a• "yar' a "yah.- The N b as
aY agMng TI cormecl. you
blow tot uaP or an old. me arm pda is Mown eron a'Ca.h Prbe' Tb crad'II PaCa Is shown be Ol as TdN Salo P ioa.• N
eta an dN IMM ad b•ca'ol MI• mrwad.
choose ro the vehim, an aide under>w
new Yar ad Whe am MotlN vMeb Isen outn Num wr
M
NewNed
u 11rad
U. For Yadcll
PonanY ? ApdculNral
Conun•rciN
ITEMIZATION OF AMOUNT FINANCED INSURANCE
YOU ARE REQUIRED TO INSURE THE
-(I)
:
S VEHICLE YOU MAY OBTAIN VEHICLE
..
-1133?-?
1. Cash Prim ..................... ........ ........... ................................ ....... _........._
• INSURANCE FROM A PERSON OF
2. Down P•ystant YOUR CHOICE.
Third Party Rebels Assigned to Saller._............. ....................._ S Nit
VERAGE
Cash Down P-Ma"....... ................._...._........._..................._.......s LIABILITY INSURANCE CO
TY
Trade-in f w,/a/a f?/A_S_.. _R(!?
t a
A FOR BODILY INJURY AND PROPER
GE CAUSED TO OTHERS IS NOT
re
nwun
Yea. and Mite Gma Abnmae
Tout contra Payment_ ............................ ..._.......... ............... 5-1WO.DQ 12) DAMA
INCLUDED.
3. Unpaid Balenea of Cash Price If minus 2) ............................. "....... 5_35883.00-13) CREDIT LIFE, CREDIT DISABILITY AND
4. Anomalies "Sid an your b~ (Saver may be loathing a portion of lbew amwnta) OTHER OPTIONAL INSURANCE ARE
To Puhlle ONiciala NO7 REQUIRED TO OBTAIN CREDIT
(i) for Nwnse, I$ ID M ), flub IS 77 50 I. S AND WILL NOT BE PROVIDED UNLESS
YOU SIGN AND AGREE TO PAY THE
aA DD ), fees f SR 50
mght"Iton IS PREMIUM.
S 5 M
(ii) for filing ilea
(iii) far totes (not in Cash Pnm) $ 7A17 at) f -271O,.B8_-
To Inslaanw Companba far:
Credit Um m•unllw (for term of contract) ............................... $
Credit
? Llma
Insurance Company
Y/a
Cradit 01-1,11Ry In•uranw (for term d- mand) .............._..... $
G
S
PremTdrR Insureds}
irt
Y/A (Term -Kk` Manths)....._..... S -
N/A (Term N/A Months) ............ f un You wane Credit Life Insurence.
To AaP BURAYTG _for GLP YLTVGR S Aon ^^
To NIA for MIA f --;^-/a
To HOFF ANl?l FDRnyF<fw nOf FGi S 55 M S SS ,00- Signs
To MIA to, MIA
05 m
To __la OM-I [MF SES FFC S Co-Buyer Signs
Twal- ..................................................................................................... S-32BO.Y? N)
L Amouht Fi,la,ywe l3 F. sl........_ ...................................................... (39163_83- (f) CredN
0 Dgebllay
m
atr
FEDERAL TRUTWIN-LENDING DISCLOSURES p
y
nsurence o
$
AUAL FINANCE Amount Total of Total Ssle PrarritGrn Inured(.)
PERCENTAGE CHARGE Fi n d it men^b Prim
You want Credit Disability Insurorce.
RATE Tna d% emaeM Z. waddw w not av.art
you nu art ?t
d your ? awNnaa
Theca dyour
t the coal will b yw or p Lyoar
mot as a yeah role coat you yea a,ha> s
e oawnpstaa s Buyer Signs
v5h
N d
111-9k-% f 14494-84 5 abt6a Y > 53A5p 7 > AI ISp 77 Co-Buyer Signs
Yeur P•rmant ScbduN w.N M: OTNER OPTIONAL INSURANCE
Humbv N Prvmtnb
bod as Due
Am•ur1 al P•vmvus W Planar,
Y ? meM-bend OAmwNI Cova?aga and Prerdum and
em Term in Marta
I
m
G
11 2001 w rce
a
p
BINI/A II/a
peY on early. M
yaw a,At You vs to pit • 0•ruat tY.
