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HomeMy WebLinkAbout08-0850MILSTEAD & ASSOCIATES, LLC BY: Heidi R. Spivak, Esquire ID No. 74770 220 Lake Drive East, Suite 301 Cherry Hill, NJ 08002 (856) 482-1400 Attorney for Plaintiff File: 1.06892 The Bank of New York as Trustee for COURT OF COMMON PLEAS Equity One, Inc. Mortgage/pass Through CUMBERLAND COUNTY Certificate Series # 2006-A 20 Broad Street New York, NY 10005, Plaintiff, Vs. Thomas E. Terry, Sr., Original Mortgagor and Real Owner 621 Grandview Avenue Camp Hill, PA 17011, and Linda Terry, Original Mortgagor 621 Grandview Avenue Camp Hill, PA 17011, Defendants. No.. 0$- 85() 0,4vt l -krM CIVIL ACTION MORTGAGE FORECLOSURE (00220265) NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. Cumberland County Bar Association 32 S. Bedford Street Carlisle, PA 17013 717-249-3166 800-990-9108 {00220265} NOTICE PURSUANT TO FAIR DEBT COLLECTION PRACTICES ACT 1. This communication is from a debt collector. This is an attempt to collect a debt and any information obtained will be used for that purpose. 2. Unless you dispute the validity of this debt, or any portion thereof, within 30 days after receipt of this notice, the debt will be assumed to be valid by our offices. 3. If you notify our offices in writing within 30 days of receipt of this notice that the debt, or any portion thereof, is disputed, our offices will provide you with verification of the debt or copy of the Judgment against you, and a copy of such verification or judgment will be mailed to you by our offices. f00220265) MILSTEAD & ASSOCIATES, LLC BY:Heidi R. Spivak, Esquire ID No. 74770 220 Lake Drive East, Suite 301 Cherry Hill, NJ 08002 (856) 482-1400 The Bank of New York as Trustee for Equity One, Inc. Mortgage/pass Through Certificate Series # 2006-A 20 Broad Street New York, NY 10005, Attorney for Plaintiff COURT OF COMMON PLEAS CUMBERLAND COUNTY No.. 0,?- P-Sb U,P -T u - Plaintiff, Vs. CIVIL ACTION MORTGAGE FORECLOSURE Thomas E. Terry, Sr., Original Mortgagor and Real Owner 621 Grandview Avenue Camp Hill, PA 17011, and Linda Terry, Original Mortgagor 621 Grandview Avenue Camp Hill, PA 17011, Defendants. COMPLAINT IN MORTGAGE FORECLOSURE 1. Plaintiff, The Bank of New York as Trustee for Equity One, Inc. Mortgage/pass Through Certificate Series # 2006-A (the "Plaintiff'), is a NY corporation registered to conduct business in the Commonwealth of Pennsylvania and having an office and place of business at 20 Broad Street, New York, NY 10005. 2. Defendants, Thomas E. Terry, Sr., Original Mortgagor and Real Owner and Linda Terry, Original Mortgagor, (collectively, the "Defendants"), are adult individuals. Thomas E. Terry, Sr. is the real owner of the premises hereinafter described. {00220265} 3. Thomas E. Terry, Sr., Original Mortgagor and Real Owner, Defendant, resides at 621 Grandview Avenue, Camp Hill, PA 17011. Linda Terry, Original Mortgagor, Defendant, resides at 621 Grandview Avenue, Camp Hill, PA 17011. 4. On December 19, 2005, in consideration of a loan in the principal amount of $158,000.00, Thomas E. Terry, Sr., the Defendant, executed and delivered to Equity One, Incorporated a note (the "Note") with interest thereon at 8.6900 percent per annum, payable as to the principal and interest in equal monthly installments of $1,236.22 commencing February 1, 2006. 5. To secure the obligations under the Note, the Defendants executed and delivered to Mortgage Electronic Registration Systems, Inc., as nominee for Equity One, Incorporated. a mortgage (the "Mortgage") dated December 19, 2005, recorded on January 9, 2006 in the Department of Records in and for the County of Cumberland under Mortgage Book 1936, Page 4744. Pursuant to Pa.R.C.P. 1019 (g) the mortgage is incorporated herein by reference. Plaintiff is proper party plaintiff by way of an assignment of mortgage recorded on November 19, 2007 under Instrument Number 200743340. 6. The Mortgage secures the following real property (the "Mortgaged Premises"): 621 Grandview Avenue, Camp Hill, PA 17011. A legal description of the Mortgaged Premises is attached hereto as Exhibit "A" and made a part hereof. 7. The Defendants are in default of their obligations pursuant to the Note and Mortgage because payments of principal and interest due February 1, 2007, and monthly thereafter are due and have not been paid, whereby the whole balance of principal and all interest due thereon have become due and payable forthwith together with late charges, escrow deficit (if any) and costs of collection including title search fees and reasonable attorney's fees. {00220265} 8. The following amounts are due on the Mortgage and Note: Balance of Principal ................................$156,850.50 Accrued but Unpaid Interest from 1 / 1 /07 to 2/4/08 @ 8.6900% per annum ($37.34 per diem) ................................... ...$14,936.00 Accrued Late Charges ............................ ........$741.70 Prepayment Penalty ................................ .....$5,442.12 Corporate Advance ................................. .....$4,204.34 Escrow Advance ..........................................$1,319.30 Title Search Fees ............................................$350.00 Monies in Suspense .......................................... -$7.34 Deferred Late Charges ....................................$185.43 Insufficient Funds Charges ...............................$25.00 Reasonable Attorney's Fees ........................$1,250.00 TOTAL as of 02/04/2008 ........................ $185,297.05 Plus, the following amounts accrued after February 4, 2008: Interest at the Rate of 8.6900 per cent per annum ($37.34 per diem); Late Charges of $61.81 per month. 