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HomeMy WebLinkAbout04-0083 .' " " IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA SCOTT E. IRWIN and CHERYL D, IRWIN, Plaintiffs, v, CIVIL ACTION - LAW No.~ otf- t:5 C-iv;/ - fe.rM- ALLAN W. STACKHOUSE and GRETA M. STACKHOUSE, Defendants. NOTICE You have been sued in court, If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you, YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE ALA WYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. Cumberland County Bar Association Lawyer Referral Service 32 South Bedford Street Carlisle, PA 17013 (717) 249-3166 .' '. NOTICIA Le han demandado a usted en la corte. Si usted qui ere defenderse de estas demandas expuestas en las paginas siguientes, usted tiene viente (20) dias de plazo al partir de la fecha de la demanda y la notificacion. Usted debe presentar una apariencia escrita 0 en persona 0 por abogado y archivar en la corte en forma escrita sus defensas 0 sus objeciones a las demandas en contra de su persona. Sea avisado que si usted no se defiende, la corte tomara medidas y puede entrar una orden contra usted sin previo aviso 0 notificacion ypor cualguier queja 0 alivio que es pedido en la peticion de demanda. U sted puede perder dinero 0 sus propiendades 0 otros derechos importantes para usted. LLEVE ESTA DEMANDAA UN ABOGADO IMMEDIATAMENTE. SI NO TIENE ABOGADO 0 SI NO TIENE EL DINERO SOFICIENTE DE PAGAR TAL SERVICO, V AY A EN PERSONAL 0 LLAME POR TELEFONO A LA OFICINA CUY A DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERlGUAR DONDE SE PUEDE CONSEGUlR ASISTENCIA LEGAL. Cumberland County Bar Association Lawyer Referral Service 32 South Bedford Street Carlisle, P A 17013 (717) 249-3166 HANFT & tNIGHT, P.C. - ~ ichael anft, Esquire ttorney LD. No. 57976 James 1. Nelson, Esquire Attorney LD, No. 91144 19 Brookwood Avenue, Suite 106 Carlisle, P A 17013-9142 (717) 249-5373 Attorneys for Plaintiffs . , IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA SCOTT E. IRWIN and CHERYL D. IRWIN, Plaintiffs, v. CIVIL ACTION - LAW ALLAN W. STACKHOUSE and GRETA M. STACKHOUSE, Defendants. No. 2004 - <13 COMPLAINT AND NOW, this ~ay of January, 2004, come the Plaintiffs, Scott E. Irwin and Cheryl D. Irwin, by and through their attorneys, Hanft & Knight, P.C., and file the following Complaint, and in support thereof, aver as follows: COUNT I BREACH OF CONTRACT 1. Plaintiffs are Scott E. Irwin and Cheryl D. Irwin, husband and wife, who reside at 85 Biddle Road, Carlisle, Cumberland County, Pennsylvania 17013. 2. Defendant Allan W. Stackhouse is an adult individual who resides at 1178 York Road, Mechanicsburg, Cumberland County, Pennsylvania 17055. 3. Defendant Greta M. Stackhouse is an adult individual who resides at 2221 Ionoff Road, Harrisburg, Dauphin County, Pennsylvania 17110. 4. On or about March 25, 2003, the Plaintiffs and the Defendants entered into a Standard Agreement for the Sale of Real Estate (hereinafter, "Agreement of Sale") regarding that certain parcel ofland known as 85 Biddle Road, Carlisle, Cumberland County, Pennsylvania. A VERIFICATION James 1. Nelson hereby verifies that he is the attorney for the Plaintiff, that the facts set forth in the foregoing Complaint are true and correct to the best of his knowledge, information and belief, and that he understands that false statements herein are made subject to the penalties of 18 Pa. C.S. ~ DATE: January 8, 2004 . , . . " Exhibit A . 0) STANDA,1lD AGREEMENT l'QR THE SALE OIl,REAL E.~'[ATIl n...r_ __.-.4 1M........:...."............ _~ ...............''''' 1luoo.;;i...I....._......",II......'U)lt*'-(I'I6.... A""'I( I ., ~l.L ..~t: .JIELA~H""UCll"5.,DBROKP.I\.,/.. '" <>.... I R1\OJC.n.tC,*,pMI) _ ....J1(~..... . . I'JfONJlcit'''JI-tt.:}..0 t'Qt,.J , ADD..... ( Ad./(I' h" '.0:' ' " ./1 rAX b. J IIU10X/tJC. l"'"rH& ACENT lfOR SULEk. Del...... ......t(l) ~ s...., 11II(Jptir.b\e~ ..&.e.I~ ~ ~... 11'..,. OR ! 8ro&l.ft' II :SOT Ita. ",IGI t.t!Wi1M' .l'li"lI .....: C ACIt."fl'WUtlll.'1'U C 'J'IlA,'loIiU."T1UN LK:INIKh: " ~.' ~~~ IlKUTIONS!llP Wl11{ 1',\, UCIt.~.FD ,lOR?UlJ,. /.~--.:z/P"?) 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'" (0;, u.s. ~.t1IWDt (ll' "911_ rtlIllII DlvoJopw., ':'HI,;Dl NOnCE TO PUIlCHA!'.t.1aSI1I\l1u"J .4dmo"'klFlptneDI 11~ CJ Duyer lu. Ic(d~fii t! Socke "'Of y~ ~1I011~ 0.: II Hen. lJn~lg;l" (~~~ NlKlc:u I&l\d LU'cmwior. -3cl 'l'Oj)Ctly Clld..-l.w.. -III ln~ticlh). II~"~~ at. 1:?lfW\r:.rI11CI:. Ol,Cl\;';ll M b~aiJ.r.1 htlrM jll~,..~~n Ndlwl ihQo.I~tll cltuuL 1I-j..Iwr.orclllrl1i'etllll 'It ........rl1,... ," HII,.r'ltnll '.__ ... ." n.c,__._ 111 iN] c.rt.L1~ It W.lha uadcttlp4. So:::Ier(.J IIlKI ~u,.:'(l1 pI&l1Y t:J l'\i.l'rQllIll;Iiol.1 agl tvtIl'): Lhl& lhe!emW of tlll1 ::G.llnl::! b IfIIldtIlIlIIiI'I m 1ft.(; "~slutwrtno\llllcdj~undbclicf.,},')jj tllalui) llLht.-tlllf:'ttmtltldntoled Ill(Gb)I iii',! utll,.",",..""i",. In CIlWtCCtionwlch tii~" tn i. AIllWhed 10 tbit A&r-*lflIlllL IU ,. JNSPEC11clN,,(t.o2) iii fA.; 5c:ll~ lllt*u 111 per/1I11 ;1I~io~.by tut1Iodl.>IC i"IIliMlR,,.po.I~ Uttif\en,II.";ttQt'. flol(II'tI~~ .~an, m...lo.il''''' 1'tltl.~""'AdIcIr Iff Ih,or II' nw,ylilt ~lIy:IIe anurtPFltttdc:, iJ In), CIIIOW".lII.Plldlll, Sdil:r tout'" "NMkI{II:'It'Ilt nr.y Olberlapc..-no.lA ~\l""" ~ IU IK'rtuY;lItd for in dlC 1~Ir.qolUtl. ".-....111. :\IIY~ ~.,li:c rt,.'llIC IdCn4 &llil.p~. 1;:11 reJ Btl~'" ...... tl1lliahl to It'..aU'' ~.t:nicnIDDI w.&lt.:II"IIII" In'pcctiCIl of:hl: ~.1y au)'." rolJht to m.lk.c r;Ui UuJi"'ll1ur111 tlUt ....i..... nl \I)' ~II.)' tlIheqll"JvhiMotlllJ.Alf"o_:-.t lJt (C) S~1kI' 1t.i1IIW~"I""It. Mol ""lAiliaill iinMdlUl flYl:d} all ^' tho: 11I\r-c::'tJltil, I~' (,D) AJ 1l1."C:1nnf, IDCIU4lC\t hou: J,UJf'.'1vh, th "'JIIw.lrba;l~)' BIi\N to j)i'O'IhK tl vo;;~}' 'If..) NPwl~ ." tlroUt. fer ...yut 112 ... NO,mny L'iS,B:CTIO!'ll (:OHTIl\(;Y.NCV f1.CQ) I~ Otttt=t [oIi)~bkIlllUl Dr lIoN, Apmal11ll)' p<<Md~ Iut~"llw.t. ."tJIot ~"&,ltJi~lIlIcrw UllLt Me lklt w1wt1l." ~ by Buya', =kctMlllu~. m tJ WAIVE:), Et~)a:t la_nil..... _ ~F 1\1IoII the 05I1iOt1 to) :'IrI,j\OW1 lru(*1iorw of till Proa~V C- Prop.r1)' L1IpedIcn N'<<i<<I u4 1~' ~ :..~;;;;.:0IiccI1. 8UVSk ~^r.:u: TNL~ CPTION and 'a;re,),f ~ IIll1ltbL~"'t" let ~ In PftI,fIlIlh 2:1 ;M.tlM ^~.:&. ::: (A; \",thi" DA'{$ (J' .J.Il" Ii.ut ,,*!.tiaI) 01_ CIICC\ItIOlI d lid, ....I'UlT\Ill1t. nll)'l'I'. at..IyCl:', cc...., tuet ~"'Ii'" LO u... IRlII*" ,. tiCi1l1 ud/LlI' ..uctlio.c. (lO#"~d It)' lia:"ultlJ Qt ullttrw... qa..it1<<l ptot~..I'3It&II. (lln ~y JIS,-xallon NotM..-1f S....a.._.tut 1:'11I NotItt:lIl, '!'llltltVtrt/t1""'C:Y tlttfIII ftOl: lIl)gIy 101M follo"'in# ..1,UtI, -.&ititlNlI"dInr i..""': ,... ,~ (B) ShaUid au)'<<l1l~d.wh;j,~' etp_il'li("ldiOll )f'lIle'~~cr11'oiU;S0fbc411l iJ:..l'lalIC'ItYl~\iIIlIIHOi~"wpe.:t:tAsL..W.(_I~R'I~' 1. t.'Mt Home t1lltctlellUW) ...:b.boNot ttdp<:tiwt lIIU.li ha,..,f0ft'/l04 by. :'ull ~ftl::" jllll~.ulIdJlI rrlofllltiantd homo~"" ~ t. III:IClIl,'oIIbY.~t>>-'lIwpct\illlCl)o/llu1llUCl\lbcro"I1.lIAaIIIl'f"l!llhuptlC1it.>ttIl_illl1on.]nltXllI\I'IOt;tl'Nithdlo~1~lIlGCcMt 141 ClfOClldJ..'ti.V).l:'ll.1l1...tlflh.amociatCln. ~ / '''' .........,,~ "..'H_'..... ~ ..........., f 4 as. .., >:d l~det : c:e >:elilc Lc . ~'eW rSgeSvcL tL: 'm~ Xti~ <!!:>lNt1!'l 113'1010): WO&I Q) U. :::i ", l;'~ t.M ... ." '" .,. ..... .'" i.. :.., ~4' ~..., '" '" '" '" '" llI'I '" '" ... '" '" t.ll. 11.: U"' ,~ .~ m '" /'-, :.v :;:~ nl lil ,'";it :,4 1 ~$ l/t; 2/1 ". oN lW t~1 ,~ ~;,,~ "" ~,; ,no "''' '" l!~' ,~ 1:11 l'n ~n '" 1~ 1.~ 'If ~w, :~ij ,GO '" "" .. ,.. :llI-, 3Ili ..' .. ". ~IQ ~, I m ". 1:~ l~ alii I'll '" .., '" ~~I ". o 2, Il:!.$UL'tS ~~~U:":""'br.""") ." !' J, ,kAU'.Ji'i lNSPECTtON CO~r.L~Gl!J/CY WAIVEI!1. I:llJyer~'litan$lIu.t 3uye.r,ha.It.Of"\IllG IOCC;.tiJelltl..n;DPmr-rtrb= "\lpcmdl'w,,.:oa.br..;e&(fi~u.J*Io:lt'leIfP.r.\ltoc. ~ "Illlll,.! SuUc": ll~OA" Ht.i'(f.ll. WA!Ve51"Hl:) Of'nCltlt ~&~!I ~ 1Iw R.B:..:::A~{J:!;;t t'ctt,'\ III yvlliflpb :l'llJflbAll ~t. 211 o GU!.t11:iO, .OyYe:, r,c Sliyer's Illpc-""" !:a1tbcOptior.lC: obialn, irOJnIl::er.if;edLt"'jlKtur,1I r:adaD 1e-.1 of Ih/I. I'tqNrty, od.~ii1Coli."'CI"(;I/;IfI'f -'I of'tbe ttS I_put! tOJ Seller wilblr. --,--.. DAYS (tS 4&>, illlCll ~ltiod) oftbc <:*::1.1.1(,.1\ Q((\LS.-'.,'ACIWlILl. (~ft' nr.-lt'Olltne-rrd NatJt:", 111 tllldorll 2ft I. If 1~1:)11C~<<:wlb IIM.pr~:c otrildoll. ~h.:... {L~ WQI.~naw~~11l (4 pi1tOallrlcv1l~t!. UII;<'Wr<<;I~' t/1c; f'l'CIl;'rty IIfIl'J~ IglOO 1113 RaEMl ~:om in P"hrrJph l~ of t11~ "'Ie:.!llil!I!/.. ~/t If Ill\: 1wI trp<<t I"(Yfa1. II!\: I'''''''''' o[ ntGCll iiU 01 ",ozvcr.llll 0.;)2 WO!'II:inil Inch (0: p1~~'Uri.oIIi~c), 011)(1: wUl. 'oth.hill _1- O"YS :II. ofrccciplattht:lclll'C1:Jltl: III D Olllfoql 1l. A..x-IlIp' !hIo P1opGtt, in w:i:i.'lI and .teC:o the llJ:iUASn:tee fortb It. JlIW'lIr.~rt. :.; of t:1i~ A,"_rlL. OR j). nrr:llnllllC l.hJI......fmcBl in wrida~.ln wNd:;we III: 4CJ.~1 rllon\411 plllJ:lll. ~IUI: <I'pttl;o.".uc prlco wilt bII Nl\Ir"K j1l(II'lVlI, t.'Uu)'tl. ",ad Jti.A;a~h:N wlll.M \1010. OR ,. .~lIbu.f. WrltLlIII., '~.~illl'ln Seller. T:Jll CQI'M.'lw,: Pl"Oj)OlliJ vJ1! JI1dlj~. b\illlc:t lJw lilnilolOl''); d\~ llUU:: w'tI'\II~llod. nUll. ."tif,ll\ ~y; pKl"bklN rQt ~ytl1L'Ill. 11ll.:JIAA/lf ....U: ilIut ~ pro;IKtllcl COollpilllll\l1 dail! :"oc'cct:'U:tlw. lMUI:mf. (I) Wllhin -LDAYSIII'tYl!,illll\jllhcCMllC:lhaprop:llllll. ~!.rwill; (4) A,:w 10 IlW tmtw oj' u.. c~ljvc pt'O)IOllli III Wrlt,r",. bl wtl.i\:" ~\4Ie.l:ks)';I( .-::,>> ~.e l~lIpa11Y Iol\d llii't4'W It.J u.. R!1l.EASE leI rllM 14 pu.~ 25 vt IhU -"Il'ecnwnl. OR. I.h' No(l&t\lI!!OllICttmu:!~~""~d.,~ CZl SIloWJS.Uwnot '1/l!'IU)~ temlt .,;.~b= O\lltltctlH' l!lopDMllltl1~':lec'lAiI totnVrlll4 .uhltlUllt-blIrIlIVVII, ~II.1''#...ID. ..id\ln -L. o,.,Y5,dectl<i: {~ Arccp'tbr 1'rVf)If117la wddllJl,'I:Il1"11"i. :O'U1U!L..!A$~Rtlolf,1U1rwr4.cm:m AS u::.'1i,lo!R!Cll'll:al, OR (t)) Tt&'ItIi'llle tia Alrwu- 10 writb,. lit ....h1l:.'I CiliC all dJ,NI1L l"ttt_ pll1d \10 ~COlIllt. of pu"'hl.... pcice wi:.! I. rt!lI.lmod ~lIyl(lBII~t_tlUaA.I'C'lhWIt"'ilibt\lOlD. . o OlJtI.>>l: u. A"~.. tlte ?roperr)' '11 ""r,W':1 i\.Dd fli:1Hl kl tho RalBAS&'.t fotth III "'(~Th:7b Z!1 at lhb .~I. OK " S:.01Ut II wrll1Clt. elJj~uWf .1lI)fcs&: 10 S.;I~ Thc OOtm,U'fC/ JllOIXlllCl \lAD il'lCllldc. bill II,," N 1in:Jr<<:: (II. IJ\a llAl'llC of J... ""md mitt- p:i~\ cPlll11ally: :'Ir~williclIJ illc*yrnt:nr.Ja:Jwhl, r.tml. lAd.. rrojtlc.;ed \;Ulu;t:Winn.we tv'~ri", /.I;~;IP11l, Seller '....iJ: 1'11!1I :nu.- w~ut'$___lu...Jlt1jI~l(lWCQ."l.tta'lC4iItic.n."rlrcWltli.l\lhlc:hwiUbCCGr'lpllmr4brlCltllClMt.l. (;, fll)lq eot:ueo.tvC"II1rdi&icaa''''ll icl~ltl !Xct:1:iI)$tbc L't',~'JP'Cit';c:i IIIr-ft/lIo..pt ll(ll) (OptiOlt 2'11. s,,;wwUl. '.vll!q.l -.J...- DAYS or Nccfll~ of '*'e \XIIIl uf f'cned~lIfkin. lIullt't DOI)llI" III ",rlti.". of !h:lk:r'. dlckr 10: - ;10) PlJ fOIl iN Iot&Jl;OI{ of ;'Ifr:w~1 ond _,, l'\ wbklt ,,"'... SU)'Ol'W"",u Ulc P:"opc;r.j Jt:d ~ 11111\. RtUL\SB.e I'o.-:n ,1\ DM\CfIpt. 2J O(Ih;_Ail~"1 O~ (t1J ~CllW'tINaI"~dMtllllWeOltdt\;lllirdi&liOilLlol.:-~OII1yti>>~1~1f.aoi;t:~h um:;(OptJUlI1)b. (2) tf ~Uer ~~I tIIJL ~ pay fa" m. toea! eOllt or "'",,4ial!P1 -: .'ltJ, OIl! ,llIier fIIIJI tit ~"'_ deW, .tttou will" tbtI tImI rtwn. Bu)W",jl~ wltltlll.....L DAY$. ftQtif, SclIot II wdtia. ~ aU)... Ml)1.:. t-.; !It' P.)' the ..tlf'F.I.-.w b\ll1Iovcl $cCa', ~1J1l_ III I'I:lftIdiuJu.l ...e1 ~~ waf. ICe &;:;ulIl CO'lf I;':."'.. ill ....hldt ~.... BI.I)'<<...~, t!\r; l'n..-re' &UI1......',., tho ICJ::LlI'"uE MIl &nh m PN'I1Il'lf'h V dlh.l.AJRICll\llllt. OR (bl 'l"ttnua.-e:.lt.i~ A,re"l\\tllt, if, .1\Wl ~.,. all ~Il muftict pall! '"' IICC:lUIII OJI'rurcbaw Jtrit.... ....W IN '-.mcd JIfUI1IPlb I.:t Itllrcr llN. ~ A't........I~ ",iU Uc: .tOlD, U. KfAnrSOIl"WATEk(1002J (A) S.1;..~,\rachlu'fulr"'Cl'Cl11"*"",,-IO!I): o 1ti.1l11ll Waa~ ... Oll.'~:W W. e - C".QIIWt.rll., Wit" IJ NUt!" Q- (~) W4ltR Sr.I(\.ICE JNJIPlcrtO... (-XlNltl'\(;E,...c;V t:! W.\l'.l&). I:tltyCtu:il:I1O..!&:dPlIh.4 8u)lllthit~UN optiuo'I totcq\lo:ltlth in~Il'JlII>''h~' lIo..cr.......cc !lIt:"" Pro)lt:ll)o DU'tSk WAiV& . ncs (VnON IlI,J "'"U JtI Ii.... 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"l''''' :t.c "'&:UIIr'Ill;t~.ulJCll>>.~or""i't1utlla~ .\;qtJ~ Ilylflll ~.fOMiJ:u,lf Jll.l.r.r.GI"'''!,~~ ....lhcr.r'.&t l'Jur.r\flKPlIMt ud loIoi:i. s.Act', ?~nniltion. wr.lcb wiUr.ctt:.:, ~I:JiIl:" wl:J'l'.cld....ci....~ bl '", RF.LL\Si ~J'orl,." ill pun. ,rdpft 2.' d \bil AlttcllIO:.K. U ~1:U u.au. SIl}'Ct f"..::mnion :0 IlKllldc '" WIW IIII,-Vkut, iU)'4r 11lII). ..,.:II1&t....1.... D.loVS tI Se:Jcc't delJjd, r.lTIll/WfC '.hU AitCCa:c&ll1ll ..dUll', In ....bjQ!l ~ 1Ill1lap~1 t'U.ue. pW ~ _"',"'"' C'tt' parr.bul pr1ec win b: "'lllI"Ad prompd)' to 8u)<< IUd I".., 4.~emeAl: wJ: ~ VQtO, O~ b. T~lt!W.&e.h.~ Acrmnmt la ....r\t1q. 1u "'ul'l ;IIa..u. depo&l: ~I,l.. j'~c! \"l& IIO:OUIK or ~1lI\:ftlwlI prk:r will IN I"~ ~JI .II, /0 illite' 1IIlI tIL:s A"II..'I:"'l/TIt"W '" VOID, J" tJ. ,lJTATt:,jO'SIWId4.(1.02) . IU '''.~ lii.lilr ICllfC'NIt\ tbal.:bc PnIper.y il ta'Ycd by: 141 o ~t1e$ev.Q' M~ "!t. Irldl',ldur&l QIl.;C1 Sew.ce Olaj)C*fol St,llel!!. ,.s.. ScwtcoNolk4 1,1 U. Q .....11Id..~ Cro-1Gt !/.....ljlI Obl't'lIlh '~yJlCTU III f'roUd1 t? Wel: (Soc ~"'. Nlll!l:'l: ~ce k.-.qe f'I<tIl.Q 4, If'rplicl,le) ,.. a C\Hl\l'I'\IIl\it:t Scwa;e Oltpcltll SJltllfm. I ,.. iJ Tttl.acre.PculIJtE.-"'fI1(0Il(See5e"""C>=l'I,:,r,kll2} 141 C Ho)lc.1rlil'hNc {SM s......... NotM.,.., 1) S41 o N;Jl1C (Sc, $0.... Notin \) 1., r::::J N'~llt ,"~..Ia.":dPca::i1 LW1t.f;tic:ll,l.u ElTIIC:I <S_SowlIc N..tlw!) SM C__ ~f1 (0) L.'fD(\olOVl\L ON-Lf>T SEWAGE lJUlJOOiSAL L''!PlCTloN (.VNr.I:NG&'\'CY XI o ""'AIVE.D, BlIYISI' llI:~I",ClIh. BlijoIrhlll \hlI gpd....,1O <<q;l~U.1 bl1"I~ co..lollO-w,,_ d:.pNlill iNlW..cioo o! rJ:.c Pro~1- IJUYT'.R m W,A.lV1ili tK1S OPTroN -.lOII'''I.:tJ:hc iU!LB./\3a lIJIfolf.,i" J'l1l("''9fI'2~ O(ilJIIAJIf'"INIU, ~a~. _ . ~ ~1. D'JlfrlludlCopUl)Ir.wi.lh&n .b...oA'tS {It """"'Ilft\l)trpeclrbd'~1JIoUllOllton ctlblJ~IWAI_"Bll)'tr:.."~ 1\1 ~, C&lwr to Stl1tr' wrictell blt~ ~,..,;t by ..qual.I8cJ. pnlLM.o,i,""", DII:*'lI:c" dtl.le 1a.Jlv'd.!uI m-Jel wcr... c.IqroIIll.'IIoJ.T_ n1 2. ,'idler, III ScUtt', up'IM, .~. if &IId.. Nqodhli by:be Lupccrict: ~llp.ulrt CI Jcot:aa:, ;co'VUc IllAAlM IU IIftd UW:M lncI'IldW ()rt, nil llIl ".....,e Ifapot.tl s~~ s~J1Ift~., IIJfftI JeIelUlN thai Pto~,III:Sdb"'Iml--.fl'iQC:O:lOtililneut. .., ~, If \111I fttIutt ~\'hII dwla n: O:r Iwl r"',\Iit. fIltpalll10d .1IlPi~allIJ:t of tl:e oxlJltlUII _Kif di~ ~1~" Sods.. wm, ...,t!tin :.. ...1- DAYS oIr......lp\ \1t" \h. ~.ldItY l:lll~t l:t wriliatl: ct Scl.cr'1o !:huJ.;.~: 1f! II. CMUI the deCWI h..lbh= ..Wlncrnl, ilIc:lIdIl.I'lIt'Nf,. SeUct'l oIlpotll...... 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UUJ<<" ., ..nit:! ~~ &l1d ....11lI Sellu', ;>canjuluil, wl'li;b will not t.t W"~J' wl&tthoold, ill.!: ~In-e ~ Ih: !UlU!ASB -= I'odh I.a 1*'11' ;11' ~:llj"" ,U of tbU AII,I'..mwiU. jf .sclIf.l' 4cul.:a BJY"" pm_cn III <:om~1 IN deCcl.. !:Ill)''''' m.:r.y, MINIl -L ['l"YS J S.l*M ~J ,iel\all., tcrn'llhLII lh'-' .It..,-,,r.w.al iu wrhbli> In whlct. ~1Ik IllI ~..,t 1110('':" plIU erll lI....null1 ot j).I.,,~t_ pr;ce wiD be' rcturlMJ. :m ~14:"IJlI,I) nll;:'ct ktld Ih~ ",",",,'t! wiU be VOlt'1, Oil: 1,1 Thn:1.JUIk lhi~ AjrM&nel1! b. Wtll.iJ~lII. in "'''.klt CMW ..u "4'IO!Iil 1UO.,lw pma 011 1li:C::r.:tl1 uf p~n::b&lai& ,prtc.:l ...w bit Mu~ :m i>f'U.Lll~JluB1I1a'lIl1itlll... AMTnMflllwUlba VOID. ~n ;, U' UN ....j)<Irt r~"'IaI. th, Mid "HJ;"~ or iO('II~ ~ OAilllll. blJvicth~t 01..101 iIIlIII...", i1ilJ.~..,.~ S.I~ Ina)'. w;..hlll _l.1_ DAVit 3/. U(I'tIrIPI01 Illatefl(ll'l, 'Ubm.itM eW7fttl....;:ltpOllU ~hY<<. ThcWl'r.~II'.pr..,."",,1 wlU IllCllldG. butlllltb. ;t;'AhdIO,CIIc ~'1flbcl ;1'1~ l'dll~rJl\l:i'lIl cl)r.\}lIIl~: ll....wi~icll'Ml ior P'l.!':lIf."". indlldlui n;lC~t~: IUd . Pl":lJul;l&i 1:!;ft"JI::~1 d.i&1lI fur 14ftoIdl\'. 1'MUl..RI, Wt.ttln ~tI ---L- DAY!: lIfl~Cl'llA& SW_'!i,,'m<<tiYcpl'Q~. otll'lIOl:'.tmlLU~"1N'OpoMI" ,....1'ICC'"'ltI&lu:h. tilltC aI'''' hyw....ul; .. .\K~CC '0 d~tel1"llJ{ et.c COCTc~i.... P"'l'It",1. it at)/lln "'r!IiIlJ' &.II wl<icll":.u. lIlo'''-llCO;c-,lt1 ;JI. Prope.'1)IllI'Id 'KIWI \Q tbe~Se I'd: for~ 1rI fwqcup." 2:5 tJ lhh "'amlUCnt. Ok b. A:~'l'lllbc PropottY ~ft. tbr I)"ltctn N,u, Ii tIlc,uittd I.r)/ Lnr "1OIq1aa:a It.l>i1oll', It ~i'o Md.'OJ' Ilt.)o pvet.1t4<:1oWI 'lIthr.rity, ~a'Crt 1-'1. 4cl~'('\ilIMr(\1I't HItl~nac 1# .....ittWlliIC \i.;:Q: NIf.;i'.rld bt all,; 1I..r.... 1eQCf.l,c, If 11:-, .......or...,. J.'\,IVIt:'r.tnelI-.l.~rtuit" at 0\/)1<<" t111/' C(i'Cll'C W ...hll Sf:Uet'sJ.~, wa.ich ...WI~ ~,U~bI1 w'rl$b8L:L lldd..- to tIl.t: ltl1l.n.\SI! _bth In pIN' al'll\llI'1: CJf cA.i. A4,"-In\.ftll, Ii Sc.ll.tt dttJ:\ Du}Ct po.,ltll$lilml CO car..c.t. thl cW~ti, Mllycr .1111)'I widun ,-1- DAYS oj ....11<<.s m:ia.1. ttnllitll&tc :hil AIl'CdIliIlllt in wdW.a, l~ Il'h.i;/\ ~.Jl dlpout l1Il1..i... ~id on 1l:0Wl\! l)( PI1r:Jw. Dfk. ....iU bit I'flr.ft4I1d rr-.IITlJlll) ~ au.YW~l\dlhllAlllll"".r'I""iLIlM VOlD.OR l:, 'T/:l'llll_ this Ac-"(,nlOllll in writJaa. llt ...hi;1a caI(: all cJ.~.t 111Qo1'llll "lid on t.CI:!:.IUhl'. ;:lrrca. pat... wlll to tlltllfl1lod ~llpCiy wBurcrandltU.-\crc.IIJtill'!ldllbcVOIl:l. 1~ Narlt:I.'$.ASS~M&.m & Ckk1'11ICAT!90lrOCCU'ANCY(1.ft) (..., Sdlc: I'IfllWM.atl." or $ei,l.r', c.l.IIalIJurr of tit Aan-1UMIlt. tblw ""trlle lmplO~loINIt.1\'lIdoo1&Alum oX lI~r...r iIWIIOClillllon .~mcu:e ....'V. 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"",,!1l'l'\'d t\z IIw 1nlIun...... '*""'........sa. ."4 wUI, _II'*' -1- DAY$ d.s.u... .apt ot 1M m;\Iiru...llI, ~;" II!;.).. nI !be ~-.&I..1'''''1Icr ~tliu -.,ml.....:t. ... "<<JlIlR4tCpMM'I,.~r.ll'" SIUc",tt1~. I" !f Set~r .:n",,,..q l:l' lLIke:b rt4'11tc4 NplIlI'llo'h"'~INIID" all,.......~ lo" ICc.tpI rN l'hlpllftllll1 .....M ..o1lNU 10 lblIlW..IASa... "n t"""'1 ill p.r.t~ IS clw.""...tIM4t. U Sa::.u.--.., D IlUkt- t:Io NqWN r.pIllMm-n~.....b. JtIl)'W ...i1L 'IlIktIllI -L. DAYs. 1'1 bCIlitySdJl'~i.writi.A&~3uyd".~ 1O~V\i.~QRm4h1hr ~~L'1\~"I'JYW"lLIpIUC~wt*S.u.r', lot, pIl'lIlbaIt'll. wlllcb. ..1111101 be tAl'Cil\OMb:y wlcllls.ht. U'Wcr dMiHl~yllt i",.l,IIiI&'.m co Iuka lhc ~_ .:otOl' I....,... te....... 4a -lill,llIlbC tllDt II~ "U)'WnaI), wa!Un...,L DAY$,1&tlNacc ~A&I..nlll":. .."hilll.l.'~ w!l:lI:bo:....I~tMCf.I:. pllid GilIlll.."OlUII .." ~r f.\lI'ch~.. t"'l.. 'toI\U be 1~'\;.lIWCI........"."l'lC1 \llI 8uron .... ~ ApiI'1'II1' will be ""O(l~. IZI ts. 'ttrLlS. Sl.:IVE't'S" COIfTS (t.f2J <on {-'J '11.. P:l.pcrt)']t. "" b. ",'u".l'.~ fr.llI'.d e_ olllU 1i~1&, cnc:u.::kllAcu, llla.l...........lL'ntI. e,'(clPT'.NO HOWt.vl'lIlllofoU<:....lrc: l:1.lllaltl ..~. .!.r,.d (".;;L.&C:l~I\li,IuI~II: ..-"'lIlIlinll ,,",,1n~ljCll'll o;r~1fI. b~l!d1r.. .C,I/':c:ticlll. Un:J:lIUlCC." .....,MIIIll ~rNilIla..:..:MUIl.. vilo."llI....... All th~ 'l:UIoJ~:" _.ne~loJ ro:or4. ~1vU.~" &II ri~l.\; of jI'IOllfLr 1Cf'I1:c ~~!.":~I_ l: loo'y; ot*",,* LiN tW.t Iv Il'le ,""... ~ r:.lula&lo "l vlilI be ~091.I1IoIIJ U1.,..blc IUld .Ullhu ...ill be blW"ed b) II NpUlll~1l T!1!r lnIll,:'f.OC C~y III. !:-""I\II~ ,~WI. 41. t~l buy.., ....ill ClJY {or a\e bU..:a"l"'; {1} T,"le Itfr..;, litl: iNUllDN U:.dlf.lll~lIlI\~~ r.... ~NL""lce. 0, rc.c !".:w ~1lN;.~ III '''''1, .f ..,.: Ill' (2) ::;1A:1I U:~~.. t~ il'l&lllUtlCt with etlO\lEl:l.:"vlftjj~, Cli:-.. 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U. ilJ) in;loll tYCtl!dlerl~ ol.nblt; I/;I.i.... .~.n:I."ol.,.lUtrlwIcUdt II\IIIl;kL "" ....111 iMl iMllfllri. ~1'f' rcp.l:u:.It!l.CorIqIlIII)"llb: rtil\llllrt4l&e~.u 'u IpeciuCl:l :II "...,oIJI/'I U(Al, lbyer...it (1&," \!Icll..'\ll.lll tlf: (Illlliun. !llIch t:J~" Sclt;;f~lji.. ...Ilh 1lCIab;...p 13 rtlo p'Jrctwac joIfi~.: ,,'(21 ~ ...u t'ts....w..U _In ~d by BII)'CllO ScIlo:' Cla IIt:I:IN,:l!t ut'p'j:'C~o6lo' a:ict Md ilckvl\:""I~IIC11.a11b)' ~_f1U tD)' to':' u\o:;M'Ndby MlI~"" rut u,y~. oW ll..u.,' ~11t1~lioill"'lAIAoW Il:cur.Ullctu NW,.'ttfrht""..fC:lIU!~iL&rItI..urtM. 'b/n!l~oOiIld~;..J, IS(D)IIarf".a{ll.i2),C:l)..,hl 441 :w"'~ 1$f.::).!t1 w1alo.bu.u!.htre will":\.O fUl".h<< KabUl!}' (Irulr&ll~l,r-fllt" .itl...- otlbo p6I'!iolI ~ -'\Ill' "....Olllewlli McClU VOID. 43f 1G. ZONtNG C1..1$JlnCATlOS 11.cn ..,. l"'dJlltcOfli1h.~61~lIllu~"tlr.~lIIe~E ::I~I(uu;tllll~I"IWIt:.l'..pI"pany land.~fMIMtl ,*,-""U:I\OIldi,:,lcIlab!ellltcbld o&IlI to!.1l) ot~'1 tlprwicliq,],:.tuI1l)' i_Uap) '1"i11 c..-thilAao'etlllClll.~ ~lIhl.at'lt.,,~ of rile 8\1)1<<'. trld.Uwldftl, IIII~,,-'" 14' IiIlhdcrtcI.lty:MEI\I)'Wwlll ~ I IUl'C7J1!IIl.YNIIU~!or.JPt:nacdoe. 4'1 z.,ttt..c.a...tftrwa:' ..J'l.t~./2I.C/- ~ ,"1 a I!l.I!CTItn. \\"ithlft U"'''I5 l)f :JM ",*:.&d~ of thic Av~-.I. LJU)'lll' wUl vtdl'y t!III1 de UIl.l.lilt. IllIfI nt "'" PI'C(lnT1II UI . II po:tmil.led. III :!II: t~.rrt tn.ll1O i, Iao): iJ'CMit:clf.1us.....1Il. wllbL. &bt Uaut Uti &I""" for Mrlfttll.~ N.llilJ -'d~r ilI..ritlA& tIW UtI iWtiaII uliI.ollM Pmpo,~ II lice I*IlllU<<! iIIl4 \I\U AaMcInM!..1lI b: YOW. ill whi~ ... CUll ~il dep06it :v.o4lea paW 01' u;lUI/l.l r.f p11'C1tuc pnc. ",'W ~ ~lII.nIoN i'fl,1f'Jlf~y to SlytC. Du1fr'. ClI1lrt t. AS.... wIlthl tM 1iII1, ~I alwu win ",Nlltiwk. ....AIVER olthlilrl>ttu..,.n".:ad III odwt tft'IlU flftldrA........&1 NlMIn 1II ra.LI ~ and tlrcct. UlI 11. WALNOTJCE 4U '1i{ NOT AP'UCABLE .... C- A1..,..U(,:AIIJ...e m THIlo DtlCUlrlfN':'~vltQ'l' $:lLI.,(Ult.1lY, 1'&.Io:4l''''lMl;U.~ QklNIJIlMMTlTUm'!'t!t= o.'I"'l.~",Jltlu"n~IlNI'Oll'tI!WOI:.IcftIllt1W':'HllilJ"A:lJ.,ft,NI) '11 alllQt.llW O..t~roMlUlN, /fdoI~l'H11OW_ Ck QW:'IIA' O1'Sl.JQCCUALIM1"'~I~IClIiolliKtTJl"U.:JAj.klOMrl'O"""ov'~J.SIJC1l(:CA&.AJj" U~ L"tNAT C'OHI\lIJt.'\V~, ~,"'l' dlOJI.1'1O1111I IUll&\J,(,'UOf' TlII \.JINOAloOAl4Y 1IOUK. ILtl.U<C ~ Il~ 1'I1U.Jt.1'IJ1lll~ OIlDl!&DI tJ.Nll. CthU 'U lL"Il~... c:c rOtth J1 :M12l*,1ilI' p..,lvidc. ill Scc-Jolll Of tIIlI AI:l or 1111y Ii, t9S1, I~':'" YIW.) .'Bllnt ac~w~:IMI. hi! I'N' r.r.:.t be oIluhrJu. U. Ui rl&htof pt~I'\lI'.,.w1 Slit~.Ctl tIII1ultll1lS rf'll(t\ c~ dliNlt&;.pcaLiIlIll,..... dll: ~ ;uo~lA'I1"-.crbd I'lcrcIa IUl)' bII jJM<<laCI ftolll.~ .wI c!W l\l !llllUly.bli....c4lIt: \))' II. priVlIlIlOontAllOI wll:. !be l:IWlWI \I,:b IGCiftCmIc iIuBNll.. 111 t."\I CIQII;. TNf MCkINWtMl'l7ItJit III tJ14rk rOJ' !hi ptI'1'l"" .n \if CC'l"l'lvj~.. I\IU. ~ pCW:tiolU Gf .1t.:dotl 1. <<llw l!ihltllinIiM MiAc Slllll11.llulU ane! the l.u4 C.,....,~lIIlm...C~ or "11'&4 21, ;M6." Allye.r qlWll nt 11;1 ",m ~ ~ tlGlI ScUec w)'J-:b..,d will conll\ill the afcc'AIIIld pr.,noi,jo:on. '~!I 18. POSStr..'S.~IOftl (1'" 1M (A) P~ldllll i~ r,J ""'iV~Ilcd.!J1 .L....t b)1 .tId~ +t1 1. Jlh"..s;:lIl pc:uc..-W11 kl ..u.1It Pro_y (~'ce.)! "brlt. willi IIIlllr~~ ~r.-clcu, IIC -wy lilt;!, L:lM d _dell_I, AN.':lI'QR. 4li.:t 2 AWlil&J'lIMl'Il of t.'d... k.':1). IClCfk wilh II:)' Hl.'uft\)' ~li\lIUlIII::Lm'~, III tit.t-: of !Ittl..(tO.l'ttl, if ~ l~ \oMlllll the Il!:i CllCGutklt or !hI. .~Ilt Of wJlt" IIlhvwilllll~lfl.<<i w.nri~. i~).cr wiJ.. &kIlollWl-'f,e tlll.lhlK b.....h) ~,. iui:l.aIui IlMi "lf~.j II ... 