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HomeMy WebLinkAbout04-0113 BIG SPRING SCHOOL DISTRICT FINANCIAL STATEMENTS YEAR ENDED JUNE 30, 2003 TABLE OF CONTENTS Independent auditors' report Management's discussion and analysis Statement of net assets Statement of activities Balance sheet - governmental funds Reconciliation of the governmental funds balance sheet to the statement of net assets Statement of revenues, expenditures, and changes in fund balances - governmental funds Reconciliation of the governmental funds statement of revenues, expenditures, and changes in fund balance to the statement of activities Statement of net assets - proprietary funds Statement of revenues, expenses, and changes in net assets - proprietary funds Statement of cash flows - proprietary funds Statement of net assets - fiduciary funds Notes to financial statements Statement of revenues, expenditures, and changes in fund balance - budget and actual - general fund Page Number AR-lteAR-2 MDA - 1 to MDA - 8 FS- 1 FS - 2 FS - 3 FS -4 FS- 5 FS - 6 FS - 7 FS - 8 FS -9 FS - 10 FS - 11 to FS - 26 RSI - 1 GREENAWALT ~; COMPANY, P.C. CERTIFIED PUBLIC ACCOUNTANTS 400 WEST MA~N STREET MECHAmCSBURG, PENNSYLVANIA 17055 (717) 766-4763 FAX (7t?) 756-273t INDEPENDENT AUDITORS'REPORT 62 WEST POMFRET STREET CARLISLE, PA 17013 (717) 2434822 FAX (717) 25g-9372 Board of School Directors Big Spring School District Newville, Pennsylvania We have audited the accompanying financial statements of Big Spring School District as of and for the year ended June 30, 2003, as listed in the table of contents. These financial statements are the responsibility of the District's management. Our responsibility is to express an opinion on these financial statements based on our audit. We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are fTee of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements. An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audit provides a reasonable basis for our opinion. In our opinion, the accompanying financial statements present fairly, in all material respects, the respective financial position of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of Big Spring School District, as of June 30, 2003, and the respective changes in financial position and cash flows, where applicable, thereof and for the year then ended in conformity with accounting principles generally accepted in the United States of Amedca. As described in the notes to the financial statements, the District has implemented a new financial reporting model, as required by the provisions of Governmental Accounting Standards Board Statement No. 34, Basic Financial Statements - and Management's Discussion and Analysis - for State and Local Governments, as of and for the year ended June 30, 2003. Management's discussion and analysis on pages MDA - 1 through MDA - 8 and budgetary comparison information on page RSI - 1 are not a required part of the financial statements but are supplementary information required by the Governmental Accounting Standards Board. We have applied certain limited procedures, which consisted principally of inquiries of management regarding the methods of measurement and presentation of the required supplementary information. However, we did not audit the information and express no opinion on it. AR- 1 MEMBERS -AME1L1CAN INSTITUTE OF CERTIFIED PUBLIC ACCOUNTANTS -PENIqSYLVANIA II~STITUTE OF CERTIFIED PUBLIC ACCOUNTANTS Board of Directors Big Spring School District Page Two In accordance with Government Auditing Standards, we have also issued separate reports dated September 10, 2003, on our consideration of Big Spring School District's internal control over financial reporting and our tests of its compliance with certain provisions of laws, regulations, contracts and grants. That report is an integral part of an audit performed in accordance with Government Auditing Standards and should be read in conjunction with this report in considering the results of our audit. GREENAWALT & COMPANY, P,C. October 23, 2003 Mechanicsburg, Pennsylvania AR - 2 BIG SPRING SCHOOL DISTRICT MANAGEMENT'S DISCUSSION AND ANALYSIS JUNE 30, 2003 This discussion and analysis provides an overview of the District's financial performance for the fiscal year ended June 30, 2003. This is the first year we have reported District activities in accordance with GASB Statement No. 34, Basic Financial Statements - and Management's Discussion and Analysis -for State and Local Governments. In future years, our discussion and analysis will compare current year financial activities to those of the previous year. Please read our discussion and analysis in conjunction with the District's financial statements, which begin on page FS-1. FINANCIAL HIGHLIGHTS As the result of a referendum, we eliminated the 80% Occupation Tax as a source of revenue, replacing it with a .65% increase in the Earned Income Tax. This is not expected to significantly change our tax receipts over the long-term. During the initial year, the Earned Income Tax revenue was less than budgeted, due to the normal time delay until the funds are collected and available to the District. As budgeted, General Fund expenditures were greater than revenues. The shortfall was offset by using available fund balance and through a tax increase. The 2003-2004 budget has been prepared on a similar basis. Construction of the new high school approached completion, increasing our construction in progress to approximately $ 28.5 million. We are paying for this project with funds remaining in our Capital Projects Fund from previously issued general obligation bonds. In April, we issued $19.46 million in general obligation bonds, referred to as the 2003 Series. The amount we received was used to pay offour 1998 Series and provide funds for renovations to the old high school and existing middle school. As a result of this favorable financing, we realized an economic gain of approximately $ 230,000. USING THESE FINANCIAL STATEMENTS This report consists of a series of financial statements. The Statement of Net Assets and the Statement of Activities (pages FS-I and FS-2) are presented for the first time this year, to comply with GASB Statement No. 34. These statements provide information about the District as a whole, and present a longer-term view of the District's finances than Fund financial statements. Fund financial statements are on pages FS-3, FS-5 and FS-7 through FS-10. For governmental funds, these statements show how District services have been financed in the short term, as well as the amount remaining for future spending. Proprietary fund statements provide information about non-governmental operations, in this case food services. Fiduciary funds statements report funds held in trust by the District for student activities. MDA- 1 BIG SPRING SCHOOL DISTRICT MANAGEMENT'S DISCUSSION AND ANALYSIS JUNE 30, 2003 Page FS-4 reconciles total governmental