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HomeMy WebLinkAbout08-0874 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FORD MOTOR CREDIT COMPANY Plaintiff V. EZEL J JR MANUEL Defendant(s) NO. 0%- 8'74 0-'evil Ter" COMPLAINT IN CIVIL ACTION Filed on behalf of: FORD MOTOR CREDIT COMPANY Counsel of Record for This Party: Gregg L. Morris, Esquire Pa I.D. #69006 Patenaude & Felix, A.P.C. 213 E. Main Street Carnegie, PA 15106 (412) 429-7675 PF_PA_11 Cmplt Cw Sht P&F File No. 07-31000 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FORD MOTOR- CREDIT COMPANY Plaintiff V. EZEL J JR MANUEL Defendant(s) NOTICE TO DEFEND You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action within TWENTY (20) DAYS after this Complaint and notice are served, by entering a written appearance personally or by an attorney, and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. NO. Usted ha sido demandado en corte. Si usted desea defenderse de ]as demandas que se presentan mas adelante en las siguientes paginas, debe tomar accion dentro de los proximos veinte (20) dial despues de la notificacion de esta Demanda y Aviso radicando personalmente o por medio de un abogado una comparecencia escrita y radicando en la Corte por escrito sus defensas de, y objecciones a, las demandas presentadas aqui en contra suya. Se le advierte de que si usted fall de tomar accion como se describe anteriormente, el caso pude proceder sin usted y un fallo por cualquier suma de dinero reclamada en la demanda o cualquier reclamacion o remedio solicitado por el demandante puede ser dictado en contra suya por la Corte sin mas aviso adicional. Usted puede perder dinero o propiedad au otros derechos importantes para usted. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE.IF YOU DO NOT HAVE A LAWYER GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 717-249-3166 USTED DEBE LLEVAR ESTE DOCUMENTO A SU ABOGADO INMEDIATAMENTE. SI USTED NO TIENE UN ABOGADO, LLAME 0 VAYA A LA SIGUENTE OFICINA. ESTA OFICINA PUEDE PROVEERLE INFORMACION A CERCA DE COMO CONSEGUIR UN ABOGADO SI USTED NO PUEDE PAGAR POR LOS SERVICIOS DE UN ABOGADO, ES POSSIBLE QUE ESTA OFICINA LE PUEDA PROVEER INFORMACION SOBRE AGENCIAS QUE OFREZCAN SERVICIOS LEGALES SIN CARGO 0 BAJO COSO A PERSONAS QUE CALIFICAN. CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 717-249-3166 PA-2 lNotice to Defend P&F File No. 07-31000 V IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FORD MOTOR- CREDIT COMPANY Plaintiff V. EZEL J JR MANUEL Defendant(s) NO. ok- y7?, Ctu-d Tr,- AND NOW, comes Plaintiff, FORD MOTOR CREDIT COMPANY, by and through its attorney, GREGG MORRIS, ESQUIRE and the law offices of PATENAUDE & FELIX, A.P.C. and files the following Complaint in Civil Action, and in support thereof aver as follows: 1. Plaintiff, FORD MOTOR CREDIT COMPANY, is a corporation with offices at 1335 S CLEARVIEW AVE MESA, ARIZONA 85208. 2. Defendant is EZEL J JR MANUEL, an adult individual, believed to currently reside at 309 HARVEST LN SHIPPENSBURG, PENNSYLVANIA 17257. . 3. On or about May 11, 2006, the aforesaid Defendant(s) entered into a written Automobile Retail Installment Contract (Hereinafter "Contract") to purchase a "Vehicle" from a dealer (Seller) as more fully set forth in said Contract. A true and correct copy of the Contract is attached hereto, marked as Plaintiffs Exhibit "A" and incorporated by reference. 4. "Seller" thereafter assigned the Contract to Plaintiff, FORD MOTOR CREDIT COMPANY. 5. Pursuant to the terms of the Contract, Defendant(s) was/were to make 72 of PA-07 Civil Cmplt Auto Ln P&F File No. 07-31000 V $799.81 commencing on June 10, 2006. 6. The terrus of the Contract provide for termination upon satisfaction by Defendant of all obligations provided thereunder. 7. Plaintiff avers that Defendant(s) defaulted under the Contract by failing to make payments to Plaintiff as promised. 8. Due to Defendant's default under the Contract, Plaintiff exercised its rights to terminate the Contract and retake possession of the vehicle. 