11UIC ofcMeulloll oftl&if....IIUlt'.Glt. ~.65 ~:I' .'Me:: ""611110l.,,wllllO uy nos"" It.u-. ....ridon ~1Cnt~~h oi w'ltiillItJlU, If ~I:-, (>I' 'ld<!i::OllJ.lI~ f<< d~ Pruptrty wtlhOi.I: lhc \In~u.1l ~<<l 1Al.'1.<tl\l ofBlt~...,. .oJ IV. ItF.C'OP.DlNC (S-aS) naA~at'IIi:"lll "et OoRW.,1ll.l ill U1"Oelo:etorti;.; jk~,,"~lt~otDci:tl.~I:i ~nyom,rl>M-. ul p.iu.:. "f~tcMd ... Iud I:'b~:e.tII.:. oJf p.;nllil..ll\ls "'1fOOA:tC"'\l!G ~nlCll~ S.l1c, auy lltei liClllolltN:JllIU C1' olrMCb. ,xII\.ilAiNII:'7tWII. ~DIt :a. ^~ICtUwl.ENT(:J"'$I1h;i "'&1",'''1': ....111 be blsdilll1l.pllll. tIw j'lIltiCl. thcL- rw._;wctj., _. ~.\lltlll "~I'L\ltIJ~~.I.:IIftJiI\1'11llld IUlC'1Sl1M1h, ~7C Ilo.lol hI th. n:cr.t ,ul"llIb4 OIl !be ..]t!...f Uw. pIl",," 11#1:11:1, l~ llIiijjl: l'llprtlJ:Y u..dc~Lecd, howGH>>', It.I llll)'t'f wUI DUl IJIIlUrU t1r ."1&11 tWit .m Av~ell""lIl .-.lIbvl,;f tile wltlkll: ':l:l!,IS"II ~ Sdio:r. .m 11. I)t:PO!i(T. R1U':UVERY PUSD (1 -001) 4U ~A~ l>~i1l ~I.:!l~ B\l7cr whilLI --JQ... DA'tS ~ ""ttltCllftl\f .,,~I b: I.) ~""~'I e..hJcI'" "'" ~..-tiP.ocI uItcdl. I)oct'C5llJ. .t:~ 11f'11le (Ofm or tu "YI!1li'" .wI(lIciX'~llflljiJllllU4Ill pay..,w~lt ,,-plW.1I1 u.s. n.s1an1O~lubrntpL11 hWnl!r.llldj~pw~ '1I\).wbo lIoillllllllllldJr.rl\ '" :llllflaej'/)""~'lll.'t\II~IiIi.l"'''cr~vf"Jl,j'''''<<':llM~lnllOl1fcrml:Y''''lIhllll'lpplktt&.la...s.wt.qllWkJlU.'.A1i4ncu1eJ _11 cl:c.;Jcltlllti.owd'14tpltU-"I!NI)'l:llI !lla.1d"ndin.rk~af:JJ.uIT.... It! (9: CVU" loIIT.1J.il,tlcn lit lhb 04,1(OCllla;I1t" ,... Drote&r l\oiQ1IIJ1All.jnalcnlUa!. "'ill reI.... 111\: ~lt !%:Qro..lt. ~1Wl>> wiLh lfy 1IIlttll ot.. .11 Ml,. ~~ ..rill.1I .p.el11&.'tII_"'"" 811:'<< u~ .\lltl.... .1t te) hi tbe t'~ lJt. U _~ ONr IIlltidcr.1t1ll1l: .ltpcWl ~lCllteI, .1I~4t hrXiSllllI th. clIIpOIil ~ i.f NlJlI. ~ 1M "u"IN.Itq~11lCioIu rK 41; tl~ ~1It1O -':&1 a.1lIIC ~-mn:.!Cl" (.!II h ~ 11.U;l) t) &lIlIWl tj. _..iu UalWtll':lW ltnCll :110 dili1'.I~ ill nwotved. J:l 0. ntat 01 adQctiul ~'1 b:llertN.'1l:"i'depoNllI'.om....""**"wC'J:wI.utIIlMm:o"'I.....dinGlc:Jb) .tirlli ~ot'WIft:YlMwt'ttl.I~cllJ..lMtk.. ua BlI7U al,J klcr qw UIoII, io I/wI CY>W"1 bcvbrot~ UccAIW Isjct;MdIII 1I11po1011 !<< 1b: r\IIUUn .,.,.1........ ..~. ., l>>.. ~1Id ~!I lit It- ~( dIlte.'\teC(I).......,.w 111 b JWI:O jobMlj d.... ' H4 "'$ tn) A Rill! JUI.Ut J.er;olt'.ty .......utl: \0 ,.,",~ Ifl)' ~ wllo hllilt 1I_11Cd ...Ilul ~tv\l ~;tIdlt ~lIll1 . i"llII.IIII11~.ilI.lllIII""'" 4K ... 1.IAtl_~"ia'larIWMf, ~....ti.GII.17_-.il.I. .I'N1Il1lDlIII4'\IIlItlloD IIrIlIwhob"..... ~"to~"'jlldJmallllW...-.," "' "1 we lit ~ v.Gd IlIQUItHlIf,.me4&cI. Po';ocpk:e dctt.lb.tlwt!he ~ ~..tl (;11) 7i:J-Jfi5l, 01 (IOO)h'1-2L1' '""Il!II~ h....l".II) 11I11,1 .., 4H ('7.1: 7&1454 'OIlII~ .....1ro.rH). ... ... n ~Ml:olJt.~1IP1A.N;'lIiCDCDMM.CNrrY(IIG.\:lEOWN.IlMM&OaA1.ln.~ IU!::!I~ NrmaC1o.01) . _ "" NOT APi'LJCAJ'J.I.S 41 ~'S! Al-i'l.ICABU; CONbOMINItlM. au,. adiinowiedpf lha.I.tIM P:'opu:y II" unit of It ~1I1u111 dull: W J1ri&nrariIll1J\ ~/. tad 0WJlmI' t'" Itn IWlOo.:itUOII_ '34C? of dIG lJllifurta ~l1illll.lllt kt d rw.1)lIWIIi. "qlllrt.l s.a. In Aulslllh B:.y.,...tcb. CcrtIacu. ,,,..... w..... 4. .'" Q/tto. ;0Ad0~ rJrdIl...cioo. (otMt l~""_ _~lIIl1t Ihcb~ Iild 1Ilt..-.lb I:WNpIiItloI:Ilol'tk...1OCiIdoL ..., ,,. 0 Arl't.ICASL!; flLAN~UD <:cIMMtr'Ntty ~}IEO'A-'Nii1l: A."IIIOCIA1'iO.'I,I). tJlI)'WlIC'.c:1lI~ bI: lilU l~ a ~ w. ~ _ 110 ~ftllllll.l' C1~ 1W1ntd b) cbt Ullib'ln PIIPao4 O1lnltlllllilJ AIr. (Sw c.nltk*l ot I>!wwad ('.oonI1N:, NodoI,).I"""<-->:1ftlle ~ 1Ulf,1Ibt ... ne s.;lItlt)t'wniJI,}tujl.'Ivi...a~~lSr,.CtdIItatl'lll(otJ_thu.plllll.I}/f.&:I..~lrb:bl'..Ilo"'I...rulMtII4,.~ol~~ClI\.1JHf "" ~w 1Cod'lirlC~llI:lIlet'l'O.itioNiIllt(Gttllill$401{ll.IolIhllAot. .r ... ......,.....,'~ r ~_'K_.'" ............... I,d 0." ... a '..le~ ;:aS0;;v~L tL: 'ON X,H ~3)1Nt:El 113'1010:): W01:U '" (J) ... ... ." ... ... '1; N ... '"~ " 111 ,:~ ,:1 '" 'I' 1:1 ". II'. Ll' ,:" ~~. 4,.'., .:, .", '"~ ~'. 4:,;. '" ... ." '" '" ." .~ ... u.; ... ... '" ... .., <OJ ... ... ... oIP ... ..' ". ." oIr.2 '.13 ~~.4 .". ... ", U~ .~~ J~C ~:. .." ";:1 4;' 'l:i ,,' '" .~ ". ... .~ ... "" ". I I I Wdvl :C:0 s:e0~ , ' . , . , . " Exhibit B '- }-~~';1'~~;.. ~ '!iI13.The Fire and ExhInCllCl ~e Ineuranoe PoIigy or S"* (HolM 0WIItI'11~) 01'. ollriar __18 to Lander mU8lbe proa-d ""- (5) buel_ Clayi pilar 10 MItWnanI, elong with e poIcI ~ The poIIoy mutt be in an emolllt at Iallat lIqlI8IliI .. martgaQt or to 1M maximum ~d vaIIle wn~ Is IaU lor ~ minimum 01 one (1) ynr arid lXII1Iain. mllllllIQe lIOdcll1emonll/loWtng 18nC11r.. ftm~. For 11If'._IDanI. . minimum of ... montha mU8l1'lllll1ln on 1M poIli1y III 0/ tile eIolIinu 1I&hi. [h4.CerlIlcal8 OIlnauranctl JIamlZIng all dolllr covtnIll8 for Hazard, UIbIIly. FldtIJly Bond Covereoe (if appliCable) io NqUIIed on ConlIomlnlum projee\ll or lOr _ __ III PUD praIacl8. 'Tlle c::ertificaIe mllSllnclUde 111. lander nama arid ilia nMlll and lddr-. 0I1hoI ~e) 01 ~ property, InoIIIdInU 1M buiIcI'lu arid un~ number. The Ce/llfloaI8 must be .UDmIlllcl .... (5) bue1/lGli8 cay. pricjrto clotlng. Q5....lQliontI FlOOd lnau_ Pl'OlIratn Policy it r8QUirad on tIIllIlOtn 1II1h.1lIlOII1I 01 the m""Q8Oll or tile maximum IIlIClUIlt obtaI_. ~ is . mUlt lhIt you apply lor lnIInt1Ce ..100I1 .. poeaIIlII. ==~or~~ ~ :-~Ill=~~)t.~ ~p=~""~nC:-F: r once loans. . minimum of.1x mon1hl mUlt I1IIllaIn en tI1e poleY" 01111. CIaIinO dllIe. O,6,$lQnll<l and dallld Nollce 01 Righi 10 Cancel NllUlIlld 1.1 clao;/ng. No loan poacudl willlle d1sbulHd belCl1'8ln... (3) IlllelntM daYlltter o\08IIig. Ot7,Alllme 01 clo8lng. loIIowing(.) the _(I) mUSlIle palcIln full and shown en tile HUD-1. O,8.SubjecllO sa1lsfaolory lIIgnecl HUD-l an tI1e P"'I*lY known.. 6 0 7 2 2 Ph.... n t C. v. .howlng nil PI ClOHdi 01 1 L 30 9 . 0 0 and lI\IldenoIng 01 paid in UllIe 11tn(1) wi1h T r . . t cor p Q 9. Fully 8ltAlCUleCI c...:t~ ecpl8nallon iltlCVor Inquiry tlCp/an1lloo lor !he 1oIIOwIng: 020.ln ordolr lor the 'ubi"" Condominium or PUO 10 be applllllClCl by LAnder. 1IMl followtng dwumllllllllon wlll be requ\rDd: ,'; 021 .UnoondIlfonBI certltlc$lDr inauran..lly. prlv8le mortglQe lnIu_ oomPll'll'. 022,CIeer insect in/lNlellen oen~1cate and palcI _lpI five (5) Clayi prIOr to clo8lng. II clImage II p.....,,~ B cleer cennloale 01 napair nut be provIdtd prior to CIOliIng. 023. Weier (well) cattIIIcatIon, COV","" baoltriologicaIlII1d communIIY pollDllllY t1lIndIltdIlIW (5) daye pr10r to ctotlng. 024.Sepac cenlftoallon, prepared by a lioenoed ineptctor '-9 aysIem to lit In ~ oonditioro. ftv8 (5) llays prior 10 clo8ing. 025,Rapeifl to De oompI8I1Id In II workman.like manner prlot to '*-Ina. Flepainl.... to be complallld IIlCf Inepected by the epprai8er wMh pholos to the ealllfaollon cil linder prior to ctoel"ll. Th. replIIfI are ..101I_: 025.0n e11111l\!f oonalnlCllOn. the dMlUng mlltlbe 10l1'l(, complete InClUdIng flnletltcl floors. carpetlng. ~. eto. TI1e llfOIlIfIy mull lit tnspeol&d at _ fNa (5) clays PriOt 10 cIotlng. FlnaI InllPKllon.lo inclUde PhOlOll. OOZT.Flnal certificate ot 000\4IIInCY WIIl10uI ~ 028.1.8Ilder n.. IPPravtd ~(s req_ t.. a _ morlQllaa. A luilf _tel Subardinall6n Ag.-ntnl willla flllIUhd. D29.Sla1amenllrom IIorroMr(s)ln_ng no seoondaty fllanCing 0Il1llbleot JlI'ClPII'lY. ..,. 2tIU , . , Exhibit C " 'O"~ " " " "' .. .. " J1 " . --'. " ~ " ., " .. " " " ... " " " " ". .. .. " " " " " e31171200J lJ:l~ 717-243-e268 JGR ERA CAR~I5LE ~i\(;" ~1I". SELLER'S PROPEB:rY DISCLOSURE STATEMlwvr SPD . Prap...'yMrt..... ~< .ik,.j;/U A...-f~?- -t.-.J4t." ~J /7~g : S<l,~~.lIer QIU ('OJO'.~::;!. ~ kn~~~~':' pt~.:~"It.old:!t. not ....<illy obsor,.bl., Thi, dhola,,,,, ~ MlD.4:Jnot'lt Is designed to al;~l$t Soller in c()mptyin,!: with dl.&c:losurc requirements iUJd to l1$$l.$t Buyet in <:valulItina tbs property beln~ II considered, y 1'hl~ SUlt(:tnOt'lt disclo~~ Seller.'s knowledge of the col1dh:lon of the property is of thu dlite: siif1l11d :by Soller and is Dot * sub'tltut~ for II any lwpcetlons 0);' wtuot'.lJ.ntlQ tha.t BUYet' 018.1 w~ to uhbdtt.. This S~t is not n wttmmty of an)' ktnd by Seller or i\ wamUllY Or , nsD~s'nt.litlot1 bY any lilloting rea.l estllto btoket. 8Jl.)' selling eeal ~t41e bm1cer.. or their I1censeC$. Bu)'cr hi cncoura.s~ to addce", c;OI1COtI1$ 10 o'$DUt the Ct')J)dltions 01'!.he propen:y !hOt may Ilot be irtcludctJ in th~ Statemam. ,Tbl, S~ent does Mt rwicwe Se1I~r of thl!! obllgiltiotl 11 to disclose llna.l.Crlal defect that may not bo adl;lrcucd on tbi. funn.. tZ A mntcrilll def<<t it Go pl'Oblem with the propcTty 01' tiny D~rtion of It that would havo a sigruJ'iCatl:t tidvc:l'ltle impact "" tbo value of th~ 'j3 fl:/Oidentta1 ~"" ,QJ'operty or that involv,* Iln ul'll'eI1$onable riak to people ()Jl the la.od, " " I., " 17 2, ., " '" III " " 3. " .. " " " " SELLER'S EXPER'1'ISE Soller dQe~ nOl POSS." expertil~ il:1 Cunlrdctin,. cngim:cring, u.rehltectl.lre. 01' othet 111'6tlS related to the construction t.md c:c.mditiollll ct" the property :l.nd Its Improvem~ts, ~x.copt as 1'<.lllow,: OCCUPANCY (a) ,00 you, S~U~t. c~'tl'erlely oecup>, thilt property? B Ve.!I D No If '~Il,O." wh&n dlc1 YOlllasl oooupy tht:'prcpert'j~ (b) Havs there been any pc.tlIliving in the: hol.l~ (lr othel:' $CI'UcU1re.s dvrU11 your oWl:le(Ship'? SI Yes 0 .N(,~ H''''~e::l,''dr::scribe: .;l ~....._~.l7'::i'~__~ /'4.rl'= ~~ /",,, ROOF (ll) .Date foof lustall~d; J.~.i.t.:i.__ Documented" j!(YClI CJ No CI Unk.otlWTt (b) HaHhe. rocf beel\ repll1,c~ or repsirec.! clurin~ rO\.Ir Qwneuhip? 'Sf YC;j CI Nu (c). ,ll:" h,yc:.s,'1 Wel'~ t::he existiug ,bingles Nmo'vl:lu? RJ 'it!5 tJ NtJ 0 Unk.rwwn. (d) Hll~ tJlo roof 'AVO( loabd durin&: your oWDerallip? cJ y~ 18 No (~) f)Q YQ1,llt;nQw of 1L1l)' p~\lbl"'\I with w._ toot. iWtto.t'$ Q,( dowt\Bpouu? 1:1 y~ ~ No E'Xplatn any "yes" u.lUwcr$ tI:lllt YOl,l give in thIs ,oi;tJ.on: 4, BASEMENTS AND CRAWL SPACES (Complete all.ly it appUcabl., (ll.) ~~ the property have; a lilump pump" l:i YC$. ~ NQ 0 Unknown (bl AJ:r; )lOLl awlU'e of any water leaka.ge, aeeUluuhUioR. or dl11npnu. wIthin the b~l.:mcnl ur I;;rawl spuce? 0 YttS J:J No rf "YOll," cle",c:tibc In detail: (c) Do yuu know of ilny f\:pair~ or other t1{l~Q'lpts to conrrolllAj' water or (/.ampness Pl'oblem in tho baJllS.l~a~ OJ: Cl,'a.W] 'L'ace?' 0_ .~ ' 1f l'}>es." descl'ibo the loclltion. extent, dace, and IU1M., of the ,(:Ier,on who did the repair or eChtrol af'ort: 5, T&RII<UTF,SIWOOD.DESTROYING INSECrS, D1tYROT, PESTS (a) At'l) you aware of any termiteYWtlOd.dMtToying imecbl, dryrol, or ~$t>> w.=tcctinS tbe propett)'? l:J Yei (1,) AI~e jll)U AWQ.I"S of 1m}' da.mll.se t~ tl't.. property cauuxl. by ~rmitelClwCOd.c;lQlOtrQ}'in& insec.l'S, dryrQt. Ot peons? (c) I, YOUI' property Ql.uremly under cnntract by a licelUed pest control eum.pllny'~ t:J Yes '!! No " (d) Al:e you lI.W2U'e elt Qny tllrmit'='P~t control rcpartll or t.rOa'ta'lCtlC! for th6 property in the J.ace llve. )'~11.1~? CJ y" '1S:1. No Ex.~huL1lln)' "yes" uru>wern ehl!l.t you givo in chis $ecLion. ineludlnf: the nam~ of QIl)' SeMceJtro..t:ment provider, if l:I.ppllcabl(l;_ G, STRUCI'URALITEMS ~.,<:. fS'"' 6ec.~,_ ~..-:c.. ,;. -:' po -~,,~,'- -f e..."...... (~) Ale you aWll.'6 of any t'ut ar pI't.~enl: water lcak.i1.g!l in tho hauslot other stnlcw.res1 ?ii Ye.R D No (b) Ate YOll ~wtu'O of a.uy pqt or present mOVerl1ent,lIhttulIi. Gctmot',llion, 01' Otnol pcobIe1,Jl$ 'Him wall,;, (ound.3.ti.onlil. or other slruc- turn! componMts7 ;ztYe!4 CI No . (c) ~ t~u Io1Wtiro gf ;11)' palSt O~ 1)1~"t pmblemll with drivewa)l~, wa!kWl\Ys, patios, r.:tt' lQtll.lninA' walb 011 the propal'y'J ll( Y.. CJ No (d,) I~ your 'lI'Opl!ll't)' COll.ltructl!!d wUh rLn ExtcnOJ' Inl\.llt.l,tin& F'tni$hine $)'~tem (ElFS). such DIS driVlt or ~DtbGtic.: $tucco1 o 'to, )il.No 0 Va."..,\1 4 ~ ( . II "y..," do'.rib> ."y knO!,," prt.bl..,,, C i.....f" ;.;, ~ ('AJ.o.....~ ,4.~ 6 L~IIe. kf ~J ,Ir"- "".e.J. ,:.j..,o.4o..... ~~.. (f""t - b.f.o" f ll:UI..~,. '73f'" ~~" '1 SPD PllIee 1 l)t II SeUl5rbltlal'lt:l.d ~ r;UI'l'1U(lH'r l'ENNSYLV^,l'IJAJr,ISOCJA~ o;r ",,"1.1'QR:tIJ lY!., .. ~j\,ll III No o yC\.~ );l( No li P_""*ylv.,.I. Assocl.Uon of REALTORS. .....VIo,....'....l;ol...~............... >"'~ " 83/\712083 \3: \ ~ 717-243-B26a JGR ERA CARLISLE PAGE B3/e4 Ill1 11. li:LECTRlCALSVSTEM Ate you lilWarc: of/my problwl1S or ltIpairs needed In th..I~crical:S)'::ilcm1 c::J Yos ~ [['',)'el,'' explalt,:. 'I OTIIJl:R. EQt1IPlWEN1.' AN)) APPLIANCn:s INCUJDJl:D TN SALE <C01btll,d.. ..nJy if "ppIica.bt_) , E:qulpmem .11d appUflDCC-'f. u1tinllcely tl1clud.c~ in the sD.le wUl be delerml.n=d by (le~mlatiol3 Md accCll'dinc to rhe term.\; of the ; A!ilI-eeffl.$J.u of sa.ro:, (n) [3"'EJ.ectric l'JaJ'uge Door 09Cl'i.~r No, af'I'ral')suuttor, "Z.- (b) CV'Smok~ Dctcctnr~ HDW lnl1t\y7 ~r..oeAdon r\ au. 1 'v\", (c) tl SOC::\1rit)' Almn 5y:;te111 0 Owned 0 L.Nl.11Jd. Cl ~e Il'Ift'rmatlon (d) Cl L.wn SprillkJer, No. ~ Cl Auto",,,,lc 11",., (e) Cl Swimming Pool 0 P""llIoatol Cl SplliHol Thb PoollSp. EqaJp1l\OOt CU.t): ~..- " (t) urRcfrJgel1J.tot nllnie e1.fietOwL\ve Oven CJoootf1,hwawr 0 Tnuob Camp8(;tQ! o;r"QartJli$8 Oi~po~o.l I; (z) ilI"ija'hct ilM)ryeT , (I > ,7 t: (ll) crt.t."'"" p.e..e,...;,"-'-<l(. ~ c.,"I.\,.I....:~ " (l) ot""'CcilinjJ fan" No. _1.. Loclitinn. t<::. \ + ~, ~" I: Q) IJ OU,." ~ ./ " Arc any item,~ tll thIs secfion in nced of te~ah' or l'6placeme4t1 r:::l Yes [J'No Cl U"k!lOWI1 1l If ")'ell." explain: 1: U,ND (SOILS. DJl.AlNAGE,Il.ND BOUNDARlES)..-/ " (.!L) Ar:o YOll ~wl!\r(l ..:Ji. u)' fill or l!I)C:pans!vlIl soU on U1c property? 0 y~ m-1iIo H (b) Ale )IOU ra,wan: of an)' ~lidin:, settlln.g. eru:po\lcrnent, LJl'hea\lat, nubsJdcnr:e. Ot el!UitJ stability pt'obldnl$ tha' havo Qccurre<!l)n l~ t:ll' affl;Ol the propertY? CJ Yes ~ 1~ NO:fJ to Buy,r: ThflHop.erty 1m,>' be Jubject ro mille sUbSldef/,cf! dN1lO.ftr!. MupJ' o/the countlts and mines w"e~ muu: $lI.bsid.:I1C:" l~ dClJ1tagIt trlay ,,~,ur ond lTliNIt ,)'ubsidfJnce il1,fllriU1.Ct o.re o.lIallabld thr(JulJ/1.; Department uf Env\ronmentDl Procection. Mine Sabsio l~ c1.l:.hCE rh.\l1,ltQ.Ul;! Fund. 1913 Wasbmgton Road, Mc:Ml1rtay. PA 1.5317 (800) 1.122.1678 (withll1 Penllllylv;\nia) or (724) 941.7100 l~ ({)l.\~id5 Penusylvill\!u), H (c) Arc }lQU QWurc gf,MY ex.isting or proposed rnini118, IItrlp.minjl1~, Q,(' lUly oth.Ot CXI;;I\VtU.iQfU thl.1t mi"bt a.ffecc chis L'rqp..rty'~ It CJYe,q ~ ' I' (d) To your knowledge. is this PrQpl:ft)l, 'Jf part of it, loclU.c:d In I flood ,"one-or w.tl.o.nds QL'en1 t:9"'Yes 0 No u (~) 00 ~'OU know of any :J?ut or p.rl::iOn~ c.lrni.milF ur tloodilll problemA llffeccinl: the. pro PM)'? ~ w No '"' (I') D(l you kMW of MY encrol\ChmeL'\t~, bU\.lndlU)' line di~putea, or euelT)eJ,'\ts? Cl Yo:; [Vflfo I! Note to Bu.yer: MtlSf pl'Op"rtl~,f haVtl' ll'a,wnrtnrs rumlin,rr ac1'(nS lMm..f(),. ucilily s~r'l'i(;!S cmd tlth.er rl'a,'fOll.f. ),1 many Ct1U.f, thtt I~ eClJeml!/t/.s do not ,~.rmr:r tlu m'tiiI1a,'Y t/.1' of thll f}l'()p,r:y. Md SItJl~r nl(~y rwt flu readily "ware oj' th~.,,1. Buy~r.f m4)' wish tQ 1~ ,1(Jtlill.mi/~i: th(J (lxi.ft~Jt(~ qf eaJrtflt~#tt;; I:1Jld ~rric:li,,1'tJ by ,;cclmini,lll thrs pn;pfJrfl (llId tJrde/'irtc G1!1.4h,UJ'ac, of Titl, "r SIlQrc1ti.rt: u th.d ~CQrrI.f if! the OffiCI nftht: Rec"Mdl"ofDddd.rfor chd Cr:JKJl.ty b~f(Jrt: rmtering t,tfQ a,l1.A8f'#~nwnt ufSale. ' I' (g) Ivc yol.l awarc.JJf liD.)' yhliln:d. or common are.l1$ (e,g." drlvewlL)'$. bdd.;os. c1ockoi, WiU., O{(;,) Qr cnaintemllll::C I1grt:llntCI'l~'? 1~ o Y.. lB'1io ., J " Explo.il1 o.I1Y "yes; _"swen that ~(;u.Ji:ivl# in lhilI :loction: 0 c;:" <:. 0.. c;:. (0....-\ Co ( r ~ J: ~ IS , ..&.Ca"("1{V'\...., ,"'....... S.f'JC,.I-~ft Iii ,,. 14, HA.ZARDOUS SUBSTANCllS "- " (n) Arl:i you dWlltel of' aay unde:rgrolltld tanks (utber thilll fuel tankl'i) 01' ha7Mdou~ ,~ub!ltd.l1ce" presem on the property (StroCCUI'e Ot ~i1J 18 such liS, but not Jitl'lttecJ to, a:llbesto$. PolycI11orll1a.ti:d b(phe.llyls (.PCBs), Ure;.formaldehyde Ponm fusUle.tioD (UFF!), ~te.'! 1. D y&; ~u 16 (b) To your knowlcdgc:, bas the property beln tested tor any hu.ardol,l$ S1,1b$410Cea1 tl Yes ~o ---"'" l' (c) Do you know of tl.D.)' u\:hcr cnvironmenta1_conc:ltl'n. tbat !nlghc impl1cc upon lhll'J.'operty? 0 Yet; ~o ,,, Ex-plain any ''yes'' answers thaI; you !live in this ~ction: ~~ '" ';3 12. ". III '" Il. ,.. 12tj '" 0; ~ ""..oS. 1(0{ p.s:{.(:?f.c.S , " m 13l l3J '" lOll '''' '" '" ,J' 13. '1>11) ,,, ", '" ,ll '" ,.. l,rr ". '" '" 151 u~ '" 1r,~ ,,, '" m 1~1l l~!.l ", '" >OJ ". '" '" ,Il ,iilI '" '" '" '" '" '" 17~ '" '" to' :. I. (cl) On YQU know of AnY tI.ls far radon gh that have been performed in any bul1dln8s on the pwperty~ CJ Yes [O..-1(Q Jfl'yes."11st datI:, type, and iesults of all tests below: D~rJi Tvps QP TEsT Res\.n.rs (pj(loc:uriG,llitcr or working lc"'cl~) N,'MS OF TESTfNO S!RVlCE " ",' 17: '" '" ,. '" on on In 1M ,. (e) ATL: yeu aware of WI)' radgn fCmovaJ I4Ylltem on the property? a Yell ~ If "y'Oll," 1il'ilt dfttclll$taUcd aad t}>pe of sy~m. ~md wh.cthcr it i$ in wQrkin~ mer b~low: OATS l'NS'rAI.r.p.D 'T'vPR ()P S"/STRM PI\OVtQJ\Tt WORXINC OreDn ,0 v.., t:J No DYes. ONo E:l Y.. Cl No ". liB I" '" SeUer laJd.lJsf./ ~ '" lat SPD Page 3 of 4 ,., '" 195 '" ", ", '" '" 10Q '" W'~ -Jr). ''10:1 '''' '" ~Cli :!O7 '" '" '" 'Ii ll1~ .Ill' :!1~ <!1U :16 2H ~'S " 1::1;';1111 :(eJet3 13: 19 717-243-0268 JGR ERA CARLI$l..E PAGE: 1114/84 (f) If p~o$)erty WCl~ C::OlUC'Ucted. or if c()nllrruecloA,bc;pn. hefore.19.7B. you l-rm"t dlselosc My knowlcd8e of le~~.sod paiGL on tbe property. Are you AWare of an)' lcw::l.ba!eG pafnt or teOd~b<<'ocl paint hu..an::l3 an the prope~'tY'~ 0 Ye:s JCf\No ' ll"'Y(:::i," eX[llah1 hQw you know or it.. W11ert! iti,. and tbecondit:Lon ~tba~ ]~bqod PO.l4t r;l,U'fll(;(;s; : (g) If property was ~On1tttJCtca. or if cont:.t'Ul;don beaatl, 'befor:~ 1978. you must dbc1Oi~ nny reports or record! of Jead~oCl.sed pair'.t ; or leM.btlsec1 paint hUlU'dil on the property. Are )Iou aWGI1!I of G.llY reports .)t NCorch, regarding leadMbAsed pa.iot or lell.d.blded t p..in.t hazards un the property? D Yes . No If "yc)s," IiSl aU o.VQiI.bl. repot'IJ a.nd records; ~ l~ l' '" J 5, CONDOMTN.lUMS AND Ol'IIER HOMEOWNEll: ASSOCIATIONS (Comple" tlnly If applIcable) , " Type: 0 Cm1dOXl\inlum Cl Coup~(,3.tive CJ H'o"leown.'" Auociation or PlWll1ed Con:ll11un.!ty II Other II N/JaclJ rt4gamirlg' C,mdomlniultlsj COOP4t'atiVf$, and Plann,d Co.mmonili<:3,' ~~r:C"rdlhS to Sect/oil J407 of tIlt! U/1.v'arm Cnndn. 1\ J1tlt!/W'J.t Act {o8 Pa, C,S. ~j407 (reldltng 14 /'dIal, <If U/1.i~') and 60' Pa, C.S. .~440.9 {1"r!lot/llg .'0 resal<< oj" ('fJQPI1nu:iv~ iJuen.rt.fJl (Vtt'! ;; Sl)ce/lJf! 5407 r;lthc Unifmm Plb.t1It,tI Communil}' Act ((JIJ Pa, c.S, ~j4()7 (relatinG to f'tJ'alC!'O,fwt.i!:)J, ,& h"J'~r ola resal~ UI11l Lll ~ l! . r.:mt.claminium, r:aQJulrarive, or pl(fltfluJ commu.nJ.ty ntUJ't /"er:,iVff.(l t:np.v (lfrhll d4clarali(ll1 (,:>th<ll" UuU1 rhr!'plt1u (lfld plo.n.f), rnll by- '1 JUI'.'J', rhe rules Q,. "'sulo.ri(ms, and a c~l'ulicare qlf'ds~I~J:J$/,4~d by rn. (Usr'1t:iatiorl irt thll condomjnium. cOfJp(!ratlvl!. or l-,lantWd C""tl' H Mlmil}~ TI'/.t~ b"y~r wUl hav, tflfl' l~ptil)l1 o.f f,'Q.lu:twlg th(: ugretrnellt wtth 1M rrJlurn of aU dllpo,fit 111.Q'li~s umil I1lC cr!rliJi.cafc ha..r biter! 21 l)l"f)vlded to lhu buyer (J,lu:J.for.fivt! day,t tllll"ll,Jjrct' ()r ~l11.il L'onl'(lJ'(Uf-CfJ, whidlf!vcr fJccurs,til'sc, 2C MISCRI,I,ANEOUS " (a) Al'e you aWiu'I;: of any..historic pn:llerVlltiQTl re,~tnctlo" or ordinance or arcb~oJogkw dc.:~ignlltiol\ MAOejllt~d wJtl'1 cb~ lj.1toperW? ~o D~s ~No ~ (b) Are you liWBI'C Mf I1ny C1::r;,i$tbll: or threatened legnl.action a.ft'cctillg: me property? CI Ye., 'l::s:.No ;Q (c) Do you Icn~w ~f any vIolations of federal, 'WOOl (;Ir loeaJ !aWlC or R1s:ulation14 relati1;l~ to lhis pL'Operty.'? 0 Ye:i "sl. No ~, (d) AL'e Y(")l\ IlWm;!'C 0,' any 'Public lrnprovement, conduminium or homeowner 1l11li\oct~tion a~"e.s'OlentS lli:ainst the propertY ~h.al remain 2IJ .u.npaid QJ' of 11llY vloladQns of zonin&J housing, building, Mllfety or fire ordina.nce'i mat remain uncorrecTed? 0 Yes 1&. Net oW (~) Al'4 ynu 4w~e of uy Judgmo.at. ~I'lClJJUbratlCellicn (ror cXllJJIple, co~mak3r or: equity lmm), ovel'due po.yruent on II l\lPPOtt Obli. ~ gaticn, or other debt l1g11h'l'lt this PtO~my that ChMot be $&[iifitd by thl; ptocccdt; of thili ~ale7 Ll Yer. ",S. No 21 (l) Arc,y()u liwm of. any reaKnn.lneludi",; Q def'60tW. t1rlo, \:hot wouldp~vell~)'ou from ~virtg III w~-\lTanty deed orl..'O.l2veyicg tltll:J to the II proP"'~? 0 Yo., ')S-N'o " (g) Are yau II1Wlre of any material defects to %l\e property, dweUiag, or f!.Xtl11'01 which lltc nCJt di~clollcci elllewh~"eI on thi$ fo('t1J.? :-t t:I YelP "jilNo .11 A mat.d.al defect is ~problem wIth the pt'Op~ Oftu1)1 portien of it I:l:lut wou]c. hllvClllltigniffiCW1.t lldvl::rse in1-paet 0," tl\~ VtJu~ of 21 !.he tc;"Id.IJltiI11 ~a1 propel.'t)' or tbdt invoJves I!n ulU't:tlSCY.1able ti~k to people on'the Il:I.nd, l1' ExpJD.tll any /lyt'lSU &n$WEtr5 chat )Iou give in thi::.: 'seetiQn: 21 ,.. '" '" ,.. 18' ". '" '!~ " 21' ~ ~tl) The u'ndenig.l1ed StllI!:!' ~pJ'V,ent3,that the !uto.nnatl.oD set forth ib ttiliJ dl:lclo$urc'.statemont is accurate O'nd eompll!:te to the blUlt 2:1: W of Seller's knawledi:e. Senter h~reh'y'nl,1tho.l"l.z", the LI.stiul;: Broker to provide thb.intormation to prospttti'VG bUJIers 01' the prop. 22- '" .rty ,"d Co llt~.r r.al .'tat.II""""." Sl!:LLER ALONE IS RESPOlllSmLE FOR THE ACCURACY ol'nm INFORMATION .. '" CONTAINED IN TIl:IS STATEMENT. SoUer ,b.1I caUSe Buy.r to bellolflle<! In wrIting ot...y lntormatlon supplied Otl Ihl$ fonn .. :f34 which 15 rende.ttd inaecurBte y ::'"te in the condU:1oJ1 otthe property t'oUo\f'lng; ~omptitt1on (l( thia Corm. ~ ;:: WITN~' ( c::~ SELLER /2.6, ~,.t1I".L".. ... - OATE 3 - /3. - C> $ ;~ 'Of WITNE 2 r 'tl~ SELLER ~-----... 'l<-A u (]~OATE '? -""" -<I:~, '" ro. WITNESS SELLER _ l>ATE - '" '" '" '" ~:u '" =cu'roR, ADML"IISTlUTOR, TRUSTEE SIGNATURE BLOCK , Accordlna lQ th.:: 'pmvf.~I~n, I)f tI,e "lh:1I1 e.,~U; Sc:I1t;f J:ll.fctO'U", 1.Ot," (be lllldel'sieded ex~CUfor, tJdmillim~tor or lrustae If Gor 1\'l1l.\liAAi tv (ill l)ulll SeHor', P~llo,)rtl Oit.l:l,,'I'ltCI 9IQtel'lll/lllt. 'rke Cl,co:;ulUl'. udmlni~lI'lltu' or lt1UleO, mUl\f. Itowevor. d~I>C'o!\C illY Itlll'lWfl mllOtl.1 dll~I(.~) or ttlo. pt'Qr~', ,. " ." 2': '" '" '" .so ", '" no '" DATE 23; 23l nECEWTANDACKNOWLEDGEMENT BY BUYER TlIc uhdersloned Bu,)/Or llekDQ",kduu~ .-..llIpt 14 WI D~W'I: Statement. Ull)"" ukncr"h:dga thll.t UlJI S&ah:mtlll ill .a.ot u. wat'nnty _c1 t.bl.t., ual", lt4tl!d I)tltuwl". 171 UlI cales CQ,Ul'lI;t, BU~H II Pllt'd14l1118 this pt<Jpetty b, I,. present iCODcUtlOD. It J, BuyC1"s re.!tJowlbtljQ' 10 ofadst)' blm..uor bU,jIeIlu to IDe eUDdfU~l\ (Itthlll)l;'tIp~rty. :Bl.l)'Orllllll)' nqUl!ll't lh;lt lhe pl'tlpl!rl,y lu Inlpeekd. It BU)'UI"I, wrpcWIlO antl,by qun1J!1ld. profusIon8b, fQ dl!te.nnlae ilia (.1M. 4ltlOD otthC!til'UIlCUnl;urttKlllllJlPQtlL'J1b1., . " WITNESS BUYllR~~ 1:: ~nATE~-~~-""~ ~'fNESS BUYIlR DATil ~TNESS BUYER DATil '" Xl', '" 23! W .41 ,.. ':"1 t.: '" ~, ,. '" SPD P.ta.. 4 of 4 . , Exhibit D '. r MLS# 10088030 Status Pending Type Detached Address 85 Biddle Road Street No2 City Carlisle, State PA . ':,.