fund balances to total net assets. Page FS-6 does the same for the components of the changes in fund balances to the change in net assets. Government - Wide Statements The new statements present financial activities and the results of those activities in two categories, governmental and business-type. Capital assets (land, buildings, improvements, furniture and equipment) are presented with all other assets. Long-term debt is presented with all other liabilities. This is distinctly different from the fund statements in which assets and liabilities are separated into various funds such as General and Capital Projects. The approach to measurement of revenue and expense is similar to that used in the private sector and is referred to as the accrual basis of accounting. This is discussed further in the notes to financial statements. Fund Financial Statements The fund statements provide financial information about the District's funds rather than the District as a whole. There are three types of funds, Governmental, Proprietary and Fiduciary. The use of each type of fund is described in the notes to financial statements. Unlike the government-wide statements that measure revenues on the accrual basis, the fund statements report revenues only to the extent cash has been received, or is expected to be received in the near future. THE DISTRICT AS A WHOLE Statement of Net Assets The District's total net assets were $14,385,445 at June 30, 2003. The following summarizes the Statement of Net Assets (page FS-1). Governmental Business-type Total School Activities Activities District Current and other assets Capital assets $ 20,740,841 $ 90,047 $ 20,830,888 38.986,173 567,199 39,553,372 Total assets $ 59.727,014 $ 657.246 $ 60:384.260 MDA - 2 BIG SPRING SCHOOL DISTRICT MANAGEMENT'S DISCUSSION AND ANALYSIS JUNE 30, 2003 Governmental Business-type Total School Activities Activities District Current and other liabilities Long-term liabilities Total liabilities $ 3,350,841 $ 831 $ 3,351,672 42,574,856 72,287 42,647,143 45,925,697 73,118 45,998,815 Invested in capital assets, net of related debt Restricted for capital projects Unrestricted Total net assets (2,688,827) 567,199 (2,121,628) 13,485,297 13,485,297 3,004,847 16,929 3,021,776 13~801,317 584,128 14,385,445 Total liabilities and net assets $ 59,727,014 $ 657,246 $ 60,384,260 Net assets are the difference between total assets and total liabilities, and represent resources that can be used to pay for future operations and capital improvements. Most of the District's net assets are invested in capital assets. The restricted mount represents cash and investments that can only be used for buildings and improvements. Any excess funds would be used to repay debt. Statement of Activities The following summarizes the Statement of Activities (page FS-2). It shows how total net assets decreased by $ 731,253 during the year. Program revenues Charges for services Operating grants and contribution Capital grants and contributions General revenues Taxes Investment earnings State general subsidies Total revenues Governmental Business-type Total School Activities Activities Dislxict $ 167,007 $ 649,258 $ 816,265 4,831,826 279,689 5,111,515 470,413 470,413 12,677,313 12,677,313 243,761 1,713 245,474 7,394,557 7,394,557 25,784,877 930,660 26,715,537 MDA - 3 BIG SPRING SCHOOL DISTRICT MANAGEMENT'S DISCUSSION AND ANALYSIS JUNE 30, 2003 Direct expenses Excess (deficiency) before transfers Transfers between activities Change in net assets Governmental Business-type Total School Activities Activities District $ 26,389,444 $ 1.057,346 $ 27,446,790 (604,567) (126,686) (731,253) (48L212) 481,212 $ (1,085,779) $ 354,526 $ (731,253) The following summarizes expense information from the Statemem of Activities (page FS-2). Direct expenses represents the actual cost of providing the services while the net cost represents the amount of cost that is not recovered through program revenues, mean'rog user charges, grants and contributions. The net cost of services of must be recovered through general revenue, primarily taxes and state subsidies. Amounts not recovered will reduce funds available for future years. Governmental Activities Direct Program Net Expenses Revenues Cost Instruction Instructional student support Administrative and financial support Operation and maintenance of plant Pupil transportation Student activities Community services Interest on long-term debt $ 16,087,423 $ 3,404,164 $ 12,683,259 1,881,940 142,101 1,739,839 2,212,539 63,297 2,149,242 2,657,080 73,088 2,583,992 1,629,721 1,247,621 382,100 538,779 67,858 470,921 20,522 704 19,818 1,361 ~440 470,413 891 ~027 $ 26,389,444 $ 5,469,246 20,920,198 Transfers to business - type activities Total governmental activities State general subsidies revenues 481,212 21,401,410 T394,557 Total needs from taxes and other local sources $ 14~06,853 MDA - 4 BIG SPRING SCHOOL DISTRICT MANAGEMENT'S DISCUSSION AND ANALYSIS JUNE 30, 2003 Business-type Activities Direct Program Expenses Revenues Food services $ 1,057~346 Transfers from governmental activities and investment earnings Total business-type activities THE DISTRICT'S FUNDS $ 928,947 $ Net Cost 128,399 482,925 (354,526) Governmental Funds As of June 30, 2003 the District's govemmental funds have a combined fund balance of $ 15,651,062, which is a decrease of $ 5,851,226 from June 30, 2002. Governmental fund balances 2002 2003 Change % Change General fund - unrestricted $ 4,953,433 $ Capital reserve fund - unrestricted 739,376 Athletic fund - unrestricted (2,139) Capital projects fund - restricted 15.811.618 2,048,567 $ (2,904,866) (58.64) % 115,849 (623,527) (84.33) 1,349 3,488 NM 13,485,297 (2,326321) (14.71) Total governmental funds $ 21.502.288 $ 15,651,062 $ (5,851,226) (27.21) Total unrestricted Total restricted $ 5,690,670 $ 2,165,765 $ (3,524,905) (61.94) 15,811.618 13,485.297 (2,326,321) (14.71) Total governmental funds $ 21,502,288 $ 15,651,062 $ (5,851,226) (27.21) The General Fund had budgeted expenditures in excess of revenues by $ 935,979. The District eliminated the occupation tax, which was replaced with a higher earned income tax based on Act 24. As a result of this change, the actual revenue collected fell short of budget by approximately $ 1,130,000 for earned income taxes. Expenditures included the payoff of a 1,200,000 variable rate note that had not been budgeted. MDA - 5 BIG SPRING SCHOOL DISTRICT MANAGEMENT' S DISCUSSION AND ANALYSIS JUNE 30, 2003 The Capital Reserve Fund decrease of $ 623,527 included expenditures of $ 295,229 for the final payments to Cumberland Perry Area Vocational Technical School to support their capital improvements. The Athletic Fund usually has a small fund balance, as the General Fund transfers mounts as needed. The Capital Projects Fund decrease of $ 2,326,321 is a result of expenditures to build the new high school, and the borrowing of additional funds for anticipated