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Home My WebLink About08-0897MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 (215) 789-7161 CIVIL ACTION COMPLAINT AVISO FORD MOTOR CREDIT COMPANY LLC, A CUMBERLAND COUNTY COURT OF DELAWARE LIMITED LIABILITY COMPANY COMMON PLEAS P.O. Box 6508 Mesa, Az 85216-6508_ - - Case No. {)$ - 897 by i l Tertw Plaintiff, V. RONALD E RADABAUGH 75 Etter Rd Newburg, Pa 17240 Defendant(s). NOTICE You have been sued incourt. If you wish-to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim cr relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. ARBITRATION MATTER ASSESSMENT OF DAMAGES HEARING NOT REQUIRED Attorneys for Plaintiff Le ban demandado a usted-en-la corte. Si usted quiere defenderse de estas demandas expuestas en las paginas siguientes, usted tiene veinte (20) dias de plazo al partir de la fecha de la demanda y In notificacion. Hace falta asentar una comparencia escrita o en persona o can un abogado y entregar a la corte en forma escrita sus defensas o sus objeciones a las demandas en contra de su persona. Sea avisado que si usted no se defiende, la corte tomara medidas y puede continuar la demanda en contra suya sin previo aviso o notificacion. Adernas, la cone puede decidir a favor del demandante y requiere que usted cumpla con todas las provisions de esta demanda. Usted puede perder dinero o sus propiedades u otros derechos importantes para usted. LLEVE ESTA DEMANDA A UN ABOGADOIMMEDIATAMENTE. SI NO TIENE ABOGADO O SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICO, VAYA EN PERSONA O LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASISTENCIA LEGAL. CUMBERLAND COUNTY BAR ASSOCIATION Lawyer Referral Service 2 Liberty Avenue, Carlisle, PA 17013 (717) 249-3166 MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617, John F. Kennedy Blvd Philadelphia, PA 19103 (215) 789-7161 ARBITRATION MATTER ASSESSMENT OF DAMAGES HEARING NOT REQUIRED Attorneys for Plaintiff FORD MOTOR CREDIT COMPANY LLC, A CUMBERLAND COUNTY COURT OF DELAWARE LIMITED LIABILITY COMMON PLEAS COMPANY P.O. Box 6508 _ Case No. Of- 19 1 Cut d ??. Mesa, Az 85216-6508 Plaintiff, V. RONALD E RADABAUGH 75 Etter Rd Newburg, Pa 17240 Defendants . CIVIL ACTION COMPLAINT 1. Plaintiff, FORD MOTOR CREDIT COMPANY LLC, A Delaware Limited Liability Company, is a Corporation with its place of business at P.O. Box 6508 Mesa, Az 85216-6508. 2. Defendant, Ronald E Radabaugh, is an individual who resides at 75 Etter Rd Newburg, Pa 17240. 3. At all times relevant, the Plaintiff was in the business of loaning money on motor vehicle installment sales contracts, including but not limited to the note signed by Defendant(s), hereinafter more fully described. 4. On or about June 14, 2006, the Defendant(s) entered into a written Motor Vehicle Retail Installment Contract, (hereinafter referred to as the "Contract"), for the purpose of obtaining financing in the amount of $22304.00 at an annual percentage rate of 14.500%, in order to purchase a certain motor vehicle, 2005 Ford Focus more particularly described in the Contract (hereinafter referred to as the "Vehicle"). A copy of the Contract is attached and marked as Exhibit A. 5. Pursuant to the Contract, Defendant(s) was required to make monthly payments in the amount of $307.00 for a period of 72 months until the loan was paid in full all as is more fully set forth in the Contract. 6. Defendant(s) made monthly payments until July 25, 2007, but has failed to make any further payments thereafter, and are therefore in default of the Contract. 7. As a result of the default by Defendant(s), and pursuant to the terms of the Contract, the above-mentioned vehicle was repossessed and a notice of repossession was sent to the Defendant(s) giving the Defendant(s) the opportunity to redeem the Vehicle as well as notice of the sale date. A copy of the notice of repossession and notice of sale date are attached and __ - 8. The Defendant(s) failed to redeem the Vehicle and the Vehicle was sold at auction with a credit given to the Defendant in the amount of $9200.00, however a balance of $5460.74 is still due and owing, and a notice of the deficiency balance was sent to the Defendant. See copy of the notice of the deficiency balance attached and marked as Exhibit C. 9. Pursuant to the terms of the contract, Defendant is required to pay all amounts due and owing, including any balance that may remain after the sale of the vehicle, and the Defendant failed to do so, thereby in default of the Contract. 