+:~ Zip 17013 ..:..; Area 7 Clsss ResidentiaJ/F arm List Price $279,900 Sale/Rent For Sale lOX Include Yes Expiration Date Exclusive Right County Code School District Map Page Parcel # Lock Box No Lockbox Description Buyer Agent 3 Comm TLC Trans Llc Fee General List Date 3/18f2003 Listing Type Subdivision Municipality Silver Spring Map Coordinate Possession 6f15f03 ;;:,.... . Sub Agent Comm Other Agent Comm Dual Commission (YfN) 3 .i:',....' (:<L; >: List Office ' ':,:...::< . 'ii, i., . ., .,' . .,,"., ~ ".. '\," Listing Agent 3 Acres 5.41 Cumberland Cumberlnd Vally 38-08-0571-022 Listing Agent Listing Agent 2 Owner Name Owner Phone From Carlisle Rt 11 N (Hbg Pike) Directions R1S Middlesex #of 3 Rd UOld Bedrooms Stonehouse Rd UBiddle. #of 2 # of Full 2 .. Fireplaces Baths # of Half 1 Total Baths 3 Baths Full Bath Level 2 Half Bath Level 1 Level Level Living Room 13x18 living Room Level 1 Dim Level Living Room Fireplace Dining Room 13x12 Dese Wall To Wall Carpet Dim Dining Room Leve/1 Dining Room WOod Floor Level Dese F~mily Room13x13 Family Level 1 Dim Room Level Family Room FlrepJ.ce Den Dim Dese Wall To Wall Carpot Den Level Den Dese Kitchen Kitchen Level 1 Dim Level .' ~;:..- ..: , . Kitchen Ceiling Fans Master Dese Vinyl ~Ioorlng Bedroom Dim 13x18 Master Master Bedroom Level 2 Bedroom Wood/Coal Stove 'NaIl To Wall Carpet Lvi Dese Bedroom 1 13x15,S Bedroom 1 Level 2 Dim Level Bedroom 1 Wall To Wall Carpel Bedroom 2 11,5x12.9 Dese Dim Bedroom 2 Level 2 Bedroom 2 \Niall To VYIIIl Carpet Level Dese Bedroom 3 Bedroom 3 Dim Level Bedroom 3 Bedroom 4 Dese Dim rm. Separate Price 22x28 pole bam for storage. Numerous amenities-Bruce HW flrg, 2 FP, woodstove, cent vac, walnut railing, 20x20 brick patio, Extensive plants & flowers. Assessment Value Price/Sq. Ft. $114.34 Features Acceptable Financing Conventional Cash Showing Instructions Call List Office Occupied Owner Photo Code Take Photo # Stories 2 Story Design Colonial Construction Stick Built Brick Wood Exterior Cedar/Redwood Roof Composition Remarks , ..,'--.... Days On Market Exterior Features Barn/Stable Deck Out BUildings Outside Lighting Patio Appliances Range Microwave Dishwasher Disposal Refrigerator Washer Dryer Equipment Central Vacuum Smoke Detectors Garage Door Opener Ceiling Fan Cable Ready Dining Eat-In Kitchen Formal Dining Room 7 Basement Crawl Space Parking/Garage 2 Car Garage Heating Electric Radiant Misc. Rooms Family Room Laundry Room Mud Room Office/Computer Room Auxiliary Heat Fireplace W/Heatolator Wood Stove Water/Sewer Septic Well Lot Size 4 Ac Less Than 10 Ac Age 21-30 Years Road Frontage Municipal Road Present Use Horses Barn Type Bank Barn Horse Sam Barn Includes Dirt Floor Electric Stalls Tack Room Water Fencing Electric Electricity 200 + Amps Zoning Agricultural Residential Internet Yes, transfer I ~~:~~"r:: :,~' ',. ...\t;~;:~i ~J"""'~ 35~~ ~- r;::::;+""'"') [ . I 14 ~I ~ ~~I "'l'g' ~1"Oiii' I \'i'~~ ~~. / \. ./ ~~':J I: \~~1\~~ /-/-_.~ r'l jJ\~ ,\1>lHu4/ -+-1 ~ , 'ff". -:;~ \ "I" / __ )c;? --L1\ ~\~ 8\-- -;/- / "" ;~ v \\~~' / (4S0 ' \ / 0 T--\~ \ / ,o\" \"""\'.- \ \ /. \ \ 0\.-1 ~o \ \ \ ~ B / \~\ .,. ca ~ y\ \ \ a t~:i / ~'Ol> '" "'~/ ;\ \~,.v / \ , , ~"I )HCB \\ I \\ \:~\ '\' ~~ \ '1 I \,' v/ //\ \ \ I ' , '" \ / / t,"~\ ^' \ ,/,;( ~ \I <"" \l~; I ,\--- rL~9~S ~ _III ~...\ , ._ $0 ,v, . _~_ ' \ V ~t---- I\~' /. ':l. \ \, \, ' /~ I \\~ /\~f- \ I L1U' A '- \ .... i""- \ ""'.....;, " ./ . 17,,,..., ~ ."."" '-S" \"""....~. I " \ \~ .~. .;.... .. r \---;-'~XilI.," 1\ \'1 y \ \ . . . Exhibit F ( , WILTFONG MOVING & STORAGE, INC. 2612 N. HOME STREET MISHAWAKA, INDIANA 46545 4495 PHONE 574/259~54 - 674-5071 r Scott Irwin 1008 Rentwater Road Camp Hill, PA 17011 I DATE August 11, 2003 L -1 DESCRIPTION Current storage Due: Warehouse handling off truck Storage: 6/1 to 7/1 7/1 to 8/1 8/1 to 9/1 Trailer fee from 6/1 to 6/30 Current ammount due Please remit pink copy with payment. Thank You!!!! NOTE: Uarehouse handling back out of storage when serviced. Form 57 $ 520 00 455 00 455 00 455 00 400 00 '\ TOTAL $2,285 00 ~ COPYRIGHT 199O,MU.5IN PRINTING INC.. 1290 MOTOA PAAKWAY.ISLANOIA. NY 11749 {S311 S82-aoo Exhibit G A. U.S. DEPARTMENT OF HOUSING & URBAN DEVELOPMENT SETTLEMENT STATEMENT OMi! NO: 2s02-G2a5 ~ 1.DFHA 2-DFmHA 6. FILE NUMBER: 3119.1 6. MORTGAGE INS CASE NUMBER: B, TYPE OF LOAN: 3,I!lCONV, UNINS. 4.DVA 17. LOAN NUMBER: 00374095 5,DcONV, INS, C. NOTE: This fonn Is fumlshed to give you a statement of actual settlement cost.!. Amounts paid to and by the settlement agent.,.. Mown. Items marlced 7POCr were paid outside the cJo$ing; they are shown here for jnfonnatlonal pUlposes Bnd .tV nollnduded in the tot./5, 1.0 ::we (3'1o.,IRWIN.PRlt3UI.1I151 0, NAME AND ADDRESS OF BORROWER: E, NAME AND ADDRESS OF SELLER: F, NAME AND ADDRESS OF LENDER: Scott E. Irwin and Cheryl 0, Irwin 50722 Pheaunt Cove Drive Glanger, IN 46530 Allen W. Stackhouse and Greta M. Stackhouse 85 Biddie Road Carlisle. PA 17013 G, PROPERTY LOCATION: 85 Biddle Road Carlisle. PA 17013 Cumberland County, Pennsylvania Equity One, Inc. 237 West Chocolate Avenue Hershey. PA 17033 H, SETTLEMENT AGENT: Hanft & Knight. P.C. 26-0007756 L SETTLEMENT DATE: September 5. 2003 PLACE OF SETTLEMENT 19 Brookwood Avenue, Suite 106 Carlisle, PA 17013-9142 J. SUMMARY OF BORROWER'S TRANSACTION 100. GROse AMOUNT DUE FROM BORROWER: 101. Contract Sales Price 279.900.00 102. Personal Property 103. SetUemenl Charges to Borrower (Una 1400) 16,320.86 10<. 105, Adjustments For Items Peld By Seller In advance 106. CountylTwp Taxes 09106103 to 01/01/04 107. School Taxes 09106103 to 07/01104 108. Assessments to 109. 110, 111, 112. 120, GROSS AMOUNT DUE FROM BORROWER 200. AMOUNTS PAID BY OR IN BEHALF OF BORROWER: 201. Deposit or eamnt money 202. Principal Amount of New loan(s} 203. existing Ioan(s) taken subject to 20<, 205, 206, 207, 208, 209, 227,23 1,798,70 296,246,79 10.000,00 285,900.00 K. SUMMARY OF SELLER'S TRANSACTION 400. GROSS AMOUNT DUE TO SELLER: 401. Contract Sales Price 402. Personal Property 403, 40<, 405, Adjustments For Items Paid By Seller In advance 406. Countyrrwp Taxes 09J06lO3 to 01101104 407. School Taxes 09/06/03 to 07101104 408. Assessments to 409, 410. 411, 412. 420, GROSS AMOUNT DUE TO SELLER 500. REDUCTIONS IN AMOUNT DUE TO SELLER: 501. Excess Deposit (See Instructions) . \ _502. Settlement Charges to Selier (Une 1400) 503. Existing loan(s) taken subject to 504. Payoff of first Mortgage 505. Payoff of second Mortgage 506, 507. (Deposit disb. as proceeds) 508, _509, 279.900,00 227,23 1.798,70 261.925.93 24,962,76 ;-:,~.' Adjustments For Items Unpaid By Seller Adjustments For Items Unpaid By Seller 210. CountylTwpTaxes to 510. CountyrrwpTaxes to 211. School Taxes to 511. School Taxes to 212. Assessments to 512. Assessments to 213, 513, 214, 514, 215, _515, 216. 516. 217. 517. ~6 ~6 219. 519, 220, TOTAL PAID BY/FOR BORROWER 275.900,00 520, TOTAL REDUCTION AMOUNT DUE SELLER 300. CASH AT SETTLEIIIENT FROMITO BORROWER: 600, CASH AT SETTLEMENT TOJFROM SELLER: 301. Gross Amount Due From Borrower (Une 120) 298.246.79 _601. Groas Amount Due To Seiler (Une 420) 302. Less Amount Paid BylFor Borrower (Une 220) 275.900.00) _602. less Reductions Due Seller (Une 520) 303. CASH ( X FROM)( TO)BORROWER 22.348,79 603, CASH ( X TO)( FROM) SELLER mL The unde..lgned hereby acknowledge receipt of a completed copy of pages 1&2 of !hIs staloment & any attachments referred :l-~n, Borrower ~....~t _ .- <....... ~ ._ Seller G..... W. Scott E. Irwin I Allen W. Stackhouse C }..~. ...SJ '" ',l-. a,h;. -1M dao...J,L,,~ c..nel'Y' u. irWin (\ )frd!. M. Stcfcr'Mouse 24.962.76 261.925.93 24,962.76; 256,963,17 , l ADDITIONAL DISBURSEMeNTS EXHIBIT Borrower: Scott E. Irwin and CherylD. Irwin SeUer: Allen W. Stackhouse and Greta M. Stackhouse Lender: Equity One, Inc. Settlement Agent: Hanft & Knight, P.C. (717)249-5373 Place of Settlement: 19 Brookwood Avenue, Suite 106 Carlisle, PA 17013-9142 Settlement Date: September 5, 2003 Property Location: 85 Biddle Road Carlisle, PA 17013 Cumberland County, Pennsylvania PAYEElDESCRIPTION NOTElREF NO Jack Gaughen Realtor ERA Transaction Fee Don Rickards Septic Pump Chimney Sweep Systems Chimney Sweep (Held in Escrow) Don Rickards Repairs (Earl Moyer) Total Additional Disbursements shown on Line 1305 $ .".' ',' ,/ BORROWER 1,223.32 1,223.32 I . SELLER 100.00 187.00 1,223.33 500,00 $ 2,010.33 (311&-IIRWIN.PFDI3119.1/17) ~ ~ ~ ~ ~ .:tI\ lr ........ C. V\~ ~ ' . ~~ ~ (;i x. -1) C) , ....., '.._;l 0 ) -I, (- :::1 -'--" 1JiF "'-J~ c, D .c.:"~ ~ r....:.. $ . L. SETTLEMENT CHARGES @ % 15,665,25 700. TOTAL COMMISSIOIII au.d an Prle. D/VIsJan of CammJ_ (11n. loo) .. Fallaw.: 701. $ 7,293.25 Ia Jack Gaughen R..llar ERA '702. $ 8,312.00 to CokIwell Banker Homesale Service. Group 703. CommJuion Pak:t at Stltttement 704. franUdlon Fee to Coldwell Sanker BOO. ITEMS PAYABLE IN CONNECnoN WITH LOAN &801. Loar'l Origlnadon Fee 1.??oo % to Equity Ontt. Inc. 802. Loan Discount t.5OOO % to Equity One. Inc. &03. Appraisal Fee to equity One, Inc. llC).4. Credit R.port Ia equity On., Ine. -1306. lend.,.. Inspection Fee to Equity One. Inc. 806. Tax SeMce Fee to Equity One. Inc. S07. Flood Cef1jtfcaUon to Equity One. Inc. eos. Oocument Preparation to EQuity One. Inc. 609, 610, 811, gOO. ITEMS REQUIRED BY LENDER TO BE PAID IN ADVANCE 901. Interost From 09105103 to 10101103 @ $ 42.799000/day ( 26 days 902. Mortgage Insurance Premium for 2 months to Triad Guatanly Insurance 903. Hazard Insurance Premium for 1.0 years to Erie Insurance Company 904, 905, 1000. RESERVES DEPOSITED WITH LENDER 1001. Hazard Insumnce 7.000 1002. Mortgage Insurance 1003, Caunly/Twp Taxes 1004. School Taxes 1005. Assessments 1006, 1007, 1008. AAj:lregafe Adjustment 1100. TITLE CHARGES 1101. Settlement or Closing Fee 1102. Abstract or nUe Search 1103. nUe examination 1104. Attorney's Fees 1105. Document Preparation 1106. Notary Fees 1107. Attomey's Fees (includes BbaV&' it6m numbers: 11011. TItle Insurance (Includes abavelt9m numb9rs: 1109. Lender's Coverage 1110. Owner's Coverage 1111. Endorsements 1001300/8.1 1112. Closing service Letter 1113. 1200. GOVERNMENT RECORDING AND TRANSFER CHARGES 1201. ReCG<dlng Foos: Deed $ 38,50: Mortgage $ 72.50; 1202. CityiCountyTaxlStamps: Deed : Mortgage 1203. Stale TPlSlamps: Revenue Stamps 560.00: Mortgage 1204.2003 County Taxes to Debra Basehore Wiest, Tax ColledOr 1205. 2003-04 Sc:hooJ Taxes to Debra Basehore Wiest, Tax Collector 1300. ADDmONAL SETTLEMENT CHARGES 1301, Survey 1302. Pesllnspection 1303. OvemIQht Malt Foo 1304. Home InspecUon 1305, See addit1 dlsb, exhibit to 1..00. TOTAL SETTLEMENT CHARGES (Enter on Line. 103... Section J .nd 502, Sectl~n Byt/llf*lgpage 1 oIlhiIabl~lIMi~lor1ef~rec.Ipl:oI.~"COfIfd~2dIlllMoplgll'" .... Han & Knighf, P.C. Settlement Agent 9.000 4,000 months months months months months months months months @ $ @ $ @ $ @ $ @ $ @ $ @ $ @ $ 53.58 per month per month 57.85 per month 187.22 per month per month per month per month per month ta to to to Samuel LAndes to Diane G. Radcliff. Esquire to Hanft & Knight. P.C. to H~nlt & Knight, P,C. to Cenb'al Penn Settlement Services. LLC $ 266.900.00 $ 279.900.00 to Centnlll Penn SeWemenl Services, LLC to Central Penn settlement Services, LLC Releases $ Ia 10 S.C. PA Home Inspection Ia Hanlt&KnIQhl,P.C. S.C. PA Home Inspection Certified 10 btt a true copy. %) $643,00 POC $26,00 POC (8) PkgJP,O.A. $275,00 POC (8) jJV1f -, PAID FROM .""""""'" FUMlS AT ~ PAlO_ SEW!R$ FUMlSAT ~ 15,665.25 125.00 2.659.00 3.988.50 275,00 28.00 75.00 65.00 11.00 150,00 1,112.n 346.68 375,06 520.65 748.88 -622.75 520,00 983,75 5,00 325,00 1,75V5 150,00 35.00 111.00 2.799,00 2,799.00 708.88 2,275,55 67,00 1,223,32 16,320,86 2.010,33 24,962,76 SHERIFF'S RETURN - OUT OF COUNTY CASE NO: 2004-00083 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND IRWIN SCOTT E ET AL VS STACKHOUSE ALLAN W ET AL R. Thomas Kline , Sheriff or Deputy Sheriff who being duly sworn according to law, says, that he made a diligent search and and inquiry for the within named DEFENDANT , to wit: STACKHOUSE GRETA M but was unable to locate Her in his bailiwick. He therefore deputized the sheriff of DAUPHIN County, Pennsylvania, to serve the within COMPLAINT & NOTICE On January 15th , 2004 , this office was in receipt of the attached return from DAUPHIN Sheriff's Costs: Docketing Out of County Surcharge Dep Dauphin Co 6.00 9.00 10.00 29.25 .00 54.25 01/15/2004 HANFT & KNIGHT .J ./ So answ3-:c::9::.<--/<:/, ~~ ' - ~~~~' R.Thomas Kline Sheriff of Cumberland County Sworn and subscribed to before me this .;, J ~ day of~A~A7 ,J.CJo'{ A.D. r i' ,W ~ >AP~7Z' ~ prothonotary~ SHERIFF'S RETURN - REGULAR CASE NO: 2004-00083 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND IRWIN SCOTT E ET AL VS STACKHOUSE ALLAN W ET AL BRYAN WARD , Sheriff or Deputy Sheriff of Cumberland County, Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE was served upon STACKHOUSE ALLAN W the DEFENDANT , at 1913:00 HOURS, on the 12th day of January , 2004 at 1178 YORK ROAD MECHAINCSBURG, PA 17055 by handing to ALLAN STACKHOUSE a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing His attention to the contents thereof. Sheriff's Costs: Docketing Service Affidavi t Surcharge So Answers: 18.00 6.90 .00 10.00 .00 34.90 ,rV:'/C -i"'..,j::..?---J R. Thomas Kline 01/15/2004 HANFT & KNIGHT Sworn and Subscribed to before By: ~ 1/\ }---I , D~f 'sheriff me this .;l.;)M day of f)"A L<-a-t7 dim 'f, A. D . 0,~~Q~~- '- !p:tothonotary In The Court of Common Pleas of Cumberland County, Pennsylvania Scott E. Irwin et al VS. Allan w. Stackhouse et al SERVE: Greta M. Stackhouse No. 04-83 civil Now, January 9. 2004 , I, SHERIFF OF CUMBERLAND COUNTY, P A, do hereby deputize the Sherif[ of Dauphin County to execute this Writ, this deputation being made at the request and risk of the Plaintiff. ~ ~;:: r;.?~~?~"'-Y' Sheriff ofCurnberland County, PA Affidavit of Sen-ice Now, , 20_, at 0' clock M. served the within upon at by handing to a copy of the original and made known to the contents thereof. So answers, Sheriff of County, PA Sworn and subscribed before methis_dayof ,20_ COSTS SERVICE MILEAGE AFFIDAVIT $ $ @ffice of tlt~ ~q~xiff William T. Tully Solicitor J. Daniel Basile Chief Deputy Mary Jane Snyder Real Estate Deputy Michael W. Rinehart Assistant Chief Deputy Dauphin County Harrisburg, Pennsylvania l7IOl ph: (717) 255-2660 tax: (717) 255-2889 Jack Lotwick Sheriff Commonwealth of Pennsylvania IRWIN SCOTT E vs County of Dauphin STACKHOUSE GRETA M Sheriff's Return No.0084-T - -2004 OTHER COUNTY NO. 04 83 AND NOW:January 13, 2004 at 10:20AM served the within COMPLAINT upon STACKHOUSE GRETA M by personally handing to DEF 1 true attested copy (ies) of the original COMPLAINT and making known to him/her the contents thereof at 2221 IONOFF ROAD HARRISBURG, PA 17110-0000 Sworn and subscribed to bO'O~~H; o~t. , So Answers, Jf~ PROTHONOTARY ::O"H 0' Da -;(2 y Sheriff Sheriff's Costs: $29.25 PD 01/13/2004 RCPT NO 186666 E TORO IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA SCOTT E, IRWIN and CHERYL D. IRWIN, Plaintiffs : NO. 04-83 CIVIL TERM V. : CIVIL ACTION - LAW ALLAN W. STACKHOUSE and GRETA M. STACKHOUSE Defendants PRELIMINARY OBJECTIONS And now this.1cfllay of January, 2004, come the Defendants, Allan W. Stackhouse and Greta M. Stackhouse, by their Attorney, Diane G. Radcliff, Esquire, and file the following Preliminary Objections to Plaintiffs' Complaint: DEMURRER TO COUNT I OF PLAINTIFFS' COMPLAINT (Count I - Breach of Contract) In Count I of Plaintiffs' Complaint Plaintiffs have failed to state a cause of action upon which relief can be granted in that: 1. The claim is barred under the doctrine of "merger", which occurred upon completion of the real estate sale and the transfer of the deed to the subject real estate to the Plaintiffs. 2. Plaintiffs' rights and claims are controlled by the terms of the Agreement. The monetary damages claimed by the Plaintiffs are not cognizable under the terms of the Agreement sued upon and are outside of the scope of damages set forth in Paragraph 7 of the Agreement, which limits the damages that can be awarded under the facts alleged. 3. Plaintiffs' rights and claims are controlled by the terms of the Agreement. There is no representation in the Agreement that the subject land was subdivided. Paragraph 15 ofthe Agreement specifically provides that there are no otherrepresentations other than expressly set forth in the Agreement and the Agreement represents the entire understanding and agreement of the parties. Any such representation or misrepresentation as to subdivision, therefore, has no legal or contractual significance. DEMURRER TO COUNT II OF PLAINTIFFS' COMPLAINT (Count II - Violation of Unfair Trade Practices Act) In Count II of Plaintiffs' Complaint Plaintiffs have failed to state a cause of action upon which relief can be granted in that: 4. The transaction complained does not involve a trade or business of the Defendants, but rather is based on the sale of their personal residence and therefore does not fall within the purview of Pennsylvania Unfair Trade Practices and Consumer Protection Law, 73 Pa.C.S.A. g201.1 et. seq. 5. The claim is are barred under the doctrine of "merger", which occurred upon completion of the real estate sale and the transfer of the deed to the subject real estate to the Plaintiffs. 6. Plaintiffs' rights and claims are controlled by the terms of the Agreement. The monetary damages claimed by the Plaintiffs are not cognizable under the terms of the Agreement sued upon and are outside of the scope of damages set forth in Paragraph 7 of the Agreement, which limits the damages that can be awarded under the facts alleged. 7. Plaintiffs' rights and claims are controlled by the terms of the Agreement. There is no representation in the Agreement that the subject land was subdivided. Paragraph 15 of the Agreement specifically provides that there are no otherrepresentations other than expressly set forth in the Agreement and the Agreement represents the entire understanding and agreement of the parties. Any such representation or misrepresentation as to subdivision, therefore, has no legal or contractual significance. DEMURRER TO COUNT III OF PLAINTIFFS' COMPLAINT (Fraudulent Misrepresentation) In Count III of Plaintiffs' Complaint Plaintiffs have failed to state a cause of action upon which relief can be granted in that: 8. The claims are barred under the doctrine of "merger", which occurred upon completion of the real estate sale and the transfer of the deed to the subject real estate to the Plaintiffs. 9. Plaintiffs' rights and claims are controlled by the terms of the Agreement. The monetary damages claimed by the Plaintiffs are not cognizable under the terms of the Agreement sued upon and are outside of the scope of damages set forth in Paragraph 7 of the Agreement, which limits the damages that can be awarded under the facts alleged. 10. Plaintiffs' rights and claims are controlled by the terms of the Agreement. There is no representation in the Agreement that the subject land was subdivided. Paragraph 15 of the Agreement specifically provides that there are no otherrepresentations other than expressly set forth in the Agreement and the Agreement represents the entire understanding and agreement of the parties. Any such representation or misrepresentation as to subdivision, therefore, has no legal or contractual significance. WHEREFORE, Defendants respectfully request this Honorable Court to dismiss Plaintiffs' Complaint. Respectfully submitted, D"~^ ~~ ~ I 3448"H:indle H ad Camp Hill, PA 17011 Phone: (717) 737-0100 Supreme Court ID # 32112 Attorney for Defendants CERTIFICATE OF SERVICE I, DIANE G. RADCLIFF, ESQUIRE, hereby certify that on JanUaryFiw04, I served a true and correct copy of the Defendants" Preliminary Objections to Plaintiffs' Complaint upon Plaintiffs' Attorney, James J. Nelson, Esquire, by mailing same by first class mail, postage prepaid, addressed as follows: James J. Nelson, Esquire Haft & Knight, P.c. 19 Brookwood Ave. Suite 106 Carlisle, PA 17013-9142 Respectfully submitted, DCLIFF, ESQUI fin I Road Ca ' , A 170 I I Phone: (717) 737-0100 Supreme Court ID # 32112 Attorney for Plaintiffs ~ i Sf? ~m ~ ~:!J ~ :z: N ~Z ~c5 \D ~D ~ ~:i1 ~2 9 o~ ~ i N -< IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA SCOTT E, IRWIN and CHERYL D, IRWIN, Plaintiffs, v. CIVIL ACTION - LAW No. 2004 - 0083 ALLAN W. STACKHOUSE and GRETA M. STACKHOUSE, Defendants, NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE ALA WYERORCANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. Cumberland County Bar Association Lawyer Referral Service 32 South Bedford Street Carlisle, P A 17013 (717) 249-3166 NOTICIA Le han demandado a usted en la corte, Si usted qui ere defenderse de estas demandas expuestas en las paginas siguientes, usted tiene viente (20) dias de plazo al partir de la fecha de la demanda y la notificacion. U sted debe presentar una apariencia escrita 0 en persona 0 por abogado y archivar en la corte en forma escrita sus defensas 0 sus objeciones alas demandas en contra de su persona. Sea avisado que si usted no se defiende, la corte tomara medidas y puede entrar una orden contra usted sin previo aviso 0 notificacion ypor cualguier queja 0 alivio que es pedido en la peticion de demanda. Usted puede perder dinero 0 sus propiendades 0 otros derechos importantes para usted. LLEVE ESTA DEMANDAA UN ABOGADO IMMEDIATAMENTE. SI NO TIENE ABOGADO 0 SI NO TIENE EL DINERO SOFICIENTE DE PAGAR TAL SERVICO, V AY A EN PERSONAL 0 LLAME POR TELEFONO A LA OFICINA CUY A DIRECCION SE ENCUENTRA ESCRlTA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUlR ASISTENCIA LEGAL. Cumberland County Bar Association Lawyer Referral Service 32 South Bedford Street Carlisle, PA 17013 (717) 249-3166 HANFT & KNIGHT, P,C. Michae . Hanft, Esquire Attorney LD, No. 57976 James 1. Nelson, Esquire Attorney LD. No. 91144 19 Brookwood Avenue, Suite 106 Carlisle, PA 17013-9142 (717) 249-5373 Attorneys for Plaintiffs IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA SCOTT E. IRWIN and CHERYL D. IRWIN, Plaintiffs, v. CIVIL ACTION - LAW No, 2004 - 0083 ALLAN W. STACKHOUSE and GRETA M. STACKHOUSE, Defendants. AMENDED COMPLAINT AND NOW, this 27th day of February, 2004, come the Plaintiffs, Scott E. Irwin and Cheryl D, Irwin, by and through their attorneys, Hanft & Knight, P,c., and file the following Amended Complaint, and in support thereof, aver as follows: COUNT I BREACH OF CONTRACT I. Plaintiffs are ScottE. Irwin and Cheryl D, Irwin, husband and wife, who reside at 85 Biddle Road, Carlisle, Cumberland County, Pennsylvania 17013. 2, Defendant Allan W. Stackhouse is an adult individual who resides at 1178 York Road, Mechanicsburg, Cumberland County, Pennsylvania 17055, 3, Defendant Greta M. Stackhouse is an adult individual who resides at 2221 Ionoff Road, Harrisburg, Dauphin County, Pennsylvania 17110. 