P,eprym•nb 11 you
ne
-.1.
ta
M?_ $ ?
d.
Inuml IM'stills user
art YNra a e
S•ewlF/ Inbral: V
« Panbn d ••cn paYm•nl reivd Mae sun la
LW P.wnnh Yp muN pit s NI• cnage w
B*JA--- Nth-f -
a
sent Int. The Nape N 2A pelum d Ne feu
Glwe, u. parra a rat n.-., ?a"tla? "tai, Berms` M•y Mari uisa em?ukl•
ran
oull in You want the options Iruu-br which
promiume ere I-- above.
p•pYlrwM pnally.
if you do not meet your contras obligations. you may ices your vehIds, es well
both pans and goads put on your vehicle and money or goods received lot Buys, Sign..
your vehicle. '
BALLOON CONTRACT PROVISIONS
Coeuyer 9gra
? Your bit bstallment payment under this cum's. ie a balll>on payment.
Cr vM eNl q•aMmy huu,vw• art
EXCESS WEAR. USE AND MILEAGE CHARGES fa Ins as 0 th
Th. snot) . uW
it the b
Panigraph
of
asctlan. Paragraph B. and
n the bet directly above Checked,
Mas t 1.
wavper re a are shwa awr In • romee ar ft-
n
d
I
- standards
d
amore brand upon par L
"a d apply. You May be dmgsd a, -
glen as
you lasey.
er
ifer un
a, mall
la rormadrmN uaa. II you azudae me oplbn b aNl the vN>cle boa to Seller under
Paragraph B, you must coy .ha Seller $O N: per mib for each mib I. ezwa
M
i
h ,td-Ue C WYSW L/awldMn 10pNrIM
wahad a a.M
M
!
ont
oblT miles shown on t
e
E)ORA MILEAGE OPTION CREDIT Y• p
l my bwi N detlud yw
uncessa n nahwr. Pumha• al she mwr4 w
'pie'd art k ml reedroe b aeuhr slime. TPe
hade *t
II "a Conrad contain a bellow payinam las indkama above), and You hive on
Yrm• adralldddrl. N dw d.M
ceded your Option 1. fail the vehids to ew Seller under Paragraph B, this s,1 WN in aw reached Alkadum nach le are
paragraph eppbea 10 your Ired. At db scheduled ark of this contract. You wnl
a•d
hro cards - colraI p- this
cw wlasm wakarN •rromlMSw lzwtrsdb m•
rewiue a tradl d f0.M/A pat unosd mile for the mindri of unused this
"
hamitahan d AlnwM Flnanwd under section a.
Airy amounts You
d NIA Mier, ba
between II
:
Owe under SIB cormad. You cod not -We any credit a the vehide I. destroyed. Ole
edy. a you are in led.. You win -1 recrw any credit If the adh In
wMred and.
Bute
..
tea roan St .
sera
NON-MODIFICATION DISCLOSURE
My mange n N
is connacl ratty M in wMhq art row and In. Seer.
n
x Ww"`? 'COBuye, X
BuY•r
Si a Sgns
YOU ACKNOWLEDGE THAT YOU HAVE READ AND AGREE TO BE BOUND BY THE ARBITRATION PROVISION ON
THE REVERSE SIDE OF THIS CONTRACT.
TM Annual Percentage Rate may be negotiated wish the Seller. This Barney may Reign this contract and may remain
He right to receive a portion of a* Finance Charge.
NOTICE TO BUYER
Do not sign this contract in blank You are entitled to an exact copy of the contract that you sign.
Keep it to protect your legal rights.