10. In addition to the foregoing, there is interest due and owing on the deficiency balance which at this time amounts to $334.08 and which will continue to accrue. 11. The total amount due and owing at the time of the filing of this complaint is $5794.82. WHEREFORE, Plaintiff, requests judgment in its favor and against the Defendant(s), in the amount of $5794.82, well as any additional interest and costs that may accrue and such other and further relief as this Court may deem equitable and just. Respectfully submitted, MA ICE & NEEDLEMAN, P.C. CH RLENE A. AY O , ESQUIRE Attorney for Plaintiff Date: February 1, 2008 VERIFICATION I, CHARLENE A. TAYLOR, ESQUIRE, verify that I am the Attorney of record for Plaintiff, FORD MOTOR CREDIT COMPANY LLC, A DELAWARE LIMITED LIABILITY COMPANY, and duly authorized to make this verification on its behalf, that statements made in the foregoing Complaint are true and correct to the best of my knowledge, information and belief. These statements are made subject to the penalties of 18 Pa.C.S.A. §4904 relating to unsworn falsification to authorities. i i BY: CHARLENE A. TAY SQUIRE DATED: February 1, PENNSYLVANIA SIMPLE INTEREST VEHICLE RETAIL INS sd dana.r Peaar anus i•BW727.7000 Ze Cedef RONALD E RABABAUGH 76 ETTER RD RENSURG PA 17240 WnBaw?A.slartlerMil.eom NMBEERRLMD blow YrmasaldCW aN k bake, al Peas, re an yNwtnlp Yea YM LbM 2006 FOCUS F? . REABTATION OF AMOUNT FINANCED DATE 06/14/2006 PARSONS INTERSTATE FORD LLC 196 WALNUT BOTTOM RD SHIPPENSBUR6, PA 17267 El Pasmwl 0 eykuN,•1 to Camemeed 13049.00 1. GN Pnp„_„ ......................._.__....__._.,..___..._._......__...._ i (1) YOU ARE REQUIRED TO INSURE THE VEHICLE. YOU MAY OBTAIN VEHICLE 2. Dorn Perymmd INSURANCE FROM A PERSON OF That PaAy Rebels AeelpnN I- YOUR CHOICE CAM DOym ?aymeM._...__........__._..._.___...-_.......___.iJIf a LIABILITY INSURANCE COVERAGE T""'In w era lllla 1 ...p0 S_ LA -i err M wAan6?wW One FOR BODILY INJURY AND PROPERTY , DAMAGE CAUSED TO OTHERS 1S NOT Tend Down Payee.ru______...._.._..}M, An (2) INCLUDED. a unlade Sol-of Car left. (I mInue M(3) a. Amwnte Paid on your bowl Isdmr my be rerhdnr a pedbo a a.M esmunn) CREDIT UM CREDIT OISABA OTHER OPTIONAL IN ISABIIiTFY AND ARE To Pubic Olllclab NOT REQUIRED TO OBTAIN CREDIT - IN br Issue (i a An ),0.$ 22.50 ), a AND WILL HOT NS PROVIDED UNLESS r"Ntullon IS 17-M L Ii i e/A YOU S" AND AGREE TO PAY THE (R br ming land E MIA PREMIUM. (a) br bass (art in Cade Preen) S gOayL- a Bib 47 To Insurgents cl mpeNn /RI Credit We hems- Pot lean dmnteed) ..._____._._ ._.i N/A Cntln pulpy marrli. (for ben d aplrsrA____._._ _. f N, A (Tenn-Llamai- -i A/A To PPARSnuc LNURCIlTFIpjOC rrr S 46 M TerOZI MSER UCE CORTrarT S 1711 63 To(NImr,Geun MOON i _ To br i N/A T. br s WA To b. i WA Tew_--...__....._.....---_.._._._....__..._.-_.....-..____..._... 8 _LB6B.;g..ls1 & Amount Fdaenaee (3 We e).._......_..._..... ..,........._.....__... i 'a?nT rn 11) ANNUAL FlNANCE Amount Total of Total SW -PERCENTAGE - CHARGE - I-FkMnced- -Paymanto Prim RATE rna stmt ansini 1h.-a The- Theme tan Tn•ma a dose aa•YM pye°Y""H non d swr ostlmm Credl se a ymy d res yw- ypa bur ten natl Yi YVLIap Yw Weduad daasm.Yaa. lateness n. Y A dual ode Yr. la o n ban U. N?A N yW psy all ya. amN rM. yea rl M W m Pry. penny. r 'YW an d+e • mmmr YwtM Y e.?ada. d.YO ou.weae. k 2.0 Yw aw peda,atW pawryrt,saaneaam send heNay. Y LOpmeanddr f Wdean. W see M mdma IN eddW"W lNeenaan ne a?a,da ir,?a ,anw. a You a0 na meet Your Contra t ;= You n1sY lase Lo;:;I sh%% u waH ss bal. PRIa and floods put an yow vNaea and money w a teosiuetl for ? Your 4Y YdrmM peynrm uNer odd emwad's a babm payment E oss VMIL USe AND Ma cam CXMM credN mad and On al Duty hwwraa ane L N s1e boo draeay abmm N drtlie0. mid seasoal. PM B. Eno F-Ph Perelman C of as der der am tam eeen eanaam Tar rota M Inds Cp Your Want *ply, may tone 1. as Mm weer based upon our nn616d pW a, a'hour, In • netln a agreement sloe. r yae balm,. Ip nam.I use. 11 you eeemre ft uptlp Is eM M yertle N0M m Sur Under P Yag,.h B, yW meal pay em Sher $0. y fA_ bar Mae br sun male Y aaeKd d a r+r a?