9. After calculating early termination charges due to Plaintiff, and proceeds from sale, if any, Plaintiff avers that a deficiency balance of $24,656.32 is due from Defendant(s) as of December 06, 2007. 10. The terms of the Contract provide that Defendant(s) will pay Plaintiffs reasonable attorney's fees. 11. Plaintiff avers that such attorney's fees will amount to $3500.00. 12. Despite repeated requests, Defendant(s) have willfully failed and/or refused to pay the aforesaid sum due. PA-07 Civil Cmplt Auto Ln P&F File No. 07-31000 WHEREFORE, Plaintiff demands Judgment in its favor, and against Defendant(s), in the amount of $24,656.32, interest from the date of breach, reasonable attorney's fees in the amount of $3500.00,with continuing interest at the legal rate thereon from the date of Judgment plus costs. The damages requested are less than the maximum amount for compulsory arbitration as set by the Court. submitted: elix, A.P.C. Date: Gregg L Morris, Esquire 213 E. Main Street Carnegie, 15106 (412) 429-7675 PA-07 Civil Cmplt Auto Ln P&F File No. 07-31000 SIMPLE INTEREST VEHICLE RETAIL EEL J MANTEL JR ® 309 HARVEST IN SHIPPENSBURG PA 17257 CUMBERLAND PARSONS INTERSTATE FORD LLC 196 WALNUT B077DM RD SHIPPENSBURG, PA 17257 yw 2005 I EXPLORER I 15 I 0 P-al ? Aama.d FnRn s1.11-C-Ma7R =Cdr1.01al ITEMIZATION OF AMOUNT FINANCED I I INSURANCE _____j • 35175.00 1 Y V OU ARE REQUIRED TO INSURE THE YOU MAY OBtNM VEHICLE EHICLE j I. Cue Price ..... ............ _............ ...................____..._...__._.._...._..f l 2. Dawn Payment I . NSURANCE FROM A PERSON OF Third Perry Rabate As"Wwd te S*IW..__.... _........ ..... ....,f -CAW nn Y OUR CHOICE. .....__....__..._ ............... _._._._......_...._..._._.f125n An Cash 0- P a y men t L IABILITY INSURANCE COVERAGE ; _ ? ? 1L ? f. 00 D.-f yam! p f-76,10 119 Trar" - F - FOR BODILY INJURY AND PROPERTY iidl4n T DAMAGE CAUSED TO OTHERS HI NOT Teed Dews Paymam...... _.__.._...._.._..__._......_...._..._._......_._.f 6250.00 12) I NCLUDED. 3. UpaM 9YerNe of Gash Prim (1 nine 2) ........ _----- _------ _._.f 1977[. nn (3) CREW LIFE CREDIT DIBABLIrY AND a. A-dar Paid .n Your belWn (fdb may be relslnini • pOdba or m.ro amdunb) OTHER OPTIONAL INSURANCE ARE T. Pubs OMktasb NOT REGUWED TO OBTAIN CREDIT (i) to r woe (f 6 -an ), tRa la 12.60 ),A i AND VALL NOT BE PROVIDED UNLESS - regiseabn(f 27.011 I. Irosf MIA YOU SIGN AND AGREE TO PAY THE (N) for WIN Iau f 9 0A PREMNAM. (a) for Isms (net in can Prim) f 1026 17 f 11197„27 T9 awuraoe Coinperlba for. CredR Ub imuaro. (for term d wmrad)_._........... ..... _.-$ NIA cr.aN IXaaUNXy araunm. ifo, lamer„ a oontr.dl...____..._.s _JtlA jT.- _ hfonYU)......_.f JUs (Term _ MOmba)_...... a 111I, TOPARCnN3 INTENCTATF 1crnAr FFF f SF nn io l000 IOWAFRYIrF rnYTRArj f 325...110 TOnUtiFRGARn IoI GAR f A5I ran for f J!A T. T9 fa 3 N!A TOAMERLCNEDLT--IOr YFC671yr E(Irr7TY 3 TG1n 90 TOteI.....__............_..___....._._...__...__...........____..........._..__..... f 9257 2I (a) a. Amount RnermW (3 Plus a) ..........................._._.._._.._....__ f 20022 2t ff) FEDERAL TRUTH•NFLENOINO DISCLOSURES ANNUAL FINANCE Amount Total of Total Sale PERCENTAGE CHMGE Financed Paym[nb price RATE closer wrioun Tn. - d T1w awbum TM roW sal TIa ma a yw. Th. n 9aa ae °w Pwmad eras wit rave. a you purth- bywwm Ram eir.n yea mO.Oi4 was a . r..ry - cat yw yda yby nymwtt dtA25n_nn, 1 Amwt a ?srnranla 0 MaPMwaey ? 744 MIA Pr.pyr..nn: 11 Yw WY or roar save .aM. Mau wt M h.v. b pN• a penny. s..u,Yy aaer..h Yw .w asOV ..away Mw.N In aw ,did. baina purdl.sed. IAr P.yaRm: vw wwr d.Y. err w aM Dawmn a Raab pa~ aoMad m.a awn 10 drys bY. Th. dws. Y 20 par-1 d ae YN Rrw carrearb plan .M Ba mnbecl tier a0daanl raam.aon m saarpy tntra.4 rpnpaymwt. toss. dw WwOrad doe. w paiatAm, tlM OVa b rays. r.pslynnt d yaw d.N n hA aa?tyr.aa p.may. I you do not msYyoursantmct ohlipaNsfY, you may toes your vehicle, as Weis sas Roth pads and pool put On your 11ai11Cle And money or goods renwed for ? Your Iasi ImWaarriev paymem tiger this contract u a balloon pArrrwd. EXCESS WEAR. USE AND MILEAGE CHARGES N ms bax Auecay above Y chock d. this -11N, Paragraph e, ao Paragraph C Of die cmaad apply. Yw may be ohargod for areassm waar band dpw, our sWAards tier nand use. It Vu earl. tM option b nth the v tCl. Wit b SON' under amass PW$Waph B, you nvM pay the SaINr IN. 111A per as lur salt A. I. of BAR maa shown m tow Cdantar. EXTRA YIL[AO[ OPTION CREDIT N aY ctrdracl c teas a WOW paymart jar ardkata0 abwa). and yW have aumsed ywr OPhon b 24 the wards b du S.Aer wOw paragraph S. dta paaprph ppas b yoy( oomrad. N - wh.