projects. General Fund Budget The following summarizes budget information presented on page RSI-I. Total revenues Total expenditures Revenues over (under) expenditures Other financing sources (uses) Net change in fund balance Budget Actual Variance $ 26,289,964 $ 24,934,521 $ (1,355,443) 27,112,387 2T744,087 631,700 (822,423) (2,809,566) (1,987,143) (113,556) (95300) 18.256 $ (935.979) $ (2,904,866) $ (1,968,887) The revenues variance shows that actual revenues were less than budget. This is mostly due to the increased earned income tax rate not making funds available soon enough to be recognized as revenue. The expenditures variance shows that actual expenditures exceeded budget. This is due to repayment of a $1,200,000 note that had not been budgeted. CAPITAL ASSETS At June 30, 2003 the District had $ 38,986,173 in governmental activities capital assets, which represents an increase of $ 12,250,216. The increase is mostly due to the construction of the new high school. As construction projects are completed, related construction in progress balances are moved into the buildings and improvements category, and depreciated over their estimated useful lives. MDA - 6 BIG SPRING SCHOOL DISTRICT MANAGEMENT' S DISCUSSION AND ANALYSIS JUNE 30, 2003 Governmental activities Land Construction in progress Buildings, structures and improvements Furniture and equipment Computer equipment Library books Capital assets (net of depreciation) 2002 2003 Chan~e 610,000 $ 610,000 $ 15,657,896 28,564,274 12,906,378 9,623,883 9,077,956 (545,927) 270,279 280,345 10,066 471,644 344,164 (127,480) 102,255 109,434 7,179 Total governmental capital assets $ 26,735,957 $ 38,986.173 $ 12,250,216 Business - type activities Furniture and equipment $ 135~520 $ 567,199 $ 431.679 LONG-TERM LIABILITIES The following smnmarizes the long-term liabilities note to financial statements (pages FS-21 through FS~23). Most of the debt is general obligation bonds issued by the District to pay for capital improvements. Our ability to raise future funds through the issuance of debt depends on how well our existing bonds are rated by the investment community. Moody's Investors Service Inc. has assigned its municipal bond rating of "Aaa" to the 2003 Series. 2002 2003 Change Governmental activities General obligation bonds Capital leases Compensated absences $ 33,445,000 $ 41,675,000 $ 8,230,000 25,669 (25,669) 725,960 720~690 (5~270) Total long-term liabilities $ 34,196,629 $ 42~395~690 $ 8,199,061 Each year, the District pays interest to bond holders and pays down a portion of the outstanding debt, referred to as redemption. During 2003, in addition to the scheduled redemption, we fully repaid the outstanding balance of $ 8,470,000 on bonds referred to as the 1998 Series, and replaced it with a portion of lower interest rate bonds referred to as the 2003 Series. This action is discussed in the notes to financial statements. MDA - 7 BIG SPRING SCHOOL DISTRICT MANAGEMENT'S DISCUSSION AND ANALYSIS JUNE 30, 2003 NEXT YEAR'S BUDGET AND ECONOMIC FACTORS Budget Budget 2002-2003 2003-2004 Chan~,e Total revenues Total expenditures $ 26,289,964 $ 27,420,375 $ 1,130,411 27,112,387 28,057A00 944~713 Revenues over (under) expenditures (822,423) (636,725) 185,698 Other financing sources (uses) (113,556) 247,100 360,656 Net change in fund balance $ (935,979) $ (389,625) $ 546.354 The budget for 2003-2004 represents an increase in total expenditures of 3.48%. This increase is largely due to the increase in the retirement rate from 1.15% to 3.77%, the 9.70% increase in medical insurance and the increase in debt service requirements. As a result, the 2003-2004 budgeted revenues include an increase in real estate taxes from 10.0 mills up to 11.3 mills. The earned income tax rate remains at 1.15%. There are no changes to economic factors that are expected to have a significant impact on our 2003-2004 budget, other than the cash flow difficulties created by the Commonwealth of Pennsylvania not timely adopting an education budget and therefore not giving funds to school districts in a timely manner. CONTACTING THE DISTRICT FINANCIAL MANAGEMENT The District's financial report is intended to provide the readers with a general overview of the District's finances and to show the Board's accountability for the money it receives. If you have questions about this report or wish to request additional financial information, please contact the district office of Big Spring School District, 45 Mount Rock Road, Newville, PA 17241, (717) 776-2000. MDA - 8 x E'~ , Z E 8 .E E F- > 0 UJ Z 5 0 :-- 8-~ E Z BIG SPRING SCHOOL DISTRICT STATEMENT OF NET ASSETS - PROPRIETARY FUNDS JUNE 30, 2003 Assets Cash and cash equivalents Due from other governments inventories Total current assets Construction in progress Furniture and equipment (net of accumulated depreciation) Total assets Food Service $ 179,184 4,345 20,168 203,697 448,712 118,487 $ 770,896 Liabilities Due to other funds Accounts payable Current portion of compensated absences Deferred revenues Total current liabilities Long-term portion of compensated absences Total liabilities Net assets Invested in capital assets (net of related debt) Unrestricted Total net assets Total liabilities and net assets $ 113,650 318 7,000 513 121,481 65,287 186,768 567,199 16,929 584,128 $ 770,896 The accompanying notes are an integral part of these financial statements. FS - 7 BIG SPRING SCHOOL DISTRICT STATEMENT OF REVENUES, EXPENSES AND CHANGES IN NET ASSETS - PROPRIETARY FUNDS FOR THE YEAR ENDED JUNE 30, 2003 Operating revenues ~ Food service revenue Operating expenses Salaries Employee benefits Purchased property service Food and milk Other supplies Depreciation Dues and fees Total operating expenses Operating income (loss) Nonoperating revenues Earnings on investments State sources - social security and retirement subsidies State sources - meal subsidies Federal sources - meal subsidies Federal sources - donated commodities Total nonoperating revenues Income (loss) before transfers Transfers from other funds Change in net assets Net assets - beginning Net assets - ending Food Service $ 649,258 382,587 115,131 54,869 473,111 12,612 17,033 2,003 1,057,346 (408,088) 1,713 17,000 32,700 187,997 41,992 281,402 (126,686) 481,212 354,526 229,602 $ 584,128 The accompanying notes are an integral part of these financial statements. FS - 8 BIG SPRING SCHOOL DISTRICT STATEMENT OF CASH FLOWS - PROPRIETARY FUNDS FOR THE YEAR ENDED JUNE 30, 2003 Operating activities Cash received from users Cash payments to employees for services Cash payments to suppliers for goods and services Net cash provided by (used for) operating activities Non-capital financing activities State sources Federal sources Capital projects fund for equipment General fund contributed services Net cash provided by (used for) non-capital financing activities Capital and related financing activities Cash payments for equipment Net cash provided