-male slmwn W tli. otlomelr. CwYWan weFw MbWr e i t'JITRA MIEAGI OFnON CRapi M ode beet Y dMad you none purchas deat atsmren n". Fredleee al *Is -maps Y _ s ads Contras Cmeaer a bdbal im"ON (ai iruNd 1161M), and YOU haee "Ma W a no r w alms. east The retard ym Opaan In ad fm VMICIB M the Sdr wkr Pefepeph IL NO 1am M W Near In N se, na Mean a awarnr Ye Mdaedear Mar Wilt Y i pelaplepb applies b Your mRiet N the whodul d end of Oft aMpa ,.vp w s crsA d SD. ?_ py wasee ni a am tambr a unUM alb inoapamleeYaemavrw.Tngnsewdw n a be ? l ~ n / 11?A 11 Il Lithe ry --V. r a? M Ra eoa YnY sasr ?. . ehi N. aw under We pntnet You, ail d pin aq abed'. u the M YCr is d s Clo o adrdl d Card"', emls fan $1.00• Y you an N d. You ri1 m rtnahw day claw r ft tlr CrB6i is I - & NONNOOMrATIM DISCLOSURE Nw rdapeNwY mawBa muelMNadNr andfpwdbr you nil a,e Sant. ' aw ?r?//?-? ?ayY I YOU ACKNOWLEDGE THAT YOU HAVE READ AND AGREE TO BE BOUND BY THE ARBITRATION PROVISION ON THE REVERSE SIDE OF THIS CONTRACT. The Armuld Pu WP Rate MY be lrgamMaa Wall to Seller. The SNNr may assign eds contract and may Milan its Nght to rscNye a piareon of use Ftmlmr Ca mia. NOTICE TO BUYER i Do not sign this contract in blast. YOU We Wditd to an mulct copy of the contract that you sign. Keep It to protect your legal rights. ' ; .aysrXn? Ce•mrlar >< Salim 6p1e Buyer (and Co-Buyer) acknowledge that () before alanino this eontrxL Buyer (and co-Buyer) reemtvad and rerviewedl a true and vemptetNy and in copy Of Ids eontrset and (R) at Ms MIImaTf sianlnD thte - Buyer (and Co43uymr) received a true and completely filled in copy e I s contract. i =? I stetPAe5DN5 LialER M FMI yrye i THIS CONTRACT N NOT VALID UNTIL YOU AND OL am R. Seew eery wnw rY ae m rent Tarbrnma N own Urn r esxw rlpmm, Pdream. Lae mneaNe. W epNy Eder, b Err Lunn sd. bareee m un MGM GKINK, rAnlrr•9 ie aammat Aaapar Men als esnve, M . a sly Law .bob r ewl. PARSONS INTERSTATE FORS m WE 41181 BIDE rDm ORIGINAL Credit a Lila Insurance Cmipmry S N/A Premium Insurd(s) You welt Crack Life WMWS"CL Buyer ions - CoBUYW Sigrli treat 0Dim {Nry bmu- Conde" i a/e Pnrnilarr .-d(5) You event Clans Caudally Ins manta. Buyer Sign CP Sig113 OTHER OPTIONAL INSURANCE Cmoam PreWe end S NIA ar S N:A By Yau'eaut M apen uat Haldane fornddr auger %We SINS EXHIBIT A tT10NA A. PAytMMe era Slarlarary /lotb: Vw moats rake M wr- mMb in us. hate what tley aY de. Yw ley tiMMY Your d.M at rtt' am. aathwl pow,. That r a arpte YIaMM IwnorA. TM Mule lihom er charge rw ftM b pay w Mmnd m you, pftamat,a Fratb TM aW a 1.] 01, 1 M WwIRYdw may eaCeed the ?tlwrt M raedda deten or in n lie, Nan M eiMO?Md anWa. Yaw P.,n wM.pia AM b M Meted brr.lpW PM ads Fare Chery• ell Scan to M uhpW Amaew Fsate ed. The FMaM• Ch.W b eahn•d by aP7A't^6 M Alwe Paarupe Rateb M unwed Aran. Fh oaC for M Mule lace Mt the Ia"Id AmwM Finrmwd M rnhrWleq. II M vehicle N rap.. scud. a .ter nos Mw M hIpIN ro Mub• M mrrbect Meat M S•nr .g..,. a_ Mnwonhyet Is abeam rap p,aWP?yttwn d the _ .cl. Vte M noat, Y a M three G. r lt ."e M awns tea as k kwre1antaM kAW dM m wyare are nrm n ae at tM.. w.ya FN.L yw my Pay a that yar Mtn a- M"N n'th"alt ere pay,eaMN b Clue re bap your nob vahw* L AGREEAIENT$ -_ ::=,y d a Mar.rtee. 0IM r.hw. r HMI. de.boyed, you aMM pay IM 9". ahN 1. will area. You agu thol dw SMir cart miee a duke wW the inwanw Policy. Yw arlar•rre,M'kr.taertaa mniPn-` b P'Culde Shcr any fnlpma4ar_BNrr MfyM b mat • dim. Yw e uM r.i.rka. pacalb ? Ir N. ••Md. uNUe M drug te M veNd Ia IoWd•rb • brI bas. N the dsmpe ou, lea Mwr- Ia M vaMde b Fuumocis b m par, r W • blal Mae. rte . " yaw th - W Y. sae he ,ra l w the w"k'a du N w ankle snT uY at you Own, Ym muds WY Wwl 4.M awed. 0. RaWrnad wathea,ee, P-hems .a arrka Cue•at Ch.nw.: TM. amh , m 1 , wd.M atw.a Nr baa.K.. M BNrr artrle rvra 4. o, .Nm ads. Yw agru that en sake brain umM Moss Garr ." sad eamm ".AW by law. IsrraMal , n.m b obekr nand. a waam.d ahargas b mane Mtal tree owe. N M SON peb a MuM u Wewarw•. awka arwaok r oaar canhoCb. M Mlle, w euide d A hem Wta you oam 0. M amowM owed uMr tMa aontrMt ate Mid. are romakip rN..a all be PM b Yw. yw rrraY ethlart.a the feel MWO W pa rrWd war N. DMea1: You, w be in default it Yw MONWIUaW aie enued. N M Sake late adwbd = you eagl pR' OarA M 9Nter b•lor = = 1. Yce do M P"!! P.Wwd wart A is du;« 2. "Yee barlei N WTnrleadnp lii.'moam w row Crew aret PratAwPraa a ieyearla• a cw_ =, appaeawn r•I , b tlia curwNJ; « ab W=b.b•MMrem akV. TM A Pah•ebp.Rae a. Yore Nbwhoa by ay lace, Nab, « MtlerN i (Am? w1Ylraep w be M -.1 MAll" grad at, ..Maly are 4 not Pr WIV rd wmndW ..Nv hewn. by V. rta M S.Mr Y M lane of M rNhWtclep . M ryw;a by fee The Whom of No *.-V will 4YW r" a boankruptcy; I k . one, 1. Mad « ? be bsmal. the aarad Mk-.K Me hills, Md Me iN nNl a B. 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Crw•bRa arm u.. E.Mrwmnr.MdSaM/. ddb _.___._S YbtfIEYl.!1Pl rrrader Mrepbel>lbn NwPMfon M.thay6Nda_... wt a bp}lN wy. M la PNagIpA 0. Yw w uA Ee lea 1Wd ed d rRW p that lp psyrAaM unMr b NSC N ¦ aAOOn N O . . wan P Ilr rpwea ate nq maps Ikbr ew a M yM s, e pamnnl , AJaglea Ma ?sMPed b a M M ,.Vk% ... ,Nit. a Ile Leber. N dbagM wRr M YrrY.d .oeb a A.MgeN! pWlla Mllmwarry. M drew (6a rrN Ma epaY., V- eatto ha w ere the S6Wmall M yar ewer. prior r _ Y«e rN at a lh the rw elWCM b M Sa. oaigNbrwl wile rMpd b M palest ar a ter d that, whkM. 0. S•ewaY N.ruf. Ye gal M SOW a tic AtY ieorem W 1. The 'Sind, ere a/ Part. a aaer pone a. tin M Mid,: 7. All molly or Wed. -MW W M raid.; au A AN ins.- pr-k- ead eawk• CNtbade pnanM W TlM Sicum P"--of ad ammaesyw ali• "hater aft C'am'as. It abo secuaa trite seer agasnNnM r INe eoMaa. E. Vet a Veleole, - Wrraellea Yw met eke Care 0 the "hi Ind oby M e Nees r kq IL Vw 'em, r,al ads a I- M add . shad yea mat keg A his Inge ft dab" M Mew. Vw anal as «PrwaM Meea the Mk* aeftla. MM funded SIMM, •aeP W w b 70 mY. r Cataae a Mthece, waved ......Nov rrvand MIsAw.Nee SeEN, ol., or Nd Er e veNtypes, .W. mana wed ft W par parreM a.a ell lea M'rdMrpr, eMwaa • wrlllarH wNrady N aeavka thardnea? Ute rMdele wlthMMdaTa Nrw dedWMa end Iltrao ? M ahPEad wenNNr M wwMlriYWMIY paRlledN ptlrpow IldreRNtp lea rNaa1L k Wa er alt a l M ads .Pea Md Ben ale ad w. rplNd aherhan artlln, one al ellrerrlw pmNtl a tar. F. VNIkN IMrrranu: Vw man Inwm M varld. aglret kM or dreeg• kom wlbr M «Inan. rte mua o, Ss.W r Mae payu war the aawane Pak-,. TM .II.r mar NOTICE - ANY MOLDER OF THIS CONSUaEA CREDIT CONTRACT IS SUBJECT TO ALL G.ABIS Alb DEFENSES WHICH THE DEBTOR COULD ASSERT AGAINST THE SSLLM OF 111000E On BERVMEE i OBTABED PURSUANT HERETO OR WTIN THE PROCEEDS HEREOF. RECOVERY HEREUNDER BY THE DEBTOR SHALL NOT EXCEED AMOUNTS PAN) M,1 Vehkb Surma OufW. N yw an buying a vaNd• with din ermhad, lederal ragwaWts may e • Apadai Buyui Odds b be dbpisyed art the w dEN raMd. THE DiFORAIAMN YOU SEE ON WM DOW FORM FOR THIS VEHICLE IS PART OF INFORMATION ON M Oostallraaa r.Praba DIM. M ten Iraeart aMiM rte wlrw r WARANIF TO cauw M Seal b M the wad duoilb•d M M kOa d 1'r4 .ararad b e.a &ry.r w cradA, .eN P.- who ai Jm\DNOw u . Ouvareof Wranlaae M MYma'a d arY intend. Tfr male htal N M Brryar Nls b ay maey NIa i. .wd on air Warw. sMh Penal Mr M Y's a a Beam w pee S wan Wall EW aworW wMarea NW M w be tads 1., tM SAW .maw awn A ads « Irr.re Wee papaw ads dge rb Owdny. EaU alro rm. b M MW wee NdIM Sher to a dM «mpe a M lebertY¢ b rrM M SuY.r nbe Ira b pay ads « mom payment. h•.• a Mar b h « d C p Pawnbaan aids diorN Ouaadora, « cI ebMM arty s•awey. Eeeh dwramor au seal dal he Mc I.Cah" a tapbNd CaW cwrpty at NN a Mgyng Ou-.u, Address OuaraN.r Ad*- REM THIS AWMTIOH FULLY MD IN IT111 AM"k. 