9. Plaintiff has complied fully with Act No. 91 (35 P. SA 680.401 (c) of the 1983 Session of the General Assembly ("Act 91 ") of the Commonwealth of Pennsylvania, by mailing to the Defendants at 621 Grandview Avenue, Camp Hill, PA 17011 as well as to address of residences as listed in paragraph 3 of this document on September 20, 2007, the notice pursuant to § 403-C of Act 91, and the applicable time periods therein have expired. WHEREFORE, Plaintiff demands an in rem judgment against the Defendants for foreclosure and sale of the Mortgaged Premises in the amount due as set forth in paragraph 8, namely, $185,297.05, plus the following amounts accruing after February 4, 2008, to the date of judgment: (a) interest of $37.34 per day, (b) late charges of $61.81 per month, (c) plus interest at (00220265) the legal rate allowed on judgments after the date of judgment, (d) additional attorney's fees (if any) hereafter incurred, (e) and costs of suit. MI4Spiv SOCIATES, LLC Heisquire Atttiff {00220265} VERIFICATION I, Heidi R. Spivak, hereby certify that I am an Attorney for Plaintiff and am authorized to make this verification on Plaintiff's behalf. I verify that the facts and statements set forth in the forgoing Complaint in Mortgage Foreclosure are true and correct to the best of my knowledge, information and belief. This verification is made subject to the penalties of 18 Pa. C.S. ' 4904, relating to unsworn falsification to authorities. IU?A Name: Heid . Spivak, Esquire Title: Attorne {00220265} ., 4 EXHIBIT A Stewart Tide Guaranty Company Commitment Number. 2005110174" SCHEDULE C PROPERTY DESCRIPTION The land referred to in this Commitment is described as follows: ALL THAT CERTAIN tract of land located in the Borough of Worrnleyeburg, Cumberland County, Pennsylvania, more particularly bounded and described as follows, to wit BEGINNING at a point on the northern line of Grandview Avenue, 211.25 feet in an easterly direcgon from the Intersection of the East right-of-way line of Erford Road with the North right-of-way line of Grandview Avenue; thence North 27 degrees 14 minutes West, a distance of 106.33 feet to an iron pin and lands now or formerly of C.A. Holmes, thence along lands now or fom*rly of C.A. Holmes, North 60 degrees 24 minutes East, a distance of 77.85 feet to an iron pin at the dividing line of Lots Nos. 21 and 22 on the hereinafter mentoned Plan of Lots; thence along said dividing line South 31 degrees 40 rdm tes 10 seconds East, a distance of 119.73 feet to a point in the northern line of Grandview Avenue; thence in a Westerly direction along the northern line of said Avenue on a curve to the right having a radius of 1,003.81 feet, an arc length of 78 feet to a point; thence continuing along the northern line of Grandview Avenue South 62 degrees 46 minutes West, a distance of 7.25 feet to a point, the place of BEGINNING, according to a survey by Donald E. Kelly, Registered Surveyor, dated June 6, 1970. BEING Lot No. 21 and an eastern portion of Lot No. 20 on the Revised Plan of Lots of Grandview Heights, recorded in the Office of the Recorder of Deeds for Cumberland County in Plan Book 16, page 53. Parcel #47-19-1590-003A I Certify this to be reco*- In Cumberlaild County ALTA Combywi 149.POR ,1os74M) I936PG4760 A TIEIIH)(3 ? ? 00 N C ya ti ~ CASE NO: 2008-00850 P SHERIFF'S RETURN - REGULAR COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND BANK OF NEW YORK THE VS TERRY THOMAS E SR ET AL WILLIAM CLINE , Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE was served upon TERRY THOMAS E SR the DEFENDANT , at 1944:00 HOURS, on the 8th day of February-, 2008 at 621 GRANDVIEW AVENUE CAMP HILL, PA 17011 NORA FRYE, SISTER by handing to a true and attested copy of COMPLAINT - MORT FORE together with and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing 18.00 Service 14.40 Affidavit .00 Surcharge 10.00 a?i??b f .00 42.40 Sworn and Subscibed to before me this day So Answers: R. Thomas Kline 02/11/2008 MILSTEAD & ASSOCIATES By- eputy Sheriff of A. D. SHERIFF'S RETURN - REGULAR CASE NO: 2008-00850 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND BANK OF NEW YORK THE VS TERRY THOMAS E SR ET AL WILLIAM CLINE , Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE was served upon rr'=M0V T TTTTI7T the DEFENDANT , at 1944:00 HOURS, on the 8th day of February , 2008 at 621 GRANDVIEW AVENUE CAMP HILL, PA 17011 NORA FRYE, SISTER by handing to a true and attested copy of COMPLAINT - MORT FORE together with and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing 6.00 Service .00 Affidavit .00 Surcharge 10.00 00 albs/n 16.00 Sworn and Subscibed to before me this of day So Answers: R. Thomas Kline 02/11/2008 MILSTEAD & ASSOCIATES By: V /`-- Deputy Sheriff A. D. MILSTEAD & ASSOCIATES, LLC fs BY: Heidi R. Spivak, Esquire -ID No. 74770 220 Lake Drive East, Suite 301 Cherry Hill, NJ 08002 Attorney for Plaintiff (856) 482-1400 The Bank of New York as Trustee for COURT OF COMMON PLEAS Equity One, Inc. Mortgage/pass Through CUMBERLAND COUNTY Certificate Series # 2006-A 20 Broad Street New York, NY 10005, Plaintiff, No.: 08-850 Civil term Vs. Thomas E. Terry, Sr., Original Mortgagor and Real Owner 621 Grandview Avenue Camp Hill, PA 17011, and Linda Terry, Original Mortgagor 621 Grandview Avenue Camp Hill, PA 17011, Defendants. PRAECIPE FOR JUDGMENT, INREM, FOR FAILURE TO ANSWER AND ASSESSMENT OF DAMAGES TO THE PROTHONOTARY: Kindly enter Judgment, in rem, in favor of Plaintiff and against Thomas E. Terry, Sr., Original Mortgagor and Real Owner and Linda Terry, Original Mortgagor, Defendants, for failure to file an Answer on Plaintiff s Complaint within 20 days from service thereof and for Foreclosure and sale of the mortgaged premises, and assess Plaintiff's damages as follows: As set forth in Complaint $185,297.05 Interest 2/4/08 through 04/02/08 2,240.40 Late Charges 123.62 Additional Corporate Advance 1,201.84 Additional Escrow Advance 0.00 TOTAL $188,862.91 I hereby certify that (1) the addresses of the Plaintiff and Defendants are as shown above and (2) that notice has been given in accordance with Rule 237.1. copy attached. Heidi .Spivak, Esquire Attorney for Plaintiff DAMAGES ARE HEREBY ASSESSED AS INDICATED DATE: 14 1 Jos PRO ONOT t002353231 