C6Buy.r x - 1
a.". 12,
:.Bu
Sign.,
Buyer (and Co-Buyer) acknowledge that (1) before signing this contract, Buyer (and Co-Buyer)
received and reviewed a true and completely filled In Copy of this Contract and (11) at the Ume of
-
y of tit.
Stoning this contract, Buyer (and Co-Buyer) received a true end completely filled In rwp
contract.
me,y„ X coaw• x
$lew
aN+l^FG sit F dal it IYf BY X TIIe?
THIS CONTRACT IS NOT VALID UNTIL YO ND SEEM SIGN IT.
' ASSIGNMENT
dw
measr may remabr. what. Is •andb•r wean That Well cols than Peas NI SNW'• dghs, wlNltpr, ad rwndY•. fit slanlle below.
awe. area nit. e.nkac. td 1'Aaglw•
r rbh 1Mk rnbNb at
Tss•aadANiamsMartth a -Me art ran a
?- dncn cn ES III( ay X / TN•.` `pit
Tatra IoM vl P ,silos Mr Par s rv.l SEE OTHERS Fp1 AD t>NAL anREEMMTS
ORIGINAL
PLY 1 - ORIGINAL PLY 2 - 8UYEli'S'COPY PLY 3 - COetUYERIGUARANTOR COPY PLY 4 • SELLERS COPY INOWTRANSFOWLE)
ADDITIONAL
A. Payment. and Summary Notice: YW most make afi V? pay,.
ment. in US. lunds, whan MAY Am dBotha Any lime wmeul Penalty. This ?eknplq Internet contract.
Throcandl finance charge You agr,s IU-p,ay'W.N .t}Dand on Your.
a, paymam Panama. The actual lNtence slangs I eased pre.
disclosed Fineries Charge if yW Malaiydlr 6sim a+ later than
tlta scheduled dales or N lose than the scheduled amount Your
paymem AIN be appImd Ana in the named and unpaid Part of tM
Finance Charge and then to Ina unpaid Amount Fiona" Time
Finance Charge k clamed by aPPIYkig the Annual Percemalle
Rate to the unpaid Amount Financed for h actual lima that the
unpaid Amount Rnanced is outstanding . If the whim, I. mPes-
HHad, you all rem have but right to retrnate h Cdntraun unless
h Suter proms.
S. Saloon Payment Contracts: 6 your last hMftwl payment:,
under fib Ca thad is a Wlben payment a kmdlaled an h front
at the contras, you may handle the last inWNnnom payment in
arm of three ways.
f W you my pay an that you owe when the eel Instelnem
payment is due and kesp your moan while.
1,
9A You may rEfinance h last inalallment psyhm.uNeH
you w k detsutl under Ukdi contract. N h Saner has advanced'
lumds to - any dekWl, you mart pay beck the SAWr before
the re Wareing. You WAS moat provide prool of lacer.4ra?yYaccept.;
able 1. S.Wr before h rainaang. TM Annual Psrpernape Rate
(APR) tar the refinancing A01 be IM lower or the APR igr++d to
by you and the Seller at h tans of the rNawidnp a h
mad- rate perMWd by law. The Won of the MnWrig wll
be based W the SMOWA MfinWMdI Am TIN, and h S mrlmn d:
the mon" payment. TM reMancmd men1Hy pryneM stntl bA
the seine H in this Conned N the refinanced Ynpum tM he key,.