4. On or about March 25, 2003, the Plaintiffs and the Defendants entered into a Standard Agreement for the Sale of Real Estate (hereinafter, "Agreement of Sale") regarding that certain parcel ofland known as 85 Biddle Road, Carlisle, Cumberland County, Pennsylvania. A copy ofthe Agreement of Sale is attached hereto as Exhibit "A" and by reference incorporated herein and made a part hereof. 5. At the time that the Agreement ofSa1e was entered into, the Defendants fraudulently represented to the Plaintiffs that the property being sold (hereinafter "Property") consisted of a subdivided 5.4 acre parcel ofland with buildings and improvements thereon erected. 6. The Agreement of Sale in no way referenced that the transaction was subject to the approval of a Subdivision Plan. 7, Unbeknownst to Plaintiffs, at the time that the Parties were negotiating the purchase ofthe Property, the Defendants were still awaiting approval for the subdivision of a 10,8 acre tract ofland in their possession, of which the 5.4 acre parcel that the Plaintiffs contracted to purchase was a part. 8. At the time that the Parties entered into the Agreement of Sale, the Subdivision Plan had not, in fact, been approved. 9, At no point prior to the time that the Parties entered into the Agreement of Sale did the Defendants advise the Plaintiffs that the Subdivision Plan was still under review. 10. The Plaintiffs and the Defendants agreed to a real estate settlement closing date on or before May 30, 2003. 11. Section Five of the Agreement of Sale provides that time was of the essence ("The said date for settlement and all other dates and times referred to for the performance of any of the obligations ofthis Agreement are agreed to be of the essence of this agreement and are binding."). 12. In reliance upon the mutually agreed-upon settlement date, the Plaintiffs sold their former residence in Granger, Indiana, and retained the services of a moving company, Wiltfong Moving & Storage, Inc., to package and transport their personal possessions to Carlisle, Pennsylvania, with the intent of having said possessions moved into the property at 85 Biddle Road. 13. In furtherreliance upon the mutually agreed-upon settlement date, and for the purpose of purchasing the property at 85 Biddle Road, the Plaintiffs applied for and were approved for a mortgage in the amount of$265,900.00, at an interest rate of 5,875 %. A copy of the commitment letter is attached hereto as Exhibit "B" and by reference incorporated herein and made a part hereof. 14. When the closing on the property was scheduled to have taken place, the Plaintiffs were ready, willing, and able to purchase the property at 85 Biddle Road. 15. Due to the Defendants' failure to have secured the necessary approval for said Subdivision Plan, they were unable to deliver title to the property on May 30, 2003. 16. At no time prior to the scheduled closing was any disclosure made to the Plaintiffs that the property had not yet been subdivided and no request was made by the Defendants for any time extensions, 17. The Plaintiffs had available to them four sources of information regarding the property: the Agreement of Sale, the Seller Disclosure form, the MLS listing, and a copy of the subdivision. None ofthese documents made any mention of a pending Subdivision Plan application. The Seller Disclosure Form, the MLS Listing and the copy of the Subdivision are attached hereto as Exhibits C, D, and E and incorporated herein by reference, 18. The Defendants' application for the Subdivision Plan was eventually approved in August 2003, and the closing took place on September 4, 2003. 19. As a consequence of the Defendants' failure to disclose the material fact that the Subdivision Plan had not yet been approved and the resulting inability of the Defendants to deliver title to the property, the Plaintiffs incurred substantial expenses. 20, As a result of the delay caused by the Defendants, the Plaintiffs, at a cost of $2,805.00, were compelled to have their personal property and possessions removed from the truck that was used to transport them from Indiana, to have them stored in warehouse for the duration of the delay, and then placed back on another truck for the purpose of delivery to 85 Biddle Road. Receipts for these expenditures are attached as Exhibit F and incorporated herein by reference, 21. As a result of the delay caused by the Defendants, the Plaintiffs were compelled to pay two and one-half (2 Y2) points on the amount of their mortgage in order to retain the favorable mortgage interest rate that they had originally received; this expense amounted to $6,647.50. A copy ofthe Settlement Statement that reflects this amount is attached hereto as Exhibit G and incorporated herein by reference. 22. As a result of the delay caused by the Defendants, the Plaintiffs were deprived of the rents, profits, and/or use ofthe contracted-for property for the duration of that delay; accordingly, Plaintiffs are entitled to damages in an amount equal to the fair rental value of the property, less interest on the purchase price ($3,402.45). WHEREFORE, to the ends of being returned to the position they would have been in but for the delay caused by Defendants, the Plaintiffs respectfully request that this Honorable Court find in their favor and against the Defendants in the amount of$12,854.95, and any additional relief that the Court deems appropriate. COUNT II VIOLATION OF UNFAIR TRADE PRACTICES ACT 23. Paragraphs 1 through 22 are incorporated herein by reference, 24. The Defendants made a misrepresentation of material fact when they informed the Plaintiffs that the property being sold consisted of a subdivided 5,4 acre parcel ofland with buildings and improvements thereon erected, 25. The Defendants made a misrepresentation of material fact when they failed to inform the Plaintiffs that the Defendants were still awaiting approval for the subdivision of a 10.8 acre tract ofland in their possession, of which the 5.4 acre parcel that the Plaintiffs contracted to purchase was a part. 26, The Defendants made these misrepresentations of material fact with full knowledge oftheir falsity. 27. The misrepresentations made by the Defendants were of such a nature that, had they not been made, the Plaintiffs would not have entered the transaction. 28. In making said misrepresentations, the Defendants did so with the intent of misleading the Plaintiffs into reliance thereupon. 29, In justifiable reliance upon the misrepresentations made by the Defendants, the Plaintiffs sold their former residence in Indiana, had their personal possessions removed from said residence, and secured financing to purchase the 5.4 acre property described by the Defendants. 30. Due to their justifiable reliance upon the Defendants' material misrepresentations, the Plaintiffs suffered consequential damages in the amount of Twelve Thousand Eight Hundred Fifty-Four Dollars and Ninety-Five Cents ($12,854,95). 31. The Defendants' fraudulent misrepresentations to the Plaintiffs during the negotiations for the sale of the Property, that the property being sold consisted of a subdivided 5,4 acre parcel ofland with buildings and improvements thereon erected, constituted a violation of the Pennsylvania Unfair Trade Practices and Consumer Protection Law, 73 Pa.C.S.A. ~201.1 et. seq, 32, Pursuant to 73 Pa.C.S.A. ~201-9.2(a), "the court may, in its discretion, award up to three times the actual damages sustained, but not less than one hundred dollars ($100), and may provide such additional relief as it deems necessary or proper." 33. Pursuant to 73 Pa.C.S.A. ~201-9.2(a), "the court may award to the plaintiff, in addition to other relief [provided in this section], costs and reasonable attorney fees." WHEREFORE, pursuant to the Unfair Trade Practices and Consumer Protection Law, the Plaintiffs request that this Honorable Court find in their favor and against the Defendants in the amount of $12,854,95, reasonable attorney fees, and any additional relief that the Court deems appropriate, COUNT III FRAUDULENT MISREPRESENTATION 34. Paragraphs I through 33 are incorporated herein by reference, 35. The Defendants intentionally and/ornegligentlymisrepresented a material fact when they informed the Plaintiffs that the property being sold consisted of a subdivided 5.4 acre parcel of land with buildings and improvements thereon erected. 36. The Defendants intentionally and/or negligently misrepresented a material fact or intentionally concealed a material fact when they failed to inform the Plaintiffs that the Defendants were still awaiting approval for the subdivision of a 10.8 acre tract of land in their possession, of which the 5.4 acre parcel that the Plaintiffs contracted to purchase was a part. 37. The Defendants' misrepresentation and nondisclosure were material to the transaction at hand, and the Defendants made them falsely, with knowledge of their falsity, or ought to have known oftheir falsity. 38. The Defendants had a duty to fully disclose to the Plaintiffs that the Defendants were still awaiting approval for the subdivision of a 10,8 acre tract ofland in their possession, of which the 5.4 acre parcel that the Plaintiffs contracted to purchase was a part. 39. The Defendants' misrepresentation and nondisclosure were made with the intent to mislead or induce the Plaintiffs into reliance upon them. 40. The Plaintiffs justifiably relied upon the Defendants' misrepresentation and nondisclosure and, as a proximate cause thereof, incurred damages in the amount of Twelve Thousand Eight Hundred Fifty-Four Dollars and Ninety-Five Cents ($12,854.95). WHEREFOR, the Plaintiffs request that this Honorable Court find in their favor and against the Defendants in the amount $12,854.95, reasonable attorney fees, and any additional relief that the Court deems appropriate. COUNT IV VIOLATION OF REAL ESTATE SELLER DISCLOSURE LAW 41. Paragraphs 1 through 40 are incorporated herein by reference. 42. The Real Estate Seller Disclosure Law, 68 Pa, C,S.A. 97301 et seq., provides that "any seller who intends to transfer any interest in real property shall disclose to the buyer any material defects with the property known to the seller by completing all applicable items in a property disclosure statement which satisfies the requirements of section 7304 (relating to seller disclosure form." 68 Pa. C.S.A. 97303, [Emphasis added.] 43. Section 7304(b)(16) of the Real Estate Seller Disclosure Law provides that "[t]he form of property disclosure statement promulgated by the State Real Estate Commission shall call for disclosure with respect to . . . [l]egal issues affecting title or that would interfere with use and enjoyment of the property," 44. The Seller's Property Disclosure Statement (Exhibit C) that was signed by the Defendants and provided by the Defendants to the Plaintiffs included a provision, 16( f), whereby the Defendants could have made known the fact that subdivision approval was still pending at the time that the parties entered into the Agreement of Sale. 45. Section 16(f) ofthe Seller's Property Disclosure Statement inquired whether the Defendants "were aware of any reason, including a defect in title, that would prevent them from giving a warranty deed or conveying title to the property." On the Statement signed by the Defendants and provided by the Defendants to the Plaintiffs the box marked "no" was checked, 46. By failing to disclose to the Plaintiffs that subdivision had not been approved, the Defendants violated Section 7303 ofthe Real Estate Seller Disclosure Law. 47. Section 7308 of the Real Estate Seller Disclosure Law provides that, "[i]n completing the property disclosure statement, the seller shall not make any representations that the seller or the agent for the seller knows or has reason to know are false, deceptive, or misleading and shall not fail to disclose a known material defect. 48, The Defendants violated Section 7308 of the Real Estate Seller Disclosure Law by knowingly making the false, deceptive, and misleading representation that the property offered for sale was a subdivided 5.4 acre parcel with improvements thereon. 49, The Defendants violated Section 7308 of the Real Estate Seller Disclosure Law by failing to disclose to the Plaintiffs that the subdivision had not been approved, 50, Section 73Il(a) of the Real Estate Seller Disclosure Law provides that "any person who willfully or negligently violates or fails to perform any duty prescribed by any provision of this chapter shall be liable in the amount of actual damages suffered by the buyer as a result ofa violation of this chapter." 51. Section 7311 (a) ofthe Real Estate Seller Disclosure Law further provides that "[t ]his subsection shall not be construed so as to restrict or expand the authority of a court to impose punitive damages or apply other remedies applicable under any other provision oflaw." WHEREFORE, pursuant to the Real Estate Seller Disclosure Law, the Plaintiffs request that this Honorable Court find in their favor and against the Defendants in the amount of$12,854.95, reasonable attorney fees and any additional relief in the form of punitive damages, authorized by s73ll(a) of the Real Estate Seller Disclosure Law, that the Court deems appropriate. Respectfully Submitted, GHT, P.C. lchae . Hanft, Esquire ey No. 57976 James 1. Nelson, Esquire Attorney 1.D. 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AV.~:.:.A3L2 rsSY R.SPORi'S wiII.te. de!h'l'o;J..l.lt O;'fW-"'lcb ~ A~,.sa.t..!a ~ ~.1f' WM. ' R..\.....,. ErT'HE1t. THS M!rrtlf.JO,\i 01 US;JLrS OF'J.1-lf TE:in. !:clW b... kl.......ldCc:llu c.,l't..,rty undc:WClll rlldon. ftId41illJl racuum W4111; 041.(.} ilul:lrl'dlo nsorhodll) ~ k~= OAT:! RAOC:-t kP.l)Ut;'iICH .'Ct'woo -'.'-- ~._- !. J, 'kAUO'l. !N:iPEcrtON CU.vn...,oo.'lC\' . WAl"oIEl!1. 1f1l~Ilft:Jt'loWld6lbat 31111Ct,hallt.or\l0I1'OrcqolCKl1aI,.tha~m.'O:ln,pc:t~l'vt_r.:oa.bl"lMf.ec:lnlpultN'_P.r.,ito.l:' 2BI flUU'W SOOc~: JtlIdoD.; .Itl.i\'ea WA::Ves llQ$ cwncn.. 14~ I/iIl'tC,:o ~ R.S'....=:A:U: SIll :'on.'l In lVilVlph :1Qftblll .\iA'eu&Cal all o EUc..1':i,n. .D~, 11811)'~'! do,.___ hit lbcoptior.:c oltialrt. ~raml& ~,jf.1:d Lr.i*\I*", a r.lI';tot.lh&~tty. 'M._ii1~..ClI:lpy Z'. of tbc CI:S Icpurf to, "dJct wiUlk!: _.. DAYS (lS If,,), if cet ~Ui.od) of tbc .:lW~\lI!"1l ,-'t"", A.,'UCIWlIIl.. (~ft Ar.-muncctll Nctk;,s; 171 U\ldonj JII I If.~ l~' It;to:.l a:y~.ab 11M pruca:e oIl"ildcll. ~11O" {lq:: WClI~n. 1.1""]/0: (4 PiO!JOJUrleV!llI:tJ. UII~ r<<c~1 h; Prc:ilInl' IWI ~Of 10 Ibs III R.E.l..GA.~t R(!QI":h in 5IlINfr/ph l~ ~ llli6 A.,IC:.llll<:!/l6.. ;II. If d~ :....a 'IPGn rtvtal. d~ P'-'tIlU o( Ilc;ClI" 01 fJi:llwt!l1lJ o.;n \l'\)I't.l"ij: r.-.eh ('" pi:"~""""";lft). OU)C: ""UJ. ...llJllu_L OAYS :II' o:'rc::o:i'plolthl::cllfaJ:U= JrI o O~Uw .I. :L AI:c"t'I ~ PJOlXl1:,.,l w.;:,..,. IIIld ttCll:O the 1~."$8 ~ forUr Itl PWIllr.~rt: 15 of 1;'. A.,.-.nl. OA m ft. 1"~lhll'"'''CllU4linwridD~ln'N/lkt~IIIl4(~IIMl)iwpll1J~~IUIIU'pl.:r.:.*prt(.willb.~I\It'Ie4ikOI'l'''iJ'U.DUJQ' 1'1 .2IkIJth~~wlll,hlaV01D.Oa: t. '~lIbl%llf..wrhtc",~~..a,tn."Ccr, Tl1l~.I\r':prcj)oIIIJ wlL! 1ht:1.,,u.bL:IIllXu.Iini!rf,(I!), d:ll.llI.lILr"fli'QrcttlUit4l1l.1l1. 1Il ..lilJ'lT. ~qXlllY: pr(j~IJir.lN rQr >:1h:111, It':::l.llJin, 1'elCO!I; 1114 ~ P~Kt04 too.:"i..", da!. :Orcct:\J,;tI... ftW.ll.:ml. ,:) Wlihill~DAY~ul',,",i;riIlCIht:~'ti~'plOpOIllI.sw.t..Will: (II) Aa._ la 11M IenN of UK' corrective ~1lII III Wr;rll'.., IiJ "l\i<:1I ""4lC lW)';v 011::.1>> !!'.o l~"!*t1Iond ~.. ~ loll. a:il.SA$i tet (ri 1. pu."Ii'i1p.~ 1$ wIN" ACfCeJtWIlI. OR r,h) ....OfqlWtot"'lrl'll1l:!:hc(Clfft>;i.t~ (2) 500lJJ :lillf_n:x "".....tot.UUtn.. "ft.e~ltMtl\t PloClpOllll vrll~C:IerUa 10 l'ftl:"nd .lthJn UN.bw~h'1lU, if1.l)"-lt.....ta, ""ich.:.c, ~o...y$,ri<<lkl: (.l.j A'C'lpllbt l'rvpcIST l.iI \I'~ilillK 1IaII.,.. ~o 1'.c~JtA$; let fM',lWI"nitt.M:S u.':.'ll. "JmIrC:&;. 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'~AJtI;cc::DlW ...nlls" In wb.i.:l!s.:ollW Ill! ~t lDniI:t ~ GU -.",,'" rot P'lrr.Wui prtee Wttl b: 1'lI11ll".<<i ptotllgcly to 1:h.)'<<'....1 l'.". 4.pcalUt wJ: ." voro, Oll. b. Ttll!l.llllll...h4 Apnnat La wriWlt. Iu "ll..c." Cut.u ~po'l<: ~I.I.. i'~l! (tlI ~0UAr or "'~ pnc, will lie 1't:lnM: ~y III iJuycI1Ild tIaa A,rl.'l<"'"" ..W be VOID. U. lfTAnio,uwtQt(1~) .. IA.~ Ii_'" Icpreklllh lba:1at Proper.)' i.li tca'l/cdby. a ~acScvter '- I".rl'c..: OtI~r SIWI'C DlIpcIW ~1.l"'" :S.. ~ Nolk. II O.....I~..idl.w.:c..j:,t3........:liItc'~ !iyslftUiaforoUU.7t, W.1:(s.. s.:."!lFNul!q I, JCC k..q:l'/c,ItCll4., 1l'.rpla':e) a C..n'ftm\ln;c, ScwICO D1,pc.aJ .i,dltl'll iJ 1'ta.a.::rc PCIIIl. EAllfl\Prl.. (See Se~ I'I~.. 2} C~I'~{s..S.""I.Notk-;J) C! N:lnl (Set SO.....lIIotin l1 c: N'~llC ."~.~:cIi'rn::;t i.inI.Itu:'Il':'1 et'Kt IS. !~IIC ~o:.tIw 51 C , (11) L~D(\O-1DU.\L ON-LQT SEWACE bL9!"CJSA.LL"iSncnoN (''tJ:o(fL.~E.,"cy a ~'Al\o'E!J, .9lirel""~tGdc.. IIIttBU)fI'hutNUf'd.,'1Q,lOttq;mwtlaalhll.l.ul Cll.,I(lt"W&J'~liNw,(;OQ rr.!1.c Pn;;~y. Q\i)Tl.R. W....lIJI.iS TIUS OPTroN lbJ ''''''.:I):hc itSLBA~a.... rem., i"flarlfDlP"1~ otlJJ.. ^IJl'I'MIIIU, rb ttLECI'ED . _ ' . ""1. n:llU Ilu dlC opti6ll, wi\hin J:S:. DAYS (II w.'I'I ifl'll)f epecJ&:1J ~\I.~1l.0lS erilLl ~rwIIt'" a'811~\.t.1~ l" .:.u-..r III Sc1kr a -."rictea \al.pc.Iur! tI>>."t ~J' . ql.IIIifkJ, prw&ui"...oal il.;)OC'b" ol!h.laill....~ l'l:\olc& IC'~ 4bpo1lll.".1&'I'~ 1. ,ltc1ltr, II Sc1~t'l u,...." I~. itl4d.~i1 by :tItLlIpoc:~ceonlpoM!"l:IkoeelZ, il'OdJc~ lU'lIef unpJ :b.1ncI~14W (Mt. Illt""'I,'1:~I)'Ill:Dt :WUIlt~".IUk:JCIlQNdIiIPro~lIt$dJao'II:II,,_.rnot:O~ ~, It \J. r.pun N'iWI dctoclln: 4J Acol rf'I'.uU. np.wioca \)l' ".sllUnlla of ttc ~:.ch~ .-up ltuip:luI ',Real, $111'- wilt. Wl~ .._1- DA\'S ot,...,lpo.ro: t/'.. ttpert.::ifJtJly Iht)'ttlll wrtq ct$CI.ct'1o cllui..:1 r.o: a. Cclm.ct the dtl'tcU *i~ wel!tln"'Il, iaclwlllla :.ttlb:, It SaIkr't oJ1,..:, III ..... <<Ie 1I\1)l1""np!'i dw 'MpeI\'t1ll'l4 q,...., lU lb., Ict;U!A.S! let bib Iu paNJI'I(.b .:s 01 tAlI ~1':.lIC, OR b. Not~tdltttoftCl', " 1t :kltu ~hooleJ, IlCC "" ~ me 4cb:"... (A'V S;zlltlIWII to rupwd wldll" tbc....fIll. !I~ ...ilL '*iliWt --1.... C"y$. ellhlr. J A(CII,; Jill Ptoptr.y 1114~ :m~..IlI\d, ilt.:~'-III'l:Ib: the /tC'flIll8IIlt:Wcl.lt~. fU)'Jo'IL"I)' ~-a~ 1UIluari1)',:0lI80I iN :h:1~CU i)rff,," Ir.Utaoll.t Of ...!lll,. tht IL~ :<<ill1."C11 ~ u.1'DOr\IIa:l 1:llWr, II' 1Ih1. ill\dICIf II\)' 1~'IIIlfmc&-4ct 1IItlorit),III UUPf" 'ln~'A~ IWI:i "l/11hs.UU", ~D" .....ill~ wID 11al t.eWft..~\lIbl) ""1lhb.W. ".lol oIlR'iO~ Ih:~SB-= l'G.dt IIp1rlL' \C:lIIJt. l..~ ct cru ,~~nv~ll. Jr .Wk:' _(till,.,. pmllill:ca w com.." '''- dcle:l.. J;~).... flU;t. wilNlI .....1.- I'''VS 1;1( $.u.. .ie/l4ll!,lerl:.4a~ tn.... ~.,."~I ill wrltbIJ. In *bid:. o:u..: III ~l ~.:c. pe;! 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ThI: ~d'.I'l~,f well lacl\l4o, but IIIlIt r.;t:mrtd to, tile lldwf1rlhcl tl:u<<;dw..lcm (Ilr.t}lioll)': "rv"'~~ lor 1'Iy:llt.,... jn;O~lll~ n:lt~b: IIdd I pr:.;1I\Scl c~pk::~\ .11 ltr 00ft0icti.... rnll&l\n&, Wliill" -L.. o....VS "rIOC::i.,Ln, !ul1III''':i;c:a'tCct:1vt PQPUEIII. or 1M c:'m'IlLU\v Dl'OpowI r.,....."" wlttalll :Ji.~... a1'., h,..wi:.l; c. \1l'tc'OdliC!CU'>llJt:t.llCOtT""'1;"'JN'irlIU'~ilct)/ll.l!.ritir.I'IAWl.k;II,,:_J\,;"'(",t"....;r,.Pnlpc.1)I1IM~:.otbo~ n:t fwll.i lit f....~l 2~ .)f r.au. A.,,~um!. OK b. ":::1(11 !be Prop.rt~ iII'l9 :to J)tt;,n N..a, if rw,uiru liy l. II1OIt41I.1O www.lrl&l.l;o.6ul.d;otv;).PY.ltI.\l1Si:1Il.d ."tIuit,.. CCrrM l.,. dlt:.'C'1I "'rDl't HN-:&11alE a;r..~ i1t doDc N1f"l~ tit' fb,,; lI."...blllkr.lt "1, .......,...., ~~mu'" wLorit" a! O'lyea-'. IIi.JI e'~e W ...I.It SeUu'I pwtul.v;wao, ~..u: IJV;~. '~.I, w.lll1bdd.lIItd..:o tk lthl.:J.\SI! * LrIh In peN' il'llj.ll.1= g(WIA&o"*""lJI, tf Sc4wclctl.i:1 DII~pa!aJsdoll to CGmlt.:t UI. tW~!.I.lIl,.r.~ wUflln.-L. DAYSGI. ..,.11<<'.. dnUJ. unsn.:c :ti. AItMI'-'t in wdt.laJ :~ wt\icll .:Me 11I1 dtpoU: taOl.i~ rvia: :In ':ClCUrrt l.'( ,wr:lw. .. wlU k I'IlUmId (l"Jm~C:)' ~ ~yw "lid tbJ& A.f....-rl.1'!t .....W lit VOll), OR c:, T.::r.li1naw!hi.. A&:lcn..",t ia "riI.laa. II: wfoJchcuc &:II.l,~t lllQlUM..i4 on '<<uurl/,'.~ prin '*'1.:.1 to NWnMpnlnIpGy w JJIQ'C: Illd ltU .\crccmtUllriq be VOIO. 1.f. Narl(:I.'$,ASSes~bLL~. Ct:JCrlnCAT2SliWOCCUPANCY(1002) ("J ~1t:'~MIlI',UO'$lillI"U.lK'IIll_ ofdIU AJ,rrownnc,. ~Ul:I puWlc iqJl'ON_r. 1tIlI4oo~ ~bowDwr..rililOOilldon.~lhClI:t hau ~11l:aJ1t~" th. FrI.i,.tt:' ..hie:, nr~ I/n;ll4, Ill;;!: tllIll ~ ltud~. tIy 11II)' IOVCftmutOt ;n.thl4I111cl..-wtty ... bttn CYII,l ~a Scllir~""rOGC ~".t:..'. xliall. *1urU.a: ~It_ ..t.eia,:'O 'IllJ.ciOM olz'*lnr:. ;~~ !.IlI11~. 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C s.u.-r._.rOCII~"~ e:...w..n~uUnQ"'''4 btLlks.._1tIII ~-~.d"'h.Coc6I'lS.>>ti. C; . s.uor... '_"Cd, tull>>l1l..1 orSdltt', .Urtt.tWd d_C tat.tI ~..IJq'IIIl..AI'WftJIUt. C SIIl.lw"""~wlu. Wl.r;knlaftdl-lhI"aolb. ~4 apllMtOl')' ~1t1h1Ja",t1uAl&tnmmt. SJ::LIJt&.S M.\.Ll...l.SCAttDk.ff.Sst !!iotU_I~EIl~CtINIAC'l'Nt. I~:--I ....;~- ~ 521..... (:I.... ~~. ~ts:. , 8~_,~".,..,c..i\ \=~ ,."ELL" '~L.J'_.._. QS'lJU -~ wnNJ!:s&_ . SI'L.I.b__ !C.S4:___ ~rohtltl'lk--...., Cllrt!ftcadoUlt(~ &II lIMIt -'lIi'pl!c-wWtJ: '. II.~I' '-~ PUtIJlawdl;~, a.p,..a 11"",,,,.,.,, built bdl.", J"", '1M \II1dcrqr< L.I=o_. iIMl"'" '0 tbJallml~Ul" llallcllllr.,(=omtI"I:IlnI tIa::~ l*lI)o It.t thd:.~~ lreltllC kllbr kcvl&lWtkh...t..dp.....beUcr: . A~kcIceu"t: t'tII Weer.. IfIY'C1vto1 ta lhil rlMl"ll. !loe"1M'flf1nlllf WllrrlSu:.,.. ct:IIpUun. ucd.rnwa....t.Ud L.IIdoluct r-.a... H.lJttd ttdllc&r.or. Acl. 42 tJ..sC'"~ C~II}, II1lllll'-I --ot:hc:rre....lIali:ly lu __'14tH '...."1_ . "'vu''''. 'HA~I n.oUll.Jc.,;~ Uc_ i1S.,.,:........ cItI,.......:.Un,~, bINlfoCdl.mw'l'Oll" ~It""""" oMIt) tbI Jlc~.. otlhLl COIill'att Carpwt~ IN CNoo.. * rtfeu.....l.1IftCI bdlcr; Met iwf 1IlI'1 <<flc.r1lf'WMhll&:, ~ I......, Ill)' ~ l.Ir;...,.,&.. llICOIM.1\on w111111U......"ticMt....u.:.... to tIN. ~ ~ ACIdIlI_ Tlw uw...,JCCl C lrokw rot Jea. W II...... tor 0.,.,. .... to """'it to 1IltdI.il':lQ" fllI........lrriQ ~21."t1t...~. "'" ... ." III '"~ ... .. ., ., ... .. .. '" ... '" '" ... III .. - ., ... .. III .. ... III ... '" ... ... ,~ ." ,,~. h~ ._DAt'R .:J ~ ItcOlCIJI.l'ua AcanBD ~u ~41 ~ - -,_.D.U._~O.... . NI-&Jc .....IIf. lll.I2..I..C.':JcOrl' 5d 14:1'31 :<311 ~1l0C L~ '.1ew ffiS0S"~L tL: -ON X~_-f l:t3>1N1::1E1 "3'111"1):>: ~ Exhibit B Equity One. Inc. PA.HER1052 237 west c~ocolat. Avenue Herahoy. PA 170JJ (717) JIZ-1000 LOAN COMMITMENT MIIN: Adltreu: 50722 Pnal$4nt Cove Gran;,r, IN 46530 ~_ 265.UO.00 l.,..T~ 35 Q /3 50 ,~~ Conv.nttonlt ......_ 5.81$0 NI~ 1.572.90 .-...- NO _CID: 0.0000 Or1Vvaa;. 0.0000 !!IIlIiI 0.0000 ___ 08109103 ...lJlllk:.... 05/31/03 Jon flud 2I!E 051\4103 Q......-..NI.III'IDw: OO:J 7 4 0 9 5 ~~: Scott E Irwin Chery' D frw1n __: 85 Bld41e Rood Carl1s1e,?A 1701J Cal.I'I:......,.~ 05/31/03 __;t. .~.~-:'/;.,*?f~r..~ _" l.OI/I~F.I'IId~- O. 0000 ~"'1l"0l_ LoM__l'IIcItv......-.O, 0000 ",,.nniOf-. LoonDiloolo'll__tv_ O,OOOOlf,Iol.T....OI-. ,,"",,_l'oIrI(e)PoidTo_ 0, DODO ",,,,nnoOl_ :"-,'" '_:':v:'; ., ~, + "k-'i:";';; . .:.