MILSTEAD & ASSOCIATES, LLC -$Y: Heidi R. Spivak, Esquire ID No. 74770 220 Lake Drive East, Suite 301 Cherry Hill, NJ 08002 (856) 482-1400 Attorney for Plaintiff The Bank of New York as Trustee for Equity One, Inc. Mortgage/pass Through Certificate Series # 2006-A, Plaintiff, Vs. Thomas E. Terry, Sr., Original Mortgagor and Real Owner and Linda Terry, Original Mortgagor, Defendants. Our file number: 1.06892 COURT OF COMMON PLEAS CUMBERLAND COUNTY No.: 08-850 Civil term TO: Thomas E. Terry, Sr., Original Linda Terry, Original Mortgagor Mortgagor and Real Owner 621 Grandview Avenue, 621 Grandview Avenue, Camp Hill, PA 17011 Camp Hill, PA 17011 DATE OF NOTICE: March 17, 2008 THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT THE INDEBTEDNESS REFERRED TO HEREIN, AND ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY, THIS CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY AS ENFORCEMENT OF LIEN AGAINST PROPERTY. IMPORTANT NOTICE You are in default because you have failed to enter a written appearance personally or by attorney and file in writing with the court your defenses or objections to claims set forth against you. Unless you act within ten (10) days from the date of this notice, a judgment may be entered against you without a hearing and you may lose your property or other important rights. You should take this paper to your lawyer at once. If you do not have a lawyer, go to or telephone the office set forth below. This office can {00020971) Page I of 2 y * provide you with information about hiring a lawyer. If you cannot afford to hire a lawyer, this office may be able to provide you with information about agencies that may offer legal services to eligible persons at a reduced fee or no fee. CUMBERLAND COUNTY BAR ASSOCIATION 32 S. BEDFORD STREET CARLISLE, PA 17013 717-249-3166 MILSTEAD & ASSOCIATES, LLC J y: H idi R. Spivak, Esquire ID No. 74770 Attorney for Plaintiff {00020971) Page 2 of 2 MILSTEAD & ASSOCIATES, LLC BY: Heidi R. Spivak, Esquire ID No. 74770 220 Lake Drive East, Suite 301 Cherry Hill, NJ 08002 (856) 482-1400 The Bank of New York as Trustee for Equity One, Inc. Mortgage/pass Through Certificate Series # 2006-A, Plaintiff, Vs. Thomas E. Terry, Sr., Original Mortgagor and Real Owner, and Linda Terry, Original Mortgagor, Attorney for Plaintiff COURT OF COMMON PLEAS CUMBERLAND COUNTY No.: 08-850 Civil term Defendants. i VERIFICATION OF NON-MILITARY SERVICE Heidi R. Spivak, Esquire, hereby verifies that she is attorney for the Plaintiff in the above-captioned matter, and that on information and belief, she has knowledge of the following facts, to wit: 1. that the defendants are not in the Military or Naval Service of the United States or its Allies, or otherwise within the provisions of the Soldier' and Sailors' Civil Relief Act of Congress of 1940, as amended, 2. defendant, Thomas E. Terry, Sr., Original Mortgagor and Real Owner, is over 18 years of age and resides at 621 Grandview Avenue, Camp Hill, PA 17011, 3. defendant, Linda Terry, Original Mortgagor, is over 18 years of age and resides at 621 Grandview Avenue, Camp Hill, PA 17011. ATHeSpivak, Esquire t002353231 ? -br F N az ? ? m W C) ? OFFICE OF THE PROTHONOTARY COURT OF COMMON PLEAS OF CUMBERLAND COUNTY Prothonotary To: Thomas E. Terry, Sr., Original Mortgagor and Real Owner Linda Terry, Original Mortgagor The Bank of New York as Trustee for Equity One, Inc. Mortgage/pass Through Certificate Series # 2006-A, Plaintiff, Vs. Thomas E. Terry, Sr., Original Mortgagor and Real Owner, and Linda Terry, Original Mortgagor, Defendants. COURT OF COMMON PLEAS CUMBERLAND COUNTY No.: 08-850 Civil term NOTICE PURSUANT TO RULE 236 Pursuant to Rule 236 of the Supreme Court of Pennsylvania, you are hereby notified that a Judgment has been entered against you in the above proceeding as indicated below. Prothonotary MORTGAGE FORECLOSURE JUDGMENT BY DEFAULT IF YOU HAVE ANY QUESTIONS CONCERNING THIS NOTICE, PLEASE CALL: HEIDI R. SPIVAK, ESQ. #74770 MILSTEAD & ASSOCIATES, LLC 856-482-1400 Notice Pursuant To Fair Debt Collection Practices Act This is an attempt to collect a debt and any information obtained will be used for that purpose. {00235323} l? IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA The Bank of New York as Trustee for Equity One, Inc. Mortgage/pass Through Certificate Series # 2006-A, Plaintiff, Vs. Thomas E. Terry, Sr., Original Mortgagor and Real Owner and Linda Terry, Original Mortgagor, Defendants. CIVIL ACTION NO.: 08-850 Civil term PRAECIPE FOR WRIT OF EXECUTION (Mortgage Foreclosure) TO THE PROTHONOTARY OF CUMBERLAND COUNTY: 1. Directed to the Sheriff of CUMBERLAND County; 2. Against the Defendant(s) in the above-captioned matter; 3. and index this writ against the Defendant(s) as follows: Thomas E. Terry, Sr., Original Mortgagor and Real Owner Linda Terry, Original Mortgagor Real Property involved: 621 Grandview Avenue Camp Hill, PA 17011 Amount Due Interest from 4/2/08 to 9/3/08 at $31.05 per diem (6%) DATE: April 2, 2008 TOTAL (Costs to be added) $188,862.91 Respectively submitted, Milstead & Associates, LLC 1n, 1 ,e Heidi R. Spivak, Esquire Attorney for Plaintiff 220 Lake Drive East, Suite 301 Cherry Hill, NJ 08002 {00235323} pi zoo SZ' O 0 0 in S ' " ? O ce D *? D rte : Z? ? Qrn , 9 f? MILSTEAD & ASSOCIATES, LLC BY: Heidi R. Spivak, Esquire ID No. 74770 220 Lake Drive East, Suite 301 Cherry Hill, NJ 08002 (856) 482-1400 Attorney for Plaintiff The Bank of New York as Trustee for COURT OF COMMON PLEAS Equity One, Inc. Mortgage/pass Through CUMBERLAND COUNTY Certificate Series # 2006-A, No.: 08-850 Civil term Plaintiff, Vs. AFFIDAVIT OF SERVICE PURSUANT TO RULE 3129.1 Thomas E. Terry, Sr., Original Mortgagor and Real Owner and Linda Terry, Original Mortgagor, ' Defendants. STATE OF PENNSYLVANIA COUNTY OF CUMBERLAND The Bank of New York as Trustee for Equity One, Inc. Mortgage/pass Through Certificate Series # 2006-A, Plaintiff in the above entitled cause of action, sets forth as of the date the praecipe for writ of execution was filed the following information concerning the real property located at 621 Grandview Avenue, Camp Hill, PA 17011: 1. Name and address of Owners(s) or Reputed Owner(s): Thomas E. Terry, Sr., Original Linda Terry, Original Mortgagor and Real Owner Mortgagor 621 Grandview Avenue 621 Grandview Avenue Camp Hill, PA 17011 Camp Hill, PA 17011 2. Name and address of Defendant(s) in the Judgment: Same as above {00235323} f' 0. 3. Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: None Known 4. Name and Address of the last recorded holder of every mortgage of record: The Bank of New York as Trustee for Equity One, Inc. Mortgage/pass Through Certificate Series # 2006-A (Plaintiff herein) 20 Broad Street New York, NY 10005 5. Name and address of every other person who has any record lien on the property: None Known 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: None Known 7. Name and address of every person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Tenant/occupant Department of Domestic Relations 621 Grandview Avenue Cumberland County Courthouse Camp Hill, PA 17011 13 N. Hanover Street Carlisle, PA 17013 Commonwealth of Pennsylvania Department of Welfare P.O. Box 2675 Harrisburg, PA 17105 I verify that the statements made in the Affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. J 'A -k4J Heidi R. Spivak, Esquire Attorney for Plaintiff Date: April 2, 2008 {00235323} N C6 W CJ7 MILSTEAD & ASSOCIATES, LLC BY: Heidi R. Spivak, Esquire ID No. 74770 220 Lake Drive East, Suite 301 Cherry Hill, NJ 08002 (856) 482-1400 The Bank of New York s Through Equity One, Inc. Mortgage/pass Certificate Series # 2006-A, Plaintiff, Vs. Thomas E. Terry, Sr., Original Mortgagor and Real Owner, and Linda Terry, Original Mortgagor, Defendants. Attorney for Plaintiff COURT OF COMMON PLEAS CUMBERLAND COUNTY No.: 08-850 Civil term NOTICE OF SR pURST F REAL PROPER TO PA.R.C.P.3129 TAKE NOTICE: Camp Hill, PA 17011, is scheduled Your house (real estate) at 621 Grandview Avenue, amp to be sheriff s sale on September 3, 2008 at 10:00 am in ethe nforce the Court Judgment of Room, sold at Courthouse, Carlisle, PA 17013 to e/pass Cumberland County of New York as Trustee for Equity One, inc Through • Mortgag $188,862C rtific?ateSerie # 006 NOTICE OF OWNERS FJ e cuF.RiFF'S SALE To Prevent this Sheriff s Sale you must take immediate action: Attorney for 1. The Sale will be cancelled if you pay to Milstead & Associates LLC, y late charges, costs and reasonable attorney's fees due. T To o find out how plaintiff, back Payments, much you must pay, you may call 856-482-1400. 2. You may be able to stop the Sale by filing a petition asking the court to strike or open also ask the Court to postpone the Judgment, if the judgment was improperly entered. You may the Sale for good cause. {00235323} 3. You may also be able to stop the Sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the Sale. (See notice on following page on how to obtain an attorney). YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. 1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may find out the bid price by calling Milstead & Associates at 856-482-1400. 2. You may be able to petition the Court to set aside the Sale if the bid price was grossly inadequate compared to the market value of your property. 3. The Sale will go through only if the Buyer pays the Sheriff the full amount due on the Sale. To find out if this has happened you may call Milstead and Associates at 856-482-1400. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the Sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a Deed to the Buyer. At that time, the Buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A Schedule of distribution of the money bid for your house will be filed by the Sheriff on a date specified by the Sheriff not later than thirty days after the sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after. 7. You may also have other rights and defenses, or ways of getting your house back, if you act immediately after the Sale. YOU SHOULD TAKE THIS PAPER TO YOU LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. Cumberland County Bar Association 32 S. Bedford Street Carlisle, PA 17013 717-249-3166 1.06892 {00235323} All that certain tract of land located in the Borough of Wormteysburg, Cumberland County, Commonwealth of Pennsylvania, more particularly bounded and described as follows, to wit Beginning at a point on the Northern One of Grandview Avenue, 211.25 feet in on Easterly direction from the intersection of the East right-of-way fine of Erford Rood with the Forth right- of-way fine of Grandview Avenue; thence North 27° 14' West, a distance of 10633 feet to on iron pin and Ionds now or formerly of C.A. Holmes; thence along lands now or formerly of C.A. Holmes, North 60° 24' East, a distance of 77.85 feet to an iron pin at the dividing line of Lots Nos. 21 and 22 on the hereinafter mentioned Plan of Lots; thence along said dividing line South 310 40' 10" East, a distance of 119.73 feet to a point on the Northern One of Grandview Avenue; thence in a Westerly direction along the Northern line of said Avenue on a curve to the right having a radius of 1,003.81 feet; on arc length of 78 feet to e point; the Northern line of Grandview Avenue South; 620 46° West, a distance of 7.25ofee?tttto a poinnt, the place of Beginning, according to a survey by Donald; E. Kelly, Registered Surveyor, dated June 6, 1970. Being Lot No. 21 and on eastern portion of Lot No. 20 on the Revised Plan of Lots of Grandview Heights, recorded in the Office of the Recorder of Deeds for Cumberland County in Plan Book 16, page 53. Parcel ID: 47-19-1590-003A BEING the some promises which Philp Glomodso, Adower, by his Attorney in Fact, Jonene G. Bendrick, by Power of Attorney dated; October 3, 2003, by Deed doted November 5, 2004 and recorded November 9, 2004 in Cumberland County in Deed Book Volume 266, Page 