paid Within 36 money at the due dam d lie IW installment
payrr.w. 0ammias, the monthly payment enaure'alag be the
amount headed b fully Pry IM nefilanced amo nl wlthin 36
monlna of the due data of the kM InaiaiNrenl pultyment. N YW
Ma a retnanu, You must negfy Sm Seller in willing. Except as
discussed In Ink seatlen, the hall- must be -Wvad W later'
than 30 days prior to h due site of h IBM IaWlriaM payment
ThIm, YW My 2811 the vehicle to the Sailor for An ammW equal
b h pal mwWmnt paYmea You must pay to the SaWr any
other smoum owed under this Oa md. Haunts you ov- wB be
IM in Pan, on h vehicle's mileage. You "a mdet pay to
h SsINr th e ."sbd cab d ail Iepaire to the vehicle that are
h moult ofexceM wear and use. H W loan below: You moat
take the whbte b S piece Waded by MA Sesor-)air Inspection
W later then 16 drys prior to the IW irmislment paynant due
data. After the inspection, N you decd. to sees the wf C to ME
Seder. you must qWe h vehicle to the SeWr nasals than that
last Insallm I Payment due date. At that thew, you mat also
01w the Sailer a Oile, which home rm sons other than the S.Wfe
Aln, thand iq cwnuMip to the Selo or • person Ee..W by
h Seller. After the Inspection, N you decide 10 to set vehicle
to the Sabi, you moat wnmill. b conbd the Selbr and kl._
IM Staler h hohr you went IS refinance h last IMMEMAM
payment.
C. D.mag. Repair: It your last Inslalmerd payhM under NJt
contract la a.bseoon payment And You ANN the while tack Id
h SOW under Paragraph S. you ens reeponele** iepain of
all damage to the wNds that AM not h reeeN'af rwniet whir
.red uee. Th- Mae. kCtuda, but an nal li mled 1e. Mara
neceasry b:
m am my SM
rum law tM t /pals Inch asip md.,r or any fire
N
(N) -pek ON moMOnbN esteem: _
(E) mrepa or place isnuldaM body aipwpolls "hid. identification War.
Al dented. scMbhad, ruabd. piped. broken or missing Win
W Will Work; all EdalaNd. cracked, paced or broken glass:
M full' o nWOw rnscliantemna;AN brokse or Wmsd oW fights:
WI d2ctroNC mWuncllw: WI kaAor Ilp., sWna, bons or
clew: and all damage which weed be Covered by
eollWle or canpnMaM Inswanre whether or red Such
keummm le c usy In lance.
If you have rot made h -PRIM When Inspection at the wade
under Paragraph B, you MM MAE the mUmabd orris of such
repairs, awn N h Make are not made prior to your 2W at Me
vehicle to Me 1321W. N You disagree with h Hated costs at
repute, you nay Mw the repUn made at yaw expense prior to
your Mle of Me vehicle to the Seder. ,
D. Security Interest: You give the SaWr a "Curdy Insured Ira,'
1. The while and all pads or Other goods pW an h vehlce;
2. All money a 9oed+ ro"Wed ter h whist.: and
3. AN Inera - pre Muma W servlhe contracts financed tor,:
you.
Thad eeceras Peymen101 el emoun2 You owe wader Int. eomnlnd.
II uee seoaoa yaw older og-emsMS In Ma caned.
L Use of Vehicle . Warranties: You must eke core of the
wNde and obey aN awe in using N. You may ad -1 or mat the
whams. and you muet kesp it Me from the moms d ohr. You
wig ha use a Permit the w of the Vehicle W Wda of h "ad
States, except ter up to 30 days In Canada a At..ioo, without
in. par wrNt.n consent of the Sailor. N W. Vehicle le of 8 type
normally seed for personal use and h $Nler, or the whl-
Ole'. msm d-barn, ..encl. • vmlgen -my or aaMse
eonsed severing the v."do Mddn 90 days from the data el
did. co asL YW get implied __no. of MoMhantebNNy,
all fitness fa • Particular Surpass eoverMq the vehkW-
Ohrmlim you understand and SOME ht then Are ne Mall
Inplled w-mAMlea, Except .A othaMH. ism.- fry Av-
F. Vehicle Inwraae: You mart nuns the valkle against loll.
or damage from .0111W. fire or than. Y. most name Sailer aid:
the loss payee under h Insurance policy. The Sailer must
AAAK-Bire I a I' t
approve the, type and amount of huranu. N the V.hld. 1S Idek
damaged ar destroyed. You must Pry h'Netler ghat Is edN
Youau apmee that 1be Seller, irk mike • Wien under h huarice
PofioY. You otiose UR kWfep,?d, W+Wm/ to proWde 8NW
any ""Imaddi, Sam, be" to make a dalm. You
matt ma Inaurarma prdceeds rapair h valise, unless the
damage to Its, whkte is collaldefad A laW loss. It the dumps
to the whkde te considered a told kraal You must use IM Malin
once pradmile to Pay what You owe h Serer. N You Nuance
on the vehicle do l pay all you owe. you moat pay what IS Still
owed.