&A d aM a Nn -*ad, Yw, Wed . aXd so. 9LB_ pV/r ed mb for the numbs, .1 uwrd m". b.1- w II N m1Ys. I.= my w-was Yw ova uner die oatract. Yw wa nor raaha arty crada N dN vahicb I. dealmya0. Urb -lred arena root'. or you w. In d lauN. Yw we nor r.roive wry erWR a ab aadas I. Ys. erwl 51.00. I I A, mac. n P?a 41 bb r-ag w.q" you w m. S-. Credo 0 Life insurance Company S N/A Premium Imai ed(as) YOU Went Credit Life Insurance. Buyer Stine Ce•B Gnat O D4WIWy Insurance Company S /A Premium kmmd(s) You went Cm M D"blky Inurrte. Buyer Signs Co-Buyer SW4 OTHER OPTIONAL INSURANCE =td pranNm and Ta,,,, in Mw,. ar- f_EIA IM YOU vav ft apaanY noun la which premiums are Ilbalded seam. Buyer swa co•eurv, sqm cr.0 ub w Cr.aa pa bray, Yrstr.rua .n M rll. Ym d d,..ww.at TM trout w aerwep.. w..lrewn N • ro4a a aa.wrom 9laarr b yw inry• [se.et hnerlt.YSn w.Yw as aaha 1QWaat) R Yrb ba. b a Darr rw NN Pse -area . a I. e gpd-tlon w I. b - Ira r.i ft al RIM b aw Pv rad b d olaab d areas, al The a h ft daa ddaad- Nwh 1. amtwm Wed as.ahad W AdOw1A.n Y Y,mlpwWaalb.ll. mnnLL Taaptm b tier O.G ??' wbsd M,an NagRRdYh ?atncad Wul/sactM d. I YOU ACKNO*LEDGE THAT YOU HAVE READ AND AGREE TO BE BOUND BY THE ARBITRATION PROVISION ON I I I The Annual Pa tfte Rate may be negotiated wish the Safer. The Better may aealpn this ceramics and may retain its naln to ra alw a portion of Ute Finance Charge. Do not sign this contract in blank. You we entitled to an exact copy of the contract that you sign. Keep it to pJp ur gel rig Weer. 7/ X snero supra Buyer (and Co-Buyer) acknowledge that (I) before sl nin this contract, Buyer (and Co-Buyer) received and reviewed a true and completely ed n copy o this contract and 1111 at the time of slgnina this controSL Buyer (and Co-Buyer) received a true and completely filled In copy of IAL a?Mrr: ? ? - - tNero I I fat. PAASOMS INTERSTATE FOR TRb THIS CONTRACT IS NOT VALID UNTIL YOU'Ahlb SHIA R. ASSIGNMENT Web mar u.rwr w. d.nawr m r,oth..Irw.w. 2nr ?w.ea.,al m.: n..a all saew•. dye., plwata. w ..,Wear.. ti wire a.l.w, w 4es,r_Wendndww.dnm FORD MOTOR rRFnIT" (•A.slpw.'} Ta ..ISM ARwan.. ab.m drl..wwsd .a . w .tilt dwa w.adb r FO DCRE0,,-CQ0 t.e.r PARSONS INTERSTATE FORA ?L Yob ,.•,.,.•n xar.. ,,,,, SEE OTHlR apE FOR ' ZONAL A BEMs CONTRACT DATE 0611112006 w AALIIaGlOROR 141b Nam. and Add-! t Y, 1?, ORIGINAL A. PmYMMIS and SammssY NO= You non mM M pay; . nont, in U.S. heall sown VNY mi due. Yes may pnapey YWr dayatary*MwOWA 6rWly.TMS llNlYrgl?e.o," 00,01ro Tlta aoWl larla cnup yid safe 0 Pay,. parsons. TYM aotuW'anrla ==..d. 61edkdoM FYrnce Chorp A You'nyaYrbso tun the acMdwd am a h loss Awn m Ywr payreenf wB be pp11W 6mt to m arced and unpud Pd at a* FYMnca Chwpa will than b m raped Amount Furor" The; Fkrrcle fJMp M awed L=#4 Am" PYCamapa Rata N m wlaM Arnary m major Wan AMt the WpAM Amwd Flanad . odatwdNg. N VM vwdds is tepee-- sneeq You eat not hA.. tat doM M relmale m ammo weMe m Seller ogm--. L BWbon POYltrnr Contrapa: B your r Will mlWYnint Artists: mow dye anlrad is a balloon paymwll As Indaled w m front of the oodnel. Y. my hands the IW hatNmed payment M ors al three wye. p?n. la due ra id keep ywurr motor mhkb m lost ArulANnlint f. . N d.lauB And.r"ached. 