by (used for) capital and related financing activities Investing activities Earnings on investments Net decrease (increase) in investments Net cash provided by (used for) investing activities Net decrease in cash and cash equivalents Cash and cash equivalents - beginning Cash and cash equivalents - ending Food Service $ 649,929 (489,977) (525,157) (365,205) 49,814 188,623 448,712 32,500 719;649 (448,712) (448,712) 1,713 1,713 (92,555) 271,739 $ 179,184 Reconciliation of operating income (loss) to net cash used in operating activities Operating income (loss) Adjustments to reconcile operating income (loss) to net cash used in operating activities Depreciation Donated commodities Net change in other assets and other liabilities Accounts receivable Inventories Due to/from other funds Accounts payable Deferred revenue Compensated absences Total adjustments Net cash provided by (used for) oPerating activities $ (408,088) 17,033 41,992 1,278 10,002 4,781 (35,676) 513 2,960 42,883 $ (365,205) The accompanying notes are an integral part of these financial statements. FS - 9 BIG SPRING SCHOOL DISTRICT STATEMENT OF NET ASSETS - FIDUCIARY FUNDS JUNE 30~ 2003 Assets Cash and cash equivalents Total assets Student Activities $ 144,930 $ 144,930 Liabilities Due to student groups Total liabilities Net assets Total liabilities and net assets $ 144,930 144,930 $ 144,930 The accompanying notes are an integral part of these financial statements. FS- 10 BIG SPRING SCHOOL DISTRICT NOTES TO FINANCIAL STATEMENTS JUNE 30, 2003 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES Big Spring School District is the level of government which has oversight responsibility and control over activities related to public school education. The report includes services provided by the Distdct to residents within its boundaries: the Cumberland County Townships of Cooke, Lower Frankford, Upper Frenkford, Lower Mifflin, Upper Mifflin, North Newton, South Newton, Penn and West Pennsboro and the Borough of Newville. Services provided include a comprehensive curriculum for primary and secondary education as well as special education and vocational education programs. The District receives revenue from local, state and federal sources and must comply with the requirements of these funding sources. The financial statements of Big Spring School District have been prepared in accordance with generally accepted accounting principles as applied to governmental units. The Governmental Accounting Standards Board is the authoritative standard-setting body for the establishment of governmental accounting and financial reporting principles. The more significant of these accounting policies are as follows: Reporting entity Governmental Accounting Standards Board Statement No. 14 "The Financial Reporting Entity", established the criteria for determining the activities, organizations and functions of government to be included in the financial statement of the reporting entity. In evaluating the school as a reporting entity, management has addressed all potential component units which may or may not fall within the school's financial accountability. The criteria used to evaluate component units for possible inclusion as part of the District's reporting entity are financial accountability and the nature and significance of the relationship, Them are no component units that meet the above criteria for inclusion in this reporting entity. However, the District is a participant in three jointly-governed operations, each of which is a separate legal entity that offers services to the District and its residents. Each entity serves several schoot districts, so the following entities are not included in this reporting entity. The entities do not have taxing power, but each is required to adopt an annual budget, which is funded primarily by its member Districts or others that use its services. Complete financial statements for the entities can be obtained from the entity's administrative office. Capital Area Intermediate Unit provides special education services and programs. Cumberland Perry Area Vocational Technical School provides vocational and technical education services and programs. Capital Tax Collection Bureau provides earned income tax collection services. FS - 11 BIG SPRING SCHOOL DISTRICT NOTES TO FINANCIAL STATEMENTS (Cont'd.) JUNE 30, 2003 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Cont'd.) Fund accounting The accounts of the District are organized on the basis of funds, each of which is considered a separate accounting entity. The operations of each fund are accounted for by providing a separate set of self-balancing accounts which comprise its assets, liabilities, fund equity, revenues, and expenditures, or expenses, as appropriate. Resources are allocated to and accounted for in individual funds based upon the purposes for which they are to be spent. When both restricted and unrestricted resoumes are available for use, it is the District's general policy to use the restricted (primarily operating grants) resoumes first, then unrestricted resources as they are needed. The District has the following major types of funds: Governmental Funds - These funds account for the activities through which most of the District's operations are provided. Proprietary Funds - These funds account for the operations of the District that are financed and operated in a manner similar to private business enterprises. Fiduciary Funds - These funds account for the assets held by the District as a trustee or agent for individuals, private organizations and/or governmental units and are therefore not available to support the District's own programs. Basis of presentation Government-wide financial statements (i.e., the statement of net assets and the statement of activities) report information on all of the nonfiduciary activities of the District. As a general rule the effect of interfund activity has been eliminated from these statements. Governmental activities, which normally are supported by taxes and intergovernmental revenues, are reported separately from business-type activities which rely to a significant extent, on fees and charges for support. The statement of activities demonstrates the degree to which the direct expenses of given functions or programs are offset by program revenues. Direct expenses are those that are clearly identifiable within a specific function or program. Program revenues include charges to customers who purchase, use, or directly benefit from goods, services, or privileges provided by a given function or program. In addition, program revenues include grants and contributions that are restricted to meeting the operational or capital requirements of a particular function or program. Taxes and other items not properly included among program revenues are reported as general revenues. FS- 12 BIG SPRING SCHOOL DISTRICT NOTES TO FINANCIAL STATEMENTS (Cont'd.) JUNE 30, 2003 