G. Retumad Insurance Premiums And Service Cantred
Chagos: The commat ray eonlefn changes for beun?rtw
1 Venice oem ods,or other conuaca.'You agree Mai dui Seller
an,akkn benefit. under Saes contracts W now Prohibited
by law, lermNMN hem b obtain rennd. d uaemed CNA gout to
rodam what You pare. It ME SWMr gets a Mull on Insurance,
service comrade, orohroo macs. h Saw will abuxl N from
what you owe. Once ail amour" owed under this eomrad era
paid. arty remaining refunds WN be Paid b You-
it - OWAWt: YW AS be in defuN It
. 1. You do not make a payment wham A Is do; or
2. You gave W. a mI.Mbft WM-GtICn an YOU' -0
appXLrellan rek2ng b this COamad; or
3. Your whlcle A Wad by Any Wall, Mate, or federal
authority W is not promptly and unwndlti nWy returned
to you: a
Ina a banknpky padWm or she IS filed apana You; or
0. Y.
3. You de not keg raNn 41 this contact.
m YW daf+uh, Seller -7=1304. A uav Ihk two
tricl all SWlefe otlw Apps under the I.W.
L. I3edoa.EWOn: If you delaull, the Soler may repAr s you to
pan of the Finance e ChargAmount Financed. ft "mod and unpuk!
e and AN OIMr amromn due anam #as
contract. SOW may MPOMM fake back) h whille. too. Seiler
may eho Wa goad. IOUnd I. a on the vehicle when im oHH+ed
are hold them for you-
J. You Right To Rod?mrm h the vehicle it taken beck. Better
wds and you • notice. TM n It. All Hy that you @6Y redeem
(buy midi). ft vehk =AAft eiblWl.hpw )P; uinn0 vaNld
Ymu'hii Vved nth dA up to h tlmi ?W
press Io all N. 11 yw do not redeem the whklet k All be sod.
v '
K. Disposition at Kaffir Vehicle: If the vehicle I. to back
And am, h Homy hlea h "ale. Iw stlowed aApsaes• VAN
be usad b pay the ambnl aH Owad on h cleeraa Maned
expwH N1di1dE MOM paid AS • rimed raiull a havirlp b mate
h vahkle, red ft, prepare ft far spa, W DWI If. Reasonable
awyer's fees and too Soeb w etbwed, ado. N Uwe is any
.army left • (..ptus), x WM be pad to you. 11 h h ormay lam
On spa I+ not Enough to pry of UW Oledrad and cols, you will
pay what is still MIAMI to the Shier. N you do not pay No amount
Man h Sa9M Wt.. Out Sailer may dautp you kitamet at Me
hlghwl WOW ram until you pay.
L Collodion Cosa: Except u Otherwise Provided by law. you
man pay my all as expanses related to enforcing this cmww,
lot yft CoWddn expencm. lewpW fee" and,ohr legal
.xWnaex. - .. .
K Ceseuaer Mopeds: Yeas srmmorla the Assignee paled on h
dent of two contract to won comosm r prang Mpoda Inne con-
um ring AgeridH Ipredx bmasa) for any reason and at
.m II . In cenhedbn wmh Ihle ranbael.
