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HomeMy WebLinkAbout08-1118IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA UNIFUND CCR PARTNERS ASSIGNEE OF PALISADES CIVIL ACTION COLLECTION, LLC 10625 Techwoods Circle Cincinnati, OH 45242 Plaintiff NO: b8- 1118 3V Term VS. JEFFERY L SHEAFFER 6601 CARLISLE PIKE MECHANICSBURG PA 17050 Defendant NOTICE TO DEFEND You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice to Defend are served, by entering a written appearance personally or by an attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ON AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT REDUCED FEE OR NO FEE. MIDPENN LEGAL SERVICES 401 EAST LOUTHER STREET CARLISLE, PA 17013 717-243-9400 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA UNIFUND CCR PARTNERS ASSIGNEE OF PALISADES COLLECTION, LLC 10625 Techwoods Circle Cincinnati, OH 45242 CIVIL ACTION Plaintiff NO: Op_ vs. JEFFERY L SHEAFFER 6601 CARLISLE PIKE MECHANICSBURG PA 17050 ; Defendant : COMPLAINT Plaintiff, UNIFUND CCR PARTNERS ASSIGNEE OF PALISADES COLLECTION, LLC, by and through its attorneys, Edwin A. Abrahamsen & Associates, P.C., complains of the Defendant as follows: 1. Plaintiff, UNIFUND CCR PARTNERS ASSIGNEE OF PALISADES COLLECTION, LLC, (hereinafter "Plaintiff") is a Ohio corporation with a principal place of business located at 10625 Techwoods Circle, Cincinnati, OH 45242. 2. The Defendant JEFFERY L SHEAFFER (hereinafter "Defendant") is an adult individual residing at 6601 CARLISLE PIKE MECHANICSBURG PA 17050. 3. At all relevant times herein, Plaintiff was engaged in the business of debt purchase and collection. 4. Defendant applied for and received a credit card issued by FIRST USA BANK NA with the account number 4417168418358523. 5. The within account was sold by FIRST USA BANK NA to Unifund for valuable consideration and all rights under said accounts were assigned to Unif ind. (See, Bill of Sale, Affidavit and Assignment attached hereto as Exhibit "A.") 6. Use of the FIRST USA BANK NA credit card was subject to the terms of the Cardmember Agreement, a copy of which was sent to the Defendant along with the credit card. (See, Cardmember Agreement attached hereto as Exhibit "B.") 7. Defendant used the FIRST USA BANK NA credit card account number4417168418358523, for purchases, cash advances and/or balance transfers. 8. The Defendant was mailed account statements relative to the Defendant's use of the subject credit card. (See, Card Statements attached hereto as Exhibit "C.") 9. The Defendant defaulted under the terms of the Agreement by failing and refusing to make monthly payments on the account as they became due. 10. The account became delinquent on September 30, 2005. 11. The principal amount was $18,356.88 at the time it was received by Plaintiff. 12. Pursuant to the account agreement, any unpaid balance accrues interest at the rate of 6. 13. The total amount due and owing the Plaintiff including interest, is $21,022.73. 14. Pursuant to the terms of the Agreement, Defendant is liable for Plaintiffs court costs and reasonable attorney's fees in the amount of 25% of the balance. WHEREFORE, Plaintiff requests judgment in its favor and against Defendant in the amount of $21,022.73 plus costs of suit, reasonable attorneys' fees of $5,255.68 and any other relief as the Court deems just and appropriate. Respectfully submitted, Esquire Scranton, PA 18505 mratchford@eaa-law.com sbest@eaa-law.com Attorney I.D. Nos.: 86285/93600 1729 Pittston Avenue EDIT BILL OF SALE THIS BILL OF SALE is effective as of May 23, 2007 between UNIFUND PORTFOLIO At LLC, an Ohio limited liability company ("Assignor') and CLIFFS PORTFOLIO ACQUISITION I, LLC, a Delaware limited liability company ("Assignee"). Unless otherwise defined herein, terms used herein shall have the meanings specified in the Sale, Assumption, and Assignment Agreement effective as of April 1, 2007, between Assignor and Assignee (the "Agreement"). Assignor, for value received and in connection with the Agreement, transfers, sells, assigns, conveys, grants, and delivers to Assignee free, clear and unencumbered title to the Cliffs Subpool as defined in the Agreement and all of Assignor's rights thereto effective as of 12:01 AM on May 23, 2007 (the "Effective Time"). The sale is without recourse to Assignor and without warranty of any kind (including, without limitation, warranties pertaining to title, validity, collectibility, accuracy or sufficiency of information, and applicability of any statute of limitations), except as stated in the Agreement or herein. UNIFUND Portfolio A, LLC BYAo4mi2-A He cquis itions CLIFFS PORTFOLIO ACQUISITION I, LLC By: Name: 4 / Tltle: /Ug0"W f,,tr EXN bid 8 , a •$511?5.t11. 