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TNa (aaaed 1. wlbj.d b M?ad?LA?ANyae r-S k w day) fold Shp FedNaf P MM d E.M. TM atbthal6A dedtoo"be in wEdp with a teP W rrP?Wa rCerat.bN.IbeNlwrea rNag.rwlna lneNdkw Ml'M '=I wlaN gKtlle Nw oEterNM m 01612 W. wth payMWnr NipbAweemrarabaaon Aral Ay b r1Atdatepalb shop b attend, ads ale laanaklag p/pAMae died be wh aeLL ____ I .. PRN••• Fond Motor Credit Company P.0.Box 31111 TAMPA, Fl. 33631-3111 (877) 349-5260 PnBRZ000200014 RONALD E. RADABAUGH 75 ETTER RD NEWBURG PA 17240 Date of Repossession 07-20.2007 Date of Notice 07-21-2007 Date of Contract 06-142006 Account Number: 040909583 Buyer RONALD E. RADABAUGH Cobuyer DESCRIPTION OF PROPERTY Year 2005 Make FORD ? New, Q Used Vehicle Identification Number: iFAFP34N05W155431 Model FOCUS Body 4DR NOTICE OF OUR PLAN TO SELL PROPERTY We have Your property described above because you broke promises In our agreement. Q PRIVATE SALE: We will ad the property described above at private sale sometime after 15 days from the Date of Notice shown above unless redeemed by you prior to such sale. ? PUBLIC SALE: We wgl sell the properly described above at public sale to the highest bidder an the date below (or any adjournment date). The sale will be held as follows: Date of Sale Time of Sale Place of Sale You may attend the sale and bring bidders if you want. The money that we get from the safe (after paying our costs, including reasonable adomey's fees and legal expenses if permitted by law) will reduce the amount you owe. If we get less money than you owe, you will still owe us the difference. If we get more money than you owe, you will get the extra money, unless we must pay 4 to someone else. _ ou can get the property back_at any time before we sell it by paying us the full amount you owe (not just the past due payments), including our expenses. See How To Get Your Property Back for an itemization of amount owing. To learn the exact amount you must pay, call us at the telephone number above. If you need more information about the sale call us at the telephone number above, or write us at the address above. If you want us to explain to you in writing how we have figured the amount that you owe us, you may call us at the telephone number above, or write us at the address above and request a written explanation. We are sending this notice to the following people who have an interest in the property described above or who owe money undE your agreement: 1) The buyer and any cobuyer named above; 2) Any dealerloriginal creditor named below; 3) If there are other people, they are named on an attachment sent with this notice. NOTICE OF REPOSSESSION The property is presently stored at: MANHEIMS MANHEIM AUTO AUC ON 1190 LANASTER HOW TO GET YOUR PROBBRRI*aWKA To get your property back pay us this amount by certified check or money order before the vehicle is sold. Unpaid Balance $ 1455672 Plus Costs: - Repo Expenses - - $ 415.00 $ Plus Late Charges $ 21.52 Less Finance Charge Rebate $ Less Insurance Premium Rebate $ TOTAL $ 14,99324 (Plus -Mass incurred if default at the time of repossession exceeded 13. days and less rebate received alter the date of this notice.) Your properly wont be sold unto lit days after the data of this notice at the EARLIEST. After that you can still get it back any time before it's actually sold. If you do, well have no further claim on N. But the longer you wait, the more costs hknoluding repairs) you may have to pay. If you have any questions a" this, please call us. U The property has been (or will be) returned to: Under our agreement with (dealer/original ""or) after the sale, your dealer/original creditor, the dealer/od"I creditor is to sell the property and pay you any money left over. If you owe money you will pay it to the dalar/original creditor. ? PERSONAL PROPERTY: Any personal Property farad In the vehicle may be recfairn d by you within the nerd 00 days or, In accordance with state mw, by contacting this office. Thereafter, the personal property shall be disposed of accordingly. ? Creditor has assigned to its qualified intermediary (OI Exchange, LLC) its rights (but not its obligations) with respect to the sale of each vehicle listed above. PAYMENTS: AN Payments to us must be by dertfed check or many order. MILEAGE DISCLOSURE: if you are aware that the mileage reflected on the vehicle's odometer is not &=rate for any reason, Plane contact us so that we can accurately report the vehicle's mileage. INSURANCE You lla3ve a ? want to get your property