N. Applicable Lear; Youagree Met this abroad viabe gave-
by the laws a h spas Of PaWSylvenia•
O.. Ceseral: This Conrad conteh the entke eproamenn Whwen
Sailer and you M1.114 to Val esle W financing d h motor
Aisle. N any phi of this compact la not valid, ON Ww pads say
vand, 11 Sailer doeen7 Anbru Sellers dght. every tea. Staler
an .0 wf=e them later. Sailer WIN Heldam so afsamrs lights
in a lawful 1wy.
M IM M21 ksagmerd payment uWr INS contract b A beloon
::-A4='=d assigned b OI ExdwV. In Ite dpMly
kmleres-RAY, W 0 (bW rail W
absgatiora) MM n.psel b h pulchAee W spa ot ties vWlela.
FTC NOTICES
NOTICE - ANY HOLDER OF THIS CONSUMER CREDIT
CONTRACT IS SUBJECT TO ALL CLAIMS AND
DEFENSES WHICH THE DEBTOR COULD ASSERT
AGAINST THE SELLER OF GOODS OR SERVICES
OBTAINED PURSUANT HERETO OR WITH THE
PROCEEDS HEREOF. RECOVERY HEREUNDER BY
THE DEBTOR SHALL NOT EXCEED AMOUNTS PAID
Used Motor V*hM Buyers Guide. If you are
used vehicle with this contract. federal repumt
THIS CONTRACT. INFORMATION ON THE WINDOW
FORM OVERRIDES ANY CONTRARY PROVISIONS IN
THE CONTRACT OF SALE.
W Me. a
-pose MA Apply N pardem l far
rhea asew ma MOW will nal
=4
GUARANTY - •?-.• .
To tape the Saw b sell the -hIcm dMxl d on h Ina of this named to the Buyer an -ft each Person whe eiga below es ¦
•Gwramor' guaroMEes h payment d INS fAwMcL This mew hl E Me Buyer falls IS =money moey that Is roved on thla contract
rash person wW WetppNN n . graranrle WM Pay it whin am Eiw Gmarsnor Mid ape{ baow agHa Ma M WE be Mae for On
veele arnWnl owedeven i1 Pm le more O(N1ef persena alao aigna 04 = EAtl1 iiuelarlbr Wo .geM,b W MNe ewrr x h
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In Pen b _Y `f to rMer Guarantors, or a) rata- any -many. Each Ganntor e1ee safte Yet M has rseaAad A complabd copy
at M A coed ..it Ihis Gueranty el the tenor a aifir". .. '
Guarantor Add-
Guarantor Address
READ THIS ARBITRATION piFVM_M CAREFULLY•ANDONTTS ENTIRETY '
ARBITRATION .- . •. ....
Arbitration I. a method of MsoIN arty risen, Cl". Or can (coWWwy. a TIAM-) AhhMK OV a lawsuit in Coon- SAW you
or Seder ('w' or Yid') (each, a'PaM'I mry oWw a ury tlmi? aW'sull in Mad . to haw any Claim related to the
co theA decided by.rbikaden. Buda Clekme kakae ten en net NmWd bullahem a 1) Cake in cleared. b04 rsWllbrY a ahmMSe:
2) ==. h kWpauon, cope. gxy d hale douse. or nbftb?ty' a Any sea: 3) Clam bebreen Y+u W uR
=14 agent., auceaason, a.eipm, W WdlaM. or axMane: 4) Claba arming out of or rate WWqq Wh?Zyaerlr epplMdon air
ry reerefmtg 1-reWien le Mmxenanp, Including Mal with the dealer. or My such roINfo- With pad Pentes
tdto de not sign eW comes.