-....... WI are p1eeaecl 10 Infann YOl' lhaI YWI appllCellorllor ~~= Jotn on lhe ~ NfereMed properly haa bHn approvecf. this Ioen COI'lImllm8lll18 nOl nor!rllnllellble. . you ~n 1h/e eommllmer1t. and you do nol ~ thlIIloan in acoordance w 1110 described ~tm., you may - IOme or all 01 tIwl fees 0/ ehllrQGll you heYllpeid. '''AlICo.dlllonsAreSUDj8clToAcceptan08By EG.Uy One. Int, PA.HER105Z'" 01, Fully exeouIed or1glnal commitmunt ~ Borrower and Lender reflecling ell tenna Eld conditions as stated herein, upon lICoeplanCl 01 commitment GJ2. Updated doCulIIIlI1li flit Ihe enUrl file wtllbe required. 11111 loan donn' eIosll by tile Documenl Elcpiralion Date l.dIQalecl @ave. GJ3, SubjtollO reqUlliroc:atiOn WherleYill' updaled doClI'IllII1Ie are requlrwcl and/or tlle fnlIlRIII rile cI1aigtd ~ 'rem raIl aIlOYe. II lhe InterWt rale II10uId lIllCIId tha 'MeXfmum Ral..1ndIoated above. VIla ioIII wtIll1e auIljeol to rHpproval prior 10 clatlng, GJ4, EX8CUled dJe%eUr..: Good Fal1h EslImar.. TMhoIn-L.llr1dinQ, and Mortgage SeMcilg TraIIIfer DIaclOlll'8. GJ5. A S 9., OJ.:;'refur1<labIe Tax Sarvlce Fee and a S 0 ' ~ non retunable Commltmenl Fee win be . For lIlY IlrOk8r '"' aharlIId In conluncl with II1Ia loan, pIHIe roflt 10 your signed bra""r aQreemenl for tIwl ~iIlty OIlh_ leN. ' GJ e. Flood cer\lfloallorl willie required prior 10 oIoelng. If properlY II locallld In . Flood Zone, flood In,uranee will be requirad. GJ7. Ciel!" 1itIe commilmunt with all endorsaments from epproved oIa8illQ agent live (6) dIy8 prior to elol,.g. 08. SUNay on lhe sllbjllClllfOpeny. lilll. The Mortgege Clause on 1he Tille 81nder, SLIlWV. and Home OoMlA~s lnaurance: Eq.itl One. Inc. PA'HER1052 2J7 West Chocell,e AVln.e. Hershe" PA 11033 III SUCClISSOlll endIor aRlllf1ll as Ihelr in*Wl may 1pPIIl'. 010. .11118 Ioen requm Pool I.......... MotIgage lMuranee. PrIYale ~ App!oWI, ~ Prq.ct Appto\MI, lIlY oo.clIIIOllI ollhe IPflIIlVfnO Pint' 0/ agency mUll be meL '-". ,o,._.~ ...~ _, ~ ,- ,-~' ", -~. 011. Thll if , pl1lYlliling rale. you IIave IhellPllon 10 lock lI1lI Jotn baMcI on lie ounenl rate . of tile day 01 the Ioak. You must_ ,loOk oplIon form lit m- ... NoIfoeWlllll you -- - 1I'IJa opIIOI), Illhe lock oplIon ...- prior la clollnQ. l/!lUI' In1IreIl rile. ..... and niln*\wI be nlll1re8 (S) buaIrI-. dIy8 before ClOSing at lhe pmamg rile or the IGolaId h _ ~ 10 h~mw, - [iJ 12. InlerMl!late and 8uy PrlclI8N !ooIcad UI'ItIl tha 'AaW Lock I!>qIlrW dale indlceted ~ .1Ie Io<In donn' ..... on or belON thla dale, your flale end Buy price wllbe HI _llIllullr-.ld~~.t,o~~,~.!'~1.~~~~=~,=rale. Por~ 101I1 ~.~ ; J'<1~~~~~ . li!t 3. The F1fe and EancllCl CCMrIll' /n.W ...y Of IhlIr (Home 0WIIII'11_1 '01 . oarrier _,** III l.IndIr mUll lie prollueld live (5) IIuIIMII .. prIar III ..cllIlllII1I, llanO With . pUll1!11iPl The paIay IIIUIt lie 11I11I ___ IlI111t ... III .. 1I1l1/1g1gf Of III .. mulrnll'/l rep/IocliImIId \IIIUe WIl~ II IlIII far . mWmIlll ~ _ (1) y.- IIIcI canIIIn . II10lllIIP eNIoltImeI41hc1w1r!911nd1r II tIIII mor!glllJ t. FClI' .1If'...a .... I "**"'" aI . monthe-lIIUIl.....,., on '" paIIilV II 0/ "" cIoIIng-. [h4.~~)oIilt':::.===:~~~~~ Certif.... mllS'l JncIude Ill. lender name II1lf Ille namellld lIddr-. fI1f the botmrJIl(.) CllIIitIeoI P/llIlIIIY. InCl\lCII'IQ 111. IluiIci'lQ IIId unIIl1\IIlIIlIr. The c........... mutf be Mm/llild .". IS) buiinllil daye pricir III cloH1u. Ot 5.A National FIaad 1_ prOlJIam I'oIIcy iI required on Ihle lOIn In Iht lIlIIClII1I of Ihe == t>r tile mulmum emllllll oblaInIble. ~ iI I mlllt thai you I!fllllY for inllnnCllI -. II ~~8Pf::~~ ~Ill=~1it.~a::~~:-F: refinance loans. . mlnlmum of.1X monlhl mw.! rwmaJn en 1111I poIIOy II of 111. clamO dale. OS,SIgnI<l IIId dll8d NOl\Ca 01 RigIlIlO C:anc.. NqUlllId at claIIng. No loin pmlld. wi Ile dlSburHd b81_lhlM (3) bulinNI daylltler oIaIlng. ChAllIm. 01 cloeing, following(I'the _(I' mlJS1 tI6 palcIln fuU IIId I'-n en Ill. HUll-I. O,8.Subj8CI1ll1lltlslaolarV IIgned HUo.l on Ille property Icnown II 6072 2 Ph.... n t Co v . ahowlng n.1 proceede of U, 3S 9 . 0 0 snd evtdenoIng 01 paid in fuR ,nlll8n(I' with T r ~ . t cor p 09, Fully ullCUll<l credit explanation and/or Inquiry IlCp/8nIllon lor 1hI1011owlng; 02O.ln order lor Ih8 .ubject Colldomlnlum or PUO '0 be applO\I8C! by L.endsr. the followlng dcx:umenlllloo will be requilBd: , . , - ;,~ . .~. ;"'~~~;'.:~ 021. Uncondlllllnll cerliftcate lor inaU....,ClIly. prlvlle mortgagllneurlnce OOInPllll'. 022,CIear lno8CIlnlllllllon oen~1eare IIlll peid meipl rlVl IS) ~ pIIOr III closing. "damage 18 p-. . cleet cert~JcaIe 01 repair I1lUIl be provlcltd prfat 10 clOiIng. ' 023. Waler (weill CII'tlllcatlon, covll'lng ~riologicaJ 8I1d Cllmmunlly porlllllllY IlII/Id8td8I1W IS) days pl1llr 10 CIOI ng. 024.S8pIIC cenlfloatlon, prepared by 8 r-.oed in8pecIor showing syIlem toile In WOI1dng 00f1dItl0/l, ftv8 (5) llays prior 10 cloeing. 025,Repan 10 De completed In. workrnan~ike manner prior III CkM/ng. RepaiIs...1O be complel8d anclln8peclecl by lhll appraiser w.h photos to tile ealllllcllcn ciI Lender prior to clo8ll1S1. Th. repa/rl1tiI II 1oU0W8: 026.0n 811 new conatnJCllon. the dwtIIing m",t bl1llD% complele IIlCIUCIng tlnllhtcl floors. carpellng. drfvIIway. etc. TIle JlI'OP8I'Iy mull Ile Inspected at I8aSI IMI (5) daye prior 10 eIoIlng. FIlII inspectIOn. 10 IncIucIt ll/I....... D:u.Flnal c:e_l. of lXlOupInCy WIlhoulIlmepllon 028.Lender hu appraved eon-.-. req_ror .. _ morlg8ge. A IulIy II>lllCUIed SuborlIrlMIClrI AgI'HlT1el1l willie I'IICIllIrK 029.Stal8rn1ftt from ""-Co, Indlcltlng no *Clldary1lnencinO on 8lIbJeot"rllperly. ""'2t1f'S -. '~~';'~~~f~ .-....-" ....'f.. .J . ,', ".. ~ ~:~., _.:\ ~..:~::~~;:':'::'~%i . , ' ",. "'<, ...-.... ,.- .....-.. ;_" ....~~'.'~r~ . ,.-t.. .,',- ,~f:?~i [i] 3O.FulIy ~ II; "*' IRS ~ 1121 pItor Ii) cICIUlG- CJ 31.I'lIe" flllllftlll'o, upon'" allIIIe wark. o SlZ.MaldrnIlm'" _~L IIIan IlII1m1l'-d Ii)' 0 0 0 [11 S3,NQ CllIIII GUlli aIowId. (i) S4.ThIa CGIllIllIIrnaI1ll1al1O ~ Ii) tt. fllIIawIng: ".ttOIO" Inl~r.n.. . c...rlot 301 S19ned 6ft Ind <oopllln<' r.t.s S.on.d and 4.'" 1003 IRS ror. 4506 '0 b. s10ne4 HUe 1 rr.. .,1t or 50722 Ph..Slnt c.,.. n.' P'o,."s 13.3Si.OO .nd ..14In<e po,011 of Tt~st.rp "tg. 175541,00 PhotO of .ubjoct blrn Thank you lor m. opJ!OllUl1l1y to be of HIV~ 10 you end we ~ 11\11 Cllfer a11ln1l'oCing iliecepeble. "you have lilY quIIillona conctrning IIlI1 eommlllnenl. pINel Cd our p-..ing dIplIrlmenI or your IOlln offiCer for ctarifk;aIIon. Scat1:! Intln s~ ( '(J;A~1.' Plgn rongolO ~ 7173121000 OIt. CIleryI e Il'W1n Date Exhibit C ~ ;- '-~'7;t~ ~'..,-.,..... ' '.':' 63/1712663 13;13 717-243-326a JGR ERA CARLISLE SELLER'S PROPEJin'Y DISCLOSmu: STATEMIt."lT ~ ~- ~lItN SPI) 1 Prop.rty Adct.relJl . , Seller '. A salter J11U :lCIU5~) .. I;NYV known mauiat ckfca about ptClp&'fy ~rti!S lIwd tha. IIr. not.readi1y obscnllble. Tbill clbclol\ln , IIllltt;:JnorJ( is de~ign.cd to 8.'\!l13: SoUr:lt in cc)mptyin! with d1&eros'l1tc requin:mcnts and to aSWI Buyer in cv31utltina the propany btJ.~ , consIdered. 7 This Stnt~lIt(ln~ d;lOclo!'le~ S~lIel;ls knowtedge uf the candido" of the property lIS uf the dats siF1td-by S4ller and is Dot.. su.Witltutt! for II .any IWJpcettons or wfU'l'l1ntJe.t that Buyer may wal1 to ubbdn. This StolCeJUOat is noe R wtlITmty of any Idnd by Seller Ot a Wilmlnly or , "'D~s.nt;tlon by RtIy lil/.ti1'lg flSa.l eltllte blo.lcet. 1111)' selling te.ILl Uf41e: broker.. or their l1cc:nSCOSl. Su)'or U eaeoW"llG!1 to addC'fM' COGCOl'CU 11:1 aO"Ut ehe conditions of !.he property dun me)' 110t M included ill this St:acemont. _1'bI. S~enc does nut n:licf:\I't Seller af me obl.l,;;ti.Ol1 11 to dlisclose 4 1U~u:rittl defect tha.t may not be addrosaed on tbb term. 1:: A n'UlIt:..'1'laJ dcf'CoCt is a. problem wlt1\ (he property 01' any pnr1ion of it that would have Do ligt'llti.cant litJ.ve~ ;mpaet on tho value or th~ ;3 fI:l';;den~il\l NOll p1'Opl!lrty or rill( jn\'olvt2lliLn unl'ell$onable risk to peopJe \311 the land. " 1:1 I., SELLER'S EXPER.TISE Seller dlJe~ nQE posse" e'tpertis~ ill CunlrdCun" cnginccri"" lIJ'ChltelCture. or olher t1tOtlS related [0 the II! constrUction &.ud cr.tt'lditiClrn. af thl!l property llnd It! In\ptOVem~ts, o){cept lIS 1'UUOW1: " 2 OCCUPANCY 1~ (11) .00 you. SeUat, ctltiently occupy thi! prope:"y? a Yes 0 No 11 It .4no," when did YOll lut occupy thc'propc'l'tj'~ ii:~ (b) Rave thete bl!l!n any pet.!! living in the hnu~e .,r othet Stl\lctQres durin!: YQur Qwnetship? Cl!'J Yes 0 No l1".~es,"d~(;ribe: .:J. .....L-/___ ~._ ~~7"'.:J1__ ~.....~ ~ ...L..'~-<.." /?,? " " 23 3. ROOF J, I (a) .oaterooflllstall<:d:~-1:L.-Do..::urnentetl'r j!(YCll CJ Na CJ Unknown (b) HaHhe roof been repll\<:~d or repalrtl1 durin, )'tNr QwncIslUp7 "Sl' YUJ 0 Nu (e), 11:' "ye.$,'1 Wel-=: tl1c: ~isdlli ,hingles remo'Vet1'~ RI 'fc.! 0 NIJ 0 VL'lknlJwl'l. (d) .H~ tllo roof IOVor I~aked dlJrln,e: )'01)1" oWDerahip'1 0 Yet IS No (.) Do }lQI.l know of any pt'(ll.lJtn:u wlm dJe root, ~ctors Qt dowC\l9ouu? CJ y..-; ~ No Expll1\('l an.y "yesl' ll!l~w~r$ tbat you give in this sec>"J.ou: .. " " " " " " 4, BASEMENTS AND CRAWL SPACES (Complete only it appUcabl.) U (;1,) Doell the propeny buve a ~ump pomp" 0 Ye$ J9 NQ D TJnkn\)wn ~3 (b) An you aWtt!"\:I of any water leaka.ge. IlCclJluu.llLlian. Qr d41npn~J within tbe bli>>l.:mc:nt or \.:ru.wl spucc? 0 Yes .IJ No a4 If "YCIf." dell~ribc In dcl:llil: .. 36 (e) Du you bow 01' any repairs t)f omJ:t attempts! co cOntrOl ~)' w..~, or dl.mpnes:s ,!'oble.m In tho b;u1ll1lJla~ o.r c.rawl s~ace? J7 0 'YC:ii "5. No . 3; 1f ''yes.'' descri~ the toclltion. extent, date, ~nd name ot' the per.!lon who did the repair or control cfl'art: " .. 5, 'l:&RlI<nTF~IWOOD.DESTROYING INSEC'rS, DRVROT, PESTS (II.) At'Q you a.ware of any tennileYWOOli"d..,troying inKcbl. dryrot. Of ~:Jt.ll w.ff\..'t:ttna tbe propMy? t:I Ye5 (1)) Al'e Y01J ~W.!1l~ of nny da.ml.:e to ttl. property cllused by wm1!wwood..dl,lstzQ)'ins: insects, dryrot. or po::ia? (c) Is your property ~rrently ynder oonl:l"lle~ by a liC~lUCd pest cuntrol campallY'~ CJ Ye, lsJ No . (el) Al:t' )'(')U 4W:J.re tit o.ny tlZlrmitcJpe:tt contruJ n:purt:ll or lTC4nncnts ror th~ 'propttty iu Y1.ilI J:\It l.Ive. )'elU~? [J Ye. 'tit No Ex.phl.h1 Iloy ")les" tm,sWCN that )'01,1 giv\) in this $t:CUon, inelud1nl tbe. n.1/l\1) of any .servlc:eJtroat:nent p:-gvide.r, if ttpplic:ablc:;_ .. -. 2 . ! 1- 47 6. STRUCTtI'RALITEMS ~,L. f"'Z"$ .. ~""'J- 4' - :.~. po -~ rc.J...... ~ 1:.-.. c-o U (~) Are )'Qu Qware of llny put Clr pT'IC.'llUl.t WIde: 1~ in md hou, 01" omu lIU\1cwl'eR1 }i( Yu CI No ~1I Cb) Ate )lOll aWtlto of atly put or pre~ent mo\'emc:nt" .vhlt'Unj, c1cecrioraclon, or OthOl pCQbleJ.N widt watl!;., foumbtion.. or otbi;r Struc. !O tlJrl'll eomponeats7 /I! Yes CJ No . (.;.:) ~ YOu ~wl\re of a.ay pi\'H at p:resent pmbl.mll with drivewl:lYs, walkWl\)'s, patIos. or rota.Inin: walls on the property? ll\(V., CJ No (<1) III yaur PI'OP61ty construc:ted with 1111 Exterior lnsuhLtine Finishin~ S)'~tem (JllFS), such lIS drivit or IIYJItbctil,l ltu.;eO? CJ Y.. Jii.l<. CJ Va",..,,, II rt { . lr..l'.....de":tibo"\ykn.~nprobl.m"' ~Il~ i:J A~ ......:}i.e A-i!~LIL.;r...~ .0I.1r'L .....eJ.~t...tl- .,!",..."-f~-__b" i--~r"lr ----'! ~ SPD Pas' I nl' s.n... bUJAl'i.A ~ CtJl'\'WCll1'l'Ii:NNSYLVAl'IlA4.J:5OCJA; It W1lJl:,\1..TQItlfIIIW1 , .., " :Ill N. o Yos )Ii( No ,'. " .. " " " " " " 50 57 " m. P."...ylv.nl. Association of REALTORS. ,.,.-..-...,..,.....-... -. :'-'4#;; "oil t1~"~3 11: 19 717-243-0260 (e) Ale thenllm)' daf.ct; io tlootiD" iDc1udinl ltaina? r~ "yes," explain: /.r- 1\ ~ -.#"72..1 T ::? , , JGR ERA CARl.I5LE .lll YcI, Cl r-lo Cl Unknown, -4~~#~--.--t...-J PAGE 02/04 'so .. " " tJ " ee 7. AODlTIONSlR.EMODELS HaveYO\l.llUlde an)' IlddltioM. atruc:tllral chOlnteS. orr.ahc::r iLlter.mon~ to.th..,roperty? 0 Yea. 1i(N'n if, If "yos," describe: _ .r:xPlain Any ")'l:JI" ilrnIWe.l'S thUl you give In thi.,~. W!:an CAplu.infllJ' ropOt't$ to CQI1rro1 or n:pA.it. pleau dClCribo tbc loq. t.i,.m and extent or tho problem, and die d4te a.nd petS04 b)' whom the wOC'k 1\141 dono. it known: " M 8, WATER AND SEWAGE it (3,) Wl1at il ibe ~ource ot' Yl)U1' clllnking water'! IJ Public Wa~r CJ Ct:lmmuni:y W4c.r CJ None 0 Other (axpbi:n) (b) If }'uur drinki.ng wn~$r Soutcl: i:t nut J'!1~I~~:~ ~ 41f' _' Whl!n wa.& your WAter lWit h:~tlJd7 ~ Vf1\llt \Vb the rcAlllt ~1f the te$t? It. th~ puolpin, i)'~LWTl in worIdQi:; ON",? 0 Yes 0 No If"no."t:xpJain: __ (c) Do Y"\l httvc a ~oftcner, flltl!l\" m' other purification :IIylttem1 CI y~ . Rf No If I'Y$S," is the :lIytltem CL 1.l!ased 0 Own~d (d) Wuat Js th~ type rJf nWllge "y~~m1, 0 Pubii~ Scwt:r 1!;l.. Individulll On~lot S~wagll Dis-pu:ia1 S)'it\:m o IndJvldual Oil-lot Sl.;wuge Oilepo..t s.Y$bto\ in PlOxhu1~y to WQU C Commwllry Sewa:c Dispow S)'!&mm o Tell-am Pen:nit BJU.:mpticn 1:1 Hold.tn: T'dIlk CJ None D' Noee Aval1a.blN'PIlt'Nlt l'.,imltltiom in Effcct If [ndlvldual On.lu~ INh&l l;yptl? [J Cesspool ,ff! Drllinfield Cl Unknown C Other (sp",if,), Is there a septic tank on the Proporty? El Yes a NQ C Unknown If'')'e~,''whati$ thecypeoftank? 0 MetalIll\tccl )t.,€ementlconcn=w Cl flbet.&1ass a U'nxtluwn o Other (spa:ify), Other t>"PC of sewBl::e systeJ'u (eKptll.in)~ " 1!lI On~Sitc Wlltel' (Well 011 Pro~n)l) ~ " -(14'~) " .,.."'....., " " " " " 'f~ . " " . . " . . . . l: ,"' " " .. ," ., .. .. " " " (0) Whet! WtU the on~61ite lewage dl~pow 5YSUtn IUt scr...io;:td? (I) j"I].r. ".INIIi' p"mp~ [J yo..' ~ No If "Yes," is it in workin~ ordel'? 0 YQ I:J NQ <.~) h: ~ther the wll.tl!lt' 01" sewaga SYilClt!. sbared? 0 YtS 1s..No If "Yes'," explain: (h) ,Are l'OU aWtlre of any leak:l, oackups. or other problems ~Iatin~ to any of the pJumbln~. water, aDd iewago..rclllted. io:mll'f o Yo> ';( No If' "yl;\&," ox.plain: 9, PLUMBING S1c'S'l'EM ~ (;1) '.ype Qf I'lumbJl'I=~ D Copper .0 OnlvanilCd Cl I..cad '1l1. PVC 0 Uult;nOWl\ tl CJ Other (expl3.in): 9[ (b) Arc you llwar-: of llny..pC't',blcms wIth ally o!yout ptumbing t1xturclI (e,,e:., fnclud.ing but nut timitc1J to: ki~cl\cn. JD.ul'ldry. 01' b=th~ t, .room fixtures; wet !)Qrs:,hot,:water l1eatoti iOte,)? .}ZJ -Yc:s 'D No . ,. lfl<yes."o,"(plaln: ,/~"....~.. "LI4f":bl "f I:lEA'CING AND AIR CONDrrIONlNG (1\) 1)pc of wr conditioning:- 0 C.ntr41 Electric 0 Conll.'Al ChI.! 0 Well .8.N\''tn.o N~tttlbcr of window units ineJ,ud.;d in ".llle ~ t.oo4tion (b) U~t IJ.L1.Y I\n=lll:l IJf tho house tl1tl.t tU"t.: Dot !\ir conditioned: " " . " " " ~~ 9. " " <I " " I~O to, 101 lC2 lCJ .., " ,. '" ,r, 1m 10' '" '" (c) -ry'lC of hcad.t\,C: cY':E:l~t:, CJ fl.lot Oil a Nl\tlJral Oar. t:I Propnne (On-sito) lfJ~ Al't. tl'lcre: wood O~ cCtal bundn4 .4tI)Vu'2 1Q Y.::s 0 No It '.yes." hl)w rn;.l1y?....i- Are they woIjin," ,Bt Y~:i 0 No lOi. A.tetbcrelUlytlrepbees? 'S. Yes 0 No If"yes."howmany1 A A:etbeyworldJ1g? lif Yes .0 No IUI Och~r ty~.t ot Mating sYS<<ltnJ: (explain): IlIt .'" Are c."ett: 11I1Y chil:l:lnc>,t.' . '2t Yes 0 No tf..yel... hell. ml&t1)'7 .:L... Me. they.woTkin;? 0. y~ ):J No ...u.Jl! ":hon......""'11.."lcanc<l? 2L~ -'~ - ft;,~ ~ c.-o-<>","'::-~ a"'", '} Ttii (e) LLStA.QYarellSOftbCh.ouse~l1t~~~;ul: ---=-1' ..=-__.... ' ~~ ~"'--o. .'. 11' (0 TYPe r .' 'iii. 'I S III o watll:T keanng~ .E ecfric 0 au .0 olll" 0 Other. 114 (;) A1:c)lou aww of 1m)' undct15raand Enel tanks on the property? C1 Yel .. No '1' If.'yes...~c:r..b.: 11. lr ~'L11<s ",. ~ot oWJ\eeI. ",pi Ill., ,,' (b) AtcYOU'IWMlolaJl)'ptQblea1,wltbMyl"'mlllthlssectlon? D.Y.., 8.No n' If''jIes,''oxplaiD; . .. "1 'Sollor'b>ld~1" ~ u. iU; 10. '" 110 ui fl' '" ", ,,' '" 711 111 .to . (d) '" SPI) PIIIJO~ 0/4 ~! .~<~~ . ~,... ". .'. -1_':'; '.- ,,.... .~~ ~;~:~ ...., :'! ; CJ't.. FAGE 83/84 ~, (d) Dn you know 0/ AllY ...1. fOJ'rado. go. tho, l1,v. b... pedormed in 'ny building. on the properryt Cl 'lie. co-:<ro II "yes," Use dot.. type. Md result< 01 ell tests below: DArE TVPD OP 1U'r RIB\.~LT'S (pieocuric.:sIlih:r or workir.~ lcvelilO) N.""q OF Tm'rNo Swnva ". ,,,, '70 '" '" '"~ (e) 1M '" '" ", '" ,.. 10' '" ..- Arc )'ou l:I.WW'C of Itn)' radon n:movaJ ftyltem "1n d'te property? C Yea 19""No If "YC~." list dlte lnitalled.lad type of .systl:m. and whctMr it it in workina order ~low: OATS TNS'rAr.I."D TvPR OJf SVRTRM 1>l\OvtDJl:R SPD Page3014 '" :0 t. '" L- '" '" '" " m on '70 '70 ,. ,. WORKING OftQU .OV" eNo DYes ONo CI Y.. 0 No sellQrloJ~f~~ IU Vg n ~,iJ The un.dtrSfgaed StlJJer n:pJ't!,ent"that the !ntor.natloQ set fortb iD. this dl:lclosure'.:Jtatemont is tlcctl:tate lI.l1d comph:~ to tho b~t 'D: W aiSeller's knuwle~ SelJ~r httrehYODutho;rlz. t1M LJ.rtf.u~ Broker to provide this.btforllU\tlon to prolptctiV~ buyers O1'tht proP'" tt '" trey .nd Co otb" ...1 ....t.llc"""..., SEW,ERA.LONE IS RESPONSIBLE FOR THE A.CCt.'RA.CY Oll'l'lm INlI'OR.'vIATION .. ..., CONTAINED IN TIUS STATEMENT, S.U.r sban...... BUYer to b. notlned In wri<1ng .t...y Infarm.,lon ""ppll.d on thl! Conn '" ~34 which Is .re.odmd inOlccurnte y ane;e In the condition ot the pt'Oper-t)1loUowlng compll!t1rul of' t.'llN Corm. .::. '" ~/:r ~ ~~ '" ". WITNES < SELLER .. ,. _ ~ ~:~:::... DATE ,3-/3 -0' ;;. ,,,WITNE SELLER __ ~~=-=-'--=_DATE~-"''2, -"'>.. '" WITNESS SELLER DATE ,. r.3 ~ '" EXECU'CORo ADML'aSTIU.TOR, TRUS'1'EE SIGNATURE BLOCK '" 2:11 . Ac"..rdl;'l6:q dT,:: pm'f!$l~nf Mtht: ''It;JI1 B.wi\l; Seller DiscIOJlItCM(," (bt ull<lel'Sill1ed executor, Ildmiuisrrllforor IMlo/le It OOt ,"lluU\W Ill' fill OUt 0. Sd.Lw" pfQP'Wt,f U :32 D~I"JURl gt~lCm~nr. The ~ulut. IId::dni~lI.t()C ar I.Nstec. muu, hllWCYlIr, dlllC1o!lC Illy IrrtnW" ""tlll'ral dclbec(.'l) 0' tho. p"'fIo:r1)i. lr :tl, DA.TE u: ~ n m ~ '" lIECEIP1' AND ACKNOWLEDGEMENT BY B'tIYER .. :3, Tb.e l)nd~rstc4ed D~.r .dl.ouwld&.'VI r.lo:dpt utlh.i. OJNo.W'l' St.tandt. BII,er IICknuwlcdJC:I dllt ~ Statc:mall .. aat y wsrruly Mil tat. Ualdll no .t&tl!d otl11"wl,w In d11 tat. (Olltl'''~ llu1w1l pul!dwh.. CbU ptOpcttt m ita JtnStu1 eolldltloD. Ill. Buyer's N[)OIUlbUiQ' to laCWy bJDueU'or "tnell.. :D: no 1O tile ~lJn(lIUo" otthQ })l"CIptrt:)'. BlIJ'rlllt)' nqul!dt Ihallhe 'pl'tI~..",.bt rnlpew:d..t lurk" o.pe~. 2Zld.bY4atn1U1td. )h'OktrJuttlll, ta 4etenJlh. the iCUQ.. '* :144 4Irloo or tbl! 'll'ultLlrc or It. Clllllpcml:l1tL, . . , . ~ '" WITNESS BlIVER~..~ '" ~ DATE '=l:.'"':l-~."'~ ,~: ... WITNESS BtTYER DATE '" '" WITNESS BUYER DATE '" / ,., '" '" '" ", .., )....,;" ". " 1!1 '" ,,, :w.! Jr). '~Q;; . )W ~~ ~Cli '" ". '" '10 '" :1.1 ,m :!l~ 21C :16 2li ~1S " -'. -. ... ... ... ,., 'I' l::l.:l/11/~8a3 13: 15 717-243-92158 J'GR a:RA CARLtS\.E: PAGE 114/84 (I) If p~opcrty 'NO.!l cOalt;\l,eted. OJ' If COIlll.rtlctiOI1. .bClprl. befo:e.l9.7S. you l't1l.Qt dite1o&c Gal kI1aw1eclle of ~0rJ pajll,t rbc: prcPIllI'C)', Are you aware ot .n)' tcll.d-basec:l palnt 01" tead-be.soc1 paint huanD on dle pcopel'C"'~ 0 Yet J4\No on t !J: ""Oll." I3xfll.ln how )'r;"u kaaw ofit. whenr i, I,. and cbe cClndlti.o. oftbOHI-.d-b-..od pG!A~ .tl.l'hc;~.1 1 , (g) If property was r:omuuctc4. or if consU'Ut;don bea4tl, 'before: J 978, you mUlt dlsel<Jae MY rcportli or recorcb of lead-based. p3ir. I or lw.d-ba~d paint h"",ZIf.r<iA on tho property, Are )au .WIITS nf llllY tl!lpOltS oJt taeo<<h, ~!J:.L."dilI5 lI~..d-baHd ~t or l.tld-b.x: : p.lnt hazard, un the property? CJ Yes I!t. No It "Y6S," liSl allllva.iiabl. repocu lU1d ",cords: : , CONDOMl'NlTJMS ANI> O'IH:I!:R IIGMEOWNE~ ASSOCIATIONS (Complete only II.ppUcabIC) , , Typi.;: 0 C..ol1do.nllniuO'I 0 Coopl:nti.ve CI H"ol'l.1eowl1.l11t AssociaUon or P1a."1l1ed Community II Om~ ff Notic,1I regardi"1' C,m,4()mlniumr, CDO}tIlI'tlIiIlI$J "lid Pl4nn,d Co.mltrnnilie3: iu:cr1rdlnS to S"t~O/1 340'7 (Jf the lJnifo,.m. Crmdn. II midwtl. ""at [613 /la, C,S, *34{)7 (rqld.:fnglO ~sal, <if Ul/.i~') and ($B Po, c..r, .~4.sa.9 (NtQling./~ fetat. oj' coop.:rr.Jlivtl wert.ru)] eDI4 II SllcllrJfI $407 oj"tM Unifmm Plt.utI1,d CommUllil)-' A~t (u8 Po., CS. ~S40'l (relatLns to ~saJd'~fWl.~t:n a buyer nt Q nlalr: wtlc bl a !! . t:onclolnini14m. ~QQP'raclv" ()r pl(/lln~.i commlUlity mtL.rt ~c.j1l',Q r:'npy (Jfrhi d,dara#ol1 {.')thrlr tJUUf thr:'Plat.t I.'Uld pl4.n.tJ. rlu by. If Jal'l,J', tnfJ rut<JS 0,. rwsulatio/1S, and 4 cdr4/icatt: qf' I'Cst:l~ JItY"'~d by tit. (J,t.'t'lr.illtioft il1 th. con.dQrnirnrN". c;rJopflracl}ll!, 4r J,lanfll!d '""m. Il l'rl1.U'/ity. Tift! bUY~l'wtJ.l ,&fay, rh.1: r~ptlQft ojr:anceJillg lhf: Clg~t1'n41tl wlth rM rdt:.:rn oj4U Qrlpo.fit 1J1.(Jlti<<.t Ulttillhc Cr1rtiJic:uc has blum 2C pf'Ov/.ded w thtt buyr:r alldJOr.fi'llrt day,r thllYqftllr tJr 14flJ.il c;c;lnv<<)'(/J'lC(t, whichever OCCUrS jfrrt. lC MJSOJ,LA.NEOUS " (3) Are you awtu~ lJi on.y.,hJ5Corie pn:lIervlltion re...tticcloll or ordinanc~ or arcbeologicw designation 3.,'(}:(Iclated wJth tb~ ptopert)'? ~ DYes )il(.No :!II (b) Are .you liWl!Il'e nf llny ox.i.'Fti>>.,;: or (hreattned leglll action aftccting Ute propen)'? CJ Yes 'tst.No ~ (c) Dtl you know of '11)1 vlola~oas of federal. state, Or loca} ll1WII or 1'1Igulatinn:4 rel::atio: to this Pl'OPe.l'CY:? tl \'1::& 's. No );l (0) AL'e YDlIl1WD~ o.f any 'PublIc Jmprovement, concluminlum or !JomlOwner ilW)Cli1tinn o.lJlJe.ssmews a:ain$t rhe proPertY lhw. rcm.un ZlI ,u.nplid oj' of any vlolac1QI15 ot zonlIli, housing, bul1dlng~ !Ul.fety or fire ordinllnee'l thai: remain uneorrecr~d"? 0 Yes ~ No :u (~i Are ynu aW.IJ'e of adY judgm4.oc. ol'lcUJn.bnnc""lien (tor cxwnple. ca-mak:lr or. equity Joan), oveldue payment on R. aupporr Obii- ~ &lition, ,,1: othor debt ngallVlt thls PI'Ol)=rty that ~tU'lor bl<} satisfied by thu P[<X;Cc~ of thi$ ~a.1e7 Ll Yes ')i:. No 21 (L) Arc ,)'(.111 laWlW or any Te3.l<<'tn. Ine1udil)g II: defoe~.in drlOt thElt would tJ~vont you from givin~ a WMn"ilnty deed or l:oJ2veying tftter to ths 11 prop"'~? CJ Yes ')lJ..l'lo " (g) A.re yo-u Ilware of u.ny materia.l defects to the property. dwellitCt or fbuLlfOJ. 'Which IltC not dis~lollcd ~llICwhcJ,'8 on thi$ fOCTlJ.1 .., o Yel> 1lL No 31. A matldal def~t is. a ,problom w!r.h the Pt'OfI<<ty 0( any portiun of it !:hlat would. hll,vliI G./tignifiClU\t adverso Jn1.pllct o.u the ve.luCl of 21- thl# ~osldlilJltlQ,l:aal. property or that !nvolvesl!I\ uartlt$onable "111M: to people an. the lL\nd, Zl; E~pJatJl AllY jly~~1l ll.O.wecs that )IOU gi ve in thi~ -sectiQn: ~ " I17 ". ,.. '~'Oll l!)i l"-t ]5, Sl'D Pap 4 of 4 Exhibit D -....;.T.......:~ A", '. -, ;7l .,,:.;... ~'.i,;,. ~" . "- :t. ,:' - ~'.' - ~ .-.;..... r MLS # 10088030 Status Pending Type Detached Address ' 85 Biddle Road StreetNo2 City Carlisle State PA Zip 17013 Area 7 Class Residential/Farm List Price $279.900 Sale/Rent For Sale lOX Include Yes Expiration Date Exclusive Right County Code School District Map Page Parcel # Lock Box Description No Lockbox ' Buyer Agent 3 Comm TlC Trans llc Fee Listing Agent General list Date Listing Type Subdivision Municipality Silver Spring Map Coordinate 3/18/2003 Possession 6/15/03 Sub Agent Comm Other Agent Comm Dual Commission (Y/N) 3 l.',;'. . 5 './... .:, . f ~: list Office ">:;:" (Of,: ;, ;::l"!.', f,"; ,". ,'. .....,..,.. 'j...\\.