be(*, call the insurance company or the daler/original creditor to make sure that any Insurance has ban can RIGHTS: right to get credit for all premium refunds. JEANETTE LESRON FFNA 11OW37 Jan 02 Prop,,. editions may NOT be usod CUSTOMER/CUSTOMER FILE Printed N USA. EXHIBIT Name eMfjV V .' ceS Check type W map or urvks: Afful S1emp Hero 1???ritrhem yRr,?? ?Reomded ? (Bbsuedu• 38 ?Q fAD "?Y PMSmMb»>) GMtlRtab d mslh+p, 0 0W-YCW*-0- D RphMretl orbredde'rrW 1 Livonia, W 48150 0 b", MIN 00 Sl crM,ew" d"e " ?o/ddeeel IA 21'? „.,rod ?mfR srrd 1 - 007 39 - -- 'ddeuee O&M aM C& &a S apcmw F»tsds F» da0 AduY Yelue I uered nu. s»du OC EC SM RO RR pp,?1839 _7007 0220 0001 3947 6374 p"'?• ua u..d veiw vcop a» s» c« v« F« r1o MANSIONS AND ESTATES INTERNATIO l' 600.1 S. STATE ST. -- CLARKSSUMMIT PA 18411-8739 " -- ' - - " SK-038199637 -- ,. FRANK A. CLEGG 7007 0220 0001 3987 6381 59 FLAT BROOK ROAD 00720!20626321 7Q07 0220 0003 3547 6411 EASTHAMPTON CT 08424 _ BA-0,39221979 CZESLAW BRZOZOWSKI - 320 CATALANO LN 4. SWEOESBORO NJ 08085-1410 ^' ??w a? 00720120628397 7007 0220 0001 3947 6398 - a •? 1 • ; j 5. ALBERT V13BELL --- - - - U072=0626322 7107_ D220 - 0003 3947 6428- "' 512 SUSAN WAY BK-034002584 HARRISBURG PA 17109 --' -- - STACYA MCCLARY l: a y 1306 MERIDEN RD APT 3 K V --- -- - - -- WATERBURY CT 06705-3646 t, 'i 4t 7007 0220 0001 3947 6404 r,- - U07=0=398 MA440909589 - --- - - ` ?; e> P' RONALD E. RADABAUGH - ---- -- t: f,l m 75 ETTER RD -- - - - `? w NEWBURG PA 17240 " $ee Prtvao y Act Statement on Reverse Ford Motor Credit Company P O BOX 31111 TAMPA FL 33631-3111 8773495260 DATE: 2007-08-30 POCQASODOO0049 RONALD E. RADABAUGH 75 ETTER RD NEWBURG PA 17240 STATEMENT OF SALE Account Number: 040909583 The following property has been sold. Year Make Model FFNA11990 01104 Previous editions may NOT be used. Vehicle Identification Number: 2005 FORD FOCUS 1FAFP34N05W155431 Balance owing on your contract (1? $ 14,578.24 Deduct: Finance Charge Rebate (2) $ 0.00 Balance less Finance Charge Rebate (1 - 2) (3) $ 14.578.24 Deduct: gross proceeds of the sale (4) $ 9,200.00 Balance less gross proceeds of the sale (3 - 4) (5) $ 5.378.24 Add: Expenses of retaking and storing, and (6) $ 605.00 -any attomeys' fees allowed by-law, and _ expenses of reconditioning and selling. Deduct: Insurance Premium Rebate (7) $ 0.00 Other: (8) $ 522.50 Deficiency" (9) $ 5460.74 Surplus" (10) $ N/A The Surplus/Deficiency will change based on monies received by us (credits) or additional allowed expenses & interest added to your account (debits). Surplus` or Deficiency" If the sale resulted in a surplus, a refund for the difference will be mailed to you. If the sale resulted in a deficiency, you should immediately remit the amount shown on li ne 9 to the address for payments shown below. For additional information call or write: Mail deficiency payment to: Ford Motor Credit Company Ford Motor Credit Company P.O. BOX 6508 DEPT 194101 MESA ARIZONA 85216-6508 P.O. BOX 55000 (800) 732-2264 DETROIT MI 48255-1941 EXHIBIT C" rt ? O ? 7q O cy V f C? 1 CSI •? LOA SHERIFF'S RETURN - REGULAR CASE NO: 2008-00897 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND FORD MOTOR CREDIT COMPANY LLC VS RADABAUGH RONALD E STEPHEN BENDER Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE RAT?ABAUGH RONALD E was served upon DEFENDANT at 75 ETTER RD the at 1740:00 HOURS, on the 13th day of February , 2008 NEWBURG, PA 17240 -- , - - -I T l T T T T f' T T by handing to a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing His attention to the contents thereof. Sheriff's Costs: Docketing 18.00 Service 18.24 Affidavit .00 Surcharge 10.00 .21 2016E q, .00 46.24 Sworn and Subscibed to before me this day So Answers: R. Thomas Kline 02/14/2008 MAURICE & NEEDLEMAN By: zt-t/? D puty Sheriff of A. D. MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 Attorneys for Plaintiff (215) "/Z59- / 161 FORD MOTOR CREDIT COMPANY LLC, A DELAWARE LIMITED LIABILITY COMPANY Plaintiff V. RONALD E RADABAUGH Defendant(s) CUMBERLAND COUNTY COURT OF COMMON PLEAS CASE NO. 08-897 Civil Term PRAECIPE TO ENTER JUDGMENT TO THE PROTHONOTARY: No answer having been filed in