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n ear! yoY m ee fen yW and we agree b vAWS_tlRlo6cwMq rIpIW:
RIONT TO A TMAL, R eY A.JYOOE OR JURY J-
RWNT TO PAMWWATE All A CLAIM REPMEBENTATrA OR A CLASS MEMBIA IN ANY 6LA6S CLAN YOU MAY HAVE
AGAINST IM YMHTNER IN COURT OR IN ARBITRATION
BROAD g011TE ZO M1/C RY"ARE AVAILABLE VAair AWBUR
DEON OF AN ARStMTOR
• -
• OTHER RIGHT$ THAT ARE AAVVAILABLE 0 A LAWSUIT
Iahta yeas And We De Net Of, Us: If ¦ CWm le arbitrated, yW W AM WIN Conbx- AS Mw h lot fa W. WMM Welw9
S pausal In
OWN onto srmrireesri m As a or.. . __ ?: 11pmdtt o Be Wmenrpl(y' n auk 21 Rigid to o e S a h esw" h wbclo.
who#. by m+P++se++l+^ Ihrpugli • CDUr1 olLw: 3) f11pIN te ate MNqqWaI actllem b o MaM h abkretNe Ntlebn No ! Right b
ragwn tlal a ceixl d lew rsvlaw whetMr h arbllrabr exceeded W 2uUWMy. ? ..
Ettlw Pell heal cerdea arm a h as"aiadene Need bsbw enn h ohnif Party .61m don. TM spplcesb rules (h'Rulae') ..
mry W wahd Ina h aswtl.tlah.
AmrwhAn AriHabmawclSfen ('AAA'). a /•eo0.77e-7679, d pwwam.org
• fletlermal Arbkntlon Farurr4 ai 1-Bbf-e7?-2371. m www.er0lonan7brLr. "r
11 hen te a Cehllel balwiln lime Rules W Yes tonaacl fl. cemmact .Nero povam Ttile conhad h eWleet b h
9?„11.S.C. 5 1 aLseg.) W h FHerB RWse d EadeMe. 7M amlkMbrm•dHdebn E?MMpW1 n wMenpgakMM?6e wpp?r.• e
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enM se awned. and h remake govietOhe ehY b ereorud.
FG ttlwa Icar aN lar•,ww •aemr my ear b „aai SEE OTHER A— _. -1
R tee)abap trararW '
VERIFICATION
The undersigned is an authorized agent of the Plaintiff and verifies that the facts and
statements made herein are true and correct based upon my knowledge, information and belief.
Counsel has signed the verification as a matter of time and convenience. The verification of the
party can be prov:Aed if requested. The statements are made subject to the penalties of 18
Pa.C.S. Section 4904, relating to unsworn falsification to authorit'
Date:
'Paten Y; Morris, Esquire
ten L?4 e & Felix, A.P.C.
213 E ain Street
Carne , 5106
(412) 429-7675
PA 01 Atty Verification P&F File No. 07-19471
-69.
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4
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,
PENNSYLVANIA
FORD MOTOR CREDIT COMPANY
Plaintiff
V.
DAVID B JACOBY
Defendant(s)
NO. 08-777 CIVIL TERM
PRAECIPE TO
DISCONTINUE WITHOUT
PREJUDICE
Filed on behalf of:
FORD MOTOR CREDIT
COMPANY
Counsel of Record for This Party:
Gregg L. Morris, Esquire
Pa I.D. 469006
Patenaude & Felix, A.P.C.
213 E. Main Street
Carnegie, PA 15106
(412) 429-7675
PA_170 Prep Disc w/o Pr do
P&F File No. 07-19471
I
10
4
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,
PENNSYLVANIA
Plaintiff
V.
FORD MOTOR CREDIT COMPANY
DAVID B JACOBY
Defendant(s)
NO. 08-777 CIVIL TERM
PRAECIPE TO DISCONTINUE WITHOUT PREJUDICE
TO: Prothonotary
Please discontinue the matter captioned above without prejudice. Thank you.
submitted:
P,*;(aude & Felix, A.P.C.
Date:
Gr g L. orris, Esquire
3 E. ain Street
CarnegPA 15106
(412) 4f6-7675
Swygoto and subscribed before me this
? I ' day of F , 200r.
4X??
Notary Public
NOTAM OW
Notory PAft
10ROUGH A1MOMW
MrCommlalon bow Oct It, "II
PA_170 Prcp Disc w/o Prjdc
P&F File No. 07-19471
i9c
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