1-, F3 5??^9 h?'ct dd Uri qff t s gg 7L ?"C Fit C g > y & _6 3 Vi Q g F 8?,?a5,?'a i F T Q? 9' .[y?j?? C qm ,S?a. ?.$ 194 , B p pT ??j 00 ?° 9 3ff Gp ?Sgrt ??{{" 5 ??• R 63i f V •o R G ? g , Q ? Y S i t? ?p$y, ? gc. 2 ? 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R ? $5^? s$ ° g4 S g " Q"gag e G cr s 3 oil 1"I ail ITI .gg 5rS_g? ypgsg g? g?a?FNN g° "?a r.g.5 5. R,n? `2: E4a a -Y n y't? & ?'8 S ag'' $ Olt t. H ?'?r #g? AAy.? ROB A4- S5 8 5 ngg^ R? 8a RS ?O s ?fi °a'_R = 5 9 q g'? S gA g ?." oy 3. g.? $.o C? g a'F Ei_? g=.RV ?' ?.?? 9 5:^ kR 55°' s8 s &4 8.a 8fi°o ?... gR 25 a o.a a - a?? a`; Rp- aR s- s t'nt.9, a?sG ? ,Q ewe. _?' 1300 ACCOUNT HUMBER 4417168418358523 BALANCE AS OF - - - - i 1011 9/2007 PAYMENT DUE DATE MINIMUM PAYMENT PAYMENT ENCLOSED PAST DUE 1 20 UNIFUND STATEMENT JEFFERY L SHEAFFER 6601 CARLISLE PIKE MECHANICSBURG PA 17050 MESSAGE FROM UNIFUND YOUR ACCOUNT IS PAST DUE $20,600.27. THE PAST DUE AMOUNT IS INCLUDED IN THE MINIMUM PAYMENT. PLEASE IMMEDIATELY. IF YOU HAVE ALREADY SENT APAYMENT FOR THE ABOVEAMOUNT,THANK YOU. PROMPT CREDITING OF PAYMENTS. TO RECEIVE CREDIT FOR PAYMENTS AS OF THE DATE OF RECEIPT, WE MUST RECEIVE YOUR CHECK OR MONEY ORDER AT: UNIFUND 10625 TECHWOODS CIRCLE CINCINNATI, OH 45242 PAYMENTS RECEIVED AT THE ABOVEADDRESS IN THE MANNER SPECIFIED AFTER THAT TIME WILL BE CREDITED TO YOUR ACCOUNT AS OF OUR NEXT BUSINESS DAY. THE CREDITING TO YOUR ACCOUNT OF PAYMENTS RECEIVED AT ANY LOCATION OTHER THAN THE ABOVE ADDRESS MAY BE DELAYED UP TO 5 DAYS OF RECEIPT. THIS COMMUNICATION IS FROM A DEBT COLLECTOR. FEDERAL LAW REQUIRES US TO INFORM YOU THAT THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. t?-j VERIFICATION I, Michael F. Ratchford, attorney for Plaintiff,UNIFUND CCR PARTNERS ASSIGNEE OF PALISADES COLLECTION, LLC, am fully familiar with the facts set forth in the within Complaint and am authorized to make this Verification on behalf of Plaintiff. I Verify that the facts set forth in the within allegations are true and correct to the best of my knowledge, knowing that any false statements are punishable by law pursuant to 18 C.S.A. 4904. Michael F. ford, Esquire ? oo Uo ? t? ^a -Ti O :. , ri rill N) ® .'7 1 . SHERIFF'S RETURN - NOT FOUND a CASE NO: 2008-01118 P COMMONTWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND UNIFUND CCR PARTNERS VS SHEAFFER JEFFERY L R. Thomas Kline Sheriff or Deputy Sheriff, who being duly sworn according to law, says, that he made a diligent search and inquiry for the within named DEFENDANT SHEAFFER JEFFERY L but was unable to locate Him in his bailiwick. He therefore returns the ! ,-%RRMT n Trim r TTl1MT I- T1 , NOT FOUND , as to the within named DEFENDANT , SHEAFFER JEFFERY L 6601 CARLISLE PIKE MECHANICSBURG, PA 17050 DEFENDANT DOES NOT LIVE AT GIVEN ADDRESS. BELIEVED TO BE LIVING IN PORT ROYAL. Sheriff's Costs: Docketing 18.00 Service 9.60 Not Found 5.00 Surcharge 10.00 .00 3?f91o8 9,?, ? 42.60 So answers: R. Thomas Kline Sheriff of Cumberland County EDWIN ABRAHMASEN 03/13/2008 Sworn and Subscribed to before me this day of A. D. (i)avid q). Bueff Prothonotary Y,irkS. Sohonage, ESQ Solicitor Tf nee X Simpson P. IS` Deputy (Prothonotary z: /r Irene E. Morrow 2nd Deputy Prothonotary Office of the T'rothonotary Cumberland County, Tennsyfvania QQ -///8 CIVIL TERM ORDER OF TERMINATION OF COURT CASES AND NOW THIS 25TH DAY OF OCTOBER, 2011, AFTER MAILING NOTICE OF INTENTION TO PROCEED AND RECEIVING NO RESPONSE -THE ABOVE CASE IS HEREBY TERMINATED WITH PREJUDICE IN ACCORDANCE WITH PA R.C.P 230.2 BY THE COURT, DAVID D. BUELL PROTHONOTARY One Courthouse Square • Suite 100 • Cartisfe, PA 17013 • (717 240-6195 9 Fax (717 240-6573