the above Civil Action, kindly enter Judgment in favor of Plaintiff, and against Defendant, RONALD E RADABAUGH in the amount as follows: Principal Amount $ 5460.74 Interest to Date $ 772.28 TOTAL $ 6233.02 MAURICE & NEEDLEMAN, P.C. BY: CHA NE A. TA OR, ESQ. Attorney for Plaintiff Date: September 18, 2008 June 17, 2008 Attorneys of Law Suite 935, One Penn Center 1617 John F. Kennedy Blyd. Philadelphia, PA 19103 tel. 215.665.1133 fax 215.563.8970 www.mnlowpc.com Donald S. Mamze Member NJ Bar Board Certilied Creditors' Nights Law American Board of Certification Joann Needleman Member PA 8 NJ lot Thomas N. Domincryk Member NJ, Ny & PA Bar Charlene A. Taylor Member PA Bar New Jersey 0% Mourice F Needleman, P.C. Sells 2*7 5 Walter E. Foram Owd. Headroom, NJ 01142 tel.90N.237.4S50 fox 908.237.4551 RONALD E RADABAUGH 75 ETTER RD NEWBURG, PA 17240 Our File No. 6786 RE: FORD MOTOR CREDIT COMPANY LLC, A DELAWARE LIMITED LIABILITY COMPANY v. RONALD E RADABAUGH CUMBERLAND COUNTY COURT OF COMMON PLEAS, CASE NO. 08-897 Civil Term Dear Mr. RADABAUGH: Enclosed please find a ten (10) day notice of default which is self- explanatory. This is being served upon you due to your failure to respond to Plaintiffs Complaint served upon you on 2 / 13 / 2008. Unless an answer to Plaintiff's Complaint is filed with the Court within ten (10) days from the date of this notice,. a.default judgment may be entered against you. If you would like to discuss a resolution to this matter, please call our office at 908-2374571 and ask for Kim Crosby. Thank you for your prompt attention to this matter. Very truly yours, MA CE & NEEDLEMAN, P.C. 4ie aylor, CT/jm Enc THIS CORRESPONDENCE IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS FIRM IS A DEBT COLLECTOR MAURICE & NEEDLEMAN, P.C. Attorneys for Plaintiff BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 7155 FORD MOTOR CREDIT COMPANY LLC, A CUMBERLAND COUNTY COURT OF DELAWARE LIMITED LIABILITY COMPANY COMMON PLEAS Plaintiff V. CASE NO. 08-897 Civil Term RONALD E RADABAUGH IMPORTANT NOTICE TO: RONALD E RADABAUGH DATE: June 17, 2008 75 ETTER RD NERBURG, PA 17240 YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE - - PERSONALLY Oft BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGEMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR-NO FEE: CUMBERLAND COUNTY BAR ASSOCIATION LAWYER REFERRAL SERVICE 2 Liberty Avenue, Carlisle, PA 17013 (717) 249-3166 MAURICE & NEEDLEMAN, P.C. r BY A. T OR, ESQ Attorney for Plaintiff = m ? a = w? ? o - _ we _ aim _ O W - - a ?r.z U (L O w w Z WUd W Z Q Z Z :F _ 06 Ljj CL CL I o o w g gM= MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 Attorneys for Plaintiff (? 15) i iSy=1161 FORD MOTOR CREDIT COMPANY LLC, A DELAWARE LIMITED LIABILITY COMPANY Plaintiff V. RONALD E RADABAUGH Defendant(s) CUMBERLAND COUNTY COURT OF COMMON PLEAS CASE NO. 08-897 Civil Term CERTIFICATION OF ADDRESSES It is hereby certified that the parties have the following addresses: Plaintiff: FORD MOTOR CREDIT COMPANY P.O. Box 6058 MESA AZ 85216 Defendant: RONALD E RADABAUGH, 75 ETTER RD, NEWBURG, PA 17240 MAURICE & BY: CH WME A. TA-1 Attorney for Plaintiff , P.C. ESQ. Date: September 18, 2008 MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 Attorneys for Plaintiff (LiJ) /ZS9-/1b1 FORD MOTOR CREDIT COMPANY LLC, A DELAWARE LIMITED LIABILITY COMPANY Plaintiff V. RONALD E RADABAUGH Defendant(s) CUMBERLAND COUNTY COURT OF COMMON PLEAS CASE NO. 08-897 Civil Term CERTIFICATION OF NOTICE TO ENTER DEFAULT JUDGMENT It is hereby certified that a written Notice of Intention to File the Praecipe was mailed on 6/17/2008 to Defendant, RONALD E RADABAUGH , against whom judgment is to be entered after the default occurred and at least ten (10) days prior to the date of the filing of the Praecipe. A copy of said Notice dated 6/17/2008, a copy of the mailing to the Defendant and affidavits of service are all attached hereto. MAURICE & NEEDLEMAN, P.C. BY: R, ESQ. Attorney for Plaintiff Date: September 18, 2008 MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 Attorneys for Plaintiff 1?1/2Sy=/161 FORD MOTOR CREDIT COMPANY LLC, A DELAWARE LIMITED LIABILITY COMPANY