\.,. listing Agent 3 Acres 5.41 Cumberland Cumber/nd Vally 38-08-0571-022 Listing Agent 2 Owner Name Owner Phone From Carlisle Rt 11N (Hbg Pike) Directions RlS Middlesex # of 3 Rd UOld Bedrooms Stonehouse Rd UBiddle, # of 2 # of FUll 2 Fireplaces Baths " # of Half 1 Total Baths 3 Baths Full Bath Leve/2 Half Bath Level 1 Level Level Living Room 13x18 living Room Level 1 Dim Level Living Room Fireplace Dining Room 13x12 Dese WaUTo Wall Carpel Dim Dining Room Leve/1 Dining Room lMlod Floor Level Dese F~mlJy Room13x13 Family Level 1 Dim Room Level Family Room Fireplace Den Dim Dese Wall To Wall Carpel Den Level Den Dese Kitchen Kitchen Level 1 Dim Level .'.Ji,'"..:. Kitchen Master Ceiling F8I1s 13x18 '.;' Desc Vinyl Flooring Bedroom Dim Master Master Bedroom Leve/2 Bedroom Wood/Coal Stov~ Wall To Wall c.",.t Lvi Desc Bedroom 1 13x15.6 Bedroom 1 Leve/2 Dim Level Bedroom 1 Wall To Wall Carpel Bedroom 2 11.5x12.9 Dese Dim Bedroom 2 Level 2 Bedroom 2 WaIJ To 'Nil" CtIt1Jet Level Dase Bedroom 3 Bedroom 3 Dim Level Bedroom 3 Bedroom 4 Desc Dim Bedroom 4 Bedroom 4 level Desc Other Room Office Oth.er Room 9x13 1 Name 1 elm Other Room Level 1 Othe,r Room 1 Level 1 Desc Other Room Laundry Room Other Room, 2 Name 2 Dim h ~.~.. Other Room Level 1 Other Room 2 level 2 Desc Other Room Other Other Room 3 Name 3 Dim Other Room Level 2 other Room 3 level 3 Desc Square Feet Square Feet Above 2448 Below Grade Grade Approximate Approximate Tillable Pasture Acre Acres Square Ft Public Records ~ft I Source mens ons Year Built 1977 # Stories 2 Story Handicap DesIgn Colonial Modified No (Y/N) ,,",,- Adult - ' .. ';::..~- Community No Condo ~ (Y/N) No (Y/N) --- -'-~ Two story home on 5+ acres in SF does not , , include 26x14.5 bonus rm over .. garage wired for $279,900 elec, heat, needs only carpeting. includes 30x30 block bank barn, Public View 5 stalls & tack Original Remarks rm, Separate Price 22x28 pOle barn for storage. Numerous amenities-Bruce HW flrg, 2 FP, wood stove, cent vac, walnut ':1. '-:'~-":)~~ railing, 20x20 brick patio. Extensive" plants & flowers, Assessment Days On 7 Value Market Price/Sq. Ft. $114.34 Features Acceptable Exterior Basement Road " Financing Features Crawl Space Frontage Conventional Bam/Stable Parking/Garage Municipal Cash Deck 2 Car Garage Road Showing Out Buildings Heating Present Use Instructions Outside Lighting Electric Horses Call List Office Patio Radiant Barn Type Occupied Appliances Misc. Rooms Bank Barn Owner Range Family Room Horse Barn Photo Code Microwave Laundry Room Barn . ;."...... Take Photo Dishwasher Mud Room Includes ,-","" # Stories Disposal Office/Computer Dirt Floor 2 Story Refrigerator Room Electric Design Washer Auxiliary Heat Stalls Colonial Dryer Fireplace Tack Room Construction Equipment W/Heatolator Water Stick Built Central Vacuum Wood Stove Fencing Brick Smoke Detectors Water/Sewer Electric Wood Garage Door Septic Electricity : Exterior Opener Well 200 + Amps .. Cedar/Redwood Ceiling Fan Lot Size Zoning Roof Cable Ready 4 Ac Less Than 10 Agricultural Composition Dining , Ac Residential Eat-In Kitchen Age Internet Formal Dining 21-30 Years Yes, transfer Room ~-..~.:,) Financial Warranty (V/N) Home Assn/Condo/Park Fee Tax Vear Virtual Tour Update Date HotSheet Date Input Date Sold Status No Total Tax 2956 Fee Frequency lOX Include 'Features Status Date 4/112003 Price Date 3/18/2003 02103 4/1/2003 4/1/2003 . 3/18/2003 .- How Sold Contract Date Closing Date 5/3012003 Disclaimer Information provided i8 deemed reliable but not guaranteed, 3/2512003 , -' .,;.",-:.'-",'f__<,i~~ .)C '.".;';t;?1 '.-..--.:, ':,..-,.-~ Exhibit E ~~.:' '-~}~f~:: .~"-,~',ii . -~'.:', ",,",,':, ~.~. "~;~i.;~4.~~~ ""'.,- " , _...~ ~ to>: ,_____~ rfii"t/:#...,.- -" ~<$~p".. s5 rJ1!.rL ~--:::::- ..v ~.~ .:tSTl ~_...;:+ ....~............. 445-:t _ ~~ ....!.... "" ~ ~""" ":;;'-, ~...~.-.~ fIO!!!. 1.' '~/ 'I1w ~~.~ ~ kC:.~1 ~- .. '" v. ._, I ,- 4' 41 ~,1 ,,\ I N... Z9 '1'1 \ I . "'''l'l,.,..,%. -- I ,..,1 ~ \. .,p 8T~":,.J':~~~ I "'':'~'''~' /, _ ...:.:'~ _ -u.;iJiiiD \ !D. I' / _ _ _ " ,...... I~ .,. / /' 1 ~ Jf \ -,1\ ,\9.; H U 4' +_ __I , ~. ~I ,~ ' -I ___ )CC~\ ~\\ 8\-- ;:/- / ... ;~ V \~\ / (450' ~ 0 T--\~ \ / , I 00-- I I /. ' I .,.~O I I , k I \~II \~ Y\ \ aB~~\ / \ \ / \t." / \ -II , X~~I ) He B \ \ '11\ / \~\ '\' ~~ ~ \ ,/ , I' / /\ ," IIV (/'" t';\'\ A \ / ' __~~\. 1\, /' (~ ,tf, , \ I --- 1\ ~ ___, \,;, / " \../f.,~,<,\ /,I{" , ~ .. \-.;::.- po.v' _~ I \ V \,..t-/ \"\) "" \ \ I \,,' . /j I \ 1\ " / \ \\ /\~/-- '\ I , \ _ , '. ____ NUA ~ ':!;.-=; '\.r'\~\.-\-' \J \ \. '.,.. . lo.... .. r 1--;'~A" , l'J y \ Exhibit F WILTFONG MOVING & STORAGE, INC. 2612 N. HOME STREET MISHAWAKA, INDIANA 46545-4495 PHONE 5741259~8554 - 674-5071 r Scott I rwi n 1008 Rentwater Road Camp Hi 11 , PA 17011 I DATE August 11, 2003 L --1 DESCRIPTION TOTAL Current storage Due: Warehouse handling off truck $ 520 00 Storage: 6/1 to 7/1 455 00 7/1 to 8/1 455 00 8/1 to 9/1 455 00 Trailer fee from 6/1 to 6/30 400 00 Current ammount due $2,285 00 Please remit pink copy with payment. Thank You!!!! NOTE: Uarehouse handling back out of storage when serviced. Form 57 GCOI'YAlQHT ti9O.MIUIIN PAlNTlNQ fe..'29O MOTOR FlMKWAy.ISl.ANCK.\,NY 11T..(lQtl 582.-.:1 . r I Scott Irwin DATE 9/5/03 L \ --1 . . , D E S'C A I P T ION TOTAL '. Warehouse handling , 9lease remit payment upon delivery of household $520 00 ds. Thank: Toul! II \?c- ~ -to - 6 -)....', .' ~ '0 '.. ., '- .. .-. :' -,-'~:"~~::,;;'~f~~".. .", :... . , ;g~,\' . -...,...,;. .~.~.,;. ;. . ,.._,.....p.~..,&. _ ~:;_..-_;;..,.\........;.... .:..4d +,:":::.?;i;":: .~.:.,. ~ . . - . ~..,,- ..>::::1''' '..~i}.~y.;. ""~.Y:t:~\-~~ ~..,- ',-,.,...-,.~~~"'""'..,..:","".~: '- -',"".&":-"-'l-""~--~t.".,r~_ ,....,.:'~;,;:'t.2~~. . ":,'. :'-"~":~~:{'~f7~~~~i:~i~;#' .~~:. /J........ .- "~ <., . _. -Form &7....": -.' ..I ;._. '. ".":j'~~.,,,..:, ._'".. .~!SE_..,.,::., .~~.~ .. "~"~~;~1if:: -,,', Exhibit G . OMq NO. 2502.0215 :tI A. B. TYPE OF LOAN: U.S. DEPARTMENT OF HOUSING & URBAN DEVELDPMENT 1.oFHA 2-OFmHA 3.I!ICONV, UNINS. ..OVA 5.0CONV.INS. 8, FILE NUMBER: /7. LOAN NUMBER: SETTLEMENT STATEMENT 3119.1 00374085 8. MORTGAGE INS CASE NUMBER: C. NOTE: This Ionn to futnJMred to gIve)lOU. _, oIoduoJ ../tlllmonl co... Amounupoid to ond by fII. _, _ __. llema marlced 7POCr we,.". outJ/d. the c/oling; they./'8 .shown he", for informational purpo_a and Me not 1tItJJuftd.. lltelDtals. 1,0 3/11 on..tIMlN.PRla". trlll D, NAME AND ADDRESS OF BORROWER: E, NAME AND ADDRESS OF SELLER: F. NAME AND ADORESS OF LENDER: Scott E. Irwin and Allen W. Stackhouse and Equity One. Inc. Cheryl O. IlWtn Greta M. Stackhouse 237 West Choco&ate Avenue 50722 Ph.asant Cove Drtve 85 Biddle Road Hershey, PA 17033 GzangOf. IN 48530 Carlisle. PA 17013 G, PROPERTY LOCATION: H. SEITLEMENT AGENT: 28.0007758 I. SEITLEMENTDATE: 85 Biddle Road Hanft & Knight, P.C. Carlisle. PA 17013 September 5, 2003 Cumbetfand County, Pennsyfvania PLACE OF SETTLEMENT 19 Brookwood Avenue. Suite 106 Ca~lsIe. PA 17013-9142 I, J, SUMMARY OF BORROWER'S TRANSACTION K. SUMMARY OF SELLER'S TRANSACTION 100. GROSS AMOUNT DUE FROM BORROWER: 400. GROSS AMOUNT DUE TO SELLER: 101. Contrad Sales Price 279,900,00 401. Contract Sales Price 279.900,00 102, Personal Prooertv 402. Personal Prol3ertv 103. Settlement Charnes to BolTOW8r CUne 14001 16,320,86 403. 104, 404, 105, 405, Adiustments For Items Paid 8 S,".r in advance Adjustments For Items Paid S Seller in advance 106. Coun Taxes 09106103 10 01101104 227.23 406. Coun Taxes 09106103 10 01101104 227,23 107. Schoot Taxes 09106103 10 07101104 1,798.70 407. School Taxes 09106103 10 07101104 1.798.70 108. Assessments 10 408. Assessments 10 109, 409. 110. 410, 111. 411. 112, .,2, 120, GROSS AMOUNT DUE FROM BORROWER 298,246,79 420. GROSS AMOUNT DUE TO SELLER 281,925.93 200. AMOUNTS PAlD BY OR IN BEHALF OF BORROWER: SOD. REDUCTIONS IN AMOUNT DUE TO SELLER: 201. Deoosit or lamesl money 10,000.00 501. Excess OeDOsit (See Instructions , 202. Prindpal Amount of New Loan(s 265,900,00 502. Settlement Charon to Seller (Une 1400 24,962,76 203. Exlstina lcan(s) taken subied to 503. existing Ioan(s) taken subject to 204, 504. Payoff of first Mortgage 205, 505. Pa '(!Jff of second Mortga e 206, 506, 207, 507. (Deposit disb. as DrOceeds) 208, 508. " 209. 509. Ad ustments For Items Unoaid By Seller Ad/uslments For Items Unoald Bv Seller 210. Coun Taxes 10 510. CountvlTwo Taxes 10 211. School Taxes 10 511. School Taxes 10 212. Auessments 10 512. Assessments 10 213, 513, 214. 514. 215, 515, 216, 516, 217. 517. 218, 518. 219, 519. 220. TOTAL PAID BY/FOR BORROWER 275.900.00 520. TOTAL REDUCTION AMOUNT DUE SELLER 24.962.76 300. CASH AT SETTLEMENT FROMlTO BORROWER: 100. CASH AT SETTLEMENT TOIFROU SELLER: 301. Gross Amount Due From Borrower (Une 120) 298.248.79 601, Glo.. Amount Due To Selr~Una 420 281 925,93 302. less Amount Paid BvlFor Borrower (L ne 220) ( 275,900.00 802. Lns ReducUons Due Seller Me 520) ( 24.962.76 303. CASH ( X FROM J ( TO J BORROWER 22,348.79 603. CASH ( X TO J ( FROM J SELLER . / 256,963.17 The undersJgned hereby acknowledge racelpt of a completed copy of pages 1&2 of Ihis statement & any attachments referred ~reln. , Seller Gl. ~' W. "'( Bonower ~.u.~~ :<- ~.-- ~ Scott e. Irwln AO:'h ~ Allen W. Stackhouse C - . ~Q..1Ji ~.L,~ - -'__ "'nary'lu.~~ M. S ouae ..1:. -. 700. TOTAL COMMISSION .'~od on Price DIvision 700 as ws: 701. 7,293.2S 10 Jock lor 702. S 8.372.00 to ~BMker Hom..... SeMees Group 703, Commlalon Pold 01 I 704. ....- Foe 10 C_ Banker 8OO./TEMS PAYABU! IN CONNECTION WITH LOAN 801. lo8" !nation Fee 1.??oo '" to e One. Inc. 802. Loan Oltcounl I,SOQO % 10 EquIly~One.lnc. 803, ApprUol Foe 10 EQu . Inc. 804. redlt to Eaull . loe. 805. Lender's Inapection Fee to Equl iVOfte. Inc. 806. Tax Setvice Fee to E u One, Inc. 807. Flood CertUlcatkm to Equl One. Inc. 808. Document Preparation to--E:quity One. Inc. 809, 810. 811, 900. ITEMS REQUIRED BY LENDER TO BE PAID IN ADVANCE 901.Inleresl From 09lOSIIl3 to 10101103 "" S 42,7990001dliy ( 26 days 902. Me a. Insurance Premium for 2 months to Triad Guaran Insurance 903. Hazard Insurance Premium for 1.0 ars 10 Eri. Insurance Com an 904, 905. 1000. RESERVES DEPOSITED WITH LENDER 1001. Hazard Insurance 7.000 1002.~ln8uranC8 1003.COun~lTwnTax.s 1004. School Taxes 1005. Assessments 1006, 1007, 1008.~ate AdlUstment 11 00. TITLE CHARGES 1101. SettlementorClosl;;-Fee 1102. AbstradorTlUeSearch 1103. T1U. examination 1104. Altome"a Fees 1105. DocumentP~t1on 1106. Nota Fees 1107. Attom~ Fees Include& above item numbers: 1108. nUel" n neludes above/tem numbers: 1109. lender's Coverage 1110. Owner's Coveraoe 1111. Endorsements 100130018.1 1112. Closing Service Letter 1113. 1200. GOVERNMENT RECORDING AND TRANSFER CHARGES 1201. Recording Fees: Ceed S 38,50: Mortgage S 72.50; 1202. CiiVlCouriiV1'axlSfamns: Deed . ~ 1203. State TaxlSta;TN: Revenue Sramns 560.00; ~ 1204. 2003 Coon Taxes to Debra Basehore Wiest Tax 011 dor 1205. 2003-04 School Taxes to Debra Basehore Wiest. Tax Collector 1300. ADDmONAL SETTLEMENT CHARGES 1301. Su~~ to 1302. Pest Insr;;;tjon to S.C. PA Home InsDadlon $25.00 POC B 1303. Ovemlnt1t Mail Fee to Hanft & Ktiinht. P.C. Pk .OA 1304. Home Ins n S.C. PA Home Ins dlon $275.00 POC (8 1305. See addll1 dlsb. oxhlM to 1.223,32 1400. TOTAL SETnEMENT CHARGES lEnt.r on Lines 103. Section J .nd 502, SectIon II. 16.320.86 IyIQ'ling~tol"""''''''''IlI."....~ . ~II ~uiI.~CXIp)'oIp.ge2ui1""_~~J . J;-L/) A/1. './ld e :./"" -, \ A IV Ir Hanft & Knight. P.C. " Settlement Agent S L. SETTLEM.ENT CHARGES -.. % lU85.2S .""'- .- "'-AT ImUWHT .""'- -- _AT Im\8Dr 1 2.859.00 3.981.50 ~::i 7~ 85.00 11.00 HiD. %) 1.112.n 345,88 $643,00 POC 9.000 4.000 months $ months $ months $ months $ months @ $ months~S months ~ months -inl- S 53.58 "'"' month r:;;;-month 57.85 DM' month 187.22 rNIIr month per month ----nAr month ---,;;r~th ----,,;r month 37S,06 520,85 748,88 -622,75 to 10 to to Samuel L. Andes to Diane G. Raddlff. Enlre to Hanft & Kni ht. P.C. to Hilnft & Knight, P.C. 520.00 983,75 5,00 325,00 to Central Penn Settlement Services LLC 1758.7 I S 265.900.00 S 279.900,00 to Central Penn Settlement Services, LLC to Central Penn Settlement Services, lLC 150,00 35,00 Releases $ 111.00 2.7~ 2.799,00 708,88 2.275,55 57,00 2.010.33 24,962,78 Certified 10 be a true copy. . -r ~ , """'~' ""';"', ,,;,.:<:, .'~.~:.~.:. ""~;;{~ :.', ,\.~,-. :": . ADDmONAL DISBURSEMeNTS EXHIBIT , . Borrower: Scolt E. Irwin end Cheryl D. Irwin Seller: Allen W. SlackhClUl8 end Greta M. Stackhouse Lender: Equity One, Inc. Settlement Agent: Henft & Knight, P.C. (717)249-5373 Place of Selllement: 19 Brookwood Avenue, Suite 106 Carllele, PA 17013-9142 Selt/ement Dale: September 5,2003 Property LocaUon: 85 BIddIe Road Carllele, PA 17013 Cumberland County, Pennsylvania PAYEElDESCRIPTION NOTElREF NO SELLER BORROWER Jack Gaughen Realtor ERA Transaction Fee Don Rickards Septic Pump Chimney Sweep Systems Chimney Sweep (Held in Escrow) Don Rickards Repairs (Earl Moyer) 100.00 187.00 1,223.32 1,223.33 500.00 Tolal AddiUonal DIsbursements shown on Line 1305 $ 1,223.32 $ 2,010.33 / (3119-11RWIN.PFDI3119.1/17) I . IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA SCOTT E. IRWIN and CHERYL D. IRWIN, Plaintiffs, v, CIVIL ACTION - LAW ALLAN W. STACKHOUSE and GRETA M, STACKHOUSE, Defendants. No. 2004 - 0083 VERIFICATION James 1. Nelson hereby verifies that he is the attorney for the Defendants and that the facts set forth in the foregoing Answer are true and correct to the best of his knowledge, information and belief, and he understands that false statements herein are made subject to the penalties of 18 Pa. C.S. 94904 relating to unswom falsifications to authorities. elson, Esquire ey . . No. 91144 19 Brookwood Avenue, Suite 106 Carlisle, P A 17013 (717) 249-5373 . IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA SCOTT E. IRWIN and CHERYL D. IRWIN, Plaintiffs, v, CNIL ACTION - LAW ALLAN W. STACKHOUSE and GRETA M. STACKHOUSE, Defendants. No. 2004 - 0083 CERTIFICATE OF SERVICE AND NOW, this 27th day of February, 2004, I, James 1. Nelson, Esquire, hereby certify that I have this day served the following person with a copy of the foregoing Complaint, by first class, United States Mail, postage pre-paid, addressed as follows: Diane G. Radcliff, Esquire 3448 Trindle Road Camp Hill, P A 17011 HANFT KNIGHT, P.C. ~~ N,"", E"IUi" Attorney ill No. 91144 19 Brookwood Avenue, Suite 106 Carlisle, P A 17013-9142 (717) 249-5373 Counsel for Plaintiffs ~ c~ r,) 1'",) (./j ",' '.,:::0 " .J::~' '~, o 'T] \": JJ d .. 'oJ "..) --J {) " , " .'\ ri IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYL VANIA SCOTT E, IRWIN and CHERYL D. IRWIN, Plaintiffs CIVIL ACTION - LAW v, No. 2004-0083 ALLAN W. STACKHOUSE and GRETA M. STACKHOUSE Defendants NOTICE TO PLEAD TO: Scott E. Irwin and Cheryl D. Irwin c/o Michael Hanft, Esquire Haft & Knight, P,C. 19 Brookwood Ave, Suite 106 Carlisle, PA 17013-9142 You are hereby notified to file a written response to the endorsed New Matter within 20 days from service hereof or a judgment may be entered against you. Respectfully submitted, '- GU_Ss- .P Tt\NE G RA: CLIFF, E~;: \ 3448 Trindle ad Camp H', 17011 Phone: (717) 737-0100 Fax: (717) 975-0697 Supreme Court ID # 32112 Attorney for Defendants IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYL VANIA SCOTT E. IRWIN and CHERYL D. IRWIN, Plaintiffs CIVIL ACTION - LAW V. No. 2004-0083 ALLAN W. STACKHOUSE and GRETA M, STACKHOUSE Defendants ANSWER TO AMENDED COMPLAINT WITH NEW MATTER And now, thiWSf-ctay of March, 2004, come the Defendants, Allan W. Stackhouse and Greta M. Stackhouse, by their Attorney, Diane G. Radcliff, Esquire, and file this Answer to Plaintiffs' Complaint with New Matter as follows: ANSWER DEFENDANTS' ANSWER TO PLAINTIFFS' COUNT I BREACH OF CONTRACT I, ADMITTED. It is admitted that the Plaintiffs are Scott E. Irwin and Cheryl D. Irwin, husband and wife, who reside at 85 Biddle Road, Carlisle, Cumberland County, Pennsylvania 17013. 2. ADMITTED. It is admitted that the Defendant, Allan W. Stackhouse, is an adult individual who resides at 1178 York Road, Mechanicsburg, Cumberland County, Pennsylvania 17055, 3. ADMITTED. It is admitted that the Defendant, Greta M. Stackhouse, is an adult individual who resides at 2221 IonoffRoad, Harrisburg, Dauphin County, Pennsylvania 17110. 4. ADMITTED. It is admitted that on or about March 25, 2003, the Plaintiffs and the Defendants entered into a Standard Agreement for the Sale of Real Estate (hereinafter, "Agreement of Sale") regarding that certain parcel of land known as 85 Biddle Road, Carlisle, Cumberland County, Pennsylvania and that a copy of the Agreement of Sale is 2 attached to Plaintiffs' Complaint as Exhibit "A", 5, DENIED. Defendants specifically deny the averment set forth in Paragraph 5 of Plaintiffs' Complaint that at the time the Agreement of Sale was entered into, the Defendants fraudulently represented to the Plaintiffs that the property being sold consisted of a subdivided 5.4 acre parcel of land with buildings and improvements thereon erected. By way of further Answer it is averred that: A. Prior to the signing of the Agreement of Sale, the Defendant, Greta Stackhouse, provided the Plaintiffs with a copy of the proposed subdivision plan, and told them that according to the Defendants' engineer Township approval was anticipated by the end of May, 2003. B. The Plaintiffs were fully advised and aware of the fact that Township approval of the subdivision plan was pending prior to their signing of the Agreement of Sale C. As a result of the foregoing, Plaintiffs knew, or should have known, that township approval was not guaranteed and that settlement might have to be postponed should such approval not occur by the May 30, 2003 settlement date. D. On the date of settlement Defendants were ready and willing and offered to transfer to Plaintiffs such title to the Property as they could give in light of the pending subdivision approval, and Plaintiffs refused to accept that title transfer. E. As a result of the foregoing and in accordance with the terms of the Agreement of Sale, Defendants offered to terminate the Agreement and refund and return the down payment deposit to Plaintiffs, which offer was refused by the Plaintiffs. F. The parties attempted to negotiate the sale of the entire property being subdivided but were unable to come to terms on that sale. G. When the parties were unable to come to terms on the sale and purchase of the entire property, Plaintiffs advised Defendants that they would wait until final approval of the subdivision plan, and if approved within a reasonable period of time, they would complete the settlement at that time. H. After it appeared that settlement would not occur by the May 30,2003 settlement date Defendants offered to rent the property to Plaintiffs at a reasonable rental rate and Plaintiffs refused to agree to such rent payment. The renting of the property at this 3 reasonable rate would have negated Plaintiffs storage of their personal property Plaintiffs storage of their personal property I. When final approval of the subdivision plan was obtained in August, 2003, the partes agreed to and did in fact complete the transaction and held settlement on September 4, 2003, on which date title to the Property was transferred to Plaintiffs. J. At no time after Plaintiffs chose to await approval of the subdivision plan did Plaintiffs inform Defendants that they would hold them responsible for their damages claimed in their complaint if settlement took place and title transferred to Plaintiffs. K. Defendants would not have sold the property to Plaintiffs had they been advised that Plaintiffs intended on holding them responsible for the damages claimed in Plaintiffs' Complaint. 6. ADMITTED. It is admitted that the Agreement of Sale does not reference that the transaction was subject to the approval of a Subdivision Plan. By way of further Answer, Defendants incorporate by reference the averments and answers set forth in Paragraph 5 herein the same as if fully set forth at length herein. 7. DENIED. Defendants specifically deny the averment set forth in Paragraph 7 of Plaintiffs' Complaint that unbeknownst to Plaintiffs, at the tirne the parties were negotiating the purchase of the Property, the Defendants were still awaiting approval of the subdivision of a 10.8 acre tract of/and in their possession, of which the 5.4 acre parcel that the Plaintiffs contracted to purchase was a part. By way of further Answer, Defendants incorporate by reference the averments and answers set forth in Paragraph 5 herein the same as if fully set forth at length herein. 8. ADMITTED. It is admitted that at the time that the Parties entered into the Agreement of Sale, the Subdivision Plan had not, in fact, been approved. By way of further Answer, Defendants incorporate by reference the averments and answers set forth in Paragraph 5 herein the same as if fully set forth at length herein. 9. DENIED. Defendants specifically deny the averment set forth in Paragraph 9 of Plaintiffs' Complaint that at no point prior to the time the parties entered into the Agreement of Sale did the Defendants advise the Plaintiffs that the Subdivision Plan was still under review. By way of further Answer, Defendants incorporate by reference the averments and answers set forth in Paragraph 5 herein the same as if fully set forth at length herein. 4 10, ADMITTED. it is admitted that the Plaintiffs and the Defendants agreed to a real estate settlement closing date on or before May 30, 2003. By way of further Answer, Defendants incorporate by reference the averments and answers set forth in Paragraph 5 herein the same as if fully set forth at length herein. 11. ADMITTED. It is admitted that Section Five ofthe Agreement of Sale provides that time was of the essence ("The said date for settlement and all other dates and times referred to for the performance of any of the obligations of this Agreement are agreed to be of the essence of this agreement and are binding."). 12. DENIED/WITHOUT KNOWLEDGE. Defendants are without knowledge or information as to the truth or falsity of the averment set forth in Paragraph 12 of Plain tiffs' Complaint that in reliance upon the mutually agreed-upon settlement date, the Plaintiffs sold their former residence in Granger, Indiana, and retained the services of a moving company, Wiltfong Moving & Storage, Inc., to package and transport their personal possessions to Carlisle, Pennsylvania, with the intent of having said possessions moved into the property at 85 Biddle Road, and said averment is, therefore, denied. Defendants demand proof thereof at the trial of this case, if relevant. 13, DENIED/WITHOUT KNOWLEDGE. Defendants are without knowledge or information as to the truth or falsity ofthe averment set forth in Paragraph 13 of Plaintiffs' Complaint that in further reliance upon the mutually agreed-upon settlement date, and for the purpose of purchasing the property at 85 Biddle Road, the Plaintiffs applied for and were approved for a mortgage in the amount of $265,900.00, at an interest rate of 5.875%, and said averment is, therefore, denied. Defendants demand proof thereof at the trial of this case, if relevant. 