9 M Bahr has Apwnced' kale b Coro any ddaW, you no pall back m SOW Wrom the nMArwkq. You on moat proea pod or km (AP Fylq.aoap•; aiee b BMrbefore the relkMnd". The AroW PAWRWM?e fare R) lama ralknring W ba m lower a pat R 1WEE m by you mid m Seal at m Wits At the MMNMto a m mednml rate pamw.d by low. TM farm at m "l-sing wed be bAsed on the emowt rMnrrcWd. YM mN. "m m fe-M d. Am many pymrd. Th relMrced moneey P-1-Mi Wan b46 the I- u In Ilea cabal N m Marcel amount vat W h", peed will" 36 -.the of m de. doe d m Ntl keataNrwnl'. payasw Ogeowt r. M raor ft paypew Weaea'%W be the aewuo rwedd to bay pay m rMramod antoM Wrin 38 rayed at m do dal at m bef 2 At"ad p?wN. A yoB wed . Excpt q wish to rahMnce you must MOW Yr Sum In dmuaad b Wan seuun, the Mow Mall be mcat.d mi laW' Awn 30 days prior a did dw data at the wt kr ikh"arnenl yMmysoAMVONdabmSeWto, an"news oWm b m Nr InmlaWnd P.YW" You nM Pay b M Safe any sow am W owed unW tms contract. AmwnN yid wan MI be ft Base; in the esWmwd?ol M .91says, Y. be near Pay So With to veldoM ml Sri. part, An ft m re" at eaaa wow and Ws, -- W toa before: You mud' UM m whlce to a doe. selected by law S".Igr Inspection no Wet Ow 16 dry. pew b m MI IWAdmm popM•rd dw dab. Aft. IM a "cft , N you add. b AM the vat" .1p m Sow, you must On m Vehicle to IN Sal" rodam thin on ban inslWManl =&,a=. I BW Ara. Y•• mar tAs of" the SWm ¦ Wa Idher tlrn m SMMt F.. 11"0." amraap b tat Sam- w a pamon --hided by Or ";. ASK the Yep Clio" N you dssM not b sat Ve1WN m ON Weer, you maw wn delay wow tat Sefm ad Inions m a.", wbww Y. want in r.6aKa the Mt Inew-M pay-& C. D.-go Repast: 0 your lest Insi lre" pymm WWW two camas le a.aWa payment and you sM m venal, bad W' A. Sam wrier Pa,&Waph B. you Am =%=Oil Asp damps m m V.Ilide V* Am nor sed u.e. Tree npabs nck4o. but mi not IYrdNd W. sae rraaA..ry W. Q) raisce ay Btu not pan d a ntak" Be d four or MY ora lea has IM than IM lea d mmAkwq bad: (a) rso,* M ewtwnleel defect: IM) teak a repta M dwded, -MO d, ehpad, std 'w. mematdwd body parole, poYO or wNdm Waidefaaan darer; M don" scatdnd. mass, pall, bnken w edWrMp latrim arm AM work all Wretched, Cracked, lead or broker ages. AN fA qv wblaw madwdrns;,M bredwn aMmed VA M aWxanle mlfundloro: M NWiw lea aWro. Dams or worn area: and M amps which want be veered by -M.bn or CompshrMlve W-ana whdhr or nel ouch i monks is actuaay in ma. ' a yid hew W rod. Aar reaba bake lnq.dbn of m v.Nds under Paragraph L You eat owe Are astrabd paws a such. nPeire. awn N m rWWn mi not mad.pm b your ale el m vaNW b AM BOON. N YM deans With m.etlnWed Name a mpelr. You my hew the MOM -0 at your span-- Pmir to your aw of the wlyd e to the SOW. - D. Aaurby Bitw.aC YM give m Save a salsa" hlwew wf. t. The vWdd. yep so parts er o6a aroma pd an m vefride: m --stele; W x. AN rroroy or Boca mot 1. 9. AN in-- premieea ad--rvia eonbacb Anonow br,: The aa? ran IkeynwrN a M AneorraA yid owe txldn ma eanbW. u du .sum. Your~ .ymenona in We canned. R Use of VAhkb - Wo"W tlss: YOU met take Care Of 14 vayd. AN aWy M Wee in using N. YM a" nor "a a Nerd m wryaa. Anil you mwl kep u Ara ham m darn. CO oANn. Y- will not use r PA" tat u--.1 U. vOdd. odds of m Urred, Able., aaeed lee p N 30 dare In Cuwa or Wddo. Arleta m Pd.,= consent of the BMW. A Ma Vehicle Is of a type. nomrBy wed Ior peraorol the .Ile OIA iaMSr, a the waled oat's mwwlWw", alerlda • wean wrrry err service Wnbad eewrlrl0 tlr wNde 011,41.90411.1 from tat dele a AN. eardmA Yee a•y Mplbd war W".4 M namaheerAsMq ed Abaee W . pwkulr purpose Oaear Ulan wmeN:. OlMrwlee, pas uedenand And Agree tkt thMg mi em me aeefi Illtpllad wart.MNa, renal as *,hemd s P-M d by leer. I F. VAskle aapnroW Y. dual kwon thle "Ii' AVNW fop, or amp. horn aB.lon. M or gat. Y. next nom Bider to the ban ayee Mlar m I-- pay. TM S.A. sal .nwe.?m.a y Swans War anaeA Of kvaas e.. B the VeeWe is task damaged or destroyed, yw moat pry But I Wr qhd Is sO owed. You apse nth Mi Beal an mtYui a clear Amer Its NawArcO pacy. You suBNIW =pups por lowly hi pmMde SAW r M uw IrvlNwwe prAaede' b raper Ara v Mdo, unless Me damage b Nr vadda M corotlend a barloss. N m dMWP to the vehicle is considered a WW bp, yyeeWu,mnrt ua m it - Ana Woe"* to pay rAW you ale am Seal. 0, yow klewor or on the veNds doesn't pay AN you e.v, you nM pay what h AM ..ed. 0. Returned Inev rna Promlurs and Smile. Contract Chars.: Thr oOMa may are loll dwlg.s far YwytywP. 