Plaintiff V. RONALD E RADABAUGH Defendant(s) CUMBERLAND COUNTY COURT OF COMMON PLEAS CASE NO. 08-897 Civil Term AFFIDAVIT OF MAIL SERVICE STATE OF PENNSYLVANIA SS. COUNTY OF PHILADELPHIA I, CHARLENE A. TAYLOR, ESQUIRE, being duly sworn according to law, deposes and says that she is an attorney at law and that on 6/17/2008 she mailed a written Notice of Intention to File the Praecipe to Defendant, RONALD E RADABAUGH , at 75 ETTER RD, NEWBURG, PA 17240 by regular mail. MAURICE NEEDLEMAN, P.C. BY: C aAYLOR, ESQ. Attorney for Plaintiff SWORN TO ANP SUBSCRIBED before me this ay of 200' Notary Public d;2t ' C MONWEALTH OF PENNSYLVANIA Notarial Sea] Agnes Beiland, Notary Public City Of Philadelphia, Philadelphia Ccwrriy My Commission Expires Jan. 2U, ewiXi Member, Pennsylvania Association of Notaries MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 Attorneys for Plaintiff 1J1 /59-/101 FORD MOTOR CREDIT COMPANY LLC, A DELAWARE LIMITED LIABILITY COMPANY Plaintiff V. RONALD E RADABAUGH Defendant(s) CUMBERLAND COUNTY COURT OF COMMON PLEAS CASE NO. 08-897 Civil Term AFFIDAVIT OF NON-MILITARY SERVICE STATE OF PENNSYLVANIA SS. COUNTY OF PHILADELPHIA I, CHARLENE A. TAYLOR, ESQUIRE, being duly sworn according to law, deposes and says that she represents the Plaintiff in the above entitled case and that Defendant, RONALD E RADABAUGH , is over 18 years of age; the occupation of Defendant is unknown and to the best of Plaintiffs knowledge, information and belief, Defendant is not in the military service of the United States, nor any State of Territory thereof or its Allies as defined in the Soldiers' and Sailors' Civil Relief Act of 1940 and the amendments thereto. MAURICE N E L AN, P.C. BY: C ENE . TAYLOR, ESQ. Attorney for Plaintiff SWORN TO AND SUBSCRIBED before me thio?day of G7k? ' 200 COMMONWEALTH OF PENNSYLVANIA Notary Public Apnea pgil?nd,, Notary Public CRY Of PN Phia, Philadelphia 0,, urty MY Co??tmlasion E?lres Jan. 20, . ,, Member, Pennsylvania Association of (Votaries ra 0 MAURICE & NEEDLEMAN, P.C. BY: Joann Needleman, Esq. Identification No. 74276 Charlene A. Taylor, Esq. Identification No. 203920 935 One Penn Center 1617 John F. Kennedy Blvd Philadelphia, PA 19103 Attorneys for Plaintiff (21)) "/89-7161 FORD MOTOR CREDIT COMPANY LLC, A DELAWARE LIMITED LIABILITY COMPANY Plaintiff V. RONALD E RADABAUGH Defendant(s) CUMBERLAND COUNTY COURT OF COMMON PLEAS CASE NO. 08-897 Civil Term (X) Notice is hereby given that a judgment in the above-captioned matter has been entered against you in the amount of $6233.02 on (X) A copy of all documents filed with the Prothonotary in support of the within judgment is enclosed. Protho C1 by: If you have any questions regarding this matter, please contact the filing party: Name: Charlene A. Taylor, Esquire Address: Suite 935, One Penn Center at Suburban Station 1617 J.F.K. Boulevard Philadelphia, PA 19103 Telephone No.: 215-789-7161 (This Notice is given in accordance with Pa.R.C.P. §236) ` Lloyd S. Markind, Esquire (ID #52507) Amy Doyle, Esquire (ID #87062) Jordan W. Felzer, Esquire (ID #38670) Sklar- Markind 3 102 Browning Ln, Bldg B, Ste 1 Cherry Hill NJ 08003 f)u -2 # ?. 856/616-8710 FILE NO.: FT 111544 ` �ISERLAND Attorneys for Plaintiff PENNS YLV NIJ � IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW FORD MOTOR CREDIT COMPANY I J LLC I No. 08-897 Civil Te Plaintiff(s) I Term V. RONALD E RADABAUGH Defendant(s) CIVIL ACTION I PRAECIPE FOR SUBSTITUTION OF COUNSEL TO THE PROTHONOTARY: Kindly substitute Lloyd S. Markind, Esquire of the law offices of Sklar-Markind, 102 Browning Lane, Building B, Ste 1, Cherry Hill, New Jersey 08003 as counsel for the Plaintiff in the above entitled matter. The undersigned hereby consents to this substitution. Lloyd S. Markind, Esquire (ID #52507) Joann Needleman, Esquire* Amy Doyle, Esquire (ID #87062) Withdrawing attorney Jordan W. Felzer, Esquire (ID #38670) Maurice &Needleman, P.C. Superseding Attorneys 935 One Penn Center Sklar-Markind Philadelphia, PA 19103 102 Browning Lane, Bldg B, Ste 1 ID#74276 Cherry Hill, NJ 08003 Dated: July 22, 2013 Dated: July 22, 2013 * Signed with permission of Joann Needleman, Esq.