14, DENIED/WITHOUT KNOWLEDGE. Defendants are without knowledge or information as to the truth or falsity ofthe averment set forth in Paragraph 14 of Plaintiffs' Complaint that when the closing on the property was scheduled to have taken place, the Plaintiffs were ready, willing, and able to purchase the property at 85 Biddle Road, and said averment is, therefore, denied. Defendants demand proofthereofatthe trial ofthis case, if relevant. By way of further Answer, Defendants incorporate by reference the averments and answers set forth in Paragraph 5 herein the same as if fully set forth at length herein. 15. DENIED. Defendants specifically deny the averment set forth in Paragraph 15 of Plaintiffs' Complaint that due to the Defendants' failure to have secured the necessary approval for said subdivision plan, they were unable to deliver title to the Property on May 30, 2003. By way of further Answer, Defendants aver that they could transfer title to the Property but that such title was not acceptable to Plaintiffs. Defendants further incorporate by reference the 5 averments and answers set forth in Paragraph 5 herein the same as iffully set forth at length herein. 16, DENIED. Defendants specifically deny the averment set forth in Paragraph 16 of Plaintiffs' Complaint that at no time prior to the scheduled closing was any disclosure made to the Plaintiffs that the property had not yet been subdivided and no request was made by Defendants for any time extensions. By way of further Answer, Defendants incorporate by reference the averments and answers set forth in Paragraph 5 herein the same as if fully set forth at length herein. 17. DENIED, Defendants specifically deny the averment set forth in Paragraph 17 of Plaintiffs' Complaint that the Plaintiffs had available to them four sources of information regarding the property: the Agreement of Sale, the Seller Disclosure form, the MLS listing, and a copy of the subdivision. None ofthese documents made any mention ofa pending Subdivision Plan application. The Seller Disclosure Form, the MLS Listing and the copy of the Subdivision are attached hereto as Exhibits C, D, and E and incorporated herein by reference. By way of further Answer, Defendants incorporate by reference the averments and answers set forth in Paragraph 5 herein the same as if fully set forth at length herein. 18. ADMITTED. It is admitted that the Defendants' application for the Subdivision Plan was eventually approved in August 2003, and the closing took place on September 4,2003. 19, DENIED. Defendants specifically deny averment set forth in Paragraph 19 of Plaintiffs' Complaint that as a consequence of the Defendants' failure to disclose the material fact that the Subdivision Plan had not yet been approved and the resulting inability of the Defendants to deliver title to the property, the Plaintiffs incurred substantial expenses. By way of further Answer, Defendants aver that they did not fail to disclose the material fact that the Subdivision Plan had not yet been approved and the resulting inability of the Defendants to deliver title to the property, the Plaintiffs incurred substantial expenses and further Defendants incorporate by reference the averments and answers set forth in Paragraph 5 herein the same as if fully set forth at length herein. 20. DENIED/WITHOUT KNOWLEDGE. Defendants are without knowledge or information as to the truth or falsity ofthe averment set forth in Paragraph 20 of Plaintiffs' Complaint that as a result of the delay caused by the Defendants, the Plaintiffs, at a cost of$2,805.00, were compelled to have their personal property and possessions removed from the truck that was used to transport them from Indiana, to have them stored in warehouse for the duration of the delay, and then placed back on another truck for the purpose of delivery to 85 Biddle Road. Receipts for these expenditures are attached as Exhibit F and incorporated herein by 6 reference, and said averment is, therefore, denied. Defendants demand proof thereof at the trial of this case, if relevant. 21. DENIED/WITHOUT KNOWLEDGE. Defendants are without knowledge or information as to the truth or falsity ofthe averment set forth in Paragraph 21 of Plaintiffs' Complaint that as a result of the delay caused by the Defendants, the Plaintiffs were compelled to pay two and one-half (2V,) points on the amount of their mortgage in order to retain the favorable mortgage interest rate that they had originally received; this expense amounted to $6,647.50, A copy of the Settlement Statement that reflects this amount is attached hereto as Exhibit G and incorporated herein by reference, and said averment is, therefore, denied. Defendants demand proof thereof at the trial of this case, if relevant. 22. DENIED/WITHOUT KNOWLEDGE. Defendants are without knowledge or information as to the truth or falsity of the averment set forth in Paragraph 22 of Plaintiffs' Complaint that as a result of the delay caused by the Defendants, the Plaintiffs were deprived of the rents, profits, and/or use of the contracted-for property for the duration of that delay; accordingly, Plaintiffs are entitled to damages in an amount equal to the fair rental value of the property, less interest on the purchase price ($3,402.45), and said averment is, therefore, denied. Defendants demand proof thereof at the trial of this case, if relevant. WHEREFORE, Defendants request this Honorable Court to enter judgment in favor of Defendants and against Plaintiffs, dismissing Count I of Plaintiffs' Complaint and their request for judgment in the amount of $ 12,854.95 and any additional relief that the Court deems appropriate, DEFENDANTS' ANSWER TO PLAINTIFFS' COUNT II VIOLATION OF UNFAIR TRADE PRACTICES ACT 23, Defendants incorporate by reference the answers and averments set forth in Paragraphs I through 22 herein the same as if fully set forth at length. 24. LEGAL CONCLUSIONJDENIED. The averment set forth in Paragraph 24 of Plaintiffs' Complaint is a legal conclusion to which no Answer is required. In the event it is determined that a Answer is required, Defendants specifically deny that they made a rnisrepresentation of material fact when they informed the Plaintiffs that the property being sold consisted of a subdivided 5.4 acre parcel ofland with buildings and improvements thereon erected. The Defendants also specifically deny that they ever made a misrepresentation of material fact when they informed the Plaintiffs that the property being sold consisted of a subdivided 5.4 acre parcel of land with buildings and improvements thereon erected. By way of further 7 Answer, Defendants incorporate by reference the averments and answers set forth in Paragraph 5 herein the same as iffully set forth at length herein. 25. LEGAL CONCLUSION/DENIED. The averment set forth in Paragraph 25 of Plaintiffs' Complaint are a legal conclusion to which no Answer is required. In the event it is determined that a Answer is required, Defendants specifically deny that they made a misrepresentation of material fact when they failed to inform the Plaintiffs that the Defendants were still awaiting approval for the subdivision of a 10.8 acre tract ofland in their possession, of which the 5.4 acre parcel that the Plaintiffs contracted to purchase was a part. The Defendants also specifically deny that they failed to inform the Plaintiffs that the Defendants were still awaiting approval for the subdivision of a 10.8 acre tract of land in their possession, of which the 5.4 acre parcel that the Plaintiffs contracted to purchase was a part. By way of further Answer, Defendants incorporate by reference the averments and answers set forth in Paragraph 5 herein the same as if fully set forth at length herein. 26. LEGAL CONCLUSION/DENIED. The averment set forth in Paragraph 26 of Plaintiffs' Complaint are a legal conclusion to which no Answer is required. In the event it is determined that a Answer is required, Defendants specifically deny that they made any misrepresentations of material fact with full knowledge of their falsity. By way of further Answer, Defendants incorporate by reference the averments and answers set forth in Paragraph 5 herein the same as if fully set forth at length herein. 27. DENIED. Defendants specifically deny that the made any misrepresentations to the Plaintiffs of any nature, including any such representations that were of such a nature that had they not been made the Plaintiffs would not have entered into the transaction. By way of further Answer, Defendants incorporate by reference the averments and answers set forth in Paragraph 5 herein the same as if fully set forth at length herein. 28, DENIED. Defendants specifically deny that Defendants made any misrepresentations, nor that for any representation made, that Defendants did so with the intent of misleading the Plaintiffs into reliance thereon. By way of further Answer, Defendants incorporate by reference the averments and answers set forth in Paragraph 5 herein the same as if fully set forth at length herein. 29. DENIED WITHOUT KNOWLEDGE. Defendants are without knowledge or information as to the truth or falsity of the averment set forth in Paragraph 29 of Plain tiffs' Complaint that in justifiable reliance upon the misrepresentations rnade by the Defendants, the Plaintiffs sold their former residence in Indiana, had their personal possessions removed from said residence, and secured financing to purchase the 5.4 acre property described by the 8 Defendants, and said averment is, therefore, denied. Defendants demand proofthereof at the trial of this case, if relevant. By way of further Answer, Defendants incorporate by reference the averments and answers set forth in Paragraph 5 herein the same as if fully set forth at length herein. 30. DENIED WITHOUT KNOWLEDGE. Defendants are without knowledge or information as to the truth or falsity of the averment set forth in Paragraph 30 of Plaintiffs' Complaint that due to the Plaintiffs' justifiable reliance upon the Defendants' material misrepresentations, the Plaintiffs suffered consequential damages in the amount of Twelve Thousand Eight Hundred Fifty-Four Dollars and Ninety-Five Cents ($ 12,854.95), and said averment is, therefore, denied. Defendants demand proof thereof at the trial of this case, ifrelevant. By way of further Answer, Defendants incorporate by reference the averments and answers set forth in Paragraph 5 herein the same as if fully set forth at length herein. 31. LEGAL CONCLUSION/DENIED. The averment set forth in Paragraph 31 of Plaintiffs' Complaint are a legal conclusion to which no Answer is required. In the event it is determined that a Answer is required, Defendants specifically deny that they made fraudulent misrepresentations to the Plaintiffs during the negotiations for the sale of the Property, that the property being sold consisted of a subdivided 5.4 acre parcel of land with buildings and improvements thereon erected, constituted a violation of the Pennsylvania Unfair Trade Practices and Consumer Protection Law, 73 Pa.C.S.A. 9201.1 et. seq. Byway of further Answer, Defendants incorporate by reference the averments and answers set forth in Paragraph 5 herein the same as if fully set forth at length herein. 32. STATUTORY PROVISION. The averment set forth in Paragraph 32 of Plaintiffs' Complaint is a reiteration of a statutory provision that pursuant to 73 Pa.C.S.A. 9201-9 .2( a), "the court may, in its discretion, award up to three times the actual damages sustained, but not less than one hundred dollars ($ I 00), and may provide such additional relief as it deems necessary or proper.", to which no Answer is required. 33. STATUTORY PROVISION. The averment set forth in Paragraph 33 of Plaintiffs' Complaint is a reiteration ofa statutory provision that pursuant to 73 Pa.C.S.A. 9201-9.2(a), "the court may award to the Plaintiff, in addition to other relief [provided in this section], costs and reasonable attorney fees." to which no Answer is required. WHEREFORE, Defendants requests this Honorable Court to enter judgment in favor of Defendants and against Plaintiffs, dismissing Count II of Plaintiffs' Complaint and their request for judgment in the amount of$12,854.95, reasonable attorneys fees, and any additional relief that the Court deems appropriate. 9 DEFENDANTS' ANSWER TO PLAINTIFFS' COUNT III FRAUDULENT MISREPRESENTATION 34. Defendants incorporate by reference the answers and averments set forth in Paragraphs 1 through 33 herein the same as if fully set forth at length. 35, LEGAL CONCLUSION/DENIED. The averment set forth in Paragraph 35 of Plaintiffs' Complaint are a legal conclusion to which no Answer is required. In the event it is determined that a Answer is required, Defendants specifically deny that they intentionally and/ornegligently misrepresented a material fact when they allegedly informed the Plaintiffs that the property being sold consisted of a subdivided 5.4 acre parcel ofland with buildings and improvements thereon erected. Defendants further deny that Defendants ever informed the Plaintiffs that the property being sold consisted of a subdivided 5.4 acre parcel of land with buildings and improvements thereon erected. By way of further Answer, Defendants incorporate by reference the averments and answers set forth in Paragraph 5 herein the same as if fully set forth at length herein. 36. LEGAL CONCLUSION/DENIED. The averment set forth in Paragraph 36 of Plaintiffs , Complaint are a legal conclusion to which no Answer is required. In the event it is determined that a Answer is required, Defendants specifically deny that they intentionally and/or negligently misrepresented a material fact or intentionally concealed a material fact when they allegedly failed to inform the Plaintiffs that the Defendants were still awaiting approval for the subdivision of a 10.8 acre tract ofland in their possession, of which the 5.4 acre parcel that the Plaintiffs contracted to purchase was a part. Defendants further deny that Defendants ever failed to inform the Plaintiffs that the Defendants were still awaiting approval for the subdivision of a 10.8 acre tract ofland in their possession, of which the 5.4 acre parcel that the Plaintiffs contracted to purchase was a part. By way of further Answer, Defendants incorporate by reference the averments and answers set forth in Paragraph 5 herein the same as if fully set forth at length herein. 37, LEGAL CONCLUSION/DENIED. The averment set forth in Paragraph 37 of Plaintiffs' Complaint are a legal conclusion to which no Answer is required. In the event it is determined that a Answer is required, Defendants specifically deny that their misrepresentation and nondisclosure were material to the transaction at hand, and the Defendants made them falsely, with knowledge of their falsity, or ought to have known of their falsity. Defendants further deny that they ever made any misrepresentation and nondisclosure that were material to the transaction at hand, nor that any such representations 10 were made them falsely, with knowledge of their falsity, or ought to have known of their falsity. By way of further Answer, Defendants incorporate by reference the averments and answers set forth in Paragraph 5 herein the same as if fully set forth at length herein. 38. LEGAL CONCLUSIONIDENIED. The averment set forth in Paragraph 38 of Plaintiffs' Complaint are a legal conclusion to which no Answer is required. In the event it is determined that a Answer is required, Defendants specifically deny that they had a duty to fully disclose to the Plaintiffs that the Defendants were still awaiting approval for the subdivision of a 10.8 acre tract ofland in their possession, of which the 5.4 acre parcel that the Plaintiffs contracted to purchase was a part. By way of further Answer, Defendants incorporate by reference the averments and answers set forth in Paragraph 5 herein the same as if fully set forth at length herein. 39. DENIED. Defendants specifically deny the averment set forth in Paragraph 39 of Plaintiffs' Complaint that Defendants' misrepresentation and non-disclosure were made with the intent to mislead or induce the Plaintiffs into reliance upon them. Defendants further specifically deny that they made any such misrepresentation and non-disclosure. By way of further Answer, Defendants incorporate by reference the averments and answers set forth in Paragraph 5 herein the same as if fully set forth at length herein. 40, LEGAL CONCLUSIONIDENIED. The averment set forth in Paragraph 40 of Plaintiffs' Complaint are a legal conclusion to which no Answer is required. In the event it is determined that a Answer is required, Defendants specifically deny that the Plaintiffs justifiably relied upon the Defendants' misrepresentation and nondisclosure and, as a proximate cause thereof, incurred damages in the amount of Twelve Thousand Eight Hundred Fifty-Four Dollars and Ninety-Five Cents ($12,854.95). Further Defendants specifically deny that Defendants made any misrepresentation or failed to disclose any material fact to Plaintiffs. By way of further Answer, Defendants incorporate by reference the averments and answers set forth in Paragraph 5 herein the same as if fully set forth at length herein. WHEREFORE, Defendants requests this Honorable Court to enter judgment in favor of Defendants and against Plaintiffs, dismissing Count III of Plaintiffs' Complaint and their request for judgement in the amount of$12,854.95, reasonable attorneys fees, and any additional relief that the Court deems appropriate. 11 DEFENDANTS' ANSWER TO PLAINTIFFS' COUNT IV VIOLATION OF REAL ESTATE SELLER DISCLOSURE LAW 41. Defendants incorporate by reference the answers and averments set forth in Paragraphs I through 40 herein the same as if fully set forth at length. 42, STATUTORY PROVISION. The averment set forth in Paragraph 42 of Plaintiffs' Complaint is a statutory provision that the Real Estate Seller Disclosure Law, 68 Pa.C.S.A. 97301 et. seq., provides that "any seller who intents to transfer any interest in real property shall disclose to the buyer any material defects with the property known to the seller by completing all applicable items in a property disclosure statement which satisfies the requirements of section 7304 (relating to seller disclosure form)." 68 Pa.C,S.A. 97303, to which no Answer is required. 43. STATUTORY PROVISION. The averment set forth in Paragraph 43 of Plaintiffs' Complaint is a statutory provision that Section 7304(b)(16) of the Real Estate Seller Disclosure Law provides that "[the form of property disclosure statement promulgated by the State Real Estate Commission shall call for disclosure with respect to . . .[l]egal issues affecting title or that would interfere with use and enjoyment of the property." , to which no Answer is required. 44. DENIED/WITHOUT KNOWLEDGE. Defendants are without knowledge or information as to the truth or falsity ofthe averment set forth in Paragraph 44 of Plaintiffs' Complaint that the Seller's Property Disclosure Statement (Exhibit C) that was signed by the Defendants and provided by the Defendants to the Plaintiffs included a provision, l6(f), whereby the Defendants could have made known the fact that subdivision approval was stilI pending at the time that the parties entered into the Agreement of Sale, and said averment is, therefore, denied. Defendants demand proof thereof at the trial of this case, if relevant. By way of further Answer, Defendants incorporate by reference the averments and answers set forth in Paragraph 5 herein the same as if fully set forth at length herein, and further aver that Defendants were not aware and do not believe that the said Paragraph 16(f) had anything to do with subdivision approval and that title to their property was good at the time of the signing of the disclosure staternent. 45. ADMITTED. Defendants admit that Section 16(f) of the Seller's Property Disclosure Statement inquired whether the Defendants "were aware of any reason, including a defect in title, that would prevent them from giving a warranty deed or conveying title to the property,", and that on the Statement signed by the Defendants and provided by the Defendants to the Plaintiffs the box marked "no" was checked. By way offurther Answer, 12 Defendants incorporate by reference the averments and answers set forth in Paragraph 45 herein the same as if fully set forth at length herein. 46, LEGAL CONCLUSIONffiENIED. The averment set forth in Paragraph 46 of Plaintiffs' Complaint are a legal conclusion to which no Answer is required. In the event it is determined that a Answer is required, Defendants specifically deny that by failing to disclose to the Plaintiffs that subdivision had not been approved, the Defendants violated Section 7303 of the Real Estate Seller Disclosure Law. Defendants further deny that they failed to disclose to the Plaintiffs that subdivision had not been approved. By way of further Answer, Defendants incorporate by reference the averments and answers set forth in Paragraphs 5 and 45 herein the same as iffully set forth at length herein. 47. STATUTORY PROVISION. The averment set forth in Paragraph 47 of Plaintiffs' Complaint is a reiteration of statutory provisions that Section 7308 of the Real Estate Seller Disclosure Law provides that, "[i]n completing the property disclosure statement, the seller shall not make any representations that the seller or the agent for the seller knows or has reason to know are false, deceptive, or misleading and shall not fail to disclose a known material defect, to which no Answer is required. 48. LEGAL CONCLUSIONffiENIED. The averment set forth in Paragraph 48 of Plaintiffs' Complaint are a legal conclusion to which no Answer is required. In the event it is determined that a Answer is required, Defendants specifically deny that they violated Section 7308 of the Real Estate Seller Disclosure Law by knowingly making the false, deceptive, and misleading representation that the property offered for sale was a subdivided 5.4 acre parcel with improvements thereon. By way of further Answer, Defendants incorporate by reference the averments and answers set forth in Paragraph 5 herein the same as if fully set forth at length herein. 49, LEGAL CONCLUSIONffiENIED. The averment set forth in Paragraph 49 of Plaintiffs' Complaint are a legal conclusion to which no Answer is required. In the event it is determined that a Answer is required, Defendants specifically deny that they violated Section 7308 of the Real Estate Seller Disclosure Law by failing to disclose to the Plaintiffs that the subdivision had not been approved. By way of further Answer, Defendants incorporate by reference the averments and answers set forth in Paragraph 5 herein the same as if fully set forth at length herein. 50, STATUTORY PROVISION. The averment set forth in Paragraph 50 of Plaintiffs' Complaint is a reiteration of a statutory provision that Section 7311(a) of the Real Estate Seller Disclosure Law provides that "any person who willfully or negligently violates or fails 13 to perform any duty prescribed by any provision of this chapter shall be liable in the amount of actual damages suffered by the buyer as a result of a violation of this chapter.", to which no Answer is required. 