797, granted and conveyed unto Thomas E. Terry, Sr., a married reran, in fee. Being known as 621 Grandview Avenue, Camp Hill, PA 17011 Tax Parcel Number: 47-19-1590-003A {00235323} WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 08-850 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due THE BANK OF NEW YORK as Trustee for EQUITY ONE, INC., MORTGAGE/PASS THROUGH CERTIFICATE SERIES #2006-A, Plaintiff (s) From THOMAS E. TERRY, SR., original mortgagor and real owner & LINDA TERRY, original mortgagor (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $188,862.91 L.L. $.50 Interest from 4/02/08 to 9/03/08 at $31.05 per diem (6%) Atty's Comm % Due Prothy $2.00 Atty Paid $177.40 Plaintiff Paid Date: 4/04/08 Other Costs Prothonotary -?l (Seal) By: Deputy REQUESTING PARTY: Name: HEIDI R. SPIVAK, ESQUIRE Address: MILSTEAD & ASSOCIATES, LLC 220 LAKE DRIVE EAST, SUITE 301 CHERRY HILL, NJ 08002 Attorney for: PLAINTIFF Telephone: 856-482-1400 Supreme Court ID No. 74770 MILSTEAD & ASSOCIATES, LLC BY: Mary L. Harbert-Bell, Esquire ID No. 80763 220 Lake Drive East, Suite 301 Cherry Hill, NJ 08002 (856) 482-1400 The Bank of New York as Trustee for Equity One, Inc. Mortgage/pass Through C rt'f t S ' # 2006-A Attorney for Plaintiff COURT OF COMMON PLEAS CUMBERLAND COUNTY e i ica a eries Plaintiff, No.: 08-850 Civil term Vs. Entry of Appearance Thomas E. Terry, Sr., Original Mortgagor and Real Owner, and Linda Terry, Original Mortgagor, Defendant(s). ENTRY OF APPEARANCE TO THE PROTHONOTARY: Kindly enter my appearance on behalf of the Plaintiff, The Bank of New York as Trustee for Equity One, Inc. Mortgage/pass Through Certificate Series # 2006-A, in the above captioned matter. MILSTEAD & ASSOCIATES, LLC ;md'i, Mary L. Harbert-Bell, Esquire Attorney ID No. 80763 ? ? ? s?"; ? t .?.. r f?Jx =? G? r. i?. ?? ? ? AIILSTEAD & ASSOCIATES, LLC BY: Mary L. Harbert-Bell, Esquire ID No. 80763 220 Lake Drive East, Suite 301 Cherry Hill, NJ 08002 (856) 482-1400 Attorney for Plaintiff The Bank of New York as Trustee for Equity One, COURT OF COMMON PLEAS Inc. Mortgage/pass Through Certificate Series # ; CUMBERLAND COUNTY 2006-A, Plaintiff, Vs. Thomas E. Terry, Sr., Original Mortgagor and Real Owner and Linda Terry, Original Mortgagor, Defendants. NO.: 08-850 Civil term AFFIDAVIT PURSUANT TO Pa.R.C.P. 3129.2 COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND SS: I, Mary L. Harbert-Bell, Esquire, being duly sworn according to law upon my oath, depose and say, 1. On May 17, 2008, a copy of the Notice of Sheriff's Sale of Real Property was served upon the defendant, Linda Terry, Original Mortgagor, by the Sheriff's Office of Cumberland County. 2. On September 25, 2008, a copy of the Notice of Sheriff's Sale of Real Property was served upon the defendant, Thomas E. Terry, Sr., Original Mortgagor and Real Owner, by certified mail, return receipt requested. A copy of the signed certified card is attached hereto and made a part hereof as Exhibit "A„ 3. On May 30, 2008, a notice of Sheriff's Sale was served upon lien holders of record and interested parties by ordinary mail. A copy of the certificate of mailing is attached hereto and made a part hereof as Exhibit "B". Mary L. arbert- 11, Esquire Attorney ID No. 80763 Milstead and Associates, LLC Dated: January 7, 2009 S } 4 2. Article MirritI A. Received by (Phase Print Clearly) C. Signature 7160 3901 9845 8118 5787 X v. D. Is delivery address different from item 3 It YES, enter delivery address below: B. Date of Delivery y - v g ? Agent A ? Addrs- ? Yes F-1 No 3. Service Type CERTIFIED MAIL 4. Restricted Delivery? (Exhe Fee) QYes i 1. Article Addressed to: Thomas E. Terry, Sr., Original Mortgagor and Real Owner P.O. Box 413 Camp Hill, PA 17001 1.06892 PAW Form 3511, January 2005 Domestic Retum Receipt 0 A Cl) W V to A W N N 0 c r 9: N Z m w3 c z -0 Cm to p c 4 ac a3 z d IP 9 o vm p ONOO N n 0wn?G .Z b z "d°Go 0? C?NCy9 ~p N ?-4 Wpm v' . cP ?? fn' of .n Z O m " co C G ?? A g 0 (rj o o ?+w b o >< P. ' " ap coo ' " :5. a 0 fo ?C ,ro o 5 ." d-4 o > te'"' a? ;.a o? d W ? ? O ? (D M _ v < ? o ?? 0 C C) co $ a rn R TI o 0 w 2) y a 0 0 n ? ? ? X D ?, ? N1 0 fn 0050 a e i a v c a M '° " ° m 9 o n m 3 = w f n fog ?S = to W r :? rc CL a 1 ,? PITNEY ?° f PTA J PcS?` ? ? c 5 • c i C ? d o ?w j6Ew3400- ?a* y m , NOS g. EL 0 BC 3 =C .H•. fnc - . . 3mLl, S = $fo - v ' ?? -i ifyam?3"@= CL a fo ° f n o? c° ?naa3n?r3m mfr ?•O._? -wy D ?? o ?.y o 3 be a ? c o °? a?i •c c ? c m y c ?? D . w . Q i o?v 3 n5 $ C, o m m c , 6 40 0 IV m t1 1D ? ? ? co 'z °?? Cc _ ?` v w? no »m3 tp . (7 1 Q= n M E r M 8m?°-: °ow m 03 fm m 7 3 O r ?u, . C O= are Q a- CL s Qm m ? - fo . m ? ! r 3 ty000 ? = y fy ? - a 11 ? C . 3 _ 40 ° o . Cl fo z 3 m a z v a 0 v O y m z v m m z v v m O a _Q 3 ?= I COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND SS: I, Robert P. Zie lg_er, Recorder of Deeds in and for said County and State do hereby certify that the Sheriff's Deed in which Equity One Inc, Trustee is the grantee the same having been sold to said grantee on the 7th day of Janu A.D., 2009, under and by virtue of a writ Execution issued on the 4th day of April, A.D., 2008, out of the Court of Common Pleas of said County as of Civil Term, 08 Number 850, at the suit of Bank of New York as Trustee for Equity One Inc Mortgage/Pass Through Certificate Series #2006-A against Thoams E Terry Sr & Linda is duly recorded as Instrument Number 200902426. IN TESTIMONY WHEREOF, I have hereunto set my hand affi4 seal of said office this day of A.D. rYdO Recorder of Deeds 0366, Cw"rWW County, Cam, PA Wn Eft 1tN Fins Monday of Jw. 2010 The Bank of New York as Trustee for Equity One, Inc. Mortgage/Pass Through Certificate Series #2006-A In the Court of Common Pleas of Cumberland County, Pennsylvania Writ No. 2008-850 Civil Term VS Thomas E. Terry, Sr., Original Mortgagor and Real Owner and Linda Terry, Original Mortgagor Mark Conklin, Deputy Sheriff, who being duly sworn according to law, states that on May 