1'MIVICe arlYa. I other atom e.'YM agra nW m Salk con aft b"b wr1A1 Nate. amracla mid Wee" prohibited by law, t+nrrllrAN them to ablate myna of wMwrlad dMrpa to rears what Vol; owe. N m Behr gaft a Mild on Mwouria. amiss roraraca, a Clhare.rdradA, the GOP will WderadA trap "a you owe. Orva M a W owed under M comrar N p.M, wry r.rrwbdng rehtds rdl be paid to you. N. DOWAI: You WO W in do" It 1. You do mil mow a paymnt Wlan Y Is de.; or 3. You gave leks At mooleadnp kYormatlen an yaw croM Application rel.Wrp to to ronrAaq or foul, eMst., W Ndaral 3- YW worm is Weed by any ""ft am, N rso plvnpuy Wd;=mdo MYy nbmed to ye.: a s. YM Ma a bwdwptq P MM Or ant Y std agaYrt YAK a S. You do M kep am'u" r pewee. 1dphM YIN amrW- N ?ori dWdl, Saaar an mania BefNys udw ft. con. Irad arm Sa6afs otlNf eghN wmar elm std. L •Reftowwon: B you do" w BMW Billy mpMa you M ay to one the unpaid ArnowA FlrMraa0. Ahi eree0 arm upow pan of m Fnrmim Cbarge and M odw OMAN dm wON Bra centred Shaw may mpg Mae WOO tlw velllda, tee. BMW may Ave take gods kwnd M a on m vellbN when mpceaseaad and held in- to, y- d. Toler Rlgrd To npaPal n m vatdW Is lakee bars Shaw wed std you Amato.. The ?mtla all ay MI Y. pay radmmm bb?Pdd1?1,m veldw wO?qq wed a aaN.np. p• aWn . rarest. YI0'MrvYhay d- des riNda p to m M b-lmYw LW Y or sprees b sat B n vol a mA moeam m VeNW. Y wed be odcL N. Dlpeunon of lisle) VOMS W N Br nhkb is poled bid and ant, Vw may, burn IM Ws. later allowed apWNMY, MI be used 10 all m w eeW Ml owed on the Aotlnd. AWwd experrN include Aimee paid as a dYAa niM tl Mwq b rebee aw eaNrm, held N, prepare Y for Ws, rm eat A. IWranahM Nwy. Nee ad Opel ..to mm Mawr, loo. B th.ra t wry nMrMY bit • Rased). A aM be ant b you. 0 m "sorry Aran M Asia to rid Wapll to all off Mt mlMr mid e.els, you will pry whal is AM owed to tu Sebr. u you a not ay tlW Amotrld m when m SMmr uka, m SOW may tiara you interest at No" lawful ram Wo yid pry. L COIW.O n Caw: Eyap a CMrAIN povldsd by law, Ya most pay wry And M aptVan MiSM to WdWOV Mb amrat, W10,11l10 aNeLUor1 9kpssaaF Ipwyra' lea and ,caw Nod AI. Conou- wpow.: Yee auFwda to Adgrwe eWdan the Isoa a Nye aalbaa b abNbr panlerwr area or bwW Con- rep- ' .p.nr.e (wedk buraave) for try n Wed at . veal it" In am-don "h ?" comrson.' oovwtr0 N. App &Wo Law: You Agree VW MaoWwad wed be by In laws of m lost* of POrnWvwW. O.. Oanemh Thl{cpnbw karate M ahem apganna barwn Better war you r.Whg to m ade and IAMrrbg of m mWor vebcie. N any part of ai eerMadle nth valid. M GVW Pero.tay v.ro. a $War d-W1 e,A S.W. right. -V Wee. peaty an aM aNme there Nm. SWlarwM a..mift lof3dWe epm in a lawkd way. V m last kwNinrd payment wdw Ode contr at to a balocn payment, a AWpnaaequaMhem &NOW 10 04 E-dWVB. In ft leO fmarrtl.ry• M 0V1M (stmt wlpaWroJ wed repact to m pucMae od Asla of Vds wads. GUARANTY - - TouaVeSmSOWbaNmv kb deMbd An m bold raids kordrad to m Buys an ArAM. each P- Who Allies Warr aA quwador• gwmdsW m Paw" at gds Worsa Tans meat am A m &W IW b try.wry am Is awed ee alt ankm 1. .Ash psrarl eat Yau W a tarrW Wr M Py a cede eked. EWe dmrardw MM ==1= eat be WNs m m wrle Arnold MMd-.tun a orM a son save pw.ar veto spar tlW Dowry. Earb AeW when a m SAW does oa or mom at the trow V 11N ge- I. Buy" "sole dm p all ww W tun pyrnra{, a ID) gate a "Mee h M W a pat m Wry d m omsr Denr.r Am a (c1 "."V- AeY soaalb• Ewe OuarAnso ant ANNA tut M hAs rsodved • awarded copy or Ode contras Oro Ilea rde.r.nty ¦1 m tkne •lpnhp. fNu"emr Address Duuarw ACWASS b WAIw_BKIMOWbp ripda: : .. A CLAW -Wain 1 IN ANY CLASS CLAM YO(I MAY HAVE NM OIw lye: 11. Claim is istive d yid mid we WM C W.M W hew m Ioao'Aep ddb. V= wWMq _11 And _X Area pmrwwn a r wry arm: 1 rArdalpmy N sect: Y) RleIN b edwa m aeMrW YAM t m ..I:d.. Wde.tlen y rpaaakn w Nmrgh • La T Q7. ; ) Rlpy N MW ohipgtt aeWrl m ease M rauaWa dmrNOn: ad s) RION b rpelW the a awl d Mw nstwr whelMr m araibWw aAneded W eenory. e. .. ' S ?ltlyf Isar Aral Pred•.kwer an urn r oral SSE -...1. FOR ADORIONAL AG11fEMf6rT8 e: unyaalra I1..rNLC VERIFICATION The undersigned is an authorized agent of the Plaintiff and verifies that the facts and I statements made herein are true and correct based upon my knowledge, information and belief. Counsel has signed the verification as a matter of time and convenience. The verification of the party can be provided if requested. The statements are made subject to the penalties of 18 Pa.C.S. Section 4904, relating to