51. STATUTORY PROVISION. The averment set forth in Paragraph 51 of Plaintiffs' Complaint is a reiteration of a statutory provision that Section 731l(a) of the Real Estate Seller Disclosure Law further provides that "[t]his subsection shall not be construed so as to restrict or expand the authority of a court to impose punitive damages or apply other remedies applicable under any other provision oflaw." WHEREFORE, Defendants requests this Honorable Court to enter judgment in favor of Defendants and against Plaintiffs, dismissing Count IV of Plaintiffs' Complaint and their request for judgement in the amount of$12,854.95, reasonable attorneys fees, and additional relief in the form of punitive damages, authorized by Section 7311 (a) of the Real Estate Disclosure law, that the Court deems appropriate. that the Court deems appropriate. DEFENDANTS' NEW MATTER 52, Defendants incorporate by reference the answers and averments set forth in Paragraphs I through 51 herein the same as if fully set forth at length, 53. Prior to the signing of the Agreement of Sale, the Defendant, Greta Stackhouse, provided the Plaintiffs with a copy ofthe proposed subdivision plan, and told them that according to the Defendants' engineer Township approval was anticipated by the end of May, 2003, 54, The Plaintiffs were fully advised and aware of the fact that Township approval of the subdivision plan was pending prior to their signing of the Agreement of Sale 55, As a result of the foregoing, Plaintiffs knew, or should have known, that township approval was not guaranteed and that settlement might have to be postponed should such approval not occur by the May 30, 2003 settlement date. 56. On or before the date of settlement and as soon as Defendants learned that their subdivision plan would not be approved by the Township in time for the settlement, Defendants promptly notified Plaintiffs that they were ready and willing and offered to transfer to Plaintiffs such title to the Property as they could give in light of the pending subdivision approval, and Plaintiffs refused to accept that title transfer. 14 57, As a result of the foregoing and in accordance with the terms of the Agreement of Sale, Defendants offered to terminate the Agreement and refund and return the down payment deposit to Plaintiffs, which offer was refused by the Plaintiffs. 58. The parties attempted to negotiate the sale of the entire property being subdivided but were unable to come to terms on that sale. 59. When the parties were unable to come to terms on the sale and purchase of the entire property, Plaintiffs advised Defendants that they would wait until final approval of the subdivision plan, and if approved within a reasonable period of time, they would complete the settlement at that time. 60, After it appeared that settlement would not occur by the May 30, 2003 settlement date Defendants offered to rent the property to Plaintiffs at a reasonable rental rate and Plaintiffs refused to agree to such rent payment. The renting of the property at this reasonable rate would have negated Plaintiff's double moving and storage of their personal property. 61. When final approval of the subdivision plan was obtained in August, 2003, the partes agreed to and did in fact complete the transaction and held settlement on September 4, 2003, on which date title to the Property was transferred to Plaintiffs. 62. At no time after Plaintiffs chose to await approval of the subdivision plan did Plaintiffs inform Defendants that they would hold them responsible for their damages claimed in their complaint if settlement took place and title transferred to Plaintiffs. 63. Defendants would not have sold the property to Plaintiffs had they been advised that Plaintiffs intended on holding them responsible for the damages claimed in Plaintiffs' Complaint. 64, By agreeing to wait for the subdivision plan approval, the Plaintiffs and Defendants entered into an oral agreement modifying the terms of the Agreement of Sale extending the date of settlement. As a result of said agreement, Defendants are not liable to Plaintiffs for the claims raised in Plaintiffs' Complaint. 65. By agreeing to wait for subdivision plan approval and then holding settlement after that approval was obtained, Plaintiffs waived any claims regarding the delay in settlement and are estopped from raising the claims set forth in Plaintiffs' Complaint. 66. The Plaintiffs' various claims set forth in Plaintiffs' Complaint are barred under the doctrine 15 of "merger", which occurred upon completion of the real estate sale and the transfer of the deed to the subject real estate to the Plaintiffs. 64, Plaintiffs' rights and claims are controlled by the terms of the Agreement. The monetary damages claimed by the Plaintiffs are not cognizable under the terms of the Agreement sued upon and are outside of the scope of damages, including but not limited to the damages set set forth in Paragraph 7 of the Agreement of Sale, which limits the damages that can be awarded under the facts alleged. 65. Plaintiffs' rights and claims are controlled by the terms of the Agreement. There is no representation in the Agreement that the subject land was subdivided. Paragraph 15 of the Agreement specifically provides that there are no other representations other than expressly set forth in the Agreement and the Agreement represents the entire understanding and agreement of the parties. Any such representation or misrepresentation as to subdivision, therefore, has no legal or contractual significance. 66. The transaction complained does not involve a trade or business ofthe Defendants, but rather is based on the sale oftheir personal residence and therefore does not fall within the purview of Pennsylvania Unfair Trade Practices and Consumer Protection Law, 73 Pa.C.S.A, 9201.1 et. seq. 67. The Real Estate Seller Disclosure Law is not applicable to this case since the disclosure statement was not part of the agreement sued upon and there has been no willful knowing violation, , ed, 16 VERIFICATION We verify that the statements made in the foregoing document are true and correct. We understand that false statements herein are made subject to the penalties of 18 Pa.C.S, Section 4904, relating to unsworn falsification to authorities. ~lJ. ALLAN W. STACKHOUSE Date: M ~~ 'Z.-'{ -z.. D'V'I 12/:/AJ1J1r~~ ~;--M. STACKHOUSE Date: ~ r9t( 0(00'/ 17 (') "" 0 c::::> ~-; "'" " .r- --I , , :x :r " :t-- nl ::':J r- 'TIll; ".> :nO (..n ~2r~ .T, .3::Mt ;--: -, - ( , , C.) --. .r.- --..;: C : . CERTIFICATE OF SERVICE 7-- I, DIANE G. RADCLIFF, ESQUIRE, hereby certify that on March;2 ~ 2004, I served a true and correct copy of the Defendants' Prelirninary Objections to Plaintiffs' Complaint upon Plaintiffs' Attorney, Michael J, Hanft, Esquire, by mailing same by first class mail, postage prepaid, addressed as follows: Michael J. Hanft, Esquire Haft & Knight, P.C. 19 Brookwood Ave., Suite 106 Carlisle, P A 17013-9142 , Respectfully submitted, ~~~ 448 Trindle oad Camp 1, PA 17011 Phone: (717) 737-0100 Supreme Court ID # 32112 Attorney for Plaintiffs IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYL VANIA SCOTT E. IRWIN and CHERYL D. IRWIN, Plaintiffs, v. CIVIL ACTION - LAW ALLAN W, STACKHOUSE and GRETA M. STACKHOUSE, Defendants. No, 2004 - 0083 REPLY TO NEW MATTEIl~ AND NOW, this 3" day of June, 2004, come Plaintiffs Scott E. Irwin and Cheryl D. Irwin, by and through their counsel, Hanft & Knight, P.c., and file the following Reply to New Matter, and in support thereof aver as follows: 52. Plaintiffs incorporate by reference the averments set forth in their Complaint herein as if fully set forth at length. 53. Denied. It is specifically denied that the Plaintiffs were provided with a copy of a proposed subdivision plan prior to the signing of the Agreement of Sale and that the Plaintiffs were told that Township approval was anticipated by the end of May, 2003. Strict proof of the averments contained in Paragraph 53 is demanded at trial. 54. Denied. It is specifically denied that the Plaintiffs were aware that Township approval of the subdivision plan was pending prior to the signing of the Agreement of Sale. Strict proof of the averments contained in Paragraph 54 is demanded at trial. 55, Denied. It is specifically denied that the Plaintiffs were aware that Township approval of the subdivision plan was pending prior to the signing of the Agreement of Sale and, accordingly, had no reason to know that settlement might have to b,) postponed in the event that said approval did not occur by May 30, 2003. Strict proof of the averments contained in Paragraph 55 is demanded at trial. 56. Denied. It is specifically denied that on or prior to the date of settlement, the Defendants notified Plaintiffs that they were prepared to transfer to the Plaintiffs such title to the Property as they could give and that the Plaintiffs refused to accept that title transfer, Strict proof of the averments contained in Paragraph 56 is demanded at trial. 57. Admitted in part and Denied in part, It is admitted that on June 25, 2003 the Defendants stated that they were willing to release the Plaintiffs' down payment monies upon execution of a release form, Plaintiffs lack sufficient information to form a belid as to the motives for Defendants' offer to refund and return the down payment deposit, therefor the remaining averments of Paragraph 57 are denied. Strict proof of the averments contained in Paragraph 57 is demanded at trial. 58. Denied as stated, Byway of further answer, the Defendants sent a letter to the Plaintiffs dated July 9,2003 (attached hereto as Exhibit "A" and by referen~e incorporated herein and made a part hereof); said letter speaks for itself. Strict proof of the avernlents contained in Paragraph 58 is demanded at trial. 59. Denied as stated, By way of further answer, the Ddendants sent the letter referenced in Paragraph 58 to the Plaintiffs; said letter speaks for itself. Strict proof of the averments contained in Paragraph 59 is demanded at trial. 60, Denied. It is specifically denied that the Defendants offered to rent the Property to the Plaintiffs at a reasonable rate. Strict proof of the averments in Paragraph 60 is demanded at trial. 61. Denied as stated. The Defendants' application for the Subdivision Plan was eventually approved in August 2003, approximately three months later than the settlement date that the parties had originally and mutually agreed-upon, and the closing took place on September 4, 2003; however, at the time that the parties entered into the agreement of sale, the Defendants had neither disclosed that subdivision approval was pending nor characterized subdivision approval as a condition of sale. Strict proof of the averments contained in Paragraph 61 is demanded at trial. 62. Admitted. By way of further answer, the Plaintiffs were under no duty to inform the Defendants that they might hold them responsible for damages incurred as a result of delays caused by the Defendants, 63. Denied, The Plaintiffs are without knowledge or information as to the truth of the averments set forth in Paragraph 63, and said averments are, therefor, denied. Strict proof of the averments in Paragraph 63 is demanded at trial. 64. Denied. The averments of Paragraph 64 are a conclusion oflaw to which no responsive pleading is required. If a more specific answer is deemed appropriate, the averments of Paragraph 64 are specifically denied and strict proof thereof is demanded at trial. 65. Denied. The averments of Paragraph 65 are a conclusion oflaw to which no responsive pleading is required. If a more specific answer is deemed appropriate, the averments of Paragraph 65 are specifically denied and strict proof thereof is demanded at tria1. 66. The averments of Paragraph 66 are a conclusion oflaw to which no responsive pleading is required. If a more specific answer is deemed appropriate, the averments of Paragraph 66 are specifically denied and strict proof thereof is demanded at trial. 67. [Paragraph 67 is numbered as a second Paragraph 64 in Defendants' New Matter.] Denied. The Agreement of Sale speaks for itself. Furthermore, th" averments of Paragraph 67 are a conclusion of law to which no responsive pleading is required. If a more specific answer is deemed appropriate, the averments of Paragraph 67 are specifically denied and strict proof thereof is demanded at trial. 68. [Paragraph 68 is numbered as a second Paragr~~ph 65 in Defendants' New Matter.] Denied. The Agreement of Sale speaks for itself. Furthermore, the averments of Paragraph 68 are a conclusion oflaw to which no responsive pleading is required. If a more specific answer is deemed appropriate, the averments of Paragraph 68 are specifically denied and strict proof thereof is demanded at trial. 69. [Paragraph 69 is numbered as a second Paragraph 66 in Defendants' New Matter.] Denied, The Agreement of Sale speaks for itself. Strict proof of the allegations contained in Paragraph 69 is demanded at trial. 70. [Paragraph 70 is numbered as a second Paragraph 67 in Defendants' New Matter.] Denied, The averments of Paragraph 70 are a conclusion oflaw to which no responsive pleading is required. If a more specific answer is deemed appropriate, the averments of Paragraph 70 are specifically denied and strict proof thereof is demanded at trial. WHEREFORE, the Plaintiffs respectfully request judgment in their favor and against Defendants. Respectfully submitted, Michae . Hanft, Esquire torney ill No. 57976 James 1. Nelson, Esquire Attorney ill No. 91144 19 Brookwood Avenue, Suite 106 Carlisle, Pennsylvania 17013-9142 F:\Vser Fo]derlFirm Docs\Gendocs2004\3]] 9-lnewmaner,rep]y_revised.wpd Attorneys for Plaintiffs Exhibit A DIANE G. RADCLIFF, ESQUIRE Attorney at Law 3448 Trindle Road Camp Hill, Pennsylvania 17011 Phone: (717) 737-0100 Facsimile: (717) 975-0697 July 9, 2003 Michael J. Haft, Esquire Haft & Knight, P.C. 19 Brookwood Ave. Suite 106 Carlisle, PA 17013-9142 Re: A.l~an and Greta Stackhouse to Scott and Chery~ Irwin 85 Biddl.e Road, Car~is~e, PA (5.4 acres +/_) Dear Michael: I have again spoken with both Allan and Greta regarding the above referenced matter. They have both advised me that they are willing to agree to one of the following two proposals: --------- /' 1. Sell the 5.4 acre tract at the original purchase price of $279,900.00 upon approval of the subdivision plan provided that such final approval is obtained by July 31, 2003. There will be no rental of the property in the interim. A release of all claims the Irwins may have against the Stackhouse arising out of the real estate contract and the postponement of settlement must be executed at settlement. 2. Sell the entire land (both lot 1 and 2 on the subdivision plan containing approximately 10 acresi at a sales price of $379,900.00, which is the ori,ginal $279,900.00 amount plus $100,000.00 for the additional acreage. I am not aware of any impediments to this sale such as would delay settlement. A release of all claims the Irwins may have against the Stackhouse arising out of the real estate contract and the postponement of settlement must be executed at settlement. Please advise me of your client's position regarding these alternative proposals. We are getting near the time of subdivision approval and I do not want to delay this matter further. Page 2 Before closing I would also like to advise you that I will protest any attempt on your part to file a lis pendens against this property. Should you do so I will be seeking damages and attorneys fees since it is my opinion that such action is not warranted under the circumstances. Very truly yours, \ CLI~Q~ ( DGR/dr cc: Greta Stackhouse bye-mail Allan Stackhouse bye-mail Sam Andes, Esquire by fax File 49-03-RELIT CERTIFICATE OF SERVIlCE I, James 1. Nelson, Esquire, hereby certify that on June 3, 2004, I served a true and correct copy of Plaintiffs' Reply to New Matter upon Defendants' attorney, Diane G. Radcliff, Esquire, by mailing same by United States Postal Service First Class Mail, Postage Prepaid, addressed as follows: Diane G. Radcliff, Esquire 3448 Trindle Road Camp Hil\, Pennsylvania 170 II Respectfully submitted, HANFT & KNIGHT, P.C. ..., James elson, Esquire torney LD. No, 91144 19 Brookwood Avenue, Suite 106 Carlisle, P A 17013 (717) 249-5373 0 ,..., 0 = c ~ " '-- -< I .,., c: 111 ;= ..>::: , :.if'.': j"n I lJc...-, :::u , '0 W ()6 -.J-Ti ~~ .'- "n /")-,- -"'- ;;::S,~ cy " .~". -::'::~ N ~j~ -< CD --- IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA SCOTT E. IRWIN and CHERYL D. IRWIN, Plaintiffs : NO. 04-83 CIVIL TERM V. : CIVIL ACTION - LAW ALLAN W. STACKHOUSE and GRETA M. STACKHOUSE Defendants V. JACK GAUGHEN REALTY INC., DONALD RICKARDS, HARTMAN AND ASSOCIATES, INC., and WILLIAM SW ANEK Additional Defendants PETITION TO JOIN ADDITIONAL DEFENDANTS AND NOW, this 29th day of September ,2004, comes your Petitioners, AIlan W. Stackhouse and Greta M. Stackhouse, by and through their attorney, Diane G. Radcliff, Esquire, and file this Petition to Join Additional Defendants and reprtesent that: 1. Your Petitioners, AIlan W. Stackhouse and Greta M. Stackhouse, are the Defendants in the above captioned case. 2. Your Respondents, Scott E. Irwin and Cheryl D. Irwin, are the Plaintiffs in the above captioned case. 3. This case involves a Real Estate contract for the purchase and sale of property located at 85 Biddle Road, Carlisle, Pennsylvania 17013 and, in essence, involves 1 a claim that the Defendants owe the Plaintiffs money as a result of their failure to hold settlement on the sale of that property by the Sales Agreement settlement date of May 31, 2003, which was delayed until August 2003. 4. Defendants Stackhouse assert that if Defendants Stackhouse are found liable to the Plaintiffs on their underlying claim that the proposed Additional Defendants are liable to Defendants Stackhouse and should be required to indemnify them for any such liability as a result ofthe following: A. The Real Estate Contract in question was prepared by and upon the advice of Donald Rickards, the realtor for Defendants Stackhouse, who at the time of said preparation knew that the subject property had not been subdivided and failed to advise Defendants Stackhouse that the Real Estate Contract should have been prepared in such a fashion to refl~rence the necessity of subdivision plan approval and to make sale and settlernent of the subject property contingent upon subdivision plan approval. B. The proposed Additional Defendant, Donald Rickards, was at all time herein relevant acting as the agent for Jack Gaughen Realty, Inc., who is liable for its agent's actions. C. The proposed Additional Defendant, William Swanek, was the Engineer employed by the proposed Additional Defendant, Hartman and Associates, Inc., who prepared the subdivision plan for the subject premises and submitted the same to the township on bt:half ofthe Defendants Stackhouse. He represented to the Defendants Stackhouse that the subdivision plan would be approved prior to the May 31, 2003 settlement date on the Real Estate Contract. Contrary to those representations and further as a result of his failure to complete the subdivision plan and related documents in a proper and appropriate rnanner, the subdivision plan was not approved by the May 31,2003 settlement date and, in fact, was not approved until August of2003, after it was rejected two times. As a result ofthe negligence of the proposed Additional Defendant, William Swanek, settlement was not able to take place 2 on the May 31, 2003 settlernent date set forth in the Real Estate Contract. D. The proposed Additional Defendant, William Swanek, was at all times employed by and acting as the Agent of the proposed Additional Defendant, Hartman and Associates, Inc., who is liable for the actions of its agents. 5. Defendants Stackhouse believe and therefore aver that the proposed Additional Defendants, Jack Gaughen Realty, Inc., Donald Rickards, Hartman and Associates, Inc., and William Swanek should be joined as Additional Defendants in this case and held liable over to the Defendants Stackhouse in the event the Defendants Stackhouse are found liable to the Plaintiffs on their underlying claim. WHEREFORE, Defendants Stackhouse request this Honorable Court to enter an order joining Jack Gaughen Realty Inc., Donald Rickards, Hartman and Associates, Inc., and William Swanek as Additional Defendants in this case. Respectfully subrnitted, ~c~ DIANE G. ~~DCLIFF, ESQ I E ~I~p;1;~~1;20:~o 11 Phone: (717) 737-0100 Supreme Court lD # 32112 Attorney for Defendants Stackhouse Date: Seotember 29.2004 3 VERlFICA nON 1 verify that the statements made in the foregoing doc:ument are true and correct. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. Section 4904, relating to unsworn falsification to authorities. ~-J!~d- TA M. STACKHOUSE Date: 9 - / P ~ 0 'I VERIFICATION I verify that the statements made in the foregoing document are true and correct. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. Section 4904, relating to unsworn falsification to authorities. (~ ALLAN W. STACKHOUSE cor t L-D / 0 'f Date: n ~ ~ = ~;; .J"" -' >- (/) :C-n ~" ", rn rl1'- ~ ',- , -u -o~ N ?3 U) ,;,,11 :r:.~~ ~~ o~ J:;',~, ' .,~ ,,'-~ , ?,;,{. 0 "J."" c C!? .~ ,-" ~ N ~ .- - SlP 3 U 2UU4 ty LJ COpy IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, pgNNSYLV ANI A SCOTT E. IRWIN and CHERYL D. IRWIN, Plaintiffs NO. 04-83 CIVIL TERM CIVIL ACTION - LAW V. ALLAN W. STACKHOUSE and GRETA M. STACKHOUSE Defendants V. JACK GAUGHEN REALTY INC., DONALD RICKARDS, HARTMAN AND ASSOCIATES, INC., and WILLIAM SW ANEK Additional Defendants ORDER AND NOW, this q\-day of ~04, upon consideration of the within Petition ofth, p,titioo~.D,f,","n'" AII,o W. S"",khonre ",d GretaM. S"",kho""" ,Rul' i, i"ooo upoo th' R"p~d'n"",'.;ntilfi;, Sou" E. rrwin ond Ch"l" D.I,.,;", ]"k G.ugh~ """ty Ino., Dm"'d Rio""",,, H",""" ",d A"ooi.,,,,lno., ",d Willium Sw..,k, to ,hoW ,,~, why, if ",y ""y h"'. they should not be joined as Additional Defendants in the above- referenced proceedings. Rule Returnable l <days after service. J. ( ViNV/\lJSNN3d I INn"'" ""', '-"'INn" I\...i. ,,-.},_' .,'-:1 ~,'::-:-~_'j \! h...) LS :01 W~ I)-DO'lOOl JdV10NO!li02d 3Hl :.f0 3JI::1:!()--G:r11.::J IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA SCOTT E. IRWIN and CHERYL D. IRWIN, Plaintiffs NO. 04-83 CIVIL TERM V. CIVIL ACTION - LAW ALLAN W. STACKHOUSE and GRETA M. STACKHOUSE Defendants PRAECIPE TO THE PROTHONOTARY: Please mark the above-captioned action settled, samfied and discontinued with prejudice. ~~~ rf.r~~ GREGORY H. KNIGHT, ESQUIRE I. D. No. ; 0' V;z..-.- 11 Roadway Drive,. Suite B Carlisle, PA 17013 Attorney for Plaintiffs ,,.,---- I .D. No. 321 rindle Road Camp Hill, PA 170'11 Attorney for Defendants