17, 2008 at 1130 hours, he served a true copy of the within Real Estate Writ, Notice and Description, in the above entitled action, upon the within named defendant, to wit: Linda Terry, by making known unto Linda Terry personally, at 621 Grandview Ave., Camp Hill, Cumberland County, Pennsylvania its contents and at the same time handing to her personally the said true and correct copies of the same. R. Thomas Kline, Sheriff, who being duly sworn according to law, states that he made a diligent search and inquiry for the within named defendant, to wit: Thomas E. Terry, Sr., but was unable to locate him in his bailiwick. He therefore returns the within Real Estate Writ, Notice of Sale and Description, as NOT FOUND, as to Thomas E. Terry, Sr. Defendant moved and left no forwarding address with the post office. Kenneth Gossert, Deputy Sheriff, who being duly sworn according to law, states that on July 12, 2008 at 1137 hours, he posted a true copy of the within Real Estate Writ, Notice, Poster and Description, in the above entitled action, upon the property of Thomas E. Terry, Sr. and Linda Terry located at 621 Grandview Ave., Camp Hill, Cumberland County, Pennsylvania according to law. R. Thomas Kline, Sheriff, who being duly sworn according to law, states he served the above Real Estate Writ, Notice, Poster and Description in the following manner: The Sheriff mailed a notice of the pendency of the action to the within named defendant, to wit: Linda Terry by regular mail to her last known address of 621 Grandview Ave., Camp Hill, PA 17011. This letter was mailed under the date of July 2, 2008 and never returned to the Sheriffs Office. R. Thomas Kline, Sheriff, who being duly sworn according to law, states that after due and legal notice had been given according to law, he exposed the within described premises at public venue or outcry at the Courthouse, Carlisle, Cumberland County, Pennsylvania on January 7, 2009 at 10:00 o'clock A.M. He sold the same for the sum of $1.00 to Attorney Mary L. Harbert-Bell, on behalf of The Bank of New York as Trustee for Equity One, Inc. Mortgage/Pass Through Certificate Series #2006-A. It being the highest bid and best price received for the same, The Bank of New York as Trustee for Equity One, Inc. Mortgage/Pass Through Certificate Series #2006-A, of 20 Broad Street, New York, NY 10005 , being the buyer in this execution, paid to Sheriff R. Thomas Kline the sum of $1,184.28. Sheriff s Costs: Docketing $30.00 Poundage 22.83 Posting Bills 15.00 Advertising 15.00 Acknowledging Deed 48.00 Auctioneer 10.00 Law Library .50 Prothonotary 2.00 Mileage 30.00 Levy 15.00 Surcharge 30.00 Postpone Sale 40.00 Law Journal 419.00 Patriot News 415.01 Share of Bills 17.44 Distribution of Proceeds 25.00 Sheriff s Deed 49.50 $1,184.28 So Answe R. Thomas Kline, Sheriff BY f_ Real Estat Sergeant 11136109 4- y g' w adG ? (r ,a ?,7s5 ?0.703 f_t.. 1.. 4d lip ate! i Y J Cl) I E C C.4 0 MILSTEAD & ASSOCIATES, LLC BY: Heidi R. Spivak, Esquire ID No. 74770 220 Lake Drive East, Suite 301 Cherry Hill, NJ 08002 (856) 482-1400 Attorney for Plaintiff The Bank of New York as Trustee for COURT OF COMMON PLEAS Equity One, Inc. Mortgage/pass Through CUMBERLAND COUNTY Certificate Series # 2006-A, No.: 08-850 Civil term Plaintiff, Vs. AFFIDAVIT OF SERVICE PURSUANT TO RULE 3129.1 Thomas E. Terry, Sr., Original Mortgagor and Real Owner and Linda Terry, Original Mortgagor, Defendants. STATE OF PENNSYLVANIA COUNTY OF CUMBERLAND The Bank of New York as Trustee for Equity One, Inc. Mortgage/pass Through Certificate Series # 2006-A, Plaintiff in the above entitled cause of action, sets forth as of the date the praecipe for writ of execution was filed the following information concerning the real property located at 621 Grandview Avenue, Camp Hill, PA 17011: 1. Name and address of Owners(s) or Reputed Owner(s): Thomas E. Terry, Sr., Original Linda Terry, Original Mortgagor and Real Owner Mortgagor 621 Grandview Avenue 621 Grandview Avenue Camp Hill, PA 17011 Camp Hill, PA 17011 2. Name and address of Defendant(s) in the Judgment: Same as above {00235323} 3. Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: None Known 4. Name and Address of the last recorded holder of every mortgage of record: The Bank of New York as Trustee for Equity One, Inc. Mortgage/pass Through Certificate Series # 2006-A (Plaintiff herein) 20 Broad Street New York, NY 10005 5. Name and address of every other person who has any record lien on the property: None Known 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: None Known 7. Name and address of every person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Tenant/Occupant 621 Grandview Avenue Camp Hill, PA 17011 Department of Domestic Relations Cumberland County Courthouse 13 N. Hanover Street Carlisle, PA 17013 Commonwealth of Pennsylvania Department of Welfare P.O. Box 2675 Harrisburg, PA 17105 I verify that the statements made in the Affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unworn falsification to authorities. eidi . Spivak, Esquire Attorney for Plaintiff Date: April 2, 2008 {00235323} MILSTEAD & ASSOCIATES, LLC BY: Heidi R. Spivak, Esquire ID No. 74770 220 Lake Drive East, Suite 301 Cherry Hill, NJ 08002 (856) 482-1400 Attorney for Plaintiff The Bank of New York as Trustee for COURT OF COMMON PLEAS Equity One, Inc. Mortgage/pass Through CUMBERLAND COUNTY Certificate Series # 2006-A, No.: 08-850 Civil term Plaintiff, , Vs. NOTICE OF SHERRFF'S SALE OF REAL PROPERTY PURSUANT Thomas E. Terry, Sr., Original Mortgagor TO PA.R.C.P.3129 and Real Owner, and Linda Terry, Original Mortgagor, Defendants. TAKE NOTICE: Your house (real estate) at 621 Grandview Avenue, Camp Hill, PA 17011, is scheduled to be sold at sheriff s sale on September 3, 2008 at 10:00 am in the Commissioner's Hearing Room, Cumberland County Courthouse, Carlisle, PA 17013 to enforce the Court Judgment of $188,862.91 obtained by The Bank of New York as Trustee for Equity One, Inc. Mortgage/pass Through Certificate Series # 2006-A. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To Prevent this Sheriff's Sale you must take immediate action: 1. The Sale will be cancelled if you pay to Milstead & Associates LLC, Attorney for Plaintiff, back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay, you may call 856-482-1400. 2. You may be able to stop the Sale by filing a petition asking the court to strike or open the Judgment, if the Judgment was improperly entered. You may also ask the Court to postpone the Sale for good cause. {00235323} 3. You may also be able to stop the Sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the Sale. (See notice on following page on how to obtain an attorney). YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. 1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may find out the bid price by calling Milstead & Associates at 856-482-1400. 2. You may be able to petition the Court to set aside the Sale if the bid price was grossly inadequate compared to the market value of your property. 3. The Sale will go through only if the Buyer pays the Sheriff the full amount due on the Sale. To find out if this has happened you may call Milstead and Associates at 856-482-1400. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the Sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a Deed to the Buyer. At that time, the Buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A Schedule of distribution of the money bid for your house will be filed by the Sheriff on a date specified by the Sheriff not later than thirty days after the sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after. 7. You may also have other rights and defenses, or ways of getting your house back, if you act immediately after the Sale. YOU SHOULD TAKE THIS PAPER TO YOU LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. Cumberland County Bar Association 32 S. Bedford Street Carlisle, PA 17013 717-249-3166 1.06892 (00235323) All that certain tract of land located in the Borough of Wormleysburg, Curnbedand County, Commonwealth of Pennsylvania, more particularly bounded and described as follows, to wit: Be4nnning at a paint on the Northern One of Grandview Avenue, 211.25 feet in an Easterly direction from the intersection of the East right-of-way One of Erford Road with the North right- of-way One of Grandview Avenue; thence North 270 1 N West, ca distance of 10633 feet to an iron pin and lands now or formerly of C.A. Holmes; thence gang lands now or formerly of C.A. Holmes, North 600 2N East, a distant of 77.85 feet to an Iran pin at the dividing line of Lots Nos. 21 and 22 on the hereinafter mentioned Plan of Lots, thence along said dividing line South 31° 40' 10" East, o distance of 119.73 feet to a point on the Northern One of Grandview Avenue thence in o Westerly droofion along the Northern linen of soid Avenue on to curve to the right having a radius of 1,003.81 feet, an arc length of 78 feet to a posit; thence continuing along the Northern One of Grandview Avenue South 620 46 West, a distance of 7.25 feet to o point, the place of Beginning, according to a survey by Donald E. Kelly, Registered Surveyor, dated June 6. 1970. Being Lot No. 21 and an eastern portion of Lot No. 20 on the Revised Plan of Lots of Grandview Heights, recorded in the Office of the Recorder of Deeds for Cumberland County in Plan Book 16, page 53. Parcel ID: 47-19-1590-003A BEING the same premises which Philip Gion odSo, widower, by his Attorney in Fact, Janene G. Bendtick, by Power of Attorney dated October 3, 2003, by Deed dated November 5, 2004 and recorded November 9, 2004 in Cumberland County in Dead Book Volume 266, Page 797, granted and conveyed unto Thomas E. Terry, Sr., a married man, in fee. Being known as 621 Grandview Avenue, Camp Hill, PA 17011 Tag Parcel Number: 47-19-1590-003A {00235323} WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) -COUNTY OF CUMBERLAND) NO 08-850 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due THE BANK OF NEW YORK as Trustee for EQUITY ONE, INC., MORTGAGE/PASS THROUGH CERTIFICATE SERIES #2006-A, Plaintiff (s) From THOMAS E. TERRY, SR., original mortgagor and real owner & LINDA TERRY, original mortgagor (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the gamishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $188,862.91 L.L. $.50 Interest from 4/02/08 to 9/03/08 at $31.05 per diem (6%) Atty's Comm % Due Prothy $2.00 Atty Paid $177.40 Other Costs Plaintiff Paid Date: 4/04/08 P othonotary (Seal) By: Deputy REQUESTING PARTY: Name: HEIDI R. SPIVAK, ESQUIRE Address: MILSTEAD & ASSOCIATES, LLC 220 LAKE DRIVE EAST, SUITE 301 CHERRY HILL, NJ 08002 Attorney for: PLAINTIFF Telephone: 856-482-1400 Supreme Court ID No. 74770 Real Estate Sale #01 On April 30, 2008 the Sheriff levied upon the defendant's interest in the real property situated in Wormleysburg Borough, Cumberland County, PA Known and numbered as 621 Grandview Ave., Camp Hill W more fully described on Exhibit "A" filed with this writ and by this reference incorporated herein. Date: April. 