unworn falsification to authorities. Date: Oregg L Morris, Esquire Patenau & Felix, A.P.C. 213 E. Main Street Carnegie, PA 15106 (412) 429-7675 PA-01 Atty Verification P&F File No. 07-31000 00 1 8 ? ? SHERIFF'S RETURN - REGULAR CASE NO: 2008-00874 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND FORD MOTOR CREDIT COMPANY VS MANUEL EZEL J JR DAVID MCKINNEY , Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE was served upon MANUEL EZEL J JR the DEFENDANT , at 1116:00 HOURS, on the 8th day of February-, 2008 at 309 HARVEST LN SHIPPENSBURG, PA 17257 by handing to EZEL MANUEL a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing His attention to the contents thereof. Sheriff's Costs: Docketing Service Affidavit Surcharge 2// 3/0 Y 18.00 19.20 .00 10.00 .00 47.20 Sworn and Subscibed to before me this of So Answers: R. Thomas Kline 02/11/2008 PATENAUDE & FELIX By: 0 i7??,, - day Deputy Sheriff A. D. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FORD MOTOR CREDIT COMPANY Plaintiff NO. 08-874 CIVIL TERM V. EZEL J JR MANUEL Defendant(s) PRAECIPE FOR DEFAULT JUDGMENT Filed on behalf o£ FORD MOTOR CREDIT COMPANY Counsel of Record for This Party: Gregg L. Morris, Esquire Pa I.D. #69006 Patenaude & Felix, A.P.C. 213 E. Main Street Carnegie, PA 15106 (412) 429-7675 PA_ 117 Prcp Def Jg Dl P&F File No. 07-31000 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FORD MOTOR CREDIT COMPANY Plaintiff V. EZEL J JR MANUEL Defendant(s) NO. 08-874 CIVIL TERM PLAINTIFF'S PRAECIPE FOR DEFAULT JUDGMENT AGAINST EZEL J JR MANUEL ONLY TO: PROTHONOTARY Please enter a judgment against the defendant, above named, for failure to file an Answer to Plaintiffs complaint. Amount claimed in Complaint $24,656.32 Interest from December 06, 2007 $895.70 Less payments received $0.00 Attorney's fees $3500.00 TOTAL $29,052.02 With continuing interest on the principal amount of $29,052.02, with interest at the legal rate, plus costs of suit. I hereby certify that a written notice of intention to file this praecipe was mailed to the defendants and defendants' counsel (if known), after the default had occurred and at least ten (10) days prior to the date of the filing of this praecipe. A copy of the Notice is attached. submitted: & Felix, A.P.C. Date: PA_l 17 Prcp Def Jg Dl dregg-E-Morris, Esquire 213 E. Main Street Carnegie, PA 15106 (412) 429-7675 P&F File No. 07-31000 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FORD MOTOR CREDIT COMPANY Plaintiff NO. 08-874 CIVIL TERM V. EZEL J JR MANUEL Defendant(s) PLAINTIFF'S AFFIDAVIT OF NON-MILITARY SERVICE AND MAILING OF NOTICE PURSUANT TO PA R.C P 1037(h) COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND SS. Before me, the undersigned authority, a Notary Public in and for said County and State, personally appeared GREGG MORRIS, attorney for and authorized representative of Plaintiff, who being duly sworn according to law, deposes and states that the defendant(s), EZEL J JR MANUEL, is not in the military service of the United States of America to the best of his knowledge, information and belief and certifies that Notice of Intent to take Default Judgment was mailed in accordance with Pa.R.C.P.237.1, as evidenced by the attached copy. Respectfully submitted: Patenaud F ix, A.P.C. Date: 21XE. Main Street Carnegie, PA 15106 (412) 429-7675 Sworn to and subscribed before me this day of , 200911" 1 Notary Publ' Nofr"W Carolyn J. Stewart. Notary Public Carnegie Boro, Allegheny County My Commission E)ires Aug. 14, 2011 Member, Pennsylvania Association of Notaries PA-1 20 Aff of Non Mil P&F File No. 07-31000 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FORD MOTOR CREDIT COMPANY Plaintiff NO. 08-874 CIVIL TERM V. EZEL J JR MANUEL Defendant(s) IMPORTANT NOTICE Filed on behalf of: FORD MOTOR CREDIT COMPANY Counsel of Record for This Party: Gregg L. Morris, Esquire Pa I.D. #69006 Patenaude & Felix, A.P.C. 213 E. Main Street Carnegie, PA 15106 (412) 429-7675 PA-1 11 10 Day Dl P&F File No. 07-31000 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FORD MOTOR CREDIT COMPANY Plaintiff NO. 08-874 CIVIL TERM V. EZEL J JR MANUEL Defendant(s) To: Ezel J Jr Manuel 309 Harvest Ln Shippensburg Pennsylvania 17257 Date of Notice: February 29, 2008 YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Cumberland County Bar Association 32 South Bedford Street Carlisle PA 17013 717-249-3166 submitted: & Felix, A.P.C. Date: 'GrM. ?VIs, Esquire 213 Main Street Carnegie, PA 15106 (412) 429-7675 PA-1 11 10 Day Dl P&F File No. 07-31000 I, GREGG MORRIS, attorney for Plaintiff, FORD MOTOR CREDIT COMPANY, hereby certify that a true and correct copy of foregoing document was served this date by ordinary mail upon the following: Date: Ezel J Jr Manuel 309 Harvest Ln Shippensburg PA 17257 Z2E orris, Equire de I; AP.C. . Main Street Carnegie, PA 15106 (412) 429-7675 PA_111 10 Day D1 P&F File No. 07-31000 T f ?, GN C ) w . 1 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FORD MOTOR CREDIT COMPANY Plaintiff NO. 08-874 CIVIL TERM V. EZEL J JR MANUEL Defendant(s) NOTICE OF ORDER, DECREE OR JUDGMENT Filed on behalf of: FORD MOTOR CREDIT COMPANY Counsel of Record for This Party: Gregg L. Morris, Esquire Pa I.D. #69006 Patenaude & Felix, A.P.C. 213 E. Main Street Carnegie, PA 15106 (412) 429-7675 PA-123 Ntc Jgmt Both P&F File No. 07-31000 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FORD MOTOR CREDIT COMPANY Plaintiff V. EZEL J JR MANUEL Defendant(s) NO. 08-874 CIVIL TERM NOTICE OF ORDER, DECREE OR JUDGMENT TO:( )Plaintiff ( x )Defendant ( )Garnishee ( )Additional Defendant You are hereby notified that the following Order, Decree, or Judgment has been entered against you on . 7 02 ( ) Decree Nisi in Equity ( ) Final Decree in Equity ( X ) Judgment of ( ) Confession ( ) Verdict ( ) Court Order ( X) Default ( ) Non-suit ( ) Non-Pros ( ) Arbitration Award ( X ) Judgment in the amount of 529,052.02, plus costs. ( ) District Justice Transcript of Judgment in the amount of $ , plus costs. ( ) If not satisfied within sixty (60) days, your motor vehicle operator's license will be suspended by the Department of Transportation. Prothonotary /121 By If you have questions concerning the above, please Contact: Name of Attorney: GREGG MORRIS, Esquire 213 East Main St Carnegie PA 15106 (412)-429-7675 PA_1 21 Ntc Jgmt Dl P&F File No. 07-31000 ..~ fir' ~ ~'¢~RY 201Q J}~~ ~ 5 t'~! ~~ z4 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA FORD MOTOR CREDIT COMPANY Plaintiff v. EZEL J JR MANUEL Defendant(s) PATRIOT FCU Garnishee NO. 08-874 CIVIL TERM PRAECIPE FOR WRIT OF EXECUTION Filed on behalf of: 'FORD MOTOR CREDIT COMPANY Counsel of Record for This Party: Gregg L. Morris, Esquire Pa I.D. #69006 Patenaude & Felix, A.P.C. 213 E. Main Street Carnegie, PA 15106 (412) 429-7675 PA_134 Prcp Writ of Exe P&F File No. 07-31000 _, IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA NO. 08-874 CIVIL TERM PRAFCIPE FOR W T OF EXECTJTION To The Prothonotary: 'FORD MOTOR CREDIT COMPANY ) ) Plaintiff v. ) EZEL J JR MANUEL ) ) 3c9 Hawes{ Ln °~h`P~~~ ' ~ 19°15'] Defendant(s) _ ) ) PATRIOT FCU ) ) Q 80~ Ul)Ot~r1e V6 Garnishee Ct'~rKbersbu~, pA ) ~?ao1 Issue writ of execution in the above matter, (1) directed to the Sheriff of Cumberland County; (2) against, EZEL J JR MANUEL Defendant(s); (3) against, PATRIOT FCU, Garnishee; (4) and index this writ (a) against, Defendant(s) EZEL J JR MANUEL, Defendant(s); and (b) against PATRIOT FCU, Garnishee; as a lis pendens against real property of the Defendant(s) in the name of the garnishee as follows: (5) Amount due Interest from March 27, 2008 At 6.00 % per annum (Costs to be added) ~a'f.so Pn~,-ti-r "M.6tp CgF 18.50 " !4. oo ~~ a. so ~~ rc~~. ~o - P u Arry #a. oc, ~ue(o •so ~c- $29,052.02 PA_134 Prcp Writ of Exe P&F File No. 07-31000 e~3nr(od WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 08-874 Civil CIVIL ACTION -LAW TO THE SHERIFF OF FRANKLIN COUNTY: To satisfy the debt, interest and costs due FORD MOTOR CREDIT COMPANY, Plaintiff (s) From EXEL J. MANUEL, JR, 309 Harvest Ln, Shippensburg, PA 17257 (1) You are directed to lery upon the property of the defendant (s)and to sell . (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: PATRIOT FCU, 800 Wayne Ave, Chambersburg, PA 17201 and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $29,052.02 L.L.