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Cont'd.) Basis of presentation (Cont'd.) Fund financial statements are also provided for all governmental funds, proprietary funds, and fiduciary funds of the District. Major individual governmental funds and major individual proprietary funds are reported as separate columns in the fund financial statements. Nonmajor funds, if any, are aggregated and presented in a single column. Fiduciary funds are reported by fund. Proprietary funds distinguish operating revenues and expenses from nonoperating items. Operating revenues and expenses generally result from providing services and producing and delivering goods in connection with the fund's principal ongoing operations. Operating expenses for the District's proprietary fund include food production costs, supplies, administrative costs, and depreciation on capital assets. All revenues or expenses not meeting this definition are reported as nonoperating revenues and expenses. The District reports the following major governmental funds: The General Fund is the primary operating fund. It accounts for all financial resources except those required to be accounted for in another fund. The Capital Reserve Fund accounts for transfers from other funds and related investment earnings for capital outlays not accounted for in another fund. The Athletic Fund accounts for the revenues and expenditures for athletic purposes. The Capital Projects Fund accounts for bond proceeds and the expenditure of those funds. The District reports the following proprietary fund: The Food Service Fund accounts for the operations of the cafeterias, The District reports the following fiduciary fund: The Student Activities Fund accounts for programs operated and sponsored by various clubs and organizations within the schools. FS- 13 BIG SPRING SCHOOL DISTRICT NOTES TO FINANCIAL STATEMENTS (Cont'd.) JUNE 30, 2003 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Cont'd.) Measurement focus and basis of accounting The government-wide financial statements are reported using the economic resoumes measurement focus and the accrual basis of accounting as are the proprietary fund and the fiduciary fund financial statements. Revenues are recorded when earned and expenses are recorded when a liability is incurred, regardless of the timing of related cash flows. Real estate and personal taxes are recognized as revenues in the year for which they are levied. Grants and similar items are recognized as revenue as soon as all eligibility requirements imposed by the provider have been met. Net assets (total assets less total liabilities) are used as a practical measure of economic resoumes and the operating statement includes all transactions and events that increased or decreased net assets. Depreciation and amortization are charged as an expense against current operations. Accumulated depreciation and unamortized costs are reported in the statement of net assets. The governmental fund financial statements are reported using the current financial resources measurement focus and the modified accrual basis of accounting. Revenues are recognized as soon as they are both measurable and available. Revenues are considered to be available when they are collectible within the current period or soon enough thereafter to pay liabilities of the current period. For this purpose, the government considers tax revenue to be available if collected within 60 days of the end of the fiscal period. Revenue from federal, state and other grants designated for payment of specific expenditures is recognized when the related expenditures are incurred; accordingly, when such funds are received, they are recorded as deferred revenues untir earned. Expenditures generally are recorded when a liability is incurred, as under accrual accounting. However, debt service expenditures, as well as expenditures related to compensated absences and claims and judgments, are recorded only when payment is due. Budgets and budgetary accounting An operating budget is adopted pdor to the beginning of each year for the General Fund on s modified accrual basis of accounting. The General Fund is the only fund for which a budget is legally required. The Pennsylvania School Code dictates specific procedures relative to adoption of the District's budget and reporting of its financial statements. The District, before levying annual school taxes, is required to prepare an operating budget for the succeeding fiscal year. This process includes the publishing of notices by advertisement, that the proposed budget has been prepared and is available for public inspection at the administrative office of the District, and that public hearings are held on the proposed operating budget which are required to be scheduled at least ten days prior to when final action on adoption is taken by the Board. Legal budgetary control is maintained at the sub-function/major object level. The Board may approve transfers of funds appropriated to any particular item of expenditure in accordance with the Pennsylvania School Code. Based on current operating procedures, management submits all budget transfer requests for Board approval. FS - 14 BIG SPRING SCHOOL DISTRICT NOTES TO FINANCIAL STATEMENTS (Cont'd.) JUNE 30, 2003 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Cont'd.) Budgets and budgeta~j accounting (Cont'd.) In order to preserve a portion of an appropriation for which an expenditure has been committed by a purchase order, contract or other form of commitment, an encumbrance is recorded. Unused encumbrances expire at the end of each year. Included in the General Fund budget are program budgets as prescribed by the federal and state agencies funding the program. These budgets are approved on a program by program basis by the federal and state funding agencies. During the year these programs increased both revenues and expenditures of the original budget by $ 481,234. Taxes and taxes receivable Real estate and personal taxes are levied as of July 1 with a legal, enforceable claim against the property and/or taxpayer. Amounts not collected within six months (December 31) are considered delinquent and submitted to outside agencies/entities for collection actions. Receivables and payables between funds Activity between funds that represent lending/borrowing arrangements outstanding at the end of the fiscal year are referred to as "due to/from other funds". Any residual balances outstanding between the governmental activities and business-type activities are reported in the government-wide financial statements as "internal balances". Inventories Inventories are presented at the lower of cost or market on a first-in, first-out basis, and are expended when used. Donated commodities are recognized as revenue and are inventoried at an estimated cost value. Capital assets Capital assets, which include property, plant, equipment, and infrastructure assets: e.g., roads, sidewalks, and similar items), ara reported in the applicable governmental or business-type activities columns in the government- wide financial statements. Capital assets are defined by the District as assets with an initial, individual cost of more than $1,500 and an estimated useful life in excess of one year. Management has elected to include certain homogeneous groups with individual costs of less than $1,500 as capital assets for financial reporting purposes. In addition, capital assets purchased with long-term debt may be capitalized regardless of the thresholds established. Such assets are recorded at historical Cost or estimated historical cost if pumhased or constructed. FS - 15 BIG SPRING SCHOOL DISTRICT NOTES TO FINANCIAL STATEMENTS (Cont'd.) JUNE 30, 2003 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Cont'd.) Capital assets (Cont'd.) Major outlays for capital assets and improvements are capitalized as projects are constructed. The costs of normal maintenance and repairs that do not add to the value of the asset or materially extend asset tires are not capitalized. All reported capital assets are depreciated using the straight-line method over the following estimated useful lives: Governmental Business-type Assets Activities Activities Buildings 50 Other structures 20 to 30 Interior renovations 25 Land improvements 20 Furniture 20 Machinery and equipment 10 to 15 Office machines 8 Audio visual equipment 6 Computer equipment 5 Library books 5 2O 15 Long-term liabilities In the government-wide financial statement, and proprietary fund types in the fund financial statements, long-term debt and other long-term obligations are reported as liabilities in the applicable governmental activities or proprietary fund statement of net assets. Refunding costs and bond discounts are amortized over the life of the bonds using the effective interest method. Bond issuance costs are reported as deferred charges and amortized over the term of the related debt. In the fund financial statements, governmental fund types recognize bond premiums and discounts, as well as bond issuance and refunding costs, as current period expenditures. The face amount of debt issued is reported as other financing sources while discounts and refunding costs on debt issuances are reported as debt service. Issuance costs, whether or not withheld from the actual debt proceeds received, are reported as support service expenditures. FS- 16 BIG SPRING SCHOOL DISTRICT NOTES TO FINANCIAL STATEMENTS (Cont'd.) JUNE 30, 2003 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Cont'd.) Estimates The preparation of financial statements in conformity with generally accepted accounting principles requires management to make estimates and assumptions that affect certain reported amounts and disclosures. Accordingly, actual results could differ from those estimates. Financial accounting standards for proprietary funds Standards for accounting and financial reporting for private business enterprises generally ara followed for proprietary fund financial statements to the extent that those standards do not conflict with or contradict guidance of the Governmental Accounting Standards Board. CHANGES IN ACCOUNTING PRINCIPLES AND RESTATEMENT OF FUND BALANCE Changes in accounting principles For the year ended June 30, 2003 the District has implemented GASB Statement No. 34, Basic Financial Statements - and Management's Discussion and Analysis - for State and Local Govemments. GASB 34 creates new basic financial statements for reporting on the District's financial activities. The financial statements now include government-wide financial statements prepared on an accrual basis of accounting and fund financial statements which present information for individual major funds rather than by fund type. Nonmajor funds, if any, are presented in total in one column. The government-wide financial statements split the District's programs between governmental and business-type activities. The beginning net asset amounts reflect the changes in fund balance at June 30, 2002, caused by the conversion to the accrual basis of accounting. Restatement of fund balances The transition from fund balances of governmental funds to net assets of governmental activities is as follows: Total fund balances of governmental funds - June 30, 2002 $ 21,502,288 GASB 34 adjustments: Capital assets, net of accumulated depreciation Long-term liabilities Unamortized bond related costs Accrued interest on bonds payable Taxes receivable, net of allowance for uncollectibles 26,735,957 (34,196,629) 421,980 (436,500) 860,000 Total net assets of governmental activities - June 30, 2002 $ J4,887,096 FS-17 BIG SPRING SCHOOL DISTRICT NOTES TO FINANCIAL STATEMENTS (Cont'd.) JUNE 30, 2003 CASH AND CASH EQUIVALENTS AND INVESTMENTS The District's cash and cash equivalents and investments have been categorized to indicate the level of risk assumed by the District. Category 1 includes cash and cash equivalents and investments that are insured or registered, or securities held by the District or by its agent in the District's name. Category 2 includes uninsured or unregistered, with securities held by the counterpart's trust department or agent in the District's name. Category 3 includes uninsured and unregistered, with securities held by the counterparty or by its trust department or agent but not in the District's name, including public funds collateralized as permitted by Act 72 of the Commonwealth of Pennsylvania. Carrying AmountJ Bank Cateclorv Market Value Balance 1 2 3 Demand deposits $ 863,381 1,812,667 $ ~200,000 $ - $ 1,612,667 Petty cash Money market funds U.S. Government agencies Pooled investments PLGIT PSDLAF 8O 2,049,649 2,842,158 7,351,472 7,351,473 5,599,175 5,599,175 1,536,179 1,536,179 $ 17.399,936 $ 19,141.652 Cash and cash equivalents, in the proprietary funds statement of cash flows, consists of a demand deposit account. The types of authorized investments are limited by State regulations. Investment policies followed during the year did not significantly alter the categorizations shown above. The pooled investments funds are required to be operated in accordance with state laws and regulations. FS- 18 BIG SPRING SCHOOL DISTRICT NOTES TO FINANCIAL STATEMENTS (Cont'd.) JUNE 30, 2003 TAXES RECEIVABLE Taxes receivable are as follows: Taxes Taxes Receivable Allowance for Receivable Deferred (Gross) Uncollectibles (Net) Tax Revenue Real estate taxes Personal taxes General Fund Full accrual adjustment Earned income taxes $ 478,611 $ 143,611 $ 335,000 $ 155,000 76,579 61,579 15,000 15,000 555,190 205,190 350,000 170,000 (140,000) 140,000 (170,000) 1,185,000 1,185,000 Governmental activities $ 1,740.190 $ 65,190 The deferred revenue balance in the General Fund of $ 252,462 consists of deferred taxes of $170,000, deferred revenue for federal grants of $ 72,232, and deferred revenue for summer school of $10,230. DUE FROM