30, 2008 By: Real Es t,46 Sergeant 80 :1I 'd 01 Hdd 8001 Vd 'AiHi10 33183HS ]HI :;10 PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No. 587, approved May 16, 1929), P. L.1784 COMMONWEALTH OF PENNSYLVANIA : COUNTY OF CUMBERLAND ss. Lisa Marie Coyne, Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, viz: July 18, July 25 and August 1, 2008 Affiant further deposes that he is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are true. Y isa Marie Coyne, E itor SWORN TO AND SUBSCRIBED before me this 1 day of August, 2008 Notary NOTARIAL SEAL DEBORAH A COLLINS Notary Public CARLISLE BORO, CUMBERLAND COUNTY My Commission Expires Apr 28, 2010 REAL IWA'TS BALE NO. 1 Writ No. 2008-850 Civil The Bank of New York as Trustee for Equity One, Inc. Mortgage/Pass Through Certificate Series #2006-A VS. Thomas E. Terry, Sr., Original Mortgagor and Real Owner and Linda Terry, Original Mortgagor Atty.: Heidi Spivak All that certain tract of land locat- ed in the Borough of Wormleysburg, Cumberland County, Commonwealth of Pennsylvania, more particularly bounded and described as follows, to wit: Beginning at a point on the North- ern line of Grandview Avenue, 211.25 feet in an Easterly direction from the intersection of the East right- of-way line of Erford Road with the North right-of-way line of Grandview Avenue; thence North 27° 14' West, a distance of 106.33 feet to an iron pin and lands now or formerly of C.A. Holows; thence along lands now or fp tly of CA Holm", North 60° 24' Wit, a distance of 77.88 feet to as mm pin at dw dividuag lino of i tbt Noe. 21 and 22 on the hereinafter mentioned Plan of Lots; thence alora said dividing line South 31 ° 40' 1 East, a distancc of 119.73 feet to a point on the Northern line of Grand- view Avenue; thence in a Westerly direction along the Northern line of said Avenue on a curve to the right having a radius of 1,003.81 feet, an arc length of 78 feet to a point; thence continuing along the North- ern line of Grandview Avenue South 62° 46' West, a distance of 7.25 feet to a point, the place of Beginning, according to a survey by Donald E. Kelly Registered Surveyor, dated June 6, 1970. Being Lot No. 21 and an eastern portion of Lot No. 20 on the Revised Plan of Lots of Grandview Heights, recorded in the Office of the Recorder of Deeds for Cumberland County in Plan Book 16, page 53. Parcel ID: 47-19-1590-003A. BEING the same premises which Philip Giomariso, widower, by his At- torney in Fact, Janene G. Bendrick, by Power of Attorney dated October 3, 2003, by Deed dated November 5, 2004 and recorded November 9, 2004 in Cumberland County in Deed Book Volume 266, Page 797, granted and conveyed unto Thomas E. Terry, Sr., a married man, in fee. Being known as 621 Grandview Avenue, Camp Hill, PA 17011. Tax Parcel Number: 47-19-1590- 003A. _.® ...... ......._.. Ta Patriot-News Co. 812 Market St. Harrisburg, PA 17101 Inquiries - 717-255-8292 CUMBERLAND COUNTY SHERIFFS OF CUMBERLAND COUNTY COURT HOUSE CARLISLE PA 17013 the Patriot-News Now you know THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication Under Act No. 587, Approved May 16, 1929 Commonwealth of Pennsylvania, County of Dauphin) ss Michael J. Morrow, being duly sworn according to law, deposes and says: That he is the Controller of The Patriot News Co., a corporation organized and existing under the laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 812 to 818 Market Street, in the City of Harrisburg, County of Dauphin, State of Pennsylvania, owner and publisher of The Patriot-News and The Sunday Patriot-News newspapers of general circulation, printed and published at 812 to 818 Market Street, in the City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were established March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published ever since; That the printed notice or publication which is securely attached hereto is exactly as printed and published in their regular daily and/or Sunday/ Metro editions which appeared on the date(s) indicated below. That neither he nor said Company is interested in the subject matter of said printed notice or advertising, and that all of the allegations of this statement as to the time, place and character of publication are true; and That he has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in the office for the Recording of Deeds in and for said County of Dauphin in Miscellaneous Book "M", Volume 14, Page 317. PUBLICATION COPY This ad ran on the date(s) shown below: 07/23/08 Sworn to and subs 07/30/08 08/06/08 before me this 20 day of August, 2008 A.D. Notary Public COMMONWEALTH OF PENNSYLVANIA NobwW SW Shama L ftw, Notary Pubic Cpy Of M>mtbwg; Dauphin County W C0^WdftW Expirm Nov 20, 2011 Member, Penn"ania Assoclation of Noterbs Real Estate Sale No. 1 Mirk No. 200"50 Civil Term The Bank of New Yorkes Trustee foci Equity One, Inc. Mortgage/ Pass Through Certificate Series #2006-A VS Thomas E. Terry, Sr., original Mortgagor and Real Owner and I..indaTerry, Original Mortgagor Attorney Heidi Spivak LEGAL DESCRIPTION All that certain tract of land located in the Borough of Wormleysburg, Cumberland County, Commonwealth of Pennsylvania, more particularly bounded and described as follows, to wit: Beginning at a point on the Northern he of Grandview Avenue, 211.25 feet in an Easterly direction from the intersection of the East right- of-way line of Erford Road with the North right- of-way line of Grandview Avenue; thence North 27° 14'West, a distance of 106.33 feet to an iron pin and lands now or formerly of C.A. Holmes; thence along lands now or formerly of C.A. Holmes, North 60° 24'East, a distance of 77.85 feet to an iron pin at the dividing line of Lots Nos. 21 and 22 on the hereinafter mentioned Plan of Lots; thence along said dividing line South 31140' 10" East, a distance of 119.73 feet to a point on the Northern line of 'Grandview Avenue; thence in a Westerly direction along the Northern line of said Avenue on a curve to the fight having a radius of 1,003.81 feet, an arc length of 78 feet to a point; thence continuing along the Northern line of Grandview Avenue South 62° 46' West, a distance of 7.25 feet to a point, the place of Beginning, according to a survey by Donald E. Kelly, Registered Surveyor; dated June 6, 1970. Being Lot No. 21 and an eastern portion of Lot No. 20 on the Revised Plan of Lots of Grandview Heights, recorded in the Office of the Recorder of Deeds for CamberlandCountyin Plan Book 16, page 53 Parcel ID: 47-1905 90 003A BUN Gbm??lwi?mrf'" Jam G. Bevdridk by Power of Attomey dated 'ictober 3, 2003, by Dead dated November 5, 2004and recorded November 9, 2004in CumberlandCountyin Deed Book Volume 266. page 797, granted and conveyed unto Thomas E. 't'erry, Sr., a married man, in fee. Being known as 621 Grandview Avenue, Camp Hill, PA17011 Tax Parcel Number: 47-19-1590-003A