$.50 Interest from 3/27/08 at 6.00% per annum -- $3,376.23 Atty's Comm % Due Prothy $2.00 Atty Paid $166.70 Plaintiff Paid Date: 7/15/10 Other Costs (Seal) REQUESTING PARTY: Name GREG L. MORRIS, ESQUIRE Address: PATENAUDE & FELIX, APC 213 E. MAIN STREET CARNEGIE, PA 15106 Attorney for: PLAINTIFF Telephone: 41 Z-429-7675 Supreme Court ID No. 69006 WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) N008-874 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due FORD MOTOR CREDIT COMPANY Plaintiff (s) From EZEL J JR MANUEL, 309 HARVEST LANE, SHIPPENSBURG, PA 17257 (1) You are directed to levy upon the property of the defendant (s)and to sell ' . (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: PATRIOT FCU, 800 WAYNE AVENUE, CHAMBERSBURG, PA 17201 and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof, (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due$29,052.02 L.L. Interest From March 27, 2008 at 6.00% per annum - - $4,826.18 Atty's Comm % Due Prothy $2.00 Atty Paid $1 (pg. aO Plaintiff Paid Other Costs Date: May 23, 2011 (Seal.) REQUESTING PARTY: Name LAURINDA J. VOELCKER, ESQUIRE Address: THE REMIT CORPORATION 36 WEST MAIN STREET BLOOMSBURG, PA 17815 Attorney for: PLAINTIFF Telephone: 570-387-1873 Dav' ue r thonotary By: Deputy Supreme Court ID No. 82706 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA 'FORD MOTOR CREDIT COMPANY Plaintiff V. EZEL J JR MANUEL 4301 "Pvvp-* La,l e, 6 7 S?v egQnS tv A Pe endant(s) C houkAy" NO. 08-874 CIVIL TERM PATRIOT FCU goo U""Vtt Pevf, Garnishee i 17? 1 PRAECIPE FOR WRIT OF E Fril ION To The Prothonotary: Issue writ of execution in the above matter, (1) directed to the Sheriff of Cumberland County; (2) against, EZEL J JR MANUEL Defendant(s ); (3) against, PATRIOT FCU, Garnishee; (4) and index this writ (a) against, Defendant(s) EZEL J JR MANUEL, Defendant(s); and (b) against PATRIOT FCU, Garnishee; c c o -1 Zit == a --c rn_ -c Wr Z w rn -q c> ca = az -= c7 °rn -4 w a as a lis pendens against real property of the Defendant(s) in the name of the garnishee as follows: (5) Amount due Interest from March 27, 2008 At 6.00 % per annum Court Cost Less: Payment © Total pin} zo?i.SD Pa a I 47.ao CSr- P. s0 ",, N-00 ua4.s0?f" X188 7p N a1o, 0 -%ac $29,052.02 $4,826.18 en nn PA_134 Prcp Writ of Exe C, IC-* 9?aqo P& I File No. 07-31000 a IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PFORD MOTOR CREDIT COMPANY Plaintiff V. EZEL J JR MANUEL Defendants(s) PATRIOT FCU NO. 08-874 CIV L TERM-- I C c 3 xrp°n c --i r`' F ? r r m c n ? C t 5c:: ?$r Garnishee PRAECIPE TO SETTLE AND DISCONTINUE WITHOUT PREJUDICE AS TO GARNISHEE ONLY Filed on behalf of: PFORD MOTOR CREDIT COMPANY Counsel of Record for This Party: Gregg L. Morris, Esquire Pa I.D. #69006 Patenaude & Felix, A.P.C. 213 E. Main Street Carnegie, PA 15106 (412) 429-7675 * 8.oo Po A-rry 0-1p local q PA-193 Prep Disc with Prjdc Garnishee only P&I File No. 07-31000 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PFORD MOTOR CREDIT COMPANY Plaintiff V. EZEL J JR MANUEL Defendant(s) ) NO. 08-874 CIVIL TERM PRUCIPE TO SFTTLE DIS('ONTINi E WITHOi1T PRFHIHICE AS TO GARNISHEE ONLY TO: Prothonotary Please settle and discontinue the matter captioned above without prejudice as to Garnishee only. Thank you. Respectfully su Patenaude &,Mix, A.P.C. Date: July 06, 2011 V TE.i ri , Esquire 1eet Cat 1106 ( 4 5 Sworn to and subscribed before me this day of A-P /a , 20& Notary Pub is ONE 4W CpMMONWEA?TH OF PENNSYLVANIA NoleAel Seel comyn J. 8t *WL WA" PWIC My pirl"w 90a .1 11 Member, PennsylveMe Aawdedon WWI" PA_193 Prep Disc with Prjdc Garnishee only P&I File No. 07-31000 1, GREGG MORRIS, attorney for Plaintiff, PF()RD MOTOR CREDIT COMPANY, hereby certify that a true and correct of the foregoing document was served this date by US First Class Mail, postage prepaid upon the following: PATRIOT FCU 800 WAYNE AVE CRAMBERSBURG PA 17201 Date: July 011 IT ire g It. Mbr\is, Esquire Pat na de & Felix, A.P.C. 213 . Main Street Car gie, PA 15106 (41 ) 429-7675 PA_193 Prcp Disc with Prjdc Garnishee only P&I File No. 07-31000