OTHER GOVERNMENTS Due from other governments are as follows: Governmental Business-type Activities Activities Total Local sources - taxes $ 618,980 $ $ 618,980 Local sources - other 65,755 65,755 State sou rces 181,352 554 181,906 Federal sources 263,585 3,791 267,376 $ .1.129,672 $ 4,345 $ 1,134,017 FS- 19 BIG SPRING SCHOOL DISTRICT NOTES TO FINANCIAL STATEMENTS (Cont'd.) JUNE 30, 2003 CHANGES IN CAPITAL ASSETS Capital asset activity for the year was as follows: Governmental activities Capital assets not being depreciated Land Construction in progress Capital assets being depreciated Buildings, structures and improvements Furniture and equipment Computer equipment Library books Accumulated depreciation for: Buildings, structures and improvements Furniture and equipment Computer equipment Library books Capital assets being depreciated, net Governmental activities capital assets, net Business-type activities Capital assets not being depreciated Equipment not operational Capital assets being depreciated Furniture and equipment Accumulated depreciation for: Furniture and equipment Capital assets being depreciated, net Business-type activities capital assets, net Beginning Ending Balance Increases Decreases Balance $ 610,000$ $ - $ 610,000 15,657,896 12,906,378 28,564,274 16,267,896 12,906,378 29,174.274 23,612,317 23,612.317 1,459,575 49,803 1,509,378 1,865,209 49,376 1,914,585 704,530 48,882 753~412 27,641.631 148,061 27,789,692 13,988,434 545.927 14,534,361 1,189,296 39,737 1,229,033 1,393,565 176,856 1,570,421 602,275 41,703 643,978 17.173,570 804,223 17,977,793 10,468,061 (656,162) 9,811,899 $ 26,735,957 $ 12.250,216 $ - $ 38.986,173 448,712 $ - $ 448,712 417,203 417,203 281,683 17,033 298,716 135,520 ~17,033) 118,487 $ 135.520 $ _ 431,679 $ _ - $ 567,199 FS-20 BIG SPRING SCHOOL DISTRICT NOTES TO FINANCIAL STATEMENTS (Cont'd.) JUNE 30, 2003 CHANGES IN CAPITAL ASSETS (Cont'd.) Depreciation expense was charged to functions/programs as follows: Governmental activities Instruction Instructional student support Administrative and financial support Operation and maintenance of plant Student activities $ 657,411 69,104 23,661 18,672 35,375 804,223 Business-type activities - Food service $ 17.~033 An independent appraisal company is scheduled to begin a fixed asset inventory project designed to enhance the District's tracking of furnishings and equipment and the accumulated depreciation thereon. This capital asset system will also provide data for the new reporting requirements under GASB Statement No. 34. Any changes in the recorded values of estimated historical costs and accumulated depreciation of the District's capital assets which may result from this inventory will be reflected during the year ending June 30, 2004. LONG-TERM LIABILITIES Changes in bonds payable were as follows: Beginning Scheduled Ending Balance Refundinq Redemptions Balance Fixed rates 1997 Series $ 3,285,000 $ - $ (405,000) $ 2,880,000 1998 Series 8,875,000 (8,470,000) (405,000) 2001 Series 15,500,000 (545,000) 14,955,000 2003 Series 19,460,000 19,460,000 Capital lease for computers 25,669 (25,669) Variable rates 1999 Series 4,585,000 (205,000) 4,380,000 2000 Series 1,200,000 (1,200,000/ $ 33,470.669 $ 10,990,000 $ (2.785,669) $ 41,675.000 FS - 21 BIG SPRING SCHOOL DISTRICT NOTES TO FINANCIAL STATEMENTS (Cont'd.) JUNE 30, 2003 LONG-TERM LIABILITIES (Cont'd,) Interest Rates Maturity Date Callable Date Amounts Due With in One Year 1997 Series 5.075% Mamh 2009 Not callable $ 420,000 1999 Series (1) December 2017 45 days notice 210,000 2001 Series 3.40% to 5.10% February 2021 August 2011 565,000 2003 Series 2.00% to 4.40% April 2023 April 2013 290,000 $ 1,485,000 (1) The 1999 series pays interest at a variable rate of .55% above the "weekly rate", not to exceed 25.00%. At June 30, 2003 the "weekly rate" was 1.00%. In June 2003, the District issued its 2003 Series general obligation bonds in the amount of $19,460,000, for the advance refunding of the 1998 Series and to finance various capital projects of the District. After receiving a bond premium of $ 314,726, paying issuance costs of $ 278,220 and depositing $ 8,623,752 in an irrevocable trust fund, the remaining $10,872,754 was available to the District. The investments and earnings of the irrevocable trust fund were sufficient to fully retire the 1998 Series when it was called in October 2003. The refunding of the 1998 Series reduced future debt service by approximately $ 230,000, which will be realized during the year ended June 30, 2004. The District has been reviewing preliminary cost estimates to convert the old high school to a middle school, and other cost estimates related to the middle school annex. For financial reporting purposes the 1998 Series is considered defeased and therefore not included as a liability in the statement of net assets. As of June 30, 2003 the $ 8,470,000 of the defeased 1998 Series was outstanding. Scheduled debt service requirements, payable by the General Fund, are as follows: Year EndinQ June 30 Principal Interest Total 2004 $ 1,485,000 $ 1,535,561 $ 3,020,561 2005 2,135,000 1,609,902 3,744,902 2006 2,200,000 1,541,346 3,741,346 2007 2,290,000 1,464,152 3,754,152 2008 2,370,000 1,390,370 3,760,370 2009-2013 11,030,000 5,622,640 16,652,640 2014-2018 13,035,000 3,272,479 16,307,479 2019-2023 7,130,000 848,810 7,978,810 $ 41,675,000 $ 17~285,260 $ 58,960,260 FS - 22 BIG SPRING SCHOOL DISTRICT NOTES TO FINANCIAL STATEMENTS (Cont'd.) JUNE 30, 2003 LONG-TERM LIABILITIES (Cont'd.) Changes in compensated absences were as follows: Beginning Ending Balance Net Chanoe Balance Governmental activities $ 725.960 $ (5,270) $ 720,690 Business-type activities $ 69.327 $ 2,960 $ 72,287 The estimated amounts due within one year on these items are $150,000 and $ 7,000 for the governmental and business-type activities, respectively. Compensated absences (those for which employees receive pay) are presented using the termination payment method. A liability is computed using estimates which apply historical data to current factors. The District maintains records of unused leave and applies the contracted rate for employees eligible for termination payments. The District allows only restricted sabbatical leave and therefore does not present any liability in advance of the sabbatical. Payments for compensated absences are made in the year the absence is taken or the employee retires. At retirement or death, while in District service, employees (with at least 10 years service in the District) or their beneficiaries shall choose one of the following options (subject to a maximum of $12,000 for administrators and $ 8,000 for all other employees): Accumulated unused sick leave days times $ 50 per day 2. Number of full years of service in the District times $150 per year PENSION PLAN Substantially ail full-time and part-time employees of the District participate in a cost-sharing multiple employer defined benefit pension plan. The Distdct recognizes expenditures or expenses equal to its contractually-required contributions, subject to the modified accrual basis of accounting in governmental funds. The District contributes to The Public School Employees' Retirement System (the System), a governmental cost sharing multiple-employer defined benefit plan. The plan is under the authority of the Public School Employees' Retirement Code (the Code), as amended. The plan provides retirement and disability, legislatively mandated ad hoc cost-of-living adjustments, and healthcare insurance premium assistance to qualifying annuitants. The System issues a comprehensive annual financial report that includes financial statements and required supplementary information for the plan. A copy of the report may be obtained by writing to the System at PO Box 125, Harrisburg, PA 17108-0125, or by accessing the System's website at www.psers.state.13a.us. FS - 23 BIG SPRING SCHOOL DISTRICT NOTES TO FINANCIAL STATEMENTS (Cont'd.) JUNE 30, 2003 PENSION PLAN (Cont'd.) The contribution policy is established by the Code and requires contributions by active members, employers and the Commonwealth. Active members are required to contribute as follows: Active members who joined the System prior to July 22, 1983, contribute at 5.25 percent (Class TC) or at 6.50 percent (Class TD) of the member's qualifying compensation. Members who joined the System on or before July 22, 1983, who were active or inactive as of July 1, 2001, contribute at 6.25 percent (Class TC) or at 7.50 percent (Class TD) of the member's qualifying compensation. Members who joined the System after June 30, 2001, contribute at 7.50 percent (automatic Class TD). For all new hires and for members who elected Class TD membership, the higher contribution rates begin with service rendered on or after January 1, 2002. Contributions required of employers are based upon an actuarial valuation. For the fiscal year ended June 30, 2003 the employer contribution rate was 1.15 percent of covered payroll, composed of 0.18 percent for pension benefits and 0.97 percent for healthcare insurance premium assistance. The District's contributions to PSERS for the years ending June 30, 2003, 2002 and 2001 were $163,975, $149,368 and $ 241,893, respectively. Those amounts are equal to the required contributions for each year. POSTEMPLOYMENT BENEFITS OTHER THAN PENSION BENEFITS Under the negotiations agreement with Big Spdng Education Association, the District shall provide for continuance of health care insurance after retirement until age 65. This health care insurance shall be at the retiree's expense, except that employees who retire after thirty or more years with the District, shall have up to five years of health care insurance benefits provided on the basis of the District paying 50% of the cost and the retiree paying 50% of the cost. The District finances this benefit on a pay-as-you-go basis. For the year ended June 30, 2003 the District incurred a total cost of $ 49,664 to provide this benefit to 22 participants. RISK MANAGEMENT The District is exposed to various risks of loss related to torts; theft of, damage to, and destruction of assets; errors and omissions; injuries to employees; and natural disasters. The District maintains commercial insurance coverage covering each of those risks of loss. Management believes such coverage is sufficient to preclude any significant uninsured losses to the District. Settled claims have not exceeded this commercial coverage in any of the past three fiscal years. For State unemployment compensation laws, the District is self-insured, which is a common practice for local governmental units. Any unemployment claims are paid by the District on a quarterly basis as incurred. FS - 24 BIG SPRING SCHOOL DISTRICT NOTES TO FINANCIAL STATEMENTS (Cont'd.) JUNE 30, 2003 RISK MANAGEMENT (Cont'd.) For workers' compensation insurance, approximately 80 Districts participate in a public entity risk sharing pool (School Districts Insurance Consortium) for processing claims and obtaining reinsurance through commercial insurance carriers. Under this plan, the District's annual cost should not exceed standard commercial insurance rates. The District's health insurance plan allows each participant to choose one of the three coverage options available through South Central Trust. South Central Trust is not a risk sharing pool. The Trust was established for processing claims and obtaining reinsurance through commercial insurance carriers. The Trust has reinsurance for claims in excess of $ 100,000 specific (per person) and 125% aggregate (estimated Distdct annual cost). A summary of District transactions with the Trust is as follows: District balance, June 30, 2002 (plus $100,000 accrual equals $820,583) Prior year adjustment to Insurance Company reserves $ 720,583 508,971 Adjusted Distdct balance, July 1, 2002 1,229,554 District payments to the Trust Rebates and reimbursements Interest income 2,082,804 20,598 7,890 Total receipts 2,111,292 Claims paid by the Trust Stop loss premiums (reinsurance) Administrative and other fees 2,025,821 153,395 43,550 Total payments 2,222,766 District balance, June 30, 2003 $ 1,118~080 Participants in the trust are required to maintain adequate balances to cover risk and incurred but not reported claims. District management considers the June 30, 2003 balance of $ 1,118,080 to be adequate. For the previous year, the District had accrued a liability to the trust of $100,000 and considered the combined balance of $ 820,583 to be adequate. FS-25 BIG SPRING SCHOOL DISTRICT NOTES TO FINANCIAL STATEMENTS (Cont'd.) JUNE 30, 2003 COMMITMENTS AND CONTINGENCIES The District's contract with its teaching staff is scheduled to expire in June 2004. As of June 30, 2003 the District was in the final stages of construction of a new high school. Approximately $ 200,000 of construction remained to be completed and approximately $ 400,000 of equipment remained to be received. The open house for the building was held on August 19, 2003. In the normal course of business, the District is subject to legal disputes and claims. The District does not anticipate any material losses from any pending or threatened litigation. In the normal course of preparing for the subsequent school year, the District has awarded bids for various supplies, fuel contracts, etc. No major commitments in excess of routine requirements have been made by the District. The District participates in state and federal grant programs which are governed by various rules and regulations. Expenditures charged to these grant programs are subject to audit and review by the grantor agencies; therefore, any findings or adjustments by the grantor agencies could have an effect on the recorded grants receivable and/or deferred grant revenues, and on the related revenues and expenditures. FS - 26 _= z .~. 7 m g o ~ ~- o- E~-~ 8 = = m ~.~.__ *~-~- ~